Capitol Federal Financial (CFFN) POS AM Prospectus update (post-effective amendment)

Exhibit 99.7

SPECIAL MEETING OF STOCKHOLDERS OF

CAPITOL FEDERAL FINANCIAL

_____________________, 2010

NOTICE OF INTERNET AVAILABILITY OF PROXY MATERIAL:

The Notice of Meeting and Proxy Statement/Prospectus

are available at http://ir.capfed.com/special-proxy.cfm

Please sign, date and mail

your proxy card in the

envelope provided as soon

as possible.

Please detach along perforated line and mail in the envelope provided.

The Board of Directors recommends a vote “FOR” the approval of the Plan of Conversion and  “FOR” approval of the adjournment of the special meeting. PLEASE SIGN, DATE AND RETURN PROMPTLY IN THE ENCLOSED ENVELOPE.  PLEASE MARK YOUR VOTE IN BLUE OR BLACK INK AS SHOWN HERE x
I	The Plan of Conversion and Reorganization of Capitol Federal Savings Bank MHC (the "plan of conversion"), pursuant to which our organization will convert from a partially public company to a fully public company. Currently, Capitol Federal Savings Bank is a wholly-owned subsidiary of Capitol Federal Financial (“CFF”), and Capitol Federal Savings Bank MHC owns 71% of CFF’s common stock.  The remaining 29% of CFF’s common stock is owned by public stockholders.  As a result of the conversion, a newly formed company, Capitol Federal Financial, Inc., will become the parent of Capitol Federal Savings Bank.  Each share of CFF common stock owned by the public will be exchanged for shares of common stock of Capitol Federal Financial, Inc. so that our existing public stockholders will own the same percentage of Capitol Federal Financial, Inc. common stock as they owned of our common stock immediately prior to the conversion.
	FOR	AGAINST		ABSTAIN
	o	o		o
II.	The adjournment of the special meeting, if necessary, to solicit additional proxies in the event that there are not sufficient votes to approve the plan of conversion.
	FOR		AGAINST		ABSTAIN
	o		o		o	In their discretion, the proxies are authorized to vote on any other business that may properly come before the meeting or any adjournment or postponement thereof.
To change the address on your account, please check the box at right and indicate your new address in the address space above.  Please note that changes to the registered name(s) on the account may not be submitted via this method.						The undersigned acknowledges receipt from Capitol Federal Financial, prior to the execution of this Proxy, of Notice of the Special Meeting of Stockholders, and a Proxy Statement/Prospectus.

Signature of Stockholder Date: Signature of Stockholder Date:

Note: Please sign exactly as your name or names appear on this Proxy. When shares are held jointly, each holder should sign. When signing as executor, administrator, attorney, trustee or guardian, please give full title as such. If the signer is a corporation, please sign full corporate name by duly authorized officer, giving full title as such. If signer is a partnership, please sign in partnership name by authorized person.