Higher One 10-K 6 Mar 15 2014 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	Higher One Holdings, Inc.
Entity Central Index Key	1486800
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float		$167.10
Entity Common Stock, Shares Outstanding	47,669,440
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Dec-14

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Current assets:
Cash and cash equivalents	$40,022	$6,268
Investments in marketable securities	249	247
Accounts receivable	8,929	8,747
Income receivable	9,053	6,680
Deferred tax assets	3,719	5,895
Prepaid expenses and other current assets	7,805	7,725
Restricted cash	0	250
Total current assets	69,777	35,812
Deferred costs	4,187	4,373
Fixed assets, net	46,768	49,888
Intangible assets, net	56,255	59,834
Goodwill	67,403	67,403
Loan receivable related to New Markets Tax Credit financing (Note 11)	7,633	7,633
Other assets	2,523	4,940
Restricted cash	2,725	2,500
Total assets	257,271	232,383
Current liabilities:
Accounts payable	3,339	3,787
Accrued expenses	25,872	30,322
Deferred revenue	25,174	22,392
Total current liabilities	54,385	56,501
Deferred revenue and other non-current liabilities	4,019	2,342
Loan payable and deferred contribution related to New Markets Tax Credit financing (Note 12)	8,871	9,181
Debt	94,000	89,000
Deferred tax liabilities	3,814	2,393
Total liabilities	165,089	159,417
Commitments and contingencies (Note 16)
Stockholders' equity:
Common stock, $.001 par value; 200,000,000 shares authorized; 59,570,839 shares issued and 47,657,813 shares outstanding at December 31, 2014; 59,028,810 shares issued and 47,115,784 shares outstanding at December 31, 2013	60	60
Additional paid-in capital	185,588	181,339
Treasury stock, 11,913,026 shares at December 31, 2014 and December 31, 2013	-137,899	-137,899
Retained earnings (accumulated deficit)	44,433	29,466
Total stockholders' equity	92,182	72,966
Total liabilities and stockholders' equity	$257,271	$232,383

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Stockholders' equity:
Common stock, par value (in dollars per share)	$0.00	$0.00
Common stock, shares authorized (in shares)	200,000,000	200,000,000
Common stock, shares issued (in shares)	59,570,839	59,028,810
Common stock, shares outstanding (in shares)	47,657,813	47,115,784
Treasury stock (in shares)	11,913,026	11,913,026

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Revenue:
Account revenue	$131,053	$135,847	$150,715
Payment transaction revenue	58,231	41,109	23,168
Higher education institution revenue	38,667	33,155	21,016
Other revenue	910	1,012	2,821
Revenue before customer credit plan	228,861	211,123	197,720
Less customer credit plan	-8,750	0	0
Revenue	220,111	211,123	197,720
Cost of revenue	102,389	88,824	80,280
Gross margin	117,722	122,299	117,440
Operating expenses:
General and administrative	65,292	58,555	46,321
Product development	7,194	9,305	5,221
Sales and marketing	18,098	17,058	12,284
Gain (Loss) Related to Litigation Settlement	0	16,320	0
Merger and acquisition related expenses	0	-4,791	-5,828
Total operating expenses	90,584	96,447	57,998
Income from operations	27,138	25,852	59,442
Interest income	92	88	109
Interest expense	-3,266	-3,082	-967
Other income	678	622	310
Net income before income taxes	24,642	23,480	58,894
Income tax expense	9,675	9,352	22,024
Net income	14,967	14,128	36,870
Net income available to common stockholders:
Basic	14,967	14,128	36,870
Diluted	$14,967	$14,128	$36,870
Weighted average shares outstanding:
Basic (in shares)	47,209,780	46,717,359	53,877,879
Diluted (in shares)	48,050,039	48,368,365	56,728,807
Net income available to common stockholders per common share:
Basic (in dollars per share)	$0.32	$0.30	$0.68
Diluted (in dollars per share)	$0.31	$0.29	$0.65

Consolidated_Statement_of_Chan

Consolidated Statement of Changes in Stockholders' (Deficit) Equity (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Accumulated Deficit [Member]	Total
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2011	$58	$161,268	($16,208)	($21,532)	$123,586
Balance (in shares) at Dec. 31, 2011	56,615,683
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock-based compensation	0	4,287	0	0	4,287
Issuance of warrants	0	960	0	0	960
Tax benefit related to options	0	4,628	0	0	4,628
Treasury stock value	0	0	-115,695	0	-115,695
Repurchase of common stock (in shares)	-10,324,500
Cancellation of shares	-1	0	0	0	-1
Cancellation of shares (in shares)	-1,059,465
Exercise of stock options	2	3,075	0	0	3,077
Exercise of stock options (in shares)	1,429,063
Net income	0	0	0	36,870	36,870
Balance at Dec. 31, 2012	59	174,218	-131,903	15,338	57,712
Balance (in shares) at Dec. 31, 2012	46,660,781
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock-based compensation	0	4,305	0	0	4,305
Tax benefit related to options	0	1,514	0	0	1,514
Stock Issued During Period, Shares, Restricted Stock Award, Gross	70,882
Stock Issued During Period, Value, Restricted Stock Award, Gross	0	0	0	0	0
Treasury stock value	0	0	-5,996	0	-5,996
Repurchase of common stock (in shares)	-528,403
Exercise of stock options	1	1,302	0	0	1,303
Exercise of stock options (in shares)	912,524
Net income	0	0	0	14,128	14,128
Balance at Dec. 31, 2013	60	181,339	-137,899	29,466	72,966
Balance (in shares) at Dec. 31, 2013					47,115,784
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock-based compensation	0	4,707	0	0	4,707
Tax benefit related to options	0	-661	0	0	-661
Stock Issued During Period, Shares, Restricted Stock Award, Gross	360,228
Stock Issued During Period, Value, Restricted Stock Award, Gross	0	0	0	0	0
Cancellation of shares	0	0	0	0	0
Cancellation of shares (in shares)	-4,375
Exercise of stock options	0	203	0	0	203
Exercise of stock options (in shares)	186,176
Net income	0	0	0	14,967	14,967
Balance at Dec. 31, 2014	$60	$185,588	($137,899)	$44,433	$92,182
Balance (in shares) at Dec. 31, 2014	47,657,813				47,657,813

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities
Net income	$14,967	$14,128	$36,870
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	19,072	14,620	10,250
Amortization of deferred finance costs	484	452	213
Stock-based compensation	4,574	4,144	4,093
Deferred income taxes	2,967	-6,587	1,856
Income tax benefit related to exercise of stock options	-49	-1,514	-4,655
Non-cash fair value adjustment of contingent consideration	0	-5,750	-7,250
Other income	-35	-309	-313
Loss on disposal of fixed assets	118	28	44
Changes in operating assets and liabilities:
Accounts receivable	-182	-3,117	1,220
Income receivable	-2,373	786	-1,505
Deferred costs	-2,250	-1,392	-903
Prepaid expenses and other current assets	-3,548	6,770	13,262
Other assets	-1,612	-355	-267
Accounts payable	-528	31	757
Accrued expenses	-4,776	19,384	-3,256
Deferred revenue	3,381	6,190	3,181
Net cash provided by operating activities	30,210	47,509	53,597
Cash flows from investing activities
Purchases of available for sale investment securities	0	0	-11,230
Proceeds from sales of available for sale investment securities	0	0	14,634
Proceeds from maturities of available for sale investment securities	0	0	12,094
Purchases of fixed assets, net of changes in construction payables of $1,115, ($163), and ($11,799) respectively	-3,487	-6,761	-23,495
Cash Paid for Acquired Businesses	0	-47,250	-37,280
Additions to internal use software	-5,295	-2,725	-2,854
Deposits to restricted cash, net	0	-1,250	-2,250
Proceeds from development related subsidies	3,468	0	330
Proceeds from escrow agent	25	2,000	0
Payments to Acquire Equity Method Investments	3,581	-3,856	0
Net cash used in investing activities	-1,708	-59,842	-50,051
Cash flows from financing activities
Tax benefit related to stock options	49	1,514	4,655
Proceeds from exercise of stock options	203	1,303	3,077
Proceeds Related to New Markets Tax Credit financing (Note 11)	0	-251	-1,637
Deferred Contribution Related To New Markets Tax Credit financing (Note 11)	0	0	0
Repayments of line of credit	-10,000	-43,000	0
Proceeds from line of credit	15,000	52,000	80,000
Payment of deferred financing costs	0	-5,996	-115,695
Net cash provided by (used in) financing activities	5,252	5,570	-29,600
Net change in cash and cash equivalents	33,754	-6,763	-26,054
Cash and cash equivalents at beginning of period	6,268	13,031	39,085
Cash and cash equivalents at end of period	40,022	6,268	13,031
Supplemental information:
Income tax paid	9,549	11,977	4,483
Cash paid for interest	$2,851	$2,791	$426

Consolidated_Statements_of_Cas1

Consolidated Statements of Cash Flows (Parenthetical) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from investing activities
Purchases of fixed assets, changes in construction payables	$1,278	($163)	($11,799)

Nature_of_Business_and_Organiz

Nature of Business and Organization	12 Months Ended
	Dec. 31, 2014
Nature of Business and Organization [Abstract]
Nature of Business and Organization	1	Nature of Business and Organization
	Higher One Holdings, Inc., or HOH, is a leading provider of technology, data analytics and payment services to the higher education industry. HOH, through its subsidiaries, provides a comprehensive suite of disbursement, payment and data analytics solutions specifically designed for higher education institutions and their students. We have developed and acquired proprietary software-based solutions to provide these services. HOH is incorporated in Delaware and maintains its headquarters in New Haven, Connecticut. HOH has a wholly-owned subsidiary, Higher One, Inc., or HOI, which has two wholly-owned subsidiaries, Higher One Machines, Inc., or HOMI, and Higher One Real Estate, Inc., or Real Estate Inc.  HOI and HOMI together own 99% of Higher One Financial Technology Private Limited, or HOFTPL.  Real Estate Inc. has a 98% ownership interest in Higher One Real Estate SP, LLC, or Real Estate LLC.  HOMI and HOFTPL perform certain of our operational support functions. Real Estate Inc. and Real Estate LLC were each formed to hold and operate certain of our real estate.

Significant_Accounting_Policie

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Significant Accounting Policies [Abstract]
Significant Accounting Policies	2	Significant Accounting Policies
	Basis of Presentation and Consolidation
	The consolidated financial statements reflect the financial position and results of operations of HOH and our majority and wholly-owned subsidiaries. Intercompany transactions and balances have been eliminated in consolidation.
	Use of Estimates
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Estimates include those related to the contingent liabilities, valuation of deferred taxes, provision for operational losses, valuation of acquired intangible assets and assumptions used in the valuation of stock options. Actual results could differ from these estimates.
	Cash and Cash Equivalents
	We consider all short-term, highly-liquid investments, with an original maturity of three months or less, to be cash equivalents. Cash equivalents are recorded at cost which approximates their fair value.
	Investments in Marketable Securities
	Marketable securities that have a readily determinable fair value and that we do not intend to trade are classified as available for sale and carried at fair value. Unrealized holding gains and losses are recorded as other comprehensive income, a separate component of shareholders’ equity, net of deferred income taxes. There are no unrealized holding gains or losses in the periods presented.
	Accounts Receivable
	Accounts receivable are recorded at face amounts less an allowance for doubtful accounts. We evaluate our accounts receivable and establish the allowance for doubtful accounts based on historical experience, analysis of past due accounts and other current available information.
	Fair Value of Financial Instruments
	The carrying amounts of our financial instruments, which include cash equivalents, accounts receivable, accounts payable and accrued expenses, approximate fair value because of the short-term nature of these instruments.
	Fair Value Measurements
	We evaluate assets and liabilities subject to fair value measurements on a recurring basis to determine the appropriate level to classify them for each reporting period.
	We had no recorded unrealized gains or losses from investments as of either December 31, 2014 or 2013 and there is no difference between the amortized cost and fair value of the securities we held. The fair value of our cash equivalents as of December 31, 2014 and 2013 was valued based upon Level 1 inputs.
	Concentration of Credit Risk
	Our potential concentration of credit risk consists primarily of trade accounts receivable from university clients. For the years ended December 31, 2014, 2013 and 2012, no university client individually accounted for more than 10% of trade accounts receivable or revenue.
	Fixed Assets
	Property and equipment are stated at cost and are depreciated using the straight-line method over the estimated useful lives of the assets.  We reflect grants, credits, and subsidies received in connection with our real estate development project, including capital-based investment grants and investment tax credits, as reductions in the net carrying value of the building.
	Goodwill and Intangible Assets
	Goodwill represents the excess of the fair value of consideration transferred over the fair values assigned to the underlying net identifiable assets of acquired businesses. We test goodwill for impairment annually on October 31, or whenever events or changes in circumstances indicate that impairment may have occurred, by comparing its fair value to its carrying value. Impairment may result from, among other things, deterioration in the performance of an acquired business, adverse market conditions, adverse changes in applicable laws or regulations, including changes that restrict the activities of an acquired business, and a variety of other circumstances. If it is determined that impairment has occurred, we record a write-down of the carrying value and charge the impairment as an operating expense in the period the determination is made. We test intangible assets for impairment whenever events occur indicating that the carrying value may be impaired. No impairments of goodwill or intangible assets were recorded during the years ended December 31, 2014, 2013 and 2012.
	The costs of defending and protecting patents are expensed. All costs incurred to the point when a patent application is to be filed are expensed as incurred.
	Intangible assets are amortized using an estimate of the pattern in which the intangible asset’s benefits are utilized, or the straight-line method if such a pattern cannot be determined, over the following estimated useful lives of the assets:
	Completed technology	3 to 7 years
	Customer relationships	4 to 12 years
	Non-compete agreements	5 years
	Tradenames	9 to 10 years
	Impairment of Long-Lived Assets
	We evaluate the recoverability of our long-lived assets for impairment whenever events or changes in circumstances indicate that the carrying amount of such assets may not be recoverable. Recoverability of assets to be held and used is measured by a comparison of the carrying amount of a long-lived asset to the sum of undiscounted cash flows expected to be generated by the asset. If such assets are considered to be impaired, the impairment to be recognized is measured as the difference between fair value of the asset compared to its carrying amount.
	Capitalized Software
	Computer software development costs incurred in the preliminary project stage for software to be used for internal use are expensed as incurred until the capitalization criteria have been met. The criteria for capitalization is defined as the point at which the preliminary project stage is complete, we commit to funding the computer software project, it is probable that the project will be completed and the software will be used to perform the function intended. Capitalization ceases at the point that the computer software project is substantially complete and ready for its intended use. The capitalized costs are amortized using the straight-line method over the estimated economic life of the software, generally three years. During the years ended December 31, 2014, 2013 and 2012, approximately $5.4 million, $2.9 million and $3.0 million, respectively, of costs were capitalized. During the years ended December 31, 2014, 2013 and 2012, approximately $0.1 million, $0.2 million and $0.2 million, respectively, of the costs capitalized were from stock-based compensation.
	Revenue Recognition and Deferred Revenue
	We derive revenues from the delivery of services to higher education institution clients and their constituents such as students, faculty, staff and alumni. Revenues are recognized when persuasive evidence of an arrangement exists, services have been rendered, the price is fixed or determinable and collectability is reasonably assured. We enter into long-term (generally three- or five-year initial term) contracts with higher education institutions to provide payment and refund management disbursement services. Our contracts to provide data analytic services are usually one-year contracts. We categorize revenue as account revenue, payment transaction revenue, higher education institution revenue and other revenue. Deferred revenue consists of amounts billed to or received from clients prior to the performance of services. During 2014, we recorded an allowance for customer restitution which is recorded as a reduction of revenue. See Note 16 for further information.
	Account Revenue
	Account revenue is generated from deposit accounts opened and funded by students and other members of the campus community. We earn fees for services based on a fee schedule, including interchange fees charged to merchants, ATM fees, non-sufficient funds fees and other fees. Revenue on such transactions is recognized when the banking transaction is completed.
	Payment Transaction Revenue
	Payment transaction revenue is generated through convenience fees charged when students, parents or other payers make payments to higher education institution clients through one of our payment products using a credit or debit card or by students who establish a payment plan through us. Payment transaction revenue is recognized when the transaction giving rise to the convenience fee is processed, or ratably over the duration of the payment plan.
	Higher Education Institution Revenue
	Revenue from higher education institution clients is generated from fees charged for the services they purchase from us. For Refund Management disbursement services, clients are charged an annual fee and/or per-transaction fees for certain transactions. The annual fee is recognized ratably over the period of service and the transaction fees are recognized when the transaction is completed.
	Revenues from payment services include subscription fees from clients accessing on-demand application services and other services which are billed based on transaction volume. Transaction-based service fees are recognized in the period in which the service is provided.  Subscription fees are recognized ratably over the term of the subscription agreement, which generally ranges from 1 to 5 years and are renewable at the option of the customer. For certain payment transaction products, an implementation fee may be charged. This implementation fee is deferred and recognized over the longer of the estimated client relationship period, which we estimate is 5 years, or the contractual term of the agreement.
	Revenues from data analytic services include subscription license fees from clients accessing on-demand application services. Subscription fees are recognized ratably over the term of the subscription agreement, which is generally 1 year and renew unless cancelled by the customer.
	Other Revenue
	Other revenue consists of two main components: (i) fees received from our current bank partners based on either the number of OneAccounts or prevailing interest rates and the total deposits held in accounts and (ii) for the period through June 30, 2012, a marketing incentive fee paid by MasterCard International Incorporated, or MasterCard, based on new debit card issuances. We recognize this revenue as it is earned in each period.
	Cost of Revenues
	Cost of revenue consists primarily of data processing expenses, interchange expenses related to online payment and ATM transactions, amortization of acquired technology, uncollectible fees and customer service expenses.
	We incur set-up and other direct costs of implementation at the outset of certain contracts that are comprised primarily of employee labor costs. These costs are incremental and directly related to a contract.  The costs are thus deferred and amortized to cost of revenue over the expected term of the contract, which is generally three to five years. In instances where a client terminates its contract before the end of the expected term of the contract, we modify the amortization period of the deferred costs of the related contract to equal the remaining period of time until termination of the service. See Note 6 for further information.
	Stock-based Compensation
	We measure and recognize compensation expense for share-based awards based on the estimated fair value on the date of grant. We issue new shares upon the exercise of outstanding stock options. We estimate fair value of each option using the Black-Scholes option-pricing model with the following assumptions for stock options granted during the years ended December 31, 2014, 2013 and 2012:
		2014		2013	2012
	Expected term	5.0 – 6.3 years		5.0 – 6.8 years	5.0 – 6.3 years
	Expected volatility	47.2% – 54.2%		49.0% – 54.0%	47.8% – 51.7%
	Risk-free rate	1.5% – 2.0%		0.9% – 2.1%	0.8% – 1.3%
	Expected dividends	None		None	None
	Expected term is the period of time that the equity grants are expected to remain outstanding. We calculate the expected life of the options using the “simplified method.” We use the simplified method, because we do not yet have sufficient historical exercise data as a publicly traded company to provide a reasonable basis to estimate the expected term. We use the midpoint between the end of the vesting period and the contractual life of the grant to estimate option exercise timing. The simplified method was applied for all options granted during 2014, 2013 and 2012.
	Expected volatility is a measure of the amount by which a financial variable such as a share price has fluctuated (historical volatility) or is expected to fluctuate (expected volatility) during a period. We have based our estimated volatility both on the historical volatility of a peer group of publicly traded companies which includes companies that are in the same industry or are our competitors and our own historical volatility. We use a blended rate of our actual historical volatility and the historical volatility of a peer group, because we do not yet have sufficient historical share volatility to provide a reasonable basis to estimate our expected volatility for the entire expected term.
	Risk-free rate is the average U.S. Treasury rate at the time of grant having a term that most closely approximates the expected term of the option.
	Expected dividends have not been assumed, because we have never declared or paid dividends on our common stock and do not anticipate paying dividends in the foreseeable future.
	Restricted stock awards and units are stock awards which entitle the holder to receive shares of our common stock as the award vests over time. The fair value of each restricted stock award is estimated using the intrinsic value method which is based on the fair market value price on the date of grant. Compensation expense for restricted stock awards is recognized ratably over the vesting period on a straight-line basis.
	Provision for OneAccount Losses
	We have entered into agreements with third-party FDIC-insured banks to hold all deposit accounts of our accountholders. Although those deposit funds are held by the third-party banks, we are liable to the banks for any uncollectible accountholder overdrafts and any other losses due to fraud or theft. We provide reserves for our estimated overdraft liability and our estimated uncollectible fees to the third-party banks. The provision for these reserves is included within the cost of revenue on the accompanying consolidated financial statements. Such reserve is based upon an analysis of outstanding overdrafts and historical repayment rates. See Note 9 for further information. We also record an estimated liability for losses due to fraud or theft based on transactions that have been disputed by our accountholders but where such disputes have not been resolved as of the end of the reporting period based on our historical rate of loss on such transactions.
	Income Taxes
	Deferred tax assets and liabilities are determined based on temporary differences between the financial reporting and tax bases of assets and liabilities. Deferred tax assets are also recognized for net operating loss and credit carry-forwards. These deferred tax assets and liabilities are measured using the currently enacted tax rates and laws. The realization of total deferred tax assets is contingent upon the generation of future taxable income. Valuation allowances are provided to reduce such deferred tax assets to amounts more likely than not to be ultimately realized.
	Income tax provision or benefit includes U.S. federal, foreign and state and local income taxes and is based on pre-tax income or loss. In determining the estimated annual effective income tax rate, we analyze various factors, including projections of our annual earnings and taxing jurisdictions in which the earnings will be generated, the impact of state and local taxes and our ability to use tax credits and net operating loss carry-forwards.
We utilize a more-likely-than-not recognition threshold, based on the technical merits of the tax position taken, when we consider the need for a provision related to an uncertain tax provision. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of the tax benefits, determined on a cumulative probability basis, which is more likely than not to be realized upon ultimate settlement in the financial statements. We recognize interest and penalties related to income tax matters in income tax expense.
Business Combinations
When we are the acquiring entity in a business combination, we recognize all of the assets acquired and liabilities assumed in the transaction at their fair value on the acquisition date. Contingent consideration, if any, is recognized and measured at fair value on the acquisition date. Transaction costs associated with an acquisition are expensed as incurred.
Basic and Diluted Net Income Available to Common Stockholders per Common Share
Basic net income per common share excludes dilution for potential common stock issuances and is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock. For the calculation of diluted net income per common share, the basic weighted-average number of shares is increased by the dilutive effect of restricted stock, warrants and stock options using the treasury-stock method. The treasury-stock method assumes that the options or warrants are exercised at the beginning of the year (or date of issue, if later), and that the company uses those proceeds to purchase common stock for treasury at the average price for the reporting period.
The following table provides a reconciliation of the amounts used in computing basic and diluted net income available to common stockholders per common share:
		2014			2013		2012
Net income available to common shareholders:
Basic		$	14,967		$	14,128	$	36,870
Diluted		$	14,967		$	14,128	$	36,870
Weighted average shares outstanding:
Basic			47,209,780			46,717,359		53,877,879
Stock awards			840,259			1,651,006		2,850,928
Diluted			48,050,039			48,368,365		56,728,807
Net income per common share:
Basic		$	0.32		$	0.3	$	0.68
Diluted		$	0.31		$	0.29	$	0.65
The dilutive effect of stock options and warrants totaling 3,022,492, 2,161,583 and 1,091,876 were not included in the computation of diluted net income per common share for the years ended December 31, 2014, 2013 and 2012, respectively, because their effect would be anti-dilutive. Anti-dilutive securities are securities that upon conversion or exercise increase earnings per share (or reduce the loss per share).
Treasury Stock
Treasury stock is recorded at cost.
Comprehensive Net Income
Comprehensive net income includes net income, combined with any unrealized gains and losses not included in earnings, and is reflected as a separate component of stockholders’ equity. There were no differences between net income and comprehensive net income for the years ended December 31, 2014, 2013 and 2012.
Segment Information
We currently operate in one business segment, namely, providing technology, data analytics and payment services to the higher education industry. We provide products and services to two distinct, but related, target markets, higher education institutions and their students. We are not organized by product or market and we are managed and operated as one business. A single management team that reports to the chief operating decision maker comprehensively manages the entire business. We do not operate any material separate lines of business or separate business entities with respect to our products or product development. Accordingly, we do not accumulate discrete financial information with respect to separate product lines and we do not have separately reportable segments. All of our material identifiable assets and substantially all of our clients and customers are located in the United States.
Recent Accounting Pronouncements
There were no new accounting standards adopted during 2014 which had a material impact on our consolidated financial position, results of operations or liquidity.
In May 2014, the Financial Accounting Standards Board, or FASB, issued Accounting Standards Update, or ASU, No. 2014-09, Revenue From Contracts With Customers, that outlines a single model for entities to use in accounting for revenue arising from contracts with customers and supersedes most current revenue recognition guidance. The ASU is based on the principle that an entity should recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The ASU also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to fulfill a contract. Entities have the option of using either a full retrospective or a modified retrospective approach for the adoption of the new standard. The ASU becomes effective for us at the beginning of our 2017 fiscal year; early adoption is not permitted. We are currently assessing the impact that this standard will have on our consolidated financial statements.
In June 2014, the FASB issued Accounting Standards Update No. 2014-12, Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period, which updated the accounting standards related to stock compensation. The update clarifies the accounting for share-based payments with a performance target that could be achieved after the requisite service period. Specifically, the update specifies the performance target should not be reflected in estimating the grant-date fair value of the award. Instead, the probability of achieving the performance target should impact vesting of the award. The standard is effective for interim and annual periods beginning after December 15, 2015 and early adoption is permitted. We are currently assessing the impact that this standard will have on our consolidated financial statements.

Acquisitions

Acquisitions	12 Months Ended
	Dec. 31, 2014
Acquisitions [Abstract]
Acquisitions	3	Acquisitions
	Intellectual Property Acquisition
	On June 9, 2008, we entered into a purchase agreement with one of the officers of EduCard, LLC to purchase certain intellectual property. The purchase price of 3,000,000 shares of our common stock issued to the individual was subject to restrictions and certain repurchase rights through December 31, 2011, based upon student enrollment at qualified educational institutions which converted to our platform as defined in the agreement. As of December 31, 2011, 1,051,878 shares reverted back to us, because certain of the required milestones were not met. These shares were cancelled during the year ended December 31, 2012.
	Campus Labs, LLC Asset Acquisition
	On August 7, 2012, we entered into an Asset Purchase Agreement with Campus Labs, LLC, or Campus Labs, and Eric Reich and Michael Weisman, as the members of Campus Labs, to purchase substantially all of the assets of Campus Labs for consideration consisting of the following:
		(i)	$37.3 million in cash;
		(ii)	warrants to purchase 150,000 shares of our common stock, which were valued at $1.0 million utilizing a Black-Scholes pricing model; and
		(iii)	a potential earn-out payment, calculated by multiplying the amount of 2013 revenues for the acquired business in excess of $12.5 million, if any, by 3.5 (subject to a maximum payment of $46.4 million).  The amount recognized as of the acquisition date for the potential earn-out payment was $13 million.  The estimated range of outcomes (undiscounted) for the payments due under the earn-out was between approximately $7 million and $23 million at the time of the acquisition; however there was no payment due at the end of the earn-out period.
	We completed the acquisition on August 7, 2012, and used cash on hand and borrowings available under our credit facility to pay the cash portion of the purchase price and related transaction costs. Campus Labs offers specialized, comprehensive assessment programs that combine data collection, reporting, organization, and campus-wide integration for higher education institutions. The net assets and results of operations of the acquired assets of Campus Labs are included in our consolidated financial statements from August 7, 2012. Assets acquired and liabilities assumed were recorded at their fair values as of August 7, 2012.
	Under the acquisition method of accounting, the total fair value of consideration transferred was allocated to Campus Lab’s net tangible and intangible assets based on their estimated fair values as of August 7, 2012. The fair value of consideration transferred was allocated as follows as of August 7, 2012 (in thousands):
	Assets acquired:
	Accounts receivable		$	2,408
	Prepaid expenses			52
	Fixed assets			577
	Intangible assets			21,710
	Goodwill			31,170
	Total assets acquired			55,917
	Liabilities assumed:
	Accounts payable and accrued liabilities			1,178
	Deferred revenue			3,500
	Total liabilities assumed			4,678
	Total fair value of consideration transferred		$	51,239
	The following methods and inputs were utilized to determine fair value for the respective items:
	Item		Valuation technique		Inputs
	Deferred revenue		Income approach		Estimated costs and associated profit margin to service our remaining obligations on contracts assumed as a result of the acquisition, discount rate
	Contingent consideration		Income approach		Estimated range of revenues for 2013, discount rate
	Non-compete agreements		Income approach – lost profits		Estimated probability of the associated individual leaving and competing, estimated future revenue impact of potential future competition
	Completed technology		Income approach – relief from royalty		Estimated future revenue attributable to technology completed as of the acquisition date, royalty rate and discount rate
	Tradename		Income approach – relief from royalty		Estimated future revenue, expected probability of utilizing the acquired tradenames in the future, discount rate.
	Customer relationships		Income approach – excess earnings		Estimated future revenues attributable to existing higher education institution customers as of the acquisition date, estimated income associated with such revenue, royalty rate and discount rate
	The acquired intangible assets are amortized each year based on the ratio that the projected cash flows for the intangible assets bear to the total of current and expected future cash flows for the intangible assets (in thousands).
			Weighted-average amortization period (in years)			Amount
	Customer relationships			12		$	14,410
	Completed technology			7			5,600
	Tradename			9			700
	Non-compete agreements			5			1,000
	Total acquired intangible assets			10		$	21,710
	Goodwill represents the excess of the fair value of consideration transferred for an acquired business over the fair value of the net tangible and intangible assets acquired. Goodwill exists in the transaction as a result of value beyond that of the tangible and other intangible assets, attributable to synergies that exist in the combined business. Goodwill of $20.3 million is deductible for tax purposes.
	Campus Labs did not constitute a separate operating segment. We integrated the Campus Labs business into our existing business. Our single operating segment does not have any components that constitute a separate business for which discrete information will be available. We operate the combined enterprise as one integrated business. Accordingly, the goodwill arising from the acquisition was assigned to our single operating segment and single reporting unit. We reported revenues totaling approximately $2.9 million from the Campus Labs acquisition from the acquisition date of August 7, 2012 through December 31, 2012.
	Campus Solutions Acquisition
	On May 7, 2013, we entered into an Asset Purchase Agreement with Sallie Mae, Inc., or Sallie Mae, to purchase substantially all of the assets of Sallie Mae’s Campus Solutions business, or Campus Solutions, for consideration of approximately $47.3 million in cash, $5.2 million of which was deposited into escrow at closing.  We recorded a contingently returnable escrow receivable of $3.3 million at the time of the acquisition related to the amount which was deposited into escrow at closing.  All escrowed amounts have been released.
	We completed the acquisition on May 7, 2013, and used borrowing available under our credit facility to pay the purchase price and related transaction costs.  The Campus Solutions business provides refund disbursement and payment processing solutions, including tuition payment plans, to education institutions.  The acquisition of the Campus Solutions business significantly increased the number of our higher education institution clients to whom we provide refund disbursement and payment processing services. The net assets and results of operations of the Campus Solutions business are included in our consolidated financial statements from May 7, 2013. Assets acquired and liabilities assumed were recorded at their fair values as of May 7, 2013.
	During the year ended December 31, 2014, we recorded a measurement period adjustment which resulted in a change in the fair values attributed to the contingently returnable escrow receivable, intangible assets and goodwill. We have revised the comparative balance sheet as of December 31, 2013 to include the effect of the measurement period adjustment as if the accounting had been completed on the acquisition date. The fair value of the contingently returnable escrow receivable was reduced by $3.2 million and the fair values of intangible assets and goodwill were increased by $2.3 million and $0.9 million, respectively. The fair value of the contingently returnable escrow receivable decreased as a result of additional client contracts which were assigned to us, compared to our earlier assessments.  The remaining disclosures related to the acquisition of Campus Solutions have been updated to reflect this measurement period adjustment.
	During the year ended December 31, 2014, we received $1.6 million from the amounts that were deposited into escrow. The determination of the amount that we would receive did not occur until after the measurement period related to the Campus Solutions acquisition ended and was based on facts and circumstances negotiated after the end of the measurement period. Also during the year ended December 31, 2014, we recorded an expense of $1.0 million in order to reflect an obligation we assumed to ensure sufficient assets were available to satisfy liabilities associated with the Campus Solutions tuition payment plan line of business. The net effect of these two transactions resulted in other income of $0.6 million being recorded during the year ended December 31, 2014.
	Under the acquisition method of accounting, the total fair value of consideration transferred was allocated to Campus Solution’s net tangible and intangible assets based on their estimated fair values as of May 7, 2013. The fair value of consideration transferred was allocated as follows (in thousands):
	Assets acquired:		7-May-13
	Accounts receivable		$	770
	Contingently returnable escrow receivable			136
	Fixed assets			92
	Intangible assets			25,850
	Goodwill			20,402
	Total assets acquired and fair value of consideration transferred		$	47,250
	The following methods and inputs were utilized to determine fair value for the respective items:
	Item		Valuation technique		Inputs
	Contingently returnable escrow receivable		Probability-weighted future possible outcomes		Estimate of the contracts that will be assigned to us and the amount to be paid from escrow to us for each such contract
	Completed technology		Income approach – relief from royalty		Estimated future revenue attributable to technology completed as of the acquisition date, royalty rate and discount rate
	Customer relationships		Income approach – excess earnings		Estimated future revenues attributable to existing higher education institution clients as of the acquisition date, estimated income associated with such revenue, royalty rate and discount rate
	The acquired intangible assets will be amortized each year based on a straight-line method over the estimated useful life of the asset.
			Weighted-average amortization period (in years)			Amount
	Customer relationships			11		$	23,130
	Completed technology			3			2,720
	Total acquired intangible assets			10		$	25,850
	Goodwill represents the excess of the fair value of consideration transferred for an acquired business over the fair value of the net tangible and intangible assets acquired. Goodwill exists in the transaction as a result of value beyond that of the tangible and other intangible assets, attributable to synergies that exist in the combined business, including a planned migration to a single technology platform. Goodwill of $20.2 million is deductible for tax purposes.
	The Campus Solutions business does not constitute a separate operating segment. We have integrated the Campus Solutions business into our existing business. We have also concluded that our operating segment is a single reporting unit. Our single operating segment does not have any components that constitute a separate business for which discrete information will be available. We are operating the combined enterprise as one integrated business. Accordingly, the goodwill arising from the acquisition was assigned to our single operating segment and single reporting unit. We reported revenues totaling approximately $13.2 million from the Campus Solutions acquisition from the acquisition date of May 7, 2013 through December 31, 2013.
Pro Forma Financial Information (Unaudited)
The financial information in the table below summarizes the combined results of operations of Campus Labs, Campus Solutions and us on a pro forma basis. The financial information is presented as though the acquisition of Campus Labs occurred on January 1, 2011 and Campus Solutions occurred on January 1, 2012. The pro forma financial information is presented for informational purposes only and is not indicative of the results of operations that would have been achieved if the acquisition had taken place at the beginning of each of the periods presented. The pro forma financial information for all periods presented also includes amortization expense from acquired intangible assets, adjustments to interest expense, interest income and related tax effects.
		Year Ended December 31,
in thousands (other than share and per share information)		2013			2012
Revenues		$	219,913		$	227,132
Net income		$	11,034		$	26,380
Basic earnings per share		$	0.24		$	0.49
Basic weighted average number of common shares outstanding			46,717,359			53,877,879
Diluted earnings per share		$	0.23		$	0.47
Diluted weighted average number of common and common equivalent shares outstanding			48,368,365			56,728,807

Investments_in_Marketable_Secu

Investments in Marketable Securities and Fair Value Measurements	12 Months Ended
	Dec. 31, 2014
Investments in Marketable Securities and Fair Value Measurements [Abstract]
Investments in Marketable Securities and Fair Value Measurements	4	Fair Value Measurements
	The following table reflects the assets and liabilities carried at fair value measured on a recurring basis:
			Total		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Unobservable Inputs
					(Level 1)		(Level 2)			(Level 3)
	Fair values at December 31, 2014
	Assets:
	Certificate of deposit		$	249	$	-	$	249		$	-
	Fair values at December 31, 2013
	Assets:
	Certificate of deposit		$	247	$	-	$	247		$	-
	A summary of the activity of the fair value of the measurements using unobservable inputs (Level 3 Assets and Liabilities) for the year ended December 31, 2013 is as follows (in thousands):
			Beginning Value of Level 3 Measurements		New Level 3 Measurements		Gain Recognized in Earnings			Settlements			Ending Fair Value of Level 3 Measurements
	Year ended December 31, 2013:
	Contingently returnable escrow receivable asset		$	–	$	136	$	–		$	(136	)	$	–
	Contingent consideration liability		$	5,750	$	–	$	(5,750	)	$	–		$	–
	Our contingently returnable escrow receivable was valued using probability-weighted, future possible expected outcomes.  The unobservable input utilized in the determination of this receivable is our estimation of which clients of Campus Solutions subject to the escrow agreement will agree to the assignment of their contracts to us (see “Note 3 – Business Combinations” for additional information related to this arrangement).
	Our contingent consideration liability was valued using probability-weighted, future possible expected outcomes and an appropriate discount rate. The unobservable input utilized in the determination of this liability was our estimation of the range of revenues which were to be achieved by the Campus Labs business during 2013. During the year ended December 31, 2013, we reduced the range of revenues utilized to estimate the contingent consideration liability to reflect our estimates regarding the revenue to be earned by the Campus Labs business during 2013. The $5.8 million adjustment recognized in earnings during the year ended December 31, 2013 was recorded in the merger and acquisition related line item in the consolidated statement of operations. There was no payment due at the end of the earn-out period.
	We had no unrealized gains or losses from investments as of December 31, 2014 and 2013, and there is no difference between the amortized cost and fair value of the securities we held.
	The carrying amounts of our cash equivalents, accounts receivable, accounts payable and accrued expenses approximate fair value, because of the short-term nature of these instruments. The carrying amount of our debt outstanding under our credit facility approximates fair value. Our loan receivable related to New Markets Tax Credit financing is a debt instrument that we classify as held to maturity and is recorded at amortized cost. The carrying value of both our loan receivable and loan payable related to New Markets Tax Credit financing approximates fair value as of December 31, 2014. The fair value of our loan payable and loan receivable related to New Markets Tax Credit financing was estimated using discounted cash flow analysis based on rates for similar types of arrangements.

Restricted_Cash

Restricted Cash	12 Months Ended
	Dec. 31, 2014
Restricted Cash [Abstract]
Restricted Cash	5	Restricted Cash
	During the years ended December 31, 2013 and 2012, we deposited various amounts of cash with our bank partners in connection with the deposit processing services that they provide to us. The amounts are reflected in both current and non-current portions of restricted cash as of December 31, 2014 and 2013.
	In February 2011, we deposited $1.1 million into an escrow account to fulfill our obligations related to a sales and use tax agreement with the Connecticut Development Authority. This amount is reflected on the consolidated balance sheet as noncurrent restricted cash as of December 31, 2014 and 2013.  See Note 12 for additional information.
	We accept payments on behalf of educational institutions and subsequently remit these payments to the education institutions. The amounts received are maintained in segregated accounts for the benefit of either the institution or the payer. There were approximately $297.9 million and $199.1 million of such funds as of December 31, 2014 and 2013, respectively. These deposits are not our funds and therefore are not included in the accompanying condensed consolidated balance sheets.

Deferred_Costs

Deferred Costs	12 Months Ended
	Dec. 31, 2014
Deferred Costs [Abstract]
Deferred Costs	6	Deferred Costs
	Deferred costs consist of the following:
			December 31,
			2014			2013
	Deferred implementation costs		$	13,016		$	10,766
	Deferred financing costs			2,880			2,880
	Less: Accumulated amortization			(11,709	)		(9,273	)
	Deferred costs, net		$	4,187		$	4,373
	For the years ended December 31, 2014, 2013 and 2012, we deferred $2.2 million, $1.6 million and $2.5 million respectively, of such costs. Amortization of deferred costs for the years ended December 31, 2014, 2013 and 2012 was $2.4 million, $1.9 million and $1.7 million respectively. Amortization of deferred financing costs is charged to interest expense. Amortization of deferred implementation costs is charged to cost of revenue.

Fixed_Assets

Fixed Assets	12 Months Ended
	Dec. 31, 2014
Fixed Assets [Abstract]
Fixed Assets	7	Fixed Assets
	Fixed assets consist of the following:
			Estimated Useful Life		December 31,
			(in years)		2014			2013
	Building and building improvements		10 or 39		$	30,884		$	29,606
	Computers and software			3 – 10		25,228			20,413
	Equipment			7		13,461			12,676
	Furniture and fixtures			5		1,292			1,322
	Leasehold improvements			5		508			508
	Assets under construction					588			3011
						71,961			67,536
	Less: Accumulated depreciation					(25,193	)		(17,648	)
	Fixed assets, net				$	46,768		$	49,888
	Depreciation and amortization of fixed assets for the years ended December 31, 2014, 2013 and 2012 was $8.0 million, $6.7 million and $5.5 million respectively.
	See Note 12 for further information on our building and building improvements.

Goodwill_and_Intangible_Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2014
Goodwill and Intangible Assets [Abstract]
Goodwill And Intangible Assets	8	Goodwill and Intangible Assets
	Goodwill and intangible assets consist of the following:
			Weighted		December 31,
			Average
			Amortization Period
			(in years)		2014			2013
	Goodwill				$	67,403		$	67,403
	Completed technology			7	$	15,324		$	15,324
	Internal use software			3		10,410			2,212
	Contracts and customer lists			11		48,571			48,571
	Tradenames and domain names			9		1,150			1,150
	Covenants not to compete			5		5,016			5,016
	Internal use software in development					2,144			4,811
						82,615			77,084
	Less: Accumulated amortization					(26,360	)		(17,250	)
	Intangible assets, net				$	56,255		$	59,834
	The following table summarizes changes in goodwill:
	Balance at December 31, 2012		$	47,000
	Acquisition of Campus Solutions			20,403
	Balance at December 31, 2013			67,403
	Balance at December 31, 2014		$	67,403
	Intangible assets from acquisitions are amortized over three to twelve years. Amortization expense related to intangible assets was approximately $9.1 million, $6.5 million and $3.4 million for the years ended December 31, 2014, 2013 and 2012, respectively. Amortization related to completed technology is expensed to cost of revenues, while amortization of other intangibles is expensed to general and administrative and sales and marketing expenses.
	Total estimated amortization expense, related to intangible assets, for each of the next five years, as of December 31, 2014, is expected to approximate:
	Year Ending December 31,
	2015		$	10,691
	2016			10,816
	2017			8,201
	2018			5,999
	2019			5,360

Provision_for_Operational_Loss

Provision for Operational Losses	12 Months Ended
	Dec. 31, 2014
Provision For Operational Losses [Abstract]
Provision For Operational Losses	9	Provision for Operational Losses
	Activity in the provision for operational losses for each of the last three years is as follows:
			December 31,
			2014			2013			2012
	Prepayment of operational losses, beginning		$	805		$	4,463		$	3,796
	Provision for operational losses			(4,425	)		(5,948	)		(12,009	)
	Payments to third party for losses			4,395			2,290			12,676
	Prepayment of operational losses, ending		$	775		$	805		$	4,463
	The balance as of December 31, 2014 and 2013 is included within prepaid expenses and other current assets on the accompanying balance sheet.

Accrued_Expenses

Accrued Expenses	12 Months Ended
	Dec. 31, 2014
Accrued Expenses [Abstract]
Accrued Expenses	10	Accrued Expenses
	Accrued expenses consist of the following:
			December 31,
			2014		2013
	Litigation settlement and related costs		$	9,278	$	16,310
	Compensation and benefits			4,214		4,053
	Bank and payment processing expenses			5,977		3,118
	Data processing			2,806		2,632
	Other			3,597		4,209
	Accrued expenses		$	25,872	$	30,322

Debt_and_Acquisition_Payable

Debt and Acquisition Payable	12 Months Ended
	Dec. 31, 2014
Debt and Acquisition Payable [Abstract]
Debt and Acquisition Payable	11	Debt and Acquisition Payable
	Credit Facilities
	December 2010 Facility
	On December 31, 2010, HOI entered into a senior secured revolving credit facility in an amount of $50.0 million, or the December 2010 Facility. Each of HOH, HOMI, Real Estate Inc. and Real Estate LLC, or together with HOI, the Loan Obligors, was a guarantor of HOI’s obligations under the December 2010 Facility.
	The December 2010 Facility was secured by a perfected first priority security interest in all of the capital stock of Higher One, Inc. and its subsidiaries, and substantially all of each Loan Obligor’s tangible and intangible assets, other than intellectual property. Each of the Loan Obligors granted a negative pledge of the intellectual property of HOI and its subsidiaries to the administrative agent under the December 2010 Facility.
	October 2012 Facility
	On October 16, 2012, HOI terminated the December 2010 Facility and entered into a new five-year senior secured revolving credit facility in an amount of $200.0 million, or the October 2012 Facility. All amounts outstanding under the December 2010 Credit Facility, which was $30.0 million, was repaid in full using borrowings available under the October 2012 Facility. The October 2012 Facility permits the issuance of letters of credit of up to $20.0 million and swing line loans of up to $10.0 million to fund working capital needs.  Loans drawn under the October 2012 Facility are payable in a single maturity on October 16, 2017.
	Each of the Loan Obligors is a guarantor of HOI’s obligations under the October 2012 Facility. Loans drawn under the October 2012 Facility are secured by a perfected first priority security interest in all of the capital stock of HOI and its domestic subsidiaries, and substantially all of each Loan Obligor’s tangible and intangible assets, including intellectual property.
	At our option, amounts outstanding under the October 2012 Facility accrue interest at a rate equal to either (i) the British Bankers Association LIBOR Rate, or BBA LIBOR, plus a margin of between 1.75% and 2.25% per annum (depending on our funded debt to EBITDA, as defined in the October 2012 Facility, ratio) or (ii) a fluctuating base rate tied to the federal funds rate, the administrative agent’s prime rate and BBA LIBOR, subject to a minimum of 2%. Interest is payable on the last day of each interest period selected by us under the October 2012 Facility and, in any event, at least quarterly.  We pay a commitment fee ranging from 0.25% and 0.375% on the daily average undrawn portion of revolving commitments under the October 2012 Facility, which accrues and is payable quarterly in arrears.
	The October 2012 Facility contains certain affirmative covenants, including covenants to furnish the lenders with financial statements and other financial information and to provide the lenders notice of material events and information regarding collateral. The October 2012 Facility also contains certain negative covenants that, among other things, restrict our ability, subject to certain exceptions, to incur additional indebtedness, grant liens on our assets, undergo fundamental changes, make investments, sell assets, make restricted payments, change the nature of our business and engage in transactions with our affiliates. Acceleration of repayment of the October 2012 Facility could also occur upon a change of control or if we experience a material adverse change in our operations, condition or prospects. In addition, the October 2012 Facility contains certain financial covenants that require us to maintain EBITDA, as defined in the October 2012 Facility, on a consolidated basis for the prior four fiscal quarters of at least $50.0 million, a debt to EBITDA ratio of 2.50 to 1.00 or less, and a fixed charge coverage ratio of at least 1.25 to 1.00.  We were in compliance with each of the applicable debt covenants in the October 2012 Facility, as amended, as of December 31, 2014.
	We incurred financing costs of $0.3 million and $1.6 million during the years ended December 31, 2013 and 2012, respectively, relating to the October 2012 Facility. These financing costs are included in deferred costs on the accompanying consolidated balance sheets.  As of December 31, 2014, we had $94.0 million outstanding under the October 2012 Facility at a weighted average interest rate of 2.42%.
	Subsequent Event
	We amended the October 2012 Facility in February 2015, or the February 2015 Amendment, which modified certain of the financial covenants and other terms of the agreement as follows:
		reduce the revolving credit facility to $140.0 million, with $35.0 million of such facility reserved only for the resolution of the certain regulatory matters, as defined.  The revolving credit facility subsequently reduces to $130.0 million and $120.0 million as of December 31, 2015 and 2016, respectively;
		maintain a debt to consolidated EBITDA ratio of 2.75 to 1.00 or less for the evaluation periods from March 31, 2015 through September 30, 2016, and of 2.50 to 1.00 or less thereafter;
		requires us to maintain  consolidated EBITDA, as defined in the October 2012 Facility, as amended, on a consolidated basis for the prior four fiscal quarters of at least the following amounts (i) $45.0 million as of March 31, 2015 and June 30, 2015, (ii) $40.0 million as of September 30, 2015 and December 31, 2015, and (iii) $35 million as of March 31, 2016 and all future evaluation periods;
		allow, at our option, amounts outstanding under the October 2012 Facility to accrue interest at a rate equal to either (i) the London Interbank Offered Rate, or LIBOR, plus a margin of 4% or (ii) a fluctuating base rate tied to the federal funds rate, the administrative agent's prime rate and LIBOR, plus a margin of 3%;
		allow for the payment of up to $75 million related to the settlement of certain regulatory matters, as defined;
		allow for the exclusion from the computation of consolidated EBITDA of up to $75 million of income statement charges related to certain regulatory matters, as defined;
		automatically and permanently reduce the revolving credit facility, dollar for dollar up to a maximum reduction in the revolving credit facility of $20.0 million, to the extent that the loss related to those certain regulatory matters is less than $70.0 million.
	In connection with the February 2015 Amendment, we paid down the outstanding balance of the October 2012 Facility by $35 million and incurred financing costs of approximately $4.4 million in February 2015.

Real_Estate_Development_Projec

Real Estate Development Project and New Markets Tax Credit Financing	12 Months Ended
	Dec. 31, 2014
Real Estate Development Project and New Markets Tax Credit Financing [Abstract]
Real Estate Development Project and New Markets Tax Credit Financing	12	Real Estate Development Project and Related Transactions
	Real Estate Development Project: As of December 31, 2014, we have incurred approximately $30.9 million, net of certain credits described below, on a project that developed two previously existing commercial buildings located in New Haven, Connecticut into our new corporate headquarters, to which we moved at the end of 2011.  Real Estate LLC engaged Winchester Arms NH, LLC to develop the buildings and John Moriarty & Associates, or Moriarty, to be the general contractor for the project.
	On February 18, 2011, Real Estate LLC signed a land lease with Science Park Development Corporation, or SPDC, which owns the property on which the two buildings reside, concerning the leasing, expansion and buyout of the land. The lease provides for a long term lease of the land at a nominal cost per year and includes a buyout option for a nominal amount after seven years.
	In connection with the real estate development project, we have received a number of grants, credits and subsidies which have reduced our basis in the building. Many of these programs have criteria that we must meet in order to prevent forfeiture or repayment of the grants and credits and also criteria that we must meet on an ongoing basis which are described below.
	Name of program		Amount		Continuing criteria	Potential recapture or forfeiture
	Federal Historic Preservation Tax Incentives Program		$	5,705	We may not dispose of the building or reduce our ownership interest below a specified level for five years following the date the building is placed in service.	The recapture amount is reduced 20% of the total amount claimed each year.
	Department of Economic and Community Development Urban Act Grant and Environmental Remediation Grant			5,500	We must (i) maintain corporate headquarters in Connecticut through 2021, (ii) maintain a specified minimum average employment level for the years 2015 – 2018 and (iii) adhere to other administrative criteria.	The full amount of the grant, plus 7.5%.
	Connecticut Development Authority Sales and Use Tax Relief Program			1,000	We must (i) maintain corporate headquarters in Connecticut through 2021 and (ii) meet a specified minimum employment level as of March 31, 2015.	The full amount of benefit received from the program plus 7.5%.
	Other contributions			5,423	None	None
	All amounts, other than the Federal Historic Preservation Tax Incentives Program and $3.5 million of the other contributions, were received by us during 2011. The federal historic tax credits were received in 2012.  As of December 31, 2013, $3.5 million was payable to us associated with state historic tax credits generated by the project.  This amount was recorded within prepaid expenses and other current assets, along with an offsetting reduction to our fixed assets, in our consolidated balance sheet as of December 31, 2013. We received payment of the amounts receivable in January 2014.
	We provided separate guarantees to each of two departments of the state of Connecticut. One guaranty relates to our obligation to repay a grant if we fail to meet certain criteria, including a specified minimum average employment level in Connecticut for the years 2015 – 2018. The other guaranty relates to our obligation to repay sales and use tax exemptions if we fail to meet certain criteria, including a minimum employment threshold. The maximum potential amount of repayments for these guarantees is approximately $7.0 million.  During the year ended December 31, 2014, we recorded a liability, and corresponding increase in our fixed asset balance, totaling $1.3 million, which represents our best estimate of expected repayments resulting from these guarantees.  The liability of $1.3 million is recorded within deferred revenue and other non-current liabilities ($1.1 million), as it would not be due until 2019, and accrued expenses ($0.2 million) in our condensed consolidated balance sheet as of December 31, 2014.
	New Market Tax Credit Financing: In December 2011, we consummated a financing transaction related to the federal New Markets Tax Credit, or NMTC, program which provided funding for our real estate development project.  The NMTC program is designed to encourage new or increased investments into operating businesses and real estate projects located in low-income communities.  In connection with this transaction, HOI provided a loan of $7.6 to an unrelated third party.  We consider this loan to be a debt instrument held to maturity which is recorded at amortized cost and the value as of December 31, 2014 approximates fair value.  The loan bears interest at 1.0% which is payable quarterly and matures in December 2041.  Repayments on the loan commence in December 2019.
	Also in connection with this transaction, Real Estate LLC entered into a loan agreement and borrowed $7.6 million from an unrelated third party.  Real Estate LLC’s loan bears interest at approximately 1.1% which is payable quarterly and matures in December 2041.  Repayments on the loan commence in December 2019.  This loan is secured by the real estate development project.  In addition to the loan agreement, Real Estate Inc. admitted a new member into Real Estate LLC.  The new member contributed $2.2 of capital in exchange for a 2% interest in Real Estate LLC. We have presented this contribution on the consolidated balance sheet as a deferred contribution as a result of our expectation that we will re-acquire this interest in approximately seven years through the exercise of a put option for a nominal price by the counterparty to this agreement or through a fair value call option that we can exercise.
	In connection with the NMTC transaction, we provided a guaranty related to our actions or inactions which cause either a NMTC disallowance or recapture event. In the event that we cause either a recapture or disallowance of the tax credits expected to be generated under this program, then we will be required to repay the disallowed or recaptured tax credits, plus an amount sufficient to pay the taxes on such repayment, to the counterparty of the agreement. This guaranty remains in place through 2018. The maximum potential amount of future payments of this guaranty is approximately $6.0 million.  We currently believe that the likelihood of us being required to make a payment under this guaranty is remote.
	Investment in Winchester Lofts: In connection with the real estate project described above, we made an investment in FC Winchester Lofts Master Tenant, LLC, or the Master Tenant, which will maintain and operate a residential development project which is adjacent to our corporate headquarters. During the year ended December 31, 2014, we sold our interest in the Master Tenant and recorded a loss on the transaction of $0.3 million, which is reflected in other income (loss) on our accompanying statement of operations.  As a result of the sale of our interest, we do not have any future obligations to the Master Tenant and we are no longer entitled to receive any cash flows generated by the project.  When we contributed capital to the project, the power to direct the economically significant activities of the project was held by the other member of the Master Tenant, as such we were not the primary beneficiary of the Master Tenant.  Accordingly, our investment in the Master Tenant was accounted for as an equity method investment. The equity investment totaled $3.9 million during the year ended December 31, 2013 and is included within other assets on the accompanying balance sheet as of December 31, 2013.

Capital_Stock

Capital Stock	12 Months Ended
	Dec. 31, 2014
Capital Stock Block Tag [Abstract]
Capital Stock	13	Capital Stock
	Common Stock
	We are authorized to issue up to 200,000,000 shares of Common Stock with a par value of $0.001 per share. Each share of Common Stock entitles the holder to one vote on all matters submitted to a vote of our stockholders.  Common stockholders are not entitled to receive dividends unless declared by the board of directors.
	In connection with the acquisition of Campus Labs, we issued warrants to the former owners of Campus Labs, LLC which allows the former owners to acquire an aggregate of 150,000 shares of our common stock at a price of $11.67 per share. The warrants are first exercisable in August 2017 and expire in August 2022.
	Preferred Stock
	We are authorized to issue 20,000,000 shares of Preferred Stock with a par value of $0.001 per share.
	Treasury Stock
	During the years ended December 31, 2013 and 2012, we purchased 528,403 and 10,324,500 shares of our common stock, respectively at a cost of $6.0 million and $115.7 million, respectively.

Stock_Based_Compensation

Stock Based Compensation	12 Months Ended
	Dec. 31, 2014
Stock Based Compensation [Abstract]
Stock Based Compensation	14	Stock Based Compensation
	Our board of directors adopted the 2000 Stock Plan on April 20, 2000. The 2000 Stock Plan, as amended, permitted the granting of stock options and restricted stock to employees and directors not to exceed in the aggregate 11,400,000 shares of Common Stock. Such options expire ten years from the date of grant and options are no longer able to be granted under the 2000 Stock Plan. On March 26, 2010, our Board of Directors adopted the 2010 Equity Incentive Plan, or 2010 Plan. The 2010 Plan was amended in May 2013. The 2010 Plan permits the granting of stock options, restricted stock and other stock-based awards to employees and directors not to exceed in the aggregate 5,760,000 shares of Common Stock. Options for our employees under the 2000 Plan and 2010 Plan vest over periods of up to five years, with the majority vesting as follows: one-fifth of the granted options vest one year from the date of grant; the remaining four-fifths vest at a rate of 1/48 per month over the remaining four years of the vesting period. We primarily grant incentive stock options, but occasionally grant nonqualified stock options to key members of management.  We settle stock option exercises with newly issued common shares.
	As of December 31, 2014, 2,235,630 and 5,318,990 shares of common stock were reserved for issuance under the 2000 Plan and 2010 Plan, respectively, of which 1,634,924 remain available for grant under the 2010 Plan.  A summary of stock option and restricted stock activity under our stock plans for the years ended December 31, 2014, 2013 and 2012, and changes during the years then ended are as follows:
			Stock Options								Warrants								Restricted Stock
			Shares				Weighted Average Exercise Price				Shares				Weighted Average Exercise Price				Shares						Weighted Average Grant Stock Price
	Outstanding at December 31, 2011			6,190,466			$	5.53				-			$	-				21,678					$	10.8
	Granted			858,000				13.19				150,000				11.67				-						-
	Exercised			(1,429,063	)			2.15				-				-				(7,044	)		(1	)		10.8
	Forfeited / Canceled			(180,068	)			11.15				-				-				(7,587	)					10.8
	Outstanding at December 31, 2012			5,439,335			$	7.44				150,000			$	11.67				7,047					$	10.8
	Granted			2,064,837				10.4				–				-				105,812						9.81
	Exercised			(912,524	)			1.43				–				-				(7,047	)		(1	)		10.8
	Forfeited / Canceled			(162,414	)			13.41				–				-				–						-
	Outstanding at December 31, 2013			6,429,234			$	9.09				150,000			$	11.67				105,812					$	9.81
	Granted			383,436				5.87				–				-				1,340,822						4.65
	Exercised			(186,176	)			1.09				–				-				(79,134	)		(1	)		9.18
	Forfeited / Canceled			(1,872,322	)			11.3				–				-				(4,375	)					8
	Outstanding at December 31, 2014			4,754,172			$	8.28				150,000			$	11.67				1,363,125					$	4.77
	Intrinsic value
	Shares outstanding		$	1,809,000							$	–							$	5,739,000
	Shares vested			1,778,000								–
	-1	Represents restricted stock vested
	The weighted-average grant-date fair value of options granted during the years ended December 31, 2014, 2013 and 2012 was $2.92, $5.17 and $6.23, respectively. The weighted-average grant-date fair value of options vested during the years ended December 31, 2014, 2013 and 2012 was $6.06, $6.15, and $4.67, respectively. The total grant-date fair value of options vested during the years ended December 31, 2014, 2013 and 2012 was $2.8 million, $3.8 million and $4.1 million, respectively. The weighted-average grant-date fair value of options forfeited in 2014, 2013 and 2012 was $5.57, $6.86 and $6.21, respectively.
	The following table summarizes information about stock options outstanding at December 31, 2014:
	Options Outstanding and Expected to Vest												Options Exercisable
	Number Outstanding				Weighted Average Remaining			Weighted Average Exercise Price					Number Exercisable				Weighted Average Remaining Contractual Life (in years)			Weighted Average Exercise Price
					Contractual Life (in years)
		4,754,172				5.7			$	8.28				3,302,102				4.6			$	7.52
	The total intrinsic value, the amount by which the stock price exceeds the exercise price of the option on the date of exercise, of stock options exercised for the years ended December 31, 2014, 2013 and 2012 was $0.9 million, $7.8 million and $16.2 million, respectively.
	As of December 31, 2014, the total compensation cost related to non-vested options and restricted stock not yet recognized in the consolidated financial statements is approximately $10.0 million, net of estimated forfeitures. The cost is expected to be recognized through December 2018 with a weighted average recognition period of approximately 2.9 years.
	The total income tax benefits recognized in the consolidated statements of operations related to stock options for the years ended December 31, 2013 and 2012 were approximately $0.1 million and $0.2 million, respectively.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Income Taxes	15	Income Taxes
	The components of income tax expense for the years ended December 31, 2014, 2013 and 2012, were as follows:
			2014				2013				2012
	Current income tax expense
	Federal		$	6,128			$	14,839			$	18,788
	State and local			580				1,100				1,380
	Total			6,708				15,939				20,168
	Deferred income tax expense (benefit)
	Federal			2,860				(6,314	)			1,992
	State and local			107				(273	)			(136	)
	Total			2,967				(6,587	)			1,856
	Income tax expense		$	9,675			$	9,352			$	22,024
	The reconciliation of expected income tax expense at the statutory federal income tax rate to the effective income tax rate is as follows:
			2014				2013				2012
	Expected federal income tax expense		$	8,625			$	8,218			$	20,613
	Stock-based compensation			472				605				560
	Non-deductible expenses			329				60				71
	State tax expense, net of federal tax effect			484				442				761
	Federal credits			(96	)			(53	)			-
	Other			(139	)			80				19
	Income tax expense		$	9,675			$	9,352			$	22,024
	Deferred tax assets (liabilities) reflect the net tax effects of temporary differences between the carrying amount of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Significant components of net deferred tax (liabilities) assets are as follows:
		December 31,
		2014								2013
		Deferred				Deferred				Deferred				Deferred
		Tax				Tax				Tax				Tax
		Assets				Liabilities				Assets				Liabilities
	Class action settlement and allowance for customer restitution		$	3,378			$	–			$	6,034			$	–
	Stock options			2,939				–				2,691				–
	Tax credits			812				–				834				–
	Intangible assets			–				(951	)			–				(651	)
	Fixed assets			–				(6,475	)			–				(5,400	)
	Other			1,611				–				1,122				(9	)
	Gross deferred tax assets and liabilities			8,740				(7,426	)			10,681				(6,060	)
	Valuation allowance			(1,409	)			–				(1,119	)			–
	Net deferred tax assets and liabilities		$	7,331			$	(7,426	)		$	9,562			$	(6,060	)
	As of December 31, 2014, we had approximately $12.3 million of state net operating loss carry-forwards, which expire from 2020 through 2034. We also have approximately $1.1 million in state credit carry-forwards, layers of which expire from 2014 to 2034. State net operating loss carry-forwards of approximately $0.1 million are restricted under Section 382 of the Internal Revenue Code. As of December 31, 2014, we had federal net operating loss carry-forwards of approximately $0.1 million that expire in 2022 and federal credits carry-forwards of approximately $0.1 million that expire from 2020 to 2023. All federal net operating loss and credit carry-forwards are restricted under Section 382 of the Internal Revenue Code, which limits the utilization of net operating losses and credits when ownership changes, as defined by that section, occur. We have performed an analysis of our Section 382 ownership changes and determined that the utilization of certain of our net operating loss and credit carry-forwards may be limited with respect to the amount which can be utilized in a single tax year. We do not expect that Section 382 will limit the ultimate utilization of the net operating loss or credit carry-forwards. Valuation allowances have been established primarily for state tax credits and net state operating loss carry-forwards which we do not expect to utilize.
	In general, we are no longer subject to state examinations for tax years prior to 2011.  Years prior to 2011 are subject to examination in a limited number of states in which the statute of limitations period exceeds three years or net operating losses have been utilized in recent periods.  We are no longer subject to examination for federal purposes for tax years prior to 2011. All of our unrecognized tax benefit/liability would affect our effective tax rate if recognized.
	A reconciliation of the beginning and ending amounts of unrecognized tax benefits for the years ended December 31, 2014, 2013 and 2012 are as follows:
			2014				2013				2012
	Balance at January 1		$	426			$	345			$	342
	Additions for tax positions related to the current year			–				76				17
	Additions for tax positions of prior years			24				29				18
	Reductions for tax positions of prior years			(12	)			–				(10	)
	Settlements			–				–				–
	Reduction due to statute of limitation expiration			(114	)			(24	)			(22	)
	Balance at December 31		$	324			$	426			$	345

Commitments_and_Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2014
Commitments and Contingencies [Abstract]
Commitments and Contingencies	16	Commitments and Contingencies
	Operating Leases, Purchase Obligations and Other Commitments
	We lease facilities with varying terms, renewal options and expiration dates. Aggregate future minimum lease payments under non-cancelable operating leases are as follows:
	2015		$	539
	2016			482
	2017			331
	2018			252
	2019			329
	Thereafter			790
	Total payments		$	2,723
	Rent expense under non-cancelable operating leases for the years ended December 31, 2014, 2013 and 2012 was $0.7 million, $0.7 million and $1.2 million, respectively.
	We also have certain purchase obligations which include minimum amounts committed for contracts for services through 2017. The minimum payments due for these services are as follows:
	2015		$	2,817
	2016			2,919
	2017			2,492
	Total		$	8,228
	Litigation and Regulatory
	From time to time, we are subject to litigation relating to matters in the ordinary course of business, as well as regulatory examinations, information gathering requests, inquiries and investigations.
	Regulatory Examinations and Other Matters
	In February 2011, the New York Regional Office of the FDIC notified us that it was prepared to recommend to the Director of FDIC Supervision that an enforcement action be taken against us for alleged violations of certain applicable laws and regulations principally relating to our compliance management system and policies and practices for past overdraft charging on persistently delinquent accounts, collections and transaction error resolution. We responded to the FDIC’s notification and voluntarily initiated a plan in December 2011, which provided credits to certain current and former customers that were previously assessed certain insufficient fund fees. As a result of this plan, we recorded a reduction in our revenue of approximately $4.7 million in 2011. On August 8, 2012, we received a Consent Order, Order for Restitution, and Order to Pay Civil Money Penalty, or the Consent Order, dated August 7, 2012, issued by the FDIC to settle such alleged violations.  Pursuant to the terms of the Consent Order, we neither admitted nor denied any charges when agreeing to the terms of the Consent Order. Under the terms of the Consent Order, we were required to, among other things, review and revise our compliance management system and, to date, we have substantially revised our compliance management system. Additionally, the Consent Order provided for restrictions on the charging of certain fees. The Consent Order further provided that we shall make restitution to less than 2% of our customers since 2008 for fees previously assessed, which restitution has been completed through the voluntary customer credit plan described above, and we paid a civil money penalty of $0.1 million. We remain subject to the jurisdiction and examination of the FDIC and further action could be taken to the extent we do not comply with the terms of the Consent Order or if the FDIC were to identify additional violations of certain applicable laws and regulations.
	The Federal Reserve Bank of Chicago notified us and a former bank partner of potential violations of the Federal Trade Commission Act relating to marketing and disclosure practices related to the OneAccount during the period it was offered by such former bank partner. On May 9, 2014, the Federal Reserve Banks of Chicago (the responsible Reserve Bank for a former bank partner) and Philadelphia (the responsible Reserve Bank for a current bank partner) notified us that the Staff of the Board of Governors of the Federal Reserve System intended to recommend that the Board of Governors of the Federal Reserve System, or the Board of Governors, seek an administrative order against us with respect to asserted violations of the Federal Trade Commission Act. The cited violations relate to our activities with both a former and current bank partner and our marketing and disclosure practices related to the process by which students may select the OneAccount option for financial aid refund. We are in discussions with the Staff of the Board of Governors and the Reserve Banks on this matter. The Staff of the Board of Governors has asserted that any administrative order may seek damages, including customer restitution and civil money penalties, totaling as much as $35 million, and changes to certain of our business practices.
	Approximately 55% of the OneAccounts are held at our bank partner regulated by the FDIC and we will need to consider voluntarily providing restitution to those OneAccounts held at that bank partner. In the event we do provide restitution to these OneAccounts on the same basis as an order from the Board of Governors or if the FDIC were to elect to seek a similar administrative action against us as has been proposed by the staff of the Board of Governors, it is reasonably possible that our loss related to this matter will increase accordingly and increase our total exposure by an additional restitution amount of approximately $35 million, or approximately $70 million in total.
	During the year ended December 31, 2014, we recorded a liability of $8.75 million related to this matter, which is shown as a reduction of revenue on our consolidated statement of operations. While we believe that it is probable that we will have a loss related to this regulatory matter, in view of the inherent difficulty of predicting the outcomes of regulatory matters, we cannot predict the eventual outcome of this pending matter, the timing of the ultimate resolution of this matter or an exact amount of loss associated with this matter. The liability reflects the minimum amount we expect to pay related to this matter, although, there is a reasonable possibility that the liability will increase in future periods. The ultimate amount of restitution or civil money penalties is subject to many uncertainties and therefore impossible to predict. As disclosed in “Note 11 – Credit Facility” of our consolidated financial statements, we amended our Credit Facility in February 2015. The amendment allows, among other things, for the payment of up to $75 million in connection with the resolution of the regulatory matters described above.
	We believe that our cash flows from operations, together with our existing liquidity sources, will be sufficient to fund our operations and anticipated capital expenditures over the next twelve months. However, we may be required to pay material customer restitution and civil money penalties related to certain regulatory proceedings as described above. While the ultimate amounts of customer restitution or civil money penalties are subject to many uncertainties and therefore are impossible to predict, we believe that our cash flows from operations and liquidity sources available through our October 2012 Facility, as amended, will allow us to pay such customer restitution and civil money penalties.
	Consumer Class Action
	HOI and HOH were defendants in a series of putative class action lawsuits filed in 2012. The Judicial Panel on Multidistrict Litigation transferred all of these cases to the District of Connecticut for coordinated or consolidated pretrial proceedings. The proceedings are referred to as the "In re Higher One OneAccount Marketing and Sales Practices Litigation" or the "MDL." Plaintiffs filed a consolidated amended complaint in the MDL that generally alleged, among other things, violations of state consumer protection statutes (predicated, in part, on alleged violations of ED rules and violations of the federal Electronic Funds Transfer Act) and various common law claims. On April 22, 2013, we filed a motion to dismiss the case, which the court denied as moot on March 11, 2014 in light of the parties' settlement, discussed below.
	In October 2013, we reached an agreement in principle on the key terms of a settlement that would resolve all of the above class action litigation that was filed against us in 2012. In February 2014, we executed a settlement agreement, the terms of which included a payment of $15.0 million to a settlement fund, an agreement to pay the cost of notice to the class, and an agreement to make and/or maintain certain practice changes. We made the payment of $15.0 million to the settlement fund in February 2014. On June 2, 2014, the court issued an order preliminarily approving the settlement, directing that notice of the settlement be sent to the class, setting relevant filing deadlines, and scheduling a final fairness hearing for November 24, 2014. On December 15, 2014, the Court granted final approval of the settlement. The Court also entered judgment on that day. No appeals of the judgment were filed, and the settlement has now become final.
	During the year ended December 31, 2013, we recorded an accrual of $16.3 million to reflect the estimated cost of the resolution, inclusive of additional legal and other administrative costs, based on the agreement in principle. This estimate is consistent with our current cost estimate based on the final, approved settlement agreement.
	Securities Class Action
	On May 27, 2014, a putative class action captioned Brian Perez v. Higher One Holdings, Inc., No. 3:14-cv-755-AWT, was filed by HOH shareholder Brian Perez in the United States District Court for the District of Connecticut. On December 17, 2014, Mr. Perez was appointed lead plaintiff. On January 20, 2015, Mr. Perez filed an amended complaint. HOH former shareholder Robert Lee was added as a named plaintiff in the amended complaint. HOH and certain employees and board members have been named as defendants. Mr. Perez and Mr. Lee generally allege that HOH and the other named defendants made certain misrepresentations in public filings and other public statements in violation of the federal securities laws and seek an unspecified amount of damages. Mr. Perez and Mr. Lee seek to represent a class of any person who purchased HOH securities between August 7, 2012 and August 6, 2014. For each defendant that has been served the deadline to respond to the complaint currently is March 20, 2015. HOH intends to vigorously defend itself against these allegations. HOH is currently unable to predict the outcome of this lawsuit and therefore cannot determine the likelihood of loss nor estimate a range of possible loss.
	Cybersecurity subpoena
	The SEC has informed us that it opened an investigation on January 20, 2015 into the adequacy of our disclosures of cybersecurity risks.  In connection with this investigation into the adequacy of our disclosures, the SEC issued us a subpoena, on January 22, 2015, seeking documents related to our cybersecurity, including, among other things, documents related to cybersecurity policies, procedures, practices and training materials; risk assessments, audits, tests or reviews; monetary and other resources allocated to cybersecurity; any cybersecurity incidents and any costs or damages associated with cybersecurity incidents; and insurance policies that cover or mitigate our cybersecurity risk.  We are complying with the subpoena and are producing responsive documents to the SEC.  We are not aware of any issue or event that caused the SEC to open the investigation, but responding to an investigation of this type can be both costly and time-consuming and at this time we are unable to estimate either the likelihood of a favorable or unfavorable outcome of this matter or our potential cost or exposure.
	TouchNet
	In February 2009 and September 2010, Higher One, Inc. filed 2 separate complaints against TouchNet Information Systems, Inc., or TouchNet, in the United States District Court for the District of Connecticut alleging patent infringement related to TouchNet’s offering for sale and sales of its “eRefund” product in violation of 2 of our patents. In the complaints, we sought judgments that TouchNet has infringed 2 of our patents, a judgment that TouchNet pay damages and interest on damages to compensate us for infringement, an award of our costs in connection with these actions and an injunction barring TouchNet from further infringing our patents. TouchNet answered the complaint and asserted a number of defenses and counterclaims, including that it does not infringe our patent, that our patent is invalid or unenforceable and certain allegations of unfair competition and state and federal antitrust violations. In addition, TouchNet’s counterclaims sought dismissal of our claims with prejudice, declaratory judgment that TouchNet does not infringe our patent and that our patent is invalid or unenforceable, as well as an award of fees and costs related to the action, and an injunction permanently enjoining us from suing TouchNet regarding infringement of our patent. The parties are currently in the discovery stage of the proceeding. We intend to pursue the matter vigorously. There can be no assurances of our success in these proceedings.

Quarterly_Results_unaudited

Quarterly Results (unaudited)	12 Months Ended
	Dec. 31, 2014
Quarterly Results (unaudited) [Abstract]
Quarterly Results (unaudited)	17	Quarterly Results (unaudited)
	Our quarterly results for the years ended December 31, 2014 and 2013 are as follows:
			March 31,		June 30,			September 30,			December 31,
			2014		2014			2014			2014
	Revenue		$	66,556	$	36,727		$	59,775		$	57,053
	Gross margin			38,962		15,625			31,593			31,542
	Income from operations			16,585		(6,865	)		8,844			8,574
	Net income before income taxes			15,859		(5,942	)		7,838			6,887
	Net income			9,710		(3,771	)		2,922			4,112
	Basic net income per share			0.21		(0.08	)		0.1			0.09
	Diluted net income per share			0.2		(0.08	)		0.1			0.09
			March 31,		June 30,			September 30,			December 31,
			2013		2013			2013			2013
	Revenue		$	57,380	$	40,023		$	57,112		$	56,608
	Gross margin			35,080		22,129			32,113			32,977
	Income from operations			16,343		6,488			(7,991	)		11,012
	Net income before income taxes			15,810		5,820			(8,423	)		10,273
	Net income			9,802		3,559			(5,494	)		6,261
	Basic net income per share			0.21		0.08			(0.12	)		0.13
	Diluted net income per share			0.2		0.07			(0.12	)		0.13

Significant_Accounting_Policie1

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2014
Significant Accounting Policies [Abstract]
Basis of Presentation and Consolidation	Basis of Presentation and Consolidation
	The consolidated financial statements reflect the financial position and results of operations of HOH and our majority and wholly-owned subsidiaries. Intercompany transactions and balances have been eliminated in consolidation.
Use of Estimates	Use of Estimates
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Estimates include those related to the contingent liabilities, valuation of deferred taxes, provision for operational losses, valuation of acquired intangible assets and assumptions used in the valuation of stock options. Actual results could differ from these estimates.
Cash and Cash Equivalents	Cash and Cash Equivalents
	We consider all short-term, highly-liquid investments, with an original maturity of three months or less, to be cash equivalents. Cash equivalents are recorded at cost which approximates their fair value.
Accounts Receivable	Accounts Receivable
	Accounts receivable are recorded at face amounts less an allowance for doubtful accounts. We evaluate our accounts receivable and establish the allowance for doubtful accounts based on historical experience, analysis of past due accounts and other current available information.
Investments in Marketable Securities	Investments in Marketable Securities
	Marketable securities that have a readily determinable fair value and that we do not intend to trade are classified as available for sale and carried at fair value. Unrealized holding gains and losses are recorded as other comprehensive income, a separate component of shareholders’ equity, net of deferred income taxes. There are no unrealized holding gains or losses in the periods presented.
Fair Value of Financial Instruments	Fair Value of Financial Instruments
	The carrying amounts of our financial instruments, which include cash equivalents, accounts receivable, accounts payable and accrued expenses, approximate fair value because of the short-term nature of these instruments.
Fair Value Measurements	Fair Value Measurements
	We evaluate assets and liabilities subject to fair value measurements on a recurring basis to determine the appropriate level to classify them for each reporting period.
	We had no recorded unrealized gains or losses from investments as of either December 31, 2014 or 2013 and there is no difference between the amortized cost and fair value of the securities we held. The fair value of our cash equivalents as of December 31, 2014 and 2013 was valued based upon Level 1 inputs.
Concentration of Credit Risk	Concentration of Credit Risk
	Our potential concentration of credit risk consists primarily of trade accounts receivable from university clients. For the years ended December 31, 2014, 2013 and 2012, no university client individually accounted for more than 10% of trade accounts receivable or revenue.
Fixed Assets	Fixed Assets
	Property and equipment are stated at cost and are depreciated using the straight-line method over the estimated useful lives of the assets.  We reflect grants, credits, and subsidies received in connection with our real estate development project, including capital-based investment grants and investment tax credits, as reductions in the net carrying value of the building.
Goodwill and Intangible Assets	Goodwill and Intangible Assets
	Goodwill represents the excess of the fair value of consideration transferred over the fair values assigned to the underlying net identifiable assets of acquired businesses. We test goodwill for impairment annually on October 31, or whenever events or changes in circumstances indicate that impairment may have occurred, by comparing its fair value to its carrying value. Impairment may result from, among other things, deterioration in the performance of an acquired business, adverse market conditions, adverse changes in applicable laws or regulations, including changes that restrict the activities of an acquired business, and a variety of other circumstances. If it is determined that impairment has occurred, we record a write-down of the carrying value and charge the impairment as an operating expense in the period the determination is made. We test intangible assets for impairment whenever events occur indicating that the carrying value may be impaired. No impairments of goodwill or intangible assets were recorded during the years ended December 31, 2014, 2013 and 2012.
	The costs of defending and protecting patents are expensed. All costs incurred to the point when a patent application is to be filed are expensed as incurred.
	Intangible assets are amortized using an estimate of the pattern in which the intangible asset’s benefits are utilized, or the straight-line method if such a pattern cannot be determined, over the following estimated useful lives of the assets:
	Completed technology	3 to 7 years
	Customer relationships	4 to 12 years
	Non-compete agreements	5 years
	Tradenames	9 to 10 years
Impairment of Long-Lived Assets	Impairment of Long-Lived Assets
	We evaluate the recoverability of our long-lived assets for impairment whenever events or changes in circumstances indicate that the carrying amount of such assets may not be recoverable. Recoverability of assets to be held and used is measured by a comparison of the carrying amount of a long-lived asset to the sum of undiscounted cash flows expected to be generated by the asset. If such assets are considered to be impaired, the impairment to be recognized is measured as the difference between fair value of the asset compared to its carrying amount.
Capitalized Software	Capitalized Software
	Computer software development costs incurred in the preliminary project stage for software to be used for internal use are expensed as incurred until the capitalization criteria have been met. The criteria for capitalization is defined as the point at which the preliminary project stage is complete, we commit to funding the computer software project, it is probable that the project will be completed and the software will be used to perform the function intended. Capitalization ceases at the point that the computer software project is substantially complete and ready for its intended use. The capitalized costs are amortized using the straight-line method over the estimated economic life of the software, generally three years. During the years ended December 31, 2014, 2013 and 2012, approximately $5.4 million, $2.9 million and $3.0 million, respectively, of costs were capitalized. During the years ended December 31, 2014, 2013 and 2012, approximately $0.1 million, $0.2 million and $0.2 million, respectively, of the costs capitalized were from stock-based compensation.
Revenue Recognition and Deferred Revenue	Revenue Recognition and Deferred Revenue
	We derive revenues from the delivery of services to higher education institution clients and their constituents such as students, faculty, staff and alumni. Revenues are recognized when persuasive evidence of an arrangement exists, services have been rendered, the price is fixed or determinable and collectability is reasonably assured. We enter into long-term (generally three- or five-year initial term) contracts with higher education institutions to provide payment and refund management disbursement services. Our contracts to provide data analytic services are usually one-year contracts. We categorize revenue as account revenue, payment transaction revenue, higher education institution revenue and other revenue. Deferred revenue consists of amounts billed to or received from clients prior to the performance of services. During 2014, we recorded an allowance for customer restitution which is recorded as a reduction of revenue. See Note 16 for further information.
	Account Revenue
	Account revenue is generated from deposit accounts opened and funded by students and other members of the campus community. We earn fees for services based on a fee schedule, including interchange fees charged to merchants, ATM fees, non-sufficient funds fees and other fees. Revenue on such transactions is recognized when the banking transaction is completed.
	Payment Transaction Revenue
	Payment transaction revenue is generated through convenience fees charged when students, parents or other payers make payments to higher education institution clients through one of our payment products using a credit or debit card or by students who establish a payment plan through us. Payment transaction revenue is recognized when the transaction giving rise to the convenience fee is processed, or ratably over the duration of the payment plan.
	Higher Education Institution Revenue
	Revenue from higher education institution clients is generated from fees charged for the services they purchase from us. For Refund Management disbursement services, clients are charged an annual fee and/or per-transaction fees for certain transactions. The annual fee is recognized ratably over the period of service and the transaction fees are recognized when the transaction is completed.
	Revenues from payment services include subscription fees from clients accessing on-demand application services and other services which are billed based on transaction volume. Transaction-based service fees are recognized in the period in which the service is provided.  Subscription fees are recognized ratably over the term of the subscription agreement, which generally ranges from 1 to 5 years and are renewable at the option of the customer. For certain payment transaction products, an implementation fee may be charged. This implementation fee is deferred and recognized over the longer of the estimated client relationship period, which we estimate is 5 years, or the contractual term of the agreement.
	Revenues from data analytic services include subscription license fees from clients accessing on-demand application services. Subscription fees are recognized ratably over the term of the subscription agreement, which is generally 1 year and renew unless cancelled by the customer.
	Other Revenue
	Other revenue consists of two main components: (i) fees received from our current bank partners based on either the number of OneAccounts or prevailing interest rates and the total deposits held in accounts and (ii) for the period through June 30, 2012, a marketing incentive fee paid by MasterCard International Incorporated, or MasterCard, based on new debit card issuances. We recognize this revenue as it is earned in each period.
Cost of Revenues	Cost of Revenues
	Cost of revenue consists primarily of data processing expenses, interchange expenses related to online payment and ATM transactions, amortization of acquired technology, uncollectible fees and customer service expenses.
	We incur set-up and other direct costs of implementation at the outset of certain contracts that are comprised primarily of employee labor costs. These costs are incremental and directly related to a contract.  The costs are thus deferred and amortized to cost of revenue over the expected term of the contract, which is generally three to five years. In instances where a client terminates its contract before the end of the expected term of the contract, we modify the amortization period of the deferred costs of the related contract to equal the remaining period of time until termination of the service. See Note 6 for further information.
Stock-based Compensation	Stock-based Compensation
	We measure and recognize compensation expense for share-based awards based on the estimated fair value on the date of grant. We issue new shares upon the exercise of outstanding stock options. We estimate fair value of each option using the Black-Scholes option-pricing model with the following assumptions for stock options granted during the years ended December 31, 2014, 2013 and 2012:
		2014		2013	2012
	Expected term	5.0 – 6.3 years		5.0 – 6.8 years	5.0 – 6.3 years
	Expected volatility	47.2% – 54.2%		49.0% – 54.0%	47.8% – 51.7%
	Risk-free rate	1.5% – 2.0%		0.9% – 2.1%	0.8% – 1.3%
	Expected dividends	None		None	None
	Expected term is the period of time that the equity grants are expected to remain outstanding. We calculate the expected life of the options using the “simplified method.” We use the simplified method, because we do not yet have sufficient historical exercise data as a publicly traded company to provide a reasonable basis to estimate the expected term. We use the midpoint between the end of the vesting period and the contractual life of the grant to estimate option exercise timing. The simplified method was applied for all options granted during 2014, 2013 and 2012.
	Expected volatility is a measure of the amount by which a financial variable such as a share price has fluctuated (historical volatility) or is expected to fluctuate (expected volatility) during a period. We have based our estimated volatility both on the historical volatility of a peer group of publicly traded companies which includes companies that are in the same industry or are our competitors and our own historical volatility. We use a blended rate of our actual historical volatility and the historical volatility of a peer group, because we do not yet have sufficient historical share volatility to provide a reasonable basis to estimate our expected volatility for the entire expected term.
	Risk-free rate is the average U.S. Treasury rate at the time of grant having a term that most closely approximates the expected term of the option.
	Expected dividends have not been assumed, because we have never declared or paid dividends on our common stock and do not anticipate paying dividends in the foreseeable future.
	Restricted stock awards and units are stock awards which entitle the holder to receive shares of our common stock as the award vests over time. The fair value of each restricted stock award is estimated using the intrinsic value method which is based on the fair market value price on the date of grant. Compensation expense for restricted stock awards is recognized ratably over the vesting period on a straight-line basis.
Provision for Operational Losses	Provision for OneAccount Losses
	We have entered into agreements with third-party FDIC-insured banks to hold all deposit accounts of our accountholders. Although those deposit funds are held by the third-party banks, we are liable to the banks for any uncollectible accountholder overdrafts and any other losses due to fraud or theft. We provide reserves for our estimated overdraft liability and our estimated uncollectible fees to the third-party banks. The provision for these reserves is included within the cost of revenue on the accompanying consolidated financial statements. Such reserve is based upon an analysis of outstanding overdrafts and historical repayment rates. See Note 9 for further information. We also record an estimated liability for losses due to fraud or theft based on transactions that have been disputed by our accountholders but where such disputes have not been resolved as of the end of the reporting period based on our historical rate of loss on such transactions.
Income Taxes	Income Taxes
	Deferred tax assets and liabilities are determined based on temporary differences between the financial reporting and tax bases of assets and liabilities. Deferred tax assets are also recognized for net operating loss and credit carry-forwards. These deferred tax assets and liabilities are measured using the currently enacted tax rates and laws. The realization of total deferred tax assets is contingent upon the generation of future taxable income. Valuation allowances are provided to reduce such deferred tax assets to amounts more likely than not to be ultimately realized.
	Income tax provision or benefit includes U.S. federal, foreign and state and local income taxes and is based on pre-tax income or loss. In determining the estimated annual effective income tax rate, we analyze various factors, including projections of our annual earnings and taxing jurisdictions in which the earnings will be generated, the impact of state and local taxes and our ability to use tax credits and net operating loss carry-forwards.
	We utilize a more-likely-than-not recognition threshold, based on the technical merits of the tax position taken, when we consider the need for a provision related to an uncertain tax provision. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of the tax benefits, determined on a cumulative probability basis, which is more likely than not to be realized upon ultimate settlement in the financial statements. We recognize interest and penalties related to income tax matters in income tax expense.
Business Combinations	Business Combinations
	When we are the acquiring entity in a business combination, we recognize all of the assets acquired and liabilities assumed in the transaction at their fair value on the acquisition date. Contingent consideration, if any, is recognized and measured at fair value on the acquisition date. Transaction costs associated with an acquisition are expensed as incurred.
Basic and Diluted Net Income Available to Common Stockholders per Common Share	Basic and Diluted Net Income Available to Common Stockholders per Common Share
	Basic net income per common share excludes dilution for potential common stock issuances and is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock. For the calculation of diluted net income per common share, the basic weighted-average number of shares is increased by the dilutive effect of restricted stock, warrants and stock options using the treasury-stock method. The treasury-stock method assumes that the options or warrants are exercised at the beginning of the year (or date of issue, if later), and that the company uses those proceeds to purchase common stock for treasury at the average price for the reporting period.
	The following table provides a reconciliation of the amounts used in computing basic and diluted net income available to common stockholders per common share:
			2014			2013		2012
	Net income available to common shareholders:
	Basic		$	14,967		$	14,128	$	36,870
	Diluted		$	14,967		$	14,128	$	36,870
	Weighted average shares outstanding:
	Basic			47,209,780			46,717,359		53,877,879
	Stock awards			840,259			1,651,006		2,850,928
	Diluted			48,050,039			48,368,365		56,728,807
	Net income per common share:
	Basic		$	0.32		$	0.3	$	0.68
	Diluted		$	0.31		$	0.29	$	0.65
	The dilutive effect of stock options and warrants totaling 3,022,492, 2,161,583 and 1,091,876 were not included in the computation of diluted net income per common share for the years ended December 31, 2014, 2013 and 2012, respectively, because their effect would be anti-dilutive. Anti-dilutive securities are securities that upon conversion or exercise increase earnings per share (or reduce the loss per share).
Treasury Stock	Treasury Stock
	Treasury stock is recorded at cost.
Comprehensive Net Income	Comprehensive Net Income
	Comprehensive net income includes net income, combined with any unrealized gains and losses not included in earnings, and is reflected as a separate component of stockholders’ equity. There were no differences between net income and comprehensive net income for the years ended December 31, 2014, 2013 and 2012.
Segment Information	Segment Information
	We currently operate in one business segment, namely, providing technology, data analytics and payment services to the higher education industry. We provide products and services to two distinct, but related, target markets, higher education institutions and their students. We are not organized by product or market and we are managed and operated as one business. A single management team that reports to the chief operating decision maker comprehensively manages the entire business. We do not operate any material separate lines of business or separate business entities with respect to our products or product development. Accordingly, we do not accumulate discrete financial information with respect to separate product lines and we do not have separately reportable segments. All of our material identifiable assets and substantially all of our clients and customers are located in the United States.
Recent Accounting Pronouncements	Recent Accounting Pronouncements
	There were no new accounting standards adopted during 2014 which had a material impact on our consolidated financial position, results of operations or liquidity.
	In May 2014, the Financial Accounting Standards Board, or FASB, issued Accounting Standards Update, or ASU, No. 2014-09, Revenue From Contracts With Customers, that outlines a single model for entities to use in accounting for revenue arising from contracts with customers and supersedes most current revenue recognition guidance. The ASU is based on the principle that an entity should recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The ASU also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to fulfill a contract. Entities have the option of using either a full retrospective or a modified retrospective approach for the adoption of the new standard. The ASU becomes effective for us at the beginning of our 2017 fiscal year; early adoption is not permitted. We are currently assessing the impact that this standard will have on our consolidated financial statements.
	In June 2014, the FASB issued Accounting Standards Update No. 2014-12, Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period, which updated the accounting standards related to stock compensation. The update clarifies the accounting for share-based payments with a performance target that could be achieved after the requisite service period. Specifically, the update specifies the performance target should not be reflected in estimating the grant-date fair value of the award. Instead, the probability of achieving the performance target should impact vesting of the award. The standard is effective for interim and annual periods beginning after December 15, 2015 and early adoption is permitted. We are currently assessing the impact that this standard will have on our consolidated financial statements.

Significant_Accounting_Policie2

Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2014
Significant Accounting Policies [Abstract]
Intangible Assets Amortized Using Straight-line Method	Intangible assets are amortized using an estimate of the pattern in which the intangible asset’s benefits are utilized, or the straight-line method if such a pattern cannot be determined, over the following estimated useful lives of the assets:
	Completed technology	3 to 7 years
	Customer relationships	4 to 12 years
	Non-compete agreements	5 years
	Tradenames	9 to 10 years
Assumptions for Stock Options Granted	We measure and recognize compensation expense for share-based awards based on the estimated fair value on the date of grant. We issue new shares upon the exercise of outstanding stock options. We estimate fair value of each option using the Black-Scholes option-pricing model with the following assumptions for stock options granted during the years ended December 31, 2014, 2013 and 2012:
		2014		2013	2012
	Expected term	5.0 – 6.3 years		5.0 – 6.8 years	5.0 – 6.3 years
	Expected volatility	47.2% – 54.2%		49.0% – 54.0%	47.8% – 51.7%
	Risk-free rate	1.5% – 2.0%		0.9% – 2.1%	0.8% – 1.3%
	Expected dividends	None		None	None
Schedule of Earnings Per Share, Basic and Diluted	The following table provides a reconciliation of the amounts used in computing basic and diluted net income available to common stockholders per common share:
			2014			2013		2012
	Net income available to common shareholders:
	Basic		$	14,967		$	14,128	$	36,870
	Diluted		$	14,967		$	14,128	$	36,870
	Weighted average shares outstanding:
	Basic			47,209,780			46,717,359		53,877,879
	Stock awards			840,259			1,651,006		2,850,928
	Diluted			48,050,039			48,368,365		56,728,807
	Net income per common share:
	Basic		$	0.32		$	0.3	$	0.68
	Diluted		$	0.31		$	0.29	$	0.65

Acquisitions_Tables

Acquisitions (Tables)	12 Months Ended
	Dec. 31, 2014
Acquisitions [Abstract]
Pro Forma Financial Information
		Year Ended December 31,
	in thousands (other than share and per share information)	2013			2012
	Revenues	$	219,913		$	227,132
	Net income	$	11,034		$	26,380
	Basic earnings per share	$	0.24		$	0.49
	Basic weighted average number of common shares outstanding		46,717,359			53,877,879
	Diluted earnings per share	$	0.23		$	0.47
	Diluted weighted average number of common and common equivalent shares outstanding		48,368,365			56,728,807
Campus Labs Llc [Member]
Business Acquisition [Line Items]
Schedule of Business Acquisitions, by Acquisition	Under the acquisition method of accounting, the total fair value of consideration transferred was allocated to Campus Lab’s net tangible and intangible assets based on their estimated fair values as of August 7, 2012. The fair value of consideration transferred was allocated as follows as of August 7, 2012 (in thousands):
	Assets acquired:
	Accounts receivable	$	2,408
	Prepaid expenses		52
	Fixed assets		577
	Intangible assets		21,710
	Goodwill		31,170
	Total assets acquired		55,917
	Liabilities assumed:
	Accounts payable and accrued liabilities		1,178
	Deferred revenue		3,500
	Total liabilities assumed		4,678
	Total fair value of consideration transferred	$	51,239
Methods and Input Utilized to Determine Fair Value	The following methods and inputs were utilized to determine fair value for the respective items:
	Item	Valuation technique		Inputs
	Deferred revenue	Income approach		Estimated costs and associated profit margin to service our remaining obligations on contracts assumed as a result of the acquisition, discount rate
	Contingent consideration	Income approach		Estimated range of revenues for 2013, discount rate
	Non-compete agreements	Income approach – lost profits		Estimated probability of the associated individual leaving and competing, estimated future revenue impact of potential future competition
	Completed technology	Income approach – relief from royalty		Estimated future revenue attributable to technology completed as of the acquisition date, royalty rate and discount rate
	Tradename	Income approach – relief from royalty		Estimated future revenue, expected probability of utilizing the acquired tradenames in the future, discount rate.
	Customer relationships	Income approach – excess earnings		Estimated future revenues attributable to existing higher education institution customers as of the acquisition date, estimated income associated with such revenue, royalty rate and discount rate
Schedule of Acquired Finite Lived Intangible Assets	The acquired intangible assets are amortized each year based on the ratio that the projected cash flows for the intangible assets bear to the total of current and expected future cash flows for the intangible assets (in thousands).
		Weighted-average amortization period (in years)			Amount
	Customer relationships		12		$	14,410
	Completed technology		7			5,600
	Tradename		9			700
	Non-compete agreements		5			1,000
	Total acquired intangible assets		10		$	21,710
Campus Solutions [Member]
Business Acquisition [Line Items]
Schedule of Business Acquisitions, by Acquisition	Under the acquisition method of accounting, the total fair value of consideration transferred was allocated to Campus Solution’s net tangible and intangible assets based on their estimated fair values as of May 7, 2013. The fair value of consideration transferred was allocated as follows (in thousands):
	Assets acquired:	7-May-13
	Accounts receivable	$	770
	Contingently returnable escrow receivable		136
	Fixed assets		92
	Intangible assets		25,850
	Goodwill		20,402
	Total assets acquired and fair value of consideration transferred	$	47,250
Methods and Input Utilized to Determine Fair Value	The following methods and inputs were utilized to determine fair value for the respective items:
	Item	Valuation technique		Inputs
	Contingently returnable escrow receivable	Probability-weighted future possible outcomes		Estimate of the contracts that will be assigned to us and the amount to be paid from escrow to us for each such contract
	Completed technology	Income approach – relief from royalty		Estimated future revenue attributable to technology completed as of the acquisition date, royalty rate and discount rate
	Customer relationships	Income approach – excess earnings		Estimated future revenues attributable to existing higher education institution clients as of the acquisition date, estimated income associated with such revenue, royalty rate and discount rate
Schedule of Acquired Finite Lived Intangible Assets	The acquired intangible assets will be amortized each year based on a straight-line method over the estimated useful life of the asset.
		Weighted-average amortization period (in years)			Amount
	Customer relationships		11		$	23,130
	Completed technology		3			2,720
	Total acquired intangible assets		10		$	25,850

Investments_in_Marketable_Secu1

Investments in Marketable Securities and Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2014
Investments in Marketable Securities and Fair Value Measurements [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table reflects the assets and liabilities carried at fair value measured on a recurring basis:
		Total		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Unobservable Inputs
				(Level 1)		(Level 2)			(Level 3)
	Fair values at December 31, 2014
	Assets:
	Certificate of deposit	$	249	$	-	$	249		$	-
	Fair values at December 31, 2013
	Assets:
	Certificate of deposit	$	247	$	-	$	247		$	-
Fair Value of the Liabilities Using Unobservable Inputs (Level 3 Liabilities)	A summary of the activity of the fair value of the measurements using unobservable inputs (Level 3 Assets and Liabilities) for the year ended December 31, 2013 is as follows (in thousands):
		Beginning Value of Level 3 Measurements		New Level 3 Measurements		Gain Recognized in Earnings			Settlements			Ending Fair Value of Level 3 Measurements
	Year ended December 31, 2013:
	Contingently returnable escrow receivable asset	$	–	$	136	$	–		$	(136	)	$	–
	Contingent consideration liability	$	5,750	$	–	$	(5,750	)	$	–		$	–

Deferred_Costs_Tables

Deferred Costs (Tables)	12 Months Ended
	Dec. 31, 2014
Deferred Costs [Abstract]
Deferred Costs	Deferred costs consist of the following:
		December 31,
		2014			2013
	Deferred implementation costs	$	13,016		$	10,766
	Deferred financing costs		2,880			2,880
	Less: Accumulated amortization		(11,709	)		(9,273	)
	Deferred costs, net	$	4,187		$	4,373

Fixed_Assets_Tables

Fixed Assets (Tables)	12 Months Ended
	Dec. 31, 2014
Fixed Assets [Abstract]
Fixed Assets	Fixed assets consist of the following:
		Estimated Useful Life		December 31,
		(in years)		2014			2013
	Building and building improvements	10 or 39		$	30,884		$	29,606
	Computers and software		3 – 10		25,228			20,413
	Equipment		7		13,461			12,676
	Furniture and fixtures		5		1,292			1,322
	Leasehold improvements		5		508			508
	Assets under construction				588			3011
					71,961			67,536
	Less: Accumulated depreciation				(25,193	)		(17,648	)
	Fixed assets, net			$	46,768		$	49,888

Goodwill_and_Intangible_Assets1

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2014
Goodwill and Intangible Assets [Abstract]
Goodwill and Intangible Assets	Goodwill and intangible assets consist of the following:
		Weighted		December 31,
		Average
		Amortization Period
		(in years)		2014			2013
	Goodwill			$	67,403		$	67,403
	Completed technology		7	$	15,324		$	15,324
	Internal use software		3		10,410			2,212
	Contracts and customer lists		11		48,571			48,571
	Tradenames and domain names		9		1,150			1,150
	Covenants not to compete		5		5,016			5,016
	Internal use software in development				2,144			4,811
					82,615			77,084
	Less: Accumulated amortization				(26,360	)		(17,250	)
	Intangible assets, net			$	56,255		$	59,834
Goodwill	The following table summarizes changes in goodwill:
	Balance at December 31, 2012	$	47,000
	Acquisition of Campus Solutions		20,403
	Balance at December 31, 2013		67,403
	Balance at December 31, 2014	$	67,403
Schedule of Finite Lived Intangible Assets, Future Amortization Expense	Total estimated amortization expense, related to intangible assets, for each of the next five years, as of December 31, 2014, is expected to approximate:
	Year Ending December 31,
	2015	$	10,691
	2016		10,816
	2017		8,201
	2018		5,999
	2019		5,360

Provision_for_Operational_Loss1

Provision for Operational Losses (Tables)	12 Months Ended
	Dec. 31, 2014
Provision For Operational Losses [Abstract]
Provision for Operational Losses	Activity in the provision for operational losses for each of the last three years is as follows:
		December 31,
		2014			2013			2012
	Prepayment of operational losses, beginning	$	805		$	4,463		$	3,796
	Provision for operational losses		(4,425	)		(5,948	)		(12,009	)
	Payments to third party for losses		4,395			2,290			12,676
	Prepayment of operational losses, ending	$	775		$	805		$	4,463

Accrued_Expenses_Tables

Accrued Expenses (Tables)	12 Months Ended
	Dec. 31, 2014
Accrued Expenses [Abstract]
Accrued Expenses	Accrued expenses consist of the following:
		December 31,
		2014		2013
	Litigation settlement and related costs	$	9,278	$	16,310
	Compensation and benefits		4,214		4,053
	Bank and payment processing expenses		5,977		3,118
	Data processing		2,806		2,632
	Other		3,597		4,209
	Accrued expenses	$	25,872	$	30,322

Real_Estate_Development_Projec1

Real Estate Development Project and New Markets Tax Credit Financing (Tables)	12 Months Ended
	Dec. 31, 2014
Real Estate Development Project and New Markets Tax Credit Financing [Abstract]
Real Estate Development Project and New Markets Tax Credit Financing	In connection with the real estate development project, we have received a number of grants, credits and subsidies which have reduced our basis in the building. Many of these programs have criteria that we must meet in order to prevent forfeiture or repayment of the grants and credits and also criteria that we must meet on an ongoing basis which are described below.
	Name of program	Amount		Continuing criteria	Potential recapture or forfeiture
	Federal Historic Preservation Tax Incentives Program	$	5,705	We may not dispose of the building or reduce our ownership interest below a specified level for five years following the date the building is placed in service.	The recapture amount is reduced 20% of the total amount claimed each year.
	Department of Economic and Community Development Urban Act Grant and Environmental Remediation Grant		5,500	We must (i) maintain corporate headquarters in Connecticut through 2021, (ii) maintain a specified minimum average employment level for the years 2015 – 2018 and (iii) adhere to other administrative criteria.	The full amount of the grant, plus 7.5%.
	Connecticut Development Authority Sales and Use Tax Relief Program		1,000	We must (i) maintain corporate headquarters in Connecticut through 2021 and (ii) meet a specified minimum employment level as of March 31, 2015.	The full amount of benefit received from the program plus 7.5%.
	Other contributions		5,423	None	None

Stock_Based_Compensation_Table

Stock Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2014
Stock Based Compensation [Abstract]
Stock Option and Restricted Stock Activity	As of December 31, 2014, 2,235,630 and 5,318,990 shares of common stock were reserved for issuance under the 2000 Plan and 2010 Plan, respectively, of which 1,634,924 remain available for grant under the 2010 Plan.  A summary of stock option and restricted stock activity under our stock plans for the years ended December 31, 2014, 2013 and 2012, and changes during the years then ended are as follows:
			Stock Options								Warrants								Restricted Stock
			Shares				Weighted Average Exercise Price				Shares				Weighted Average Exercise Price				Shares						Weighted Average Grant Stock Price
	Outstanding at December 31, 2011			6,190,466			$	5.53				-			$	-				21,678					$	10.8
	Granted			858,000				13.19				150,000				11.67				-						-
	Exercised			(1,429,063	)			2.15				-				-				(7,044	)		(1	)		10.8
	Forfeited / Canceled			(180,068	)			11.15				-				-				(7,587	)					10.8
	Outstanding at December 31, 2012			5,439,335			$	7.44				150,000			$	11.67				7,047					$	10.8
	Granted			2,064,837				10.4				–				-				105,812						9.81
	Exercised			(912,524	)			1.43				–				-				(7,047	)		(1	)		10.8
	Forfeited / Canceled			(162,414	)			13.41				–				-				–						-
	Outstanding at December 31, 2013			6,429,234			$	9.09				150,000			$	11.67				105,812					$	9.81
	Granted			383,436				5.87				–				-				1,340,822						4.65
	Exercised			(186,176	)			1.09				–				-				(79,134	)		(1	)		9.18
	Forfeited / Canceled			(1,872,322	)			11.3				–				-				(4,375	)					8
	Outstanding at December 31, 2014			4,754,172			$	8.28				150,000			$	11.67				1,363,125					$	4.77
	Intrinsic value
	Shares outstanding		$	1,809,000							$	–							$	5,739,000
	Shares vested			1,778,000								–
	-1	Represents restricted stock vested
Stock Options Outstanding	The following table summarizes information about stock options outstanding at December 31, 2014:
	Options Outstanding and Expected to Vest												Options Exercisable
	Number Outstanding				Weighted Average Remaining			Weighted Average Exercise Price					Number Exercisable				Weighted Average Remaining Contractual Life (in years)			Weighted Average Exercise Price
					Contractual Life (in years)
		4,754,172				5.7			$	8.28				3,302,102				4.6			$	7.52

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Components of Income Tax Expense	The components of income tax expense for the years ended December 31, 2014, 2013 and 2012, were as follows:
			2014				2013				2012
	Current income tax expense
	Federal		$	6,128			$	14,839			$	18,788
	State and local			580				1,100				1,380
	Total			6,708				15,939				20,168
	Deferred income tax expense (benefit)
	Federal			2,860				(6,314	)			1,992
	State and local			107				(273	)			(136	)
	Total			2,967				(6,587	)			1,856
	Income tax expense		$	9,675			$	9,352			$	22,024
Reconciliation of Expected Income Tax Expense at Statutory Federal Income Tax Rate to Effective income Tax Rate	The reconciliation of expected income tax expense at the statutory federal income tax rate to the effective income tax rate is as follows:
			2014				2013				2012
	Expected federal income tax expense		$	8,625			$	8,218			$	20,613
	Stock-based compensation			472				605				560
	Non-deductible expenses			329				60				71
	State tax expense, net of federal tax effect			484				442				761
	Federal credits			(96	)			(53	)			-
	Other			(139	)			80				19
	Income tax expense		$	9,675			$	9,352			$	22,024
Deferred Tax (Liabilities) Assets	Deferred tax assets (liabilities) reflect the net tax effects of temporary differences between the carrying amount of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Significant components of net deferred tax (liabilities) assets are as follows:
		December 31,
		2014								2013
		Deferred				Deferred				Deferred				Deferred
		Tax				Tax				Tax				Tax
		Assets				Liabilities				Assets				Liabilities
	Class action settlement and allowance for customer restitution		$	3,378			$	–			$	6,034			$	–
	Stock options			2,939				–				2,691				–
	Tax credits			812				–				834				–
	Intangible assets			–				(951	)			–				(651	)
	Fixed assets			–				(6,475	)			–				(5,400	)
	Other			1,611				–				1,122				(9	)
	Gross deferred tax assets and liabilities			8,740				(7,426	)			10,681				(6,060	)
	Valuation allowance			(1,409	)			–				(1,119	)			–
	Net deferred tax assets and liabilities		$	7,331			$	(7,426	)		$	9,562			$	(6,060	)
Reconciliation of Beginning and Ending Amounts of Unrecognized Tax Benefits	A reconciliation of the beginning and ending amounts of unrecognized tax benefits for the years ended December 31, 2014, 2013 and 2012 are as follows:
			2014				2013				2012
	Balance at January 1		$	426			$	345			$	342
	Additions for tax positions related to the current year			–				76				17
	Additions for tax positions of prior years			24				29				18
	Reductions for tax positions of prior years			(12	)			–				(10	)
	Settlements			–				–				–
	Reduction due to statute of limitation expiration			(114	)			(24	)			(22	)
	Balance at December 31		$	324			$	426			$	345

Commitments_and_Contingencies_

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2014
Commitments and Contingencies [Abstract]
Aggregate Future Minimum Lease Payments Under Non-cancelable Operating Leases	We lease facilities with varying terms, renewal options and expiration dates. Aggregate future minimum lease payments under non-cancelable operating leases are as follows:
	2015	$	539
	2016		482
	2017		331
	2018		252
	2019		329
	Thereafter		790
	Total payments	$	2,723
Minimum Amounts Committed for Contracts for Services	We also have certain purchase obligations which include minimum amounts committed for contracts for services through 2017. The minimum payments due for these services are as follows:
	2015	$	2,817
	2016		2,919
	2017		2,492
	Total	$	8,228

Quarterly_Results_unaudited_Ta

Quarterly Results (unaudited) (Tables)	12 Months Ended
	Dec. 31, 2014
Quarterly Results (unaudited) [Abstract]
Quarterly Results	Our quarterly results for the years ended December 31, 2014 and 2013 are as follows:
		March 31,		June 30,			September 30,			December 31,
		2014		2014			2014			2014
	Revenue	$	66,556	$	36,727		$	59,775		$	57,053
	Gross margin		38,962		15,625			31,593			31,542
	Income from operations		16,585		(6,865	)		8,844			8,574
	Net income before income taxes		15,859		(5,942	)		7,838			6,887
	Net income		9,710		(3,771	)		2,922			4,112
	Basic net income per share		0.21		(0.08	)		0.1			0.09
	Diluted net income per share		0.2		(0.08	)		0.1			0.09
		March 31,		June 30,			September 30,			December 31,
		2013		2013			2013			2013
	Revenue	$	57,380	$	40,023		$	57,112		$	56,608
	Gross margin		35,080		22,129			32,113			32,977
	Income from operations		16,343		6,488			(7,991	)		11,012
	Net income before income taxes		15,810		5,820			(8,423	)		10,273
	Net income		9,802		3,559			(5,494	)		6,261
	Basic net income per share		0.21		0.08			(0.12	)		0.13
	Diluted net income per share		0.2		0.07			(0.12	)		0.13

Nature_of_Business_and_Organiz1

Nature of Business and Organization (Details)	12 Months Ended
	Dec. 31, 2014
	Subsidiary
Nature of Business and Organization [Abstract]
Number of subsidiaries	2
Collective ownership held by two subsidiaries (in hundredths)	99.00%
Ownership percentage of subsidiary (in hundredths)	98.00%

Significant_Accounting_Policie3

Significant Accounting Policies (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
									Segment
									Market
Capitalized Software [Abstract]
Estimated economic life of capitalized software									3 years
Software cost capitalized									$5,400,000	$2,900,000	$3,000,000
Employee Service Share-based Compensation, Allocation of Recognized Period Costs, Capitalized Amount									100,000	200,000	200,000
Revenue Recognition and Deferred Revenue [Abstract]
Initial contract term, Minimum									3 years
Initial contract term, Maximum									5 years
Subscription term for services, Minimum									1 year
Subscription term for services, Maximum									5 years
Client relationship period, Maximum									5 years
Subscription term for services, Data Analytics									1 year
Data Analytics Contract Term									1 year
Number of revenue stream components									2
Cost of Revenue [Abstract]
Deferred cost amortization period, minimum									3 years
Deferred cost amortization period, maximum									5 years
Net Income Available to Common Stockholders [Abstract]
Basic									14,967,000	14,128,000	36,870,000
Diluted									$14,967,000	$14,128,000	$36,870,000
Weighted average shares outstanding [Abstract]
Basic (in shares)									47,209,780	46,717,359	53,877,879
Stock awards									840,259	1,651,006	2,850,928
Diluted (in shares)									48,050,039	48,368,365	56,728,807
Net income per common share [Abstract]
Basic (in dollars per share)									$0.32	$0.30	$0.68
Diluted (in dollars per share)	$0.09	$0.10	($0.08)	$0.20	$0.13	($0.12)	$0.07	$0.20	$0.31	$0.29	$0.65
Segment Reporting [Abstract]
Number of operating segments									1
Number of related target markets									2
Stock options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Shares excluded from calculation of earnings per share (in shares)									3,022,492	2,161,583	1,091,876
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected Dividend (in hundredths)									0.00%	0.00%	0.00%
Acquired Technology [Member]
Finite-Lived Intangible Assets [Line Items]
Useful Life									7 years
Noncompete Agreements [Member]
Finite-Lived Intangible Assets [Line Items]
Useful Life									5 years
Minimum [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected term									5 years	5 years	5 years
Expected Volatility Rate, Minimum (in hundredths)									47.20%	49.00%	47.80%
Risk Free Interest Rate, Minimum (in hundredths)									1.50%	0.90%	0.80%
Minimum [Member] | Acquired Technology [Member]
Finite-Lived Intangible Assets [Line Items]
Useful Life									3 years
Minimum [Member] | Customer Contracts [Member]
Finite-Lived Intangible Assets [Line Items]
Useful Life									4 years
Minimum [Member] | Trademarks [Member]
Finite-Lived Intangible Assets [Line Items]
Useful Life									9 years
Maximum [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected term									6 years 3 months 18 days	6 years 9 months 18 days	6 years 3 months 18 days
Expected Volatility Rate, Maximum (in hundredths)									54.20%	54.00%	51.70%
Risk Free Interest Rate, Maximum (in hundredths)									2.00%	2.10%	1.30%
Maximum [Member] | Acquired Technology [Member]
Finite-Lived Intangible Assets [Line Items]
Useful Life									7 years
Maximum [Member] | Customer Contracts [Member]
Finite-Lived Intangible Assets [Line Items]
Useful Life									12 years
Maximum [Member] | Trademarks [Member]
Finite-Lived Intangible Assets [Line Items]
Useful Life									10 years
Accounts Receivable [Member] | Customer Concentration Risk [Member] | Maximum [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage									10.00%	10.00%	10.00%
Sales Revenue, Goods, Net [Member] | Customer Concentration Risk [Member] | Maximum [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage									10.00%	10.00%	10.00%

Acquisitions_Details

Acquisitions (Details) (USD $)	12 Months Ended				0 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Aug. 07, 2012	8-May-13	7-May-13
				Officer
Intellectual Property Acquisition [Abstract]
Number of officers involving in purchase agreement				1
Assets acquired [Abstract]
Goodwill	$67,403,000	$67,403,000	$47,000,000
Business Acquisition, Pro Forma Information [Abstract]
Total revenues		219,913,000	227,132,000
Net income		11,034,000	26,380,000
Basic earnings per share		$0.24	$0.49
Basic weighted average number of common shares outstanding		46,717,359	53,877,879
Diluted earnings per share		$0.23	$0.47
Diluted weighted average number of common and common equivalent shares outstanding		48,368,365	56,728,807
Proceeds from Escrow Related to Campus Solutions	1,600,000
Obligation Assumed to Satisfy Liabilities	1,000,000
Other Income Resulting from Campus Solutions Settlement, Net	600,000
Decrease in Fair Value of Contingently Returnable Escrow Receivable		3,164,000
Increase to Fair Value of Intangible Assets due to reduction of contingently returnable escrow		2,310,000
Increase to Fair Value of Goodwill due to reduction of contingently returnable escrow		854,000
Intellectual Property Acquisition [Member]
Intellectual Property Acquisition [Abstract]
Shares issued on acquisition (in shares)				3,000,000
Shares which did not vest and will revert back (in shares)				1,051,878
Campus Solutions Member [Member]
Business Combination, Consideration Transferred
Cash Paid		47,300,000
Contingently Returnable Escrow Receivable, Fair Value Disclosure						3,300,000	136,000
Deposit into Escrow							5,200,000
Assets acquired [Abstract]
Accounts receivable							770,000
Contingently Returnable Escrow Receivable, Fair Value Disclosure						3,300,000	136,000
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed, Property, Plant, And Equipment							92,000
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Intangible Assets, Other Than Goodwill							25,850,000
Goodwill							20,402,000
Total assets acquired							47,250,000
Liabilities assumed [Abstract]
Business Acquisition, Purchase Price Allocation, Goodwill, Expected Tax Deductible Amount							20,200,000
Business Combination, Pro Forma Information, Revenue of Acquiree since Acquisition Date, Actual		13,200,000
Acquired Finite-Lived Intangible Assets [Line Items]
Useful life of acquired intangible assets	10 years
Amount	25,850,000
Campus Solutions Member [Member] | Customer Relationships [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Useful life of acquired intangible assets	11 years
Amount	23,130,000
Campus Solutions Member [Member] | Acquired Technology [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Useful life of acquired intangible assets	3 years
Amount	2,720,000
Campus Labs, LLC [Member]
Business Combination, Consideration Transferred
Cash Paid			37,300,000
Number of warrants included in purchase price of acquisition					150,000
Value of warants purchsed					1,000,000
Benchmark amount of revenues for potential earnout payment					12,500,000
Multiplier for potential earnout payment					3.5
Business Combination, Contingent Consideration Arrangements, Range of Outcomes, Maximum Unlimited					46.4
Business Combination, Contingent Consideration, Asset, Total					13,000,000
Business Combination, Contingent Consideration Arrangements, Range of Outcomes, Value, Low					7,000,000
Business Combination, Contingent Consideration Arrangements, Range of Outcomes, Value, High					23,000,000
Assets acquired [Abstract]
Accounts receivable					2,408,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Prepaid Expense and Other Assets					52,000
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed, Property, Plant, And Equipment					577,000
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Intangible Assets, Other Than Goodwill					21,710,000
Goodwill					31,170,000
Total assets acquired					55,917,000
Liabilities assumed [Abstract]
Accounts payable and accrued liabilities					1,178,000
Deferred revenue					3,500,000
Total liabilities assumed					4,678,000
Total fair value of consideration transferred					51,239,000
Business Acquisition, Purchase Price Allocation, Goodwill, Expected Tax Deductible Amount					20,300,000
Business Combination, Pro Forma Information, Revenue of Acquiree since Acquisition Date, Actual			2,900,000
Acquired Finite-Lived Intangible Assets [Line Items]
Useful life of acquired intangible assets	10 years
Amount	21,710,000
Campus Labs, LLC [Member] | Customer Relationships [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Useful life of acquired intangible assets	12 years
Amount	14,410,000
Campus Labs, LLC [Member] | Acquired Technology [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Useful life of acquired intangible assets	7 years
Amount	5,600,000
Campus Labs, LLC [Member] | Trademarks [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Useful life of acquired intangible assets	9 years
Amount	700,000
Campus Labs, LLC [Member] | Covenants Not to Compete [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Useful life of acquired intangible assets	5 years
Amount	$1,000,000

Investments_in_Marketable_Secu2

Investments in Marketable Securities and Fair Value Measurements (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2012	Dec. 31, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value, Beginning Balance	$0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Issues	136,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements	-136,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value, Ending Balance	0
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance		5,750,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Purchases		0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Earnings		-5,750,000
Ending Balance		0
Campus Labs, LLC [Member]
Business Acquisition, Contingent Consideration [Line Items]
Increase (decrease) in contingent consideration			5,800,000
Fair Value, Measurements, Recurring [Member] | Certificates of deposit [Member]
Assets [Abstract]
Total Assets	249,000		247,000
Fair Value, Measurements, Recurring [Member] | Certificates of deposit [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total Assets	0		0
Fair Value, Measurements, Recurring [Member] | Certificates of deposit [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total Assets	249,000		247,000
Fair Value, Measurements, Recurring [Member] | Certificates of deposit [Member] | Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total Assets	$0		$0

Restricted_Cash_Details

Restricted Cash (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2011
Restricted Cash [Abstract]
Escrow related to obligation for sales and use tax			$1,075,000
Funds accepted on behalf of others	$297,900,000	$199,100,000

Deferred_Costs_Details

Deferred Costs (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Deferred Costs [Abstract]
Deferred implementation costs	$13,016	$10,766
Deferred financing costs	2,880	2,880
Less: Accumulated amortization	-11,709	-9,273
Deferred costs, net	4,187	4,373
Costs Deferred In Year	2,200	1,600	2,500
Amortization of deferred costs	$2,400	$1,900	$1,700

Fixed_Assets_Details

Fixed Assets (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$71,961	$67,536
Less: Accumulated depreciation	-25,193	-17,648
Property, Plant and Equipment, Net	46,768	49,888
Depreciation	8,010	6,700	5,500
Building and Related Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	30,884	29,606
Building and Related Improvements [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life	39 years
Building and Related Improvements [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life	10 years
Computers and Software [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	25,228	20,413
Computers and Software [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life	10 years
Computers and Software [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life	3 years
Equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life	7 years
Property, Plant and Equipment, Gross	13,461	12,676
Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life	5 years
Property, Plant and Equipment, Gross	1,292	1,322
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life	5 years
Property, Plant and Equipment, Gross	508	508
Asset under Construction [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$588	$3,011

Goodwill_and_Intangible_Assets2

Goodwill and Intangible Assets (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Goodwill [Line Items]
Goodwill	$67,403	$67,403	$47,000
Goodwill Acquired During Period		20,403
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Assets, Gross	82,615	77,084
Less: Accumulated amortization	-26,360	-17,250
Intangible Assets, Net	56,255	59,834
Amortization expense related to intangible assets	9,100	6,500	3,400
Amortization Expense, Maturity Schedule [Abstract]
2015	10,691
2016	10,816
2017	8,201
2018	5,999
2019	5,360
Minimum [Member]
Finite-Lived Intangible Assets, Net [Abstract]
Useful life of acquired intangible assets	3 years
Maximum [Member]
Finite-Lived Intangible Assets, Net [Abstract]
Useful life of acquired intangible assets	12 years
Acquired Technology [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period	7 years
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Assets, Gross	15,324	15,324
Acquired Technology [Member] | Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period	3 years
Acquired Technology [Member] | Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period	7 years
Internal Use Software [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period	3 years
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Assets, Gross	10,410	2,212
Contracts and Customer Lists [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period	11 years
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Assets, Gross	48,571	48,571
Trademarks and Domain Names [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period	9 years
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Assets, Gross	1,150	1,150
Covenants Not to Compete [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period	5 years
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Assets, Gross	5,016	5,016
Internal Use Software in Development [Member]
Finite-Lived Intangible Assets, Net [Abstract]
Finite-Lived Intangible Assets, Gross	$2,144	$4,811

Provision_for_Operational_Loss2

Provision for Operational Losses (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Provision for Operating Losses [Roll Forward]
(Prepayment of) reserve for operational losses, beginning	($805)	($4,463)	($3,796)
Provision for operational losses	4,425	5,948	12,009
Payments to third party for losses, net of recoveries	-4,395	-2,290	-12,676
(Prepayment of) reserve for operational losses, ending	($775)	($805)	($4,463)

Accrued_Expenses_Details

Accrued Expenses (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accrued Expenses [Abstract]
Litigation Related Accrued Liabilities	$9,278	$16,310
Compensation and benefits	4,214	4,053
Bank and payment processing expenses	5,977	3,118
Data processing	2,806	2,632
Other	3,597	4,209
Accrued Liabilities	$25,872	$30,322

Debt_and_Acquisition_Payable_D

Debt and Acquisition Payable (Details) (USD $)

12 Months Ended

0 Months Ended

3 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Dec. 31, 2014

Dec. 31, 2013

Dec. 31, 2012

Feb. 12, 2015

Mar. 31, 2015

Mar. 31, 2016

Dec. 31, 2015

Sep. 30, 2015

Jun. 30, 2015

Mar. 31, 2015

Dec. 31, 2011

Dec. 31, 2016

Credit Facilities [Abstract]

Deferred financing costs

$2,200

$1,600

$2,500

Repayments of Lines of Credit

10,000

43,000

0

Letter of Credit [Member]

Credit Facilities [Abstract]

Maximum borrowing capacity

20,000

December 2010 Facility [Member]

Credit Facilities [Abstract]

Maximum borrowing capacity

50,000

Repayments of Lines of Credit

30,000

Revolving credit facility [Member]

Credit Facilities [Abstract]

Maximum borrowing capacity

200,000

Amount Outstanding

94,000

Minimum interest rate at which interest will accrue (in hundreths)

2.00%

Deferred financing costs

251

1,637

Revolving credit facility [Member] | Minimum [Member]

Credit Facilities [Abstract]

Basis spread on variable rate (in hundredths)

1.75%

Applicable margin for commitment fees (in hundredths)

0.25%

Minimum EBITDA

50,000

Minimum fixed charge coverage ratio (in hundredths)

125.00%

Revolving credit facility [Member] | Maximum [Member]

Credit Facilities [Abstract]

Basis spread on variable rate (in hundredths)

2.25%

Applicable margin for commitment fees (in hundredths)

0.38%

Maximum funded debt to EBIDTA ratio within three year period (in hundredths)

250.00%

Maximum funded debt to EBIDTA ratio allowed thereafter (in hundredths)

200.00%

Revolving credit facility [Member] | Weighted Average [Member]

Credit Facilities [Abstract]

Interest rate during period (in hundredths)

2.42%

Swing line loans [Member]

Credit Facilities [Abstract]

Maximum borrowing capacity

10,000

Feb 2015 Amendment [Member]

Credit Facilities [Abstract]

Maximum borrowing capacity

140,000

130,000

120,000

Minimum EBITDA

35,000

40,000

40,000

45,000

45,000

Deferred financing costs

4,400

Repayments of Lines of Credit

35,000

Maximum Debt to Consolidated EBITDA ratio through 9/30/16

275.00%

Maximum Debt To Consolidated EBITDA Ratio After 9/30/16

250.00%

Permitted Settlement Related to Regulatory Matters

75,000

Permitted Exclusion from Computation of EBITDA

75,000

Maximum Reduction of Revolving Credit Facility

20,000

Limit Which Triggers Reduction in Revolving Credit Facility

70,000

Feb 2015 Amendment [Member] | Maximum [Member] | Facility Base Rate [Member]

Credit Facilities [Abstract]

Basis spread on variable rate (in hundredths)

3.00%

Feb 2015 Amendment [Member] | Maximum [Member] | Eurodollar Rate [Member]

Credit Facilities [Abstract]

Basis spread on variable rate (in hundredths)

4.00%

Feb 2015 Amendment - Regulatory Reserve [Member]

Credit Facilities [Abstract]

Maximum borrowing capacity

$35,000

Real_Estate_Development_Projec2

Real Estate Development Project and New Markets Tax Credit Financing (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
					Building
Real Estate Development Project and New Markets Tax Credit Financing [Abstract]
Amount incurred to develop commercial buildings	$30,900,000
Number of previously existing buildings developed					2
Buyout option period, Minimum				7 years
Other Receivables, Historic Tax Credit		3,500,000
Guarantor Obligations, Current Carrying Value	1,300,000
GuaranteeObligationsLT	1,100,000
GuaranteeObligationsCurrent	200,000
Real Estate Development Project and New Markets Tax Credit Financing [Line Items]
Capital contributed				2,168,000
Ownership interest acquired by new member (in hundredths)				2.00%
Term to reacquire real estate interest sold				7 years
Loan to unrelated third party				7,633,000
Interest on real estate development loan (in hundredths)				1.00%
Payments to Acquire Equity Method Investments	-3,581,000	3,856,000	0
Equity Method Investment, Realized Gain (Loss) on Disposal	300,000
Real Estate LLC [Member]
Real Estate Development Project and New Markets Tax Credit Financing [Line Items]
Proceeds from real estate development loan				7,633,000
Interest rate on unrelated party borrowings (in hundredths)				1.10%
Payment Guarantee [Member]
Real Estate Development Project and New Markets Tax Credit Financing [Line Items]
Maximum guaranty amount	7,000,000
Disallowance or Recapture Event [Member]
Real Estate Development Project and New Markets Tax Credit Financing [Line Items]
Maximum guaranty amount	6,000,000
Federal Historic Preservation Tax Incentives Program [Member]
Real Estate Development Project and New Markets Tax Credit Financing [Line Items]
Amount of grants, credits and subsidies				5,705,000
Continuing criteria				We may not dispose of the building or reduce our ownership interest below a specified level for five years following the date the building is placed in service.
Potential recapture or forfeiture				The recapture amount is reduced 20% of the total amount claimed each year.
Continuing criteria period, Minimum				5 years
Potential recapture or forfeiture, reduction in total amount claimed (in hundredths)				20.00%
Department of Economic and Community Development Urban Act Grant and Environmental Remediation Grant [Member]
Real Estate Development Project and New Markets Tax Credit Financing [Line Items]
Amount of grants, credits and subsidies				5,500,000
Continuing criteria				We must (i) maintain corporate headquarters in Connecticut for the next 10 years, (ii) maintain a specified minimum average employment level for the years 2015 b 2018 and (iii) adhere to other administrative criteria.
Potential recapture or forfeiture				The full amount of the grant, plus 7.5%.
Potential recapture or forfeiture, reduction in total amount claimed (in hundredths)				7.50%
Connecticut Development Authority Sales and Use Tax Relief Program [Member]
Real Estate Development Project and New Markets Tax Credit Financing [Line Items]
Amount of grants, credits and subsidies				1,000,000
Continuing criteria				We must (i) maintain corporate headquarters in Connecticut for the next 10 years and (ii) meet a specified minimum employment level as of March 31, 2015.
Potential recapture or forfeiture				The full amount of benefit received from the program plus 7.5%.
Potential recapture or forfeiture, reduction in total amount claimed (in hundredths)				7.50%
Other contributions [Member]
Real Estate Development Project and New Markets Tax Credit Financing [Line Items]
Amount of grants, credits and subsidies				$5,423,000

Capital_Stock_Details

Capital Stock (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2014
Common Stock [Abstract]
Common stock, shares authorized (in shares)	200,000,000		200,000,000
Common stock, par value (in dollars per share)	$0.00		$0.00
Treasury Stock [Abstract]
Treasury stock value	($5,996)	($115,695)
Common Stock [Member]
Common Stock [Abstract]
Common stock, shares authorized (in shares)			200,000,000
Common stock, par value (in dollars per share)			$0.00
Number votes each common stock entitles the holder			1
Class of Warrant or Right, Exercise Price of Warrants or Rights			$11.67
Class of Warrant or Right, Outstanding			150,000
Preferred Stock [Member]
Preferred Stock [Abstract]
Preferred stock authorized (in shares)			20,000,000
Preferred stock, par value ( dollars per share)			$0.00
Treasury Stock [Member]
Treasury Stock [Abstract]
Treasury stock purchased (in shares)	528,403	10,324,500
Treasury stock value	($5,996)	($115,695)

Stock_Based_Compensation_Detai

Stock Based Compensation (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2009
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Outstanding Options, Number Outstanding (in shares)	4,754,172
Outstanding Options, Weighted Average Remaining Contractual Term	5 years 8 months 12 days
Outstanding Options, Weighted Average Exercise Price (in dollars per share)	$8.28
Options Exercisable, Number Exercisable (in shares)	3,302,102
Options Exercisable, Weighted Average Remaining Contractual Life	4 years 7 months 6 days
Exercisable Options, Weighted Average Exercise Price	$7.52
Total compensation cost not yet recognized	$10,023
Period for recognition	2 years 10 months 24 days
Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Sharebased Compensation Arrangement by Sharebased Payment Award, Award Expiration Period	10 years
Awards vesting one year from grant date (in hundredths)	20.00%
Awards vesting period, thereafter (in hundredths)	2.00%
Remaining vesting period after first year of grant date	4 years
Stock Options Outstanding [Roll Forward]
Outstanding at beginning of period (in shares)	6,429,234		5,439,335		6,190,466
Granted (in shares)	383,436		2,064,837		858,000
Exercised (in shares)	-186,176		-912,524		-1,429,063
Forfeited/ Canceled (in shares)	-1,872,322		-162,414		-180,068
Outstanding at end of period (in shares)	4,754,172		6,429,234		5,439,335
Weighted Average Exercise Price [Roll Forward]
Outstanding at beginning of period (in dollars per share)	$9.09		$7.44		$5.53
Granted (in dollars per share)	$5.87		$10.40		$13.19
Exercised (in dollars per share)	$1.09		$1.43		$2.15
Forfeited/ Canceled (in dollars per share)	$11.30		$13.41		$11.15
Outstanding at end of period (in dollars per share)	$8.28		$9.09		$7.44
Additional Disclosures [Abstract]
Intrinsic value of options outstanding	1,809
Shares vested	1,778
Weighted Average Grant Stock Price [Roll Forward]
Weighted average grant date fair value (in dollars per share)	$2.92		$5.17		$6.23
Weighted-average grant-date fair value, options vested (in dollars per share)	$6.06		$6.15		$4.67
Total grant-date fair value of options vested	2,800		3,800		4,100
Weighted average grant date fair value, forfeited (in dollars per share)	$5.57		$6.86		$6.21
Total Intrinsic Value	900		7,800		16,200
Tax benefit realized from exercise of stock options	0		100		200
Restricted Stock [Member]
Restricted Stock Outstanding [Roll Forward]
Outstanding at beginning of period (in shares)	105,812		7,047		21,678
Granted (in shares)	1,340,822		105,812		0
Exercised (in shares)	-79,134	[1]	-7,047	[1]	-7,044	[1]
Forfeited (in shares)	-4,375		0		-7,587
Outstanding at end of period (in shares)	1,363,125		105,812		7,047
Weighted Average Grant Stock Price [Roll Forward]
Outstanding at beginning of period (in dollars per share)	$9.81		$10.80		$10.80
Granted (in dollars per share)	$4.65		$9.81		$0
Vested (in dollars per share)	$9.18		$10.80		$10.80
Forfeited/ Canceled (in dollars per share)	$8		$0		$10.80
Outstanding at end of period (in dollars per share)	$4.77		$9.81		$10.80
Intrinsic value, Shares outstanding	5,739
Warrant [Member]
Additional Disclosures [Abstract]
Shares vested	0
Restricted Stock Outstanding [Roll Forward]
Outstanding at beginning of period (in shares)	150,000		150,000		0
Granted (in shares)	0		0		150,000
Exercised (in shares)	0		0		0
Forfeited (in shares)	0		0		0
Outstanding at end of period (in shares)	150,000		150,000		150,000
Weighted Average Grant Stock Price [Roll Forward]
Outstanding at beginning of period (in dollars per share)	$11.67		$11.67		$0
Granted (in dollars per share)	$0		$0		$11.67
Vested (in dollars per share)	$0		$0		$0
Forfeited/ Canceled (in dollars per share)	$0		$0		$0
Outstanding at end of period (in dollars per share)	$11.67		$11.67		$11.67
Intrinsic value, Shares outstanding	$0
2000 Stock Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized (in shares)							11,400,000
Common stock reserved for future issuance (in shares)	2,235,630
2010 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized (in shares)	5,760,000
Common stock reserved for future issuance (in shares)	5,318,990
Number of shares available for grant (in shares)	1,634,924
[1]	Represents restricted stock vested

Income_Taxes_Details

Income Taxes (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Current Income Tax Expense [Abstract]
Federal	$6,128	$14,839	$18,788
State and local	580	1,100	1,380
Current income tax expense	6,708	15,939	20,168
Deferred Income Tax Benefit [Abstract]
Federal	2,860	-6,314	1,992
State and local	107	-273	-136
Deferred income taxes	2,967	-6,587	1,856
Income Tax Expense (Benefit), Total	9,675	9,352	22,024
Reconciliation of Expected Income Tax Expense at Statutory Federal Income Tax Rate to Effective income Tax Rate [Abstract]
Expected federal income tax expense	8,625	8,218	20,613
Nondeductible Expense, Share-based Compensation Cost	472	605	560
Non-deductible expenses	329	60	71
State tax expense, net of federal tax effect	484	442	761
Federal credits	-96	-53	0
Other	-139	80	19
Deferred Tax Assets, Net [Abstract]
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Legal Settlements	3,378	6,034
Stock options	2,939	2,691
Tax credits	812	834
Intangible assets	0	0
Fixed assets	0	0
Other	1,611	1,122
Total deferred tax assets	8,740	10,681
Valuation Allowance	-1,409	-1,119
Deferred Tax Assets, Net	7,331	9,562
Deferred Tax Liabilities, Gross [Abstract]
Intangible assets	-951	-651
Fixed assets	-6,475	-5,400
Other	0	-9
Total deferred tax liabilities	-7,426	-6,060
Operating Loss Carryforwards [Line Items]
State net operating loss carry forwards subject to restriction	100
Reconciliation of Beginning and Ending Amounts of Unrecognized Tax Benefits [Roll Forward]
Balance at beginning of period	426	345	342
Additions for tax positions related to the current year	0	76	17
Additions for tax positions of prior years	24	29	18
Reductions for tax positions of prior years	-12	0	-10
Settlements	0	0	0
Unrecognized Tax Benefits, Reductions Resulting from Lapse of Applicable Statute of Limitations	-114	-24	-22
Balance at end of period	324	426	345
Federal [Member]
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	100
Tax Credit Carryforward [Line Items]
Tax credit carry-forwards	100
State [Member]
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	12,300
Tax Credit Carryforward [Line Items]
Tax credit carry-forwards	$1,100

Commitments_and_Contingencies_1

Commitments and Contingencies (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
				Complaint
				Patent
Aggregate Future Minimum Lease Payments Under Non-cancelable Operating Leases Due, Fiscal Year Maturity [Abstract]
2015	$539,000
2016	482,000
2017	331,000
2018	252,000
2019	329,000
Thereafter	790,000
Total paymnents	2,723,000
Rent expense	700,000	700,000	1,200,000
Purchase Obligation, Fiscal Year Maturity [Abstract]
2015	2,817,000
2016	2,919,000
2017	2,492,000
Purchase Obligation, Total	8,228,000
Loss Contingencies [Line Items]
Revenue change - Assessed fees customer credits	8,750,000	0	0
Potential Federal Reserve Restitution	35,000,000
Potential FDIC Restitution	35,000,000
Potential Total Restitution	70,000,000
Sales Allowances, Services	8,750,000
Gain (Loss) Related to Litigation Settlement	0	16,320,000	0
Settlement Amount	15,000,000
Number of complaints filed				2
Number of Patents Violated				2
FDIC [Member]
Loss Contingencies [Line Items]
Revenue change - Assessed fees customer credits				4,700,000
Civil Money Penalty				100,000

Quarterly_Results_unaudited_De

Quarterly Results (unaudited) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Quarterly Results (unaudited) [Abstract]
Revenues	$57,053	$59,775	$36,727	$66,556	$56,608	$57,112	$40,023	$57,380
Gross margin	31,542	31,593	15,625	38,962	32,977	32,113	22,129	35,080	117,722	122,299	117,440
Income from operations	8,574	8,844	-6,865	16,585	11,012	-7,991	6,488	16,343	27,138	25,852	59,442
Net income before income taxes	6,887	7,838	-5,942	15,859	10,273	-8,423	5,820	15,810	24,642	23,480	58,894
Net income	$4,112	$2,922	($3,771)	$9,710	$6,261	($5,494)	$3,559	$9,802	$14,967	$14,128	$36,870
Basic net income per share (in dollars per share)	$0.09	$0.10	($0.08)	$0.21	$0.13	($0.12)	$0.08	$0.21
Diluted net income per share (in dollars per share)	$0.09	$0.10	($0.08)	$0.20	$0.13	($0.12)	$0.07	$0.20	$0.31	$0.29	$0.65