Fox Chase Bancorp 10-Q 6 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 01, 2013
Document and Entity Information	'	'
Entity Registrant Name	'Fox Chase Bancorp Inc	'
Entity Central Index Key	'0001485176	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Accelerated Filer	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Entity Common Stock, Shares Outstanding	'	12,147,803

Consolidated_Statements_of_Con

Consolidated Statements of Condition (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$114	$162
Interest-earning demand deposits in other banks	6,301	24,928
Total cash and cash equivalents	6,415	25,090
Investment securities available-for-sale	10,501	12,491
Mortgage related securities available-for-sale	258,406	283,616
Mortgage related securities held-to-maturity (fair value of $70,601 at September 30, 2013 and $29,451 at December 31, 2012)	70,928	28,369
Loans, net of allowance for loan losses of $11,128 at September 30, 2013 and $11,170 at December 31, 2012	700,544	683,865
Federal Home Loan Bank stock, at cost	10,013	8,097
Bank-owned life insurance	14,428	14,077
Premises and equipment, net	9,988	10,443
Assets acquired through foreclosure	6,588	8,524
Real estate held for investment	1,620	1,620
Accrued interest receivable	3,267	3,223
Mortgage servicing rights, net	157	170
Deferred tax asset, net	7,738	2,953
Other assets	6,291	5,803
Total Assets	1,106,884	1,088,341
LIABILITIES	'	'
Deposits	683,008	687,409
Short-term borrowings	61,600	70,500
Federal Home Loan Bank advances	150,000	110,000
Other borrowed funds	30,000	30,000
Advances from borrowers for taxes and insurance	1,010	1,699
Accrued interest payable	314	330
Accrued expenses and other liabilities	6,720	6,938
Total Liabilities	932,652	906,876
STOCKHOLDERS' EQUITY	'	'
Preferred stock ($.01 par value; 1,000,000 shares authorized, none issued and outstanding at September 30, 2013 and December 31, 2012)	0	0
Common stock ($.01 par value; 60,000,000 shares authorized, 12,147,803 shares issued and outstanding at September 30, 2013 and 12,356,564 shares issued and outstanding at December 31, 2012)	146	146
Additional paid-in capital	137,152	136,132
Treasury stock, at cost (2,468,172 shares at September 30, 2013 and 2,249,600 shares at December 31, 2012)	-33,436	-29,733
Common stock acquired by benefit plans	-9,431	-10,228
Retained earnings	82,318	80,608
Accumulated other comprehensive (loss) income, net	-2,517	4,540
Total Stockholders’ Equity	174,232	181,465
Total Liabilities and Stockholders’ Equity	$1,106,884	$1,088,341

Consolidated_Statements_of_Con1

Consolidated Statements of Condition (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]	'	'
Mortgage related securities held-to-maturity, fair value (in dollars)	$70,601	$29,451
Loans, allowance for loan losses (in dollars)	$11,128	$11,170
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	60,000,000	60,000,000
Common stock, shares issued	12,147,803	12,356,564
Common stock, shares outstanding	12,147,803	12,356,564
Treasury stock, shares	2,468,172	2,249,600

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME	'	'	'	'
Interest and fees on loans	$8,241	$8,582	$24,319	$25,792
Interest on mortgage related securities	1,807	1,888	5,296	5,822
Interest on investment securities available-for-sale	'	'	'	'
Taxable	92	60	221	231
Nontaxable	0	1	0	34
Other interest income	1	0	2	5
Total Interest Income	10,141	10,531	29,838	31,884
INTEREST EXPENSE	'	'	'	'
Deposits	1,055	1,578	3,373	4,986
Short-term borrowings	45	16	94	26
Federal Home Loan Bank advances	555	450	1,606	1,892
Other borrowed funds	254	254	753	1,096
Total Interest Expense	1,909	2,298	5,826	8,000
Net Interest Income	8,232	8,233	24,012	23,884
Provision for loan losses	675	470	532	3,036
Net Interest Income after Provision for Loan Losses	7,557	7,763	23,480	20,848
NONINTEREST INCOME	'	'	'	'
Service charges and other fee income	437	364	1,260	1,138
Net gain on sale of assets acquired through foreclosure	303	8	484	135
Income on bank-owned life insurance	118	117	351	354
Equity in earnings of affiliate	135	210	470	445
Net gain on sale of investment securities (includes $0 and $532 for the three and nine months ended September 30, 2013, respectively, and $0 and $2,340 for the three and nine months ended September 30, 2012, respectively, accumulated other comprehensive income reclassification for unrealized holdings gains)	0	0	532	2,340
Other	36	38	125	99
Total Noninterest Income	1,029	737	3,222	4,511
NONINTEREST EXPENSE	'	'	'	'
Salaries, benefits and other compensation	3,644	3,458	10,629	10,150
Occupancy expense	403	415	1,243	1,294
Furniture and equipment expense	117	119	358	409
Data processing costs	390	441	1,155	1,359
Professional fees	474	369	1,250	1,327
Marketing expense	59	65	167	217
FDIC premiums	175	199	525	581
Assets acquired through foreclosure expense	1,370	962	4,465	1,115
Loss on extinguishment of debt	0	0	0	3,018
Other	370	370	1,192	1,267
Total Noninterest Expense	7,002	6,398	20,984	20,737
Income Before Income Taxes	1,584	2,102	5,718	4,622
Income tax provision (includes $0 and $186 for the three and nine months ended September 30, 2013, respectively, and $0 and $830 for the three and nine months ended September 30, 2012, respectively, income tax expense from reclassification items)	411	666	1,674	1,460
Net Income	$1,173	$1,436	$4,044	$3,162
Earnings per share:	'	'	'	'
Basic (in dollars per share)	$0.10	$0.12	$0.36	$0.27
Diluted (in dollars per share)	$0.10	$0.12	$0.35	$0.27

Consolidated_Statements_of_Ope1

Consolidated Statements of Operations (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income Statement [Abstract]	'	'	'	'
Accumulated other comprehensive income reclassification for unrealized holdings gains	$0	$0	$532	$2,340
Income tax expense from reclassification items	$0	$0	$186	$830

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statement of Other Comprehensive Income [Abstract]	'	'	'	'
Net income	$1,173	$1,436	$4,044	$3,162
Other comprehensive (loss) income:	'	'	'	'
Unrealized holding (losses) gains on securities available-for-sale	-175	2,607	-10,363	2,435
Tax Effect	67	-900	3,652	-830
Net of Tax Amount	-108	1,707	-6,711	1,605
Reclassification adjustments for net investment securities gains included in net income	0	0	-532	-2,426
Tax Effect	0	0	186	863
Net of Tax Amount	0	0	-346	-1,563
Reclassification adjustment for loss included in net income for other-than-temporary impaired investments sold, net	0	0	0	86
Tax Effect	0	0	0	-33
Net of Tax Amount	0	0	0	53
Other comprehensive (loss) income	-108	1,707	-7,057	95
Comprehensive income (loss)	$1,065	$3,143	($3,013)	$3,257

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Equity (USD $)	Total	Common Stock	Additional Paid in Capital	Treasury Stock	Common Stock Acquired by Benefit Plans	Retained Earnings	Accumulated Other Comprehensive Income, net
In Thousands, unless otherwise specified
BALANCE at Dec. 31, 2011	$188,192	$146	$134,871	($19,822)	($11,541)	$77,971	$6,567
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'	'	'
Purchase of treasury stock	-8,485	0	0	-8,485	0	0	0
Stock based compensation expense	873	0	873	0	0	0	0
Unallocated ESOP shares committed to employees	665	0	197	0	468	0	0
Issuance of stock for vested equity awards	0	0	-643	0	686	-43	0
Common stock issued for exercise of vested stock options	472	0	472	0	0	0	0
Tax benefit from exercise of stock options and vesting of restricted stock	87	0	87	0	0	0	0
Dividends paid	-1,445	0	0	0	0	-1,445	0
Net income	3,162	0	0	0	0	3,162	0
Other comprehensive loss	95	0	0	0	0	0	95
BALANCE at Sep. 30, 2012	183,616	146	135,857	-28,307	-10,387	79,645	6,662
BALANCE at Dec. 31, 2012	181,465	146	136,132	-29,733	-10,228	80,608	4,540
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'	'	'
Purchase of treasury stock	-3,703	0	0	-3,703	0	0	0
Stock based compensation expense	811	0	811	0	0	0	0
Unallocated ESOP shares committed to employees	829	0	361	0	468	0	0
Issuance of stock for vested equity awards	0	0	-316	0	329	-13	0
Common stock issued for exercise of vested stock options	106	0	106	0	0	0	0
Tax benefit from exercise of stock options and vesting of restricted stock	58	0	58	0	0	0	0
Dividends paid	-2,321	0	0	0	0	-2,321	0
Net income	4,044	0	0	0	0	4,044	0
Other comprehensive loss	-7,057	0	0	0	0	0	-7,057
BALANCE at Sep. 30, 2013	$174,232	$146	$137,152	($33,436)	($9,431)	$82,318	($2,517)

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Equity (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Statement of Stockholders' Equity [Abstract]	'	'
Dividends paid (in dollars per share)	$0.20	$0.12

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash Flows From Operating Activities	'	'
Net income	$4,044	$3,162
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	532	3,036
Valuation adjustment for assets acquired through foreclosure	4,304	932
Depreciation	591	623
Net amortization of securities premiums and discounts	2,101	2,104
Proceeds from the sale of loans held for sale	3,157	0
(Benefit) provision for deferred income taxes	-947	390
Stock compensation from benefit plans	1,640	1,538
Net gain on sale of assets acquired through foreclosure	-484	-135
Net gain on sale of investment securities	-532	-2,340
Income on bank-owned life insurance	-351	-354
Excess tax benefit from exercise of stock options and vesting of restricted stock	-58	-87
Decrease in mortgage servicing rights, net	13	117
Increase in accrued interest receivable and other assets	-589	-159
(Decrease) increase in accrued interest payable, accrued expenses and other liabilities	-176	4,613
Net Cash Provided by Operating Activities	13,245	13,440
Investment securities available-for-sale:	'	'
Purchases	0	-5,269
Proceeds from sales	0	6,157
Proceeds from maturities, calls and principal repayments	2,000	9,866
Mortgage related securities available-for-sale:	'	'
Purchases	-49,821	-180,522
Proceeds from sales	9,517	69,067
Proceeds from maturities, calls and principal repayments	53,192	51,957
Mortgage related securities held-to-maturity:	'	'
Purchases	-51,420	0
Proceeds from maturities, calls and principal repayments	8,562	9,015
Net (increase) decrease in loans	-4,593	7,815
Purchases of loans and loan participations	-20,544	-21,418
Net (increase) decrease in Federal Home Loan Bank stock	-1,916	667
Purchases of premises and equipment	-153	-678
Additions to assets acquired through foreclosure	-867	-317
Proceeds from sales and payments on assets acquired through foreclosure	3,973	1,663
Net Cash Used in Investing Activities	-52,070	-51,997
Cash Flows from Financing Activities	'	'
Net (decrease) increase in deposits	-4,401	26,539
Decrease in advances from borrowers for taxes and insurance	-689	-640
Principal payments on other borrowed funds	0	-20,000
Proceeds from Federal Home Loan Bank advances	40,000	45,000
Principal payments on Federal Home Loan Bank advances	0	-38,278
Net (decrease) increase in short-term borrowings	-8,900	42,800
Tax benefit from exercise of stock options and vesting of restricted stock	58	87
Common stock issued for exercise of stock options	106	472
Purchase of treasury stock	-3,703	-8,485
Cash dividends paid	-2,321	-1,445
Net Cash Provided by Financing Activities	20,150	46,050
Net (Decrease) Increase in Cash and Cash Equivalents	-18,675	7,493
Cash and Cash Equivalents – Beginning	25,090	7,586
Cash and Cash Equivalents – Ending	6,415	15,079
Supplemental Disclosure of Cash Flow Information	'	'
Interest paid	5,842	8,073
Income taxes paid	2,400	1,548
Transfers of loans to assets acquired through foreclosure	4,990	7,366
Transfers of loans to loans held for sale	3,157	0
Net charge-offs	$574	$3,891

PRINCIPLES_OF_CONSOLIDATION_AN

PRINCIPLES OF CONSOLIDATION AND PRESENTATION	9 Months Ended
	Sep. 30, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
PRINCIPLES OF CONSOLIDATION AND PRESENTATION	'
	PRINCIPLES OF CONSOLIDATION AND PRESENTATION
	Fox Chase Bancorp, Inc. (the “Bancorp”) is a Maryland corporation that was incorporated in March 2010 to be the successor corporation to old Fox Chase Bancorp, Inc. (“Old Fox Chase Bancorp”), a federal corporation and the former stock holding company for Fox Chase Bank (the “Bank”), upon completion of the mutual-to-stock conversion of Fox Chase MHC, the former mutual holding company for Fox Chase Bank.
	The Bancorp’s primary business is holding the common stock of the Bank and making two loans to the Fox Chase Bank Employee Stock Ownership Plan (the "ESOP").  The Bancorp is authorized to pursue other business activities permissible by laws and regulations for savings and loan holding companies.
	The Bancorp and the Bank (collectively referred to as the “Company”) provide a wide variety of financial products and services to individuals and businesses through the Bank’s eleven branches in Philadelphia, Richboro, Willow Grove, Warminster, Lahaska, Hatboro, Media and West Chester, Pennsylvania, and Ocean City, Marmora and Egg Harbor Township, New Jersey.  The operations of the Company are managed as a single business segment.  The Company competes with other financial institutions and other companies that provide financial services.  The Bank also owns approximately 45% of Philadelphia Mortgage Advisors (“PMA”), a mortgage banker located in Plymouth Meeting, Pennsylvania and Ocean City, New Jersey.
	The Company is subject to the regulations of certain federal banking agencies.  These regulations can and do change significantly from period to period.  The Company also undergoes periodic examinations by regulatory agencies which may subject them to further changes with respect to asset valuations, amounts of required loan loss allowances and operating restrictions resulting from the regulators’ judgments based on information available to them at the time of their examinations.  Pursuant to the provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), the regulation and supervision of federal savings institutions, such as the Bank, was transferred from the Office of Thrift Supervision to the Office of the Comptroller of the Currency, the agency that regulates national banks, in July 2011.  As a result, the Office of the Comptroller of the Currency has primary responsibility for examining the Bank and implementing and enforcing many of the laws and regulations applicable to federal savings associations.  In addition, pursuant to the provisions of the Dodd-Frank Act, savings and loan holding companies, such as the Bancorp, are now regulated by the Board of Governors of the Federal Reserve System.
	During September 2013, the Bank received regulatory approval to convert from a federally chartered savings bank to a Pennsylvania-chartered savings bank.  The Bank expects the charter conversion to become effective during the fourth quarter of 2013, at which point, the Pennsylvania Department of Banking will become the Bank’s primary regulator.  Concurrent with the Bank’s charter conversion, the Bancorp will convert to a bank holding company and will continue to be regulated by the Board of Governors of the Federal Reserve System. Accordingly, when the charter conversion becomes effective, the Bank will no longer be subjected to the Qualified Thrift Lender Test or the commercial lending restrictions of the Home Owner Loan Act.
	The consolidated financial statements include the accounts of the Bancorp and the Bank.  The Bank’s operations include the accounts of its wholly owned subsidiaries, Fox Chase Financial, Inc., Fox Chase Service Corporation, 104 S. Oakland Ave., LLC and Davisville Associates, LLC.  Fox Chase Financial, Inc. is a Delaware-chartered investment holding company and its sole purpose is to manage and hold investment securities.  Fox Chase Service Corporation is a Pennsylvania-chartered company and its purposes are to facilitate the Bank’s investment in PMA and, for regulatory purposes, to hold commercial loans.  At September 30, 2013, Fox Chase Service Corporation held $20.0 million in commercial loans.  104 S. Oakland Ave., LLC is a New Jersey-chartered limited liability company formed to secure, manage and hold foreclosed real estate.  Davisville Associates, LLC is a Pennsylvania-chartered limited liability company formed to secure, manage and hold foreclosed real estate.  All material inter-company transactions and balances have been eliminated in consolidation.  Prior period amounts are reclassified, when necessary, to conform with the current year’s presentation.
	During 2013 and 2012, the Bank engaged in certain business activities with PMA.  These activities included providing a warehouse line of credit to PMA, as well as acquiring residential mortgage and home equity loans from PMA.  The Bank recorded interest income from PMA on the warehouse line of $271,000 and $301,000 for the nine months ended September 30, 2013 and 2012, respectively, as well as loan satisfaction fees, which are recorded in service charges and other fee income, from PMA of $40,000 and $48,000 for the nine months ended September 30, 2013 and 2012, respectively.  In addition, the Bank acquired total loans from PMA of $592,000 and $13.5 million during the nine months ended September 30, 2013 and 2012, respectively, which includes the cost of the loans.
	NOTE 1 - PRINCIPLES OF CONSOLIDATION AND PRESENTATION (CONTINUED)
	The Company follows accounting principles and reporting practices that are in compliance with U.S. generally accepted accounting principles (“GAAP”).  The preparation of the financial statements in conformity with GAAP requires management to make estimates
	and assumptions that affect the reported amounts of assets and liabilities and disclose contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the
	determination of the allowance for loan losses, the valuation and realizability of deferred tax assets, the evaluation of other-than-temporary impairment and the valuation of investment securities and assets acquired through foreclosure.
	These interim financial statements do not contain all necessary disclosures required by GAAP for complete financial statements and therefore should be read in conjunction with the audited financial statements and the notes thereto included in Fox Chase Bancorp, Inc.’s Annual Report on Form 10-K as filed with the Securities and Exchange Commission on March 13, 2013.   These financial statements include all normal and recurring adjustments which management believes were necessary in order to conform to GAAP.  The results for the nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013 or any other period.
	Per Share Information
	Basic earnings per share excludes dilution and is computed by dividing income available to common stockholders by the weighted-average common shares outstanding during the period.  Diluted earnings per share takes into account the potential dilution that could occur if securities or other contracts to issue common stock were exercised and converted into common stock.  Unallocated shares in the ESOP and shares purchased to fund the Bancorp’s equity incentive plans are not included in either basic or diluted earnings per share.
	The following table presents the reconciliation of the numerators and denominators of the basic and diluted earnings per share computations.
		Three Months Ended September 30,						Nine Months Ended
								September 30,
		2013			2012			2013			2012
		(Unaudited)
	Net income	$	1,173,000		$	1,436,000		$	4,044,000		$	3,162,000
	Weighted-average common shares outstanding (1)	12,143,880			12,549,453			12,217,289			12,699,390
	Average common stock acquired by stock benefit plans:
	ESOP shares unallocated	(578,494		)	(643,539		)	(594,597		)	(659,705		)
	Shares purchased by trust	(317,645		)	(370,768		)	(327,849		)	(383,014		)
	Weighted-average common shares used to calculate basic earnings per share	11,247,741			11,535,146			11,294,843			11,656,671
	Dilutive effect of:
	Restricted stock awards	43,087			45,074			34,586			36,675
	Stock option awards	203,692			138,088			193,932			102,190
	Weighted-average common shares used to calculate diluted earnings per share	11,494,520			11,718,308			11,523,361			11,795,536
	Earnings per share-basic	$	0.1		$	0.12		$	0.36		$	0.27
	Earnings per share-diluted	$	0.1		$	0.12		$	0.35		$	0.27
	Outstanding common stock equivalents having no dilutive effect	1,102,810			826,441			1,121,071			870,738
	(1) Excludes treasury stock.

INVESTMENT_AND_MORTGAGE_RELATE

INVESTMENT AND MORTGAGE RELATED SECURITIES	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
INVESTMENT AND MORTGAGE RELATED SECURITIES	'
	INVESTMENT AND MORTGAGE RELATED SECURITIES
	The amortized cost and fair value of securities available-for-sale and held-to-maturity as of September 30, 2013 and December 31, 2012 are summarized as follows:
		30-Sep-13
		Amortized			Gross			Gross			OTTI			Fair
		Cost			Unrealized			Unrealized			in AOCI			Value
					Gains			Losses
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	300		$	10		$	—		$	—		$	310
	Corporate securities	10,156			56			(21		)	—			10,191
		10,456			66			(21		)	—			10,501
	Private label commercial mortgage related securities	2,157			9			—			—			2,166
	Agency residential mortgage related securities	260,170			2,753			(6,683		)	—			256,240
	Total mortgage related securities	262,327			2,762			(6,683		)	—			258,406
	Total available-for-sale securities	$	272,783		$	2,828		$	(6,704	)	$	—		$	268,907
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	70,928		$	843		$	(1,170	)	$	—		$	70,601
	Total mortgage related securities	70,928			843			(1,170		)	—			70,601
	Total held-to-maturity securities	$	70,928		$	843		$	(1,170	)	$	—		$	70,601
		31-Dec-12
		Amortized			Gross			Gross			OTTI			Fair
		Cost			Unrealized			Unrealized			in AOCI			Value
					Gains			Losses
		(In thousands)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	300		$	14		$	—		$	—		$	314
	Corporate securities	12,207			91			(121		)	—			12,177
		12,507			105			(121		)	—			12,491
	Private label commercial mortgage related securities	6,119			78			—			—			6,197
	Agency residential mortgage related securities	270,461			7,023			(65		)	—			277,419
	Total mortgage related securities	276,580			7,101			(65		)	—			283,616
	Total available-for-sale securities	$	289,087		$	7,206		$	(186	)	$	—		$	296,107
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	28,369		$	1,082		$	—		$	—		$	29,451
	Total mortgage related securities	28,369			1,082			—			—			29,451
	Total held-to-maturity securities	$	28,369		$	1,082		$	—		$	—		$	29,451
	NOTE 2 - INVESTMENT AND MORTGAGE RELATED SECURITIES (CONTINUED)
	The following tables show gross unrealized losses and fair value of securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2013 and December 31, 2012.
		30-Sep-13
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	—		$	—		$	—		$	—		$	—	$	—
	Corporate securities	—			—			2,979			(21		)	2,979		(21		)
		—			—			2,979			(21		)	2,979		(21		)
	Private label commercial mortgage related securities	—			—			—			—			—		—
	Agency residential mortgage related securities	205,530			(6,683		)	—			—			205,530		(6,683		)
	Total mortgage related securities	205,530			(6,683		)	—			—			205,530		(6,683		)
	Total available-for-sale securities	$	205,530		$	(6,683	)	$	2,979		$	(21	)	$	208,509	$	(6,704	)
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	38,738		$	(1,170	)	$	—		$	—		$	38,738	$	(1,170	)
	Total mortgage related securities	38,738			(1,170		)	—			—			38,738		(1,170		)
	Total held-to-maturity securities	$	38,738		$	(1,170	)	$	—		$	—		$	38,738	$	(1,170	)
	Total Temporarily Impaired Securities	$	244,268		$	(7,853	)	$	2,979		$	(21	)	$	247,247	$	(7,874	)
		December 31, 2012
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
		(In thousands)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	—		$	—		$	—		$	—		$	—	$	—
	Corporate securities	—			—			2,879			(121		)	2,879		(121		)
		—			—			2,879			(121		)	2,879		(121		)
Private label commercial mortgage related securities	—			—			—			—			—		—
Agency residential mortgage related securities	29,092			(65		)	—			—			29,092		(65		)
Total mortgage related securities	29,092			(65		)	—			—			29,092		(65		)
Total available-for-sale securities	$	29,092		$	(65	)	$	2,879		$	(121	)	$	31,971	$	(186	)
Held-to-Maturity Securities:
Agency residential mortgage related securities	$	—		$	—		$	—		$	—		$	—	$	—
Total mortgage related securities	—			—			—			—			—		—
Total held-to-maturity securities	$	—		$	—		$	—		$	—		$	—	$	—
Total Temporarily Impaired Securities	$	29,092		$	(65	)	$	2,879		$	(121	)	$	31,971	$	(186	)
NOTE 2 - INVESTMENT AND MORTGAGE RELATED SECURITIES (CONTINUED)
During the three months ended September 30, 2013, no securities were sold. During the nine months ended September 30, 2013, the Company sold seven mortgage related securities with an amortized cost of $9.0 million and recognized gross gains of $532,000.
The Company evaluates a variety of factors when concluding whether a security is other-than-temporarily impaired.  These factors include, but are not limited to, the type and purpose of the security, the underlying rating of the issuer, and the presence of credit enhancements.
At September 30, 2013, gross unrealized losses totaled $7.9 million.  One corporate security, with a fair value of $3.0 million and an unrealized loss position of $21,000, had an unrealized loss position for twelve months or longer as of September 30, 2013.  This security has a rating of "Baa2."  The remaining securities in an unrealized loss position at September 30, 2013 have been in an unrealized loss position for less than twelve months.  These securities consist of 95 agency residential mortgage related securities whose fair value primarily fluctuates with changes in market conditions for the underlying securities and changes in the interest rate environment.  The fair value of these agency residential mortgage related securities totaled $244.3 million and the unrealized loss totaled $7.9 million. The Company does not intend to sell the securities in an unrealized loss position and it is not more likely than not that it will be required to sell these securities before a recovery of fair value, which may be maturity.  Upon review of the attributes of the individual securities, the Company concluded these securities were not other-than-temporarily impaired.
As of September 30, 2013, the Company held two private label commercial mortgage related securities ("CMBS") with an amortized cost of $2.2 million.  These securities had a net unrealized gain of $9,000 at September 30, 2013 and both individual securities were held at an unrealized gain.  As of December 31, 2012, the Company held three private label CMBS with an amortized cost of $6.1 million.  These securities had a net unrealized gain of $78,000 at December 31, 2012 and all individual securities were held at an unrealized gain.
The Company evaluates current characteristics of each of these private label securities such as delinquency and foreclosure levels, credit enhancement, projected losses, coverage and actual and projected cash flows, on a quarterly basis.  It is possible that the underlying collateral of these securities will perform worse than current expectations, which may lead to adverse changes in cash flows on these securities and potential future other-than-temporary impairment losses.  Events that may trigger material declines in fair values for these securities in the future would include but are not limited to deterioration of credit metrics, significantly higher levels of default and severity of loss on the underlying collateral, deteriorating credit enhancement and loss coverage ratios, or further illiquidity.
NOTE 2 - INVESTMENT AND MORTGAGE RELATED SECURITIES (CONTINUED)
The following schedules provide a summary of the components of net investment securities gains (losses) in the Company’s consolidated statements of operations for the three and nine month periods ended September 30, 2013 and 2012.
	Three Months Ended September 30, 2013														Nine Months Ended September 30, 2013
	Gross			Gross			Other-than-			Portion of			Net Gains		Gross			Gross			Other-than-		Portion of		Net Gains
	Realized			Realized			Temporary			OTTI			(Losses)		Realized			Realized			Temporary		OTTI		(Losses)
	Gains			Losses			Impairment			in OCI					Gains			Losses			Impairment		in OCI
							Losses														Losses
	(In thousands, Unaudited)														(In thousands, Unaudited)
Obligations of U.S. government agencies	$	—		$	—		$	—		$	—		$	—	$	—		$	—		$	—	$	—	$	—
Corporate securities	—			—			—			—			—		—			—			—		—		—
	—			—			—			—			—		—			—			—		—		—
Private label residential mortgage related security	—			—			—			—			—		—			—			—		—		—
Private label commercial mortgage related securities	—			—			—			—			—		—			—			—		—		—
Agency residential mortgage related securities	—			—			—			—			—		532			—			—		—		532
Total mortgage related securities	—			—			—			—			—		532			—			—		—		532
Total securities available-for-sale	$	—		$	—		$	—		$	—		$	—	$	532		$	—		$	—	$	—	$	532
	Three Months Ended September 30, 2012														Nine Months Ended September 30, 2012
	Gross			Gross			Other-than-			Portion of			Net Gains		Gross			Gross			Other-than-		Portion of		Net Gains
	Realized			Realized			Temporary			OTTI			(Losses)		Realized			Realized			Temporary		OTTI		(Losses)
	Gains			Losses			Impairment			in OCI					Gains			Losses			Impairment		in OCI
							Losses														Losses
	(In thousands, Unaudited)														(In thousands, Unaudited)
Obligations of U.S. government agencies	$	—		$	—		$	—		$	—		$	—	$	64		$	—		$	—	$	—	$	64
Corporate securities	—			—			—			—			—		—			—			—		—		—
	—			—			—			—			—		64			—			—		—		64
Private label residential mortgage related security	—			—			—			—			—		—			(87		)	—		—		(87		)
Private label commercial mortgage related securities	—			—			—			—			—		—			—			—		—		—
Agency residential mortgage related securities	—			—			—			—			—		2,363			—			—		—		2,363
Total mortgage related securities	—			—			—			—			—		2,363			(87		)	—		—		2,276
Total securities available-for-sale	$	—		$	—		$	—		$	—		$	—	$	2,427		$	(87	)	$	—	$	—	$	2,340
NOTE 2 - INVESTMENT AND MORTGAGE RELATED SECURITIES (CONTINUED)
The amortized cost and estimated fair value of investment securities available-for-sale and held-to-maturity at September 30, 2013 and December 31, 2012 by contractual maturity are as follows:
		Available-for-Sale						Held-to-Maturity
		Amortized Cost			Fair Value			Amortized Cost			Fair Value
		(In thousands)
30-Sep-13	(Unaudited)
Due in one year or less		$	1,987		$	2,000		$	—		$	—
Due after one year through five years		8,469			8,501			—			—
Due after five years through ten years		—			—			—			—
Due after ten years		—			—			—			—
Total mortgage related securities		262,327			258,406			70,928			70,601
		$	272,783		$	268,907		$	70,928		$	70,601
December 31, 2012
Due in one year or less		$	2,019		$	2,032		$	—		$	—
Due after one year through five years		10,488			10,459			—			—
Due after five years through ten years		—			—			—			—
Due after ten years		—			—			—			—
Total mortgage related securities		276,580			283,616			28,369			29,451
		$	289,087		$	296,107		$	28,369		$	29,451
Securities with a carrying value of $7.9 million and $8.3 million at September 30, 2013 and December 31, 2012, respectively, were pledged to secure public deposits and for other purposes as required or permitted by law.
Securities with a carrying value of $35.4 million and $46.6 million at September 30, 2013 and December 31, 2012, respectively, were used to secure other borrowed funds.   See Note 7.
Securities with a carrying value of $724,000 and $892,000 at September 30, 2013 and December 31, 2012, respectively, were used to secure derivative transactions.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
LOANS	'
	LOANS
	The composition of net loans at September 30, 2013 and December 31, 2012 is provided below:
		September 30,				31-Dec-12
		2013
		(In thousands)
		(Unaudited)
	Real estate loans:
	One- to four-family	$	133,006			$	158,828
	Multi-family and commercial	399,340				368,948
	Construction	6,435				22,591
		538,781				550,367
	Consumer loans	23,399				30,585
	Commercial and industrial loans	149,559				113,820
	Total loans	711,739				694,772
	Deferred loan origination (fees) cost, net	(67		)		263
	Allowance for loan losses	(11,128		)		(11,170		)
	Net loans	$	700,544			$	683,865
	NOTE 3 - LOANS (CONTINUED)
	The following table presents changes in the allowance for loan losses:
		Nine Months Ended September 30,								Year Ended
										December 31,
		2013				2012				2012
		(In thousands)
		(Unaudited)
	Balance, beginning	$	11,170			$	12,075			$	12,075
	Provision for loan losses	532				3,036				3,478
	Loans charged off	(647		)		(3,952		)		(4,527		)
	Recoveries	73				61				144
	Balance, ending	$	11,128			$	11,220			$	11,170
	The following tables present changes in the allowance for loan losses by loan segment for the nine months ended September 30, 2013 and the year ended December 31, 2012.
		Nine Months Ended September 30, 2013
		One- to				Multi-family				Construction				Consumer				Commercial			Unallocated			Total
		Four-Family				and												and
						Commercial												Industrial
		(In thousands, Unaudited)
	Balance, beginning	$	642			$	6,327			$	873			$	232			$	2,630		$	466		$	11,170
	(Credit) provision for loan losses	(139		)		1,256				(487		)		(7		)		(45		)	(46		)	532
	Loans charged off	(115		)		(463		)		—				(69		)		—			—			(647		)
	Recoveries	35				12				—				26				—			—			73
	Balance, ending	$	423			$	7,132			$	386			$	182			$	2,585		$	420		$	11,128
		Year Ended December 31, 2012
		One- to				Multi-family				Construction				Consumer				Commercial			Unallocated			Total
		Four-Family				and												and
						Commercial												Industrial
		(In thousands)
	Balance, beginning	$	1,760			$	6,112			$	869			$	455			$	2,657		$	222		$	12,075
	Provision (credit) for loan losses	286				1,064				252				1,659				(27		)	244			3,478
	Loans charged off	(1,408		)		(887		)		(340		)		(1,892		)		—			—			(4,527		)
	Recoveries	4				38				92				10				—			—			144
	Balance, ending	$	642			$	6,327			$	873			$	232			$	2,630		$	466		$	11,170
	NOTE 3 - LOANS (CONTINUED)
	The following tables set forth the breakdown of impaired loans by loan segment as of September 30, 2013 and December 31, 2012.
	30-Sep-13
		Nonaccrual				Accruing				Other				Total				Impaired			Impaired
		Loans				TDRs				Impaired				Impaired				Loans			Loans
										Loans				Loans				with			without
																		Allowance			Allowance
		(In thousands, Unaudited)
	Real estate loans:
	One- to four-family	$	1,981			$	1,036			$	—			$	3,017			$	3,017		$	—
	Multi-family and commercial	2,966				6,215				—				9,181				8,825			356
	Construction	3,991				—				—				3,991				3,991			—
	Consumer loans	119				14				—				133				133			—
Commercial and industrial	—				—				—				—				—			—
Total	$	9,057			$	7,265			$	—			$	16,322			$	15,966		$	356
December 31, 2012
	Nonaccrual				Accruing				Other				Total				Impaired			Impaired
	Loans				TDRs				Impaired				Impaired				Loans			Loans
									Loans				Loans				with			without
																	Allowance			Allowance
	(In thousands)
Real estate loans:
One- to four-family	$	3,355			$	507			$	—			$	3,862			$	3,862		$	—
Multi-family and commercial	5,284				6,867				—				12,151				11,770			381
Construction	6,434				—				—				6,434				6,434			—
Consumer loans	2,051				14				—				2,065				203			1,862
Commercial and industrial	—				—				—				—				—			—
Total	$	17,124			$	7,388			$	—			$	24,512			$	22,269		$	2,243
For the nine months ended September 30, 2013 and 2012, the average recorded investment in impaired loans was $17.4 million and $26.9 million, respectively.  The interest income recognized on these impaired loans was $296,000 and $248,000 for the nine months ended September 30, 2013 and 2012, respectively.
Loans on which the accrual of interest has been discontinued amounted to $9.1 million at September 30, 2013 and $17.1 million at December 31, 2012.  If interest on such loans had been recorded in accordance with contractual terms, interest income would have increased by $521,000 and $1.5 million for the nine months ended September 30, 2013 and the year ended December 31, 2012, respectively.  There were $1.6 million and $0 of loans past due 90 days or more and still accruing interest at September 30, 2013 and December 31, 2012, respectively.
At September 30, 2013, five troubled debt restructurings (“TDRs”), totaling $4.3 million, are excluded from the accruing TDR column above as they are included in the nonaccrual loans column.  Of this amount, $4.0 million relates to two construction loans.  The Bank has commitments of $442,000 to lend additional funds related to these construction loans.  Additionally, the Bank had three residential loan TDRs totaling $282,000 which are included in the nonaccrual loans and total impaired loans columns. One multi-family and commercial TDR, totaling $1.6 million, is included in the Accruing TDRs column. This loan is past due 90 days or more and is still accruing interest, as discussed above.
At December 31, 2012, seven TDRs totaling $6.9 million are excluded from the accruing TDR column as they are included in nonaccrual loans and total impaired loans columns.
NOTE 3 - LOANS (CONTINUED)
The following tables set forth the allowance for loan loss for impaired loans and general allowance by loan segment as of September 30, 2013 and December 31, 2012.
30-Sep-13	Allowance for Loan Losses
	Impaired Loans
	Nonaccrual Loans				Accruing TDR's				Other Impaired Loans				Total Impaired Loans
																	General			Total
	(In thousands, Unaudited)
Real estate loans:
One- to four-family	$	156			$	2			$	—			$	158			$	265		$	423
Multi-family and commercial	595				682				—				1,277				5,855			7,132
Construction	333				—				—				333				53			386
Consumer loans	6				—				—				6				176			182
Commercial and industrial	—				—				—				—				2,585			2,585
Unallocated	—				—				—				—				420			420
Total allowance for loan losses	$	1,090			$	684			$	—			$	1,774			$	9,354		$	11,128
31-Dec-12	Allowance for Loan Losses
	Impaired Loans
	Nonaccrual Loans				Accruing TDR's				Other Impaired Loans				Total Impaired Loans
																	General			Total
	(In thousands)
Real estate loans:
One- to four-family	$	337			$	5			$	—			$	342			$	300		$	642
Multi-family and commercial	530				948				—				1,478				4,849			6,327
Construction	449				—				—				449				424			873
Consumer loans	10				1				—				11				221			232
Commercial and industrial	—				—				—				—				2,630			2,630
Unallocated	—				—				—				—				466			466
Total allowance for loan losses	$	1,326			$	954			$	—			$	2,280			$	8,890		$	11,170
The Company may, under certain circumstances, restructure loans as a concession to borrowers who have experienced financial difficulty, which results in a TDR.  TDRs are impaired loans.  TDRs typically result from the Company’s loss mitigation activities, which, among other activities, could include extension of maturity, rate reductions, payment extension, and/or principal forgiveness.
At December 31, 2012, the Bank had fourteen TDRs, totaling $14.3 million. At September 30, 2013, ten of these TDRs, totaling $10.9 million, remained. These TDRs consisted of:
•two construction loans totaling $4.0 million;
•two multi-family and commercial real estate loans totaling $6.2 million;
•five residential loans totaling $696,000; and
•one consumer loan totaling $14,000.
In addition, there were two new residential loan TDRs added during the nine months ended September 30, 2013, which totaled $622,000 at September 30, 2013. The Bank agreed to modified terms with the borrowers, which included delayed repayment of principal and interest. The Bank had twelve TDRs totaling $11.5 million at September 30, 2013.
NOTE 3 - LOANS (CONTINUED)
The following tables set forth a summary of the TDR activity for the three and nine month periods ended September 30, 2013 and 2012.
	Three Months Ended September 30, 2013																		Nine Months Ended September 30, 2013
												TDRs that Defaulted in Current Period that were Restructured in the Prior Twelve Months														TDRs that Defaulted in Current Period that were Restructured in the Prior Twelve Months
	Restructured Current Period																		Restructured Current Period
	Number			Pre-Modification				Post-Modification				Number			Post-Modification				Number		Pre-Modification			Post-Modification		Number	Post-Modification
	of Loans			Outstanding				Outstanding				of Loans			Outstanding				of Loans		Outstanding			Outstanding		of Loans	Outstanding
				Recorded				Recorded							Recorded						Recorded			Recorded			Recorded
				Investment				Investment							Investment						Investment			Investment			Investment
	(Dollars in thousands, Unaudited)																		(Dollars in thousands, Unaudited)
Real estate loans:
One- to four-family	1			$	141			$	141			—			$	—			2		$	622		$	622	—	$	—
Multi-family and commercial	—			—				—				1			1,640				—		—			—		1	1,640
Construction	—			—				—				—			—				—		—			—		—	—
Consumer loans	—			—				—				—			—				—		—			—		—	—
Commercial and industrial	—			—				—				—			—				—		—			—		—	—
Total	1			$	141			$	141			1			$	1,640			2		$	622		$	622	1	$	1,640
	Three Months Ended September 30, 2012																		Nine Months Ended September 30, 2012
												TDRs that Defaulted in Current Period that were Restructured in the Prior Twelve Months														TDRs that Defaulted in Current Period that were Restructured in the Prior Twelve Months
	Restructured Current Period																		Restructured Current Period
	Number			Pre-Modification				Post-Modification				Number			Post-Modification				Number		Pre-Modification			Post-Modification		Number	Post-Modification
	of Loans			Outstanding				Outstanding				of Loans			Outstanding				of Loans		Outstanding			Outstanding		of Loans	Outstanding
				Recorded				Recorded							Recorded						Recorded			Recorded			Recorded
				Investment				Investment							Investment						Investment			Investment			Investment
	(Dollars in thousands, Unaudited)																		(Dollars in thousands, Unaudited)
Real estate loans:
One- to four-family	—			$	—			$	—			3			$	254			3		$	400		$	400	3	$	254
Multi-family and commercial	—			—				—				—			—				1		519			519		—	—
Construction	—			—				—				—			—				—		—			—		—	—
Consumer loans	1			14				14				1			8				1		14			14		1	8
Commercial and industrial	—			—				—				—			—				—		—			—		—	—
Total	1			$	14			$	14			4			$	262			5		$	933		$	933	4	$	262
NOTE 3 - LOANS (CONTINUED)
The following table sets forth past due loans by segment as of September 30, 2013 and December 31, 2012.
	30-Sep-13								31-Dec-12
	30-59				60-89				30-59				60-89
	Days				Days				Days				Days
	Past Due				Past Due				Past Due				Past Due
	(In thousands)
	(Unaudited)
One- to four-family real estate	$	1,363			$	256			$	18			$	284
Multi-family and commercial real estate	—				277				—				1,691
Construction	—				—				—				—
Consumer	118				36				23				51
Commercial and industrial	—				—				—				—
Total	$	1,481			$	569			$	41			$	2,026
We use six primary classifications for loans: pass, pass watch, special mention, substandard, doubtful and loss, of which three classifications are for problem loans: substandard, doubtful and loss. “Substandard loans” must have one or more well defined weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. “Doubtful loans” have the weaknesses of substandard loans with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss.  A loan classified “loss” is considered uncollectible and of such little value that continuance as a loan of the institution is not warranted.  We also maintain a “special mention” category, described as loans which do not currently expose us to a sufficient degree of risk to warrant classification but do possess credit deficiencies or potential weaknesses deserving our close attention.  If we classify an asset as loss, it is recorded as a loan charged off in the current period.
The following tables set forth criticized and classified loans by segment as of September 30, 2013 and December 31, 2012.
	30-Sep-13
	One- to				Multi-family				Construction				Consumer				Commercial			Total
	Four-Family				and												and
					Commercial												Industrial
	(In thousands, Unaudited)
Pass and Pass watch	$	131,025			$	378,567			$	2,443			$	23,280			$	146,243		$	681,558
Special mention	—				13,533				—				—				3,316			16,849
Substandard	1,981				7,240				3,992				119				—			13,332
Doubtful	—				—				—				—				—			—
Total loans	$	133,006			$	399,340			$	6,435			$	23,399			$	149,559		$	711,739
	31-Dec-12
	One- to				Multi-family				Construction				Consumer				Commercial			Total
	Four-Family				and												and
					Commercial												Industrial
	(In thousands)
Pass and Pass watch	$	155,473			$	347,150			$	16,157			$	28,534			$	110,032		$	657,346
Special mention	—				6,733				—				—				3,633			10,366
Substandard	3,355				15,065				6,434				2,051				155			27,060
Doubtful	—				—				—				—				—			—
Total loans	$	158,828			$	368,948			$	22,591			$	30,585			$	113,820		$	694,772

DERIVATIVES_AND_HEDGING

DERIVATIVES AND HEDGING	9 Months Ended
	Sep. 30, 2013
Derivative Instruments and Hedging Activities Disclosure [Abstract]	'
DERIVATIVES AND HEDGING	'
	DERIVATIVES AND HEDGING
	Interest Rate Swaps
	On November 3, 2006, the Company entered an interest rate swap with a current notional amount of $896,000, which is used to hedge a 15-year fixed rate loan that is earning interest at 7.43%.  The Company is receiving variable rate payments of one-month LIBOR plus 224 basis points and is paying fixed rate payments of 7.43%.  The swap matures in April 2022 and had a fair value loss position of $148,000 and $203,000 at September 30, 2013 and December 31, 2012, respectively.  The interest rate swap is carried at fair value in accordance with FASB ASC 815 “Derivatives and Hedging.”  The loan is carried at fair value under the fair value option as permitted by FASB ASC 825 “Financial Instruments.”
	On October 12, 2011, the Company entered an interest rate swap with a current notional amount of $1.5 million, which is used to hedge a 10-year fixed rate loan that is earning interest at 5.83%.  The Company is receiving variable rate payments of one-month LIBOR plus 350 basis points and is paying fixed rate payments of 5.83%.  The Company designated this relationship as a fair value hedge.  The swap matures in October 2021 and had a fair value loss position of $15,000 and $105,000 at September 30, 2013 and December 31, 2012, respectively.  The difference between changes in the fair values of the interest rate swap agreement and the hedged loan represents hedge ineffectiveness and is recorded in other non-interest income in the consolidated statements of operations.  Hedge ineffectiveness resulted in income of $1,000 and $2,000 for the three months ended September 30, 2013 and September 30, 2012, respectively. Hedge ineffectiveness resulted in income of $15,000 and a loss of $5,000 for the nine months ended September 30, 2013 and September 30, 2012, respectively.
	Credit Derivatives
	We have entered into agreements with a third-party financial institution whereby the financial institution enters into interest rate derivative contracts and foreign currency swap contracts with customers referred to them by us.  By the terms of the agreements, the financial institution has recourse to the Company for any exposure created under each swap contract in the event the customer defaults on the swap agreement and the agreement is in a paying position to the third-party financial institution.  These transactions represent credit derivatives and are a customary arrangement that allows financial institutions like us to provide access to interest rate and foreign currency swap transactions for our customers without creating the swap ourselves.  The Company records the fair value of credit derivatives in other liabilities on the consolidated statement of condition.   The Company recognizes changes in the fair value of credit derivatives, net of any fees received, as service charges and other fee income in the consolidated statements of operations.
	At September 30, 2013, there were five variable-rate to fixed-rate interest rate swap transactions between the third-party financial institution and our customers with a notional amount of $19.7 million, and remaining maturities ranging from 6 to 9 years.  At December 31, 2012, there were four variable-rate to fixed-rate interest swap transactions between the third-party financial institution and our customers with a notional amount of $13.3 million, and remaining maturities ranging from 7 to 10 years.  The fair value of the swaps to the customers was an asset of $719,000 and a liability of $213,000 as of September 30, 2013 and December 31, 2012, respectively, and all swaps were in receiving positions from the third-party financial institution at September 30, 2013.  As of September 30, 2013 and December 31, 2012, the fair value of the Company’s interest rate swap credit derivatives was a liability of $5,000 and $12,000, respectively.  During the three months ended September 30, 2013 and 2012, the Company recognized income of $1,000 and $34,000, respectively, from interest rate swap credit derivatives. During the nine months ended September 30, 2013 and 2012, the Company recognized income of $7,000 and $36,000, respectively, from interest rate swap credit derivatives.
	At September 30, 2013, there were two foreign currency swap transactions between the third-party financial institution and our customers with a notional amount aggregating approximately $150,000, and remaining maturity of one month.  The aggregate fair value of these swaps to the customers was an asset of $5,000 as of September 30, 2013.  At September 30, 2013, the fair value of the Company’s credit derivatives was $0.  At December 31, 2012, there were no foreign currency swap transactions between the third-party financial institution and our customers.  During the three months ended September 30, 2013 and 2012, the Company recognized income of $0 and $4,000, respectively, from foreign currency swap credit derivatives. During the nine months ended September 30, 2013 and 2012, the Company recognized income of $2,000 and $33,000, respectively, from foreign currency swap credit derivatives.
	The maximum potential payments by the Company to the financial institution under these credit derivatives are not estimable as they are contingent on future interest rates and exchange rates, and the agreement does not provide for a limitation of the maximum potential payment amount.

MORTGAGE_SERVICING_ACTIVITY

MORTGAGE SERVICING ACTIVITY	9 Months Ended
	Sep. 30, 2013
MORTGAGE SERVICING ACTIVITY	'
MORTGAGE SERVICING ACTIVITY	'
	MORTGAGE SERVICING ACTIVITY
	Loans serviced for others are not included in the accompanying consolidated statements of condition.  The unpaid principal balances of these loans were $28.5 million, $36.6 million and $38.8 million at September 30, 2013, December 31, 2012 and September 30, 2012, respectively.  The Company received fees, net of amortization, from the servicing of loans of ($4,000) and ($12,000) during the nine months ended September 30, 2013 and September 30, 2012, respectively.
	The following table summarizes mortgage servicing rights activity for the nine months ended September 30, 2013 and 2012:
			Servicing			Valuation			Net
			Rights			Allowance			Carrying
									Value
			(In thousands, Unaudited)
	Balance at	31-Dec-12	$	325		$	(155	)	$	170
	Additions		—			50			50
	Amortization		(63		)	—			(63		)
	Balance at	30-Sep-13	$	262		$	(105	)	$	157
	Balance at	31-Dec-11	$	455		$	(139	)	$	316
	Reductions		—			(16		)	(16		)
	Amortization		(101		)	—			(101		)
	Balance at	30-Sep-12	$	354		$	(155	)	$	199
	At September 30, 2013, December 31, 2012 and September 30, 2012, the fair value of the mortgage servicing rights (“MSRs”) was $157,000, $170,000 and $199,000, respectively.  The fair value at these dates was determined using a third-party valuation model that calculates the present value of estimated future servicing income.  The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds and discount rates.  Mortgage loan prepayment speed is the annual rate at which borrowers are forecasted to repay their mortgage loan principal and is based on historical experience and current interest rates.  The discount rate used to determine the present value of future net servicing income is the required rate of return the market would expect for an asset with similar risk.  Both assumptions can, and generally will, change quarterly valuations as market conditions and interest rates change.

DEPOSITS

DEPOSITS	9 Months Ended
	Sep. 30, 2013
Banking and Thrift [Abstract]	'
DEPOSITS	'
	DEPOSITS
	Deposits and their respective weighted average interest rate at September 30, 2013 and December 31, 2012 consist of the following:
		30-Sep-13				31-Dec-12
		Weighted		Amount		Weighted		Amount
		Average				Average
		Interest Rate				Interest Rate
		(Dollars in thousands)
		(Unaudited)
	Noninterest-bearing demand accounts	—	%	$	115,338	—	%	$	108,176
	NOW accounts	0.22		80,701		0.22		70,199
	Money market accounts	0.2		84,598		0.19		97,318
	Savings and club accounts	0.13		95,358		0.14		99,046
	Brokered deposits	0.63		73,871		0.51		50,637
	Certificates of deposit	1.34		233,142		1.59		262,033
		0.6	%	$	683,008	0.71	%	$	687,409

BORROWINGS

BORROWINGS	9 Months Ended
	Sep. 30, 2013
BORROWINGS	'
BORROWINGS	'
	BORROWINGS
	Federal Home Loan Bank Advances
	Pursuant to collateral agreements with the Federal Home Loan Bank of Pittsburgh (the “FHLB”), advances are secured by qualifying first mortgage loans, qualifying fixed-income securities, FHLB stock and an interest-bearing demand deposit account with the FHLB.  As of September 30, 2013, the Bank had $214.2 million in qualifying collateral pledged against its advances.
	Maturity Date	Amount		Coupon Rate		Call Date	Rate if Called
	(In thousands, Unaudited)
	Aug-14	$	10,000	0.52	%	Not Applicable	Not Applicable
	Sep-14	15,000		0.41		Not Applicable	Not Applicable
	Dec-14	15,000		0.43		Not Applicable	Not Applicable
	Mar-15	10,000		0.49		Not Applicable	Not Applicable
	Apr-15	10,000		0.45		Not Applicable	Not Applicable
	Aug-15	10,000		0.68		Not Applicable	Not Applicable
	Mar-16	10,000		0.62		Not Applicable	Not Applicable
	Sep-16	5,000		0.75		Not Applicable	Not Applicable
	Sep-16	10,000		1.04		Not Applicable	Not Applicable
	Jun-17	5,000		0.94		Not Applicable	Not Applicable
	Nov-17	15,000		3.62		Nov-13	LIBOR + 0.10%
	Nov-17	15,000		3.87		November 2013	LIBOR + 0.10%
	Dec-17	20,000		2.83		December 2013	LIBOR + 0.11%
		$	150,000	1.52	%
	For the borrowings which have a “Call Date” disclosed in the above table, if the borrowing is called, the Bank has the option to either pay off the borrowing without penalty or the borrowing’s fixed rate resets to a variable LIBOR based rate, as noted in the above table.  Subsequent to the call date, the borrowings are callable by the FHLB quarterly.  Accordingly, the contractual maturities above may differ from actual maturities.
	The Bank had a maximum borrowing capacity with the FHLB of Pittsburgh of approximately $392.3 million at September 30, 2013.  Additionally, as of September 30, 2013, the Bank has a maximum borrowing capacity of $50.9 million with the Federal Reserve Bank of Philadelphia through the Discount Window.
	As a member of the FHLB of Pittsburgh, the Bank is required to acquire and hold shares of capital stock in the FHLB of Pittsburgh in an amount equal to at least 4.00% of its advances plus 0.35% of the Bank’s “eligible assets,” as such term is defined by the FHLB; and a maximum amount of 6.00% of its advances plus 1.0% of the Bank’s “eligible assets.”  As of September 30, 2013, the Company’s minimum stock obligation was $9.8 million and a maximum stock obligation was $15.3 million.  The Company held $10.0 million in FHLB stock at that date.
	NOTE 7 - BORROWINGS (CONTINUED)
	Other Borrowed Funds
	Other borrowed funds obtained from large commercial banks under security repurchase agreements totaled $30.0 million at September 30, 2013.  These borrowings contractually mature with dates ranging from September 2018 through November 2018. As disclosed in the table below, two of the borrowings may be called by the lender based on the underlying agreements.  Accordingly, the contractual maturities below may differ from actual maturities.
						Next Call Date	Subsequent Call Frequency
	Maturity Date	Amount		Coupon Rate
	(In thousands, Unaudited)
	September 2018	$	10,000	3.4	%	Not Applicable	Not Applicable
	September 2018	5,000		3.2		Not Applicable	Not Applicable
	October 2018	5,000		3.15		October 2013	Quarterly
	October 2018	5,000		3.27		Not Applicable	Not Applicable
	November 2018	5,000		3.37		November 2013	Not Applicable
		$	30,000	3.3	%
	Mortgage backed securities with a fair value of $35.4 million at September 30, 2013 were used to secure these other borrowed funds.
	Short Term Borrowings
	As of September 30, 2013 and December 31, 2012, the Company had $61.6 million and $70.5 million, respectively, of short-term borrowings.  The short-term borrowings had blended weighted average rates of 0.32% and 0.30% at September 30, 2013 and December 31, 2012, respectively.  Short-term borrowings consist of overnight and term borrowings with an original maturity less than one year.  Short-term borrowings are obtained from commercial banks, participants in the Federal Funds market and the FHLB.

STOCK_BASED_COMPENSATION

STOCK BASED COMPENSATION	9 Months Ended
	Sep. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
STOCK BASED COMPENSATION	'
	STOCK BASED COMPENSATION
	During the nine months ended September 30, 2013, the Company recorded $811,000 of stock based compensation expense comprised of stock option expense of $315,000 and restricted stock expense of $496,000. This compares to $873,000 of stock based compensation expense comprised of stock option expense of $350,000 and restricted stock expense of $523,000 during the nine months ended September 30, 2012.
	The following is a summary of the Bancorp’s stock option activity and related information for the nine months ended September 30, 2013.
			Number of			Weighted		Weighted	Aggregate
			Stock			Average		Average	Intrinsic
			Options			Exercise		Remaining	Value
						Price		Contractual
								Life
			(Unaudited)
	Outstanding at December 31, 2012		877,669			$	11.57	6.3 years	$	4,461,000
	Granted		255,650			17
	Exercised		(9,811	)		10.82
	Forfeited/Cancelled		(100	)		12.94
	Outstanding at September 30, 2013		1,123,408			$	12.81	6.4 years	$	5,157,000
	Exercisable at September 30, 2013		646,515			$	11.31	4.7 years	$	3,940,000
	NOTE 8 - STOCK BASED COMPENSATION (CONTINUED)
	The following is a summary of the Bancorp’s unvested options as of September 30, 2013 and the changes therein during the nine months then ended.
			Number of			Weighted
			Stock			Average
			Options			Grant Date
						Fair Value
			(Unaudited)
	Unvested at	31-Dec-12	310,661			$	3.36
	Granted		255,650			4.2
	Vested		(89,418	)		3.17
	Forfeited / Cancelled		—			—
	Unvested at	30-Sep-13	476,893			$	3.85
	Expected future expense relating to the 476,893 non-vested options outstanding as of September 30, 2013 is $1.6 million over a weighted average period of 3.9 years.
	The fair value of the options granted in 2013 was estimated to be $4.20 to $4.45.  The fair value was based on the following assumptions:
	Expected Dividend Yield				2.22	%
	Expected Volatility	31.11	%	-	31.12	%
	Risk-Free Interest Rate	1.19	%	-	1.74	%
	Expected Option Life in Years				6.5
	The following is a summary of the status of the Bancorp’s restricted stock as of September 30, 2013 and changes therein during the nine months then ended.
			Number of			Weighted
			Restricted			Average
			Shares			Grant Date
						Fair Value
			(Unaudited)
	Unvested at	31-Dec-12	130,557			$	12.41
	Granted		122,450			17
	Vested		(26,826	)		11.78
	Forfeited / Cancelled		—			—
	Unvested at	30-Sep-13	226,181			$	14.97
	Expected future compensation expense relating to the 226,181 restricted shares at September 30, 2013 is $3.0 million over a weighted average period of 4.0 years.
	During the nine months ended September 30, 2013, the Bancorp granted 39,250 shares of performance based restricted stock to certain executive officers of the Company.

FAIR_VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
FAIR VALUE	'
	FAIR VALUE
	Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique.  Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated.  The estimated fair value amounts have been measured as of the respective quarter ends, and have not been reevaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates.  As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each quarter end.
	The Company determines the fair value of financial instruments using three levels of input:
	Level 1—Inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities that are accessible at the measurement date.
	Level 2—Inputs are other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 3—Valuations are observed from unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.
	The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments at September 30, 2013 and December 31, 2012:
	Cash and Cash Equivalents
	The carrying amounts of cash and cash equivalents approximate their fair value.
	Investment and Mortgage Related Securities—Available-for-Sale and Held-to-Maturity
	Fair values for investment securities and mortgage related securities are obtained from one external pricing service (“primary pricing service”) as the provider of pricing on the investment portfolio on a quarterly basis.  We generally obtain one quote per investment security.  If quoted market prices are not available, fair values are based on quoted market prices of comparable securities.  If quoted market prices are not available for comparable securities, fair value is based on quoted bids for the security or comparable securities.  We review the estimates of fair value provided by the primary pricing service to determine if they are representative of fair value based upon our general knowledge of market conditions and relative changes in interest rates and the credit environment.  The Company made no adjustments to the values obtained from the primary pricing service.
	Loans Receivable, Net
	To determine the fair values of loans that are not impaired, we employ discounted cash flow analyses that use interest rates and terms similar to those currently being offered to borrowers.  We do not record loans at fair value on a recurring basis.  We record fair value adjustments to loans on a nonrecurring basis to reflect full and partial charge-offs due to impairment.  For impaired loans, we use a variety of techniques to measure fair value, such as using the current appraised value of the collateral, agreements of sale, discounting the contractual cash flows, and analyzing market data that we may adjust due to specific characteristics of the loan or collateral.
	FHLB Stock
	The fair value of the FHLB stock is assumed to equal its cost, since the stock is nonmarketable but redeemable at its par value.
	NOTE 9 - FAIR VALUE (CONTINUED)
	Mortgage Servicing Rights
	The fair value of the MSRs for these periods was determined using a third-party valuation model that calculates the present value of estimated future servicing income.  The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds and discount rates.
	Financial Assets Acquired from Debtors
	The fair value of financial assets acquired from debtors are determined using valuations obtained from a third-party valuation firm who utilizes a discounted cash flow model to calculate the fair value of the assets.  The significant assumptions used in the valuation are the life expectancies of the insured parties, future premium payments and discount rates.
	Accrued Interest Receivable and Accrued Interest Payable
	The carrying amount of accrued interest receivable and accrued interest payable approximates fair value.
	Deposit Liabilities
	Fair values for demand deposits (including NOW accounts), savings and club accounts and money market deposits are, by definition, equal to the amount payable on demand at the reporting date.  Fair values of fixed-maturity certificates of deposit, including brokered deposits, are estimated using a discounted cash flow calculation that applies interest rates currently being offered on similar instruments with similar maturities.
	Short-term Borrowings, FHLB Advances and Other Borrowed Funds
	Fair value of short-term borrowings, FHLB advances and other borrowed funds are estimated using discounted cash flow analyses, based on rates currently available to the Bank for advances with similar terms and remaining maturities.
	Derivative Contracts
	The fair values of derivative contracts are based upon the estimated amount the Company would receive or pay to terminate the contracts or agreements, taking into account underlying interest rates, creditworthiness of underlying customers for credit derivatives and, when appropriate, the creditworthiness of the counterparties.
	Off-Balance Sheet Financial Instruments
	Fair value of commitments to extend credit are estimated using the fees currently charged to enter into similar agreements, taking into account market interest rates, the remaining terms and present creditworthiness of the counterparties.
	NOTE 9 - FAIR VALUE (CONTINUED)
	The estimated fair values of the Company’s financial instruments at September 30, 2013 and December 31, 2012 were as follows:
				30-Sep-13								31-Dec-12
		Fair Value		Carrying				Estimated				Carrying				Estimated
		Hierarchy		Amount				Fair				Amount				Fair
		Level						Value								Value
				(In thousands)
	Financial assets:			(Unaudited)
	Cash and cash equivalents	Level 1		$	6,415			$	6,415			$	25,090			$	25,090
	Available-for-sale securities:
	Investment securities available-for-sale	Level 2		10,501				10,501				12,491				12,491
	Private label commercial mortgage related securities	Level 3		2,166				2,166				6,197				6,197
	Agency residential mortgage related securities	Level 2		256,240				256,240				277,419				277,419
	Held-to-maturity securities:
	Agency mortgage related securities	Level 2		70,928				70,601				28,369				29,451
	Loans receivable, net	Level 3		700,544				701,677				683,865				686,867
	FHLB stock	Level 3		10,013				10,013				8,097				8,097
	Accrued interest receivable	Level 3		3,267				3,267				3,223				3,223
	Mortgage servicing rights	Level 2		157				157				170				170
	Financial assets acquired from debtors	Level 3		2,058				2,058				3,714				3,714
	Financial liabilities:
	Savings and club accounts	Level 2		95,358				95,358				99,046				99,046
	Demand, NOW and money market deposits	Level 2		280,637				280,637				275,693				275,693
	Brokered deposits	Level 2		73,871				73,599				50,637				50,715
	Certificates of deposit	Level 2		233,142				234,996				262,033				264,694
	Short-term borrowings	Level 2		61,600				61,600				70,500				70,500
	FHLB advances	Level 2		150,000				154,100				110,000				115,767
	Other borrowed funds	Level 2		30,000				32,450				30,000				33,651
	Accrued interest payable	Level 2		314				314				330				330
	Derivative contracts	Level 2, 3		167				167				320				320
	The following financial instruments were classified as Level 3 and carried at fair value as of September 30, 2013:
	•	Private label CMBS, the fair value of which are difficult to determine because they are not actively traded in securities markets.  The net unrealized gain in the private label CMBS portfolio was $9,000 and $78,000 at September 30, 2013 and December 31, 2012, respectively.
	•	Two commercial loans, since lending credit risk is not an observable input for these loans (see Note 4).  The unrealized gain on the two loans was $163,000 at September 30, 2013 compared to $293,000 at December 31, 2012.
•	Financial assets acquired from debtors, which are valued using a discounted cash flow model which contains significant unobservable inputs.  Losses resulting from changes in fair value, totaling $4.5 million for the nine month period ended September 30, 2013, were recorded in assets acquired through foreclosure expense in the consolidated statements of operations.
•	Credit derivatives are valued based on creditworthiness of the underlying borrower which is a significant unobservable input.  The liability resulting from credit derivatives was $5,000 at September 30, 2013 and $12,000 at December 31, 2012.
NOTE 9 - FAIR VALUE (CONTINUED)
The following measures were made on a recurring basis as of September 30, 2013 and December 31, 2012.
					Fair Value Measurements at Reporting Date Using
					Quoted Prices in Active Markets				Significant Other				Significant Other
					for Identical				Observable				Unobservable
					Assets				Inputs				Inputs
Description	30-Sep-13				(Level 1)				(Level 2)				(Level 3)
	(In thousands, Unaudited)
Available-for-Sale Securities:
Obligations of U.S. government agencies	$	310			$	—			$	310			$	—
Corporate securities	10,191				—				10,191				—
Private label commercial mortgage related securities	2,166				—				—				2,166
Agency residential mortgage related securities	256,240				—				256,240				—
Loans (1)	2,599				—				—				2,599
Financial assets acquired from debtors	2,058				—				—				2,058
Derivative contracts (1)	(167		)		—				(162		)		(5		)
Total	$	273,397			$	—			$	266,579			$	6,818
					Fair Value Measurements at Reporting Date Using
					Quoted Prices in Active Markets				Significant Other				Significant Other
					for Identical				Observable				Unobservable
					Assets				Inputs				Inputs
Description	31-Dec-12				(Level 1)				(Level 2)				(Level 3)
	(In thousands)
Available-for-Sale Securities:
Obligations of U.S. government agencies	$	314			$	—			$	314			$	—
Corporate securities	12,177				—				12,177				—
Private label commercial mortgage related securities	6,197				—				—				6,197
Agency residential mortgage related securities	277,419				—				277,419				—
Loans (1)	2,806				—				—				2,806
Financial assets acquired from debtors	3,714				—				—				3,714
Derivative contracts (1)	(320		)		—				(308		)		(12		)
Total	$	302,307			$	—			$	289,602			$	12,705
(1)          Such financial instruments are recorded at fair value as further described in Note 4.
The following measures were made on a non-recurring basis as of September 30, 2013 and December 31, 2012:
Loans, which were partially charged off at September 30, 2013 and December 31, 2012.  The loans’ fair values are based on Level 3 inputs, which are either an appraised value or a sales agreement, less costs to sell.  These amounts do not include fully charged-off loans, because we carry fully charged-off loans at zero on our balance sheet.
MSRs, the fair value of which was determined using a third-party valuation model that calculates the present value of estimated future servicing income.  The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds and discount rates.
Other real estate owned, for which we used Level 3 inputs, which consist of appraisals or agreements of sale.  Other real estate owned is initially recorded on our balance sheet at fair value, net of costs to sell, when we obtain control of the property.
NOTE 9 - FAIR VALUE (CONTINUED)
						Fair Value Measurements at Reporting Date Using
						Quoted Prices in Active Markets				Significant Other				Significant Other
						for Identical				Observable				Unobservable
						Assets				Inputs				Inputs
		Balance				(Level 1)				(Level 2)				(Level 3)
30-Sep-13	(Unaudited)					(In thousands)
Loans		$	817			$	—			$	—			$	817
Mortgage servicing rights		157				—				157				—
Other real estate owned		4,530				—				—				4,530
Total		$	5,504			$	—			$	157			$	5,347
31-Dec-12
Loans		$	2,951			$	—			$	—			$	2,951
Mortgage servicing rights		170				—				170				—
Other real estate owned		4,810				—				—				4,810
Total		$	7,931			$	—			$	170			$	7,761
The following tables include a roll forward of the financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3) for the periods of December 31, 2012 to September 30, 2013 and December 31, 2011 to September 30, 2012.
Nine Months Ended September 30, 2013
		Private Label				Private Label				Derivative				Financial			Loans			Total
		Residential				Commercial				Contracts				Assets
		Mortgage				Mortgage								Acquired
		Related				Related								from Debtors
		Security				Securities
		(In thousands, Unaudited)
Beginning balance, December 31, 2012		$	—			$	6,197			$	(12	)		$	3,714		$	2,806		$	12,705
Purchases/additions		—				—				—				1,994			—			1,994
Sales		—				—				—				—			—			—
Payments (received) made		—				(3,959		)		—				830			(77		)	(3,206		)
Premium amortization, net		—				(3		)		—				—			—			(3		)
(Decrease)/increase in value		—				(69		)		7				(4,480		)	(130		)	(4,672		)
Ending balance, September 30, 2013		$	—			$	2,166			$	(5	)		$	2,058		$	2,599		$	6,818
Nine Months Ended September 30, 2012
		Private Label				Private Label				Derivative				Financial			Loans			Total
		Residential				Commercial				Contracts				Assets
		Mortgage				Mortgage								Acquired
		Related				Related								from Debtors
		Security				Securities
		(In thousands, Unaudited)
Beginning balance, December 31, 2011		$	122			$	8,906			$	—			$	—		$	2,877		$	11,905
Purchases/additions		—				—				(36		)		2,404			—			2,368
Sales		(70		)		—				—				—			—			(70		)
Payments (received) made		(7		)		(2,432		)		—				282			(70		)	(2,227		)
Premium amortization, net		—				—				—				—			—			—
(Decrease)/increase in value		(45		)		(9		)		5				(82		)	46			(85		)
Ending balance, September 30, 2012		$	—			$	6,465			$	(31	)		$	2,604		$	2,853		$	11,891
There were no transfers made between levels during the nine months ended September 30, 2013 or 2012.

ACCOUNTING_PRONOUNCEMENTS

ACCOUNTING PRONOUNCEMENTS	9 Months Ended
	Sep. 30, 2013
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
ACCOUNTING PRONOUNCEMENTS	'
	ACCOUNTING PRONOUNCEMENTS
	Accounting Standards Update (ASU) No. 2013-01-Balance Sheet (Topic 210): Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities. This update clarifies that the scope of ASU No. 2011-11 applies to derivatives accounted for in accordance with Topic 815, Derivatives and Hedging, including bifurcated embedded derivatives, repurchase agreements and reverse repurchase agreements, and securities borrowing and securities lending transactions that are either offset in accordance with Section 210-20-45 or Section 815-10-45 or subject to an enforceable master netting arrangement or similar agreement. An entity is required to apply the amendments for fiscal years beginning on or after January 1, 2013, and interim periods within those annual periods. An entity should provide the required disclosures retrospectively for all comparative periods presented. The Company has adopted this update and has determined it does not have an impact on the Company's consolidated financial statements or disclosures as the Company does not have any enforceable master netting arrangements or instruments that are offset in accordance with Section 210-20-45 or Section 815-10-45.
	ASU No. 2013-02-Comprehensive Income (Topic 220)-Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. This update requires an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period. For the Company, the update is effective prospectively for reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. This guidance did not have a material impact on the Company's financial statements, but did result in revised presentation on the consolidated statements of operations of the items reclassified out of accumulated other comprehensive income.
	ASU No. 2013-10-Derivatives and Hedging (Topic 815)-Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes. This ASU permits the Fed funds effective swap rate (OIS) to be used as a U.S. benchmark interest rate, in addition to the U.S. Treasury rate and LIBOR, for hedge accounting purposes. The ASU also permits using different benchmark rates for similar hedges. This ASU is effective immediately and may only be applied on a prospective basis for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. The impact of adopting this ASU was not material to the Company.
	ASU No. 2013-11-Income Taxes (Topic 740)-Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists (a consensus of the FASB Emerging Issues Task Force). As a result of applying this ASU, an unrecognized tax benefit should be presented as a reduction of a deferred tax asset for a net operating loss (NOL) or other tax credit carryforward when settlement in this manner is available under the tax law. The assessment of whether settlement is available under the tax law would be based on facts and circumstances as of the balance sheet reporting date and would not consider future events (e.g., upcoming expiration of related NOL carryforwards). This classification should not affect an entity's analysis of the realization of its deferred tax assets. Gross presentation in the rollforward of unrecognized tax positions in the notes to the financial statements would still be required. For the Company, the update is effective prospectively for reporting periods beginning on or after January 1, 2014, and interim periods within those annual periods. Retrospective application is permitted. The impact of adopting this ASU will not be material to the Company.

PRINCIPLES_OF_CONSOLIDATION_AN1

PRINCIPLES OF CONSOLIDATION AND PRESENTATION (Tables)	9 Months Ended
	Sep. 30, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Schedule of the reconciliation of the numerators and denominators of the basic and diluted earnings per share computations	'
	The following table presents the reconciliation of the numerators and denominators of the basic and diluted earnings per share computations.
		Three Months Ended September 30,						Nine Months Ended
								September 30,
		2013			2012			2013			2012
		(Unaudited)
	Net income	$	1,173,000		$	1,436,000		$	4,044,000		$	3,162,000
	Weighted-average common shares outstanding (1)	12,143,880			12,549,453			12,217,289			12,699,390
	Average common stock acquired by stock benefit plans:
	ESOP shares unallocated	(578,494		)	(643,539		)	(594,597		)	(659,705		)
	Shares purchased by trust	(317,645		)	(370,768		)	(327,849		)	(383,014		)
	Weighted-average common shares used to calculate basic earnings per share	11,247,741			11,535,146			11,294,843			11,656,671
	Dilutive effect of:
	Restricted stock awards	43,087			45,074			34,586			36,675
	Stock option awards	203,692			138,088			193,932			102,190
	Weighted-average common shares used to calculate diluted earnings per share	11,494,520			11,718,308			11,523,361			11,795,536
	Earnings per share-basic	$	0.1		$	0.12		$	0.36		$	0.27
	Earnings per share-diluted	$	0.1		$	0.12		$	0.35		$	0.27
	Outstanding common stock equivalents having no dilutive effect	1,102,810			826,441			1,121,071			870,738
	(1) Excludes treasury stock.

INVESTMENT_AND_MORTGAGE_RELATE1

INVESTMENT AND MORTGAGE RELATED SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Schedule of amortized cost and fair value of securities available-for-sale and held-to-maturity	'
	The amortized cost and fair value of securities available-for-sale and held-to-maturity as of September 30, 2013 and December 31, 2012 are summarized as follows:
		30-Sep-13
		Amortized			Gross			Gross			OTTI			Fair
		Cost			Unrealized			Unrealized			in AOCI			Value
					Gains			Losses
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	300		$	10		$	—		$	—		$	310
	Corporate securities	10,156			56			(21		)	—			10,191
		10,456			66			(21		)	—			10,501
	Private label commercial mortgage related securities	2,157			9			—			—			2,166
	Agency residential mortgage related securities	260,170			2,753			(6,683		)	—			256,240
	Total mortgage related securities	262,327			2,762			(6,683		)	—			258,406
	Total available-for-sale securities	$	272,783		$	2,828		$	(6,704	)	$	—		$	268,907
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	70,928		$	843		$	(1,170	)	$	—		$	70,601
	Total mortgage related securities	70,928			843			(1,170		)	—			70,601
	Total held-to-maturity securities	$	70,928		$	843		$	(1,170	)	$	—		$	70,601
		31-Dec-12
		Amortized			Gross			Gross			OTTI			Fair
		Cost			Unrealized			Unrealized			in AOCI			Value
					Gains			Losses
		(In thousands)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	300		$	14		$	—		$	—		$	314
	Corporate securities	12,207			91			(121		)	—			12,177
		12,507			105			(121		)	—			12,491
	Private label commercial mortgage related securities	6,119			78			—			—			6,197
	Agency residential mortgage related securities	270,461			7,023			(65		)	—			277,419
	Total mortgage related securities	276,580			7,101			(65		)	—			283,616
	Total available-for-sale securities	$	289,087		$	7,206		$	(186	)	$	—		$	296,107
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	28,369		$	1,082		$	—		$	—		$	29,451
	Total mortgage related securities	28,369			1,082			—			—			29,451
	Total held-to-maturity securities	$	28,369		$	1,082		$	—		$	—		$	29,451
Schedule of gross unrealized losses and fair value of securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position	'
	The following tables show gross unrealized losses and fair value of securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2013 and December 31, 2012.
		30-Sep-13
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	—		$	—		$	—		$	—		$	—	$	—
	Corporate securities	—			—			2,979			(21		)	2,979		(21		)
		—			—			2,979			(21		)	2,979		(21		)
	Private label commercial mortgage related securities	—			—			—			—			—		—
	Agency residential mortgage related securities	205,530			(6,683		)	—			—			205,530		(6,683		)
	Total mortgage related securities	205,530			(6,683		)	—			—			205,530		(6,683		)
	Total available-for-sale securities	$	205,530		$	(6,683	)	$	2,979		$	(21	)	$	208,509	$	(6,704	)
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	38,738		$	(1,170	)	$	—		$	—		$	38,738	$	(1,170	)
	Total mortgage related securities	38,738			(1,170		)	—			—			38,738		(1,170		)
	Total held-to-maturity securities	$	38,738		$	(1,170	)	$	—		$	—		$	38,738	$	(1,170	)
	Total Temporarily Impaired Securities	$	244,268		$	(7,853	)	$	2,979		$	(21	)	$	247,247	$	(7,874	)
		December 31, 2012
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
		(In thousands)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	—		$	—		$	—		$	—		$	—	$	—
	Corporate securities	—			—			2,879			(121		)	2,879		(121		)
		—			—			2,879			(121		)	2,879		(121		)
	Private label commercial mortgage related securities	—			—			—			—			—		—
	Agency residential mortgage related securities	29,092			(65		)	—			—			29,092		(65		)
	Total mortgage related securities	29,092			(65		)	—			—			29,092		(65		)
	Total available-for-sale securities	$	29,092		$	(65	)	$	2,879		$	(121	)	$	31,971	$	(186	)
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	—		$	—		$	—		$	—		$	—	$	—
	Total mortgage related securities	—			—			—			—			—		—
	Total held-to-maturity securities	$	—		$	—		$	—		$	—		$	—	$	—
	Total Temporarily Impaired Securities	$	29,092		$	(65	)	$	2,879		$	(121	)	$	31,971	$	(186	)
Schedules of components of net gains on sale of investment securities	'
	The following schedules provide a summary of the components of net investment securities gains (losses) in the Company’s consolidated statements of operations for the three and nine month periods ended September 30, 2013 and 2012.
		Three Months Ended September 30, 2013														Nine Months Ended September 30, 2013
		Gross			Gross			Other-than-			Portion of			Net Gains		Gross			Gross			Other-than-		Portion of		Net Gains
		Realized			Realized			Temporary			OTTI			(Losses)		Realized			Realized			Temporary		OTTI		(Losses)
		Gains			Losses			Impairment			in OCI					Gains			Losses			Impairment		in OCI
								Losses														Losses
		(In thousands, Unaudited)														(In thousands, Unaudited)
	Obligations of U.S. government agencies	$	—		$	—		$	—		$	—		$	—	$	—		$	—		$	—	$	—	$	—
	Corporate securities	—			—			—			—			—		—			—			—		—		—
		—			—			—			—			—		—			—			—		—		—
	Private label residential mortgage related security	—			—			—			—			—		—			—			—		—		—
	Private label commercial mortgage related securities	—			—			—			—			—		—			—			—		—		—
	Agency residential mortgage related securities	—			—			—			—			—		532			—			—		—		532
	Total mortgage related securities	—			—			—			—			—		532			—			—		—		532
	Total securities available-for-sale	$	—		$	—		$	—		$	—		$	—	$	532		$	—		$	—	$	—	$	532
		Three Months Ended September 30, 2012														Nine Months Ended September 30, 2012
		Gross			Gross			Other-than-			Portion of			Net Gains		Gross			Gross			Other-than-		Portion of		Net Gains
		Realized			Realized			Temporary			OTTI			(Losses)		Realized			Realized			Temporary		OTTI		(Losses)
		Gains			Losses			Impairment			in OCI					Gains			Losses			Impairment		in OCI
								Losses														Losses
		(In thousands, Unaudited)														(In thousands, Unaudited)
	Obligations of U.S. government agencies	$	—		$	—		$	—		$	—		$	—	$	64		$	—		$	—	$	—	$	64
	Corporate securities	—			—			—			—			—		—			—			—		—		—
		—			—			—			—			—		64			—			—		—		64
	Private label residential mortgage related security	—			—			—			—			—		—			(87		)	—		—		(87		)
	Private label commercial mortgage related securities	—			—			—			—			—		—			—			—		—		—
	Agency residential mortgage related securities	—			—			—			—			—		2,363			—			—		—		2,363
	Total mortgage related securities	—			—			—			—			—		2,363			(87		)	—		—		2,276
	Total securities available-for-sale	$	—		$	—		$	—		$	—		$	—	$	2,427		$	(87	)	$	—	$	—	$	2,340
Schedule of amortized cost and estimated fair value of investment securities available-for-sale and held-to-maturity by contractual maturity	'
	The amortized cost and estimated fair value of investment securities available-for-sale and held-to-maturity at September 30, 2013 and December 31, 2012 by contractual maturity are as follows:
			Available-for-Sale						Held-to-Maturity
			Amortized Cost			Fair Value			Amortized Cost			Fair Value
			(In thousands)
	30-Sep-13	(Unaudited)
	Due in one year or less		$	1,987		$	2,000		$	—		$	—
	Due after one year through five years		8,469			8,501			—			—
	Due after five years through ten years		—			—			—			—
	Due after ten years		—			—			—			—
	Total mortgage related securities		262,327			258,406			70,928			70,601
			$	272,783		$	268,907		$	70,928		$	70,601
	December 31, 2012
	Due in one year or less		$	2,019		$	2,032		$	—		$	—
	Due after one year through five years		10,488			10,459			—			—
	Due after five years through ten years		—			—			—			—
	Due after ten years		—			—			—			—
	Total mortgage related securities		276,580			283,616			28,369			29,451
			$	289,087		$	296,107		$	28,369		$	29,451

LOANS_Tables

LOANS (Tables)	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
Schedule of composition of net loans	'
	The composition of net loans at September 30, 2013 and December 31, 2012 is provided below:
		September 30,				31-Dec-12
		2013
		(In thousands)
		(Unaudited)
	Real estate loans:
	One- to four-family	$	133,006			$	158,828
	Multi-family and commercial	399,340				368,948
	Construction	6,435				22,591
		538,781				550,367
	Consumer loans	23,399				30,585
	Commercial and industrial loans	149,559				113,820
	Total loans	711,739				694,772
	Deferred loan origination (fees) cost, net	(67		)		263
	Allowance for loan losses	(11,128		)		(11,170		)
	Net loans	$	700,544			$	683,865
Schedule of changes in allowance for loan losses	'
	The following table presents changes in the allowance for loan losses:
		Nine Months Ended September 30,								Year Ended
										December 31,
		2013				2012				2012
		(In thousands)
		(Unaudited)
	Balance, beginning	$	11,170			$	12,075			$	12,075
	Provision for loan losses	532				3,036				3,478
	Loans charged off	(647		)		(3,952		)		(4,527		)
	Recoveries	73				61				144
	Balance, ending	$	11,128			$	11,220			$	11,170
Schedule of changes in allowance for loan losses by loan segment	'
	The following tables present changes in the allowance for loan losses by loan segment for the nine months ended September 30, 2013 and the year ended December 31, 2012.
		Nine Months Ended September 30, 2013
		One- to				Multi-family				Construction				Consumer				Commercial			Unallocated			Total
		Four-Family				and												and
						Commercial												Industrial
		(In thousands, Unaudited)
	Balance, beginning	$	642			$	6,327			$	873			$	232			$	2,630		$	466		$	11,170
	(Credit) provision for loan losses	(139		)		1,256				(487		)		(7		)		(45		)	(46		)	532
	Loans charged off	(115		)		(463		)		—				(69		)		—			—			(647		)
	Recoveries	35				12				—				26				—			—			73
	Balance, ending	$	423			$	7,132			$	386			$	182			$	2,585		$	420		$	11,128
		Year Ended December 31, 2012
		One- to				Multi-family				Construction				Consumer				Commercial			Unallocated			Total
		Four-Family				and												and
						Commercial												Industrial
		(In thousands)
	Balance, beginning	$	1,760			$	6,112			$	869			$	455			$	2,657		$	222		$	12,075
	Provision (credit) for loan losses	286				1,064				252				1,659				(27		)	244			3,478
	Loans charged off	(1,408		)		(887		)		(340		)		(1,892		)		—			—			(4,527		)
	Recoveries	4				38				92				10				—			—			144
	Balance, ending	$	642			$	6,327			$	873			$	232			$	2,630		$	466		$	11,170
Schedule of breakdown of impaired loans by loan segment	'
	The following tables set forth the breakdown of impaired loans by loan segment as of September 30, 2013 and December 31, 2012.
	30-Sep-13
		Nonaccrual				Accruing				Other				Total				Impaired			Impaired
		Loans				TDRs				Impaired				Impaired				Loans			Loans
										Loans				Loans				with			without
																		Allowance			Allowance
		(In thousands, Unaudited)
	Real estate loans:
	One- to four-family	$	1,981			$	1,036			$	—			$	3,017			$	3,017		$	—
	Multi-family and commercial	2,966				6,215				—				9,181				8,825			356
	Construction	3,991				—				—				3,991				3,991			—
	Consumer loans	119				14				—				133				133			—
	Commercial and industrial	—				—				—				—				—			—
	Total	$	9,057			$	7,265			$	—			$	16,322			$	15,966		$	356
	December 31, 2012
		Nonaccrual				Accruing				Other				Total				Impaired			Impaired
		Loans				TDRs				Impaired				Impaired				Loans			Loans
										Loans				Loans				with			without
																		Allowance			Allowance
		(In thousands)
	Real estate loans:
	One- to four-family	$	3,355			$	507			$	—			$	3,862			$	3,862		$	—
	Multi-family and commercial	5,284				6,867				—				12,151				11,770			381
	Construction	6,434				—				—				6,434				6,434			—
	Consumer loans	2,051				14				—				2,065				203			1,862
	Commercial and industrial	—				—				—				—				—			—
	Total	$	17,124			$	7,388			$	—			$	24,512			$	22,269		$	2,243
Schedule of allowance for loan loss for impaired loans and general allowance by loan segment	'
	The following tables set forth the allowance for loan loss for impaired loans and general allowance by loan segment as of September 30, 2013 and December 31, 2012.
	30-Sep-13	Allowance for Loan Losses
		Impaired Loans
		Nonaccrual Loans				Accruing TDR's				Other Impaired Loans				Total Impaired Loans
																		General			Total
		(In thousands, Unaudited)
	Real estate loans:
	One- to four-family	$	156			$	2			$	—			$	158			$	265		$	423
	Multi-family and commercial	595				682				—				1,277				5,855			7,132
	Construction	333				—				—				333				53			386
	Consumer loans	6				—				—				6				176			182
	Commercial and industrial	—				—				—				—				2,585			2,585
	Unallocated	—				—				—				—				420			420
	Total allowance for loan losses	$	1,090			$	684			$	—			$	1,774			$	9,354		$	11,128
	31-Dec-12	Allowance for Loan Losses
		Impaired Loans
		Nonaccrual Loans				Accruing TDR's				Other Impaired Loans				Total Impaired Loans
																		General			Total
		(In thousands)
	Real estate loans:
	One- to four-family	$	337			$	5			$	—			$	342			$	300		$	642
	Multi-family and commercial	530				948				—				1,478				4,849			6,327
	Construction	449				—				—				449				424			873
	Consumer loans	10				1				—				11				221			232
	Commercial and industrial	—				—				—				—				2,630			2,630
	Unallocated	—				—				—				—				466			466
	Total allowance for loan losses	$	1,326			$	954			$	—			$	2,280			$	8,890		$	11,170
Summary of TDR activity for the periods	'
	The following tables set forth a summary of the TDR activity for the three and nine month periods ended September 30, 2013 and 2012.
		Three Months Ended September 30, 2013																		Nine Months Ended September 30, 2013
													TDRs that Defaulted in Current Period that were Restructured in the Prior Twelve Months														TDRs that Defaulted in Current Period that were Restructured in the Prior Twelve Months
		Restructured Current Period																		Restructured Current Period
		Number			Pre-Modification				Post-Modification				Number			Post-Modification				Number		Pre-Modification			Post-Modification		Number	Post-Modification
		of Loans			Outstanding				Outstanding				of Loans			Outstanding				of Loans		Outstanding			Outstanding		of Loans	Outstanding
					Recorded				Recorded							Recorded						Recorded			Recorded			Recorded
					Investment				Investment							Investment						Investment			Investment			Investment
		(Dollars in thousands, Unaudited)																		(Dollars in thousands, Unaudited)
	Real estate loans:
	One- to four-family	1			$	141			$	141			—			$	—			2		$	622		$	622	—	$	—
	Multi-family and commercial	—			—				—				1			1,640				—		—			—		1	1,640
	Construction	—			—				—				—			—				—		—			—		—	—
	Consumer loans	—			—				—				—			—				—		—			—		—	—
	Commercial and industrial	—			—				—				—			—				—		—			—		—	—
	Total	1			$	141			$	141			1			$	1,640			2		$	622		$	622	1	$	1,640
		Three Months Ended September 30, 2012																		Nine Months Ended September 30, 2012
													TDRs that Defaulted in Current Period that were Restructured in the Prior Twelve Months														TDRs that Defaulted in Current Period that were Restructured in the Prior Twelve Months
		Restructured Current Period																		Restructured Current Period
		Number			Pre-Modification				Post-Modification				Number			Post-Modification				Number		Pre-Modification			Post-Modification		Number	Post-Modification
		of Loans			Outstanding				Outstanding				of Loans			Outstanding				of Loans		Outstanding			Outstanding		of Loans	Outstanding
					Recorded				Recorded							Recorded						Recorded			Recorded			Recorded
					Investment				Investment							Investment						Investment			Investment			Investment
		(Dollars in thousands, Unaudited)																		(Dollars in thousands, Unaudited)
	Real estate loans:
	One- to four-family	—			$	—			$	—			3			$	254			3		$	400		$	400	3	$	254
	Multi-family and commercial	—			—				—				—			—				1		519			519		—	—
	Construction	—			—				—				—			—				—		—			—		—	—
	Consumer loans	1			14				14				1			8				1		14			14		1	8
	Commercial and industrial	—			—				—				—			—				—		—			—		—	—
	Total	1			$	14			$	14			4			$	262			5		$	933		$	933	4	$	262
Schedule of past due loans by segment	'
	The following table sets forth past due loans by segment as of September 30, 2013 and December 31, 2012.
		30-Sep-13								31-Dec-12
		30-59				60-89				30-59				60-89
		Days				Days				Days				Days
		Past Due				Past Due				Past Due				Past Due
		(In thousands)
		(Unaudited)
	One- to four-family real estate	$	1,363			$	256			$	18			$	284
	Multi-family and commercial real estate	—				277				—				1,691
	Construction	—				—				—				—
	Consumer	118				36				23				51
	Commercial and industrial	—				—				—				—
	Total	$	1,481			$	569			$	41			$	2,026
Schedule of criticized and classified loans by segment	'
	The following tables set forth criticized and classified loans by segment as of September 30, 2013 and December 31, 2012.
		30-Sep-13
		One- to				Multi-family				Construction				Consumer				Commercial			Total
		Four-Family				and												and
						Commercial												Industrial
		(In thousands, Unaudited)
	Pass and Pass watch	$	131,025			$	378,567			$	2,443			$	23,280			$	146,243		$	681,558
	Special mention	—				13,533				—				—				3,316			16,849
	Substandard	1,981				7,240				3,992				119				—			13,332
	Doubtful	—				—				—				—				—			—
	Total loans	$	133,006			$	399,340			$	6,435			$	23,399			$	149,559		$	711,739
		31-Dec-12
		One- to				Multi-family				Construction				Consumer				Commercial			Total
		Four-Family				and												and
						Commercial												Industrial
		(In thousands)
	Pass and Pass watch	$	155,473			$	347,150			$	16,157			$	28,534			$	110,032		$	657,346
	Special mention	—				6,733				—				—				3,633			10,366
	Substandard	3,355				15,065				6,434				2,051				155			27,060
	Doubtful	—				—				—				—				—			—
	Total loans	$	158,828			$	368,948			$	22,591			$	30,585			$	113,820		$	694,772

MORTGAGE_SERVICING_ACTIVITY_Ta

MORTGAGE SERVICING ACTIVITY (Tables)	9 Months Ended
	Sep. 30, 2013
MORTGAGE SERVICING ACTIVITY	'
Summary of activity of mortgage servicing rights for the period ended	'
	The following table summarizes mortgage servicing rights activity for the nine months ended September 30, 2013 and 2012:
			Servicing			Valuation			Net
			Rights			Allowance			Carrying
									Value
			(In thousands, Unaudited)
	Balance at	31-Dec-12	$	325		$	(155	)	$	170
	Additions		—			50			50
	Amortization		(63		)	—			(63		)
	Balance at	30-Sep-13	$	262		$	(105	)	$	157
	Balance at	31-Dec-11	$	455		$	(139	)	$	316
	Reductions		—			(16		)	(16		)
	Amortization		(101		)	—			(101		)
	Balance at	30-Sep-12	$	354		$	(155	)	$	199

DEPOSITS_Tables

DEPOSITS (Tables)	9 Months Ended
	Sep. 30, 2013
Banking and Thrift [Abstract]	'
Schedule of components of weighted average interest rate and balance of deposits	'
	Deposits and their respective weighted average interest rate at September 30, 2013 and December 31, 2012 consist of the following:
		30-Sep-13				31-Dec-12
		Weighted		Amount		Weighted		Amount
		Average				Average
		Interest Rate				Interest Rate
		(Dollars in thousands)
		(Unaudited)
	Noninterest-bearing demand accounts	—	%	$	115,338	—	%	$	108,176
	NOW accounts	0.22		80,701		0.22		70,199
	Money market accounts	0.2		84,598		0.19		97,318
	Savings and club accounts	0.13		95,358		0.14		99,046
	Brokered deposits	0.63		73,871		0.51		50,637
	Certificates of deposit	1.34		233,142		1.59		262,033
		0.6	%	$	683,008	0.71	%	$	687,409

BORROWINGS_Tables

BORROWINGS (Tables)	9 Months Ended
	Sep. 30, 2013
BORROWINGS	'
Schedule of FHLB advances	'
	Maturity Date	Amount		Coupon Rate		Call Date	Rate if Called
	(In thousands, Unaudited)
	Aug-14	$	10,000	0.52	%	Not Applicable	Not Applicable
	Sep-14	15,000		0.41		Not Applicable	Not Applicable
	Dec-14	15,000		0.43		Not Applicable	Not Applicable
	Mar-15	10,000		0.49		Not Applicable	Not Applicable
	Apr-15	10,000		0.45		Not Applicable	Not Applicable
	Aug-15	10,000		0.68		Not Applicable	Not Applicable
	Mar-16	10,000		0.62		Not Applicable	Not Applicable
	Sep-16	5,000		0.75		Not Applicable	Not Applicable
	Sep-16	10,000		1.04		Not Applicable	Not Applicable
	Jun-17	5,000		0.94		Not Applicable	Not Applicable
	Nov-17	15,000		3.62		Nov-13	LIBOR + 0.10%
	Nov-17	15,000		3.87		November 2013	LIBOR + 0.10%
	Dec-17	20,000		2.83		December 2013	LIBOR + 0.11%
		$	150,000	1.52	%
Schedule of other long-term borrowings	'
						Next Call Date	Subsequent Call Frequency
	Maturity Date	Amount		Coupon Rate
	(In thousands, Unaudited)
	September 2018	$	10,000	3.4	%	Not Applicable	Not Applicable
	September 2018	5,000		3.2		Not Applicable	Not Applicable
	October 2018	5,000		3.15		October 2013	Quarterly
	October 2018	5,000		3.27		Not Applicable	Not Applicable
	November 2018	5,000		3.37		November 2013	Not Applicable
		$	30,000	3.3	%

STOCK_BASED_COMPENSATION_Table

STOCK BASED COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Summary of stock option activity and related information	'
	The following is a summary of the Bancorp’s stock option activity and related information for the nine months ended September 30, 2013.
			Number of			Weighted		Weighted	Aggregate
			Stock			Average		Average	Intrinsic
			Options			Exercise		Remaining	Value
						Price		Contractual
								Life
			(Unaudited)
	Outstanding at December 31, 2012		877,669			$	11.57	6.3 years	$	4,461,000
	Granted		255,650			17
	Exercised		(9,811	)		10.82
	Forfeited/Cancelled		(100	)		12.94
	Outstanding at September 30, 2013		1,123,408			$	12.81	6.4 years	$	5,157,000
	Exercisable at September 30, 2013		646,515			$	11.31	4.7 years	$	3,940,000
Summary of unvested options and changes during the period	'
	The following is a summary of the Bancorp’s unvested options as of September 30, 2013 and the changes therein during the nine months then ended.
			Number of			Weighted
			Stock			Average
			Options			Grant Date
						Fair Value
			(Unaudited)
	Unvested at	31-Dec-12	310,661			$	3.36
	Granted		255,650			4.2
	Vested		(89,418	)		3.17
	Forfeited / Cancelled		—			—
	Unvested at	30-Sep-13	476,893			$	3.85
Schedule of assumptions to determine the fair value of the options	'
	The fair value of the options granted in 2013 was estimated to be $4.20 to $4.45.  The fair value was based on the following assumptions:
	Expected Dividend Yield				2.22	%
	Expected Volatility	31.11	%	-	31.12	%
	Risk-Free Interest Rate	1.19	%	-	1.74	%
	Expected Option Life in Years				6.5
Summary of the status of the Company's restricted stock activity and balances	'
	The following is a summary of the status of the Bancorp’s restricted stock as of September 30, 2013 and changes therein during the nine months then ended.
			Number of			Weighted
			Restricted			Average
			Shares			Grant Date
						Fair Value
			(Unaudited)
	Unvested at	31-Dec-12	130,557			$	12.41
	Granted		122,450			17
	Vested		(26,826	)		11.78
	Forfeited / Cancelled		—			—
	Unvested at	30-Sep-13	226,181			$	14.97

FAIR_VALUE_Tables

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair value of financial instruments	'
	The estimated fair values of the Company’s financial instruments at September 30, 2013 and December 31, 2012 were as follows:
				30-Sep-13								31-Dec-12
		Fair Value		Carrying				Estimated				Carrying				Estimated
		Hierarchy		Amount				Fair				Amount				Fair
		Level						Value								Value
				(In thousands)
	Financial assets:			(Unaudited)
	Cash and cash equivalents	Level 1		$	6,415			$	6,415			$	25,090			$	25,090
	Available-for-sale securities:
	Investment securities available-for-sale	Level 2		10,501				10,501				12,491				12,491
	Private label commercial mortgage related securities	Level 3		2,166				2,166				6,197				6,197
	Agency residential mortgage related securities	Level 2		256,240				256,240				277,419				277,419
	Held-to-maturity securities:
	Agency mortgage related securities	Level 2		70,928				70,601				28,369				29,451
	Loans receivable, net	Level 3		700,544				701,677				683,865				686,867
	FHLB stock	Level 3		10,013				10,013				8,097				8,097
	Accrued interest receivable	Level 3		3,267				3,267				3,223				3,223
	Mortgage servicing rights	Level 2		157				157				170				170
	Financial assets acquired from debtors	Level 3		2,058				2,058				3,714				3,714
	Financial liabilities:
	Savings and club accounts	Level 2		95,358				95,358				99,046				99,046
	Demand, NOW and money market deposits	Level 2		280,637				280,637				275,693				275,693
	Brokered deposits	Level 2		73,871				73,599				50,637				50,715
	Certificates of deposit	Level 2		233,142				234,996				262,033				264,694
	Short-term borrowings	Level 2		61,600				61,600				70,500				70,500
	FHLB advances	Level 2		150,000				154,100				110,000				115,767
	Other borrowed funds	Level 2		30,000				32,450				30,000				33,651
	Accrued interest payable	Level 2		314				314				330				330
	Derivative contracts	Level 2, 3		167				167				320				320
Schedule of fair value measurements on a recurring basis	'
	The following measures were made on a recurring basis as of September 30, 2013 and December 31, 2012.
						Fair Value Measurements at Reporting Date Using
						Quoted Prices in Active Markets				Significant Other				Significant Other
						for Identical				Observable				Unobservable
						Assets				Inputs				Inputs
	Description	30-Sep-13				(Level 1)				(Level 2)				(Level 3)
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	310			$	—			$	310			$	—
	Corporate securities	10,191				—				10,191				—
	Private label commercial mortgage related securities	2,166				—				—				2,166
	Agency residential mortgage related securities	256,240				—				256,240				—
	Loans (1)	2,599				—				—				2,599
	Financial assets acquired from debtors	2,058				—				—				2,058
	Derivative contracts (1)	(167		)		—				(162		)		(5		)
	Total	$	273,397			$	—			$	266,579			$	6,818
						Fair Value Measurements at Reporting Date Using
						Quoted Prices in Active Markets				Significant Other				Significant Other
						for Identical				Observable				Unobservable
						Assets				Inputs				Inputs
	Description	31-Dec-12				(Level 1)				(Level 2)				(Level 3)
		(In thousands)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	314			$	—			$	314			$	—
	Corporate securities	12,177				—				12,177				—
	Private label commercial mortgage related securities	6,197				—				—				6,197
	Agency residential mortgage related securities	277,419				—				277,419				—
	Loans (1)	2,806				—				—				2,806
	Financial assets acquired from debtors	3,714				—				—				3,714
	Derivative contracts (1)	(320		)		—				(308		)		(12		)
	Total	$	302,307			$	—			$	289,602			$	12,705
	(1)          Such financial instruments are recorded at fair value as further described in Note 4.
Schedule of fair value measurements on a non-recurring basis	'
							Fair Value Measurements at Reporting Date Using
							Quoted Prices in Active Markets				Significant Other				Significant Other
							for Identical				Observable				Unobservable
							Assets				Inputs				Inputs
			Balance				(Level 1)				(Level 2)				(Level 3)
	30-Sep-13	(Unaudited)					(In thousands)
	Loans		$	817			$	—			$	—			$	817
	Mortgage servicing rights		157				—				157				—
	Other real estate owned		4,530				—				—				4,530
	Total		$	5,504			$	—			$	157			$	5,347
	31-Dec-12
	Loans		$	2,951			$	—			$	—			$	2,951
	Mortgage servicing rights		170				—				170				—
	Other real estate owned		4,810				—				—				4,810
	Total		$	7,931			$	—			$	170			$	7,761
Rollforward of Level 3 Fair Value Financial Instruments	'
	The following tables include a roll forward of the financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3) for the periods of December 31, 2012 to September 30, 2013 and December 31, 2011 to September 30, 2012.
	Nine Months Ended September 30, 2013
			Private Label				Private Label				Derivative				Financial			Loans			Total
			Residential				Commercial				Contracts				Assets
			Mortgage				Mortgage								Acquired
			Related				Related								from Debtors
			Security				Securities
			(In thousands, Unaudited)
	Beginning balance, December 31, 2012		$	—			$	6,197			$	(12	)		$	3,714		$	2,806		$	12,705
	Purchases/additions		—				—				—				1,994			—			1,994
	Sales		—				—				—				—			—			—
	Payments (received) made		—				(3,959		)		—				830			(77		)	(3,206		)
	Premium amortization, net		—				(3		)		—				—			—			(3		)
	(Decrease)/increase in value		—				(69		)		7				(4,480		)	(130		)	(4,672		)
	Ending balance, September 30, 2013		$	—			$	2,166			$	(5	)		$	2,058		$	2,599		$	6,818
	Nine Months Ended September 30, 2012
			Private Label				Private Label				Derivative				Financial			Loans			Total
			Residential				Commercial				Contracts				Assets
			Mortgage				Mortgage								Acquired
			Related				Related								from Debtors
			Security				Securities
			(In thousands, Unaudited)
	Beginning balance, December 31, 2011		$	122			$	8,906			$	—			$	—		$	2,877		$	11,905
	Purchases/additions		—				—				(36		)		2,404			—			2,368
	Sales		(70		)		—				—				—			—			(70		)
	Payments (received) made		(7		)		(2,432		)		—				282			(70		)	(2,227		)
	Premium amortization, net		—				—				—				—			—			—
	(Decrease)/increase in value		(45		)		(9		)		5				(82		)	46			(85		)
	Ending balance, September 30, 2012		$	—			$	6,465			$	(31	)		$	2,604		$	2,853		$	11,891

PRINCIPLES_OF_CONSOLIDATION_AN2

PRINCIPLES OF CONSOLIDATION AND PRESENTATION (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	item		loan
			item
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'	'	'	'
Number of branches	11	'	11	'
Loans receivable	'	'	'	'
Interest income	$8,241,000	$8,582,000	$24,319,000	$25,792,000
Number of loans to the ESOP by Bancorp	'	'	2	'
Fox Chase Service Corporation | Loans | Commercial loans	'	'	'	'
Loans receivable	'	'	'	'
Commercial loans held	20,000,000	'	20,000,000	'
PMA	'	'	'	'
Loans receivable	'	'	'	'
Ownership (as a percent)	45.00%	'	45.00%	'
PMA | Warehouse line of credit	'	'	'	'
Loans receivable	'	'	'	'
Interest income	'	'	271,000	301,000
Loan satisfaction fees recorded in service charges and other fee income	'	'	40,000	48,000
PMA | Loans	'	'	'	'
Loans receivable	'	'	'	'
Total loans acquired	'	'	$592,000	$13,500,000

PRINCIPLES_OF_CONSOLIDATION_AN3

PRINCIPLES OF CONSOLIDATION AND PRESENTATION (Details 2) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings per share:	'	'	'	'
Net income	$1,173	$1,436	$4,044	$3,162
Weighted-average common shares outstanding (in shares)	12,143,880	12,549,453	12,217,289	12,699,390
Average common stock acquired by stock benefit plans:	'	'	'	'
ESOP shares unallocated	-578,494	-643,539	-594,597	-659,705
Shares purchased by trust	-317,645	-370,768	-327,849	-383,014
Weighted-average common shares used to calculate basic earnings per share (in shares)	11,247,741	11,535,146	11,294,843	11,656,671
Dilutive effect of:	'	'	'	'
Restricted stock awards	43,087	45,074	34,586	36,675
Stock option awards	203,692	138,088	193,932	102,190
Weighted-average common shares used to calculate diluted earnings per share (in shares)	11,494,520	11,718,308	11,523,361	11,795,536
Earnings per share-basic (in dollars per share)	$0.10	$0.12	$0.36	$0.27
Earnings per share-diluted (in dollars per share)	$0.10	$0.12	$0.35	$0.27
Outstanding common stock equivalents having no dilutive effect (in shares)	1,102,810	826,441	1,121,071	870,738

INVESTMENT_AND_MORTGAGE_RELATE2

INVESTMENT AND MORTGAGE RELATED SECURITIES (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Available-for-Sale Securities:	'	'
Amortized Cost	$272,783	$289,087
Gross Unrealized Gains	2,828	7,206
Gross Unrealized Losses	-6,704	-186
OTTI in AOCI	0	0
Total Fair Value	268,907	296,107
Held-to-maturity Securities:	'	'
Amortized Cost	70,928	28,369
Gross Unrealized Gains	843	1,082
Held-to-maturity Securities, Unrecognized Holding Loss	-1,170	0
OTTI in AOCI	0	0
Fair Value	70,601	29,451
Available-for-sale securities:	'	'
Fair Value, Less than 12 Months	205,530	29,092
Unrealized Losses, Less than 12 Months	-6,683	-65
Fair Value, 12 Months or More	2,979	2,879
Unrealized Losses, 12 Months or More	-21	-121
Fair Value, Total	208,509	31,971
Unrealized Losses, Total	-6,704	-186
Held-to-maturity Securities:	'	'
Fair Value, Less than 12 Months	38,738	0
Unrealized Losses, Less than 12 Months	-1,170	0
Fair Value, 12 Months or More	0	0
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	0	0
Fair Value, Total	38,738	0
Unrealized Losses, Total	-1,170	0
Temporarily Impaired Securities	'	'
Fair Value, Less than 12 Months	244,268	29,092
Unrealized Losses, Less than 12 Months	-7,853	-65
Fair Value, 12 Months or More	2,979	2,879
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	-21	-121
Fair Value, Total	247,247	31,971
Unrealized Losses, Total	-7,874	-186
Debt securities excluding mortgage related securities	'	'
Available-for-Sale Securities:	'	'
Amortized Cost	10,456	12,507
Gross Unrealized Gains	66	105
Gross Unrealized Losses	-21	-121
OTTI in AOCI	0	0
Total Fair Value	10,501	12,491
Available-for-sale securities:	'	'
Fair Value, Less than 12 Months	0	0
Unrealized Losses, Less than 12 Months	0	0
Fair Value, 12 Months or More	2,979	2,879
Unrealized Losses, 12 Months or More	-21	-121
Fair Value, Total	2,979	2,879
Unrealized Losses, Total	-21	-121
Obligations of U.S. government agencies	'	'
Available-for-Sale Securities:	'	'
Amortized Cost	300	300
Gross Unrealized Gains	10	14
Gross Unrealized Losses	0	0
OTTI in AOCI	0	0
Total Fair Value	310	314
Available-for-sale securities:	'	'
Fair Value, Less than 12 Months	0	0
Unrealized Losses, Less than 12 Months	0	0
Fair Value, 12 Months or More	0	0
Unrealized Losses, 12 Months or More	0	0
Fair Value, Total	0	0
Unrealized Losses, Total	0	0
Corporate securities	'	'
Available-for-Sale Securities:	'	'
Amortized Cost	10,156	12,207
Gross Unrealized Gains	56	91
Gross Unrealized Losses	-21	-121
OTTI in AOCI	0	0
Total Fair Value	10,191	12,177
Available-for-sale securities:	'	'
Fair Value, Less than 12 Months	0	0
Unrealized Losses, Less than 12 Months	0	0
Fair Value, 12 Months or More	2,979	2,879
Unrealized Losses, 12 Months or More	-21	-121
Fair Value, Total	2,979	2,879
Unrealized Losses, Total	-21	-121
Mortgage related securities	'	'
Available-for-Sale Securities:	'	'
Amortized Cost	262,327	276,580
Gross Unrealized Gains	2,762	7,101
Gross Unrealized Losses	-6,683	-65
OTTI in AOCI	0	0
Total Fair Value	258,406	283,616
Held-to-maturity Securities:	'	'
Amortized Cost	70,928	28,369
Gross Unrealized Gains	843	1,082
Held-to-maturity Securities, Unrecognized Holding Loss	-1,170	0
OTTI in AOCI	0	0
Fair Value	70,601	29,451
Available-for-sale securities:	'	'
Fair Value, Less than 12 Months	205,530	29,092
Unrealized Losses, Less than 12 Months	-6,683	-65
Fair Value, 12 Months or More	0	0
Unrealized Losses, 12 Months or More	0	0
Fair Value, Total	205,530	29,092
Unrealized Losses, Total	-6,683	-65
Held-to-maturity Securities:	'	'
Fair Value, Less than 12 Months	38,738	0
Unrealized Losses, Less than 12 Months	-1,170	0
Fair Value, 12 Months or More	0	0
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	0	0
Fair Value, Total	38,738	0
Unrealized Losses, Total	-1,170	0
Private label commercial mortgage related securities	'	'
Available-for-Sale Securities:	'	'
Amortized Cost	2,157	6,119
Gross Unrealized Gains	9	78
Gross Unrealized Losses	0	0
OTTI in AOCI	0	0
Total Fair Value	2,166	6,197
Available-for-sale securities:	'	'
Fair Value, Less than 12 Months	0	0
Unrealized Losses, Less than 12 Months	0	0
Fair Value, 12 Months or More	0	0
Unrealized Losses, 12 Months or More	0	0
Fair Value, Total	0	0
Unrealized Losses, Total	0	0
Agency residential mortgage related securities	'	'
Available-for-Sale Securities:	'	'
Amortized Cost	260,170	270,461
Gross Unrealized Gains	2,753	7,023
Gross Unrealized Losses	-6,683	-65
OTTI in AOCI	0	0
Total Fair Value	256,240	277,419
Held-to-maturity Securities:	'	'
Amortized Cost	70,928	28,369
Gross Unrealized Gains	843	1,082
Held-to-maturity Securities, Unrecognized Holding Loss	-1,170	0
OTTI in AOCI	0	0
Fair Value	70,601	29,451
Available-for-sale securities:	'	'
Fair Value, Less than 12 Months	205,530	29,092
Unrealized Losses, Less than 12 Months	-6,683	-65
Fair Value, 12 Months or More	0	0
Unrealized Losses, 12 Months or More	0	0
Fair Value, Total	205,530	29,092
Unrealized Losses, Total	-6,683	-65
Held-to-maturity Securities:	'	'
Fair Value, Less than 12 Months	38,738	0
Unrealized Losses, Less than 12 Months	-1,170	0
Fair Value, 12 Months or More	0	0
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	0	0
Fair Value, Total	38,738	0
Unrealized Losses, Total	($1,170)	$0

INVESTMENT_AND_MORTGAGE_RELATE3

INVESTMENT AND MORTGAGE RELATED SECURITIES (Details 2) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012
	security		Mortgage related securities	Mortgage related securities	Corporate securities	Corporate securities	Corporate securities	Agency residential mortgage related securities	Agency residential mortgage related securities	Private label commercial mortgage related securities	Private label commercial mortgage related securities
			security				Baa2	security		security	security
							security
INVESTMENT AND MORTGAGE RELATED SECURITIES	'	'	'	'	'	'	'	'	'	'	'
Number of securities sold	0	'	7	'	'	'	'	'	'	'	'
Amortized cost of securities sold	'	'	$9,000,000	'	'	'	'	'	'	'	'
Recognized gains (losses)	'	'	532,000	'	'	'	'	'	'	'	'
Temporarily Impaired Investments Continuous Unrealized Loss Position Aggregate Losses 1	7,874,000	186,000	'	'	'	'	'	'	'	'	'
Net unrealized loss	6,704,000	186,000	6,683,000	65,000	21,000	121,000	21,000	6,683,000	65,000	0	0
Number of Corporate Debt Securities	'	'	'	'	'	'	1	'	'	'	'
Number of Agency Residential Mortgage Related Securities	'	'	'	'	'	'	'	95	'	'	'
Mortgage Related Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	'	'	'	'	'	'	244,268,000	'	'	'
Mortgage Related Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Gross Unrealized Loss	'	'	'	'	'	'	'	7,853,000	'	'	'
Amortized Cost	272,783,000	289,087,000	262,327,000	276,580,000	10,156,000	12,207,000	'	260,170,000	270,461,000	2,157,000	6,119,000
Number of securities held	'	'	'	'	'	'	'	'	'	2	3
Net unrealized gain	2,828,000	7,206,000	2,762,000	7,101,000	56,000	91,000	'	2,753,000	7,023,000	9,000	78,000
Fair Value of securities impaired greater than twelve months	2,979,000	2,879,000	0	0	2,979,000	2,879,000	2,979,000	0	0	0	0
Fair Value of securities impaired less than twelve months	$205,530,000	$29,092,000	$205,530,000	$29,092,000	$0	$0	'	$205,530,000	$29,092,000	$0	$0

INVESTMENT_AND_MORTGAGE_RELATE4

INVESTMENT AND MORTGAGE RELATED SECURITIES (Details 3) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INVESTMENT AND MORTGAGE RELATED SECURITIES	'	'	'	'
Gross Realized Gains	$0	$0	$532	$2,427
Gross Realized Losses	0	0	0	-87
Net Gains (Losses)	0	0	532	2,340
Mortgage related securities	'	'	'	'
INVESTMENT AND MORTGAGE RELATED SECURITIES	'	'	'	'
Gross Realized Gains	0	0	532	2,363
Gross Realized Losses	0	0	0	-87
Net Gains (Losses)	0	0	532	2,276
Agency residential mortgage related securities	'	'	'	'
INVESTMENT AND MORTGAGE RELATED SECURITIES	'	'	'	'
Gross Realized Gains	0	0	532	2,363
Net Gains (Losses)	0	0	532	2,363
Private label residential mortgage related security	'	'	'	'
INVESTMENT AND MORTGAGE RELATED SECURITIES	'	'	'	'
Gross Realized Losses	0	0	0	-87
Net Gains (Losses)	0	0	0	-87
Debt securities excluding mortgage related securities	'	'	'	'
INVESTMENT AND MORTGAGE RELATED SECURITIES	'	'	'	'
Gross Realized Gains	0	0	0	64
Net Gains (Losses)	0	0	0	64
Obligations of U.S. government agencies	'	'	'	'
INVESTMENT AND MORTGAGE RELATED SECURITIES	'	'	'	'
Gross Realized Gains	0	0	0	64
Net Gains (Losses)	$0	$0	$0	$64

INVESTMENT_AND_MORTGAGE_RELATE5

INVESTMENT AND MORTGAGE RELATED SECURITIES (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Available for Sale, Amortized Cost	'	'
Due in one year or less	$1,987,000	$2,019,000
Due after one year through five years	8,469,000	10,488,000
Due after five years through ten years	0	0
Due after ten years	0	0
Total mortgage related securities	262,327,000	276,580,000
Total Amortized Cost	272,783,000	289,087,000
Available for Sale, Fair Value	'	'
Due in one year or less	2,000,000	2,032,000
Due after one year through five years	8,501,000	10,459,000
Due after five years through ten years	0	0
Due after ten years	0	0
Total mortgage related securities	258,406,000	283,616,000
Total Fair Value	268,907,000	296,107,000
Held to Maturity, Amortized Cost	'	'
Total mortgage related securities	70,928,000	28,369,000
Total Amortized Cost	70,928,000	28,369,000
Held to Maturity, Fair Value	'	'
Total mortgage related securities	70,601,000	29,451,000
Total Fair Value	70,601,000	29,451,000
Carrying value of securities pledged to secure public deposits and for other purposes as required or permitted by law	7,900,000	8,300,000
Securities pledged as collateral for other borrowed funds	35,400,000	46,600,000
Carrying value of investment securities used to secure derivative transactions	$700,000	$900,000

LOANS_Details

LOANS (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
LOANS	'	'	'	'
Total loans	$711,739	$694,772	'	'
Deferred loan origination cost, net	-67	263	'	'
Allowance for loan losses	-11,128	-11,170	-11,220	-12,075
Net loans	700,544	683,865	'	'
Real estate loans:	'	'	'	'
LOANS	'	'	'	'
Total loans	538,781	550,367	'	'
One- to four-family	'	'	'	'
LOANS	'	'	'	'
Total loans	133,006	158,828	'	'
Allowance for loan losses	-423	-642	'	-1,760
Multi-family and commercial	'	'	'	'
LOANS	'	'	'	'
Total loans	399,340	368,948	'	'
Allowance for loan losses	-7,132	-6,327	'	-6,112
Construction	'	'	'	'
LOANS	'	'	'	'
Total loans	6,435	22,591	'	'
Allowance for loan losses	-386	-873	'	-869
Consumer	'	'	'	'
LOANS	'	'	'	'
Total loans	23,399	30,585	'	'
Allowance for loan losses	-182	-232	'	-455
Commercial and industrial	'	'	'	'
LOANS	'	'	'	'
Total loans	149,559	113,820	'	'
Allowance for loan losses	($2,585)	($2,630)	'	($2,657)

LOANS_Details_2

LOANS (Details 2) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Changes in allowance for loan losses	'	'	'
Balance, beginning	$11,170	$12,075	$12,075
Provision for loan losses	532	3,036	3,478
Loans charged off	-647	-3,952	-4,527
Recoveries	73	61	144
Balance, ending	$11,128	$11,220	$11,170

LOANS_Details_3

LOANS (Details 3) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Changes in allowance for loan losses	'	'	'
Balance, beginning	$11,170	$12,075	$12,075
Provision for loan losses	532	3,036	3,478
Loans charged off	-647	-3,952	-4,527
Recoveries	73	61	144
Balance, ending	11,128	11,220	11,170
One- to four-family	'	'	'
Changes in allowance for loan losses	'	'	'
Balance, beginning	642	1,760	1,760
Provision for loan losses	-139	'	286
Loans charged off	-115	'	-1,408
Recoveries	35	'	4
Balance, ending	423	'	642
Multi-family and commercial	'	'	'
Changes in allowance for loan losses	'	'	'
Balance, beginning	6,327	6,112	6,112
Provision for loan losses	1,256	'	1,064
Loans charged off	-463	'	-887
Recoveries	12	'	38
Balance, ending	7,132	'	6,327
Construction	'	'	'
Changes in allowance for loan losses	'	'	'
Balance, beginning	873	869	869
Provision for loan losses	-487	'	252
Loans charged off	0	'	-340
Recoveries	0	'	92
Balance, ending	386	'	873
Consumer	'	'	'
Changes in allowance for loan losses	'	'	'
Balance, beginning	232	455	455
Provision for loan losses	-7	'	1,659
Loans charged off	-69	'	-1,892
Recoveries	26	'	10
Balance, ending	182	'	232
Commercial and industrial	'	'	'
Changes in allowance for loan losses	'	'	'
Balance, beginning	2,630	2,657	2,657
Provision for loan losses	-45	'	-27
Loans charged off	0	'	0
Recoveries	0	'	0
Balance, ending	2,585	'	2,630
Unallocated	'	'	'
Changes in allowance for loan losses	'	'	'
Balance, beginning	466	222	222
Provision for loan losses	-46	'	244
Loans charged off	0	'	0
Recoveries	0	'	0
Balance, ending	$420	'	$466

LOANS_Details_4

LOANS (Details 4) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Impaired loans by loan segment	'	'	'
Nonaccrual Loans	$9,057,000	'	$17,124,000
Accruing TDRs	7,265,000	'	7,388,000
Other Impaired Loans	0	'	0
Total Impaired Loans	16,322,000	'	24,512,000
Impaired Loans with Allowance	15,966,000	'	22,269,000
Impaired Loans without Allowance	356,000	'	2,243,000
Average recorded investment in impaired loans	17,400,000	26,900,000	'
Interest income recognized on impaired loans	296,000	248,000	'
One- to four-family	'	'	'
Impaired loans by loan segment	'	'	'
Nonaccrual Loans	1,981,000	'	3,355,000
Accruing TDRs	1,036,000	'	507,000
Other Impaired Loans	0	'	0
Total Impaired Loans	3,017,000	'	3,862,000
Impaired Loans with Allowance	3,017,000	'	3,862,000
Impaired Loans without Allowance	0	'	0
Multi-family and commercial	'	'	'
Impaired loans by loan segment	'	'	'
Nonaccrual Loans	2,966,000	'	5,284,000
Accruing TDRs	6,215,000	'	6,867,000
Other Impaired Loans	0	'	0
Total Impaired Loans	9,181,000	'	12,151,000
Impaired Loans with Allowance	8,825,000	'	11,770,000
Impaired Loans without Allowance	356,000	'	381,000
Construction	'	'	'
Impaired loans by loan segment	'	'	'
Nonaccrual Loans	3,991,000	'	6,434,000
Accruing TDRs	0	'	0
Other Impaired Loans	0	'	0
Total Impaired Loans	3,991,000	'	6,434,000
Impaired Loans with Allowance	3,991,000	'	6,434,000
Impaired Loans without Allowance	0	'	0
Consumer	'	'	'
Impaired loans by loan segment	'	'	'
Nonaccrual Loans	119,000	'	2,051,000
Accruing TDRs	14,000	'	14,000
Other Impaired Loans	0	'	0
Total Impaired Loans	133,000	'	2,065,000
Impaired Loans with Allowance	133,000	'	203,000
Impaired Loans without Allowance	0	'	1,862,000
Commercial and industrial	'	'	'
Impaired loans by loan segment	'	'	'
Nonaccrual Loans	0	'	0
Accruing TDRs	0	'	0
Other Impaired Loans	0	'	0
Total Impaired Loans	0	'	0
Impaired Loans with Allowance	0	'	0
Impaired Loans without Allowance	$0	'	$0

LOANS_Details_5

LOANS (Details 5) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	loan	loan	loan	loan	loan
	item		item
TDR activity	'	'	'	'	'
Number of Loans, Restructured Current Year	1	1	2	5	'
Pre-Modification Outstanding Recorded Investment, Restructured Current Year	$141,000	$14,000	$622,000	$933,000	'
Post-Modification Outstanding Recorded Investment, Restructured Current Year	141,000	14,000	622,000	933,000	'
Number of Loans Defaulted, Restructured in Prior Twelve Months	1	4	1	4	'
Post-Modification Outstanding Recorded Investment, Restructured in Prior Twelve Months	1,640,000	262,000	1,640,000	262,000	'
TDRs additional disclosure	'	'	'	'	'
Number of troubled debt restructurings, nonaccrual status	5	'	5	'	'
Number of troubled debt restructurings, included in nonaccrual status and total impaired loans	'	'	'	'	7
Troubled debt restructurings excluded from accruing TDR	4,300,000	'	4,300,000	'	6,900,000
Total TDRs	11,500,000	'	11,500,000	'	14,300,000
Number of loans classified as TDRs	12	'	12	'	14
Principle and Interest on loans	'	'	'	'	'
Loans on which accrual of interest has been discontinued	9,057,000	'	9,057,000	'	17,124,000
Increase in interest income, if recognized	'	'	521,000	'	1,500,000
Loans past due 90 days or more and still accruing interest	1,640,000	'	1,640,000	'	0
Remaining TDRs [Member]	'	'	'	'	'
TDRs additional disclosure	'	'	'	'	'
Total TDRs	10,900,000	'	10,900,000	'	'
Number of loans classified as TDRs	10	'	10	'	'
One- to four-family	'	'	'	'	'
TDR activity	'	'	'	'	'
Number of Loans, Restructured Current Year	1	0	2	3	'
Pre-Modification Outstanding Recorded Investment, Restructured Current Year	141,000	0	622,000	400,000	'
Post-Modification Outstanding Recorded Investment, Restructured Current Year	141,000	0	622,000	400,000	'
Number of Loans Defaulted, Restructured in Prior Twelve Months	0	3	0	3	'
Post-Modification Outstanding Recorded Investment, Restructured in Prior Twelve Months	0	254,000	0	254,000	'
Principle and Interest on loans	'	'	'	'	'
Loans on which accrual of interest has been discontinued	1,981,000	'	1,981,000	'	3,355,000
Multi-family and commercial	'	'	'	'	'
TDR activity	'	'	'	'	'
Number of Loans, Restructured Current Year	0	0	0	1	'
Pre-Modification Outstanding Recorded Investment, Restructured Current Year	0	0	0	519,000	'
Post-Modification Outstanding Recorded Investment, Restructured Current Year	0	0	0	519,000	'
Number of Loans Defaulted, Restructured in Prior Twelve Months	1	0	1	0	'
Post-Modification Outstanding Recorded Investment, Restructured in Prior Twelve Months	1,640,000	0	1,640,000	0	'
TDRs additional disclosure	'	'	'	'	'
Total TDRs	6,200,000	'	6,200,000	'	'
Number of loans classified as TDRs	2	'	2	'	'
Principle and Interest on loans	'	'	'	'	'
Loans on which accrual of interest has been discontinued	2,966,000	'	2,966,000	'	5,284,000
Loans past due 90 days or more and still accruing interest	1,640,000	'	1,640,000	'	'
Construction	'	'	'	'	'
TDR activity	'	'	'	'	'
Number of Loans, Restructured Current Year	0	0	0	0	'
Pre-Modification Outstanding Recorded Investment, Restructured Current Year	0	0	0	0	'
Post-Modification Outstanding Recorded Investment, Restructured Current Year	0	0	0	0	'
Number of Loans Defaulted, Restructured in Prior Twelve Months	0	0	0	0	'
Post-Modification Outstanding Recorded Investment, Restructured in Prior Twelve Months	0	0	0	0	'
TDRs additional disclosure	'	'	'	'	'
Total TDRs	4,000,000	'	4,000,000	'	'
Number of loans classified as TDRs	2	'	2	'	'
Principle and Interest on loans	'	'	'	'	'
Loans on which accrual of interest has been discontinued	3,991,000	'	3,991,000	'	6,434,000
Two construction loans	'	'	'	'	'
TDRs additional disclosure	'	'	'	'	'
Number of troubled debt restructurings, nonaccrual status	2	'	2	'	'
Troubled debt restructurings excluded from accruing TDR	4,000,000	'	4,000,000	'	'
Commitments to lend additional funds	442,000	'	442,000	'	'
Consumer	'	'	'	'	'
TDR activity	'	'	'	'	'
Number of Loans, Restructured Current Year	0	1	0	1	'
Pre-Modification Outstanding Recorded Investment, Restructured Current Year	0	14,000	0	14,000	'
Post-Modification Outstanding Recorded Investment, Restructured Current Year	0	14,000	0	14,000	'
Number of Loans Defaulted, Restructured in Prior Twelve Months	0	1	0	1	'
Post-Modification Outstanding Recorded Investment, Restructured in Prior Twelve Months	0	8,000	0	8,000	'
TDRs additional disclosure	'	'	'	'	'
Total TDRs	14,000	'	14,000	'	'
Number of loans classified as TDRs	1	'	1	'	'
Principle and Interest on loans	'	'	'	'	'
Loans on which accrual of interest has been discontinued	119,000	'	119,000	'	2,051,000
Commercial and industrial	'	'	'	'	'
TDR activity	'	'	'	'	'
Number of Loans, Restructured Current Year	0	0	0	0	'
Pre-Modification Outstanding Recorded Investment, Restructured Current Year	0	0	0	0	'
Post-Modification Outstanding Recorded Investment, Restructured Current Year	0	0	0	0	'
Number of Loans Defaulted, Restructured in Prior Twelve Months	0	0	0	0	'
Post-Modification Outstanding Recorded Investment, Restructured in Prior Twelve Months	0	0	0	0	'
Principle and Interest on loans	'	'	'	'	'
Loans on which accrual of interest has been discontinued	0	'	0	'	0
Residential loans	'	'	'	'	'
TDRs additional disclosure	'	'	'	'	'
Total TDRs	696,000	'	696,000	'	'
Number of loans classified as TDRs	5	'	5	'	'
Four residential loans	'	'	'	'	'
TDRs additional disclosure	'	'	'	'	'
Number of troubled debt restructurings, nonaccrual status	3	'	3	'	'
Troubled debt restructurings excluded from accruing TDR	282,000	'	282,000	'	'
One new residential loan	'	'	'	'	'
TDRs additional disclosure	'	'	'	'	'
Total TDRs	$622,000	'	$622,000	'	'
Number of loans classified as TDRs	2	'	2	'	'

LOANS_Details_6

LOANS (Details 6) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Allowance for loan loss for impaired loans and general allowance by loan segment	'	'	'	'
Nonaccrual Loans, Allowance for Loan Losses	$1,090	$1,326	'	'
Accruing TDRs, Allowance for Loan Losses	684	954	'	'
Other Impaired Loans, Allowance for Loan Loss	0	0	'	'
Total Impaired Loans, Allowance for Loan Losses	1,774	2,280	'	'
General Allowance for Loan Losses	9,354	8,890	'	'
Total	11,128	11,170	11,220	12,075
One- to four-family	'	'	'	'
Allowance for loan loss for impaired loans and general allowance by loan segment	'	'	'	'
Nonaccrual Loans, Allowance for Loan Losses	156	337	'	'
Accruing TDRs, Allowance for Loan Losses	2	5	'	'
Other Impaired Loans, Allowance for Loan Loss	0	0	'	'
Total Impaired Loans, Allowance for Loan Losses	158	342	'	'
General Allowance for Loan Losses	265	300	'	'
Total	423	642	'	1,760
Multi-family and commercial	'	'	'	'
Allowance for loan loss for impaired loans and general allowance by loan segment	'	'	'	'
Nonaccrual Loans, Allowance for Loan Losses	595	530	'	'
Accruing TDRs, Allowance for Loan Losses	682	948	'	'
Other Impaired Loans, Allowance for Loan Loss	0	0	'	'
Total Impaired Loans, Allowance for Loan Losses	1,277	1,478	'	'
General Allowance for Loan Losses	5,855	4,849	'	'
Total	7,132	6,327	'	6,112
Construction	'	'	'	'
Allowance for loan loss for impaired loans and general allowance by loan segment	'	'	'	'
Nonaccrual Loans, Allowance for Loan Losses	333	449	'	'
Accruing TDRs, Allowance for Loan Losses	0	0	'	'
Other Impaired Loans, Allowance for Loan Loss	0	0	'	'
Total Impaired Loans, Allowance for Loan Losses	333	449	'	'
General Allowance for Loan Losses	53	424	'	'
Total	386	873	'	869
Consumer	'	'	'	'
Allowance for loan loss for impaired loans and general allowance by loan segment	'	'	'	'
Nonaccrual Loans, Allowance for Loan Losses	6	10	'	'
Accruing TDRs, Allowance for Loan Losses	0	1	'	'
Other Impaired Loans, Allowance for Loan Loss	0	0	'	'
Total Impaired Loans, Allowance for Loan Losses	6	11	'	'
General Allowance for Loan Losses	176	221	'	'
Total	182	232	'	455
Commercial and industrial	'	'	'	'
Allowance for loan loss for impaired loans and general allowance by loan segment	'	'	'	'
Nonaccrual Loans, Allowance for Loan Losses	0	0	'	'
Accruing TDRs, Allowance for Loan Losses	0	0	'	'
Other Impaired Loans, Allowance for Loan Loss	0	0	'	'
Total Impaired Loans, Allowance for Loan Losses	0	0	'	'
General Allowance for Loan Losses	2,585	2,630	'	'
Total	2,585	2,630	'	2,657
Unallocated	'	'	'	'
Allowance for loan loss for impaired loans and general allowance by loan segment	'	'	'	'
Nonaccrual Loans, Allowance for Loan Losses	0	0	'	'
Accruing TDRs, Allowance for Loan Losses	0	0	'	'
Other Impaired Loans, Allowance for Loan Loss	0	0	'	'
Total Impaired Loans, Allowance for Loan Losses	0	0	'	'
General Allowance for Loan Losses	420	466	'	'
Total	$420	$466	'	$222

LOANS_Details_7

LOANS (Details 7) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Past due loans	'	'
30 - 59 Days Past Due	$1,481	$41
60 - 89 Days Past Due	569	2,026
One- to four-family	'	'
Past due loans	'	'
30 - 59 Days Past Due	1,363	18
60 - 89 Days Past Due	256	284
Multi-family and commercial	'	'
Past due loans	'	'
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	277	1,691
Construction	'	'
Past due loans	'	'
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Consumer	'	'
Past due loans	'	'
30 - 59 Days Past Due	118	23
60 - 89 Days Past Due	36	51
Commercial and industrial	'	'
Past due loans	'	'
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	$0	$0

LOANS_Details_8

LOANS (Details 8) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
	item
Criticized and classified loans by segment	'	'
Total criticized and classified loans	$711,739	$694,772
Number of primary classification for loans	6	'
Number of classifications for problem loans	3	'
Minimum number of defined weaknesses for substandard loans	1	'
One- to four-family	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	133,006	158,828
Multi-family and commercial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	399,340	368,948
Construction	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	6,435	22,591
Consumer	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	23,399	30,585
Commercial and industrial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	149,559	113,820
Pass and Pass watch	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	681,558	657,346
Pass and Pass watch | One- to four-family	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	131,025	155,473
Pass and Pass watch | Multi-family and commercial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	378,567	347,150
Pass and Pass watch | Construction	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	2,443	16,157
Pass and Pass watch | Consumer	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	23,280	28,534
Pass and Pass watch | Commercial and industrial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	146,243	110,032
Special mention loans	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	16,849	10,366
Special mention loans | One- to four-family	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	0
Special mention loans | Multi-family and commercial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	13,533	6,733
Special mention loans | Construction	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	0
Special mention loans | Consumer	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	0
Special mention loans | Commercial and industrial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	3,316	3,633
Substandard loans	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	13,332	27,060
Substandard loans | One- to four-family	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	1,981	3,355
Substandard loans | Multi-family and commercial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	7,240	15,065
Substandard loans | Construction	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	3,992	6,434
Substandard loans | Consumer	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	119	2,051
Substandard loans | Commercial and industrial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	155
Doubtful loans	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	0
Doubtful loans | One- to four-family	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	0
Doubtful loans | Multi-family and commercial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	0
Doubtful loans | Construction	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	0
Doubtful loans | Consumer	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	0	0
Doubtful loans | Commercial and industrial	'	'
Criticized and classified loans by segment	'	'
Total criticized and classified loans	$0	$0

DERIVATIVES_AND_HEDGING_Detail

DERIVATIVES AND HEDGING (Details) (USD $)

0 Months Ended

0 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

Nov. 03, 2006

Sep. 30, 2013

Dec. 31, 2012

Oct. 12, 2011

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Interest rate swap maturing in April 2022

Interest rate swap maturing in April 2022

Interest rate swap maturing in April 2022

Interest rate swap maturing in October 2021

Interest rate swap maturing in October 2021

Interest rate swap maturing in October 2021

Interest rate swap maturing in October 2021

Interest rate swap maturing in October 2021

Interest rate swap maturing in October 2021

Credit Derivatives (Interest Rate Swap Underlyings)

Credit Derivatives (Interest Rate Swap Underlyings)

Credit Derivatives (Interest Rate Swap Underlyings)

Credit Derivatives (Interest Rate Swap Underlyings)

Credit Derivatives (Interest Rate Swap Underlyings)

Credit Derivatives (Foreign Currency Swap Underlyings)

Credit Derivatives (Foreign Currency Swap Underlyings)

Credit Derivatives (Foreign Currency Swap Underlyings)

Credit Derivatives (Foreign Currency Swap Underlyings)

Credit Derivatives (Foreign Currency Swap Underlyings)

item

item

item

item

item

item

Derivative

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Notional amount, interest rate swap derivative

'

$896,000

'

'

$1,500,000

'

$1,500,000

'

'

'

'

'

'

'

'

'

'

'

'

Fixed rate loan term

'15 years

'

'

'10 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest rate on loans receivable

7.43%

'

'

5.83%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fixed interest rate to be paid under hedge (as a percent)

7.43%

'

'

5.83%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Variable interest rate basis

'one-month LIBOR

'

'

'one-month LIBOR

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair value loss position on interest rate swap derivative

'

148,000

203,000

'

15,000

'

15,000

'

105,000

'

'

'

'

'

'

'

'

'

'

Hedge ineffectiveness, income

'

'

'

'

1,000

2,000

15,000

'

'

'

'

'

'

'

'

'

'

'

'

Fair value loss position on interest rate swap derivative, ineffective portion

'

'

'

'

'

'

'

5,000

'

'

'

'

'

'

'

'

'

'

'

Number of derivative transactions

'

'

'

'

'

'

'

'

'

5

'

5

'

4

2

'

2

'

0

Notional amount of credit swap derivative (protection sold)

'

'

'

'

'

'

'

'

'

19,700,000

'

19,700,000

'

13,300,000

150,000

'

150,000

'

'

Remaining maturity period, minimum

'

'

'

'

'

'

'

'

'

'

'

'6 years

'

'7 years

'

'

'

'

'

Remaining maturity period, maximum

'

'

'

'

'

'

'

'

'

'

'

'9 years

'

'10 years

'

'

'

'

'

Fair value of swap asset (liability)

'

'

'

'

'

'

'

'

'

719,000

'

719,000

'

-213,000

5,000

'

5,000

'

'

Recognized income

'

'

'

'

'

'

'

'

'

1,000

34,000

7,000

36,000

'

0

4,000

2,000

33,000

'

Margin added to derivative interest rate (as a percent)

2.24%

'

'

3.50%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Derivative liability

'

'

'

'

'

'

'

'

'

$5,000

'

$5,000

'

$12,000

$0

'

$0

'

'

Remaining maturity period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'1 month

'

'

MORTGAGE_SERVICING_ACTIVITY_De

MORTGAGE SERVICING ACTIVITY (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Mortgage servicing activity	'	'	'
Unpaid principal balances of loans serviced for others	$28,500,000	$38,800,000	$36,600,000
Fees, net of amortization, from the servicing of loans	-4,000	-12,000	'
Servicing Rights	'	'	'
Balance at the beginning of the period	325,000	455,000	'
Amortization	-63,000	-101,000	'
Balance at the end of the period	262,000	354,000	'
Valuation Allowance	'	'	'
Balance at the beginning of the period	-155,000	-139,000	'
Reductions/(Additions)	50,000	-16,000	'
Balance at the end of the period	-105,000	-155,000	'
Net Carrying Value	'	'	'
Balance at the beginning of the period	170,000	316,000	'
(Reductions)/Additions	50,000	-16,000	'
Amortization	-63,000	-101,000	'
Balance at the end of the period	157,000	199,000	'
Mortgage servicing rights	'	'	'
Net Carrying Value	'	'	'
Fair value of MSRs	$157,000	$199,000	$170,000

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Weighted Average Interest Rate	'	'
NOW accounts	0.22%	0.22%
Money market accounts	0.20%	0.19%
Savings and club accounts	0.13%	0.14%
Brokered deposits	0.63%	0.51%
Certificates of deposit	1.34%	1.59%
Deposits	0.60%	0.71%
Deposits	'	'
Noninterest-bearing demand accounts	$115,338	$108,176
NOW accounts	80,701	70,199
Money market accounts	84,598	97,318
Savings and club accounts	95,358	99,046
Brokered deposits	73,871	50,637
Certificates of deposit	233,142	262,033
Total deposits amount	$683,008	$687,409

BORROWINGS_Details

BORROWINGS (Details) (USD $)

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

0.52% borrowing, due August 2014

0.41% borrowing, due September 2014

0.43% borrowing, due December 2014

0.49% borrowing, due March 2015

0.45% borrowing, due April 2015

0.68% borrowing, due August 2015

0.62% borrowing, due March 2016

0.75% borrowing, due September 2016

1.04% borrowing, due September 2016

0.94% borrowing, due June 2017

3.62% borrowing, due November 2017

3.87% borrowing, due November 2017

2.83% borrowing, due on December 2017

FHLB of Pittsburgh

FHLB of Pittsburgh

FHLB of Pittsburgh

Federal Reserve Bank of Philadelphia

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

FHLB advances

Minimum

Maximum

0.52% borrowing, due August 2014

0.41% borrowing, due September 2014

0.43% borrowing, due December 2014

0.49% borrowing, due March 2015

0.45% borrowing, due April 2015

0.68% borrowing, due August 2015

0.62% borrowing, due March 2016

0.75% borrowing, due September 2016

1.04% borrowing, due September 2016

0.94% borrowing, due June 2017

3.62% borrowing, due November 2017

3.87% borrowing, due November 2017

2.83% borrowing, due on December 2017

Borrowings

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities pledged as collateral

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$214,200,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Federal Home Loan Bank advances

150,000,000

110,000,000

10,000,000

15,000,000

15,000,000

10,000,000

10,000,000

10,000,000

10,000,000

5,000,000

10,000,000

5,000,000

15,000,000

15,000,000

20,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest rate (as a percent)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1.52%

0.52%

0.41%

0.43%

0.49%

0.45%

0.68%

0.62%

0.75%

1.04%

0.94%

3.62%

3.87%

2.83%

Reference rate, description

'

'

'

'

'

'

'

'

'

'

'

'

'LIBOR

'LIBOR

'LIBOR

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest rate added to reference rate (as a percent)

'

'

'

'

'

'

'

'

'

'

'

'

0.10%

0.10%

0.11%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maximum borrowing capacity

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

392,300,000

'

'

50,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Capital stock to be held as percentage of advances

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

4.00%

6.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Capital stock to be held as percentage of eligible assets

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0.35%

1.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock obligation

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

9,800,000

15,300,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

FHLB stock

$10,013,000

$8,097,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

BORROWINGS_Details_2

BORROWINGS (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Other Borrowed Funds	'	'
Amount of other borrowings	$30,000,000	$30,000,000
Interest rate (as a percent)	3.30%	'
Short-term borrowings	61,600,000	70,500,000
Blended weighted average interest rate (as a percent)	0.32%	0.30%
3.40% other borrowings, due September 2018	'	'
Other Borrowed Funds	'	'
Amount of other borrowings	10,000,000	'
Interest rate (as a percent)	3.40%	'
3.20% other borrowings, due September 2018	'	'
Other Borrowed Funds	'	'
Amount of other borrowings	5,000,000	'
Interest rate (as a percent)	3.20%	'
3.15% other borrowings, due October 2018	'	'
Other Borrowed Funds	'	'
Amount of other borrowings	5,000,000	'
Interest rate (as a percent)	3.15%	'
3.27% other borrowings, due October 2018	'	'
Other Borrowed Funds	'	'
Amount of other borrowings	5,000,000	'
Interest rate (as a percent)	3.27%	'
3.37% other borrowings, due November 2018	'	'
Other Borrowed Funds	'	'
Amount of other borrowings	5,000,000	'
Interest rate (as a percent)	3.37%	'
Other long-term borrowings	'	'
Other Borrowed Funds	'	'
Mortgage backed securities pledged as collateral for other borrowed funds	$35,400,000	'

STOCK_BASED_COMPENSATION_Detai

STOCK BASED COMPENSATION (Details) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
STOCK BASED COMPENSATION	'	'	'
Stock based compensation expense	$811,000	$873,000	'
Stock options	'	'	'
STOCK BASED COMPENSATION	'	'	'
Stock based compensation expense	315,000	350,000	'
Number of Stock Options	'	'	'
Outstanding at the beginning of the period (in shares)	877,669	'	'
Granted (in shares)	255,650	'	'
Exercised (in shares)	-9,811	'	'
Forfeited / Cancelled (in shares)	-100	'	'
Outstanding at the end of the period (in shares)	1,123,408	'	877,669
Exercisable at the end of the period (in shares)	646,515	'	'
Weighted Average Exercise Price	'	'	'
Outstanding at the beginning of the period (in dollars per share)	$11.57	'	'
Granted (in dollars per share)	$17	'	'
Exercised (in dollars per share)	$10.82	'	'
Forfeited / Cancelled (in dollars per share)	$12.94	'	'
Outstanding at the end of the period (in dollars per share)	$12.81	'	$11.57
Exercisable at the end of the period (in dollars per share)	$11.31	'	'
Weighted Average Remaining Contractual Life	'	'	'
Outstanding at the beginning of the period	'6 years 5 months	'	'6 years 3 months 18 days
Outstanding at the end of the period	'6 years 5 months	'	'6 years 3 months 18 days
Exercisable at the end of the period	'4 years 8 months	'	'
Aggregate Intrinsic Value	'	'	'
Outstanding at the beginning of the period	4,461,000	'	'
Outstanding at the end of the period	5,157,000	'	4,461,000
Exercisable at the end of the period	3,940,000	'	'
Number of Stock Options, Unvested	'	'	'
Unvested at the beginning of the period (in shares)	310,661	'	'
Granted (in shares)	255,650	'	'
Vested (in shares)	-89,418	'	'
Forfeited / Cancelled (in shares)	0	'	'
Unvested at the end of the period (in shares)	476,893	'	310,661
Weighted Average Grant Date Fair Value, Unvested	'	'	'
Unvested at the beginning of the period (in dollars per share)	$3.36	'	'
Granted (in dollars per share)	$4.20	'	'
Vested (in dollars per share)	$3.17	'	'
Forfeited / Cancelled (in dollars per share)	$0	'	'
Unvested at the end of the period (in dollars per share)	$3.85	'	$3.36
Compensation cost not yet recognized, nonvested awards	'	'	'
Expected future compensation expense, non-vested options	1,600,000	'	'
Weighted average period	'3 years 11 months	'	'
Assumptions used to determine fair value of options granted	'	'	'
Expected dividend yield (as a percent)	2.22%	'	'
Expected option life	'6 years 6 months	'	'
Stock options | Minimum	'	'	'
Weighted Average Grant Date Fair Value, Unvested	'	'	'
Granted (in dollars per share)	$4.20	'	'
Assumptions used to determine fair value of options granted	'	'	'
Expected volatility (as a percent)	31.11%	'	'
Risk-free interest rate (as a percent)	1.19%	'	'
Stock options | Maximum	'	'	'
Weighted Average Grant Date Fair Value, Unvested	'	'	'
Granted (in dollars per share)	$4.45	'	'
Assumptions used to determine fair value of options granted	'	'	'
Expected volatility (as a percent)	31.12%	'	'
Risk-free interest rate (as a percent)	1.74%	'	'
Restricted stock	'	'	'
STOCK BASED COMPENSATION	'	'	'
Stock based compensation expense	496,000	523,000	'
Compensation cost not yet recognized, nonvested awards	'	'	'
Weighted average period	'4 years 0 months	'	'
Number of Restricted Shares	'	'	'
Unvested at the beginning of the period (in shares)	130,557	'	'
Granted (in shares)	122,450	'	'
Vested (in shares)	-26,826	'	'
Forfeited / Cancelled (in shares)	0	'	'
Unvested at the end of the period (in shares)	226,181	'	'
Weighted Average Grant Date Fair Value	'	'	'
Unvested at the beginning of the period (in dollars per share)	$12.41	'	'
Granted (in dollars per share)	$17	'	'
Vested (in dollars per share)	$11.78	'	'
Forfeited / Cancelled (in dollars per share)	$0	'	'
Unvested at the end of the period (in dollars per share)	$14.97	'	'
Expected future compensation expense, restricted shares	$3,000,000	'	'
Performance based restricted stock	'	'	'
Number of Restricted Shares	'	'	'
Granted (in shares)	39,250	'	'

FAIR_VALUE_Details

FAIR VALUE (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
	adjustment
	item
Fair Value Disclosures [Abstract]	'	'	'	'
Number of external pricing service providers	1	'	'	'
Number of quotes per investment security obtained	1	'	'	'
Adjustments to the values obtained from the primary pricing service	0	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents	$6,415	$25,090	$15,079	$7,586
Investment securities available-for-sale	268,907	296,107	'	'
Mortgage related securities	258,406	283,616	'	'
Held to maturity securities	70,601	29,451	'	'
Federal Home Loan Bank stock	10,013	8,097	'	'
Accrued interest receivable	3,267	3,223	'	'
Mortgage servicing rights	157	170	199	316
Financial liabilities:	'	'	'	'
Savings and club accounts	95,358	99,046	'	'
Accrued interest payable	314	330	'	'
Private label commercial mortgage related securities	'	'	'	'
Financial assets:	'	'	'	'
Investment securities available-for-sale	2,166	6,197	'	'
Agency residential mortgage related securities	'	'	'	'
Financial assets:	'	'	'	'
Investment securities available-for-sale	256,240	277,419	'	'
Held to maturity securities	70,601	29,451	'	'
Carrying Amount | Level 1	'	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents	6,415	25,090	'	'
Carrying Amount | Level 2	'	'	'	'
Financial assets:	'	'	'	'
Investment securities available-for-sale	10,501	12,491	'	'
Mortgage servicing rights	157	170	'	'
Financial liabilities:	'	'	'	'
Savings and club accounts	95,358	99,046	'	'
Demand, NOW and money market deposits	280,637	275,693	'	'
Brokered deposits	73,871	50,637	'	'
Certificates of deposit	233,142	262,033	'	'
Short-term borrowings	61,600	70,500	'	'
Federal Home Loan Bank advances	150,000	110,000	'	'
Other borrowed funds	30,000	30,000	'	'
Accrued interest payable	314	330	'	'
Carrying Amount | Level 3	'	'	'	'
Financial assets:	'	'	'	'
Loans receivable, net	700,544	683,865	'	'
Federal Home Loan Bank stock	10,013	8,097	'	'
Accrued interest receivable	3,267	3,223	'	'
Financial assets acquired from debtors	2,058	3,714	'	'
Carrying Amount | Level 2, 3	'	'	'	'
Financial liabilities:	'	'	'	'
Derivative contracts	167	320	'	'
Carrying Amount | Private label commercial mortgage related securities | Level 3	'	'	'	'
Financial assets:	'	'	'	'
Mortgage related securities	2,166	6,197	'	'
Carrying Amount | Agency residential mortgage related securities | Level 2	'	'	'	'
Financial assets:	'	'	'	'
Mortgage related securities	256,240	277,419	'	'
Held to maturity securities	70,928	28,369	'	'
Estimated Fair Value | Level 1	'	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents	6,415	25,090	'	'
Estimated Fair Value | Level 2	'	'	'	'
Financial assets:	'	'	'	'
Investment securities available-for-sale	10,501	12,491	'	'
Mortgage servicing rights	157	170	'	'
Financial liabilities:	'	'	'	'
Savings and club accounts	95,358	99,046	'	'
Demand, NOW and money market deposits	280,637	275,693	'	'
Brokered deposits	73,599	50,715	'	'
Certificates of deposit	234,996	264,694	'	'
Short-term borrowings	61,600	70,500	'	'
Federal Home Loan Bank advances	154,100	115,767	'	'
Other borrowed funds	32,450	33,651	'	'
Accrued interest payable	314	330	'	'
Estimated Fair Value | Level 3	'	'	'	'
Financial assets:	'	'	'	'
Loans receivable, net	701,677	686,867	'	'
Federal Home Loan Bank stock	10,013	8,097	'	'
Accrued interest receivable	3,267	3,223	'	'
Financial assets acquired from debtors	2,058	3,714	'	'
Estimated Fair Value | Level 2, 3	'	'	'	'
Financial liabilities:	'	'	'	'
Derivative contracts	167	320	'	'
Estimated Fair Value | Private label commercial mortgage related securities | Level 3	'	'	'	'
Financial assets:	'	'	'	'
Mortgage related securities	2,166	6,197	'	'
Estimated Fair Value | Agency residential mortgage related securities | Level 2	'	'	'	'
Financial assets:	'	'	'	'
Mortgage related securities	256,240	277,419	'	'
Held to maturity securities	$70,601	$29,451	'	'

FAIR_VALUE_Details_2

FAIR VALUE (Details 2) (USD $)

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Loans

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

item

Private label commercial mortgage related securities

Private label commercial mortgage related securities

Private label commercial mortgage related securities

Private label residential mortgage related security

Private label residential mortgage related security

Loans

Loans

Loans

Financial assets acquired from debtors

Financial assets acquired from debtors

Derivatives contracts

Derivatives contracts

Balance

Balance

Balance

Balance

Balance

Balance

Balance

Balance

Balance

Balance

Balance

Balance

Balance

Balance

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Balance

Balance

Balance

Balance

Balance

Balance

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Quoted Prices in Active Markets for Identical Assets (Level 1)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Observable Inputs (Level 2)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Significant Other Unobservable Inputs (Level 3)

Obligations of U.S. government agencies

Obligations of U.S. government agencies

Corporate securities

Corporate securities

Private label commercial mortgage related securities

Private label commercial mortgage related securities

Agency residential mortgage related securities

Agency residential mortgage related securities

Loans

Loans

Derivatives contracts

Derivatives contracts

Obligations of U.S. government agencies

Obligations of U.S. government agencies

Corporate securities

Corporate securities

Private label commercial mortgage related securities

Private label commercial mortgage related securities

Agency residential mortgage related securities

Agency residential mortgage related securities

Loans

Loans

Derivatives contracts

Derivatives contracts

Obligations of U.S. government agencies

Obligations of U.S. government agencies

Corporate securities

Corporate securities

Private label commercial mortgage related securities

Private label commercial mortgage related securities

Agency residential mortgage related securities

Agency residential mortgage related securities

Loans

Loans

Derivatives contracts

Derivatives contracts

Obligations of U.S. government agencies

Obligations of U.S. government agencies

Corporate securities

Corporate securities

Private label commercial mortgage related securities

Private label commercial mortgage related securities

Agency residential mortgage related securities

Agency residential mortgage related securities

Loans

Loans

Derivatives contracts

Derivatives contracts

Loans

Loans

Other real estate owned

Other real estate owned

Loans

Loans

Other real estate owned

Other real estate owned

Loans

Loans

Other real estate owned

Other real estate owned

Loans

Loans

Other real estate owned

Other real estate owned

Fair value measurement

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net unrealized gain

$2,828,000

$7,206,000

'

'

'

'

'

$9,000

'

$78,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

'

'

'

'

'

'

'

'

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'

'

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'

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'

'

'

'

'

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'

'

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'

'

'

'

'

'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of loans

'

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrealized gain on loans

'

'

'

'

'

'

'

'

'

'

'

'

163,000

'

293,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

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'

'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Losses resulting from changes in fair value

'

'

'

'

'

-4,672,000

-85,000

-69,000

-9,000

'

0

-45,000

-130,000

46,000

'

-4,480,000

-82,000

7,000

5,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Liabilities

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

167,000

320,000

'

'

'

'

'

'

'

'

'

'

'

'

0

0

'

'

'

'

'

'

'

'

'

'

'

'

162,000

308,000

'

'

'

'

'

'

'

'

'

'

'

'

5,000

12,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fully charged off loans balance sheet value

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

'

'

Investment securities available-for-sale

268,907,000

296,107,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

310,000

314,000

10,191,000

12,177,000

2,166,000

6,197,000

256,240,000

277,419,000

'

'

'

'

'

'

0

0

0

0

0

0

0

0

'

'

'

'

'

'

310,000

314,000

10,191,000

12,177,000

0

0

256,240,000

277,419,000

'

'

'

'

'

'

0

0

0

0

2,166,000

6,197,000

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financial assets acquired from debtors

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2,058,000

3,714,000

'

'

'

'

'

'

'

'

'

'

'

'

0

0

'

'

'

'

'

'

'

'

'

'

'

'

0

0

'

'

'

'

'

'

'

'

'

'

'

'

2,058,000

3,714,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Assets

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

273,397,000

302,307,000

'

'

'

'

'

'

'

'

2,599,000

2,806,000

'

'

0

0

'

'

'

'

'

'

'

'

0

0

'

'

266,579,000

289,602,000

'

'

'

'

'

'

'

'

0

0

'

'

6,818,000

12,705,000

'

'

'

'

'

'

'

'

2,599,000

2,806,000

'

'

5,504,000

7,931,000

817,000

2,951,000

4,530,000

4,810,000

0

0

0

0

0

0

157,000

170,000

0

0

0

0

5,347,000

7,761,000

817,000

2,951,000

4,530,000

4,810,000

Mortgage servicing rights

$157,000

$170,000

$199,000

$316,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$157,000

$170,000

'

'

'

'

$0

$0

'

'

'

'

$157,000

$170,000

'

'

'

'

$0

$0

'

'

'

'

FAIR_VALUE_Details_3

FAIR VALUE (Details 3) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)	'	'
Liabilities transferred between the three levels of the fair value hierarchy	$0	$0
Assets transferred between the three levels of the fair value hierarchy	0	0
Unobservable Inputs (Level 3)	'	'
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)	'	'
Beginning balance	12,705,000	11,905,000
Purchases/ additions	1,994,000	2,368,000
Sales	0	-70,000
Payments (received) made	-3,206,000	-2,227,000
Premium amortization, net	-3,000	0
Increase/(decrease) in value	-4,672,000	-85,000
Ending balance	6,818,000	11,891,000
Unobservable Inputs (Level 3) | Private label residential mortgage related security	'	'
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)	'	'
Beginning balance	0	122,000
Purchases/ additions	0	0
Sales	0	-70,000
Payments (received) made	0	-7,000
Premium amortization, net	0	0
Increase/(decrease) in value	0	-45,000
Ending balance	0	0
Unobservable Inputs (Level 3) | Private label commercial mortgage related securities	'	'
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)	'	'
Beginning balance	6,197,000	8,906,000
Purchases/ additions	0	0
Sales	0	0
Payments (received) made	-3,959,000	-2,432,000
Premium amortization, net	-3,000	0
Increase/(decrease) in value	-69,000	-9,000
Ending balance	2,166,000	6,465,000
Unobservable Inputs (Level 3) | Derivatives contracts	'	'
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)	'	'
Beginning balance	-12,000	0
Purchases/ additions	0	-36,000
Sales	0	0
Payments (received) made	0	0
Premium amortization, net	0	0
Increase/(decrease) in value	7,000	5,000
Ending balance	-5,000	-31,000
Unobservable Inputs (Level 3) | Financial assets acquired from debtors	'	'
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)	'	'
Beginning balance	3,714,000	0
Purchases/ additions	1,994,000	2,404,000
Sales	0	0
Payments (received) made	830,000	282,000
Premium amortization, net	0	0
Increase/(decrease) in value	-4,480,000	-82,000
Ending balance	2,058,000	2,604,000
Unobservable Inputs (Level 3) | Loans	'	'
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)	'	'
Beginning balance	2,806,000	2,877,000
Purchases/ additions	0	0
Sales	0	0
Payments (received) made	-77,000	-70,000
Premium amortization, net	0	0
Increase/(decrease) in value	-130,000	46,000
Ending balance	$2,599,000	$2,853,000