Capitol Federal Financial (CFFN) 10-Q 5 May 14 2014 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Mar. 31, 2014	Apr. 23, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Entity Registrant Name	'Capitol Federal Financial Inc	'
Entity Central Index Key	'0001490906	'
Current Fiscal Year End Date	'--09-30	'
Entity Filer Category	'Large Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	143,120,893
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'
Entity Well-known Seasoned Issuer	'Yes	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Trading Symbol	'cffn	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
ASSETS:	'	'
Cash and cash equivalents (includes interest-earning deposits of $94,431 and $99,735)	$114,835	$113,886
Securities:	'	'
Available-for-sale ("AFS") at estimated fair value (amortized cost of $887,543 and $1,058,283)	895,623	1,069,967
Held-to-maturity ("HTM") at amortized cost (estimated fair value of $1,735,084 and $1,741,846)	1,720,283	1,718,023
Loans receivable, net (allowance for credit losses ("ACL") of $8,967 and $8,822)	6,053,897	5,958,868
Bank-owned life insurance ("BOLI")	60,163	59,495
Capital stock of Federal Home Loan Bank ("FHLB"), at cost	125,829	128,530
Accrued interest receivable	23,192	23,596
Premises and equipment, net	70,218	70,112
Other real estate owned ("OREO")	3,667	3,882
Other assets	47,710	40,090
TOTAL ASSETS	9,115,417	9,186,449
LIABILITIES:	'	'
Deposits	4,693,762	4,611,446
FHLB borrowings	2,467,169	2,513,538
Repurchase agreements	320,000	320,000
Advance payments by borrowers for taxes and insurance	50,169	57,392
Income taxes payable	3,021	108
Deferred income tax liabilities, net	20,781	20,437
Accounts payable and accrued expenses	30,510	31,402
Total liabilities	7,585,412	7,554,323
STOCKHOLDERS' EQUITY:	'	'
Preferred stock ($0.01 par value) 100,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock ($0.01 par value) 1,400,000,000 shares authorized; 143,120,893 and 147,840,268 shares issued and outstanding as of March 31, 2014 and September 30, 2013, respectively	1,431	1,478
Additional paid-in capital	1,197,668	1,235,781
Unearned compensation, Employee Stock Ownership Plan ("ESOP")	-43,777	-44,603
Retained earnings	369,657	432,203
Accumulated other comprehensive income ("AOCI"), net of tax	5,026	7,267
Total stockholders' equity	1,530,005	1,632,126
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$9,115,417	$9,186,449

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Interest-earning deposits	$94,431	$99,735
Available-for-sale Securities, Amortized Cost	887,543	1,058,283
Held-to-maturity securities, estimated fair value	1,735,084	1,741,846
Loans receivable, allowance for credit losses	$8,967	$8,822
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	1,400,000,000	1,400,000,000
Common stock, shares issued	143,120,893	147,840,268
Common stock, shares outstanding	143,120,893	147,840,268

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
INTEREST AND DIVIDEND INCOME:	'	'	'	'
Loans receivable	$57,117	$56,936	$114,065	$115,403
Mortgage-backed securities ("MBS")	11,597	14,446	23,559	29,629
Investment securities	1,869	2,457	3,935	5,322
Capital stock of FHLB	1,229	1,105	2,425	2,233
Cash and cash equivalents	45	36	107	69
Total interest and dividend income	71,857	74,980	144,091	152,656
INTEREST EXPENSE:	'	'	'	'
FHLB borrowings	15,311	17,909	32,174	36,537
Deposits	8,076	9,344	16,399	19,193
Repurchase agreements	2,743	3,407	5,546	6,976
Total interest expense	26,130	30,660	54,119	62,706
NET INTEREST INCOME	45,727	44,320	89,972	89,950
PROVISION FOR CREDIT LOSSES	160	'	675	233
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	45,567	44,320	89,297	89,717
NON-INTEREST INCOME:	'	'	'	'
Retail fees and charges	3,454	3,521	7,264	7,513
Insurance commissions	1,204	979	1,762	1,550
Loan fees	404	418	854	885
Income from BOLI	330	361	668	743
Other non-interest income	335	665	679	1,021
Total non-interest income	5,727	5,944	11,227	11,712
NON-INTEREST EXPENSE:	'	'	'	'
Salaries and employee benefits	10,724	12,155	21,450	24,336
Occupancy	2,634	2,391	5,183	4,709
Information technology and communications	2,320	2,232	4,612	4,430
Regulatory and outside services	1,157	1,290	2,553	3,055
Deposit and loan transaction costs	1,263	1,384	2,650	2,910
Federal insurance premium	1,103	1,116	2,186	2,230
Advertising and promotional	877	1,004	1,883	2,036
Other non-interest expense	1,750	1,645	4,098	4,252
Total non-interest expense	21,828	23,217	44,615	47,958
INCOME BEFORE INCOME TAX EXPENSE	29,466	27,047	55,909	53,471
INCOME TAX EXPENSE	9,778	9,332	18,408	18,193
NET INCOME	$19,688	$17,715	$37,501	$35,278
Basic earnings per share	$0.14	$0.12	$0.26	$0.24
Diluted earnings per share	$0.14	$0.12	$0.26	$0.24
Dividends declared per share	$0.08	$0.08	$0.58	$0.85
Basic weighted average common shares	139,489,033	145,381,605	141,204,147	146,645,899
Diluted weighted average common shares	139,489,324	145,381,718	141,204,751	146,646,006

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements Of Comprehensive Income [Abstract]	'	'	'	'
Net income	$19,688	$17,715	$37,501	$35,278
Other comprehensive income (loss), net of tax:	'	'	'	'
Changes in unrealized holding gains/(losses) on AFS securities, net of deferred income tax (benefits) expenses of $(279) and $1,594 for the three months ended March 31, 2014 and 2013, respectively, and $1,363 and $3,907 for the six months ended March 31, 2014 and 2013, respectively	459	-2,621	-2,241	-6,426
Comprehensive income	$20,147	$15,094	$35,260	$28,852

Consolidated_Statements_Of_Com1

Consolidated Statements Of Comprehensive Income (Parenthetical) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements Of Comprehensive Income [Abstract]	'	'	'	'
Changes in unrealized holding gains/(losses) on AFS securities, deferred income tax (benefits) expenses	($279)	$1,594	$1,363	$3,907

Consolidated_Statements_Of_Sto

Consolidated Statements Of Stockholders' Equity (USD $)	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned Compensation ESOP [Member]	Retained Earnings [Member]	AOCI [Member]	Total
In Thousands
Balance at Sep. 30, 2013	$1,478	$1,235,781	($44,603)	$432,203	$7,267	$1,632,126
Net income	'	'	'	37,501	'	37,501
Other comprehensive income (loss), net of tax	'	'	'	'	-2,241	-2,241
ESOP activity, net	'	188	826	'	'	1,014
Restricted stock activity, net	'	87	'	'	'	87
Stock-based compensation	'	1,105	'	'	'	1,105
Repurchase of common stock	-48	-39,903	'	-17,255	'	-57,206
Stock options exercised	1	410	'	'	'	411
Dividends on common stock to stockholders ($0.58 per share)	'	'	'	-82,792	'	-82,792
Balance at Mar. 31, 2014	$1,431	$1,197,668	($43,777)	$369,657	$5,026	$1,530,005

Consolidated_Statements_Of_Sto1

Consolidated Statements Of Stockholders' Equity (Parenthetical) (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements Of Stockholders' Equity [Abstract]	'	'	'	'
Dividends on common stock to stockholders per share	$0.08	$0.08	$0.58	$0.85

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$37,501	$35,278
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
FHLB stock dividends	-2,425	-2,233
Provision for credit losses	675	233
Originations of loans receivable held-for-sale ("LHFS")	-1,325	-2,769
Proceeds from sales of LHFS	1,881	2,868
Amortization and accretion of premiums and discounts on securities	2,866	4,515
Depreciation and amortization of premises and equipment	3,122	2,581
Amortization of deferred amounts related to FHLB advances, net	3,631	4,143
Common stock committed to be released for allocation - ESOP	1,014	3,276
Stock-based compensation	1,105	1,586
Changes in:	'	'
Prepaid federal insurance premium	'	1,977
Accrued interest receivable	404	1,645
Other assets, net	692	-915
Income taxes payable/receivable	4,707	3,801
Accounts payable and accrued expenses	-10,151	-12,242
Net cash provided by operating activities	43,697	43,744
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Purchase of AFS securities	-120,817	-379,187
Purchase of HTM securities	-159,707	-420,501
Proceeds from calls, maturities and principal reductions of AFS securities	291,348	529,899
Proceeds from calls, maturities and principal reductions of HTM securities	154,790	350,510
Proceeds from the redemption of capital stock of FHLB	7,845	4,524
Purchases of capital stock of FHLB	-2,719	'
Net increase in loans receivable	-97,805	-111,672
Purchases of premises and equipment	-4,003	-6,233
Proceeds from sales of OREO	2,814	5,858
Net cash provided by (used in) investing activities	71,746	-26,802
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Dividends paid	-82,792	-125,325
Deposits, net of withdrawals	82,316	142,930
Proceeds from borrowings	420,180	403,130
Repayments on borrowings	-470,180	-453,130
Change in advance payments by borrowers for taxes and insurance	-7,223	-5,683
Repurchase of common stock	-57,206	-71,995
Stock options exercised	411	'
Net cash used in financing activities	-114,494	-110,073
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	949	-93,131
CASH AND CASH EQUIVALENTS:	'	'
Beginning of Period	113,886	141,705
End of Period	114,835	48,574
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:	'	'
Income tax payments	13,700	14,391
Interest payments	50,880	58,747
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING AND FINANCING ACTIVITIES:	'	'
FHLB advances that will settle in a subsequent period	'	$100,000

Summary_Of_Significant_Account

Summary Of Significant Accounting Policies	6 Months Ended
	Mar. 31, 2014
Summary Of Significant Accounting Policies [Abstract]	'
Summary Of Significant Accounting Policies	'
	1.   Summary of Significant Accounting Policies
	Basis of Presentation - The accompanying consolidated financial statements of Capitol Federal® Financial, Inc. (the “Company”) have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X.  Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements.  In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included.  These statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2013, filed with the Securities and Exchange Commission (“SEC”).  Interim results are not necessarily indicative of results for a full year.
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Capitol Federal Savings Bank (the “Bank”).  The Bank has a wholly-owned subsidiary, Capitol Funds, Inc.  Capitol Funds, Inc. has a wholly-owned subsidiary, Capitol Federal Mortgage Reinsurance Company.  All intercompany accounts and transactions have been eliminated in consolidation.
	In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and revenues and expenses during the reporting periods.  The ACL is a significant estimate that involves a high degree of complexity and requires management to make difficult and subjective judgments and assumptions about highly uncertain matters.  The use of different judgments and assumptions could cause reported results to differ significantly.  In addition, bank regulators periodically review the ACL of the Bank.  Bank regulators have the authority to require the Bank, as they can require all banks, to increase the ACL or recognize additional charge-offs based upon their judgments, which may differ from management’s judgments.  Any increases in the ACL or recognition of additional charge-offs required by bank regulators could adversely affect the Company’s financial condition and results of operations.
	Recent Accounting Pronouncements - In December 2011, the Financial Accounting Standards Board (“FASB”) issued 2011-11, Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities.  The Accounting Standards Update (“ASU”) requires new disclosures regarding the nature of an entity’s rights of setoff and related arrangements associated with its financial instruments and derivative instruments.  The new disclosures are designed to make GAAP financial statements more comparable to those prepared under International Financial Reporting Standards.  The new disclosures entail presenting information about both gross and net exposures.  The new disclosure requirements are effective for annual reporting periods beginning on or after January 1, 2013, which was October 1, 2013 for the Company, and interim periods therein; retrospective application is required.  The adoption of this ASU was disclosure-related and therefore did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In January 2013, the FASB issued ASU 2013-01, Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities.  The ASU clarifies the scope of the offsetting disclosure requirements in ASU 2011-11, Disclosures about Offsetting Assets and Liabilities.  These standards are effective for fiscal years beginning on or after January 1, 2013, which was October 1, 2013 for the Company.  The standards are disclosure-related and therefore, their adoption did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In February 2013, the FASB issued ASU 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, which is intended to improve the transparency of changes in other comprehensive income and items reclassified out of AOCI.  The standard requires entities to disaggregate the total change of each component of other comprehensive income and separately present reclassification adjustments and current period other comprehensive income.  Additionally, the standard requires that significant items reclassified out of AOCI be presented by component either on the face of the statement where net income is presented or as a separate disclosure in the notes to the financial statements.  ASU 2013-02 is effective for fiscal years beginning after December 15, 2012, which was October 1, 2013 for the Company, and should be applied prospectively.  The adoption of this ASU is disclosure-related and therefore did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In February 2013, the FASB issued ASU 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date. The ASU provides recognition, measurement, and disclosure guidance for certain obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date.  ASU 2013-04 is effective for fiscal years beginning after December 15, 2013, which is October 1, 2014 for the Company, and should be applied retrospectively.  The Company has not yet completed its evaluation of this standard.
	In January 2014, the FASB issued ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects.  The ASU revised the conditions that an entity must meet to elect to use the effective yield method when accounting for qualified affordable housing project investments.  Per current accounting guidance, an entity that invests in a qualified affordable housing project may elect to account for that investment using the effective yield method if all required conditions are met.  For those investments that are not accounted for using the effective yield method, current accounting guidance requires that the investments be accounted for under either the equity method or the cost method.  Certain existing conditions required to be met to use the effective yield method are restrictive and thus prevent many such investments from qualifying for the use of the effective yield method. The ASU replaces the effective yield method with the proportional amortization method and modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments.  If the modified conditions are met, the ASU permits an entity to use the proportional amortization method to amortize the initial cost of the investment in proportion to the amount of tax credits and other tax benefits received and recognize the net investment performance in the income statement as a component of income tax expense. Additionally, the ASU requires new disclosures about all investments in qualified affordable housing projects irrespective of the method used to account for the investments. ASU 2014-01 is effective for fiscal years beginning after December 15, 2014, which is October 1, 2015 for the Company, and should be applied retrospectively. The ASU is not expected to have a material impact on the Company’s consolidated financial condition or result of operations when adopted.
	In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.  The ASU clarifies when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized.  The ASU also requires disclosure of both (1) the amount of foreclosed residential real estate property held by a creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  ASU 2014-04 is effective for fiscal years beginning after December 15, 2014, which is October 1, 2015 for the Company, and can be applied using either a modified retrospective transition method or a prospective transition method.  The ASU is not expected to have a material impact on the Company’s consolidated financial condition or result of operations when adopted.

Earnings_Per_Share

Earnings Per Share	6 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	2.   Earnings Per Share
	Shares acquired by the ESOP are not considered in the basic average shares outstanding until the shares are committed for allocation or vested to an employee’s individual account.  Unvested shares awarded pursuant to the Company’s restricted stock benefit plans are treated as participating securities in the computation of earnings per share pursuant to the two-class method as they contain nonforfeitable rights to dividends.  The two-class method is an earnings allocation that determines earnings per share for each class of common stock and participating security.
		For the Three Months Ended				For the Six Months Ended
		March 31,				March 31,
			2014		2013		2014		2013
		(Dollars in thousands, except per share data)
	Net income	$	19,688	$	17,715	$	37,501	$	35,278
	Income allocated to participating securities		-44		-51		-94		-111
	Net income available to common stockholders	$	19,644	$	17,664	$	37,407	$	35,167
	Average common shares outstanding		139,447,275		145,242,074		141,183,271		146,576,142
	Average committed ESOP shares outstanding		41,758		139,531		20,876		69,757
	Total basic average common shares outstanding		139,489,033		145,381,605		141,204,147		146,645,899
	Effect of dilutive stock options		291		113		604		107
	Total diluted average common shares outstanding		139,489,324		145,381,718		141,204,751		146,646,006
	Net earnings per share:
	Basic	$	0.14	$	0.12	$	0.26	$	0.24
	Diluted	$	0.14	$	0.12	$	0.26	$	0.24
	Antidilutive stock options, excluded
	from the diluted average common shares
	outstanding calculation		2,060,216		2,463,165		2,396,610		2,466,339

Securities

Securities	6 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Securities	'
	3.   Securities
	The following tables reflect the amortized cost, estimated fair value, and gross unrealized gains and losses of AFS and HTM securities at the dates presented.  The majority of the MBS and investment securities portfolios are composed of securities issued by U.S. government-sponsored enterprises (“GSEs”).
		31-Mar-14
					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
			(Dollars in thousands)
	AFS:
	GSE debentures	$	579,853		$	364		$	8,677		$	571,540
	MBS		304,034			16,603			70			320,567
	Trust preferred securities		2,539			--			170			2,369
	Municipal bonds		1,117			30			--			1,147
			887,543			16,997			8,917			895,623
	HTM:
	MBS		1,684,571			32,599			18,531			1,698,639
	Municipal bonds		35,712			769			36			36,445
			1,720,283			33,368			18,567			1,735,084
		$	2,607,826		$	50,365		$	27,484		$	2,630,707
		30-Sep-13
					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
			(Dollars in thousands)
	AFS:
	GSE debentures	$	709,118		$	996		$	7,886		$	702,228
	MBS		345,263			18,701			--			363,964
	Trust preferred securities		2,594			--			171			2,423
	Municipal bonds		1,308			44			--			1,352
			1,058,283			19,741			8,057			1,069,967
	HTM:
	MBS		1,683,744			39,878			16,984			1,706,638
	Municipal bonds		34,279			943			14			35,208
			1,718,023			40,821			16,998			1,741,846
		$	2,776,306		$	60,562		$	25,055		$	2,811,813
	The following tables summarize the estimated fair value and gross unrealized losses of those securities on which an unrealized loss at the dates presented was reported and the continuous unrealized loss position for less than 12 months and equal to or greater than 12 months as of the dates presented.
		31-Mar-14
		Less Than								Equal to or Greater
		12 Months								Than 12 Months
				Estimated			Unrealized					Estimated		Unrealized
		Count		Fair Value			Losses			Count		Fair Value		Losses
		(Dollars in thousands)
	AFS:
	GSE debentures	20		$	457,820		$	7,467		2		$	37,941	$	1,210
	MBS	1			10,191			70		--			--		--
	Trust preferred securities	--			--			--		1			2,369		170
		21		$	468,011		$	7,537		3		$	40,310	$	1,380
	HTM:
	MBS	44		$	784,469		$	17,239		2		$	22,566	$	1,292
	Municipal bonds	8			5,386			36		--			--		--
		52		$	789,855		$	17,275		2		$	22,566	$	1,292
		30-Sep-13
		Less Than								Equal to or Greater
		12 Months								Than 12 Months
				Estimated			Unrealized					Estimated		Unrealized
		Count		Fair Value			Losses			Count		Fair Value		Losses
		(Dollars in thousands)
	AFS:
	GSE debentures	19		$	426,482		$	7,213		1		$	24,327	$	673
	Trust preferred securities	--			--			--		1			2,423		171
		19		$	426,482		$	7,213		2		$	26,750	$	844
	HTM:
	MBS	40		$	710,291		$	16,984		--		$	--	$	--
	Municipal bonds	3			1,299			14		--			--		--
	43		$	711,590		$	16,998		--		$	--	$	--
On a quarterly basis, management conducts a formal review of securities for the presence of an other-than-temporary impairment.  Management assesses whether an other-than-temporary impairment is present when the fair value of a security is less than its amortized cost basis at the balance sheet date.  For such securities, other-than-temporary impairment is considered to have occurred if the Company intends to sell the security, if it is more likely than not the Company will be required to sell the security before recovery of its amortized cost basis, or if the present value of expected cash flows is not sufficient to recover the entire amortized cost.
The unrealized losses at March 31, 2014 and September 30, 2013, excluding the trust preferred security discussed below, are primarily a result of an increase in market yields from the time the securities were purchased.  In general, as market yields rise, the fair value of securities will decrease; as market yields fall, the fair value of securities will increase.  Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired.  Additionally, the impairment is also considered temporary because scheduled coupon payments have been made, it is anticipated that the entire principal balance will be collected as scheduled, and management neither intends to sell the securities, nor is it more likely than not that the Company will be required to sell the securities before the recovery of the remaining amortized cost amount, which could be at maturity.  As a result of the analysis, management does not believe any other-than-temporary impairments existed at March 31, 2014 or September 30, 2013.
The unrealized losses related to the trust preferred security held by the Bank at March 31, 2014 and September 30, 2013 were primarily a result of a decrease in the security’s credit rating since the time of purchase.  Management reviews the underlying cash flows of this security on a quarterly basis.  As of March 31, 2014 and September 30, 2013, the cash flow analysis indicated the present value of future expected cash flows are adequate to recover the entire amortized cost.  In January 2014, five federal agencies, including the Office of the Comptroller of the Currency (“OCC”) and the SEC, approved an interim final rule permitting banking entities to retain interests in certain collateralized debt obligations backed primarily by trust preferred securities from the investment prohibitions of section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Volcker Rule”).    The final rule became effective on April 1, 2014.  The Bank’s trust preferred security is included on the non-exclusive list of issuers that meet the requirements of the interim and final rule (provided by the federal banking agencies) and is therefore exempt from the provisions of the Volcker Rule.    Based on this, management neither intends to sell this security, nor is it more likely than not that the Company will be required to sell the security before the recovery of the remaining amortized cost amount, which could be at maturity.  Based on its analysis, management does not believe any other-than-temporary impairments existed related to the trust preferred security at March 31, 2014 or September 30, 2013.
Maturities of MBS depend on the repayment characteristics and experience of the underlying financial instruments.  Actual maturities of MBS may differ from contractual maturities because borrowers have the right to prepay obligations, generally without penalties.  Additionally, issuers of callable investment securities have the right to call and prepay obligations with or without prepayment penalties prior to the maturity dates of the securities.  The amortized cost and estimated fair value of securities by remaining contractual maturity, without consideration for call features or pre-refunding dates, as of March 31, 2014 are shown below.
		AFS						HTM
				Estimated						Estimated
	Amortized			Fair			Amortized			Fair
	Cost			Value			Cost			Value
		(Dollars in thousands)
One year or less	$	201		$	204		$	7,225		$	7,296
One year through five years		531,332			525,271			70,001			73,335
Five years through ten years		142,417			146,593			491,727			490,835
Ten years and thereafter		213,593			223,555			1,151,330			1,163,618
	$	887,543		$	895,623		$	1,720,283		$	1,735,084
The following table presents the carrying value of MBS in our portfolio by issuer at the dates presented.
	31-Mar-14			30-Sep-13
		(Dollars in thousands)
Federal National Mortgage Association (“FNMA”)	$	1,166,881		$	1,250,948
Federal Home Loan Mortgage Corporation (“FHLMC”)		666,209			629,216
Government National Mortgage Association		172,048			167,544
	$	2,005,138		$	2,047,708
The following table presents the taxable and non-taxable components of interest income on investment securities for the time periods presented.
	For the Three Months Ended						For the Six Months Ended
	March 31,						March 31,
		2014			2013			2014			2013
	(Dollars in thousands)
Taxable	$	1,632		$	2,147		$	3,439		$	4,685
Non-taxable		237			310			496			637
	$	1,869		$	2,457		$	3,935		$	5,322
The following table summarizes the amortized cost and estimated fair value of securities pledged as collateral as of the dates presented.
		31-Mar-14						30-Sep-13
				Estimated						Estimated
	Amortized			Fair			Amortized			Fair
	Cost			Value			Cost			Value
		(Dollars in thousands)
Repurchase agreements	$	345,697		$	356,488		$	353,648		$	364,593
Public unit deposits		273,769			274,775			272,016			274,917
Federal Reserve Bank		29,425			30,351			34,261			35,477
	$	648,891		$	661,614		$	659,925		$	674,987

Loans_Receivable_And_Allowance

Loans Receivable And Allowance For Credit Losses	6 Months Ended
	Mar. 31, 2014
Loans Receivable And Allowance For Credit Losses [Abstract]	'
Loans Receivable And Allowance For Credit Losses	'
	4.   Loans Receivable and Allowance for Credit Losses
	Loans receivable, net at the dates presented is summarized as follows:
		31-Mar-14			30-Sep-13
			(Dollars in thousands)
	Real estate loans:
	One- to four-family	$	5,840,337		$	5,743,047
	Multi-family and commercial		47,505			50,358
	Construction		94,286			77,743
	Total real estate loans		5,982,128			5,871,148
	Consumer loans:
	Home equity		130,321			135,028
	Other		4,991			5,623
	Total consumer loans		135,312			140,651
	Total loans receivable		6,117,440			6,011,799
	Less:
	Undisbursed loan funds		55,505			42,807
	ACL		8,967			8,822
	Discounts/unearned loan fees		23,653			23,057
	Premiums/deferred costs		-24,582			-21,755
		$	6,053,897		$	5,958,868
	Lending Practices and Underwriting Standards  - Originating and purchasing loans secured by one- to four-family residential properties is the Bank’s primary lending business, resulting in a loan concentration in residential first mortgage loans.  The Bank purchases one- to four-family loans, on a loan-by-loan basis, from a select group of correspondent lenders in 24 states.    Additionally, the Bank periodically purchases whole one- to four-family loans in bulk packages from nationwide and correspondent lenders.  The Bank also originates consumer loans, commercial and multi-family real estate loans, and construction loans secured by residential, multi-family or commercial real estate.  As a result of our one- to four-family lending activities, the Bank has a concentration of loans secured by real property located in Kansas and Missouri.
	One- to four-family loans - Full documentation to support the applicant’s credit and income, and sufficient funds to cover all applicable fees and reserves at closing, are required on all loans.  Loans are underwritten according to the “ability to repay” and “qualified mortgage” standards, as issued by the Consumer Financial Protection Bureau, with total debt to income ratios not exceeding 43% of the borrower’s verified income.  Properties securing one- to four-family loans are appraised by either staff appraisers or fee appraisers, both of which are independent of the loan origination function and approved by our Board of Directors.
	The underwriting standards for loans purchased from correspondent and nationwide lenders are generally similar to the Bank’s internal underwriting standards.  The underwriting of correspondent loans is performed by the Bank’s underwriters.    Before committing to a bulk loan purchase, the Bank’s Chief Lending Officer or Secondary Marketing Manager reviews specific criteria such as loan amount, credit scores, loan-to-value (“LTV’) ratios, geographic location, and debt ratios of each loan in the pool.  If the specific criteria do not meet the Bank’s underwriting standards and compensating factors are not sufficient, then a loan will be removed from the population.  Before the bulk loan purchase is funded, an internal Bank underwriter or a third party reviews at least 25% of the loan files to confirm loan terms, credit scores, debt ratios, property appraisals, and other underwriting related documentation.  The Bank last made a bulk loan purchase during the fourth quarter of fiscal year 2012.  For the tables within this Note, correspondent purchased loans are included with originated loans, and bulk purchased loans are reported as purchased loans.
	The Bank also originates construction-to-permanent loans secured by one- to four-family residential real estate.  Construction loans are obtained by homeowners who will occupy the property when construction is complete.  Construction loans to builders for speculative purposes are not permitted.  The application process includes submission of complete plans, specifications, and costs of the project to be constructed.  All construction loans are manually underwritten using the Bank’s internal underwriting standards.  Construction draw requests and the supporting documentation are reviewed and approved by management.  The Bank also performs regular documented inspections of the construction project to ensure the funds are being used for the intended purpose and the project is being completed according to the plans and specifications provided.
	Multi-family and commercial loans - The Bank’s multi-family, commercial real estate and commercial construction loans are originated by the Bank or are in participation with a lead bank.  These loans are granted based on the income producing potential of the property and the financial strength of the borrower and/or guarantor.  At the time of origination, LTV ratios on multi-family, commercial real estate and commercial construction loans cannot exceed 80% of the appraised value of the property securing the loans.  The net operating income, which is the income derived from the operation of the property less all operating expenses, must be in excess of the payments related to the outstanding debt at the time of origination.  The Bank generally requires personal guarantees of the borrowers covering a portion of the debt in addition to the security property as collateral for these loans.  Appraisals on properties securing these loans are performed by independent state certified fee appraisers.
	Consumer loans  - The Bank offers a variety of secured consumer loans, including home equity loans and lines of credit, home improvement loans, auto loans, and loans secured by savings deposits.  The Bank also originates a very limited amount of unsecured loans.  The Bank does not originate any consumer loans on an indirect basis, such as contracts purchased from retailers of goods or services which have extended credit to their customers.  The majority of the consumer loan portfolio is comprised of home equity lines of credit for which the Bank also has the first mortgage or the home equity line of credit is in the first lien position.
	The underwriting standards for consumer loans include a determination of the applicant’s payment history on other debts and an assessment of the applicant’s ability to meet existing obligations and payments on the proposed loan.  Although creditworthiness of the applicant is a primary consideration, the underwriting process also includes a comparison of the value of the security in relation to the proposed loan amount.
	Credit Quality Indicators – Based on the Bank’s lending emphasis and underwriting standards, management has segmented the loan portfolio into three segments: (1) one- to four-family loans; (2) consumer loans; and (3) multi-family and commercial loans.  The one- to four-family and consumer segments are further grouped into classes for purposes of providing disaggregated information about the credit quality of the loan portfolio.  The classes are:  one- to four-family loans – originated, one- to four-family loans – purchased, consumer loans – home equity, and consumer loans – other.
	The Bank’s primary credit quality indicators for the one- to four-family loan and consumer – home equity loan portfolios are delinquency status, asset classifications, LTV ratios and borrower credit scores.  The Bank’s primary credit quality indicators for the multi-family and commercial loan and consumer – other loan portfolios are delinquency status and asset classifications.
	The following tables present the recorded investment, by class, in loans 30 to 89 days delinquent, loans 90 or more days delinquent or in foreclosure, total delinquent loans, total current loans, and total recorded investment at the dates presented.  The recorded investment in loans is defined as the unpaid principal balance of a loan (net of unadvanced funds related to loans in process), less charge-offs and inclusive of unearned loan fees and deferred costs.  At March 31, 2014 and September 30, 2013, all loans 90 or more days delinquent were on nonaccrual status.  At March 31, 2014 and September 30, 2013, the balance of loans on nonaccrual status was $28.7 million and $26.4 million, respectively.
		31-Mar-14
					90 or More Days			Total						Total
		30 to 89 Days			Delinquent or			Delinquent			Current			Recorded
		Delinquent			in Foreclosure			Loans			Loans			Investment
			(Dollars in thousands)
	One- to four-family loans - originated	$	14,111		$	9,921		$	24,032		$	5,238,614		$	5,262,646
	One- to four-family loans - purchased		7,361			10,389			17,750			590,920			608,670
	Multi-family and commercial loans		--			--			--			56,236			56,236
	Consumer - home equity		665			305			970			129,351			130,321
	Consumer - other		52			8			60			4,931			4,991
		$	22,189		$	20,623		$	42,812		$	6,020,052		$	6,062,864
		30-Sep-13
					90 or More Days			Total						Total
		30 to 89 Days			Delinquent or			Delinquent			Current			Recorded
		Delinquent			in Foreclosure			Loans			Loans			Investment
			(Dollars in thousands)
	One- to four-family loans - originated	$	18,889		$	9,379		$	28,268		$	5,092,581		$	5,120,849
	One- to four-family loans - purchased		7,842			9,695			17,537			631,050			648,587
	Multi-family and commercial loans		--			--			--			57,603			57,603
	Consumer - home equity		848			485			1,333			133,695			135,028
	Consumer - other		35			5			40			5,583			5,623
		$	27,614		$	19,564		$	47,178		$	5,920,512		$	5,967,690
	In accordance with the Bank’s asset classification policy, management regularly reviews the problem loans in the Bank’s portfolio to determine whether any loans require classification.  Loan classifications are defined as follows:
		·		Special mention - These loans are performing loans on which known information about the collateral pledged or the possible credit problems of the borrower(s) have caused management to have doubts as to the ability of the borrower(s) to comply with present loan repayment terms and which may result in the future inclusion of such loans in the non-performing loan categories.
		·		Substandard - A loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.  Substandard loans include those characterized by the distinct possibility the Bank will sustain some loss if the deficiencies are not corrected.
		·		Doubtful - Loans classified as doubtful have all the weaknesses inherent as those classified as substandard, with the added characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts and conditions and values highly questionable and improbable.
		·		Loss - Loans classified as loss are considered uncollectible and of such little value that their continuance as assets on the books is not warranted.
	The following table sets forth the recorded investment in loans classified as special mention or substandard at the dates presented, by class.  Special mention and substandard loans are included in the formula analysis model if the loan is not individually evaluated for loss.  Loans classified as doubtful or loss are individually evaluated for loss.  At the dates presented, there were no loans classified as doubtful, and all loans classified as loss were fully charged-off.
		31-Mar-14						30-Sep-13
		Special Mention			Substandard			Special Mention			Substandard
		(Dollars in thousands)
	One- to four-family - originated	$	21,572		$	28,892		$	29,359		$	27,761
	One- to four-family - purchased		1,982			14,441			1,871			14,195
Multi-family and commercial		--			--			1,976			--
Consumer - home equity		126			882			87			819
Consumer - other		--			16			--			13
	$	23,680		$	44,231		$	33,293		$	42,788
The following table shows the weighted average credit score and weighted average LTV for originated and purchased one- to four-family loans and originated consumer home equity loans at the dates presented.  Borrower credit scores are intended to provide an indication as to the likelihood that a borrower will repay their debts.  Credit scores are updated at least semiannually, with the last update in March 2014, from a nationally recognized consumer rating agency.  The LTV ratios provide an estimate of the extent to which the Bank may incur a loss on any given loan that may go into foreclosure.  The LTV ratios were based on the current loan balance and either the lesser of the purchase price or original appraisal, or the most recent Bank appraisal, if available.  In most cases, the most recent appraisal was obtained at the time of origination.
	31-Mar-14					30-Sep-13
	Credit Score		LTV			Credit Score		LTV
One- to four-family - originated	764		65	%		762		65	%
One- to four-family - purchased	748		67			747		67
Consumer - home equity	750		19			746		19
	762		64			760		64
Troubled Debt Restructurings (“TDRs”)  - The following tables present the recorded investment prior to restructuring and immediately after restructuring for all loans restructured during the periods presented.  These tables do not reflect the recorded investment at the end of the periods indicated.  Any increase in the recorded investment at the time of the restructuring is generally due to the capitalization of delinquent interest and/or escrow balances.
		For the Three Months Ended								For the Six Months Ended
		31-Mar-14								31-Mar-14
		Number		Pre-			Post-			Number		Pre-			Post-
		of		Restructured			Restructured			of		Restructured			Restructured
		Contracts		Outstanding			Outstanding			Contracts		Outstanding			Outstanding
		(Dollars in thousands)
One- to four-family loans - originated		31		$	4,247		$	4,220		69		$	8,072		$	8,073
One- to four-family loans - purchased		--			--			--		2			198			198
Multi-family and commercial loans		--			--			--		--			--			--
Consumer - home equity		1			15			15		5			80			81
Consumer - other		--			--			--		--			--			--
		32		$	4,262		$	4,235		76		$	8,350		$	8,352
		For the Three Months Ended								For the Six Months Ended
		31-Mar-13								31-Mar-13
		Number		Pre-			Post-			Number		Pre-			Post-
		of		Restructured			Restructured			of		Restructured			Restructured
		Contracts		Outstanding			Outstanding			Contracts		Outstanding			Outstanding
		(Dollars in thousands)
One- to four-family loans - originated		45		$	6,826		$	6,857		100		$	19,404		$	19,507
One- to four-family loans - purchased		5			983			982		7			1,538			1,580
Multi-family and commercial loans		--			--			--		2			82			79
Consumer - home equity		4			76			81		7			156			161
Consumer - other		--			--			--		--			--			--
		54		$	7,885		$	7,920		116		$	21,180		$	21,327
The following table provides information on TDRs restructured within the last 12 months that became delinquent during the periods presented.
		For the Three Months Ended										For the Six Months Ended
		31-Mar-14					31-Mar-13					31-Mar-14					31-Mar-13
		Number					Number					Number					Number
		of		Recorded			of		Recorded			of		Recorded			of		Recorded
		Contracts		Investment			Contracts		Investment			Contracts		Investment			Contracts		Investment
		(Dollars in thousands)
One- to four-family loans - originated		5		$	665		11		$	1,106		16		$	1,481		17		$	1,511
One- to four-family loans - purchased		--			--		3			1,067		2			338		4			1,114
Multi-family and commercial loans		--			--		--			--		--			--		--			--
Consumer - home equity		1			27		1			5		1			27		2			7
Consumer - other		--			--		--			--		--			--		--			--
		6		$	692		15		$	2,178		19		$	1,846		23		$	2,632
Impaired loans – The following information pertains to impaired loans by class as of the dates presented.  A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the loan agreement.
		31-Mar-14									30-Sep-13
					Unpaid									Unpaid
		Recorded			Principal			Related			Recorded			Principal			Related
		Investment			Balance			ACL			Investment			Balance			ACL
		(Dollars in thousands)
With no related allowance recorded
	One- to four-family - originated	$	14,413		$	14,996		$	--		$	12,950		$	13,543		$	--
	One- to four-family - purchased		14,565			17,614			--			13,882			16,645			--
	Multi-family and commercial		--			--			--			--			--			--
	Consumer - home equity		596			956			--			577			980			--
	Consumer - other		8			16			--			2			7			--
			29,582			33,582			--			27,411			31,175			--
With an allowance recorded
	One- to four-family - originated		25,709			25,796			64			35,520			35,619			209
	One- to four-family - purchased		1,825			1,801			50			2,034			2,015			29
	Multi-family and commercial		--			--			--			73			74			2
	Consumer - home equity		526			526			27			492			492			78
	Consumer - other		8			8			--			11			11			1
			28,068			28,131			141			38,130			38,211			319
Total
	One- to four-family - originated		40,122			40,792			64			48,470			49,162			209
	One- to four-family - purchased		16,390			19,415			50			15,916			18,660			29
	Multi-family and commercial		--			--			--			73			74			2
	Consumer - home equity		1,122			1,482			27			1,069			1,472			78
	Consumer - other		16			24			--			13			18			1
		$	57,650		$	61,713		$	141		$	65,541		$	69,386		$	319
The following information pertains to impaired loans by class for the periods presented.
		For the Three Months Ended												For the Six Months Ended
		31-Mar-14						31-Mar-13						31-Mar-14						31-Mar-13
		Average			Interest			Average			Interest			Average			Interest			Average		Interest
		Recorded			Income			Recorded			Income			Recorded			Income			Recorded		Income
		Investment			Recognized			Investment			Recognized			Investment			Recognized			Investment		Recognized
		(Dollars in thousands)
With no related allowance recorded
	One- to four-family - originated	$	14,022		$	102		$	7,784		$	63		$	13,263		$	199		$	8,572	$	139
	One- to four-family - purchased		13,706			47			15,058			51			13,645			92			15,108		97
	Multi-family and commercial		--			--			--			--			--			--			--		--
	Consumer - home equity		611			8			474			15			577			16			596		22
	Consumer - other		5			--			29			--			4			--			28		--
			28,344			157			23,345			129			27,489			307			24,304		258
With an allowance recorded
	One- to four-family - originated		28,010			295			42,937			452			31,021			614			42,457		905
	One- to four-family - purchased		2,287			12			2,136			21			2,573			28			2,145		46
	Multi-family and commercial		--			--			78			--			31			1			44		--
	Consumer - home equity		542			6			605			9			581			11			507		14
	Consumer - other		11			--			26			--			13			--			28		--
			30,850			313			45,782			482			34,219			654			45,181		965
Total
	One- to four-family - originated		42,032			397			50,721			515			44,284			813			51,029		1,044
	One- to four-family - purchased		15,993			59			17,194			72			16,218			120			17,253		143
	Multi-family and commercial		--			--			78			--			31			1			44		--
	Consumer - home equity		1,153			14			1,079			24			1,158			27			1,103		36
	Consumer - other		16			--			55			--			17			--			56		--
		$	59,194		$	470		$	69,127		$	611		$	61,708		$	961		$	69,485	$	1,223
Allowance for credit losses - The following is a summary of the ACL activity by segment for the periods presented, and the ending balance of the ACL based on the Company’s impairment methodology.  Of the $1.3 million of net charge-offs during the six months ended March 31, 2013, $372 thousand was due to loans that were primarily discharged in a prior fiscal year under Chapter 7 bankruptcy that had to be, pursuant to OCC reporting requirements, evaluated for collateral value loss, even if they were current.
		For the Three Months Ended March 31, 2014
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
	(Dollars in thousands)
Beginning balance	$	5,839		$	2,513		$	8,352		$	182		$	385		$	8,919
Charge-offs		-52			-60			-112			--			-9			-121
Recoveries		--			--			--			--			9			9
Provision for credit losses		950			-636			314			-39			-115			160
Ending balance	$	6,737		$	1,817		$	8,554		$	143		$	270		$	8,967
	For the Six Months Ended March 31, 2014
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
	(Dollars in thousands)
Beginning balance	$	5,771		$	2,486		$	8,257		$	185		$	380		$	8,822
Charge-offs		-140			-387			-527			--			-19			-546
Recoveries		1			--			1			--			15			16
Provision for credit losses		1,105			-282			823			-42			-106			675
Ending balance	$	6,737		$	1,817		$	8,554		$	143		$	270		$	8,967
	For the Three Months Ended March 31, 2013
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
Beginning balance	$	5,639		$	4,290		$	9,929		$	201		$	347		$	10,477
Charge-offs		-284			-153			-437			--			-20			-457
Recoveries		--			42			42			--			10			52
Provision for credit losses		647			-684			-37			7			30			--
Ending balance	$	6,002		$	3,495		$	9,497		$	208		$	367		$	10,072
	For the Six Months Ended March 31, 2013
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
Beginning balance	$	6,074		$	4,453		$	10,527		$	219		$	354		$	11,100
Charge-offs		-503			-685			-1,188			--			-135			-1,323
Recoveries		--			42			42			--			20			62
Provision for credit losses		431			-315			116			-11			128			233
Ending balance	$	6,002		$	3,495		$	9,497		$	208		$	367		$	10,072
The following is a summary of the loan portfolio and related ACL balances, at the dates presented, by loan portfolio segment disaggregated by the Company’s impairment method.  There was no ACL for loans individually evaluated for impairment at either date, as all potential losses were charged-off.
	31-Mar-14
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
	(Dollars in thousands)
Recorded investment in loans
collectively evaluated for impairment	$	5,248,233		$	594,105		$	5,842,338		$	56,236		$	134,708		$	6,033,282
Recorded investment in loans
individually evaluated for impairment		14,413			14,565			28,978			--			604			29,582
	$	5,262,646		$	608,670		$	5,871,316		$	56,236		$	135,312		$	6,062,864
ACL for loans collectively evaluated
for impairment	$	6,737		$	1,817		$	8,554		$	143		$	270		$	8,967
		30-Sep-13
	One- to Four-			One- to Four-			One- to Four-			Multi-family
	Family -			Family -			Family -			and
	Originated			Purchased			Total			Commercial			Consumer			Total
	(Dollars in thousands)
Recorded investment in loans
collectively evaluated for impairment	$	5,107,899		$	634,705		$	5,742,604		$	57,603		$	140,072		$	5,940,279
Recorded investment in loans
individually evaluated for impairment		12,950			13,882			26,832			--			579			27,411
	$	5,120,849		$	648,587		$	5,769,436		$	57,603		$	140,651		$	5,967,690
ACL for loans collectively evaluated
for impairment	$	5,771		$	2,486		$	8,257		$	185		$	380		$	8,822
As previously discussed, the Bank has a loan concentration in residential first mortgage loans.  Declines in residential real estate values could adversely impact the property used as collateral for the Bank’s loans.  Adverse changes in economic conditions and increasing unemployment rates may have a negative effect on the ability of the Bank’s borrowers to make timely loan payments, which would likely increase delinquencies and have an adverse impact on the Bank’s earnings.  Further increases in delinquencies would decrease interest income on loans receivable and would likely adversely impact the Bank’s loan loss experience, resulting in an increase in the Bank’s ACL and provision for credit losses.  Although management believes the ACL was at a level adequate to absorb inherent losses in the loan portfolio at March 31, 2014, the level of the ACL remains an estimate that is subject to significant judgment.

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments	6 Months Ended
	Mar. 31, 2014
Fair Value Of Financial Instruments [Abstract]	'
Fair Value Of Financial Instruments	'
	5.   Fair Value of Financial Instruments
	Fair Value Measurements - The Company uses fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures in accordance with Accounting Standard Codification (“ASC”) 820 and ASC 825.  The Company did not have any liabilities that were measured at fair value at March 31, 2014 or September 30, 2013.  The Company’s AFS securities are recorded at fair value on a recurring basis.  Additionally, from time to time, the Company may be required to record at fair value other assets or liabilities on a non-recurring basis, such as OREO and loans individually evaluated for impairment.  These non-recurring fair value adjustments involve the application of lower-of-cost-or-fair value accounting or write-downs of individual assets.
	The Company groups its assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:
		·		Level 1 — Valuation is based upon quoted prices for identical instruments traded in active markets.
		·		Level 2 — Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.
		·		Level 3 — Valuation is generated from model-based techniques that use significant assumptions not observable in the market.  These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset or liability.  Valuation techniques include the use of option pricing models, discounted cash flow models, and similar techniques.  The results cannot be determined with precision and may not be realized in an actual sale or immediate settlement of the asset or liability.
	The Company bases its fair values on the price that would be received from the sale of an asset in an orderly transaction between market participants at the measurement date.  The Company maximizes the use of observable inputs and minimizes the use of unobservable inputs when measuring fair value.
	The following is a description of valuation methodologies used for assets measured at fair value on a recurring basis.
	AFS Securities - The Company’s AFS securities portfolio is carried at estimated fair value, with any unrealized gains and losses, net of taxes, reported as AOCI in stockholders’ equity.  The majority of the securities within the AFS portfolio are issued by U.S. GSEs.  The Company primarily uses prices obtained from third party pricing services and recent trades to determine the fair value of securities.  The Company’s major security types based on the nature and risks of the securities are:
		·		GSE Debentures – Estimated fair values are based on a discounted cash flow method.  Cash flows are determined by taking any embedded options into consideration and are discounted using current market yields for similar securities. On a quarterly basis, management corroborates a sample of the prices obtained from the pricing service by comparing them to another independent source.  (Level 2)
		·		MBS – Estimated fair values are based on a discounted cash flow method.  Cash flows are determined based on prepayment projections of the underlying mortgages and are discounted using current market yields for benchmark securities. On a quarterly basis, management corroborates a sample of the prices obtained from the pricing service by comparing them to another independent source.  (Level 2)
		·		Municipal Bonds – Estimated fair values are based on a discounted cash flow method.  Cash flows are determined by taking any embedded options into consideration and are discounted using current market yields for securities with similar credit profiles. On a quarterly basis, management corroborates a sample of the prices obtained from the pricing service by comparing them to another independent source.  (Level 2)
		·		Trust Preferred Securities – Estimated fair values are based on a discounted cash flow method.  Cash flows are determined by taking prepayment and underlying credit considerations into account.  The discount rates are derived from secondary trades and bid/offer prices.  (Level 3)
	The following tables provide the level of valuation assumption used to determine the carrying value of the Company’s assets measured at fair value on a recurring basis, which consists of AFS securities, at the dates presented.
		31-Mar-14
					Quoted Prices			Significant			Significant
					in Active Markets			Other Observable			Unobservable
		Carrying			for Identical Assets			Inputs			Inputs
		Value			(Level 1)			(Level 2)			(Level 3)(1)
		(Dollars in thousands)
	AFS Securities:
	GSE debentures	$	571,540		$	--		$	571,540		$	--
	MBS		320,567			--			320,567			--
	Trust preferred securities		2,369			--			--			2,369
	Municipal bonds		1,147			--			1,147			--
		$	895,623		$	--		$	893,254		$	2,369
		30-Sep-13
					Quoted Prices			Significant			Significant
					in Active Markets			Other Observable			Unobservable
		Carrying			for Identical Assets			Inputs			Inputs
		Value			(Level 1)			(Level 2)			(Level 3)(2)
		(Dollars in thousands)
	AFS Securities:
	GSE debentures	$	702,228		$	--		$	702,228		$	--
	MBS		363,964			--			363,964			--
	Municipal bonds		1,352			--			1,352			--
	Trust preferred securities		2,423			--			--			2,423
		$	1,069,967		$	--		$	1,067,544		$	2,423
		-1		The Company’s Level 3 AFS securities had no activity during the six months ended March 31, 2014, except for principal repayments of $81 thousand and reductions in net unrealized losses recognized in other comprehensive income.  Reductions in net unrealized losses included in other comprehensive income for the six months ended March 31, 2014 were less than $1 thousand.
		-2		The Company’s Level 3 AFS securities had no activity during fiscal year 2013, except for principal repayments of $424 thousand and reductions in net unrealized losses recognized in other comprehensive income.  Reductions in net unrealized losses included in other comprehensive income for the year ended September 30, 2013 were $276 thousand.
	The following is a description of valuation methodologies used for significant assets measured at fair value on a non-recurring basis.
	Loans Receivable - The balance of loans individually evaluated for impairment at March 31, 2014 and September 30, 2013 was $29.5 million and $27.3 million, respectively.  Substantially all of these loans were secured by residential real estate and were individually evaluated to ensure that the carrying value of the loan was not in excess of the fair value of the collateral, less estimated selling costs.  When no impairment is indicated, the carrying amount is considered to approximate fair value.  Fair values were estimated through current appraisals or listing prices.  Fair values may be adjusted by management to reflect current economic and market conditions and, as such, are classified as Level 3.  Based on this evaluation, the Bank charged-off any loss amounts at March 31, 2014 and September 30, 2013; therefore, there was no ACL related to these loans.
	OREO - OREO primarily represents real estate acquired as a result of foreclosure or by deed in lieu of foreclosure and is carried at lower-of-cost or fair value.  Fair value is estimated through current appraisals or listing prices, less estimated selling costs.  As these properties are actively marketed, estimated fair values may be adjusted by management to reflect current economic and market conditions and, as such, are classified as Level 3.  The fair value of OREO at March 31, 2014 and September 30, 2013 was $3.7 million and $3.9 million, respectively.
	The following tables provide the level of valuation assumption used to determine the carrying value of the Company’s assets measured at fair value on a non-recurring basis at the dates presented.
				31-Mar-14
						Quoted Prices			Significant			Significant
						in Active Markets			Other Observable			Unobservable
		Carrying				for Identical Assets			Inputs			Inputs
		Value				(Level 1)			(Level 2)			(Level 3)
		(Dollars in thousands)
	Loans individually evaluated for impairment	$	29,509			$	--		$	--		$	29,509
	OREO		3,667				--			--			3,667
		$	33,176			$	--		$	--		$	33,176
				30-Sep-13
						Quoted Prices			Significant			Significant
						in Active Markets			Other Observable			Unobservable
		Carrying				for Identical Assets			Inputs			Inputs
		Value				(Level 1)			(Level 2)			(Level 3)
		(Dollars in thousands)
	Loans individually evaluated for impairment	$	27,327			$	--		$	--		$	27,327
	OREO		3,882				--			--			3,882
		$	31,209			$	--		$	--		$	31,209
	Fair Value Disclosures - The Company determined estimated fair value amounts using available market information and from a variety of valuation methodologies.  However, considerable judgment is required to interpret market data to develop the estimates of fair value.  Accordingly, the estimates presented are not necessarily indicative of the amount the Company could realize in a current market exchange.  The use of different market assumptions and estimation methodologies may have a material impact on the estimated fair value amounts.  The fair value estimates presented herein were based on pertinent information available to management as of the dates presented.
The carrying amounts and estimated fair values of the Company’s financial instruments at the dates presented were as follows:
	31-Mar-14						30-Sep-13
				Estimated						Estimated
	Carrying			Fair			Carrying			Fair
	Amount			Value			Amount			Value
	(Dollars in thousands)
Assets:
Cash and cash equivalents	$	114,835		$	114,835		$	113,886		$	113,886
AFS securities		895,623			895,623			1,069,967			1,069,967
HTM securities		1,720,283			1,735,084			1,718,023			1,741,846
Loans receivable		6,053,897			6,199,918			5,958,868			6,132,239
BOLI		60,163			60,163			59,495			59,495
Capital stock of FHLB		125,829			125,829			128,530			128,530
OREO		3,667			3,667			3,882			3,882
Liabilities:
Deposits		4,693,762			4,720,827			4,611,446			4,646,263
FHLB borrowings		2,467,169			2,536,625			2,513,538			2,599,749
Repurchase agreements		320,000			329,513			320,000			333,749
The following methods and assumptions were used to estimate the fair value of the financial instruments:
Cash and Cash Equivalents - The carrying amounts of cash and cash equivalents are considered to approximate their fair value due to the nature of the financial asset.  (Level 1)
HTM Securities - Estimated fair values of securities are based on one of three methods: (1) quoted market prices where available; (2) quoted market prices for similar instruments if quoted market prices are not available; (3) unobservable data that represents the Bank’s assumptions about items that market participants would consider in determining fair value where no market data is available.  HTM securities are carried at amortized cost.  (Level 2)
Loans Receivable - The fair value of one- to four-family mortgages and home equity loans are generally estimated using the present value of expected future cash flows, assuming future prepayments and using discount factors determined by prices obtained from securitization markets, less a discount for the cost of servicing and lack of liquidity. The estimated fair value of the Bank’s multi-family, commercial, and consumer loans are based on the expected future cash flows assuming future prepayments and discount factors based on current offering rates.  (Level 3)
BOLI - The carrying value of BOLI is considered to approximate its fair value due to the nature of the financial asset.  (Level 1)
Capital Stock of FHLB - The carrying value and estimated fair value of FHLB stock equals cost, which is based on redemption at par value.  (Level 1)
Deposits - The estimated fair value of demand deposits, savings, and money market accounts is the amount payable on demand at the reporting date.  The estimated fair value of these deposits at March 31, 2014 and September 30, 2013 was $2.15 billion and $2.07 billion, respectively.  (Level 1)  The fair value of certificates of deposit is estimated by discounting future cash flows using current LIBOR rates.  The estimated fair value of certificates of deposit at March 31, 2014 and September 30, 2013 was $2.57 billion and  $2.58 billion, respectively.  (Level 2)
FHLB borrowings and Repurchase Agreements - The fair value of fixed-maturity borrowed funds is estimated by discounting estimated future cash flows using currently offered rates.  (Level 2)

Subsequent_Events

Subsequent Events	6 Months Ended
	Mar. 31, 2014
Subsequent Events [Abstract]	'
Subsequent Events	'
	6.   Subsequent Events
	In preparing these financial statements, management has evaluated events occurring subsequent to March 31, 2014, for potential recognition and disclosure.  There have been no material events or transactions which would require adjustments to the consolidated financial statements at March 31, 2014.

Summary_Of_Significant_Account1

Summary Of Significant Accounting Policies (Policies)	6 Months Ended
	Mar. 31, 2014
Summary Of Significant Accounting Policies [Abstract]	'
Basis of Presentation	'
	Basis of Presentation - The accompanying consolidated financial statements of Capitol Federal® Financial, Inc. (the “Company”) have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X.  Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements.  In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included.  These statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2013, filed with the Securities and Exchange Commission (“SEC”).  Interim results are not necessarily indicative of results for a full year.
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Capitol Federal Savings Bank (the “Bank”).  The Bank has a wholly-owned subsidiary, Capitol Funds, Inc.  Capitol Funds, Inc. has a wholly-owned subsidiary, Capitol Federal Mortgage Reinsurance Company.  All intercompany accounts and transactions have been eliminated in consolidation.
	In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and revenues and expenses during the reporting periods.  The ACL is a significant estimate that involves a high degree of complexity and requires management to make difficult and subjective judgments and assumptions about highly uncertain matters.  The use of different judgments and assumptions could cause reported results to differ significantly.  In addition, bank regulators periodically review the ACL of the Bank.  Bank regulators have the authority to require the Bank, as they can require all banks, to increase the ACL or recognize additional charge-offs based upon their judgments, which may differ from management’s judgments.  Any increases in the ACL or recognition of additional charge-offs required by bank regulators could adversely affect the Company’s financial condition and results of operations.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements - In December 2011, the Financial Accounting Standards Board (“FASB”) issued 2011-11, Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities.  The Accounting Standards Update (“ASU”) requires new disclosures regarding the nature of an entity’s rights of setoff and related arrangements associated with its financial instruments and derivative instruments.  The new disclosures are designed to make GAAP financial statements more comparable to those prepared under International Financial Reporting Standards.  The new disclosures entail presenting information about both gross and net exposures.  The new disclosure requirements are effective for annual reporting periods beginning on or after January 1, 2013, which was October 1, 2013 for the Company, and interim periods therein; retrospective application is required.  The adoption of this ASU was disclosure-related and therefore did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In January 2013, the FASB issued ASU 2013-01, Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities.  The ASU clarifies the scope of the offsetting disclosure requirements in ASU 2011-11, Disclosures about Offsetting Assets and Liabilities.  These standards are effective for fiscal years beginning on or after January 1, 2013, which was October 1, 2013 for the Company.  The standards are disclosure-related and therefore, their adoption did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In February 2013, the FASB issued ASU 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, which is intended to improve the transparency of changes in other comprehensive income and items reclassified out of AOCI.  The standard requires entities to disaggregate the total change of each component of other comprehensive income and separately present reclassification adjustments and current period other comprehensive income.  Additionally, the standard requires that significant items reclassified out of AOCI be presented by component either on the face of the statement where net income is presented or as a separate disclosure in the notes to the financial statements.  ASU 2013-02 is effective for fiscal years beginning after December 15, 2012, which was October 1, 2013 for the Company, and should be applied prospectively.  The adoption of this ASU is disclosure-related and therefore did not have an impact on the Company’s consolidated financial condition or results of operations when adopted on October 1, 2013.
	In February 2013, the FASB issued ASU 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date. The ASU provides recognition, measurement, and disclosure guidance for certain obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date.  ASU 2013-04 is effective for fiscal years beginning after December 15, 2013, which is October 1, 2014 for the Company, and should be applied retrospectively.  The Company has not yet completed its evaluation of this standard.
	In January 2014, the FASB issued ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects.  The ASU revised the conditions that an entity must meet to elect to use the effective yield method when accounting for qualified affordable housing project investments.  Per current accounting guidance, an entity that invests in a qualified affordable housing project may elect to account for that investment using the effective yield method if all required conditions are met.  For those investments that are not accounted for using the effective yield method, current accounting guidance requires that the investments be accounted for under either the equity method or the cost method.  Certain existing conditions required to be met to use the effective yield method are restrictive and thus prevent many such investments from qualifying for the use of the effective yield method. The ASU replaces the effective yield method with the proportional amortization method and modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments.  If the modified conditions are met, the ASU permits an entity to use the proportional amortization method to amortize the initial cost of the investment in proportion to the amount of tax credits and other tax benefits received and recognize the net investment performance in the income statement as a component of income tax expense. Additionally, the ASU requires new disclosures about all investments in qualified affordable housing projects irrespective of the method used to account for the investments. ASU 2014-01 is effective for fiscal years beginning after December 15, 2014, which is October 1, 2015 for the Company, and should be applied retrospectively. The ASU is not expected to have a material impact on the Company’s consolidated financial condition or result of operations when adopted.
	In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.  The ASU clarifies when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized.  The ASU also requires disclosure of both (1) the amount of foreclosed residential real estate property held by a creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  ASU 2014-04 is effective for fiscal years beginning after December 15, 2014, which is October 1, 2015 for the Company, and can be applied using either a modified retrospective transition method or a prospective transition method.  The ASU is not expected to have a material impact on the Company’s consolidated financial condition or result of operations when adopted.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	6 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Schedule Of Earnings Per Share, Basic And Diluted	'
		For the Three Months Ended				For the Six Months Ended
		March 31,				March 31,
			2014		2013		2014		2013
		(Dollars in thousands, except per share data)
	Net income	$	19,688	$	17,715	$	37,501	$	35,278
	Income allocated to participating securities		-44		-51		-94		-111
	Net income available to common stockholders	$	19,644	$	17,664	$	37,407	$	35,167
	Average common shares outstanding		139,447,275		145,242,074		141,183,271		146,576,142
	Average committed ESOP shares outstanding		41,758		139,531		20,876		69,757
	Total basic average common shares outstanding		139,489,033		145,381,605		141,204,147		146,645,899
	Effect of dilutive stock options		291		113		604		107
	Total diluted average common shares outstanding		139,489,324		145,381,718		141,204,751		146,646,006
	Net earnings per share:
	Basic	$	0.14	$	0.12	$	0.26	$	0.24
	Diluted	$	0.14	$	0.12	$	0.26	$	0.24
	Antidilutive stock options, excluded
	from the diluted average common shares
	outstanding calculation		2,060,216		2,463,165		2,396,610		2,466,339

Securities_Tables

Securities (Tables)	6 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Amortized Cost, Estimated Fair Value, And Gross Unrealized Gains And Losses Of AFS And HTM Securities	'
		31-Mar-14
					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
			(Dollars in thousands)
	AFS:
	GSE debentures	$	579,853		$	364		$	8,677		$	571,540
	MBS		304,034			16,603			70			320,567
	Trust preferred securities		2,539			--			170			2,369
	Municipal bonds		1,117			30			--			1,147
			887,543			16,997			8,917			895,623
	HTM:
	MBS		1,684,571			32,599			18,531			1,698,639
	Municipal bonds		35,712			769			36			36,445
			1,720,283			33,368			18,567			1,735,084
		$	2,607,826		$	50,365		$	27,484		$	2,630,707
		30-Sep-13
					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
			(Dollars in thousands)
	AFS:
	GSE debentures	$	709,118		$	996		$	7,886		$	702,228
	MBS		345,263			18,701			--			363,964
	Trust preferred securities		2,594			--			171			2,423
	Municipal bonds		1,308			44			--			1,352
			1,058,283			19,741			8,057			1,069,967
	HTM:
	MBS		1,683,744			39,878			16,984			1,706,638
	Municipal bonds		34,279			943			14			35,208
			1,718,023			40,821			16,998			1,741,846
		$	2,776,306		$	60,562		$	25,055		$	2,811,813
Schedule Of Estimated Fair Value And Gross Unrealized Losses Of Securities In Continuous Unrealized Loss Position	'
		31-Mar-14
		Less Than								Equal to or Greater
		12 Months								Than 12 Months
				Estimated			Unrealized					Estimated		Unrealized
		Count		Fair Value			Losses			Count		Fair Value		Losses
		(Dollars in thousands)
	AFS:
	GSE debentures	20		$	457,820		$	7,467		2		$	37,941	$	1,210
	MBS	1			10,191			70		--			--		--
	Trust preferred securities	--			--			--		1			2,369		170
		21		$	468,011		$	7,537		3		$	40,310	$	1,380
	HTM:
	MBS	44		$	784,469		$	17,239		2		$	22,566	$	1,292
	Municipal bonds	8			5,386			36		--			--		--
		52		$	789,855		$	17,275		2		$	22,566	$	1,292
		30-Sep-13
		Less Than								Equal to or Greater
		12 Months								Than 12 Months
				Estimated			Unrealized					Estimated		Unrealized
		Count		Fair Value			Losses			Count		Fair Value		Losses
		(Dollars in thousands)
	AFS:
	GSE debentures	19		$	426,482		$	7,213		1		$	24,327	$	673
	Trust preferred securities	--			--			--		1			2,423		171
		19		$	426,482		$	7,213		2		$	26,750	$	844
	HTM:
	MBS	40		$	710,291		$	16,984		--		$	--	$	--
	Municipal bonds	3			1,299			14		--			--		--
		43		$	711,590		$	16,998		--		$	--	$	--
Schedule Of Contractual Maturities	'
			AFS						HTM
					Estimated						Estimated
		Amortized			Fair			Amortized			Fair
		Cost			Value			Cost			Value
			(Dollars in thousands)
	One year or less	$	201		$	204		$	7,225		$	7,296
	One year through five years		531,332			525,271			70,001			73,335
	Five years through ten years		142,417			146,593			491,727			490,835
	Ten years and thereafter		213,593			223,555			1,151,330			1,163,618
		$	887,543		$	895,623		$	1,720,283		$	1,735,084
Carrying Value Of Mortgage-Backed Securities In Portfolio	'
		31-Mar-14			30-Sep-13
			(Dollars in thousands)
	Federal National Mortgage Association (“FNMA”)	$	1,166,881		$	1,250,948
	Federal Home Loan Mortgage Corporation (“FHLMC”)		666,209			629,216
	Government National Mortgage Association		172,048			167,544
		$	2,005,138		$	2,047,708
Schedule Of Taxable And Non-taxable Components Of Interest Income	'
		For the Three Months Ended						For the Six Months Ended
		March 31,						March 31,
			2014			2013			2014			2013
		(Dollars in thousands)
	Taxable	$	1,632		$	2,147		$	3,439		$	4,685
	Non-taxable		237			310			496			637
		$	1,869		$	2,457		$	3,935		$	5,322
Schedule Of Amortized Cost And Estimated Fair Value Of Securities Pledged As Collateral	'
			31-Mar-14						30-Sep-13
					Estimated						Estimated
		Amortized			Fair			Amortized			Fair
		Cost			Value			Cost			Value
			(Dollars in thousands)
	Repurchase agreements	$	345,697		$	356,488		$	353,648		$	364,593
	Public unit deposits		273,769			274,775			272,016			274,917
	Federal Reserve Bank		29,425			30,351			34,261			35,477
		$	648,891		$	661,614		$	659,925		$	674,987

Loans_Receivable_And_Allowance1

Loans Receivable And Allowance For Credit Losses (Tables)	6 Months Ended
	Mar. 31, 2014
Loans Receivable And Allowance For Credit Losses [Abstract]	'
Summary Of Loans Receivable	'
		31-Mar-14			30-Sep-13
			(Dollars in thousands)
	Real estate loans:
	One- to four-family	$	5,840,337		$	5,743,047
	Multi-family and commercial		47,505			50,358
	Construction		94,286			77,743
	Total real estate loans		5,982,128			5,871,148
	Consumer loans:
	Home equity		130,321			135,028
	Other		4,991			5,623
	Total consumer loans		135,312			140,651
	Total loans receivable		6,117,440			6,011,799
	Less:
	Undisbursed loan funds		55,505			42,807
	ACL		8,967			8,822
	Discounts/unearned loan fees		23,653			23,057
	Premiums/deferred costs		-24,582			-21,755
		$	6,053,897		$	5,958,868
Recorded Investment in Loans, Past Due	'
		31-Mar-14
					90 or More Days			Total						Total
		30 to 89 Days			Delinquent or			Delinquent			Current			Recorded
		Delinquent			in Foreclosure			Loans			Loans			Investment
			(Dollars in thousands)
	One- to four-family loans - originated	$	14,111		$	9,921		$	24,032		$	5,238,614		$	5,262,646
	One- to four-family loans - purchased		7,361			10,389			17,750			590,920			608,670
	Multi-family and commercial loans		--			--			--			56,236			56,236
	Consumer - home equity		665			305			970			129,351			130,321
	Consumer - other		52			8			60			4,931			4,991
		$	22,189		$	20,623		$	42,812		$	6,020,052		$	6,062,864
		30-Sep-13
					90 or More Days			Total						Total
		30 to 89 Days			Delinquent or			Delinquent			Current			Recorded
		Delinquent			in Foreclosure			Loans			Loans			Investment
			(Dollars in thousands)
	One- to four-family loans - originated	$	18,889		$	9,379		$	28,268		$	5,092,581		$	5,120,849
	One- to four-family loans - purchased		7,842			9,695			17,537			631,050			648,587
	Multi-family and commercial loans		--			--			--			57,603			57,603
	Consumer - home equity		848			485			1,333			133,695			135,028
	Consumer - other		35			5			40			5,583			5,623
		$	27,614		$	19,564		$	47,178		$	5,920,512		$	5,967,690
Recorded Investment in Classified Loans	'
		31-Mar-14						30-Sep-13
		Special Mention			Substandard			Special Mention			Substandard
		(Dollars in thousands)
	One- to four-family - originated	$	21,572		$	28,892		$	29,359		$	27,761
	One- to four-family - purchased		1,982			14,441			1,871			14,195
	Multi-family and commercial		--			--			1,976			--
	Consumer - home equity		126			882			87			819
	Consumer - other		--			16			--			13
		$	23,680		$	44,231		$	33,293		$	42,788
Weighted Average Loan-to-Value and Credit Score Information	'
		31-Mar-14					30-Sep-13
		Credit Score		LTV			Credit Score		LTV
	One- to four-family - originated	764		65	%		762		65	%
	One- to four-family - purchased	748		67			747		67
	Consumer - home equity	750		19			746		19
		762		64			760		64
Troubled Debt Restructurings On Financing Receivables	'
			For the Three Months Ended								For the Six Months Ended
			31-Mar-14								31-Mar-14
			Number		Pre-			Post-			Number		Pre-			Post-
			of		Restructured			Restructured			of		Restructured			Restructured
			Contracts		Outstanding			Outstanding			Contracts		Outstanding			Outstanding
			(Dollars in thousands)
	One- to four-family loans - originated		31		$	4,247		$	4,220		69		$	8,072		$	8,073
	One- to four-family loans - purchased		--			--			--		2			198			198
	Multi-family and commercial loans		--			--			--		--			--			--
	Consumer - home equity		1			15			15		5			80			81
	Consumer - other		--			--			--		--			--			--
			32		$	4,262		$	4,235		76		$	8,350		$	8,352
			For the Three Months Ended								For the Six Months Ended
			31-Mar-13								31-Mar-13
			Number		Pre-			Post-			Number		Pre-			Post-
			of		Restructured			Restructured			of		Restructured			Restructured
			Contracts		Outstanding			Outstanding			Contracts		Outstanding			Outstanding
			(Dollars in thousands)
	One- to four-family loans - originated		45		$	6,826		$	6,857		100		$	19,404		$	19,507
	One- to four-family loans - purchased		5			983			982		7			1,538			1,580
	Multi-family and commercial loans		--			--			--		2			82			79
	Consumer - home equity		4			76			81		7			156			161
	Consumer - other		--			--			--		--			--			--
			54		$	7,885		$	7,920		116		$	21,180		$	21,327
	The following table provides information on TDRs restructured within the last 12 months that became delinquent during the periods presented.
			For the Three Months Ended										For the Six Months Ended
			31-Mar-14					31-Mar-13					31-Mar-14					31-Mar-13
			Number					Number					Number					Number
			of		Recorded			of		Recorded			of		Recorded			of		Recorded
			Contracts		Investment			Contracts		Investment			Contracts		Investment			Contracts		Investment
			(Dollars in thousands)
	One- to four-family loans - originated		5		$	665		11		$	1,106		16		$	1,481		17		$	1,511
	One- to four-family loans - purchased		--			--		3			1,067		2			338		4			1,114
	Multi-family and commercial loans		--			--		--			--		--			--		--			--
	Consumer - home equity		1			27		1			5		1			27		2			7
	Consumer - other		--			--		--			--		--			--		--			--
			6		$	692		15		$	2,178		19		$	1,846		23		$	2,632
Impaired Loans By Class	'
			31-Mar-14									30-Sep-13
						Unpaid									Unpaid
			Recorded			Principal			Related			Recorded			Principal			Related
			Investment			Balance			ACL			Investment			Balance			ACL
			(Dollars in thousands)
	With no related allowance recorded
		One- to four-family - originated	$	14,413		$	14,996		$	--		$	12,950		$	13,543		$	--
		One- to four-family - purchased		14,565			17,614			--			13,882			16,645			--
		Multi-family and commercial		--			--			--			--			--			--
		Consumer - home equity		596			956			--			577			980			--
		Consumer - other		8			16			--			2			7			--
				29,582			33,582			--			27,411			31,175			--
	With an allowance recorded
		One- to four-family - originated		25,709			25,796			64			35,520			35,619			209
		One- to four-family - purchased		1,825			1,801			50			2,034			2,015			29
		Multi-family and commercial		--			--			--			73			74			2
		Consumer - home equity		526			526			27			492			492			78
		Consumer - other		8			8			--			11			11			1
				28,068			28,131			141			38,130			38,211			319
	Total
		One- to four-family - originated		40,122			40,792			64			48,470			49,162			209
		One- to four-family - purchased		16,390			19,415			50			15,916			18,660			29
		Multi-family and commercial		--			--			--			73			74			2
		Consumer - home equity		1,122			1,482			27			1,069			1,472			78
		Consumer - other		16			24			--			13			18			1
			$	57,650		$	61,713		$	141		$	65,541		$	69,386		$	319
	The following information pertains to impaired loans by class for the periods presented.
			For the Three Months Ended												For the Six Months Ended
			31-Mar-14						31-Mar-13						31-Mar-14						31-Mar-13
			Average			Interest			Average			Interest			Average			Interest			Average		Interest
			Recorded			Income			Recorded			Income			Recorded			Income			Recorded		Income
			Investment			Recognized			Investment			Recognized			Investment			Recognized			Investment		Recognized
			(Dollars in thousands)
	With no related allowance recorded
		One- to four-family - originated	$	14,022		$	102		$	7,784		$	63		$	13,263		$	199		$	8,572	$	139
		One- to four-family - purchased		13,706			47			15,058			51			13,645			92			15,108		97
		Multi-family and commercial		--			--			--			--			--			--			--		--
		Consumer - home equity		611			8			474			15			577			16			596		22
		Consumer - other		5			--			29			--			4			--			28		--
				28,344			157			23,345			129			27,489			307			24,304		258
	With an allowance recorded
		One- to four-family - originated		28,010			295			42,937			452			31,021			614			42,457		905
		One- to four-family - purchased		2,287			12			2,136			21			2,573			28			2,145		46
		Multi-family and commercial		--			--			78			--			31			1			44		--
		Consumer - home equity		542			6			605			9			581			11			507		14
		Consumer - other		11			--			26			--			13			--			28		--
				30,850			313			45,782			482			34,219			654			45,181		965
	Total
		One- to four-family - originated		42,032			397			50,721			515			44,284			813			51,029		1,044
		One- to four-family - purchased		15,993			59			17,194			72			16,218			120			17,253		143
		Multi-family and commercial		--			--			78			--			31			1			44		--
		Consumer - home equity		1,153			14			1,079			24			1,158			27			1,103		36
		Consumer - other		16			--			55			--			17			--			56		--
			$	59,194		$	470		$	69,127		$	611		$	61,708		$	961		$	69,485	$	1,223
Allowance For Credit Losses	'
			For the Three Months Ended March 31, 2014
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
	Beginning balance	$	5,839		$	2,513		$	8,352		$	182		$	385		$	8,919
	Charge-offs		-52			-60			-112			--			-9			-121
	Recoveries		--			--			--			--			9			9
	Provision for credit losses		950			-636			314			-39			-115			160
	Ending balance	$	6,737		$	1,817		$	8,554		$	143		$	270		$	8,967
		For the Six Months Ended March 31, 2014
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
	Beginning balance	$	5,771		$	2,486		$	8,257		$	185		$	380		$	8,822
	Charge-offs		-140			-387			-527			--			-19			-546
	Recoveries		1			--			1			--			15			16
	Provision for credit losses		1,105			-282			823			-42			-106			675
	Ending balance	$	6,737		$	1,817		$	8,554		$	143		$	270		$	8,967
		For the Three Months Ended March 31, 2013
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
			(Dollars in thousands)
	Beginning balance	$	5,639		$	4,290		$	9,929		$	201		$	347		$	10,477
	Charge-offs		-284			-153			-437			--			-20			-457
	Recoveries		--			42			42			--			10			52
	Provision for credit losses		647			-684			-37			7			30			--
	Ending balance	$	6,002		$	3,495		$	9,497		$	208		$	367		$	10,072
		For the Six Months Ended March 31, 2013
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
			(Dollars in thousands)
	Beginning balance	$	6,074		$	4,453		$	10,527		$	219		$	354		$	11,100
	Charge-offs		-503			-685			-1,188			--			-135			-1,323
	Recoveries		--			42			42			--			20			62
	Provision for credit losses		431			-315			116			-11			128			233
	Ending balance	$	6,002		$	3,495		$	9,497		$	208		$	367		$	10,072
Summary Of Loan Portfolio Segment Disaggregated By The Company's Impairment Method	'
		31-Mar-14
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
	Recorded investment in loans
	collectively evaluated for impairment	$	5,248,233		$	594,105		$	5,842,338		$	56,236		$	134,708		$	6,033,282
	Recorded investment in loans
	individually evaluated for impairment		14,413			14,565			28,978			--			604			29,582
		$	5,262,646		$	608,670		$	5,871,316		$	56,236		$	135,312		$	6,062,864
	ACL for loans collectively evaluated
	for impairment	$	6,737		$	1,817		$	8,554		$	143		$	270		$	8,967
			30-Sep-13
		One- to Four-			One- to Four-			One- to Four-			Multi-family
		Family -			Family -			Family -			and
		Originated			Purchased			Total			Commercial			Consumer			Total
		(Dollars in thousands)
	Recorded investment in loans
	collectively evaluated for impairment	$	5,107,899		$	634,705		$	5,742,604		$	57,603		$	140,072		$	5,940,279
	Recorded investment in loans
	individually evaluated for impairment		12,950			13,882			26,832			--			579			27,411
		$	5,120,849		$	648,587		$	5,769,436		$	57,603		$	140,651		$	5,967,690
	ACL for loans collectively evaluated
	for impairment	$	5,771		$	2,486		$	8,257		$	185		$	380		$	8,822

Fair_Value_Of_Financial_Instru1

Fair Value Of Financial Instruments (Tables)	6 Months Ended
	Mar. 31, 2014
Fair Value Of Financial Instruments [Abstract]	'
Schedule Of Fair Value Assets Measured On A Recurring Basis	'
		31-Mar-14
					Quoted Prices			Significant			Significant
					in Active Markets			Other Observable			Unobservable
		Carrying			for Identical Assets			Inputs			Inputs
		Value			(Level 1)			(Level 2)			(Level 3)(1)
		(Dollars in thousands)
	AFS Securities:
	GSE debentures	$	571,540		$	--		$	571,540		$	--
	MBS		320,567			--			320,567			--
	Trust preferred securities		2,369			--			--			2,369
	Municipal bonds		1,147			--			1,147			--
		$	895,623		$	--		$	893,254		$	2,369
		30-Sep-13
					Quoted Prices			Significant			Significant
					in Active Markets			Other Observable			Unobservable
		Carrying			for Identical Assets			Inputs			Inputs
		Value			(Level 1)			(Level 2)			(Level 3)(2)
		(Dollars in thousands)
	AFS Securities:
	GSE debentures	$	702,228		$	--		$	702,228		$	--
	MBS		363,964			--			363,964			--
	Municipal bonds		1,352			--			1,352			--
	Trust preferred securities		2,423			--			--			2,423
		$	1,069,967		$	--		$	1,067,544		$	2,423
		-1		The Company’s Level 3 AFS securities had no activity during the six months ended March 31, 2014, except for principal repayments of $81 thousand and reductions in net unrealized losses recognized in other comprehensive income.  Reductions in net unrealized losses included in other comprehensive income for the six months ended March 31, 2014 were less than $1 thousand.
		-2		The Company’s Level 3 AFS securities had no activity during fiscal year 2013, except for principal repayments of $424 thousand and reductions in net unrealized losses recognized in other comprehensive income.  Reductions in net unrealized losses included in other comprehensive income for the year ended September 30, 2013 were $276 thousand.
Schedule Of Fair Value Assets Measured On A Non-recurring Basis	'
				31-Mar-14
						Quoted Prices			Significant			Significant
						in Active Markets			Other Observable			Unobservable
		Carrying				for Identical Assets			Inputs			Inputs
		Value				(Level 1)			(Level 2)			(Level 3)
		(Dollars in thousands)
	Loans individually evaluated for impairment	$	29,509			$	--		$	--		$	29,509
	OREO		3,667				--			--			3,667
		$	33,176			$	--		$	--		$	33,176
				30-Sep-13
						Quoted Prices			Significant			Significant
						in Active Markets			Other Observable			Unobservable
		Carrying				for Identical Assets			Inputs			Inputs
		Value				(Level 1)			(Level 2)			(Level 3)
		(Dollars in thousands)
	Loans individually evaluated for impairment	$	27,327			$	--		$	--		$	27,327
	OREO		3,882				--			--			3,882
		$	31,209			$	--		$	--		$	31,209
Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments	'
		31-Mar-14						30-Sep-13
					Estimated						Estimated
		Carrying			Fair			Carrying			Fair
		Amount			Value			Amount			Value
		(Dollars in thousands)
	Assets:
	Cash and cash equivalents	$	114,835		$	114,835		$	113,886		$	113,886
	AFS securities		895,623			895,623			1,069,967			1,069,967
	HTM securities		1,720,283			1,735,084			1,718,023			1,741,846
	Loans receivable		6,053,897			6,199,918			5,958,868			6,132,239
	BOLI		60,163			60,163			59,495			59,495
	Capital stock of FHLB		125,829			125,829			128,530			128,530
	OREO		3,667			3,667			3,882			3,882
	Liabilities:
	Deposits		4,693,762			4,720,827			4,611,446			4,646,263
	FHLB borrowings		2,467,169			2,536,625			2,513,538			2,599,749
	Repurchase agreements		320,000			329,513			320,000			333,749

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share	'	'	'	'
Net income	$19,688	$17,715	$37,501	$35,278
Income allocated to participating securities	-44	-51	-94	-111
Net income available to common stockholders	$19,644	$17,664	$37,407	$35,167
Total basic average common shares outstanding	139,489,033	145,381,605	141,204,147	146,645,899
Total diluted average common shares outstanding	139,489,324	145,381,718	141,204,751	146,646,006
Net earnings per share:	'	'	'	'
Basic	$0.14	$0.12	$0.26	$0.24
Diluted	$0.14	$0.12	$0.26	$0.24
Antidilutive stock options, excluded from the diluted average common shares outstanding calculation	2,060,216	2,463,165	2,396,610	2,466,339
Average Common Shares Outstanding [Member]	'	'	'	'
Earnings Per Share	'	'	'	'
Total basic average common shares outstanding	139,447,275	145,242,074	141,183,271	146,576,142
Average Committed ESOP Shares Outstanding [Member]	'	'	'	'
Earnings Per Share	'	'	'	'
Total basic average common shares outstanding	41,758	139,531	20,876	69,757
Effect Of Dilutive Stock Options [Member]	'	'	'	'
Earnings Per Share	'	'	'	'
Total diluted average common shares outstanding	291	113	604	107

Securities_Amortized_Cost_Esti

Securities (Amortized Cost, Estimated Fair Value, and Gross Unrealized Gains and Losses of AFS and HTM Securities) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	$887,543	$1,058,283
Available-for-sale Securities, Gross Unrealized Gains	16,997	19,741
Available-for-sale Securities, Gross Unrealized Losses	8,917	8,057
Available-for-sale Securities, Estimated Fair Value	895,623	1,069,967
Held-to-maturity Securities, Amortized Cost	1,720,283	1,718,023
Held-to-maturity Securities, Gross Unrealized Gains	33,368	40,821
Held-to-maturity Securities, Gross Unrealized Losses	18,567	16,998
Held-to-maturity securities, Estimated Fair Value	1,735,084	1,741,846
Marketable Securities, Amortized Cost	2,607,826	2,776,306
Marketable Securities, Gross Unrealized Gains	50,365	60,562
Marketable Securities, Gross Unrealized Losses	27,484	25,055
Marketable Securities, Estimated Fair Value	2,630,707	2,811,813
GSE Debentures [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	579,853	709,118
Available-for-sale Securities, Gross Unrealized Gains	364	996
Available-for-sale Securities, Gross Unrealized Losses	8,677	7,886
Available-for-sale Securities, Estimated Fair Value	571,540	702,228
MBS [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	304,034	345,263
Available-for-sale Securities, Gross Unrealized Gains	16,603	18,701
Available-for-sale Securities, Gross Unrealized Losses	70	'
Available-for-sale Securities, Estimated Fair Value	320,567	363,964
Held-to-maturity Securities, Amortized Cost	1,684,571	1,683,744
Held-to-maturity Securities, Gross Unrealized Gains	32,599	39,878
Held-to-maturity Securities, Gross Unrealized Losses	18,531	16,984
Held-to-maturity securities, Estimated Fair Value	1,698,639	1,706,638
Trust Preferred Securities [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	2,539	2,594
Available-for-sale Securities, Gross Unrealized Losses	170	171
Available-for-sale Securities, Estimated Fair Value	2,369	2,423
Municipal Bonds [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	1,117	1,308
Available-for-sale Securities, Gross Unrealized Gains	30	44
Available-for-sale Securities, Estimated Fair Value	1,147	1,352
Held-to-maturity Securities, Amortized Cost	35,712	34,279
Held-to-maturity Securities, Gross Unrealized Gains	769	943
Held-to-maturity Securities, Gross Unrealized Losses	36	14
Held-to-maturity securities, Estimated Fair Value	$36,445	$35,208

Securities_Schedule_Of_Estimat

Securities (Schedule Of Estimated Fair Value And Gross Unrealized Losses Of Securities In Continuous Unrealized Loss Position) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	security	security
Schedule of Investments [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Count	21	19
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	$468,011	$426,482
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	7,537	7,213
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Count	3	2
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	40,310	26,750
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	1,380	844
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	789,855	711,590
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	17,275	16,998
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	22,566	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	1,292	'
Less Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	52	43
Equal to or Greater Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	2	'
GSE Debentures [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Count	20	19
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	457,820	426,482
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	7,467	7,213
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Count	2	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	37,941	24,327
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	1,210	673
Trust Preferred Securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Count	1	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	2,369	2,423
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	170	171
MBS [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Count	1	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	10,191	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	70	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	784,469	710,291
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	17,239	16,984
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	22,566	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	1,292	'
MBS [Member] | Less Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	44	40
MBS [Member] | Equal to or Greater Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	2	'
Municipal Bonds [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	5,386	1,299
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	$36	$14
Municipal Bonds [Member] | Less Than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Count	8	3

Securities_Schedule_Of_Contrac

Securities (Schedule Of Contractual Maturities) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Securities [Abstract]	'	'
Available-for-sale Securities, One year or less, Amortized Cost	$201	'
Available-for-sale Securities, One year through five years, Amortized Cost	531,332	'
Available-for-sale Securities, Five years through ten years, Amortized Cost	142,417	'
Available-for-sale Securities, Ten years and thereafter, Amortized Cost	213,593	'
Available-for-sale Securities, Amortized Cost	887,543	1,058,283
Available-for-sale Securities, One year or less, Estimated Fair Value	204	'
Available-for-sale Securities, One year through five years, Estimated Fair Value	525,271	'
Available-for-sale Securities, Five years through ten years, Estimated Fair Value	146,593	'
Available-for-sale Securities, Ten years and thereafter, Estimated Fair Value	223,555	'
Available-for-sale Securities, Estimated Fair Value	895,623	1,069,967
Held-to-maturity Securities, One year or less, Amortized Cost	7,225	'
Held-to-maturity Securities, One year through five years, Amortized Cost	70,001	'
Held-to-maturity Securities, Five years through ten years, Amortized Cost	491,727	'
Held-to-maturity Securities, Ten years and thereafter, Amortized Cost	1,151,330	'
Held-to-maturity Securities, Amortized Cost	1,720,283	1,718,023
Held-to-maturity Securities, One year or less, Estimated Fair Value	7,296	'
Held-to-maturity Securities, One year through five years, Estimated Fair Value	73,335	'
Held-to-maturity Securities, Five years through ten years, Estimated Fair Value	490,835	'
Held-to-maturity Securities, Ten years and thereafter, Estimated Fair Value	1,163,618	'
Held-to-maturity Securities, Estimated Fair Value	$1,735,084	$1,741,846

Securities_Carrying_Value_of_M

Securities (Carrying Value of Mortgage Backed Securities in Portfolio) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Schedule of Investments [Line Items]	'	'
Mortgage-backed securities	$2,005,138	$2,047,708
FNMA [Member]	'	'
Schedule of Investments [Line Items]	'	'
Mortgage-backed securities	1,166,881	1,250,948
FHLMC [Member]	'	'
Schedule of Investments [Line Items]	'	'
Mortgage-backed securities	666,209	629,216
GNMA [Member]	'	'
Schedule of Investments [Line Items]	'	'
Mortgage-backed securities	$172,048	$167,544

Securities_Schedule_Of_Taxable

Securities (Schedule Of Taxable And Non-taxable Components Of Interest Income) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Securities [Abstract]	'	'	'	'
Taxable	$1,632	$2,147	$3,439	$4,685
Non-taxable	237	310	496	637
Interest income on investment securities	$1,869	$2,457	$3,935	$5,322

Securities_Schedule_Of_Amortiz

Securities (Schedule Of Amortized Cost And Estimated Fair Value Of Securities Pledged As Collateral) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Amortized Cost [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	$648,891	$659,925
Estimated Fair Value [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	661,614	674,987
Repurchase Agreements [Member] | Amortized Cost [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	345,697	353,648
Repurchase Agreements [Member] | Estimated Fair Value [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	356,488	364,593
Public Unit Deposits [Member] | Amortized Cost [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	273,769	272,016
Public Unit Deposits [Member] | Estimated Fair Value [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	274,775	274,917
Federal Reserve Bank [Member] | Amortized Cost [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	29,425	34,261
Federal Reserve Bank [Member] | Estimated Fair Value [Member]	'	'
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]	'	'
Securities pledged as collateral	$30,351	$35,477

Loans_Receivable_And_Allowance2

Loans Receivable And Allowance For Credit Losses (Narrative) (Details) (USD $)	6 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Sep. 30, 2013
	state
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Correspondent lenders, number of states	24	'	'
CFPB debt to income ratio for borrowers	43.00%	'	'
Percentage of potential loan purchases reviewed for compliance with internal underwriting standards, minimum	25.00%	'	'
Loan-to-value ratio for securing multi-family and commercial real estate loans, maximum	80.00%	'	'
Loans on nonaccrual status	$28,700,000	'	$26,400,000
Loans receivable	6,053,897,000	'	5,958,868,000
Net charge-offs	'	1,300,000	'
Regulatory net charge-offs	'	372,000	'
ACL maintained for individually evaluated impaired loans	0	'	0
Doubtful [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans receivable	$0	'	$0

Loans_Receivable_And_Allowance3

Loans Receivable And Allowance For Credit Losses (Summary Of Loans Receivable) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Real estate loans:	'	'
One- to four-family	$5,840,337	$5,743,047
Multi-family and commercial	47,505	50,358
Construction	94,286	77,743
Total real estate loans	5,982,128	5,871,148
Consumer loans:	'	'
Home equity	130,321	135,028
Other	4,991	5,623
Total consumer loans	135,312	140,651
Total loans receivable	6,117,440	6,011,799
Less:	'	'
Undisbursed loan funds	55,505	42,807
ACL	8,967	8,822
Discounts/unearned loan fees	23,653	23,057
Premiums/deferred costs	-24,582	-21,755
Loans receivable, net	$6,053,897	$5,958,868

Loans_Receivable_And_Allowance4

Loans Receivable And Allowance For Credit Losses (Recorded Investment Of Loans, Past Due) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	$22,189	$27,614
Financing receivable, 90 or More Days Delinquent or in Foreclosure	20,623	19,564
Financing receivable, Total Delinquent Loans	42,812	47,178
Financing receivable, Current Loans	6,020,052	5,920,512
Financing receivable, Total Recorded Investment	6,062,864	5,967,690
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	14,111	18,889
Financing receivable, 90 or More Days Delinquent or in Foreclosure	9,921	9,379
Financing receivable, Total Delinquent Loans	24,032	28,268
Financing receivable, Current Loans	5,238,614	5,092,581
Financing receivable, Total Recorded Investment	5,262,646	5,120,849
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	7,361	7,842
Financing receivable, 90 or More Days Delinquent or in Foreclosure	10,389	9,695
Financing receivable, Total Delinquent Loans	17,750	17,537
Financing receivable, Current Loans	590,920	631,050
Financing receivable, Total Recorded Investment	608,670	648,587
Multi-Family And Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, Current Loans	56,236	57,603
Financing receivable, Total Recorded Investment	56,236	57,603
Consumer - Home Equity [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	665	848
Financing receivable, 90 or More Days Delinquent or in Foreclosure	305	485
Financing receivable, Total Delinquent Loans	970	1,333
Financing receivable, Current Loans	129,351	133,695
Financing receivable, Total Recorded Investment	130,321	135,028
Consumer - Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable, 30 to 89 Days Delinquent	52	35
Financing receivable, 90 or More Days Delinquent or in Foreclosure	8	5
Financing receivable, Total Delinquent Loans	60	40
Financing receivable, Current Loans	4,931	5,583
Financing receivable, Total Recorded Investment	$4,991	$5,623

Loans_Receivable_And_Allowance5

Loans Receivable And Allowance For Credit Losses (Recorded Investment In Classified Loans) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	$6,062,864	$5,967,690
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	23,680	33,293
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	44,231	42,788
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	5,262,646	5,120,849
One-To Four-Family Loans - Originated [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	21,572	29,359
One-To Four-Family Loans - Originated [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	28,892	27,761
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	608,670	648,587
One-To Four-Family Loans - Purchased [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	1,982	1,871
One-To Four-Family Loans - Purchased [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	14,441	14,195
Multi-Family And Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	56,236	57,603
Multi-Family And Commercial Loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	'	1,976
Consumer - Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	130,321	135,028
Consumer - Home Equity [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	126	87
Consumer - Home Equity [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	882	819
Consumer - Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	4,991	5,623
Consumer - Other [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivable, Total Recorded Investment	$16	$13

Loans_Receivable_And_Allowance6

Loans Receivable And Allowance For Credit Losses (LTV And Credit Score Information For Originated And Purchased One-To Four-Family Loans And Originated Consumer Home Equity Loans) (Details)	Mar. 31, 2014	Sep. 30, 2013
	item	item
Financing Receivable, Recorded Investment [Line Items]	'	'
Weighted average credit score	762	760
Weighted average LTV	64.00%	64.00%
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Weighted average credit score	764	762
Weighted average LTV	65.00%	65.00%
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Weighted average credit score	748	747
Weighted average LTV	67.00%	67.00%
Consumer - Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Weighted average credit score	750	746
Weighted average LTV	19.00%	19.00%

Loans_Receivable_And_Allowance7

Loans Receivable And Allowance For Credit Losses (Troubled Debt Restructurings On Financing Receivables) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
	contract	contract	contract	contract
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	32	54	76	116
Pre-Restructured Outstanding	$4,262	$7,885	$8,350	$21,180
Post-Restructured Outstanding	4,235	7,920	8,352	21,327
One-To Four-Family Loans - Originated [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	31	45	69	100
Pre-Restructured Outstanding	4,247	6,826	8,072	19,404
Post-Restructured Outstanding	4,220	6,857	8,073	19,507
One-To Four-Family Loans - Purchased [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	5	2	7
Pre-Restructured Outstanding	'	983	198	1,538
Post-Restructured Outstanding	'	982	198	1,580
Multi-Family And Commercial Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	2
Pre-Restructured Outstanding	'	'	'	82
Post-Restructured Outstanding	'	'	'	79
Consumer - Home Equity [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	4	5	7
Pre-Restructured Outstanding	15	76	80	156
Post-Restructured Outstanding	$15	$81	$81	$161

Loans_Receivable_And_Allowance8

Loans Receivable And Allowance For Credit Losses (Troubled Debt Restructurings On Financing Receivables That Subsequently Defaulted) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
	contract	contract	contract	contract
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	6	15	19	23
Recorded Investment	$692	$2,178	$1,846	$2,632
One-To Four-Family Loans - Originated [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	5	11	16	17
Recorded Investment	665	1,106	1,481	1,511
One-To Four-Family Loans - Purchased [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	3	2	4
Recorded Investment	'	1,067	338	1,114
Consumer - Home Equity [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	1	1	2
Recorded Investment	$27	$5	$27	$7

Loans_Receivable_And_Allowance9

Loans Receivable And Allowance For Credit Losses (Impaired Loans By Class, Instant Related Disclosures) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	$29,582	$27,411
Recorded Investment, Allowance Recorded	28,068	38,130
Recorded Investment	57,650	65,541
Unpaid Principal Balance, No Related Allowance	33,582	31,175
Unpaid Principal Balance, Allowance Recorded	28,131	38,211
Unpaid Principal Balance	61,713	69,386
Related ACL	141	319
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	14,413	12,950
Recorded Investment, Allowance Recorded	25,709	35,520
Recorded Investment	40,122	48,470
Unpaid Principal Balance, No Related Allowance	14,996	13,543
Unpaid Principal Balance, Allowance Recorded	25,796	35,619
Unpaid Principal Balance	40,792	49,162
Related ACL	64	209
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	14,565	13,882
Recorded Investment, Allowance Recorded	1,825	2,034
Recorded Investment	16,390	15,916
Unpaid Principal Balance, No Related Allowance	17,614	16,645
Unpaid Principal Balance, Allowance Recorded	1,801	2,015
Unpaid Principal Balance	19,415	18,660
Related ACL	50	29
Multi-Family And Commercial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, Allowance Recorded	'	73
Recorded Investment	'	73
Unpaid Principal Balance, Allowance Recorded	'	74
Unpaid Principal Balance	'	74
Related ACL	'	2
Consumer - Home Equity [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	596	577
Recorded Investment, Allowance Recorded	526	492
Recorded Investment	1,122	1,069
Unpaid Principal Balance, No Related Allowance	956	980
Unpaid Principal Balance, Allowance Recorded	526	492
Unpaid Principal Balance	1,482	1,472
Related ACL	27	78
Consumer - Other [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, No Related Allowance	8	2
Recorded Investment, Allowance Recorded	8	11
Recorded Investment	16	13
Unpaid Principal Balance, No Related Allowance	16	7
Unpaid Principal Balance, Allowance Recorded	8	11
Unpaid Principal Balance	24	18
Related ACL	'	$1

Recovered_Sheet1

Loans Receivable And Allowance For Credit Losses (Impaired Loans By Class, Duration Related Disclosures) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, No Related Allowance	$28,344	$23,345	$27,489	$24,304
Average Recorded Investment, Allowance Recorded	30,850	45,782	34,219	45,181
Average Recorded Investment	59,194	69,127	61,708	69,485
Interest Income Recognized, No Related Allowance	157	129	307	258
Interest Income Recognized, Allowance Recorded	313	482	654	965
Interest Income Recognized	470	611	961	1,223
One-To Four-Family Loans - Originated [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, No Related Allowance	14,022	7,784	13,263	8,572
Average Recorded Investment, Allowance Recorded	28,010	42,937	31,021	42,457
Average Recorded Investment	42,032	50,721	44,284	51,029
Interest Income Recognized, No Related Allowance	102	63	199	139
Interest Income Recognized, Allowance Recorded	295	452	614	905
Interest Income Recognized	397	515	813	1,044
One-To Four-Family Loans - Purchased [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, No Related Allowance	13,706	15,058	13,645	15,108
Average Recorded Investment, Allowance Recorded	2,287	2,136	2,573	2,145
Average Recorded Investment	15,993	17,194	16,218	17,253
Interest Income Recognized, No Related Allowance	47	51	92	97
Interest Income Recognized, Allowance Recorded	12	21	28	46
Interest Income Recognized	59	72	120	143
Multi-Family And Commercial Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, Allowance Recorded	'	78	31	44
Average Recorded Investment	'	78	31	44
Interest Income Recognized, Allowance Recorded	'	'	1	'
Interest Income Recognized	'	'	1	'
Consumer - Home Equity [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, No Related Allowance	611	474	577	596
Average Recorded Investment, Allowance Recorded	542	605	581	507
Average Recorded Investment	1,153	1,079	1,158	1,103
Interest Income Recognized, No Related Allowance	8	15	16	22
Interest Income Recognized, Allowance Recorded	6	9	11	14
Interest Income Recognized	14	24	27	36
Consumer - Other [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, No Related Allowance	5	29	4	28
Average Recorded Investment, Allowance Recorded	11	26	13	28
Average Recorded Investment	$16	$55	$17	$56

Recovered_Sheet2

Loans Receivable And Allowance For Credit Losses (Allowance For Credit Losses) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning Balance	$8,919	$10,477	$8,822	$11,100
Charge-offs	-121	-457	-546	-1,323
Recoveries	9	52	16	62
Provision for credit losses	160	'	675	233
Ending Balance	8,967	10,072	8,967	10,072
One-To Four-Family Loans - Originated [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning Balance	5,839	5,639	5,771	6,074
Charge-offs	-52	-284	-140	-503
Recoveries	'	'	1	'
Provision for credit losses	950	647	1,105	431
Ending Balance	6,737	6,002	6,737	6,002
One-To Four-Family Loans - Purchased [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning Balance	2,513	4,290	2,486	4,453
Charge-offs	-60	-153	-387	-685
Recoveries	'	42	'	42
Provision for credit losses	-636	-684	-282	-315
Ending Balance	1,817	3,495	1,817	3,495
One-To Four-Family Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning Balance	8,352	9,929	8,257	10,527
Charge-offs	-112	-437	-527	-1,188
Recoveries	'	42	1	42
Provision for credit losses	314	-37	823	116
Ending Balance	8,554	9,497	8,554	9,497
Multi-Family And Commercial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning Balance	182	201	185	219
Provision for credit losses	-39	7	-42	-11
Ending Balance	143	208	143	208
Consumer [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning Balance	385	347	380	354
Charge-offs	-9	-20	-19	-135
Recoveries	9	10	15	20
Provision for credit losses	-115	30	-106	128
Ending Balance	$270	$367	$270	$367

Recovered_Sheet3

Loans Receivable And Allowance For Credit Losses (Summary Of Loan Portfolio Segment Disaggregated By The Company's Impairment Method) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	$6,033,282	$5,940,279
Recorded investment in loans individually evaluated for impairment	29,582	27,411
Financing receivable, Total Recorded Investment	6,062,864	5,967,690
ACL for loans collectively evaluated for impairment	8,967	8,822
One-To Four-Family Loans - Originated [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	5,248,233	5,107,899
Recorded investment in loans individually evaluated for impairment	14,413	12,950
Financing receivable, Total Recorded Investment	5,262,646	5,120,849
ACL for loans collectively evaluated for impairment	6,737	5,771
One-To Four-Family Loans - Purchased [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	594,105	634,705
Recorded investment in loans individually evaluated for impairment	14,565	13,882
Financing receivable, Total Recorded Investment	608,670	648,587
ACL for loans collectively evaluated for impairment	1,817	2,486
One-To Four-Family Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	5,842,338	5,742,604
Recorded investment in loans individually evaluated for impairment	28,978	26,832
Financing receivable, Total Recorded Investment	5,871,316	5,769,436
ACL for loans collectively evaluated for impairment	8,554	8,257
Multi-Family And Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	56,236	57,603
Financing receivable, Total Recorded Investment	56,236	57,603
ACL for loans collectively evaluated for impairment	143	185
Consumer [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment in loans collectively evaluated for impairment	134,708	140,072
Recorded investment in loans individually evaluated for impairment	604	579
Financing receivable, Total Recorded Investment	135,312	140,651
ACL for loans collectively evaluated for impairment	$270	$380

Fair_Value_Of_Financial_Instru2

Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Loans individually evaluated for impairment	$29,509,000	$27,327,000
ACL maintained for individually evaluated impaired loans	0	0
OREO	3,667,000	3,882,000
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Estimated fair value of deposits	2,150,000,000	2,070,000,000
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Estimated fair value of deposits	$2,570,000,000	$2,580,000,000

Fair_Value_Of_Financial_Instru3

Fair Value Of Financial Instruments (Schedule Of Fair Value Assets Measured On A Recurring Basis) (Details) (USD $)

6 Months Ended

6 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Mar. 31, 2014

Sep. 30, 2013

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Unobservable Inputs (Level 3) [Member]

Significant Unobservable Inputs (Level 3) [Member]

GSE Debentures [Member]

GSE Debentures [Member]

GSE Debentures [Member]

GSE Debentures [Member]

MBS [Member]

MBS [Member]

MBS [Member]

MBS [Member]

Municipal Bonds [Member]

Municipal Bonds [Member]

Municipal Bonds [Member]

Municipal Bonds [Member]

Trust Preferred Securities [Member]

Trust Preferred Securities [Member]

Trust Preferred Securities [Member]

Trust Preferred Securities [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Other Observable Inputs (Level 2) [Member]

Significant Unobservable Inputs (Level 3) [Member]

Significant Unobservable Inputs (Level 3) [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale ("AFS") securities, carrying value

$895,623

'

$1,069,967

$893,254

$1,067,544

$2,369

[1]

$2,423

[2]

$571,540

$702,228

$571,540

$702,228

$320,567

$363,964

$320,567

$363,964

$1,147

$1,352

$1,147

$1,352

$2,369

$2,423

$2,369

[1]

$2,423

[2]

Proceeds from principal repayments

291,348

529,899

'

'

'

81

424

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reductions in net unrealized losses included in OCI

'

'

'

'

'

$1

$276

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

[1]

The Companybs Level 3 AFS securities had no activity during the six months ended March 31, 2014, except for principal repayments of $81 thousand and reductions in net unrealized losses recognized in other comprehensive income. Reductions in net unrealized losses included in other comprehensive income for the six months ended March 31, 2014 were less than $1 thousand.

[2]

The Companybs Level 3 AFS securities had no activity during fiscal year 2013, except for principal repayments of $424 thousand and reductions in net unrealized losses recognized in other comprehensive income. Reductions in net unrealized losses included in other comprehensive income for the year ended September 30, 2013 were $276 thousand.

Fair_Value_Of_Financial_Instru4

Fair Value Of Financial Instruments (Schedule Of Fair Value Assets Measured On A Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Loans individually evaluated for impairment	$29,509	$27,327
OREO	3,667	3,882
Total assets measured at fair value on a non-recurring basis, carrying value	33,176	31,209
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Loans individually evaluated for impairment	29,509	27,327
OREO	3,667	3,882
Total assets measured at fair value on a non-recurring basis, carrying value	$33,176	$31,209

Fair_Value_Of_Financial_Instru5

Fair Value Of Financial Instruments (Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Assets:	'	'
Available-for-sale ("AFS")	$895,623	$1,069,967
HTM securities	1,735,084	1,741,846
OREO	3,667	3,882
Carrying Amount [Member]	'	'
Assets:	'	'
Cash and cash equivalents	114,835	113,886
Available-for-sale ("AFS")	895,623	1,069,967
HTM securities	1,720,283	1,718,023
Loans receivable	6,053,897	5,958,868
BOLI	60,163	59,495
Capital stock of FHLB	125,829	128,530
OREO	3,667	3,882
Liabilities:	'	'
Deposits	4,693,762	4,611,446
FHLB borrowings	2,467,169	2,513,538
Repurchase agreements	320,000	320,000
Estimated Fair Value [Member]	'	'
Assets:	'	'
Cash and cash equivalents	114,835	113,886
Available-for-sale ("AFS")	895,623	1,069,967
HTM securities	1,735,084	1,741,846
Loans receivable	6,199,918	6,132,239
BOLI	60,163	59,495
Capital stock of FHLB	125,829	128,530
OREO	3,667	3,882
Liabilities:	'	'
Deposits	4,720,827	4,646,263
FHLB borrowings	2,536,625	2,599,749
Repurchase agreements	$329,513	$333,749