Capitol Federal Financial (CFFN) 10-Q 4 Aug 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Jun. 30, 2015	Jul. 24, 2015
Document And Entity Information [Abstract]
Entity Registrant Name	Capitol Federal Financial Inc
Trading Symbol	cffn
Entity Central Index Key	1,490,906
Current Fiscal Year End Date	--09-30
Entity Filer Category	Large Accelerated Filer
Document Type	10-Q
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Amendment Flag	false
Entity Common Stock, Shares Outstanding		138,421,120

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
ASSETS:
Cash and cash equivalents (includes interest-earning deposits of $40,408 and $799,340)	$ 46,668	$ 810,840
Securities:
Available-for-sale (AFS), at estimated fair value (amortized cost of $833,832 and $829,558)	847,059	840,790
Held-to-maturity (HTM), at amortized cost (estimated fair value of $1,378,612 and $1,571,524)	1,359,657	1,552,699
Loans receivable, net (allowance for credit losses (ACL) of $9,601 and $9,227)	6,496,468	6,233,170
Federal Home Loan Bank Topeka (FHLB) stock, at cost	166,257	213,054
Premises and equipment, net	73,066	70,530
Income taxes receivable, net	417	0
Other assets	141,589	143,945
TOTAL ASSETS	9,131,181	9,865,028
LIABILITIES:
Deposits	4,813,188	4,655,272
FHLB borrowings	2,572,898	3,369,677
Repurchase agreements	220,000	220,000
Advance payments by borrowers for taxes and insurance	37,431	58,105
Income taxes payable, net	0	368
Deferred income tax liabilities, net	25,671	22,367
Accounts payable and accrued expenses	35,270	46,357
Total liabilities	7,704,458	8,372,146
STOCKHOLDERS' EQUITY:
Preferred stock, $0.01 par value; 100,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock, $0.01 par value; 1,400,000,000 shares authorized, 138,699,031 and 140,951,203 shares issued and outstanding as of June 30, 2015 and September 30, 2014, respectively	1,387	1,410
Additional paid-in capital	1,163,824	1,180,732
Unearned compensation, Employee Stock Ownership Plan (ESOP)	(41,712)	(42,951)
Retained earnings	294,997	346,705
Accumulated other comprehensive income (AOCI), net of tax	8,227	6,986
Total stockholders' equity	1,426,723	1,492,882
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 9,131,181	$ 9,865,028

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Statement of Financial Position [Abstract]
Interest-earning deposits	$ 40,408	$ 799,340
Available-for-sale securities, amortized cost	833,832	829,558
Held-to-maturity securities, estimated fair value	1,378,612	1,571,524
Loans receivable, allowance for credit losses	$ 9,601	$ 9,227
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	1,400,000,000	1,400,000,000
Common stock, shares issued	138,699,031	140,951,203
Common stock, shares outstanding	138,699,031	140,951,203

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST AND DIVIDEND INCOME:
Loans receivable	$ 58,922	$ 57,474	$ 175,739	$ 171,539
Mortgage-backed securities (MBS)	8,849	11,206	28,387	34,765
Investment securities	1,914	1,739	5,262	5,674
FHLB stock	3,132	1,452	9,389	3,877
Cash and cash equivalents	1,357	50	4,174	157
Total interest and dividend income	74,174	71,921	222,951	216,012
INTEREST EXPENSE:
FHLB borrowings	17,072	14,826	51,258	47,000
Deposits	8,377	8,124	24,729	24,523
Repurchase agreements	1,712	2,773	5,136	8,319
Total interest expense	27,161	25,723	81,123	79,842
NET INTEREST INCOME	47,013	46,198	141,828	136,170
PROVISION FOR CREDIT LOSSES	323	307	771	982
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	46,690	45,891	141,057	135,188
NON-INTEREST INCOME:
Retail fees and charges	3,798	3,792	11,052	11,056
Insurance commissions	537	827	2,059	2,589
Loan fees	340	367	1,071	1,221
Income from bank-owned life insurance (BOLI)	251	333	819	1,001
Other non-interest income	219	300	678	979
Total non-interest income	5,145	5,619	15,679	16,846
NON-INTEREST EXPENSE:
Salaries and employee benefits	11,038	10,929	31,927	32,379
Information technology and communications	2,573	2,373	7,726	6,985
Occupancy, net	2,557	2,479	7,437	7,662
Federal insurance premium	1,342	1,078	4,092	3,264
Deposit and loan transaction costs	1,435	1,326	4,065	3,976
Regulatory and outside services	1,365	1,437	3,867	3,990
Low income housing partnerships	492	547	3,404	1,966
Advertising and promotional	1,069	942	2,707	2,825
Other non-interest expense	1,235	1,269	3,882	3,948
Total non-interest expense	23,106	22,380	69,107	66,995
INCOME BEFORE INCOME TAX EXPENSE	28,729	29,130	87,629	85,039
INCOME TAX EXPENSE	9,127	9,147	28,321	27,555
NET INCOME	$ 19,602	$ 19,983	$ 59,308	$ 57,484
Basic earnings per share (EPS)	$ 0.14	$ 0.14	$ 0.43	$ 0.41
Diluted EPS	0.14	0.14	0.43	0.41
Dividends declared per share	$ 0.34	$ 0.33	$ 0.76	$ 0.91
Basic weighted average common shares	135,745,753	138,331,681	136,013,448	140,246,658
Diluted weighted average common shares	135,763,353	138,334,404	136,040,702	140,247,794

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 19,602	$ 19,983	$ 59,308	$ 57,484
Other comprehensive income (loss), net of tax:
Changes in unrealized holding gains/(losses) on AFS securities, net of deferred income tax (benefits) expenses of $919 and $(1,260) for the three months ended June 30, 2015 and 2014, respectively, and $(754) and $103 for the nine months ended June 30, 2015 and 2014, respectively	(1,513)	2,074	1,241	(167)
Comprehensive income	$ 18,089	$ 22,057	$ 60,549	$ 57,317

Consolidated Statements Of Com6

Consolidated Statements Of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement of Comprehensive Income [Abstract]
Changes in unrealized holding gains/(losses) on AFS securities, deferred income taxes	$ 919	$ (1,260)	$ (754)	$ 103

Consolidated Statements Of Stoc

Consolidated Statements Of Stockholders' Equity - 9 months ended Jun. 30, 2015 - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned Compensation ESOP [Member]	Retained Earnings [Member]	AOCI [Member]
Balance at Sep. 30, 2014	$ 1,492,882	$ 1,410	$ 1,180,732	$ (42,951)	$ 346,705	$ 6,986
Net income	59,308				59,308
Other comprehensive income, net of tax	1,241					1,241
ESOP activity, net	1,539		300	1,239
Restricted stock activity, net	80		80
Stock-based compensation	1,566		1,566
Repurchase of common stock	(27,383)	$ (23)	(19,121)		(8,239)
Stock options exercised	267		267
Dividends on common stock to stockholders ($0.76 per share)	(102,777)				(102,777)
Balance at Jun. 30, 2015	$ 1,426,723	$ 1,387	$ 1,163,824	$ (41,712)	$ 294,997	$ 8,227

Consolidated Statements Of Sto8

Consolidated Statements Of Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement of Stockholders' Equity [Abstract]
Dividends on common stock to stockholders, per share	$ 0.34	$ 0.33	$ 0.76	$ 0.91

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 59,308	$ 57,484
Adjustments to reconcile net income to net cash provided by operating activities:
FHLB stock dividends	(9,389)	(3,877)
Provision for credit losses	771	982
Originations of loans receivable held-for-sale (LHFS)	0	(1,325)
Proceeds from sales of LHFS	0	1,998
Amortization and accretion of premiums and discounts on securities	4,217	4,502
Depreciation and amortization of premises and equipment	5,054	4,704
Amortization of deferred amounts related to FHLB advances, net	3,270	4,882
Common stock committed to be released for allocation - ESOP	1,539	1,516
Stock-based compensation	1,566	1,617
Changes in:
Other assets, net	2,869	2,375
Income taxes payable/receivable	1,845	3,766
Accounts payable and accrued expenses	(8,847)	(11,983)
Net cash provided by operating activities	62,203	66,641
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of AFS securities	(149,937)	(120,817)
Purchase of HTM securities	(54,133)	(164,128)
Proceeds from calls, maturities and principal reductions of AFS securities	145,663	332,841
Proceeds from calls, maturities and principal reductions of HTM securities	242,958	240,907
Proceeds from the redemption of FHLB stock	202,929	22,387
Purchase of FHLB stock	(146,743)	(2,856)
Net increase in loans receivable	(268,769)	(177,483)
Purchase of premises and equipment	(7,396)	(5,036)
Proceeds from sale of other real estate owned (OREO)	4,212	3,888
Net cash (used in) provided by investing activities	(31,216)	129,703
CASH FLOWS FROM FINANCING ACTIVITIES:
Dividends paid	(102,777)	(127,854)
Deposits, net of withdrawals	157,916	43,416
Proceeds from borrowings	5,400,000	644,477
Repayments on borrowings	(6,200,000)	(694,477)
Change in advance payments by borrowers for taxes and insurance	(20,674)	(21,956)
Repurchase of common stock	(29,842)	(65,823)
Other, net	218	411
Net cash used in financing activities	(795,159)	(221,806)
NET DECREASE IN CASH AND CASH EQUIVALENTS	(764,172)	(25,462)
CASH AND CASH EQUIVALENTS:
Beginning of period	810,840	113,886
End of period	46,668	88,424
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Income tax payments	26,476	23,790
Interest payments	$ 77,861	$ 75,705

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	9 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation - The consolidated financial statements include the accounts of Capitol Federal® Financial, Inc. (the "Company") and its wholly-owned subsidiary, Capitol Federal Savings Bank (the "Bank"). The Bank has a wholly-owned subsidiary, Capitol Funds, Inc. Capitol Funds, Inc. has a wholly-owned subsidiary, Capitol Federal Mortgage Reinsurance Company. All intercompany accounts and transactions have been eliminated in consolidation. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America ("GAAP") for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included. These statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the fiscal year ended September 30, 2014, filed with the Securities and Exchange Commission ("SEC"). Interim results are not necessarily indicative of results for a full year. Recent Accounting Pronouncements - In February 2013, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date. The ASU provides recognition, measurement, and disclosure guidance for certain obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date. ASU 2013-04 is effective for fiscal years beginning after December 15, 2013, which was October 1, 2014 for the Company, and should be applied retrospectively. The adoption of this ASU did not have a material impact on the Company's consolidated financial condition or result of operations . In January 2014, the FASB issued ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects . The ASU revised the conditions that an entity must meet to elect to use the effective yield method when accounting for qualified affordable housing project investments. Per current accounting guidance, an entity that invests in a qualified affordable housing project may elect to account for that investment using the effective yield method if all required conditions are met. For those investments that are not accounted for using the effective yield method, current accounting guidance requires that the investments be accounted for under either the equity method or the cost method. Certain existing conditions required to be met to use the effective yield method are restrictive and thus prevent many such investments from qualifying for the use of the effective yield method. The ASU replaces the effective yield method with the proportional amortization method and modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. If the modified conditions are met, the ASU permits an entity to use the proportional amortization method to amortize the initial cost of the investment in proportion to the amount of tax credits and other tax benefits received and recognize the net investment performance in the income statement as a component of income tax expense. Additionally, the ASU requires new disclosures about all investments in qualified affordable housing projects irrespective of the method used to account for the investments. ASU 2014-01 is effective for fiscal years beginning after December 15, 2014, which is October 1, 2015 for the Company, and should be applied retrospectively. The ASU is not expected to have a material impact on the Company's consolidated financial condition or result of operations when adopted . In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The ASU clarifies when an in-substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU also requires disclosure of both (1) the amount of foreclosed residential real estate property held by a creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for fiscal years beginning after December 15, 2014, which is October 1, 2015 for the Company, and can be applied using either a modified retrospective transition method or a prospective transition method. The ASU is not expected to have a material impact on the Company's consolidated financial condition or result of operations when adopted . In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers . The ASU clarifies principles for recognizing revenue and provides a common revenue standard for GAAP and International Financial Reporting Standards. Additionally, the ASU provides implementation guidance on several topics and requires entities to disclose both quantitative and qualitative information regarding contracts with customers. ASU 2014-09 is effective for fiscal years beginning after December 15, 2016, which is October 1, 2017 for the Company, and can be applied using either a retrospective or cumulative-effect transition method. In July 2015, the FASB approved a one-year deferral of the effective date of the new revenue recognition standard, making the ASU effective for fiscal years beginning after December 15, 2017, which is October 1, 2018 for the Company. Early adoption is permitted but not before the original effective date, which is October 1, 2017 for the Company. The Company has not yet completed its evaluation of this ASU. In June 2014, the FASB issued ASU 2014-11, Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures . The ASU makes limited amendments to the current guidance on accounting for certain repurchase agreements. The ASU also expands disclosure requirements for certain transfers of financial assets accounted for as sales or as secured borrowings. The accounting changes in ASU 2014-11 are effective for the first quarterly period or fiscal year beginning after December 15, 2014, which was January 1, 2015 for the Company, and should be applied using a cumulative-effect transition method. The adoption of this ASU did not have an impact on the Company's financial condition or results of operations. The expanded disclosure requirements for ASU 2014-11 are effective for fiscal years beginning after December 15, 2014, and for quarterly periods beginning after March 15, 2015, which was April 1, 2015 for the Company. The expanded disclosures required by the adoption of the ASU are included in the Repurchase Agreements Note. In February 2015, the FASB issued ASU 2015-02, Amendments to the Consolidation Analysis. The ASU amends the consolidation requirements in Accounting Standards Codification ("ASC") 810 and significantly changes the consolidation analysis required under GAAP. The ASU is expected to result in the deconsolidation of many entities; therefore, companies will need to reevaluate all of their previous consolidation conclusions. The ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, which is October 1, 2016 for the Company. Early adoption is allowed for all entities, but the guidance must be applied as of the beginning of the annual period containing the adoption date. The Company has not yet completed its evaluation of this ASU. In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs. This ASU requires that debt issuance costs related to a recognized debt liability be presented on the balance sheet as a direct deduction from the carrying amount of the related debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by this ASU. The ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, which is October 1, 2016 for the Company, and should be applied retrospectively. Early adoption is allowed for all entities, including adoption in an interim period. The Company has not yet completed its evaluation of this ASU. In April 2015, the FASB issued ASU 2015-05, Customer's Accounting for Fees Paid in a Cloud Computing Arrangement. This ASU provides explicit guidance related to a customer's accounting for fees paid in a cloud computing arrangement. The ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, which is October 1, 2016 for the Company, and can be applied either prospectively or retrospectively upon adoption. Early adoption is allowed for all entities. The Company has not yet completed its evaluation of this ASU. In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements. The amendments in the ASU represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. Amendments in the ASU that require transition guidance are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, which is October 1, 2016 for the Company. Early adoption is allowed for all entities, including adoption in an interim period. All other amendments in the ASU were effective upon the issuance of the ASU. The Company has not yet completed its evaluation of the transition guidance associated with this ASU. All other amendments in the ASU did not have an impact on the Company's financial condition or results of operations.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	2. EARNINGS PER SHARE Shares acquired by the ESOP are not considered in the basic average shares outstanding until the shares are committed for allocation or vested to an employee's individual account. Unvested shares awarded pursuant to the Company's restricted stock benefit plans are treated as participating securities in the computation of EPS pursuant to the two-class method as they contain nonforfeitable rights to dividends. The two-class method is an earnings allocation that determines EPS for each class of common stock and participating security. For the Three Months Ended For the Nine Months Ended June 30, June 30, 2015 2014 2015 2014 (Dollars in thousands, except per share amounts) Net income $ 19,602 $ 19,983 $ 59,308 $ 57,484 Income allocated to participating securities (24 ) (41 ) (93 ) (135 ) Net income available to common stockholders $ 19,578 $ 19,942 $ 59,215 $ 57,349 Average common shares outstanding 135,662,701 138,248,629 135,971,846 140,205,057 Average committed ESOP shares outstanding 83,052 83,052 41,602 41,601 Total basic average common shares outstanding 135,745,753 138,331,681 136,013,448 140,246,658 Effect of dilutive stock options 17,600 2,723 27,254 1,136 Total diluted average common shares outstanding 135,763,353 138,334,404 136,040,702 140,247,794 Net EPS: Basic $ 0.14 $ 0.14 $ 0.43 $ 0.41 Diluted $ 0.14 $ 0.14 $ 0.43 $ 0.41 Antidilutive stock options, excluded from the diluted average common shares outstanding calculation 1,240,309 2,052,485 1,253,057 2,064,175

Securities

Securities	9 Months Ended
	Jun. 30, 2015
Marketable Securities [Abstract]
Securities	3. SECURITIES The following tables reflect the amortized cost, estimated fair value, and gross unrealized gains and losses of AFS and HTM securities at the dates presented. The majority of the MBS and investment securities portfolios are composed of securities issued by United States Government-Sponsored Enterprises ("GSEs"). June 30, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) AFS: GSE debentures $ 600,376 $ 656 $ 1,076 $ 599,956 MBS 230,615 13,932 5 244,542 Trust preferred securities 2,351 — 287 2,064 Municipal bonds 490 7 — 497 833,832 14,595 1,368 847,059 HTM: MBS 1,320,642 26,521 7,827 1,339,336 Municipal bonds 39,015 354 93 39,276 1,359,657 26,875 7,920 1,378,612 $ 2,193,489 $ 41,470 $ 9,288 $ 2,225,671 September 30, 2014 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) AFS: GSE debentures $ 554,811 $ 413 $ 5,469 $ 549,755 MBS 271,138 16,640 172 287,606 Trust preferred securities 2,493 — 197 2,296 Municipal bonds 1,116 17 — 1,133 829,558 17,070 5,838 840,790 HTM: MBS 1,514,941 31,130 12,935 1,533,136 Municipal bonds 37,758 654 24 38,388 1,552,699 31,784 12,959 1,571,524 $ 2,382,257 $ 48,854 $ 18,797 $ 2,412,314 The following tables summarize the estimated fair value and gross unrealized losses of those securities on which an unrealized loss at the dates presented was reported and the continuous unrealized loss position for less than 12 months and equal to or greater than 12 months as of the dates presented. June 30, 2015 Less Than 12 Months Equal to or Greater Than 12 Months Estimated Unrealized Estimated Unrealized Fair Value Losses Fair Value Losses (Dollars in thousands) AFS: GSE debentures $ 278,414 $ 731 $ 74,655 $ 345 MBS — — 875 5 Trust preferred securities — — 2,064 287 $ 278,414 $ 731 $ 77,594 $ 637 HTM: MBS $ 130,703 $ 571 $ 315,011 $ 7,256 Municipal bonds 14,761 81 1,126 12 $ 145,464 $ 652 $ 316,137 $ 7,268 September 30, 2014 Less Than 12 Months Equal to or Greater Than 12 Months Estimated Unrealized Estimated Unrealized Fair Value Losses Fair Value Losses (Dollars in thousands) AFS: GSE debentures $ 70,666 $ 209 $ 403,389 $ 5,260 MBS 18,571 172 — — Trust preferred securities — — 2,296 197 $ 89,237 $ 381 $ 405,685 $ 5,457 HTM: MBS $ 353,344 $ 2,194 $ 409,275 $ 10,741 Municipal bonds 4,688 19 739 5 $ 358,032 $ 2,213 $ 410,014 $ 10,746 The unrealized losses at June 30, 2015 were primarily a result of an increase in market yields from the time the securities were purchased. In general, as market yields rise, the fair value of securities will decrease; as market yields fall, the fair value of securities will increase. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. The impairment is also considered temporary because scheduled coupon payments have been made, it is anticipated that the entire principal balance will be collected as scheduled, and management neither intends to sell the securities, nor is it more likely than not that the Company will be required to sell the securities before the recovery of the remaining amortized cost amount, which could be at maturity. As a result of the analysis, management has concluded that no other-than-temporary impairments existed at June 30, 2015. The amortized cost and estimated fair value of debt securities as of June 30, 2015, by contractual maturity, are shown below. Actual principal repayments may differ from contractual maturities due to prepayment or early call privileges by the issuer. AFS HTM Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value (Dollars in thousands) One year or less $ — $ — $ 3,135 $ 3,166 One year through five years 600,866 600,453 25,002 25,289 Five years through ten years — — 10,878 10,821 Ten years and thereafter 2,351 2,064 — — 603,217 602,517 39,015 39,276 MBS 230,615 244,542 1,320,642 1,339,336 $ 833,832 $ 847,059 $ 1,359,657 $ 1,378,612 The following table presents the taxable and non-taxable components of interest income on investment securities for the periods presented. For the Three Months Ended For the Nine Months Ended June 30, June 30, 2015 2014 2015 2014 (Dollars in thousands) Taxable $ 1,730 $ 1,508 $ 4,696 $ 4,947 Non-taxable 184 231 566 727 $ 1,914 $ 1,739 $ 5,262 $ 5,674 The following table summarizes the amortized cost and estimated fair value of securities pledged as collateral as of the dates presented. June 30, 2015 September 30, 2014 Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value (Dollars in thousands) FHLB borrowings $ 231,663 $ 232,568 $ 487,736 $ 488,368 Public unit deposits 345,537 348,023 282,464 284,251 Repurchase agreements 238,010 246,666 239,922 247,306 Federal Reserve Bank 21,377 22,260 25,969 27,067 $ 836,587 $ 849,517 $ 1,036,091 $ 1,046,992

Loans Receivable And Allowance

Loans Receivable And Allowance For Credit Losses	9 Months Ended
	Jun. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]
Loans Receivable And Allowance For Credit Losses	4. LOANS RECEIVABLE and ALLOWANCE FOR CREDIT LOSSES Loans receivable, net at the dates presented is summarized as follows: June 30, 2015 September 30, 2014 (Dollars in thousands) Real estate loans: One- to four-family $ 6,222,818 $ 5,972,031 Multi-family and commercial 108,576 75,677 Construction 86,168 106,790 Total real estate loans 6,417,562 6,154,498 Consumer loans: Home equity 125,907 130,484 Other 4,233 4,537 Total consumer loans 130,140 135,021 Total loans receivable 6,547,702 6,289,519 Less: Undisbursed loan funds 51,523 52,001 ACL 9,601 9,227 Discounts/unearned loan fees 23,850 23,687 Premiums/deferred costs (33,740 ) (28,566 ) $ 6,496,468 $ 6,233,170 Lending Practices and Underwriting Standards - Originating and purchasing one- to four-family loans is the Bank's primary lending business, resulting in a loan concentration in residential first mortgage loans. The Bank purchases one- to four-family loans, on a loan-by-loan basis, from a select group of correspondent lenders, and also originates consumer loans, commercial and multi-family real estate loans, and construction loans secured by residential, multi-family or commercial real estate. As a result of our one- to four-family lending activities, the Bank has a concentration of loans secured by real property located in Kansas and Missouri. One- to four-family loans - Full documentation to support an applicant's credit and income, and sufficient funds to cover all applicable fees and reserves at closing, are required on all loans. Loans are underwritten according to the "ability to repay" and "qualified mortgage" standards, as issued by the Consumer Financial Protection Bureau ("CFPB"). Properties securing one- to four-family loans are appraised by either staff appraisers or fee appraisers, both of which are independent of the loan origination function and approved by our Board of Directors. The underwriting standards for loans purchased from correspondent and nationwide lenders are generally similar to the Bank's internal underwriting standards. The underwriting of loans purchased from correspondent lenders on a loan-by-loan basis is performed by the Bank's underwriters. For the tables within this Note, correspondent loans purchased on a loan-by-loan basis are included with originated loans and loans purchased in loan packages ("bulk loans") are reported as purchased loans. The Bank also originates construction-to-permanent loans secured by one- to four-family residential real estate. Construction loans are obtained by homeowners who will occupy the property when construction is complete. Construction loans to builders for speculative purposes are not permitted. All construction loans are manually underwritten using the Bank's internal underwriting standards. Construction draw requests and the supporting documentation are reviewed and approved by management. The Bank also performs regular documented inspections of the construction project to ensure the funds are being used for the intended purpose and the project is being completed according to the plans and specifications provided. Multi-family and commercial loans - The Bank's multi-family, commercial real estate, and related construction loans are originated by the Bank or are in participation with a lead bank. These loans are granted based on the income producing potential of the property and the financial strength of the borrower and/or guarantor. At the time of origination, loan-to-value ("LTV") ratios on multi-family, commercial real estate, and related construction loans generally cannot exceed 80% of the appraised value of the property securing the loans. The net operating income, which is the income derived from the operation of the property less all operating expenses, must generally be in excess of the required payments related to the outstanding debt at the time of origination. The Bank generally requires personal guarantees from the borrowers covering a portion of the debt in addition to the security property as collateral for these loans. Appraisals on properties securing these loans are performed by independent state certified fee appraisers. Consumer loans - The Bank offers a variety of secured consumer loans, including home equity loans and lines of credit, home improvement loans, auto loans, and loans secured by savings deposits. The Bank also originates a very limited amount of unsecured loans. The Bank does not originate any consumer loans on an indirect basis, such as contracts purchased from retailers of goods or services which have extended credit to their customers. The majority of the consumer loan portfolio is comprised of home equity lines of credit for which the Bank also has the first mortgage or the home equity line of credit is in the first lien position. The underwriting standards for consumer loans include a determination of an applicant's payment history on other debts and an assessment of an applicant's ability to meet existing obligations and payments on the proposed loan. Although creditworthiness of an applicant is a primary consideration, the underwriting process also includes a comparison of the value of the security in relation to the proposed loan amount. Credit Quality Indicators - Based on the Bank's lending emphasis and underwriting standards, management has segmented the loan portfolio into three segments: (1) one- to four-family loans; (2) consumer loans; and (3) multi-family and commercial loans. The one- to four-family and consumer segments are further segmented into classes for purposes of providing disaggregated information about the credit quality of the loan portfolio. The classes are: one- to four-family loans - originated, one- to four-family loans - purchased, consumer loans - home equity, and consumer loans - other. The Bank's primary credit quality indicators for the one- to four-family loan and consumer - home equity loan portfolios are delinquency status, asset classifications, LTV ratios, and borrower credit scores. The Bank's primary credit quality indicators for the multi-family and commercial loan and consumer - other loan portfolios are delinquency status and asset classifications. The following tables present the recorded investment, by class, in loans 30 to 89 days delinquent, loans 90 or more days delinquent or in foreclosure, total delinquent loans, current loans, and total recorded investment at the dates presented. The recorded investment in loans is defined as the unpaid principal balance of a loan (net of unadvanced funds related to loans in process), less charge-offs and inclusive of unearned loan fees and deferred costs. At June 30, 2015 and September 30, 2014, all loans 90 or more days delinquent were on nonaccrual status. June 30, 2015 90 or More Days Total Total 30 to 89 Days Delinquent or Delinquent Current Recorded Delinquent in Foreclosure Loans Loans Investment (Dollars in thousands) One- to four-family loans - originated $ 21,057 $ 6,223 $ 27,280 $ 5,727,919 $ 5,755,199 One- to four-family loans - purchased 6,274 7,655 13,929 492,676 506,605 Multi-family and commercial loans — — — 114,125 114,125 Consumer - home equity 646 443 1,089 124,818 125,907 Consumer - other 80 16 96 4,137 4,233 $ 28,057 $ 14,337 $ 42,394 $ 6,463,675 $ 6,506,069 September 30, 2014 90 or More Days Total Total 30 to 89 Days Delinquent or Delinquent Current Recorded Delinquent in Foreclosure Loans Loans Investment (Dollars in thousands) One- to four-family loans - originated $ 15,396 $ 8,566 $ 23,962 $ 5,421,112 $ 5,445,074 One- to four-family loans - purchased 7,937 7,190 15,127 550,229 565,356 Multi-family and commercial loans — — — 96,946 96,946 Consumer - home equity 770 397 1,167 129,317 130,484 Consumer - other 69 13 82 4,455 4,537 $ 24,172 $ 16,166 $ 40,338 $ 6,202,059 $ 6,242,397 The following table presents the recorded investment, by class, in loans classified as nonaccrual at the dates presented. June 30, 2015 September 30, 2014 (Dollars in thousands) One- to four-family loans - originated $ 15,806 $ 16,546 One- to four-family loans - purchased 8,625 7,940 Multi-family and commercial loans — — Consumer - home equity 662 442 Consumer - other 16 13 $ 25,109 $ 24,941 In accordance with the Bank's asset classification policy, management regularly reviews the problem loans in the Bank's portfolio to determine whether any loans require classification. Loan classifications are defined as follows: • Special mention - These loans are performing loans on which known information about the collateral pledged or the possible credit problems of the borrower(s) have caused management to have doubts as to the ability of the borrower(s) to comply with present loan repayment terms and which may result in the future inclusion of such loans in the non-performing loan categories. • Substandard - A loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Substandard loans include those characterized by the distinct possibility the Bank will sustain some loss if the deficiencies are not corrected. • Doubtful - Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts and conditions and values highly questionable and improbable. • Loss - Loans classified as loss are considered uncollectible and of such little value that their continuance as assets on the books is not warranted. The following table sets forth the recorded investment in loans classified as special mention or substandard, by class, at the dates presented. Special mention and substandard loans are included in the formula analysis model if the loans are not individually evaluated for loss. Loans classified as doubtful or loss are individually evaluated for loss. At the dates presented, there were no loans classified as doubtful, and all loans classified as loss were fully charged-off. June 30, 2015 September 30, 2014 Special Mention Substandard Special Mention Substandard (Dollars in thousands) One- to four-family - originated $ 17,549 $ 29,025 $ 20,068 $ 29,151 One- to four-family - purchased 1,103 12,662 2,738 11,470 Multi-family and commercial — — — — Consumer - home equity 148 1,206 146 887 Consumer - other — 26 5 13 $ 18,800 $ 42,919 $ 22,957 $ 41,521 The following table shows the weighted average credit score and weighted average LTV for originated and purchased one- to four-family loans and originated consumer home equity loans at the dates presented. Borrower credit scores are intended to provide an indication as to the likelihood that a borrower will repay their debts. Credit scores are updated at least semiannually, with the last update in March 2015, from a nationally recognized consumer rating agency. The LTV ratios provide an estimate of the extent to which the Bank may incur a loss on any given loan that may go into foreclosure. The LTV ratios were based on the current loan balance and either the lesser of the purchase price or original appraisal, or the most recent Bank appraisal, if available. In most cases, the most recent appraisal was obtained at the time of origination. June 30, 2015 September 30, 2014 Credit Score LTV Credit Score LTV One- to four-family - originated 765 65 % 764 65 % One- to four-family - purchased 752 66 749 66 Consumer - home equity 751 18 751 18 764 64 762 64 Troubled Debt Restructurings ("TDRs") - The following tables present the recorded investment prior to restructuring and immediately after restructuring in all loans restructured during the periods presented. These tables do not reflect the recorded investment at the end of the periods indicated. Any increase in the recorded investment at the time of the restructuring was generally due to the capitalization of delinquent interest and/or escrow balances. For the Three Months Ended For the Nine Months Ended June 30, 2015 June 30, 2015 Number Pre- Post- Number Pre- Post- of Restructured Restructured of Restructured Restructured Contracts Outstanding Outstanding Contracts Outstanding Outstanding (Dollars in thousands) One- to four-family loans - originated 30 $ 4,125 $ 4,190 104 $ 13,862 $ 14,007 One- to four-family loans - purchased 2 874 876 4 1,140 1,144 Multi-family and commercial loans — — — — — — Consumer - home equity 7 171 172 13 255 261 Consumer - other — — — 3 12 12 39 $ 5,170 $ 5,238 124 $ 15,269 $ 15,424 For the Three Months Ended For the Nine Months Ended June 30, 2014 June 30, 2014 Number Pre- Post- Number Pre- Post- of Restructured Restructured of Restructured Restructured Contracts Outstanding Outstanding Contracts Outstanding Outstanding (Dollars in thousands) One- to four-family loans - originated 36 $ 5,438 $ 5,461 105 $ 13,510 $ 13,534 One- to four-family loans - purchased 3 642 644 5 840 842 Multi-family and commercial loans — — — — — — Consumer - home equity 1 20 20 6 100 101 Consumer - other — — — — — — 40 $ 6,100 $ 6,125 116 $ 14,450 $ 14,477 The following table provides information on TDRs restructured within the last 12 months that became delinquent during the periods presented. For the Three Months Ended For the Nine Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Number of Recorded Number of Recorded Number of Recorded Number of Recorded Contracts Investment Contracts Investment Contracts Investment Contracts Investment (Dollars in thousands) One- to four-family loans - originated 16 $ 1,356 13 $ 1,818 44 $ 4,234 29 $ 3,299 One- to four-family loans - purchased 1 551 1 442 4 890 3 780 Multi-family and commercial loans — — — — — — — — Consumer - home equity 2 12 1 29 4 33 2 56 Consumer - other — — — — 1 5 — — 19 $ 1,919 15 $ 2,289 53 $ 5,162 34 $ 4,135 Impaired loans - The following information pertains to impaired loans, by class, as of the dates presented. A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the loan agreement. June 30, 2015 September 30, 2014 Unpaid Unpaid Recorded Principal Related Recorded Principal Related Investment Balance ACL Investment Balance ACL (Dollars in thousands) With no related allowance recorded One- to four-family - originated $ 11,765 $ 12,347 $ — $ 13,871 $ 14,507 $ — One- to four-family - purchased 11,080 13,346 — 12,405 14,896 — Multi-family and commercial — — — — — — Consumer - home equity 468 726 — 605 892 — Consumer - other 8 35 — 13 22 — 23,321 26,454 — 26,894 30,317 — With an allowance recorded One- to four-family - originated 26,909 27,015 214 23,675 23,767 107 One- to four-family - purchased 2,818 2,785 82 1,820 1,791 56 Multi-family and commercial — — — — — — Consumer - home equity 902 902 62 464 464 39 Consumer - other 18 18 1 — — — 30,647 30,720 359 25,959 26,022 202 Total One- to four-family - originated 38,674 39,362 214 37,546 38,274 107 One- to four-family - purchased 13,898 16,131 82 14,225 16,687 56 Multi-family and commercial — — — — — — Consumer - home equity 1,370 1,628 62 1,069 1,356 39 Consumer - other 26 53 1 13 22 — $ 53,968 $ 57,174 $ 359 $ 52,853 $ 56,339 $ 202 The following information pertains to impaired loans, by class, for the periods presented. For the Three Months Ended For the Nine Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Average Interest Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized Investment Recognized (Dollars in thousands) With no related allowance recorded One- to four-family - originated $ 12,099 $ 120 $ 14,012 $ 110 $ 12,727 $ 342 $ 13,448 $ 307 One- to four-family - purchased 10,765 48 13,636 55 11,254 147 13,549 147 Multi-family and commercial — — — — — — — — Consumer - home equity 455 7 583 8 480 22 578 25 Consumer - other 8 — 7 — 14 — 5 — 23,327 175 28,238 173 24,475 511 27,580 479 With an allowance recorded One- to four-family - originated 28,420 281 25,704 261 27,223 829 29,425 875 One- to four-family - purchased 3,101 10 1,839 13 2,770 33 2,354 41 Multi-family and commercial — — — — — — 22 1 Consumer - home equity 876 9 524 6 741 22 564 17 Consumer - other 17 — 12 — 16 1 13 — 32,414 300 28,079 280 30,750 885 32,378 934 Total One- to four-family - originated 40,519 401 39,716 371 39,950 1,171 42,873 1,182 One- to four-family - purchased 13,866 58 15,475 68 14,024 180 15,903 188 Multi-family and commercial — — — — — — 22 1 Consumer - home equity 1,331 16 1,107 14 1,221 44 1,142 42 Consumer - other 25 — 19 — 30 1 18 — $ 55,741 $ 475 $ 56,317 $ 453 $ 55,225 $ 1,396 $ 59,958 $ 1,413 Allowance for Credit Losses - The following is a summary of ACL activity, by segment, for the periods presented, and the ending balance of ACL based on the Company's impairment methodology. For the Three Months Ended June 30, 2015 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Beginning balance $ 6,711 $ 1,858 $ 8,569 $ 528 $ 309 $ 9,406 Charge-offs (108 ) (28 ) (136 ) — (21 ) (157 ) Recoveries 12 — 12 — 17 29 Provision for credit losses 516 (261 ) 255 69 (1 ) 323 Ending balance $ 7,131 $ 1,569 $ 8,700 $ 597 $ 304 $ 9,601 For the Nine Months Ended June 30, 2015 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Beginning balance $ 6,263 $ 2,323 $ 8,586 $ 400 $ 241 $ 9,227 Charge-offs (260 ) (221 ) (481 ) — (71 ) (552 ) Recoveries 45 58 103 — 52 155 Provision for credit losses 1,083 (591 ) 492 197 82 771 Ending balance $ 7,131 $ 1,569 $ 8,700 $ 597 $ 304 $ 9,601 For the Three Months Ended June 30, 2014 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Beginning balance $ 6,737 $ 1,817 $ 8,554 $ 143 $ 270 $ 8,967 Charge-offs (144 ) (149 ) (293 ) — (15 ) (308 ) Recoveries — 64 64 — 52 116 Provision for credit losses (394 ) 749 355 18 (66 ) 307 Ending balance $ 6,199 $ 2,481 $ 8,680 $ 161 $ 241 $ 9,082 For the Nine Months Ended June 30, 2014 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Beginning balance $ 5,771 $ 2,486 $ 8,257 $ 185 $ 380 $ 8,822 Charge-offs (284 ) (536 ) (820 ) — (34 ) (854 ) Recoveries 1 64 65 — 67 132 Provision for credit losses 711 467 1,178 (24 ) (172 ) 982 Ending balance $ 6,199 $ 2,481 $ 8,680 $ 161 $ 241 $ 9,082 The following is a summary of the loan portfolio and related ACL balances, at the dates presented, by loan portfolio segment disaggregated by the Company's impairment method. There was no ACL for loans individually evaluated for impairment at either date as all potential losses were charged-off. June 30, 2015 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Recorded investment in loans collectively evaluated for impairment $ 5,743,434 $ 495,525 $ 6,238,959 $ 114,125 $ 129,664 $ 6,482,748 Recorded investment in loans individually evaluated for impairment 11,765 11,080 22,845 — 476 23,321 $ 5,755,199 $ 506,605 $ 6,261,804 $ 114,125 $ 130,140 $ 6,506,069 ACL for loans collectively evaluated for impairment $ 7,131 $ 1,569 $ 8,700 $ 597 $ 304 $ 9,601 September 30, 2014 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Recorded investment in loans collectively evaluated for impairment $ 5,431,203 $ 552,951 $ 5,984,154 $ 96,946 $ 134,403 $ 6,215,503 Recorded investment in loans individually evaluated for impairment 13,871 12,405 26,276 — 618 26,894 $ 5,445,074 $ 565,356 $ 6,010,430 $ 96,946 $ 135,021 $ 6,242,397 ACL for loans collectively evaluated for impairment $ 6,263 $ 2,323 $ 8,586 $ 400 $ 241 $ 9,227

Repurchase Agreements

Repurchase Agreements	9 Months Ended
	Jun. 30, 2015
Disclosure of Repurchase Agreements [Abstract]
Repurchase Agreements	5. REPURCHASE AGREEMENTS At both June 30, 2015 and September 30, 2014, the Company had repurchase agreements outstanding in the amount of $220.0 million with a weighted average contractual rate of 3.08% . All of the Company's repurchase agreements at June 30, 2015 and September 30, 2014 were fixed-rate. See Note 3 for information regarding the amount of securities pledged as collateral in conjunction with repurchase agreements. Securities are delivered to the party with whom each transaction is executed and the party agrees to resell the same securities to the Bank at the maturity of the agreement. The Bank retains the right to substitute similar or like securities throughout the terms of the agreements. The repurchase agreements and collateral are subject to valuation at current market levels and the Bank may ask for the return of excess collateral or be required to post additional collateral due to changes in the market values of these items. The Bank may also be required to post additional collateral as a result of principal payments received on the securities pledged. The following table presents the scheduled maturity of repurchase agreements by fiscal year as of June 30, 2015: Amount (Dollars in thousands) 2015 $ 20,000 2016 — 2017 — 2018 100,000 2019 — Thereafter 100,000 $ 220,000

Fair Value Of Financial Instrum

Fair Value Of Financial Instruments	9 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Of Financial Instruments	6. FAIR VALUE OF FINANCIAL INSTRUMENTS Fair Value Measurements - The Company uses fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures in accordance with ASC 820 and ASC 825. The Company did not have any liabilities that were measured at fair value at June 30, 2015 or September 30, 2014. The Company's AFS securities are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets or liabilities on a non-recurring basis, such as OREO and loans individually evaluated for impairment. These non-recurring fair value adjustments involve the application of lower-of-cost-or-fair value accounting or write-downs of individual assets. The Company groups its assets at fair value in three levels based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are: • Level 1 - Valuation is based upon quoted prices for identical instruments traded in active markets. • Level 2 - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. • Level 3 - Valuation is generated from model-based techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect the Company's own estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of option pricing models, discounted cash flow models, and similar techniques. The results cannot be determined with precision and may not be realized in an actual sale or immediate settlement of the asset or liability. The Company bases its fair values on the price that would be received from the sale of an asset in an orderly transaction between market participants at the measurement date. The Company maximizes the use of observable inputs and minimizes the use of unobservable inputs when measuring fair value. The following is a description of valuation methodologies used for assets measured at fair value on a recurring basis. AFS Securities - The Company's AFS securities portfolio is carried at estimated fair value, with any unrealized gains and losses, net of taxes, reported as AOCI in stockholders' equity. The majority of the securities within the AFS portfolio were issued by GSEs. The Company primarily uses prices obtained from third party pricing services to determine the fair value of its securities. On a quarterly basis, management corroborates a sample of prices obtained from the third party pricing service for Level 2 securities by comparing them to an independent source. If the price provided by the independent source varies by more than a predetermined percentage from the price received from the third party pricing service, then the variance is researched by management. The Company did not have to adjust prices obtained from the third party pricing service when determining the fair value of its securities during the nine months ended June 30, 2015 or during fiscal year 2014. The Company's major security types, based on the nature and risks of the securities, are: • GSE Debentures - Estimated fair values are based on a discounted cash flow method. Cash flows are determined by taking any embedded options into consideration and are discounted using current market yields for similar securities. (Level 2) • MBS - Estimated fair values are based on a discounted cash flow method. Cash flows are determined based on prepayment projections of the underlying mortgages and are discounted using current market yields for benchmark securities. (Level 2) • Municipal Bonds - Estimated fair values are based on a discounted cash flow method. Cash flows are determined by taking any embedded options into consideration and are discounted using current market yields for securities with similar credit profiles. (Level 2) • Trust Preferred Securities - Estimated fair values are based on a discounted cash flow method. Cash flows are determined by taking prepayment and underlying credit considerations into account. The discount rates are derived from secondary trades and bid/offer prices. (Level 3) The following tables provide the level of valuation assumption used to determine the carrying value of the Company's assets measured at fair value on a recurring basis at the dates presented. June 30, 2015 Quoted Prices Significant Significant in Active Markets Other Observable Unobservable Carrying for Identical Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (1) (Dollars in thousands) AFS Securities: GSE debentures $ 599,956 $ — $ 599,956 $ — MBS 244,542 — 244,542 — Municipal bonds 497 — 497 — Trust preferred securities 2,064 — — 2,064 $ 847,059 $ — $ 844,995 $ 2,064 September 30, 2014 Quoted Prices Significant Significant in Active Markets Other Observable Unobservable Carrying for Identical Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (2) (Dollars in thousands) AFS Securities: GSE debentures $ 549,755 $ — $ 549,755 $ — MBS 287,606 — 287,606 — Municipal bonds 1,133 — 1,133 — Trust preferred securities 2,296 — — 2,296 $ 840,790 $ — $ 838,494 $ 2,296 (1) The Company's Level 3 AFS securities had no activity during the nine months ended June 30, 2015, except for principal repayments of $193 thousand and increases in net unrealized losses recognized in other comprehensive income. Increases in net unrealized losses included in other comprehensive income for the nine months ended June 30, 2015 were $55 thousand . (2) The Company's Level 3 AFS securities had no activity during the year ended September 30, 2014, except for principal repayments of $150 thousand and increases in net unrealized losses recognized in other comprehensive income. Increases in net unrealized losses included in other comprehensive income for the year ended September 30, 2014 were $16 thousand . The following is a description of valuation methodologies used for significant assets measured at fair value on a non-recurring basis. Loans Receivable - The balance of loans individually evaluated for impairment at June 30, 2015 a nd September 30, 2014 was $23.3 million and $26.8 million , respectively. Substantially all of these loans were secured by residential real estate and were individually evaluated to ensure that the carrying value of the loan was not in excess of the estimated fair value of the collateral, less estimated selling costs. When no impairment is indicated, the carrying amount is considered to approximate fair value. Fair values were estimated through current appraisals or analyzed based on market indicators. Fair values may be adjusted by management to reflect current economic and market condi tions and, as such, are classified as Level 3. Based on this evaluation, the Bank charged-off any loss amounts as of June 30, 2015 and September 30, 2014; therefore, there was no ACL related to these loans. OREO - OREO primarily represents real estate acquired as a result of foreclosure or by deed in lieu of foreclosure and is carried at lower-of-cost or fair value. Fair value is estimated through current appraisals or listing prices, less estimated selling costs. As these properties are actively marketed, estimated fair values may be adjusted by management to refl ect current economic and market conditions and, as such, are classified as Level 3. The fair value of OREO at June 30, 2015 and September 30, 2014 was $4.9 million and $4.1 million , respectively. The following tables provide the level of valuation assumptions used to determine the carrying value of the Company's assets measured at fair value on a non-recurring basis at the dates presented. June 30, 2015 Quoted Prices Significant Significant in Active Markets Other Observable Unobservable Carrying for Identical Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Loans individually evaluated for impairment $ 23,253 $ — $ — $ 23,253 OREO 4,948 — — 4,948 $ 28,201 $ — $ — $ 28,201 September 30, 2014 Quoted Prices Significant Significant in Active Markets Other Observable Unobservable Carrying for Identical Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Loans individually evaluated for impairment $ 26,828 $ — $ — $ 26,828 OREO 4,094 — — 4,094 $ 30,922 $ — $ — $ 30,922 Fair Value Disclosures - The Company determined estimated fair value amounts using available market information and from a variety of valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented are not necessarily indicative of the amount the Company could realize in a current market exchange. The use of different market assumptions and estimation methodologies may have a material impact on the estimated fair value amounts. The fair value estimates presented herein were based on pertinent information available to management as of the dates presented. The carrying amounts and estimated fair values of the Company's financial instruments, at the dates presented, were as follows: June 30, 2015 September 30, 2014 Estimated Estimated Carrying Fair Carrying Fair Amount Value Amount Value (Dollars in thousands) Assets: Cash and cash equivalents $ 46,668 $ 46,668 $ 810,840 $ 810,840 AFS securities 847,059 847,059 840,790 840,790 HTM securities 1,359,657 1,378,612 1,552,699 1,571,524 Loans receivable 6,496,468 6,688,958 6,233,170 6,429,840 FHLB stock 166,257 166,257 213,054 213,054 Liabilities: Deposits 4,813,188 4,836,506 4,655,272 4,674,268 FHLB borrowings 2,572,898 2,622,229 3,369,677 3,423,547 Repurchase agreements 220,000 227,630 220,000 227,539 The following methods and assumptions were used to estimate the fair value of the financial instruments: Cash and Cash Equivalents - The carrying amounts of cash and cash equivalents are considered to approximate their fair value due to the nature of the financial assets. (Level 1) HTM Securities - Estimated fair values of securities are based on one of three methods: (1) quoted market prices where available; (2) quoted market prices for similar instruments if quoted market prices are not available; (3) unobservable data that represents the Bank's assumptions about items that market participants would consider in determining fair value where no market data is available. HTM securities are carried at amortized cost. (Level 2) Loans Receivable - The fair value of one- to four-family mortgages and home equity loans are generally estimated using the present value of expected future cash flows, assuming future prepayments and using discount factors determined by prices obtained from securitization markets, less a discount for the cost of servicing and lack of liquidity. The estimated fair value of the Bank's multi-family, commercial, and consumer loans are based on the expected future cash flows assuming future prepayments and discount factors based on current offering rates. (Level 3) FHLB stock - The carrying value and estimated fair value of FHLB stock equals cost, which is based on redemption at par value. (Level 1) Deposits - The estimated fair value of demand deposits, savings, and money market accounts is the amount payable on demand at the reporting date. The estimated fair value of these deposits at June 30, 2015 and September 30, 2014 was $2.21 billion and $2.12 billion , respectively. (Level 1) The fair value of certificates of deposit is estimated by discounting future cash flows using current London Interbank Offered Rates ("LIBOR"). The estimated fair value of certificates of deposit at June 30, 2015 and September 30, 2014 was $2.63 billion and $2.55 billion , respectively. (Level 2) FHLB borrowings and Repurchase Agreements - The fair value of fixed-maturity borrowed funds is estimated by discounting estimated future cash flows using current offer rates. (Level 2) The carrying value of FHLB line of credit is considered to approximate its fair value due to the nature of the financial liability. (Level 1)

Subsequent Events

Subsequent Events	9 Months Ended
	Jun. 30, 2015
Subsequent Events [Abstract]
Subsequent Events	7. SUBSEQUENT EVENTS In preparing these financial statements, management has evaluated events occurring subsequent to June 30, 2015 for potential recognition and disclosure. There have been no material events or transactions which would require adjustments to the consolidated financial statements at June 30, 2015 .

Summary Of Significant Accoun17

Summary Of Significant Accounting Policies (Policies)	9 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation - The consolidated financial statements include the accounts of Capitol Federal® Financial, Inc. (the "Company") and its wholly-owned subsidiary, Capitol Federal Savings Bank (the "Bank"). The Bank has a wholly-owned subsidiary, Capitol Funds, Inc. Capitol Funds, Inc. has a wholly-owned subsidiary, Capitol Federal Mortgage Reinsurance Company. All intercompany accounts and transactions have been eliminated in consolidation. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America ("GAAP") for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included. These statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the fiscal year ended September 30, 2014, filed with the Securities and Exchange Commission ("SEC"). Interim results are not necessarily indicative of results for a full year.
Recent Accounting Pronouncements	Recent Accounting Pronouncements - In February 2013, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date. The ASU provides recognition, measurement, and disclosure guidance for certain obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date. ASU 2013-04 is effective for fiscal years beginning after December 15, 2013, which was October 1, 2014 for the Company, and should be applied retrospectively. The adoption of this ASU did not have a material impact on the Company's consolidated financial condition or result of operations . In January 2014, the FASB issued ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects . The ASU revised the conditions that an entity must meet to elect to use the effective yield method when accounting for qualified affordable housing project investments. Per current accounting guidance, an entity that invests in a qualified affordable housing project may elect to account for that investment using the effective yield method if all required conditions are met. For those investments that are not accounted for using the effective yield method, current accounting guidance requires that the investments be accounted for under either the equity method or the cost method. Certain existing conditions required to be met to use the effective yield method are restrictive and thus prevent many such investments from qualifying for the use of the effective yield method. The ASU replaces the effective yield method with the proportional amortization method and modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. If the modified conditions are met, the ASU permits an entity to use the proportional amortization method to amortize the initial cost of the investment in proportion to the amount of tax credits and other tax benefits received and recognize the net investment performance in the income statement as a component of income tax expense. Additionally, the ASU requires new disclosures about all investments in qualified affordable housing projects irrespective of the method used to account for the investments. ASU 2014-01 is effective for fiscal years beginning after December 15, 2014, which is October 1, 2015 for the Company, and should be applied retrospectively. The ASU is not expected to have a material impact on the Company's consolidated financial condition or result of operations when adopted . In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The ASU clarifies when an in-substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU also requires disclosure of both (1) the amount of foreclosed residential real estate property held by a creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for fiscal years beginning after December 15, 2014, which is October 1, 2015 for the Company, and can be applied using either a modified retrospective transition method or a prospective transition method. The ASU is not expected to have a material impact on the Company's consolidated financial condition or result of operations when adopted . In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers . The ASU clarifies principles for recognizing revenue and provides a common revenue standard for GAAP and International Financial Reporting Standards. Additionally, the ASU provides implementation guidance on several topics and requires entities to disclose both quantitative and qualitative information regarding contracts with customers. ASU 2014-09 is effective for fiscal years beginning after December 15, 2016, which is October 1, 2017 for the Company, and can be applied using either a retrospective or cumulative-effect transition method. In July 2015, the FASB approved a one-year deferral of the effective date of the new revenue recognition standard, making the ASU effective for fiscal years beginning after December 15, 2017, which is October 1, 2018 for the Company. Early adoption is permitted but not before the original effective date, which is October 1, 2017 for the Company. The Company has not yet completed its evaluation of this ASU. In June 2014, the FASB issued ASU 2014-11, Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures . The ASU makes limited amendments to the current guidance on accounting for certain repurchase agreements. The ASU also expands disclosure requirements for certain transfers of financial assets accounted for as sales or as secured borrowings. The accounting changes in ASU 2014-11 are effective for the first quarterly period or fiscal year beginning after December 15, 2014, which was January 1, 2015 for the Company, and should be applied using a cumulative-effect transition method. The adoption of this ASU did not have an impact on the Company's financial condition or results of operations. The expanded disclosure requirements for ASU 2014-11 are effective for fiscal years beginning after December 15, 2014, and for quarterly periods beginning after March 15, 2015, which was April 1, 2015 for the Company. The expanded disclosures required by the adoption of the ASU are included in the Repurchase Agreements Note. In February 2015, the FASB issued ASU 2015-02, Amendments to the Consolidation Analysis. The ASU amends the consolidation requirements in Accounting Standards Codification ("ASC") 810 and significantly changes the consolidation analysis required under GAAP. The ASU is expected to result in the deconsolidation of many entities; therefore, companies will need to reevaluate all of their previous consolidation conclusions. The ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, which is October 1, 2016 for the Company. Early adoption is allowed for all entities, but the guidance must be applied as of the beginning of the annual period containing the adoption date. The Company has not yet completed its evaluation of this ASU. In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs. This ASU requires that debt issuance costs related to a recognized debt liability be presented on the balance sheet as a direct deduction from the carrying amount of the related debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by this ASU. The ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, which is October 1, 2016 for the Company, and should be applied retrospectively. Early adoption is allowed for all entities, including adoption in an interim period. The Company has not yet completed its evaluation of this ASU. In April 2015, the FASB issued ASU 2015-05, Customer's Accounting for Fees Paid in a Cloud Computing Arrangement. This ASU provides explicit guidance related to a customer's accounting for fees paid in a cloud computing arrangement. The ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, which is October 1, 2016 for the Company, and can be applied either prospectively or retrospectively upon adoption. Early adoption is allowed for all entities. The Company has not yet completed its evaluation of this ASU. In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements. The amendments in the ASU represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. Amendments in the ASU that require transition guidance are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, which is October 1, 2016 for the Company. Early adoption is allowed for all entities, including adoption in an interim period. All other amendments in the ASU were effective upon the issuance of the ASU. The Company has not yet completed its evaluation of the transition guidance associated with this ASU. All other amendments in the ASU did not have an impact on the Company's financial condition or results of operations.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule Of Earnings Per Share, Basic And Diluted	For the Three Months Ended For the Nine Months Ended June 30, June 30, 2015 2014 2015 2014 (Dollars in thousands, except per share amounts) Net income $ 19,602 $ 19,983 $ 59,308 $ 57,484 Income allocated to participating securities (24 ) (41 ) (93 ) (135 ) Net income available to common stockholders $ 19,578 $ 19,942 $ 59,215 $ 57,349 Average common shares outstanding 135,662,701 138,248,629 135,971,846 140,205,057 Average committed ESOP shares outstanding 83,052 83,052 41,602 41,601 Total basic average common shares outstanding 135,745,753 138,331,681 136,013,448 140,246,658 Effect of dilutive stock options 17,600 2,723 27,254 1,136 Total diluted average common shares outstanding 135,763,353 138,334,404 136,040,702 140,247,794 Net EPS: Basic $ 0.14 $ 0.14 $ 0.43 $ 0.41 Diluted $ 0.14 $ 0.14 $ 0.43 $ 0.41 Antidilutive stock options, excluded from the diluted average common shares outstanding calculation 1,240,309 2,052,485 1,253,057 2,064,175

Securities (Tables)

Securities (Tables)	9 Months Ended
	Jun. 30, 2015
Marketable Securities [Abstract]
Amortized Cost, Estimated Fair Value, And Gross Unrealized Gains And Losses Of AFS And HTM Securities	June 30, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) AFS: GSE debentures $ 600,376 $ 656 $ 1,076 $ 599,956 MBS 230,615 13,932 5 244,542 Trust preferred securities 2,351 — 287 2,064 Municipal bonds 490 7 — 497 833,832 14,595 1,368 847,059 HTM: MBS 1,320,642 26,521 7,827 1,339,336 Municipal bonds 39,015 354 93 39,276 1,359,657 26,875 7,920 1,378,612 $ 2,193,489 $ 41,470 $ 9,288 $ 2,225,671 September 30, 2014 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) AFS: GSE debentures $ 554,811 $ 413 $ 5,469 $ 549,755 MBS 271,138 16,640 172 287,606 Trust preferred securities 2,493 — 197 2,296 Municipal bonds 1,116 17 — 1,133 829,558 17,070 5,838 840,790 HTM: MBS 1,514,941 31,130 12,935 1,533,136 Municipal bonds 37,758 654 24 38,388 1,552,699 31,784 12,959 1,571,524 $ 2,382,257 $ 48,854 $ 18,797 $ 2,412,314
Schedule Of Estimated Fair Value And Gross Unrealized Losses Of Securities In Continuous Unrealized Loss Position	June 30, 2015 Less Than 12 Months Equal to or Greater Than 12 Months Estimated Unrealized Estimated Unrealized Fair Value Losses Fair Value Losses (Dollars in thousands) AFS: GSE debentures $ 278,414 $ 731 $ 74,655 $ 345 MBS — — 875 5 Trust preferred securities — — 2,064 287 $ 278,414 $ 731 $ 77,594 $ 637 HTM: MBS $ 130,703 $ 571 $ 315,011 $ 7,256 Municipal bonds 14,761 81 1,126 12 $ 145,464 $ 652 $ 316,137 $ 7,268 September 30, 2014 Less Than 12 Months Equal to or Greater Than 12 Months Estimated Unrealized Estimated Unrealized Fair Value Losses Fair Value Losses (Dollars in thousands) AFS: GSE debentures $ 70,666 $ 209 $ 403,389 $ 5,260 MBS 18,571 172 — — Trust preferred securities — — 2,296 197 $ 89,237 $ 381 $ 405,685 $ 5,457 HTM: MBS $ 353,344 $ 2,194 $ 409,275 $ 10,741 Municipal bonds 4,688 19 739 5 $ 358,032 $ 2,213 $ 410,014 $ 10,746
Schedule Of Contractual Maturities	AFS HTM Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value (Dollars in thousands) One year or less $ — $ — $ 3,135 $ 3,166 One year through five years 600,866 600,453 25,002 25,289 Five years through ten years — — 10,878 10,821 Ten years and thereafter 2,351 2,064 — — 603,217 602,517 39,015 39,276 MBS 230,615 244,542 1,320,642 1,339,336 $ 833,832 $ 847,059 $ 1,359,657 $ 1,378,612
Schedule Of Taxable And Non-taxable Components Of Interest Income	For the Three Months Ended For the Nine Months Ended June 30, June 30, 2015 2014 2015 2014 (Dollars in thousands) Taxable $ 1,730 $ 1,508 $ 4,696 $ 4,947 Non-taxable 184 231 566 727 $ 1,914 $ 1,739 $ 5,262 $ 5,674
Schedule Of Amortized Cost And Estimated Fair Value Of Securities Pledged As Collateral	June 30, 2015 September 30, 2014 Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value (Dollars in thousands) FHLB borrowings $ 231,663 $ 232,568 $ 487,736 $ 488,368 Public unit deposits 345,537 348,023 282,464 284,251 Repurchase agreements 238,010 246,666 239,922 247,306 Federal Reserve Bank 21,377 22,260 25,969 27,067 $ 836,587 $ 849,517 $ 1,036,091 $ 1,046,992

Loans Receivable And Allowanc20

Loans Receivable And Allowance For Credit Losses (Tables)	9 Months Ended
	Jun. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]
Summary of Loans Receivable	June 30, 2015 September 30, 2014 (Dollars in thousands) Real estate loans: One- to four-family $ 6,222,818 $ 5,972,031 Multi-family and commercial 108,576 75,677 Construction 86,168 106,790 Total real estate loans 6,417,562 6,154,498 Consumer loans: Home equity 125,907 130,484 Other 4,233 4,537 Total consumer loans 130,140 135,021 Total loans receivable 6,547,702 6,289,519 Less: Undisbursed loan funds 51,523 52,001 ACL 9,601 9,227 Discounts/unearned loan fees 23,850 23,687 Premiums/deferred costs (33,740 ) (28,566 ) $ 6,496,468 $ 6,233,170
Recorded Investment in Past Due Loans	June 30, 2015 90 or More Days Total Total 30 to 89 Days Delinquent or Delinquent Current Recorded Delinquent in Foreclosure Loans Loans Investment (Dollars in thousands) One- to four-family loans - originated $ 21,057 $ 6,223 $ 27,280 $ 5,727,919 $ 5,755,199 One- to four-family loans - purchased 6,274 7,655 13,929 492,676 506,605 Multi-family and commercial loans — — — 114,125 114,125 Consumer - home equity 646 443 1,089 124,818 125,907 Consumer - other 80 16 96 4,137 4,233 $ 28,057 $ 14,337 $ 42,394 $ 6,463,675 $ 6,506,069 September 30, 2014 90 or More Days Total Total 30 to 89 Days Delinquent or Delinquent Current Recorded Delinquent in Foreclosure Loans Loans Investment (Dollars in thousands) One- to four-family loans - originated $ 15,396 $ 8,566 $ 23,962 $ 5,421,112 $ 5,445,074 One- to four-family loans - purchased 7,937 7,190 15,127 550,229 565,356 Multi-family and commercial loans — — — 96,946 96,946 Consumer - home equity 770 397 1,167 129,317 130,484 Consumer - other 69 13 82 4,455 4,537 $ 24,172 $ 16,166 $ 40,338 $ 6,202,059 $ 6,242,397
Recorded Investment in Nonaccrual Loans	June 30, 2015 September 30, 2014 (Dollars in thousands) One- to four-family loans - originated $ 15,806 $ 16,546 One- to four-family loans - purchased 8,625 7,940 Multi-family and commercial loans — — Consumer - home equity 662 442 Consumer - other 16 13 $ 25,109 $ 24,941
Recorded Investment in Classified Loans	June 30, 2015 September 30, 2014 Special Mention Substandard Special Mention Substandard (Dollars in thousands) One- to four-family - originated $ 17,549 $ 29,025 $ 20,068 $ 29,151 One- to four-family - purchased 1,103 12,662 2,738 11,470 Multi-family and commercial — — — — Consumer - home equity 148 1,206 146 887 Consumer - other — 26 5 13 $ 18,800 $ 42,919 $ 22,957 $ 41,521
Weighted Average Loan-to-Value and Credit Score Information	June 30, 2015 September 30, 2014 Credit Score LTV Credit Score LTV One- to four-family - originated 765 65 % 764 65 % One- to four-family - purchased 752 66 749 66 Consumer - home equity 751 18 751 18 764 64 762 64
Troubled Debt Restructurings on Financing Receivables	For the Three Months Ended For the Nine Months Ended June 30, 2015 June 30, 2015 Number Pre- Post- Number Pre- Post- of Restructured Restructured of Restructured Restructured Contracts Outstanding Outstanding Contracts Outstanding Outstanding (Dollars in thousands) One- to four-family loans - originated 30 $ 4,125 $ 4,190 104 $ 13,862 $ 14,007 One- to four-family loans - purchased 2 874 876 4 1,140 1,144 Multi-family and commercial loans — — — — — — Consumer - home equity 7 171 172 13 255 261 Consumer - other — — — 3 12 12 39 $ 5,170 $ 5,238 124 $ 15,269 $ 15,424 For the Three Months Ended For the Nine Months Ended June 30, 2014 June 30, 2014 Number Pre- Post- Number Pre- Post- of Restructured Restructured of Restructured Restructured Contracts Outstanding Outstanding Contracts Outstanding Outstanding (Dollars in thousands) One- to four-family loans - originated 36 $ 5,438 $ 5,461 105 $ 13,510 $ 13,534 One- to four-family loans - purchased 3 642 644 5 840 842 Multi-family and commercial loans — — — — — — Consumer - home equity 1 20 20 6 100 101 Consumer - other — — — — — — 40 $ 6,100 $ 6,125 116 $ 14,450 $ 14,477 For the Three Months Ended For the Nine Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Number of Recorded Number of Recorded Number of Recorded Number of Recorded Contracts Investment Contracts Investment Contracts Investment Contracts Investment (Dollars in thousands) One- to four-family loans - originated 16 $ 1,356 13 $ 1,818 44 $ 4,234 29 $ 3,299 One- to four-family loans - purchased 1 551 1 442 4 890 3 780 Multi-family and commercial loans — — — — — — — — Consumer - home equity 2 12 1 29 4 33 2 56 Consumer - other — — — — 1 5 — — 19 $ 1,919 15 $ 2,289 53 $ 5,162 34 $ 4,135
Impaired Loans by Class	June 30, 2015 September 30, 2014 Unpaid Unpaid Recorded Principal Related Recorded Principal Related Investment Balance ACL Investment Balance ACL (Dollars in thousands) With no related allowance recorded One- to four-family - originated $ 11,765 $ 12,347 $ — $ 13,871 $ 14,507 $ — One- to four-family - purchased 11,080 13,346 — 12,405 14,896 — Multi-family and commercial — — — — — — Consumer - home equity 468 726 — 605 892 — Consumer - other 8 35 — 13 22 — 23,321 26,454 — 26,894 30,317 — With an allowance recorded One- to four-family - originated 26,909 27,015 214 23,675 23,767 107 One- to four-family - purchased 2,818 2,785 82 1,820 1,791 56 Multi-family and commercial — — — — — — Consumer - home equity 902 902 62 464 464 39 Consumer - other 18 18 1 — — — 30,647 30,720 359 25,959 26,022 202 Total One- to four-family - originated 38,674 39,362 214 37,546 38,274 107 One- to four-family - purchased 13,898 16,131 82 14,225 16,687 56 Multi-family and commercial — — — — — — Consumer - home equity 1,370 1,628 62 1,069 1,356 39 Consumer - other 26 53 1 13 22 — $ 53,968 $ 57,174 $ 359 $ 52,853 $ 56,339 $ 202 For the Three Months Ended For the Nine Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Average Interest Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized Investment Recognized (Dollars in thousands) With no related allowance recorded One- to four-family - originated $ 12,099 $ 120 $ 14,012 $ 110 $ 12,727 $ 342 $ 13,448 $ 307 One- to four-family - purchased 10,765 48 13,636 55 11,254 147 13,549 147 Multi-family and commercial — — — — — — — — Consumer - home equity 455 7 583 8 480 22 578 25 Consumer - other 8 — 7 — 14 — 5 — 23,327 175 28,238 173 24,475 511 27,580 479 With an allowance recorded One- to four-family - originated 28,420 281 25,704 261 27,223 829 29,425 875 One- to four-family - purchased 3,101 10 1,839 13 2,770 33 2,354 41 Multi-family and commercial — — — — — — 22 1 Consumer - home equity 876 9 524 6 741 22 564 17 Consumer - other 17 — 12 — 16 1 13 — 32,414 300 28,079 280 30,750 885 32,378 934 Total One- to four-family - originated 40,519 401 39,716 371 39,950 1,171 42,873 1,182 One- to four-family - purchased 13,866 58 15,475 68 14,024 180 15,903 188 Multi-family and commercial — — — — — — 22 1 Consumer - home equity 1,331 16 1,107 14 1,221 44 1,142 42 Consumer - other 25 — 19 — 30 1 18 — $ 55,741 $ 475 $ 56,317 $ 453 $ 55,225 $ 1,396 $ 59,958 $ 1,413
Allowance for Credit Losses	For the Three Months Ended June 30, 2015 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Beginning balance $ 6,711 $ 1,858 $ 8,569 $ 528 $ 309 $ 9,406 Charge-offs (108 ) (28 ) (136 ) — (21 ) (157 ) Recoveries 12 — 12 — 17 29 Provision for credit losses 516 (261 ) 255 69 (1 ) 323 Ending balance $ 7,131 $ 1,569 $ 8,700 $ 597 $ 304 $ 9,601 For the Nine Months Ended June 30, 2015 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Beginning balance $ 6,263 $ 2,323 $ 8,586 $ 400 $ 241 $ 9,227 Charge-offs (260 ) (221 ) (481 ) — (71 ) (552 ) Recoveries 45 58 103 — 52 155 Provision for credit losses 1,083 (591 ) 492 197 82 771 Ending balance $ 7,131 $ 1,569 $ 8,700 $ 597 $ 304 $ 9,601 For the Three Months Ended June 30, 2014 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Beginning balance $ 6,737 $ 1,817 $ 8,554 $ 143 $ 270 $ 8,967 Charge-offs (144 ) (149 ) (293 ) — (15 ) (308 ) Recoveries — 64 64 — 52 116 Provision for credit losses (394 ) 749 355 18 (66 ) 307 Ending balance $ 6,199 $ 2,481 $ 8,680 $ 161 $ 241 $ 9,082 For the Nine Months Ended June 30, 2014 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Beginning balance $ 5,771 $ 2,486 $ 8,257 $ 185 $ 380 $ 8,822 Charge-offs (284 ) (536 ) (820 ) — (34 ) (854 ) Recoveries 1 64 65 — 67 132 Provision for credit losses 711 467 1,178 (24 ) (172 ) 982 Ending balance $ 6,199 $ 2,481 $ 8,680 $ 161 $ 241 $ 9,082 June 30, 2015 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Recorded investment in loans collectively evaluated for impairment $ 5,743,434 $ 495,525 $ 6,238,959 $ 114,125 $ 129,664 $ 6,482,748 Recorded investment in loans individually evaluated for impairment 11,765 11,080 22,845 — 476 23,321 $ 5,755,199 $ 506,605 $ 6,261,804 $ 114,125 $ 130,140 $ 6,506,069 ACL for loans collectively evaluated for impairment $ 7,131 $ 1,569 $ 8,700 $ 597 $ 304 $ 9,601 September 30, 2014 One- to Four- One- to Four- One- to Four- Multi-family Family - Family - Family - and Originated Purchased Total Commercial Consumer Total (Dollars in thousands) Recorded investment in loans collectively evaluated for impairment $ 5,431,203 $ 552,951 $ 5,984,154 $ 96,946 $ 134,403 $ 6,215,503 Recorded investment in loans individually evaluated for impairment 13,871 12,405 26,276 — 618 26,894 $ 5,445,074 $ 565,356 $ 6,010,430 $ 96,946 $ 135,021 $ 6,242,397 ACL for loans collectively evaluated for impairment $ 6,263 $ 2,323 $ 8,586 $ 400 $ 241 $ 9,227

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	9 Months Ended
	Jun. 30, 2015
Disclosure of Repurchase Agreements [Abstract]
Maturity of Repurchase Agreements	Amount (Dollars in thousands) 2015 $ 20,000 2016 — 2017 — 2018 100,000 2019 — Thereafter 100,000 $ 220,000

Fair Value Of Financial Instr22

Fair Value Of Financial Instruments (Tables)	9 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Schedule Of Fair Value Assets Measured On A Recurring Basis	June 30, 2015 Quoted Prices Significant Significant in Active Markets Other Observable Unobservable Carrying for Identical Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (1) (Dollars in thousands) AFS Securities: GSE debentures $ 599,956 $ — $ 599,956 $ — MBS 244,542 — 244,542 — Municipal bonds 497 — 497 — Trust preferred securities 2,064 — — 2,064 $ 847,059 $ — $ 844,995 $ 2,064 September 30, 2014 Quoted Prices Significant Significant in Active Markets Other Observable Unobservable Carrying for Identical Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (2) (Dollars in thousands) AFS Securities: GSE debentures $ 549,755 $ — $ 549,755 $ — MBS 287,606 — 287,606 — Municipal bonds 1,133 — 1,133 — Trust preferred securities 2,296 — — 2,296 $ 840,790 $ — $ 838,494 $ 2,296 (1) The Company's Level 3 AFS securities had no activity during the nine months ended June 30, 2015, except for principal repayments of $193 thousand and increases in net unrealized losses recognized in other comprehensive income. Increases in net unrealized losses included in other comprehensive income for the nine months ended June 30, 2015 were $55 thousand . (2) The Company's Level 3 AFS securities had no activity during the year ended September 30, 2014, except for principal repayments of $150 thousand and increases in net unrealized losses recognized in other comprehensive income. Increases in net unrealized losses included in other comprehensive income for the year ended September 30, 2014 were $16 thousand .
Schedule Of Fair Value Assets Measured On A Non-recurring Basis	June 30, 2015 Quoted Prices Significant Significant in Active Markets Other Observable Unobservable Carrying for Identical Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Loans individually evaluated for impairment $ 23,253 $ — $ — $ 23,253 OREO 4,948 — — 4,948 $ 28,201 $ — $ — $ 28,201 September 30, 2014 Quoted Prices Significant Significant in Active Markets Other Observable Unobservable Carrying for Identical Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Loans individually evaluated for impairment $ 26,828 $ — $ — $ 26,828 OREO 4,094 — — 4,094 $ 30,922 $ — $ — $ 30,922
Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments	June 30, 2015 September 30, 2014 Estimated Estimated Carrying Fair Carrying Fair Amount Value Amount Value (Dollars in thousands) Assets: Cash and cash equivalents $ 46,668 $ 46,668 $ 810,840 $ 810,840 AFS securities 847,059 847,059 840,790 840,790 HTM securities 1,359,657 1,378,612 1,552,699 1,571,524 Loans receivable 6,496,468 6,688,958 6,233,170 6,429,840 FHLB stock 166,257 166,257 213,054 213,054 Liabilities: Deposits 4,813,188 4,836,506 4,655,272 4,674,268 FHLB borrowings 2,572,898 2,622,229 3,369,677 3,423,547 Repurchase agreements 220,000 227,630 220,000 227,539

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share
Net income	$ 19,602	$ 19,983	$ 59,308	$ 57,484
Income allocated to participating securities	(24)	(41)	(93)	(135)
Net income available to common stockholders	$ 19,578	$ 19,942	$ 59,215	$ 57,349
Total basic average common shares outstanding	135,745,753	138,331,681	136,013,448	140,246,658
Effect of dilutive stock options	17,600	2,723	27,254	1,136
Total diluted average common shares outstanding	135,763,353	138,334,404	136,040,702	140,247,794
Net EPS:
Basic	$ 0.14	$ 0.14	$ 0.43	$ 0.41
Diluted	$ 0.14	$ 0.14	$ 0.43	$ 0.41
Antidilutive stock options, excluded from the diluted average common shares outstanding calculation	1,240,309	2,052,485	1,253,057	2,064,175
Average Common Shares Outstanding [Member]
Earnings Per Share
Total basic average common shares outstanding	135,662,701	138,248,629	135,971,846	140,205,057
Average Committed ESOP Shares Outstanding [Member]
Earnings Per Share
Total basic average common shares outstanding	83,052	83,052	41,602	41,601

Securities (Amortized Cost, Est

Securities (Amortized Cost, Estimated Fair Value, and Gross Unrealized Gains and Losses of AFS and HTM Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	$ 833,832	$ 829,558
Available-for-sale Securities, Gross Unrealized Gains	14,595	17,070
Available-for-sale Securities, Gross Unrealized Losses	1,368	5,838
Available-for-sale Securities, Estimated Fair Value	847,059	840,790
Held-to-maturity Securities, Amortized Cost	1,359,657	1,552,699
Held-to-maturity Securities, Gross Unrealized Gains	26,875	31,784
Held-to-maturity Securities, Gross Unrealized Losses	7,920	12,959
Held-to-maturity securities, Estimated Fair Value	1,378,612	1,571,524
Marketable Securities, Amortized Cost	2,193,489	2,382,257
Marketable Securities, Gross Unrealized Gains	41,470	48,854
Marketable Securities, Gross Unrealized Losses	9,288	18,797
Marketable Securities, Estimated Fair Value	2,225,671	2,412,314
GSE Debentures [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	600,376	554,811
Available-for-sale Securities, Gross Unrealized Gains	656	413
Available-for-sale Securities, Gross Unrealized Losses	1,076	5,469
Available-for-sale Securities, Estimated Fair Value	599,956	549,755
MBS [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	230,615	271,138
Available-for-sale Securities, Gross Unrealized Gains	13,932	16,640
Available-for-sale Securities, Gross Unrealized Losses	5	172
Available-for-sale Securities, Estimated Fair Value	244,542	287,606
Held-to-maturity Securities, Amortized Cost	1,320,642	1,514,941
Held-to-maturity Securities, Gross Unrealized Gains	26,521	31,130
Held-to-maturity Securities, Gross Unrealized Losses	7,827	12,935
Held-to-maturity securities, Estimated Fair Value	1,339,336	1,533,136
Trust Preferred Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	2,351	2,493
Available-for-sale Securities, Gross Unrealized Gains	0	0
Available-for-sale Securities, Gross Unrealized Losses	287	197
Available-for-sale Securities, Estimated Fair Value	2,064	2,296
Municipal Bonds [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	490	1,116
Available-for-sale Securities, Gross Unrealized Gains	7	17
Available-for-sale Securities, Gross Unrealized Losses	0	0
Available-for-sale Securities, Estimated Fair Value	497	1,133
Held-to-maturity Securities, Amortized Cost	39,015	37,758
Held-to-maturity Securities, Gross Unrealized Gains	354	654
Held-to-maturity Securities, Gross Unrealized Losses	93	24
Held-to-maturity securities, Estimated Fair Value	$ 39,276	$ 38,388

Securities (Schedule Of Estimat

Securities (Schedule Of Estimated Fair Value And Gross Unrealized Losses Of Securities In Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Schedule of Investments [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	$ 278,414	$ 89,237
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	731	381
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	77,594	405,685
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	637	5,457
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	145,464	358,032
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	652	2,213
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	316,137	410,014
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	7,268	10,746
GSE Debentures [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	278,414	70,666
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	731	209
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	74,655	403,389
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	345	5,260
Trust Preferred Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	2,064	2,296
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	287	197
MBS [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	0	18,571
Available-for-sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	0	172
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	875	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	5	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	130,703	353,344
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	571	2,194
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	315,011	409,275
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	7,256	10,741
Municipal Bonds [Member]
Schedule of Investments [Line Items]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Estimated Fair Value	14,761	4,688
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses	81	19
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Estimated Fair Value	1,126	739
Held-to-maturity Securities, Continuous Unrealized Loss Position, Equal to or Greater Than 12 Months, Unrealized Losses	$ 12	$ 5

Securities (Schedule Of Contrac

Securities (Schedule Of Contractual Maturities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Investment Holdings [Line Items]
Available-for-sale Securities, Amortized Cost	$ 833,832	$ 829,558
Available-for-sale Securities, Amortized Cost	833,832	829,558
Available-for-sale Securities, Estimated Fair Value	847,059	840,790
Available-for-sale Securities, Estimated Fair Value	847,059	840,790
Held-to-maturity Securities, Amortized Cost	1,359,657	1,552,699
Held-to-maturity Securities, Amortized Cost	1,359,657	1,552,699
Held-to-maturity Securities, Estimated Fair Value	1,378,612	1,571,524
Held-to-maturity securities, Estimated Fair Value	1,378,612	1,571,524
Debt Securities [Member]
Investment Holdings [Line Items]
Available-for-sale Securities, One year or less, Amortized Cost	0
Available-for-sale Securities, One year through five years, Amortized Cost	600,866
Available-for-sale Securities, Five years through ten years, Amortized Cost	0
Available-for-sale Securities, Ten years and thereafter, Amortized Cost	2,351
Available-for-sale Securities, Amortized Cost	603,217
Available-for-sale Securities, Amortized Cost	603,217
Available-for-sale Securities, One year or less, Estimated Fair Value	0
Available-for-sale Securities, One year through five years, Estimated Fair Value	600,453
Available-for-sale Securities, Five years through ten years, Estimated Fair Value	0
Available-for-sale Securities, Ten years and thereafter, Estimated Fair Value	2,064
Available-for-sale Securities, Estimated Fair Value	602,517
Available-for-sale Securities, Estimated Fair Value	602,517
Held-to-maturity Securities, One year or less, Amortized Cost	3,135
Held-to-maturity Securities, One year through five years, Amortized Cost	25,002
Held-to-maturity Securities, Five years through ten years, Amortized Cost	10,878
Held-to-maturity Securities, Ten years and thereafter, Amortized Cost	0
Held-to-maturity Securities, Amortized Cost	39,015
Held-to-maturity Securities, Amortized Cost	39,015
Held-to-maturity Securities, One year or less, Estimated Fair Value	3,166
Held-to-maturity Securities, One year through five years, Estimated Fair Value	25,289
Held-to-maturity Securities, Five years through ten years, Estimated Fair Value	10,821
Held-to-maturity Securities, Ten years and thereafter, Estimated Fair Value	0
Held-to-maturity Securities, Estimated Fair Value	39,276
Held-to-maturity securities, Estimated Fair Value	39,276
MBS [Member]
Investment Holdings [Line Items]
Available-for-sale Securities, Amortized Cost	230,615	271,138
Available-for-sale Securities, Amortized Cost	230,615	271,138
Available-for-sale Securities, Estimated Fair Value	244,542	287,606
Available-for-sale Securities, Estimated Fair Value	244,542	287,606
Held-to-maturity Securities, Amortized Cost	1,320,642	1,514,941
Held-to-maturity Securities, Amortized Cost	1,320,642	1,514,941
Held-to-maturity Securities, Estimated Fair Value	1,339,336	1,533,136
Held-to-maturity securities, Estimated Fair Value	$ 1,339,336	$ 1,533,136

Securities (Schedule Of Taxable

Securities (Schedule Of Taxable And Non-taxable Components Of Interest Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Marketable Securities [Abstract]
Taxable	$ 1,730	$ 1,508	$ 4,696	$ 4,947
Non-taxable	184	231	566	727
Interest income on investment securities	$ 1,914	$ 1,739	$ 5,262	$ 5,674

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost And Estimated Fair Value Of Securities Pledged As Collateral) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Amortized Cost [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	$ 836,587	$ 1,036,091
Estimated Fair Value [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	849,517	1,046,992
FHLB Borrowings [Member] | Amortized Cost [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	231,663	487,736
FHLB Borrowings [Member] | Estimated Fair Value [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	232,568	488,368
Public Unit Deposits [Member] | Amortized Cost [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	345,537	282,464
Public Unit Deposits [Member] | Estimated Fair Value [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	348,023	284,251
Repurchase Agreements [Member] | Amortized Cost [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	238,010	239,922
Repurchase Agreements [Member] | Estimated Fair Value [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	246,666	247,306
Federal Reserve Bank [Member] | Amortized Cost [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	21,377	25,969
Federal Reserve Bank [Member] | Estimated Fair Value [Member]
Schedule of Amortized Cost and Estimated Fair Value of Securities Pledged as Collateral [Line Items]
Securities pledged as collateral	$ 22,260	$ 27,067

Loans Receivable And Allowanc29

Loans Receivable And Allowance For Credit Losses (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan-to-value ratio securing multi-family, commercial real estate, and related construction loans, maximum	80.00%
Loans receivable	$ 6,496,468	$ 6,233,170
ACL maintained for individually evaluated impaired loans	0	0
Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 0	$ 0

Loans Receivable And Allowanc30

Loans Receivable And Allowance For Credit Losses (Summary Of Loans Receivable) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Real estate loans:
One- to four-family	$ 6,222,818	$ 5,972,031
Multi-family and commercial	108,576	75,677
Construction	86,168	106,790
Total real estate loans	6,417,562	6,154,498
Consumer loans:
Home equity	125,907	130,484
Other	4,233	4,537
Total consumer loans	130,140	135,021
Total loans receivable	6,547,702	6,289,519
Less:
Undisbursed loan funds	51,523	52,001
ACL	9,601	9,227
Discounts/unearned loan fees	23,850	23,687
Premiums/deferred costs	(33,740)	(28,566)
Loans receivable, net	$ 6,496,468	$ 6,233,170

Loans Receivable And Allowanc31

Loans Receivable And Allowance For Credit Losses (Recorded Investment in Loans, Past Due) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	$ 42,394	$ 40,338
Financing receivable, current loans	6,463,675	6,202,059
Financing receivable, total recorded investment	6,506,069	6,242,397
Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	28,057	24,172
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	14,337	16,166
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	27,280	23,962
Financing receivable, current loans	5,727,919	5,421,112
Financing receivable, total recorded investment	5,755,199	5,445,074
One- To Four-Family Loans - Originated [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	21,057	15,396
One- To Four-Family Loans - Originated [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	6,223	8,566
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	13,929	15,127
Financing receivable, current loans	492,676	550,229
Financing receivable, total recorded investment	506,605	565,356
One- To Four-Family Loans - Purchased [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	6,274	7,937
One- To Four-Family Loans - Purchased [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	7,655	7,190
Multi-Family And Commercial Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	0	0
Financing receivable, current loans	114,125	96,946
Financing receivable, total recorded investment	114,125	96,946
Multi-Family And Commercial Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	0	0
Multi-Family And Commercial Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	0	0
Consumer - Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	1,089	1,167
Financing receivable, current loans	124,818	129,317
Financing receivable, total recorded investment	125,907	130,484
Consumer - Home Equity [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	646	770
Consumer - Home Equity [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	443	397
Consumer - Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	96	82
Financing receivable, current loans	4,137	4,455
Financing receivable, total recorded investment	4,233	4,537
Consumer - Other [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	80	69
Consumer - Other [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, delinquent loans	$ 16	$ 13

Loans Receivable And Allowanc32

Loans Receivable And Allowance For Credit Losses (Recorded Investment in Loans, Nonaccrual) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, nonaccrual loans	$ 25,109	$ 24,941
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, nonaccrual loans	15,806	16,546
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, nonaccrual loans	8,625	7,940
Multi-Family And Commercial Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, nonaccrual loans	0	0
Consumer - Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, nonaccrual loans	662	442
Consumer - Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable, nonaccrual loans	$ 16	$ 13

Loans Receivable And Allowanc33

Loans Receivable And Allowance For Credit Losses (Recorded Investment In Classified Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	$ 6,506,069	$ 6,242,397
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	18,800	22,957
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	42,919	41,521
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	5,755,199	5,445,074
One- To Four-Family Loans - Originated [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	17,549	20,068
One- To Four-Family Loans - Originated [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	29,025	29,151
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	506,605	565,356
One- To Four-Family Loans - Purchased [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	1,103	2,738
One- To Four-Family Loans - Purchased [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	12,662	11,470
Multi-Family And Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	114,125	96,946
Multi-Family And Commercial Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	0	0
Multi-Family And Commercial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	0	0
Consumer - Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	125,907	130,484
Consumer - Home Equity [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	148	146
Consumer - Home Equity [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	1,206	887
Consumer - Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	4,233	4,537
Consumer - Other [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	0	5
Consumer - Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable, total recorded investment	$ 26	$ 13

Loans Receivable And Allowanc34

Loans Receivable And Allowance For Credit Losses (LTV And Credit Score Information For Originated And Purchased One-To Four-Family Loans And Originated Consumer Home Equity Loans) (Details)	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Weighted average credit score	764	762
Weighted average LTV	64.00%	64.00%
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Recorded Investment [Line Items]
Weighted average credit score	765	764
Weighted average LTV	65.00%	65.00%
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Recorded Investment [Line Items]
Weighted average credit score	752	749
Weighted average LTV	66.00%	66.00%
Consumer - Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Weighted average credit score	751	751
Weighted average LTV	18.00%	18.00%

Loans Receivable And Allowanc35

Loans Receivable And Allowance For Credit Losses (Troubled Debt Restructurings On Financing Receivables) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Number of Contracts	39	40	124	116
Pre-Restructured Outstanding	$ 5,170	$ 6,100	$ 15,269	$ 14,450
Post-Restructured Outstanding	$ 5,238	$ 6,125	$ 15,424	$ 14,477
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	30	36	104	105
Pre-Restructured Outstanding	$ 4,125	$ 5,438	$ 13,862	$ 13,510
Post-Restructured Outstanding	$ 4,190	$ 5,461	$ 14,007	$ 13,534
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	2	3	4	5
Pre-Restructured Outstanding	$ 874	$ 642	$ 1,140	$ 840
Post-Restructured Outstanding	$ 876	$ 644	$ 1,144	$ 842
Multi-Family And Commercial Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	0	0	0	0
Pre-Restructured Outstanding	$ 0	$ 0	$ 0	$ 0
Post-Restructured Outstanding	$ 0	$ 0	$ 0	$ 0
Consumer - Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	7	1	13	6
Pre-Restructured Outstanding	$ 171	$ 20	$ 255	$ 100
Post-Restructured Outstanding	$ 172	$ 20	$ 261	$ 101
Consumer - Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	0	0	3	0
Pre-Restructured Outstanding	$ 0	$ 0	$ 12	$ 0
Post-Restructured Outstanding	$ 0	$ 0	$ 12	$ 0

Loans Receivable And Allowanc36

Loans Receivable And Allowance For Credit Losses (Troubled Debt Restructurings On Financing Receivables That Subsequently Defaulted) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Number of Contracts	19	15	53	34
Recorded Investment	$ 1,919	$ 2,289	$ 5,162	$ 4,135
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	16	13	44	29
Recorded Investment	$ 1,356	$ 1,818	$ 4,234	$ 3,299
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	1	1	4	3
Recorded Investment	$ 551	$ 442	$ 890	$ 780
Multi-Family And Commercial Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	0	0	0	0
Recorded Investment	$ 0	$ 0	$ 0	$ 0
Consumer - Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	2	1	4	2
Recorded Investment	$ 12	$ 29	$ 33	$ 56
Consumer - Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	0	0	1	0
Recorded Investment	$ 0	$ 0	$ 5	$ 0

Loans Receivable And Allowanc37

Loans Receivable And Allowance For Credit Losses (Impaired Loans By Class, Instant Related Disclosures) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Impaired [Line Items]
Recorded Investment, No Related Allowance	$ 23,321	$ 26,894
Recorded Investment, Allowance Recorded	30,647	25,959
Recorded Investment	53,968	52,853
Unpaid Principal Balance, No Related Allowance	26,454	30,317
Unpaid Principal Balance, Allowance Recorded	30,720	26,022
Unpaid Principal Balance	57,174	56,339
Related ACL	359	202
With no related allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	0	0
With an allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	359	202
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, No Related Allowance	11,765	13,871
Recorded Investment, Allowance Recorded	26,909	23,675
Recorded Investment	38,674	37,546
Unpaid Principal Balance, No Related Allowance	12,347	14,507
Unpaid Principal Balance, Allowance Recorded	27,015	23,767
Unpaid Principal Balance	39,362	38,274
Related ACL	214	107
One- To Four-Family Loans - Originated [Member] | With no related allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	0	0
One- To Four-Family Loans - Originated [Member] | With an allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	214	107
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, No Related Allowance	11,080	12,405
Recorded Investment, Allowance Recorded	2,818	1,820
Recorded Investment	13,898	14,225
Unpaid Principal Balance, No Related Allowance	13,346	14,896
Unpaid Principal Balance, Allowance Recorded	2,785	1,791
Unpaid Principal Balance	16,131	16,687
Related ACL	82	56
One- To Four-Family Loans - Purchased [Member] | With no related allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	0	0
One- To Four-Family Loans - Purchased [Member] | With an allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	82	56
Multi-Family And Commercial Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, No Related Allowance	0	0
Recorded Investment, Allowance Recorded	0	0
Recorded Investment	0	0
Unpaid Principal Balance, No Related Allowance	0	0
Unpaid Principal Balance, Allowance Recorded	0	0
Unpaid Principal Balance	0	0
Related ACL	0	0
Multi-Family And Commercial Loans [Member] | With no related allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	0	0
Multi-Family And Commercial Loans [Member] | With an allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	0	0
Consumer - Home Equity [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, No Related Allowance	468	605
Recorded Investment, Allowance Recorded	902	464
Recorded Investment	1,370	1,069
Unpaid Principal Balance, No Related Allowance	726	892
Unpaid Principal Balance, Allowance Recorded	902	464
Unpaid Principal Balance	1,628	1,356
Related ACL	62	39
Consumer - Home Equity [Member] | With no related allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	0	0
Consumer - Home Equity [Member] | With an allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	62	39
Consumer - Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, No Related Allowance	8	13
Recorded Investment, Allowance Recorded	18	0
Recorded Investment	26	13
Unpaid Principal Balance, No Related Allowance	35	22
Unpaid Principal Balance, Allowance Recorded	18	0
Unpaid Principal Balance	53	22
Related ACL	1	0
Consumer - Other [Member] | With no related allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	0	0
Consumer - Other [Member] | With an allowance recorded [Member]
Financing Receivable, Impaired [Line Items]
Related ACL	$ 1	$ 0

Loans Receivable And Allowanc38

Loans Receivable And Allowance For Credit Losses (Impaired Loans By Class, Duration Related Disclosures) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, No Related Allowance	$ 23,327	$ 28,238	$ 24,475	$ 27,580
Average Recorded Investment, Allowance Recorded	32,414	28,079	30,750	32,378
Average Recorded Investment	55,741	56,317	55,225	59,958
Interest Income Recognized, No Related Allowance	175	173	511	479
Interest Income Recognized, Allowance Recorded	300	280	885	934
Interest Income Recognized	475	453	1,396	1,413
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, No Related Allowance	12,099	14,012	12,727	13,448
Average Recorded Investment, Allowance Recorded	28,420	25,704	27,223	29,425
Average Recorded Investment	40,519	39,716	39,950	42,873
Interest Income Recognized, No Related Allowance	120	110	342	307
Interest Income Recognized, Allowance Recorded	281	261	829	875
Interest Income Recognized	401	371	1,171	1,182
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, No Related Allowance	10,765	13,636	11,254	13,549
Average Recorded Investment, Allowance Recorded	3,101	1,839	2,770	2,354
Average Recorded Investment	13,866	15,475	14,024	15,903
Interest Income Recognized, No Related Allowance	48	55	147	147
Interest Income Recognized, Allowance Recorded	10	13	33	41
Interest Income Recognized	58	68	180	188
Multi-Family And Commercial Loans [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, No Related Allowance	0	0	0	0
Average Recorded Investment, Allowance Recorded	0	0	0	22
Average Recorded Investment	0	0	0	22
Interest Income Recognized, No Related Allowance	0	0	0	0
Interest Income Recognized, Allowance Recorded	0	0	0	1
Interest Income Recognized	0	0	0	1
Consumer - Home Equity [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, No Related Allowance	455	583	480	578
Average Recorded Investment, Allowance Recorded	876	524	741	564
Average Recorded Investment	1,331	1,107	1,221	1,142
Interest Income Recognized, No Related Allowance	7	8	22	25
Interest Income Recognized, Allowance Recorded	9	6	22	17
Interest Income Recognized	16	14	44	42
Consumer - Other [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, No Related Allowance	8	7	14	5
Average Recorded Investment, Allowance Recorded	17	12	16	13
Average Recorded Investment	25	19	30	18
Interest Income Recognized, No Related Allowance	0	0	0	0
Interest Income Recognized, Allowance Recorded	0	0	1	0
Interest Income Recognized	$ 0	$ 0	$ 1	$ 0

Loans Receivable And Allowanc39

Loans Receivable And Allowance For Credit Losses (Allowance For Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$ 9,406	$ 8,967	$ 9,227	$ 8,822
Charge-offs	(157)	(308)	(552)	(854)
Recoveries	29	116	155	132
Provision for credit losses	323	307	771	982
Ending Balance	9,601	9,082	9,601	9,082
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	6,711	6,737	6,263	5,771
Charge-offs	(108)	(144)	(260)	(284)
Recoveries	12	0	45	1
Provision for credit losses	516	(394)	1,083	711
Ending Balance	7,131	6,199	7,131	6,199
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,858	1,817	2,323	2,486
Charge-offs	(28)	(149)	(221)	(536)
Recoveries	0	64	58	64
Provision for credit losses	(261)	749	(591)	467
Ending Balance	1,569	2,481	1,569	2,481
One-To Four-Family Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	8,569	8,554	8,586	8,257
Charge-offs	(136)	(293)	(481)	(820)
Recoveries	12	64	103	65
Provision for credit losses	255	355	492	1,178
Ending Balance	8,700	8,680	8,700	8,680
Multi-Family And Commercial Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	528	143	400	185
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for credit losses	69	18	197	(24)
Ending Balance	597	161	597	161
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	309	270	241	380
Charge-offs	(21)	(15)	(71)	(34)
Recoveries	17	52	52	67
Provision for credit losses	(1)	(66)	82	(172)
Ending Balance	$ 304	$ 241	$ 304	$ 241

Loans Receivable And Allowanc40

Loans Receivable And Allowance For Credit Losses (Summary Of Loan Portfolio Segment Disaggregated By The Company's Impairment Method) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Impaired [Line Items]
Recorded investment in loans collectively evaluated for impairment	$ 6,482,748	$ 6,215,503
Recorded investment in loans individually evaluated for impairment	23,321	26,894
Financing receivable, total recorded investment	6,506,069	6,242,397
ACL for loans collectively evaluated for impairment	9,601	9,227
One- To Four-Family Loans - Originated [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment in loans collectively evaluated for impairment	5,743,434	5,431,203
Recorded investment in loans individually evaluated for impairment	11,765	13,871
Financing receivable, total recorded investment	5,755,199	5,445,074
ACL for loans collectively evaluated for impairment	7,131	6,263
One- To Four-Family Loans - Purchased [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment in loans collectively evaluated for impairment	495,525	552,951
Recorded investment in loans individually evaluated for impairment	11,080	12,405
Financing receivable, total recorded investment	506,605	565,356
ACL for loans collectively evaluated for impairment	1,569	2,323
One-To Four-Family Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment in loans collectively evaluated for impairment	6,238,959	5,984,154
Recorded investment in loans individually evaluated for impairment	22,845	26,276
Financing receivable, total recorded investment	6,261,804	6,010,430
ACL for loans collectively evaluated for impairment	8,700	8,586
Multi-Family And Commercial Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment in loans collectively evaluated for impairment	114,125	96,946
Recorded investment in loans individually evaluated for impairment	0	0
Financing receivable, total recorded investment	114,125	96,946
ACL for loans collectively evaluated for impairment	597	400
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment in loans collectively evaluated for impairment	129,664	134,403
Recorded investment in loans individually evaluated for impairment	476	618
Financing receivable, total recorded investment	130,140	135,021
ACL for loans collectively evaluated for impairment	$ 304	$ 241

Repurchase Agreements (Narrativ

Repurchase Agreements (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2015	Sep. 30, 2014
Disclosure of Repurchase Agreements [Abstract]
Repurchase Agreements, Description of Potential Risks	Securities are delivered to the party with whom each transaction is executed and the party agrees to resell the same securities to the Bank at the maturity of the agreement. The Bank retains the right to substitute similar or like securities throughout the terms of the agreements. The repurchase agreements and collateral are subject to valuation at current market levels and the Bank may ask for the return of excess collateral or be required to post additional collateral due to changes in the market values of these items. The Bank may also be required to post additional collateral as a result of principal payments received on the securities pledged.
Repurchase agreements	$ 220,000	$ 220,000
Weighted average rate of repurchase agreements	3.08%	3.08%

Repurchase Agreements (Maturity

Repurchase Agreements (Maturity of Repurchase Agreements) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	$ 220,000	$ 220,000
Due In 2015 [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	20,000
Due In 2016 [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0
Due In 2017 [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0
Due In 2018 [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	100,000
Due In 2019 [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0
Due Thereafter [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	$ 100,000

Fair Value Of Financial Instr43

Fair Value Of Financial Instruments (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Proceeds from principal repayments	$ 145,663	$ 332,841
Loans individually evaluated for impairment	23,253		$ 26,828
ACL maintained for individually evaluated impaired loans	0		0
OREO	4,948		4,094
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually evaluated for impairment	0		0
OREO	0		0
Estimated fair value of deposits	2,210,000		2,120,000
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually evaluated for impairment	0		0
OREO	0		0
Estimated fair value of deposits	2,630,000		2,550,000
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Proceeds from principal repayments	193		150
Increases in net unrealized losses included in OCI	(55)		(16)
Loans individually evaluated for impairment	23,253		26,828
OREO	$ 4,948		$ 4,094

Fair Value Of Financial Instr44

Fair Value Of Financial Instruments (Schedule Of Fair Value Assets Measured On A Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015		Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	$ 847,059		$ 840,790
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0		0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	844,995		838,494
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	2,064	[1]	2,296	[2]
GSE Debentures [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	599,956		549,755
GSE Debentures [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0		0
GSE Debentures [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	599,956		549,755
GSE Debentures [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0	[1]	0	[2]
MBS [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	244,542		287,606
MBS [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0		0
MBS [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	244,542		287,606
MBS [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0	[1]	0	[2]
Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	497		1,133
Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0		0
Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	497		1,133
Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0	[1]	0	[2]
Trust Preferred Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	2,064		2,296
Trust Preferred Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0		0
Trust Preferred Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	0		0
Trust Preferred Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
AFS securities	$ 2,064	[1]	$ 2,296	[2]
[1]	The Company's Level 3 AFS securities had no activity during the nine months ended June 30, 2015, except for principal repayments of $193 thousand and increases in net unrealized losses recognized in other comprehensive income. Increases in net unrealized losses included in other comprehensive income for the nine months ended June 30, 2015 were $55 thousand.
[2]	The Company's Level 3 AFS securities had no activity during the year ended September 30, 2014, except for principal repayments of $150 thousand and increases in net unrealized losses recognized in other comprehensive income. Increases in net unrealized losses included in other comprehensive income for the year ended September 30, 2014 were $16 thousand.

Fair Value Of Financial Instr45

Fair Value Of Financial Instruments (Schedule Of Fair Value Assets Measured On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually evaluated for impairment	$ 23,253	$ 26,828
OREO	4,948	4,094
Total assets measured at fair value on a non-recurring basis, carrying value	28,201	30,922
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually evaluated for impairment	0	0
OREO	0	0
Total assets measured at fair value on a non-recurring basis, carrying value	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually evaluated for impairment	0	0
OREO	0	0
Total assets measured at fair value on a non-recurring basis, carrying value	0	0
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually evaluated for impairment	23,253	26,828
OREO	4,948	4,094
Total assets measured at fair value on a non-recurring basis, carrying value	$ 28,201	$ 30,922

Fair Value Of Financial Instr46

Fair Value Of Financial Instruments (Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Assets:
AFS securities	$ 847,059	$ 840,790
HTM securities	1,378,612	1,571,524
Carrying Amount [Member]
Assets:
Cash and cash equivalents	46,668	810,840
AFS securities	847,059	840,790
HTM securities	1,359,657	1,552,699
Loans receivable	6,496,468	6,233,170
FHLB stock	166,257	213,054
Liabilities:
Deposits	4,813,188	4,655,272
FHLB borrowings	2,572,898	3,369,677
Repurchase agreements	220,000	220,000
Estimated Fair Value [Member]
Assets:
Cash and cash equivalents	46,668	810,840
AFS securities	847,059	840,790
HTM securities	1,378,612	1,571,524
Loans receivable	6,688,958	6,429,840
FHLB stock	166,257	213,054
Liabilities:
Deposits	4,836,506	4,674,268
FHLB borrowings	2,622,229	3,423,547
Repurchase agreements	$ 227,630	$ 227,539