Northfield Bancorp, Inc. (NFBK) 10-Q 10 May 23 2023 Q1 Quarterly report Financial data

Cover Page

Cover Page - shares	3 Months Ended
	Mar. 31, 2023	Apr. 30, 2023
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	001-35791
Entity Registrant Name	Northfield Bancorp, Inc.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	80-0882592
Entity Address, Address Line One	581 Main Street,
Entity Address, City or Town	Woodbridge,
Entity Address, State or Province	NJ
Entity Address, Postal Zip Code	07095
City Area Code	732
Local Phone Number	499-7200
Title of 12(b) Security	Common stock, par value $0.01 per share
Trading Symbol	NFBK
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		46,530,167
Entity Central Index Key	0001493225
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS:
Cash and due from banks	$ 14,490	$ 14,530
Interest-bearing deposits in other financial institutions	144,462	31,269
Total cash and cash equivalents	158,952	45,799
Trading securities	11,129	10,751
Debt securities available-for-sale, at estimated fair value (with no allowance for credit losses at March 31, 2023 and December 31, 2022)	896,948	952,173
Debt securities held-to-maturity, at amortized cost (estimated fair value of $4,110 at March 31, 2023, and $10,389 at December 31, 2022, with no allowance for credit losses at March 31, 2023 and December 31, 2022)	10,378	10,760
Equity securities	10,443	10,443
Loans held-for-investment	4,241,931	4,243,693
Less: allowance for credit losses	(41,436)	(42,617)
Net loans held-for-investment	4,200,495	4,201,076
Accrued interest receivable	17,196	17,426
Bank-owned life insurance	168,782	167,912
Federal Home Loan Bank (“FHLB”) of New York stock, at cost	41,117	30,382
Operating lease right-of-use assets	33,120	34,288
Premises and equipment, net	24,674	24,844
Goodwill	41,012	41,012
Other assets	48,927	54,427
Total assets	5,663,173	5,601,293
LIABILITIES:
Deposits	3,847,497	4,150,219
Securities sold under agreements to repurchase	25,000	25,000
FHLB advances and other borrowings	923,983	558,859
Subordinated debentures, net of issuance costs	61,052	60,996
Operating lease liabilities	38,509	39,790
Advance payments by borrowers for taxes and insurance	30,847	25,995
Accrued expenses and other liabilities	38,119	39,044
Total liabilities	4,965,007	4,899,903
STOCKHOLDERS’ EQUITY:
Preferred stock, $0.01 par value: 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value: 150,000,000 shares authorized, 64,770,875 shares issued at March 31, 2023 and December 31, 2022, 47,888,376 and 47,442,488 outstanding at March 31, 2023 and December 31, 2022, respectively	648	648
Additional paid-in-capital	588,532	590,249
Unallocated common stock held by employee stock ownership plan	(15,422)	(15,650)
Retained earnings	424,148	418,353
Accumulated other comprehensive loss	(42,285)	(48,331)
Treasury stock at cost: 18,240,708 and 17,328,387 shares at March 31, 2023 and December 31, 2022, respectively	(257,455)	(243,879)
Total stockholders’ equity	698,166	701,390
Total liabilities and stockholders’ equity	$ 5,663,173	$ 5,601,293

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Debt securities available-for-sale, allowance for credit loss	$ 0	$ 0
Debt securities held-to-maturity	10,172	10,389
Debt securities held-to-maturity, allowance for credit loss	$ 0	$ 0
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	25,000,000	25,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 0.01	$ 0.01
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	64,770,875	64,770,875
Common stock, shares outstanding (shares)	46,530,167	47,442,488
Treasury stock, shares (shares)	18,240,708	17,328,387

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest income:
Loans	$ 43,707	$ 36,721
Mortgage-backed securities	3,792	2,475
Other securities	1,385	695
FHLB of New York dividends	465	245
Deposits in other financial institutions	578	58
Total interest income	49,927	40,194
Interest expense:
Deposits	7,821	1,159
Borrowings	6,391	2,166
Subordinated debt	819	0
Total interest expense	15,031	3,325
Net interest income	34,896	36,869
Provision for credit losses	864	403
Net interest income after provision for credit losses	34,032	36,466
Non-interest income:
Fees and service charges for customer services	1,380	1,331
Income on bank-owned life insurance	870	839
Gains on available-for-sale debt securities, net	1	264
Gains/(losses) on trading securities, net	512	(802)
Other	569	81
Total non-interest income	3,332	1,713
Non-interest expense:
Compensation and employee benefits	11,037	9,507
Occupancy	3,372	3,408
Furniture and equipment	454	426
Data processing	2,243	1,713
Professional fees	971	908
Advertising	847	433
Federal Deposit Insurance Corporation insurance	604	357
Credit loss expense for off-balance sheet exposures	111	279
Other	1,489	1,678
Total non-interest expense	21,128	18,709
Income before income tax expense	16,236	19,470
Income tax expense	4,529	5,343
Net income	$ 11,707	$ 14,127
Net income per common share:
Basic (usd per share)	$ 0.26	$ 0.30
Diluted (usd per share)	$ 0.26	$ 0.30
Net income	$ 11,707	$ 14,127
Unrealized gains (losses) on debt securities available-for-sale:
Net unrealized holding gains (losses)	8,397	(34,894)
Less: reclassification adjustment for net gains included in net income	(1)	(264)
Net unrealized gains (losses)	8,396	(35,158)
Post-retirement benefits adjustment	0	(48)
Other comprehensive income (loss), before tax	8,396	(35,206)
Income tax (expense) benefit related to net unrealized holding gains (losses) on debt securities available-for-sale	(2,350)	9,767
Income tax benefit related to reclassification adjustment for gains included in net income	0	74
Income tax benefit related to post retirement benefit adjustment	0	13
Other comprehensive income (loss), net of tax	6,046	(25,352)
Comprehensive income (loss)	$ 17,753	$ (11,225)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders’ Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Unallocated Common Stock Held by the Employee Stock Ownership Plan	Retained Earnings	Accumulated Other Comprehensive Income (loss) Net of tax	Treasury Stock
Beginning Balance, Common Stock (in shares) at Dec. 31, 2021		49,266,733
Beginning Balance at Dec. 31, 2021	$ 739,883	$ 648	$ 589,972	$ (17,058)	$ 381,361	$ 2,063	$ (217,103)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	14,127				14,127
Other comprehensive income (loss), net of tax	(25,352)					(25,352)
ESOP shares allocated or committed to be released	451		215	236
Stock compensation expense	396		396
Restricted stock issuance (in shares)		157,416
Restricted stock issuance	0		(2,484)				2,484
Restricted stock forfeitures (in shares)		(2,875)
Restricted stock forfeitures	0		40				(40)
Exercise of stock options, net (in shares)		17,040
Exercise of stock options, net	231		(8)				239
Cash dividends declared and paid	(6,101)				(6,101)
Repurchase of treasury stock (in shares)		(528,122)
Repurchase of treasury stock	(8,237)						(8,237)
Ending Balance, Common Stock (in shares) at Mar. 31, 2022		48,910,192
Ending Balance at Mar. 31, 2022	$ 715,398	$ 648	588,131	(16,822)	389,387	(23,289)	(222,657)
Beginning Balance, Common Stock (in shares) at Dec. 31, 2022	47,442,488	47,442,488
Beginning Balance at Dec. 31, 2022	$ 701,390	$ 648	590,249	(15,650)	418,353	(48,331)	(243,879)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	11,707				11,707
Other comprehensive income (loss), net of tax	6,046					6,046
ESOP shares allocated or committed to be released	393		165	228
Stock compensation expense	718		718
Restricted stock issuance (in shares)		173,060
Restricted stock issuance	0		(2,670)				2,670
Restricted stock forfeitures (in shares)		(5,098)
Restricted stock forfeitures	$ 0		77				(77)
Exercise of stock options, net (in shares)	7,600	7,600
Exercise of stock options, net	$ 100		(7)				107
Cash dividends declared and paid	(5,912)				(5,912)
Repurchase of treasury stock (in shares)		(1,087,883)
Repurchase of treasury stock	$ (16,276)						(16,276)
Ending Balance, Common Stock (in shares) at Mar. 31, 2023	46,530,167	46,530,167
Ending Balance at Mar. 31, 2023	$ 698,166	$ 648	$ 588,532	$ (15,422)	$ 424,148	$ (42,285)	$ (257,455)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders’ Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Stockholders' Equity [Abstract]
Dividends declared per share (usd per share)	$ 0.13	$ 0.13
Dividends paid per share (usd per share)	0.13	0.13
Treasury stock repurchased cost per share (usd per share)	$ 14.68	$ 15.60

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Cash Flows [Abstract]
Net income	$ 11,707	$ 14,127
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	864	403
ESOP and stock compensation expense	1,111	847
Depreciation	909	946
Amortization of premiums and deferred loan costs, net of accretion of discounts and deferred loan fees	1,940	2,608
Amortization of debt issuance costs	56	0
Amortization of intangible assets	31	53
Amortization of operating lease right-of-use assets	1,168	1,130
Income on bank-owned life insurance	(870)	(839)
Gains on available-for-sale debt securities, net	(1)	(264)
(Gains) losses on trading securities, net	(512)	802
Net sales of trading securities	134	503
Decrease (increase) in accrued interest receivable	230	(19)
Decrease in other assets	1,909	2,604
Decrease in accrued expenses and other liabilities	(925)	(3,303)
Net cash provided by operating activities	17,751	19,598
Cash flows from investing activities:
Net decrease (increase) in loans receivable	3,058	(91,853)
Purchases of loans	(3,781)	0
Purchases of FHLB of New York stock	(21,198)	0
Redemptions of FHLB of New York stock	10,463	1,125
Purchases of debt securities available-for-sale	0	(138,982)
Purchases of equity securities	0	(2,541)
Principal payments and maturities on debt securities available-for-sale	62,063	113,767
Principal payments and maturities on debt securities held-to-maturity	370	37
Proceeds from sale of debt securities available-for-sale	0	41,464
Proceeds from bank-owned life insurance	0	1,526
Purchases and improvements of premises and equipment	(739)	(365)
Net cash provided by (used in) investing activities	50,236	(75,822)
Cash flows from financing activities:
Net (decrease) increase in deposits	(302,722)	133,532
Dividends paid	(5,912)	(6,101)
Exercise of stock options	100	231
Purchase of treasury stock	(16,276)	(8,237)
Increase in advance payments by borrowers for taxes and insurance	4,852	5,123
Proceeds from FHLB advances and other borrowings and securities sold under agreements to repurchase	617,788	1,122
Repayments related to securities sold under agreements to repurchase and other borrowings	(252,664)	(25,000)
Net cash provided by financing activities	45,166	100,670
Net increase in cash and cash equivalents	113,153	44,446
Cash and cash equivalents at beginning of period	45,799	91,068
Cash and cash equivalents at end of period	158,952	135,514
Cash paid during the period for:
Interest	13,527	3,418
Income taxes	1,391	827
Non-cash transactions:
Loan charge-offs, net	2,045	102
Transfer of loans held-for-investment to other real estate owned	$ 70	$ 0

Consolidated Financial Statemen

Consolidated Financial Statements	3 Months Ended
	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Consolidated Financial Statements	Consolidated Financial Statements Basis of Presentation The consolidated financial statements are comprised of the accounts of Northfield Bancorp, Inc. and its wholly owned subsidiaries, Northfield Investments, Inc. and Northfield Bank (the “Bank”), and the Bank’s wholly-owned subsidiaries, NSB Services Corp. and NSB Realty Trust (collectively the “Company”). All significant intercompany accounts and transactions have been eliminated in consolidation. In the opinion of management, all adjustments (consisting solely of normal and recurring adjustments) necessary for the fair presentation of the consolidated balance sheets and the consolidated statements of comprehensive income for the unaudited periods presented have been included. The results of operations and other data presented for the three months ended March 31, 2023 are not necessarily indicative of the results of operations that may be expected for the year ending December 31, 2023 or for any other period. Whenever necessary, certain prior year amounts are reclassified to conform to the current year presentation. In preparing the unaudited consolidated financial statements in conformity with U.S. generally accepted accounting principles (“U.S. GAAP”), management has made estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated balance sheets and for the periods indicated in the consolidated statements of comprehensive income. Material estimates that are particularly susceptible to change are: the allowance for credit losses and the valuation allowance against deferred tax assets. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the consolidated financial statements in the period they are deemed necessary. While management uses its best judgment, actual amounts or results could differ significantly from those estimates. Certain information and note disclosures usually included in financial statements prepared in accordance with U.S. GAAP have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for the preparation of interim financial statements. The consolidated financial statements presented should be read in conjunction with the audited consolidated financial statements and notes to consolidated financial statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2022, as filed with the SEC. Recent Accounting Pronouncements Adopted Effective January 1, 2023, the Company adopted Accounting Standards Update (“ASU”) No. 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”). The amendments in this ASU were issued to (1) eliminate accounting guidance for Troubled Debt Restructurings (“TDRs”) by creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty; (2) require disclosures of current period gross write-offs by year of origination for financing receivables and net investments in leases. Under ASU 2022-02, the Company assesses all loan modifications to determine whether one is granted to a borrower experiencing financial difficulty, regardless of whether the modified loan terms include a concession. Modifications granted to borrowers experiencing financial difficulty may be in the form of an interest rate reduction, an other-than-insignificant payment delay, a term extension, principal forgiveness or a combination thereof. Prior to the adoption of ASU 2022-02, a TDR occurred when the terms of a loan were modified because of deterioration in the financial condition of the borrower. Modifications could include extension of the repayment terms of the loan, reduced interest rates, or forgiveness of accrued interest and/or principal. For the Company's accounting policy related to TDRs granted prior to the adoption of ASU 2022-02, see “Note 1. Significant Accounting Policies included in Item 8. Financial Statements and Supplementary Data” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022. The Company adopted ASU 2022-02 on a prospective basis. The adoption of this update did not have a material effect on the Company’s consolidated financial statements. Additional disclosures are included in Note 5 to the consolidated financial statements.

Debt Securities Available-for-S

Debt Securities Available-for-Sale	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Debt Securities Available-for-Sale	Debt Securities Available-for-Sale The following is a comparative summary of mortgage-backed securities and other debt securities available-for-sale at March 31, 2023, and December 31, 2022 (in thousands): March 31, 2023 Gross Gross Estimated Amortized unrealized unrealized fair cost gains losses value U.S. Government agency securities $ 75,958 $ — $ (3,215) $ 72,743 Mortgage-backed securities: Pass-through certificates: Government sponsored enterprises ("GSEs") 445,548 1 (36,117) 409,432 Real estate mortgage investment conduits ("REMICs"): GSE 266,764 — (14,007) 252,757 712,312 1 (50,124) 662,189 Other debt securities: Corporate bonds 167,716 17 (5,717) 162,016 167,716 17 (5,717) 162,016 Total debt securities available-for-sale $ 955,986 $ 18 $ (59,056) $ 896,948 December 31, 2022 Gross Gross Estimated Amortized unrealized unrealized fair cost gains losses value U.S. Government agency securities $ 76,150 $ — $ (4,074) $ 72,076 Mortgage-backed securities: Pass-through certificates: GSE 472,963 1 (40,346) 432,618 REMICs: GSE 280,870 — (16,146) 264,724 753,833 1 (56,492) 697,342 Other debt securities: Municipal bonds 21 — — 21 Corporate bonds 189,603 2 (6,871) 182,734 189,624 2 (6,871) 182,755 Total debt securities available-for-sale $ 1,019,607 $ 3 $ (67,437) $ 952,173 The following is a summary of the expected maturity distribution of debt securities available-for-sale, other than mortgage-backed securities, at March 31, 2023 (in thousands): Available-for-sale Amortized cost Estimated fair value Due in one year or less $ 180,324 $ 174,781 Due after one year through five years 63,350 59,978 $ 243,674 $ 234,759 Contractual maturities for mortgage-backed securities are not included above, as expected maturities on mortgage-backed securities may differ from contractual maturities as borrowers may have the right to call or prepay obligations with or without penalties. Certain debt securities available-for-sale are pledged or encumbered to secure borrowings under Pledge Agreements and Repurchase Agreements and for other purposes required by law. At March 31, 2023 and December 31, 2022, the fair value of debt securities available-for-sale that were pledged to secure borrowings and deposits was $678.0 million and $591.7 million, respectively. For the three months ended March 31, 2023, the Company had no gross proceeds on sales and calls of debt securities available-for-sale, with gross realized gains of $1,000 related to the payoff of securities and no gross realized losses. For the three months ended March 31, 2022, the Company had gross proceeds of $41.5 million on sales and calls of debt securities available-for-sale, with gross realized gains of $264,000 related to sales of securities and no gross realized losses. The Company recognized net gains of $512,000 on its trading securities portfolio during the three months ended March 31, 2023, and net losses of $802,000 during the three months ended March 31, 2022. Gross unrealized losses on mortgage-backed securities and other debt securities available-for-sale, and the estimated fair value of the related securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2023 and December 31, 2022, were as follows (in thousands): March 31, 2023 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value U.S. Government agency securities $ — $ — $ (3,215) $ 72,743 $ (3,215) $ 72,743 Mortgage-backed securities: Pass-through certificates: GSE (2,136) 63,793 (33,981) 345,513 (36,117) 409,306 REMICs: GSE (1,875) 46,837 (12,132) 205,920 (14,007) 252,757 Other debt securities: Corporate bonds (282) 6,724 (5,435) 140,296 (5,717) 147,020 Total $ (4,293) $ 117,354 $ (54,763) $ 764,472 $ (59,056) $ 881,826 December 31, 2022 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value U.S. Government agency securities $ (3,942) $ 71,058 $ (132) $ 1,018 $ (4,074) $ 72,076 Mortgage-backed securities: Pass-through certificates: GSE (8,112) 142,605 (32,234) 289,890 (40,346) 432,495 REMICs: GSE (8,303) 180,612 (7,843) 84,112 (16,146) 264,724 Other debt securities: Corporate bonds (842) 35,778 (6,029) 129,174 (6,871) 164,952 Total $ (21,199) $ 430,053 $ (46,238) $ 504,194 $ (67,437) $ 934,247 The Company held 69 pass-through mortgage-backed securities issued or guaranteed by GSEs, 71 REMIC mortgage-backed securities issued or guaranteed by GSEs, 23 corporate bonds, and five U.S. Government agency securities that were in a continuous unrealized loss position of twelve months or greater at March 31, 2023. There were 51 pass-through mortgage-backed securities issued or guaranteed by GSEs, 11 REMIC mortgage-backed securities issued or guaranteed by GSEs, and two corporate bonds that were in an unrealized loss position of less than twelve months at March 31, 2023. All securities referred to above were rated investment grade at March 31, 2023. Available for sale debt securities in unrealized loss positions are evaluated for impairment related to credit losses on a quarterly basis. In performing an assessment of whether any decline in fair value is due to a credit loss, the Company considers the extent to which the fair value is less than the amortized cost, changes in credit ratings, any adverse economic conditions, as well as all relevant information at the individual security level such as credit deterioration of the issuer or collateral underlying the security. In assessing the impairment, the Company compares the present value of cash flows expected to be collected with the amortized cost basis of the security. If it is determined that the decline in fair value was due to credit losses, an allowance for credit losses is recorded, limited to the amount the fair value is less than amortized cost basis. The Company did not recognize any allowance for credit losses on its available-for-sale debt securities as of March 31, 2023 or December 31, 2022. The non-credit related decrease in the fair value, such as a decline due to changes in market interest rates, is recorded in other comprehensive income, net of tax. The Company also assesses its intent to sell the securities (as well as the likelihood of a near-term recovery). If the Company intends to sell an available for sale debt security or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis, the debt security is written down to its fair value and the write down is charged to the debt security’s fair value at the reporting date with any incremental impairment reported in earnings. The Company has made the accounting policy election to exclude accrued interest receivable on available-for-sale securities from the estimate of credit losses. Accrued interest receivable associated with debt securities available-for-sale totaled $2.3 million and $2.8 million, at March 31, 2023 and December 31, 2022, respectively, and was reported in accrued interest receivable on the consolidated balance sheets

Debt Securities Held-to-Maturit

Debt Securities Held-to-Maturity	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Debt Securities Held-to-Maturity	Debt Securities Held-to-Maturity The following is a summary of mortgage-backed securities held-to-maturity at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Mortgage-backed securities: Pass-through certificates: GSE $ 10,378 $ 136 $ (342) $ 10,172 Total securities held-to-maturity $ 10,378 $ 136 $ (342) $ 10,172 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Mortgage-backed securities: Pass-through certificates: GSE $ 10,760 $ 90 $ (461) $ 10,389 Total securities held-to-maturity $ 10,760 $ 90 $ (461) $ 10,389 Contractual maturities for mortgage-backed securities are not presented, as expected maturities on mortgage-backed securities may differ from contractual maturities as borrowers may have the right to call or prepay obligations with or without penalties. There were no sales of held-to-maturity securities for the three months ended March 31, 2023 or March 31, 2022. At March 31, 2023 and December 31, 2022, debt securities held-to-maturity with a carrying value of $10.4 million and $2.0 million, respectively, were pledged to secure borrowings and deposits. Gross unrealized losses on mortgage-backed securities held-to-maturity, and the estimated fair value of the related securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2023 and December 31, 2022 were as follows (in thousands): March 31, 2023 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value Mortgage-backed securities: Pass-through certificates: GSE $ (83) $ 4,250 $ (259) $ 2,932 $ (342) $ 7,182 Total $ (83) $ 4,250 $ (259) $ 2,932 $ (342) $ 7,182 December 31, 2022 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value Mortgage-backed securities: Pass-through certificates: GSE $ (461) $ 7,433 $ — $ — $ (461) $ 7,433 Total $ (461) $ 7,433 $ — $ — $ (461) $ 7,433 The Company held five pass-through mortgage-backed debt securities held-to-maturity issued or guaranteed by GSEs that were in a continuous unrealized loss position of twelve months or greater at March 31, 2023. The Company held four pass-through mortgage-backed debt securities held-to-maturity issued or guaranteed by GSEs that were in an unrealized loss position of less than twelve months at March 31, 2023. The Company's held-to-maturity securities are residential mortgage-backed securities issued by Ginnie Mae, Freddie Mac and Fannie Mae, and it is expected that the securities will not be settled at prices less than the amortized cost bases of the securities as such securities are backed by the full faith and credit of and/or guaranteed by the U.S. Government. Accordingly, no allowance for credit losses has been recorded for these securities. The Company has made the accounting policy election to exclude accrued interest receivable on held-to-maturity securities from the estimate of credit losses. Accrued interest receivable associated with held-to-maturity securities totaling $37,000 and $39,000, at March 31, 2023 and December 31, 2022, respectively, was reported in accrued interest receivable on the consolidated balance sheets.

Equity Securities

Equity Securities	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Equity Securities	Debt Securities Available-for-Sale The following is a comparative summary of mortgage-backed securities and other debt securities available-for-sale at March 31, 2023, and December 31, 2022 (in thousands): March 31, 2023 Gross Gross Estimated Amortized unrealized unrealized fair cost gains losses value U.S. Government agency securities $ 75,958 $ — $ (3,215) $ 72,743 Mortgage-backed securities: Pass-through certificates: Government sponsored enterprises ("GSEs") 445,548 1 (36,117) 409,432 Real estate mortgage investment conduits ("REMICs"): GSE 266,764 — (14,007) 252,757 712,312 1 (50,124) 662,189 Other debt securities: Corporate bonds 167,716 17 (5,717) 162,016 167,716 17 (5,717) 162,016 Total debt securities available-for-sale $ 955,986 $ 18 $ (59,056) $ 896,948 December 31, 2022 Gross Gross Estimated Amortized unrealized unrealized fair cost gains losses value U.S. Government agency securities $ 76,150 $ — $ (4,074) $ 72,076 Mortgage-backed securities: Pass-through certificates: GSE 472,963 1 (40,346) 432,618 REMICs: GSE 280,870 — (16,146) 264,724 753,833 1 (56,492) 697,342 Other debt securities: Municipal bonds 21 — — 21 Corporate bonds 189,603 2 (6,871) 182,734 189,624 2 (6,871) 182,755 Total debt securities available-for-sale $ 1,019,607 $ 3 $ (67,437) $ 952,173 The following is a summary of the expected maturity distribution of debt securities available-for-sale, other than mortgage-backed securities, at March 31, 2023 (in thousands): Available-for-sale Amortized cost Estimated fair value Due in one year or less $ 180,324 $ 174,781 Due after one year through five years 63,350 59,978 $ 243,674 $ 234,759 Contractual maturities for mortgage-backed securities are not included above, as expected maturities on mortgage-backed securities may differ from contractual maturities as borrowers may have the right to call or prepay obligations with or without penalties. Certain debt securities available-for-sale are pledged or encumbered to secure borrowings under Pledge Agreements and Repurchase Agreements and for other purposes required by law. At March 31, 2023 and December 31, 2022, the fair value of debt securities available-for-sale that were pledged to secure borrowings and deposits was $678.0 million and $591.7 million, respectively. For the three months ended March 31, 2023, the Company had no gross proceeds on sales and calls of debt securities available-for-sale, with gross realized gains of $1,000 related to the payoff of securities and no gross realized losses. For the three months ended March 31, 2022, the Company had gross proceeds of $41.5 million on sales and calls of debt securities available-for-sale, with gross realized gains of $264,000 related to sales of securities and no gross realized losses. The Company recognized net gains of $512,000 on its trading securities portfolio during the three months ended March 31, 2023, and net losses of $802,000 during the three months ended March 31, 2022. Gross unrealized losses on mortgage-backed securities and other debt securities available-for-sale, and the estimated fair value of the related securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2023 and December 31, 2022, were as follows (in thousands): March 31, 2023 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value U.S. Government agency securities $ — $ — $ (3,215) $ 72,743 $ (3,215) $ 72,743 Mortgage-backed securities: Pass-through certificates: GSE (2,136) 63,793 (33,981) 345,513 (36,117) 409,306 REMICs: GSE (1,875) 46,837 (12,132) 205,920 (14,007) 252,757 Other debt securities: Corporate bonds (282) 6,724 (5,435) 140,296 (5,717) 147,020 Total $ (4,293) $ 117,354 $ (54,763) $ 764,472 $ (59,056) $ 881,826 December 31, 2022 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value U.S. Government agency securities $ (3,942) $ 71,058 $ (132) $ 1,018 $ (4,074) $ 72,076 Mortgage-backed securities: Pass-through certificates: GSE (8,112) 142,605 (32,234) 289,890 (40,346) 432,495 REMICs: GSE (8,303) 180,612 (7,843) 84,112 (16,146) 264,724 Other debt securities: Corporate bonds (842) 35,778 (6,029) 129,174 (6,871) 164,952 Total $ (21,199) $ 430,053 $ (46,238) $ 504,194 $ (67,437) $ 934,247 The Company held 69 pass-through mortgage-backed securities issued or guaranteed by GSEs, 71 REMIC mortgage-backed securities issued or guaranteed by GSEs, 23 corporate bonds, and five U.S. Government agency securities that were in a continuous unrealized loss position of twelve months or greater at March 31, 2023. There were 51 pass-through mortgage-backed securities issued or guaranteed by GSEs, 11 REMIC mortgage-backed securities issued or guaranteed by GSEs, and two corporate bonds that were in an unrealized loss position of less than twelve months at March 31, 2023. All securities referred to above were rated investment grade at March 31, 2023. Available for sale debt securities in unrealized loss positions are evaluated for impairment related to credit losses on a quarterly basis. In performing an assessment of whether any decline in fair value is due to a credit loss, the Company considers the extent to which the fair value is less than the amortized cost, changes in credit ratings, any adverse economic conditions, as well as all relevant information at the individual security level such as credit deterioration of the issuer or collateral underlying the security. In assessing the impairment, the Company compares the present value of cash flows expected to be collected with the amortized cost basis of the security. If it is determined that the decline in fair value was due to credit losses, an allowance for credit losses is recorded, limited to the amount the fair value is less than amortized cost basis. The Company did not recognize any allowance for credit losses on its available-for-sale debt securities as of March 31, 2023 or December 31, 2022. The non-credit related decrease in the fair value, such as a decline due to changes in market interest rates, is recorded in other comprehensive income, net of tax. The Company also assesses its intent to sell the securities (as well as the likelihood of a near-term recovery). If the Company intends to sell an available for sale debt security or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis, the debt security is written down to its fair value and the write down is charged to the debt security’s fair value at the reporting date with any incremental impairment reported in earnings. The Company has made the accounting policy election to exclude accrued interest receivable on available-for-sale securities from the estimate of credit losses. Accrued interest receivable associated with debt securities available-for-sale totaled $2.3 million and $2.8 million, at March 31, 2023 and December 31, 2022, respectively, and was reported in accrued interest receivable on the consolidated balance sheets

Loans

Loans	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Loans	Loans The following table summarizes the Company’s loans held-for-investment (in thousands): March 31, December 31, 2023 2022 Real estate loans: Multifamily $ 2,800,079 $ 2,824,579 Commercial mortgage 919,503 899,249 One-to-four family residential mortgage 175,640 173,946 Home equity and lines of credit 155,683 152,555 Construction and land 25,508 24,932 Total real estate loans 4,076,413 4,075,261 Commercial and industrial loans (1) 151,832 154,700 Other loans 2,095 2,230 Total commercial and industrial and other loans 153,927 156,930 Loans held-for-investment (excluding purchased credit-deteriorated (“PCD”) loans) 4,230,340 4,232,191 PCD loans 11,591 11,502 Total loans held-for-investment 4,241,931 4,243,693 Allowance for credit losses (41,436) (42,617) Net loans held-for-investment $ 4,200,495 $ 4,201,076 (1) Included in commercial and industrial loans are $5.1 million of Payment Protection Program ("PPP") loans at both March 31, 2023 and December 31, 2022. The Company had no loans held-for-sale at March 31, 2023 or December 31, 2022. In addition to originating loans, the Company may acquire loans through portfolio purchases or acquisitions of other companies. Purchased loans that have evidence of more than insignificant credit deterioration since origination are deemed PCD loans. For PCD loans, each loan pool is accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flows. PCD loans totaled $11.6 million at March 31, 2023, as compared to $11.5 million at December 31, 2022. The majority of the PCD loan balance is attributable to those loans acquired as part of a Federal Deposit Insurance Corporation-assisted transaction. At March 31, 2023, PCD loans consisted of approximately 10% home equity loans, 31% commercial real estate loans, 52% commercial and industrial loans, and 7% in one-to-four family residential loans. At December 31, 2022, PCD loans consisted of approximately 9% one-to-four family residential loans, 28% commercial real estate loans, 53% commercial and industrial loans, and 10% in home equity loans. Credit Quality Indicators The Company monitors the credit quality of its loan portfolio on a regular basis. Credit quality is monitored by reviewing certain credit quality indicators. Management has determined that loan-to-value ( “LTV” ) ratios (at period end) and internally assigned credit risk ratings by loan type are the key credit quality indicators that best measure the credit quality of the Company’s loan receivables. LTV ratios used by management in monitoring credit quality are based on current period loan balances and original appraised values at the time of origination (unless a current appraisal has been obtained as a result of the loan being deemed impaired). The Company maintains a credit risk rating system as part of the risk assessment of its loan portfolio. The Company’s lending officers are required to assign a credit risk rating to each loan in their portfolio at origination. This risk rating is reviewed periodically and adjusted if necessary. Monthly, management presents monitored assets to the loan committee. In addition, the Company engages a third-party independent loan reviewer that performs semi-annual reviews of a sample of loans, validating the credit risk ratings assigned to such loans. The credit risk ratings play an important role in the establishment of the provision for credit losses on loans and the allowance for credit losses for loans held-for-investment. After determining the loss factor for each portfolio segment held-for-investment, the collectively evaluated for impairment balance of the held-for-investment portfolio is multiplied by the collectively evaluated for impairment loss factor for the respective portfolio segment in order to determine the allowance for loans collectively evaluated for impairment. When assigning a credit risk rating to a loan, management utilizes the Bank’s internal nine-point credit risk rating system. 1. Strong 2. Good 3. Acceptable 4. Adequate 5. Watch 6. Special Mention 7. Substandard 8. Doubtful 9. Loss Loans rated 1 to 5 are considered pass ratings. An asset is classified substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Substandard assets have well defined weaknesses based on objective evidence, and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Assets classified as doubtful have all of the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses present make collection or liquidation in full highly questionable and improbable based on current circumstances. Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is not warranted. Assets which do not currently expose the Company to sufficient risk to warrant classification in one of the aforementioned categories, but possess weaknesses, are required to be designated special mention. The following table presents the Company’s loans held-for-investment and current period gross charge-offs, excluding PCD loans, by loan class, credit risk ratings and year of origination, at March 31, 2023 (in thousands): March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Total Real Estate: Multifamily Pass $ 23,542 $ 628,708 $ 667,394 $ 476,696 $ 253,846 $ 740,171 $ 337 $ 2,790,694 Substandard — — — — — 9,385 — 9,385 Total multifamily 23,542 628,708 667,394 476,696 253,846 749,556 337 2,800,079 Commercial Pass 46,147 213,499 146,247 67,714 90,098 324,850 1,566 890,121 Special mention — — — — — 4,809 — 4,809 Substandard — 2,876 10,494 — — 11,203 — 24,573 Total commercial 46,147 216,375 156,741 67,714 90,098 340,862 1,566 919,503 One-to-four family residential Pass 5,865 28,876 12,264 8,578 9,730 106,912 987 173,212 Special mention — — — — — 1,692 — 1,692 Substandard — — — — — 736 — 736 Total one-to-four family residential 5,865 28,876 12,264 8,578 9,730 109,340 987 175,640 Home equity and lines of credit Pass 6,394 35,819 16,466 8,121 5,774 15,198 67,593 155,365 Special mention — — — — — 70 — 70 Substandard — — — — 92 156 — 248 Total home equity and lines of credit 6,394 35,819 16,466 8,121 5,866 15,424 67,593 155,683 Construction and land Pass — 7,544 1,425 7,083 1,255 7,550 651 25,508 Total construction and land — 7,544 1,425 7,083 1,255 7,550 651 25,508 Total real estate loans 81,948 917,322 854,290 568,192 360,795 1,222,732 71,134 4,076,413 Commercial and industrial Pass 3,605 22,351 15,767 7,744 3,210 9,082 75,249 137,008 Special mention — 291 — 46 — 114 13,378 13,829 Substandard — — 318 88 88 501 — 995 Total commercial and industrial 3,605 22,642 16,085 7,878 3,298 9,697 88,627 151,832 Current period gross charge-offs — 1,591 465 — — — — 2,056 Other Pass 1,898 — — 105 2 20 70 2,095 Total other 1,898 — — 105 2 20 70 2,095 Total loans held-for-investment $ 87,451 $ 939,964 $ 870,375 $ 576,175 $ 364,095 $ 1,232,449 $ 159,831 $ 4,230,340 Total current-period gross charge-offs $ — $ 1,591 $ 465 $ — $ — $ — $ — $ 2,056 The following table presents the Company’s loans held-for-investment, excluding PCD loans, by loan class, credit risk ratings and year of origination, at December 31, 2022 (in thousands): December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Loans Total Real Estate: Multifamily Pass $ 632,613 $ 676,370 $ 500,069 $ 255,374 $ 204,810 $ 545,335 $ 521 $ 2,815,092 Substandard — — — — 3,525 5,962 — 9,487 Total multifamily 632,613 676,370 500,069 255,374 208,335 551,297 521 2,824,579 Commercial Pass 213,621 147,419 68,215 90,644 72,512 275,606 1,664 869,681 Special mention — — — — — 4,852 — 4,852 Substandard 2,889 10,574 — — — 11,253 — 24,716 Total commercial 216,510 157,993 68,215 90,644 72,512 291,711 1,664 899,249 One-to-four family residential Pass 26,432 12,340 8,623 10,057 7,227 105,787 1,006 171,472 Special mention — — — — — 1,716 — 1,716 Substandard — — — — — 758 — 758 Total one-to-four family residential 26,432 12,340 8,623 10,057 7,227 108,261 1,006 173,946 Home equity and lines of credit Pass 36,513 16,053 8,198 5,948 4,484 11,315 69,539 152,050 Special mention — — — — — 70 — 70 Substandard — — — 92 48 295 — 435 Total home equity and lines of credit 36,513 16,053 8,198 6,040 4,532 11,680 69,539 152,555 Construction and land Pass 8,121 1,145 6,335 1,276 1,427 3,905 653 22,862 Substandard — — — — 2,070 — — 2,070 Total construction and land 8,121 1,145 6,335 1,276 3,497 3,905 653 24,932 Total real estate loans 920,189 863,901 591,440 363,391 296,103 966,854 73,383 4,075,261 Commercial and industrial Pass 16,941 14,805 7,754 3,754 1,460 8,172 98,969 151,855 Special mention — — 48 — — 124 214 386 Substandard 291 482 96 50 200 217 1,123 2,459 Total commercial and industrial 17,232 15,287 7,898 3,804 1,660 8,513 100,306 154,700 Other Pass 2,010 — 114 5 6 21 74 2,230 Total other 2,010 — 114 5 6 21 74 2,230 Total loans held-for-investment $ 939,431 $ 879,188 $ 599,452 $ 367,200 $ 297,769 $ 975,388 $ 173,763 $ 4,232,191 Past Due and Non-Accrual Loans Included in loans receivable held-for-investment are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded investment of these non-accrual loans was $9.2 million and $9.8 million at March 31, 2023, and December 31, 2022, respectively. Generally, originated loans are placed on non-accrual status when they become 90 days or more delinquent, or sooner if considered appropriate by management, and remain on non-accrual status until they are brought current, have six consecutive months of performance under the loan terms, and factors indicating reasonable doubt about the timely collection of payments no longer exist. Therefore, loans may be current in accordance with their loan terms, or may be less than 90 days delinquent and still be on a non-accruing status. When an individual loan no longer demonstrates the similar credit risk characteristics as other loans within its current segment, the Company evaluates each for expected credit losses on an individual basis. All non-accrual loans $500,000 and above and all loans designated as TDRs prior to the adoption of ASU 2022-02 are individually evaluated. The non-accrual amounts included in loans individually evaluated for impairment were $5.2 million at both March 31, 2023, and December 31, 2022. Loans on non-accrual status with principal balances less than $500,000, and therefore not meeting the Company's definition of an impaired loan, amounted to $4.0 million at March 31, 2023, and $4.6 million at December 31, 2022. Loans past due 90 days or more and still accruing interest were $231,000 and $425,000 at March 31, 2023 and December 31, 2022, respectively, and consisted of loans that are well-secured and in the process of collection. The following tables set forth the detail, and delinquency status, of non-performing loans (non-accrual loans and loans past due 90 days or more and still accruing), net of deferred fees and costs, at March 31, 2023, and December 31, 2022, excluding PCD loans (in thousands): March 31, 2023 Total Non-Performing Loans Non-Accruing Loans Current 30-89 Days Past Due 90 Days or More Past Due Total 90 Days or More Past Due and Accruing Total Non-Performing Loans Loans held-for-investment: Real estate loans: Multifamily Substandard $ 1,923 $ — $ 1,335 $ 3,258 $ 225 $ 3,483 Total multifamily 1,923 — 1,335 3,258 225 3,483 Commercial Substandard 2,709 — 2,479 5,188 — 5,188 Total commercial 2,709 — 2,479 5,188 — 5,188 One-to-four family residential Substandard 86 — 27 113 6 119 Total one-to-four family residential 86 — 27 113 6 119 Home equity and lines of credit Substandard — 1 77 78 — 78 Total home equity and lines of credit — 1 77 78 — 78 Total real estate 4,718 1 3,918 8,637 231 8,868 Commercial and industrial loans Substandard 24 — 508 532 — 532 Total commercial and industrial loans 24 — 508 532 — 532 Total non-performing loans $ 4,742 $ 1 $ 4,426 $ 9,169 $ 231 $ 9,400 December 31, 2022 Total Non-Performing Loans Non-Accruing Loans Current 30-89 Days Past Due 90 Days or More Past Due Total 90 Days or More Past Due and Accruing Total Non-Performing Loans Loans held-for-investment: Real estate loans: Multifamily Substandard $ 1,923 $ — $ 1,362 $ 3,285 $ 233 $ 3,518 Total multifamily 1,923 — 1,362 3,285 233 3,518 Commercial Substandard 2,806 431 1,947 5,184 8 5,192 Total commercial 2,806 431 1,947 5,184 8 5,192 One-to-four family residential Substandard — — 118 118 155 273 Total one-to-four family residential — — 118 118 155 273 Home equity and lines of credit Substandard 186 — 76 262 — 262 Total home equity and lines of credit 186 — 76 262 — 262 Total real estate 4,915 431 3,503 8,849 396 9,245 Commercial and industrial loans Substandard — 26 938 964 24 988 Total commercial and industrial loans — 26 938 964 24 988 Other loans Pass — — — — 5 5 Total other — — — — 5 5 Total non-performing loans $ 4,915 $ 457 $ 4,441 $ 9,813 $ 425 $ 10,238 The following tables set forth the detail and delinquency status of loans held-for-investment, excluding PCD loans, net of deferred fees and costs, at March 31, 2023, and December 31, 2022 (in thousands): March 31, 2023 Past Due Loans 30-89 Days Past Due 90 Days or More Past Due 90 Days or More Past Due and Accruing Total Past Due Current Total Loans Receivable, net Loans held-for-investment: Real estate loans: Multifamily Pass $ 185 $ — $ — $ 185 $ 2,790,509 $ 2,790,694 Substandard — 1,335 225 1,560 7,825 9,385 Total multifamily 185 1,335 225 1,745 2,798,334 2,800,079 Commercial Pass — — — — 890,121 890,121 Special mention — — — — 4,809 4,809 Substandard 804 2,479 — 3,283 21,290 24,573 Total commercial 804 2,479 — 3,283 916,220 919,503 One-to-four family residential Pass 499 — — 499 172,713 173,212 Special mention 68 — — 68 1,624 1,692 Substandard — 27 6 33 703 736 Total one-to-four family residential 567 27 6 600 175,040 175,640 Home equity and lines of credit Pass 573 — — 573 154,792 155,365 Special mention — — — — 70 70 Substandard 93 77 — 170 78 248 Total home equity and lines of credit 666 77 — 743 154,940 155,683 Construction and land Pass — — — — 25,508 25,508 Total construction and land — — — — 25,508 25,508 Total real estate 2,222 3,918 231 6,371 4,070,042 4,076,413 Commercial and industrial Pass 1,311 — — 1,311 135,697 137,008 Special mention 290 — — 290 13,539 13,829 Substandard 242 508 — 750 245 995 Total commercial and industrial 1,843 508 — 2,351 149,481 151,832 Other loans Pass 10 — — 10 2,085 2,095 Total other loans 10 — — 10 2,085 2,095 Total loans held-for-investment $ 4,075 $ 4,426 $ 231 $ 8,732 $ 4,221,608 $ 4,230,340 December 31, 2022 Past Due Loans 30-89 Days Past Due 90 Days or More Past Due 90 Days or More Past Due and Accruing Total Past Due Current Total Loans Receivable, net Loans held-for-investment: Real estate loans: Multifamily Pass $ 189 $ — $ — $ 189 $ 2,814,903 $ 2,815,092 Substandard — 1,362 233 1,595 7,892 9,487 Total multifamily 189 1,362 233 1,784 2,822,795 2,824,579 Commercial Pass 726 — — 726 868,955 869,681 Special mention — — — — 4,852 4,852 Substandard 605 1,947 8 2,560 22,156 24,716 Total commercial 1,331 1,947 8 3,286 895,963 899,249 One-to-four family residential Pass 603 — — 603 170,869 171,472 Special mention 69 — — 69 1,647 1,716 Substandard — 118 155 273 485 758 Total one-to-four family residential 672 118 155 945 173,001 173,946 Home equity and lines of credit Pass 657 — — 657 151,393 152,050 Special mention — — — — 70 70 Substandard 173 76 — 249 186 435 Total home equity and lines of credit 830 76 — 906 151,649 152,555 Construction and land Pass — — — — 22,862 22,862 Substandard — — — — 2,070 2,070 Total construction and land — — — — 24,932 24,932 Total real estate 3,022 3,503 396 6,921 4,068,340 4,075,261 Commercial and industrial Pass 573 — — 573 151,282 151,855 Special mention — — — — 386 386 Substandard 498 938 24 1,460 999 2,459 Total commercial and industrial 1,071 938 24 2,033 152,667 154,700 Other loans Pass 5 — 5 10 2,220 2,230 Total other loans 5 — 5 10 2,220 2,230 Total loans held-for-investment $ 4,098 $ 4,441 $ 425 $ 8,964 $ 4,223,227 $ 4,232,191 The following tables summarize information on non-accrual loans, excluding PCD loans, as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Recorded Investment Unpaid Principal Balance With No Related Allowance Real estate loans: Multifamily $ 3,258 $ 3,546 $ 2,042 Commercial 5,188 5,643 3,054 One-to-four family residential 113 113 — Home equity and lines of credit 78 327 — Commercial and industrial 532 1,770 69 Total non-accrual loans $ 9,169 $ 11,399 $ 5,165 December 31, 2022 Recorded Investment Unpaid Principal Balance With No Related Allowance Real estate loans: Multifamily $ 3,285 $ 3,294 $ 2,050 Commercial 5,184 5,639 3,069 One-to-four family residential 118 118 — Home equity and lines of credit 262 512 — Commercial and industrial 964 1,288 67 Total non-accrual loans $ 9,813 $ 10,851 $ 5,186 The following table summarizes interest income on non-accrual loans, excluding PCD loans, during the three months ended March 31, 2023 and March 31, 2022 (in thousands): Three Months Ended March 31, 2023 2022 Real estate loans: Multifamily $ 47 $ 24 Commercial 46 12 One-to-four family residential 4 3 Commercial and industrial 1 1 Total interest income on non-accrual loans $ 98 $ 40 Collateral-Dependent Loans Loans for which the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral are considered to be collateral-dependent loans. Collateral can have a significant financial effect in mitigating exposure to credit risk and, where there is sufficient collateral, an allowance for credit losses is not recognized or is minimal. For collateral-dependent loans, the allowance for credit losses is individually assessed based on the fair value of the collateral less estimated costs of sale. The Company's collateral-dependent loans are secured by real estate. Collateral values are generally based on appraisals which are adjusted for changes in market indices. As of March 31, 2023 and December 31, 2022, the Company had $7.3 million and $7.4 million of collateral-dependent impaired loans, respectively. The collateral-dependent loans at March 31, 2023 consisted of $4.9 million of commercial real estate loans, $2.0 million of multifamily loans, and $325,000 of one-to-four family residential loans. For the three months ended March 31, 2023, there was no significant deterioration or changes in the collateral securing these loans. Loan Modifications Made to Borrowers Experiencing Financial Difficulty Effective January 1, 2023, the Company adopted ASU 2022-02, which eliminated the accounting for TDRs while expanding loan modification and vintage disclosure requirements. See Note 1 to the consolidated financial statements for further information. There were no material modifications of loans to borrowers who were experiencing financial difficulty during the three months ended March 31, 2023. Troubled Debt Restructured Loans prior to the adoption of ASU 2022-02 Prior to the adoption of ASU 2022-02, the Company classified certain loans as TDRs when credit terms to a borrower in financial difficulty were modified, in accordance with ASC 310-40. With the adoption of ASU 2022-02 the Company has ceased to recognize or measure for new TDRs, but those existing at December 31, 2022 will remain until settled. There were no loans modified as a TDR during the three months ended March 31, 2022. At December 31, 2022 the Company had TDRs of $7.0 million. Management classifies all TDRs as loans individually evaluated for impairment. Loans individually evaluated for impairment are assessed to determine that the loan’s carrying value is not in excess of the estimated fair value of the collateral less cost to sell, if the loan is collateral-dependent, or the present value of the expected future cash flows, if the loan is not collateral-dependent. Management performs an evaluation of each impaired loan and generally obtains updated appraisals as part of the evaluation. In addition, management adjusts estimated fair values down to appropriately consider recent market conditions, our willingness to accept a lower sales price to effect a quick sale, and costs to dispose of any supporting collateral. Determining the estimated fair value of underlying collateral (and related costs to sell) can be difficult in illiquid real estate markets and is subject to significant assumptions and estimates. Management employs an independent third-party management firm that specializes in appraisal preparation and review to ascertain the reasonableness of updated appraisals. Projecting the expected cash flows under TDRs which are not collateral-dependent is inherently subjective and requires, among other things, an evaluation of the borrower’s current and projected financial condition. Actual results may be significantly different than our projections and our established allowance for credit losses on these loans, which could have a material effect on our financial results. At March 31, 2022, there were no restructured TDRs during the preceding twelve months that subsequently defaulted.

Allowance for Credit Losses (_A

Allowance for Credit Losses (“ACL”) on Loans	3 Months Ended
	Mar. 31, 2023
Credit Loss [Abstract]
Allowance for Credit Losses (“ACL”) on Loans	Allowance for Credit Losses (“ACL”) on Loans Allowance for Collectively Evaluated Loans Held-for-Investment In estimating the quantitative component of the allowance on a collective basis, the Company uses a risk rating migration model which calculates an expected life of loan loss percentage for each loan by generating probability of default and loss given default metrics. These metrics are multiplied by the exposure at the potential default, taking into consideration estimated prepayments, to calculate the quantitative component of the ACL. The metrics are based on the migration of loans from performing to loss by credit risk rating or delinquency categories using historical life-of-loan analysis periods for each loan portfolio pool, and the severity of loss, based on the aggregate net lifetime losses incurred using the Company's own historical loss experience and comparable peer data loss history. The model's expected losses based on loss history are adjusted for qualitative adjustments to address risks that may not be adequately represented in the risk rating migration model. Among other things, these adjustments include and account for differences in: (i) changes in lending policies and procedures; (ii) changes in local, regional, national, and international economic and business conditions and developments that affect the collectability of our portfolio, including the condition of various market segments; (iii) changes in the experience, ability and depth of lending management and other relevant staff; (iv) changes in the quality of our loan review system; (v) the existence and effect of any concentrations of credit, and changes in the level of such concentrations; and (vi) the effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in our existing portfolio. The Company utilizes a two-year reasonable and supportable forecast period after which estimated losses revert to historical loss experience immediately for the remaining life of the loan. In establishing its estimate of expected credit losses, the Company utilizes five externally-sourced forward-looking economic scenarios developed by Moody's Analytics (“Moody's”). Management utilizes five different Moody's scenarios so as to incorporate uncertainties related to the economic environment arising from the COVID-19 pandemic. These scenarios, which range from more benign to more severe economic outlooks, include a “most likely outcome” (the “Baseline” scenario) and four less likely scenarios referred to as the “Upside” and “Downside” scenarios. Each scenario is assigned a weighting with a majority of the weighting placed on the Baseline scenario and lower weights placed on both the Upside and Downside scenarios. The weighting assigned by management is based on the economic outlook and available information at the reporting date. The model projects economic variables under each scenario based on detailed statistical analyses. The Company has identified and selected key variables that most closely correlated to its historical credit performance, which include: Gross domestic product, unemployment, and three collateral indices: the Commercial Property Price Index, the Commercial Property Price Apartment Index and the Case-Shiller Home Price Index. Allowance for Individually Evaluated Loans The Company measures specific reserves for individual loans that do not share common risk characteristics with other loans, consisting of all modified loans and non-accrual loans with an outstanding balance of $500,000 or greater. Loans individually evaluated for impairment are assessed to determine whether the loan’s carrying value is not in excess of the estimated fair value of the collateral less cost to sell, if the loan is collateral-dependent, or the present value of the expected future cash flows, if the loan is not collateral-dependent. Management performs an evaluation of each impaired loan and generally obtains updated appraisals as part of the evaluation. In addition, management adjusts estimated fair values down to appropriately consider recent market conditions, our willingness to accept a lower sales price to effect a quick sale, and costs to dispose of any supporting collateral. Determining the estimated fair value of underlying collateral (and related costs to sell) can be difficult in illiquid real estate markets and is subject to significant assumptions and estimates. Management employs an independent third-party management firm that specializes in appraisal preparation and review to ascertain the reasonableness of updated appraisals. Projecting the expected cash flows for modified loans which are not collateral-dependent is inherently subjective and requires, among other things, an evaluation of the borrower’s current and projected financial condition. Actual results may be significantly different than our projections and our established allowance for credit losses on these loans, which could have a material effect on our financial results. Individually impaired loans that have no impairment losses are not considered for collective allowances described earlier. At March 31, 2023 and December 31, 2022, the ACL for loans individually evaluated for impairment was $45,200 and $38,200, respectively. Allowance for Credit Losses – Off-Balance Sheet Exposures An ACL for off-balance-sheet exposures represents an estimate of expected credit losses arising from off-balance sheet exposures such as loan commitments, standby letters of credit and unused lines of credit (loans already on the books). Commitments to fund unused lines of credit are agreements to lend additional funds to customers as long as there have been no violations of any of the conditions established in the agreements (original or restructured). Commitments to originate loans generally have a fixed expiration or other termination clauses, which may require payment of a fee. Since some of these loan commitments are expected to expire without being drawn upon, total commitments do not necessarily represent future cash requirements. The reserve for off-balance sheet exposures is determined using the Current Expected Credit Losses (“CECL”) reserve factor in the related funded loan segment, adjusted for an average historical funding rate. The allowance for credit losses for off-balance sheet credit exposures is recorded in other liabilities on the consolidated balance sheets and the corresponding provision is included in other non-interest expense. The table below summarizes the allowance for credit losses for off-balance sheet credit exposures as of, and for the three months ended March 31, 2023, and March 31, 2022 (in thousands): Three Months Ended March 31, 2023 2022 Balance at beginning of period $ 791 $ 1,852 Provision for credit losses 111 279 Balance at end of period $ 902 $ 2,131 The following tables set forth activity in our allowance for credit losses on loans, by loan type, as of, and for the three months ended March 31, 2023, and March 31, 2022 (in thousands): Three Months Ended March 31, 2023 Real Estate Commercial (1) One-to-Four Family Home Equity and Lines of Credit Construction and Land Commercial and Industrial Other Total Loans (excluding PCD) PCD Total Allowance for credit losses: Beginning balance $ 29,485 $ 3,936 $ 866 $ 324 $ 4,114 $ 9 $ 38,734 $ 3,883 $ 42,617 Charge-offs — — — — (2,056) — (2,056) (8) (2,064) Recoveries 5 — — — 14 — 19 — 19 Provisions (credit) (1,460) (349) 532 (38) 2,294 (2) 977 (113) 864 Ending balance $ 28,030 $ 3,587 $ 1,398 $ 286 $ 4,366 $ 7 $ 37,674 $ 3,762 $ 41,436 Three Months Ended March 31, 2022 Real Estate Commercial (1) One-to-Four Family Home Equity and Lines of Credit Construction and Land Commercial and Industrial Other Total Loans (excluding PCD) PCD Total Allowance for credit losses: Beginning balance $ 26,785 $ 3,545 $ 560 $ 169 $ 3,173 $ 9 $ 34,241 $ 4,732 $ 38,973 Charge-offs — — — — (185) — (185) — (185) Recoveries 78 — — — 5 — 83 — 83 Provisions (credit) 384 44 119 (3) (39) — 505 (102) 403 Ending balance $ 27,247 $ 3,589 $ 679 $ 166 $ 2,954 $ 9 $ 34,644 $ 4,630 $ 39,274 (1) Commercial includes commercial real estate loans collateralized by owner-occupied, non-owner occupied, and multifamily properties. The allowance for credit losses on loans decreased to $41.4 million at March 31, 2023, compared to $42.6 million as of December 31, 2022, primarily due to an improvement in the macroeconomic outlook, partially offset by higher net charge-offs. Furthermore, there were no significant changes in loan balances. The following tables detail the amount of loans receivable held-for-investment, net of deferred loan fees and costs, that are evaluated, individually and collectively, for impairment, and the related portion of the allowance for credit losses that is allocated to each loan portfolio segment, at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Real Estate Commercial (1) One-to-Four Family Home Equity and Lines of Credit Construction and Land Commercial and Industrial Other Total Loans (excluding PCD) PCD Total Allowance for credit losses: Ending balance: individually evaluated for impairment $ 25 $ — $ 3 $ — $ 17 $ — $ 45 $ — $ 45 Ending balance: collectively evaluated for impairment 28,005 3,587 1,396 286 4,349 6 37,629 — 37,629 Ending balance: PCD loans evaluated for impairment (2) — — — — — — — 3,762 3,762 Loans, net: Ending balance $ 3,719,582 $ 175,640 $ 155,683 $ 25,508 $ 151,832 $ 2,095 $ 4,230,340 $ 11,591 $ 4,241,931 Ending balance: individually evaluated for impairment 8,035 651 26 — 91 8,803 — 8,803 Ending balance: collectively evaluated for impairment 3,711,547 174,989 155,657 25,508 146,660 2,095 4,216,456 — 4,216,456 Ending balance: PCD loans evaluated for impairment (2) — — — — — — — 11,591 11,591 PPP loans not evaluated for impairment (3) — — — — 5,081 — 5,081 — 5,081 December 31, 2022 Real Estate Commercial (1) One-to-Four Family Home Equity and Lines of Credit Construction and Land Commercial and Industrial Other Total Loans (excluding PCD) PCD Total Allowance for credit losses: Ending balance: individually evaluated for impairment $ 18 $ — $ 2 $ — $ 18 $ — $ 38 $ — $ 38 Ending balance: collectively evaluated for impairment 29,467 3,936 864 324 4,096 9 38,696 — 38,696 Ending balance: PCD loans evaluated for impairment (2) — — — — — — — 3,883 3,883 Loans, net: Ending balance $ 3,723,828 $ 173,946 $ 152,555 $ 24,932 $ 154,700 $ 2,230 $ 4,232,191 $ 11,502 $ 4,243,693 Ending balance: individually evaluated for impairment 8,152 666 27 — 94 — 8,939 — 8,939 Ending balance: collectively evaluated for impairment 3,715,676 173,280 152,528 24,932 149,463 2,230 4,218,109 — 4,218,109 Ending balance: PCD loans evaluated for impairment (2) — — — — — — — 11,502 11,502 PPP loans not evaluated for impairment (3) — — — — 5,143 — 5,143 — 5,143 (1) Commercial includes commercial real estate loans collateralized by owner-occupied, non-owner occupied, and multifamily properties. (2) Upon adoption of CECL, the Company elected to maintain pools of PCD loans that were previously accounted for under ASC 310-30, and will continue to evaluate PCD loans under this guidance. (3) PPP loans are guaranteed by the SBA and therefore excluded from the allowance for credit losses.

Deposits

Deposits	3 Months Ended
	Mar. 31, 2023
Deposits [Abstract]
Deposits	Deposits Deposit account balances are summarized as follows (in thousands): March 31, 2023 December 31, 2022 Non-interest-bearing checking $ 804,784 $ 852,660 Negotiable orders of withdrawal ("NOW") and interest-bearing checking 1,109,364 1,132,290 Savings and money market 1,325,271 1,425,247 Certificates of deposit 608,078 740,022 Total deposits $ 3,847,497 $ 4,150,219 Interest expense on deposit accounts is summarized for the periods indicated (in thousands): Three Months Ended March 31, 2023 2022 NOW and interest-bearing checking, savings, and money market $ 3,843 $ 571 Certificates of deposit 3,978 588 Total interest expense on deposit accounts $ 7,821 $ 1,159

Subordinated Debt

Subordinated Debt	3 Months Ended
	Mar. 31, 2023
Debt Disclosure [Abstract]
Subordinated Debt	Subordinated DebtOn June 17, 2022, the Company issued $62.0 million in aggregate principal amount of fixed-to-floating subordinated notes (the “Notes”) to certain institutional investors. The Notes mature on June 30, 2032, unless redeemed earlier. The Notes initially bear interest, payable semi-annually in arrears, at a fixed rate of 5.00% per annum until June 30, 2027. Beginning June 30, 2027 and until maturity or redemption, the interest rate applicable to the outstanding principal amount of the Notes due will reset quarterly to an interest rate per annum equal to the then current three-month Secured Overnight Financing Rate plus 200 basis points, payable quarterly in arrears. The Company has the option to redeem the Notes, at par and in whole or in part, beginning on June 30, 2027 and to redeem the Notes at any time in whole upon certain other events. Any redemption of the Notes will be subject to prior regulatory approval to the extent required. Debt issuance costs totaled $1.1 million and are being amortized to maturity. The Company recognized amortization expense of $56,000 for the three months ended March 31, 2023. The Company intends to use the net proceeds from the issuance of the Notes for general corporate purposes, including to fund potential repurchases of shares of the Company’s outstanding common stock.

Equity Incentive Plans

Equity Incentive Plans	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
Equity Incentive Plans	Equity Incentive Plans The following table is a summary of the Company’s stock options outstanding as of March 31, 2023, and changes therein during the three months then ended. Number of Stock Options Weighted Average Grant Date Fair Value Weighted Average Exercise Price Weighted Average Contractual Life (years) Outstanding - December 31, 2022 1,582,826 $ 4.03 $ 14.04 2.01 Forfeited (2,500) 4.07 14.76 — Exercised (7,600) 3.91 13.13 — Outstanding - March 31, 2023 1,572,726 4.03 14.04 1.76 Exercisable - March 31, 2023 1,572,726 4.03 14.04 1.76 On January 27, 2023, the Company granted to directors and employees, under the 2019 Equity Incentive Plan, 157,525 restricted stock awards with a total grant-date fair value of $2.3 million. Of these grants, 33,813 vest one year from the date of grant and 123,712 vest in equal installments over a three-year period beginning one year from the date of grant. The Company also issued 34,724 performance-based restricted stock units to its executive officers with a total grant date fair value of $499,000. Vesting of the performance-based restricted stock units will be based on achievement of certain levels of Core Return on Average Assets and will cliff-vest after a three-year measurement period ended January 27, 2026. At the end of the performance period, the number of actual shares to be awarded may vary between 0% and 120% of target amounts. The following is a summary of the status of the Company’s restricted stock awards and performance-based restricted stock units at March 31, 2023, and changes therein during the three months then ended. Number of Shares Awarded Weighted Average Grant Date Fair Value Non-vested at December 31, 2022 321,501 $ 14.66 Granted 192,249 14.37 Incremental performance-based restricted stock units earned 10,353 — Vested (124,586) 15.27 Forfeited (5,098) 15.15 Non-vested at March 31, 2023 394,419 14.35 Expected future stock award expense related to the non-vested restricted share awards and performance-based restricted stock units as of March 31, 2023, was $4.9 million over a weighted average period of 2.3 years. During the three months ended March 31, 2023 and March 31, 2022, the Company recorded $718,000 and $396,000, respectively, of stock-based compensation related to the above plan.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements The following tables present the assets reported on the consolidated balance sheets at their estimated fair value as of March 31, 2023, and December 31, 2022, by level within the fair value hierarchy as required by the Fair Value Measurements and Disclosures Topic of the FASB ASC. Financial assets and liabilities are classified in their entirety based on the level of input that is significant to the fair value measurement. The fair value hierarchy is as follows: • Level 1 Inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. • Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (for example, interest rates, volatilities, prepayment speeds, loss severities, credit risks and default rates) or inputs that are derived principally from or corroborated by observable market data by correlations or other means. • Level 3 Inputs – Significant unobservable inputs that reflect the Company’s own assumptions that market participants would use in pricing the assets or liabilities. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 17 to the Consolidated Financial Statements of the Company’s 2021 Annual Report on Form 10-K. Fair Value Measurements at March 31, 2023 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Measured on a recurring basis: Assets: Investment securities: Debt securities available-for-sale: U.S. Government agency $ 72,743 $ — $ 72,743 $ — Mortgage-backed securities: Pass-through certificates: GSE 409,432 — 409,432 — REMICs: GSE 252,757 — 252,757 — 662,189 — 662,189 — Other debt securities: Corporate bonds 162,016 — 162,016 — 162,016 — 162,016 — Total debt securities available-for-sale 896,948 — 896,948 — Trading securities 11,129 11,129 — — Equity securities (1) 443 443 — — Total $ 908,520 $ 11,572 $ 896,948 $ — Measured on a non-recurring basis: Assets: Loans individually evaluated for impairment: Real estate loans: Commercial real estate $ 2,541 $ — $ — $ 2,541 Multifamily 1,923 — — 1,923 Home equity and lines of credit 23 — — 23 Total individually evaluated real estate loans 4,487 — — 4,487 Commercial and industrial loans 53 — — 53 Other real estate owned 70 — — 70 Total $ 4,610 $ — $ — $ 4,610 (1) Excludes investment measured at net asset value of $10.0 million at March 31, 2023, which has not been classified in the fair value hierarchy. Fair Value Measurements at December 31, 2022 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Measured on a recurring basis: Assets: Investment securities: Debt securities available-for-sale: U.S. Government agency securities $ 72,076 $ — $ 72,076 $ — Mortgage-backed securities: Pass-through certificates: GSE 432,618 — 432,618 — REMICs: GSE 264,724 — 264,724 — 697,342 — 697,342 — Other debt securities: Municipal bonds 21 — 21 — Corporate bonds 182,734 — 182,734 — 182,755 — 182,755 — Total debt securities available-for-sale 952,173 — 952,173 — Trading securities 10,751 10,751 — — Equity securities (1) 361 361 — — Total $ 963,285 $ 11,112 $ 952,173 $ — Measured on a non-recurring basis: Assets: Loans individually evaluated for impairment: Real estate loans: Commercial real estate $ 2,631 $ — $ — $ 2,631 Multifamily 1,923 — — 1,923 Home equity and lines of credit 24 — — 24 Total impaired real estate loans 4,578 — — 4,578 Commercial and industrial loans 62 — — 62 Total $ 4,640 $ — $ — $ 4,640 (1) Excludes investment measured at net asset value of $10.1 million at December 31, 2022, which has not been classified in the fair value hierarchy. The following table presents qualitative information for Level 3 assets measured at fair value on a non-recurring basis at March 31, 2023 and December 31, 2022 (dollars in thousands): Fair Value Valuation Methodology Unobservable Range of Inputs March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Individually evaluated loans $ 4,540 $ 4,640 Appraisals Discount for costs to sell 7.0% 7.0% Discount for quick sale 10.0% 10.0% Discounted cash flows Interest rates 4.88% to 7.50% 4.88% to 7.50% Other real estate owned 70 — Appraisals Discount for costs to sell 7.0% —% The valuation techniques described below were used to measure fair value of financial instruments in the tables below on a recurring basis and a non-recurring basis at March 31, 2023, and December 31, 2022. Debt Securities Available for Sale: The estimated fair values for mortgage-backed securities, corporate, and other debt securities are obtained from an independent nationally recognized third-party pricing service. The estimated fair values are derived primarily from cash flow models, which include assumptions for interest rates, credit losses, and prepayment speeds. Broker/dealer quotes are utilized as well, when such quotes are available and deemed representative of the market. The significant inputs utilized in the cash flow models are based on market data obtained from sources independent of the Company (Observable Inputs), and are therefore classified as Level 2 within the fair value hierarchy. There were no transfers of securities between Level 1 and Level 2 during the three months ended March 31, 2023 or March 31, 2022. Trading Securities: Fair values are derived from quoted market prices in active markets. The assets consist of publicly traded mutual funds. Equity Securities: Fair values of equity securities consisting of publicly traded mutual funds are derived from quoted market prices in active markets. Loans Individually Evaluated for Impairment: At March 31, 2023 and December 31, 2022, the Company had loans individually evaluated for impairment (excluding PCD loans) with outstanding principal balances of $6.3 million and $6.7 million, respectively, which were recorded at their estimated fair value of $4.5 million and $4.6 million, respectively. The Company recorded net increases in the specific reserve for impaired loans of $7,000 and $16,000 for the three months ended March 31, 2023 and March 31, 2022, respectively. Net charge-offs of $2.0 million and $102,000 were recorded for the three months ended March 31, 2023 and March 31, 2022, respectively, utilizing Level 3 inputs. For purposes of estimating the fair value of impaired loans, management utilizes independent appraisals, if the loan is collateral-dependent, adjusted downward by management, as necessary, for changes in relevant valuation factors subsequent to the appraisal date, or the present value of expected future cash flows for non-collateral dependent loans and TDRs. Other Real Estate Owned: At March 31, 2023, the Company had other real estate owned of approximately $70,000, recorded at estimated fair value, less estimated selling costs when acquired, thus establishing a new cost basis. The property is located in New Jersey. Estimated fair value is generally based on independent appraisals. These appraisals include adjustments to comparable assets based on the appraisers’ market knowledge and experience, and are considered Level 3 inputs. When an asset is acquired, the excess of the loan balance over fair value, less estimated selling costs, is charged to the allowance for credit losses. If the estimated fair value of the asset declines, a write-down is recorded through non-interest expense. The valuation of foreclosed assets is subjective in nature and may be adjusted in the future because of changes in the economic conditions. In addition, the Company may be required, from time to time, to measure the fair value of certain other financial assets on a nonrecurring basis in accordance with U.S. GAAP. The adjustments to fair value usually result from the application of lower-of-cost-or-market accounting or write downs of individual assets. Fair Value of Financial Instruments: The FASB ASC Topic for Financial Instruments requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring or non-recurring basis. The methodologies for estimating the fair value of financial assets and financial liabilities that are measured at fair value on a recurring or non-recurring basis are discussed above. The following methods and assumptions were used to estimate the fair value of other financial assets and financial liabilities not already discussed above: (a) Cash and Cash Equivalents Cash and cash equivalents are short-term in nature with original maturities of three months or less; the carrying amount approximates fair value. Certificates of deposit having original terms of six-months or less; the carrying value generally approximates fair value. Certificates of deposit with an original maturity of six months or greater; the fair value is derived from discounted cash flows. (b) Debt Securities (Held-to-Maturity) The estimated fair values for substantially all of our securities are obtained from an independent nationally recognized pricing service. The independent pricing service utilizes market prices of same or similar securities whenever such prices are available. Prices involving distressed sellers are not utilized in determining fair value. Where necessary, the independent third-party pricing service estimates fair value using models employing techniques such as discounted cash flow analysis. The assumptions used in these models typically include assumptions for interest rates, credit losses, and prepayments, utilizing market observable data where available. (c) Investments in Equity Securities at Net Asset Value Per Share The Company uses net asset value as a practical expedient to record its investment in a private SBA Loan Fund since the shares in the fund are not publicly traded, do not have a readily determinable fair value and the net asset value per share is calculated in a manner consistent with the measurement principles of an investment company. (d) Federal Home Loan Bank of New York Stock Federal Home Loan Bank of New York ("FHLBNY") stock is carried at cost, which approximates fair value, since this is the amount for which it could be redeemed and there is no active market for this stock. (e) Loans (Held-for-Investment) Fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as originated and purchased, and further segregated by residential mortgage, construction, land, multifamily, commercial and consumer. Each loan category is further segmented into amortizing and non-amortizing and fixed and adjustable rate interest terms and by performing and non-performing categories. The fair value of loans is estimated using a discounted cash flow analysis. The discount rates used to determine fair value use interest rate spreads that reflect factors such as liquidity, credit, and non-performance risk of the loans. (f) Loans (Held-for-Sale) Held-for-sale loans are carried at the lower of aggregate cost or estimated fair value, less costs to sell, and therefore fair value is equal to carrying value. (g) Deposits The fair value of deposits with no stated maturity, such as interest and non-interest bearing demand deposits, savings, NOW and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. (h) Commitments to Extend Credit and Standby Letters of Credit The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of off-balance sheet commitments is insignificant and therefore not included in the following table. (i) Borrowings The fair value of borrowed funds is estimated by discounting future cash flows based on rates currently available for debt with similar terms and remaining maturity. (j) Advance Payments by Borrowers for Taxes and Insurance Advance payments by borrowers for taxes and insurance have no stated maturity; the fair value is equal to the amount currently payable. (k) Derivatives The fair value of the Company's derivatives is determined using discounted cash flow analysis using observable market-based inputs, which are considered Level 2 inputs. The estimated fair values of the Company’s significant financial instruments at March 31, 2023 and December 31, 2022, are presented in the following tables (in thousands): March 31, 2023 Estimated Fair Value Carrying Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 158,952 $ 158,952 $ — $ — $ 158,952 Trading securities 11,129 11,129 — — 11,129 Debt securities available-for-sale 896,948 — 896,948 — 896,948 Debt securities held-to-maturity 10,378 — 10,172 — 10,172 Equity securities (1) 443 443 — — 443 FHLBNY stock, at cost 41,117 — 41,117 — 41,117 Net loans held-for-investment 4,200,495 — — 4,024,068 4,024,068 Derivative assets 4,981 — 4,981 — 4,981 Financial liabilities: Deposits $ 3,847,497 $ — $ 3,847,486 $ — $ 3,847,486 FHLB advances and other borrowings (including securities sold under agreements to repurchase) 948,983 — 931,766 — 931,766 Subordinated debentures, net of issuance costs 61,052 — 55,449 — 55,449 Advance payments by borrowers for taxes and insurance 30,847 — 30,847 — 30,847 Derivative liabilities 4,983 — 4,983 — 4,983 (1) Excludes investment measured at net asset value of $10.0 million at March 31, 2023, which has not been classified in the fair value hierarchy. December 31, 2022 Estimated Fair Value Carrying Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 45,799 $ 45,799 $ — $ — $ 45,799 Trading securities 10,751 10,751 — — 10,751 Debt securities available-for-sale 952,173 — 952,173 — 952,173 Debt securities held-to-maturity 10,760 — 10,389 — 10,389 Equity securities (1) 361 361 — — 361 FHLBNY stock, at cost 30,382 — 30,382 — 30,382 Net loans held-for-investment 4,201,076 — — 4,016,849 4,016,849 Derivative assets 5,321 — 5,321 — 5,321 Financial liabilities: Deposits $ 4,150,219 $ — $ 4,148,938 $ — $ 4,148,938 FHLB advances and other borrowings (including securities sold under agreements to repurchase) 583,859 — 564,588 — 564,588 Subordinated debentures, net of issuance costs 60,996 54,393 54,393 Advance payments by borrowers for taxes and insurance 25,995 — 25,995 — 25,995 Derivative liabilities 5,321 — 5,321 — 5,321 (1) Excludes investment measured at net asset value of $10.1 million at December 31, 2022, which has not been classified in the fair value hierarchy. Limitations Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected losses, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share is computed by dividing net income available to common stockholders by the weighted average number of shares outstanding during the period. For purposes of calculating basic earnings per share, weighted average common shares outstanding excludes unallocated employee stock ownership plan (“ESOP”) shares that have not been committed for release and unvested restricted stock and performance-based restricted stock units. Diluted earnings per share is computed using the same method as basic earnings per share, but reflects the potential dilution that could occur if stock options were exercised and converted into common stock and unvested shares of restricted stock and performance-based restricted stock units vested. These potentially dilutive shares are then included in the weighted average number of shares outstanding for the period using the treasury stock method. When applying the treasury stock method we added the assumed proceeds from option exercises and the average unamortized compensation costs related to unvested shares of restricted stock, performance-based restricted stock units and stock options. We then divided this sum by our average stock price for the period to calculate assumed shares repurchased. The excess of the number of shares issuable over the number of shares assumed to be repurchased is added to basic weighted average common shares to calculate diluted earnings per share. The following is a summary of the Company’s earnings per share calculations and reconciliation of basic to diluted earnings per share for the periods indicated (in thousands, except per share data): Three Months Ended March 31, 2023 2022 Net income available to common stockholders $ 11,707 $ 14,127 Weighted average shares outstanding-basic 44,784,228 46,811,331 Effect of non-vested restricted stock and stock, performance-based restricted stock units and options outstanding 144,677 277,044 Weighted average shares outstanding-diluted 44,928,905 47,088,375 Earnings per share-basic $ 0.26 $ 0.30 Earnings per share-diluted $ 0.26 $ 0.30 Anti-dilutive shares 920,352 273,469

Leases

Leases	3 Months Ended
	Mar. 31, 2023
Leases [Abstract]
Leases	Leases The Company’s leases primarily relate to real estate property for branches and office space with terms extending from six months up to 32.3 years. At March 31, 2023, all of the Company's leases are classified as operating leases, which are required to be recognized on the consolidated balance sheets as a right-of-use asset and a corresponding lease liability. The Company determines if an arrangement is a lease at inception. Operating leases are included in operating lease right-of-use assets and operating lease liabilities on the consolidated balance sheets. Right-of-use assets represent the right to use an underlying asset for the lease term and lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease right-of-use assets and liabilities are recorded at the present value of lease payments over the lease term. As the Company's leases do not provide an implicit rate, the Company uses its incremental borrowing rate, at lease inception, over a similar term in determining the present value of lease payments. Certain leases include options to renew, with one or more renewal terms ranging from five At March 31, 2023, the Company’s operating lease right-of-use assets and operating lease liabilities included on the consolidated balance sheet were $33.1 million and $38.5 million, respectively. At December 31, 2022, the Company’s operating lease right-of-use assets and operating lease liabilities included on the consolidated balance sheet were $34.3 million and $39.8 million, respectively. Operating lease expense is recognized on a straight-line basis over the lease term, while variable lease payments are recognized as incurred. Variable lease payments include common area maintenance charges, real estate taxes, repairs and maintenance costs and utilities. Operating and variable lease expenses are recorded in occupancy expense on the consolidated statements of comprehensive income. Supplemental lease information at or for the three months ended March 31, 2023, and March 31, 2022 is as follows (dollars in thousands): Three Months Ended March 31, 2023 2022 Operating lease cost $ 1,507 $ 1,469 Variable lease cost 906 965 Net lease cost $ 2,413 $ 2,434 Cash paid for amounts included in measurement of operating lease liabilities $ 1,606 $ 1,564 Right-of-use assets obtained in exchange for new operating lease liabilities $ — $ — Weighted average remaining lease term 11.12 years 11.81 years Weighted average discount rate 3.55 % 3.56 % The following table summarizes lease payment obligations for each of the next five years and thereafter in addition to a reconcilement to the Company's current lease liability (in thousands): Year Amount 2023 $ 4,884 2024 6,069 2025 5,729 2026 4,967 2027 4,007 Thereafter 22,557 Total lease payments 48,213 Less: imputed interest (9,704) Present value of lease liabilities $ 38,509 As of March 31, 2023, the Company had not entered into any leases that have not yet commenced.

Derivatives

Derivatives	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives The Company has interest rate derivatives resulting from a service provided to certain qualified borrowers in a loan-related transaction and, therefore, are not used to manage interest rate risk in the Company’s assets or liabilities. The interest rate swap agreement which the Company executed with the commercial borrower is collateralized by the borrower’s commercial real estate financed by the Company. The collateral exceeds the maximum potential amount of future payments under the credit derivative. As these interest rate swaps do not meet the hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. At March 31, 2023, the Company had eight interest rate swaps with a notional amount of $61.7 million. At December 31, 2022, the Company had seven interest rate swaps with a notional amount of $37.0 million. The Company recorded fee income related to these swaps of $231,000 for the three months ended March 31, 2023. There was no fee income related to these swaps for the three months ended March 31, 2022. The table below presents the fair value of the derivatives as well as their location on the consolidated balance sheets (in thousands): Fair Value Balance Sheet Location March 31, 2023 December 31, 2022 Other assets $ 4,981 $ 5,321 Other liabilities 4,983 5,321

Consolidated Financial Statem_2

Consolidated Financial Statements (Policies)	3 Months Ended
	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The consolidated financial statements are comprised of the accounts of Northfield Bancorp, Inc. and its wholly owned subsidiaries, Northfield Investments, Inc. and Northfield Bank (the “Bank”), and the Bank’s wholly-owned subsidiaries, NSB Services Corp. and NSB Realty Trust (collectively the “Company”). All significant intercompany accounts and transactions have been eliminated in consolidation. In the opinion of management, all adjustments (consisting solely of normal and recurring adjustments) necessary for the fair presentation of the consolidated balance sheets and the consolidated statements of comprehensive income for the unaudited periods presented have been included. The results of operations and other data presented for the three months ended March 31, 2023 are not necessarily indicative of the results of operations that may be expected for the year ending December 31, 2023 or for any other period. Whenever necessary, certain prior year amounts are reclassified to conform to the current year presentation. In preparing the unaudited consolidated financial statements in conformity with U.S. generally accepted accounting principles (“U.S. GAAP”), management has made estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated balance sheets and for the periods indicated in the consolidated statements of comprehensive income. Material estimates that are particularly susceptible to change are: the allowance for credit losses and the valuation allowance against deferred tax assets. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the consolidated financial statements in the period they are deemed necessary. While management uses its best judgment, actual amounts or results could differ significantly from those estimates.
Recent Accounting Pronouncements Adopted	Recent Accounting Pronouncements Adopted Effective January 1, 2023, the Company adopted Accounting Standards Update (“ASU”) No. 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”). The amendments in this ASU were issued to (1) eliminate accounting guidance for Troubled Debt Restructurings (“TDRs”) by creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty; (2) require disclosures of current period gross write-offs by year of origination for financing receivables and net investments in leases. Under ASU 2022-02, the Company assesses all loan modifications to determine whether one is granted to a borrower experiencing financial difficulty, regardless of whether the modified loan terms include a concession. Modifications granted to borrowers experiencing financial difficulty may be in the form of an interest rate reduction, an other-than-insignificant payment delay, a term extension, principal forgiveness or a combination thereof. Prior to the adoption of ASU 2022-02, a TDR occurred when the terms of a loan were modified because of deterioration in the financial condition of the borrower. Modifications could include extension of the repayment terms of the loan, reduced interest rates, or forgiveness of accrued interest and/or principal. For the Company's accounting policy related to TDRs granted prior to the adoption of ASU 2022-02, see “Note 1. Significant Accounting Policies included in Item 8. Financial Statements and Supplementary Data” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022. The Company adopted ASU 2022-02 on a prospective basis. The adoption of this update did not have a material effect on the Company’s consolidated financial statements. Additional disclosures are included in Note 5 to the consolidated financial statements.
Fair Value Measurements	The following tables present the assets reported on the consolidated balance sheets at their estimated fair value as of March 31, 2023, and December 31, 2022, by level within the fair value hierarchy as required by the Fair Value Measurements and Disclosures Topic of the FASB ASC. Financial assets and liabilities are classified in their entirety based on the level of input that is significant to the fair value measurement. The fair value hierarchy is as follows: • Level 1 Inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. • Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (for example, interest rates, volatilities, prepayment speeds, loss severities, credit risks and default rates) or inputs that are derived principally from or corroborated by observable market data by correlations or other means. • Level 3 Inputs – Significant unobservable inputs that reflect the Company’s own assumptions that market participants would use in pricing the assets or liabilities.
Fair Value of Financial Instruments	The FASB ASC Topic for Financial Instruments requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring or non-recurring basis. The methodologies for estimating the fair value of financial assets and financial liabilities that are measured at fair value on a recurring or non-recurring basis are discussed above. The following methods and assumptions were used to estimate the fair value of other financial assets and financial liabilities not already discussed above: (a) Cash and Cash Equivalents Cash and cash equivalents are short-term in nature with original maturities of three months or less; the carrying amount approximates fair value. Certificates of deposit having original terms of six-months or less; the carrying value generally approximates fair value. Certificates of deposit with an original maturity of six months or greater; the fair value is derived from discounted cash flows. (b) Debt Securities (Held-to-Maturity) The estimated fair values for substantially all of our securities are obtained from an independent nationally recognized pricing service. The independent pricing service utilizes market prices of same or similar securities whenever such prices are available. Prices involving distressed sellers are not utilized in determining fair value. Where necessary, the independent third-party pricing service estimates fair value using models employing techniques such as discounted cash flow analysis. The assumptions used in these models typically include assumptions for interest rates, credit losses, and prepayments, utilizing market observable data where available. (c) Investments in Equity Securities at Net Asset Value Per Share The Company uses net asset value as a practical expedient to record its investment in a private SBA Loan Fund since the shares in the fund are not publicly traded, do not have a readily determinable fair value and the net asset value per share is calculated in a manner consistent with the measurement principles of an investment company. (d) Federal Home Loan Bank of New York Stock Federal Home Loan Bank of New York ("FHLBNY") stock is carried at cost, which approximates fair value, since this is the amount for which it could be redeemed and there is no active market for this stock. (e) Loans (Held-for-Investment) Fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as originated and purchased, and further segregated by residential mortgage, construction, land, multifamily, commercial and consumer. Each loan category is further segmented into amortizing and non-amortizing and fixed and adjustable rate interest terms and by performing and non-performing categories. The fair value of loans is estimated using a discounted cash flow analysis. The discount rates used to determine fair value use interest rate spreads that reflect factors such as liquidity, credit, and non-performance risk of the loans. (f) Loans (Held-for-Sale) Held-for-sale loans are carried at the lower of aggregate cost or estimated fair value, less costs to sell, and therefore fair value is equal to carrying value. (g) Deposits The fair value of deposits with no stated maturity, such as interest and non-interest bearing demand deposits, savings, NOW and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. (h) Commitments to Extend Credit and Standby Letters of Credit The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of off-balance sheet commitments is insignificant and therefore not included in the following table. (i) Borrowings The fair value of borrowed funds is estimated by discounting future cash flows based on rates currently available for debt with similar terms and remaining maturity. (j) Advance Payments by Borrowers for Taxes and Insurance Advance payments by borrowers for taxes and insurance have no stated maturity; the fair value is equal to the amount currently payable. (k) Derivatives The fair value of the Company's derivatives is determined using discounted cash flow analysis using observable market-based inputs, which are considered Level 2 inputs.
Earnings Per Share	Basic earnings per share is computed by dividing net income available to common stockholders by the weighted average number of shares outstanding during the period. For purposes of calculating basic earnings per share, weighted average common shares outstanding excludes unallocated employee stock ownership plan (“ESOP”) shares that have not been committed for release and unvested restricted stock and performance-based restricted stock units.Diluted earnings per share is computed using the same method as basic earnings per share, but reflects the potential dilution that could occur if stock options were exercised and converted into common stock and unvested shares of restricted stock and performance-based restricted stock units vested. These potentially dilutive shares are then included in the weighted average number of shares outstanding for the period using the treasury stock method. When applying the treasury stock method we added the assumed proceeds from option exercises and the average unamortized compensation costs related to unvested shares of restricted stock, performance-based restricted stock units and stock options. We then divided this sum by our average stock price for the period to calculate assumed shares repurchased. The excess of the number of shares issuable over the number of shares assumed to be repurchased is added to basic weighted average common shares to calculate diluted earnings per share.

Debt Securities Available-for_2

Debt Securities Available-for-Sale (Tables)	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Comparative Summary of Mortgage-Backed Securities and Other Securities Available-for-Sale	The following is a comparative summary of mortgage-backed securities and other debt securities available-for-sale at March 31, 2023, and December 31, 2022 (in thousands): March 31, 2023 Gross Gross Estimated Amortized unrealized unrealized fair cost gains losses value U.S. Government agency securities $ 75,958 $ — $ (3,215) $ 72,743 Mortgage-backed securities: Pass-through certificates: Government sponsored enterprises ("GSEs") 445,548 1 (36,117) 409,432 Real estate mortgage investment conduits ("REMICs"): GSE 266,764 — (14,007) 252,757 712,312 1 (50,124) 662,189 Other debt securities: Corporate bonds 167,716 17 (5,717) 162,016 167,716 17 (5,717) 162,016 Total debt securities available-for-sale $ 955,986 $ 18 $ (59,056) $ 896,948 December 31, 2022 Gross Gross Estimated Amortized unrealized unrealized fair cost gains losses value U.S. Government agency securities $ 76,150 $ — $ (4,074) $ 72,076 Mortgage-backed securities: Pass-through certificates: GSE 472,963 1 (40,346) 432,618 REMICs: GSE 280,870 — (16,146) 264,724 753,833 1 (56,492) 697,342 Other debt securities: Municipal bonds 21 — — 21 Corporate bonds 189,603 2 (6,871) 182,734 189,624 2 (6,871) 182,755 Total debt securities available-for-sale $ 1,019,607 $ 3 $ (67,437) $ 952,173
Summary of Expected Maturity Distribution of Debt Securities Available-for-Sale, Other Than Mortgage-Backed Securities	The following is a summary of the expected maturity distribution of debt securities available-for-sale, other than mortgage-backed securities, at March 31, 2023 (in thousands): Available-for-sale Amortized cost Estimated fair value Due in one year or less $ 180,324 $ 174,781 Due after one year through five years 63,350 59,978 $ 243,674 $ 234,759
Gross Unrealized Losses on Mortgage-Backed Securities	Gross unrealized losses on mortgage-backed securities and other debt securities available-for-sale, and the estimated fair value of the related securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2023 and December 31, 2022, were as follows (in thousands): March 31, 2023 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value U.S. Government agency securities $ — $ — $ (3,215) $ 72,743 $ (3,215) $ 72,743 Mortgage-backed securities: Pass-through certificates: GSE (2,136) 63,793 (33,981) 345,513 (36,117) 409,306 REMICs: GSE (1,875) 46,837 (12,132) 205,920 (14,007) 252,757 Other debt securities: Corporate bonds (282) 6,724 (5,435) 140,296 (5,717) 147,020 Total $ (4,293) $ 117,354 $ (54,763) $ 764,472 $ (59,056) $ 881,826 December 31, 2022 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value U.S. Government agency securities $ (3,942) $ 71,058 $ (132) $ 1,018 $ (4,074) $ 72,076 Mortgage-backed securities: Pass-through certificates: GSE (8,112) 142,605 (32,234) 289,890 (40,346) 432,495 REMICs: GSE (8,303) 180,612 (7,843) 84,112 (16,146) 264,724 Other debt securities: Corporate bonds (842) 35,778 (6,029) 129,174 (6,871) 164,952 Total $ (21,199) $ 430,053 $ (46,238) $ 504,194 $ (67,437) $ 934,247 Gross unrealized losses on mortgage-backed securities held-to-maturity, and the estimated fair value of the related securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2023 and December 31, 2022 were as follows (in thousands): March 31, 2023 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value Mortgage-backed securities: Pass-through certificates: GSE $ (83) $ 4,250 $ (259) $ 2,932 $ (342) $ 7,182 Total $ (83) $ 4,250 $ (259) $ 2,932 $ (342) $ 7,182 December 31, 2022 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value Mortgage-backed securities: Pass-through certificates: GSE $ (461) $ 7,433 $ — $ — $ (461) $ 7,433 Total $ (461) $ 7,433 $ — $ — $ (461) $ 7,433

Debt Securities Held-to-Matur_2

Debt Securities Held-to-Maturity (Tables)	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Securities Held-to-Maturity	The following is a summary of mortgage-backed securities held-to-maturity at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Mortgage-backed securities: Pass-through certificates: GSE $ 10,378 $ 136 $ (342) $ 10,172 Total securities held-to-maturity $ 10,378 $ 136 $ (342) $ 10,172 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Mortgage-backed securities: Pass-through certificates: GSE $ 10,760 $ 90 $ (461) $ 10,389 Total securities held-to-maturity $ 10,760 $ 90 $ (461) $ 10,389
Gross Unrealized Losses on Mortgage-Backed Securities	Gross unrealized losses on mortgage-backed securities and other debt securities available-for-sale, and the estimated fair value of the related securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2023 and December 31, 2022, were as follows (in thousands): March 31, 2023 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value U.S. Government agency securities $ — $ — $ (3,215) $ 72,743 $ (3,215) $ 72,743 Mortgage-backed securities: Pass-through certificates: GSE (2,136) 63,793 (33,981) 345,513 (36,117) 409,306 REMICs: GSE (1,875) 46,837 (12,132) 205,920 (14,007) 252,757 Other debt securities: Corporate bonds (282) 6,724 (5,435) 140,296 (5,717) 147,020 Total $ (4,293) $ 117,354 $ (54,763) $ 764,472 $ (59,056) $ 881,826 December 31, 2022 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value U.S. Government agency securities $ (3,942) $ 71,058 $ (132) $ 1,018 $ (4,074) $ 72,076 Mortgage-backed securities: Pass-through certificates: GSE (8,112) 142,605 (32,234) 289,890 (40,346) 432,495 REMICs: GSE (8,303) 180,612 (7,843) 84,112 (16,146) 264,724 Other debt securities: Corporate bonds (842) 35,778 (6,029) 129,174 (6,871) 164,952 Total $ (21,199) $ 430,053 $ (46,238) $ 504,194 $ (67,437) $ 934,247 Gross unrealized losses on mortgage-backed securities held-to-maturity, and the estimated fair value of the related securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2023 and December 31, 2022 were as follows (in thousands): March 31, 2023 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value Mortgage-backed securities: Pass-through certificates: GSE $ (83) $ 4,250 $ (259) $ 2,932 $ (342) $ 7,182 Total $ (83) $ 4,250 $ (259) $ 2,932 $ (342) $ 7,182 December 31, 2022 Less than 12 months 12 months or more Total Unrealized Estimated Unrealized Estimated Unrealized Estimated losses fair value losses fair value losses fair value Mortgage-backed securities: Pass-through certificates: GSE $ (461) $ 7,433 $ — $ — $ (461) $ 7,433 Total $ (461) $ 7,433 $ — $ — $ (461) $ 7,433

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Net Loans Held-for-Investment	The following table summarizes the Company’s loans held-for-investment (in thousands): March 31, December 31, 2023 2022 Real estate loans: Multifamily $ 2,800,079 $ 2,824,579 Commercial mortgage 919,503 899,249 One-to-four family residential mortgage 175,640 173,946 Home equity and lines of credit 155,683 152,555 Construction and land 25,508 24,932 Total real estate loans 4,076,413 4,075,261 Commercial and industrial loans (1) 151,832 154,700 Other loans 2,095 2,230 Total commercial and industrial and other loans 153,927 156,930 Loans held-for-investment (excluding purchased credit-deteriorated (“PCD”) loans) 4,230,340 4,232,191 PCD loans 11,591 11,502 Total loans held-for-investment 4,241,931 4,243,693 Allowance for credit losses (41,436) (42,617) Net loans held-for-investment $ 4,200,495 $ 4,201,076 (1) Included in commercial and industrial loans are $5.1 million of Payment Protection Program ("PPP") loans at both March 31, 2023 and December 31, 2022.
Schedule of Loans Held-for-Investment and Current Period Gross Charge-Offs, Excluding PCD Loans, Net of Deferred Fees and Costs	The following table presents the Company’s loans held-for-investment and current period gross charge-offs, excluding PCD loans, by loan class, credit risk ratings and year of origination, at March 31, 2023 (in thousands): March 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Total Real Estate: Multifamily Pass $ 23,542 $ 628,708 $ 667,394 $ 476,696 $ 253,846 $ 740,171 $ 337 $ 2,790,694 Substandard — — — — — 9,385 — 9,385 Total multifamily 23,542 628,708 667,394 476,696 253,846 749,556 337 2,800,079 Commercial Pass 46,147 213,499 146,247 67,714 90,098 324,850 1,566 890,121 Special mention — — — — — 4,809 — 4,809 Substandard — 2,876 10,494 — — 11,203 — 24,573 Total commercial 46,147 216,375 156,741 67,714 90,098 340,862 1,566 919,503 One-to-four family residential Pass 5,865 28,876 12,264 8,578 9,730 106,912 987 173,212 Special mention — — — — — 1,692 — 1,692 Substandard — — — — — 736 — 736 Total one-to-four family residential 5,865 28,876 12,264 8,578 9,730 109,340 987 175,640 Home equity and lines of credit Pass 6,394 35,819 16,466 8,121 5,774 15,198 67,593 155,365 Special mention — — — — — 70 — 70 Substandard — — — — 92 156 — 248 Total home equity and lines of credit 6,394 35,819 16,466 8,121 5,866 15,424 67,593 155,683 Construction and land Pass — 7,544 1,425 7,083 1,255 7,550 651 25,508 Total construction and land — 7,544 1,425 7,083 1,255 7,550 651 25,508 Total real estate loans 81,948 917,322 854,290 568,192 360,795 1,222,732 71,134 4,076,413 Commercial and industrial Pass 3,605 22,351 15,767 7,744 3,210 9,082 75,249 137,008 Special mention — 291 — 46 — 114 13,378 13,829 Substandard — — 318 88 88 501 — 995 Total commercial and industrial 3,605 22,642 16,085 7,878 3,298 9,697 88,627 151,832 Current period gross charge-offs — 1,591 465 — — — — 2,056 Other Pass 1,898 — — 105 2 20 70 2,095 Total other 1,898 — — 105 2 20 70 2,095 Total loans held-for-investment $ 87,451 $ 939,964 $ 870,375 $ 576,175 $ 364,095 $ 1,232,449 $ 159,831 $ 4,230,340 Total current-period gross charge-offs $ — $ 1,591 $ 465 $ — $ — $ — $ — $ 2,056 The following table presents the Company’s loans held-for-investment, excluding PCD loans, by loan class, credit risk ratings and year of origination, at December 31, 2022 (in thousands): December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Loans Total Real Estate: Multifamily Pass $ 632,613 $ 676,370 $ 500,069 $ 255,374 $ 204,810 $ 545,335 $ 521 $ 2,815,092 Substandard — — — — 3,525 5,962 — 9,487 Total multifamily 632,613 676,370 500,069 255,374 208,335 551,297 521 2,824,579 Commercial Pass 213,621 147,419 68,215 90,644 72,512 275,606 1,664 869,681 Special mention — — — — — 4,852 — 4,852 Substandard 2,889 10,574 — — — 11,253 — 24,716 Total commercial 216,510 157,993 68,215 90,644 72,512 291,711 1,664 899,249 One-to-four family residential Pass 26,432 12,340 8,623 10,057 7,227 105,787 1,006 171,472 Special mention — — — — — 1,716 — 1,716 Substandard — — — — — 758 — 758 Total one-to-four family residential 26,432 12,340 8,623 10,057 7,227 108,261 1,006 173,946 Home equity and lines of credit Pass 36,513 16,053 8,198 5,948 4,484 11,315 69,539 152,050 Special mention — — — — — 70 — 70 Substandard — — — 92 48 295 — 435 Total home equity and lines of credit 36,513 16,053 8,198 6,040 4,532 11,680 69,539 152,555 Construction and land Pass 8,121 1,145 6,335 1,276 1,427 3,905 653 22,862 Substandard — — — — 2,070 — — 2,070 Total construction and land 8,121 1,145 6,335 1,276 3,497 3,905 653 24,932 Total real estate loans 920,189 863,901 591,440 363,391 296,103 966,854 73,383 4,075,261 Commercial and industrial Pass 16,941 14,805 7,754 3,754 1,460 8,172 98,969 151,855 Special mention — — 48 — — 124 214 386 Substandard 291 482 96 50 200 217 1,123 2,459 Total commercial and industrial 17,232 15,287 7,898 3,804 1,660 8,513 100,306 154,700 Other Pass 2,010 — 114 5 6 21 74 2,230 Total other 2,010 — 114 5 6 21 74 2,230 Total loans held-for-investment $ 939,431 $ 879,188 $ 599,452 $ 367,200 $ 297,769 $ 975,388 $ 173,763 $ 4,232,191
Estimated Expected Future Cash Flows of Each PCI Loan Pool	The following tables set forth the detail, and delinquency status, of non-performing loans (non-accrual loans and loans past due 90 days or more and still accruing), net of deferred fees and costs, at March 31, 2023, and December 31, 2022, excluding PCD loans (in thousands): March 31, 2023 Total Non-Performing Loans Non-Accruing Loans Current 30-89 Days Past Due 90 Days or More Past Due Total 90 Days or More Past Due and Accruing Total Non-Performing Loans Loans held-for-investment: Real estate loans: Multifamily Substandard $ 1,923 $ — $ 1,335 $ 3,258 $ 225 $ 3,483 Total multifamily 1,923 — 1,335 3,258 225 3,483 Commercial Substandard 2,709 — 2,479 5,188 — 5,188 Total commercial 2,709 — 2,479 5,188 — 5,188 One-to-four family residential Substandard 86 — 27 113 6 119 Total one-to-four family residential 86 — 27 113 6 119 Home equity and lines of credit Substandard — 1 77 78 — 78 Total home equity and lines of credit — 1 77 78 — 78 Total real estate 4,718 1 3,918 8,637 231 8,868 Commercial and industrial loans Substandard 24 — 508 532 — 532 Total commercial and industrial loans 24 — 508 532 — 532 Total non-performing loans $ 4,742 $ 1 $ 4,426 $ 9,169 $ 231 $ 9,400 December 31, 2022 Total Non-Performing Loans Non-Accruing Loans Current 30-89 Days Past Due 90 Days or More Past Due Total 90 Days or More Past Due and Accruing Total Non-Performing Loans Loans held-for-investment: Real estate loans: Multifamily Substandard $ 1,923 $ — $ 1,362 $ 3,285 $ 233 $ 3,518 Total multifamily 1,923 — 1,362 3,285 233 3,518 Commercial Substandard 2,806 431 1,947 5,184 8 5,192 Total commercial 2,806 431 1,947 5,184 8 5,192 One-to-four family residential Substandard — — 118 118 155 273 Total one-to-four family residential — — 118 118 155 273 Home equity and lines of credit Substandard 186 — 76 262 — 262 Total home equity and lines of credit 186 — 76 262 — 262 Total real estate 4,915 431 3,503 8,849 396 9,245 Commercial and industrial loans Substandard — 26 938 964 24 988 Total commercial and industrial loans — 26 938 964 24 988 Other loans Pass — — — — 5 5 Total other — — — — 5 5 Total non-performing loans $ 4,915 $ 457 $ 4,441 $ 9,813 $ 425 $ 10,238
Detail and Delinquency Status of Originated Loans Held-for-Investment, Net of Deferred Fees and Costs, by Performing and Non-Performing Loans	The following tables set forth the detail and delinquency status of loans held-for-investment, excluding PCD loans, net of deferred fees and costs, at March 31, 2023, and December 31, 2022 (in thousands): March 31, 2023 Past Due Loans 30-89 Days Past Due 90 Days or More Past Due 90 Days or More Past Due and Accruing Total Past Due Current Total Loans Receivable, net Loans held-for-investment: Real estate loans: Multifamily Pass $ 185 $ — $ — $ 185 $ 2,790,509 $ 2,790,694 Substandard — 1,335 225 1,560 7,825 9,385 Total multifamily 185 1,335 225 1,745 2,798,334 2,800,079 Commercial Pass — — — — 890,121 890,121 Special mention — — — — 4,809 4,809 Substandard 804 2,479 — 3,283 21,290 24,573 Total commercial 804 2,479 — 3,283 916,220 919,503 One-to-four family residential Pass 499 — — 499 172,713 173,212 Special mention 68 — — 68 1,624 1,692 Substandard — 27 6 33 703 736 Total one-to-four family residential 567 27 6 600 175,040 175,640 Home equity and lines of credit Pass 573 — — 573 154,792 155,365 Special mention — — — — 70 70 Substandard 93 77 — 170 78 248 Total home equity and lines of credit 666 77 — 743 154,940 155,683 Construction and land Pass — — — — 25,508 25,508 Total construction and land — — — — 25,508 25,508 Total real estate 2,222 3,918 231 6,371 4,070,042 4,076,413 Commercial and industrial Pass 1,311 — — 1,311 135,697 137,008 Special mention 290 — — 290 13,539 13,829 Substandard 242 508 — 750 245 995 Total commercial and industrial 1,843 508 — 2,351 149,481 151,832 Other loans Pass 10 — — 10 2,085 2,095 Total other loans 10 — — 10 2,085 2,095 Total loans held-for-investment $ 4,075 $ 4,426 $ 231 $ 8,732 $ 4,221,608 $ 4,230,340 December 31, 2022 Past Due Loans 30-89 Days Past Due 90 Days or More Past Due 90 Days or More Past Due and Accruing Total Past Due Current Total Loans Receivable, net Loans held-for-investment: Real estate loans: Multifamily Pass $ 189 $ — $ — $ 189 $ 2,814,903 $ 2,815,092 Substandard — 1,362 233 1,595 7,892 9,487 Total multifamily 189 1,362 233 1,784 2,822,795 2,824,579 Commercial Pass 726 — — 726 868,955 869,681 Special mention — — — — 4,852 4,852 Substandard 605 1,947 8 2,560 22,156 24,716 Total commercial 1,331 1,947 8 3,286 895,963 899,249 One-to-four family residential Pass 603 — — 603 170,869 171,472 Special mention 69 — — 69 1,647 1,716 Substandard — 118 155 273 485 758 Total one-to-four family residential 672 118 155 945 173,001 173,946 Home equity and lines of credit Pass 657 — — 657 151,393 152,050 Special mention — — — — 70 70 Substandard 173 76 — 249 186 435 Total home equity and lines of credit 830 76 — 906 151,649 152,555 Construction and land Pass — — — — 22,862 22,862 Substandard — — — — 2,070 2,070 Total construction and land — — — — 24,932 24,932 Total real estate 3,022 3,503 396 6,921 4,068,340 4,075,261 Commercial and industrial Pass 573 — — 573 151,282 151,855 Special mention — — — — 386 386 Substandard 498 938 24 1,460 999 2,459 Total commercial and industrial 1,071 938 24 2,033 152,667 154,700 Other loans Pass 5 — 5 10 2,220 2,230 Total other loans 5 — 5 10 2,220 2,230 Total loans held-for-investment $ 4,098 $ 4,441 $ 425 $ 8,964 $ 4,223,227 $ 4,232,191
Schedule of Non-accrual Loans, Excluding PCD Loans	The following tables summarize information on non-accrual loans, excluding PCD loans, as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Recorded Investment Unpaid Principal Balance With No Related Allowance Real estate loans: Multifamily $ 3,258 $ 3,546 $ 2,042 Commercial 5,188 5,643 3,054 One-to-four family residential 113 113 — Home equity and lines of credit 78 327 — Commercial and industrial 532 1,770 69 Total non-accrual loans $ 9,169 $ 11,399 $ 5,165 December 31, 2022 Recorded Investment Unpaid Principal Balance With No Related Allowance Real estate loans: Multifamily $ 3,285 $ 3,294 $ 2,050 Commercial 5,184 5,639 3,069 One-to-four family residential 118 118 — Home equity and lines of credit 262 512 — Commercial and industrial 964 1,288 67 Total non-accrual loans $ 9,813 $ 10,851 $ 5,186
Summary of Impaired Loans	The following table summarizes interest income on non-accrual loans, excluding PCD loans, during the three months ended March 31, 2023 and March 31, 2022 (in thousands): Three Months Ended March 31, 2023 2022 Real estate loans: Multifamily $ 47 $ 24 Commercial 46 12 One-to-four family residential 4 3 Commercial and industrial 1 1 Total interest income on non-accrual loans $ 98 $ 40

Allowance for Credit Losses (_2

Allowance for Credit Losses (“ACL”) on Loans (Tables)	3 Months Ended
	Mar. 31, 2023
Credit Loss [Abstract]
Schedule of Allowance for Credit Losses for Off-Balance Sheet credit Exposures	The table below summarizes the allowance for credit losses for off-balance sheet credit exposures as of, and for the three months ended March 31, 2023, and March 31, 2022 (in thousands): Three Months Ended March 31, 2023 2022 Balance at beginning of period $ 791 $ 1,852 Provision for credit losses 111 279 Balance at end of period $ 902 $ 2,131
Allowance For Loan Losses And Loans Receivable By Portfolio Segment Table	The following tables set forth activity in our allowance for credit losses on loans, by loan type, as of, and for the three months ended March 31, 2023, and March 31, 2022 (in thousands): Three Months Ended March 31, 2023 Real Estate Commercial (1) One-to-Four Family Home Equity and Lines of Credit Construction and Land Commercial and Industrial Other Total Loans (excluding PCD) PCD Total Allowance for credit losses: Beginning balance $ 29,485 $ 3,936 $ 866 $ 324 $ 4,114 $ 9 $ 38,734 $ 3,883 $ 42,617 Charge-offs — — — — (2,056) — (2,056) (8) (2,064) Recoveries 5 — — — 14 — 19 — 19 Provisions (credit) (1,460) (349) 532 (38) 2,294 (2) 977 (113) 864 Ending balance $ 28,030 $ 3,587 $ 1,398 $ 286 $ 4,366 $ 7 $ 37,674 $ 3,762 $ 41,436 Three Months Ended March 31, 2022 Real Estate Commercial (1) One-to-Four Family Home Equity and Lines of Credit Construction and Land Commercial and Industrial Other Total Loans (excluding PCD) PCD Total Allowance for credit losses: Beginning balance $ 26,785 $ 3,545 $ 560 $ 169 $ 3,173 $ 9 $ 34,241 $ 4,732 $ 38,973 Charge-offs — — — — (185) — (185) — (185) Recoveries 78 — — — 5 — 83 — 83 Provisions (credit) 384 44 119 (3) (39) — 505 (102) 403 Ending balance $ 27,247 $ 3,589 $ 679 $ 166 $ 2,954 $ 9 $ 34,644 $ 4,630 $ 39,274 (1) Commercial includes commercial real estate loans collateralized by owner-occupied, non-owner occupied, and multifamily properties. The following tables detail the amount of loans receivable held-for-investment, net of deferred loan fees and costs, that are evaluated, individually and collectively, for impairment, and the related portion of the allowance for credit losses that is allocated to each loan portfolio segment, at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Real Estate Commercial (1) One-to-Four Family Home Equity and Lines of Credit Construction and Land Commercial and Industrial Other Total Loans (excluding PCD) PCD Total Allowance for credit losses: Ending balance: individually evaluated for impairment $ 25 $ — $ 3 $ — $ 17 $ — $ 45 $ — $ 45 Ending balance: collectively evaluated for impairment 28,005 3,587 1,396 286 4,349 6 37,629 — 37,629 Ending balance: PCD loans evaluated for impairment (2) — — — — — — — 3,762 3,762 Loans, net: Ending balance $ 3,719,582 $ 175,640 $ 155,683 $ 25,508 $ 151,832 $ 2,095 $ 4,230,340 $ 11,591 $ 4,241,931 Ending balance: individually evaluated for impairment 8,035 651 26 — 91 8,803 — 8,803 Ending balance: collectively evaluated for impairment 3,711,547 174,989 155,657 25,508 146,660 2,095 4,216,456 — 4,216,456 Ending balance: PCD loans evaluated for impairment (2) — — — — — — — 11,591 11,591 PPP loans not evaluated for impairment (3) — — — — 5,081 — 5,081 — 5,081 December 31, 2022 Real Estate Commercial (1) One-to-Four Family Home Equity and Lines of Credit Construction and Land Commercial and Industrial Other Total Loans (excluding PCD) PCD Total Allowance for credit losses: Ending balance: individually evaluated for impairment $ 18 $ — $ 2 $ — $ 18 $ — $ 38 $ — $ 38 Ending balance: collectively evaluated for impairment 29,467 3,936 864 324 4,096 9 38,696 — 38,696 Ending balance: PCD loans evaluated for impairment (2) — — — — — — — 3,883 3,883 Loans, net: Ending balance $ 3,723,828 $ 173,946 $ 152,555 $ 24,932 $ 154,700 $ 2,230 $ 4,232,191 $ 11,502 $ 4,243,693 Ending balance: individually evaluated for impairment 8,152 666 27 — 94 — 8,939 — 8,939 Ending balance: collectively evaluated for impairment 3,715,676 173,280 152,528 24,932 149,463 2,230 4,218,109 — 4,218,109 Ending balance: PCD loans evaluated for impairment (2) — — — — — — — 11,502 11,502 PPP loans not evaluated for impairment (3) — — — — 5,143 — 5,143 — 5,143 (1) Commercial includes commercial real estate loans collateralized by owner-occupied, non-owner occupied, and multifamily properties. (2) Upon adoption of CECL, the Company elected to maintain pools of PCD loans that were previously accounted for under ASC 310-30, and will continue to evaluate PCD loans under this guidance. (3) PPP loans are guaranteed by the SBA and therefore excluded from the allowance for credit losses.

Deposits (Tables)

Deposits (Tables)	3 Months Ended
	Mar. 31, 2023
Deposits [Abstract]
Deposit Account Balances	Deposit account balances are summarized as follows (in thousands): March 31, 2023 December 31, 2022 Non-interest-bearing checking $ 804,784 $ 852,660 Negotiable orders of withdrawal ("NOW") and interest-bearing checking 1,109,364 1,132,290 Savings and money market 1,325,271 1,425,247 Certificates of deposit 608,078 740,022 Total deposits $ 3,847,497 $ 4,150,219
Interest Expense on Deposits	Interest expense on deposit accounts is summarized for the periods indicated (in thousands): Three Months Ended March 31, 2023 2022 NOW and interest-bearing checking, savings, and money market $ 3,843 $ 571 Certificates of deposit 3,978 588 Total interest expense on deposit accounts $ 7,821 $ 1,159

Equity Incentive Plans (Tables)

Equity Incentive Plans (Tables)	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
Stock Options Outstanding	The following table is a summary of the Company’s stock options outstanding as of March 31, 2023, and changes therein during the three months then ended. Number of Stock Options Weighted Average Grant Date Fair Value Weighted Average Exercise Price Weighted Average Contractual Life (years) Outstanding - December 31, 2022 1,582,826 $ 4.03 $ 14.04 2.01 Forfeited (2,500) 4.07 14.76 — Exercised (7,600) 3.91 13.13 — Outstanding - March 31, 2023 1,572,726 4.03 14.04 1.76 Exercisable - March 31, 2023 1,572,726 4.03 14.04 1.76
Status of the Company's Restricted Share Awards	The following is a summary of the status of the Company’s restricted stock awards and performance-based restricted stock units at March 31, 2023, and changes therein during the three months then ended. Number of Shares Awarded Weighted Average Grant Date Fair Value Non-vested at December 31, 2022 321,501 $ 14.66 Granted 192,249 14.37 Incremental performance-based restricted stock units earned 10,353 — Vested (124,586) 15.27 Forfeited (5,098) 15.15 Non-vested at March 31, 2023 394,419 14.35

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Significant Fair Value of Assets and Liabilities Measured on Recurring and Non Recurring Basis	Fair Value Measurements at March 31, 2023 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Measured on a recurring basis: Assets: Investment securities: Debt securities available-for-sale: U.S. Government agency $ 72,743 $ — $ 72,743 $ — Mortgage-backed securities: Pass-through certificates: GSE 409,432 — 409,432 — REMICs: GSE 252,757 — 252,757 — 662,189 — 662,189 — Other debt securities: Corporate bonds 162,016 — 162,016 — 162,016 — 162,016 — Total debt securities available-for-sale 896,948 — 896,948 — Trading securities 11,129 11,129 — — Equity securities (1) 443 443 — — Total $ 908,520 $ 11,572 $ 896,948 $ — Measured on a non-recurring basis: Assets: Loans individually evaluated for impairment: Real estate loans: Commercial real estate $ 2,541 $ — $ — $ 2,541 Multifamily 1,923 — — 1,923 Home equity and lines of credit 23 — — 23 Total individually evaluated real estate loans 4,487 — — 4,487 Commercial and industrial loans 53 — — 53 Other real estate owned 70 — — 70 Total $ 4,610 $ — $ — $ 4,610 (1) Excludes investment measured at net asset value of $10.0 million at March 31, 2023, which has not been classified in the fair value hierarchy. Fair Value Measurements at December 31, 2022 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Measured on a recurring basis: Assets: Investment securities: Debt securities available-for-sale: U.S. Government agency securities $ 72,076 $ — $ 72,076 $ — Mortgage-backed securities: Pass-through certificates: GSE 432,618 — 432,618 — REMICs: GSE 264,724 — 264,724 — 697,342 — 697,342 — Other debt securities: Municipal bonds 21 — 21 — Corporate bonds 182,734 — 182,734 — 182,755 — 182,755 — Total debt securities available-for-sale 952,173 — 952,173 — Trading securities 10,751 10,751 — — Equity securities (1) 361 361 — — Total $ 963,285 $ 11,112 $ 952,173 $ — Measured on a non-recurring basis: Assets: Loans individually evaluated for impairment: Real estate loans: Commercial real estate $ 2,631 $ — $ — $ 2,631 Multifamily 1,923 — — 1,923 Home equity and lines of credit 24 — — 24 Total impaired real estate loans 4,578 — — 4,578 Commercial and industrial loans 62 — — 62 Total $ 4,640 $ — $ — $ 4,640 (1) Excludes investment measured at net asset value of $10.1 million at December 31, 2022, which has not been classified in the fair value hierarchy.
Level 3 Assets Measured at Fair Value on a Non-Recurring Basis	The following table presents qualitative information for Level 3 assets measured at fair value on a non-recurring basis at March 31, 2023 and December 31, 2022 (dollars in thousands): Fair Value Valuation Methodology Unobservable Range of Inputs March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Individually evaluated loans $ 4,540 $ 4,640 Appraisals Discount for costs to sell 7.0% 7.0% Discount for quick sale 10.0% 10.0% Discounted cash flows Interest rates 4.88% to 7.50% 4.88% to 7.50% Other real estate owned 70 — Appraisals Discount for costs to sell 7.0% —%
Estimated Fair Values of Significant Financial Instruments	The estimated fair values of the Company’s significant financial instruments at March 31, 2023 and December 31, 2022, are presented in the following tables (in thousands): March 31, 2023 Estimated Fair Value Carrying Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 158,952 $ 158,952 $ — $ — $ 158,952 Trading securities 11,129 11,129 — — 11,129 Debt securities available-for-sale 896,948 — 896,948 — 896,948 Debt securities held-to-maturity 10,378 — 10,172 — 10,172 Equity securities (1) 443 443 — — 443 FHLBNY stock, at cost 41,117 — 41,117 — 41,117 Net loans held-for-investment 4,200,495 — — 4,024,068 4,024,068 Derivative assets 4,981 — 4,981 — 4,981 Financial liabilities: Deposits $ 3,847,497 $ — $ 3,847,486 $ — $ 3,847,486 FHLB advances and other borrowings (including securities sold under agreements to repurchase) 948,983 — 931,766 — 931,766 Subordinated debentures, net of issuance costs 61,052 — 55,449 — 55,449 Advance payments by borrowers for taxes and insurance 30,847 — 30,847 — 30,847 Derivative liabilities 4,983 — 4,983 — 4,983 (1) Excludes investment measured at net asset value of $10.0 million at March 31, 2023, which has not been classified in the fair value hierarchy. December 31, 2022 Estimated Fair Value Carrying Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 45,799 $ 45,799 $ — $ — $ 45,799 Trading securities 10,751 10,751 — — 10,751 Debt securities available-for-sale 952,173 — 952,173 — 952,173 Debt securities held-to-maturity 10,760 — 10,389 — 10,389 Equity securities (1) 361 361 — — 361 FHLBNY stock, at cost 30,382 — 30,382 — 30,382 Net loans held-for-investment 4,201,076 — — 4,016,849 4,016,849 Derivative assets 5,321 — 5,321 — 5,321 Financial liabilities: Deposits $ 4,150,219 $ — $ 4,148,938 $ — $ 4,148,938 FHLB advances and other borrowings (including securities sold under agreements to repurchase) 583,859 — 564,588 — 564,588 Subordinated debentures, net of issuance costs 60,996 54,393 54,393 Advance payments by borrowers for taxes and insurance 25,995 — 25,995 — 25,995 Derivative liabilities 5,321 — 5,321 — 5,321 (1) Excludes investment measured at net asset value of $10.1 million at December 31, 2022, which has not been classified in the fair value hierarchy.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Earnings Per Share Calculations and Reconciliation	The following is a summary of the Company’s earnings per share calculations and reconciliation of basic to diluted earnings per share for the periods indicated (in thousands, except per share data): Three Months Ended March 31, 2023 2022 Net income available to common stockholders $ 11,707 $ 14,127 Weighted average shares outstanding-basic 44,784,228 46,811,331 Effect of non-vested restricted stock and stock, performance-based restricted stock units and options outstanding 144,677 277,044 Weighted average shares outstanding-diluted 44,928,905 47,088,375 Earnings per share-basic $ 0.26 $ 0.30 Earnings per share-diluted $ 0.26 $ 0.30 Anti-dilutive shares 920,352 273,469

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2023
Leases [Abstract]
Lease, Cost	Supplemental lease information at or for the three months ended March 31, 2023, and March 31, 2022 is as follows (dollars in thousands): Three Months Ended March 31, 2023 2022 Operating lease cost $ 1,507 $ 1,469 Variable lease cost 906 965 Net lease cost $ 2,413 $ 2,434 Cash paid for amounts included in measurement of operating lease liabilities $ 1,606 $ 1,564 Right-of-use assets obtained in exchange for new operating lease liabilities $ — $ — Weighted average remaining lease term 11.12 years 11.81 years Weighted average discount rate 3.55 % 3.56 %
Lessee, Operating Lease, Liability, Maturity	The following table summarizes lease payment obligations for each of the next five years and thereafter in addition to a reconcilement to the Company's current lease liability (in thousands): Year Amount 2023 $ 4,884 2024 6,069 2025 5,729 2026 4,967 2027 4,007 Thereafter 22,557 Total lease payments 48,213 Less: imputed interest (9,704) Present value of lease liabilities $ 38,509

Derivatives (Tables)

Derivatives (Tables)	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Liabilities at Fair Value	The table below presents the fair value of the derivatives as well as their location on the consolidated balance sheets (in thousands): Fair Value Balance Sheet Location March 31, 2023 December 31, 2022 Other assets $ 4,981 $ 5,321 Other liabilities 4,983 5,321
Schedule of Derivative Assets at Fair Value	The table below presents the fair value of the derivatives as well as their location on the consolidated balance sheets (in thousands): Fair Value Balance Sheet Location March 31, 2023 December 31, 2022 Other assets $ 4,981 $ 5,321 Other liabilities 4,983 5,321

Debt Securities Available-for_3

Debt Securities Available-for-Sale - Comparative Summary of Mortgage-Backed Securities and Other Securities Available-for-Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 955,986	$ 1,019,607
Gross unrealized gains	18	3
Gross unrealized losses	(59,056)	(67,437)
Estimated fair value	896,948	952,173
U.S. Government agency securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	75,958	76,150
Gross unrealized gains	0	0
Gross unrealized losses	(3,215)	(4,074)
Estimated fair value	72,743	72,076
Mortgage Backed Securities Pass Through Certificates
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	445,548	472,963
Gross unrealized gains	1	1
Gross unrealized losses	(36,117)	(40,346)
Estimated fair value	409,432	432,618
GSE
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	266,764	280,870
Gross unrealized gains	0	0
Gross unrealized losses	(14,007)	(16,146)
Estimated fair value	252,757	264,724
Real estate mortgage investment conduits (REMICs)
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	712,312	753,833
Gross unrealized gains	1	1
Gross unrealized losses	(50,124)	(56,492)
Estimated fair value	662,189	697,342
Municipal bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost		21
Gross unrealized gains		0
Gross unrealized losses		0
Estimated fair value		21
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	167,716	189,603
Gross unrealized gains	17	2
Gross unrealized losses	(5,717)	(6,871)
Estimated fair value	162,016	182,734
Other debt securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	167,716	189,624
Gross unrealized gains	17	2
Gross unrealized losses	(5,717)	(6,871)
Estimated fair value	$ 162,016	$ 182,755

Debt Securities Available-for_4

Debt Securities Available-for-Sale - Summary of Expected Maturity Distribution of Debt Securities Available-for-Sale, Other than Mortgage-Backed Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized cost
Amortized Cost	$ 955,986	$ 1,019,607
Estimated fair value
Estimated fair value	896,948	$ 952,173
Other Than Mortgage Backed Securities
Amortized cost
Due in one year or less	180,324
Due after one year through five years	63,350
Amortized Cost	243,674
Estimated fair value
Due in one year or less	174,781
Due after one year through five years	59,978
Estimated fair value	$ 234,759

Debt Securities Available-for_5

Debt Securities Available-for-Sale - Narrative (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) loan security	Mar. 31, 2022 USD ($)	Dec. 31, 2022 USD ($)
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, restricted	$ 678,000		$ 591,700
Proceeds from sales and calls of debt securities available-for-sale	0	$ 41,464
Debt securities, available-for-sale, realized gain	1	264
Debt securities, available-for-sale, realized loss	0	0
Debt securities, trading, realized gain (loss)	512	$ 802
Debt securities available-for-sale, allowance for credit loss	0		0
Accrued interest receivable associated with debt securities available-for-sale	$ 2,300		$ 2,800
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Accrued interest receivable
Real Estate Mortgage Investment Conduits (REMICs) | GSE
Debt Securities, Available-for-sale [Line Items]
Number of debt securities, unrealized loss position longer than 12 months | loan	5
Real Estate Mortgage Investment Conduits (REMICs) | GSE | Pass Through
Debt Securities, Available-for-sale [Line Items]
Number of debt securities, unrealized loss position longer than 12 months | security	69
Number of debt securities, unrealized loss position less than 12 months | security	51
Real Estate Mortgage Investment Conduits (REMICs) | GSE | Non Pass Through
Debt Securities, Available-for-sale [Line Items]
Number of debt securities, unrealized loss position longer than 12 months | loan	71
Number of debt securities, unrealized loss position less than 12 months | security	11
Real Estate Mortgage Investment Conduits (REMICs) | Municipal bonds
Debt Securities, Available-for-sale [Line Items]
Number of debt securities, unrealized loss position longer than 12 months | loan	23
Number of debt securities, unrealized loss position less than 12 months | security	2

Debt Securities Available-for_6

Debt Securities Available-for-Sale - Gross Unrealized Losses on Mortgage-Backed Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Unrealized losses, less than 12 months	$ (4,293)	$ (21,199)
Estimated fair value, less than 12 months	117,354	430,053
Unrealized losses, 12 months or more	(54,763)	(46,238)
Estimated fair value, 12 months or more	764,472	504,194
Unrealized losses, total	(59,056)	(67,437)
Estimated fair value, total	881,826	934,247
U.S. Government agency securities
Debt Securities, Available-for-sale [Line Items]
Unrealized losses, less than 12 months	0	(3,942)
Estimated fair value, less than 12 months	0	71,058
Unrealized losses, 12 months or more	(3,215)	(132)
Estimated fair value, 12 months or more	72,743	1,018
Unrealized losses, total	(3,215)	(4,074)
Estimated fair value, total	72,743	72,076
Pass-through Certificates | GSE
Debt Securities, Available-for-sale [Line Items]
Unrealized losses, less than 12 months	(2,136)	(8,112)
Estimated fair value, less than 12 months	63,793	142,605
Unrealized losses, 12 months or more	(33,981)	(32,234)
Estimated fair value, 12 months or more	345,513	289,890
Unrealized losses, total	(36,117)	(40,346)
Estimated fair value, total	409,306	432,495
Real estate mortgage investment conduits (REMICs) | GSE
Debt Securities, Available-for-sale [Line Items]
Unrealized losses, less than 12 months	(1,875)	(8,303)
Estimated fair value, less than 12 months	46,837	180,612
Unrealized losses, 12 months or more	(12,132)	(7,843)
Estimated fair value, 12 months or more	205,920	84,112
Unrealized losses, total	(14,007)	(16,146)
Estimated fair value, total	252,757	264,724
Other debt securities | Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Unrealized losses, less than 12 months	(282)	(842)
Estimated fair value, less than 12 months	6,724	35,778
Unrealized losses, 12 months or more	(5,435)	(6,029)
Estimated fair value, 12 months or more	140,296	129,174
Unrealized losses, total	(5,717)	(6,871)
Estimated fair value, total	$ 147,020	$ 164,952

Debt Securities Held-to-Matur_3

Debt Securities Held-to-Maturity - Mortgage Backed Securities Held-to-Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 10,378	$ 10,760
Gross Unrealized Gains	136	90
Gross Unrealized Losses	(342)	(461)
Estimated Fair Value	10,172	10,389
Mortgage Backed Securities Pass Through Certificates
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	10,378	10,760
Gross Unrealized Gains	136	90
Gross Unrealized Losses	(342)	(461)
Estimated Fair Value	$ 10,172	$ 10,389

Debt Securities Held-to-Matur_4

Debt Securities Held-to-Maturity - Narrative (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) security	Mar. 31, 2022 USD ($)	Dec. 31, 2022 USD ($)
Investments, Debt and Equity Securities [Abstract]
Held-to-maturity securities sold	$ 0	$ 0
Held-to-maturity securities pledged to secure borrowings and deposits	$ 10,400		$ 2,000
Held-to-maturity securities unrealized loss position greater than twelve months | security	5
Held-to-maturity securities unrealized loss position less than twelve months | security	4
Accrued interest receivable associated with held-to-maturity securities	$ 37		$ 39

Debt Securities Held-to-Matur_5

Debt Securities Held-to-Maturity - Held-to-Maturity Securities in a Continuous Unrealized Loss Positions (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Unrealized losses
Less than 12 months	$ (83)	$ (461)
12 months or more	(259)	0
Total	(342)	(461)
Estimated fair value
Less than 12 months	4,250	7,433
12 months or more	2,932	0
Total	7,182	7,433
Mortgage Backed Securities Pass Through Certificates
Unrealized losses
Less than 12 months	(83)	(461)
12 months or more	(259)	0
Total	(342)	(461)
Estimated fair value
Less than 12 months	4,250	7,433
12 months or more	2,932	0
Total	$ 7,182	$ 7,433

Equity Securities (Details)

Equity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 10,443	$ 10,443
Money Market Funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities, fair value	443	361
Small Business Administration Loan Fund
Debt and Equity Securities, FV-NI [Line Items]
Equity securities not been classified in the fair value	$ 10,000	$ 10,100

Loans - Net Loans Held-for-Inve

Loans - Net Loans Held-for-Investment (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Total loans held-for-investment	$ 4,241,931	$ 4,243,693
Less: allowance for credit losses	(41,436)	(42,617)	$ (39,274)	$ (38,973)
Net loans held-for-investment	4,200,495	4,201,076
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Loans and Leases Receivable Disclosure [Line Items]
Total loans held-for-investment	4,230,340	4,232,191
Less: allowance for credit losses	(37,674)	(38,734)	(34,644)	(34,241)
PCD loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans held-for-investment	11,591	11,502
Less: allowance for credit losses	(3,762)	(3,883)	(4,630)	(4,732)
Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Loans and Leases Receivable Disclosure [Line Items]
Loans	4,076,413	4,075,261
Total loans held-for-investment	4,076,413	4,075,261
Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Multifamily
Loans and Leases Receivable Disclosure [Line Items]
Loans	2,800,079	2,824,579
Total loans held-for-investment	2,800,079	2,824,579
Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Commercial mortgage
Loans and Leases Receivable Disclosure [Line Items]
Loans	919,503	899,249
Total loans held-for-investment	919,503	899,249
Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | One-to-four family residential mortgage
Loans and Leases Receivable Disclosure [Line Items]
Loans	175,640	173,946
Total loans held-for-investment	175,640	173,946
Less: allowance for credit losses	(3,587)	(3,936)	(3,589)	(3,545)
Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Home equity and lines of credit
Loans and Leases Receivable Disclosure [Line Items]
Loans	155,683	152,555
Total loans held-for-investment	155,683	152,555
Less: allowance for credit losses	(1,398)	(866)	(679)	(560)
Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Construction and land
Loans and Leases Receivable Disclosure [Line Items]
Loans	25,508	24,932
Total loans held-for-investment	25,508	24,932
Less: allowance for credit losses	(286)	(324)	(166)	(169)
Commercial and industrial and other loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Loans and Leases Receivable Disclosure [Line Items]
Loans	153,927	156,930
Commercial and industrial loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Loans and Leases Receivable Disclosure [Line Items]
Loans	151,832	154,700
Total loans held-for-investment	151,832	154,700
Less: allowance for credit losses	(4,366)	(4,114)	(2,954)	(3,173)
Other loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Loans and Leases Receivable Disclosure [Line Items]
Loans	2,095	2,230
Total loans held-for-investment	2,095	2,230
Less: allowance for credit losses	(7)	(9)	$ (9)	$ (9)
Payment Protection Program | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 5,100	$ 5,100

Loans - Narrative, Loans Held-f

Loans - Narrative, Loans Held-for-Investment (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held-for-sale	$ 0	$ 0
PCI loans	$ 4,241,931	$ 4,243,693
Home equity loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of PCI loans	10%	10%
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of PCI loans	31%	28%
Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of PCI loans	52%	53%
One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of PCI loans	7%	9%
PCD loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
PCI loans	$ 11,591	$ 11,502

Loans - Loans Held-for-Investme

Loans - Loans Held-for-Investment and Current Period Gross Charge-Offs, Excluding PCD Loans, Net of Deferred Fees and Costs (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Ending balance	$ 4,241,931		$ 4,243,693
Current period gross charge-offs
Total	2,064	$ 185
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	87,451		939,431
Year Two	939,964		879,188
Year Three	870,375		599,452
Year Four	576,175		367,200
Year Five	364,095		297,769
Prior	1,232,449		975,388
Revolving Loans	159,831		173,763
Ending balance	4,230,340		4,232,191
Current period gross charge-offs
Current Fiscal Year	0
Year Two	1,591
Year Three	465
Year Four	0
Year Five	0
Prior	0
Revolving Loans	0
Total	2,056	185
Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	81,948		920,189
Year Two	917,322		863,901
Year Three	854,290		591,440
Year Four	568,192		363,391
Year Five	360,795		296,103
Prior	1,222,732		966,854
Revolving Loans	71,134		73,383
Ending balance	4,076,413		4,075,261
Real estate loans: | Multifamily | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	23,542		632,613
Year Two	628,708		676,370
Year Three	667,394		500,069
Year Four	476,696		255,374
Year Five	253,846		208,335
Prior	749,556		551,297
Revolving Loans	337		521
Ending balance	2,800,079		2,824,579
Real estate loans: | Multifamily | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	23,542		632,613
Year Two	628,708		676,370
Year Three	667,394		500,069
Year Four	476,696		255,374
Year Five	253,846		204,810
Prior	740,171		545,335
Revolving Loans	337		521
Ending balance	2,790,694		2,815,092
Real estate loans: | Multifamily | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		0
Year Two	0		0
Year Three	0		0
Year Four	0		0
Year Five	0		3,525
Prior	9,385		5,962
Revolving Loans	0		0
Ending balance	9,385		9,487
Real estate loans: | Commercial mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	46,147		216,510
Year Two	216,375		157,993
Year Three	156,741		68,215
Year Four	67,714		90,644
Year Five	90,098		72,512
Prior	340,862		291,711
Revolving Loans	1,566		1,664
Ending balance	919,503		899,249
Real estate loans: | Commercial mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	46,147		213,621
Year Two	213,499		147,419
Year Three	146,247		68,215
Year Four	67,714		90,644
Year Five	90,098		72,512
Prior	324,850		275,606
Revolving Loans	1,566		1,664
Ending balance	890,121		869,681
Real estate loans: | Commercial mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		0
Year Two	0		0
Year Three	0		0
Year Four	0		0
Year Five	0		0
Prior	4,809		4,852
Revolving Loans	0		0
Ending balance	4,809		4,852
Real estate loans: | Commercial mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		2,889
Year Two	2,876		10,574
Year Three	10,494		0
Year Four	0		0
Year Five	0		0
Prior	11,203		11,253
Revolving Loans	0		0
Ending balance	24,573		24,716
Real estate loans: | One-to-four family residential mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	5,865		26,432
Year Two	28,876		12,340
Year Three	12,264		8,623
Year Four	8,578		10,057
Year Five	9,730		7,227
Prior	109,340		108,261
Revolving Loans	987		1,006
Ending balance	175,640		173,946
Current period gross charge-offs
Total	0	0
Real estate loans: | One-to-four family residential mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	5,865		26,432
Year Two	28,876		12,340
Year Three	12,264		8,623
Year Four	8,578		10,057
Year Five	9,730		7,227
Prior	106,912		105,787
Revolving Loans	987		1,006
Ending balance	173,212		171,472
Real estate loans: | One-to-four family residential mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		0
Year Two	0		0
Year Three	0		0
Year Four	0		0
Year Five	0		0
Prior	1,692		1,716
Revolving Loans	0		0
Ending balance	1,692		1,716
Real estate loans: | One-to-four family residential mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		0
Year Two	0		0
Year Three	0		0
Year Four	0		0
Year Five	0		0
Prior	736		758
Revolving Loans	0		0
Ending balance	736		758
Real estate loans: | Home equity and lines of credit | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	6,394		36,513
Year Two	35,819		16,053
Year Three	16,466		8,198
Year Four	8,121		6,040
Year Five	5,866		4,532
Prior	15,424		11,680
Revolving Loans	67,593		69,539
Ending balance	155,683		152,555
Current period gross charge-offs
Total	0	0
Real estate loans: | Home equity and lines of credit | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	6,394		36,513
Year Two	35,819		16,053
Year Three	16,466		8,198
Year Four	8,121		5,948
Year Five	5,774		4,484
Prior	15,198		11,315
Revolving Loans	67,593		69,539
Ending balance	155,365		152,050
Real estate loans: | Home equity and lines of credit | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		0
Year Two	0		0
Year Three	0		0
Year Four	0		0
Year Five	0		0
Prior	70		70
Revolving Loans	0		0
Ending balance	70		70
Real estate loans: | Home equity and lines of credit | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		0
Year Two	0		0
Year Three	0		0
Year Four	0		92
Year Five	92		48
Prior	156		295
Revolving Loans	0		0
Ending balance	248		435
Real estate loans: | Construction and land | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		8,121
Year Two	7,544		1,145
Year Three	1,425		6,335
Year Four	7,083		1,276
Year Five	1,255		3,497
Prior	7,550		3,905
Revolving Loans	651		653
Ending balance	25,508		24,932
Current period gross charge-offs
Total	0	0
Real estate loans: | Construction and land | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		8,121
Year Two	7,544		1,145
Year Three	1,425		6,335
Year Four	7,083		1,276
Year Five	1,255		1,427
Prior	7,550		3,905
Revolving Loans	651		653
Ending balance	25,508		22,862
Real estate loans: | Construction and land | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year			0
Year Two			0
Year Three			0
Year Four			0
Year Five			2,070
Prior			0
Revolving Loans			0
Ending balance			2,070
Commercial and industrial loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	3,605		17,232
Year Two	22,642		15,287
Year Three	16,085		7,898
Year Four	7,878		3,804
Year Five	3,298		1,660
Prior	9,697		8,513
Revolving Loans	88,627		100,306
Ending balance	151,832		154,700
Current period gross charge-offs
Current Fiscal Year	0
Year Two	1,591
Year Three	465
Year Four	0
Year Five	0
Prior	0
Revolving Loans	0
Total	2,056	185
Commercial and industrial loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	3,605		16,941
Year Two	22,351		14,805
Year Three	15,767		7,754
Year Four	7,744		3,754
Year Five	3,210		1,460
Prior	9,082		8,172
Revolving Loans	75,249		98,969
Ending balance	137,008		151,855
Commercial and industrial loans | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		0
Year Two	291		0
Year Three	0		48
Year Four	46		0
Year Five	0		0
Prior	114		124
Revolving Loans	13,378		214
Ending balance	13,829		386
Commercial and industrial loans | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	0		291
Year Two	0		482
Year Three	318		96
Year Four	88		50
Year Five	88		200
Prior	501		217
Revolving Loans	0		1,123
Ending balance	995		2,459
Other loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	1,898		2,010
Year Two	0		0
Year Three	0		114
Year Four	105		5
Year Five	2		6
Prior	20		21
Revolving Loans	70		74
Ending balance	2,095		2,230
Current period gross charge-offs
Total	0	$ 0
Other loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Financing Receivable, Allowance for Credit Loss [Line Items]
Current Fiscal Year	1,898		2,010
Year Two	0		0
Year Three	0		114
Year Four	105		5
Year Five	2		6
Prior	20		21
Revolving Loans	70		74
Ending balance	$ 2,095		$ 2,230

Loans - Narrative, Past Due and

Loans - Narrative, Past Due and Non-Accrual Loans (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Mar. 31, 2023	Jun. 30, 2022	Dec. 31, 2022
Receivables [Abstract]
Non-accrual loans	$ 9,169		$ 9,813
Criteria days for delinquent status	90 days	90 days	90 days
Principal balance of loans on non accrual status, less then	$ 500
Impairment of loans	5,200		$ 5,200
Loans on non accrual status with principal balances below threshold definition of an impaired loan	4,000		4,600
90 days or more past due and accruing	$ 231		$ 425

Loans - Details and Delinquency

Loans - Details and Delinquency Status of Nonperforming Loans (detail, and delinquency status, of non-performing loans (Non-Accrual Loans and Loans Past Due 90 Days or More and Still Accruing) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	$ 4,241,931	$ 4,243,693
Non-accrual loans	9,169	9,813
90 Days or More Past Due and Accruing	231	425
Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	3,258	3,285
Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	5,188	5,184
Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	113	118
Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	78	262
Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	532	964
Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	9,400	10,238
Non-accrual loans	9,169	9,813
90 Days or More Past Due and Accruing	231	425
Non-Performing Loans | Real estate loans:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	8,868	9,245
Non-accrual loans	8,637	8,849
90 Days or More Past Due and Accruing	231	396
Non-Performing Loans | Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	3,483	3,518
Non-accrual loans	3,258	3,285
90 Days or More Past Due and Accruing	225	233
Non-Performing Loans | Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	5,188	5,192
Non-accrual loans	5,188	5,184
90 Days or More Past Due and Accruing	0	8
Non-Performing Loans | Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	119	273
Non-accrual loans	113	118
90 Days or More Past Due and Accruing	6	155
Non-Performing Loans | Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	78	262
Non-accrual loans	78	262
90 Days or More Past Due and Accruing	0	0
Non-Performing Loans | Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	532	988
Non-accrual loans	532	964
90 Days or More Past Due and Accruing	0	24
Non-Performing Loans | Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		5
Non-accrual loans		0
90 Days or More Past Due and Accruing		5
Non-Performing Loans | Substandard | Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	3,483	3,518
Non-accrual loans	3,258	3,285
90 Days or More Past Due and Accruing	225	233
Non-Performing Loans | Substandard | Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	5,188	5,192
Non-accrual loans	5,188	5,184
90 Days or More Past Due and Accruing	0	8
Non-Performing Loans | Substandard | Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	119	273
Non-accrual loans	113	118
90 Days or More Past Due and Accruing	6	155
Non-Performing Loans | Substandard | Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	78	262
Non-accrual loans	78	262
90 Days or More Past Due and Accruing	0	0
Non-Performing Loans | Substandard | Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	532	988
Non-accrual loans	532	964
90 Days or More Past Due and Accruing	0	24
Non-Performing Loans | Pass | Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		5
Non-accrual loans		0
90 Days or More Past Due and Accruing		5
Non-Performing Loans | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,742	4,915
Non-Performing Loans | Current | Real estate loans:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,718	4,915
Non-Performing Loans | Current | Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,923	1,923
Non-Performing Loans | Current | Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,709	2,806
Non-Performing Loans | Current | Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	86	0
Non-Performing Loans | Current | Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	186
Non-Performing Loans | Current | Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	24	0
Non-Performing Loans | Current | Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		0
Non-Performing Loans | Current | Substandard | Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,923	1,923
Non-Performing Loans | Current | Substandard | Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,709	2,806
Non-Performing Loans | Current | Substandard | Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	86	0
Non-Performing Loans | Current | Substandard | Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	186
Non-Performing Loans | Current | Substandard | Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	24	0
Non-Performing Loans | Current | Pass | Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		0
Non-Performing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1	457
Non-Performing Loans | 30-89 Days Past Due | Real estate loans:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1	431
Non-Performing Loans | 30-89 Days Past Due | Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Non-Performing Loans | 30-89 Days Past Due | Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	431
Non-Performing Loans | 30-89 Days Past Due | Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Non-Performing Loans | 30-89 Days Past Due | Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1	0
Non-Performing Loans | 30-89 Days Past Due | Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	26
Non-Performing Loans | 30-89 Days Past Due | Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		0
Non-Performing Loans | 30-89 Days Past Due | Substandard | Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Non-Performing Loans | 30-89 Days Past Due | Substandard | Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	431
Non-Performing Loans | 30-89 Days Past Due | Substandard | Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Non-Performing Loans | 30-89 Days Past Due | Substandard | Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1	0
Non-Performing Loans | 30-89 Days Past Due | Substandard | Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	26
Non-Performing Loans | 30-89 Days Past Due | Pass | Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		0
Non-Performing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,426	4,441
Non-Performing Loans | 90 Days or More Past Due | Real estate loans:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	3,918	3,503
Non-Performing Loans | 90 Days or More Past Due | Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,335	1,362
Non-Performing Loans | 90 Days or More Past Due | Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,479	1,947
Non-Performing Loans | 90 Days or More Past Due | Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	27	118
Non-Performing Loans | 90 Days or More Past Due | Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	77	76
Non-Performing Loans | 90 Days or More Past Due | Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	508	938
Non-Performing Loans | 90 Days or More Past Due | Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		0
Non-Performing Loans | 90 Days or More Past Due | Substandard | Real estate loans: | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,335	1,362
Non-Performing Loans | 90 Days or More Past Due | Substandard | Real estate loans: | Commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,479	1,947
Non-Performing Loans | 90 Days or More Past Due | Substandard | Real estate loans: | One-to-four family residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	27	118
Non-Performing Loans | 90 Days or More Past Due | Substandard | Real estate loans: | Home equity and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	77	76
Non-Performing Loans | 90 Days or More Past Due | Substandard | Commercial and industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	$ 508	938
Non-Performing Loans | 90 Days or More Past Due | Pass | Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		$ 0

Loans - Detail and Delinquency

Loans - Detail and Delinquency Status of Loans Held-for-Investment, Excluding PCD/PCI Loans, Net (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	$ 4,241,931	$ 4,243,693
90 Days or More Past Due and Accruing	231	425
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,230,340	4,232,191
90 Days or More Past Due and Accruing	231	425
Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,076,413	4,075,261
90 Days or More Past Due and Accruing	231	396
Real estate loans: | Multifamily | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,800,079	2,824,579
90 Days or More Past Due and Accruing	225	233
Real estate loans: | Multifamily | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,790,694	2,815,092
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Multifamily | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	9,385	9,487
90 Days or More Past Due and Accruing	225	233
Real estate loans: | Commercial mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	919,503	899,249
90 Days or More Past Due and Accruing	0	8
Real estate loans: | Commercial mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	890,121	869,681
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Commercial mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	24,573	24,716
90 Days or More Past Due and Accruing	0	8
Real estate loans: | Commercial mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,809	4,852
90 Days or More Past Due and Accruing	0	0
Real estate loans: | One-to-four family residential mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	175,640	173,946
90 Days or More Past Due and Accruing	6	155
Real estate loans: | One-to-four family residential mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	173,212	171,472
90 Days or More Past Due and Accruing	0	0
Real estate loans: | One-to-four family residential mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	736	758
90 Days or More Past Due and Accruing	6	155
Real estate loans: | One-to-four family residential mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,692	1,716
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Home equity and lines of credit | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	155,683	152,555
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Home equity and lines of credit | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	155,365	152,050
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Home equity and lines of credit | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	248	435
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Home equity and lines of credit | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	70	70
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Construction and land | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	25,508	24,932
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Construction and land | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	25,508	22,862
90 Days or More Past Due and Accruing	0	0
Real estate loans: | Construction and land | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		2,070
90 Days or More Past Due and Accruing		0
Commercial and industrial loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	151,832	154,700
90 Days or More Past Due and Accruing	0	24
Commercial and industrial loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	137,008	151,855
90 Days or More Past Due and Accruing	0	0
Commercial and industrial loans | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	995	2,459
90 Days or More Past Due and Accruing	0	24
Commercial and industrial loans | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	13,829	386
90 Days or More Past Due and Accruing	0	0
Other loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,095	2,230
90 Days or More Past Due and Accruing	0	5
Other loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,095	2,230
90 Days or More Past Due and Accruing	0	5
30-89 Days Past Due | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,075	4,098
30-89 Days Past Due | Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,222	3,022
30-89 Days Past Due | Real estate loans: | Multifamily | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	185	189
30-89 Days Past Due | Real estate loans: | Multifamily | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	185	189
30-89 Days Past Due | Real estate loans: | Multifamily | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
30-89 Days Past Due | Real estate loans: | Commercial mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	804	1,331
30-89 Days Past Due | Real estate loans: | Commercial mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	726
30-89 Days Past Due | Real estate loans: | Commercial mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	804	605
30-89 Days Past Due | Real estate loans: | Commercial mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
30-89 Days Past Due | Real estate loans: | One-to-four family residential mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	567	672
30-89 Days Past Due | Real estate loans: | One-to-four family residential mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	499	603
30-89 Days Past Due | Real estate loans: | One-to-four family residential mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
30-89 Days Past Due | Real estate loans: | One-to-four family residential mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	68	69
30-89 Days Past Due | Real estate loans: | Home equity and lines of credit | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	666	830
30-89 Days Past Due | Real estate loans: | Home equity and lines of credit | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	573	657
30-89 Days Past Due | Real estate loans: | Home equity and lines of credit | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	93	173
30-89 Days Past Due | Real estate loans: | Home equity and lines of credit | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
30-89 Days Past Due | Real estate loans: | Construction and land | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
30-89 Days Past Due | Real estate loans: | Construction and land | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
30-89 Days Past Due | Real estate loans: | Construction and land | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		0
30-89 Days Past Due | Commercial and industrial loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,843	1,071
30-89 Days Past Due | Commercial and industrial loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,311	573
30-89 Days Past Due | Commercial and industrial loans | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	242	498
30-89 Days Past Due | Commercial and industrial loans | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	290	0
30-89 Days Past Due | Other loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	10	5
30-89 Days Past Due | Other loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	10	5
90 Days or More Past Due | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,426	4,441
90 Days or More Past Due | Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	3,918	3,503
90 Days or More Past Due | Real estate loans: | Multifamily | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,335	1,362
90 Days or More Past Due | Real estate loans: | Multifamily | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | Multifamily | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,335	1,362
90 Days or More Past Due | Real estate loans: | Commercial mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,479	1,947
90 Days or More Past Due | Real estate loans: | Commercial mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | Commercial mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,479	1,947
90 Days or More Past Due | Real estate loans: | Commercial mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | One-to-four family residential mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	27	118
90 Days or More Past Due | Real estate loans: | One-to-four family residential mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | One-to-four family residential mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	27	118
90 Days or More Past Due | Real estate loans: | One-to-four family residential mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | Home equity and lines of credit | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	77	76
90 Days or More Past Due | Real estate loans: | Home equity and lines of credit | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | Home equity and lines of credit | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	77	76
90 Days or More Past Due | Real estate loans: | Home equity and lines of credit | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | Construction and land | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | Construction and land | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Real estate loans: | Construction and land | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		0
90 Days or More Past Due | Commercial and industrial loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	508	938
90 Days or More Past Due | Commercial and industrial loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Commercial and industrial loans | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	508	938
90 Days or More Past Due | Commercial and industrial loans | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Other loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
90 Days or More Past Due | Other loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Total Past Due | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	8,732	8,964
Total Past Due | Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	6,371	6,921
Total Past Due | Real estate loans: | Multifamily | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,745	1,784
Total Past Due | Real estate loans: | Multifamily | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	185	189
Total Past Due | Real estate loans: | Multifamily | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,560	1,595
Total Past Due | Real estate loans: | Commercial mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	3,283	3,286
Total Past Due | Real estate loans: | Commercial mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	726
Total Past Due | Real estate loans: | Commercial mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	3,283	2,560
Total Past Due | Real estate loans: | Commercial mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Total Past Due | Real estate loans: | One-to-four family residential mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	600	945
Total Past Due | Real estate loans: | One-to-four family residential mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	499	603
Total Past Due | Real estate loans: | One-to-four family residential mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	33	273
Total Past Due | Real estate loans: | One-to-four family residential mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	68	69
Total Past Due | Real estate loans: | Home equity and lines of credit | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	743	906
Total Past Due | Real estate loans: | Home equity and lines of credit | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	573	657
Total Past Due | Real estate loans: | Home equity and lines of credit | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	170	249
Total Past Due | Real estate loans: | Home equity and lines of credit | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Total Past Due | Real estate loans: | Construction and land | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Total Past Due | Real estate loans: | Construction and land | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	0	0
Total Past Due | Real estate loans: | Construction and land | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		0
Total Past Due | Commercial and industrial loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,351	2,033
Total Past Due | Commercial and industrial loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,311	573
Total Past Due | Commercial and industrial loans | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	750	1,460
Total Past Due | Commercial and industrial loans | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	290	0
Total Past Due | Other loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	10	10
Total Past Due | Other loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	10	10
Current | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,221,608	4,223,227
Current | Real estate loans: | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,070,042	4,068,340
Current | Real estate loans: | Multifamily | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,798,334	2,822,795
Current | Real estate loans: | Multifamily | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,790,509	2,814,903
Current | Real estate loans: | Multifamily | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	7,825	7,892
Current | Real estate loans: | Commercial mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	916,220	895,963
Current | Real estate loans: | Commercial mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	890,121	868,955
Current | Real estate loans: | Commercial mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	21,290	22,156
Current | Real estate loans: | Commercial mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	4,809	4,852
Current | Real estate loans: | One-to-four family residential mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	175,040	173,001
Current | Real estate loans: | One-to-four family residential mortgage | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	172,713	170,869
Current | Real estate loans: | One-to-four family residential mortgage | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	703	485
Current | Real estate loans: | One-to-four family residential mortgage | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	1,624	1,647
Current | Real estate loans: | Home equity and lines of credit | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	154,940	151,649
Current | Real estate loans: | Home equity and lines of credit | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	154,792	151,393
Current | Real estate loans: | Home equity and lines of credit | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	78	186
Current | Real estate loans: | Home equity and lines of credit | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	70	70
Current | Real estate loans: | Construction and land | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	25,508	24,932
Current | Real estate loans: | Construction and land | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	25,508	22,862
Current | Real estate loans: | Construction and land | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment		2,070
Current | Commercial and industrial loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	149,481	152,667
Current | Commercial and industrial loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	135,697	151,282
Current | Commercial and industrial loans | Substandard | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	245	999
Current | Commercial and industrial loans | Special mention | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	13,539	386
Current | Other loans | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	2,085	2,220
Current | Other loans | Pass | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held-for-investment	$ 2,085	$ 2,220

Loans - Non-Accrual Loans, Excl

Loans - Non-Accrual Loans, Excluding PCD Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Recorded Investment	$ 9,169	$ 9,813
Unpaid Principal Balance	11,399	10,851
With No Related Allowance	5,165	5,186
Real estate loans: | Multifamily
Financing Receivable, Allowance for Credit Loss [Line Items]
Recorded Investment	3,258	3,285
Unpaid Principal Balance	3,546	3,294
With No Related Allowance	2,042	2,050
Real estate loans: | Commercial mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Recorded Investment	5,188	5,184
Unpaid Principal Balance	5,643	5,639
With No Related Allowance	3,054	3,069
Real estate loans: | One-to-four family residential mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Recorded Investment	113	118
Unpaid Principal Balance	113	118
With No Related Allowance	0	0
Real estate loans: | Home equity and lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Recorded Investment	78	262
Unpaid Principal Balance	327	512
With No Related Allowance	0	0
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Recorded Investment	532	964
Unpaid Principal Balance	1,770	1,288
With No Related Allowance	$ 69	$ 67

Loans - Interest Income on Non-

Loans - Interest Income on Non-Accrual Loans, Excluding PCD Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Financing Receivable, Impaired [Line Items]
Total interest income on non-accrual loans	$ 98	$ 40
Real estate loans: | Multifamily
Financing Receivable, Impaired [Line Items]
Total interest income on non-accrual loans	47	24
Real estate loans: | Commercial mortgage
Financing Receivable, Impaired [Line Items]
Total interest income on non-accrual loans	46	12
Real estate loans: | One-to-four family residential mortgage
Financing Receivable, Impaired [Line Items]
Total interest income on non-accrual loans	4	3
Commercial and industrial loans
Financing Receivable, Impaired [Line Items]
Total interest income on non-accrual loans	$ 1	$ 1

Loans - Narrative, Collateral-D

Loans - Narrative, Collateral-Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral-dependent impaired loans	$ 7,300	$ 7,400
Real estate loans: | Commercial mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral-dependent impaired loans	4,900
Real estate loans: | Multifamily
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral-dependent impaired loans	2,000
Real estate loans: | One-to-four family residential mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Collateral-dependent impaired loans	$ 325

Loans - Narrative, Troubled Deb

Loans - Narrative, Troubled Debt Restructurings (Details) $ in Millions	3 Months Ended
	Mar. 31, 2022 contract	Dec. 31, 2022 USD ($)
Receivables [Abstract]
Number of contracts	0
Troubled debt restructurings | $		$ 7
Number of TDR loans restructured that subsequently defaulted (contract)	0

Allowance for Credit Losses (_3

Allowance for Credit Losses (“ACL”) on Loans - Narrative (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment threshold	$ 500,000
Individually evaluated for impairment	45,200	$ 38,200
Accounting Standards Update 2016-13
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	$ (41,400,000)	$ (42,600,000)

Allowance for Credit Losses (_4

Allowance for Credit Losses (“ACL”) on Loans - Allowance for Credit Losses for Off-Balance Sheet Credit (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]
Beginning balance	$ 791	$ 1,852
Provision for credit losses	111	279
Ending balance	$ 902	$ 2,131

Allowance for Credit Losses (_5

Allowance for Credit Losses (“ACL”) on Loans - Amount of Loans Receivable Held-for-Investment and Related Allowances Per Loan Portfolio Segment (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 42,617,000	$ 38,973,000
Charge-offs	(2,064,000)	(185,000)
Recoveries	19,000	83,000
Provisions (credit)	864,000	403,000
Ending balance	41,436,000	39,274,000
Originated Loans Net
Ending balance: individually evaluated for impairment	45,200		$ 38,200
Ending balance: collectively evaluated for impairment	37,629,000		38,696,000
Ending balance: PCD loans evaluated for impairment	3,762,000		3,883,000
Ending balance	4,241,931,000		4,243,693,000
Ending balance: individually evaluated for impairment	8,803,000		8,939,000
Ending balance: collectively evaluated for impairment	4,216,456,000		4,218,109,000
Ending balance: PCD loans evaluated for impairment	11,591,000		11,502,000
PPP loans not evaluated for impairment	5,081,000		5,143,000
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	38,734,000	34,241,000
Charge-offs	(2,056,000)	(185,000)
Recoveries	19,000	83,000
Provisions (credit)	977,000	505,000
Ending balance	37,674,000	34,644,000
Originated Loans Net
Ending balance: individually evaluated for impairment	45,000		38,000
Ending balance: collectively evaluated for impairment	37,629,000		38,696,000
Ending balance: PCD loans evaluated for impairment	0		0
Ending balance	4,230,340,000		4,232,191,000
Ending balance: individually evaluated for impairment	8,803,000		8,939,000
Ending balance: collectively evaluated for impairment	4,216,456,000		4,218,109,000
Ending balance: PCD loans evaluated for impairment	0		0
PPP loans not evaluated for impairment	5,081,000		5,143,000
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Real estate loans:
Originated Loans Net
Ending balance	4,076,413,000		4,075,261,000
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Commercial and industrial loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	4,114,000	3,173,000
Charge-offs	(2,056,000)	(185,000)
Recoveries	14,000	5,000
Provisions (credit)	2,294,000	(39,000)
Ending balance	4,366,000	2,954,000
Originated Loans Net
Ending balance: individually evaluated for impairment	17,000		18,000
Ending balance: collectively evaluated for impairment	4,349,000		4,096,000
Ending balance: PCD loans evaluated for impairment	0		0
Ending balance	151,832,000		154,700,000
Ending balance: individually evaluated for impairment	91,000		94,000
Ending balance: collectively evaluated for impairment	146,660,000		149,463,000
Ending balance: PCD loans evaluated for impairment	0		0
PPP loans not evaluated for impairment	5,081,000		5,143,000
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Other loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	9,000	9,000
Charge-offs	0	0
Recoveries	0	0
Provisions (credit)	(2,000)	0
Ending balance	7,000	9,000
Originated Loans Net
Ending balance: individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	6,000		9,000
Ending balance: PCD loans evaluated for impairment	0		0
Ending balance	2,095,000		2,230,000
Ending balance: individually evaluated for impairment			0
Ending balance: collectively evaluated for impairment	2,095,000		2,230,000
Ending balance: PCD loans evaluated for impairment	0		0
PPP loans not evaluated for impairment	0		0
PCD loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	3,883,000	4,732,000
Charge-offs	(8,000)	0
Recoveries	0	0
Provisions (credit)	(113,000)	(102,000)
Ending balance	3,762,000	4,630,000
Originated Loans Net
Ending balance: individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	0		0
Ending balance: PCD loans evaluated for impairment	3,762,000		3,883,000
Ending balance	11,591,000		11,502,000
Ending balance: individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	0		0
Ending balance: PCD loans evaluated for impairment	11,591,000		11,502,000
PPP loans not evaluated for impairment	0		0
Commercial | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Real estate loans:
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	29,485,000	26,785,000
Charge-offs	0	0
Recoveries	5,000	78,000
Provisions (credit)	(1,460,000)	384,000
Ending balance	28,030,000	27,247,000
Originated Loans Net
Ending balance: individually evaluated for impairment	25,000		18,000
Ending balance: collectively evaluated for impairment	28,005,000		29,467,000
Ending balance: PCD loans evaluated for impairment	0		0
Ending balance	3,719,582,000		3,723,828,000
Ending balance: individually evaluated for impairment	8,035,000		8,152,000
Ending balance: collectively evaluated for impairment	3,711,547,000		3,715,676,000
Ending balance: PCD loans evaluated for impairment	0		0
PPP loans not evaluated for impairment	0		0
One-to-four family residential mortgage | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Real estate loans:
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	3,936,000	3,545,000
Charge-offs	0	0
Recoveries	0	0
Provisions (credit)	(349,000)	44,000
Ending balance	3,587,000	3,589,000
Originated Loans Net
Ending balance: individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	3,587,000		3,936,000
Ending balance: PCD loans evaluated for impairment	0		0
Ending balance	175,640,000		173,946,000
Ending balance: individually evaluated for impairment	651,000		666,000
Ending balance: collectively evaluated for impairment	174,989,000		173,280,000
Ending balance: PCD loans evaluated for impairment	0		0
PPP loans not evaluated for impairment	0		0
Home equity and lines of credit | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Real estate loans:
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	866,000	560,000
Charge-offs	0	0
Recoveries	0	0
Provisions (credit)	532,000	119,000
Ending balance	1,398,000	679,000
Originated Loans Net
Ending balance: individually evaluated for impairment	3,000		2,000
Ending balance: collectively evaluated for impairment	1,396,000		864,000
Ending balance: PCD loans evaluated for impairment	0		0
Ending balance	155,683,000		152,555,000
Ending balance: individually evaluated for impairment	26,000		27,000
Ending balance: collectively evaluated for impairment	155,657,000		152,528,000
Ending balance: PCD loans evaluated for impairment	0		0
PPP loans not evaluated for impairment	0		0
Construction and land | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration | Real estate loans:
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	324,000	169,000
Charge-offs	0	0
Recoveries	0	0
Provisions (credit)	(38,000)	(3,000)
Ending balance	286,000	$ 166,000
Originated Loans Net
Ending balance: individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	286,000		324,000
Ending balance: PCD loans evaluated for impairment	0		0
Ending balance	25,508,000		24,932,000
Ending balance: individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	25,508,000		24,932,000
Ending balance: PCD loans evaluated for impairment	0		0
PPP loans not evaluated for impairment	$ 0		$ 0

Deposits - Deposit Account Bala

Deposits - Deposit Account Balances (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
Non-interest-bearing checking	$ 804,784	$ 852,660
Negotiable orders of withdrawal ("NOW") and interest-bearing checking	1,109,364	1,132,290
Savings and money market	1,325,271	1,425,247
Certificates of deposit	608,078	740,022
Total deposits	$ 3,847,497	$ 4,150,219

Deposits - Interest Expense On

Deposits - Interest Expense On Deposits (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Deposits [Abstract]
NOW and interest-bearing checking, savings, and money market	$ 3,843	$ 571
Certificates of deposit	3,978	588
Total interest expense on deposit accounts	$ 7,821	$ 1,159

Subordinated Debt (Details)

Subordinated Debt (Details) - USD ($) $ in Thousands		3 Months Ended
	Jun. 17, 2022	Mar. 31, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
Subordinated debentures, net of issuance costs	$ 62,000	$ 61,052	$ 60,996
Subordinated notes interest rate		5%
Debt issuance costs	$ 1,100
Amortization expense		$ 56
Secured Overnight Financing Rate (SOFR)
Debt Instrument [Line Items]
Basis points	2%

Equity Incentive Plans - Stock

Equity Incentive Plans - Stock Options Outstanding (Details) - $ / shares	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Number of Stock Options
Beginning Balance (in shares)	1,582,826
Forfeited (shares)	(2,500)
Exercised (in shares)	(7,600)
Ending Balance (in shares)	1,572,726	1,582,826
Exercisable (in shares)	1,572,726
Weighted Average Grant Date Fair Value
Beginning Balance (usd per share)	$ 4.03
Forfeited (usd per share)	4.07
Exercised (usd per share)	3.91
Ending Balance (usd per share)	4.03	$ 4.03
Exercisable (usd per share)	4.03
Weighted Average Exercise Price
Beginning Balance (usd per share)	14.04
Forfeited (usd per share)	14.76
Exercised (usd per share)	13.13
Ending Balance (usd per share)	14.04	$ 14.04
Exercisable (usd per share)	$ 14.04
Weighted Average Contractual Life (years)
Outstanding	1 year 9 months 3 days	2 years 3 days
Exercisable	1 year 9 months 3 days

Equity Incentive Plans - Narrat

Equity Incentive Plans - Narrative (Details) - USD ($)		3 Months Ended
	Jan. 27, 2023	Mar. 31, 2023	Mar. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (shares)		192,249
Allocated share-based compensation expense		$ 718,000	$ 396,000
Performance Shares | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of shares issuable based on threshold performance	0%
Performance Shares | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of shares issuable based on threshold performance	120%
Restricted Share Awards And Performance-Based Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected future stock-based compensation expense		$ 4,900,000
Average period of expected future stock option expense		2 years 3 months 18 days
2019 Equity Incentive Plan | Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (shares)	157,525
Grant date value	$ 2,300,000
2019 Equity Incentive Plan | Restricted Stock Units (RSUs) | Share-based Payment Arrangement, Tranche One
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (shares)	33,813
Award vesting period	1 year
2019 Equity Incentive Plan | Restricted Stock Units (RSUs) | Share-based Payment Arrangement, Tranche Two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (shares)	123,712
Award vesting period	3 years
Period after grant date to begin vesting period	1 year
2019 Equity Incentive Plan | Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (shares)	34,724
Grant date value	$ 499,000
Award vesting period	3 years

Equity Incentive Plans - Status

Equity Incentive Plans - Status of the Company's Restricted Share Awards And Performance-Based Restricted Stock Units (Details)	3 Months Ended
	Mar. 31, 2023 $ / shares shares
Number of Shares Awarded
Beginning Balance (shares) | shares	321,501
Granted (shares) | shares	192,249
Incremental performance-based restricted stock units earned share (shares) | shares	10,353
Vested (shares) | shares	(124,586)
Forfeited (shares) | shares	(5,098)
Ending Balance (shares) | shares	394,419
Weighted Average Grant Date Fair Value
Beginning Balance (in dollars per share) | $ / shares	$ 14.66
Granted (in dollars per share) | $ / shares	14.37
Incremental performance-based restricted stock units earned share (in dollars per share) | $ / shares	0
Vested (in dollars per share) | $ / shares	15.27
Forfeited (in dollars per share) | $ / shares	15.15
Ending Balance (in dollars per share) | $ / shares	$ 14.35

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	$ 896,948	$ 952,173
Trading securities	11,129	10,751
Individually evaluated loans	4,540	4,640
Investment measured at fair value	10,000	10,100
U.S. Government agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	72,743	72,076
Pass-through certificates, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	409,432	432,618
Other debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	162,016	182,755
Measured on a recurring basis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	896,948	952,173
Trading securities	11,129	10,751
Equity securities	443	361
Total	908,520	963,285
Measured on a recurring basis | U.S. Government agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	72,743	72,076
Measured on a recurring basis | Mortgage-backed securities:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	662,189	697,342
Measured on a recurring basis | Pass-through certificates, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	409,432	432,618
Measured on a recurring basis | REMICs, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	252,757	264,724
Measured on a recurring basis | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale		21
Measured on a recurring basis | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	162,016	182,734
Measured on a recurring basis | Other debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	162,016	182,755
Measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Trading securities	11,129	10,751
Equity securities	443	361
Total	11,572	11,112
Measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Government agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Pass-through certificates, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | REMICs, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale		0
Measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	896,948	952,173
Trading securities	0	0
Equity securities	0	0
Total	896,948	952,173
Measured on a recurring basis | Significant Other Observable Inputs (Level 2) | U.S. Government agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	72,743	72,076
Measured on a recurring basis | Significant Other Observable Inputs (Level 2) | Mortgage-backed securities:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	662,189	697,342
Measured on a recurring basis | Significant Other Observable Inputs (Level 2) | Pass-through certificates, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	409,432	432,618
Measured on a recurring basis | Significant Other Observable Inputs (Level 2) | REMICs, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	252,757	264,724
Measured on a recurring basis | Significant Other Observable Inputs (Level 2) | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale		21
Measured on a recurring basis | Significant Other Observable Inputs (Level 2) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	162,016	182,734
Measured on a recurring basis | Significant Other Observable Inputs (Level 2) | Other debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	162,016	182,755
Measured on a recurring basis | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Trading securities	0	0
Equity securities	0	0
Total	0	0
Measured on a recurring basis | Significant Unobservable Inputs (Level 3) | U.S. Government agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Significant Unobservable Inputs (Level 3) | Mortgage-backed securities:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Significant Unobservable Inputs (Level 3) | Pass-through certificates, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Significant Unobservable Inputs (Level 3) | REMICs, GSE
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Significant Unobservable Inputs (Level 3) | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale		0
Measured on a recurring basis | Significant Unobservable Inputs (Level 3) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a recurring basis | Significant Unobservable Inputs (Level 3) | Other debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available-for-sale	0	0
Measured on a non-recurring basis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	4,610	4,640
Measured on a non-recurring basis | Real estate loans:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	4,487	4,578
Measured on a non-recurring basis | Real estate loans: | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	2,541	2,631
Measured on a non-recurring basis | Real estate loans: | Multifamily
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	1,923	1,923
Measured on a non-recurring basis | Real estate loans: | Home equity and lines of credit
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	23	24
Measured on a non-recurring basis | Commercial and industrial loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	53	62
Measured on a non-recurring basis | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	70
Measured on a non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	0	0
Measured on a non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Real estate loans:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Real estate loans: | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Real estate loans: | Multifamily
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Real estate loans: | Home equity and lines of credit
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial and industrial loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0
Measured on a non-recurring basis | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	0	0
Measured on a non-recurring basis | Significant Other Observable Inputs (Level 2) | Real estate loans:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Significant Other Observable Inputs (Level 2) | Real estate loans: | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Significant Other Observable Inputs (Level 2) | Real estate loans: | Multifamily
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Significant Other Observable Inputs (Level 2) | Real estate loans: | Home equity and lines of credit
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Significant Other Observable Inputs (Level 2) | Commercial and industrial loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Measured on a non-recurring basis | Significant Other Observable Inputs (Level 2) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0
Measured on a non-recurring basis | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	4,610	4,640
Measured on a non-recurring basis | Significant Unobservable Inputs (Level 3) | Real estate loans:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	4,487	4,578
Measured on a non-recurring basis | Significant Unobservable Inputs (Level 3) | Real estate loans: | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	2,541	2,631
Measured on a non-recurring basis | Significant Unobservable Inputs (Level 3) | Real estate loans: | Multifamily
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	1,923	1,923
Measured on a non-recurring basis | Significant Unobservable Inputs (Level 3) | Real estate loans: | Home equity and lines of credit
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	23	24
Measured on a non-recurring basis | Significant Unobservable Inputs (Level 3) | Commercial and industrial loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	53	$ 62
Measured on a non-recurring basis | Significant Unobservable Inputs (Level 3) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	$ 70

Fair Value Measurements - Quali

Fair Value Measurements - Qualitative Information for Level 3 Assets Measured at Fair Value on a Non-Recurring Basis (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Individually evaluated loans	$ 4,540	$ 4,640
Other real estate owned	$ 70	$ 0
Appraisals | Discount for costs to sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans receivable	0.070	0.070
Other real estate owned inputs	0.070	0
Appraisals | Discount for quick sale
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans receivable	0.100	0.100
Discounted cash flows | Interest rates | Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans receivable	0.0488	0.0488
Discounted cash flows | Interest rates | Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans receivable	0.0750	0.0750

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Impaired loans held-for-investment and held-for-sale with outstanding principal balances	$ 6,300		$ 6,700
Estimated fair value of impaired loans held-for-investment and held-for-sale	4,500		$ 4,600
Increase in net impairment charges	7	$ 16
Net recoveries (charge offs)	2,000	$ 102
Assets acquired through foreclosure	$ 70

Fair Value Measurements - Estim

Fair Value Measurements - Estimated Fair Values of the Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Jun. 17, 2022
Financial assets:
Trading securities	$ 11,129	$ 10,751
Debt securities available-for-sale	896,948	952,173
Debt securities held-to-maturity	10,172	10,389
Financial liabilities:
Subordinated debentures, net of issuance costs	61,052	60,996	$ 62,000
Investment measured at fair value	10,000	10,100
Carrying Value
Financial assets:
Cash and cash equivalents	158,952	45,799
Trading securities	11,129	10,751
Debt securities available-for-sale	896,948	952,173
Debt securities held-to-maturity	10,378	10,760
Equity securities	443	361
FHLBNY stock, at cost	41,117	30,382
Net loans held-for-investment	4,200,495	4,201,076
Derivative assets	4,981	5,321
Financial liabilities:
Deposits	3,847,497	4,150,219
FHLB advances and other borrowings (including securities sold under agreements to repurchase)	948,983	583,859
Subordinated debentures, net of issuance costs	61,052	60,996
Advance payments by borrowers for taxes and insurance	30,847	25,995
Derivative liabilities	4,983	5,321
Estimated Fair Value
Financial assets:
Cash and cash equivalents	158,952	45,799
Trading securities	11,129	10,751
Debt securities available-for-sale	896,948	952,173
Debt securities held-to-maturity	10,172	10,389
Equity securities	443	361
FHLBNY stock, at cost	41,117	30,382
Net loans held-for-investment	4,024,068	4,016,849
Derivative assets	4,981	5,321
Financial liabilities:
Deposits	3,847,486	4,148,938
FHLB advances and other borrowings (including securities sold under agreements to repurchase)	931,766	564,588
Subordinated debentures, net of issuance costs	55,449	54,393
Advance payments by borrowers for taxes and insurance	30,847	25,995
Derivative liabilities	4,983	5,321
Estimated Fair Value | Level 1
Financial assets:
Cash and cash equivalents	158,952	45,799
Trading securities	11,129	10,751
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0	0
Equity securities	443	361
FHLBNY stock, at cost	0	0
Net loans held-for-investment	0	0
Derivative assets	0	0
Financial liabilities:
Deposits	0	0
FHLB advances and other borrowings (including securities sold under agreements to repurchase)	0	0
Subordinated debentures, net of issuance costs	0
Advance payments by borrowers for taxes and insurance	0	0
Derivative liabilities	0	0
Estimated Fair Value | Level 2
Financial assets:
Cash and cash equivalents	0	0
Trading securities	0	0
Debt securities available-for-sale	896,948	952,173
Debt securities held-to-maturity	10,172	10,389
Equity securities	0	0
FHLBNY stock, at cost	41,117	30,382
Net loans held-for-investment	0	0
Derivative assets	4,981	5,321
Financial liabilities:
Deposits	3,847,486	4,148,938
FHLB advances and other borrowings (including securities sold under agreements to repurchase)	931,766	564,588
Subordinated debentures, net of issuance costs	55,449	54,393
Advance payments by borrowers for taxes and insurance	30,847	25,995
Derivative liabilities	4,983	5,321
Estimated Fair Value | Level 3
Financial assets:
Cash and cash equivalents	0	0
Trading securities	0	0
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0	0
Equity securities	0	0
FHLBNY stock, at cost	0	0
Net loans held-for-investment	4,024,068	4,016,849
Derivative assets	0	0
Financial liabilities:
Deposits	0	0
FHLB advances and other borrowings (including securities sold under agreements to repurchase)	0	0
Subordinated debentures, net of issuance costs	0
Advance payments by borrowers for taxes and insurance	0	0
Derivative liabilities	$ 0	$ 0

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Earnings Per Share [Abstract]
Net income available to common stockholders	$ 11,707	$ 14,127
Weighted average shares outstanding-basic (shares)	44,784,228	46,811,331
Effect of non-vested restricted stock and stock, performance-based restricted stock units and options outstanding (shares)	144,677	277,044
Weighted average shares outstanding-diluted (shares)	44,928,905	47,088,375
Earnings per share-basic (usd per share)	$ 0.26	$ 0.30
Earnings per share-diluted (usd per share)	$ 0.26	$ 0.30
Anti-dilutive shares (shares)	920,352	273,469

Leases - Narrative (Details)

Leases - Narrative (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Lessee, Lease, Description [Line Items]
Operating lease right-of-use assets	$ 33,120	$ 34,288
Operating lease liabilities	$ 38,509	$ 39,790
Minimum
Lessee, Lease, Description [Line Items]
Term of lease	6 months
Renewal term	5 years
Maximum
Lessee, Lease, Description [Line Items]
Term of lease	32 years 3 months 18 days
Renewal term	10 years

Leases - Supplemental Lease Inf

Leases - Supplemental Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Leases [Abstract]
Operating lease cost	$ 1,507	$ 1,469
Variable lease cost	906	965
Net lease cost	2,413	2,434
Cash paid for amounts included in measurement of operating lease liabilities	1,606	1,564
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 0	$ 0
Weighted average remaining lease term	11 years 1 month 13 days	11 years 9 months 21 days
Weighted average discount rate	3.55%	3.56%

Leases - Lease Payments Obligat

Leases - Lease Payments Obligations (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Leases [Abstract]
2023	$ 4,884
2024	6,069
2025	5,729
2026	4,967
2027	4,007
Thereafter	22,557
Total lease payments	48,213
Less: imputed interest	(9,704)
Present value of lease liabilities	$ 38,509	$ 39,790

Derivatives - Narrative (Detail

Derivatives - Narrative (Details) - Interest Rate Swap $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) instrument	Mar. 31, 2022 USD ($)	Dec. 31, 2022 USD ($) instrument
Derivative [Line Items]
Number of derivative instruments held | instrument	8		7
Derivative, notional amount	$ 61,700		$ 37,000
Swap income	$ 231	$ 0

Derivatives - Fair Value of Der

Derivatives - Fair Value of Derivatives (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Other assets
Derivative [Line Items]
Fair value of derivative asset	$ 4,981	$ 5,321
Other liabilities
Derivative [Line Items]
Fair value of derivative liability	$ 4,983	$ 5,321