Heritage Financial Inactive 10-Q12 Nov 132013 Q3 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
Document and Entity Information	Sep. 30, 2013	Nov. 12, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Heritage Financial Group Inc	'
Entity Central Index Key	'0001493491	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	7,834,646
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'

CONSOLIDATED_BALANCE_SHEETS_Un

CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Assets	'	'
Cash and due from banks	$28,862	$23,993
Interest-bearing deposits in banks	13,992	15,393
Federal funds sold	6,900	4,306
Total cash and cash equivalents	49,754	43,692
Securities available for sale, at fair value	303,635	221,406
Federal Home Loan Bank Stock, at cost	5,992	4,330
Other equity securities, at cost	1,010	1,010
Loans held for sale	38,042	15,608
Loans	735,249	597,579
Covered loans	53,843	72,425
Less allowance for loan losses	8,894	9,061
Loans, net	780,198	660,943
Other real estate owned	4,335	3,242
Covered other real estate owned	5,909	9,467
Total other real estate owned	10,244	12,709
FDIC loss-share receivable	44,527	60,731
Premises and equipment, net	38,351	33,015
Goodwill and intangible assets, net	4,251	4,235
Cash surrender value of bank owned life insurance	23,986	23,382
Other assets	22,319	16,445
Total assets	1,322,309	1,097,506
Liabilities and Stockholders' Equity	'	'
Noninterest-bearing deposits	153,163	116,272
Interest-bearing deposit	899,318	753,282
Total deposits	1,052,481	869,554
Federal funds purchased and securities sold under repurchase agreements	35,393	33,219
Other borrowings	101,667	60,000
Other liabilities	12,234	14,084
Total liabilities	1,201,775	976,857
Commitment and Contingencies	'	'
Stockholders' equity	'	'
Preferred stock, par value; $0.01; 5,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock, par value $0.01; 45,000,000 shares authorized; 7,834,765 and 8,172,486 shares issued and outstanding, respectively	78	82
Capital surplus	78,262	82,154
Retained earnings	54,209	46,299
Accumulated other comprehensive loss, net of tax of $5,621 and $2,566, respectively	-8,431	-3,849
Unearned employee stock ownership plan (ESOP) shares, 345,860 and 385,836 shares, respectively	-3,584	-4,037
Total stockholders' equity	120,534	120,649
Total liabilities and stockholders' equity	$1,322,309	$1,097,506

CONSOLIDATED_BALANCE_SHEETS_Un1

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Stockholders' equity	'	'
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	45,000,000	45,000,000
Common stock, shares issued (in shares)	7,834,765	8,172,486
Common stock, shares outstanding (in shares)	7,834,765	8,172,486
Accumulated other comprehensive loss, tax	$5,621	$2,566
Total ESOP shares (in shares)	345,860	385,836

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income	'	'	'	'
Interest and fees on loans	$13,452	$13,067	$42,523	$33,747
Interest on loans held for sale	434	342	839	729
Interest on taxable securities	1,155	924	3,116	2,919
Interest on nontaxable securities	318	298	911	891
Interest on federal funds sold	4	3	7	21
Interest on deposits in other banks	30	17	140	80
Total interest income	15,393	14,651	47,536	38,387
Interest expense	'	'	'	'
Interest on deposits	982	1,257	3,077	3,766
Interest on other borrowings	853	681	2,446	2,025
Total interest expense	1,835	1,938	5,523	5,791
Net interest income	13,558	12,713	42,013	32,596
Provision for loan losses	350	1,934	1,503	3,424
Net interest income after provision	13,208	10,779	40,510	29,172
Noninterest income	'	'	'	'
Service charges on deposit accounts	1,577	1,285	4,028	3,441
Bankcard services income	852	783	2,445	2,437
Other service charges, commissions and fees	136	80	392	238
Brokerage fees	561	467	1,578	1,375
Mortgage banking activities	1,953	1,689	7,560	3,316
Bank-owned life insurance	200	210	603	561
Net gain on sales of securities	0	1,484	0	1,554
Net gain (loss) on acquisitions	0	-90	4,188	-56
Accretion of FDIC loss share receivable	-1,499	-1,122	-7,275	-1,752
Other	138	59	356	194
Total noninterest income	3,918	4,845	13,875	11,308
Noninterest expense	'	'	'	'
Salaries and employee benefits	8,108	6,380	22,723	17,376
Equipment and occupancy	1,932	1,317	5,436	4,035
Advertising and marketing	335	114	871	509
Professional fees	340	354	857	932
Information services expenses	1,335	1,240	3,824	3,456
Net (gain) loss on sales and write-downs of other real estate owned	335	90	368	-58
Net gain on sales and write-downs of FDIC acquired other real estate owned	-206	-33	-433	-108
Foreclosed asset expenses	337	177	779	617
Foreclosed FDIC acquired asset expenses	353	563	1,087	1,191
FDIC insurance and other regulatory fees	293	276	827	785
Acquisition related expenses	280	14	1,220	414
Deposit intangible expense	204	194	609	590
FDIC loss share clawback expenses	286	484	978	484
Other operating	1,402	1,292	4,096	3,715
Total expense	15,334	12,462	43,242	33,938
Income before income taxes	1,792	3,162	11,143	6,542
Income tax expense	470	1,164	3,233	2,213
Net income	$1,322	$1,998	$7,910	$4,329
Earnings per common share:	'	'	'	'
Basic earnings per share (in dollars per share)	$0.18	$0.25	$1.07	$0.54
Diluted earnings per share (in dollars per share)	$0.18	$0.25	$1.05	$0.54
Weighted average-common shares outstanding:	'	'	'	'
Basic (in shares)	7,371,804	7,942,852	7,425,940	8,052,462
Diluted (in shares)	7,483,812	7,944,983	7,519,664	8,054,183

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) [Abstract]	'	'	'	'
Net income	$1,322	$1,998	$7,910	$4,329
Other comprehensive income (loss):	'	'	'	'
Accretion of realized gain on terminated cash flow hedge, net of tax of $- and $20 for the quarter and $- and $59 for the year to date, respectively	0	-29	0	-88
Unrealized gain (loss) on cash flow hedge, net of tax (benefit) of $41 and $(9) for the quarter and $1,363 and $(993) for year to date, respectively	62	-13	2,044	-1,489
Unrealized holding gains (losses) on investments arising during the period, net of tax (benefit) of $(197) and $591 for the quarter and $(4,417) and $1,278 for the year to date, respectively	-295	886	-6,626	1,916
Reclassification adjustment for investment gains included in net income, net of tax benefit of $- and $593 for the quarter and $- and $621 for the year to date, respectively	0	-890	0	-932
Total other comprehensive loss	-233	-46	-4,582	-593
Comprehensive income	$1,089	$1,952	$3,328	$3,736

CONSOLIDATED_STATEMENTS_OF_COM1

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Other comprehensive income (loss):	'	'	'	'
Accretion of realized gain on terminated cash flow hedge, tax	$0	$20	$0	$59
Unrealized gain (loss) on cash flow hedge, tax	41	-9	1,363	-993
Unrealized holding gains (losses) on investments, tax	-197	591	-4,417	1,278
Reclassification adjustment for investment gains included in net income, tax	$0	$593	$0	$621

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Unaudited) (USD $)	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Unearned ESOP Shares [Member]	Accumulated Other Comprehensive Loss [Member]	Total
In Thousands, except Share data, unless otherwise specified	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Unearned ESOP Shares [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Balance at Dec. 31, 2011	$87	$88,393	$42,374	($4,642)	($2,076)	$124,136
Balance (in shares) at Dec. 31, 2011	8,712,031	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	0	0	6,757	0	0	6,757
Cash dividend declared	0	0	-2,832	0	0	-2,832
Issuance of shares of restricted common stock	0	0	0	0	0	0
Issuance of shares of restricted common stock (in shares)	15,600	'	'	'	'	'
Forfeiture of restricted common stock	0	0	0	0	0	0
Forfeiture of restricted common stock (in shares)	-326	'	'	'	'	-326
Repurchase of shares of common stock	-5	-7,215	0	0	0	-7,220
Repurchase of shares of common stock (in shares)	-554,819	'	'	'	'	-554,819
Stock-based compensation expense	0	858	0	0	0	858
Other comprehensive loss	0	0	0	0	-1,773	-1,773
Tax benefit from stock-based compensation plans	0	7	0	0	0	7
ESOP shares earned	0	64	0	605	0	669
Tax benefit on ESOP expense	0	47	0	0	0	47
Balance at Dec. 31, 2012	82	82,154	46,299	-4,037	-3,849	120,649
Balance (in shares) at Dec. 31, 2012	8,172,486	'	'	'	'	8,172,486
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	0	0	7,910	0	0	7,910
Exercise of stock options	0	503	0	0	0	503
Exercise of stock options (in shares)	36,263	'	'	'	'	36,263
Forfeiture of restricted common stock	0	0	0	0	0	0
Forfeiture of restricted common stock (in shares)	-300	'	'	'	'	-300
Repurchase of shares of common stock	-4	-5,259	0	0	0	-5,263
Repurchase of shares of common stock (in shares)	-373,684	'	'	'	'	-373,684
Stock-based compensation expense	0	686	0	0	'	686
Other comprehensive loss	0	0	0	0	-4,582	-4,582
Tax benefit from stock-based compensation plans	0	27	0	0	0	27
ESOP shares earned	0	161	0	453	0	614
Tax benefit on ESOP expense	0	-10	0	0	0	-10
Balance at Sep. 30, 2013	$78	$78,262	$54,209	($3,584)	($8,431)	$120,534
Balance (in shares) at Sep. 30, 2013	7,834,765	'	'	'	'	7,834,765

CONSOLIDATED_STATEMENTS_OF_STO1

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Unaudited) (Parenthetical) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Unaudited) [Abstract]	'	'
Cash dividend declared (in dollars per share)	'	$0.36
Issuance of common stock from the treasury (in shares)	'	15,600
Exercise of stock options (in shares)	36,263	'
Forfeiture of restricted common stock (in shares)	300	326
Repurchase of shares of common stock (in shares)	373,684	554,819
ESOP shares earned (in shares)	39,976	53,302

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
OPERATING ACTIVITIES	'	'
Net income	$7,910	$4,329
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	1,912	1,552
Amortization of deposit intangibles	609	590
Provision for loan losses	1,503	3,424
Provision (benefit) for deferred taxes	64	-449
Net gain on acquisitions	-4,188	-56
Net gain on sales of securities available for sale	0	-1,554
Net (gain) loss on sales and write-downs of other real estate owned	368	-58
Net gain on sales and write-downs of FDIC-acquired other real estate owned	-433	-108
Amortization of available for sale discounts and premiums, net	1,947	3,022
Accretion of FDIC loss share receivable	7,275	2,236
Increase in bank-owned life insurance	-604	-561
ESOP compensation expense	614	496
Stock-based compensation expense	686	626
Accretion of gain on termination of cash flow hedge	0	-147
Excess tax benefit related to stock-based compensation plans	-27	-6
Excess tax (benefit) related to ESOP	10	-56
Net change in:	'	'
Decrease (increase) in loans held for sale	-22,434	235
(Increase) decrease in interest receivable	-843	871
Increase (decrease) in interest payable	118	-302
Decrease in FDIC loss share receivable	8,928	13,968
Decrease in prepaid FDIC assessment	0	344
Net other operating activities	902	3,666
Total adjustments	-3,593	27,733
Net cash provided by operating activities	4,317	32,062
INVESTING ACTIVITIES	'	'
Proceeds from sales of securities available for sale	32,022	54,400
Proceeds from maturities and calls of securities available for sale	12,005	78,185
Purchases of securities available for sale	-117,006	-82,682
Purchase of bank owned life insurance	0	-7,000
Decrease in interest-bearing deposits in banks	1,401	26,075
Decrease in Federal Home Loan Bank stock	235	862
(Increase) decrease in federal funds sold	-2,594	10,707
Increase in loans, net	-52,405	-72,954
Net cash received from acquisition activity	153,179	5,831
Purchases of premises and equipment	-7,235	-3,148
Proceeds from sales of other real estate owned	8,288	9,177
Net cash provided by investing activities	27,890	19,453
FINANCING ACTIVITIES	'	'
Decrease in deposits	-29,158	-57,605
Increase in federal funds purchased and securities sold under repurchase agreements	1,563	784
Proceeds from other borrowings	5,000	0
Excess benefit related to stock-based compensation plans	27	6
Excess (benefit) tax related to ESOP	-10	56
Proceeds from exercise of stock option	503	0
Repurchase of common stock	-5,263	-6,235
Dividends paid to stockholders	0	-1,026
Net cash used in financing activities	-27,338	-64,020
Net increase (decrease) in cash and due from banks	4,869	-12,505
Cash and due from banks at beginning of period	23,993	34,521
Cash and due from banks at end of period	28,862	22,016
Cash paid during the year for:	'	'
Interest	5,405	6,069
Income taxes	3,136	2,612
NONCASH TRANSACTIONS	'	'
Principal balances of loans transferred to other real estate owned	$4,972	$7,028

BASIS_OF_PRESENTATION_AND_ACCO

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES	9 Months Ended
	Sep. 30, 2013
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES [Abstract]	'
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES	'
	NOTE 1.	BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES

	Heritage Financial Group, Inc. (“Heritage” or the “Company”), a Maryland corporation, was incorporated in May 2010 and organized by Heritage MHC, Heritage Financial Group and HeritageBank of the South (“HeritageBank” or the “Bank”) to facilitate the second-step conversion from the mutual holding company structure to the stock holding company structure (the “Conversion”). Upon consummation of the Conversion, which occurred on November 30, 2010, the Company became the holding company for the Bank and a 100% publicly owned stock holding company. As a result of the Conversion, each share of Heritage Financial Group’s common stock owned by public shareholders was exchanged for 0.8377 shares of the Company’s common stock, with cash being paid in lieu of issuing fractional shares. All shares and per share information for periods prior to the Conversion have been adjusted to reflect the 0.8377:1 exchange ratio on publicly traded shares. All references to the Company refer to Heritage Financial Group for periods prior to the completion of the Conversion.

	The consolidated financial statements include the accounts of the Company and its subsidiary, the Bank. Significant intercompany transactions and balances have been eliminated in consolidation. Certain amounts in the consolidated financial statements for the periods presented have been reclassified to conform to the current period’s presentation and had no effect on previously reported total assets or net income.

	In preparing the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

	Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, the valuation of foreclosed real estate, deferred tax assets, other-than-temporary impairments of securities and the fair value of financial instruments.

	The accompanying consolidated financial information of the Company as of September 30, 2013 and 2012 is unaudited; however, such information reflects all adjustments (consisting of normal recurring adjustments) which are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations. The results of operations for the three and nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the full year. These statements should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.

	Recently Adopted Accounting Pronouncements

	In October 2012, ASU 2012-06, “Business Combinations (Topic 805) - Subsequent Accounting for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution (a consensus of the FASB Emerging Issues Task Force).” ASU 2012-06 clarifies the applicable guidance for subsequently measuring an indemnification asset recognized as a result of a government-assisted acquisition of a financial institution. Under ASU 2012-06, when a reporting entity recognizes an indemnification asset as a result of a government-assisted acquisition of a financial institution and, subsequently, a change in the cash flows expected to be collected on the indemnification asset occurs (as a result of a change in cash flows expected to be collected on the assets subject to indemnification), the reporting entity should subsequently account for the change in the measurement of the indemnification asset on the same basis as the change in the assets subject to indemnification. Any amortization of changes in value should be limited to the contractual term of the indemnification agreement (that is, the lesser of the term of the indemnification agreement and the remaining life of the indemnified assets). The amendments are effective for fiscal years beginning on or after December 15, 2012 and early adoption is permitted. The amendments are to be applied prospectively to any new indemnification assets acquired after the date of adoption and to indemnification assets existing as of the date of adoption arising from a government-assisted acquisition of a financial institution. The Company adopted this standard on October 1, 2012. The effect of adopting this standard did not have a material effect on the consolidated financial statements.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	9 Months Ended
EARNINGS PER SHARE	Sep. 30, 2013
EARNINGS PER SHARE [Abstract]	'
EARNINGS PER SHARE	'
	NOTE 2.	EARNINGS PER SHARE

	Basic earnings per share represent income available attributable to common shareholders divided by the weighted-average number of common shares outstanding during the period, excluding unallocated shares of the Employee Stock Ownership Plan and unvested shares of issued restricted stock. For the three and nine months ended September 30, 2013, potential common shares of 31,358 and 43,375, respectively, were not included in the calculation of diluted earnings per share because the assumed exercise of such shares would be anti-dilutive.

	The table below sets forth our earnings per share:

			Three Months				Nine Months
			Ended September 30,				Ended September 30,
			2013		2012		2013		2012
			(dollars in thousands, except per share amounts)
	Basic earnings per share:
	Net income		$	1,322	$	1,998	$	7,910	$	4,329
	Weighted average common shares outstanding			7,371,804		7,942,852		7,425,940		8,052,462
	Basic earnings per common share		$	0.18	$	0.25	$	1.07	$	0.54

	Diluted earnings per share:
	Net income		$	1,322	$	1,998	$	7,910	$	4,329
	Weighted average common shares outstanding			7,371,804		7,942,852		7,425,940		8,052,462
	Effect of dilutive stock options and restricted stock			112,008		2,131		93,724		1,721
	Weighted average dilutive common shares outstanding			7,483,812		7,944,983		7,519,664		8,054,183
	Diluted earnings per common share		$	0.18	$	0.25	$	1.05	$	0.54

SHARE_BASED_COMPENSATION

SHARE BASED COMPENSATION	9 Months Ended
	Sep. 30, 2013
SHARE BASED COMPENSATION [Abstract]	'
SHARE BASED COMPENSATION	'
	NOTE 3.	SHARE BASED COMPENSATION

	On May 17, 2006, the Company’s stockholders approved the 2006 Equity Incentive Plan (the “Plan”). The purpose of the Plan is to promote the long-term growth and profitability of Heritage Financial Group, Inc. to provide directors, advisory directors, officers and employees of Heritage Financial Group, Inc. and its affiliates with an incentive to achieve corporate objectives, to attract and retain individuals of outstanding competence, and to provide such individuals with an equity interest in Heritage Financial Group, Inc. Under the Plan, the Compensation Committee of the Board of Directors has discretion to award up to 645,990 shares, of which 461,422 were available as stock options or stock appreciation rights and 184,568 shares were available as restricted stock awards. As of September 30, 2013, there were approximately 12,800 restricted stock awards and 49,593 options available to be granted from the 2006 Plan.

	On June 22, 2011, the Company’s stockholders approved the 2011 Equity Incentive Plan (the “2011 Plan”). Under the 2011 Plan, the Compensation Committee has the discretion to award up to 573,481 shares, of which 409,429 were available as stock options or stock appreciation rights and 163,852 were available as restricted stock awards. On July 1, 2011, the Company granted 117,530 restricted stock awards and 334,870 stock options from this plan. On October 1, 2012, the Company granted 15,600 restricted stock awards and 31,900 stock options from this plan. There were no awards granted from this plan during the three and nine months ended September 30, 2013. As of September 30, 2013, there were approximately 31,382 restricted stock awards and 49,219 options available to be granted from the 2011 Plan.

	The Company granted restricted awards that may not be sold or otherwise transferred until certain restrictions have lapsed. The unearned compensation related to these awards is being amortized to compensation expense over the period the restrictions lapse (generally one to five years). The share-based expense for these awards was determined based on the market price of the Company's stock at the date of grant applied to the total number of shares that were anticipated to fully vest, amortized over the vesting period. As of September 30, 2013, there was approximately $957,000 of unrecognized compensation associated with these awards. For the three months ended September 30, 2013 and 2012, we recognized compensation expense associated with these awards of approximately $84,000 and $75,000, respectively. For the nine months ended September 30, 2013 and 2012, we recognized compensation expense associated with these awards of approximately $249,000 and $225,000, respectively.

	The Company recognized compensation expense related to stock options of approximately $146,000 and $135,000, respectively, for the three months ended September 30, 2013 and 2012, and approximately $437,000 and $400,000, respectively, for the nine months ended September 30, 2013 and 2012, respectively. At September 30, 2013, there was approximately $1.7 million of unrecognized compensation related to stock options.

SECURITIES

SECURITIES	9 Months Ended
SECURITIES	Sep. 30, 2013
SECURITIES [Abstract]	'
SECURITIES	'
	NOTE 4.	SECURITIES

	The amortized cost and fair value of securities available for sale with gross unrealized gains and losses are summarized as follows:

							Gross				Gross
			Amortized				Unrealized				Unrealized				Fair
			Cost				Gains				Losses				Value
	September 30, 2013:		(dollars in thousands)
	U.S. Government sponsored agencies (GSEs)		$	56,065			$	38			$	(2,305	)		$	53,798
	State and municipal securities			52,985				442				(3,060	)			50,367
	GSE residential mortgage-backed securities			203,347				651				(5,019	)			198,979
	Total debt securities			312,397				1,131				(10,384	)			303,144
	Equity securities			207				284				-				491
	Total securities		$	312,604			$	1,415			$	(10,384	)		$	303,635

	December 31, 2012:
	U.S. Government sponsored agencies (GSEs)		$	20,996			$	50			$	(27	)		$	21,019
	State and municipal securities			40,509				1,362				(298	)			41,573
	Corporate debt securities			1,150				-				(130	)			1,020
	GSE residential mortgage-backed securities			156,469				1,434				(406	)			157,497
	Total debt securities			219,124				2,846				(861	)			221,109
	Equity securities			207				93				(3	)			297
	Total securities		$	219,331			$	2,939			$	(864	)		$	221,406

	The amortized cost and fair value of debt securities available for sale by contractual maturity are shown below. Maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without penalty. Therefore, these securities are not included in the maturity categories in the following maturity summary.

			30-Sep-13								31-Dec-12
			Amortized				Fair				Amortized				Fair
			Cost				Value				Cost				Value
			(dollars in thousands)
	One year or less		$	-			$	-			$	150			$	150
	One to five years			6,355				6,296				1,786				1,661
	Five to ten years			62,587				60,309				20,920				21,264
	Over ten years			40,315				38,051				40,006				40,834
	Mortgage-backed securities			203,347				198,979				156,469				157,497
			$	312,604			$	303,635			$	219,331			$	221,406

	Securities with a carrying value of approximately $125.5 million and $94.6 million at September 30, 2013 and December 31, 2012, respectively, were pledged to secure public deposits, repurchase agreements and for other purposes required or permitted by law. The balance of pledged securities in excess of the pledging requirements was $26.2 million and $18.0 million at September 30, 2013 and December 31, 2012, respectively.

	The gross realized gains and losses recognized in income are reflected in the following table:

			For the three months ended
			September 30,
				2013			2012
				(dollars in thousands)
	Gross gains recognized on sales of securities		$	-			$	1,484
	Gross losses recognized on sales of securities			-				-
	Net realized gains on sales of securities available for sale		$	-			$	1,484

			For the nine months ended
			September 30,
			2013				2012
			(dollars in thousands)
	Gross gains recognized on sales of securities		$	-			$	1,761
	Gross losses recognized on sales of securities			-				(207	)
	Net realized gains on sales of securities available for sale		$	-			$	1,554

	The following table shows the gross unrealized losses and fair value of securities aggregated by category and length of time that securities have been in a continuous unrealized loss position.

			Less Than 12 Months								12 Months or More								Total
	Description of Securities		Fair				Unrealized				Fair				Unrealized				Fair			Unrealized
	Description of Securities		Value				Losses				Value				Losses				Value			Losses
			(dollars in thousands)
September 30, 2013 :
U.S. Government sponsored agencies (GSEs)		$	45,398			$	(2,305	)		$	-			$	-			$	45,398		$	(2,305	)
State and municipal securities			31,122				(2,924	)			1,350				(136	)			32,472			(3,060	)
GSE residential mortgage-backed securities			151,626				(4,921	)			4,582				(98	)			156,208			(5,019	)
Subtotal, debt securities			228,146				(10,150	)			5,932				(234	)			234,078			(10,384	)
Equity securities			-				-				-				-				-			-
Total temporarily impaired securities		$	228,146			$	(10,150	)		$	5,932			$	(234	)		$	234,078		$	(10,384	)

December 31, 2012 :
U.S. Government sponsored agencies (GSEs)		$	5,481			$	(27	)		$	-			$	-			$	5,481		$	(27	)
State and municipal securities			10,981				(226	)			1,377				(72	)			12,358			(298	)
Corporate debt securities			-				-				1,020				(130	)			1,020			(130	)
GSE residential mortgage-backed securities			62,235				(337	)			4,634				(69	)			66,869			(406	)
Subtotal, debt securities			78,697				(590	)			7,031				(271	)			85,728			(861	)
Equity securities			-				-				204				(3	)			204			(3	)
Total temporarily impaired securities		$	78,697			$	(590	)		$	7,235			$	(274	)		$	85,932		$	(864	)

At September 30, 2013, total unrealized losses increased to $10.4 million, or 4.4% of the temporarily impaired securities, compared to $864,000, or 1.0% of the temporarily impaired securities, at December 31, 2012. The unrealized losses in 2013 relate principally to 46 agencies, 84 state and municipal obligations, and 116 mortgage-backed securities. In analyzing an issuer's financial condition, management considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, the results of reviews of the issuer's financial condition, and the issuer's anticipated ability to pay the contractual cash flows of the investments.

The Company does not currently intend to sell the securities within the portfolio and it is not more-likely-than-not that the Company will be required to sell the debt securities; therefore, management does not consider these investments to be other-than-temporarily impaired at September 30, 2013. Management continues to monitor all of these securities with a high degree of scrutiny. There can be no assurance that the Company will not conclude in future periods that conditions existing at that time indicate some or all of these securities may be sold or are other than temporarily impaired, which would require a charge to earnings in such periods. At September 30, 2013, the Company held certain investment securities having continuous unrealized loss positions for more than 12 months. All of these losses were in nine mortgage-backed securities and five municipal securities. The unrealized losses arose from changes in interest rates and market conditions as of September 30, 2013.

Other-Than-Temporary Impairment

The Company reviews its investment portfolio on a quarterly basis judging each investment for other-than-temporary impairment (“OTTI”). Management does not have the intent to sell any of the temporarily impaired investments and believes it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The OTTI analysis focuses on the duration and amount a security is below book value and assesses a calculation for both a credit loss and a non-credit loss for each measured security considering the security’s type, performance, underlying collateral, and any current or potential debt rating changes. The OTTI calculation for credit loss is reflected in the income statement while the non-credit loss is reflected in other comprehensive income.

The Company holds Freddie Mac (“FHLMC”) preferred stock, and OTTI was recorded in the amount of the investment after the U.S. Government placed the company into conservatorship in September 2008. The preferred stock has been reduced to a nominal book value for tracking purposes. The investment is currently valued at $276,000. During the twelve months ended December 31, 2008, the Company recognized a write-down of $1.5 million through non-interest income representing other-than-temporary impairment on the investment.

The Company holds a single issue trust preferred security issued by Royal Bank of Scotland (“RBS”). The security suspended payments under the EU agreement for 24 months beginning April 1, 2011. The Company valued the security by projecting estimated cash flows using the Moody’s Ba2 marginal default rate. The difference in the present value and the carrying value of the security was the OTTI credit portion. During the twelve months ended December 31, 2011, the Company recognized a write-down of $43,000 through non-interest income representing OTTI on the security. Subsequent to the recorded OTTI on this security, interest payments have resumed and this security is now considered performing. At September 30, 2013, the book value of the security was recorded at $207,000 and the fair value of the security was $214,000, with $7,000 of unrealized gain recorded in other comprehensive income.

The following table presents more detail on selective Company security holdings as of September 30, 2013. These details are listed separately due to the inherent level of risk for OTTI on these securities.

					Current				Book				Fair				Unrealized			Present
					Credit															Value
																				Discounted
Description		Cusip#			Rating				Value				Value				Loss			Cash Flow

Marketable equity securities
FHLMC Preferred Stock		313400657				Ca			$	-			$	276			$	-		$	276

Trust preferred securities
RBS Capital Fund		74928K208				B3				207				214				-			214

The following table presents a roll-forward of the cumulative amount of credit losses on the Company’s investment securities that have been recognized through earnings.

		September 30,				31-Dec-12
		2013				31-Dec-12
Beginning balance of credit losses		$	1,543			$	1,543
Other-than-temporary impairment credit losses			-				-

Ending balance of cumulative credit losses recognized in earnings		$	1,543			$	1,543

Restricted Equity Securities

The investment in the common stock of the Federal Home Loan Bank of Atlanta is accounted for by the cost method, which also represents par value, and is made for long-term business affiliation reasons. In addition, this investment is subject to restrictions relating to sale, transfer or other disposition. Dividends are recognized in income when declared. The carrying value of this investment at September 30, 2013 and December 31, 2012 was $6.0 million and $4.3 million, respectively. The estimated fair value of this investment is $6.0 million as of September 30, 2013, and therefore it is not considered impaired.

Other equity securities represent an investment in the common stock of the Chattahoochee Bank of Georgia (“Chattahoochee”), a de novo bank in Gainesville, Georgia. The Company accounts for this investment by the cost method. This investment represents approximately 4.9% of the outstanding shares of Chattahoochee. Since its initial capital raise, Chattahoochee has had limited stock transactions, and therefore, no fair market value is readily available. The carrying value of this investment at September 30, 2013 and December 31, 2012 was $1.0 million. The Company plans to hold this investment for the foreseeable future, and did not consider it impaired as of September 30, 2013.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS)	9 Months Ended
	Sep. 30, 2013
LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS)	'
	NOTE 5.	LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC-ACQUIRED LOANS)

	The composition of loans is summarized as follows:

			September 30,				December 31,
			2013				2012
	Commercial real estate:
	Nonresidential		$	250,859			$	212,570
	Multifamily			27,468				21,293
	Farmland			22,561				20,141
	Total commercial real estate loans			300,888				254,004

	Construction and land			48,808				33,340

	Residential real estate:
	Mortgage loans, 1-4 family			169,105				161,883
	Home equity			30,180				27,345
	Total residential real estate loans			199,285				189,228

	Consumer and other:
	Indirect auto loans			397				1,304
	Direct auto loans			6,801				6,801
	Other			14,301				17,393
	Total consumer and other loans			21,499				25,498

	Commercial and industrial loans			95,108				83,659

				665,588				585,729
	Loans acquired through FDIC-assisted acquisitions
	Non-covered			69,661				11,850
	Covered			53,843				72,425
	Total loans			789,092				670,004

	Total allowance for loan losses			(8,894	)			(9,061	)
	Loans, net		$	780,198			$	660,943

	Commercial Real Estate

	Commercial real estate lending includes real estate loans secured primarily by multifamily dwellings, retail establishments, hotels, motels, warehouses, small office buildings, farmland, and other nonresidential properties located in our market areas.

	These loans typically involve large balances to single borrowers or groups of related borrowers. Because payments on loans secured by nonresidential and multifamily real estate properties are often dependent on the successful operation or management of the properties, repayment of these loans may be subject to adverse conditions in the real estate market or the economy. If the cash flow from the project is reduced, or if leases are not obtained or renewed, the borrower's ability to repay the loan may be impaired.

	Loans secured by farmland typically involve large balances, and repayments are often dependent on the successful operation of the farm, making them subject to adverse weather and economic conditions. If the cash flow from the farm operations declines, the borrower’s ability to repay the loan may be impaired.

	Construction and Land
	Construction and land lending consist of loans for the construction of one- to four-family residences, multifamily residences and commercial properties. Construction loans also involve additional risks because funds are advanced upon the security of the project under construction, which is of uncertain value prior to the completion of construction. Moreover, because of the uncertainties inherent in estimating construction costs, delays arising from labor problems, material shortages, and other unpredictable contingencies, it is relatively difficult to evaluate accurately the total loan funds required to complete a project, and the related loan‑to‑value ratios.

	Residential Real Estate
	Residential real estate lending consist of loans secured by first mortgages on one- to four-family residences, including home equity lines of credit, in our lending area, and on occasion, outside our lending area for customers whose primary residences are within the Company’s lending area.

	Consumer and Other Lending
	Consumer and other lending includes a variety of secured consumer loans, new and used auto loans, boat and recreational vehicle loans, and loans secured by deposit accounts. Consumer loans may entail greater risk, particularly in the case of consumer loans that are secured by rapidly depreciable assets, such as automobiles and recreational vehicles. In these cases, any repossessed collateral for a defaulted loan may not provide an adequate source of repayment of the outstanding loan balance. As a result, consumer loan collections are dependent on the borrower's continuing financial stability and, thus, are more likely to be adversely affected by job loss, divorce, illness, or personal bankruptcy.

	Commercial and Industrial Lending
	Commercial and industrial lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory and equipment. Commercial business loans are generally secured by business assets, such as accounts receivable, equipment and inventory. This collateral may depreciate over time, may be difficult to appraise and may fluctuate in value based on the success of the business.

	Activity in the allowance for loan losses and recorded investment in loans by segment:

			Commercial				Residential				Construction			Commercial			Consumer			Total
			Real				Real				and			and			and Other
			Estate				Estate				Land			Industrial
			(dollars in thousands)

Balance, January 1, 2013		$	2,744			$	3,251			$	978		$	1,724		$	364		$	9,061
Add (deduct):
Charge-offs			(276	)			(713	)			-			(691	)		(107	)		(1,787	)
Recoveries			-				109				1			1			69			180
Provision for loan losses			190				111				341			805			(7	)		1,440
Balance, September 30, 2013		$	2,658			$	2,758			$	1,320		$	1,839		$	319		$	8,894

Allowance:
Ending balance: specific		$	428			$	592			$	311		$	191		$	70		$	1,592
Ending balance: collective		$	2,230			$	2,166			$	1,009		$	1,648		$	249		$	7,302

Loans:
Ending balance: individually evaluated for impairment		$	5,494			$	3,259			$	3,844		$	297		$	90		$	12,984
Ending balance: collectively evaluated for impairment		$	295,394			$	196,026			$	44,964		$	94,811		$	21,409		$	652,604

Activity in the allowance for loan losses and recorded investment in loans by segment:

		Commercial				Residential				Construction			Commercial			Consumer and Other			Total
		Real				Real				and			and
		Estate				Estate				Land			Industrial
		(dollars in thousands)

Balance, January 1, 2012		$	1,878			$	2,440			$	1,270		$	1,551		$	355		$	7,494
Add (deduct):
Charge-offs			(166	)			(498	)			(81	)		(208	)		(188	)		(1,141	)
Recoveries			-				75				1			35			97			208
Provision for loan losses			1,032				1,234				(212	)		346			100			2,500
Balance, December 31, 2012		$	2,744			$	3,251			$	978		$	1,724		$	364		$	9,061

Allowance:
Ending balance: specific		$	429			$	1,294			$	304		$	206		$	68		$	2,301
Ending balance: collective		$	2,315			$	1,957			$	674		$	1,518		$	296		$	6,760

Loans:
Ending balance: individually evaluated for impairment		$	4,938			$	4,596			$	3,881		$	1,149		$	120		$	14,684
Ending balance: collectively evaluated for impairment		$	249,066			$	184,632			$	29,459		$	82,510		$	25,378		$	571,045

Impaired Loans

A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable that the Company will be unable to collect all amounts due from the borrower in accordance with the contractual term of the loan. Impaired loans include loans modified in troubled debt restructuring where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.

Impaired loans by class are presented below for 2013:

																Interest
						Unpaid							Average			Income
		Recorded				Principal				Related			Recorded			Recognized
		Investment				Balance				Allowance			Investment			YTD 2013
		(dollars in thousands)
Loans with no related allowance recorded
Commercial real estate:
Nonresidential		$	1,040			$	1,129			$	-		$	1,076		$	4
Multifamily			-				-				-			-			-
Farmland			-				-				-			-			-
Construction and land			3,392				3,392				-			3,706			-
Residential real estate:
Mortgage loans, 1-4 family			1,988				2,649				-			2,745			-
Home equity			-				-				-			-			-
Consumer and other:
Indirect auto loans			-				-				-			-			-
Direct auto loans			-				-				-			-			-
Other			-				-				-			-			-
Commercial and industrial loans			-				-				-			-			-

Loans with related allowance recorded
Commercial real estate:
Nonresidential		$	4,454			$	4,609			$	428		$	4,536		$	28
Multifamily			-				-				-			-			-
Farmland			-				-				-			-			-
Construction and land			452				519				311			454			-
Residential real estate:
Mortgage loans, 1-4 family			1,231				1,398				566			1,268			7
Home equity			40				119				26			70			2
Consumer and other:
Indirect auto loans			7				15				4			10			-
Direct auto loans			29				43				19			34			-
Other			54				88				47			69			1
Commercial and industrial loans			297				303				191			303			3

Total
Commercial real estate		$	5,494			$	5,738			$	428		$	5,612		$	32
Construction and land			3,844				3,911				311			4,160			-
Residential real estate			3,259				4,166				592			4,083			9
Consumer and other			90				146				70			113			1
Commercial and industrial loans			297				303				191			303			3
Total		$	12,984			$	14,264			$	1,592		$	14,271		$	45

Impaired loans by class are presented below for 2012:

																Interest
						Unpaid							Average			Income
		Recorded				Principal				Related			Recorded			Recognized
		Investment				Balance				Allowance			Investment			2012
		(dollars in thousands)
Loans with no related allowance recorded
Commercial real estate:
Nonresidential		$	-			$	-			$	-		$	-		$	-
Multifamily			-				-				-			-			-
Farmland			-				-				-			-			-
Construction and land			3,443				3,469				-			4,606			134
Residential real estate:
Mortgage loans, 1-4 family			535				553				-			324			19
Home equity			-				-				-			-			-
Consumer and other:
Indirect auto loans			-				-				-			-			-
Direct auto loans			-				-				-			-			-
Other			-				-				-			-			-
Commercial and industrial loans			877				878				-			769			11

Loans with related allowance recorded
Commercial real estate:
Nonresidential		$	4,938			$	5,195			$	429		$	4,975		$	101
Multifamily			-				-				-			-			-
Farmland			-				-				-			-			-
Construction and land			438				504				304			472			-
Residential real estate:
Mortgage loans, 1-4 family			3,782				4,061				1,054			4,414			52
Home equity			279				321				240			290			8
Consumer and other:
Indirect auto loans			30				43				-			35			1
Direct auto loans			23				36				16			28			0
Other			67				77				52			75			4
Commercial and industrial loans			272				278				206			282			13

Total
Commercial real estate		$	4,938			$	5,195			$	429		$	4,975		$	101
Construction and land			3,881				3,973				304			5,078			134
Residential real estate			4,596				4,935				1,294			5,028			60
Consumer and other			120				156				68			138			5
Commercial and industrial loans			1,149				1,156				206			1,051			24
Total		$	14,684			$	15,415			$	2,301		$	16,270		$	324

Below is an analysis of the age of recorded investment in loans that are past due as of September 30, 2013.

		30-59					60-89						Total
		Days				Days				Non-			Past						Total
		Past Due				Past Due				Accrual*			Due			Current			Loans
		(dollars in thousands)
Commercial real estate:
Nonresidential		$	98			$	-			$	5,493		$	5,591		$	245,268		$	250,859
Multifamily			-				-				-			-			27,468			27,468
Farmland			-				-				-			-			22,561			22,561
Total commercial real estate loans			98				-				5,493			5,591			295,297			300,888

Construction and land			-				-				1,852			1,852			46,956			48,808

Residential real estate:
Mortgage loans, 1-4 family			286				209				3,215			3,710			165,395			169,105
Home equity			43				-				40			83			30,097			30,180
Total residential real estate loans			329				209				3,255			3,793			195,492			199,285

Consumer and other:
Indirect auto loans			13				3				7			23			374			397
Direct auto loans			5				1				29			35			6,766			6,801
Other			2				10				53			65			14,236			14,301
Total consumer and other loans			20				14				89			123			21,376			21,499

Commercial and industrial loans			-				-				297			297			94,811			95,108
Total		$	447			$	223			$	10,986		$	11,656		$	653,932		$	665,588

*There were no accruing loans that were greater than 90 days past due at September 30, 2013.

Below is an analysis of the age of recorded investment in loans that are past due as of December 31, 2012.

		30-59				60-89							Total
		Days				Days				Non			Past						Total
		Past Due				Past Due				Accrual*			Due			Current			Loans
		(dollars in thousands)
Commercial real estate:
Nonresidential		$	-			$	744			$	4,938		$	5,682		$	206,888		$	212,570
Multifamily			-				-				-			-			21,293			21,293
Farmland			-				-				-			-			20,141			20,141
Total commercial real estate loans			-				744				4,938			5,682			248,322			254,004

Construction and land			-				-				3,881			3,881			29,459			33,340

Residential real estate:
Mortgage loans, 1-4 family			1,233				-				4,475			5,708			156,175			161,883
Home equity			50				-				114			164			27,181			27,345
Total residential real estate loans			1,283				-				4,589			5,872			183,356			189,228

Consumer and other:
Indirect auto loans			5				5				30			40			1,264			1,304
Direct auto loans			2				6				23			31			6,770			6,801
Other			72				-				67			139			17,254			17,393
Total consumer and other loans			79				11				120			210			25,288			25,498

Commercial and industrial loans			14				-				1,149			1,163			82,495			83,659
Total		$	1,376			$	755			$	14,677		$	16,808		$	568,920		$	585,729

*There were no accruing loans that were greater than 90 days past due at December 31, 2012.

Troubled Debt Restructuring (TDR) Modifications

Impaired loans include loans modified in troubled debt restructuring where concessions have been granted to borrowers experiencing financial difficulties. These concessions are a part of the Company’s loss mitigation activities and could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Certain TDR’s are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, typically considered six to twelve months.

At September 30, 2013, the Company had troubled debt restructurings totaling $7.8 million, which involve forgiving a portion of interest or principal on any loans or making loans at a rate materially less than that of market rates. Included in nonaccruing loans at September 30, 2013 are troubled debt restructurings of $5.8 million. In addition, at that date the Company had troubled debt restructurings totaling $2.0 million that were performing in accordance with their modified terms and are not included in nonaccruing loans.
The following tables include the recorded investment and number of modifications for modified loans. The Company reports the recorded investment in the loans prior to a modification and also the recorded investment in the loans after the loans were restructured. Management has also disclosed the recorded investment and number of modifications for troubled debt restructurings within the last year where a concession has been made that then defaulted in the current reporting period.

Troubled debt restructurings for the periods ended:

		30-Sep-13
						Recorded
		Number				Investment
		of Modifications				Prior to Modifications				Recorded Investment

Commercial real estate			3			$	3,036			$	2,928
Residential real estate			5				7,268				1,516
Construction and land			2				3,574				3,392
Commercial and industrial loans			-				-				-
Consumer and other			-				-				-
Total			10			$	13,878			$	7,836


	31-Dec-12
						Recorded
	Number					Investment
	of					Prior to Modifications				Recorded Investment
	Modifications					Prior to Modifications				Recorded Investment
	(dollars in thousands)

Commercial real estate			3			$	1,071			$	997
Residential real estate			5				7,268				2,409
Construction and land			1				3,574				3,443
Commercial and industrial loans			1				17				14
Consumer and other			-				-				-
Total			10			$	11,930			$	6,863

Troubled debt restructuring modifications that subsequently defaulted for the periods ended:

	30-Sep-13
	Number
	of				Recorded Investment
	Modifications				Recorded Investment

Commercial real estate			3			$	2,928
Residential real estate			4				1,512
Construction and land			1				1,400
Commercial and industrial loans			-				-
Consumer and other			-				-
Total			8			$	5,840

	31-Dec-12
	Number
	of				Recorded Investment
	Modifications				Recorded Investment
	(dollars in thousands)

Commercial real estate			3			$	997
Residential real estate			4				2,402
Construction and land			1				3,443
Commercial and industrial loans			1				14
Consumer and other			-				-
Total			9			$	6,856

Allowance for Loan and Lease Losses (ALLL)

The Company establishes provisions for loan losses, which are charged to income, at a level the Company believes will reflect probable credit losses based on historical loss trends and an evaluation of specific credits in the loan portfolio.

In evaluating the level of the allowance for loan losses, the Company considers the types of loans and the amount of loans in the loan portfolio, five year historical loss experience, migration analysis, probability of default, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, prevailing economic conditions, and past due status and trends.

The Company analyzes the non-FDIC-acquired loan portfolios through the use of pools of homogenous loan types and through a specific quarterly review of larger problem loans. It is expected that a certain percentage of loans will move through the asset quality grades from pass, to classified and ultimately loss. The Company evaluates the non-FDIC loan portfolio through review of four loan pool categories.

	1	Pass credits with risk ratings 1-5
	2	Special mention with risk ratings 6-7
	3	Substandard with risk rating 8 and still accruing
	4	Impaired loans 9-11 – Nonaccrual and troubled debt restructurings

Asset quality grades are described in detail subsequently.

The allowance consists of two components:

	1	A general amount – The Company analyzes the historical migration of loans through each risk rating category and analyzes the history of losses as it relates to the various loan types and collateral types in order to evaluate and estimate the volume, magnitude and direction of these events. These risk factors and other factors are applied to our review of the Pass credits with risk ratings 1-5 pool and other assets specially mentioned with risk rating 6-7 pool. These factors are also applied to the substandard pool; however, in addition to reviewing the pool, a select group of individual loans are reviewed. The results of the individual review are factored in with the historical loss analysis and applied to the pool.

	2	A specific amount – Impaired loans are reviewed individually for specific amounts that are representative of identified credit exposures that are readily predictable by the current performance of the borrower and underlying collateral. Impaired loans with balances lower than $500,000 are not typically reviewed on an individual basis due to their small size. Instead, a historical loss analysis is used for these loans, which assumes the loan migration to default is likely, and the assumed loss is recorded as a specific amount.

Even though the ALLL is composed of two components, the entire ALLL is available to absorb any credit losses.

The Company assesses the allowance for loan losses on a quarterly basis and we make provisions for loan losses as necessary in order to maintain the proper level of allowance. While the Company uses available information to recognize losses on loans, future loan loss provisions may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the allowance for loan losses and may require the Company to recognize additional provisions based on their judgment of information available to them at the time of their examination. The allowance for loan losses is maintained at a level that represents management's best estimate of inherent losses in the loan portfolio, where such losses were both probable and reasonably estimable. The level of the allowance is based on estimates and the ultimate losses may vary from the estimates.

In September 2012, the Company modified its asset quality grading system by dividing it into eleven categories instead of eight. This modification added one new pass level, an additional criticized level and a new classified level. The new grading system did not cause a change to the allowance methodology for loan losses and was created to help the Company better manage credit quality.

A summary of the asset grading system is as follows:

Risk Rating	Numerical	Description	Regulatory
Risk Rating	Rating	Description	Classification
Pass	1	Exceptional/Highest Quality	N/A
Pass	2	Excellent/High Quality	N/A
Pass	3	Strong/Above Average	N/A
Pass	4	Good/Average	N/A
Pass	5	Acceptable with more than average risk	N/A
Special Mention	6	Special Mention Loans	Criticized
Special Mention - Elevated risk	7	Special Mention Loans with added risk exposure	Criticized
Substandard	8	Substandard/Inadequately Protected	Classified
Impaired Loans	9	Nonaccrual Loans	Classified
Doubtful	10	Doubtful	Classified
Loss	11	Loss	Classified

Pass-1-Exceptional/Highest Quality – Loans in this category are secured by certificates of deposit. There is no credit risk exposure in this category.

Pass-2-Excellent/High Quality – Loans in this category have borrowers with an excellent balance sheet and income statement and improving trends, including net worth, liquidity, working capital, leverage, cash flow and profitability. Financial ratios are superior within industry when industry comparison is available.

Pass-3-Strong/Above Average – Loans in this category have borrowers with current and complete financial statements; solid balance sheet and income statement with stable to improving trends in areas such as net worth, liquidity, working capital, leverage, cash flow and profitability; leverage and ratios are better than industry standards when industry comparison is available; debt service coverage, both historically and proposed, is more than adequate based on financial analysis; the borrower’s industry is stable to improving; loans are properly structured and documented and require only normal supervision and monitoring; consistently meets debt obligations in a timely manner; individual borrower or guarantor, with above average liquid net worth and minimal contingent liabilities.

Pass-4-Good/Average - Loans in this category have sound risk profiles, good net worth and debt service coverage ratios; financial statements are current and complete; satisfactory balance sheet and income statement reflecting adequate profitability, net worth, working capital, cash flow and leverage position; financial analysis demonstrates adequate debt service coverage; leverage and ratios are in line with industry averages when industry comparison is available; debt service coverage, both historically and proposed, is adequate based on financial analysis; loans are properly structured and documented and require only minimal supervision; contingent liabilities have been thoroughly analyzed and repayment sources are adequate to cover existing debt service; individual borrower or guarantor with acceptable net worth and liquidity.

Pass-5-Acceptable with more than average risk - Loans in this category are those which are acceptable with more than average risk due to one or more factors, which could lead to financial difficulty if not closely managed. This rating may include those credits from higher categories that have declining trends in financial performance or credit quality. This category may also include credits that have previously been criticized or classified, but have improved in credit quality.

Special Mention-6-Special Mention Loans - Loans in this category are not currently adequate. These loans are considered weaker due to less than adequate repayment history, and/or their collateral may not adequately protect the Bank from loss in the event of liquidation or foreclosure. If left uncorrected, these weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. As a general rule, credits in this category will be delinquent less than 30 days and will not be chronically past due. Loans in this category are not intended to remain in category 6 permanently as it should become evident fairly quickly whether or not the weaknesses can be cured and the loan upgraded. If the weakness cannot be corrected, the relationship will more than likely need to be downgraded to a 7 or 8.

Special Mention Elevated Risk 7-Special Mention Loans with added risk exposure – Loans in this category have one or more potential weaknesses discussed in asset quality grade 6, but the borrower is still cooperative, satisfactory repayment plans are in place, and file documentation reflects the ability of the borrower to repay the debt as currently structured

Substandard 8-Substandard/Inadequately Protected – Loans in this category are inadequately protected by the current sound net worth and repayment capacity of the borrower or of the collateral pledged, if any. Credit analysis has proven well-defined weaknesses in debt service coverage, net worth and/or poor loan structure. There is a distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. A reserve allocation of the estimated amount of loss or collateral shortfall has been made to the ALLL. These loans are considered to be impaired loans and the chance of a loss is reasonably probable.

Impaired Loans 9-Nonaccrual Loans – Loans in this category are impaired with a loss potential of either principal or interest that is probable or likely to occur. Once a loan enters this category, the estimated loss will be charged off.

Doubtful 10-Doubtful - Loans in this category have all of the weaknesses inherent in those classified as Substandard, with the additional characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable. This assessment should be made on current facts, conditions and values. The probability of some loss is extremely high, but because of certain important and reasonably specific pending factors (i.e., merger/liquidation, capital injection, refinancing plans, and/or perfection of liens), the amount of loss cannot yet be determined, but may total 50% of the outstanding balance. Determination of the pending factors should generally be resolved within six months and the asset partially, or fully, charged-off or moved to substandard. All doubtful assets must be placed on nonaccrual. A reserve allocation or charge off of at least 50% is normally recommended for such loans.

Loss 11-Loss - Loans in this category are considered uncollectible and of such little value that their continuance as active assets of the Bank is not warranted. This classification does not mean that the loss has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing it off. Once the loan is placed in this category, any determined loss will be charged-off within 30 days

Credit quality indicators for loans by class are presented below for September 30, 2013 and December 31, 2012.

		As of September 30, 2013
													Construction
		Non-											and
		Residential				Multifamily				Farmland			Land
		(dollars in thousands)
Commercial Real Estate Credit Exposure
Pass 1		$	-			$	-			$	-		$	-
Pass 2			-				-				-			62
Pass 3			59,737				256				7,199			2,834
Pass 4			165,591				25,244				14,836			23,797
Pass 5			15,849				301				309			17,539
Special Mention 6			1,240				-				156			-
Special Mention Elevated 7			133				-				-			732
Substandard 8			2,816				1,667				61			1,992
Impaired Loans 9			5,493				-				-			1,852
Doubtful 10			-				-				-			-
Loss 11			-				-				-			-
Total		$	250,859			$	27,468			$	22,561		$	48,808


		As of December 31, 2012
													Construction
		Non-											and
		Residential				Multifamily				Farmland			Land
		(dollars in thousands)
Commercial Real Estate Credit Exposure
Pass 1		$	-			$	-			$	-		$	-
Pass 2			-				-				-			68
Pass 3			63,944				3,820				6,459			7,202
Pass 4			135,189				15,214				12,258			16,732
Pass 5			4,711				41				1,275			5,332
Special Mention 6			907				-				-			-
Special Mention Elevated 7			-				1,707				-			-
Substandard 8			2,881				511				149			125
Impaired Loans 9			4,938				-				-			3,881
Doubtful 10			-				-				-			-
Loss 11			-				-				-			-
Total		$	212,570			$	21,293			$	20,141		$	33,340

		As of
		30-Sep-13
		Commercial
		and Industrial
		(dollars in thousands)
Commercial and Industrial Credit Exposure
Pass 1		$	1,639
Pass 2			380
Pass 3			26,375
Pass 4			58,073
Pass 5			7,867
Special Mention 6			143
Special Mention Elevated 7			251
Substandard 8			83
Impaired Loans 9			297
Doubtful 10			-
Loss 11			-
Total		$	95,108

		As of
		31-Dec-12
		Commercial
		and Industrial
		(dollars in thousands)
Commercial and Industrial Credit Exposure
Pass 1		$	1,194
Pass 2			366
Pass 3			29,447
Pass 4			46,916
Pass 5			3,781
Special Mention 6			86
Special Mention Elevated 7			6
Substandard 8			713
Impaired Loans 9			1,150
Doubtful 10			-
Loss 11			-
Total		$	83,659

		As of September 30, 2013
		Mortgage				Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	163,000			$	29,937
Special Mention 6			375				40
Special Mention Elevated 7			-				-
Substandard 8			2,515				163
Impaired Loans 9			3,215				40
Doubtful 10			-				-
Loss 11			-				-
Total		$	169,105			$	30,180


		As of December 31, 2012
		Mortgage				Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	154,067			$	26,922
Special Mention 6			357				-
Special Mention Elevated 7			-				-
Substandard 8			3,202				144
Impaired Loans 9			4,257				279
Doubtful 10			-				-
Loss 11			-				-
Total		$	161,883			$	27,345

		As of September 30, 2013
		Indirect				Direct
		Auto				Auto				Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	390			$	6,772			$	14,138
Special Mention 6			-				-				-
Special Mention Elevated 7			-				-				-
Substandard 8			-				-				109
Impaired Loans 9			7				29				54
Doubtful 10			-				-				-
Loss 11			-				-				-
Total		$	397			$	6,801			$	14,301

		As of December 31, 2012
		Indirect				Direct
		Auto				Auto				Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	1,252			$	6,778			$	17,280
Special Mention 6			-				-				-
Special Mention Elevated 7			-				-				1
Substandard 8			22				-				45
Impaired Loans 9			30				23				67
Doubtful 10			-				-				-
Loss 11			-				-				-
Total		$	1,304			$	6,801			$	17,393

FDIC_ACQUIRED_LOANS_AND_ALLOWA

FDIC ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES	9 Months Ended
FDIC ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES	Sep. 30, 2013
FDIC ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
FDIC ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	NOTE 6.	FDIC-ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES

	The Company elected to account for loans acquired in the Tattnall Bank, Citizens Bank of Effingham (“Citizens”), First Southern National Bank (“First Southern”) and Frontier Bank (“Frontier”) acquisitions under ASC 310–30. ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, applies to a loan with evidence of deterioration of credit quality since origination, acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. ASC 310-30 prohibits carrying over or creating an allowance for loan losses upon initial recognition for loans which fall under the scope of this statement. Loans with specific evidence of deterioration in credit quality were accounted for under ASC 310-30. In addition, the Company determined it would not be able to collect all the contractually required principal and interest payments on other loans in the portfolio which did not have specific evidence of credit quality due to multiple factors, including the deterioration of the economy since origination of these loans, the decline in real estate values in the market areas of the loans, and the poor underwriting standards under which these loans were originated. These loans are accounted for by analogy to ASC 310-30. The following tables detail the fair value of loans covered and not covered under loss-share agreements accounted under ASC 310-30.

	Loans not covered by loss -sharing agreements:		September 30,				December 31,
			2013				2012
			(dollars in thousands)
	Commercial real estate		$	25,027			$	6,359
	Residential real estate			32,318				2,110
	Construction and land			5,195				494
	Commercial and industrial			3,638				1,574
	Consumer and other			3,483				1,313
			$	69,661			$	11,850

	Loans covered by loss-sharing agreements:		September30,				December 31,
			2013				2012
			(dollars in thousands)
	Commercial real estate		$	14,956			$	21,820
	Residential real estate			25,082				32,846
	Construction and land			12,469				14,248
	Commercial and industrial			924				2,670
	Consumer and other			412				841
			$	53,843			$	72,425

	The Bank entered into loss-sharing agreements as part of the acquisitions of Citizens and First Southern. The covered loans above are covered pursuant to the FDIC loss-share agreements. Those agreements provide for the FDIC to reimburse the Company for 80% of covered losses associated with these loans, pursuant to the terms of the agreements. The FDIC agreement to reimburse is set to expire five years from the acquisition date for non-single family loans and ten years from the acquisition date for single family loans, while recoveries will be shared three years after the reimbursement expiration for the single family loans.

	The following table presents the loss-sharing agreement expirations:

	Acquisition	Non-single Family Expiration	Single Family Expiration
	Citizens	February, 2016	February, 2021
	First Southern	August, 2016	August, 2021

	The following table represents the loans receivable as of September 30, 2013 and reflects reclassifications from the balances reported at December 31, 2012:

			Acquired Loans				Acquired Loans				Total Loans Acquired
			Without Specific				With Specific
			Evidence of				Evidence of
			Deterioration in				Deterioration in
			Credit Quality				Credit Quality
			(dollars in thousands)
	Contractually required principal and interest		$	192,284			$	31,054			$	223,338
	Non-accretable difference			(30,986	)			(17,558	)			(48,544	)
	Cash flows expected to be collected			161,298				13,496				174,794
	Accretable yield			(49,956	)			(1,334	)			(51,290	)
	Basis in acquired loans		$	111,342			$	12,162			$	123,504

	The following table is a summary of changes in the accretable yields of acquired loans since December 31, 2011 and reflect refinements to the Company's initial estimate:

	(dollars in thousands)		Accretable Yield

	Balance at December 31, 2011		$	31,096
	Additions			-
	Reclassification from non-accretable difference			22,349
	Accretion included in interest income			(23,251	)
	Adjustments to estimates of expected cash flows			(1,312	)
	Balance at December 31, 2012		$	28,882
	Additions			22,707
	Reclassification from non-accretable difference			9,955
	Accretion included in interest income			(21,186	)
	Adjustments to estimates of expected cash flows			10,932
	Balance at September 30, 2013		$	51,290

	The following is a summary of the allowance for loan losses for the FDIC-acquired loans for 2013:

		Commercial				Residential				Construction				Commercial			Consumer			Total
		Real				Real				and				and			and
		Estate				Estate				Land				Industrial			Other
		(dollars in thousands)

Balance, January 1, 2013		$	-			$	-			$	-			$	-		$	-		$	-
Add (deduct):
Charge-offs			-				(2	)			(26	)			(35	)		-			(63	)
Recoveries			-				-				-				-			-			-
Provision for loan losses - non-covered			-				-				-				-			-			-
Provision for loan losses - covered			-				2				26				35			-			63
Balance, September 30, 2013		$	-			$	-			$	-			$	-		$	-		$	-

Allowance:
Ending balance: specific		$	-			$	-			$	-			$	-		$	-		$	-
Ending balance: collective		$	-			$	-			$	-			$	-		$	-		$	-

Loans:
Ending balance: individually evaluated for impairment		$	13,471			$	5,633			$	6,534			$	184		$	1,754		$	27,576
Ending balance: collectively evaluated for impairment		$	26,512			$	51,767			$	11,130			$	4,378		$	2,141		$	95,928

The following is a summary of the allowance for loan losses for the FDIC-acquired loans for 2012:

		Commercial				Residential				Construction				Commercial			Consumer			Total
		Real				Real				and				and			and
		Estate				Estate				Land				Industrial			Other
		(dollars in thousands)
			-				-
Balance, January 1, 2012		$	-			$	-			$	-			$	-		$	-		$	-
Add (deduct):
Charge-offs			(1,114	)			(951	)			(907	)			(433	)		(26	)		(3,431	)
Recoveries			-				-				-				-			-			-
Provision for loan losses – non-covered			-				-				-				-			12			12
Provision for loan losses - covered			1,114				951				907				433			14			3,419
Balance, December 31, 2012		$	-			$	-			$	-			$	-		$	-		$	-

Allowance:
Ending balance: specific		$	-			$	-			$	-			$	-		$	-		$	-
Ending balance: collective		$	-			$	-			$	-			$	-		$	-		$	-

Loans:
Ending balance: individually evaluated for impairment		$	8,149			$	3,562			$	6,573			$	153		$	46		$	18,483
Ending balance: collectively evaluated for impairment		$	20,030			$	31,394			$	8,169			$	4,091		$	2,108		$	65,792

FDIC_LOSS_SHARE_RECEIVABLE

FDIC LOSS SHARE RECEIVABLE	9 Months Ended
FDIC LOSS SHARE RECEIVABLE	Sep. 30, 2013
FDIC LOSS SHARE RECEIVABLE [Abstract]	'
FDIC LOSS SHARE RECEIVABLE	'
	NOTE 7.	FDIC LOSS-SHARE RECEIVABLE

	A significant portion of the Company’s loan and other real estate assets are covered under loss-share agreements with the FDIC in which the FDIC has agreed to reimburse the Company 80% of all covered losses as well as certain expenses incurred in connection with those assets. The Company estimated the amount that will be received from the FDIC under the loss-share agreements that will result from losses incurred as the Company disposes of covered assets, and the Company has recorded the estimate as a receivable from the FDIC. The Company discounted the receivable for the expected timing and receipt of those cash flows using a risk free rate plus a premium for risk. The accretion of the FDIC receivable discount is recorded into noninterest income using the level yield method over the estimated life of the receivable.

	The FDIC receivable for loss-share agreements is measured separately from the related covered assets because it is not contractually embedded in the assets and is not transferable if the Company sells the assets. The Company reviews and updates the fair value of the FDIC receivable at each reporting date in conjunction with the re-estimation of cash flows. Increases in expected cash flows on covered FDIC-acquired loans impact the FDIC loss-share receivable by reducing the receivable over the shorter of the estimated life of the loan or the expected life of the indemnification asset. Conversely, decreases in expected cash flows first impact accretable discounts to the extent available and then impact the allowance for loan losses while also increasing the FDIC loss-share receivable. The FDIC receivable fluctuates as loss estimates and expected cash flows related to covered loans and other real estate owned change.

	The following tables provide details of changes in the loss-share receivable from the FDIC for the periods indicated.

	For the period ended September 30, 2013:
			(dollars in thousands)
	Balance, December 31, 2012		$	60,731
	Clawback liability reclassified from asset			703
	Decrease in expected losses on covered assets			(433	)
	Accretion included in noninterest income			(7,275	)
	Reimbursements from the FDIC			(9,199	)
	Balance, September 30, 2013		$	44,527

	For the year ended December 31, 2012:
			(dollars in thousands)
	Balance, December 31, 2011		$	83,901
	Decrease in expected losses on covered assets			(1,042	)
	Accretion included in noninterest income			(5,028	)
	Reimbursements from the FDIC			(17,100	)
	Balance, December 31, 2012		$	60,731

OTHER_REAL_ESTATE_OWNED_OREO

OTHER REAL ESTATE OWNED (OREO)	9 Months Ended
OTHER REAL ESTATE OWNED (OREO)	Sep. 30, 2013
OTHER REAL ESTATE OWNED (OREO) [Abstract]	'
OTHER REAL ESTATE OWNED (OREO)	'
	NOTE 8.	OTHER REAL ESTATE OWNED (OREO)

	The following table provides a summary of information pertaining to other real estate owned (“OREO”) for periods ended September 30, 2013 and December 31, 2012.

			OREO			Covered			Total
			OREO			OREO			Total
			(dollars in thousands)
	Balance, December 31, 2012		$	3,242		$	9,467		$	12,709
	Acquired in Frontier acquisition			786			-			786
	Additions			1,939			2,857			4,796
	Sales			(1,272	)		(5,827	)		(7,099	)
	Writedowns			(360	)		(588	)		(948	)
	Balance, September 30, 2013		$	4,335		$	5,909		$	10,244

			OREO			Covered			Total
			OREO			OREO			Total
			(dollars in thousands)
	Balance, December 31, 2011		$	3,362		$	10,047		$	13,409
	Additions			2,695			8,152			10,847
	Sales			(2,366	)		(7,969	)		(10,335	)
	Writedowns			(449	)		(763	)		(1,212	)
	Balance, December 31, 2012		$	3,242		$	9,467		$	12,709

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	9 Months Ended
FAIR VALUE MEASUREMENTS	Sep. 30, 2013
FAIR VALUE MEASUREMENTS [Abstract]	'
FAIR VALUE MEASUREMENTS	'
	NOTE 9.	FAIR VALUE MEASUREMENTS

	Determination of Fair Value

	Fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Current accounting guidance establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lowest priority to unobservable inputs (level 3 measurements).

	Fair Value Hierarchy

	The three levels of the fair value hierarchy are described below:

	Level 1 – Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities;

	Level 2 – Quoted prices in markets that are not active, or inputs that are observable, either directly, for substantially the full term of the asset or liability. Level 2 inputs may include quoted prices for similar assets and liabilities in active markets, as well as inputs that are observable for the asset or liability (other than quoted prices), such as interest rates, foreign exchange rates and yield curves that are observable at commonly quoted intervals;

	Level 3 – Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity).

	The fair value hierarchy is based on the lowest level input that is significant to the fair value measurement of the asset and liability in its entirety. The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability.

	Fair Value Option
	Fair Value Measurements and Disclosures (ASC 820) allow companies to report selected financial assets and liabilities at fair value. The changes in fair value are recognized in earnings and the assets and liabilities measured under this methodology are required to be displayed separately on the balance sheet. In certain circumstances, fair value enables a company to more accurately align its financial performance with the economic value of hedged assets. Fair value enables a company to mitigate the non-economic earnings volatility caused from financial assets and financial liabilities being carried at different bases of accounting, as well as to more accurately portray the active and dynamic management of a company’s balance sheet.

	On September 30, 2012, the Company made the election to record mortgage loans held for sale at fair value. The following is a description of mortgage loans held for sale including the specific reasons for electing fair value and the strategies for managing these assets on a fair value basis.

	Mortgage Loans Held for Sale
	The Company records mortgage loans held for sale at fair value in order to eliminate the complexities and inherent difficulties of achieving hedge accounting and to better align reported results with the underlying economic changes in value of the loans and related hedge instruments. This election impacts the timing and recognition of origination fees and costs, as well as servicing value, which are now recognized in earnings at the time of origination. Interest income on mortgage loans held for sale is recorded on an accrual basis in the consolidated statement of income under the heading “Interest income – loans, including fees.” The mark to market adjustments related to loans held for sale and the associated economic hedges are captured in mortgage banking activities.

	Assets and Liabilities Measured at Fair Value on a Recurring Basis

	The primary financial instruments that the Company carries at fair value include investment securities, derivative instruments, and mortgage loans held for sale.

	The Company used the following methods and significant assumptions to estimate fair value for assets and liabilities measured on a recurring basis.

	Securities: Securities in an active market where quoted prices are available are classified within Level 1 of the valuation hierarchy. Level 1 securities include highly liquid government securities and certain other financial products. If quoted market prices are not available, then fair values are estimated by using pricing models that use observable inputs or quoted prices of securities with similar characteristics and are classified within Level 2 of the valuation hierarchy. In certain cases where there is limited activity or less transparency around inputs to the valuation and more complex pricing models or discounted cash flows are used.

	Mortgage loans held for sale: The fair value of mortgage loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics predominantly consisting of those conforming to government sponsored entity or agency standards. The fair value measurements consider observable data that may include market trade pricing from brokers and the mortgage-backed security markets.

	The Company classifies interest rate lock commitments (“IRLCs”) on residential mortgage loans held for sale on a gross basis within other liabilities or other assets. The fair value of these commitments, while based on interest rates observable in the market, is highly dependent on the ultimate closing of the loans. Projected “pull-through” rates are determined quarterly by the Mortgage Division, using the Company’s historical data and the current interest rate environment to reflect the Company’s best estimate of the likelihood that a commitment will ultimately result in a closed loan. The loan servicing value is also included in the fair value of IRLCs.

	Derivative assets and liabilities: The Company uses derivatives to manage various financial risks. The fair values of derivative financial instruments are determined based on quoted market prices, dealer quotes and internal pricing models that are primarily sensitive to market observable data. The fair value of interest rate lock commitments, which are related to mortgage loan commitments, is based on quoted market prices adjusted for commitments that the Company does not expect to fund.

	The credit risk associated with the underlying cash flows of an instrument carried at fair value was a consideration in estimating the fair value of certain financial instruments. Credit risk was considered in the valuation through a variety of inputs, as applicable, including, the actual default and loss severity of the collateral, and level of subordination. The assumptions used to estimate credit risk applied relevant information that a market participant would likely use in valuing an instrument. Because mortgage loans held for sale are sold within a few weeks of origination, they are unlikely to demonstrate any of the credit weaknesses discussed above and as a result, there were no credit related adjustments to fair value during the nine months ended September 30, 2013 and twelve months ended December 31, 2012.

	The following tables present financial assets measured at fair value at September 30, 2013 and December 31, 2012, on a recurring basis and the change in fair value for those specific financial instruments in which fair value has been elected. The changes in the fair value of economic hedges were also recorded in mortgage banking activities and are designed to partially offset the change in fair value of the mortgage loans held for sale and interest rate lock commitments referenced in the following tables.

			Recurring Fair Value Measurements at
			30-Sep-13
			Total				Level 1				Level 2				Level 3
			Carrying Value				Level 1				Level 2				Level 3
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	53,798			$	-			$	53,798			$	-
	State and municipal securities			50,367				-				50,367				-
	GSE residential mortgage-backed securities			198,979				-				198,979				-
	Equity securities			491				284				207				-
	Total available for sale investment securities			303,635				284				303,351				-
	Mortgage loans held for sale			38,042				-				38,042				-
	Interest rate swap – cash flow hedge			1,248				-				1,248				-
	Other assets⁽¹⁾			146				-				-				146
	Total assets at fair value		$	343,071			$	284			$	342,641			$	146

	Liabilities
	Total liabilities at fair value		$	-			$	-			$	-			$	-

	-1	This amount includes mortgage related interest rate lock commitments and derivative financial instruments to hedge interest rate risk. Interest rate lock commitments were recorded on a gross basis.

		Recurring Fair Value Measurements at
		31-Dec-12
		Total Carrying Value				Level 1				Level 2				Level 3
		(dollars in thousands)
Assets
Available for sale investment securities:
U.S. Government sponsored agencies (GSEs)		$	21,019			$	-			$	21,019			$	-
State and municipal securities			41,573				-				41,573				-
Corporate debt securities			1,020				-				1,020				-
GSE residential mortgage-backed securities			157,497				-				157,497				-
Equity securities			297				93				204				-
Total available for sale investment securities			221,406				93				221,313				-
Mortgage loans held for sale			15,608				-				15,608				-
Other assets⁽¹⁾			287				-				-				287
Total assets at fair value		$	237,301			$	93			$	236,921			$	287

Liabilities
Interest rate swap – cash flow hedge		$	2,158			$	-			$	2,158			$	-
Total liabilities at fair value		$	2,158			$	-			$	2,158			$	-

	-1	This amount includes mortgage related interest rate lock commitments and derivative financial instruments to hedge interest rate risk. Interest rate lock commitments were recorded on a gross basis.

The following tables present a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (level 3) during the nine months ended September 30, 2013 and the year ended December 31, 2012. There were no transfers into or out of Level 3. There were no transfers between Level 1 and Level 2 during these periods.

The nine months ended September 30, 2013:		Other
The nine months ended September 30, 2013:		Assets⁽¹⁾
		(dollars in thousands)
Beginning balance, December 31, 2012		$	287
Total gains (losses) included in earnings:⁽²⁾
Mortgage IRLCs			599
Mortgage securities forward commitments			(740	)
Ending balance, September 30, 2013⁽³⁾		$	146

Year ended December 31, 2012:		Other
Year ended December 31, 2012:		Assets⁽¹⁾
		(dollars in thousands)
Beginning balance, December 31, 2011		$	-
Total gains (losses) included in earnings:⁽²⁾
Mortgage IRLCs			285
Mortgage securities forward commitments			2
Ending balance, December 31, 2012⁽³⁾		$	287

	-1	Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.
	-2	Amounts included in earnings are recorded in mortgage banking activities.
	-3	Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.

A significant unobservable input utilized in the determination of fair value of other assets was a pull through rate, which was 72% as of September 30, 2013. A pull through rate is management’s assumption as to the percentage of loans in the pipeline that will close and eventually fund. It is based on the Company’s historical fall-out activity. Significant increases in this input in isolation would result in a significantly higher fair value measurement and significant decreases would result in a significantly lower fair value measurement. In addition, the fair value of an IRLC includes mortgage servicing rights that do not trade in an active market with readily observable prices. Accordingly, the fair value is estimated based on a valuation model which calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees.

		For Items Measured at Fair Value Pursuant to Election of the Fair Value Option: Fair Value Gain (Loss) related to Mortgage Banking Activities
		Three Months Ended
		30-Sep-13			30-Sep-12
		(dollars in thousands)
Mortgage banking activities		$	573			$	336

		Nine Months Ended
		30-Sep-13					30-Sep-12
		(dollars in thousands)
Mortgage banking activites		$	558			$	336

The following tables present the difference between the aggregate fair value and the aggregate unpaid principal balance of loans held for sale including escrow for which the fair value option (“FVO”) has been elected as of September 30, 2013 and December 31, 2012.

		30-Sep-13
		Aggregate Fair Value				Aggregate Unpaid				Fair Value Under Unpaid Principal
						Principal Balance
						with Escrow
						Under FVO

Loans held for sale		$	38,042			$	37,013			$	(1,029	)

		31-Dec-12
		Aggregate Fair Value				Aggregate Unpaid				Fair Value Over Unpaid Principal
						Principal Balance
						with Escrow
						Under FVO

Loans held for sale		$	15,608			$	15,277			$	331

Assets Measured at Fair Value on a Non-Recurring Basis

Certain financial assets are measured at fair value on a non-recurring basis. Adjustments to the fair market value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets.

The following is a description of the valuation methodologies used for instruments measured at fair value on a non-recurring basis and recognized in the accompanying consolidated balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.

Impaired Loans: Loan impairment is reported when full payment under the loan terms is not expected. In accordance with the provisions of the loan impairment guidance (ASC 310-10-35), individual loans are carried at their fair value. Write downs of impaired loans are estimated using the present value of expected cash flows or the appraised value of the underlying collateral discounted as necessary due to management’s estimates of changes in economic conditions. A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. If these allocations cause the allowance for loan losses to require an increase, such increase is reported as a component of the provision for loan losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan is confirmed. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the loan impairment as non-recurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the loan impairment as non-recurring Level 3.

OREO (including covered): Foreclosed assets are adjusted to fair value upon transfer of the loans to foreclosed assets. Subsequently, foreclosed assets are carried at the lower of carrying value or fair value. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the foreclosed assets as non-recurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the foreclosed asset as non-recurring Level 3.

The following table summarizes financial assets measured at fair value on a non-recurring basis:

	Non-Recurring Fair Value Measurements at
	30-Sep-13
		Total Carrying Value			Level 1				Level 2				Level 3
		(dollars in thousands)
Assets
Impaired Loans⁽¹⁾		$	12,984			$	-			$	-			$	12,984
OREO			4,335				-				-				4,335
Covered OREO			5,909				-				-				5,909
Total		$	23,228			$	-			$	-			$	23,228

		Non Recurring Fair Value Measurements at
		31-Dec-12
		Total Carrying Value				Level 1				Level 2				Level 3
		(dollars in thousands)
Assets
Impaired Loans⁽¹⁾		$	14,684			$	-			$	-			$	14,684
OREO			3,242				-				-				3,242
Covered OREO			9,467				-				-				9,467
Total		$	27,393			$	-			$	-			$	27,393

(1) Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).

The following table presents quantitative information about financial and nonfinancial assets measured at fair value on a non-recurring basis using Level 3 valuation inputs:

Quantitative Information about Level 3 Fair Value Measurements:

(dollars in thousands)		Fair Value at				Valuation Technique				Unobservable			Range
(dollars in thousands)		30-Sep-13				Valuation Technique				Input			(Weighted Average)
Impaired loans		$	12,984				Discounted appraisals ⁽¹⁾				Appraisal adjustments ⁽²⁾		0% to 100% (72%)
OREO			4,335				Discounted appraisals ⁽¹⁾				Appraisal adjustments ⁽²⁾		0% to 100% (68%)
Covered OREO			5,909				Discounted appraisals ⁽¹⁾				Appraisal adjustments ⁽²⁾		0% to 100% (71%)

-1	Fair value is generally based on appraisals of the underlying collateral.
-2	Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.

Assets and Liabilities Not Measured at Fair Value on a Recurring or Non-Recurring Basis

The following is a description of the valuation methodologies used for instruments not measured at fair value on a recurring or non-recurring basis and recognized in the accompanying consolidated balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.

Cash and Short-term Investments: The carrying amounts reported in the Consolidated Balance Sheets for cash and short-term investments, such as federal funds sold, approximated the fair value of those instruments. The Company classifies cash and short-term investments in Level 1 of the fair value hierarchy.

Other Investments: The carrying amount of Federal Home Loan Bank stock and other equity securities approximates fair value. The Company classifies Federal Home Loan Bank stock and other equity securities in Level 3 of the fair value hierarchy.

Loans: The carrying amount of variable-rate loans that reprice frequently and have no significant change in credit risk approximates fair value. The fair value of fixed-rate loans is estimated based on discounted contractual cash flows, using interest rates currently being offered for loans with similar terms to borrowers with similar credit quality. The fair value of impaired loans is estimated based on discounted contractual cash flows or underlying collateral values, where applicable.

Covered Loans: Covered loans include loans on which the majority of losses would be covered by loss-sharing agreements with the FDIC. Management initially valued these assets at fair value using mostly unobservable inputs and, as such, has classified these assets as Level 3.

FDIC Loss-Share Receivable: Because the FDIC will reimburse the Company for certain acquired loans, should the Company experience a loss, an indemnification asset is recorded at fair value at the acquisition date. The indemnification asset is recognized at the same time as the indemnified loans and measured on the same basis, subject to collectability or contractual limitations. The shared-loss agreements on the acquisition date reflect the reimbursements expected to be received from the FDIC, using an appropriate discount rate, which reflects counterparty credit risk and other uncertainties. The shared-loss agreements continue to be measured on the same basis as the related indemnified loans, and the loss-share receivable is impacted by changes in estimated cash flows associated with these loans.

Deposits: The carrying amount of demand deposits, savings deposits and variable-rate certificates of deposit approximates fair value. The fair value of fixed-rate certificates of deposit is estimated based on discounted contractual cash flows using interest rates currently being offered for certificates of similar maturities.

Federal Funds Purchased and Securities Sold Under Repurchase Agreements: The fair value of fixed rate federal funds purchased and securities sold under repurchase agreements is estimated based on discounted contractual cash flows using the current incremental borrowing rates for similar type borrowing arrangements.

Other Borrowings: The carrying amount of variable rate advances approximates fair value. The fair value of fixed rate advances is estimated based on discounted contractual cash flows using the current incremental borrowing rates for similar type borrowing arrangements.

The following tables present the assets that are measured at fair value on a non-recurring basis by level within the fair value hierarchy as reported on the consolidated statements of financial position.

		Carrying				Fair Value Measurements at
		Carrying				30-Sep-13
		Value				Total Fair Value				Level 1				Level 2			Level 3
						(dollars in thousands)
Assets
Cash and short-term investments		$	49,754			$	49,754			$	49,754			$	-		$	-
Other investments			7,002				7,002				-				-			7,002
Loans,excluding covered loans			735,249				747,148				-				-			747,148
Covered loans			53,843				53,843				-				-			53,843
FDIC loss-share receivable			44,527				44,527								-			44,527
Total assets at fair value		$	890,375			$	902,274			$	49,754			$	-		$	852,520

Liabilities
Deposits		$	1,052,481			$	1,043,102			$	-			$	-		$	1,043,102
Federal funds purchased and securities sold under repurchase agreements			35,393				38,770				-				-			38,770
Other borrowings			101,667				98,965				-				-			98,965
Total liabilities at fair value		$	1,189,541			$	1,180,837			$	-			$	-		$	1,180,837

		Carrying				Fair Value Measurements at
		Carrying				31-Dec-12
		Value				Total Fair Value				Level 1				Level 2			Level 3
						(dollars in thousands)
Assets
Cash and short-term investments		$	43,692			$	43,692			$	43,692			$	-		$	-
Other investments			5,340				5,340				-				-			5,340
Loans,excluding covered loans			597,579				607,018				-				-			607,018
Covered loans			72,425				72,425				-				-			72,425
FDIC loss-share receivable			60,731				60,731								-			60,731
Total assets at fair value		$	779,767			$	789,206			$	43,692			$	-		$	745,514

Liabilities
Deposits		$	869,554				862,726			$	-			$	-		$	862,726
Federal funds purchased and securities sold under repurchase agreements			33,219				32,812				-				-			32,812
Other borrowings			60,000				63,985				-				-			63,985
Total liabilities at fair value		$	962,773			$	959,523			$	-			$	-		$	959,523

Current accounting guidance requires fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on settlements using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets, and, in many cases, could not be realized in immediate settlement of the instrument. Current accounting guidance excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.

DERIVATIVE_FINANCIAL_INSTRUMEN

DERIVATIVE FINANCIAL INSTRUMENTS	9 Months Ended
	Sep. 30, 2013
DERIVATIVE FINANCIAL INSTRUMENTS [Abstract]	'
DERIVATIVE FINANCIAL INSTRUMENTS	'
	NOTE 10.	DERIVATIVE FINANCIAL INSTRUMENTS

	The Company’s asset-liability management policy allows the use of certain derivative financial instruments for hedging purposes in managing the Company’s interest rate risk. The Company does not enter into derivatives or other financial instruments for trading or speculative purposes. A derivative is a financial instrument that derives its cash flows, and therefore its value, by reference to an underlying instrument, index or referenced interest rate. The most common derivative instruments include interest rate swaps, caps, floors and collars.

	Derivative Instruments – Interest Rate Swap Agreement

	The Company is exposed to interest rate risk in the course of its business operations and manages a portion of this risk through the use of a derivative financial instrument, in the form of an interest rate swap (cash flow hedge). The Company accounts for its interest rate swap in accordance with ASC 815, Derivatives and Hedging, which requires that all derivatives be recognized as assets or liabilities in the balance sheet at fair value.

	The Company utilizes the interest rate swap agreement to essentially convert a portion of its variable-rate debt to a fixed rate (cash flow hedge). For derivatives designated as hedging exposure to variable cash flows of a forecasted transaction (cash flow hedge), the effective portion of the derivative’s gain or loss is initially reported as a component of other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings or when the hedge is terminated. The ineffective portion of the gain or loss is reported in earnings immediately. For derivatives that are not designated as hedging instruments, changes in the fair value of the derivatives are recognized in earnings immediately. In applying hedge accounting for derivatives, the Company establishes a method for assessing the effectiveness of the hedging derivative and a measurement approach for determining any ineffective aspect of the hedge upon the inception of the hedge.

	Cash Flow Hedge of Interest Rate Risk

	During the first quarter 2012, the Company entered into a forward starting interest rate swap agreement with a notional amount of $50.0 million to protect against variability in the expected future cash flows attributed to changes in the benchmark interest rate Libor beginning February 1, 2016 and ending February 1, 2024 on the designated notional amount of variable rate Bank debt.

	The Company recognized an after-tax unrealized gain on its cash flow hedge in other comprehensive income of $749,000 as of September 30, 2013.

	The Company recognized a $1.2 million cash flow hedge asset in other assets on the balance sheet at September 30, 2013. There was no ineffectiveness in the cash flow hedge during the three and nine months ended September 30, 2013.

	Credit risk related to the derivative arises when amounts receivable from the counterparty (derivative dealer) exceed those payable. The Company controls the risk of loss by only transacting with derivative dealers that are national market makers whose credit ratings are strong. Each party to the interest rate swap is required to provide collateral in the form of cash or securities to the counterparty when the counterparty’s exposure to a mark-to-market replacement value exceeds certain negotiated limits. These limits are typically based on current credit ratings and vary with ratings changes. As of September 30, 2013, the Company was not required to provide collateral for the derivative. Also, the Company has a netting agreement with the counterparty.

	Derivative Instruments – Mortgage Lending Activities

	The Company maintains a risk management program to manage interest rate risk and pricing risk associated with its mortgage lending activities. The risk management program includes the use of forward contracts and other derivatives that are recorded in the financial statements at fair value and are used to offset changes in value of the mortgage inventory due to changes in market interest rates. As a normal part of its operations, the Company enters into derivative contracts to economically hedge risks associated with overall price risk related to IRLCs and mortgage loans held for sale for which the fair value option has been elected. Fair value changes occur as a result of interest rate movements as well as changes in the value of the associated servicing rights. Derivative instruments used include forward commitments, mandatory commitments and best effort commitments. All derivatives are carried at fair value in the Consolidated Balance Sheets in other assets or other liabilities. A net loss of $581,000 and $141,000, respectively, was recorded for all related commitments for the three and nine months ended September 30, 2013.

	The Company’s risk management derivatives are based on underlying risks primarily related to interest rates and forward sales commitments. Forwards are contracts for the delayed delivery or net settlement of an underlying instrument, such as a mortgage loan, in which the seller agrees to deliver on a specified future date, either a specified instrument at a specified price or yield or the net cash equivalent of an underlying instrument. These hedges are used to preserve the Company’s position relative to future sales of loans to third parties in an effort to minimize the volatility of the expected gain on sale from changes in interest rate and the associated pricing changes, see Note 9 Fair Value Measurements for further information.

	Credit and Market Risk Associated with Derivatives

	Derivatives expose the Company to credit risk. If the counterparty fails to perform, the credit risk at that time would be equal to the net derivative asset position, if any, for that counterparty. The Company minimizes the credit or repayment risk in derivative instruments by entering into transactions with high quality counterparties that are reviewed periodically by the Company’s Risk Management area. The Company’s derivative positions were as follows:

			Contract Amount
			September 30,		December 31,
			2013		2012
		(dollars in thousands)
	Mortgage-backed securities forward Commitments		$	48,500	$	13,500
	Mandatory loan sale commitments			-		-
	Best efforts sale commitments			29,694		18,366
	Total commitments		$	78,193	$	49,107

SEGMENT_INFORMATION

SEGMENT INFORMATION	9 Months Ended
SEGMENT INFORMATION	Sep. 30, 2013
SEGMENT INFORMATION [Abstract]	'
SEGMENT INFORMATION	'
	NOTE 11.	SEGMENT INFORMATION

	The Company’s operating segments include banking and mortgage banking. The reportable segments are determined by the products and services offered, and internal reporting. Segment performance is evaluated using net interest income and non-interest income. Income taxes are allocated based on income before income taxes, and indirect expenses (includes management fees) are allocated based on various internal factors for each segment. Transactions among segments are made at fair value. Information reported internally for performance assessment follows.

	Three months ended September 30, 2013		Bank		Mortgage			Holding Company			Totals
	Three months ended September 30, 2013		Bank		Banking			Holding Company			Totals
			(dollars in thousands)
	Net interest income		$	13,340	$	218		$	-		$	13,558
	Provision for loan losses			350		-			-			350
	Noninterest income			1,955		1,952			11			3,918
	Noninterest expense			12,165		2,968			201			15,334
	Income tax expense (benefit)			798		(247	)		(81	)		470
	Segment profit (loss)			1,982	$	(551	)	$	(109	)	$	1,322

	Segment assets at September 30, 2013		$	1,267,375	$	44,588		$	10,346		$	1,322,309

	Three months ended September 30, 2012		Bank		Mortgage			Holding Company			Totals
	Three months ended September 30, 2012		Bank		Banking			Holding Company			Totals
			(dollars in thousands)
	Net interest income		$	12,035	$	678		$	-		$	12,713
	Provision for loan losses			1,934		-			-			1,934
	Noninterest income			3,160		1,683			2			4,845
	Noninterest expense			10,858		1,323			281			12,462
	Income tax expense (benefit)			950		321			(107	)		1,164
	Segment profit (loss)			1,453	$	717		$	(172	)	$	1,998

	Segment assets at September 30, 2012		$	1,029,957	$	7,339		$	17,603		$	1,054,899

	Nine months ended September 30, 2013		Bank		Mortgage			Holding Company			Totals
	Nine months ended September 30, 2013		Bank		Banking			Holding Company			Totals
			(dollars in thousands)
	Net interest income		$	41,664	$	349		$	-		$	42,013
	Provision for loan losses			1,503		-			-			1,503
	Noninterest income			6,294		7,558			23			13,875
	Noninterest expense			34,192		8,414			636			43,242
	Income tax expense (benefit)			3,619		(157	)		(229	)		3,233
	Segment profit (loss)			8,644	$	(350	)	$	(384	)	$	7,910

	Nine months ended September 30, 2012		Bank		Mortgage			Holding Company			Totals
	Nine months ended September 30, 2012		Bank		Banking			Holding Company			Totals
			(dollars in thousands)
	Net interest income		$	31,804	$	792		$	-		$	32,596
	Provision for loan losses			3,424		-			-			3,424
	Noninterest income			7,981		3,325			2			11,308
	Noninterest expense			29,605		3,619			714			33,938
	Income tax expense (benefit)			2,293		154			(234	)		2,213
	Segment profit (loss)			4,463	$	344		$	(478	)	$	4,329

ACQUISITION_ACTIVITY

ACQUISITION ACTIVITY	9 Months Ended
ACQUISITION ACTIVITY	Sep. 30, 2013
ACQUISITION ACTIVITY [Abstract]	'
ACQUISITION ACTIVITY	'
	NOTE 12.	ACQUISITION ACTIVITY

	Frontier Bank

	On March 8, 2013, HeritageBank of the South entered into a definitive whole-bank purchase and assumption agreement with the Federal Deposit Insurance Corporation (“FDIC”) to acquire Frontier, a full-service bank based in LaGrange, Georgia. The Georgia Department of Banking and Finance closed Frontier Bank and, by Order of the Georgia Superior Court, appointed the FDIC as Receiver. The Bank acquired a majority of all assets, with the exception of certain loans and all the OREO as of the bid valuation date of December 19, 2012, and assumed substantially all of the liabilities of Frontier.

	The agreement with the FDIC did not involve a loss-sharing agreement but did include an asset purchase discount of $34.8 million. The Bank also received a cash payment from the FDIC in the amount of $97.5 million.

	The Company elected to account for loans acquired in the Frontier acquisition under ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. Topic 310-30 applies to a loan with evidence of deterioration of credit quality since origination, acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Topic 310-30 prohibits carrying over or creating an allowance for loan losses upon initial recognition for loans that fall under its scope.

	The fair values of the assets acquired and liabilities assumed in conjunction with the acquisition as of the closing date are detailed in the following table:

			Acquired		Fair Value				As Recorded
					and Other				by the Company
					Adjustments
	Assets		(dollars in thousands)
	Cash and cash equivalents		$	55,660	$	97,519		(a)	$	153,179
	Securities available to sale			22,241		-				22,241
	FHLB and other bank stock			1,897		-				1,897
	Loans			98,041		(24,715	)	(b)		73,326
	Other real estate owned			1,620		(834	)	(c)		786
	Core deposit intangible			-		625		(d)		625
	Other assets			1,788		-				1,788
	Total assets		$	181,247	$	72,595			$	253,842

	Liabilities
	Noninterest-bearing deposits		$	23,683	$	-			$	23,683
	Interest-bearing deposits			187,896		507		(e)		188,403
	Other borrowings			32,068		5,210		(f)		37,278
	Deferred tax liability			-		1,675		(g)		1,675
	Other liabilities			289		-				289
	Total Liabilities		$	243,936	$	7,392			$	251,328
	Liabilities assumed over assets acquired		$	62,689
	Aggregate fair value adjustments				$	65,203
	Gain on acquisition, net of tax								$	2,514

	Explanations

		(a)	The adjustment represents the cash received from the FDIC to reflect the acquisition of excess liabilities assumed over assets acquired and the asset purchase discount.
		(b)	The adjustment reflects fair value adjustments based on the evaluation of the acquired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
		(c)	The adjustment represents the estimated credit losses in the acquired other real estate owned.
		(d)	The adjustment represents the consideration paid for the value of the core deposit base assumed in the acquisition. The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
		(e)	The adjustment is necessary because the weighted average interest rate of the CD's acquired exceeded the cost of similar funding at the time of acquisition. The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
		(f)	The adjustment is necessary because the weighted average interest rate of the other borrowings assumed exceeded the cost of similar funding at the time of acquisition. The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the borrowings.
		(g)	The amount respresents the deferred tax liability recorded as a result of the recorded gain on acquisition.

	The Company did not immediately acquire the real estate, banking facilities, furniture and equipment of Frontier as part of the purchase and assumption agreement. However, the Company subsequently purchased the fixed assets of Frontier from the FDIC at fair value in the amount of $5.0 million during the second quarter of 2013.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	9 Months Ended
	Sep. 30, 2013
SUBSEQUENT EVENTS [Abstract]	'
SUBSEQUENT EVENTS	'
	NOTE 13.	SUBSEQUENT EVENTS

	Subsequent events and transactions that occurred after September 30, 2013 but prior to November 12, 2013, the date these financial statements were available to be issued, have been evaluated for potential recognition or disclosure in these financial statements. There were no subsequent events that require disclosure in the financial statements.

BASIS_OF_PRESENTATION_AND_ACCO1

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES (Policies)	9 Months Ended
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES (Policies)	Sep. 30, 2013
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES [Abstract]	'
Recently Adopted Accounting Pronouncements	'
	Recently Adopted Accounting Pronouncements

	In October 2012, ASU 2012-06, “Business Combinations (Topic 805) - Subsequent Accounting for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution (a consensus of the FASB Emerging Issues Task Force).” ASU 2012-06 clarifies the applicable guidance for subsequently measuring an indemnification asset recognized as a result of a government-assisted acquisition of a financial institution. Under ASU 2012-06, when a reporting entity recognizes an indemnification asset as a result of a government-assisted acquisition of a financial institution and, subsequently, a change in the cash flows expected to be collected on the indemnification asset occurs (as a result of a change in cash flows expected to be collected on the assets subject to indemnification), the reporting entity should subsequently account for the change in the measurement of the indemnification asset on the same basis as the change in the assets subject to indemnification. Any amortization of changes in value should be limited to the contractual term of the indemnification agreement (that is, the lesser of the term of the indemnification agreement and the remaining life of the indemnified assets). The amendments are effective for fiscal years beginning on or after December 15, 2012 and early adoption is permitted. The amendments are to be applied prospectively to any new indemnification assets acquired after the date of adoption and to indemnification assets existing as of the date of adoption arising from a government-assisted acquisition of a financial institution. The Company adopted this standard on October 1, 2012. The effect of adopting this standard did not have a material effect on the consolidated financial statements.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	9 Months Ended
EARNINGS PER SHARE (Tables)	Sep. 30, 2013
EARNINGS PER SHARE [Abstract]	'
Earnings per share	'
	The table below sets forth our earnings per share:

		Three Months				Nine Months
		Ended September 30,				Ended September 30,
		2013		2012		2013		2012
		(dollars in thousands, except per share amounts)
	Basic earnings per share:
	Net income	$	1,322	$	1,998	$	7,910	$	4,329
	Weighted average common shares outstanding		7,371,804		7,942,852		7,425,940		8,052,462
	Basic earnings per common share	$	0.18	$	0.25	$	1.07	$	0.54

	Diluted earnings per share:
	Net income	$	1,322	$	1,998	$	7,910	$	4,329
	Weighted average common shares outstanding		7,371,804		7,942,852		7,425,940		8,052,462
	Effect of dilutive stock options and restricted stock		112,008		2,131		93,724		1,721
	Weighted average dilutive common shares outstanding		7,483,812		7,944,983		7,519,664		8,054,183
	Diluted earnings per common share	$	0.18	$	0.25	$	1.05	$	0.54

SECURITIES_Tables

SECURITIES (Tables)	9 Months Ended
SECURITIES (Tables)	Sep. 30, 2013
SECURITIES [Abstract]	'
Amortized cost and fair value of securities available for sale with gross unrealized gains and losses	'
	The amortized cost and fair value of securities available for sale with gross unrealized gains and losses are summarized as follows:

					Gross				Gross
		Amortized			Unrealized				Unrealized				Fair
		Cost			Gains				Losses				Value
	September 30, 2013:	(dollars in thousands)
	U.S. Government sponsored agencies (GSEs)	$	56,065		$	38			$	(2,305	)		$	53,798
	State and municipal securities		52,985			442				(3,060	)			50,367
	GSE residential mortgage-backed securities		203,347			651				(5,019	)			198,979
	Total debt securities		312,397			1,131				(10,384	)			303,144
	Equity securities		207			284				-				491
	Total securities	$	312,604		$	1,415			$	(10,384	)		$	303,635

	December 31, 2012:
	U.S. Government sponsored agencies (GSEs)	$	20,996		$	50			$	(27	)		$	21,019
	State and municipal securities		40,509			1,362				(298	)			41,573
	Corporate debt securities		1,150			-				(130	)			1,020
	GSE residential mortgage-backed securities		156,469			1,434				(406	)			157,497
	Total debt securities		219,124			2,846				(861	)			221,109
	Equity securities		207			93				(3	)			297
	Total securities	$	219,331		$	2,939			$	(864	)		$	221,406
Amortized cost and fair value of debt securities available for sale by contractual maturity	'
	The amortized cost and fair value of debt securities available for sale by contractual maturity are shown below. Maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without penalty. Therefore, these securities are not included in the maturity categories in the following maturity summary.

		30-Sep-13							31-Dec-12
		Amortized			Fair				Amortized				Fair
		Cost			Value				Cost				Value
		(dollars in thousands)
	One year or less	$	-		$	-			$	150			$	150
	One to five years		6,355			6,296				1,786				1,661
	Five to ten years		62,587			60,309				20,920				21,264
	Over ten years		40,315			38,051				40,006				40,834
	Mortgage-backed securities		203,347			198,979				156,469				157,497
		$	312,604		$	303,635			$	219,331			$	221,406
Gross realized gains and losses recognized in income	'
	The gross realized gains and losses recognized in income are reflected in the following table:

		For the three months ended
		September 30,
			2013		2012
			(dollars in thousands)
	Gross gains recognized on sales of securities	$	-		$	1,484
	Gross losses recognized on sales of securities		-			-
	Net realized gains on sales of securities available for sale	$	-		$	1,484

		For the nine months ended
		September 30,
		2013			2012
		(dollars in thousands)
	Gross gains recognized on sales of securities	$	-		$	1,761
	Gross losses recognized on sales of securities		-			(207	)
	Net realized gains on sales of securities available for sale	$	-		$	1,554

Securities in a continuous unrealized loss position	'
	The following table shows the gross unrealized losses and fair value of securities aggregated by category and length of time that securities have been in a continuous unrealized loss position.

		Less Than 12 Months							12 Months or More								Total
	Description of Securities	Fair			Unrealized				Fair				Unrealized				Fair			Unrealized
	Description of Securities	Value			Losses				Value				Losses				Value			Losses
		(dollars in thousands)
	September 30, 2013 :
	U.S. Government sponsored agencies (GSEs)	$	45,398		$	(2,305	)		$	-			$	-			$	45,398		$	(2,305	)
	State and municipal securities		31,122			(2,924	)			1,350				(136	)			32,472			(3,060	)
	GSE residential mortgage-backed securities		151,626			(4,921	)			4,582				(98	)			156,208			(5,019	)
	Subtotal, debt securities		228,146			(10,150	)			5,932				(234	)			234,078			(10,384	)
	Equity securities		-			-				-				-				-			-
	Total temporarily impaired securities	$	228,146		$	(10,150	)		$	5,932			$	(234	)		$	234,078		$	(10,384	)

	December 31, 2012 :
	U.S. Government sponsored agencies (GSEs)	$	5,481		$	(27	)		$	-			$	-			$	5,481		$	(27	)
	State and municipal securities		10,981			(226	)			1,377				(72	)			12,358			(298	)
	Corporate debt securities		-			-				1,020				(130	)			1,020			(130	)
	GSE residential mortgage-backed securities		62,235			(337	)			4,634				(69	)			66,869			(406	)
	Subtotal, debt securities		78,697			(590	)			7,031				(271	)			85,728			(861	)
	Equity securities		-			-				204				(3	)			204			(3	)
	Total temporarily impaired securities	$	78,697		$	(590	)		$	7,235			$	(274	)		$	85,932		$	(864	)

Schedule of detail on selective security holdings	'
	The following table presents more detail on selective Company security holdings as of September 30, 2013. These details are listed separately due to the inherent level of risk for OTTI on these securities.

				Current				Book				Fair				Unrealized			Present
				Credit															Value
																			Discounted
	Description	Cusip#		Rating				Value				Value				Loss			Cash Flow

	Marketable equity securities
	FHLMC Preferred Stock	313400657			Ca			$	-			$	276			$	-		$	276

	Trust preferred securities
	RBS Capital Fund	74928K208			B3				207				214				-			214

Roll forward of cumulative amount of credit losses on investment securities	'
	The following table presents a roll-forward of the cumulative amount of credit losses on the Company’s investment securities that have been recognized through earnings.

		September 30,			31-Dec-12
		2013			31-Dec-12
	Beginning balance of credit losses	$	1,543		$	1,543
	Other-than-temporary impairment credit losses		-			-

	Ending balance of cumulative credit losses recognized in earnings	$	1,543		$	1,543

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) (Tables)	9 Months Ended
	Sep. 30, 2013
LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) [Abstract]	'
Composition of loans	'
	The composition of loans is summarized as follows:

			September 30,				December 31,
			2013				2012
	Commercial real estate:
	Nonresidential		$	250,859			$	212,570
	Multifamily			27,468				21,293
	Farmland			22,561				20,141
	Total commercial real estate loans			300,888				254,004

	Construction and land			48,808				33,340

	Residential real estate:
	Mortgage loans, 1-4 family			169,105				161,883
	Home equity			30,180				27,345
	Total residential real estate loans			199,285				189,228

	Consumer and other:
	Indirect auto loans			397				1,304
	Direct auto loans			6,801				6,801
	Other			14,301				17,393
	Total consumer and other loans			21,499				25,498

	Commercial and industrial loans			95,108				83,659

				665,588				585,729
	Loans acquired through FDIC-assisted acquisitions
	Non-covered			69,661				11,850
	Covered			53,843				72,425
	Total loans			789,092				670,004

	Total allowance for loan losses			(8,894	)			(9,061	)
	Loans, net		$	780,198			$	660,943
Changes in allowance for loan losses and recorded investment in loans by segment	'
	Activity in the allowance for loan losses and recorded investment in loans by segment:

			Commercial				Residential				Construction				Commercial				Consumer			Total
			Real				Real				and				and				and Other
			Estate				Estate				Land				Industrial
			(dollars in thousands)

	Balance, January 1, 2013		$	2,744			$	3,251			$	978			$	1,724			$	364		$	9,061
	Add (deduct):
	Charge-offs			(276	)			(713	)			-				(691	)			(107	)		(1,787	)
	Recoveries			-				109				1				1				69			180
	Provision for loan losses			190				111				341				805				(7	)		1,440
	Balance, September 30, 2013		$	2,658			$	2,758			$	1,320			$	1,839			$	319		$	8,894

	Allowance:
	Ending balance: specific		$	428			$	592			$	311			$	191			$	70		$	1,592
	Ending balance: collective		$	2,230			$	2,166			$	1,009			$	1,648			$	249		$	7,302

	Loans:
	Ending balance: individually evaluated for impairment		$	5,494			$	3,259			$	3,844			$	297			$	90		$	12,984
	Ending balance: collectively evaluated for impairment		$	295,394			$	196,026			$	44,964			$	94,811			$	21,409		$	652,604

	Activity in the allowance for loan losses and recorded investment in loans by segment:

			Commercial				Residential				Construction				Commercial				Consumer and Other			Total
			Real				Real				and				and
			Estate				Estate				Land				Industrial
			(dollars in thousands)

	Balance, January 1, 2012		$	1,878			$	2,440			$	1,270			$	1,551			$	355		$	7,494
	Add (deduct):
	Charge-offs			(166	)			(498	)			(81	)			(208	)			(188	)		(1,141	)
	Recoveries			-				75				1				35				97			208
	Provision for loan losses			1,032				1,234				(212	)			346				100			2,500
	Balance, December 31, 2012		$	2,744			$	3,251			$	978			$	1,724			$	364		$	9,061

	Allowance:
	Ending balance: specific		$	429			$	1,294			$	304			$	206			$	68		$	2,301
	Ending balance: collective		$	2,315			$	1,957			$	674			$	1,518			$	296		$	6,760

	Loans:
	Ending balance: individually evaluated for impairment		$	4,938			$	4,596			$	3,881			$	1,149			$	120		$	14,684
	Ending balance: collectively evaluated for impairment		$	249,066			$	184,632			$	29,459			$	82,510			$	25,378		$	571,045
Impaired loans by class	'
	Impaired loans by class are presented below for 2013:

																			Interest
							Unpaid								Average				Income
			Recorded				Principal				Related				Recorded				Recognized
			Investment				Balance				Allowance				Investment				YTD 2013
			(dollars in thousands)
	Loans with no related allowance recorded
	Commercial real estate:
	Nonresidential		$	1,040			$	1,129			$	-			$	1,076			$	4
	Multifamily			-				-				-				-				-
	Farmland			-				-				-				-				-
	Construction and land			3,392				3,392				-				3,706				-
	Residential real estate:
	Mortgage loans, 1-4 family			1,988				2,649				-				2,745				-
	Home equity			-				-				-				-				-
	Consumer and other:
	Indirect auto loans			-				-				-				-				-
	Direct auto loans			-				-				-				-				-
	Other			-				-				-				-				-
	Commercial and industrial loans			-				-				-				-				-

	Loans with related allowance recorded
	Commercial real estate:
	Nonresidential		$	4,454			$	4,609			$	428			$	4,536			$	28
	Multifamily			-				-				-				-				-
	Farmland			-				-				-				-				-
	Construction and land			452				519				311				454				-
	Residential real estate:
	Mortgage loans, 1-4 family			1,231				1,398				566				1,268				7
	Home equity			40				119				26				70				2
	Consumer and other:
	Indirect auto loans			7				15				4				10				-
	Direct auto loans			29				43				19				34				-
	Other			54				88				47				69				1
	Commercial and industrial loans			297				303				191				303				3

	Total
	Commercial real estate		$	5,494			$	5,738			$	428			$	5,612			$	32
	Construction and land			3,844				3,911				311				4,160				-
	Residential real estate			3,259				4,166				592				4,083				9
	Consumer and other			90				146				70				113				1
	Commercial and industrial loans			297				303				191				303				3
	Total		$	12,984			$	14,264			$	1,592			$	14,271			$	45

	Impaired loans by class are presented below for 2012:

																			Interest
							Unpaid								Average				Income
			Recorded				Principal				Related				Recorded				Recognized
			Investment				Balance				Allowance				Investment				2012
			(dollars in thousands)
	Loans with no related allowance recorded
	Commercial real estate:
	Nonresidential		$	-			$	-			$	-			$	-			$	-
	Multifamily			-				-				-				-				-
	Farmland			-				-				-				-				-
	Construction and land			3,443				3,469				-				4,606				134
	Residential real estate:
	Mortgage loans, 1-4 family			535				553				-				324				19
	Home equity			-				-				-				-				-
	Consumer and other:
	Indirect auto loans			-				-				-				-				-
Direct auto loans			-				-				-				-				-
Other			-				-				-				-				-
Commercial and industrial loans			877				878				-				769				11

Loans with related allowance recorded
Commercial real estate:
Nonresidential		$	4,938			$	5,195			$	429			$	4,975			$	101
Multifamily			-				-				-				-				-
Farmland			-				-				-				-				-
Construction and land			438				504				304				472				-
Residential real estate:
Mortgage loans, 1-4 family			3,782				4,061				1,054				4,414				52
Home equity			279				321				240				290				8
Consumer and other:
Indirect auto loans			30				43				-				35				1
Direct auto loans			23				36				16				28				0
Other			67				77				52				75				4
Commercial and industrial loans			272				278				206				282				13

Total
Commercial real estate		$	4,938			$	5,195			$	429			$	4,975			$	101
Construction and land			3,881				3,973				304				5,078				134
Residential real estate			4,596				4,935				1,294				5,028				60
Consumer and other			120				156				68				138				5
Commercial and industrial loans			1,149				1,156				206				1,051				24
Total		$	14,684			$	15,415			$	2,301			$	16,270			$	324

Analysis of the age of recorded investment in loans that are past due	'
	Below is an analysis of the age of recorded investment in loans that are past due as of September 30, 2013.

			30-59					60-89							Total
			Days				Days				Non-				Past							Total
			Past Due				Past Due				Accrual*				Due				Current			Loans
			(dollars in thousands)
	Commercial real estate:
	Nonresidential		$	98			$	-			$	5,493			$	5,591			$	245,268		$	250,859
	Multifamily			-				-				-				-				27,468			27,468
	Farmland			-				-				-				-				22,561			22,561
	Total commercial real estate loans			98				-				5,493				5,591				295,297			300,888

	Construction and land			-				-				1,852				1,852				46,956			48,808

	Residential real estate:
	Mortgage loans, 1-4 family			286				209				3,215				3,710				165,395			169,105
	Home equity			43				-				40				83				30,097			30,180
	Total residential real estate loans			329				209				3,255				3,793				195,492			199,285

	Consumer and other:
	Indirect auto loans			13				3				7				23				374			397
	Direct auto loans			5				1				29				35				6,766			6,801
	Other			2				10				53				65				14,236			14,301
	Total consumer and other loans			20				14				89				123				21,376			21,499

	Commercial and industrial loans			-				-				297				297				94,811			95,108
	Total		$	447			$	223			$	10,986			$	11,656			$	653,932		$	665,588

	*There were no accruing loans that were greater than 90 days past due at September 30, 2013.

	Below is an analysis of the age of recorded investment in loans that are past due as of December 31, 2012.

			30-59				60-89								Total
			Days				Days				Non				Past							Total
			Past Due				Past Due				Accrual*				Due				Current			Loans
			(dollars in thousands)
	Commercial real estate:
	Nonresidential		$	-			$	744			$	4,938			$	5,682			$	206,888		$	212,570
	Multifamily			-				-				-				-				21,293			21,293
	Farmland			-				-				-				-				20,141			20,141
	Total commercial real estate loans			-				744				4,938				5,682				248,322			254,004

	Construction and land			-				-				3,881				3,881				29,459			33,340

	Residential real estate:
	Mortgage loans, 1-4 family			1,233				-				4,475				5,708				156,175			161,883
	Home equity			50				-				114				164				27,181			27,345
	Total residential real estate loans			1,283				-				4,589				5,872				183,356			189,228

	Consumer and other:
	Indirect auto loans			5				5				30				40				1,264			1,304
	Direct auto loans			2				6				23				31				6,770			6,801
	Other			72				-				67				139				17,254			17,393
	Total consumer and other loans			79				11				120				210				25,288			25,498

	Commercial and industrial loans			14				-				1,149				1,163				82,495			83,659
	Total		$	1,376			$	755			$	14,677			$	16,808			$	568,920		$	585,729

	*There were no accruing loans that were greater than 90 days past due at December 31, 2012.

Troubled debt restructurings	'
	Troubled debt restructurings for the periods ended:

			30-Sep-13
							Recorded
			Number				Investment
			of Modifications				Prior to Modifications				Recorded Investment

	Commercial real estate			3			$	3,036			$	2,928
	Residential real estate			5				7,268				1,516
	Construction and land			2				3,574				3,392
	Commercial and industrial loans			-				-				-
	Consumer and other			-				-				-
	Total			10			$	13,878			$	7,836


		31-Dec-12
							Recorded
		Number					Investment
		of					Prior to Modifications				Recorded Investment
		Modifications					Prior to Modifications				Recorded Investment
		(dollars in thousands)

	Commercial real estate			3			$	1,071			$	997
	Residential real estate			5				7,268				2,409
	Construction and land			1				3,574				3,443
	Commercial and industrial loans			1				17				14
	Consumer and other			-				-				-
	Total			10			$	11,930			$	6,863

	Troubled debt restructuring modifications that subsequently defaulted for the periods ended:

		30-Sep-13
		Number
		of				Recorded Investment
		Modifications				Recorded Investment

	Commercial real estate			3			$	2,928
	Residential real estate			4				1,512
	Construction and land			1				1,400
	Commercial and industrial loans			-				-
	Consumer and other			-				-
	Total			8			$	5,840

		31-Dec-12
		Number
		of				Recorded Investment
		Modifications				Recorded Investment
		(dollars in thousands)

	Commercial real estate			3			$	997
	Residential real estate			4				2,402
	Construction and land			1				3,443
	Commercial and industrial loans			1				14
	Consumer and other			-				-
	Total			9			$	6,856

Schedule of asset grading system	'
	A summary of the asset grading system is as follows:

	Risk Rating	Numerical	Description	Regulatory
	Risk Rating	Rating	Description	Classification
	Pass	1	Exceptional/Highest Quality	N/A
	Pass	2	Excellent/High Quality	N/A
	Pass	3	Strong/Above Average	N/A
	Pass	4	Good/Average	N/A
	Pass	5	Acceptable with more than average risk	N/A
	Special Mention	6	Special Mention Loans	Criticized
	Special Mention - Elevated risk	7	Special Mention Loans with added risk exposure	Criticized
	Substandard	8	Substandard/Inadequately Protected	Classified
	Impaired Loans	9	Nonaccrual Loans	Classified
	Doubtful	10	Doubtful	Classified
	Loss	11	Loss	Classified
Credit quality indicators by class	'
	Credit quality indicators for loans by class are presented below for September 30, 2013 and December 31, 2012.

			As of September 30, 2013
															Construction
			Non-												and
			Residential				Multifamily				Farmland				Land
			(dollars in thousands)
	Commercial Real Estate Credit Exposure
	Pass 1		$	-			$	-			$	-			$	-
	Pass 2			-				-				-				62
	Pass 3			59,737				256				7,199				2,834
	Pass 4			165,591				25,244				14,836				23,797
	Pass 5			15,849				301				309				17,539
	Special Mention 6			1,240				-				156				-
	Special Mention Elevated 7			133				-				-				732
	Substandard 8			2,816				1,667				61				1,992
	Impaired Loans 9			5,493				-				-				1,852
	Doubtful 10			-				-				-				-
	Loss 11			-				-				-				-
	Total		$	250,859			$	27,468			$	22,561			$	48,808


			As of December 31, 2012
															Construction
			Non-												and
			Residential				Multifamily				Farmland				Land
			(dollars in thousands)
	Commercial Real Estate Credit Exposure
	Pass 1		$	-			$	-			$	-			$	-
	Pass 2			-				-				-				68
	Pass 3			63,944				3,820				6,459				7,202
	Pass 4			135,189				15,214				12,258				16,732
	Pass 5			4,711				41				1,275				5,332
	Special Mention 6			907				-				-				-
	Special Mention Elevated 7			-				1,707				-				-
	Substandard 8			2,881				511				149				125
	Impaired Loans 9			4,938				-				-				3,881
	Doubtful 10			-				-				-				-
	Loss 11			-				-				-				-
	Total		$	212,570			$	21,293			$	20,141			$	33,340

			As of
			30-Sep-13
			Commercial
			and Industrial
			(dollars in thousands)
	Commercial and Industrial Credit Exposure
	Pass 1		$	1,639
	Pass 2			380
	Pass 3			26,375
	Pass 4			58,073
	Pass 5			7,867
	Special Mention 6			143
	Special Mention Elevated 7			251
	Substandard 8			83
	Impaired Loans 9			297
	Doubtful 10			-
	Loss 11			-
	Total		$	95,108

			As of
			31-Dec-12
			Commercial
and Industrial
			(dollars in thousands)
Commercial and Industrial Credit Exposure
Pass 1		$	1,194
Pass 2			366
Pass 3			29,447
Pass 4			46,916
Pass 5			3,781
Special Mention 6			86
Special Mention Elevated 7			6
Substandard 8			713
Impaired Loans 9			1,150
Doubtful 10			-
Loss 11			-
Total		$	83,659

		As of September 30, 2013
		Mortgage				Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	163,000			$	29,937
Special Mention 6			375				40
Special Mention Elevated 7			-				-
Substandard 8			2,515				163
Impaired Loans 9			3,215				40
Doubtful 10			-				-
Loss 11			-				-
Total		$	169,105			$	30,180


		As of December 31, 2012
		Mortgage				Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	154,067			$	26,922
Special Mention 6			357				-
Special Mention Elevated 7			-				-
Substandard 8			3,202				144
Impaired Loans 9			4,257				279
Doubtful 10			-				-
Loss 11			-				-
Total		$	161,883			$	27,345

		As of September 30, 2013
		Indirect				Direct
		Auto				Auto				Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	390			$	6,772			$	14,138
Special Mention 6			-				-				-
Special Mention Elevated 7			-				-				-
Substandard 8			-				-				109
Impaired Loans 9			7				29				54
Doubtful 10			-				-				-
Loss 11			-				-				-
Total		$	397			$	6,801			$	14,301

		As of December 31, 2012
		Indirect				Direct
		Auto				Auto				Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	1,252			$	6,778			$	17,280
Special Mention 6			-				-				-
Special Mention Elevated 7			-				-				1
Substandard 8			22				-				45
Impaired Loans 9			30				23				67
Doubtful 10			-				-				-
Loss 11			-				-				-
Total		$	1,304			$	6,801			$	17,393

FDIC_ACQUIRED_LOANS_AND_ALLOWA1

FDIC ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
FDIC ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	Sep. 30, 2013
FDIC ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
Fair value of loans covered and not covered under loss share agreement	'
	The following tables detail the fair value of loans covered and not covered under loss-share agreements accounted under ASC 310-30.

	Loans not covered by loss -sharing agreements:	September 30,			December 31,
		2013			2012
		(dollars in thousands)
	Commercial real estate	$	25,027		$	6,359
	Residential real estate		32,318			2,110
	Construction and land		5,195			494
	Commercial and industrial		3,638			1,574
	Consumer and other		3,483			1,313
		$	69,661		$	11,850

	Loans covered by loss-sharing agreements:	September30,			December 31,
		2013			2012
		(dollars in thousands)
	Commercial real estate	$	14,956		$	21,820
	Residential real estate		25,082			32,846
	Construction and land		12,469			14,248
	Commercial and industrial		924			2,670
	Consumer and other		412			841
		$	53,843		$	72,425
Loans receivable reclassification from balance reported	'
	The following table represents the loans receivable as of September 30, 2013 and reflects reclassifications from the balances reported at December 31, 2012:

		Acquired Loans			Acquired Loans			Total Loans Acquired
		Without Specific			With Specific
		Evidence of			Evidence of
		Deterioration in			Deterioration in
		Credit Quality			Credit Quality
		(dollars in thousands)
	Contractually required principal and interest	$	192,284		$	31,054		$	223,338
	Non-accretable difference		(30,986	)		(17,558	)		(48,544	)
	Cash flows expected to be collected		161,298			13,496			174,794
	Accretable yield		(49,956	)		(1,334	)		(51,290	)
	Basis in acquired loans	$	111,342		$	12,162		$	123,504
Changes in the accretable yields of acquired loans	'
	The following table is a summary of changes in the accretable yields of acquired loans since December 31, 2011 and reflect refinements to the Company's initial estimate:

	(dollars in thousands)	Accretable Yield

	Balance at December 31, 2011	$	31,096
	Additions		-
	Reclassification from non-accretable difference		22,349
	Accretion included in interest income		(23,251	)
	Adjustments to estimates of expected cash flows		(1,312	)
	Balance at December 31, 2012	$	28,882
	Additions		22,707
	Reclassification from non-accretable difference		9,955
	Accretion included in interest income		(21,186	)
	Adjustments to estimates of expected cash flows		10,932
	Balance at September 30, 2013	$	51,290

Allowance for loan losses for FDIC	'
	The following is a summary of the allowance for loan losses for the FDIC-acquired loans for 2013:

		Commercial			Residential			Construction			Commercial			Consumer			Total
		Real			Real			and			and			and
		Estate			Estate			Land			Industrial			Other
		(dollars in thousands)

	Balance, January 1, 2013	$	-		$	-		$	-		$	-		$	-		$	-
	Add (deduct):
	Charge-offs		-			(2	)		(26	)		(35	)		-			(63	)
	Recoveries		-			-			-			-			-			-
	Provision for loan losses - non-covered		-			-			-			-			-			-
	Provision for loan losses - covered		-			2			26			35			-			63
	Balance, September 30, 2013	$	-		$	-		$	-		$	-		$	-		$	-

	Allowance:
	Ending balance: specific	$	-		$	-		$	-		$	-		$	-		$	-
	Ending balance: collective	$	-		$	-		$	-		$	-		$	-		$	-

	Loans:
	Ending balance: individually evaluated for impairment	$	13,471		$	5,633		$	6,534		$	184		$	1,754		$	27,576
	Ending balance: collectively evaluated for impairment	$	26,512		$	51,767		$	11,130		$	4,378		$	2,141		$	95,928

	The following is a summary of the allowance for loan losses for the FDIC-acquired loans for 2012:

		Commercial			Residential			Construction			Commercial			Consumer			Total
		Real			Real			and			and			and
		Estate			Estate			Land			Industrial			Other
		(dollars in thousands)
			-			-
	Balance, January 1, 2012	$	-		$	-		$	-		$	-		$	-		$	-
	Add (deduct):
	Charge-offs		(1,114	)		(951	)		(907	)		(433	)		(26	)		(3,431	)
	Recoveries		-			-			-			-			-			-
	Provision for loan losses – non-covered		-			-			-			-			12			12
	Provision for loan losses - covered		1,114			951			907			433			14			3,419
	Balance, December 31, 2012	$	-		$	-		$	-		$	-		$	-		$	-

	Allowance:
	Ending balance: specific	$	-		$	-		$	-		$	-		$	-		$	-
	Ending balance: collective	$	-		$	-		$	-		$	-		$	-		$	-

	Loans:
	Ending balance: individually evaluated for impairment	$	8,149		$	3,562		$	6,573		$	153		$	46		$	18,483
	Ending balance: collectively evaluated for impairment	$	20,030		$	31,394		$	8,169		$	4,091		$	2,108		$	65,792

FDIC_LOSS_SHARE_RECEIVABLE_Tab

FDIC LOSS SHARE RECEIVABLE (Tables)	9 Months Ended
FDIC LOSS SHARE RECEIVABLE (Tables)	Sep. 30, 2013
FDIC LOSS SHARE RECEIVABLE [Abstract]	'
Changes in loss-share receivable from FDIC	'
	The following tables provide details of changes in the loss-share receivable from the FDIC for the periods indicated.

	For the period ended September 30, 2013:
		(dollars in thousands)
	Balance, December 31, 2012	$	60,731
	Clawback liability reclassified from asset		703
	Decrease in expected losses on covered assets		(433	)
	Accretion included in noninterest income		(7,275	)
	Reimbursements from the FDIC		(9,199	)
	Balance, September 30, 2013	$	44,527

	For the year ended December 31, 2012:
		(dollars in thousands)
	Balance, December 31, 2011	$	83,901
	Decrease in expected losses on covered assets		(1,042	)
	Accretion included in noninterest income		(5,028	)
	Reimbursements from the FDIC		(17,100	)
	Balance, December 31, 2012	$	60,731

OTHER_REAL_ESTATE_OWNED_OREO_T

OTHER REAL ESTATE OWNED (OREO) (Tables)	9 Months Ended
OTHER REAL ESTATE OWNED (OREO) (Tables)	Sep. 30, 2013
OTHER REAL ESTATE OWNED (OREO) [Abstract]	'
Summary of information pertaining to OREO	'
	The following table provides a summary of information pertaining to other real estate owned (“OREO”) for periods ended September 30, 2013 and December 31, 2012.

		OREO			Covered			Total
		OREO			OREO			Total
		(dollars in thousands)
	Balance, December 31, 2012	$	3,242		$	9,467		$	12,709
	Acquired in Frontier acquisition		786			-			786
	Additions		1,939			2,857			4,796
	Sales		(1,272	)		(5,827	)		(7,099	)
	Writedowns		(360	)		(588	)		(948	)
	Balance, September 30, 2013	$	4,335		$	5,909		$	10,244

		OREO			Covered			Total
		OREO			OREO			Total
		(dollars in thousands)
	Balance, December 31, 2011	$	3,362		$	10,047		$	13,409
	Additions		2,695			8,152			10,847
	Sales		(2,366	)		(7,969	)		(10,335	)
	Writedowns		(449	)		(763	)		(1,212	)
	Balance, December 31, 2012	$	3,242		$	9,467		$	12,709

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	9 Months Ended
FAIR VALUE MEASUREMENTS (Tables)	Sep. 30, 2013
FAIR VALUE MEASUREMENTS [Abstract]	'
Assets measured at fair value on a recurring basis	'
	The following tables present financial assets measured at fair value at September 30, 2013 and December 31, 2012, on a recurring basis and the change in fair value for those specific financial instruments in which fair value has been elected. The changes in the fair value of economic hedges were also recorded in mortgage banking activities and are designed to partially offset the change in fair value of the mortgage loans held for sale and interest rate lock commitments referenced in the following tables.

			Recurring Fair Value Measurements at
			30-Sep-13
			Total				Level 1			Level 2				Level 3
			Carrying Value				Level 1			Level 2				Level 3
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	53,798			$	-		$	53,798			$	-
	State and municipal securities			50,367				-			50,367				-
	GSE residential mortgage-backed securities			198,979				-			198,979				-
	Equity securities			491				284			207				-
	Total available for sale investment securities			303,635				284			303,351				-
	Mortgage loans held for sale			38,042				-			38,042				-
	Interest rate swap – cash flow hedge			1,248				-			1,248				-
	Other assets⁽¹⁾			146				-			-				146
	Total assets at fair value		$	343,071			$	284		$	342,641			$	146

	Liabilities
	Total liabilities at fair value		$	-			$	-		$	-			$	-

		-1	This amount includes mortgage related interest rate lock commitments and derivative financial instruments to hedge interest rate risk. Interest rate lock commitments were recorded on a gross basis.

			Recurring Fair Value Measurements at
			31-Dec-12
			Total Carrying Value				Level 1			Level 2				Level 3
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	21,019			$	-		$	21,019			$	-
	State and municipal securities			41,573				-			41,573				-
	Corporate debt securities			1,020				-			1,020				-
	GSE residential mortgage-backed securities			157,497				-			157,497				-
	Equity securities			297				93			204				-
	Total available for sale investment securities			221,406				93			221,313				-
	Mortgage loans held for sale			15,608				-			15,608				-
	Other assets⁽¹⁾			287				-			-				287
	Total assets at fair value		$	237,301			$	93		$	236,921			$	287

	Liabilities
	Interest rate swap – cash flow hedge		$	2,158			$	-		$	2,158			$	-
	Total liabilities at fair value		$	2,158			$	-		$	2,158			$	-

		-1	This amount includes mortgage related interest rate lock commitments and derivative financial instruments to hedge interest rate risk. Interest rate lock commitments were recorded on a gross basis.

Assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (level 3)	'
	The following tables present a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (level 3) during the nine months ended September 30, 2013 and the year ended December 31, 2012. There were no transfers into or out of Level 3. There were no transfers between Level 1 and Level 2 during these periods.

	The nine months ended September 30, 2013:		Other
	The nine months ended September 30, 2013:		Assets⁽¹⁾
			(dollars in thousands)
	Beginning balance, December 31, 2012		$	287
	Total gains (losses) included in earnings:⁽²⁾
	Mortgage IRLCs			599
	Mortgage securities forward commitments			(740	)
	Ending balance, September 30, 2013⁽³⁾		$	146

	Year ended December 31, 2012:		Other
	Year ended December 31, 2012:		Assets⁽¹⁾
			(dollars in thousands)
	Beginning balance, December 31, 2011		$	-
	Total gains (losses) included in earnings:⁽²⁾
	Mortgage IRLCs			285
	Mortgage securities forward commitments			2
	Ending balance, December 31, 2012⁽³⁾		$	287

		-1	Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.
		-2	Amounts included in earnings are recorded in mortgage banking activities.
		-3	Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.
Fair value measured on recurring basis, gain (loss) included in earnings	'
	A significant unobservable input utilized in the determination of fair value of other assets was a pull through rate, which was 72% as of September 30, 2013. A pull through rate is management’s assumption as to the percentage of loans in the pipeline that will close and eventually fund. It is based on the Company’s historical fall-out activity. Significant increases in this input in isolation would result in a significantly higher fair value measurement and significant decreases would result in a significantly lower fair value measurement. In addition, the fair value of an IRLC includes mortgage servicing rights that do not trade in an active market with readily observable prices. Accordingly, the fair value is estimated based on a valuation model which calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees.

			For Items Measured at Fair Value Pursuant to Election of the Fair Value Option: Fair Value Gain (Loss) related to Mortgage Banking Activities
			Three Months Ended
			30-Sep-13			30-Sep-12
			(dollars in thousands)
	Mortgage banking activities		$	573			$	336

			Nine Months Ended
			30-Sep-13					30-Sep-12
			(dollars in thousands)
	Mortgage banking activites		$	558			$	336
Aggregate fair value and the aggregate unpaid principal balance of loans held-for-sale for which the fair value option	'
	The following tables present the difference between the aggregate fair value and the aggregate unpaid principal balance of loans held for sale including escrow for which the fair value option (“FVO”) has been elected as of September 30, 2013 and December 31, 2012.

			30-Sep-13
			Aggregate Fair Value				Aggregate Unpaid			Fair Value Under Unpaid Principal
							Principal Balance
							with Escrow
							Under FVO

	Loans held for sale		$	38,042			$	37,013		$	(1,029	)

			31-Dec-12
			Aggregate Fair Value				Aggregate Unpaid			Fair Value Over Unpaid Principal
							Principal Balance
							with Escrow
							Under FVO

	Loans held for sale		$	15,608			$	15,277		$	331

Assets measured on a nonrecurring basis	'
	The following table summarizes financial assets measured at fair value on a non-recurring basis:

		Non-Recurring Fair Value Measurements at
		30-Sep-13
			Total Carrying Value			Level 1			Level 2				Level 3
			(dollars in thousands)
	Assets
	Impaired Loans⁽¹⁾		$	12,984			$	-		$	-			$	12,984
	OREO			4,335				-			-				4,335
	Covered OREO			5,909				-			-				5,909
	Total		$	23,228			$	-		$	-			$	23,228

			Non Recurring Fair Value Measurements at
			31-Dec-12
			Total Carrying Value				Level 1			Level 2				Level 3
			(dollars in thousands)
	Assets
	Impaired Loans⁽¹⁾		$	14,684			$	-		$	-			$	14,684
	OREO			3,242				-			-				3,242
	Covered OREO			9,467				-			-				9,467
	Total		$	27,393			$	-		$	-			$	27,393

	(1) Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).
Quantitative information about Level 3 fair value measurements	'
	The following table presents quantitative information about financial and nonfinancial assets measured at fair value on a non-recurring basis using Level 3 valuation inputs:

	Quantitative Information about Level 3 Fair Value Measurements:

	(dollars in thousands)		Fair Value at				Valuation Technique			Unobservable			Range
	(dollars in thousands)		30-Sep-13				Valuation Technique			Input			(Weighted Average)
	Impaired loans		$	12,984				Discounted appraisals ⁽¹⁾			Appraisal adjustments ⁽²⁾		0% to 100% (72%)
	OREO			4,335				Discounted appraisals ⁽¹⁾			Appraisal adjustments ⁽²⁾		0% to 100% (68%)
	Covered OREO			5,909				Discounted appraisals ⁽¹⁾			Appraisal adjustments ⁽²⁾		0% to 100% (71%)

	-1	Fair value is generally based on appraisals of the underlying collateral.
	-2	Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.

Carrying amount and estimated fair value of financial instruments	'
	The following tables present the assets that are measured at fair value on a non-recurring basis by level within the fair value hierarchy as reported on the consolidated statements of financial position.

			Carrying				Fair Value Measurements at
			Carrying				30-Sep-13
			Value				Total Fair Value			Level 1				Level 2		Level 3
							(dollars in thousands)
	Assets
	Cash and short-term investments		$	49,754			$	49,754		$	49,754			$	-	$	-
	Other investments			7,002				7,002			-				-		7,002
	Loans,excluding covered loans			735,249				747,148			-				-		747,148
	Covered loans			53,843				53,843			-				-		53,843
	FDIC loss-share receivable			44,527				44,527							-		44,527
	Total assets at fair value		$	890,375			$	902,274		$	49,754			$	-	$	852,520

	Liabilities
	Deposits		$	1,052,481			$	1,043,102		$	-			$	-	$	1,043,102
	Federal funds purchased and securities sold under repurchase agreements			35,393				38,770			-				-		38,770
	Other borrowings			101,667				98,965			-				-		98,965
	Total liabilities at fair value		$	1,189,541			$	1,180,837		$	-			$	-	$	1,180,837

			Carrying				Fair Value Measurements at
			Carrying				31-Dec-12
			Value				Total Fair Value			Level 1				Level 2		Level 3
							(dollars in thousands)
	Assets
	Cash and short-term investments		$	43,692			$	43,692		$	43,692			$	-	$	-
	Other investments			5,340				5,340			-				-		5,340
	Loans,excluding covered loans			597,579				607,018			-				-		607,018
	Covered loans			72,425				72,425			-				-		72,425
	FDIC loss-share receivable			60,731				60,731							-		60,731
	Total assets at fair value		$	779,767			$	789,206		$	43,692			$	-	$	745,514

	Liabilities
	Deposits		$	869,554				862,726		$	-			$	-	$	862,726
	Federal funds purchased and securities sold under repurchase agreements			33,219				32,812			-				-		32,812
	Other borrowings			60,000				63,985			-				-		63,985
	Total liabilities at fair value		$	962,773			$	959,523		$	-			$	-	$	959,523

DERIVATIVE_FINANCIAL_INSTRUMEN1

DERIVATIVE FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2013
DERIVATIVE FINANCIAL INSTRUMENTS [Abstract]	'
Schedule of notional amounts of outstanding derivative positions	'
	The Company’s derivative positions were as follows:

			Contract Amount
			September 30,		December 31,
			2013		2012
		(dollars in thousands)
	Mortgage-backed securities forward Commitments		$	48,500	$	13,500
	Mandatory loan sale commitments			-		-
	Best efforts sale commitments			29,694		18,366
	Total commitments		$	78,193	$	49,107

SEGMENT_INFORMATION_Tables

SEGMENT INFORMATION (Tables)	9 Months Ended
SEGMENT INFORMATION (Tables)	Sep. 30, 2013
SEGMENT INFORMATION [Abstract]	'
Schedule of information reported internally for performance assessment	'
	The Company’s operating segments include banking and mortgage banking. The reportable segments are determined by the products and services offered, and internal reporting. Segment performance is evaluated using net interest income and non-interest income. Income taxes are allocated based on income before income taxes, and indirect expenses (includes management fees) are allocated based on various internal factors for each segment. Transactions among segments are made at fair value. Information reported internally for performance assessment follows.

	Three months ended September 30, 2013	Bank		Mortgage			Holding Company			Totals
	Three months ended September 30, 2013	Bank		Banking			Holding Company			Totals
		(dollars in thousands)
	Net interest income	$	13,340	$	218		$	-		$	13,558
	Provision for loan losses		350		-			-			350
	Noninterest income		1,955		1,952			11			3,918
	Noninterest expense		12,165		2,968			201			15,334
	Income tax expense (benefit)		798		(247	)		(81	)		470
	Segment profit (loss)		1,982	$	(551	)	$	(109	)	$	1,322

	Segment assets at September 30, 2013	$	1,267,375	$	44,588		$	10,346		$	1,322,309

	Three months ended September 30, 2012	Bank		Mortgage			Holding Company			Totals
	Three months ended September 30, 2012	Bank		Banking			Holding Company			Totals
		(dollars in thousands)
	Net interest income	$	12,035	$	678		$	-		$	12,713
	Provision for loan losses		1,934		-			-			1,934
	Noninterest income		3,160		1,683			2			4,845
	Noninterest expense		10,858		1,323			281			12,462
	Income tax expense (benefit)		950		321			(107	)		1,164
	Segment profit (loss)		1,453	$	717		$	(172	)	$	1,998

	Segment assets at September 30, 2012	$	1,029,957	$	7,339		$	17,603		$	1,054,899

	Nine months ended September 30, 2013	Bank		Mortgage			Holding Company			Totals
	Nine months ended September 30, 2013	Bank		Banking			Holding Company			Totals
		(dollars in thousands)
	Net interest income	$	41,664	$	349		$	-		$	42,013
	Provision for loan losses		1,503		-			-			1,503
	Noninterest income		6,294		7,558			23			13,875
	Noninterest expense		34,192		8,414			636			43,242
	Income tax expense (benefit)		3,619		(157	)		(229	)		3,233
	Segment profit (loss)		8,644	$	(350	)	$	(384	)	$	7,910

	Nine months ended September 30, 2012	Bank		Mortgage			Holding Company			Totals
	Nine months ended September 30, 2012	Bank		Banking			Holding Company			Totals
		(dollars in thousands)
	Net interest income	$	31,804	$	792		$	-		$	32,596
	Provision for loan losses		3,424		-			-			3,424
	Noninterest income		7,981		3,325			2			11,308
	Noninterest expense		29,605		3,619			714			33,938
	Income tax expense (benefit)		2,293		154			(234	)		2,213
	Segment profit (loss)		4,463	$	344		$	(478	)	$	4,329

ACQUISITION_ACTIVITY_Tables

ACQUISITION ACTIVITY (Tables)	9 Months Ended
ACQUISITION ACTIVITY (Tables)	Sep. 30, 2013
ACQUISITION ACTIVITY [Abstract]	'
Fair values of assets acquired and liabilities assumed in conjunction with the acquisition	'
	The fair values of the assets acquired and liabilities assumed in conjunction with the acquisition as of the closing date are detailed in the following table:

			Acquired		Fair Value				As Recorded
					and Other				by the Company
					Adjustments
	Assets		(dollars in thousands)
	Cash and cash equivalents		$	55,660	$	97,519		(a)	$	153,179
	Securities available to sale			22,241		-				22,241
	FHLB and other bank stock			1,897		-				1,897
	Loans			98,041		(24,715	)	(b)		73,326
	Other real estate owned			1,620		(834	)	(c)		786
	Core deposit intangible			-		625		(d)		625
	Other assets			1,788		-				1,788
	Total assets		$	181,247	$	72,595			$	253,842

	Liabilities
	Noninterest-bearing deposits		$	23,683	$	-			$	23,683
	Interest-bearing deposits			187,896		507		(e)		188,403
	Other borrowings			32,068		5,210		(f)		37,278
	Deferred tax liability			-		1,675		(g)		1,675
	Other liabilities			289		-				289
	Total Liabilities		$	243,936	$	7,392			$	251,328
	Liabilities assumed over assets acquired		$	62,689
	Aggregate fair value adjustments				$	65,203
	Gain on acquisition, net of tax								$	2,514

	Explanations

		(a)	The adjustment represents the cash received from the FDIC to reflect the acquisition of excess liabilities assumed over assets acquired and the asset purchase discount.
		(b)	The adjustment reflects fair value adjustments based on the evaluation of the acquired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
		(c)	The adjustment represents the estimated credit losses in the acquired other real estate owned.
		(d)	The adjustment represents the consideration paid for the value of the core deposit base assumed in the acquisition. The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
		(e)	The adjustment is necessary because the weighted average interest rate of the CD's acquired exceeded the cost of similar funding at the time of acquisition. The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
		(f)	The adjustment is necessary because the weighted average interest rate of the other borrowings assumed exceeded the cost of similar funding at the time of acquisition. The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the borrowings.
		(g)	The amount respresents the deferred tax liability recorded as a result of the recorded gain on acquisition.

BASIS_OF_PRESENTATION_AND_ACCO2

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES (Details)	Sep. 30, 2013
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES [Abstract]	'
Percentage of publicly owned stock holding company (in hundredths)	100.00%
Exchange rate of common stock owned by public shareholders (in shares)	0.8377

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Components used to calculate basic and diluted earnings (loss) per share [Abstract]	'	'	'	'
Antidilutive securities excluded from computation of earnings per share (in shares)	31,358	'	43,375	'
Basic earnings per share: [Abstract]	'	'	'	'
Net income	$1,322	$1,998	$7,910	$4,329
Weighted average common shares outstanding (in shares)	7,371,804	7,942,852	7,425,940	8,052,462
Basic earnings per common share (in dollars per share)	$0.18	$0.25	$1.07	$0.54
Diluted earnings per share: [Abstract]	'	'	'	'
Net income	$1,322	$1,998	$7,910	$4,329
Weighted average common shares outstanding (in shares)	7,371,804	7,942,852	7,425,940	8,052,462
Effect of dilutive stock options and restricted stock (in shares)	112,008	2,131	93,724	1,721
Weighted average dilutive common shares outstanding (in shares)	7,483,812	7,944,983	7,519,664	8,054,183
Diluted earnings per common share (in dollars per share)	$0.18	$0.25	$1.05	$0.54

SHARE_BASED_COMPENSATION_Detai

SHARE BASED COMPENSATION (Details) (USD $)

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

Sep. 30, 2013

17-May-06

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

17-May-06

Sep. 30, 2013

17-May-06

Jun. 22, 2011

Sep. 30, 2013

Dec. 31, 2012

Dec. 31, 2011

Jun. 22, 2011

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Dec. 31, 2011

Jun. 22, 2011

Restricted Stock Award [Member]

2006 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

Stock Options [Member]

Restricted Stock Award [Member]

Stock Options [Member]

Restricted Stock Award [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Number of shares that can be awarded (in shares)

645,990

461,422

184,568

573,481

409,429

163,852

Number of shares available to be granted (in shares)

49,593

12,800

49,219

31,382

Amortization period of unearned compensation expense, minimum

'1 year

Amortization period of unearned compensation expense, maximum

'5 years

Granted (in shares)

15,600

117,530

Granted (in shares)

31,900

334,870

Unrecognized compensation

$1,700,000

$957,000

Total compensation expense recognized

$146,000

$135,000

$437,000

$400,000

$84,000

$75,000

$249,000

$225,000

SECURITIES_Details

SECURITIES (Details) (USD $)

3 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

U. S. Government Sponsored Agencies (GSEs) [Member]

State and Municipal Securities [Member]

Corporate Debt Securities [Member]

GSE Residential Mortgage-backed Securities [Member]

Total debt securities [Member]

FHLMC Preferred Stock [Member]

RBS Capital Fund [Member]

Investment in Federal Home Loan Bank Stock [Member]

Investment in Chattahoochee Bank of Georgia [Member]

Equity securities [Member]

Mortgage Backed Securities [Member]

Security

Agency

Amortized cost and fair value of securities available for sale with gross unrealized gains and losses [Abstract]

Amortized Cost

$312,604,000

$219,331,000

$56,065,000

$20,996,000

$52,985,000

$40,509,000

$1,150,000

$203,347,000

$156,469,000

$312,397,000

$219,124,000

$207,000

Gross Unrealized Gains

1,415,000

2,939,000

38,000

50,000

442,000

1,362,000

651,000

1,434,000

1,131,000

2,846,000

284,000

93,000

Gross Unrealized Losses

-10,384,000

-864,000

-2,305,000

-27,000

-3,060,000

-298,000

-130,000

-5,019,000

-406,000

-10,384,000

-861,000

-3,000

Fair Value

303,635,000

221,406,000

53,798,000

21,019,000

50,367,000

41,573,000

1,020,000

198,979,000

157,497,000

303,144,000

221,109,000

491,000

297,000

Amortized cost by contractual maturity [Abstract]

One year or less

150,000

One to five years

6,355,000

1,786,000

Five to ten years

62,587,000

20,920,000

Over ten years

40,315,000

40,006,000

Mortgage-backed securities

203,347,000

156,469,000

Amortized Cost

312,604,000

219,331,000

Fair value by contractual maturity [Abstract]

One year or less

150,000

One to five years

6,296,000

1,661,000

Five to ten years

60,309,000

21,264,000

Over ten years

38,051,000

40,834,000

Mortgage-backed securities

198,979,000

157,497,000

Fair Value, Total

303,635,000

221,406,000

Securities pledged as collateral

125,500,000

94,600,000

Collateral in excess of pledging requirements

26,200,000

18,000,000

Gross realized gains and losses recognized in income [Abstract]

Gross gains recognized on sales of securities

1,484,000

1,761,000

Gross losses recognized on sales of securities

-207,000

Net realized gains on sales of securities available for sale

1,484,000

1,554,000

Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]

Less than Twelve Months, Fair Value

228,146,000

78,697,000

45,398,000

5,481,000

31,122,000

10,981,000

151,626,000

62,235,000

228,146,000

78,697,000

Twelve Months or More, Fair Value

5,932,000

7,235,000

1,350,000

1,377,000

1,020,000

4,582,000

4,634,000

5,932,000

7,031,000

204,000

Total, Fair Value

234,078,000

85,932,000

45,398,000

5,481,000

32,472,000

12,358,000

1,020,000

156,208,000

66,869,000

234,078,000

85,728,000

204,000

Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses [Abstract]

Less than 12 Months, Unrealized Losses

-10,150,000

-590,000

-2,305,000

-27,000

-2,924,000

-226,000

-4,921,000

-337,000

-10,150,000

-590,000

12 Months or Longer, Unrealized Losses

-234,000

-274,000

-136,000

-72,000

-130,000

-98,000

-69,000

-234,000

-271,000

-3,000

Total, Unrealized Losses

-10,384,000

-864,000

-2,305,000

-27,000

-3,060,000

-298,000

-130,000

-5,019,000

-406,000

-10,384,000

-861,000

-3,000

Improvement in unrealized losses (in hundredth)

4.40%

1.00%

Number of securities related to unrealized loss position

116

Units of securities in continuous unrealized loss position

Number of agencies in continuous unrealized loss position

Impairments and write downs

1,500,000

43,000

Length of time payments were suspended

'24 months

Details on selective company security holdings [Abstract]

Cusip

'313400657

'74928K208

Current Credit Rating

'Ca

'B3

Book Value

207,000

Fair Value

276,000

214,000

Unrealized Loss

Present Value Discounted Cash Flows

276,000

214,000

Credit losses [Roll Forward]

Beginning balance of credit losses

1,543,000

Other than temporary impairment credit losses

Ending balance of cumulative credit losses recognized in earnings

1,543,000

Restricted Equity Securities [Abstract]

Carrying value of Investment

276,000

207,000

6,000,000

4,300,000

1,000,000

Estimated fair value of investment

214,000

6,000,000

Unrealized gain recorded in other comprehensive income

($295,000)

$886,000

($6,626,000)

$1,916,000

$7,000

Percentage of investment in Chattahoochee bank (in hundredths)

4.90%

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Dec. 31, 2011
Composition of loans [Abstract]	'	'	'
Loans	$665,588	$585,729	'
Total allowance for loan losses	-8,894	-9,061	-7,494
Loans, net	780,198	660,943	'
Commercial Real Estate [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	300,888	254,004	'
Commercial Real Estate [Member] \| Nonresidential [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	250,859	212,570	'
Commercial Real Estate [Member] \| Multifamily [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	27,468	21,293	'
Commercial Real Estate [Member] \| Farmland [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	22,561	20,141	'
Construction and Land [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	48,808	33,340	'
Residential Real Estate [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	199,285	189,228	'
Residential Real Estate [Member] \| Mortgage Loans, 1-4 families [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	169,105	161,883	'
Residential Real Estate [Member] \| Home Equity [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	30,180	27,345	'
Consumer and Other [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	21,499	25,498	'
Consumer and Other [Member] \| Indirect Auto Loans [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	397	1,304	'
Consumer and Other [Member] \| Direct Auto Loans [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	6,801	6,801	'
Consumer and Other [Member] \| Other [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	14,301	17,393	'
Commercial and Industrial Loans [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	95,108	83,659	'
Non-Covered [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	69,661	11,850	'
Covered [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Loans	53,843	72,425	'
FDIC Acquired Loans, Total [Member]	'	'	'
Composition of loans [Abstract]	'	'	'
Total Loans	$789,092	$670,004	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) (1) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	$9,061	$7,494
Add (deduct) [Abstract]	'	'
Charge-offs	-1,787	-1,141
Recoveries	180	208
Provision for loan losses	1,440	2,500
Ending Balance	8,894	9,061
Allowance [Abstract]	'	'
Ending balance: specific	1,592	2,301
Ending balance: collective	7,302	6,760
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	12,984	14,684
Ending balance: collectively evaluated for impairment	652,604	571,045
Commercial Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	2,744	1,878
Add (deduct) [Abstract]	'	'
Charge-offs	-276	-166
Recoveries	0	0
Provision for loan losses	190	1,032
Ending Balance	2,658	2,744
Allowance [Abstract]	'	'
Ending balance: specific	428	429
Ending balance: collective	2,230	2,315
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	5,494	4,938
Ending balance: collectively evaluated for impairment	295,394	249,066
Residential Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	3,251	2,440
Add (deduct) [Abstract]	'	'
Charge-offs	-713	-498
Recoveries	109	75
Provision for loan losses	111	1,234
Ending Balance	2,758	3,251
Allowance [Abstract]	'	'
Ending balance: specific	592	1,294
Ending balance: collective	2,166	1,957
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	3,259	4,596
Ending balance: collectively evaluated for impairment	196,026	184,632
Construction and Land [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	978	1,270
Add (deduct) [Abstract]	'	'
Charge-offs	0	-81
Recoveries	1	1
Provision for loan losses	341	-212
Ending Balance	1,320	978
Allowance [Abstract]	'	'
Ending balance: specific	311	304
Ending balance: collective	1,009	674
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	3,844	3,881
Ending balance: collectively evaluated for impairment	44,964	29,459
Commercial and Industrial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	1,724	1,551
Add (deduct) [Abstract]	'	'
Charge-offs	-691	-208
Recoveries	1	35
Provision for loan losses	805	346
Ending Balance	1,839	1,724
Allowance [Abstract]	'	'
Ending balance: specific	191	206
Ending balance: collective	1,648	1,518
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	297	1,149
Ending balance: collectively evaluated for impairment	94,811	82,510
Consumer and Other [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	364	355
Add (deduct) [Abstract]	'	'
Charge-offs	-107	-188
Recoveries	69	97
Provision for loan losses	-7	100
Ending Balance	319	364
Allowance [Abstract]	'	'
Ending balance: specific	70	68
Ending balance: collective	249	296
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	90	120
Ending balance: collectively evaluated for impairment	$21,409	$25,378

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) (2) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Recorded Investment [Abstract]	'	'
Total, Recorded Investment	$12,984	$14,684
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Total, Unpaid Principal Balance	14,264	15,415
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Total, Related Allowance	1,592	2,301
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Total, Average Recorded Investment	14,271	16,270
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Total, Interest Income Recognized	45	324
Commercial Real Estate [Member]	'	'
Recorded Investment [Abstract]	'	'
Total, Recorded Investment	5,494	4,938
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Total, Unpaid Principal Balance	5,738	5,195
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Total, Related Allowance	428	429
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Total, Average Recorded Investment	5,612	4,975
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Total, Interest Income Recognized	32	101
Commercial Real Estate [Member] \| Nonresidential [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	1,040	0
Loans with related allowance recorded, Recorded Investment	4,454	4,938
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	1,129	0
Loans with related allowance recorded, Unpaid Principal Balance	4,609	5,195
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	428	429
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	1,076	0
Loans with related allowance recorded, Average Recorded Investment	4,536	4,975
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	4	0
Loans with related allowance recorded, Interest Income Recognized	28	101
Commercial Real Estate [Member] \| Multifamily [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	0	0
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	0	0
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	0	0
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	0
Commercial Real Estate [Member] \| Farmland [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	0	0
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	0	0
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	0	0
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	0
Construction and Land [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	3,392	3,443
Loans with related allowance recorded, Recorded Investment	452	438
Total, Recorded Investment	3,844	3,881
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	3,392	3,469
Loans with related allowance recorded, Unpaid Principal Balance	519	504
Total, Unpaid Principal Balance	3,911	3,973
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	311	304
Total, Related Allowance	311	304
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	3,706	4,606
Loans with related allowance recorded, Average Recorded Investment	454	472
Total, Average Recorded Investment	4,160	5,078
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	134
Loans with related allowance recorded, Interest Income Recognized	0	0
Total, Interest Income Recognized	0	134
Residential Real Estate [Member]	'	'
Recorded Investment [Abstract]	'	'
Total, Recorded Investment	3,259	4,596
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Total, Unpaid Principal Balance	4,166	4,935
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Total, Related Allowance	592	1,294
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Total, Average Recorded Investment	4,083	5,028
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Total, Interest Income Recognized	9	60
Residential Real Estate [Member] \| Mortgage Loans, 1-4 families [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	1,988	535
Loans with related allowance recorded, Recorded Investment	1,231	3,782
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	2,649	553
Loans with related allowance recorded, Unpaid Principal Balance	1,398	4,061
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	566	1,054
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	2,745	324
Loans with related allowance recorded, Average Recorded Investment	1,268	4,414
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	19
Loans with related allowance recorded, Interest Income Recognized	7	52
Residential Real Estate [Member] \| Home Equity [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	40	279
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	119	321
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	26	240
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	70	290
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	2	8
Consumer and Other [Member]	'	'
Recorded Investment [Abstract]	'	'
Total, Recorded Investment	90	120
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Total, Unpaid Principal Balance	146	156
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Total, Related Allowance	70	68
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Total, Average Recorded Investment	113	138
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Total, Interest Income Recognized	1	5
Consumer and Other [Member] \| Indirect Auto Loans [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	7	30
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	15	43
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	4	0
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	10	35
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	1
Consumer and Other [Member] \| Direct Auto Loans [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	29	23
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	43	36
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	19	16
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	34	28
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	0
Consumer and Other [Member] \| Other [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	54	67
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	88	77
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	47	52
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	69	75
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	1	4
Commercial and Industrial Loans [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	877
Loans with related allowance recorded, Recorded Investment	297	272
Total, Recorded Investment	297	1,149
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	878
Loans with related allowance recorded, Unpaid Principal Balance	303	278
Total, Unpaid Principal Balance	303	1,156
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	191	206
Total, Related Allowance	191	206
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	769
Loans with related allowance recorded, Average Recorded Investment	303	282
Total, Average Recorded Investment	303	1,051
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	11
Loans with related allowance recorded, Interest Income Recognized	3	13
Total, Interest Income Recognized	$3	$24

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) (3) (Details) (USD $)	Sep. 30, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013		Dec. 31, 2012
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	$447		$1,376
60 to 89 Days Past Due	223		755
Non Accrual	10,986	[1]	14,677	[2]
Past Due, Total	11,656		16,808
Current	653,932		568,920
Total Loans	665,588		585,729
Commercial Real Estate [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	98		0
60 to 89 Days Past Due	0		744
Non Accrual	5,493	[1]	4,938	[2]
Past Due, Total	5,591		5,682
Current	295,297		248,322
Total Loans	300,888		254,004
Commercial Real Estate [Member] \| Nonresidential [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	98		0
60 to 89 Days Past Due	0		744
Non Accrual	5,493	[1]	4,938	[2]
Past Due, Total	5,591		5,682
Current	245,268		206,888
Total Loans	250,859		212,570
Commercial Real Estate [Member] \| Multifamily [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	0		0
60 to 89 Days Past Due	0		0
Non Accrual	0	[1]	0	[2]
Past Due, Total	0		0
Current	27,468		21,293
Total Loans	27,468		21,293
Commercial Real Estate [Member] \| Farmland [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	0		0
60 to 89 Days Past Due	0		0
Non Accrual	0	[1]	0	[2]
Past Due, Total	0		0
Current	22,561		20,141
Total Loans	22,561		20,141
Construction and Land [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	0		0
60 to 89 Days Past Due	0		0
Non Accrual	1,852	[1]	3,881	[2]
Past Due, Total	1,852		3,881
Current	46,956		29,459
Total Loans	48,808		33,340
Residential Real Estate [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	329		1,283
60 to 89 Days Past Due	209		0
Non Accrual	3,255	[1]	4,589	[2]
Past Due, Total	3,793		5,872
Current	195,492		183,356
Total Loans	199,285		189,228
Residential Real Estate [Member] \| Mortgage Loans, 1-4 families [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	286		1,233
60 to 89 Days Past Due	209		0
Non Accrual	3,215	[1]	4,475	[2]
Past Due, Total	3,710		5,708
Current	165,395		156,175
Total Loans	169,105		161,883
Residential Real Estate [Member] \| Home Equity [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	43		50
60 to 89 Days Past Due	0		0
Non Accrual	40	[1]	114	[2]
Past Due, Total	83		164
Current	30,097		27,181
Total Loans	30,180		27,345
Consumer and Other [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	20		79
60 to 89 Days Past Due	14		11
Non Accrual	89	[1]	120	[2]
Past Due, Total	123		210
Current	21,376		25,288
Total Loans	21,499		25,498
Consumer and Other [Member] \| Indirect Auto Loans [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	13		5
60 to 89 Days Past Due	3		5
Non Accrual	7	[1]	30	[2]
Past Due, Total	23		40
Current	374		1,264
Total Loans	397		1,304
Consumer and Other [Member] \| Direct Auto Loans [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	5		2
60 to 89 Days Past Due	1		6
Non Accrual	29	[1]	23	[2]
Past Due, Total	35		31
Current	6,766		6,770
Total Loans	6,801		6,801
Consumer and Other [Member] \| Other [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	2		72
60 to 89 Days Past Due	10		0
Non Accrual	53	[1]	67	[2]
Past Due, Total	65		139
Current	14,236		17,254
Total Loans	14,301		17,393
Commercial and Industrial Loans [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	0		14
60 to 89 Days Past Due	0		0
Non Accrual	297	[1]	1,149	[2]
Past Due, Total	297		1,163
Current	94,811		82,495
Total Loans	$95,108		$83,659

[1]	There were no accruing loans that were greater than 90 days past due at September 30, 2013.
[2]	There were no accruing loans that were greater than 90 days past due at December 31, 2012.

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) (4) (Details) (USD $)

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Contract

Minimum [Member]

Maximum [Member]

Commercial Real Estate [Member]

Residential Real Estate [Member]

Construction and Land [Member]

Commercial and Industrial [Member]

Consumer and Other [Member]

Contract

Financing Receivable, Modifications [Line Items]

Period of sustained performance to return a nonperforming TDR to performing status

'6 months

'12 months

Troubled debt restructuring classified as impaired

$7,800,000

Troubled restructuring included in nonaccruing loans

5,800,000

Troubled debt performing according to terms

2,000,000

Troubled debt restructurings for the periods ended [Abstract]

Number of Modification

Recorded Investment Prior to Modifications

13,878,000

11,930,000

3,036,000

1,071,000

7,268,000

3,574,000

17,000

Recorded Investment

7,836,000

6,863,000

2,928,000

997,000

1,516,000

2,409,000

3,392,000

3,443,000

14,000

Troubled debt restructuring modifications that subsequently defaulted for the periods ended [Abstract]

Number of modification

Recorded Investment

$5,840,000

$6,856,000

$2,928,000

$997,000

$1,512,000

$2,402,000

$1,400,000

$3,443,000

$14,000

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) (5) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012
	Level		Category	Category
	Category
	Component
Allowance for Loan and Lease Losses [Abstract]	'	'	'	'
Period considered for evaluation of allowance for loan losses	'5 years	'	'	'
Number of Loan Pool Category	4	'	'	'
Number of components of allowance	2	'	'	'
Threshold limit for impaired loans reviewed on individual basis	$500,000	'	'	'
Number of categories of asset quality grading system	'	'	11	8
Number of new pass level added in asset quality grading system	1	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Estimated loan losses specified as percentage of outstanding balance (in hundredths)	50.00%	'	'	'
Period with in which pending factors should be resolved	'6 months	'	'	'
Percentage of reserve allocation or charge off on doubtful loans (in hundredths)	50.00%	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	780,198,000	660,943,000	'	'
Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	250,859,000	212,570,000	'	'
Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	27,468,000	21,293,000	'	'
Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	22,561,000	20,141,000	'	'
Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	48,808,000	33,340,000	'	'
Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	95,108,000	83,659,000	'	'
Residential Real Estate Credit Exposure [Member] \| Home Equity [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	30,180,000	27,345,000	'	'
Residential Real Estate Credit Exposure [Member] \| Mortgage [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	169,105,000	161,883,000	'	'
Consumer and Other Credit Exposure [Member] \| Indirect auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	397,000	1,304,000	'	'
Consumer and Other Credit Exposure [Member] \| Direct Auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	6,801,000	6,801,000	'	'
Consumer and Other Credit Exposure [Member] \| Other [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	14,301,000	17,393,000	'	'
Pass 1 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Exceptional/Highest Quality	'	'	'
Pass 1 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Pass 1 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Pass 1 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Pass 1 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Pass 1 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	1,639,000	1,194,000	'	'
Pass 2 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Excellent/High Quality	'	'	'
Pass 2 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Pass 2 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Pass 2 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Pass 2 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	62,000	68,000	'	'
Pass 2 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	380,000	366,000	'	'
Pass 3 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Strong/Above Average	'	'	'
Pass 3 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	59,737,000	63,944,000	'	'
Pass 3 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	256,000	3,820,000	'	'
Pass 3 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	7,199,000	6,459,000	'	'
Pass 3 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	2,834,000	7,202,000	'	'
Pass 3 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	26,375,000	29,447,000	'	'
Pass 4 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Good/Average	'	'	'
Pass 4 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	165,591,000	135,189,000	'	'
Pass 4 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	25,244,000	15,214,000	'	'
Pass 4 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	14,836,000	12,258,000	'	'
Pass 4 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	23,797,000	16,732,000	'	'
Pass 4 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	58,073,000	46,916,000	'	'
Pass 5 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Acceptable with more than average risk	'	'	'
Pass 5 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	15,849,000	4,711,000	'	'
Pass 5 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	301,000	41,000	'	'
Pass 5 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	309,000	1,275,000	'	'
Pass 5 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	17,539,000	5,332,000	'	'
Pass 5 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	7,867,000	3,781,000	'	'
Pass 1-5 [Member] \| Residential Real Estate Credit Exposure [Member] \| Home Equity [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	29,937,000	26,922,000	'	'
Pass 1-5 [Member] \| Residential Real Estate Credit Exposure [Member] \| Mortgage [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	163,000,000	154,067,000	'	'
Pass 1-5 [Member] \| Consumer and Other Credit Exposure [Member] \| Indirect auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	390,000	1,252,000	'	'
Pass 1-5 [Member] \| Consumer and Other Credit Exposure [Member] \| Direct Auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	6,772,000	6,778,000	'	'
Pass 1-5 [Member] \| Consumer and Other Credit Exposure [Member] \| Other [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	14,138,000	17,280,000	'	'
Special Mention 6 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Special Mention Loans	'	'	'
Regulatory Classification	'Criticized	'	'	'
Special Mention 6 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	1,240,000	907,000	'	'
Special Mention 6 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention 6 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	156,000	0	'	'
Special Mention 6 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention 6 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	143,000	86,000	'	'
Special Mention 6 [Member] \| Residential Real Estate Credit Exposure [Member] \| Home Equity [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	40,000	0	'	'
Special Mention 6 [Member] \| Residential Real Estate Credit Exposure [Member] \| Mortgage [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	375,000	357,000	'	'
Special Mention 6 [Member] \| Consumer and Other Credit Exposure [Member] \| Indirect auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention 6 [Member] \| Consumer and Other Credit Exposure [Member] \| Direct Auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention 6 [Member] \| Consumer and Other Credit Exposure [Member] \| Other [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention Elevated 7 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Special Mention Loans with added risk exposure	'	'	'
Regulatory Classification	'Criticized	'	'	'
Special Mention Elevated 7 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	133,000	0	'	'
Special Mention Elevated 7 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	1,707,000	'	'
Special Mention Elevated 7 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention Elevated 7 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	732,000	0	'	'
Special Mention Elevated 7 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	251,000	6,000	'	'
Special Mention Elevated 7 [Member] \| Residential Real Estate Credit Exposure [Member] \| Home Equity [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention Elevated 7 [Member] \| Residential Real Estate Credit Exposure [Member] \| Mortgage [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention Elevated 7 [Member] \| Consumer and Other Credit Exposure [Member] \| Indirect auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention Elevated 7 [Member] \| Consumer and Other Credit Exposure [Member] \| Direct Auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Special Mention Elevated 7 [Member] \| Consumer and Other Credit Exposure [Member] \| Other [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	1,000	'	'
Substandard 8 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Substandard/Inadequately Protected	'	'	'
Regulatory Classification	'Classified	'	'	'
Substandard 8 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	2,816,000	2,881,000	'	'
Substandard 8 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	1,667,000	511,000	'	'
Substandard 8 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	61,000	149,000	'	'
Substandard 8 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	1,992,000	125,000	'	'
Substandard 8 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	83,000	713,000	'	'
Substandard 8 [Member] \| Residential Real Estate Credit Exposure [Member] \| Home Equity [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	163,000	144,000	'	'
Substandard 8 [Member] \| Residential Real Estate Credit Exposure [Member] \| Mortgage [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	2,515,000	3,202,000	'	'
Substandard 8 [Member] \| Consumer and Other Credit Exposure [Member] \| Indirect auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	22,000	'	'
Substandard 8 [Member] \| Consumer and Other Credit Exposure [Member] \| Direct Auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Substandard 8 [Member] \| Consumer and Other Credit Exposure [Member] \| Other [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	109,000	45,000	'	'
Impaired Loans 9 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Nonaccrual Loans	'	'	'
Regulatory Classification	'Classified	'	'	'
Impaired Loans 9 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	5,493,000	4,938,000	'	'
Impaired Loans 9 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Impaired Loans 9 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Impaired Loans 9 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	1,852,000	3,881,000	'	'
Impaired Loans 9 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	297,000	1,150,000	'	'
Impaired Loans 9 [Member] \| Residential Real Estate Credit Exposure [Member] \| Home Equity [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	40,000	279,000	'	'
Impaired Loans 9 [Member] \| Residential Real Estate Credit Exposure [Member] \| Mortgage [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	3,215,000	4,257,000	'	'
Impaired Loans 9 [Member] \| Consumer and Other Credit Exposure [Member] \| Indirect auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	7,000	30,000	'	'
Impaired Loans 9 [Member] \| Consumer and Other Credit Exposure [Member] \| Direct Auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	29,000	23,000	'	'
Impaired Loans 9 [Member] \| Consumer and Other Credit Exposure [Member] \| Other [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	54,000	67,000	'	'
Doubtful 10 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Doubtful	'	'	'
Regulatory Classification	'Classified	'	'	'
Doubtful 10 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Residential Real Estate Credit Exposure [Member] \| Home Equity [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Residential Real Estate Credit Exposure [Member] \| Mortgage [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Consumer and Other Credit Exposure [Member] \| Indirect auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Consumer and Other Credit Exposure [Member] \| Direct Auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Doubtful 10 [Member] \| Consumer and Other Credit Exposure [Member] \| Other [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member]	'	'	'	'
Asset Grading System [Abstract]	'	'	'	'
Description of asset quality grading system	'Loss	'	'	'
Regulatory Classification	'Classified	'	'	'
Loss 11 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Nonresidential [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Multifamily [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Farmland [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Commercial Real Estate Credit Exposure [Member] \| Construction and Land [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Commercial and Industrial Credit Exposure [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Residential Real Estate Credit Exposure [Member] \| Home Equity [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Residential Real Estate Credit Exposure [Member] \| Mortgage [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Consumer and Other Credit Exposure [Member] \| Indirect auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Consumer and Other Credit Exposure [Member] \| Direct Auto Loans [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	0	0	'	'
Loss 11 [Member] \| Consumer and Other Credit Exposure [Member] \| Other [Member]	'	'	'	'
Credit Quality [Abstract]	'	'	'	'
Financing Receivable, Net	$0	$0	'	'

FDIC_ACQUIRED_LOANS_AND_ALLOWA2

FDIC ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	$69,661	$11,850
Loans covered by loss-sharing agreements	53,843	72,425
Percentage of covered losses that FDIC has agreed to reimburse (in hundredths)	80.00%	'
Acquired non single family loans period covered under loss agreement before expiration	'5 years	'
Acquired single family loans period covered under loss agreement before expiration	'10 years	'
Acquired loans share recovery period covered under loss agreement before expiration	'3 years	'
Loans receivable reclassifications from the balance reported [Abstract]	'	'
Contractually required principal and interest	223,338	'
Non-accretable difference	-48,544	'
Cash flows expected to be collected	174,794	'
Accretable yield	-51,290	'
Basis in acquired loans	123,504	'
Changes in the accretable yields of acquired loans since the acquisition date [Roll Forward]	'	'
Beginning Balance	28,882	31,096
Addition	22,707	0
Reclassification from non-accretable difference	9,955	22,349
Accretion included in interest income	-21,186	-23,251
Adjustments to estimates of expected cash flows	10,932	-1,312
Ending Balance	51,290	28,882
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	9,061	7,494
Add (deduct) [Abstract]	'	'
Charge-offs	-1,787	-1,141
Recoveries	180	208
Ending Balance	8,894	9,061
Allowance [Abstract]	'	'
Ending balance: specific	1,592	2,301
Ending balance: collective	7,302	6,760
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	12,984	14,684
Ending balance: collectively evaluated for impairment	652,604	571,045
Commercial Real Estate [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	25,027	6,359
Loans covered by loss-sharing agreements	14,956	21,820
Residential Real Estate [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	32,318	2,110
Loans covered by loss-sharing agreements	25,082	32,846
Construction and Land [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	5,195	494
Loans covered by loss-sharing agreements	12,469	14,248
Commercial and Industrial [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	3,638	1,574
Loans covered by loss-sharing agreements	924	2,670
Consumer and Other [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	3,483	1,313
Loans covered by loss-sharing agreements	412	841
Acquired Loans Without Specific Evidence of Deterioration in Credit Quality [Member]	'	'
Loans receivable reclassifications from the balance reported [Abstract]	'	'
Contractually required principal and interest	192,284	'
Non-accretable difference	-30,986	'
Cash flows expected to be collected	161,298	'
Accretable yield	-49,956	'
Basis in acquired loans	111,342	'
Acquired Loans With Specific Evidence of Deterioration in Credit Quality [Member]	'	'
Loans receivable reclassifications from the balance reported [Abstract]	'	'
Contractually required principal and interest	31,054	'
Non-accretable difference	-17,558	'
Cash flows expected to be collected	13,496	'
Accretable yield	-1,334	'
Basis in acquired loans	12,162	'
FDIC Acquired Loans [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	-63	-3,431
Recoveries	0	0
Provision for loan losses - non-covered	0	12
Provision for loan losses - covered	63	3,419
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	27,576	18,483
Ending balance: collectively evaluated for impairment	95,928	65,792
FDIC Acquired Loans [Member] \| Commercial Real Estate [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	0	-1,114
Recoveries	0	0
Provision for loan losses - non-covered	0	0
Provision for loan losses - covered	0	1,114
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	13,471	8,149
Ending balance: collectively evaluated for impairment	26,512	20,030
FDIC Acquired Loans [Member] \| Residential Real Estate [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	-2	-951
Recoveries	0	0
Provision for loan losses - non-covered	0	0
Provision for loan losses - covered	2	951
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	5,633	3,562
Ending balance: collectively evaluated for impairment	51,767	31,394
FDIC Acquired Loans [Member] \| Construction and Land [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	-26	-907
Recoveries	0	0
Provision for loan losses - non-covered	0	0
Provision for loan losses - covered	26	907
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	6,534	6,573
Ending balance: collectively evaluated for impairment	11,130	8,169
FDIC Acquired Loans [Member] \| Commercial and Industrial [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	-35	-433
Recoveries	0	0
Provision for loan losses - non-covered	0	0
Provision for loan losses - covered	35	433
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	184	153
Ending balance: collectively evaluated for impairment	4,378	4,091
FDIC Acquired Loans [Member] \| Consumer and Other [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	0	-26
Recoveries	0	0
Provision for loan losses - non-covered	0	12
Provision for loan losses - covered	0	14
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	1,754	46
Ending balance: collectively evaluated for impairment	$2,141	$2,108

FDIC_LOSS_SHARE_RECEIVABLE_Det

FDIC LOSS SHARE RECEIVABLE (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
FDIC LOSS SHARE RECEIVABLE [Abstract]	'	'
Percentage of reimbursement for losses and related expenses on acquired assets, loans, and OREO from FDIC (in hundredths)	80.00%	'
FDIC Indemnification Asset [Roll Forward]	'	'
Balance, beginning of period	$60,731	$83,901
Clawback liability reclassified from asset	703	'
Decrease in expected losses on covered assets	-433	-1,042
Accretion included in noninterest income	-7,275	-5,028
Reimbursements from the FDIC	-9,199	-17,100
Balance, end of period	$44,527	$60,731

OTHER_REAL_ESTATE_OWNED_OREO_D

OTHER REAL ESTATE OWNED (OREO) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Other real estate owned [Roll Forward]	'	'
Balance, beginning of period	$3,242	$3,362
Acquired in Frontier acquisition	786	'
Additions	1,939	2,695
Sales	-1,272	-2,366
Writedowns	-360	-449
Balance, end of period	4,335	3,242
Other Real Estate, Covered [Roll Forward]	'	'
Balance, beginning of period	9,467	10,047
Acquired in Frontier acquisition	0	'
Additions	2,857	8,152
Sales	-5,827	-7,969
Writedowns	-588	-763
Balance, end of period	5,909	9,467
Other Real Estate, Total [Roll Forward]	'	'
Balance, beginning of period	12,709	13,409
Acquired in Frontier acquisition	786	'
Additions	4,796	10,847
Sales	-7,099	-10,335
Writedowns	-948	-1,212
Balance, end of period	$10,244	$12,709

FAIR_VALUE_MEASUREMENTS_Detail

FAIR VALUE MEASUREMENTS (Details) (USD $)

3 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Total Carrying Value [Member]

Other Assets [Member]

Recurring [Member]

Nonrecurring [Member]

Total Carrying Value [Member]

Level 1 [Member]

Level 2 [Member]

Level 3 [Member]

Total Carrying Value [Member]

Level 1 [Member]

Level 2 [Member]

Level 3 [Member]

Impaired Loans [Member]

OREO [Member]

Covered OREO [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Available for sale investment securities [Abstract]

U.S. Government sponsored agencies (GSEs)

$53,798

$21,019

$53,798

$21,019

State and municipal securities

50,367

41,573

50,367

41,573

Corporate debt securities

1,020

GSE residential mortgage-backed securities

198,979

157,497

198,979

157,497

Equity securities

491

297

284

207

204

Total available for sale investment securities

303,635

221,406

303,635

221,406

284

303,351

221,313

Mortgage loans held for sale

38,042

15,608

38,042

15,608

Interest rate swap - cash flow hedge

1,248

Other assets

146

[1]

287

[1]

146

[1]

287

[1]

Total assets at fair value

343,071

237,301

284

342,641

236,921

146

287

Liabilities [Abstract]

Interest rate swap - cash flow hedge

2,158

Total liabilities at fair value

2,158

Reconciliation of all assets and liabilities measured at fair value on a recurring basis [Abstract]

Beginning Balance

287

[2],[3]

[2]

Total gains (losses) included in earnings [Abstract]

Mortgage IRLCs

599

[2],[4]

285

[2],[4]

Mortgage securities forward commitments

-740

[2],[4]

Ending Balance

146

[2],[3]

287

[2],[3]

Unobservable input utilized in the determination of fair value (in hundredths)

72.00%

Items Measured at Fair Value Pursuant to Election of the Fair Value Option [Abstract]

Mortgage banking activities

573

336

558

336

Difference between the aggregate fair value and the aggregate unpaid principal balance [Abstract]

Loans held for sale, Aggregate Fair Value

38,042

15,608

Loans held for sale, Aggregate Unpaid Principal Balance Under FVO

37,013

15,277

Loans held for sale, Fair Value Over unpaid Principal

-1,029

331

Assets [Abstract]

Impaired Loans

12,984

14,684

12,984

[5]

14,684

[5]

12,984

[5]

14,684

[5]

OREO

4,335

3,242

3,362

4,335

3,242

4,335

3,242

Covered OREO

5,909

9,467

10,047

5,909

9,467

5,909

9,467

Total

23,228

27,393

23,228

27,393

Quantitative Information [Abstract]

Fair Value

$890,375

$779,767

$12,984

$4,335

$5,909

Valuation Technique

'Discounted appraisals

[6]

'Discounted appraisals

[6]

'Discounted appraisals

[6]

Unobservable Input

'Appraisal adjustments

[7]

'Appraisal adjustments

[7]

'Appraisal adjustments

[7]

Discount rate (in hundredths)

0.00%

100.00%

72.00%

0.00%

100.00%

68.00%

0.00%

100.00%

71.00%

[1]

This amount includes mortgage related interest rate lock commitments and derivative financial instruments to hedge interest rate risk. Interest rate lock commitments were recorded on a gross basis.

[2]

Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.

[3]

Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.

[4]

Amounts included in earnings are recorded in mortgage banking activities.

[5]

Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).

[6]

Fair value is generally based on appraisals of the underlying collateral.

[7]

Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.

FAIR_VALUE_MEASUREMENTS_CARRYI

FAIR VALUE MEASUREMENTS, CARRYING AMOUNT IN ESTIMATED FAIR VALUE (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Carrying Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	$49,754	$43,692
Other Investments	7,002	5,340
Loans, excluding covered loans	735,249	597,579
Covered loans	53,843	72,425
FDIC loss-share receivable	44,527	60,731
Total assets at fair value	890,375	779,767
Liabilities [Abstract]	'	'
Deposits	1,052,481	869,554
Federal funds purchased and securities sold under repurchase agreements	35,393	33,219
Other borrowings	101,667	60,000
Total liabilities at fair value	1,189,541	962,773
Fair Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	49,754	43,692
Other Investments	7,002	5,340
Loans, excluding covered loans	747,148	607,018
Covered loans	53,843	72,425
FDIC loss-share receivable	44,527	60,731
Total assets at fair value	902,274	789,206
Liabilities [Abstract]	'	'
Deposits	1,043,102	862,726
Federal funds purchased and securities sold under repurchase agreements	38,770	32,812
Other borrowings	98,965	63,985
Total liabilities at fair value	1,180,837	959,523
Level 1 [Member] \| Fair Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	49,754	43,692
Other Investments	0	0
Loans, excluding covered loans	0	0
Covered loans	0	0
Total assets at fair value	49,754	43,692
Liabilities [Abstract]	'	'
Deposits	0	0
Federal funds purchased and securities sold under repurchase agreements	0	0
Other borrowings	0	0
Total liabilities at fair value	0	0
Level 2 [Member] \| Fair Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	0	0
Other Investments	0	0
Loans, excluding covered loans	0	0
Covered loans	0	0
FDIC loss-share receivable	0	0
Total assets at fair value	0	0
Liabilities [Abstract]	'	'
Deposits	0	0
Federal funds purchased and securities sold under repurchase agreements	0	0
Other borrowings	0	0
Total liabilities at fair value	0	0
Level 3 [Member] \| Fair Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	0	0
Other Investments	7,002	5,340
Loans, excluding covered loans	747,148	607,018
Covered loans	53,843	72,425
FDIC loss-share receivable	44,527	60,731
Total assets at fair value	852,520	745,514
Liabilities [Abstract]	'	'
Deposits	1,043,102	862,726
Federal funds purchased and securities sold under repurchase agreements	38,770	32,812
Other borrowings	98,965	63,985
Total liabilities at fair value	$1,180,837	$959,523

DERIVATIVE_FINANCIAL_INSTRUMEN2

DERIVATIVE FINANCIAL INSTRUMENTS (Details) (USD $)	3 Months Ended	9 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Mar. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012
	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012	Interest Rate Swap Agreement [Member]	Interest Rate Swap Agreement [Member]	Mortgage-Backed Securities Forward Commitments [Member]	Mortgage-Backed Securities Forward Commitments [Member]	Mandatory Loan Sale Commitments [Member]	Mandatory Loan Sale Commitments [Member]	Best Efforts Sale Commitments [Member]	Best Efforts Sale Commitments [Member]
Derivative [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Derivative notional amount	'	'	'	'	$50,000,000	'	'	'	'	'	'
Reported gain on cash flow hedge, net	'	'	'	749,000	'	'	'	'	'	'	'
Derivative inception date	'	'	'	1-Feb-16	'	'	'	'	'	'	'
Derivative, maturity date	'	'	'	1-Feb-24	'	'	'	'	'	'	'
Cash flow hedge Assets in other assets	'	'	'	1,200,000	'	'	'	'	'	'	'
Derivative collateral	'	'	'	0	'	'	'	'	'	'	'
Net Loss on all derivatives commitments	581,000	141,000	'	'	'	'	'	'	'	'	'
Notional amounts of outstanding derivative positions [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Notional amount of derivatives commitments	$78,193,000	$78,193,000	$49,107,000	'	'	$48,500,000	$13,500,000	$0	$0	$29,694,000	$18,366,000

SEGMENT_INFORMATION_Details

SEGMENT INFORMATION (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Segment Reporting Information [Line Items]	'	'	'	'	'
Net interest income	$13,558	$12,713	$42,013	$32,596	'
Provision for loan losses	350	1,934	1,503	3,424	'
Noninterest income	3,918	4,845	13,875	11,308	'
Noninterest expense	15,334	12,462	43,242	33,938	'
Income tax expense (benefit)	470	1,164	3,233	2,213	'
Net income	1,322	1,998	7,910	4,329	6,757
Segment assets	1,322,309	1,054,899	1,322,309	1,054,899	1,097,506
Bank [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Net interest income	13,340	12,035	41,664	31,804	'
Provision for loan losses	350	1,934	1,503	3,424	'
Noninterest income	1,955	3,160	6,294	7,981	'
Noninterest expense	12,165	10,858	34,192	29,605	'
Income tax expense (benefit)	798	950	3,619	2,293	'
Net income	1,982	1,453	8,644	4,463	'
Segment assets	1,267,375	1,029,957	1,267,375	1,029,957	'
Mortgage Banking [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Net interest income	218	678	349	792	'
Provision for loan losses	0	0	0	0	'
Noninterest income	1,952	1,683	7,558	3,325	'
Noninterest expense	2,968	1,323	8,414	3,619	'
Income tax expense (benefit)	-247	321	-157	154	'
Net income	-551	717	-350	344	'
Segment assets	44,588	7,339	44,588	7,339	'
Holding Company [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Net interest income	0	0	0	0	'
Provision for loan losses	0	0	0	0	'
Noninterest income	11	2	23	2	'
Noninterest expense	201	281	636	714	'
Income tax expense (benefit)	-81	-107	-229	-234	'
Net income	-109	-172	-384	-478	'
Segment assets	$10,346	$17,603	$10,346	$17,603	'

ACQUISITION_ACTIVITY_Details

ACQUISITION ACTIVITY (Details) (USD $)	3 Months Ended		9 Months Ended			0 Months Ended	3 Months Ended			0 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Mar. 08, 2013	Jun. 30, 2013	Mar. 08, 2013		Mar. 08, 2013
						Frontier Bank [Member]	Frontier Bank [Member]	Frontier Bank [Member]		Frontier Bank [Member]
								Fair Value and Other Adjustments [Member]		As Recorded by Heritage Financial Group [Member]
Assets acquired and liabilities assumed [Line Items]	'	'	'	'	'	'	'	'		'
Date of acquisition agreement	'	'	'	'	'	8-Mar-13	'	'		'
Acquired specific assets net of liabilities at a discount	'	'	'	'	'	$34,800,000	'	'		'
Cash payment received from FDIC	'	'	'	'	'	97,500,000	'	'		'
Fair value of fixed assets purchased after acquisition date	'	'	'	'	'	'	5,000,000	'		'
Assets Acquired [Abstract]	'	'	'	'	'	'	'	'		'
Cash and cash equivalents	'	'	'	'	'	55,660,000	'	97,519,000	[1]	153,179,000
Securities available for sale	303,635,000	'	303,635,000	'	221,406,000	22,241,000	'	0		22,241,000
FHLB and other bank stock	'	'	'	'	'	1,897,000	'	0		1,897,000
Loans	'	'	'	'	'	98,041,000	'	-24,715,000	[2]	73,326,000
Other real estate owned	'	'	'	'	'	1,620,000	'	-834,000	[3]	786,000
Core deposit intangibles	'	'	'	'	'	0	'	625,000	[4]	625,000
Other assets	'	'	'	'	'	1,788,000	'	0		1,788,000
Total Asset	'	'	'	'	'	181,247,000	'	72,595,000		253,842,000
Liabilities [Abstract]	'	'	'	'	'	'	'	'		'
Noninterest-bearing deposits	'	'	'	'	'	23,683,000	'	0		23,683,000
Interest-bearing deposits	'	'	'	'	'	187,896,000	'	507,000	[5]	188,403,000
Other borrowings	'	'	'	'	'	32,068,000	'	5,210,000	[6]	37,278,000
Deferred tax liability	'	'	'	'	'	0	'	1,675,000	[7]	1,675,000
Other Liabilities	'	'	'	'	'	289,000	'	0		289,000
Total liabilities	'	'	'	'	'	243,936,000	'	7,392,000		251,328,000
Liabilities assumed over assets acquired	'	'	'	'	'	62,689,000	'	'		'
Aggregate fair value adjustments	'	'	'	'	'	'	'	65,203,000		'
Gain on acquisition, net of tax	$0	($90,000)	$4,188,000	($56,000)	'	'	'	'		$2,514,000
Average life of the deposit base	'	'	'	'	'	'10 years	'	'		'

[1]	The adjustment represents the cash received from the FDIC to reflect the acquisition of excess liabilities assumed over assets acquired and the asset purchase discount.
[2]	The adjustment reflects fair value adjustments based on the evaluation of the acquired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
[3]	The adjustment represents the estimated credit losses in the acquired other real estate owned.
[4]	The adjustment represents the consideration paid for the value of the core deposit base assumed in the acquisition.B B The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
[5]	The adjustment is necessary because the weighted average interest rate of the CD's acquired exceeded the cost of similar funding at the time of acquisition.B B The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
[6]	The adjustment is necessary because the weighted average interest rate of the other borrowings assumed exceeded the cost of similar funding at the time of acquisition.B B The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the borrowings.
[7]	The amount represents the deferred tax liability recorded as a result of the recorded gain on acquisition.