Jacksonville Bancorp Inactive 10-K13 Mar 152014 FY Annual reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 31, 2014	Mar. 01, 2015	Jun. 30, 2014
Document And Entity Information Abstract
Entity Registrant Name	Jacksonville Bancorp, Inc.
Entity Central Index Key	1484949
Trading Symbol	jxsb
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	-19
Entity Filer Category	Smaller Reporting Company
Entity Well Known Seasoned Issuer	No
Entity Common Stock Shares Outstanding		1,800,123
Entity Public Float			$38.60
Document Type	10-K
Document Period End Date	31-Dec-14
Amendment Flag	FALSE
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$6,427,536	$2,796,331
Interest-earning demand deposits in banks	3,184,102	3,302,539
Cash and cash equivalents	9,611,638	6,098,870
Available-for-sale securities:
Investment securities	55,264,976	60,638,942
Mortgage-backed securities	41,419,921	48,345,655
Other investments	73,766	81,918
Loans held for sale	235,600	262,461
Loans, net of allowance for loan losses of $2,956,264 and $3,406,434 at December 31, 2014 and 2013	184,718,612	180,639,502
Premises and equipment, net of accumulated depreciation of $5,742,785 and $7,096,401 at December 31, 2014 and 2013	4,945,983	5,178,978
Federal Home Loan Bank stock	1,113,800	1,113,800
Foreclosed assets held for sale, net	176,671	281,918
Cash surrender value of life insurance	6,912,917	6,815,059
Interest receivable	1,713,243	1,817,415
Deferred income taxes	1,486,206	2,703,110
Mortgage servicing rights, net of valuation allowance of $56,969 and $73,392 as of December 31, 2014 and 2013	632,634	673,576
Goodwill	2,726,567	2,726,567
Other assets	892,118	1,041,005
Total assets	311,924,652	318,418,776
Deposits
Demand	30,976,025	29,976,167
Savings, NOW and money market	120,365,974	113,610,655
Time	94,599,563	108,151,569
Total deposits	245,941,562	251,738,391
Short-term borrowings	13,821,730	19,610,297
Deferred compensation	4,252,720	3,999,371
Advances from borrowers for taxes and insurance	962,762	857,814
Interest payable	166,052	210,226
Income taxes payable	200,781	34,621
Other liabilities	1,562,947	829,260
Total liabilities	266,908,554	277,279,980
Stockholders' Equity
Preferred stock, $.01 par value, authorized 10,000,000 shares; none issued and outstanding
Common stock, $.01 par value; authorized 25,000,000 shares; issued 1,799,483 - December 31, 2014 and 1,832,860 - December 31, 2013	17,995	18,329
Additional paid-in capital	13,900,743	14,561,085
Retained earnings	30,635,787	28,233,876
Accumulated other comprehensive income (loss)	711,483	-1,386,964
Unallocated ESOP shares	-249,910	-287,530
Total stockholders' equity	45,016,098	41,138,796
Total liabilities and stockholders' equity	$311,924,652	$318,418,776

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parentheticals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Statement Of Financial Position [Abstract]
Allowance for loan losses of loans receivable (in dollars)	$2,956,264	$3,406,434
Accumulated depreciation on premises and equipment (in dollars)	5,742,785	7,096,401
Valuation allowance on mortgage servicing rights (in dollars)	$56,969	$73,392
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued
Preferred stock, shares outstanding
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	25,000,000	25,000,000
Common stock, shares issued	1,799,483	1,832,860

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
Consolidated Statements of Income (USD $)	Dec. 31, 2014	Dec. 31, 2013
Interest and Fee Income
Loans, including fees	$9,157,672	$9,370,899
Debt securities
Taxable	225,722	238,419
Tax-exempt	1,525,723	1,554,595
Mortgage-backed securities	981,032	877,300
Other	1,759	36,552
Total interest income	11,891,908	12,077,765
Interest Expense
Deposits	1,436,803	1,766,740
Short-term borrowings	5,085	8,175
Federal Home Loan Bank advances	9,570	6,356
Total interest expense	1,451,458	1,781,271
Net Interest Income	10,440,450	10,296,494
Provision for Loan Losses	240,000	170,000
Net Interest Income After Provision for Loan Losses	10,200,450	10,126,494
Noninterest Income
Fiduciary activities	290,681	252,831
Commission income	1,201,869	1,056,380
Service charges on deposit accounts	714,425	826,082
Mortgage banking operations, net	124,564	238,974
Net realized gains on sales of available-for-sale securities	408,753	897,901
Loan servicing fees	361,586	372,219
Increase in cash surrender value of life insurance	185,986	194,841
ATM and bank card interchange income	494,360	430,639
Other	136,875	173,003
Total noninterest income	3,919,099	4,442,870
Noninterest Expense
Salaries and employee benefits	6,480,468	6,501,277
Occupancy and equipment	974,361	1,021,638
Data processing and telecommunications	531,554	624,134
Professional	532,096	283,447
Marketing	112,713	133,421
Postage and office supplies	235,090	266,128
Deposit insurance premium	153,137	156,125
ATM and bank card expense	282,574	245,448
Other	910,756	935,802
Total noninterest expense	10,212,749	10,167,420
Income Before Income Taxes	3,906,800	4,401,944
Provision for Income Taxes	934,046	1,188,299
Net Income	$2,972,754	$3,213,645
Basic Earnings Per Share (in dollars per share)	$1.66	$1.73
Diluted Earnings Per Share (in dollars per share)	$1.65	$1.73
Cash Dividends Per Share (in dollars per share)	$0.32	$0.31

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Statement Of Income And Comprehensive Income [Abstract]
Net Income	$2,972,754	$3,213,645
Other Comprehensive Income (Loss)
Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes of $1,219,994 and $(1,901,395) for 2014 and 2013, respectively	2,368,224	-3,690,942
Less: reclassification adjustment for realized gains included in net income, net of taxes of $138,976 and $305,286 for 2014 and 2013, respectively	269,777	592,615
Total other comprehensive income (loss)	2,098,447	-4,283,557
Comprehensive Income (Loss)	$5,071,201	($1,069,912)

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Loss) (Parentheticals) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Statement Of Income And Comprehensive Income [Abstract]
Taxes on unrealized appreciation (depreciation) on available-for-sale securities	$1,219,994	($1,901,395)
Taxes on reclassification adjustment for realized gains included in net income	$138,976	$305,286

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Issued Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Unallocated ESOP	Total
Balance at Dec. 31, 2012	$19,086	$15,943,273	$25,585,757	$2,896,593	($324,380)	$44,120,329
Balance (in shares) at Dec. 31, 2012	1,908,556
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			3,213,645			3,213,645
Other comprehensive income (loss)				-4,283,557		-4,283,557
Stock repurchases	-817	-1,596,142				-1,596,959
Stock repurchases (in shares)	-81,698
Exercise of stock options	60	88,398				88,458
Exercise of stock options (in shares)	6,002
Tax benefit of nonqualified options		1,796				1,796
Stock-based compensation expense		90,162				90,162
Common shares held by ESOP, committed to be released		33,598			36,850	70,448
Dividends on common stock, $.31 in 2013 and $.32 in 2014 per share			-565,526			-565,526
Balance at Dec. 31, 2013	18,329	14,561,085	28,233,876	-1,386,964	-287,530	41,138,796
Balance (in shares) at Dec. 31, 2013	1,832,860
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			2,972,754			2,972,754
Other comprehensive income (loss)				2,098,447		2,098,447
Stock repurchases	-485	-1,028,203				-1,028,688
Stock repurchases (in shares)	-48,478
Exercise of stock options	151	230,827				230,978
Exercise of stock options (in shares)	15,101
Tax benefit of nonqualified options		3,513				3,513
Stock-based compensation expense		90,163				90,163
Common shares held by ESOP, committed to be released		43,358			37,620	80,978
Dividends on common stock, $.31 in 2013 and $.32 in 2014 per share			-570,843			-570,843
Balance at Dec. 31, 2014	$17,995	$13,900,743	$30,635,787	$711,483	($249,910)	$45,016,098
Balance (in shares) at Dec. 31, 2014	1,799,483

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders' Equity (Parentheticals) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Statement Of Stockholders Equity [Abstract]
Dividends on common stock (in dollars per share)	$0.32	$0.31

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
Consolidated Statements of Cash Flows (USD $)	Dec. 31, 2014	Dec. 31, 2013
Operating Activities
Net income	$2,972,754	$3,213,645
Items not requiring (providing) cash
Depreciation and amortization	385,385	382,299
Provision for loan losses	240,000	170,000
Amortization of premiums and discounts on securities and loans	724,332	948,972
Deferred income taxes	135,886	-31,880
Net realized gains on available-for-sale securities	-408,753	-897,901
Loss from sale/disposal of premises and equipment		75,360
Amortization of mortgage servicing rights	127,647	170,523
Recovery of mortgage servicing rights asset		-33,649
Increase in cash surrender value of life insurance, net	-97,858	-202,417
Gains on sales of foreclosed assets	-9,122
Shares held by ESOP committed to be released	80,978	70,448
Stock-based compensation expense	90,163	90,162
Changes in
Interest receivable	104,172	236,057
Other assets	-89,576	339,036
Interest payable	-44,174	-66,531
Other liabilities	1,153,196	-92,216
Origination of loans held for sale	-12,358,997	-23,747,987
Proceeds from sales of loans held for sale	12,543,780	24,459,995
Net cash provided by operating activities	5,549,813	5,083,916
Investing Activities
Net change in interest-earning time deposits		2,972,000
Purchases of available-for-sale securities	-23,850,584	-43,336,382
Proceeds from maturities and payments of available-for-sale securities	7,764,734	13,997,055
Proceeds from the sales of available-for-sale investments and other investments	31,257,071	29,214,848
Net change in loans	-4,387,125	-7,185,004
Purchase of premises and equipment	-152,390	-268,232
Proceeds from sale of premises and equipment		286,371
Proceeds from the sale of foreclosed assets	176,737
Net cash provided by (used in) investing activities	10,808,443	-4,319,344
Financing Activities
Net increase in demand deposits, money market, NOW and savings accounts	7,755,177	7,930,755
Net decrease in certificates of deposit	-13,552,006	-14,713,093
Net increase (decrease) in short-term borrowings	-5,788,567	6,869,687
Net increase in advances from borrowers for taxes and insurance	104,948	25,469
Stock repurchase	-1,028,688	-1,596,959
Proceeds from stock options exercised	234,491	90,254
Dividends paid	-570,843	-565,526
Net cash used in financing activities	-12,845,488	-1,959,413
Increase (Decrease) in Cash and Cash Equivalents	3,512,768	-1,194,841
Cash and Cash Equivalents, Beginning of Year	6,098,870	7,293,711
Cash and Cash Equivalents, End of Year	9,611,638	6,098,870
Supplemental Cash Flows Information
Interest paid	1,495,632	1,847,802
Income taxes paid	632,000	1,399,673
Sale and financing of foreclosed assets	298,000
Real estate acquired in settlement of loans	374,116	129,078
Dividends declared not paid	143,959	147,229
Exercise and retirement of shares in stock option plan	$101,130	$63,445

Nature_of_Operations_and_Summa

Nature of Operations and Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1: Nature of Operations and Summary of Significant Accounting Policies

	Nature of Operations

	Jacksonville Bancorp, Inc. (the “Company”) is a Maryland corporation. The Company owns 100% of Jacksonville Savings Bank (the “Bank”). The Bank was founded in 1916 as an Illinois-chartered savings and loan association and converted to an Illinois-chartered savings bank in 1992. The Bank is headquartered in Jacksonville, Illinois and operates five branches in addition to its main office. The Bank’s deposits have been federally insured since 1945 by the Federal Deposit Insurance Corporation (“FDIC”). The Bank has been a member of the Federal Home Loan Bank (“FHLB”) System since 1932.

	The Bank is a community-oriented savings bank engaged primarily in the business of attracting retail deposits from the general public in the Bank’s market area and using such funds together with borrowings and funds from other sources to originate consumer loans and mortgage loans secured by one-to-four family residential real estate. The Bank also originates commercial real estate loans, multi-family real estate loans, commercial business loans, and agricultural loans. When possible, the Bank emphasizes the origination of mortgage loans with adjustable interest rates (“ARM”), as well as fixed-rate balloon loans with terms ranging from three to five years, consumer loans, which are primarily home equity loans secured by second mortgages, commercial business loans, and agricultural loans. The Bank also offers trust and investment services. The investment center, Berthel Fisher and Company Financial Services, Inc., is operated through the Bank’s wholly-owned subsidiary, Financial Resources Group, Inc.

	The Company is subject to competition from other financial institutions and nonfinancial institutions providing financial products. Additionally, the Company is subject to the regulations of certain regulatory agencies and undergoes periodic examinations by those regulatory agencies.

	The significant accounting and reporting policies of the Company and its subsidiary follow:

	Principles of Consolidation and Financial Statement Presentation

	The consolidated financial statements include the accounts of the Company, the Bank and the Bank’s wholly owned subsidiary, Financial Resources Group, Inc. Significant intercompany accounts and transactions have been eliminated in consolidation. Based on the Company’s approach to decision making, it has decided that its business is comprised of a single segment.

	The consolidated financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and conform to predominate practice within the banking industry.


	Use of Estimates

	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

	Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, fair value of securities, valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, valuation of loan servicing rights, valuation of deferred tax assets and goodwill impairment.

	Cash Equivalents

	The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At December 31, 2014 and 2013, cash equivalents consisted primarily of federal funds sold and interest-earning demand deposits in banks.

	At December 31, 2014, the Company’s cash accounts did not exceed federally insured limits.

	Interest-earning Time Deposits in Banks

	Interest-earning time deposits in banks are generally short-term and are carried at cost.

	Securities

	Available-for-sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss). Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the settlement date and are determined using the specific identification method.

	For debt securities with fair value below amortized cost when the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.

	Other Investments

	Other investments at December 31, 2014 and 2013 include local municipal bonds and equity investments in local community development organizations. The municipal bonds mature ratably through the year 2030. These securities have no readily ascertainable market value and are carried at cost.

	Loans Held for Sale

	Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to noninterest income. Gains and losses on loan sales are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan.

	Loans

	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans.

	For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan.

	The accrual of interest on loans is generally discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.

	All interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.

	Allowance for Loan Losses

	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes collectibility of the principal is unlikely. Subsequent recoveries, if any, are credited to the allowance.


The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.

The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data.

A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent.

Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.

Premises and Equipment

Depreciable assets are stated at cost less accumulated depreciation. Depreciation is charged to expense using the straight-line method over the estimated useful lives of the assets.

The estimated useful lives for each major depreciable classification of premises and equipment are as follows:

Buildings and improvements	35-40 years
Equipment	3-5 years


Federal Home Loan Bank Stock

Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula, carried at cost and evaluated for impairment.

Foreclosed Assets Held for Sale

Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in income or expense from foreclosed assets.

Bank-owned Life Insurance

Bank-owned life insurance policies are reflected on the consolidated balance sheets at the estimated cash surrender value. Changes in the cash surrender value are reflected in noninterest income in the consolidated statements of income.

Goodwill

Goodwill is evaluated annually for impairment or more frequently if impairment indicators are present. A qualitative assessment is performed to determine whether the existence of events or circumstances leads to a determination that it is more likely than not the fair value is less than the carrying amount, including goodwill. If, based on the evaluation, it is determined to be more likely than not that the fair value is less than the carrying value, then goodwill is tested further for impairment. If the implied fair value of goodwill is lower than its carrying amount, a goodwill impairment is indicated and goodwill is written down to its implied fair value. Subsequent increases in goodwill value are not recognized in the financial statements. The goodwill was not deemed impaired as of December 31, 2014 or 2013.

Mortgage Servicing Rights

Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change.





The Company subsequently measures each class of servicing asset using either the fair value or the amortization method. The Company has elected to subsequently measure the mortgage servicing rights under the amortization method. Under the amortization method, servicing rights are amortized in proportion to and over the period of estimated net servicing income. The amortized assets are assessed for impairment or increased obligation based on fair value at each reporting date. Each class of separately recognized servicing assets subsequently measured using the amortization method are evaluated and measured for impairment. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the carrying amount of the servicing assets for that tranche. The valuation allowance is adjusted to reflect changes in the measurement of impairment after the initial measurement of impairment. Changes in valuation allowances are reported as a separate line item in noninterest expense on the consolidated income statement. Fair value in excess of the carrying amount of servicing assets for that stratum is not recognized.

Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal and are recorded as income when earned in loan servicing fees in non-interest income. The amortization of mortgage servicing rights is netted from the gains on sale of loans, both cash gains as well as the capitalized gains, and is included in mortgage banking operations, net in non-interest income.

Stock Options

At December 31, 2014 and 2013, the Company has a stock-based employee compensation plan, which is described more fully in Note 15.

Transfers of Financial Assets

Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company — put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.

Income Taxes

The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.

Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.

Tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to the management’s judgment. With a few exceptions, the Company is no longer subject to U.S. federal and state income tax examinations by tax authorities for years before 2011.

The Company recognizes interest and penalties on income taxes as a component of income tax expense.

The Company files consolidated income tax returns with its subsidiary.

Earnings Per Share

Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each period. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.


Comprehensive Income (Loss)

Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive income (loss) includes unrealized appreciation (depreciation) on available-for-sale securities.

Trust Assets

Assets held in fiduciary or agency capacities are not included in the consolidated balance sheets since such items are not assets of the Company. Fees from trust activities are recorded as revenue over the period in which the service is provided. Fees are a function of the market value of assets managed and administered, the volume of transactions, and fees for other services rendered, as set forth in the underlying client agreement with the Trust Department. This revenue recognition involves the use of estimates and assumptions, including components that are calculated based on estimated asset valuations and transaction volumes. Generally, the actual trust fee is charged to each account on a monthly basis. Any out of pocket expenses or services not typically covered by the fee schedule for trust activities are charged directly to the trust account on a gross basis as trust revenue is incurred. The Company managed or administered approximately 114 and 110 trust accounts with assets totaling approximately $78.6 million and $71.8 million at December 31, 2014 and 2013, respectively.

Reclassifications

Certain amounts included in the 2013 consolidated statements have been reclassified to conform to the 2014 presentation.

Recent and Future Accounting Requirements

In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-04, Troubled Debt Restructurings by Creditors (Subtopic 310-40: Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure which affects all creditors who obtain physical possession (resulting from an in substance repossession or foreclosure) of residential real estate property collateralizing a consumer mortgage loan in satisfaction of a receivable. The ASU is effective for annual periods beginning after December 15, 2014, and interim periods within annual periods beginning after December 15, 2015 which the entity’s annual or interim financial statements have not been made available for issuance. The adoption of this guidance is not expected to have a material impact on the Company’s Consolidated Financial Statements.


In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). The update provides a five-step revenue recognition model for all revenue arising from contracts with customers and affects all entities that enter into contracts to provide goods or services to their customers (unless the contracts are included in the scope of other standards). The guidance requires an entity to recognize the revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods and services. For public entities, the guidance is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period, and must be applied either retrospectively or using the modified retrospective approach. Early adoption is not permitted. Management is evaluating the new guidance, but does not expect the adoption of this guidance to have a material impact on the Company’s Consolidated Financial Statements.

Restriction_on_Cash_and_Due_Fr

Restriction on Cash and Due From Banks	12 Months Ended
Restriction on Cash and Due From Banks	Dec. 31, 2014
Restricted Cash and Investments [Abstract]
Restriction on Cash and Due From Banks	Note 2: Restriction on Cash and Due From Banks

	The Company is required to maintain reserve funds in cash and/or on deposit with the Federal Reserve Bank. The reserve required at December 31, 2014 and 2013, was $1,402,000 and $1,310,000, respectively.

Securities

Securities	12 Months Ended
Securities	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Securities	Note 3: Securities

	The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities are as follows:

			Amortized			Gross				Gross				Fair Value
			Cost			Unrealized				Unrealized
						Gains				Losses
	Available-for-sale Securities
	December 31, 2014:
	U.S. Government and federal agencies		$	10,031,683		$	65,328			$	(138,738	)		$	9,958,273
	Mortgage-backed securities (Government-sponsored enterprises - residential)			41,196,695			433,757				(210,531	)			41,419,921
	Municipal bonds			44,378,515			1,457,977				(529,789	)			45,306,703

			$	95,606,893		$	1,957,062			$	(879,058	)		$	96,684,897

	December 31, 2013:
	U.S. Government and federal agencies		$	10,710,675		$	114,936			$	(405,535	)		$	10,420,076
	Mortgage-backed securities (Government-sponsored enterprises - residential)			49,486,337			219,222				(1,359,904	)			48,345,655
	Municipal bonds			50,889,046			1,053,134				(1,723,314	)			50,218,866

			$	111,086,058		$	1,387,292			$	(3,488,753	)		$	108,984,597


	The amortized cost and fair value of available-for-sale securities at December 31, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.

			Available-for-sale
			Amortized			Fair
			Cost			Value

	Within one year		$	535,664		$	544,411
	One to five years			9,184,010			9,490,518
	Five to ten years			25,748,781			26,064,641
	After ten years			18,941,743			19,165,406
				54,410,198			55,264,976
	Mortgage-backed securities			41,196,695			41,419,921

	Totals		$	95,606,893		$	96,684,897

	The carrying value of securities pledged as collateral, to secure public deposits and for other purposes, was $21,121,613 at December 31, 2014 and $20,420,437 at December 31, 2013.

	The carrying value of securities sold under agreements to repurchase amounted to $9,165,462 and $9,541,242 at December 31, 2014 and 2013, respectively.

	Gross gains of $429,105 and $907,908 and gross losses of $(20,352) and $(10,007) resulting from sales of available-for-sale securities were realized for 2014 and 2013, respectively. The tax provision applicable to these net realized gains amounted to $138,976 and $305,286, respectively.

	Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at December 31, 2014 and 2013, was $40,587,408 and $71,198,051, which is approximately 42% and 65%, respectively, of the Company’s available-for-sale investment portfolio. The declines primarily resulted from recent changes in market interest rates.

	Management believes the declines in fair value for these securities are temporary.

	The following table shows the Company’s investments’ gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2014 and 2013:

			31-Dec-14
			Less than 12 Months							12 Months or More								Total
	Description of		Fair Value			Unrealized				Fair Value				Unrealized				Fair Value			Unrealized
	Securities		Fair Value			Losses				Fair Value				Losses				Fair Value			Losses

	Available-for-sale Securities

	U.S. Government agencies		$	2,955,829		$	(28,208	)		$	3,949,940			$	(110,530	)		$	6,905,769		$	(138,738	)
	Mortgage-backed securities (Government-sponsored enterprises - residential)			2,061,203			(13,358	)			13,725,099				(197,173	)			15,786,302			(210,531	)
	Municipal bonds			3,953,168			(44,654	)			13,942,169				(485,135	)			17,895,337			(529,789	)

	Total temporarily impaired securities		$	8,970,200		$	(86,220	)		$	31,617,208			$	(792,838	)		$	40,587,408		$	(879,058	)

			31-Dec-13
		Less than 12 Months							12 Months or More								Total
Description of		Fair Value			Unrealized				Fair Value				Unrealized				Fair Value			Unrealized
Securities		Fair Value			Losses				Fair Value				Losses				Fair Value			Losses

Available-for-sale Securities

U.S. Government agencies		$	5,824,808		$	(367,005	)		$	470,324			$	(38,530	)		$	6,295,132		$	(405,535	)
Mortgage-backed securities (Government-sponsored enterprises - residential)			33,521,545			(1,065,542	)			6,087,526				(294,362	)			39,609,071			(1,359,904	)
Municipal bonds			22,534,325			(1,462,733	)			2,759,523				(260,581	)			25,293,848			(1,723,314	)

Total temporarily impaired securities		$	61,880,678		$	(2,895,280	)		$	9,317,373			$	(593,473	)		$	71,198,051		$	(3,488,753	)

U.S. Government Agencies

The unrealized losses on the Company’s investments in direct obligations of U.S. government agencies were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2014.




Residential Mortgage-backed Securities

The unrealized losses on the Company’s investment in residential mortgage-backed securities were caused by interest rate increases. The Company expects to recover the amortized cost basis over the term of the securities. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2014.

Municipal Bonds

The unrealized losses on the Company’s investments in securities of municipal bonds were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2014.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	12 Months Ended
Loans and Allowance for Loan Losses	Dec. 31, 2014
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 4: Loans and Allowance for Loan Losses

	Classes of loans at December 31, include:

			2014			2013

	Mortgage loans on real estate
	Residential 1-4 family		$	44,561,089		$	44,286,657
	Commercial			40,474,855			38,920,692
	Agricultural			40,119,130			35,005,662
	Home equity			11,283,264			11,729,112
	Total mortgage loans on real estate			136,438,338			129,942,123

	Commercial loans			26,813,880			29,946,928
	Agricultural			11,844,973			10,559,593
	Consumer			12,587,101			13,605,897
				187,684,292			184,054,541

	Less
	Net deferred loan fees			9,416			8,605
	Allowance for loan losses			2,956,264			3,406,434

	Net loans		$	184,718,612		$	180,639,502




	The Company’s loan portfolio includes loan participations purchased from other institutions. The outstanding balance of these purchased loans totaled $14,064,902 and $14,210,231 as of December 31, 2014 and 2103, respectively. Participations purchased during the years ended December 31, 2014 and 2013 totaled $2,677,750 and $3,877,762, respectively.

	The Company believes that sound loans are a necessary and desirable means of employing funds available for investment. Recognizing the Company’s obligations to its depositors and to the communities it serves, authorized personnel are expected to seek to develop and make sound, profitable loans that resources permit and that opportunity affords. The Company maintains lending policies and procedures in place designed to focus lending efforts on the types, locations, and duration of loans most appropriate for the business model and markets. The Company’s principal lending activities include the origination of one-to four-family residential mortgage loans, multi-family loans, commercial real estate loans, agricultural loans, home equity lines of credits, commercial business loans, and consumer loans. The primary lending market includes the Illinois counties of Morgan, Macoupin and Montgomery. Generally, loans are collateralized by assets, primarily real estate, of the borrowers and guaranteed by individuals. The loans are expected to be repaid from cash flows of the borrowers or from proceeds from the sale of selected assets of the borrowers.

	Loan originations are derived from a number of sources such as real estate broker referrals, existing customers, builders, attorneys and walk-in customers. Upon receipt of a loan application, a credit report is obtained to verify specific information relating to the applicant’s employment, income, and credit standing. In the case of a real estate loan, an appraisal of the real estate intended to secure the proposed loan is undertaken by an independent appraiser approved by the Company. A loan application file is first reviewed by a loan officer in the loan department who checks applications for accuracy and completeness, and verifies the information provided. The financial resources of the borrower and the borrower’s credit history, as well as the collateral securing the loan, are considered an integral part of each risk evaluation prior to approval. All residential real estate loans are then verified by our loan risk management department prior to closing. The board of directors has established individual lending authorities for each loan officer by loan type. Loans over an individual officer’s lending limit must be approved by the officers’ loan committee consisting of the chairman of the board, president, chief lending officer and all lending officers, which meets three times a week, and has lending authority up to $750,000 depending on the type of loan. Loans to borrowers with an aggregate principal balance over this limit, up to $1.0 million, must be approved by the directors’ loan committee, which meets weekly and consists of the chairman of the board, president, senior vice president, chief lending officer and at least two outside directors, plus all lending officers as non-voting members. The board of directors approves all loans to borrowers with an aggregate principal balance over $1.0 million. The board of directors ratifies all loans that are originated. Once the loan is approved, the applicant is informed and a closing date is scheduled. Loan commitments are typically funded within 45 days.

	If the loan is approved, the borrower must provide proof of fire and casualty insurance on the property serving as collateral which insurance must be maintained during the full term of the loan; flood insurance is required in certain instances. Title insurance is generally required on loans secured by real property.

	One-to-Four Family Mortgage Loans - Historically, the primary lending origination activity has been one-to-four family, owner-occupied, residential mortgage loans secured by property located in the Company’s market area. The Company generates loans through marketing efforts, existing customers and referrals, real estate brokers, builders and local businesses. Generally, one-to-four family loan originations are limited to the financing of loans secured by properties located within the Company’s market area.


	Fixed-rate one-to-four family residential mortgage loans are generally conforming loans, underwritten according to secondary market guidelines. The Company generally originates both fixed- and adjustable-rate mortgage loans in amounts up to the maximum conforming loan limits established by the Federal Housing Finance Agency for the secondary market.

	The Company originates for resale to the secondary market fixed-rate one-to-four family residential mortgage loans with terms of 15 years or more. The fixed-rate mortgage loans amortize monthly with principal and interest due each month. Residential real estate loans often remain outstanding for significantly shorter periods than their contractual terms because borrowers may refinance or prepay loans at their option. The Company offers fixed-rate one-to-four family residential mortgage loans with terms of up to 30 years without prepayment penalty.

	The Company currently offers adjustable-rate mortgage loans for terms ranging up to 30 years. They generally offer adjustable-rate mortgage loans that adjust between one and five years on the anniversary date of origination. Interest rate adjustments are up to two hundred basis points per year, with a cap of up to six hundred basis points on interest rate increases over the life of the loan. In a rising interest rate environment, such rate limitations may prevent adjustable-rate mortgage loans from repricing to market interest rates, which would have an adverse effect on the net interest income. In the low interest rate environment that has existed over the past two years, the adjustable-rate portfolio has repriced downward resulting in lower interest income from this portion of the loan portfolio. The Company has used different interest indices for adjustable-rate mortgage loans in the past such as the average yield on U.S. Treasury securities, adjusted to a constant maturity of either one-year, three-years or five-years. The origination of fixed-rate mortgage loans versus adjustable-rate mortgage loans is monitored on an ongoing basis and is affected significantly by the level of market interest rates, customer preference, interest rate risk position and competitors’ loan products.

	Adjustable-rate mortgage loans make the loan portfolio more interest rate sensitive and provides an alternative for those borrowers who meet the underwriting criteria, but are unable to qualify for a fixed-rate mortgage. However, as the interest income earned on adjustable-rate mortgage loans varies with prevailing interest rates, such loans do not offer predictable cash flows in the same manner as long-term, fixed-rate loans. Adjustable-rate mortgage loans carry increased credit risk associated with potentially higher monthly payments by borrowers as general market interest rates increase. It is possible that during periods of rising interest rates that the risk of delinquencies and defaults on adjustable-rate mortgage loans may increase due to the upward adjustment of interest costs to the borrower, resulting in increased loan losses.

	Residential first mortgage loans customarily include due-on-sale clauses, which gives the Company the right to declare a loan immediately due and payable in the event, among other things, that the borrower sells or otherwise disposes of the underlying real property serving as collateral for the loan. Due-on-sale clauses are a means of imposing assumption fees and increasing the interest rate on mortgage portfolio during periods of rising interest rates.

	When underwriting residential real estate loans, the Company reviews and verifies each loan applicant’s income and credit history. Management believes that stability of income and past credit history are integral parts in the underwriting process. Generally, the applicant’s total monthly mortgage payment, including all escrow amounts, is limited to 30% of the applicant’s total monthly income. In addition, total monthly obligations of the applicant, including mortgage payments, should not generally exceed 43% of total monthly income. Written appraisals are generally required on real estate property offered to secure an applicant’s loan. For one-to-four family real estate loans with loan to value ratios of over 80%, private mortgage insurance is generally required. Fire and casualty insurance is also required on all properties securing real estate loans. Title insurance may be required, as circumstances warrant.


	The Company does not offer an “interest only” mortgage loan product on one-to-four family residential properties (where the borrower pays interest for an initial period, after which the loan converts to a fully amortizing loan). They also do not offer loans that provide for negative amortization of principal, such as “Option ARM” loans, where the borrower can pay less than the interest owed on the loan, resulting in an increased principal balance during the life of the loan. The Company does not offer a “subprime loan” program (loans that generally target borrowers with weakened credit histories typically characterized by payment delinquencies, previous charge-offs, judgments, bankruptcies, or borrowers with questionable repayment capacity as evidenced by low credit scores or high debt-burden ratios) or Alt-A loans (traditionally defined as loans having less than full documentation).

	Commercial and Agricultural Real Estate Loans - The Company originates and purchases commercial and agricultural real estate loans. Commercial and agricultural real estate loans are secured primarily by improved properties such as farms, retail facilities and office buildings, churches and other non-residential buildings. The maximum loan-to-value ratio for commercial and agricultural real estate loans originated is generally 75%. The commercial and agricultural real estate loans are generally written up to terms of five years with adjustable interest rates. The rates are generally tied to the prime rate and generally have a specified floor. Many of the adjustable-rate commercial real estate loans are not fully amortizing and therefore require a “balloon” payment at maturity. The Company purchases from time to time commercial real estate loan participations primarily from outside the Company’s market area. All participation loans are approved following a review to ensure that the loan satisfies the underwriting standards.

	Underwriting standards for commercial and agricultural real estate loans include a determination of the applicant’s credit history and an assessment of the applicant’s ability to meet existing obligations and payments on the proposed loan. The income approach is primarily utilized to determine whether income generated from the applicant’s business or real estate offered as collateral is adequate to repay the loan. There is an emphasis on the ratio of the property’s projected net cash flow to the loan’s debt service requirement (generally requiring a minimum ratio of 120%). In underwriting a loan, the value of the real estate offered as collateral in relation to the proposed loan amount is considered. Generally, the loan amount cannot be greater than 75% of the value of the real estate. Written appraisals are usually obtained from either licensed or certified appraisers on all commercial and agricultural real estate loans in excess of $250,000. Creditworthiness of the applicant is assessed by reviewing a credit report, financial statements and tax returns of the applicant, as well as obtaining other public records regarding the applicant.

	Loans secured by commercial and agricultural real estate generally involve a greater degree of credit risk than one-to-four family residential mortgage loans and carry larger loan balances. This increased credit risk is a result of several factors, including the effects of general economic conditions on income producing properties and the successful operation or management of the properties securing the loans. Furthermore, the repayment of loans secured by commercial and agricultural real estate is typically dependent upon the successful operation of the related business and real estate property. If the cash flow from the project is reduced, the borrower’s ability to repay the loan may be impaired.


	Commercial and Agricultural Business Loans - The Company originates commercial and agricultural business loans to borrowers located in the Company’s market area which are secured by collateral other than real estate or which can be unsecured. Commercial business loan participations are also purchased from other lenders, which may be made to borrowers outside the Company’s market area. Commercial and agricultural business loans are generally secured by accounts receivable, equipment, and inventory and generally are offered with adjustable rates tied to the prime rate or the average yield on U.S. Treasury securities, adjusted to a constant maturity of either one-year, three-years or five-years and various terms of maturity generally from three years to five years. Unsecured business loans are originated on a limited basis in those instances where the applicant’s financial strength and creditworthiness has been established. Commercial and agricultural business loans generally bear higher interest rates than residential loans, but they also may involve a higher risk of default since their repayment is generally dependent on the successful operation of the borrower’s business. Personal guarantees are generally obtained from the borrower or a third party as a condition to originating its business loans.

	Underwriting standards for commercial and agricultural business loans include a determination of the applicant’s ability to meet existing obligations and payments on the proposed loan from normal cash flows generated in the applicant’s business. Financial strength of each applicant is assessed through the review of financial statements and tax returns provided by the applicant. The creditworthiness of an applicant is derived from a review of credit reports as well as a search of public records. Business loans are periodically reviewed following origination. Financial statements are requested at least annually and reviewed for substantial deviations or changes that might affect repayment of the loan. Loan officers also visit the premises of borrowers to observe the business premises, facilities, and personnel and to inspect the pledged collateral. Underwriting standards for business loans are different for each type of loan depending on the financial strength of the applicant and the value of collateral offered as security.

Home Equity and Consumer Loans – The Company originates home equity and other consumer loans. Home equity loans and lines of credit are generally secured by the borrower’s principal residence. The maximum amount of a home equity loan or line of credit is generally 95% of the appraised value of a borrower’s real estate collateral including the amount of any prior mortgages or related liabilities. Home equity loans and lines of credit are approved with both fixed and adjustable interest rates which are determined based upon market conditions. Such loans may be fully amortized over the life of the loan or have a balloon feature. Generally, the maximum term for home equity loans is 10 years.


The principal types of other consumer loans offered are loans secured by automobiles, deposit accounts, and mobile homes. Unsecured consumer loans are also generated. Consumer loans are generally offered on a fixed-rate basis. Automobile loans with maturities of up to 60 months are offered for new automobiles. Loans secured by used automobiles will have maximum terms which vary depending upon the age of the automobile. Automobile loans with a loan-to-value ratio below the greater of 80% of the purchase price or 100% of NADA loan value are generally originated, although the loan-to-value ratio may be greater or less depending on the borrower’s credit history, debt to income ratio, home ownership and other banking relationships with the Company.

Underwriting standards for consumer loans include a determination of the applicant’s credit history and an assessment of the applicant’s ability to meet existing obligations and payments on the proposed loan. The stability of the applicant’s monthly income may be determined by verification of gross monthly income from primary employment, and additionally from any verifiable secondary income. The length of employment with the borrower’s present employer is also considered, as well as the amount of time the borrower has lived in the local area. Creditworthiness of the applicant is of primary consideration; however, the underwriting process also includes a comparison of the value of the collateral in relation to the proposed loan amount.

Consumer loans entail greater risks than one-to-four family residential mortgage loans, particularly consumer loans secured by rapidly depreciating assets such as automobiles or loans that are unsecured. In such cases, collateral repossessed after a default may not provide an adequate source of repayment of the outstanding loan balance because of damage, loss or depreciation. Further, consumer loan payments are dependent on the borrower’s continuing financial stability, and therefore are more likely to be adversely affected by job loss, divorce, illness or personal bankruptcy. Such events would increase the risk of loss on unsecured loans. Finally, the application of various Federal and state laws, including Federal and state bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans in the event of a default.

The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2014 and 2013:

		31-Dec-14
		1-4 Family			Commercial			Agricultural		Commercial			Agricultural		Home Equity			Consumer			Unallocated			Total
		1-4 Family			Real Estate			Real Estate		Commercial			Agricultural		Home Equity			Consumer			Unallocated			Total

Allowance for loan losses:
Balance, beginning of year		$	856,144		$	745,760		$	175,028	$	1,034,189		$	52,798	$	201,993		$	184,848		$	155,674		$	3,406,434
Provision charged to expense			241,875			392,009			20,518		(327,057	)		5,136		5,887			3,950			(102,318	)		240,000
Losses charged off			(100,319	)		(287,474	)		—		(285,411	)		—		(5,403	)		(25,781	)		—			(704,388	)
Recoveries			1,560			5,168			—		88			—		3,100			4,302			—			14,218
Balance, end of year		$	999,260		$	855,463		$	195,546	$	421,809		$	57,934	$	205,577		$	167,319		$	53,356		$	2,956,264
Ending balance: individually evaluated for impairment		$	183,196		$	348,240		$	—	$	154,089		$	—	$	9,982		$	—		$	—		$	695,507
Ending balance: collectively evaluated for impairment		$	816,064		$	507,223		$	195,546	$	267,720		$	57,934	$	195,595		$	167,319		$	53,356		$	2,260,757

Loans:
Ending balance		$	44,561,089		$	40,474,855		$	40,119,130	$	26,813,880		$	11,844,973	$	11,283,264		$	12,587,101		$	—		$	187,684,292
Ending balance: individually evaluated for impairment		$	713,962		$	1,690,251		$	1,009,889	$	240,805		$	258,140	$	37,531		$	8,469		$	—		$	3,959,047
Ending balance: collectively evaluated for impairment		$	43,847,127		$	38,784,604		$	39,109,241	$	26,573,075		$	11,586,833	$	11,245,733		$	12,578,632		$	—		$	183,725,245

		31-Dec-13
		1-4 Family			Commercial			Agricultural		Commercial			Agricultural		Home Equity			Consumer			Unallocated			Total
		1-4 Family			Real Estate			Real Estate		Commercial			Agricultural		Home Equity			Consumer			Unallocated			Total

Allowance for loan losses:
Balance, beginning of year		$	741,029		$	828,873		$	149,568	$	934,251		$	43,930	$	328,996		$	151,474		$	161,343		$	3,339,464
Provision charged to expense			261,492			(218,949	)		25,460		92,597			8,868		(78,628	)		84,829			(5,669	)		170,000
Losses charged off			(162,448	)		—			—		—			—		(63,410	)		(66,467	)		—			(292,325	)
Recoveries			16,071			135,836			—		7,341			—		15,035			15,012			—			189,295
Balance, end of year		$	856,144		$	745,760		$	175,028	$	1,034,189		$	52,798	$	201,993		$	184,848		$	155,674		$	3,406,434
Ending balance: individually evaluated for impairment		$	—		$	248,857		$	—	$	622,730		$	—	$	—		$	10,836		$	—		$	882,423
Ending balance: collectively evaluated for impairment		$	856,144		$	496,903		$	175,028	$	411,459		$	52,798	$	201,993		$	174,012		$	155,674		$	2,524,011

Loans:
Ending balance		$	44,286,657		$	38,920,692		$	35,005,662	$	29,946,928		$	10,559,593	$	11,729,112		$	13,605,897		$	—		$	184,054,541
Ending balance: individually evaluated for impairment		$	563,524		$	1,531,078		$	—	$	662,730		$	—	$	71,548		$	101,089		$	—		$	2,929,969
Ending balance: collectively evaluated for impairment		$	43,723,133		$	37,389,614		$	35,005,662	$	29,284,198		$	10,559,593	$	11,657,564		$	13,504,808		$	—		$	181,124,572

There have been no changes to the Company’s accounting policies or methodology from the prior periods.

Credit Quality Indicators

The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on all loans at origination. In addition, lending relationships over $750,000, new commercial and commercial real estate loans, and watch list credits over $75,000 are reviewed annually by our loan review department in order to verify risk ratings. The Company uses the following definitions for risk ratings:

Special Mention – Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date.

Substandard – Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.

Doubtful – Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be Pass rated loans. During the periods presented, none of our loans were classified as Doubtful.

The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of December 31, 2014 and 2013:

		1-4 Family						Commercial Real Estate					Agricultural Real Estate					Commercial
		2014			2013			2014		2013			2014		2013			2014			2013

Pass		$	41,530,699		$	41,061,498		$	38,122,972	$	36,489,660		$	39,109,241	$	35,005,662		$	26,563,823		$	29,231,227
Special Mention			655,049			775,545			53,750		57,488			887,048		—			—			—
Substandard			2,375,341			2,449,614			2,298,133		2,373,544			122,841		—			250,057			715,701

Total		$	44,561,089		$	44,286,657		$	40,474,855	$	38,920,692		$	40,119,130	$	35,005,662		$	26,813,880		$	29,946,928

		Agricultural Business						Home Equity					Consumer
		2014			2013			2014		2013			2014		2013

Pass		$	11,586,833		$	10,559,593		$	10,833,853	$	11,215,416		$	12,386,412	$	13,302,507
Special Mention			258,140			—			162,103		155,515			80,544		68,480
Substandard			—			—			287,308		358,181			120,145		234,910

Total		$	11,844,973		$	10,559,593		$	11,283,264	$	11,729,112		$	12,587,101	$	13,605,897

The following tables present the Company’s loan portfolio aging analysis as of December 31, 2014 and 2013:

		31-Dec-14
		30-59 Days			60-89 Days			Greater Than		Total Past			Current		Total Loans			Total Loans >
		Past Due			Past Due			90 Days		Due					Receivable			90 Days &
																		Accruing

1-4 Family		$	420,086		$	286,622		$	613,534	$	1,320,242		$	43,240,847	$	44,561,089		$	—
Commercial real estate			—			794,110			39,023		833,133			39,641,722		40,474,855			—
Agricultural real estate			—			—			122,841		122,841			39,996,289		40,119,130			—
Commercial			—			—			—		—			26,813,880		26,813,880			—
Agricultural business			—			—			—		—			11,844,973		11,844,973			—
Home equity			96,971			11,561			58,360		166,892			11,116,372		11,283,264			—
Consumer			90,558			5,531			16,560		112,649			12,474,452		12,587,101			—

Total		$	607,615		$	1,097,824		$	850,318	$	2,555,757		$	185,128,535	$	187,684,292		$	—

		31-Dec-13
		30-59 Days			60-89 Days			Greater Than		Total Past			Current		Total Loans			Total Loans >
		Past Due			Past Due			90 Days		Due					Receivable			90 Days &
																		Accruing

1-4 Family		$	350,539		$	95,782		$	806,877	$	1,253,198		$	43,033,459	$	44,286,657		$	—
Commercial real estate			—			68,216			78,281		146,497			38,774,195		38,920,692			—
Agricultural real estate			—			—			—		—			35,005,662		35,005,662			—
Commercial			—			—			—		—			29,946,928		29,946,928			—
Agricultural business			—			—			—		—			10,559,593		10,559,593			—
Home equity			156,331			47,585			55,288		259,204			11,469,908		11,729,112			—
Consumer			108,452			26,212			9,900		144,564			13,461,333		13,605,897			—

Total		$	615,322		$	237,795		$	950,346	$	1,803,463		$	182,251,078	$	184,054,541		$	—

A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.

Impairment is measured on a loan-by-loan basis by either the present value of the expected future cash flows, the loan’s observable market value, or, for collateral-dependent loans, the fair value of the collateral adjusted for market conditions and selling expenses. Significant restructured loans are considered impaired in determining the adequacy of the allowance for loan losses.

The Company actively seeks to reduce its investment in impaired loans. The primary tools to work through impaired loans are settlement with the borrowers or guarantors, foreclosure of the underlying collateral, or restructuring.

The Company will restructure loans when the borrower demonstrates the inability to comply with the terms of the loan, but can demonstrate the ability to meet acceptable restructured terms. Restructurings generally include one or more of the following restructuring options; reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance, or other actions intended to maximize collection. Restructured loans in compliance with modified terms are classified as impaired.

The following tables present impaired loans for the years ended December 31, 2014 and 2013:

		31-Dec-14
		Recorded			Unpaid			Specific		Average			Interest		Interest
		Balance			Principal			Allowance		Investment			Income		Income
					Balance					in Impaired			Recognized		Recognized
										Loans					Cash Basis

Loans without a specific valuation allowance
1-4 Family		$	129,272		$	129,272		$	—	$	220,541		$	12,818	$	13,076
Commercial real estate			564,610			564,610			—		757,616			19,826		18,816
Agricultural real estate			1,009,889			1,009,889			—		1,037,661			58,253		49,159
Agricultural business			258,140			258,140			—		358,529			13,723		1,046
Home equity			27,549			27,549			—		29,505			2,881		2,939
Consumer			8,469			8,469			—		12,285			951		964
Loans with a specific valuation allowance
1-4 Family			584,690			584,690			183,196		604,031			28,722		26,783
Commercial real estate			1,125,641			1,125,641			348,240		1,134,401			66,864		60,012
Commercial			240,805			240,805			154,089		319,812			14,425		16,554
Home equity			9,982			9,982			9,982		9,993			247		187
Total:
1-4 family			713,962			713,962			183,196		824,572			41,540		39,859
Commercial real estate			1,690,251			1,690,251			348,240		1,892,017			86,690		78,828
Agricultural real estate			1,009,889			1,009,889			—		1,037,661			58,253		49,159
Commercial			240,805			240,805			154,089		319,812			14,425		16,554
Agricultural business			258,140			258,140			—		358,529			13,723		1,046
Home equity			37,531			37,531			9,982		39,498			3,128		3,126
Consumer			8,469			8,469			—		12,285			951		964

Total		$	3,959,047		$	3,959,047		$	695,507	$	4,484,374		$	218,710	$	189,536

		31-Dec-13
		Recorded			Unpaid			Specific		Average			Interest		Interest
		Balance			Principal			Allowance		Investment			Income		Income
					Balance					in Impaired			Recognized		Recognized
										Loans					Cash Basis

Loans without a specific valuation allowance
1-4 Family		$	563,524		$	563,524		$	—	$	652,373		$	27,250	$	25,347
Commercial real estate			63,293			63,293			—		96,019			5,282		5,327
Home equity			71,548			71,548			—		66,388			3,017		2,980
Consumer			4,528			4,528			—		6,419			453		442
Loans with a specific valuation allowance
Commercial real estate			1,467,785			1,467,785			248,857		1,488,243			79,719		74,028
Commercial			662,730			662,730			622,730		726,269			34,465		33,921
Consumer			96,561			96,561			10,836		99,401			1,586		1,576
Total:
1-4 family			563,524			563,524			—		652,373			27,250		25,347
Commercial real estate			1,531,078			1,531,078			248,857		1,584,262			85,001		79,355
Commercial			662,730			662,730			622,730		726,269			34,465		33,921
Home equity			71,548			71,548			—		66,388			3,017		2,980
Consumer			101,089			101,089			10,836		105,820			2,039		2,018

Total		$	2,929,969		$	2,929,969		$	882,423	$	3,135,112		$	151,772	$	143,621

The following table presents the Company’s nonaccrual loans at December 31, 2014 and 2013. This table excludes performing troubled debt restructurings.

		2014			2013

1-4 family		$	994,855		$	1,339,487
Commercial real estate			932,578			208,297
Agricultural real estate			122,841			—
Commercial			22,438			37,939
Agricultural business			—			—
Home equity			120,698			133,823
Consumer			70,643			62,617

Total		$	2,264,053		$	1,782,163

At December 31, 2014 and 2013, the Company had a number of loans that were modified in troubled debt restructurings (TDR’s) and impaired. The modification of terms of such loans included one or a combination of the following: an extension of maturity, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan.

The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of December 31, 2014 and 2013.

		2014			2013

1-4 family		$	747,470		$	661,880
Commercial real estate			1,265,079			1,137,667
Agricultural real estate			—			—
Commercial			212,579			675,483
Agricultural business			—			—
Home equity			15,379			79,087
Consumer			42,786			43,559

Total		$	2,283,293		$	2,597,676

The following table presents the recorded balance, at original cost, of troubled debt restructurings, which were performing according to the terms of the restructuring, as of December 31, 2014 and 2013.

		2014			2013

1-4 family		$	567,931		$	591,000
Commercial real estate			470,969			1,074,194
Agricultural real estate			—			—
Commercial			212,579			675,483
Agricultural business			—			—
Home equity			12,074			13,015
Consumer			42,786			42,059

Total		$	1,306,339		$	2,395,751


The following table presents loans modified as troubled debt restructurings during the years ended December 31, 2014 and 2013.

		Year Ended						Year Ended
		31-Dec-14						31-Dec-13
		Number of			Recorded			Number of		Recorded
		Modifications			Investment			Modifications		Investment

1-4 family			3		$	201,879			8	$	522,819
Commercial real estate			1			386,355			3		175,649
Agricultural real estate			—			—			—		—
Commercial			—			—			1		40,644
Agricultural business			—			—			—		—
Home equity			—			—			—		—
Consumer			1			15,953			1		27,593

Total			5		$	604,187			13	$	766,705

2014 Modifications

The Company modified three one-to-four family residential real estate loans, with a recorded investment of $201,879, which were deemed TDR’s. Two of the loans were restructured with the interest and real estate taxes capitalized to the balance of the note. One of the loans was extended without the full collection of accrued interest. None of the modifications resulted in a reduced interest rate or a write-off of the principal balance.

The Company modified one commercial real estate loan with a total recorded balance of $386,355, which was deemed a TDR. The loan was restructured to provide additional funds for cash flow needs of the borrower. The modification did not result in a reduced interest rate or a write-off of the principal balance.

The Company modified one consumer loan with a recorded investment of $15,953, which was deemed a TDR. The modification was made to change the payment schedule to interest-only for a period of time. The modification did not result in a reduced interest rate or a write-off of the principal balance.

2013 Modifications

The Company modified eight one-to-four family residential real estate loans, with a recorded investment of $522,819, which were deemed to be TDR’s. One of the loans was restructured with interest capitalized. One of the loans was restructured after a principal write-off of $35,871. Three of the loans were restructured with delinquent real estate taxes capitalized. Three of the loans were restructured with a reduced interest rate and the accrued interest capitalized to the balance of the note. None of the modifications resulted in a write-off of the principal balance.

The Company modified three commercial real estate loans with a total recorded balance of $175,649, which were deemed TDR’s. The loans were restructured to change the payment schedule to interest only for a period of time.

The Company modified one commercial loan with a total recorded balance of $40,644, which was deemed a TDR. The modification was made to capitalize delinquent taxes.

The Company also modified one consumer loan with a recorded investment of $27,593. The modification was made to change the payment schedule to interest-only for a period of time. The modification did not result in a reduction of the contractual interest rate or a write-off of the principal balance.

TDRs with Defaults

Management considers the level of defaults within the various portfolios when evaluating qualitative adjustments used to determine the adequacy of the allowance for loan losses. During the year ended December 31, 2014, one residential real estate loan of $38,737 and one home equity loan of $3,305 were considered TDR’s defaulted as they were more than 90 days past due at December 31, 2014. In addition, three residential real estate loans of $140,549, two commercial real estate loans of $840,115, two commercial loans of $22,437, and one consumer loan of $25,055 were considered TDR’s defaulted as they were in a nonaccrual status but are performing in accordance with their modified terms.

During the year ended December 31, 2013, two residential real estate loans of $70,880 were considered TDR’s defaulted as they were more than 90 days past due at December 31, 2013. In addition, four one-to-four family residential real estate loans of $206,299, one commercial real estate loan of $61,980, two commercial business loans of $37,939, two home equity loans of $7,558, and one consumer loan of $27,593 were considered TDR’s defaulted as they were in a nonaccrual status but are performing in accordance with their modified terms.

Premises_and_Equipment

Premises and Equipment	12 Months Ended
Premises and Equipment	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 5: Premises and Equipment

	Major classifications of premises and equipment, stated at cost, are as follows:

		2014			2013

	Land	$	773,186		$	773,186
	Buildings and improvements		6,661,148			6,694,149
	Equipment		3,254,434			4,808,044
			10,688,768			12,275,379
	Less accumulated depreciation		(5,742,785	)		(7,096,401	)

	Net premises and equipment	$	4,945,983		$	5,178,978

Loan_Servicing

Loan Servicing	12 Months Ended
Loan Servicing	Dec. 31, 2014
Transfers and Servicing [Abstract]
Loan Servicing	Note 6: Loan Servicing

	Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The risks inherent in mortgage servicing assets relate primarily to changes in prepayments that result from shifts in mortgage interest rates. The unpaid principal balance of mortgage loans serviced for others was $137,877,795 and $145,883,259 at December 31, 2014 and 2013, respectively.

	The following summarized the activity pertaining to mortgage servicing rights measured using the amortization method, along with the aggregate activity in related valuation allowances:

		2014			2013
	Mortgage servicing rights
	Balance, beginning of year	$	746,968		$	793,715
	Additions		53,859			101,538
	Amortization		(111,224	)		(148,285	)
	Balance at end of year		689,603			746,968

	Valuation allowances
	Balance at beginning of year		73,392			129,279
	Additions due to decreases in market value		—			—
	Reduction due to increases in market value		—			(33,649	)
	Reduction due to payoff of loans		(16,423	)		(22,238	)
	Balances at end of year		56,969			73,392

	Mortgage servicing assets, net	$	632,634		$	673,576

	Fair value disclosures
	Fair value as of the beginning of the period	$	1,120,000		$	765,029
	Fair value as of the end of the period	$	979,699		$	1,120,000

	In prior years, a valuation allowance of $428,030 was necessary to adjust the aggregate cost basis of the mortgage servicing right asset to fair value. The valuation allowance was adjusted during 2013 and 2014 due to payments received on the related loans as well as changes in the estimated market value on the mortgage servicing rights asset.

	Comparable market values and a valuation model that calculates the present value of future cash flows were used to estimate fair value. For purposes of measuring impairment, risk characteristics including product type, investor type, and interest rates, were used to stratify the originated mortgage servicing rights.

Interestbearing_Deposits

Interest-bearing Deposits	12 Months Ended
Interest-bearing Deposits	Dec. 31, 2014
Banking and Thrift [Abstract]
Interest-bearing Deposits	Note 7: Interest-bearing Deposits

	Interest-bearing deposits in denominations of $100,000 or more totaled $96,271,806 at December 31, 2014 and $96,951,245 at December 31, 2013.

	The following table represents deposit interest expense by deposit type:

		December 31,
		2014		2013

	Savings, NOW and Money Market	$	257,214	$	256,010
	Certificates of deposit		1,179,589		1,510,730

	Total deposit interest expense	$	1,436,803	$	1,766,740

	At December 31, 2014, the scheduled maturities of time deposits are as follows:

	2015	$	51,911,089
	2016		20,213,799
	2017		10,056,961
	2018		5,760,161
	2019		6,657,553

		$	94,599,563

Shortterm_Borrowings

Short-term Borrowings	12 Months Ended
Short-term Borrowings	Dec. 31, 2014
Debt Disclosure [Abstract]
Short-term Borrowings	Note 8: Short-term Borrowings

	Short-term borrowings include securities sold under agreements to repurchase totaling $8,821,730 and $8,810,297 at December 31, 2014 and 2013, respectively.

	Securities sold under agreements to repurchase consist of obligations of the Company to other parties. The obligations are secured by investments and such collateral is held by the Company. The maximum amount of outstanding agreements at any month end during 2014 and 2013 totaled $9,483,795 and $9,445,747, respectively, and the monthly average of such agreements totaled $6,229,604 and $6,208,142 for 2014 and 2013, respectively. The agreements at December 31, 2014, are all for overnight borrowings.

	Also included in short-term borrowings are advances with the Federal Home Loan Bank (FHLB) of which $5,000,000 and $10,800,000 had been extended as of December 31, 2014 and 2013, respectively. The advances mature in 2015 and are secured by mortgage loans totaling $42,384,000 at December 31, 2014. Advances, at an interest rate of 0.33%, are subject to restrictions or penalties in the event of prepayment.

Income_Taxes

Income Taxes	12 Months Ended
Income Taxes	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Income Taxes	Note 9: Income Taxes

	The Company and its subsidiary file income tax returns in the U.S. federal and state of Illinois jurisdictions. During the years ended December 31, 2014 and 2013, the Company did not recognize expense for interest or penalties.

	The provision for income taxes includes these components:

		2014			2013

	Taxes currently payable
	Federal	$	798,160		$	813,409
	State		—			406,770
	Deferred income taxes		135,886			(31,880	)

	Income tax expense	$	934,046		$	1,188,299

	A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below:

		2014			2013

	Computed at the statutory rate (34%)	$	1,328,312		$	1,496,661
	Increase (decrease) resulting from
	Tax exempt interest		(503,089	)		(509,850	)
	State income taxes, net		173,879			264,287
	Increase in cash surrender value		(63,235	)		(66,246	)
	Other		(1,821	)		3,447

	Actual tax expense	$	934,046		$	1,188,299

	Tax expense as a percentage of pre-tax income		23.91	%		26.99	%

	The tax effects of temporary differences related to deferred taxes shown on the consolidated balance sheets were:

		2014			2013
	Deferred tax assets
	Allowance for loan losses	$	1,060,419		$	1,241,702
	Deferred compensation		1,712,570			1,610,547
	State net operating loss carryforward		4,749			186,497
	Unrealized losses on available-for-sale securities		—			714,497
	Other		40,270			840
			2,818,008			3,754,083

	Deferred tax liabilities
	Unrealized gains on available-for-sale securities		(366,521	)		—
	Depreciation		(478,427	)		(536,706	)
	Federal Home Loan Bank stock dividends		(152,224	)		(152,224	)
	Prepaid expenses		(79,868	)		(90,794	)
	Mortgage servicing rights		(254,762	)		(271,249	)
			(1,331,802	)		(1,050,973	)

	Net deferred tax asset	$	1,486,206		$	2,703,110

	At December 31, 2014 and 2013, the Company had Illinois net operating loss carryforwards totaling approximately $98,574 and $3,870,846, respectively, which will expire in varying amounts between 2018 and 2022. Recent Illinois legislation limited the use of these loss carryovers for tax years 2011 through 2013 and the expiration dates were extended by three years. Management believes the Company will produce taxable earnings in the future which will enable the net operating loss carryforwards to be utilized prior to expiration.

	Retained earnings at December 31, 2014 and 2013, include approximately $2,600,000, for which no deferred federal income tax liability has been recognized. These amounts represent an allocation of income to bad debt deductions for tax purposes only. Reduction of amounts so allocated for purposes other than tax bad debt losses or adjustments arising from carryback of net operating losses would create income for tax purposes only, which would be subject to the then-current corporate income tax rate. The deferred income tax liabilities on the preceding amounts that would have been recorded if they were expected to reverse into taxable income in the foreseeable future were approximately $1,000,000 at December 31, 2014 and 2013.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
Accumulated Other Comprehensive Income (Loss)	Dec. 31, 2014
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 10: Accumulated Other Comprehensive Income (Loss)

	The components of accumulated other comprehensive income (loss), included in stockholders’ equity, are as follows:

			2014			2013

		Net unrealized gain (loss) on securities available-for-sale	$	1,078,004		$	(2,101,461	)

		Tax effect		(366,521	)		714,497

		Net-of-tax amount	$	711,483		$	(1,386,964	)

Changes_in_Accumulated_Other_C

Changes in Accumulated Other Comprehensive Income (AOCI) by Component	12 Months Ended
	Dec. 31, 2014
Changes In Accumulated Other Comprehensive Income Aoci By Component [Abstract]
Changes in Accumulated Other Comprehensive Income (AOCI) by Component	Note 11: Changes in Accumulated Other Comprehensive Income (AOCI) by Component

	Amounts reclassified from AOCI and the affected line items in the statements of income during the years ended December 31, 2014 and 2013, were as follows:

		Amounts Reclassified						Affected Line Item in the
		from AOCI						Affected Line Item in the
		2014			2013			Statements of Income

	Unrealized gains on available-for-sale securities	$	408,753		$	897,901		Realized gain on sale of securities
								Total reclassified amount before tax
			(138,976	)		(305,286	)	Tax expense

		$	269,777		$	592,615		Net reclassified amount

Regulatory_Matters

Regulatory Matters	12 Months Ended
Regulatory Matters	Dec. 31, 2014
Regulatory Matters [Abstract]
Regulatory Matters	Note 12: Regulatory Matters

	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore, the Bank’s regulators could require adjustments to regulatory capital not reflected in these consolidated financial statements.

	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier I capital to average assets (as defined). Management believes, as of December 31, 2014 and 2013, that the Bank meets all capital adequacy requirements to which it is subject.


	As of December 31, 2014, the most recent notification from the FDIC categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based and Tier I leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the Bank’s category.

	The Bank’s actual capital amounts (in thousands) and ratios are also presented in the table.

			Actual							Minimum Capital					Minimum to Be Well
										Requirement					Capitalized Under Prompt
															Corrective Action
															Provisions
			Amount			Ratio				Amount		Ratio			Amount		Ratio
	As of December 31, 2014
	Total risk-based capital		$	40,252			18.81	%		$	17,119		8	%	$	21,399		10	%
	(to risk-weighted assets)		$	40,252			18.81	%		$	17,119		8	%	$	21,399		10	%

	Tier I capital			37,574			17.56				8,560		4			12,839		6
	(to risk-weighted assets)			37,574			17.56				8,560		4			12,839		6

	Tier I capital			37,574			12.25				12,269		4			15,336		5
	(to average assets)			37,574			12.25				12,269		4			15,336		5

	Tangible capital			37,574			12.25				4,601		1.5			—		N/A
	(to adjusted tangible assets)			37,574			12.25				4,601		1.5			—		N/A

	As of December 31, 2013
	Total risk-based capital		$	38,766			18.15	%		$	17,089		8	%	$	21,361		10	%
	(to risk-weighted assets)		$	38,766			18.15	%		$	17,089		8	%	$	21,361		10	%

	Tier I capital			36,087			16.89				8,544		4			12,817		6
	(to risk-weighted assets)			36,087			16.89				8,544		4			12,817		6

	Tier I capital			36,087			11.51				12,546		4			15,682		5
	(to average assets)			36,087			11.51				12,546		4			15,682		5

	Tangible capital			36,087			11.51				4,705		1.5			—		N/A
	(to adjusted tangible assets)			36,087			11.51				4,705		1.5			—		N/A


	The following is a reconciliation of the Bank equity amount included in the consolidated balance sheets to the amounts (in thousands) reflected above for regulatory capital purposes as of December 31:

				2014			2013

		Bank equity		$	41,012		$	37,427
		Less net unrealized gain (loss)			711			(1,387	)
		Less disallowed goodwill			2,727			2,727

		Tier 1 capital			37,574			36,087

		Plus allowance for loan losses			2,678			2,679

		Total risked-based capital		$	40,252		$	38,766

	The Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. As of December 31, 2014, the Bank has $1,396,844 available for the payment of dividends without prior regulatory approval.

	On January 19, 2010, the Boards of Directors of the Company, Jacksonville Bancorp, MHC and the Bank each unanimously adopted a Plan of Conversion and Reorganization of Jacksonville Bancorp, MHC (the “Plan”) pursuant to which Jacksonville Bancorp, MHC undertook a “second-step” conversion and ceased to exist. Jacksonville Bancorp, MHC reorganized from a two-tier mutual holding company structure to a fully public stock holding company structure effective July 14, 2010.

	In accordance with Board of Governors of the Federal Reserve System regulations, at the time of the reorganization, the Company substantially restricted retained earnings by establishing a liquidation account. The liquidation account will be maintained for the benefit of eligible account holders who continue to maintain their accounts at the Bank after conversion. The Bank will establish a parallel liquidation account to support the Company’s liquidation account in the event the Company does not have sufficient assets to fund its obligations under its liquidation account. The liquidation accounts will be reduced annually to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases will not restore an eligible account holder’s interest in the liquidation accounts. In the event of a complete liquidation of the Bank or the Company, each account holder will be entitled to receive a distribution in an amount proportionate to the adjusted qualifying account balances then held. The Bank may not pay dividends if those dividends would reduce equity capital below the required liquidation account amount.

Related_Party_Transactions

Related Party Transactions	12 Months Ended
Related Party Transactions	Dec. 31, 2014
Related Party Transactions [Abstract]
Related Party Transactions	Note 13: Related Party Transactions

	At December 31, 2014 and 2013, the Company had loans outstanding to executive officers, directors, significant shareholders and their affiliates (related parties) in the amount of $3,523,047 and $3,852,658, respectively.

	Annual activity consisted of the following:

			2014			2013

		Balance beginning of year	$	3,852,658		$	4,052,339
		Additions		1,876,445			1,156,220
		Repayments		(2,206,056	)		(1,355,901	)

		Balance, end of year	$	3,523,047		$	3,852,658

	Deposits from related parties held by the Company at December 31, 2014 and 2013 totaled approximately $3,112,000 and $3,117,000, respectively.

	In management’s opinion, such loans and other extensions of credit and deposits were made in the ordinary course of business and were made on substantially the same terms (including interest rates and collateral) as those prevailing at the time for comparable transactions with other persons. Further, in management’s opinion, these loans did not involve more than normal risk of collectibility or present other unfavorable features.

Employee_Benefits

Employee Benefits	12 Months Ended
Employee Benefits	Dec. 31, 2014
Compensation and Retirement Disclosure [Abstract]
Employee Benefits	Note 14: Employee Benefits

	401(k) Plan — The Company maintains a 401(k) savings plan for eligible employees. The Company’s contributions to this plan were $232,567 and $224,099 for the years ended December 31, 2014 and 2013, respectively. The plan invests some of its assets in deposit accounts at the Company which earned interest at a rate of 1.85% for the year ended December 31, 2014 and 1.85% to 2.00% for the year ended December 31, 2013.

	Deferred Compensation Plan — The Company maintains a deferred compensation plan for certain key officers and employees. Contributions are determined annually by the Company’s Board of Directors. Effective in 2005, the Company froze this plan and no contributions to this plan were made for the years ended December 31, 2014 or 2013. The plan accrues interest at a variable rate which fluctuates based on Moody’s Corporate Bond Average Index. The amount recorded on the consolidated balance sheets as deferred compensation was $2,451,200 and $2,374,940 as of December 31, 2014 and 2013, respectively. Compensation expense related to the plan was $140,714 and $139,308 for the years ended December 31, 2014 and 2013, respectively.

	The Company has also entered into deferred compensation agreements with certain key officers and employees. The agreements provide for monthly payments at retirement or death. The charge to expense for this plan reflects the accrual using the principal and interest method over the vesting period of the present value of benefits due each participant on the full eligibility date using a 4.75% discount rate. The amount recorded on the consolidated balance sheets as deferred compensation was $1,801,520 and $1,624,431 as of December 31, 2014 and 2013, respectively. Compensation expense related to the plans was $241,745 and $302,138 for the years ended December 31, 2014 and 2013, respectively.

	Employee Stock Ownership Plan (ESOP) — The ESOP is a noncontributory defined contribution plan which covers substantially all employees. The Company may contribute to the Plan, at its discretion, an amount determined by the Board of Directors.

	As part of the second step conversion, in July 2010 the Company acquired 41,614 additional shares of Company common stock at $10 per share in the conversion with funds provided by a loan from the Company. Accordingly, $416,140 of common stock acquired by the ESOP was shown as a reduction of stockholders’ equity. Shares are released to participants proportionately as the loan is repaid. Dividends on allocated shares are recorded as dividends and charged to retained earnings. Dividends on unallocated shares are used to repay the loan and are treated as compensation expense. Compensation expense is recorded equal to the fair market value of the stock when contributions, which are determined annually by the Board of Directors of the Company, are made to the ESOP.

	ESOP expense for the years ended December 31, 2014 and 2013 was $80,978 and $70,448, respectively.

			2014		2013

		Allocated shares	$	54,519	$	55,515
		Shares committed for allocation		3,767		3,680
		Unearned shares		24,991		28,758

		Total ESOP shares		83,277		87,953

		Fair value of unearned shares at December 31	$	574,793	$	562,219

Stock_Option_Plans

Stock Option Plans	12 Months Ended
Stock Option Plans	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock Option Plans	Note 15: Stock Option Plans

	The Jacksonville Savings Bank and Jacksonville Bancorp, MHC 1996 Stock Option Plan was adopted on April 23, 1996 and is administered by the Board of Directors. A total of 83,625 shares of common stock were reserved and awarded under the Plan. Awards expire ten years after the grant date and are exercisable at a price of $8.83 per share. In 2004, 5,600 shares related to this plan were reissued at a price of $14.00 per share. The Jacksonville Savings Bank 2001 Stock Option Plan was adopted on April 30, 2001 and is administered by the Stock Benefits Committee. A total of 87,100 shares of common stock were reserved and awarded under the Plan during 2001 that expire ten years after the grant date and are exercisable at a price of $10.00 per share.

	The Jacksonville Bancorp, Inc. 2012 Stock Option Plan, which is shareholder approved, permits the grant of share options and shares to its employees for up to 104,035 shares of common stock. The Company believes that such awards better align the interests of its employees with those of its shareholders. All shares were awarded as of the approval date, expire ten years after the grant date, and are exercisable at a price of $15.65 per share.

	The fair value of each option award is estimated on the date of grant using a Black-Scholes option valuation model that uses the assumptions noted in the following table. Expected volatility is based on historical volatility of the Company’s stock and other factors. The Company uses historical data to estimate option exercise and employee termination within the valuation model; separate groups of employees that have similar historical exercise behavior are considered separately for valuation purposes. The expected term of options granted represents the period of time that options are expected to be outstanding; the range given below results from certain groups of employees exhibiting different behavior. The risk-free rate for periods within the contractual life of the option is based on the U.S. Treasury yield curve in effect at the time of grant. The discount rate for post-vesting restrictions is estimated based on the Company’s credit-adjusted risk-free rate of return.


	A summary of option activity under the Plans as of December 31, 2014 and 2013, and changes during the years then ended, is presented below:

			2014
			Shares				Weighted-		Weighted-		Aggregate
							Average		Average		Intrinsic Value
							Exercise Price		Remaining
									Contractual
									Term

	Outstanding, beginning of year			101,336			$	15.63
	Granted			—				—
	Exercised			(15,101	)			15.53
	Forfeited or expired			(400	)			15.65

	Outstanding, end of year			85,835			$	15.65		7.25	$	630,887

	Exercisable, end of year			23,600			$	15.65		7.25	$	173,460





			2013
			Shares				Weighted-		Weighted-		Aggregate
							Average		Average		Intrinsic Value
							Exercise Price		Remaining
									Contractual
									Term

	Outstanding, beginning of year			107,338			$	15.6
	Granted			—				—
	Exercised			(6,002	)			15.04
	Forfeited or expired			—				—

	Outstanding, end of year			101,336			$	15.63		8.17	$	397,049

	Exercisable, end of year			18,151			$	15.55		7.78	$	72,628

	The total intrinsic value of options exercised during the years ended December 31, 2014 and 2013 was $90,606 and $24,548, respectively.

	As of December 31, 2014, there was $202,804 of total unrecognized compensation cost related to nonvested share-based compensation arrangements granted under the 2012 Plan. That cost is expected to be recognized over a weighted-average period of 3 years. The total fair value of shares vested during the year ended December 31, 2014 and 2013 was $90,163 and $90,162. The recognized tax benefit related thereto was $34,622 and $36,309 for the years ended December 31, 2014 and 2013, respectively.

	A summary of the status of the Company’s nonvested shares as of December 31, 2014 and 2013, and changes during the year then ended, is presented below:

			31-Dec-14
			Shares				Weighted-
							Average Grant-
							Date Fair Value

	Nonvested, beginning of year			83,185			$	4.34
	Granted			—				—
	Vested			(20,550	)			4.34
	Forfeited			(400	)			—

	Nonvested, end of year			62,235			$	4.34






		31-Dec-13
		Shares				Weighted-
						Average Grant-
						Date Fair Value

Nonvested, beginning of year			104,035			$	4.34
Granted			—				—
Vested			(20,850	)			4.34
Forfeited			—				—

Nonvested, end of year			83,185			$	4.34

Earnings_Per_Share

Earnings Per Share

12 Months Ended

Dec. 31, 2014

Earnings Per Share [Abstract]

Earnings Per Share

Note 16: Earnings Per Share

Earnings per share (EPS) were computed as follows:

Year Ended December 31, 2014

Income

Weighted-

Per Share

Average

Amount

Net income

2,972,754

Basic earnings per share

Income available to common stockholders

1,791,888

1.66

Effect of dilutive securities

Stock options

11,173

Diluted earnings per share

Income available to common stockholders

2,972,754

1,803,061

1.65

Year Ended December 31, 2013

Income

Weighted-

Per Share

Average

Amount

Net income

3,213,645

Basic earnings per share

Income available to common stockholders

1,853,240

1.73

Effect of dilutive securities

Stock options

296

Diluted earnings per share

Income available to common stockholders

3,213,645

1,853,536

1.73

Options to purchases 100,235 shares of common stock were outstanding at December 31, 2013, but were not included in the computation of diluted EPS because the shares were considered antidilutive for the year ended December 31, 2013.

Disclosures_about_Fair_Value_o

Disclosures about Fair Value of Assets	12 Months Ended
Disclosures about Fair Value of Assets	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Disclosures about Fair Value of Assets	Note 17: Disclosures about Fair Value of Assets

	Fair value is the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value:

		Level 1	Quoted prices in active markets for identical assets

		Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets

		Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets





	Recurring Measurements

	The following table presents the fair value measurements of assets recognized in the accompanying consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2014 and 2013:

							31-Dec-14
							Fair Value Measurements Using
			Fair Value				Quoted Prices				Significant			Significant
							in Active				Other			Unobservable
							Markets for				Observable			Inputs
							Identical				Inputs			(Level 3)
							Assets				(Level 2)
							(Level 1)

	U.S. Government agencies		$	9,958,273			$	—			$	9,958,273		$	—
	Mortgage-backed securities (Government-sponsored enterprises - residential)			41,419,921				—				41,419,921			—
	Municipal bonds			45,306,703				—				45,306,703			—

							31-Dec-13
							Fair Value Measurements Using
			Fair Value				Quoted Prices				Significant			Significant
							in Active				Other			Unobservable
							Markets for				Observable			Inputs
							Identical				Inputs			(Level 3)
							Assets				(Level 2)
							(Level 1)

	U.S. Government agencies		$	10,420,076			$	—			$	10,420,076		$	—
	Mortgage-backed securities (Government-sponsored enterprises - residential)			48,345,655				—				48,345,655			—
	Municipal bonds			50,218,866				—				50,218,866			—





	Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the year ended December 31, 2014.

	Available-for-Sale Securities

	Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. The Company has no Level 1 securities. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models. Such securities are classified in Level 2 of the valuation hierarchy. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. The Company did not have securities considered Level 3 as of December 31, 2014 or December 31, 2013.

	Nonrecurring Measurements

	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2014 and 2013:

							31-Dec-14
							Fair Value Measurements Using
			Fair Value				Quoted Prices				Significant			Significant
							in Active				Other			Unobservable
							Markets for				Observable			Inputs
							Identical				Inputs			(Level 3)
Assets							(Level 2)
(Level 1)

Impaired loans (collateral dependent)			$	1,147,400			$	—			$	—		$	1,147,400


						31-Dec-13
						Fair Value Measurements Using
		Fair Value				Quoted Prices				Significant			Significant
						in Active				Other			Unobservable
						Markets for				Observable			Inputs
						Identical				Inputs			(Level 3)
						Assets				(Level 2)
						(Level 1)

Impaired loans (collateral dependent)		$	1,219,185			$	—			$	—		$	1,219,185
Mortgage servicing rights			673,576				—				—			673,576

Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below.

Impaired Loans (Collateral Dependent)

The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.

The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary. Appraisals are reviewed for accuracy and consistency. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. Fair value adjustments on impaired loans were $(265,687) and $(23,206) at December 31, 2014 and 2013.

Mortgage Servicing Rights

Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models having significant inputs of discount rate, prepayment speed and default rate. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.

Mortgage servicing rights are tested for impairment on at least an annual basis. The Company uses a third-party to measure mortgage servicing rights through the completion of a proprietary model. Inputs to the model are reviewed by the Company. Fair value adjustments on mortgage servicing rights were $0 and $33,649 at December 31, 2014 and 2013.

Unobservable (Level 3) Inputs

The following table presents quantitative information about unobservable inputs used in nonrecurring Level 3 fair value measurements.

		Fair Value at			Valuation		Unobservable Inputs		Range
		December 31,			Technique				(Weighted
		2014							Average)

Collateral-dependent impaired loans		$	1,147,400		Market comparable properties		Marketability discount			20% – 30% (25	%)

		Fair Value at			Valuation		Unobservable Inputs		Range
		December 31,			Technique				(Weighted
		2013							Average)

Collateral-dependent impaired loans		$	1,219,185		Market comparable properties		Marketability discount			20% – 30% (25	%)

Mortgage servicing rights		$	673,576		Discounted cash flow		Discount rate			8% - 12.5% (10.24%)	)
Mortgage servicing rights		$	673,576		Discounted cash flow		PSA standard prepayment model rate			144 – 342 (164	)

Fair Value of Other Financial Instruments

The following table presents estimated fair values of the Company’s other financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2014 and 2013:

						31-Dec-14
						Fair Value Measurements Using
		Carrying				Quoted Prices				Significant			Significant
		Amount				in Active				Other			Unobservable
						Markets for				Observable			Inputs
						Identical Assets				Inputs			(Level 3)
						(Level 1)				(Level 2)

Financial assets
Cash and cash equivalents		$	9,611,638			$	9,611,638			$	—		$	—
Other investments			73,766				—				73,766			—
Loans held for sale			235,600				—				235,600			—
Loans, net of allowance for loan losses			184,718,612				—				—			184,573,401
Federal Home Loan Bank stock			1,113,800				—				1,113,800			—
Interest receivable			1,713,243				—				1,713,243			—

Financial liabilities
Deposits			245,941,562				—				151,341,999			96,956,400
Short-term borrowings			13,821,730				—				8,821,730			4,996,109
Advances from borrowers for taxes and insurance			962,762				—				962,762			—
Interest payable			166,052				—				166,052			—

Unrecognized financial instruments (net of contract amount)
Commitments to originate loans			—				—				—			—
Letters of credit			—				—				—			—
Lines of credit			—				—				—			—





						31-Dec-13
						Fair Value Measurements Using
		Carrying				Quoted Prices				Significant			Significant
		Amount				in Active				Other			Unobservable
						Markets for				Observable			Inputs
						Identical Assets				Inputs			(Level 3)
						(Level 1)				(Level 2)

Financial assets
Cash and cash equivalents		$	6,098,870			$	6,098,870			$	—		$	—
Other investments			81,918				—				81,918			—
Loans held for sale			262,461				—				262,461			—
Loans, net of allowance for loan losses			180,639,502				—				—			178,866,833
Federal Home Loan Bank stock			1,113,800				—				1,113,800			—
Interest receivable			1,817,415				—				1,817,415			—

Financial liabilities
Deposits			251,738,391				—				143,586,822			111,116,837
Short-term borrowings			19,610,297				—				19,610,297			—
Advances from borrowers for taxes and insurance			857,814				—				857,814			—
Interest payable			210,226				—				210,226			—

Unrecognized financial instruments (net of contract amount)
Commitments to originate loans			—				—				—			—
Letters of credit			—				—				—			—
Lines of credit			—				—				—			—




The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying condensed consolidated balance sheets at amounts other than fair value.

Cash and Cash Equivalents, Interest Receivable, Federal Home Loan Bank Stock, and Other Investments

The carrying amount approximates fair value.

Loans Held for Sale

For homogeneous categories of loans, such as mortgage loans held for sale, fair value is estimated using the quoted market prices for securities backed by similar loans, adjusted for differences in loan characteristics.

Loans

The fair value of loans is estimated by discounting the future cash flows using the market rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics were aggregated for purposes of the calculations.

Deposits

Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates fair value. The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.

Short-term Borrowings, Interest Payable, and Advances from Borrowers for Taxes and Insurance

The carrying amount approximates fair value.

Commitments to Originate Loans, Letters of Credit, and Lines of Credit

The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.

Significant_Estimates_and_Conc

Significant Estimates and Concentrations	12 Months Ended
Significant Estimates and Concentrations	Dec. 31, 2014
Risks and Uncertainties [Abstract]
Significant Estimates and Concentrations	Note 18: Significant Estimates and Concentrations

	Accounting principles generally accepted in the United States of America require disclosure of certain significant estimates and current vulnerabilities due to certain concentrations. Estimates related to the allowance for loan losses are reflected in the note regarding loans. Current vulnerabilities due to certain concentrations of credit risk are discussed in the note on commitments and credit risk. Other significant estimates not discussed in those notes include:

	General Litigation

	The Company is subject to claims and lawsuits that arise primarily in the ordinary course of business. It is the opinion of management that the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Company.

	Goodwill

	As discussed in Note 1, the Company annually tests its goodwill for impairment. At the most recent testing date, the fair value of the banking reporting unit exceeded its carrying value. Estimated fair value was based principally on forecasts of future income. Management believes it has applied reasonable judgment in developing its estimates; however, unforeseen negative changes in the national, state or local economic environment may negatively impact those estimates in the near term.

Commitments_and_Credit_Risk

Commitments and Credit Risk	12 Months Ended
Commitments and Credit Risk	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
Commitments and Credit Risk	Note 19: Commitments and Credit Risk

	The Company grants agribusiness, commercial and residential loans to customers in Cass, Morgan, Macoupin, Montgomery and surrounding counties in Illinois. The Company’s loans are generally secured by specific items of collateral including real property, consumer assets and business assets. Although the Company has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent upon economic conditions and the agricultural economy in these counties. The Company also purchases participation loans from out of territory areas.

	Commitments to Originate Loans

	Commitments to originate loans are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate.

	At December 31, 2014 and 2013, the Company had outstanding commitments to originate loans aggregating approximately $3,493,500 and $9,242,300, respectively. The commitments extended over varying periods of time with the majority being disbursed within a one-year period. Loan commitments at fixed rates of interest amounted to $2,702,000 and $4,676,300 at December 31, 2014 and 2013, respectively, with the remainder at floating market rates. The range of fixed rates was 2.88% to 8.00% as of December 31, 2014.

	Standby Letters of Credit

	Standby letters of credit are irrevocable conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Financial standby letters of credit are primarily issued to support public and private borrowing arrangements, including commercial paper, bond financing and similar transactions. Performance standby letters of credit are issued to guarantee performance of certain customers under non-financial contractual obligations. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loans to customers. Should the Company be obliged to perform under the standby letters of credit, the Company may seek recourse from the customer for reimbursement of amounts paid.

	The Company had total outstanding standby letters of credit amounting to $255,340 and $360,000 at December 31, 2014 and 2013, respectively, with terms of one year or less. At December 31, 2014 and 2013, the Company’s deferred revenue under standby letters of credit agreements was nominal.

	Lines of Credit

	Lines of credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. Management uses the same credit policies in granting lines of credit as it does for on-balance-sheet instruments.

	At December 31, 2014, the Company had unused lines of credit to borrowers aggregating approximately $21,498,070 and $9,742,393 for commercial lines and open-ended consumer lines, respectively. At December 31, 2013, unused lines of credit to borrowers aggregated approximately $22,038,305 for commercial lines and $10,413,745 for open-ended consumer lines.

Quarterly_Results_of_Operation

Quarterly Results of Operations (Unaudited)	12 Months Ended
Quarterly Results of Operations (Unaudited)	Dec. 31, 2014
Quarterly Financial Information Disclosure [Abstract]
Quarterly Results of Operations (Unaudited)	Note 20: Quarterly Results of Operations (Unaudited)

		Year Ended December 31, 2014
		Three Months Ended
		31-Dec		30-Sep		30-Jun		31-Mar

	Interest income	$	2,921,442	$	2,946,212	$	2,978,484	$	3,045,770
	Interest expense		337,222		353,542		371,036		389,658
	Net interest income		2,584,220		2,592,670		2,607,448		2,656,112
	Provision for loan losses		150,000		30,000		30,000		30,000
	Net interest income after provision for loan losses		2,434,220		2,562,670		2,577,448		2,626,112
	Noninterest income		949,801		1,024,088		947,678		997,532
	Noninterest expense		2,548,408		2,470,123		2,723,872		2,470,346
	Income before income taxes		835,613		1,116,635		801,254		1,153,298
	Income tax expense		183,641		260,619		176,277		313,509

	Net income	$	651,972	$	856,016	$	624,977	$	839,789

	Basic earnings per share	$	0.37	$	0.48	$	0.35	$	0.47
	Diluted earnings per share	$	0.36	$	0.47	$	0.35	$	0.47


		Year Ended December 31, 2013
		Three Months Ended
		31-Dec		30-Sep		30-Jun		31-Mar

	Interest income	$	3,139,867	$	3,061,017	$	2,924,714	$	2,952,167
	Interest expense		415,265		439,617		454,298		472,091
	Net interest income		2,724,602		2,621,400		2,470,416		2,480,076
	Provision for loan losses		130,000		10,000		—		30,000
	Net interest income after provision for loan losses		2,594,602		2,611,400		2,470,416		2,450,076
	Noninterest income		918,665		1,010,359		1,027,808		1,486,038
	Noninterest expense		2,650,580		2,564,351		2,467,610		2,484,879
	Income before income taxes		862,687		1,057,408		1,030,614		1,451,235
	Income tax expense		207,234		271,739		270,539		438,787

	Net income	$	655,453	$	785,669	$	760,075	$	1,012,448

	Basic earnings per share	$	0.36	$	0.43	$	0.41	$	0.54
	Diluted earnings per share	$	0.36	$	0.42	$	0.41	$	0.54

Condensed_Financial_Informatio

Condensed Financial Information (Parent Company Only)	12 Months Ended
Condensed Financial Information (Parent Company Only)	Dec. 31, 2014
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information (Parent Company Only)	Note 21: Condensed Financial Information (Parent Company Only)

	Presented below is condensed financial information as to financial position, results of operations and cash flows of the Company:

	Condensed Balance Sheets

			December 31,
			2014				2013
	Assets
	Cash and due from banks		$	3,847,179			$	3,479,895
	Investment in common stock of subsidiary			41,012,112				37,426,345
	Loan receivable from subsidiary			254,385				291,037
	Other assets			96,993				130,137

	Total assets		$	45,210,669			$	41,327,414

	Liabilities
	Other liabilities		$	194,571			$	188,618

	Stockholders’ Equity			45,016,098				41,138,796

	Total liabilities and stockholders’ equity		$	45,210,669			$	41,327,414


	Condensed Statements of Income and Comprehensive Income (Loss)

			Year Ending December 31,
			2014				2013
	Income
	Dividends from subsidiary		$	2,000,000			$	1,500,000
	Other income			12,245				14,177

	Total income			2,012,245				1,514,177

	Expenses
	Other expenses			707,692				465,624

	Income Before Income Tax and Equity in Undistributed Income of Subsidiary			1,304,553				1,048,553

	Income Tax Benefit			(271,357	)			(182,847	)

	Income Before Equity in Undistributed Income of Subsidiary			1,575,910				1,231,400

	Equity in Undistributed Income of Subsidiary			1,396,844				1,982,245

	Net Income		$	2,972,754			$	3,213,645

	Comprehensive Income (Loss)		$	5,071,201			$	(1,069,912	)


	Condensed Statements of Cash Flows

			Year Ending December 31,
			2014				2013
	Operating Activities
	Net income		$	2,972,754			$	3,213,645
	Items not providing cash, net			(1,396,844	)			(1,982,245	)
	Stock-based compensation expense			90,163				90,162
	Change in other assets and liabilities, net			29,599				112,013

	Net cash provided by operating activities			1,695,672				1,433,575

	Investing Activity
	Loan payment from subsidiary			36,652				35,527

Net cash provided by investing activities			36,652				35,527

Financing Activities
Dividends paid			(570,843	)			(565,526	)
Stock repurchase			(1,028,688	)			(1,596,959	)
Exercise of stock options			234,491				90,254

Net cash used in financing activities			(1,365,040	)			(2,072,231	)

Net Change in Cash and Cash Equivalents			367,284				(603,129	)

Cash and Cash Equivalents at Beginning of Year			3,479,895				4,083,024

Cash and Cash Equivalents at End of Year		$	3,847,179			$	3,479,895

Nature_of_Operations_and_Summa1

Nature of Operations and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
Principles of Consolidation and Financial Statement Presentation	Principles of Consolidation and Financial Statement Presentation

	The consolidated financial statements include the accounts of the Company, the Bank and the Bank’s wholly owned subsidiary, Financial Resources Group, Inc. Significant intercompany accounts and transactions have been eliminated in consolidation. Based on the Company’s approach to decision making, it has decided that its business is comprised of a single segment.

	The consolidated financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and conform to predominate practice within the banking industry.
Use of Estimates	Use of Estimates

	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

	Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, fair value of securities, valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, valuation of loan servicing rights, valuation of deferred tax assets and goodwill impairment.
Cash Equivalents	Cash Equivalents

	The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At December 31, 2014 and 2013, cash equivalents consisted primarily of federal funds sold and interest-earning demand deposits in banks.

	At December 31, 2014, the Company’s cash accounts did not exceed federally insured limits.
Interest-earning Time Deposits in Banks	Interest-earning Time Deposits in Banks

	Interest-earning time deposits in banks are generally short-term and are carried at cost.
Securities	Securities

	Available-for-sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss). Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the settlement date and are determined using the specific identification method.

	For debt securities with fair value below amortized cost when the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.
Other Investments	Other Investments

	Other investments at December 31, 2014 and 2013 include local municipal bonds and equity investments in local community development organizations. The municipal bonds mature ratably through the year 2030. These securities have no readily ascertainable market value and are carried at cost.
Loans Held for Sale	Loans Held for Sale

	Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to noninterest income. Gains and losses on loan sales are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan.
Loans	Loans

	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans.

	For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan.

	The accrual of interest on loans is generally discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.

	All interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses	Allowance for Loan Losses

	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes collectibility of the principal is unlikely. Subsequent recoveries, if any, are credited to the allowance.

	The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.

	The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data.

	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent.

	Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.
Premises and Equipment	Premises and Equipment

	Depreciable assets are stated at cost less accumulated depreciation. Depreciation is charged to expense using the straight-line method over the estimated useful lives of the assets.

	The estimated useful lives for each major depreciable classification of premises and equipment are as follows:

	Buildings and improvements	35-40 years
	Equipment	3-5 years
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock

	Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula, carried at cost and evaluated for impairment.
Foreclosed Assets Held for Sale	Foreclosed Assets Held for Sale

	Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in income or expense from foreclosed assets.
Bank-owned Life Insurance	Bank-owned Life Insurance

	Bank-owned life insurance policies are reflected on the consolidated balance sheets at the estimated cash surrender value. Changes in the cash surrender value are reflected in noninterest income in the consolidated statements of income.
Goodwill	Goodwill

	Goodwill is evaluated annually for impairment or more frequently if impairment indicators are present. A qualitative assessment is performed to determine whether the existence of events or circumstances leads to a determination that it is more likely than not the fair value is less than the carrying amount, including goodwill. If, based on the evaluation, it is determined to be more likely than not that the fair value is less than the carrying value, then goodwill is tested further for impairment. If the implied fair value of goodwill is lower than its carrying amount, a goodwill impairment is indicated and goodwill is written down to its implied fair value. Subsequent increases in goodwill value are not recognized in the financial statements. The goodwill was not deemed impaired as of December 31, 2014 or 2013.
Mortgage Servicing Rights	Mortgage Servicing Rights

	Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change.

	The Company subsequently measures each class of servicing asset using either the fair value or the amortization method. The Company has elected to subsequently measure the mortgage servicing rights under the amortization method. Under the amortization method, servicing rights are amortized in proportion to and over the period of estimated net servicing income. The amortized assets are assessed for impairment or increased obligation based on fair value at each reporting date. Each class of separately recognized servicing assets subsequently measured using the amortization method are evaluated and measured for impairment. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the carrying amount of the servicing assets for that tranche. The valuation allowance is adjusted to reflect changes in the measurement of impairment after the initial measurement of impairment. Changes in valuation allowances are reported as a separate line item in noninterest expense on the consolidated income statement. Fair value in excess of the carrying amount of servicing assets for that stratum is not recognized.

	Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal and are recorded as income when earned in loan servicing fees in non-interest income. The amortization of mortgage servicing rights is netted from the gains on sale of loans, both cash gains as well as the capitalized gains, and is included in mortgage banking operations, net in non-interest income.
Stock Options	Stock Options

	At December 31, 2014 and 2013, the Company has a stock-based employee compensation plan, which is described more fully in Note 15.
Transfers of Financial Assets	Transfers of Financial Assets

	Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company — put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.
Income Taxes	Income Taxes

	The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.

	Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.

	Tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to the management’s judgment. With a few exceptions, the Company is no longer subject to U.S. federal and state income tax examinations by tax authorities for years before 2011.

	The Company recognizes interest and penalties on income taxes as a component of income tax expense.

	The Company files consolidated income tax returns with its subsidiary.
Earnings Per Share	Earnings Per Share

	Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each period. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.
Comprehensive Income (Loss)	Comprehensive Income (Loss)

	Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive income (loss) includes unrealized appreciation (depreciation) on available-for-sale securities.
Trust Assets	Trust Assets

	Assets held in fiduciary or agency capacities are not included in the consolidated balance sheets since such items are not assets of the Company. Fees from trust activities are recorded as revenue over the period in which the service is provided. Fees are a function of the market value of assets managed and administered, the volume of transactions, and fees for other services rendered, as set forth in the underlying client agreement with the Trust Department. This revenue recognition involves the use of estimates and assumptions, including components that are calculated based on estimated asset valuations and transaction volumes. Generally, the actual trust fee is charged to each account on a monthly basis. Any out of pocket expenses or services not typically covered by the fee schedule for trust activities are charged directly to the trust account on a gross basis as trust revenue is incurred. The Company managed or administered approximately 114 and 110 trust accounts with assets totaling approximately $78.6 million and $71.8 million at December 31, 2014 and 2013, respectively.
Reclassifications	Reclassifications

	Certain amounts included in the 2013 consolidated statements have been reclassified to conform to the 2014 presentation.
Recent and Future Accounting Requirements	Recent and Future Accounting Requirements

	In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-04, Troubled Debt Restructurings by Creditors (Subtopic 310-40: Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure which affects all creditors who obtain physical possession (resulting from an in substance repossession or foreclosure) of residential real estate property collateralizing a consumer mortgage loan in satisfaction of a receivable. The ASU is effective for annual periods beginning after December 15, 2014, and interim periods within annual periods beginning after December 15, 2015 which the entity’s annual or interim financial statements have not been made available for issuance. The adoption of this guidance is not expected to have a material impact on the Company’s Consolidated Financial Statements.

	In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). The update provides a five-step revenue recognition model for all revenue arising from contracts with customers and affects all entities that enter into contracts to provide goods or services to their customers (unless the contracts are included in the scope of other standards). The guidance requires an entity to recognize the revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods and services. For public entities, the guidance is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period, and must be applied either retrospectively or using the modified retrospective approach. Early adoption is not permitted. Management is evaluating the new guidance, but does not expect the adoption of this guidance to have a material impact on the Company’s Consolidated Financial Statements.

Nature_of_Operations_and_Summa2

Nature of Operations and Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
Schedule of estimated useful lives of premises and equipment	Buildings and improvements	35-40 years
	Equipment	3-5 years

Securities_Tables

Securities (Tables)	12 Months Ended
Securities (Tables)	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities		Amortized		Gross			Gross			Fair Value
		Cost		Unrealized			Unrealized
				Gains			Losses
	Available-for-sale Securities
	December 31, 2014:
	U.S. Government and federal agencies	$	10,031,683	$	65,328		$	(138,738	)	$	9,958,273
	Mortgage-backed securities (Government-sponsored enterprises - residential)		41,196,695		433,757			(210,531	)		41,419,921
	Municipal bonds		44,378,515		1,457,977			(529,789	)		45,306,703

		$	95,606,893	$	1,957,062		$	(879,058	)	$	96,684,897

	December 31, 2013:
	U.S. Government and federal agencies	$	10,710,675	$	114,936		$	(405,535	)	$	10,420,076
	Mortgage-backed securities (Government-sponsored enterprises - residential)		49,486,337		219,222			(1,359,904	)		48,345,655
	Municipal bonds		50,889,046		1,053,134			(1,723,314	)		50,218,866

		$	111,086,058	$	1,387,292		$	(3,488,753	)	$	108,984,597
Schedule of amortized cost and fair value of available-for-sale securities by contractual maturity		Available-for-sale
		Amortized		Fair
		Cost		Value

	Within one year	$	535,664	$	544,411
	One to five years		9,184,010		9,490,518
	Five to ten years		25,748,781		26,064,641
	After ten years		18,941,743		19,165,406
			54,410,198		55,264,976
	Mortgage-backed securities		41,196,695		41,419,921

	Totals	$	95,606,893	$	96,684,897
Schedule of gross unrealized losses and fair value in a continuous unrealized loss position		31-Dec-14
		Less than 12 Months					12 Months or More						Total
	Description of	Fair Value		Unrealized			Fair Value			Unrealized			Fair Value		Unrealized
	Securities	Fair Value		Losses			Fair Value			Losses			Fair Value		Losses

	Available-for-sale Securities

	U.S. Government agencies	$	2,955,829	$	(28,208	)	$	3,949,940		$	(110,530	)	$	6,905,769	$	(138,738	)
	Mortgage-backed securities (Government-sponsored enterprises - residential)		2,061,203		(13,358	)		13,725,099			(197,173	)		15,786,302		(210,531	)
	Municipal bonds		3,953,168		(44,654	)		13,942,169			(485,135	)		17,895,337		(529,789	)

	Total temporarily impaired securities	$	8,970,200	$	(86,220	)	$	31,617,208		$	(792,838	)	$	40,587,408	$	(879,058	)

		31-Dec-13
		Less than 12 Months					12 Months or More						Total
	Description of	Fair Value		Unrealized			Fair Value			Unrealized			Fair Value		Unrealized
	Securities	Fair Value		Losses			Fair Value			Losses			Fair Value		Losses

	Available-for-sale Securities

	U.S. Government agencies	$	5,824,808	$	(367,005	)	$	470,324		$	(38,530	)	$	6,295,132	$	(405,535	)
	Mortgage-backed securities (Government-sponsored enterprises - residential)		33,521,545		(1,065,542	)		6,087,526			(294,362	)		39,609,071		(1,359,904	)
	Municipal bonds		22,534,325		(1,462,733	)		2,759,523			(260,581	)		25,293,848		(1,723,314	)

	Total temporarily impaired securities	$	61,880,678	$	(2,895,280	)	$	9,317,373		$	(593,473	)	$	71,198,051	$	(3,488,753	)

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	12 Months Ended
Loans and Allowance for Loan Losses (Tables)	Dec. 31, 2014
Receivables [Abstract]
Schedule of classes of loans		2014			2013

	Mortgage loans on real estate
	Residential 1-4 family	$	44,561,089		$	44,286,657
	Commercial		40,474,855			38,920,692
	Agricultural		40,119,130			35,005,662
	Home equity		11,283,264			11,729,112
	Total mortgage loans on real estate		136,438,338			129,942,123

	Commercial loans		26,813,880			29,946,928
	Agricultural		11,844,973			10,559,593
	Consumer		12,587,101			13,605,897
			187,684,292			184,054,541

	Less
	Net deferred loan fees		9,416			8,605
	Allowance for loan losses		2,956,264			3,406,434

	Net loans	$	184,718,612		$	180,639,502
Schedule of allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method		31-Dec-14
		1-4 Family			Commercial			Agricultural		Commercial			Agricultural		Home Equity			Consumer			Unallocated			Total
		1-4 Family			Real Estate			Real Estate		Commercial			Agricultural		Home Equity			Consumer			Unallocated			Total

	Allowance for loan losses:
	Balance, beginning of year	$	856,144		$	745,760		$	175,028	$	1,034,189		$	52,798	$	201,993		$	184,848		$	155,674		$	3,406,434
	Provision charged to expense		241,875			392,009			20,518		(327,057	)		5,136		5,887			3,950			(102,318	)		240,000
	Losses charged off		(100,319	)		(287,474	)		—		(285,411	)		—		(5,403	)		(25,781	)		—			(704,388	)
	Recoveries		1,560			5,168			—		88			—		3,100			4,302			—			14,218
	Balance, end of year	$	999,260		$	855,463		$	195,546	$	421,809		$	57,934	$	205,577		$	167,319		$	53,356		$	2,956,264
	Ending balance: individually evaluated for impairment	$	183,196		$	348,240		$	—	$	154,089		$	—	$	9,982		$	—		$	—		$	695,507
	Ending balance: collectively evaluated for impairment	$	816,064		$	507,223		$	195,546	$	267,720		$	57,934	$	195,595		$	167,319		$	53,356		$	2,260,757

	Loans:
	Ending balance	$	44,561,089		$	40,474,855		$	40,119,130	$	26,813,880		$	11,844,973	$	11,283,264		$	12,587,101		$	—		$	187,684,292
	Ending balance: individually evaluated for impairment	$	713,962		$	1,690,251		$	1,009,889	$	240,805		$	258,140	$	37,531		$	8,469		$	—		$	3,959,047
	Ending balance: collectively evaluated for impairment	$	43,847,127		$	38,784,604		$	39,109,241	$	26,573,075		$	11,586,833	$	11,245,733		$	12,578,632		$	—		$	183,725,245

		31-Dec-13
		1-4 Family			Commercial			Agricultural		Commercial			Agricultural		Home Equity			Consumer			Unallocated			Total
		1-4 Family			Real Estate			Real Estate		Commercial			Agricultural		Home Equity			Consumer			Unallocated			Total

	Allowance for loan losses:
	Balance, beginning of year	$	741,029		$	828,873		$	149,568	$	934,251		$	43,930	$	328,996		$	151,474		$	161,343		$	3,339,464
	Provision charged to expense		261,492			(218,949	)		25,460		92,597			8,868		(78,628	)		84,829			(5,669	)		170,000
	Losses charged off		(162,448	)		—			—		—			—		(63,410	)		(66,467	)		—			(292,325	)
	Recoveries		16,071			135,836			—		7,341			—		15,035			15,012			—			189,295
	Balance, end of year	$	856,144		$	745,760		$	175,028	$	1,034,189		$	52,798	$	201,993		$	184,848		$	155,674		$	3,406,434
	Ending balance: individually evaluated for impairment	$	—		$	248,857		$	—	$	622,730		$	—	$	—		$	10,836		$	—		$	882,423
	Ending balance: collectively evaluated for impairment	$	856,144		$	496,903		$	175,028	$	411,459		$	52,798	$	201,993		$	174,012		$	155,674		$	2,524,011

	Loans:
	Ending balance	$	44,286,657		$	38,920,692		$	35,005,662	$	29,946,928		$	10,559,593	$	11,729,112		$	13,605,897		$	—		$	184,054,541
	Ending balance: individually evaluated for impairment	$	563,524		$	1,531,078		$	—	$	662,730		$	—	$	71,548		$	101,089		$	—		$	2,929,969
	Ending balance: collectively evaluated for impairment	$	43,723,133		$	37,389,614		$	35,005,662	$	29,284,198		$	10,559,593	$	11,657,564		$	13,504,808		$	—		$	181,124,572
Schedule of credit risk profile of the Company's loan portfolio based on rating category and payment activity		1-4 Family						Commercial Real Estate					Agricultural Real Estate					Commercial
		2014			2013			2014		2013			2014		2013			2014			2013

	Pass	$	41,530,699		$	41,061,498		$	38,122,972	$	36,489,660		$	39,109,241	$	35,005,662		$	26,563,823		$	29,231,227
	Special Mention		655,049			775,545			53,750		57,488			887,048		—			—			—
	Substandard		2,375,341			2,449,614			2,298,133		2,373,544			122,841		—			250,057			715,701

	Total	$	44,561,089		$	44,286,657		$	40,474,855	$	38,920,692		$	40,119,130	$	35,005,662		$	26,813,880		$	29,946,928

		Agricultural Business						Home Equity					Consumer
		2014			2013			2014		2013			2014		2013

	Pass	$	11,586,833		$	10,559,593		$	10,833,853	$	11,215,416		$	12,386,412	$	13,302,507
	Special Mention		258,140			—			162,103		155,515			80,544		68,480
	Substandard		—			—			287,308		358,181			120,145		234,910

	Total	$	11,844,973		$	10,559,593		$	11,283,264	$	11,729,112		$	12,587,101	$	13,605,897
Schedule of loan portfolio aging analysis		31-Dec-14
		30-59 Days			60-89 Days			Greater Than		Total Past			Current		Total Loans			Total Loans >
		Past Due			Past Due			90 Days		Due					Receivable			90 Days &
																		Accruing

	1-4 Family	$	420,086		$	286,622		$	613,534	$	1,320,242		$	43,240,847	$	44,561,089		$	—
	Commercial real estate		—			794,110			39,023		833,133			39,641,722		40,474,855			—
	Agricultural real estate		—			—			122,841		122,841			39,996,289		40,119,130			—
	Commercial		—			—			—		—			26,813,880		26,813,880			—
	Agricultural business		—			—			—		—			11,844,973		11,844,973			—
	Home equity		96,971			11,561			58,360		166,892			11,116,372		11,283,264			—
	Consumer		90,558			5,531			16,560		112,649			12,474,452		12,587,101			—

	Total	$	607,615		$	1,097,824		$	850,318	$	2,555,757		$	185,128,535	$	187,684,292		$	—

		31-Dec-13
		30-59 Days			60-89 Days			Greater Than		Total Past			Current		Total Loans			Total Loans >
		Past Due			Past Due			90 Days		Due					Receivable			90 Days &
																		Accruing

	1-4 Family	$	350,539		$	95,782		$	806,877	$	1,253,198		$	43,033,459	$	44,286,657		$	—
	Commercial real estate		—			68,216			78,281		146,497			38,774,195		38,920,692			—
	Agricultural real estate		—			—			—		—			35,005,662		35,005,662			—
	Commercial		—			—			—		—			29,946,928		29,946,928			—
	Agricultural business		—			—			—		—			10,559,593		10,559,593			—
	Home equity		156,331			47,585			55,288		259,204			11,469,908		11,729,112			—
	Consumer		108,452			26,212			9,900		144,564			13,461,333		13,605,897			—

	Total	$	615,322		$	237,795		$	950,346	$	1,803,463		$	182,251,078	$	184,054,541		$	—
Schedule of impaired loans		31-Dec-14
		Recorded			Unpaid			Specific		Average			Interest		Interest
		Balance			Principal			Allowance		Investment			Income		Income
					Balance					in Impaired			Recognized		Recognized
										Loans					Cash Basis

	Loans without a specific valuation allowance
	1-4 Family	$	129,272		$	129,272		$	—	$	220,541		$	12,818	$	13,076
	Commercial real estate		564,610			564,610			—		757,616			19,826		18,816
	Agricultural real estate		1,009,889			1,009,889			—		1,037,661			58,253		49,159
	Agricultural business		258,140			258,140			—		358,529			13,723		1,046
	Home equity		27,549			27,549			—		29,505			2,881		2,939
	Consumer		8,469			8,469			—		12,285			951		964
	Loans with a specific valuation allowance
	1-4 Family		584,690			584,690			183,196		604,031			28,722		26,783
	Commercial real estate		1,125,641			1,125,641			348,240		1,134,401			66,864		60,012
	Commercial		240,805			240,805			154,089		319,812			14,425		16,554
	Home equity		9,982			9,982			9,982		9,993			247		187
	Total:
	1-4 family		713,962			713,962			183,196		824,572			41,540		39,859
	Commercial real estate		1,690,251			1,690,251			348,240		1,892,017			86,690		78,828
	Agricultural real estate		1,009,889			1,009,889			—		1,037,661			58,253		49,159
	Commercial		240,805			240,805			154,089		319,812			14,425		16,554
	Agricultural business		258,140			258,140			—		358,529			13,723		1,046
	Home equity		37,531			37,531			9,982		39,498			3,128		3,126
	Consumer		8,469			8,469			—		12,285			951		964

	Total	$	3,959,047		$	3,959,047		$	695,507	$	4,484,374		$	218,710	$	189,536

		31-Dec-13
		Recorded			Unpaid			Specific		Average			Interest		Interest
		Balance			Principal			Allowance		Investment			Income		Income
					Balance					in Impaired			Recognized		Recognized
										Loans					Cash Basis

	Loans without a specific valuation allowance
	1-4 Family	$	563,524		$	563,524		$	—	$	652,373		$	27,250	$	25,347
	Commercial real estate		63,293			63,293			—		96,019			5,282		5,327
	Home equity		71,548			71,548			—		66,388			3,017		2,980
	Consumer		4,528			4,528			—		6,419			453		442
	Loans with a specific valuation allowance
	Commercial real estate		1,467,785			1,467,785			248,857		1,488,243			79,719		74,028
	Commercial		662,730			662,730			622,730		726,269			34,465		33,921
	Consumer		96,561			96,561			10,836		99,401			1,586		1,576
	Total:
	1-4 family		563,524			563,524			—		652,373			27,250		25,347
	Commercial real estate		1,531,078			1,531,078			248,857		1,584,262			85,001		79,355
	Commercial		662,730			662,730			622,730		726,269			34,465		33,921
	Home equity		71,548			71,548			—		66,388			3,017		2,980
	Consumer		101,089			101,089			10,836		105,820			2,039		2,018

	Total	$	2,929,969		$	2,929,969		$	882,423	$	3,135,112		$	151,772	$	143,621
Schedule of nonaccrual loans		2014			2013

	1-4 family	$	994,855		$	1,339,487
	Commercial real estate		932,578			208,297
	Agricultural real estate		122,841			—
	Commercial		22,438			37,939
	Agricultural business		—			—
	Home equity		120,698			133,823
	Consumer		70,643			62,617

	Total	$	2,264,053		$	1,782,163
Schedule of recorded balance, at original cost, of troubled debt restructurings		2014			2013

	1-4 family	$	747,470		$	661,880
	Commercial real estate		1,265,079			1,137,667
	Agricultural real estate		—			—
	Commercial		212,579			675,483
	Agricultural business		—			—
	Home equity		15,379			79,087
	Consumer		42,786			43,559

	Total	$	2,283,293		$	2,597,676
Schedule of recorded balance, at original cost, of troubled debt restructurings, which were performing according to the terms of the restructuring		2014			2013

	1-4 family	$	567,931		$	591,000
	Commercial real estate		470,969			1,074,194
	Agricultural real estate		—			—
	Commercial		212,579			675,483
	Agricultural business		—			—
	Home equity		12,074			13,015
	Consumer		42,786			42,059

	Total	$	1,306,339		$	2,395,751
Schedule of loans modified as troubled debt restructurings		Year Ended						Year Ended
		31-Dec-14						31-Dec-13
		Number of			Recorded			Number of		Recorded
		Modifications			Investment			Modifications		Investment

	1-4 family		3		$	201,879			8	$	522,819
	Commercial real estate		1			386,355			3		175,649
	Agricultural real estate		—			—			—		—
	Commercial		—			—			1		40,644
	Agricultural business		—			—			—		—
	Home equity		—			—			—		—
	Consumer		1			15,953			1		27,593

	Total		5		$	604,187			13	$	766,705

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	12 Months Ended
Premises and Equipment (Tables)	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Schedule of premises and equipment		2014			2013

	Land	$	773,186		$	773,186
	Buildings and improvements		6,661,148			6,694,149
	Equipment		3,254,434			4,808,044
			10,688,768			12,275,379
	Less accumulated depreciation		(5,742,785	)		(7,096,401	)

	Net premises and equipment	$	4,945,983		$	5,178,978

Loan_Servicing_Tables

Loan Servicing (Tables)	12 Months Ended
Loan Servicing (Tables)	Dec. 31, 2014
Transfers and Servicing [Abstract]
Schedule of mortgage servicing rights measured using amortization method with aggregate activity in related valuation allowances		2014			2013
	Mortgage servicing rights
	Balance, beginning of year	$	746,968		$	793,715
	Additions		53,859			101,538
	Amortization		(111,224	)		(148,285	)
	Balance at end of year		689,603			746,968

	Valuation allowances
	Balance at beginning of year		73,392			129,279
	Additions due to decreases in market value		—			—
	Reduction due to increases in market value		—			(33,649	)
	Reduction due to payoff of loans		(16,423	)		(22,238	)
	Balances at end of year		56,969			73,392

	Mortgage servicing assets, net	$	632,634		$	673,576

	Fair value disclosures
	Fair value as of the beginning of the period	$	1,120,000		$	765,029
	Fair value as of the end of the period	$	979,699		$	1,120,000

Interestbearing_Deposits_Table

Interest-bearing Deposits (Tables)	12 Months Ended
Interest-bearing Deposits (Tables)	Dec. 31, 2014
Banking and Thrift [Abstract]
Schedule of deposit interest expense by deposit type		December 31,
		2014		2013

	Savings, NOW and Money Market	$	257,214	$	256,010
	Certificates of deposit		1,179,589		1,510,730

	Total deposit interest expense	$	1,436,803	$	1,766,740
Schedule of scheduled maturities of time deposits	2015	$	51,911,089
	2016		20,213,799
	2017		10,056,961
	2018		5,760,161
	2019		6,657,553

		$	94,599,563

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
Income Taxes (Tables)	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Schedule of components of provision for income taxes		2014			2013

	Taxes currently payable
	Federal	$	798,160		$	813,409
	State		—			406,770
	Deferred income taxes		135,886			(31,880	)

	Income tax expense	$	934,046		$	1,188,299
Schedule of reconciliation of income tax expense at the statutory rate to actual income tax expense		2014			2013

	Computed at the statutory rate (34%)	$	1,328,312		$	1,496,661
	Increase (decrease) resulting from
	Tax exempt interest		(503,089	)		(509,850	)
	State income taxes, net		173,879			264,287
	Increase in cash surrender value		(63,235	)		(66,246	)
	Other		(1,821	)		3,447

	Actual tax expense	$	934,046		$	1,188,299

	Tax expense as a percentage of pre-tax income		23.91	%		26.99	%
Schedule of tax effects of temporary differences related to deferred taxes shown on the consolidated balance sheets		2014			2013
	Deferred tax assets
	Allowance for loan losses	$	1,060,419		$	1,241,702
	Deferred compensation		1,712,570			1,610,547
	State net operating loss carryforward		4,749			186,497
	Unrealized losses on available-for-sale securities		—			714,497
	Other		40,270			840
			2,818,008			3,754,083

	Deferred tax liabilities
	Unrealized gains on available-for-sale securities		(366,521	)		—
	Depreciation		(478,427	)		(536,706	)
	Federal Home Loan Bank stock dividends		(152,224	)		(152,224	)
	Prepaid expenses		(79,868	)		(90,794	)
	Mortgage servicing rights		(254,762	)		(271,249	)
			(1,331,802	)		(1,050,973	)

	Net deferred tax asset	$	1,486,206		$	2,703,110

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
Accumulated Other Comprehensive Income (Loss) (Tables)	Dec. 31, 2014
Equity [Abstract]
Schedule of components of accumulated other comprehensive income included in stockholders' equity			2014			2013

		Net unrealized gain (loss) on securities available-for-sale	$	1,078,004		$	(2,101,461	)

		Tax effect		(366,521	)		714,497

		Net-of-tax amount	$	711,483		$	(1,386,964	)

Changes_in_Accumulated_Other_C1

Changes in Accumulated Other Comprehensive Income (AOCI) by Component (Tables)	12 Months Ended
	Dec. 31, 2014
Changes In Accumulated Other Comprehensive Income Aoci By Component [Abstract]
Schedule of reclassified from AOCI and the affected line items in the statements of income		Amounts Reclassified						Affected Line Item in the
		from AOCI						Affected Line Item in the
		2014			2013			Statements of Income

	Unrealized gains on available-for-sale securities	$	408,753		$	897,901		Realized gain on sale of securities
								Total reclassified amount before tax
			(138,976	)		(305,286	)	Tax expense

		$	269,777		$	592,615		Net reclassified amount

Regulatory_Matters_Tables

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2014
Regulatory Matters [Abstract]
Schedule of bank's actual capital amounts and ratios			Actual							Minimum Capital					Minimum to Be Well
										Requirement					Capitalized Under Prompt
															Corrective Action
															Provisions
			Amount			Ratio				Amount		Ratio			Amount		Ratio
	As of December 31, 2014
	Total risk-based capital		$	40,252			18.81	%		$	17,119		8	%	$	21,399		10	%
	(to risk-weighted assets)

	Tier I capital			37,574			17.56				8,560		4			12,839		6
	(to risk-weighted assets)

	Tier I capital			37,574			12.25				12,269		4			15,336		5
	(to average assets)

	Tangible capital			37,574			12.25				4,601		1.5			—		N/A
	(to adjusted tangible assets)

	As of December 31, 2013
	Total risk-based capital		$	38,766			18.15	%		$	17,089		8	%	$	21,361		10	%
	(to risk-weighted assets)

	Tier I capital			36,087			16.89				8,544		4			12,817		6
	(to risk-weighted assets)

	Tier I capital			36,087			11.51				12,546		4			15,682		5
	(to average assets)

	Tangible capital			36,087			11.51				4,705		1.5			—		N/A
	(to adjusted tangible assets)
Schedule of reconciliation of bank equity amount for regulatory capital purposes				2014			2013

		Bank equity		$	41,012		$	37,427
		Less net unrealized gain (loss)			711			(1,387	)
		Less disallowed goodwill			2,727			2,727

		Tier 1 capital			37,574			36,087

		Plus allowance for loan losses			2,678			2,679

		Total risked-based capital		$	40,252		$	38,766

Related_Party_Transactions_Tab

Related Party Transactions (Tables)	12 Months Ended
Related Party Transactions (Tables)	Dec. 31, 2014
Related Party Transactions [Abstract]
Schedule of annual activity of loans outstanding to related parties			2014			2013

		Balance beginning of year	$	3,852,658		$	4,052,339
		Additions		1,876,445			1,156,220
		Repayments		(2,206,056	)		(1,355,901	)

		Balance, end of year	$	3,523,047		$	3,852,658

Employee_Benefits_Tables

Employee Benefits (Tables)	12 Months Ended
Employee Benefits (Tables)	Dec. 31, 2014
Compensation and Retirement Disclosure [Abstract]
Schedule of summary of ESOP expense			2014		2013

		Allocated shares	$	54,519	$	55,515
		Shares committed for allocation		3,767		3,680
		Unearned shares		24,991		28,758

		Total ESOP shares		83,277		87,953

		Fair value of unearned shares at December 31	$	574,793	$	562,219

Stock_Option_Plans_Tables

Stock Option Plans (Tables)	12 Months Ended
Stock Option Plans (Tables)	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of summary of option activity		2014
		Shares			Weighted-		Weighted-		Aggregate
					Average		Average		Intrinsic Value
					Exercise Price		Remaining
							Contractual
							Term

	Outstanding, beginning of year		101,336		$	15.63
	Granted		—			—
	Exercised		(15,101	)		15.53
	Forfeited or expired		(400	)		15.65

	Outstanding, end of year		85,835		$	15.65		7.25	$	630,887

	Exercisable, end of year		23,600		$	15.65		7.25	$	173,460

		2013
		Shares			Weighted-		Weighted-		Aggregate
					Average		Average		Intrinsic Value
					Exercise Price		Remaining
							Contractual
							Term

	Outstanding, beginning of year		107,338		$	15.6
	Granted		—			—
	Exercised		(6,002	)		15.04
	Forfeited or expired		—			—

	Outstanding, end of year		101,336		$	15.63		8.17	$	397,049

	Exercisable, end of year		18,151		$	15.55		7.78	$	72,628
Schedule of summary of the status of nonvested shares		31-Dec-14
		Shares			Weighted-
					Average Grant-
					Date Fair Value

	Nonvested, beginning of year		83,185		$	4.34
	Granted		—			—
	Vested		(20,550	)		4.34
	Forfeited		(400	)		—

	Nonvested, end of year		62,235		$	4.34

		31-Dec-13
		Shares			Weighted-
					Average Grant-
					Date Fair Value

	Nonvested, beginning of year		104,035		$	4.34
	Granted		—			—
	Vested		(20,850	)		4.34
	Forfeited		—			—

	Nonvested, end of year		83,185		$	4.34

Earnings_Per_Share_Tables

Earnings Per Share (Tables)

12 Months Ended

Dec. 31, 2014

Earnings Per Share [Abstract]

Schedule of computation of earnings per share

Year Ended December 31, 2014

Income

Weighted-

Per Share

Average

Amount

Net income

2,972,754

Basic earnings per share

Income available to common stockholders

1,791,888

1.66

Effect of dilutive securities

Stock options

11,173

Diluted earnings per share

Income available to common stockholders

2,972,754

1,803,061

1.65

Year Ended December 31, 2013

Income

Weighted-

Per Share

Average

Amount

Net income

3,213,645

Basic earnings per share

Income available to common stockholders

1,853,240

1.73

Effect of dilutive securities

Stock options

296

Diluted earnings per share

Income available to common stockholders

3,213,645

1,853,536

1.73

Disclosures_about_Fair_Value_o1

Disclosures about Fair Value of Assets (Tables)	12 Months Ended
Disclosures about Fair Value of Assets (Tables)	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Schedule of fair value measurements of assets recognized in balance sheets on recurring basis					31-Dec-14
					Fair Value Measurements Using
		Fair Value			Quoted Prices			Significant		Significant
					in Active			Other		Unobservable
					Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)

	U.S. Government agencies	$	9,958,273		$	—		$	9,958,273	$	—
	Mortgage-backed securities (Government-sponsored enterprises - residential)		41,419,921			—			41,419,921		—
	Municipal bonds		45,306,703			—			45,306,703		—

					31-Dec-13
					Fair Value Measurements Using
		Fair Value			Quoted Prices			Significant		Significant
					in Active			Other		Unobservable
					Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)

	U.S. Government agencies	$	10,420,076		$	—		$	10,420,076	$	—
	Mortgage-backed securities (Government-sponsored enterprises - residential)		48,345,655			—			48,345,655		—
	Municipal bonds		50,218,866			—			50,218,866		—
Schedule of fair value measurement of assets measured at fair value on nonrecurring basis					31-Dec-14
					Fair Value Measurements Using
		Fair Value			Quoted Prices			Significant		Significant
					in Active			Other		Unobservable
					Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)

	Impaired loans (collateral dependent)	$	1,147,400		$	—		$	—	$	1,147,400

					31-Dec-13
					Fair Value Measurements Using
		Fair Value			Quoted Prices			Significant		Significant
					in Active			Other		Unobservable
					Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)

	Impaired loans (collateral dependent)	$	1,219,185		$	—		$	—	$	1,219,185
	Mortgage servicing rights		673,576			—			—		673,576
Schedule of quantitative information about unobservable inputs used in nonrecurring level 3 fair value measurements		Fair Value at		Valuation		Unobservable Inputs	Range
		December 31,		Technique			(Weighted
		2014					Average)

	Collateral-dependent impaired loans	$	1,147,400	Market comparable properties		Marketability discount		20% – 30%(25	%)

		Fair Value at		Valuation		Unobservable Inputs	Range
		December 31,		Technique			(Weighted
		2013					Average)

	Collateral-dependent impaired loans	$	1,219,185	Market comparable properties		Marketability discount		20% – 30%(25	%)

	Mortgage servicing rights	$	673,576	Discounted cash flow		Discount rate		8% - 12.5%(10.24%)	)
	Mortgage servicing rights	$	673,576	Discounted cash flow		PSA standard prepayment model rate		144 – 342 (164	)
Schedule of estimated fair values of other financial instruments					31-Dec-14
					Fair Value Measurements Using
		Carrying			Quoted Prices			Significant		Significant
		Amount			in Active			Other		Unobservable
					Markets for			Observable		Inputs
					Identical Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)

	Financial assets
	Cash and cash equivalents	$	9,611,638		$	9,611,638		$	—	$	—
	Other investments		73,766			—			73,766		—
	Loans held for sale		235,600			—			235,600		—
	Loans, net of allowance for loan losses		184,718,612			—			—		184,573,401
	Federal Home Loan Bank stock		1,113,800			—			1,113,800		—
	Interest receivable		1,713,243			—			1,713,243		—

	Financial liabilities
	Deposits		245,941,562			—			151,341,999		96,956,400
	Short-term borrowings		13,821,730			—			8,821,730		4,996,109
	Advances from borrowers for taxes and insurance		962,762			—			962,762		—
	Interest payable		166,052			—			166,052		—

	Unrecognized financial instruments (net of contract amount)
	Commitments to originate loans		—			—			—		—
	Letters of credit		—			—			—		—
	Lines of credit		—			—			—		—

					31-Dec-13
					Fair Value Measurements Using
		Carrying			Quoted Prices			Significant		Significant
		Amount			in Active			Other		Unobservable
					Markets for			Observable		Inputs
					Identical Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)

	Financial assets
	Cash and cash equivalents	$	6,098,870		$	6,098,870		$	—	$	—
	Other investments		81,918			—			81,918		—
	Loans held for sale		262,461			—			262,461		—
	Loans, net of allowance for loan losses		180,639,502			—			—		178,866,833
	Federal Home Loan Bank stock		1,113,800			—			1,113,800		—
	Interest receivable		1,817,415			—			1,817,415		—

	Financial liabilities
	Deposits		251,738,391			—			143,586,822		111,116,837
	Short-term borrowings		19,610,297			—			19,610,297		—
	Advances from borrowers for taxes and insurance		857,814			—			857,814		—
	Interest payable		210,226			—			210,226		—

	Unrecognized financial instruments (net of contract amount)
	Commitments to originate loans		—			—			—		—
	Letters of credit		—			—			—		—
	Lines of credit		—			—			—		—

Quarterly_Results_of_Operation1

Quarterly Results of Operations (Unaudited) (Tables)	12 Months Ended
Quarterly Results of Operations (Unaudited) (Tables)	Dec. 31, 2014
Quarterly Financial Information Disclosure [Abstract]
Schedule of quarterly results of operations		Year Ended December 31, 2014
		Three Months Ended
		31-Dec		30-Sep		30-Jun		31-Mar

	Interest income	$	2,921,442	$	2,946,212	$	2,978,484	$	3,045,770
	Interest expense		337,222		353,542		371,036		389,658
	Net interest income		2,584,220		2,592,670		2,607,448		2,656,112
	Provision for loan losses		150,000		30,000		30,000		30,000
	Net interest income after provision for loan losses		2,434,220		2,562,670		2,577,448		2,626,112
	Noninterest income		949,801		1,024,088		947,678		997,532
	Noninterest expense		2,548,408		2,470,123		2,723,872		2,470,346
	Income before income taxes		835,613		1,116,635		801,254		1,153,298
	Income tax expense		183,641		260,619		176,277		313,509

	Net income	$	651,972	$	856,016	$	624,977	$	839,789

	Basic earnings per share	$	0.37	$	0.48	$	0.35	$	0.47
	Diluted earnings per share	$	0.36	$	0.47	$	0.35	$	0.47

		Year Ended December 31, 2013
		Three Months Ended
		31-Dec		30-Sep		30-Jun		31-Mar

	Interest income	$	3,139,867	$	3,061,017	$	2,924,714	$	2,952,167
	Interest expense		415,265		439,617		454,298		472,091
	Net interest income		2,724,602		2,621,400		2,470,416		2,480,076
	Provision for loan losses		130,000		10,000		—		30,000
	Net interest income after provision for loan losses		2,594,602		2,611,400		2,470,416		2,450,076
	Noninterest income		918,665		1,010,359		1,027,808		1,486,038
	Noninterest expense		2,650,580		2,564,351		2,467,610		2,484,879
	Income before income taxes		862,687		1,057,408		1,030,614		1,451,235
	Income tax expense		207,234		271,739		270,539		438,787

	Net income	$	655,453	$	785,669	$	760,075	$	1,012,448

	Basic earnings per share	$	0.36	$	0.43	$	0.41	$	0.54
	Diluted earnings per share	$	0.36	$	0.42	$	0.41	$	0.54

Condensed_Financial_Informatio1

Condensed Financial Information (Parent Company Only) (Tables)	12 Months Ended
	Dec. 31, 2014
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Schedule of Condensed Balance Sheets	Condensed Balance Sheets

		December 31,
		2014			2013
	Assets
	Cash and due from banks	$	3,847,179		$	3,479,895
	Investment in common stock of subsidiary		41,012,112			37,426,345
	Loan receivable from subsidiary		254,385			291,037
	Other assets		96,993			130,137

	Total assets	$	45,210,669		$	41,327,414

	Liabilities
	Other liabilities	$	194,571		$	188,618

	Stockholders’ Equity		45,016,098			41,138,796

	Total liabilities and stockholders’ equity	$	45,210,669		$	41,327,414
Schedule of Condensed Statements of Income and Comprehensive Income	Condensed Statements of Income and Comprehensive Income (Loss)

		Year Ending December 31,
		2014			2013
	Income
	Dividends from subsidiary	$	2,000,000		$	1,500,000
	Other income		12,245			14,177

	Total income		2,012,245			1,514,177

	Expenses
	Other expenses		707,692			465,624

	Income Before Income Tax and Equity in Undistributed Income of Subsidiary		1,304,553			1,048,553

	Income Tax Benefit		(271,357	)		(182,847	)

	Income Before Equity in Undistributed Income of Subsidiary		1,575,910			1,231,400

	Equity in Undistributed Income of Subsidiary		1,396,844			1,982,245

	Net Income	$	2,972,754		$	3,213,645

	Comprehensive Income (Loss)	$	5,071,201		$	(1,069,912	)
Schedule of Condensed Statements of Cash Flows	Condensed Statements of Cash Flows

		Year Ending December 31,
		2014			2013
	Operating Activities
	Net income	$	2,972,754		$	3,213,645
	Items not providing cash, net		(1,396,844	)		(1,982,245	)
	Stock-based compensation expense		90,163			90,162
	Change in other assets and liabilities, net		29,599			112,013

	Net cash provided by operating activities		1,695,672			1,433,575

	Investing Activity
	Loan payment from subsidiary		36,652			35,527

	Net cash provided by investing activities		36,652			35,527

	Financing Activities
	Dividends paid		(570,843	)		(565,526	)
	Stock repurchase		(1,028,688	)		(1,596,959	)
	Exercise of stock options		234,491			90,254

	Net cash used in financing activities		(1,365,040	)		(2,072,231	)

	Net Change in Cash and Cash Equivalents		367,284			(603,129	)

	Cash and Cash Equivalents at Beginning of Year		3,479,895			4,083,024

	Cash and Cash Equivalents at End of Year	$	3,847,179		$	3,479,895

Nature_of_Operations_and_Summa3

Nature of Operations and Summary of Significant Accounting Policies - Estimated useful lives for each major depreciable classification of premises and equipment (Details)	12 Months Ended
	Dec. 31, 2014
Buildings and improvements
Nature Of Operations And Significant Accounting Policies [Line Items]
Premises and equipment estimated useful life	35-40 years
Equipment
Nature Of Operations And Significant Accounting Policies [Line Items]
Premises and equipment estimated useful life	3-5 years

Nature_of_Operations_and_Summa4

Nature of Operations and Summary of Significant Accounting Policies (Detail Textuals) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	Trust	Trust
	Branche
Nature Of Operations And Significant Accounting Policies [Line Items]
Percentage of ownership interests in Jacksonville Savings Bank	100.00%
Number of branches	3
Loan past due period	90 days
Number of trust accounts managed or administered	114	110
Assets held in fiduciary or agency capacities	$78.60	$71.80
Mortgages \| Minimum
Nature Of Operations And Significant Accounting Policies [Line Items]
Fixed-rate balloon loans term	3 years
Mortgages \| Maximum
Nature Of Operations And Significant Accounting Policies [Line Items]
Fixed-rate balloon loans term	5 years

Recovered_Sheet1

Restriction on Cash and Due from Banks - (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Restricted Cash and Investments [Abstract]
Reserve funds in cash and/or on deposit with Federal Reserve Bank	$1,402,000	$1,310,000

Securities_Amortized_cost_and_

Securities - Amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	$95,606,893	$111,086,058
Available-for-sale securities, gross unrealized gains	1,957,062	1,387,292
Available-for-sale securities, gross unrealized losses	-879,058	-3,488,753
Available-for-sale securities, fair value	96,684,897	108,984,597
U.S. Government and federal agencies
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	10,031,683	10,710,675
Available-for-sale securities, gross unrealized gains	65,328	114,936
Available-for-sale securities, gross unrealized losses	-138,738	-405,535
Available-for-sale securities, fair value	9,958,273	10,420,076
Mortgage-backed securities (Government-sponsored enterprises - residential)
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	41,196,695	49,486,337
Available-for-sale securities, gross unrealized gains	433,757	219,222
Available-for-sale securities, gross unrealized losses	-210,531	-1,359,904
Available-for-sale securities, fair value	41,419,921	48,345,655
Municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	44,378,515	50,889,046
Available-for-sale securities, gross unrealized gains	1,457,977	1,053,134
Available-for-sale securities, gross unrealized losses	-529,789	-1,723,314
Available-for-sale securities, fair value	$45,306,703	$50,218,866

Securities_Amortized_cost_and_1

Securities - Amortized cost and fair value of available-for-sale securities by contractual maturity (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Available-for-sale, amortized cost
Within one year	$535,664
One to five years	9,184,010
Five to ten years	25,748,781
After ten years	18,941,743
Available-for-sale securities, amortized cost, subtotal	54,410,198
Mortgage-backed securities, amortized cost	41,196,695
Available-for-sale securities, amortized cost	95,606,893	111,086,058
Available-for-sale securities, fair value
Within one year	544,411
One to five years	9,490,518
Five to ten years	26,064,641
After ten years	19,165,406
Available-for-sale Securities, fair value	55,264,976	60,638,942
Mortgage-backed securities, fair value	41,419,921	48,345,655
Available-for-sale securities, fair value	$96,684,897	$108,984,597

Securities_Gross_unrealized_lo

Securities - Gross unrealized losses and fair value in a continuous unrealized loss position (Details 2) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	$8,970,200	$61,880,678
Less than 12 Months, Unrealized Losses	-86,220	-2,895,280
12 Months or More, Fair Value	31,617,208	9,317,373
12 Months or More, Unrealized Losses	-792,838	-593,473
Fair Value	40,587,408	71,198,051
Unrealized Losses	-879,058	-3,488,753
U.S. Government agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	2,955,829	5,824,808
Less than 12 Months, Unrealized Losses	-28,208	-367,005
12 Months or More, Fair Value	3,949,940	470,324
12 Months or More, Unrealized Losses	-110,530	-38,530
Fair Value	6,905,769	6,295,132
Unrealized Losses	-138,738	-405,535
Mortgage-backed securities (Government-sponsored enterprises - residential)
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	2,061,203	33,521,545
Less than 12 Months, Unrealized Losses	-13,358	-1,065,542
12 Months or More, Fair Value	13,725,099	6,087,526
12 Months or More, Unrealized Losses	-197,173	-294,362
Fair Value	15,786,302	39,609,071
Unrealized Losses	-210,531	-1,359,904
Municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	3,953,168	22,534,325
Less than 12 Months, Unrealized Losses	-44,654	-1,462,733
12 Months or More, Fair Value	13,942,169	2,759,523
12 Months or More, Unrealized Losses	-485,135	-260,581
Fair Value	17,895,337	25,293,848
Unrealized Losses	($529,789)	($1,723,314)

Securities_Detail_Textuals

Securities - (Detail Textuals) (USD $)	12 Months Ended
Securities - (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]
Securities pledged as collateral	$21,121,613	$20,420,437
Securities sold under agreements to repurchase	9,165,462	9,541,242
Gross realized gains on sales of available-for-sale securities	429,105	907,908
Gross realized losses on sales of available-for-sale securities	-20,352	-10,007
Reclassification adjustment for realized gains (losses) included in net income, taxes	138,976	305,286
Debt securities, fair value	$40,587,408	$71,198,051
Percentage of available-for-sale investment portfolio	42.00%	65.00%

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses - Classes of loans (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Less Allowance for loan losses	$2,956,264	$3,406,434
Net loans	184,718,612	180,639,502
Loans Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	187,684,292	184,054,541
Less Net deferred loan fees	9,416	8,605
Less Allowance for loan losses	2,956,264	3,406,434
Net loans	184,718,612	180,639,502
Loans Receivable \| Mortgage loans on real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	136,438,338	129,942,123
Loans Receivable \| Residential 1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	44,561,089	44,286,657
Loans Receivable \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	40,474,855	38,920,692
Loans Receivable \| Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	40,119,130	35,005,662
Loans Receivable \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	11,283,264	11,729,112
Loans Receivable \| Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	26,813,880	29,946,928
Loans Receivable \| Agricultural business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	11,844,973	10,559,593
Loans Receivable \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	$12,587,101	$13,605,897

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses - Balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method (Details 1) (Loans Receivable, USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Allowance for loan losses:
Balance, beginning of year	$3,406,434	$3,339,464
Provision charged to expense	240,000	170,000
Losses charged off	-704,388	-292,325
Recoveries	14,218	189,295
Balance, end of year	2,956,264	3,406,434
Ending balance: individually evaluated for impairment	695,507	882,423
Ending balance: collectively evaluated for impairment	2,260,757	2,524,011
Loans:
Ending balance	187,684,292	184,054,541
Ending balance: individually evaluated for impairment	3,959,047	2,929,969
Ending balance: collectively evaluated for impairment	183,725,245	181,124,572
1-4 family
Allowance for loan losses:
Balance, beginning of year	856,144	741,029
Provision charged to expense	241,875	261,492
Losses charged off	-100,319	-162,448
Recoveries	1,560	16,071
Balance, end of year	999,260	856,144
Ending balance: individually evaluated for impairment	183,196
Ending balance: collectively evaluated for impairment	816,064	856,144
Loans:
Ending balance	44,561,089	44,286,657
Ending balance: individually evaluated for impairment	713,962	563,524
Ending balance: collectively evaluated for impairment	43,847,127	43,723,133
Commercial Real Estate
Allowance for loan losses:
Balance, beginning of year	745,760	828,873
Provision charged to expense	392,009	-218,949
Losses charged off	-287,474
Recoveries	5,168	135,836
Balance, end of year	855,463	745,760
Ending balance: individually evaluated for impairment	348,240	248,857
Ending balance: collectively evaluated for impairment	507,223	496,903
Loans:
Ending balance	40,474,855	38,920,692
Ending balance: individually evaluated for impairment	1,690,251	1,531,078
Ending balance: collectively evaluated for impairment	38,784,604	37,389,614
Agricultural Real Estate
Allowance for loan losses:
Balance, beginning of year	175,028	149,568
Provision charged to expense	20,518	25,460
Losses charged off
Recoveries
Balance, end of year	195,546	175,028
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	195,546	175,028
Loans:
Ending balance	40,119,130	35,005,662
Ending balance: individually evaluated for impairment	1,009,889
Ending balance: collectively evaluated for impairment	39,109,241	35,005,662
Commercial
Allowance for loan losses:
Balance, beginning of year	1,034,189	934,251
Provision charged to expense	-327,057	92,597
Losses charged off	-285,411
Recoveries	88	7,341
Balance, end of year	421,809	1,034,189
Ending balance: individually evaluated for impairment	154,089	622,730
Ending balance: collectively evaluated for impairment	267,720	411,459
Loans:
Ending balance	26,813,880	29,946,928
Ending balance: individually evaluated for impairment	240,805	662,730
Ending balance: collectively evaluated for impairment	26,573,075	29,284,198
Agricultural
Allowance for loan losses:
Balance, beginning of year	52,798	43,930
Provision charged to expense	5,136	8,868
Losses charged off
Recoveries
Balance, end of year	57,934	52,798
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	57,934	52,798
Loans:
Ending balance	11,844,973	10,559,593
Ending balance: individually evaluated for impairment	258,140
Ending balance: collectively evaluated for impairment	11,586,833	10,559,593
Home equity
Allowance for loan losses:
Balance, beginning of year	201,993	328,996
Provision charged to expense	5,887	-78,628
Losses charged off	-5,403	-63,410
Recoveries	3,100	15,035
Balance, end of year	205,577	201,993
Ending balance: individually evaluated for impairment	9,982
Ending balance: collectively evaluated for impairment	195,595	201,993
Loans:
Ending balance	11,283,264	11,729,112
Ending balance: individually evaluated for impairment	37,531	71,548
Ending balance: collectively evaluated for impairment	11,245,733	11,657,564
Consumer
Allowance for loan losses:
Balance, beginning of year	184,848	151,474
Provision charged to expense	3,950	84,829
Losses charged off	-25,781	-66,467
Recoveries	4,302	15,012
Balance, end of year	167,319	184,848
Ending balance: individually evaluated for impairment		10,836
Ending balance: collectively evaluated for impairment	167,319	174,012
Loans:
Ending balance	12,587,101	13,605,897
Ending balance: individually evaluated for impairment	8,469	101,089
Ending balance: collectively evaluated for impairment	12,578,632	13,504,808
Unallocated
Allowance for loan losses:
Balance, beginning of year	155,674	161,343
Provision charged to expense	-102,318	-5,669
Losses charged off
Recoveries
Balance, end of year	53,356	155,674
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	53,356	155,674
Loans:
Ending balance
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses - Credit risk profile of the company's loan portfolio based on rating category and payment activity (Details 2) (Loans Receivable, USD $)	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	$187,684,292	$184,054,541
1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	44,561,089	44,286,657
1-4 family \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	41,530,699	41,061,498
1-4 family \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	655,049	775,545
1-4 family \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	2,375,341	2,449,614
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	40,474,855	38,920,692
Commercial Real Estate \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	38,122,972	36,489,660
Commercial Real Estate \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	53,750	57,488
Commercial Real Estate \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	2,298,133	2,373,544
Agricultural Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	40,119,130	35,005,662
Agricultural Real Estate \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	39,109,241	35,005,662
Agricultural Real Estate \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	887,048
Agricultural Real Estate \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	122,841
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	26,813,880	29,946,928
Commercial \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	26,563,823	29,231,227
Commercial \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross
Commercial \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	250,057	715,701
Agricultural Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	11,844,973	10,559,593
Agricultural Business \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	11,586,833	10,559,593
Agricultural Business \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	258,140
Agricultural Business \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross
Home Equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	11,283,264	11,729,112
Home Equity \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	10,833,853	11,215,416
Home Equity \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	162,103	155,515
Home Equity \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	287,308	358,181
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	12,587,101	13,605,897
Consumer \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	12,386,412	13,302,507
Consumer \| Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	80,544	68,480
Consumer \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable gross	$120,145	$234,910

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses - Loan portfolio aging analysis (Details 3) (Loans Receivable, USD $)	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	$607,615	$615,322
60-89 Days Past Due	1,097,824	237,795
Greater Than 90 Days	850,318	950,346
Total Past Due	2,555,757	1,803,463
Current	185,128,535	182,251,078
Total Loans Receivable	187,684,292	184,054,541
Total Loans > 90 Days & Accruing
1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	420,086	350,539
60-89 Days Past Due	286,622	95,782
Greater Than 90 Days	613,534	806,877
Total Past Due	1,320,242	1,253,198
Current	43,240,847	43,033,459
Total Loans Receivable	44,561,089	44,286,657
Total Loans > 90 Days & Accruing
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due
60-89 Days Past Due	794,110	68,216
Greater Than 90 Days	39,023	78,281
Total Past Due	833,133	146,497
Current	39,641,722	38,774,195
Total Loans Receivable	40,474,855	38,920,692
Total Loans > 90 Days & Accruing
Agricultural real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due
60-89 Days Past Due
Greater Than 90 Days	122,841
Total Past Due	122,841
Current	39,996,289	35,005,662
Total Loans Receivable	40,119,130	35,005,662
Total Loans > 90 Days & Accruing
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due
60-89 Days Past Due
Greater Than 90 Days
Total Past Due
Current	26,813,880	29,946,928
Total Loans Receivable	26,813,880	29,946,928
Total Loans > 90 Days & Accruing
Agricultural business
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due
60-89 Days Past Due
Greater Than 90 Days
Total Past Due
Current	11,844,973	10,559,593
Total Loans Receivable	11,844,973	10,559,593
Total Loans > 90 Days & Accruing
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	96,971	156,331
60-89 Days Past Due	11,561	47,585
Greater Than 90 Days	58,360	55,288
Total Past Due	166,892	259,204
Current	11,116,372	11,469,908
Total Loans Receivable	11,283,264	11,729,112
Total Loans > 90 Days & Accruing
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	90,558	108,452
60-89 Days Past Due	5,531	26,212
Greater Than 90 Days	16,560	9,900
Total Past Due	112,649	144,564
Current	12,474,452	13,461,333
Total Loans Receivable	12,587,101	13,605,897
Total Loans > 90 Days & Accruing

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses - Impaired loans (Details 4) (Loans Receivable, USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Balance, Total	$3,959,047	$2,929,969
Unpaid Principal Balance, Total	3,959,047	2,929,969
Specific Allowance, Total	695,507	882,423
Average Investment in Impaired Loans, Total	4,484,374	3,135,112
Interest Income Recognized, Total	218,710	151,772
Interest Income Recognized Cash Basis, Total	189,536	143,621
1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans without a specific valuation allowance, Recorded Balance	129,272	563,524
Loans without a specific valuation allowance, Unpaid Principal Balance	129,272	563,524
Loans without a specific valuation allowance, Average Investment in Impaired Loans	220,541	652,373
Loans without a specific valuation allowance, Interest Income Recognized	12,818	27,250
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis	13,076	25,347
Loans with a specific valuation allowance, Recorded Balance	584,690
Loans with a specific valuation allowance, Unpaid Principal Balance	584,690
Loans with a specific valuation allowance, Specific Allowance	183,196
Loans with a specific valuation allowance, Average Investment in Impaired Loans	604,031
Loans with a specific valuation allowance, Interest Income Recognized	28,722
Loans with a specific valuation allowance, Interest Income Recognized Cash Basis	26,783
Recorded Balance, Total	713,962	563,524
Unpaid Principal Balance, Total	713,962	563,524
Specific Allowance, Total	183,196
Average Investment in Impaired Loans, Total	824,572	652,373
Interest Income Recognized, Total	41,540	27,250
Interest Income Recognized Cash Basis, Total	39,859	25,347
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans without a specific valuation allowance, Recorded Balance	564,610	63,293
Loans without a specific valuation allowance, Unpaid Principal Balance	564,610	63,293
Loans without a specific valuation allowance, Average Investment in Impaired Loans	757,616	96,019
Loans without a specific valuation allowance, Interest Income Recognized	19,826	5,282
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis	18,816	5,327
Loans with a specific valuation allowance, Recorded Balance	1,125,641	1,467,785
Loans with a specific valuation allowance, Unpaid Principal Balance	1,125,641	1,467,785
Loans with a specific valuation allowance, Specific Allowance	348,240	248,857
Loans with a specific valuation allowance, Average Investment in Impaired Loans	1,134,401	1,488,243
Loans with a specific valuation allowance, Interest Income Recognized	66,864	79,719
Loans with a specific valuation allowance, Interest Income Recognized Cash Basis	60,012	74,028
Recorded Balance, Total	1,690,251	1,531,078
Unpaid Principal Balance, Total	1,690,251	1,531,078
Specific Allowance, Total	348,240	248,857
Average Investment in Impaired Loans, Total	1,892,017	1,584,262
Interest Income Recognized, Total	86,690	85,001
Interest Income Recognized Cash Basis, Total	78,828	79,355
Agricultural Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans without a specific valuation allowance, Recorded Balance	1,009,889
Loans without a specific valuation allowance, Unpaid Principal Balance	1,009,889
Loans without a specific valuation allowance, Average Investment in Impaired Loans	1,037,661
Loans without a specific valuation allowance, Interest Income Recognized	58,253
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis	49,159
Recorded Balance, Total	1,009,889
Unpaid Principal Balance, Total	1,009,889
Specific Allowance, Total
Average Investment in Impaired Loans, Total	1,037,661
Interest Income Recognized, Total	58,253
Interest Income Recognized Cash Basis, Total	49,159
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans with a specific valuation allowance, Recorded Balance	240,805	662,730
Loans with a specific valuation allowance, Unpaid Principal Balance	240,805	662,730
Loans with a specific valuation allowance, Specific Allowance	154,089	622,730
Loans with a specific valuation allowance, Average Investment in Impaired Loans	319,812	726,269
Loans with a specific valuation allowance, Interest Income Recognized	14,425	34,465
Loans with a specific valuation allowance, Interest Income Recognized Cash Basis	16,554	33,921
Recorded Balance, Total	240,805	662,730
Unpaid Principal Balance, Total	240,805	662,730
Specific Allowance, Total	154,089	622,730
Average Investment in Impaired Loans, Total	319,812	726,269
Interest Income Recognized, Total	14,425	34,465
Interest Income Recognized Cash Basis, Total	16,554	33,921
Agricultural Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans without a specific valuation allowance, Recorded Balance	258,140
Loans without a specific valuation allowance, Unpaid Principal Balance	258,140
Loans without a specific valuation allowance, Average Investment in Impaired Loans	358,529
Loans without a specific valuation allowance, Interest Income Recognized	13,723
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis	1,046
Recorded Balance, Total	258,140
Unpaid Principal Balance, Total	258,140
Specific Allowance, Total
Average Investment in Impaired Loans, Total	358,529
Interest Income Recognized, Total	13,723
Interest Income Recognized Cash Basis, Total	1,046
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans without a specific valuation allowance, Recorded Balance	27,549	71,548
Loans without a specific valuation allowance, Unpaid Principal Balance	27,549	71,548
Loans without a specific valuation allowance, Average Investment in Impaired Loans	29,505	66,388
Loans without a specific valuation allowance, Interest Income Recognized	2,881	3,017
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis	2,939	2,980
Loans with a specific valuation allowance, Recorded Balance	9,982
Loans with a specific valuation allowance, Unpaid Principal Balance	9,982
Loans with a specific valuation allowance, Specific Allowance	9,982
Loans with a specific valuation allowance, Average Investment in Impaired Loans	9,993
Loans with a specific valuation allowance, Interest Income Recognized	247
Loans with a specific valuation allowance, Interest Income Recognized Cash Basis	187
Recorded Balance, Total	37,531	71,548
Unpaid Principal Balance, Total	37,531	71,548
Specific Allowance, Total	9,982
Average Investment in Impaired Loans, Total	39,498	66,388
Interest Income Recognized, Total	3,128	3,017
Interest Income Recognized Cash Basis, Total	3,126	2,980
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans without a specific valuation allowance, Recorded Balance	8,469	4,528
Loans without a specific valuation allowance, Unpaid Principal Balance	8,469	4,528
Loans without a specific valuation allowance, Average Investment in Impaired Loans	12,285	6,419
Loans without a specific valuation allowance, Interest Income Recognized	951	453
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis	964	442
Loans with a specific valuation allowance, Recorded Balance		96,561
Loans with a specific valuation allowance, Unpaid Principal Balance		96,561
Loans with a specific valuation allowance, Specific Allowance		10,836
Loans with a specific valuation allowance, Average Investment in Impaired Loans		99,401
Loans with a specific valuation allowance, Interest Income Recognized		1,586
Loans with a specific valuation allowance, Interest Income Recognized Cash Basis		1,576
Recorded Balance, Total	8,469	101,089
Unpaid Principal Balance, Total	8,469	101,089
Specific Allowance, Total		10,836
Average Investment in Impaired Loans, Total	12,285	105,820
Interest Income Recognized, Total	951	2,039
Interest Income Recognized Cash Basis, Total	$964	$2,018

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses - Nonaccrual loans (Details 5) (Loans Receivable, USD $)	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans excludes performing troubled debt restructurings	$2,264,053	$1,782,163
1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans excludes performing troubled debt restructurings	994,855	1,339,487
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans excludes performing troubled debt restructurings	932,578	208,297
Agricultural real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans excludes performing troubled debt restructurings	122,841
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans excludes performing troubled debt restructurings	22,438	37,939
Agricultural Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans excludes performing troubled debt restructurings
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans excludes performing troubled debt restructurings	120,698	133,823
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans excludes performing troubled debt restructurings	$70,643	$62,617

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses - Recorded balance, at original cost, of troubled debt restructurings (Details 6) (Loans Receivable, USD $)	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost	$2,283,293	$2,597,676
1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost	747,470	661,880
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost	1,265,079	1,137,667
Agricultural real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost	212,579	675,483
Agricultural Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost	15,379	79,087
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost	$42,786	$43,559

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses - Recorded balance, at original cost, of troubled debt restructurings, which were performing according to the terms of the restructuring (Details 7) (Loans Receivable, USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost, performing	$1,306,339	$2,395,751
1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost, performing	567,931	591,000
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost, performing	470,969	1,074,194
Agricultural real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost, performing
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost, performing	212,579	675,483
Agricultural Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost, performing
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost, performing	12,074	13,015
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, original cost, performing	$42,786	$42,059

Recovered_Sheet2

Loans and Allowance for Loan Losses - Loans modified as troubled debt restructurings (Details 8) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Contract	Contract
1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications	3	8
Troubled debt restructurings, recorded investment	$201,879	$522,819
Loans Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications	5	13
Troubled debt restructurings, recorded investment	604,187	766,705
Loans Receivable \| 1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications	3	8
Troubled debt restructurings, recorded investment	201,879	522,819
Loans Receivable \| Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications	1	3
Troubled debt restructurings, recorded investment	386,355	175,649
Loans Receivable \| Agricultural real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications
Troubled debt restructurings, recorded investment
Loans Receivable \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications		1
Troubled debt restructurings, recorded investment		40,644
Loans Receivable \| Agricultural Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications
Troubled debt restructurings, recorded investment
Loans Receivable \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications
Troubled debt restructurings, recorded investment
Loans Receivable \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, number of modifications	1	1
Troubled debt restructurings, recorded investment	$15,953	$27,593

Recovered_Sheet3

Loans and Allowance for Loan Losses (Detail Textuals) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan participations outstanding balance	$14,064,902	$14,210,231
Loan participations purchased during period	2,677,750	3,877,762
Loan commitments funded Period	45 days
Annual loan review for watch list credits	75,000
One-to-four family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, recorded investment	201,879	522,819
Troubled debt restructurings, number of modifications	3	8
TDR's defaulted as they were more than 90 days past due		206,299
Troubled debt restructurings, subsequent default, number of modifications		4
Number of loans restructured with reduced interest rate and accrued interest capitalized		3
Principal write-off		35,871
One-to-four family residential \| Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of total applicant's monthly mortgage payment total monthly income	30.00%
Percentage of applicant's total monthly obligations to total monthly income	43.00%
One-to-four family residential \| Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Origination of loan for resale to secondary market fixed rate period	15 years
Loan to value ratios	80.00%
One-to-four family residential \| Adjustable rate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans maturity term	30 years
Interest rate adjustments per year, maximum	2.00%
Interest rate adjustments cap on interest rate increases over the life of the loan	6.00%
One-to-four family residential \| Adjustable rate loans \| Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans adjustment term	5 years
One-to-four family residential \| Adjustable rate loans \| Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans adjustment term	1 year
Commercial Real Estate Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, recorded investment	386,355	175,649
Troubled debt restructurings, number of modifications	1	3
TDR's defaulted as they were more than 90 days past due	840,115	61,980
Troubled debt restructurings, subsequent default, number of modifications	2	1
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans maturity term	10 years
Loan to value ratios	95.00%
TDR's defaulted as they were more than 90 days past due	3,305	7,558
Troubled debt restructurings, subsequent default, number of modifications	1	2
Consumer loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans maturity term	10 years
Loan to value ratios	95.00%
Troubled debt restructurings, recorded investment	15,953	27,593
Troubled debt restructurings, number of modifications	1	1
TDR's defaulted as they were more than 90 days past due	25,055	27,593
Troubled debt restructurings, subsequent default, number of modifications	1	1
Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, recorded investment	140,549
Troubled debt restructurings, number of modifications	3
TDR's defaulted as they were more than 90 days past due	38,737	70,880
Troubled debt restructurings, subsequent default, number of modifications	1	2
Commercial Real Estate and Commercial Loans \| Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan amount that requires risk rating verification	750,000
Commercial and Agricultural Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum ratio of property's projected net cash flow to loan's debt service requirement	120.00%
Loan value that requires written appraisals from licensed or certified appraisers	250,000
Loan to value ratios	75.00%
Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, recorded investment		40,644
Troubled debt restructurings, number of modifications		1
TDR's defaulted as they were more than 90 days past due	22,437	37,939
Troubled debt restructurings, subsequent default, number of modifications	2	2
Automobile loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Automobile loan term	60 months
Automobile loan \| Purchase price
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan to value ratio	80.00%
Automobile loan \| Nada Book Value
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan to value ratio	100.00%
Officer \| Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Lending authority amount	750,000
Director \| Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Lending authority amount	1,000,000
Board of Directors \| Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Lending authority amount	$1,000,000

Premises_and_Equipment_Major_c

Premises and Equipment - Major classifications of premises and equipment, stated at cost (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$10,688,768	$12,275,379
Less accumulated depreciation	-5,742,785	-7,096,401
Net premises and equipment	4,945,983	5,178,978
Land
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	773,186	773,186
Buildings and improvements
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	6,661,148	6,694,149
Equipment
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$3,254,434	$4,808,044

Loan_Servicing_Mortgage_servic

Loan Servicing - Mortgage servicing rights measured using Amortization Method with Aggregate activity in related valuation allowances (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2008
Valuation allowances
Balance at beginning of year			$428,030
Balances at end of year	56,969	73,392	428,030
Mortgage servicing assets, net	632,634	673,576
Mortgage servicing rights
Mortgage servicing rights
Balance, beginning of year	746,968	793,715
Additions	53,859	101,538
Amortization	-111,224	-148,285
Balance at end of year	689,603	746,968
Valuation allowances
Balance at beginning of year	73,392	129,279
Additions due to decreases in market value
Reduction due to increases in market value		-33,649
Reduction due to payoff of loans	-16,423	-22,238
Balances at end of year	56,969	73,392
Mortgage servicing assets, net	632,634	673,576
Fair value disclosures
Fair value as of the beginning of the period	1,120,000	765,029
Fair value as of the end of the period	$979,699	$1,120,000

Loan_Servicing_Detail_Textuals

Loan Servicing - (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2008
Transfers and Servicing [Abstract]
Unpaid principal balance of mortgage loans serviced for others	$137,877,795	$145,883,259
Capitalized mortgage servicing rights, valuation allowance	$56,969	$73,392	$428,030

Interestbearing_Deposits_Depos

Interest-bearing Deposits - Deposit interest expense by deposit type (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Banking and Thrift [Abstract]
Savings, NOW and Money Market	$257,214	$256,010
Certificates of deposit	1,179,589	1,510,730
Total deposit interest expense	$1,436,803	$1,766,740

Interestbearing_Deposits_Sched

Interest-bearing Deposits - Scheduled maturities of time deposits (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Banking and Thrift [Abstract]
2015	$51,911,089
2016	20,213,799
2017	10,056,961
2018	5,760,161
2019	6,657,553
Time deposits	$94,599,563	$108,151,569

Interestbearing_Deposits_Detai

Interest-bearing Deposits (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Banking and Thrift [Abstract]
Interest-bearing deposits in denominations of $100,000 or more	$96,271,806	$96,951,245

Shortterm_Borrowings_Detail_Te

Short-term Borrowings (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Short-term Debt [Line Items]
Securities sold under agreements to repurchase	$9,165,462	$9,541,242
Short-term Debt
Short-term Debt [Line Items]
Securities sold under agreements to repurchase	8,821,730	8,810,297
Federal Home Loan Bank advances, maturity year	2015
Interest on FHLB advances	0.33%
Maximum \| Short-term Debt
Short-term Debt [Line Items]
Securities sold under agreements to repurchase	9,483,795	9,445,747
Monthly Average \| Short-term Debt
Short-term Debt [Line Items]
Securities sold under agreements to repurchase	6,229,604	6,208,142
Overnight Advance \| Short-term Debt
Short-term Debt [Line Items]
Advances from Federal Home Loan Banks	5,000,000	10,800,000
Secured by Mortgage Loan \| Short-term Debt
Short-term Debt [Line Items]
Advances from Federal Home Loan Banks	$42,384,000

Income_Taxes_Components_of_pro

Income Taxes - Components of provision for income taxes (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Taxes currently payable
Federal									$798,160	$813,409
State										406,770
Deferred income taxes									135,886	-31,880
Income tax expense	$183,641	$260,619	$176,277	$313,509	$207,234	$271,739	$270,539	$438,787	$934,046	$1,188,299

Income_Taxes_Reconciliation_of

Income Taxes - Reconciliation of income tax expense at the statutory rate to actual income tax expense (Details 1) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Computed at the statutory rate (34%)									$1,328,312	$1,496,661
Increase (decrease) resulting from
Tax exempt interest									-503,089	-509,850
State income taxes, net									173,879	264,287
Increase in cash surrender value									-63,235	-66,246
Other									-1,821	3,447
Actual tax expense	$183,641	$260,619	$176,277	$313,509	$207,234	$271,739	$270,539	$438,787	$934,046	$1,188,299
Tax expense as a percentage of pre-tax income									23.91%	26.99%

Income_Taxes_Reconciliation_of1

Income Taxes - Reconciliation of income tax expense at the statutory rate to actual income tax expense (Parentheticals) (Details 1)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Statutory rate	34.00%	34.00%

Income_Taxes_Tax_effects_of_te

Income Taxes - Tax effects of temporary differences related to deferred taxes shown on balance sheets (Details 2) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Deferred tax assets
Allowance for loan losses	$1,060,419	$1,241,702
Deferred compensation	1,712,570	1,610,547
State net operating loss carryforward	4,749	186,497
Unrealized losses on available-for-sale securities		714,497
Other	40,270	840
Deferred tax assets, gross, total	2,818,008	3,754,083
Deferred tax liabilities
Unrealized gains on available-for-sale securities	-366,521
Depreciation	-478,427	-536,706
Federal Home Loan Bank stock dividends	-152,224	-152,224
Prepaid expenses	-79,868	-90,794
Mortgage servicing rights	-254,762	-271,249
Deferred tax liabilities, gross, total	-1,331,802	-1,050,973
Net deferred tax asset	$1,486,206	$2,703,110

Income_Taxes_Detail_Textuals

Income Taxes (Detail Textuals) (USD $)	12 Months Ended
Income Taxes (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Income Taxes [Line Items]
Retained earnings for which no deferred federal income tax liability has been recognized	$2,600,000	2,600,000
Deferred income tax liabilities that would have been recorded if they were expected to reverse into taxable income in the foreseeable future	1,000,000	1,000,000
Illinois
Income Taxes [Line Items]
Operating loss carry forwards	$98,574	3,870,846
Operating loss carryforwards limitations	Recent Illinois legislation limited the use of these loss carryovers for tax years 2011 through 2013 and the expiration dates were extended by three years. Management believes the Company will produce taxable earnings in the future which will enable the net operating loss carryforwards to be utilized prior to expiration.
Illinois \| Minimum
Income Taxes [Line Items]
Operating loss carryforwards expiration year	2018
Illinois \| Maximum
Income Taxes [Line Items]
Operating loss carryforwards expiration year		2022

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Loss) - Components of accumulated other comprehensive income included in stockholders' equity (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]
Net-of-tax amount	$711,483	($1,386,964)
Net unrealized gain (loss) on securities available-for-sale
Accumulated Other Comprehensive Income (Loss) [Line Items]
Gain (loss) on securities available-for-sale, before tax	1,078,004	-2,101,461
Tax effect	-366,521	714,497
Net-of-tax amount	$711,483	($1,386,964)

Changes_in_Accumulated_Other_C2

Changes in Accumulated Other Comprehensive Income (AOCI) by Component (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Tax expense	($138,976)	($305,286)
Net reclassified amount	269,777	592,615
Amounts Reclassified from AOCI \| Net unrealized gain (loss) on securities available-for-sale
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gain on sale of securities, Total reclassified amount before tax	408,753	897,901
Tax expense	-138,976	-305,286
Net reclassified amount	$269,777	$592,615

Regulatory_Matters_Banks_actua

Regulatory Matters - Bank's actual capital amounts and ratios (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Regulatory Matters [Abstract]
Total risk-based capital (to risk-weighted assets), Actual Amount	$40,252	$38,766
Total risk-based capital (to risk-weighted assets), Actual Ratio	18.81%	18.15%
Total risk-based capital (to risk-weighted assets), Minimum Capital Requirement Amount	17,119	17,089
Total risk-based capital (to risk-weighted assets), Minimum Capital Requirement Ratio	8.00%	8.00%
Total risk-based capital (to risk-weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Amount	21,399	21,361
Total risk-based capital (to risk-weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%
Tier I capital (to risk-weighted assets), Actual Amount	37,574	36,087
Tier I capital (to risk-weighted assets), Actual Ratio	17.56%	16.89%
Tier I capital (to risk-weighted assets), Minimum Capital Requirement Amount	8,560	8,544
Tier I capital (to risk-weighted assets), Minimum Capital Requirement Ratio	4.00%	4.00%
Tier I capital (to risk-weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Amount	12,839	12,817
Tier I capital (to risk-weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.00%	6.00%
Tier I capital (to average assets) Actual Amount	37,574	36,087
Tier I capital (to average assets), Actual Ratio	12.25%	11.51%
Tier I capital (to average assets), Minimum Capital Requirement Amount	12,269	12,546
Tier I capital (to average assets), Minimum Capital Requirement Ratio	4.00%	4.00%
Tier I capital (to average assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Amount	15,336	15,682
Tier I capital (to average assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Tangible capital (to adjusted tangible assets), Actual Amount	37,574	36,087
Tangible capital (to adjusted tangible assets), Actual Ratio	12.25%	11.51%
Tangible capital (to adjusted tangible assets), Minimum Capital Requirement Amount	$4,601	$4,705
Tangible capital (to adjusted tangible assets), Minimum Capital Requirement Ratio	1.50%	1.50%

Regulatory_Matters_Reconciliat

Regulatory Matters - Reconciliation of bank equity amount for regulatory capital purposes (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Regulatory Matters [Abstract]
Bank equity	$41,012	$37,427
Less net unrealized gain (loss)	711	-1,387
Less disallowed goodwill	2,727	2,727
Tier 1 capital	37,574	36,087
Plus allowance for loan losses	2,678	2,679
Total risked-based capital	$40,252	$38,766

Regulatory_Matters_Detail_Text

Regulatory Matters (Detail Textuals) (USD $)	Dec. 31, 2014
Regulatory Matters [Abstract]
Dividend payment without prior regulatory approval	$1,396,844

Related_Party_Transactions_Ann

Related Party Transactions - Annual activity of loans outstanding to related parties (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance beginning of year	$3,852,658	$4,052,339
Additions	1,876,445	1,156,220
Repayments	-2,206,056	-1,355,901
Balance, end of year	$3,523,047	$3,852,658

Related_Party_Transactions_Det

Related Party Transactions (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Related Party Transactions [Abstract]
Loans outstanding to related parties	$3,523,047	$3,852,658	$4,052,339
Deposits from related parties	$3,112,000	$3,117,000

Employee_Benefits_Summary_of_E

Employee Benefits - Summary of ESOP shares (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Compensation and Retirement Disclosure [Abstract]
Allocated shares	54,519	55,515
Shares committed for allocation	3,767	3,680
Unearned shares	24,991	28,758
Total ESOP shares	83,277	87,953
Fair value of unearned shares at December 31	$574,793	$562,219

Employee_Benefits_Detail_Textu

Employee Benefits (Detail Textuals) (USD $)	1 Months Ended	12 Months Ended
Employee Benefits (Detail Textuals) (USD $)	Jul. 31, 2010	Dec. 31, 2014	Dec. 31, 2013
Employee Benefits Disclosure [Line Items]
Deferred compensation amount		$4,252,720	$3,999,371
Purchase of shares for ESOP	41,614
Price paid per share	$10
Common stock acquired by the ESOP	416,140
ESOP compensation expense		80,978	70,448
Deferred Compensation Plan
Employee Benefits Disclosure [Line Items]
Deferred compensation amount		2,451,200	2,374,940
Compensation expense		140,714	139,308
Deferred compensation agreements
Employee Benefits Disclosure [Line Items]
Deferred compensation amount		1,801,520	1,624,431
Compensation expense		241,745	302,138
Deferred compensation discount rate		4.75%
401(k) Plan
Employee Benefits Disclosure [Line Items]
Contribution by employer		$232,567	$224,099
Annual interest rate		1.85%
401(k) Plan \| Minimum
Employee Benefits Disclosure [Line Items]
Annual interest rate			1.85%
401(k) Plan \| Maximum
Employee Benefits Disclosure [Line Items]
Annual interest rate			2.00%

Stock_Option_Plans_Summary_of_

Stock Option Plans - Summary of option activity (Details) (Stock Options, USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Stock Options
Shares
Outstanding, beginning of year	101,336	107,338
Granted
Exercised	-15,101	-6,002
Forfeited or expired	-400
Outstanding, end of year	85,835	101,336
Exercisable, end of year	23,600	18,151
Weighted Average Exercise price
Outstanding, beginning of year	$15.63	$15.60
Granted
Exercised	$15.53	$15.04
Forfeited or expired	$15.65
Outstanding, end of year	$15.65	$15.63
Exercisable, end of year	$15.65	$15.55
Weighted Average Remaining Contractual Term
Outstanding, end of year	7 years 3 months	8 years 2 months 1 day
Exercisable, end of year	7 years 3 months	7 years 9 months 11 days
Aggregate Intrinsic Value
Outstanding, end of year	$630,887	$397,049
Exercisable, end of year	$173,460	$72,628

Stock_Option_Plans_Summary_of_1

Stock Option Plans - Summary of status of nonvested shares (Details 1) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Shares
Nonvested, beginning of year	83,185	104,035
Granted
Vested	-20,550	-20,850
Forfeited	-400
Nonvested, end of year	62,235	83,185
Weighted-Average Grant-Date Fair Value
Nonvested, beginning of year	$4.34	$4.34
Granted
Vested	$4.34	$4.34
Forfeited
Nonvested, end of year	$4.34	$4.34

Stock_Option_Plans_Detail_Text

Stock Option Plans (Detail Textuals) (USD $)	12 Months Ended		1 Months Ended	12 Months Ended	1 Months Ended	12 Months Ended
Stock Option Plans (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Apr. 23, 1996	Dec. 31, 2004	Apr. 30, 2001	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Method used	Black-Scholes option valuation model
Intrinsic value of option exercised	$90,606	$24,548
Weighted-average period to recognize compensation cost	3 years
Fair value of share vested	90,163	90,162
Recognized tax benefit	34,622	36,309
1996 Stock Option plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock reserved and awarded			83,625	5,600
Award expiration period			10 years
Exercise price per share			$8.83	$14
2001 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock reserved and awarded					87,100
Award expiration period					10 years
Exercise price per share					$10
2012 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total unrecognized compensation costs	$202,804
2012 Stock Option Plan \| Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock reserved and awarded						104,035
Award expiration period						10 years
Exercise price per share						$15.65

Earnings_Per_Share_Computation

Earnings Per Share - Computation of earnings per share (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Abstract]
Income available to common stockholders, basic									$2,972,754	$3,213,645
Income available to common stockholders, diluted									$2,972,754	$3,213,645
Weighted average shares, basic									1,791,888	1,853,240
Effect of dilutive securities, stock options									11,173	296
Weighted average shares, diluted									1,803,061	1,853,536
Basic earnings per share	$0.37	$0.48	$0.35	$0.47	$0.36	$0.43	$0.41	$0.54	$1.66	$1.73
Diluted earnings per share	$0.36	$0.47	$0.35	$0.47	$0.36	$0.42	$0.41	$0.54	$1.65	$1.73

Earnings_Per_Share_Detail_Text

Earnings Per Share - (Detail Textuals) (Stock Options)	12 Months Ended
Earnings Per Share - (Detail Textuals) (Stock Options)	Dec. 31, 2013
Stock Options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities share amount	100,235

Disclosures_about_Fair_Value_o2

Disclosures about Fair Value of Assets - Fair value measurements of assets recognized in balance sheets on recurring basis (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale	$96,684,897	$108,984,597
Fair Value, Measurements, Recurring \| U.S. Government agencies
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale	9,958,273	10,420,076
Fair Value, Measurements, Recurring \| Mortgage-backed securities (Government-sponsored enterprises - residential)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale	41,419,921	48,345,655
Fair Value, Measurements, Recurring \| Municipal bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale	45,306,703	50,218,866
Fair Value, Measurements, Recurring \| Quoted Prices in Active Markets for Identical Assets (Level 1) \| U.S. Government agencies
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale
Fair Value, Measurements, Recurring \| Quoted Prices in Active Markets for Identical Assets (Level 1) \| Mortgage-backed securities (Government-sponsored enterprises - residential)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale
Fair Value, Measurements, Recurring \| Quoted Prices in Active Markets for Identical Assets (Level 1) \| Municipal bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale
Fair Value, Measurements, Recurring \| Significant Other Observable Inputs (Level 2) \| U.S. Government agencies
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale	9,958,273	10,420,076
Fair Value, Measurements, Recurring \| Significant Other Observable Inputs (Level 2) \| Mortgage-backed securities (Government-sponsored enterprises - residential)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale	41,419,921	48,345,655
Fair Value, Measurements, Recurring \| Significant Other Observable Inputs (Level 2) \| Municipal bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale	45,306,703	50,218,866
Fair Value, Measurements, Recurring \| Significant Unobservable Inputs (Level 3) \| U.S. Government agencies
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale
Fair Value, Measurements, Recurring \| Significant Unobservable Inputs (Level 3) \| Mortgage-backed securities (Government-sponsored enterprises - residential)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale
Fair Value, Measurements, Recurring \| Significant Unobservable Inputs (Level 3) \| Municipal bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale

Disclosures_about_Fair_Value_o3

Disclosures about Fair Value of Assets - Fair value measurement of assets measured at fair value on nonrecurring basis (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Significant Unobservable Inputs (Level 3) \| Impaired loans (collateral dependent)
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets measured at fair value on a nonrecurring basis	$1,147,400	$1,219,185
Significant Unobservable Inputs (Level 3) \| Mortgage servicing rights
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets measured at fair value on a nonrecurring basis		673,576
Nonrecurring \| Impaired loans (collateral dependent)
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets measured at fair value on a nonrecurring basis	1,147,400	1,219,185
Nonrecurring \| Mortgage servicing rights
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets measured at fair value on a nonrecurring basis		673,576
Nonrecurring \| Quoted Prices in Active Markets for Identical Assets (Level 1) \| Impaired loans (collateral dependent)
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets measured at fair value on a nonrecurring basis
Nonrecurring \| Quoted Prices in Active Markets for Identical Assets (Level 1) \| Mortgage servicing rights
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets measured at fair value on a nonrecurring basis
Nonrecurring \| Significant Other Observable Inputs (Level 2) \| Impaired loans (collateral dependent)
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets measured at fair value on a nonrecurring basis
Nonrecurring \| Significant Other Observable Inputs (Level 2) \| Mortgage servicing rights
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets measured at fair value on a nonrecurring basis

Disclosures_about_Fair_Value_o4

Disclosures about Fair Value of Assets - Quantitative information about unobservable inputs used in nonrecurring level 3 fair value measurements (Details 2) (Significant Unobservable Inputs (Level 3), USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Collateral-dependent impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on nonrecurring basis	$1,147,400	$1,219,185
Valuation Technique	Market comparable properties	Market comparable properties
Unobservable Inputs	Marketability discount	Marketability discount
Marketability discount	25.00%	25.00%
Collateral-dependent impaired loans \| Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketability discount	20.00%	20.00%
Collateral-dependent impaired loans \| Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketability discount	30.00%	30.00%
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on nonrecurring basis		$673,576
Valuation Technique		Discounted cash flow
Unobservable Inputs		Discount rate PSA standard prepayment model rate
Discount rate		10.24%
PSA standard prepayment model rate		164.00%
Mortgage servicing rights \| Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate		8.00%
PSA standard prepayment model rate		144.00%
Mortgage servicing rights \| Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate		12.50%
PSA standard prepayment model rate		342.00%

Disclosures_about_Fair_Value_o5

Disclosures about Fair Value of Assets - Estimated fair values of other financial instruments (Details 3) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Carrying Amount
Financial assets
Cash and cash equivalents	$9,611,638	$6,098,870
Other investments	73,766	81,918
Loans held for sale	235,600	262,461
Loans, net of allowance for loan losses	184,718,612	180,639,502
Federal Home Loan Bank stock	1,113,800	1,113,800
Interest receivable	1,713,243	1,817,415
Financial liabilities
Deposits	245,941,562	251,738,391
Short-term borrowings	13,821,730	19,610,297
Advances from borrowers for taxes and insurance	962,762	857,814
Interest payable	166,052	210,226
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans
Letters of credit
Lines of credit
Fair Value \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets
Cash and cash equivalents	9,611,638	6,098,870
Other investments
Loans held for sale
Loans, net of allowance for loan losses
Federal Home Loan Bank stock
Interest receivable
Financial liabilities
Deposits
Short-term borrowings
Advances from borrowers for taxes and insurance
Interest payable
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans
Letters of credit
Lines of credit
Fair Value \| Significant Other Observable Inputs (Level 2)
Financial assets
Cash and cash equivalents
Other investments	73,766	81,918
Loans held for sale	235,600	262,461
Loans, net of allowance for loan losses
Federal Home Loan Bank stock	1,113,800	1,113,800
Interest receivable	1,713,243	1,817,415
Financial liabilities
Deposits	151,341,999	143,586,822
Short-term borrowings	8,821,730	19,610,297
Advances from borrowers for taxes and insurance	962,762	857,814
Interest payable	166,052	210,226
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans
Letters of credit
Lines of credit
Fair Value \| Significant Unobservable Inputs (Level 3)
Financial assets
Cash and cash equivalents
Other investments
Loans held for sale
Loans, net of allowance for loan losses	184,573,401	178,866,833
Federal Home Loan Bank stock
Interest receivable
Financial liabilities
Deposits	96,956,400	111,116,837
Short-term borrowings	4,996,109
Advances from borrowers for taxes and insurance
Interest payable
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans
Letters of credit
Lines of credit

Disclosures_about_Fair_Value_o6

Disclosures about Fair Value of Assets (Detail Textuals) (Significant Unobservable Inputs (Level 3), USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value adjustments	($265,687)	($23,206)
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value adjustments	$0	$33,649

Commitments_and_Credit_Risk_De

Commitments and Credit Risk (Detail Textuals) (USD $)	12 Months Ended
Commitments and Credit Risk (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Outstanding commitments to originate loans
Commitments and Contingencies Disclosure [Line Items]
Commitments and credit risk	3,493,500	$9,242,300
Outstanding commitments to originate loans \| Fixed Income Interest Rate
Commitments and Contingencies Disclosure [Line Items]
Commitments and credit risk	2,702,000	4,676,300
Outstanding commitments to originate loans \| Fixed Income Interest Rate \| Minimum
Commitments and Contingencies Disclosure [Line Items]
Loan commitments, fixed rate of interest	2.88%
Outstanding commitments to originate loans \| Fixed Income Interest Rate \| Maximum
Commitments and Contingencies Disclosure [Line Items]
Loan commitments, fixed rate of interest	8.00%
Standby Letters of Credit
Commitments and Contingencies Disclosure [Line Items]
Commitments and credit risk	255,340	360,000
Unused lines of Credit \| Commercial lines
Commitments and Contingencies Disclosure [Line Items]
Commitments and credit risk	21,498,070	22,038,305
Unused lines of Credit \| Open-ended consumer lines
Commitments and Contingencies Disclosure [Line Items]
Commitments and credit risk	9,742,393	$10,413,745

Quarterly_Results_of_Operation2

Quarterly Results of Operations (Unaudited) (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]
Interest income	$2,921,442	$2,946,212	$2,978,484	$3,045,770	$3,139,867	$3,061,017	$2,924,714	$2,952,167	$11,891,908	$12,077,765
Interest expense	337,222	353,542	371,036	389,658	415,265	439,617	454,298	472,091	1,451,458	1,781,271
Net interest income	2,584,220	2,592,670	2,607,448	2,656,112	2,724,602	2,621,400	2,470,416	2,480,076	10,440,450	10,296,494
Provision for loan losses	150,000	30,000	30,000	30,000	130,000	10,000		30,000	240,000	170,000
Net interest income after provision for loan losses	2,434,220	2,562,670	2,577,448	2,626,112	2,594,602	2,611,400	2,470,416	2,450,076	10,200,450	10,126,494
Noninterest income	949,801	1,024,088	947,678	997,532	918,665	1,010,359	1,027,808	1,486,038	3,919,099	4,442,870
Noninterest expense	2,548,408	2,470,123	2,723,872	2,470,346	2,650,580	2,564,351	2,467,610	2,484,879	10,212,749	10,167,420
Income before income taxes	835,613	1,116,635	801,254	1,153,298	862,687	1,057,408	1,030,614	1,451,235	3,906,800	4,401,944
Income tax expense	183,641	260,619	176,277	313,509	207,234	271,739	270,539	438,787	934,046	1,188,299
Net income	$651,972	$856,016	$624,977	$839,789	$655,453	$785,669	$760,075	$1,012,448	$2,972,754	$3,213,645
Basic earnings per share (in dollars per share)	$0.37	$0.48	$0.35	$0.47	$0.36	$0.43	$0.41	$0.54	$1.66	$1.73
Diluted earnings per share (in dollars per share)	$0.36	$0.47	$0.35	$0.47	$0.36	$0.42	$0.41	$0.54	$1.65	$1.73

Condensed_Financial_Informatio2

Condensed Financial Information (Parent Company Only) - Condensed Balance Sheets (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$6,427,536	$2,796,331
Other assets	892,118	1,041,005
Total assets	311,924,652	318,418,776
Liabilities
Other liabilities	1,562,947	829,260
Stockholders' Equity	45,016,098	41,138,796	44,120,329
Total liabilities and stockholders' equity	311,924,652	318,418,776
Parent Company
Assets
Cash and due from banks	3,847,179	3,479,895
Investment in common stock of subsidiary	41,012,112	37,426,345
Loan receivable from subsidiary	254,385	291,037
Other assets	96,993	130,137
Total assets	45,210,669	41,327,414
Liabilities
Other liabilities	194,571	188,618
Stockholders' Equity	45,016,098	41,138,796
Total liabilities and stockholders' equity	$45,210,669	$41,327,414

Condensed_Financial_Informatio3

Condensed Financial Information (Parent Company Only) - Condensed Statements of Income and Comprehensive Income (Loss) (Details 1) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Income
Total income	$2,921,442	$2,946,212	$2,978,484	$3,045,770	$3,139,867	$3,061,017	$2,924,714	$2,952,167	$11,891,908	$12,077,765
Expenses
Income Tax Benefit	183,641	260,619	176,277	313,509	207,234	271,739	270,539	438,787	934,046	1,188,299
Net Income	651,972	856,016	624,977	839,789	655,453	785,669	760,075	1,012,448	2,972,754	3,213,645
Comprehensive Income (Loss)									5,071,201	-1,069,912
Parent Company
Income
Dividends from subsidiary									2,000,000	1,500,000
Other income									12,245	14,177
Total income									2,012,245	1,514,177
Expenses
Other expenses									707,692	465,624
Income Before Income Tax and Equity in Undistributed Income of Subsidiary									1,304,553	1,048,553
Income Tax Benefit									-271,357	-182,847
Income Before Equity in Undistributed Income of Subsidiary									1,575,910	1,231,400
Equity in Undistributed Income of Subsidiary									1,396,844	1,982,245
Net Income									2,972,754	3,213,645
Comprehensive Income (Loss)									$5,071,201	($1,069,912)

Condensed_Financial_Informatio4

Condensed Financial Information (Parent Company Only) - Condensed Statements of Cash Flows (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Operating Activities
Net income	$2,972,754	$3,213,645
Stock-based compensation expense	90,163	90,162
Net cash provided by operating activities	5,549,813	5,083,916
Investing Activity
Net cash provided by investing activities	10,808,443	-4,319,344
Financing Activities
Dividends paid	-570,843	-565,526
Stock repurchase	-1,028,688	-1,596,959
Exercise of stock options	234,491	90,254
Net cash used in financing activities	-12,845,488	-1,959,413
Net Change in Cash and Cash Equivalents	3,512,768	-1,194,841
Cash and Cash Equivalents, Beginning of Year	6,098,870	7,293,711
Cash and Cash Equivalents, End of Year	9,611,638	6,098,870
Parent Company
Operating Activities
Net income	2,972,754	3,213,645
Items not providing cash, net	-1,396,844	-1,982,245
Stock-based compensation expense	90,163	90,162
Change in other assets and liabilities, net	29,599	112,013
Net cash provided by operating activities	1,695,672	1,433,575
Investing Activity
Loan payment from subsidiary	36,652	35,527
Net cash provided by investing activities	36,652	35,527
Financing Activities
Dividends paid	-570,843	-565,526
Stock repurchase	-1,028,688	-1,596,959
Exercise of stock options	234,491	90,254
Net cash used in financing activities	-1,365,040	-2,072,231
Net Change in Cash and Cash Equivalents	367,284	-603,129
Cash and Cash Equivalents, Beginning of Year	3,479,895	4,083,024
Cash and Cash Equivalents, End of Year	$3,847,179	$3,479,895