Capitol Federal Financial (CFFN) 10-Q 4 Feb 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Dec. 31, 2013	Jan. 24, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Dec-13	'
Entity Registrant Name	'Capitol Federal Financial Inc	'
Entity Central Index Key	'0001490906	'
Current Fiscal Year End Date	'--09-30	'
Entity Filer Category	'Large Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	145,169,388
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Entity Well-known Seasoned Issuer	'Yes	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Trading Symbol	'cffn	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
ASSETS:	'	'
Cash and cash equivalents (includes interest-earning deposits of $63,466 and $99,735)	$88,665	$113,886
Securities:	'	'
Available-for-sale ("AFS") at estimated fair value (amortized cost of $986,251 and $1,058,283)	993,593	1,069,967
Held-to-maturity ("HTM") at amortized cost (estimated fair value of $1,670,097 and $1,741,846)	1,668,484	1,718,023
Loans receivable, net (of allowance for credit losses ("ACL") of $8,919 and $8,822)	6,024,589	5,958,868
Bank-owned life insurance ("BOLI")	59,832	59,495
Capital stock of Federal Home Loan Bank ("FHLB"), at cost	129,095	128,530
Accrued interest receivable	22,823	23,596
Premises and equipment, net	71,477	70,112
Other real estate owned ("OREO")	3,645	3,882
Other assets	48,851	40,090
TOTAL ASSETS	9,111,054	9,186,449
LIABILITIES:	'	'
Deposits	4,620,908	4,611,446
FHLB borrowings	2,515,618	2,513,538
Repurchase agreements	320,000	320,000
Advance payments by borrowers for taxes and insurance	23,930	57,392
Income taxes payable	7,577	108
Deferred income tax liabilities, net	19,586	20,437
Accounts payable and accrued expenses	33,972	31,402
Total liabilities	7,541,591	7,554,323
STOCKHOLDERS' EQUITY:	'	'
Preferred stock ($0.01 par value) 100,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock ($0.01 par value) 1,400,000,000 shares authorized; 147,313,188 and 147,840,268 shares issued and outstanding as of December 31, 2013 and September 30, 2013, respectively	1,473	1,478
Additional paid-in capital	1,232,059	1,235,781
Unearned compensation, Employee Stock Ownership Plan ("ESOP")	-44,190	-44,603
Retained earnings	375,554	432,203
Accumulated other comprehensive income ("AOCI"), net of tax	4,567	7,267
Total stockholders' equity	1,569,463	1,632,126
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$9,111,054	$9,186,449

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Interest-earning deposits	$63,466	$99,735
Available-for-sale Securities, Amortized Cost	986,251	1,058,283
Held-to-maturity securities, estimated fair value	1,670,097	1,741,846
Loans receivable, allowance for credit losses	$8,919	$8,822
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	1,400,000,000	1,400,000,000
Common stock, shares issued	147,313,188	147,840,268
Common stock, shares outstanding	147,313,188	147,840,268

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
INTEREST AND DIVIDEND INCOME:	'	'
Loans receivable	$56,948	$58,467
Mortgage-backed securities ("MBS")	11,962	15,183
Investment securities	2,066	2,865
Capital stock of FHLB	1,196	1,128
Cash and cash equivalents	62	33
Total interest and dividend income	72,234	77,676
INTEREST EXPENSE:	'	'
FHLB borrowings	16,863	18,628
Deposits	8,323	9,849
Repurchase agreements	2,803	3,569
Total interest expense	27,989	32,046
NET INTEREST INCOME	44,245	45,630
PROVISION FOR CREDIT LOSSES	515	233
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	43,730	45,397
NON-INTEREST INCOME:	'	'
Retail fees and charges	3,810	3,992
Insurance commissions	558	571
Loan fees	450	467
Income from BOLI	338	382
Other non-interest income	344	356
Total non-interest income	5,500	5,768
NON-INTEREST EXPENSE:	'	'
Salaries and employee benefits	10,726	12,181
Occupancy	2,549	2,318
Information technology and communications	2,292	2,198
Regulatory and outside services	1,396	1,765
Deposit and loan transaction costs	1,387	1,526
Federal insurance premium	1,083	1,114
Advertising and promotional	1,006	1,032
Other non-interest expense	2,348	2,607
Total non-interest expense	22,787	24,741
INCOME BEFORE INCOME TAX EXPENSE	26,443	26,424
INCOME TAX EXPENSE	8,630	8,861
NET INCOME	$17,813	$17,563
Basic earnings per share	$0.12	$0.12
Diluted earnings per share	$0.12	$0.12
Dividends declared per share	$0.51	$0.78
Basic weighted average common shares	142,881,977	147,882,707
Diluted weighted average common shares	142,883,041	147,882,809

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements Of Comprehensive Income [Abstract]	'	'
Net income	$17,813	$17,563
Other comprehensive income, net of tax:	'	'
Changes in unrealized holding gains/losses on AFS securities, net of deferred income taxes of $1,642 and $2,313 for the three months ended December 31, 2013 and 2012, respectively	-2,700	-3,805
Comprehensive income	$15,113	$13,758

Consolidated_Statements_Of_Com1

Consolidated Statements Of Comprehensive Income (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements Of Comprehensive Income [Abstract]	'	'
Changes in unrealized holding gains/losses on AFS securities, deferred income taxes	$1,642	$2,313

Consolidated_Statements_Of_Sto

Consolidated Statements Of Stockholders' Equity (USD $)	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned Compensation ESOP [Member]	Retained Earnings [Member]	AOCI [Member]	Total
In Thousands
Balance at Sep. 30, 2013	$1,478	$1,235,781	($44,603)	$432,203	$7,267	$1,632,126
Net income	'	'	'	17,813	'	17,813
Other comprehensive income, net of tax	'	'	'	'	-2,700	-2,700
ESOP activity, net	'	97	413	'	'	510
Restricted stock activity, net	'	75	'	'	'	75
Stock-based compensation	'	548	'	'	'	548
Repurchase of common stock	-6	-4,840	'	-2,183	'	-7,029
Stock options exercised	1	398	'	'	'	399
Dividends on common stock to stockholders ($0.51 per share)	'	'	'	-72,279	'	-72,279
Balance at Dec. 31, 2013	$1,473	$1,232,059	($44,190)	$375,554	$4,567	$1,569,463

Consolidated_Statements_Of_Sto1

Consolidated Statements Of Stockholders' Equity (Parenthetical) (USD $)	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements Of Stockholders' Equity [Abstract]	'	'
Dividends on common stock to stockholders per share	$0.51	$0.78

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$17,813	$17,563
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
FHLB stock dividends	-1,196	-1,128
Provision for credit losses	515	233
Originations of loans receivable held-for-sale ("LHFS")	-906	-1,364
Proceeds from sales of LHFS	1,453	1,320
Amortization and accretion of premiums and discounts on securities	1,511	2,294
Depreciation and amortization of premises and equipment	1,539	1,257
Amortization of deferred amounts related to FHLB advances, net	2,080	2,171
Common stock committed to be released for allocation - ESOP	510	1,636
Stock-based compensation	548	909
Changes in:	'	'
Prepaid federal insurance premium	'	987
Accrued interest receivable	773	1,773
Other assets, net	78	-3,379
Income taxes payable/receivable	8,335	8,848
Accounts payable and accrued expenses	-7,950	-11,865
Net cash provided by operating activities	25,103	21,255
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Purchase of AFS securities	-24,768	-204,142
Purchase of HTM securities	-30,896	-193,191
Proceeds from calls, maturities and principal reductions of AFS securities	96,656	345,298
Proceeds from calls, maturities and principal reductions of HTM securities	79,068	176,794
Proceeds from the redemption of capital stock of FHLB	3,350	3,315
Purchases of capital stock of FHLB	-2,719	'
Net increase in loans receivable	-66,776	-33,926
Purchases of premises and equipment	-2,510	-2,118
Proceeds from sales of OREO	1,180	3,430
Net cash provided by investing activities	52,585	95,460
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Dividends paid	-72,279	-114,302
Deposits, net of withdrawals	9,462	31,520
Proceeds from borrowings	250,000	334,150
Repayments on borrowings	-250,000	-334,150
Change in advance payments by borrowers for taxes and insurance	-33,462	-31,824
Repurchase of common stock	-7,029	-38,657
Stock options exercised	399	'
Net cash used in financing activities	-102,909	-153,263
NET DECREASE IN CASH AND CASH EQUIVALENTS	-25,221	-36,548
CASH AND CASH EQUIVALENTS:	'	'
Beginning of Period	113,886	141,705
End of Period	88,665	105,157
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:	'	'
Income tax payments	296	12
Interest payments	$26,738	$30,601

Summary_Of_Significant_Account

Summary Of Significant Accounting Policies	3 Months Ended
	Dec. 31, 2013
Summary Of Significant Accounting Policies [Abstract]	'
Summary Of Significant Accounting Policies	'
	1.   Summary of Significant Accounting Policies
	Basis of Presentation - The accompanying consolidated financial statements of Capitol Federal® Financial, Inc. (the “Company”) have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X.  Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements.  In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included.  These statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2013, filed with the Securities and Exchange Commission (“SEC”).  Interim results are not necessarily indicative of results for a full year.
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Capitol Federal Savings Bank (the “Bank”).  The Bank has a wholly-owned subsidiary, Capitol Funds, Inc.  Capitol Funds, Inc. has a wholly-owned subsidiary, Capitol Federal Mortgage Reinsurance Company.  All intercompany accounts and transactions have been eliminated in consolidation.
	In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and revenues and expenses during the reporting periods.  The ACL is a significant estimate that involves a high degree of complexity and requires management to make difficult and subjective judgments and assumptions about highly uncertain matters.  The use of different judgments and assumptions could cause reported results to differ significantly.  In addition, bank regulators periodically review the ACL of the Bank.  Bank regulators have the authority to require the Bank, as they can require all banks, to increase the ACL or recognize additional charge-offs based upon their judgments, which may differ from management’s judgments.  Any increases in the ACL or recognition of additional charge-offs required by bank regulators could adversely affect the Company’s financial condition and results of operations.
	Loans Receivable - Loans receivable that management has the intent and ability to hold for the foreseeable future are carried at the amount of unpaid principal, net of ACL, undisbursed loan funds, unamortized premiums and discounts, and deferred loan origination fees and costs.  Net loan origination fees and costs and premiums and discounts are amortized as yield adjustments to interest income using the level-yield method, adjusted for the estimated prepayment speeds of the related loans when applicable.  Interest on loans is credited to income as earned and accrued only if deemed collectible.
	Endorsed loans - Existing loan customers, whose loans have not been sold to third parties, who have not been delinquent on their contractual loan payments during the previous 12 months and who are not currently in bankruptcy, have the opportunity, for a cash fee, to endorse their original loan terms to current loan terms being offered.  The fee assessed for endorsing the mortgage loan is deferred and amortized over the remaining life of the endorsed loan using the level-yield method and is reflected as an adjustment to interest income.  Each endorsement is examined on a loan-by-loan basis and if the new loan terms represent more than a minor change to the loan, then the unamortized balance of the pre-endorsement deferred fees and/or costs associated with the mortgage loan are recognized in interest income at the time of the endorsement.  If the endorsement of terms does not represent more than a minor change to the loan, then the unamortized balance of the pre-endorsement deferred fees and/or costs continue to be deferred.
	Troubled debt restructurings (“TDRs”) - For borrowers experiencing financial difficulties, the Bank may grant a concession to the borrower.  Generally, the Bank grants a short-term payment concession to borrowers who are experiencing a temporary cash flow problem.  The most frequently used concession is to reduce the monthly payment amount for a period of 6 to 12 months, often by requiring payments of only interest and escrow during this period, resulting in an extension of the maturity date of the loan.  For more severe situations requiring long-term solutions, the Bank also offers interest rate reductions to currently-offered rates and the capitalization of delinquent interest and/or escrow resulting in an extension of the maturity date of the loan.  The Bank does not forgive principal or interest nor does it commit to lend additional funds, except for situations generally involving the capitalization of delinquent interest and/or escrow not to exceed the original loan balance, to these borrowers.
	Endorsed loans are classified as TDRs when certain guidelines for soft credit scores and/or estimated loan-to-value (“LTV”) ratios are not met.  These guidelines are intended to identify changes in the borrower’s credit condition since origination, signifying the borrower could be experiencing financial difficulties even though the borrower has not been delinquent on his contractual loan payment in the previous 12 months.
	The TDRs discussed above will be reported as such until paid-off, unless the loan has been restructured to an interest rate equal to or greater than the rate the Bank was willing to accept at the time of the restructuring for a new loan with comparable risk, and has performed under the new terms of the restructuring agreement for at least 12 consecutive months.
	The Office of the Comptroller of the Currency (“OCC”) requires loans that had been discharged under Chapter 7 bankruptcy proceedings where the borrower has not reaffirmed the debt owed to the lender (“Chapter 7 loans”) to be reported as TDRs, regardless of their delinquency status (“Chapter 7 TDRs”).  These loans will be reported as TDRs until the borrower has made 48 consecutive monthly loan payments after the Chapter 7 discharge date.
	Delinquent loans - A loan is considered delinquent when payment has not been received within 30 days of its contractual due date.
	Nonaccrual loans - The accrual of income on loans is discontinued when interest or principal payments are 90 days in arrears or, for TDR loans, the borrower has not made six consecutive monthly payments per the restructured loan terms or since the discharge date for Chapter 7 TDRs.  Loans on which the accrual of income has been discontinued are designated as nonaccrual and outstanding interest previously credited beyond 90 days delinquent is reversed.  A nonaccrual loan is returned to accrual status once the contractual payments have been made to bring the loan less than 90 days past due or, in the case of a TDR loan, the borrower has made six consecutive payments per the restructured loan terms or the borrower has made six consecutive payments since the discharge date for Chapter 7 TDRs.
	Impaired loans - A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the loan agreement.  Interest income on impaired loans is recognized in the period collected unless the ultimate collection of principal is considered doubtful.  The following types of loans are reported as impaired loans: all nonaccrual loans, loans classified as substandard, loans partially charged-off, Chapter 7 loans, and all TDRs except those that have been restructured to an interest rate equal to or greater than the rate the Bank was willing to accept at the time of the restructuring for a new loan with comparable risk, and has performed under the new terms of the restructuring agreement for at least 12 consecutive months.
	The majority of the Bank’s impaired loans are related to one- to four-family properties.  Impaired loans related to one- to four-family properties are individually evaluated for loss when the loan becomes 180 days delinquent or at any time management has knowledge of the existence of a potential loss to ensure that the carrying value of the loan is not in excess of the fair value of the collateral, less estimated selling costs.
	Allowance for Credit Losses - The ACL represents management’s best estimate of the amount of inherent losses in the loan portfolio as of the balance sheet date.  Management’s methodology for assessing the appropriateness of the ACL consists of an analysis (“formula analysis”) model, along with analyzing several other factors.  Management maintains the ACL through provisions for credit losses that are either charged to or credited to income.
	For one- to four-family secured loans, losses are charged-off when the loan is generally 180 days delinquent or in foreclosure.  Losses are based on new collateral values obtained through appraisals, less estimated costs to sell.  Anticipated private mortgage insurance (“PMI”) proceeds are taken into consideration when calculating the loss amount.  An updated appraisal is requested, at a minimum, every 12 months thereafter if the loan is 180 days or more delinquent or in foreclosure.  If the Bank holds the first and second mortgage, both loans are combined when evaluating whether there is a potential loss on the loan.  Charge-offs for real estate-secured loans may also occur at any time if the Bank has knowledge of the existence of a potential loss.  For all real estate loans that are not secured by one- to four-family property, losses are charged-off when the collection of such amounts is unlikely.  When a non-real estate secured loan is 120 days delinquent, any identified losses are charged-off.
	The Bank’s primary lending emphasis is the origination and purchase of one- to four-family first mortgage loans on residential properties and, to a lesser extent, home equity and second mortgage loans on one- to four-family residential properties, resulting in a loan concentration in residential mortgage loans.  The Bank has a concentration of loans secured by residential property located in Kansas and Missouri.  Based on the composition of the Bank’s loan portfolio, the primary risk characteristics inherent in the one- to four-family and consumer loan portfolios are a decline in economic conditions, elevated levels of unemployment or underemployment, and declines in residential real estate values.  Any one or a combination of these events may adversely affect borrowers’ ability to repay their loans, resulting in increased delinquencies, non-performing assets, loan losses, and future loan loss provisions.  Although the multi-family and commercial loan portfolio is subject to the same risk of declines in economic conditions, the primary risk characteristics inherent in this portfolio include the ability of the borrower to sustain sufficient cash flows from leases and to control expenses to satisfy their contractual debt payments, and/or the ability to utilize personal and/or business resources to pay their contractual debt payments if the cash flows are not sufficient.  Additionally, if the Bank were to repossess the secured collateral of a multi-family or commercial loan, the pool of potential buyers is limited more than that for a residential property.  Therefore, the Bank could hold the property for an extended period of time and/or potentially be forced to sell at a discounted price, resulting in additional losses.
	Each quarter, a formula analysis is prepared which segregates the loan portfolio into categories based on certain risk characteristics.  The categories include the following: one- to four-family loans; multi-family and commercial loans; consumer home equity loans; and other consumer loans.  Home equity loans with the same underlying collateral as a one- to four-family loan are combined with the one- to four-family loan in the formula analysis model to calculate a combined LTV ratio.  Loans individually evaluated for loss are excluded from the formula analysis model.  The one- to four-family loan portfolio and related home equity loans are segregated into additional categories based on the following risk characteristics: originated and correspondent purchased, or bulk purchased; interest payments (fixed-rate and adjustable-rate/interest-only); LTV ratios; borrower’s credit scores; and certain geographic locations.  The categories were derived by management based on reviewing the historical performance of the one- to four-family loan portfolio and taking into consideration current economic conditions, such as trends in residential real estate values in certain areas of the U.S. and unemployment rates.
	Quantitative loss factors are applied to each loan category in the formula analysis model based on the historical loss experience for each respective loan category.  Each quarter, management reviews the historical loss time periods and utilizes the historical loss time periods believed to be the most reflective of the current economic conditions and recent charge-off experience.
	Qualitative loss factors are applied to each loan category in the formula analysis model.  The qualitative loss factors that are applied in the formula analysis model for one- to four-family and consumer loan portfolios are: unemployment rate trends; collateral value trends; credit score trends; and delinquent loan trends.  The qualitative loss factors that are applied in the formula analysis model for multi-family and commercial loan portfolio are: unemployment rate trends; credit score trends for the primary guarantor; delinquent loan trends; and a factor based on management’s judgment due to the higher risk nature of these loans, as compared to one- to four-family loans.  As loans are classified or become delinquent, the qualitative loss factors increase for each respective loan category.  Additionally, TDRs that have not been individually evaluated for loss are included in a category within the formula analysis model with an overall higher qualitative loss factor than corresponding performing loans, for the life of the loan.  The qualitative factors were derived by management based on a review of the historical performance of the respective loan portfolios and consideration of current economic conditions and their likely impact to the loan portfolio.
	Management utilizes the formula analysis, along with considering several other data elements when evaluating the adequacy of the ACL.  Such data elements include the trend and composition of delinquent loans, trends in foreclosed property and short sale transactions and charge-off activity, the current status and trends of local and national economies (particularly levels of unemployment), trends and current conditions in the real estate and housing markets, loan portfolio growth and concentrations, and certain ACL ratios such as ACL to loans receivable, net and annualized historical losses to ACL.  Since the Bank’s loan portfolio is primarily concentrated in one- to four-family real estate, management monitors residential real estate market value trends in the Bank’s local market areas and geographic sections of the U.S. by reference to various industry and market reports, economic releases and surveys, and management’s general and specific knowledge of the real estate markets in which the Bank lends, in order to determine what impact, if any, such trends may have on the level of ACL.  Reviewing these qualitative factors assists management in evaluating the overall credit quality of the loan portfolio and the reasonableness of the ACL on an ongoing basis, and whether changes need to be made to the Bank’s ACL methodology.  Management seeks to apply the ACL methodology in a consistent manner; however, the methodology can be modified in response to changing conditions.
	Recent Accounting Pronouncements - In December 2011, the Financial Accounting Standards Board (“FASB”) issued 2011-11, Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities.  The Accounting Standards Update (“ASU”) requires new disclosures regarding the nature of an entity’s rights of setoff and related arrangements associated with its financial instruments and derivative instruments.  The new disclosures are designed to make GAAP financial statements more comparable to those prepared under International Financial Reporting Standards.  The new disclosures entail presenting information about both gross and net exposures.  The new disclosure requirements are effective for annual reporting periods beginning on or after January 1, 2013, which was October 1, 2013 for the Company, and interim periods therein; retrospective application is required.  The adoption of this ASU was disclosure-related and therefore did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In January 2013, the FASB issued ASU 2013-01, Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities.  The ASU clarifies the scope of the offsetting disclosure requirements in ASU 2011-11, Disclosures about Offsetting Assets and Liabilities.  These standards are effective for fiscal years beginning on or after January 1, 2013, which was October 1, 2013 for the Company.  The standards are disclosure-related and therefore, their adoption did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In February 2013, the FASB issued ASU 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, which is intended to improve the transparency of changes in other comprehensive income and items reclassified out of AOCI.  The standard requires entities to disaggregate the total change of each component of other comprehensive income and separately present reclassification adjustments and current period other comprehensive income.  Additionally, the standard requires that significant items reclassified out of AOCI be presented by component either on the face of the statement where net income is presented or as a separate disclosure in the notes to the financial statements.  ASU 2013-02 is effective for fiscal years beginning after December 15, 2012, which was October 1, 2013 for the Company, and should be applied prospectively.  The adoption of this ASU is disclosure-related and therefore did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In February 2013, the FASB issued ASU 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date. The ASU provides recognition, measurement, and disclosure guidance for certain obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date.  ASU 2013-04 is effective for fiscal years beginning after December 15, 2013, which is October 1, 2014 for the Company, and should be applied retrospectively.  The Company has not yet completed its evaluation of this standard.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	2.   Earnings Per Share
	Shares acquired by the ESOP are not considered in the basic average shares outstanding until the shares are committed for allocation or vested to an employee’s individual account.  Unvested shares awarded pursuant to the Company’s restricted stock benefit plans are treated as participating securities in the computation of earnings per share pursuant to the two-class method as they contain nonforfeitable rights to dividends.  The two-class method is an earnings allocation that determines earnings per share for each class of common stock and participating security.
		For the Three Months Ended
		December 31,
			2013		2012
		(Dollars in thousands, except per share data)
	Net income	$	17,813	$	17,563
	Income allocated to participating securities		-50		-60
	Net income available to common stockholders	$	17,763	$	17,503
	Average common shares outstanding		142,881,528		147,881,207
	Average committed ESOP shares outstanding		449		1,500
	Total basic average common shares outstanding		142,881,977		147,882,707
	Effect of dilutive stock options		1,064		102
	Total diluted average common shares outstanding		142,883,041		147,882,809
	Net earnings per share:
	Basic	$	0.12	$	0.12
	Diluted	$	0.12	$	0.12
	Antidilutive stock options, excluded
	from the diluted average common shares
	outstanding calculation		2,403,917		2,471,473

Securities

Securities	3 Months Ended
	Dec. 31, 2013
Securities [Abstract]	'
Securities	'
	3.   Securities
	The following tables reflect the amortized cost, estimated fair value, and gross unrealized gains and losses of AFS and HTM securities at the dates presented.  The majority of the MBS and investment securities portfolios are composed of securities issued by U.S. government-sponsored enterprises (“GSEs”).
		31-Dec-13
					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
			(Dollars in thousands)
	AFS:
	GSE debentures	$	658,834		$	483		$	11,155		$	648,162
	MBS		323,720			18,146			--			341,866
	Trust preferred securities		2,579			--			170			2,409
	Municipal bonds		1,118			38			--			1,156
			986,251			18,667			11,325			993,593
	HTM:
	MBS		1,633,298			30,192			29,421			1,634,069
	Municipal bonds		35,186			863			21			36,028
			1,668,484			31,055			29,442			1,670,097
		$	2,654,735		$	49,722		$	40,767		$	2,663,690
		30-Sep-13
					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
			(Dollars in thousands)
	AFS:
	GSE debentures	$	709,118		$	996		$	7,886		$	702,228
	MBS		345,263			18,701			--			363,964
	Trust preferred securities		2,594			--			171			2,423
	Municipal bonds		1,308			44			--			1,352
			1,058,283			19,741			8,057			1,069,967
	HTM:
	MBS		1,683,744			39,878			16,984			1,706,638
	Municipal bonds		34,279			943			14			35,208
			1,718,023			40,821			16,998			1,741,846
		$	2,776,306		$	60,562		$	25,055		$	2,811,813
	The following tables summarize the estimated fair value and gross unrealized losses of those securities on which an unrealized loss at the dates presented was reported and the continuous unrealized loss position for less than 12 months and equal to or greater than 12 months as of the dates presented.
		31-Dec-13
		Less Than								Equal to or Greater
		12 Months								Than 12 Months
				Estimated			Unrealized					Estimated		Unrealized
		Count		Fair Value			Losses			Count		Fair Value		Losses
		(Dollars in thousands)
	AFS:
	GSE debentures	21		$	484,635		$	9,601		2		$	37,596	$	1,554
	Trust preferred securities	--			--			--		1			2,409		170
		21		$	484,635		$	9,601		3		$	40,005	$	1,724
	HTM:
	MBS	46		$	806,066		$	27,862		3		$	22,741	$	1,559
	Municipal bonds	8			4,728			21		--			--		--
		54		$	810,794		$	27,883		3		$	22,741	$	1,559
		September 30,  2013
		Less Than								Equal to or Greater
		12 Months								Than 12 Months
				Estimated			Unrealized					Estimated		Unrealized
		Count		Fair Value			Losses			Count		Fair Value		Losses
		(Dollars in thousands)
	AFS:
	GSE debentures	19		$	426,482		$	7,213		1		$	24,327	$	673
	Trust preferred securities	--			--			--		1			2,423		171
		19		$	426,482		$	7,213		2		$	26,750	$	844
	HTM:
	MBS	40		$	710,291		$	16,984		--		$	--	$	--
	Municipal bonds	3			1,299			14		--			--		--
		43		$	711,590		$	16,998		--		$	--	$	--
On a quarterly basis, management conducts a formal review of securities for the presence of an other-than-temporary impairment.  Management assesses whether an other-than-temporary impairment is present when the fair value of a security is less than its amortized cost basis at the balance sheet date.  For such securities, other-than-temporary impairment is considered to have occurred if the Company intends to sell the security, if it is more likely than not the Company will be required to sell the security before recovery of its amortized cost basis, or if the present value of expected cash flows is not sufficient to recover the entire amortized cost.
The unrealized losses at December 31, 2013 and September 30, 2013, excluding the trust preferred security discussed below, are primarily a result of an increase in market yields from the time the securities were purchased.  In general, as market yields rise, the fair value of securities will decrease; as market yields fall, the fair value of securities will increase.  Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired.  Additionally, the impairment is also considered temporary because scheduled coupon payments have been made, it is anticipated that the entire principal balance will be collected as scheduled, and management neither intends to sell the securities, nor is it more likely than not that the Company will be required to sell the securities before the recovery of the remaining amortized cost amount, which could be at maturity.  As a result of the analysis, management does not believe any other-than-temporary impairments existed at December 31, 2013 or September 30, 2013.
The unrealized losses related to the trust preferred security held by the Bank at December 31, 2013 and September 30, 2013 were primarily a result of a decrease in the security’s credit rating.  Management reviews the underlying cash flows of this security on a quarterly basis.  As of December 31, 2013 and September 30, 2013, the cash flow analysis indicated the present value of future expected cash flows are adequate to recover the entire amortized cost.  On January 14, 2014, five federal agencies, including the OCC and the SEC, approved an interim final rule permitting banking entities to retain interests in certain collateralized debt obligations backed primarily by trust preferred securities from the investment prohibitions of section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Volcker Rule”).  The federal banking agencies also released a non-exclusive list of issuers that meet the requirements of the interim final rule and are therefore not prohibited under the Volcker Rule.  The Bank’s trust preferred security is included on that list and therefore is exempt from the provisions of the Volcker Rule.  As a result, management neither intends to sell this security, nor is it more likely than not that the Company will be required to sell the security before the recovery of the remaining amortized cost amount, which could be at maturity.  As a result of the analysis, management does not believe any other-than-temporary impairments existed related to the trust preferred security at December 31, 2013 or September 30, 2013.
Maturities of MBS depend on the repayment characteristics and experience of the underlying financial instruments.  Actual maturities of MBS may differ from contractual maturities because borrowers have the right to prepay obligations, generally without penalties.  Additionally, issuers of callable investment securities have the right to call and prepay obligations with or without prepayment penalties prior to the maturity dates of the securities.  As of December 31, 2013, the amortized cost of the securities in our portfolio which are callable or have pre-refunding dates within one year totaled $493.9 million.  The amortized cost and estimated fair value of securities by remaining contractual maturity, without consideration for call features or pre-refunding dates, as of December 31, 2013 are shown below.
		AFS						HTM
				Estimated						Estimated
	Amortized			Fair			Amortized			Fair
	Cost			Value			Cost			Value
		(Dollars in thousands)
One year or less	$	201		$	205		$	6,732		$	6,803
One year through five years		610,941			603,278			60,583			63,560
Five years through ten years		149,405			153,498			403,933			400,427
Ten years and thereafter		225,704			236,612			1,197,236			1,199,307
	$	986,251		$	993,593		$	1,668,484		$	1,670,097
The following table presents the carrying value of MBS in our portfolio by issuer at the dates presented.
	December 31,  2013			30-Sep-13
		(Dollars in thousands)
Federal National Mortgage Association (“FNMA”)	$	1,193,334		$	1,250,948
Federal Home Loan Mortgage Corporation (“FHLMC”)		622,975			629,216
Government National Mortgage Association		158,855			167,544
	$	1,975,164		$	2,047,708
The following table presents the taxable and non-taxable components of interest income on investment securities for the time periods presented.
	For the Three Months Ended
	December 31,
		2013			2012
	(Dollars in thousands)
Taxable	$	1,807		$	2,539
Non-taxable		259			326
	$	2,066		$	2,865
The following table summarizes the amortized cost and estimated fair value of securities pledged as collateral as of the dates presented.
		December 31,  2013						30-Sep-13
				Estimated						Estimated
	Amortized			Fair			Amortized			Fair
	Cost			Value			Cost			Value
		(Dollars in thousands)
Repurchase agreements	$	347,507		$	354,409		$	353,648		$	364,593
Public unit deposits		286,953			286,896			272,016			274,917
Federal Reserve Bank		31,677			32,549			34,261			35,477
	$	666,137		$	673,854		$	659,925		$	674,987

Loans_Receivable_And_Allowance

Loans Receivable And Allowance For Credit Losses	3 Months Ended
	Dec. 31, 2013
Loans Receivable And Allowance For Credit Losses [Abstract]	'
Loans Receivable And Allowance For Credit Losses	'
	4.   Loans Receivable and Allowance for Credit Losses
	Loans receivable, net at the dates presented is summarized as follows:
		31-Dec-13			30-Sep-13
			(Dollars in thousands)
	Real estate loans:
	One- to four-family	$	5,811,216		$	5,743,047
	Multi-family and commercial		41,745			50,358
	Construction		101,638			77,743
	Total real estate loans		5,954,599			5,871,148
	Consumer loans:
	Home equity		135,023			135,028
	Other		5,467			5,623
	Total consumer loans		140,490			140,651
	Total loans receivable		6,095,089			6,011,799
	Less:
	Undisbursed loan funds		61,480			42,807
	ACL		8,919			8,822
	Discounts/unearned loan fees		23,540			23,057
	Premiums/deferred costs		-23,439			-21,755
		$	6,024,589		$	5,958,868
	Lending Practices and Underwriting Standards  - Originating and purchasing loans secured by one- to four-family residential properties is the Bank’s primary lending business, resulting in a loan concentration in residential first mortgage loans.  The Bank purchases one- to four-family loans, on a loan-by-loan basis, from a select group of correspondent lenders in 24 states.    Additionally, the Bank periodically purchases whole one- to four-family loans in bulk packages from nationwide and correspondent lenders.  The Bank also makes consumer loans, commercial and multi-family real estate loans, and construction loans secured by residential, multi-family or commercial real estate.  As a result of our one- to four-family lending activities, the Bank has a concentration of loans secured by real property located in Kansas and Missouri.
	One- to four-family loans - One- to four-family loans are underwritten generally in accordance with FHLMC and FNMA underwriting guidelines.  Full documentation to support the applicant’s credit, income, and sufficient funds to cover all applicable fees and reserves at closing are required on all loans.  Properties securing one- to four-family loans are appraised by either staff appraisers or fee appraisers, both of which are independent of the loan origination function and approved by our Board of Directors.
	The underwriting standards for loans purchased from correspondent and nationwide lenders are generally similar to the Bank’s internal underwriting standards.  The underwriting of correspondent loans is performed primarily by the Bank’s underwriters, but some are underwritten by a third party, independent of the correspondent lender, to ensure general consistency to the Bank’s underwriting standards.    Before committing to a bulk loan purchase, the Bank’s Chief Lending Officer or Secondary Marketing Manager reviews specific criteria such as loan amount, credit scores, LTV ratios, geographic location, and debt ratios of each loan in the pool.  If the specific criteria do not meet the Bank’s underwriting standards and compensating factors are not sufficient, then a loan will be removed from the population.  Before the bulk loan purchase is funded, an internal Bank underwriter or a third party reviews at least 25%  of the loan files to confirm loan terms, credit scores, debt ratios, property appraisals, and other underwriting related documentation.  For the tables within this Note, correspondent purchased loans are included with originated loans, and bulk purchased loans are reported as purchased loans.
	The Bank also originates construction-to-permanent loans secured by one- to four-family residential real estate.  The majority of the one- to four-family construction loans are secured by property located within the Bank’s Kansas City market area.  Construction loans are obtained by homeowners who will occupy the property when construction is complete.  Construction loans to builders for speculative purposes are not permitted.  The application process includes submission of complete plans, specifications, and costs of the project to be constructed.  All construction loans are manually underwritten using the Bank’s internal underwriting standards.  Construction draw requests and the supporting documentation are reviewed and approved by management.  The Bank also performs regular documented inspections of the construction project to ensure the funds are being used for the intended purpose and the project is being completed according to the plans and specifications provided.
	Multi-family and commercial loans - The Bank’s multi-family, commercial real estate and commercial construction loans are originated by the Bank or are in participation with a lead bank.  These loans are granted based on the income producing potential of the property and the financial strength of the borrower and/or guarantor.  At the time of origination, LTV ratios on multi-family, commercial real estate and commercial construction loans cannot exceed 80%  of the appraised value of the property securing the loans.  The net operating income, which is the income derived from the operation of the property less all operating expenses, must be in excess of the payments related to the outstanding debt at the time of origination.  The Bank generally requires personal guarantees of the borrowers covering a portion of the debt in addition to the security property as collateral for these loans.  Appraisals on properties securing these loans are performed by independent state certified fee appraisers.
	Consumer loans  - The Bank offers a variety of secured consumer loans, including home equity loans and lines of credit, home improvement loans, auto loans, and loans secured by savings deposits.  The Bank also originates a very limited amount of unsecured loans.  The Bank does not originate any consumer loans on an indirect basis, such as contracts purchased from retailers of goods or services which have extended credit to their customers.  The majority of the consumer loan portfolio is comprised of home equity lines of credit for which the Bank also has the first mortgage or there is no first mortgage.
	The underwriting standards for consumer loans include a determination of the applicant’s payment history on other debts and an assessment of the applicant’s ability to meet existing obligations and payments on the proposed loan.  Although creditworthiness of the applicant is a primary consideration, the underwriting process also includes a comparison of the value of the security in relation to the proposed loan amount.
	Credit Quality Indicators – Based on the Bank’s lending emphasis and underwriting standards, management has segmented the loan portfolio into three segments: (1) one- to four-family loans; (2) consumer loans; and (3) multi-family and commercial loans.  The one- to four-family and consumer segments are further grouped into classes for purposes of providing disaggregated information about the credit quality of the loan portfolio.  The classes are:  one- to four-family loans – originated, one- to four-family loans – purchased, consumer loans – home equity, and consumer loans – other.
	The Bank’s primary credit quality indicators for the one- to four-family loan and consumer – home equity loan portfolios are delinquency status, asset classifications, LTV ratios and borrower credit scores.  The Bank’s primary credit quality indicators for the multi-family and commercial loan and consumer – other loan portfolios are delinquency status and asset classifications.
	The following tables present the recorded investment, by class, in loans 30 to 89 days delinquent, loans 90 or more days delinquent or in foreclosure, total delinquent loans, total current loans, and total recorded investment at the dates presented.  The recorded investment in loans is defined as the unpaid principal balance of a loan (net of unadvanced funds related to loans in process), less charge-offs and inclusive of unearned loan fees and deferred costs.  At December 31, 2013 and September 30, 2013, all loans 90 or more days delinquent were on nonaccrual status.  In addition to loans 90 or more days delinquent, the Bank also had $6.1 million and $6.7 million of originated loan TDRs classified as nonaccrual at December 31, 2013 and September 30, 2013, respectively, as well as $392 thousand and $280 thousand of purchased loan TDRs classified as nonaccrual at December  31, 2013 and September 30, 2013, respectively, as required by the OCC.  Of the loans required to be reported as nonaccrual pursuant to OCC reporting requirements, $5.4 million and $5.9 million were current at December 31, 2013 and September 30, 2013, respectively.    At December 31, 2013 and September 30, 2013,  the balance of loans on nonaccrual status was $27.7 million and $26.4 million,  respectively.
		31-Dec-13
					90 or More Days			Total						Total
		30 to 89 Days			Delinquent or			Delinquent			Current			Recorded
		Delinquent			in Foreclosure			Loans			Loans			Investment
			(Dollars in thousands)
	One- to four-family loans - originated	$	19,183		$	10,541		$	29,724		$	5,191,936		$	5,221,660
	One- to four-family loans - purchased		7,959			10,215			18,174			605,955			624,129
	Multi-family and commercial loans		--			--			--			47,229			47,229
	Consumer - home equity		721			477			1,198			133,825			135,023
	Consumer - other		100			11			111			5,356			5,467
		$	27,963		$	21,244		$	49,207		$	5,984,301		$	6,033,508
		30-Sep-13
					90 or More Days			Total						Total
		30 to 89 Days			Delinquent or			Delinquent			Current			Recorded
		Delinquent			in Foreclosure			Loans			Loans			Investment
			(Dollars in thousands)
	One- to four-family loans - originated	$	18,889		$	9,379		$	28,268		$	5,092,581		$	5,120,849
	One- to four-family loans - purchased		7,842			9,695			17,537			631,050			648,587
	Multi-family and commercial loans		--			--			--			57,603			57,603
	Consumer - home equity		848			485			1,333			133,695			135,028
	Consumer - other		35			5			40			5,583			5,623
		$	27,614		$	19,564		$	47,178		$	5,920,512		$	5,967,690
	In accordance with the Bank’s asset classification policy, management regularly reviews the problem loans in the Bank’s portfolio to determine whether any loans require classification.  Loan classifications are defined as follows:
		·		Special mention - These loans are performing loans on which known information about the collateral pledged or the possible credit problems of the borrower(s) have caused management to have doubts as to the ability of the borrower(s) to comply with present loan repayment terms and which may result in the future inclusion of such loans in the non-performing loan categories.
		·		Substandard - A loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.  Substandard loans include those characterized by the distinct possibility the Bank will sustain some loss if the deficiencies are not corrected.
		·		Doubtful - Loans classified as doubtful have all the weaknesses inherent as those classified as substandard, with the added characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts and conditions and values highly questionable and improbable.
		·		Loss - Loans classified as loss are considered uncollectible and of such little value that their continuance as assets on the books is not warranted.
	The following table sets forth the recorded investment in loans classified as special mention or substandard at the dates presented, by class.  Special mention and substandard loans are included in the formula analysis model if the loan is not individually evaluated for loss.  Loans classified as doubtful or loss are individually evaluated for loss.  At the dates presented, there were no loans classified as doubtful, and all loans classified as loss were fully charged-off.
		31-Dec-13						30-Sep-13
		Special Mention			Substandard			Special Mention			Substandard
		(Dollars in thousands)
	One- to four-family - originated	$	24,631		$	28,634		$	29,359		$	27,761
	One- to four-family - purchased		1,665			14,635			1,871			14,195
Multi-family and commercial		1,865			--			1,976			--
Consumer - home equity		81			953			87			819
Consumer - other		--			18			--			13
	$	28,242		$	44,240		$	33,293		$	42,788
The following table shows the weighted average credit score and weighted average LTV for originated and purchased one- to four-family loans and originated consumer home equity loans at the dates presented.  Borrower credit scores are intended to provide an indication as to the likelihood that a borrower will repay their debts.  Credit scores are updated at least semiannually, with the last update in September 2013, and obtained from a nationally recognized consumer rating agency.  The LTV ratios provide an estimate of the extent to which the Bank may incur a loss on any given loan that may go into foreclosure.  The LTV ratios were based on the current loan balance and either the lesser of the purchase price or original appraisal, or the most recent Bank appraisal, if available.  In most cases, the most recent appraisal was obtained at the time of origination.
	31-Dec-13					30-Sep-13
	Weighted Average					Weighted Average
	Credit Score		LTV			Credit Score		LTV
One- to four-family - originated	762		65	%		762		65	%
One- to four-family - purchased	748		67			747		67
Consumer - home equity	747		19			746		19
	760		64			760		64
TDRs  - The following tables present the recorded investment prior to restructuring and immediately after restructuring for all loans restructured during the periods presented.  These tables do not reflect the recorded investment at the end of the periods indicated.  The increase in the recorded investment at the time of the restructuring was generally due to the capitalization of delinquent interest and/or escrow balances.
		For the Three Months Ended
		31-Dec-13
		Number		Pre-			Post-
		of		Restructured			Restructured
		Contracts		Outstanding			Outstanding
		(Dollars in thousands)
One- to four-family loans - originated		38		$	3,825		$	3,853
One- to four-family loans - purchased		2			198			198
Multi-family and commercial loans		--			--			--
Consumer - home equity		4			65			66
Consumer - other		--			--			--
		44		$	4,088		$	4,117
		For the Three Months Ended
		31-Dec-12
		Number		Pre-			Post-
		of		Restructured			Restructured
		Contracts		Outstanding			Outstanding
		(Dollars in thousands)
One- to four-family loans - originated		55		$	12,578		$	12,650
One- to four-family loans - purchased		2			555			598
Multi-family and commercial loans		2			82			79
Consumer - home equity		3			80			80
Consumer - other		--			--			--
		62		$	13,295		$	13,407
The following table provides information on TDRs restructured within the last 12 months that became delinquent during the periods presented.
		For the Three Months Ended
		31-Dec-13					31-Dec-12
		Number					Number
		of		Recorded			of		Recorded
		Contracts		Investment			Contracts		Investment
		(Dollars in thousands)
One- to four-family loans - originated		11		$	816		6		$	405
One- to four-family loans - purchased		2			338		1			47
Multi-family and commercial loans		--			--		--			--
Consumer - home equity		--			--		1			2
Consumer - other		--			--		--			--
		13		$	1,154		8		$	454
Impaired loans – The following is a summary of information pertaining to impaired loans by class as of the dates presented.
		31-Dec-13									30-Sep-13
					Unpaid									Unpaid
		Recorded			Principal			Related			Recorded			Principal			Related
		Investment			Balance			ACL			Investment			Balance			ACL
		(Dollars in thousands)
With no related allowance recorded
	One- to four-family - originated	$	14,730		$	15,304		$	--		$	12,950		$	13,543		$	--
	One- to four-family - purchased		13,857			16,916			--			13,882			16,645			--
	Multi-family and commercial		--			--			--			--			--			--
	Consumer - home equity		677			1,063			--			577			980			--
	Consumer - other		5			9			--			2			7			--
			29,269			33,292			--			27,411			31,175			--
With an allowance recorded
	One- to four-family - originated		27,738			27,851			165			35,520			35,619			209
	One- to four-family - purchased		2,572			2,541			54			2,034			2,015			29
	Multi-family and commercial		--			--			--			73			74			2
	Consumer - home equity		551			551			75			492			492			78
	Consumer - other		14			14			2			11			11			1
			30,875			30,957			296			38,130			38,211			319
Total
	One- to four-family - originated		42,468			43,155			165			48,470			49,162			209
	One- to four-family - purchased		16,429			19,457			54			15,916			18,660			29
	Multi-family and commercial		--			--			--			73			74			2
	Consumer - home equity		1,228			1,614			75			1,069			1,472			78
	Consumer - other		19			23			2			13			18			1
		$	60,144		$	64,249		$	296		$	65,541		$	69,386		$	319
The following is a summary of information pertaining to impaired loans by class for the periods presented.
		For the Three Months Ended
		31-Dec-13						31-Dec-12
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
		(Dollars in thousands)
With no related allowance recorded
	One- to four-family - originated	$	12,872		$	97		$	8,935		$	46
	One- to four-family - purchased		13,636			45			15,267			46
	Multi-family and commercial		--			--			--			--
	Consumer - home equity		569			8			695			6
	Consumer - other		3			--			36			--
			27,080			150			24,933			98
With an allowance recorded
	One- to four-family - originated		33,212			319			42,421			433
	One- to four-family - purchased		2,858			16			2,191			17
	Multi-family and commercial		54			1			40			1
	Consumer - home equity		613			5			423			5
	Consumer - other		15			--			27			--
			36,752			341			45,102			456
Total
	One- to four-family - originated		46,084			416			51,356			479
	One- to four-family - purchased		16,494			61			17,458			63
	Multi-family and commercial		54			1			40			1
	Consumer - home equity		1,182			13			1,118			11
	Consumer - other		18			--			63			--
		$	63,832		$	491		$	70,035		$	554
Allowance for credit losses - The following is a summary of the activity in the ACL by segment and the ending balance of the ACL based on the Company’s impairment methodology for and at the beginning and end of the periods presented.  Of the $856 thousand of net charge-offs during the three months ended December 31, 2012, $369 thousand related to loans that were primarily discharged in a prior fiscal year under Chapter 7 bankruptcy, that had to be, pursuant to OCC reporting requirements, evaluated for collateral loss, even if they were current.
		For the Three Months Ended December 31, 2013
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
	(Dollars in thousands)
Beginning balance	$	5,771		$	2,486		$	8,257		$	185		$	380		$	8,822
Charge-offs		-88			-327			-415			--			-10			-425
Recoveries		1			--			1			--			6			7
Provision for credit losses		155			354			509			-3			9			515
Ending balance	$	5,839		$	2,513		$	8,352		$	182		$	385		$	8,919
	For the Three Months Ended December 31, 2012
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
Beginning balance	$	6,074		$	4,453		$	10,527		$	219		$	354		$	11,100
Charge-offs		-219			-532			-751			--			-115			-866
Recoveries		--			--			--			--			10			10
Provision for credit losses		-216			369			153			-18			98			233
Ending balance	$	5,639		$	4,290		$	9,929		$	201		$	347		$	10,477
The following is a summary of the loan portfolio and related ACL balances, at the dates presented, by loan portfolio segment disaggregated by the Company’s impairment method.  There was no ACL for loans individually evaluated for impairment at either date, as all potential losses were charged-off.
	31-Dec-13
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
	(Dollars in thousands)
Recorded investment in loans
collectively evaluated for impairment	$	5,206,930		$	610,272		$	5,817,202		$	47,229		$	139,808		$	6,004,239
Recorded investment in loans
individually evaluated for impairment		14,730			13,857			28,587			--			682			29,269
	$	5,221,660		$	624,129		$	5,845,789		$	47,229		$	140,490		$	6,033,508
ACL for loans collectively evaluated
for impairment	$	5,839		$	2,513		$	8,352		$	182		$	385		$	8,919
		30-Sep-13
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
	(Dollars in thousands)
Recorded investment in loans
collectively evaluated for impairment	$	5,107,899		$	634,705		$	5,742,604		$	57,603		$	140,072		$	5,940,279
Recorded investment in loans
individually evaluated for impairment		12,950			13,882			26,832			--			579			27,411
	$	5,120,849		$	648,587		$	5,769,436		$	57,603		$	140,651		$	5,967,690
ACL for loans collectively evaluated
for impairment	$	5,771		$	2,486		$	8,257		$	185		$	380		$	8,822
As previously discussed, the Bank has a loan concentration in residential first mortgage loans.  Declines in residential real estate values could adversely impact the property used as collateral for the Bank’s loans.  Adverse changes in economic conditions and increasing unemployment rates may have a negative effect on the ability of the Bank’s borrowers to make timely loan payments, which would likely increase delinquencies and have an adverse impact on the Bank’s earnings.  Further increases in delinquencies would decrease interest income on loans receivable and would likely adversely impact the Bank’s loan loss experience, resulting in an increase in the Bank’s ACL and provision for credit losses.  Although management believes the ACL was at a level adequate to absorb inherent losses in the loan portfolio at December 31, 2013, the level of the ACL remains an estimate that is subject to significant judgment.

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments	3 Months Ended
	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]	'
Fair Value Of Financial Instruments	'
	5.    Fair Value of Financial Instruments
	Fair Value Measurements - The Company uses fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures in accordance with Accounting Standard Codification (“ASC”) 820 and ASC 825.  The Company did not have any liabilities that were measured at fair value at December 31, 2013 or September 30, 2013.  The Company’s AFS securities are recorded at fair value on a recurring basis.  Additionally, from time to time, the Company may be required to record at fair value other assets or liabilities on a non-recurring basis, such as OREO and loans individually evaluated for impairment.  These non-recurring fair value adjustments involve the application of lower-of-cost-or-fair value accounting or write-downs of individual assets.
	The Company groups its assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:
		·		Level 1 — Valuation is based upon quoted prices for identical instruments traded in active markets.
		·		Level 2 — Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.
		·		Level 3 — Valuation is generated from model-based techniques that use significant assumptions not observable in the market.  These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset or liability.  Valuation techniques include the use of option pricing models, discounted cash flow models, and similar techniques.  The results cannot be determined with precision and may not be realized in an actual sale or immediate settlement of the asset or liability.
	The Company bases its fair values on the price that would be received from the sale of an asset in an orderly transaction between market participants at the measurement date.  The Company maximizes the use of observable inputs and minimizes the use of unobservable inputs when measuring fair value.
	The following is a description of valuation methodologies used for assets measured at fair value on a recurring basis.
	AFS Securities - The Company’s AFS securities portfolio is carried at estimated fair value, with any unrealized gains and losses, net of taxes, reported as AOCI in stockholders’ equity.  The majority of the securities within the AFS portfolio are issued by U.S. GSEs.  The Company primarily uses prices obtained from third party pricing services and recent trades to determine the fair value of securities.  The Company’s major security types based on the nature and risks of the securities are:
		·		GSE Debentures – Estimated fair values are based on a discounted cash flow method.  Cash flows are determined by taking any embedded options into consideration and are discounted using current market yields for similar securities. On a quarterly basis, management corroborates a sample of the prices obtained from the pricing service by comparing them to another independent source.  (Level 2)
		·		MBS – Estimated fair values are based on a discounted cash flow method.  Cash flows are determined based on prepayment projections of the underlying mortgages and are discounted using current market yields for benchmark securities. On a quarterly basis, management corroborates a sample of the prices obtained from the pricing service by comparing them to another independent source.  (Level 2)
		·		Municipal Bonds – Estimated fair values are based on a discounted cash flow method.  Cash flows are determined by taking any embedded options into consideration and are discounted using current market yields for securities with similar credit profiles. On a quarterly basis, management corroborates a sample of the prices obtained from the pricing service by comparing them to another independent source.  (Level 2)
		·		Trust Preferred Securities – Estimated fair values are based on a discounted cash flow method.  Cash flows are determined by taking prepayment and underlying credit considerations into account.  The discount rates are derived from secondary trades and bid/offer prices.  (Level 3)
	The following tables  provide the level of valuation assumption used to determine the carrying value of the Company’s assets measured at fair value on a recurring basis, which consists of AFS securities, at the dates presented.
		31-Dec-13
					Quoted Prices		Significant		Significant
					in Active Markets		Other Observable		Unobservable
		Carrying			for Identical Assets		Inputs		Inputs
		Value			(Level 1)		(Level 2)		(Level 3)(1)
		(Dollars in thousands)
	AFS Securities:
	GSE debentures	$	648,162		$	--	$	648,162	$	--
	MBS		341,866			--		341,866		--
	Trust preferred securities		2,409			--		--		2,409
	Municipal bonds		1,156			--		1,156		--
		$	993,593		$	--	$	991,184	$	2,409
		30-Sep-13
					Quoted Prices		Significant		Significant
					in Active Markets		Other Observable		Unobservable
		Carrying			for Identical Assets		Inputs		Inputs
		Value			(Level 1)		(Level 2)		(Level 3)(2)
		(Dollars in thousands)
	AFS Securities:
	GSE debentures	$	702,228		$	--	$	702,228	$	--
	MBS		363,964			--		363,964		--
	Municipal bonds		1,352			--		1,352		--
	Trust preferred securities		2,423			--		--		2,423
		$	1,069,967		$	--	$	1,067,544	$	2,423
		-1		The Company’s Level 3 AFS securities had no activity during the three months ended December 31, 2013, except for principal repayments of $25 thousand and reductions in net unrealized losses recognized in other comprehensive income.  Reductions in net unrealized losses included in other comprehensive income for the three months ended December 31, 2013 were $1 thousand.
		-2		The Company’s Level 3 AFS securities had no activity during fiscal year 2013, except for principal repayments of $424 thousand and reductions in net unrealized losses recognized in other comprehensive income.  Reductions in net unrealized losses included in other comprehensive income for the year ended September 30, 2013 were $276 thousand.
	The following is a description of valuation methodologies used for significant assets measured at fair value on a non-recurring basis.
	Loans Receivable - The balance of loans individually evaluated for impairment at December 31, 2013 and September 30, 2013 was $29.2 million and $27.3 million, respectively.  Substantially all of these loans were secured by residential real estate and were individually evaluated to ensure that the carrying value of the loan was not in excess of the fair value of the collateral, less estimated selling costs.  When no impairment is indicated, the carrying amount is considered to approximate fair value.  Fair values were estimated through current appraisals or listing prices.  Fair values may be adjusted by management to reflect current economic and market conditions and, as such, are classified as Level 3.  Based on this evaluation, the Bank charged-off any loss amounts at December 31, 2013 and September 30, 2013; therefore there was no ACL related to these loans.
	OREO - OREO primarily represents real estate acquired as a result of foreclosure or by deed in lieu of foreclosure and is carried at lower-of-cost or fair value.  Fair value is estimated through current appraisals or listing prices, less estimated selling costs.  As these properties are actively marketed, estimated fair values may be adjusted by management to reflect current economic and market conditions and, as such, are classified as Level 3.  The fair value of OREO at December 31, 2013 and September 30, 2013 was $3.6 million and $3.9 million, respectively.
	The following tables provide the level of valuation assumption used to determine the carrying value of the Company’s assets measured at fair value on a non-recurring basis at the dates presented.
			31-Dec-13
					Quoted Prices		Significant		Significant
					in Active Markets		Other Observable		Unobservable
		Carrying			for Identical Assets		Inputs		Inputs
		Value			(Level 1)		(Level 2)		(Level 3)
		(Dollars in thousands)
	Loans individually evaluated for impairment	$	29,203		$	--	$	--	$	29,203
	OREO		3,645			--		--		3,645
		$	32,848		$	--	$	--	$	32,848
			30-Sep-13
					Quoted Prices		Significant		Significant
					in Active Markets		Other Observable		Unobservable
		Carrying			for Identical Assets		Inputs		Inputs
		Value			(Level 1)		(Level 2)		(Level 3)
		(Dollars in thousands)
	Loans individually evaluated for impairment	$	27,327		$	--	$	--	$	27,327
	OREO		3,882			--		--		3,882
		$	31,209		$	--	$	--	$	31,209
	Fair Value Disclosures - The Company determined estimated fair value amounts using available market information and from a variety of valuation methodologies.  However, considerable judgment is required to interpret market data to develop the estimates of fair value.  Accordingly, the estimates presented are not necessarily indicative of the amount the Company could realize in a current market exchange.  The use of different market assumptions and estimation methodologies may have a material impact on the estimated fair value amounts.  The fair value estimates presented herein were based on pertinent information available to management as of the dates presented.
The carrying amounts and estimated fair values of the Company’s financial instruments at the dates presented were as follows:
	31-Dec-13					30-Sep-13
				Estimated				Estimated
	Carrying			Fair		Carrying		Fair
	Amount			Value		Amount		Value
	(Dollars in thousands)
Assets:
Cash and cash equivalents	$	88,665		$	88,665	$	113,886	$	113,886
HTM securities		1,668,484			1,670,097		1,718,023		1,741,846
Loans receivable		6,024,589			6,119,980		5,958,868		6,132,239
BOLI		59,832			59,832		59,495		59,495
Capital stock of FHLB		129,095			129,095		128,530		128,530
Liabilities:
Deposits		4,620,908			4,649,970		4,611,446		4,646,263
FHLB borrowings		2,515,618			2,588,703		2,513,538		2,599,749
Repurchase agreements		320,000			331,180		320,000		333,749
The following methods and assumptions were used to estimate the fair value of the financial instruments:
Cash and Cash Equivalents - The carrying amounts of cash and cash equivalents are considered to approximate their fair value due to the nature of the financial asset.  (Level 1)
HTM Securities - Estimated fair values of securities are based on one of three methods: (1) quoted market prices where available; (2) quoted market prices for similar instruments if quoted market prices are not available; (3) unobservable data that represents the Bank’s assumptions about items that market participants would consider in determining fair value where no market data is available.  HTM securities are carried at amortized cost.  (Level 2)
Loans Receivable - The fair value of one- to four-family mortgages and home equity loans are generally estimated using the present value of expected future cash flows, assuming future prepayments and using discount factors determined by prices obtained from securitization markets, less a discount for the cost of servicing and lack of liquidity. The estimated fair value of the Bank’s multi-family and consumer loans are based on the expected future cash flows assuming future prepayments and discount factors based on current offering rates.  (Level 3)
BOLI - The carrying value of BOLI is considered to approximate its fair value due to the nature of the financial asset.  (Level 1)
Capital Stock of FHLB - The carrying value and estimated fair value of FHLB stock equals cost, which is based on redemption at par value.  (Level 1)
Deposits - The estimated fair value of demand deposits, savings, and money market accounts is the amount payable on demand at the reporting date.  The estimated fair value of these deposits at December 31, 2013 and September 30, 2013 was $2.12 billion and $2.07 billion, respectively.  (Level 1)  The fair value of certificates of deposit is estimated by discounting future cash flows using current LIBOR rates.  The estimated fair value of certificates of deposit at December 31, 2013 and September 30, 2013 was $2.53 billion and $2.58 billion, respectively.  (Level 2)
FHLB borrowings and Repurchase Agreements - The fair value of fixed-maturity borrowed funds is estimated by discounting estimated future cash flows using currently offered rates.  (Level 2)

Subsequent_Events

Subsequent Events	3 Months Ended
	Dec. 31, 2013
Subsequent Events [Abstract]	'
Subsequent Events	'
	6.   Subsequent Events
	In preparing these financial statements, management has evaluated events occurring subsequent to December 31, 2013, for potential recognition and disclosure.  There have been no material events or transactions which would require adjustments to the consolidated financial statements at December 31, 2013.

Summary_Of_Significant_Account1

Summary Of Significant Accounting Policies (Policies)	3 Months Ended
	Dec. 31, 2013
Summary Of Significant Accounting Policies [Abstract]	'
Basis of Presentation	'
	Basis of Presentation - The accompanying consolidated financial statements of Capitol Federal® Financial, Inc. (the “Company”) have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X.  Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements.  In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included.  These statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2013, filed with the Securities and Exchange Commission (“SEC”).  Interim results are not necessarily indicative of results for a full year.
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Capitol Federal Savings Bank (the “Bank”).  The Bank has a wholly-owned subsidiary, Capitol Funds, Inc.  Capitol Funds, Inc. has a wholly-owned subsidiary, Capitol Federal Mortgage Reinsurance Company.  All intercompany accounts and transactions have been eliminated in consolidation.
	In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and revenues and expenses during the reporting periods.  The ACL is a significant estimate that involves a high degree of complexity and requires management to make difficult and subjective judgments and assumptions about highly uncertain matters.  The use of different judgments and assumptions could cause reported results to differ significantly.  In addition, bank regulators periodically review the ACL of the Bank.  Bank regulators have the authority to require the Bank, as they can require all banks, to increase the ACL or recognize additional charge-offs based upon their judgments, which may differ from management’s judgments.  Any increases in the ACL or recognition of additional charge-offs required by bank regulators could adversely affect the Company’s financial condition and results of operations.
Loans Receivable	'
	Loans Receivable - Loans receivable that management has the intent and ability to hold for the foreseeable future are carried at the amount of unpaid principal, net of ACL, undisbursed loan funds, unamortized premiums and discounts, and deferred loan origination fees and costs.  Net loan origination fees and costs and premiums and discounts are amortized as yield adjustments to interest income using the level-yield method, adjusted for the estimated prepayment speeds of the related loans when applicable.  Interest on loans is credited to income as earned and accrued only if deemed collectible.
	Endorsed loans - Existing loan customers, whose loans have not been sold to third parties, who have not been delinquent on their contractual loan payments during the previous 12 months and who are not currently in bankruptcy, have the opportunity, for a cash fee, to endorse their original loan terms to current loan terms being offered.  The fee assessed for endorsing the mortgage loan is deferred and amortized over the remaining life of the endorsed loan using the level-yield method and is reflected as an adjustment to interest income.  Each endorsement is examined on a loan-by-loan basis and if the new loan terms represent more than a minor change to the loan, then the unamortized balance of the pre-endorsement deferred fees and/or costs associated with the mortgage loan are recognized in interest income at the time of the endorsement.  If the endorsement of terms does not represent more than a minor change to the loan, then the unamortized balance of the pre-endorsement deferred fees and/or costs continue to be deferred.
	Troubled debt restructurings (“TDRs”) - For borrowers experiencing financial difficulties, the Bank may grant a concession to the borrower.  Generally, the Bank grants a short-term payment concession to borrowers who are experiencing a temporary cash flow problem.  The most frequently used concession is to reduce the monthly payment amount for a period of 6 to 12 months, often by requiring payments of only interest and escrow during this period, resulting in an extension of the maturity date of the loan.  For more severe situations requiring long-term solutions, the Bank also offers interest rate reductions to currently-offered rates and the capitalization of delinquent interest and/or escrow resulting in an extension of the maturity date of the loan.  The Bank does not forgive principal or interest nor does it commit to lend additional funds, except for situations generally involving the capitalization of delinquent interest and/or escrow not to exceed the original loan balance, to these borrowers.
	Endorsed loans are classified as TDRs when certain guidelines for soft credit scores and/or estimated loan-to-value (“LTV”) ratios are not met.  These guidelines are intended to identify changes in the borrower’s credit condition since origination, signifying the borrower could be experiencing financial difficulties even though the borrower has not been delinquent on his contractual loan payment in the previous 12 months.
	The TDRs discussed above will be reported as such until paid-off, unless the loan has been restructured to an interest rate equal to or greater than the rate the Bank was willing to accept at the time of the restructuring for a new loan with comparable risk, and has performed under the new terms of the restructuring agreement for at least 12 consecutive months.
	The Office of the Comptroller of the Currency (“OCC”) requires loans that had been discharged under Chapter 7 bankruptcy proceedings where the borrower has not reaffirmed the debt owed to the lender (“Chapter 7 loans”) to be reported as TDRs, regardless of their delinquency status (“Chapter 7 TDRs”).  These loans will be reported as TDRs until the borrower has made 48 consecutive monthly loan payments after the Chapter 7 discharge date.
	Delinquent loans - A loan is considered delinquent when payment has not been received within 30 days of its contractual due date.
	Nonaccrual loans - The accrual of income on loans is discontinued when interest or principal payments are 90 days in arrears or, for TDR loans, the borrower has not made six consecutive monthly payments per the restructured loan terms or since the discharge date for Chapter 7 TDRs.  Loans on which the accrual of income has been discontinued are designated as nonaccrual and outstanding interest previously credited beyond 90 days delinquent is reversed.  A nonaccrual loan is returned to accrual status once the contractual payments have been made to bring the loan less than 90 days past due or, in the case of a TDR loan, the borrower has made six consecutive payments per the restructured loan terms or the borrower has made six consecutive payments since the discharge date for Chapter 7 TDRs.
	Impaired loans - A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the loan agreement.  Interest income on impaired loans is recognized in the period collected unless the ultimate collection of principal is considered doubtful.  The following types of loans are reported as impaired loans: all nonaccrual loans, loans classified as substandard, loans partially charged-off, Chapter 7 loans, and all TDRs except those that have been restructured to an interest rate equal to or greater than the rate the Bank was willing to accept at the time of the restructuring for a new loan with comparable risk, and has performed under the new terms of the restructuring agreement for at least 12 consecutive months.
	The majority of the Bank’s impaired loans are related to one- to four-family properties.  Impaired loans related to one- to four-family properties are individually evaluated for loss when the loan becomes 180 days delinquent or at any time management has knowledge of the existence of a potential loss to ensure that the carrying value of the loan is not in excess of the fair value of the collateral, less estimated selling costs.
Allowance for Credit Losses	'
	Allowance for Credit Losses - The ACL represents management’s best estimate of the amount of inherent losses in the loan portfolio as of the balance sheet date.  Management’s methodology for assessing the appropriateness of the ACL consists of an analysis (“formula analysis”) model, along with analyzing several other factors.  Management maintains the ACL through provisions for credit losses that are either charged to or credited to income.
	For one- to four-family secured loans, losses are charged-off when the loan is generally 180 days delinquent or in foreclosure.  Losses are based on new collateral values obtained through appraisals, less estimated costs to sell.  Anticipated private mortgage insurance (“PMI”) proceeds are taken into consideration when calculating the loss amount.  An updated appraisal is requested, at a minimum, every 12 months thereafter if the loan is 180 days or more delinquent or in foreclosure.  If the Bank holds the first and second mortgage, both loans are combined when evaluating whether there is a potential loss on the loan.  Charge-offs for real estate-secured loans may also occur at any time if the Bank has knowledge of the existence of a potential loss.  For all real estate loans that are not secured by one- to four-family property, losses are charged-off when the collection of such amounts is unlikely.  When a non-real estate secured loan is 120 days delinquent, any identified losses are charged-off.
	The Bank’s primary lending emphasis is the origination and purchase of one- to four-family first mortgage loans on residential properties and, to a lesser extent, home equity and second mortgage loans on one- to four-family residential properties, resulting in a loan concentration in residential mortgage loans.  The Bank has a concentration of loans secured by residential property located in Kansas and Missouri.  Based on the composition of the Bank’s loan portfolio, the primary risk characteristics inherent in the one- to four-family and consumer loan portfolios are a decline in economic conditions, elevated levels of unemployment or underemployment, and declines in residential real estate values.  Any one or a combination of these events may adversely affect borrowers’ ability to repay their loans, resulting in increased delinquencies, non-performing assets, loan losses, and future loan loss provisions.  Although the multi-family and commercial loan portfolio is subject to the same risk of declines in economic conditions, the primary risk characteristics inherent in this portfolio include the ability of the borrower to sustain sufficient cash flows from leases and to control expenses to satisfy their contractual debt payments, and/or the ability to utilize personal and/or business resources to pay their contractual debt payments if the cash flows are not sufficient.  Additionally, if the Bank were to repossess the secured collateral of a multi-family or commercial loan, the pool of potential buyers is limited more than that for a residential property.  Therefore, the Bank could hold the property for an extended period of time and/or potentially be forced to sell at a discounted price, resulting in additional losses.
	Each quarter, a formula analysis is prepared which segregates the loan portfolio into categories based on certain risk characteristics.  The categories include the following: one- to four-family loans; multi-family and commercial loans; consumer home equity loans; and other consumer loans.  Home equity loans with the same underlying collateral as a one- to four-family loan are combined with the one- to four-family loan in the formula analysis model to calculate a combined LTV ratio.  Loans individually evaluated for loss are excluded from the formula analysis model.  The one- to four-family loan portfolio and related home equity loans are segregated into additional categories based on the following risk characteristics: originated and correspondent purchased, or bulk purchased; interest payments (fixed-rate and adjustable-rate/interest-only); LTV ratios; borrower’s credit scores; and certain geographic locations.  The categories were derived by management based on reviewing the historical performance of the one- to four-family loan portfolio and taking into consideration current economic conditions, such as trends in residential real estate values in certain areas of the U.S. and unemployment rates.
	Quantitative loss factors are applied to each loan category in the formula analysis model based on the historical loss experience for each respective loan category.  Each quarter, management reviews the historical loss time periods and utilizes the historical loss time periods believed to be the most reflective of the current economic conditions and recent charge-off experience.
	Qualitative loss factors are applied to each loan category in the formula analysis model.  The qualitative loss factors that are applied in the formula analysis model for one- to four-family and consumer loan portfolios are: unemployment rate trends; collateral value trends; credit score trends; and delinquent loan trends.  The qualitative loss factors that are applied in the formula analysis model for multi-family and commercial loan portfolio are: unemployment rate trends; credit score trends for the primary guarantor; delinquent loan trends; and a factor based on management’s judgment due to the higher risk nature of these loans, as compared to one- to four-family loans.  As loans are classified or become delinquent, the qualitative loss factors increase for each respective loan category.  Additionally, TDRs that have not been individually evaluated for loss are included in a category within the formula analysis model with an overall higher qualitative loss factor than corresponding performing loans, for the life of the loan.  The qualitative factors were derived by management based on a review of the historical performance of the respective loan portfolios and consideration of current economic conditions and their likely impact to the loan portfolio.
	Management utilizes the formula analysis, along with considering several other data elements when evaluating the adequacy of the ACL.  Such data elements include the trend and composition of delinquent loans, trends in foreclosed property and short sale transactions and charge-off activity, the current status and trends of local and national economies (particularly levels of unemployment), trends and current conditions in the real estate and housing markets, loan portfolio growth and concentrations, and certain ACL ratios such as ACL to loans receivable, net and annualized historical losses to ACL.  Since the Bank’s loan portfolio is primarily concentrated in one- to four-family real estate, management monitors residential real estate market value trends in the Bank’s local market areas and geographic sections of the U.S. by reference to various industry and market reports, economic releases and surveys, and management’s general and specific knowledge of the real estate markets in which the Bank lends, in order to determine what impact, if any, such trends may have on the level of ACL.  Reviewing these qualitative factors assists management in evaluating the overall credit quality of the loan portfolio and the reasonableness of the ACL on an ongoing basis, and whether changes need to be made to the Bank’s ACL methodology.  Management seeks to apply the ACL methodology in a consistent manner; however, the methodology can be modified in response to changing conditions.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements - In December 2011, the Financial Accounting Standards Board (“FASB”) issued 2011-11, Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities.  The Accounting Standards Update (“ASU”) requires new disclosures regarding the nature of an entity’s rights of setoff and related arrangements associated with its financial instruments and derivative instruments.  The new disclosures are designed to make GAAP financial statements more comparable to those prepared under International Financial Reporting Standards.  The new disclosures entail presenting information about both gross and net exposures.  The new disclosure requirements are effective for annual reporting periods beginning on or after January 1, 2013, which was October 1, 2013 for the Company, and interim periods therein; retrospective application is required.  The adoption of this ASU was disclosure-related and therefore did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In January 2013, the FASB issued ASU 2013-01, Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities.  The ASU clarifies the scope of the offsetting disclosure requirements in ASU 2011-11, Disclosures about Offsetting Assets and Liabilities.  These standards are effective for fiscal years beginning on or after January 1, 2013, which was October 1, 2013 for the Company.  The standards are disclosure-related and therefore, their adoption did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In February 2013, the FASB issued ASU 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, which is intended to improve the transparency of changes in other comprehensive income and items reclassified out of AOCI.  The standard requires entities to disaggregate the total change of each component of other comprehensive income and separately present reclassification adjustments and current period other comprehensive income.  Additionally, the standard requires that significant items reclassified out of AOCI be presented by component either on the face of the statement where net income is presented or as a separate disclosure in the notes to the financial statements.  ASU 2013-02 is effective for fiscal years beginning after December 15, 2012, which was October 1, 2013 for the Company, and should be applied prospectively.  The adoption of this ASU is disclosure-related and therefore did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In February 2013, the FASB issued ASU 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date. The ASU provides recognition, measurement, and disclosure guidance for certain obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date.  ASU 2013-04 is effective for fiscal years beginning after December 15, 2013, which is October 1, 2014 for the Company, and should be applied retrospectively.  The Company has not yet completed its evaluation of this standard.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Schedule Of Earnings Per Share, Basic And Diluted	'
		For the Three Months Ended
		December 31,
			2013		2012
		(Dollars in thousands, except per share data)
	Net income	$	17,813	$	17,563
	Income allocated to participating securities		-50		-60
	Net income available to common stockholders	$	17,763	$	17,503
	Average common shares outstanding		142,881,528		147,881,207
	Average committed ESOP shares outstanding		449		1,500
	Total basic average common shares outstanding		142,881,977		147,882,707
	Effect of dilutive stock options		1,064		102
	Total diluted average common shares outstanding		142,883,041		147,882,809
	Net earnings per share:
	Basic	$	0.12	$	0.12
	Diluted	$	0.12	$	0.12
	Antidilutive stock options, excluded
	from the diluted average common shares
	outstanding calculation		2,403,917		2,471,473

Securities_Tables

Securities (Tables)	3 Months Ended
	Dec. 31, 2013
Securities [Abstract]	'
Amortized Cost, Estimated Fair Value, And Gross Unrealized Gains And Losses Of AFS And HTM Securities	'
		31-Dec-13
					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
			(Dollars in thousands)
	AFS:
	GSE debentures	$	658,834		$	483		$	11,155		$	648,162
	MBS		323,720			18,146			--			341,866
	Trust preferred securities		2,579			--			170			2,409
	Municipal bonds		1,118			38			--			1,156
			986,251			18,667			11,325			993,593
	HTM:
	MBS		1,633,298			30,192			29,421			1,634,069
	Municipal bonds		35,186			863			21			36,028
			1,668,484			31,055			29,442			1,670,097
		$	2,654,735		$	49,722		$	40,767		$	2,663,690
		30-Sep-13
					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
			(Dollars in thousands)
	AFS:
	GSE debentures	$	709,118		$	996		$	7,886		$	702,228
	MBS		345,263			18,701			--			363,964
	Trust preferred securities		2,594			--			171			2,423
	Municipal bonds		1,308			44			--			1,352
			1,058,283			19,741			8,057			1,069,967
	HTM:
	MBS		1,683,744			39,878			16,984			1,706,638
	Municipal bonds		34,279			943			14			35,208
			1,718,023			40,821			16,998			1,741,846
		$	2,776,306		$	60,562		$	25,055		$	2,811,813
Schedule Of Estimated Fair Value And Gross Unrealized Losses Of Securities In Continuous Unrealized Loss Position	'
		31-Dec-13
		Less Than								Equal to or Greater
		12 Months								Than 12 Months
				Estimated			Unrealized					Estimated		Unrealized
		Count		Fair Value			Losses			Count		Fair Value		Losses
		(Dollars in thousands)
	AFS:
	GSE debentures	21		$	484,635		$	9,601		2		$	37,596	$	1,554
	Trust preferred securities	--			--			--		1			2,409		170
		21		$	484,635		$	9,601		3		$	40,005	$	1,724
	HTM:
	MBS	46		$	806,066		$	27,862		3		$	22,741	$	1,559
	Municipal bonds	8			4,728			21		--			--		--
		54		$	810,794		$	27,883		3		$	22,741	$	1,559
		September 30,  2013
		Less Than								Equal to or Greater
		12 Months								Than 12 Months
				Estimated			Unrealized					Estimated		Unrealized
		Count		Fair Value			Losses			Count		Fair Value		Losses
		(Dollars in thousands)
	AFS:
	GSE debentures	19		$	426,482		$	7,213		1		$	24,327	$	673
	Trust preferred securities	--			--			--		1			2,423		171
		19		$	426,482		$	7,213		2		$	26,750	$	844
	HTM:
	MBS	40		$	710,291		$	16,984		--		$	--	$	--
	Municipal bonds	3			1,299			14		--			--		--
		43		$	711,590		$	16,998		--		$	--	$	--
Schedule Of Contractual Maturities	'
			AFS						HTM
					Estimated						Estimated
		Amortized			Fair			Amortized			Fair
		Cost			Value			Cost			Value
			(Dollars in thousands)
	One year or less	$	201		$	205		$	6,732		$	6,803
	One year through five years		610,941			603,278			60,583			63,560
	Five years through ten years		149,405			153,498			403,933			400,427
	Ten years and thereafter		225,704			236,612			1,197,236			1,199,307
		$	986,251		$	993,593		$	1,668,484		$	1,670,097
Carrying Value Of Mortgage Backed Securities In Portfolio	'
		December 31,  2013			30-Sep-13
			(Dollars in thousands)
	Federal National Mortgage Association (“FNMA”)	$	1,193,334		$	1,250,948
	Federal Home Loan Mortgage Corporation (“FHLMC”)		622,975			629,216
	Government National Mortgage Association		158,855			167,544
		$	1,975,164		$	2,047,708
Schedule Of Taxable And Non-taxable Components Of Interest Income	'
		For the Three Months Ended
		December 31,
			2013			2012
		(Dollars in thousands)
	Taxable	$	1,807		$	2,539
	Non-taxable		259			326
		$	2,066		$	2,865
Schedule Of Amortized Cost And Estimated Fair Value Of Securities Pledged As Collateral	'
			December 31,  2013						30-Sep-13
					Estimated						Estimated
		Amortized			Fair			Amortized			Fair
		Cost			Value			Cost			Value
			(Dollars in thousands)
	Repurchase agreements	$	347,507		$	354,409		$	353,648		$	364,593
	Public unit deposits		286,953			286,896			272,016			274,917
	Federal Reserve Bank		31,677			32,549			34,261			35,477
		$	666,137		$	673,854		$	659,925		$	674,987

Loans_Receivable_And_Allowance1

Loans Receivable And Allowance For Credit Losses (Tables)	3 Months Ended
	Dec. 31, 2013
Loans Receivable And Allowance For Credit Losses [Abstract]	'
Summary Of Loans Receivable	'
		31-Dec-13			30-Sep-13
			(Dollars in thousands)
	Real estate loans:
	One- to four-family	$	5,811,216		$	5,743,047
	Multi-family and commercial		41,745			50,358
	Construction		101,638			77,743
	Total real estate loans		5,954,599			5,871,148
	Consumer loans:
	Home equity		135,023			135,028
	Other		5,467			5,623
	Total consumer loans		140,490			140,651
	Total loans receivable		6,095,089			6,011,799
	Less:
	Undisbursed loan funds		61,480			42,807
	ACL		8,919			8,822
	Discounts/unearned loan fees		23,540			23,057
	Premiums/deferred costs		-23,439			-21,755
		$	6,024,589		$	5,958,868
Recorded Investment in Loans, Past Due	'
		31-Dec-13
					90 or More Days			Total						Total
		30 to 89 Days			Delinquent or			Delinquent			Current			Recorded
		Delinquent			in Foreclosure			Loans			Loans			Investment
			(Dollars in thousands)
	One- to four-family loans - originated	$	19,183		$	10,541		$	29,724		$	5,191,936		$	5,221,660
	One- to four-family loans - purchased		7,959			10,215			18,174			605,955			624,129
	Multi-family and commercial loans		--			--			--			47,229			47,229
	Consumer - home equity		721			477			1,198			133,825			135,023
	Consumer - other		100			11			111			5,356			5,467
		$	27,963		$	21,244		$	49,207		$	5,984,301		$	6,033,508
		30-Sep-13
					90 or More Days			Total						Total
		30 to 89 Days			Delinquent or			Delinquent			Current			Recorded
		Delinquent			in Foreclosure			Loans			Loans			Investment
			(Dollars in thousands)
	One- to four-family loans - originated	$	18,889		$	9,379		$	28,268		$	5,092,581		$	5,120,849
	One- to four-family loans - purchased		7,842			9,695			17,537			631,050			648,587
	Multi-family and commercial loans		--			--			--			57,603			57,603
	Consumer - home equity		848			485			1,333			133,695			135,028
	Consumer - other		35			5			40			5,583			5,623
		$	27,614		$	19,564		$	47,178		$	5,920,512		$	5,967,690
Recorded Investment in Classified Loans	'
		31-Dec-13						30-Sep-13
		Special Mention			Substandard			Special Mention			Substandard
		(Dollars in thousands)
	One- to four-family - originated	$	24,631		$	28,634		$	29,359		$	27,761
	One- to four-family - purchased		1,665			14,635			1,871			14,195
	Multi-family and commercial		1,865			--			1,976			--
	Consumer - home equity		81			953			87			819
	Consumer - other		--			18			--			13
		$	28,242		$	44,240		$	33,293		$	42,788
Weighted Average Loan to Value and Credit Score Information	'
		31-Dec-13					30-Sep-13
		Weighted Average					Weighted Average
		Credit Score		LTV			Credit Score		LTV
	One- to four-family - originated	762		65	%		762		65	%
	One- to four-family - purchased	748		67			747		67
	Consumer - home equity	747		19			746		19
		760		64			760		64
Troubled Debt Restructurings On Financing Receivables	'
			For the Three Months Ended
			31-Dec-13
			Number		Pre-			Post-
			of		Restructured			Restructured
			Contracts		Outstanding			Outstanding
			(Dollars in thousands)
	One- to four-family loans - originated		38		$	3,825		$	3,853
	One- to four-family loans - purchased		2			198			198
	Multi-family and commercial loans		--			--			--
	Consumer - home equity		4			65			66
	Consumer - other		--			--			--
			44		$	4,088		$	4,117
			For the Three Months Ended
			31-Dec-12
			Number		Pre-			Post-
			of		Restructured			Restructured
			Contracts		Outstanding			Outstanding
			(Dollars in thousands)
	One- to four-family loans - originated		55		$	12,578		$	12,650
	One- to four-family loans - purchased		2			555			598
	Multi-family and commercial loans		2			82			79
	Consumer - home equity		3			80			80
	Consumer - other		--			--			--
			62		$	13,295		$	13,407
	The following table provides information on TDRs restructured within the last 12 months that became delinquent during the periods presented.
			For the Three Months Ended
			31-Dec-13					31-Dec-12
			Number					Number
			of		Recorded			of		Recorded
			Contracts		Investment			Contracts		Investment
			(Dollars in thousands)
	One- to four-family loans - originated		11		$	816		6		$	405
	One- to four-family loans - purchased		2			338		1			47
	Multi-family and commercial loans		--			--		--			--
	Consumer - home equity		--			--		1			2
	Consumer - other		--			--		--			--
			13		$	1,154		8		$	454
Impaired Loans By Class	'
			31-Dec-13									30-Sep-13
						Unpaid									Unpaid
			Recorded			Principal			Related			Recorded			Principal			Related
			Investment			Balance			ACL			Investment			Balance			ACL
			(Dollars in thousands)
	With no related allowance recorded
		One- to four-family - originated	$	14,730		$	15,304		$	--		$	12,950		$	13,543		$	--
		One- to four-family - purchased		13,857			16,916			--			13,882			16,645			--
		Multi-family and commercial		--			--			--			--			--			--
		Consumer - home equity		677			1,063			--			577			980			--
		Consumer - other		5			9			--			2			7			--
				29,269			33,292			--			27,411			31,175			--
	With an allowance recorded
		One- to four-family - originated		27,738			27,851			165			35,520			35,619			209
		One- to four-family - purchased		2,572			2,541			54			2,034			2,015			29
		Multi-family and commercial		--			--			--			73			74			2
		Consumer - home equity		551			551			75			492			492			78
		Consumer - other		14			14			2			11			11			1
				30,875			30,957			296			38,130			38,211			319
	Total
		One- to four-family - originated		42,468			43,155			165			48,470			49,162			209
		One- to four-family - purchased		16,429			19,457			54			15,916			18,660			29
		Multi-family and commercial		--			--			--			73			74			2
		Consumer - home equity		1,228			1,614			75			1,069			1,472			78
		Consumer - other		19			23			2			13			18			1
			$	60,144		$	64,249		$	296		$	65,541		$	69,386		$	319
	The following is a summary of information pertaining to impaired loans by class for the periods presented.
			For the Three Months Ended
			31-Dec-13						31-Dec-12
			Average			Interest			Average			Interest
			Recorded			Income			Recorded			Income
			Investment			Recognized			Investment			Recognized
			(Dollars in thousands)
	With no related allowance recorded
		One- to four-family - originated	$	12,872		$	97		$	8,935		$	46
		One- to four-family - purchased		13,636			45			15,267			46
		Multi-family and commercial		--			--			--			--
		Consumer - home equity		569			8			695			6
		Consumer - other		3			--			36			--
				27,080			150			24,933			98
	With an allowance recorded
		One- to four-family - originated		33,212			319			42,421			433
		One- to four-family - purchased		2,858			16			2,191			17
		Multi-family and commercial		54			1			40			1
		Consumer - home equity		613			5			423			5
		Consumer - other		15			--			27			--
				36,752			341			45,102			456
	Total
		One- to four-family - originated		46,084			416			51,356			479
		One- to four-family - purchased		16,494			61			17,458			63
		Multi-family and commercial		54			1			40			1
		Consumer - home equity		1,182			13			1,118			11
		Consumer - other		18			--			63			--
			$	63,832		$	491		$	70,035		$	554
Allowance For Credit Losses	'
			For the Three Months Ended December 31, 2013
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
	Beginning balance	$	5,771		$	2,486		$	8,257		$	185		$	380		$	8,822
	Charge-offs		-88			-327			-415			--			-10			-425
	Recoveries		1			--			1			--			6			7
	Provision for credit losses		155			354			509			-3			9			515
	Ending balance	$	5,839		$	2,513		$	8,352		$	182		$	385		$	8,919
		For the Three Months Ended December 31, 2012
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
			(Dollars in thousands)
	Beginning balance	$	6,074		$	4,453		$	10,527		$	219		$	354		$	11,100
	Charge-offs		-219			-532			-751			--			-115			-866
	Recoveries		--			--			--			--			10			10
	Provision for credit losses		-216			369			153			-18			98			233
	Ending balance	$	5,639		$	4,290		$	9,929		$	201		$	347		$	10,477
Summary Of Loan Portfolio Segment Disaggregated By The Company's Impairment Method	'
		31-Dec-13
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
	Recorded investment in loans
	collectively evaluated for impairment	$	5,206,930		$	610,272		$	5,817,202		$	47,229		$	139,808		$	6,004,239
	Recorded investment in loans
	individually evaluated for impairment		14,730			13,857			28,587			--			682			29,269
		$	5,221,660		$	624,129		$	5,845,789		$	47,229		$	140,490		$	6,033,508
	ACL for loans collectively evaluated
	for impairment	$	5,839		$	2,513		$	8,352		$	182		$	385		$	8,919
			30-Sep-13
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
	Recorded investment in loans
	collectively evaluated for impairment	$	5,107,899		$	634,705		$	5,742,604		$	57,603		$	140,072		$	5,940,279
	Recorded investment in loans
	individually evaluated for impairment		12,950			13,882			26,832			--			579			27,411
		$	5,120,849		$	648,587		$	5,769,436		$	57,603		$	140,651		$	5,967,690
	ACL for loans collectively evaluated
	for impairment	$	5,771		$	2,486		$	8,257		$	185		$	380		$	8,822

Fair_Value_Of_Financial_Instru1

Fair Value Of Financial Instruments (Tables)	3 Months Ended
	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]	'
Schedule Of Fair Value Assets Measured On A Recurring Basis	'
		31-Dec-13
					Quoted Prices		Significant		Significant
					in Active Markets		Other Observable		Unobservable
		Carrying			for Identical Assets		Inputs		Inputs
		Value			(Level 1)		(Level 2)		(Level 3)(1)
		(Dollars in thousands)
	AFS Securities:
	GSE debentures	$	648,162		$	--	$	648,162	$	--
	MBS		341,866			--		341,866		--
	Trust preferred securities		2,409			--		--		2,409
	Municipal bonds		1,156			--		1,156		--
		$	993,593		$	--	$	991,184	$	2,409
		30-Sep-13
					Quoted Prices		Significant		Significant
					in Active Markets		Other Observable		Unobservable
		Carrying			for Identical Assets		Inputs		Inputs
		Value			(Level 1)		(Level 2)		(Level 3)(2)
		(Dollars in thousands)
	AFS Securities:
	GSE debentures	$	702,228		$	--	$	702,228	$	--
	MBS		363,964			--		363,964		--
	Municipal bonds		1,352			--		1,352		--
	Trust preferred securities		2,423			--		--		2,423
		$	1,069,967		$	--	$	1,067,544	$	2,423
		-1		The Company’s Level 3 AFS securities had no activity during the three months ended December 31, 2013, except for principal repayments of $25 thousand and reductions in net unrealized losses recognized in other comprehensive income.  Reductions in net unrealized losses included in other comprehensive income for the three months ended December 31, 2013 were $1 thousand.
		-2		The Company’s Level 3 AFS securities had no activity during fiscal year 2013, except for principal repayments of $424 thousand and reductions in net unrealized losses recognized in other comprehensive income.  Reductions in net unrealized losses included in other comprehensive income for the year ended September 30, 2013 were $276 thousand.
Schedule Of Fair Value Assets Measured On A Non-recurring Basis	'
			31-Dec-13
					Quoted Prices		Significant		Significant
					in Active Markets		Other Observable		Unobservable
		Carrying			for Identical Assets		Inputs		Inputs
		Value			(Level 1)		(Level 2)		(Level 3)
		(Dollars in thousands)
	Loans individually evaluated for impairment	$	29,203		$	--	$	--	$	29,203
	OREO		3,645			--		--		3,645
		$	32,848		$	--	$	--	$	32,848
			30-Sep-13
					Quoted Prices		Significant		Significant
					in Active Markets		Other Observable		Unobservable
		Carrying			for Identical Assets		Inputs		Inputs
		Value			(Level 1)		(Level 2)		(Level 3)
		(Dollars in thousands)
	Loans individually evaluated for impairment	$	27,327		$	--	$	--	$	27,327
	OREO		3,882			--		--		3,882
		$	31,209		$	--	$	--	$	31,209
Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments	'
		31-Dec-13					30-Sep-13
					Estimated				Estimated
		Carrying			Fair		Carrying		Fair
		Amount			Value		Amount		Value
		(Dollars in thousands)
	Assets:
	Cash and cash equivalents	$	88,665		$	88,665	$	113,886	$	113,886
	HTM securities		1,668,484			1,670,097		1,718,023		1,741,846
	Loans receivable		6,024,589			6,119,980		5,958,868		6,132,239
	BOLI		59,832			59,832		59,495		59,495
	Capital stock of FHLB		129,095			129,095		128,530		128,530
	Liabilities:
	Deposits		4,620,908			4,649,970		4,611,446		4,646,263
	FHLB borrowings		2,515,618			2,588,703		2,513,538		2,599,749
	Repurchase agreements		320,000			331,180		320,000		333,749

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Earnings Per Share	'	'
Net income	$17,813	$17,563
Income allocated to participating securities	-50	-60
Net income available to common stockholders	$17,763	$17,503
Total basic average common shares outstanding	142,881,977	147,882,707
Total diluted average common shares outstanding	142,883,041	147,882,809
Net earnings per share:	'	'
Basic	$0.12	$0.12
Diluted	$0.12	$0.12
Antidilutive stock options, excluded from the diluted average common shares outstanding calculation	2,403,917	2,471,473
Average Common Shares Outstanding [Member]	'	'
Earnings Per Share	'	'
Total basic average common shares outstanding	142,881,528	147,881,207
Average Committed ESOP Shares Outstanding [Member]	'	'
Earnings Per Share	'	'
Total basic average common shares outstanding	449	1,500
Effect Of Dilutive Stock Options [Member]	'	'
Earnings Per Share	'	'
Total diluted average common shares outstanding	1,064	102

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	Dec. 31, 2013
In Millions, unless otherwise specified
Securities [Abstract]	'
Securities callable within one year, amortized cost	$493.90

Securities_Amortized_Cost_Esti

Securities (Amortized Cost, Estimated Fair Value, and Gross Unrealized Gains and Losses of AFS and HTM Securities) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	$986,251	$1,058,283
Available-for-sale Securities, Gross Unrealized Gains	18,667	19,741
Available-for-sale Securities, Gross Unrealized Losses	11,325	8,057
Available-for-sale Securities, Estimated Fair Value	993,593	1,069,967
Held-to-maturity Securities, Amortized Cost	1,668,484	1,718,023
Held-to-maturity Securities, Gross Unrealized Gains	31,055	40,821
Held-to-maturity Securities, Gross Unrealized Losses	29,442	16,998
Held-to-maturity securities, Estimated Fair Value	1,670,097	1,741,846
Marketable Securities, Amortized Cost	2,654,735	2,776,306
Marketable Securities, Gross Unrealized Gains	49,722	60,562
Marketable Securities, Gross Unrealized Losses	40,767	25,055
Marketable Securities, Estimated Fair Value	2,663,690	2,811,813
GSE Debentures [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	658,834	709,118
Available-for-sale Securities, Gross Unrealized Gains	483	996
Available-for-sale Securities, Gross Unrealized Losses	11,155	7,886
Available-for-sale Securities, Estimated Fair Value	648,162	702,228
MBS [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	323,720	345,263
Available-for-sale Securities, Gross Unrealized Gains	18,146	18,701
Available-for-sale Securities, Estimated Fair Value	341,866	363,964
Held-to-maturity Securities, Amortized Cost	1,633,298	1,683,744
Held-to-maturity Securities, Gross Unrealized Gains	30,192	39,878
Held-to-maturity Securities, Gross Unrealized Losses	29,421	16,984
Held-to-maturity securities, Estimated Fair Value	1,634,069	1,706,638
Trust Preferred Securities [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	2,579	2,594
Available-for-sale Securities, Gross Unrealized Losses	170	171
Available-for-sale Securities, Estimated Fair Value	2,409	2,423
Municipal Bonds [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	1,118	1,308
Available-for-sale Securities, Gross Unrealized Gains	38	44
Available-for-sale Securities, Estimated Fair Value	1,156	1,352
Held-to-maturity Securities, Amortized Cost	35,186	34,279
Held-to-maturity Securities, Gross Unrealized Gains	863	943
Held-to-maturity Securities, Gross Unrealized Losses	21	14
Held-to-maturity securities, Estimated Fair Value	$36,028	$35,208

Securities_Schedule_Of_Estimat

Securities (Schedule Of Estimated Fair Value And Gross Unrealized Losses Of Securities In Continuous Unrealized Loss Position) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	security	security
Schedule of Investments [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Count	21	19
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	$484,635	$426,482
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	9,601	7,213
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Count	3	2
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	40,005	26,750
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	1,724	844
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	810,794	711,590
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	27,883	16,998
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	22,741	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	1,559	'
Less Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	54	43
Equal to or Greater Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	3	'
GSE Debentures [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Count	21	19
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	484,635	426,482
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	9,601	7,213
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Count	2	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	37,596	24,327
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	1,554	673
Trust Preferred Securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Count	1	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	2,409	2,423
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	170	171
MBS [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	806,066	710,291
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	27,862	16,984
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	22,741	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	1,559	'
MBS [Member] | Less Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	46	40
MBS [Member] | Equal to or Greater Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	3	'
Municipal Bonds [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	4,728	1,299
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	$21	$14
Municipal Bonds [Member] | Less Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	8	3

Securities_Schedule_Of_Contrac

Securities (Schedule Of Contractual Maturities) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Securities [Abstract]	'	'
Available-for-sale Securities, One year or less, Amortized Cost	$201	'
Available-for-sale Securities, One year through five years, Amortized Cost	610,941	'
Available-for-sale Securities, Five years through ten years, Amortized Cost	149,405	'
Available-for-sale Securities, Ten years and thereafter, Amortized Cost	225,704	'
Available-for-sale Securities, Amortized Cost	986,251	1,058,283
Available-for-sale Securities, One year or less, Estimated Fair Value	205	'
Available-for-sale Securities, One year through five years, Estimated Fair Value	603,278	'
Available-for-sale Securities, Five years through ten years, Estimated Fair Value	153,498	'
Available-for-sale Securities, Ten years and thereafter, Estimated Fair Value	236,612	'
Available-for-sale Securities, Estimated Fair Value	993,593	1,069,967
Held-to-maturity Securities, One year or less, Amortized Cost	6,732	'
Held-to-maturity Securities, One year through five years, Amortized Cost	60,583	'
Held-to-maturity Securities, Five years through ten years, Amortized Cost	403,933	'
Held-to-maturity Securities, Ten years and thereafter, Amortized Cost	1,197,236	'
Held-to-maturity Securities, Amortized Cost	1,668,484	1,718,023
Held-to-maturity Securities, One year or less, Estimated Fair Value	6,803	'
Held-to-maturity Securities, One year through five years, Estimated Fair Value	63,560	'
Held-to-maturity Securities, Five years through ten years, Estimated Fair Value	400,427	'
Held-to-maturity Securities, Ten years and thereafter, Estimated Fair Value	1,199,307	'
Held-to-maturity Securities, Estimated Fair Value	$1,670,097	$1,741,846

Securities_Carrying_Value_of_M

Securities (Carrying Value of Mortgage Backed Securities in Portfolio) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Schedule of Investments [Line Items]	'	'
Mortgage-backed securities	$1,975,164	$2,047,708
FNMA [Member]	'	'
Schedule of Investments [Line Items]	'	'
Mortgage-backed securities	1,193,334	1,250,948
FHLMC [Member]	'	'
Schedule of Investments [Line Items]	'	'
Mortgage-backed securities	622,975	629,216
GNMA [Member]	'	'
Schedule of Investments [Line Items]	'	'
Mortgage-backed securities	$158,855	$167,544

Securities_Schedule_Of_Taxable

Securities (Schedule Of Taxable And Non-taxable Components Of Interest Income) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Securities [Abstract]	'	'
Taxable	$1,807	$2,539
Non-taxable	259	326
Interest income on investment securities	$2,066	$2,865

Securities_Schedule_Of_Amortiz

Securities (Schedule Of Amortized Cost And Estimated Fair Value Of Securities Pledged As Collateral) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Amortized Cost [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	$666,137	$659,925
Estimated Fair Value [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	673,854	674,987
Repurchase Agreements [Member] | Amortized Cost [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	347,507	353,648
Repurchase Agreements [Member] | Estimated Fair Value [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	354,409	364,593
Public Unit Deposits [Member] | Amortized Cost [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	286,953	272,016
Public Unit Deposits [Member] | Estimated Fair Value [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	286,896	274,917
Federal Reserve Bank [Member] | Amortized Cost [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	31,677	34,261
Federal Reserve Bank [Member] | Estimated Fair Value [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	$32,549	$35,477

Loans_Receivable_And_Allowance2

Loans Receivable And Allowance For Credit Losses (Narrative) (Details) (USD $)	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Sep. 30, 2013
	state
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Correspondent lenders, number of states	24	'	'
Percentage of potential loan purchases reviewed for compliance with internal underwriting standards, minimum	25.00%	'	'
Loan-to-value ratio for securing multi-family and commercial real estate loans, maximum	80.00%	'	'
Loans on nonaccrual status	$27,700,000	'	$26,400,000
Loans receivable	6,024,589,000	'	5,958,868,000
Net charge-offs	'	856,000	'
Regulatory net charge-offs	'	369,000	'
ACL maintained for individually evaluated impaired loans	0	'	0
Regulatory Nonaccrual TDRs, Originated [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans on nonaccrual status	6,100,000	'	6,700,000
Regulatory Nonaccrual TDRs, Purchased [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans on nonaccrual status	392,000	'	280,000
Regulatory Nonaccrual TDRs, Performing [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans on nonaccrual status	5,400,000	'	5,900,000
Doubtful [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans receivable	$0	'	$0

Loans_Receivable_And_Allowance3

Loans Receivable And Allowance For Credit Losses (Summary Of Loans Receivable) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Real estate loans:	'	'
One- to four-family	$5,811,216	$5,743,047
Multi-family and commercial	41,745	50,358
Construction	101,638	77,743
Total real estate loans	5,954,599	5,871,148
Consumer loans:	'	'
Home equity	135,023	135,028
Other	5,467	5,623
Total consumer loans	140,490	140,651
Total loans receivable	6,095,089	6,011,799
Less:	'	'
Undisbursed loan funds	61,480	42,807
ACL	8,919	8,822
Discounts/unearned loan fees	23,540	23,057
Premiums/deferred costs	-23,439	-21,755
Loans receivable, net	$6,024,589	$5,958,868

Loans_Receivable_And_Allowance4

Loans Receivable And Allowance For Credit Losses (Recorded Investment Of Loans, Past Due) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	$27,963	$27,614
Financing receivable, 90 or More Days Delinquent or in Foreclosure	21,244	19,564
Financing receivable, Total Delinquent Loans	49,207	47,178
Financing receivable, Current Loans	5,984,301	5,920,512
Financing receivable, Total Recorded Investment	6,033,508	5,967,690
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	19,183	18,889
Financing receivable, 90 or More Days Delinquent or in Foreclosure	10,541	9,379
Financing receivable, Total Delinquent Loans	29,724	28,268
Financing receivable, Current Loans	5,191,936	5,092,581
Financing receivable, Total Recorded Investment	5,221,660	5,120,849
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	7,959	7,842
Financing receivable, 90 or More Days Delinquent or in Foreclosure	10,215	9,695
Financing receivable, Total Delinquent Loans	18,174	17,537
Financing receivable, Current Loans	605,955	631,050
Financing receivable, Total Recorded Investment	624,129	648,587
Multi-Family And Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, Current Loans	47,229	57,603
Financing receivable, Total Recorded Investment	47,229	57,603
Consumer - Home Equity [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	721	848
Financing receivable, 90 or More Days Delinquent or in Foreclosure	477	485
Financing receivable, Total Delinquent Loans	1,198	1,333
Financing receivable, Current Loans	133,825	133,695
Financing receivable, Total Recorded Investment	135,023	135,028
Consumer - Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	100	35
Financing receivable, 90 or More Days Delinquent or in Foreclosure	11	5
Financing receivable, Total Delinquent Loans	111	40
Financing receivable, Current Loans	5,356	5,583
Financing receivable, Total Recorded Investment	$5,467	$5,623

Loans_Receivable_And_Allowance5

Loans Receivable And Allowance For Credit Losses (Recorded Investment In Classified Loans) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	$6,033,508	$5,967,690
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	28,242	33,293
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	44,240	42,788
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	5,221,660	5,120,849
One-To Four-Family Loans - Originated [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	24,631	29,359
One-To Four-Family Loans - Originated [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	28,634	27,761
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	624,129	648,587
One-To Four-Family Loans - Purchased [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	1,665	1,871
One-To Four-Family Loans - Purchased [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	14,635	14,195
Multi-Family And Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	47,229	57,603
Multi-Family And Commercial Loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	1,865	1,976
Consumer - Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	135,023	135,028
Consumer - Home Equity [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	81	87
Consumer - Home Equity [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	953	819
Consumer - Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	5,467	5,623
Consumer - Other [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	$18	$13

Loans_Receivable_And_Allowance6

Loans Receivable And Allowance For Credit Losses (LTV And Credit Score Information For Originated And Purchased One-To Four-Family Loans And Originated Consumer Home Equity Loans) (Details)	Dec. 31, 2013	Sep. 30, 2013
	item	item
Financing Receivable, Recorded Investment [Line Items]	'	'
Weighted average credit score	760	760
Weighted average LTV	64.00%	64.00%
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Weighted average credit score	762	762
Weighted average LTV	65.00%	65.00%
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Weighted average credit score	748	747
Weighted average LTV	67.00%	67.00%
Consumer - Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Weighted average credit score	747	746
Weighted average LTV	19.00%	19.00%

Loans_Receivable_And_Allowance7

Loans Receivable And Allowance For Credit Losses (Troubled Debt Restructurings On Financing Receivables) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	contract	contract
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	44	62
Pre-Restructured Outstanding	$4,088	$13,295
Post-Restructured Outstanding	4,117	13,407
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	38	55
Pre-Restructured Outstanding	3,825	12,578
Post-Restructured Outstanding	3,853	12,650
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	2	2
Pre-Restructured Outstanding	198	555
Post-Restructured Outstanding	198	598
Multi-Family And Commercial Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	2
Pre-Restructured Outstanding	'	82
Post-Restructured Outstanding	'	79
Consumer - Home Equity [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	4	3
Pre-Restructured Outstanding	65	80
Post-Restructured Outstanding	$66	$80

Loans_Receivable_And_Allowance8

Loans Receivable And Allowance For Credit Losses (Troubled Debt Restructurings On Financing Receivables That Subsequently Defaulted) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	contract	contract
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	13	8
Recorded Investment	$1,154	$454
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	11	6
Recorded Investment	816	405
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	2	1
Recorded Investment	338	47
Consumer - Home Equity [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	1
Recorded Investment	'	$2

Loans_Receivable_And_Allowance9

Loans Receivable And Allowance For Credit Losses (Impaired Loans By Class, Instant Related Disclosures) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	$29,269	$27,411
Recorded Investment, Allowance Recorded	30,875	38,130
Recorded Investment	60,144	65,541
Unpaid Principal Balance, No Related Allowance	33,292	31,175
Unpaid Principal Balance, Allowance Recorded	30,957	38,211
Unpaid Principal Balance	64,249	69,386
Related ACL	296	319
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	14,730	12,950
Recorded Investment, Allowance Recorded	27,738	35,520
Recorded Investment	42,468	48,470
Unpaid Principal Balance, No Related Allowance	15,304	13,543
Unpaid Principal Balance, Allowance Recorded	27,851	35,619
Unpaid Principal Balance	43,155	49,162
Related ACL	165	209
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	13,857	13,882
Recorded Investment, Allowance Recorded	2,572	2,034
Recorded Investment	16,429	15,916
Unpaid Principal Balance, No Related Allowance	16,916	16,645
Unpaid Principal Balance, Allowance Recorded	2,541	2,015
Unpaid Principal Balance	19,457	18,660
Related ACL	54	29
Multi-Family And Commercial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, Allowance Recorded	'	73
Recorded Investment	'	73
Unpaid Principal Balance, Allowance Recorded	'	74
Unpaid Principal Balance	'	74
Related ACL	'	2
Consumer - Home Equity [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	677	577
Recorded Investment, Allowance Recorded	551	492
Recorded Investment	1,228	1,069
Unpaid Principal Balance, No Related Allowance	1,063	980
Unpaid Principal Balance, Allowance Recorded	551	492
Unpaid Principal Balance	1,614	1,472
Related ACL	75	78
Consumer - Other [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	5	2
Recorded Investment, Allowance Recorded	14	11
Recorded Investment	19	13
Unpaid Principal Balance, No Related Allowance	9	7
Unpaid Principal Balance, Allowance Recorded	14	11
Unpaid Principal Balance	23	18
Related ACL	$2	$1

Recovered_Sheet1

Loans Receivable And Allowance For Credit Losses (Impaired Loans By Class, Duration Related Disclosures) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment, No Related Allowance	$27,080	$24,933
Average Recorded Investment, Allowance Recorded	36,752	45,102
Average Recorded Investment	63,832	70,035
Interest Income Recognized, No Related Allowance	150	98
Interest Income Recognized, Allowance Recorded	341	456
Interest Income Recognized	491	554
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment, No Related Allowance	12,872	8,935
Average Recorded Investment, Allowance Recorded	33,212	42,421
Average Recorded Investment	46,084	51,356
Interest Income Recognized, No Related Allowance	97	46
Interest Income Recognized, Allowance Recorded	319	433
Interest Income Recognized	416	479
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment, No Related Allowance	13,636	15,267
Average Recorded Investment, Allowance Recorded	2,858	2,191
Average Recorded Investment	16,494	17,458
Interest Income Recognized, No Related Allowance	45	46
Interest Income Recognized, Allowance Recorded	16	17
Interest Income Recognized	61	63
Multi-Family And Commercial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment, Allowance Recorded	54	40
Average Recorded Investment	54	40
Interest Income Recognized, Allowance Recorded	1	1
Interest Income Recognized	1	1
Consumer - Home Equity [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment, No Related Allowance	569	695
Average Recorded Investment, Allowance Recorded	613	423
Average Recorded Investment	1,182	1,118
Interest Income Recognized, No Related Allowance	8	6
Interest Income Recognized, Allowance Recorded	5	5
Interest Income Recognized	13	11
Consumer - Other [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment, No Related Allowance	3	36
Average Recorded Investment, Allowance Recorded	15	27
Average Recorded Investment	$18	$63

Recovered_Sheet2

Loans Receivable And Allowance For Credit Losses (Allowance For Credit Losses) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning Balance	$8,822	$11,100
Charge-offs	-425	-866
Recoveries	7	10
Provision for credit losses	515	233
Ending Balance	8,919	10,477
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning Balance	5,771	6,074
Charge-offs	-88	-219
Recoveries	1	'
Provision for credit losses	155	-216
Ending Balance	5,839	5,639
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning Balance	2,486	4,453
Charge-offs	-327	-532
Provision for credit losses	354	369
Ending Balance	2,513	4,290
One-To Four-Family Loans [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning Balance	8,257	10,527
Charge-offs	-415	-751
Recoveries	1	'
Provision for credit losses	509	153
Ending Balance	8,352	9,929
Multi-Family And Commercial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning Balance	185	219
Provision for credit losses	-3	-18
Ending Balance	182	201
Consumer [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning Balance	380	354
Charge-offs	-10	-115
Recoveries	6	10
Provision for credit losses	9	98
Ending Balance	$385	$347

Recovered_Sheet3

Loans Receivable And Allowance For Credit Losses (Summary Of Loan Portfolio Segment Disaggregated By The Company's Impairment Method) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	$6,004,239	$5,940,279
Recorded investment in loans individually evaluated for impairment	29,269	27,411
Financing receivable, Total Recorded Investment	6,033,508	5,967,690
ACL for loans collectively evaluated for impairment	8,919	8,822
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	5,206,930	5,107,899
Recorded investment in loans individually evaluated for impairment	14,730	12,950
Financing receivable, Total Recorded Investment	5,221,660	5,120,849
ACL for loans collectively evaluated for impairment	5,839	5,771
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	610,272	634,705
Recorded investment in loans individually evaluated for impairment	13,857	13,882
Financing receivable, Total Recorded Investment	624,129	648,587
ACL for loans collectively evaluated for impairment	2,513	2,486
One-To Four-Family Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	5,817,202	5,742,604
Recorded investment in loans individually evaluated for impairment	28,587	26,832
Financing receivable, Total Recorded Investment	5,845,789	5,769,436
ACL for loans collectively evaluated for impairment	8,352	8,257
Multi-Family And Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	47,229	57,603
Financing receivable, Total Recorded Investment	47,229	57,603
ACL for loans collectively evaluated for impairment	182	185
Consumer [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	139,808	140,072
Recorded investment in loans individually evaluated for impairment	682	579
Financing receivable, Total Recorded Investment	140,490	140,651
ACL for loans collectively evaluated for impairment	$385	$380

Fair_Value_Of_Financial_Instru2

Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Loans individually evaluated for impairment	$29,203,000	$27,327,000
ACL maintained for individually evaluated impaired loans	0	0
OREO	3,645,000	3,882,000
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Estimated fair value of deposits	2,120,000,000	2,070,000,000
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Estimated fair value of deposits	$2,530,000,000	$2,580,000,000

Fair_Value_Of_Financial_Instru3

Fair Value Of Financial Instruments (Schedule Of Fair Value Assets Measured On A Recurring Basis) (Details) (USD $)

3 Months Ended

3 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Dec. 31, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2013

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Unobservable Inputs (Level 3) [Member]

Significant Unobservable Inputs (Level 3) [Member]

GSE Debentures [Member]

GSE Debentures [Member]

GSE Debentures [Member]

GSE Debentures [Member]

MBS [Member]

MBS [Member]

MBS [Member]

MBS [Member]

Municipal Bonds [Member]

Municipal Bonds [Member]

Municipal Bonds [Member]

Municipal Bonds [Member]

Trust Preferred Securities [Member]

Trust Preferred Securities [Member]

Trust Preferred Securities [Member]

Trust Preferred Securities [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Unobservable Inputs (Level 3) [Member]

Significant Unobservable Inputs (Level 3) [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale ("AFS") securities, carrying value

$993,593

'

$1,069,967

$991,184

$1,067,544

$2,409

[1]

$2,423

[2]

$648,162

$702,228

$648,162

$702,228

$341,866

$363,964

$341,866

$363,964

$1,156

$1,352

$1,156

$1,352

$2,409

$2,423

$2,409

[1]

$2,423

[2]

Proceeds from principal repayments

96,656

345,298

'

'

'

25

424

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reductions in net unrealized losses included in OCI

'

'

'

'

'

$1

$276

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

[1]

The Companybs Level 3 AFS securities had no activity during the three months ended December 31, 2013, except for principal repayments of $25 thousand and reductions in net unrealized losses recognized in other comprehensive income. Reductions in net unrealized losses included in other comprehensive income for the three months ended December 31, 2013 were $1 thousand.

[2]

The Companybs Level 3 AFS securities had no activity during fiscal year 2013, except for principal repayments of $424 thousand and reductions in net unrealized losses recognized in other comprehensive income. Reductions in net unrealized losses included in other comprehensive income for the year ended September 30, 2013 were $276 thousand.

Fair_Value_Of_Financial_Instru4

Fair Value Of Financial Instruments (Schedule Of Fair Value Assets Measured On A Nonrecurring Basis) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Loans individually evaluated for impairment	$29,203	$27,327
OREO	3,645	3,882
Total assets measured at fair value on a non-recurring basis, carrying value	32,848	31,209
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Loans individually evaluated for impairment	29,203	27,327
OREO	3,645	3,882
Total assets measured at fair value on a non-recurring basis, carrying value	$32,848	$31,209

Fair_Value_Of_Financial_Instru5

Fair Value Of Financial Instruments (Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Assets:	'	'
HTM securities	$1,670,097	$1,741,846
Carrying Amount [Member]	'	'
Assets:	'	'
Cash and cash equivalents	88,665	113,886
HTM securities	1,668,484	1,718,023
Loans receivable	6,024,589	5,958,868
BOLI	59,832	59,495
Capital stock of FHLB	129,095	128,530
Liabilities:	'	'
Deposits	4,620,908	4,611,446
FHLB borrowings	2,515,618	2,513,538
Repurchase agreements	320,000	320,000
Estimated Fair Value [Member]	'	'
Assets:	'	'
Cash and cash equivalents	88,665	113,886
HTM securities	1,670,097	1,741,846
Loans receivable	6,119,980	6,132,239
BOLI	59,832	59,495
Capital stock of FHLB	129,095	128,530
Liabilities:	'	'
Deposits	4,649,970	4,646,263
FHLB borrowings	2,588,703	2,599,749
Repurchase agreements	$331,180	$333,749