Heritage Financial 10-Q 9 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	9-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Heritage Financial Group Inc	'
Entity Central Index Key	'0001493491	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	7,848,517
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'

CONSOLIDATED_BALANCE_SHEETS_Un

CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks	$27,703	$34,804
Interest-bearing deposits in banks	10,495	3,249
Federal funds sold	1,215	130
Total cash and cash equivalents	39,413	38,183
Securities available for sale, at fair value	305,044	294,299
Federal Home Loan Bank Stock, at cost	6,282	7,342
Other equity securities, at cost	1,010	1,010
Loans held for sale	126,436	110,669
Loans	762,344	747,862
Covered loans	47,684	50,891
Less allowance for loan losses	9,145	8,955
Loans, net	800,883	789,798
Other real estate owned	2,632	3,482
Covered other real estate owned	6,095	7,053
Total other real estate owned	8,727	10,535
FDIC loss-share receivable	37,637	41,306
Premises and equipment, net	38,603	37,978
Goodwill and intangible assets, net	4,757	4,253
Cash surrender value of bank owned life insurance	24,372	24,183
Other assets	20,376	21,369
Total assets	1,413,540	1,380,925
Liabilities and Stockholders' Equity	'	'
Noninterest-bearing deposits	163,090	148,253
Interest-bearing deposit	963,564	928,168
Total deposits	1,126,654	1,076,421
Federal funds purchased and securities sold under repurchase agreements	33,785	37,648
Other borrowings	116,127	131,394
Other liabilities	8,990	10,399
Total liabilities	1,285,556	1,255,862
Commitments and Contingencies	'	'
Stockholders' equity	'	'
Preferred stock, par value; $0.01; 5,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock, par value $0.01; 45,000,000 shares authorized; 7,834,517 and 7,834,537 shares issued and outstanding, respectively	78	78
Capital surplus	78,871	78,566
Retained earnings	58,464	57,614
Accumulated other comprehensive loss, net of tax benefit of $4,098 and $5,175, respectively	-6,147	-7,762
Unearned employee stock ownership plan (ESOP) shares, 319,210 and 332,535 shares, respectively	-3,282	-3,433
Total stockholders' equity	127,984	125,063
Total liabilities and stockholders' equity	$1,413,540	$1,380,925

CONSOLIDATED_BALANCE_SHEETS_Un1

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Stockholders' equity	'	'
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	45,000,000	45,000,000
Common stock, shares issued (in shares)	7,834,517	7,834,537
Common stock, shares outstanding (in shares)	7,834,517	7,834,537
Accumulated other comprehensive loss, tax	$4,098	$5,175
Total ESOP shares (in shares)	319,210	332,535

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest income	'	'
Interest and fees on loans	$13,350	$13,369
Interest on loans held for sale	1,025	115
Interest on taxable securities	1,206	866
Interest on nontaxable securities	354	285
Interest on federal funds sold	1	1
Interest on deposits in other banks	19	22
Total interest income	15,955	14,658
Interest expense	'	'
Interest on deposits	1,140	1,054
Interest on other borrowings	844	749
Total interest expense	1,984	1,803
Net interest income	13,971	12,855
Provision for loan losses	170	485
Net interest income after provision	13,801	12,370
Noninterest income	'	'
Service charges on deposit accounts	1,443	1,154
Bankcard services income	889	762
Other service charges, commissions and fees	162	99
Brokerage fees	566	481
Mortgage banking activities	2,166	2,182
Bank-owned life insurance	189	202
Gain on acquisitions	0	4,188
Accretion of FDIC loss share receivable	-2,031	-2,397
Other	103	94
Total noninterest income	3,487	6,765
Noninterest expense	'	'
Salaries and employee benefits	8,580	6,430
Equipment and occupancy	1,995	1,666
Advertising and marketing	228	187
Professional fees	451	215
Information services expenses	1,200	1,182
Net loss (gain) on sales and write-downs of other real estate owned	318	-25
Net (gain) loss on sales and write-downs of FDIC acquired other real estate owned	-264	24
Foreclosed asset expenses	87	215
Foreclosed FDIC-acquired asset expenses	333	421
FDIC insurance and other regulatory fees	244	256
Acquisition related expenses	52	792
Deposit intangible expense	196	194
FDIC loss-share clawback expenses	543	566
Other operating expenses	1,513	1,233
Total expense	15,476	13,356
Income before income taxes	1,812	5,779
Applicable income tax	469	1,851
Net income	$1,343	$3,928
Earnings per common share:	'	'
Basic earnings per share (in dollars per share)	$0.18	$0.52
Diluted earnings per share (in dollars per share)	$0.18	$0.52
Weighted average-common shares outstanding:	'	'
Basic (in shares)	7,422,044	7,526,344
Diluted (in shares)	7,581,775	7,528,522

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements of Comprehensive Income (Unaudited) [Abstract]	'	'
Net income	$1,343	$3,928
Other comprehensive income (loss):	'	'
Unrealized (loss) gain on cash flow hedge, net of tax (benefit) of $(636) and $198 for 2014 and 2013, respectively	-954	297
Unrealized holding gains (losses) on investments arising during the period, net of tax (benefit) of $1,713 and $(370) for 2014 and 2013, respectively	2,569	-554
Total other comprehensive income (loss)	1,615	-257
Comprehensive income	$2,958	$3,671

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Other comprehensive income (loss):	'	'
Unrealized (loss) gain on cash flow hedge, tax	($636)	$198
Unrealized holding gains (losses) on investments, tax	$1,173	($370)

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Unaudited) (USD $)	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Unearned ESOP Shares [Member]	Accumulated Other Comprehensive Loss [Member]	Total
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2012	$82	$82,154	$46,299	($4,037)	($3,849)	$120,649
Balance (in shares) at Dec. 31, 2012	8,172,486	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	0	0	11,315	0	0	11,315
Exercise of stock options	0	503	0	0	0	503
Exercise of stock options (in shares)	36,263	'	'	'	'	36,263
Forfeiture of restricted common stock	0	0	0	0	0	0
Forfeiture of restricted common stock (in shares)	-300	'	'	'	'	-300
Repurchase of shares of common stock	-4	-5,263	0	0	0	-5,267
Repurchase of shares of common stock (in shares)	-373,912	'	'	'	'	-373,912
Stock-based compensation expense	0	917	0	0	0	917
Other comprehensive income (loss)	0	0	0	0	-3,913	-3,913
Tax benefit from stock-based compensation plans	0	34	0	0	0	34
ESOP shares earned	0	249	0	604	0	853
Tax benefit on ESOP expense	0	-28	0	0	0	-28
Balance at Dec. 31, 2013	78	78,566	57,614	-3,433	-7,762	125,063
Balance (in shares) at Dec. 31, 2013	7,834,537	'	'	'	'	7,834,537
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	0	0	1,343	0	0	1,343
Cash dividend declared	0	0	-493	0	0	-493
Exercise of stock options	0	2	0	0	0	2
Exercise of stock options (in shares)	120	'	'	'	'	120
Forfeiture of restricted common stock	0	0	0	0	0	0
Forfeiture of restricted common stock (in shares)	-140	'	'	'	'	-140
Stock-based compensation expense	0	224	0	0	0	224
Other comprehensive income (loss)	0	0	0	0	1,615	1,615
ESOP shares earned	0	101	0	151	0	252
Tax benefit on ESOP expense	0	-22	0	0	0	-22
Balance at Mar. 31, 2014	$78	$78,871	$58,464	($3,282)	($6,147)	$127,984
Balance (in shares) at Mar. 31, 2014	7,834,517	'	'	'	'	7,834,517

CONSOLIDATED_STATEMENTS_OF_STO1

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Unaudited) (Parenthetical) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Unaudited) [Abstract]	'	'
Cash dividend declared (in dollars per share)	$0.07	'
Exercise of stock options (in shares)	120	36,263
Forfeiture of restricted common stock (in shares)	140	300
Repurchase of shares of common stock (in shares)	'	373,912
ESOP shares earned (in shares)	13,325	53,302

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
OPERATING ACTIVITIES	'	'
Net income	$1,343	$3,928
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Depreciation and amortization	723	589
Amortization of intangibles	213	194
Provision for loan losses	170	485
Provision (benefit) for deferred taxes	-2,452	1,829
Net gain on acquisitions	0	-4,188
Net (gain) loss on sales and write-downs of other real estate owned	318	-25
Net (gain) loss on sales and write-downs of FDIC-acquired other real estate owned	-264	24
Amortization of available for sale discounts and premiums, net	561	545
Accretion of FDIC loss-share receivable	2,031	2,397
Increase in bank-owned life insurance	-189	-202
ESOP compensation expense	252	186
Stock-based compensation expense	224	230
Excess tax benefit related to stock-based compensation plans	0	1
Excess tax (benefit) related to ESOP	22	-4
Net change in:	'	'
Increase in loans held for sale	-15,767	-3,297
Increase in mortgage servicing rights	-717	0
Increase in interest receivable	-56	-302
Increase (decrease) in interest payable	-15	160
Decrease in FDIC loss-share receivable	1,639	6,322
Net other operating activities	-850	4,959
Total adjustments	-14,157	9,903
Net cash (used in) provided by operating activities	-12,814	13,831
INVESTING ACTIVITIES	'	'
Proceeds from sales of securities available for sale	168	10,125
Proceeds from maturities and calls of securities available for sale	7,926	6,500
Purchases of securities available for sale	-15,118	-41,754
Increase in interest-bearing deposits in banks	-7,246	-133,823
Decrease in Federal Home Loan Bank stock	1,060	235
(Increase) decrease in federal funds sold	-1,085	1,154
Increase in loans, net	-11,967	-11,423
Net cash received from acquisition activity	0	153,179
Purchases of premises and equipment	-1,349	-1,062
Proceeds from sales of other real estate owned	2,467	1,090
Net cash used in investing activities	-25,144	-15,779
FINANCING ACTIVITIES	'	'
Increase in deposits	50,233	13,919
(Decrease) increase in federal funds purchased and securities sold under repurchase agreements	-3,863	1,033
(Repayment) proceeds from other borrowings	-15,000	5,000
Excess benefit related to stock-based compensation plans	0	-1
Excess (benefit) tax related to ESOP	-22	4
Proceeds from exercise of stock option	2	0
Repurchase of common stock	0	-4,084
Dividends paid to stockholders	-493	0
Net cash provided by financing activities	30,857	15,871
Net increase (decrease) in cash and due from banks	-7,101	13,923
Cash and due from banks at beginning of period	34,804	23,993
Cash and due from banks at end of period	27,703	37,916
Cash paid during the period for:	'	'
Interest	1,999	1,643
Income taxes	2,944	18
NONCASH TRANSACTIONS	'	'
Principal balances of loans transferred to other real estate owned	$712	$1,446

BASIS_OF_PRESENTATION_AND_ACCO

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES	3 Months Ended
	Mar. 31, 2014
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES [Abstract]	'
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES	'
	NOTE 1.	BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES
	Heritage Financial Group, Inc.  (“Heritage” or the “Company”), a Maryland corporation, was incorporated in May 2010 and organized by Heritage MHC, Heritage Financial Group and HeritageBank of the South (“HeritageBank” or the “Bank”) to facilitate the second-step conversion  from the mutual holding company structure to the stock holding company structure (the “Conversion”).  Upon consummation of the Conversion, which occurred on November 30, 2010, the Company became the holding company for the Bank and a 100% publicly owned stock holding company.  As a result of the Conversion, each share of Heritage Financial Group’s common stock owned by public stockholders was exchanged for 0.8377 shares of the Company’s common stock, with cash being paid in lieu of issuing fractional shares.  All shares and per share information for periods prior to the Conversion have been adjusted to reflect the 0.8377:1 exchange ratio on publicly traded shares.  All references to the Company refer to Heritage Financial Group for periods prior to the completion of the Conversion.
	The consolidated financial statements include the accounts of the Company and its subsidiary, the Bank.  Significant intercompany transactions and balances have been eliminated in consolidation.  Certain amounts in the consolidated financial statements for the periods presented have been reclassified to conform to the current period’s presentation and had no effect on previously reported total assets or net income.
	In preparing the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.
	Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, the valuation of foreclosed real estate, deferred tax assets, other-than-temporary impairments of securities and the fair value of financial instruments.
	The accompanying consolidated financial information of the Company as of March 31, 2014 and 2013 is unaudited; however, such information reflects all adjustments (consisting of normal recurring adjustments) which are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations.  The results of operations for the three months ended March 31, 2014, are not necessarily indicative of the results that may be expected for the full year. These statements should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
	Recently Adopted Accounting Pronouncements
	In January 2014, FASB issued ASU 2014-04, “Receivables—Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force).” ASU 2014-04 clarifies when an in-substance repossession or foreclosure occurs: a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments are effective for fiscal years and interim periods beginning on or after December 15, 2014. The Company is currently in the process of evaluating the ASU.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2014
EARNINGS PER SHARE [Abstract]	'
EARNINGS PER SHARE	'
	NOTE 2.	EARNINGS PER SHARE
	Basic earnings per share represent income available attributable to common stockholders divided by the weighted-average number of common shares outstanding during the period, excluding unallocated shares of the Employee Stock Ownership Plan and unvested shares of issued restricted stock. For the period ended March 31, 2014, potential common shares of 31,053, respectively, were not included in the calculation of diluted earnings per share because the assumed exercise of such shares would be anti-dilutive.
	The components used to calculate basic and diluted earnings per share follows:
			Three Months ended
			March 31,
			2014		2013
			(dollars in thousands,
			except per share data)
	Basic earnings and shares:
	Net income		$	1,343	$	3,928
	Weighted-average basic shares outstanding			7,422,044		7,526,344
	Basic earnings per share		$	0.18	$	0.52
	Diluted earnings and shares:
	Net income		$	1,343	$	3,928
	Weighted-average basic shares outstanding			7,422,044		7,526,344
	Add:  Stock options and nonvested shares			159,731		2,178
	Weighted-average diluted shares outstanding			7,581,775		7,528,522
	Diluted earnings per share		$	0.18	$	0.52

SHARE_BASED_COMPENSATION

SHARE BASED COMPENSATION	3 Months Ended
	Mar. 31, 2014
SHARE BASED COMPENSATION [Abstract]	'
SHARE BASED COMPENSATION	'
	NOTE 3.	SHARE BASED COMPENSATION
	On May 17, 2006, the Company’s stockholders approved the 2006 Equity Incentive Plan (the “2006 Plan”).  The purpose of the 2006 Plan is to promote the long-term growth and profitability of Heritage Financial Group, Inc. to provide directors, advisory directors, officers and employees of Heritage Financial Group, Inc. and its affiliates with an incentive to achieve corporate objectives, to attract and retain individuals of outstanding competence, and to provide such individuals with an equity interest in Heritage Financial Group, Inc.  Under the 2006 Plan, the Compensation Committee of the Board of Directors has discretion to award up to 645,990 shares, of which 461,422 were available as stock options or stock appreciation rights and 184,568 shares were available as restricted stock awards.  As March 31, 2014, there were approximately 12,800 restricted stock awards and 56,963 options available to be granted from the 2006 Plan.
	On June 22, 2011, the Company’s stockholders approved the 2011 Equity Incentive Plan (the “2011 Plan”).  Under the 2011 Plan, the Compensation Committee has the discretion to award up to 573,481 shares, of which 409,429 were available as stock options or stock appreciation rights and 163,852 were available as restricted stock awards.  On July 1, 2011, the Company granted 117,530 restricted stock awards and 334,870 stock options from this plan. On October 1, 2012, the Company granted 15,600 restricted stock awards and 31,900 stock options from this plan.    There were no awards granted from this plan and 120 options exercised during the three months ended March 31, 2014.  As of March 31, 2014, there were approximately 31,522 restricted stock awards and 49,539 options available to be granted from the 2011 Plan.
	The Company granted restricted awards that may not be sold or otherwise transferred until certain restrictions have lapsed.  The unearned compensation related to these awards is being amortized to compensation expense over the period the restrictions lapse (generally one to five years).  The share-based expense for these awards was determined based on the market price of the Company's stock at the date of grant applied to the total number of shares that were anticipated to fully vest, amortized over the vesting period.  As of March 31, 2014, there was approximately $794,000 of unrecognized compensation associated with these awards.  For the three months ended March 31, 2014 and 2013, we recognized compensation expense associated with these awards of approximately $81,000 and $84,000, respectively.
	The Company recognized compensation expense related to stock options of approximately $143,000 and $146,000, respectively, for the three months ended March 31, 2014 and 2013.  At March 31, 2014, there was approximately $1.4 million of unrecognized compensation related to stock options.

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2014
SECURITIES [Abstract]	'
SECURITIES	'
	NOTE 4.	SECURITIES
	The amortized cost and fair value of securities available for sale with gross unrealized gains and losses are summarized as follows:
							Gross			Gross
			Amortized				Unrealized			Unrealized			Fair
			Cost				Gains			Losses			Value
	March 31, 2014:		(dollars in thousands)
	U.S. Government sponsored agencies (GSEs)		$	55,643			$	48		$	(2,031	)	$	53,660
	State and municipal securities			57,021				570			(1,946	)		55,645
	GSE residential mortgage-backed securities			200,068				432			(5,541	)		194,959
	Total debt securities			312,732				1,050			(9,518	)		304,264
	Equity securities			207				573			-			780
	Total securities		$	312,939			$	1,623		$	(9,518	)	$	305,044
	December 31, 2013:
	U.S. Government sponsored agencies (GSEs)		$	56,493			$	9		$	(2,930	)	$	53,572
	State and municipal securities			54,012				222			(3,420	)		50,814
	GSE residential mortgage-backed securities			195,764				394			(6,889	)		189,269
	Total debt securities			306,269				625			(13,239	)		293,655
	Equity securities			207				439			(2	)		644
	Total securities		$	306,476			$	1,064		$	(13,241	)	$	294,299
	The amortized cost and fair value of debt securities available for sale by contractual maturity are shown below.  Maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without penalty.  Therefore, these securities are not included in the maturity categories in the following maturity summary.
			31-Mar-14							31-Dec-13
			Amortized				Fair			Amortized			Fair
			Cost				Value			Cost			Value
			(dollars in thousands)
	One year or less		$	-			$	-		$	-		$	-
	One to five years			15,054				14,819			12,087			11,843
	Five to ten years			57,075				55,310			58,328			55,333
	Over ten years			40,742				39,956			40,297			37,854
	Mortgage-backed securities			200,068				194,959			195,764			189,269
			$	312,939			$	305,044		$	306,476		$	294,299
	Securities with a carrying value of approximately $134.2 million and $133.0 million at March 31, 2014 and December 31, 2013, respectively, were pledged to secure public deposits, repurchase agreements and for other purposes required or permitted by law.  The balance of pledged securities in excess of the pledging requirements was $33.5 million and $30.9 million at March 31, 2014 and December 31, 2013, respectively.
	The gross realized gains and losses recognized in income are reflected in the following table:
			For the three months ended
			March 31,
			2014				2013
			(dollars in thousands)
	Gross gains recognized on sales of securities		$	1			$	-
	Gross losses recognized on sales of securities			(1	)			-
	Net realized gains on sales of securities available for sale		$	-			$	-
	The following table shows the gross unrealized losses and fair value of securities aggregated by category and length of time that securities have been in a continuous unrealized loss position.
			Less Than 12 Months							12 Months or More						Total
	Description of Securities		Fair				Unrealized			Fair			Unrealized			Fair			Unrealized
			Value				Losses			Value			Losses			Value			Losses
			(dollars in thousands)
	March 31, 2014 :
	U.S. Government sponsored agencies (GSEs)		$	43,973			$	(1,830	)	$	2,798		$	(201	)	$	46,771		$	(2,031	)
	State and municipal securities			15,475				(659	)		14,437			(1,287	)		29,912			(1,946	)
	GSE residential mortgage-backed securities			135,222				(4,313	)		27,153			(1,228	)		162,375			(5,541	)
	Subtotal, debt securities			194,670				(6,802	)		44,388			(2,716	)		239,058			(9,518	)
	Equity securities			-				-			-			-			-			-
	Total temporarily impaired securities		$	194,670			$	(6,802	)	$	44,388		$	(2,716	)	$	239,058		$	(9,518	)
	December 31, 2013 :
	U.S. Government sponsored agencies (GSEs)		$	53,716			$	(2,930	)	$	-		$	-		$	53,716		$	(2,930	)
	State and municipal securities			31,243				(2,321	)		7,566			(1,099	)		38,809			(3,420	)
	GSE residential mortgage-backed securities			141,069				(5,917	)		20,747			(972	)		161,816			(6,889	)
	Subtotal, debt securities			226,028				(11,168	)		28,313			(2,071	)		254,341			(13,239	)
	Equity securities			205				(2	)		-			-			205			(2	)
	Total temporarily impaired securities		$	226,233			$	(11,170	)	$	28,313		$	(2,071	)	$	254,546		$	(13,241	)
	At March 31, 2014, total unrealized losses decreased to $9.5 million, or 4.0% of the temporarily impaired securities, compared to $13.2 million, or 5.2% of the temporarily impaired securities, at December 31, 2013.  The unrealized losses at March 31, 2014 relate to 46 agencies, 79 state and municipal obligations and 125 mortgage-backed securities.   In analyzing an issuer's financial condition, management considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, the results of reviews of the issuer's financial condition, and the issuer's anticipated ability to pay the contractual cash flows of the investments.
	The Company does not currently intend to sell the securities within the portfolio and it is not more-likely-than-not that the Company will be required to sell the debt securities; therefore, management does not consider these investments to be other-than-temporarily impaired at March 31, 2014. Management continues to monitor all of these securities with a high degree of scrutiny. There can be no assurance that the Company will not conclude in future periods that conditions existing at that time indicate some or all of these securities may be sold or are other than temporarily impaired, which would require a charge to earnings in such periods.  At March 31, 2014, the Company held certain investment securities having continuous unrealized loss positions for more than 12 months.  All of these losses were in 2 agencies, 23 mortgage-backed securities and 40 municipal securities. The unrealized losses arose from changes in interest rates and market conditions as of March 31, 2014.
	Other-Than-Temporary Impairment
	The Company reviews its investment portfolio on a quarterly basis judging each investment for other-than-temporary impairment (“OTTI”).  Management does not have the intent to sell any of the temporarily impaired investments and believes it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The OTTI analysis focuses on the duration and amount a security is below book value and assesses a calculation for both a credit loss and a non-credit loss for each measured security considering the security’s type, performance, underlying collateral, and any current or potential debt rating changes.  The OTTI calculation for credit loss is reflected in the income statement while the non-credit loss is reflected in other comprehensive income.
	The Company holds Freddie Mac (“FHLMC”) preferred stock, and OTTI was recorded in the amount of the investment after the U.S. Government placed the company into conservatorship in September 2008.  The preferred stock has been reduced to a nominal book value for tracking purposes.  The investment is currently valued at $558,000. During the twelve months ended December 31, 2008, the Company recognized a write-down of $1.5 million through noninterest income representing other-than-temporary impairment on the investment.
The Company holds a single issue trust preferred security issued by Royal Bank of Scotland (“RBS”).  The security suspended payments under the EU agreement for 24 months beginning April 1, 2011.  The Company valued the security by projecting estimated cash flows using the Moody’s Ba2 marginal default rate.  The difference in the present value and the carrying value of the security was the OTTI credit portion.  During the twelve months ended December 31, 2011, the Company recognized a write-down of $43,000 through noninterest income representing OTTI on the security.  Subsequent to the recorded OTTI on this security, interest payments have resumed and this security is now considered performing.  At March 31, 2014, the book value of the security was recorded at $207,000 and the fair value of the security was $222,000 with $15,000 of unrealized gain recorded in other comprehensive income.
The following table presents more detail on selective Company security holdings as of March 31, 2014.  These details are listed separately due to the inherent level of risk for OTTI on these securities.
					Current		Book			Fair			Unrealized			Present
					Credit											Value
																Discounted
Description		Cusip#			Rating		Value			Value			Loss			Cash Flow
(dollars in thousands)
Marketable equity securities
FHLMC Preferred Stock			313400657		Ca		$	-		$	558		$	-		$	558
Trust preferred securities
RBS Capital Fund			74928K208		B3			207			222			-			222
The following table presents a roll-forward of the cumulative amount of credit losses on the Company’s investment securities that have been recognized through earnings.
		March 31,				December 31,
		2014				2013
		(dollars in thousands)
Beginning balance of credit losses		$	1,543			$	1,543
Other-than-temporary impairment credit losses			-				-
Ending balance of cumulative credit losses recognized in earnings		$	1,543			$	1,543
Restricted Equity Securities
The investment in the common stock of the Federal Home Loan Bank of Atlanta is accounted for by the cost method, which also represents par value, and is made for long-term business affiliation reasons.  In addition, this investment is subject to restrictions relating to sale, transfer or other disposition.  Dividends are recognized in income when declared.  The carrying value of this investment at March 31, 2014 and December 31, 2013, was $6.3 million and $7.3 million, respectively.   The estimated fair value of this investment is $6.3 million as of March 31, 2014, and therefore it is not considered impaired.
Other equity securities represent an investment in the common stock of the Chattahoochee Bank of Georgia (“Chattahoochee”), a de novo bank in Gainesville, Georgia.  The Company accounts for this investment by the cost method.  This investment represents approximately 4.9% of the outstanding shares of Chattahoochee.  Since its initial capital raise, Chattahoochee has had limited stock transactions, and therefore, no fair market value is readily available.  The carrying value of this investment at March 31, 2014 and December 31, 2013, was $1.0 million.  The Company plans to hold this investment for the foreseeable future, and did not consider it impaired as of March 31, 2014.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS)	3 Months Ended
	Mar. 31, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS)	'
	NOTE 5.	LOANS AND ALLOWANCE FOR LOAN LOSSES
	(EXCLUDING FDIC-ACQUIRED LOANS)
	The composition of loans is summarized as follows:
			March 31,				December 31,
			2014				2013
	Commercial real estate:		(dollars in thousands)
	Nonresidential		$	262,753			$	256,567
	Multifamily			25,718				22,650
	Farmland			30,116				23,420
	Total commercial real estate loans			318,587				302,637
	Construction and land			53,138				50,167
	Residential real estate:
	Mortgage loans, 1-4 family			176,344				177,456
	Home equity			31,898				29,147
	Total residential real estate loans			208,242				206,603
	Consumer and other:
	Indirect auto loans			135				247
	Direct auto loans			6,097				6,640
	Other			14,675				17,089
	Total consumer and other loans			20,907				23,976
	Commercial and industrial loans			101,696				101,161
				702,570				684,544
	Loans acquired through FDIC-assisted acquisitions
	Noncovered			59,774				63,318
	Covered			47,684				50,891
	Total loans			810,028				798,753
	Total allowance for loan losses			(9,145	)			(8,955	)
	Loans, net		$	800,883			$	789,798
	Commercial Real Estate
	Commercial real estate lending includes real estate loans secured primarily by multifamily dwellings, retail establishments, hotels, motels, warehouses, small office buildings, farmland, and other nonresidential properties located in our market areas.
	These loans typically involve large balances to single borrowers or groups of related borrowers.  Because payments on loans secured by nonresidential and multifamily real estate properties are often dependent on the successful operation or management of the properties, repayment of these loans may be subject to adverse conditions in the real estate market or the economy.  If the cash flow from the project is reduced, or if leases are not obtained or renewed, the borrower's ability to repay the loan may be impaired.
	Loans secured by farmland typically involve large balances, and repayments are often dependent on the successful operation of the farm, making them subject to adverse weather and economic conditions.  If the cash flow from the farm operations declines, the borrower’s ability to repay the loan may be impaired.
	Construction and Land
	Construction and land lending consist of loans for the construction of one- to four-family residences, multifamily residences and commercial properties.  Construction loans also involve additional risks because funds are advanced upon the security of the project under construction, which is of uncertain value prior to the completion of construction.  Moreover, because of the uncertainties inherent in estimating construction costs, delays arising from labor problems, material shortages, and other unpredictable contingencies, it is relatively difficult to evaluate accurately the total loan funds required to complete a project, and the related loan‑to‑value ratios.
	Residential Real Estate
	Residential real estate lending consist of loans secured by first mortgages on one- to four-family residences, including home equity lines of credit, in our lending area, and on occasion, outside our lending area for customers whose primary residences are within the Company’s lending area.
	Consumer and Other Lending
	Consumer and other lending includes a variety of secured consumer loans, new and used auto loans, boat and recreational vehicle loans, and loans secured by deposit accounts. Consumer loans may entail greater risk, particularly in the case of consumer loans that are secured by rapidly depreciable assets, such as automobiles and recreational vehicles.  In these cases, any repossessed collateral for a defaulted loan may not provide an adequate source of repayment of the outstanding loan balance.  As a result, consumer loan collections are dependent on the borrower's continuing financial stability and, thus, are more likely to be adversely affected by job loss, divorce, illness, or personal bankruptcy.
	Commercial and Industrial Lending
	Commercial and industrial lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory and equipment.  Commercial business loans are generally secured by business assets, such as accounts receivable, equipment and inventory.  This collateral may depreciate over time, may be difficult to appraise and may fluctuate in value based on the success of the business.
	Activity in the allowance for loan losses and recorded investment in loans by segment:
			Commercial				Residential			Construction		Commercial			Consumer			Total
			Real				Real			and		and			and Other
			Estate				Estate			Land		Industrial
			(dollars in thousands)
	Balance, January 1, 2014		$	2,080			$	3,171		$	1,229	$	2,169		$	306		$	8,955
	Add (deduct):
	Charge-offs			-				(13	)		-		-			(37	)		(50	)
	Recoveries			-				42			-		-			28			70
	Provision for loan losses			81				(78	)		78		13			(29	)		65
	Balance, March  31, 2014		$	2,161			$	3,122		$	1,307	$	2,182		$	268		$	9,040
	Allowance:
	Ending balance: specific		$	327			$	709		$	333	$	110		$	35		$	1,514
	Ending balance: collective		$	1,834			$	2,413		$	974	$	2,072		$	233		$	7,526
	Loans:
	Ending balance: individually evaluated for impairment		$	4,379			$	2,833		$	3,815	$	135		$	52		$	11,214
	Ending balance: collectively evaluated for impairment		$	314,208			$	205,409		$	49,323	$	101,561		$	20,855		$	691,356
	Activity in the allowance for loan losses and recorded investment in loans by segment:
			Commercial				Residential			Construction		Commercial			Consumer			Total
			Real				Real			and		and			and Other
			Estate				Estate			Land		Industrial
			(dollars in thousands)
	Balance, January 1, 2013		$	2,744			$	3,251		$	978	$	1,724		$	364		$	9,061
Add (deduct):
Charge-offs			(276	)			(735	)		-		(810	)		(154	)		(1,975	)
Recoveries			-				109			1		16			83			209
Provision for loan losses			(388	)			546			250		1,239			13			1,660
Balance, December 31, 2013		$	2,080			$	3,171		$	1,229	$	2,169		$	306		$	8,955
Allowance:
Ending balance: specific		$	343			$	696		$	305	$	104		$	47		$	1,495
Ending balance: collective		$	1,737			$	2,475		$	924	$	2,065		$	259		$	7,460
Loans:
Ending balance: individually evaluated for impairment		$	4,456			$	2,939		$	3,829	$	135		$	59		$	11,418
Ending balance: collectively evaluated for impairment		$	298,181			$	203,664		$	46,338	$	101,026		$	23,917		$	673,126
Impaired Loans
A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable that the Company will be unable to collect all amounts due from the borrower in accordance with the contractual term of the loan.  Impaired loans include loans modified in troubled debt restructuring where concessions have been granted to borrowers experiencing financial difficulties.  These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.
Impaired loans by class are presented below for 2014:
														Interest
						Unpaid					Average			Income
		Recorded				Principal			Related		Recorded			Recognized
		Investment				Balance			Allowance		Investment			YTD 2014
		(dollars in thousands)
Loans with no related allowance recorded
Commercial real estate:
Nonresidential		$	-			$	-		$	-	$	-		$	-
Multifamily			-				-			-		-			-
Farmland			-				-			-		-			-
Construction and land			3,367				3,367			-		3,392			-
Residential real estate:
Mortgage loans, 1-4 family			1,405				2,076			-		1,746			-
Home equity			-				-			-		-			-
Consumer and other:
Indirect auto loans			-				-			-		-			-
Direct auto loans			-				-			-		-			-
Other			-				-			-		-			-
Commercial and industrial loans			-				-			-		-			-
Loans with related allowance recorded
Commercial real estate:
Nonresidential		$	4,379			$	4,638		$	327	$	4,506		$	7
Multifamily			-				-			-		-			-
Farmland			-				-			-		-			-
Construction and land			448				517			333		451			1
Residential real estate:
Mortgage loans, 1-4 family			1,304				1,489			594		1,406			8
Home equity			124				124			115		127			-
Consumer and other:
Indirect auto loans			8				17			-		11			-
Direct auto loans			12				26			8		19			-
Other			32				44			27		37			-
Commercial and industrial loans			135				257			110		232			2
Total
Commercial real estate		$	4,379			$	4,638		$	327	$	4,506		$	7
Construction and land			3,815				3,884			333		3,843			1
Residential real estate			2,833				3,689			709		3,279			8
Consumer and other			52				87			35		67			-
Commercial and industrial loans			135				257			110		232			2
Total		$	11,214			$	12,555		$	1,514	$	11,927		$	18
Impaired loans by class are presented below for 2013:
														Interest
						Unpaid					Average			Income
		Recorded				Principal			Related		Recorded			Recognized
		Investment				Balance			Allowance		Investment			YTD 2013
		(dollars in thousands)
Loans with no related allowance recorded
Commercial real estate:
Nonresidential		$	-			$	-		$	-	$	-		$	-
Multifamily			-				-			-		-			-
Farmland			-				-			-		-			-
Construction and land			3,380				3,380			-		3,407			-
Residential real estate:
Mortgage loans, 1-4 family			1,438				2,085			-		1,937			-
Home equity			-				-			-		-			-
Consumer and other:
Indirect auto loans			-				-			-		-			-
Direct auto loans			-				-			-		-			-
Other			-				-			-		-			-
Commercial and industrial loans			-				-			-		-			-
Loans with related allowance recorded
Commercial real estate:
Nonresidential		$	4,456			$	4,679		$	343	$	4,567		$	28
Multifamily			-				-			-		-			-
Farmland			-				-			-		-			-
Construction and land			449				517			305		452			-
Residential real estate:
Mortgage loans, 1-4 family			1,501				1,733			696		1,559			22
Home equity			-				-			-		-			-
Consumer and other:
Indirect auto loans			6				14			4		9			-
Direct auto loans			18				32			12		22			-
Other			35				46			31		40			1
Commercial and industrial loans			135				255			104		260			3
Total
Commercial real estate		$	4,456			$	4,679		$	343	$	4,567		$	28
Construction and land			3,829				3,897			305		3,859			-
Residential real estate			2,939				3,818			696		3,496			22
Consumer and other			59				92			47		71			1
Commercial and industrial loans			135				255			104		260			3
Total		$	11,418			$	12,741		$	1,495	$	12,253		$	54
Below is an analysis of the age of recorded investment in loans that are past due as of March 31, 2014.
		30-59				60-89					Total
		Days				Days			Non		Past						Total
		Past Due				Past Due			Accrual*		Due			Current			Loans
		(dollars in thousands)
Commercial real estate:
Nonresidential		$	180			$	-		$	4,379	$	4,559		$	258,194		$	262,753
Multifamily			-				-			-		-			25,718			25,718
Farmland			143				-			-		143			29,973			30,116
Total commercial real estate loans			323				-			4,379		4,702			313,885			318,587
Construction and land			49				67			1,848		1,964			51,174			53,138
Residential real estate:
Mortgage loans, 1-4 family			260				-			2,708		2,968			173,376			176,344
Home equity			34				-			124		158			31,740			31,898
Total residential real estate loans			294				-			2,832		3,126			205,116			208,242
Consumer and other:
Indirect auto loans			3				-			8		11			124			135
Direct auto loans			2				7			12		21			6,076			6,097
Other			2				-			31		33			14,642			14,675
Total consumer and other loans			7				7			51		65			20,842			20,907
Commercial and industrial loans			78				5			135		218			101,478			101,696
Total		$	751			$	79		$	9,245	$	10,075		$	692,495		$	702,570
*There were no accruing loans that were greater than 90 or more days past due at March 31, 2014.
Below is an analysis of the age of recorded investment in loans that are past due as of December 31, 2013.
		30-59				60-89					Total
		Days				Days			Non-		Past						Total
		Past Due				Past Due			Accrual*		Due			Current			Loans
		(dollars in thousands)
Commercial real estate:
Nonresidential		$	-			$	-		$	4,456	$	4,456		$	252,111		$	256,567
Multifamily			-				-			-		-			22,650			22,650
Farmland			-				-			-		-			23,420			23,420
Total commercial real estate loans			-				-			4,456		4,456			298,181			302,637
Construction and land			163				-			1,849		2,012			48,155			50,167
Residential real estate:
Mortgage loans, 1-4 family			600				88			2,936		3,624			173,832			177,456
Home equity			139				-			-		139			29,008			29,147
Total residential real estate loans			739				88			2,936		3,763			202,840			206,603
Consumer and other:
Indirect auto loans			2				3			6		11			236			247
Direct auto loans			2				-			18		20			6,620			6,640
Other			4				-			34		38			17,051			17,089
Total consumer and other loans			8				3			58		69			23,907			23,976
Commercial and industrial loans			-				-			135		135			101,026			101,161
Total		$	910			$	91		$	9,434	$	10,435		$	674,109		$	684,544
*There were no accruing loans that were greater than 90 or more days past due at December 31, 2013.
Troubled Debt Restructuring (TDR) Modifications
Impaired loans include loans modified in troubled debt restructuring where concessions have been granted to borrowers experiencing financial difficulties.  These concessions are a part of the Company’s loss mitigation activities and could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.  Certain TDR’s are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, typically considered six to twelve months.
At March 31, 2014, the Company had troubled debt restructurings totaling $7.7 million, which involve forgiving a portion of interest or principal on any loans or making loans at a rate materially less than that of market rates.  Included in nonaccruing loans at March 31, 2014, are troubled debt restructurings of $5.7 million.  In addition, at that date the Company had troubled debt restructurings totaling $2.0 million that were performing in accordance with their modified terms and are not included in nonaccruing loans.
The following tables include the recorded investment and number of modifications for modified loans.  The Company reports the recorded investment in the loans prior to a modification and also the recorded investment in the loans after the loans were restructured.  Management has also disclosed the recorded investment and number of modifications for troubled debt restructurings within the last year where a concession has been made that then defaulted in the current reporting period.
Troubled debt restructurings for the periods ended:
	31-Mar-14
						Recorded
	Number					Investment
	of					Prior to			Recorded
	Modifications					Modifications			Investment
	(dollars in thousands)
Commercial real estate			3			$	3,036		$	2,844
Residential real estate			5				7,268			1,459
Construction and land			2				3,574			3,367
Commercial and industrial loans			-				-			-
Consumer and other			-				-			-
Total			10			$	13,878		$	7,670
	31-Dec-13
						Recorded
	Number					Investment
	of					Prior to			Recorded
	Modifications					Modifications			Investment
	(dollars in thousands)
Commercial real estate			3			$	3,036		$	2,878
Residential real estate			5				7,268			1,488
Construction and land			2				3,574			3,380
Commercial and industrial loans			-				-			-
Consumer and other			-				-			-
Total			10			$	13,878		$	7,746
Troubled debt restructuring modifications that subsequently defaulted for the periods ended:
	31-Mar-14
	Number
	of					Recorded
	Modifications					Investment
	(dollars in thousands)
Commercial real estate			3			$	2,844
Residential real estate			4				1,457
Construction and land			1				1,400
Commercial and industrial loans			-				-
Consumer and other			-				-
Total			8			$	5,701
	31-Dec-13
	Number
	of				Recorded
	Modifications				Investment
	(dollars in thousands)
Commercial real estate			3			$	2,878
Residential real estate			4				1,485
Construction and land			1				1,400
Commercial and industrial loans			-				-
Consumer and other			-				-
Total			8			$	5,763
Allowance for Loan and Lease Losses (ALLL)
The Company establishes provisions for loan losses, which are charged to income, at a level the Company believes will reflect probable credit losses based on historical loss trends and an evaluation of specific credits in the loan portfolio.
In evaluating the level of the allowance for loan losses, the Company considers the types of loans and the amount of loans in the loan portfolio, five year historical loss experience, migration analysis, probability of default, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, prevailing economic conditions, and past due status and trends.
The Company analyzes the non FDIC-acquired loan portfolios through the use of pools of homogenous loan types and through a specific quarterly review of larger problem loans. It is expected that a certain percentage of loans will move through the asset quality grades from pass, to classified and ultimately loss.  The Company evaluates the non FDIC loan portfolio through review of four loan pool categories.
	1	Pass credits with risk ratings 1-5
	2	Special mention with risk ratings 6-7
	3	Substandard with risk rating 8 and still accruing
	4	Impaired loans 9-11 – Nonaccrual and troubled debt restructurings
Asset quality grades are described in detail subsequently.
The allowance consists of two components:
	1	A general amount – The Company analyzes the historical migration of loans through each risk rating category and analyzes the history of losses as it relates to the various loan types and collateral types in order to evaluate and estimate the volume, magnitude and direction of these events. These risk factors and other factors are applied to our review of the Pass credits with risk ratings 1-5 pool and other assets specially mentioned with risk rating 6-7 pool. These factors are also applied to the substandard pool; however, in addition to reviewing the pool, a select group of individual loans are reviewed.  The results of the individual review are factored in with the historical loss analysis and applied to the pool.
	2	A specific amount – Impaired loans are reviewed individually for specific amounts that are representative of identified credit exposures that are readily predictable by the current performance of the borrower and underlying collateral. Impaired loans with balances lower than $500,000 are not typically reviewed on an individual basis due to their small size.  Instead, a historical loss analysis is used for these loans, which assumes the loan migration to default is likely, and the assumed loss is recorded as a specific amount.
Even though the ALLL is composed of two components, the entire ALLL is available to absorb any credit losses.
The Company assesses the allowance for loan losses on a quarterly basis and we make provisions for loan losses as necessary in order to maintain the proper level of allowance.  While the Company uses available information to recognize losses on loans, future loan loss provisions may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the allowance for loan losses and may require the Company to recognize additional provisions based on their judgment of information available to them at the time of their examination.  The allowance for loan losses is maintained at a level that represents management's best estimate of inherent losses in the loan portfolio, where such losses were both probable and reasonably estimable.  The level of the allowance is based on estimates and the ultimate losses may vary from the estimates.
A summary of the asset grading system is as follows:
Risk Rating	Numerical	Description	Regulatory
	Rating		Classification
Pass	1	Exceptional/Highest Quality	N/A
Pass	2	Excellent/High Quality	N/A
Pass	3	Strong/Above Average	N/A
Pass	4	Good/Average	N/A
Pass	5	Acceptable with more than average risk	N/A
Special Mention	6	Special Mention Loans	Criticized
Special Mention -  Elevated risk	7	Special Mention Loans with added risk exposure	Criticized
Substandard	8	Substandard/Inadequately Protected	Classified
Impaired Loans	9	Nonaccrual Loans	Classified
Doubtful	10	Doubtful	Classified
Loss	11	Loss	Classified
Pass-1-Exceptional/Highest Quality – Loans in this category are secured by certificates of deposit.  There is no credit risk exposure in this category.
Pass-2-Excellent/High Quality – Loans in this category have borrowers with an excellent balance sheet and income statement and improving trends, including net worth, liquidity, working capital, leverage, cash flow and profitability. Financial ratios are superior within industry when industry comparison is available.
Pass-3-Strong/Above Average – Loans in this category have borrowers with current and complete financial statements; solid balance sheet and income statement with stable to improving trends  in areas such as net worth, liquidity, working capital, leverage, cash flow  and profitability; leverage and ratios are better than industry standards when industry comparison is available; debt service coverage, both historically and proposed, is more than adequate based on financial analysis; the borrower’s industry is stable to improving; loans are properly structured and documented and require only normal supervision and monitoring; consistently meets debt obligations in a timely manner; individual borrower or guarantor, with above average liquid net worth and minimal contingent liabilities.
Pass-4-Good/Average - Loans in this category have sound risk profiles, good net worth and debt service coverage ratios; financial statements are current and complete; satisfactory balance sheet and income statement reflecting  adequate profitability, net worth, working capital, cash flow and leverage position; financial analysis demonstrates adequate debt service coverage; leverage and ratios are in line with industry averages when industry comparison is available; debt service coverage, both historically and proposed, is adequate based on financial analysis; loans are properly structured and documented and require only minimal supervision; contingent liabilities have been thoroughly analyzed and repayment sources are adequate to cover existing debt service; individual borrower or guarantor with acceptable net worth and liquidity.
Pass-5-Acceptable with more than average risk - Loans in this category are those which are acceptable with more than average risk due to one or more factors, which could lead to financial difficulty if not closely managed. This rating may include those credits from higher categories that have declining trends in financial performance or credit quality. This category may also include credits that have previously been criticized or classified, but have improved in credit quality.
Special Mention-6-Special Mention Loans - Loans in this category are not currently adequate.  These loans are considered weaker due to less than adequate repayment history, and/or their collateral may not adequately protect the Company from loss in the event of liquidation or foreclosure.  If left uncorrected, these weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. As a general rule, credits in this category will be delinquent less than 30 days and will not be chronically past due.  Loans in this category are not intended to remain in category 6 permanently as it should become evident fairly quickly whether or not the weaknesses can be cured and the loan upgraded.  If the weakness cannot be corrected, the relationship will more than likely need to be downgraded to a 7 or 8.
Special Mention Elevated Risk 7-Special Mention Loans with added risk exposure – Loans in this category have one or more potential weaknesses discussed in asset quality grade 6, but the borrower is still cooperative, satisfactory repayment plans are in place, and file documentation reflects the ability of the borrower to repay the debt as currently structured
Substandard 8-Substandard/Inadequately Protected – Loans in this category are inadequately protected by the current sound net worth and repayment capacity of the borrower or of the collateral pledged, if any.  Credit analysis has proven well-defined weaknesses in debt service coverage, net worth and/or poor loan structure.  There is a distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.  A reserve allocation of the estimated amount of loss or collateral shortfall has been made to the ALLL.  These loans are considered to be impaired loans and the chance of a loss is reasonably probable.
Impaired Loans 9-Nonaccrual Loans – Loans in this category are impaired with a loss potential of either principal or interest that is probable or likely to occur.  Once a loan enters this category, the estimated loss will be charged off.
Doubtful 10-Doubtful - Loans in this category have all of the weaknesses inherent in those classified as Substandard, with the additional characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable.  This assessment should be made on current facts, conditions and values.  The probability of some loss is extremely high, but because of certain important and reasonably specific pending factors (i.e., merger/liquidation, capital injection, refinancing plans, and/or perfection of liens), the amount of loss cannot yet be determined, but may total 50% of the outstanding balance.  Determination of the pending factors should generally be resolved within six months and the asset partially, or fully, charged-off or moved to substandard.  All doubtful assets must be placed on nonaccrual.  A reserve allocation or charge off of at least 50% is normally recommended for such loans.
Loss 11-Loss - Loans in this category are considered uncollectible and of such little value that their continuance as active assets of the Company is not warranted.  This classification does not mean that the loss has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing it off.  Once the loan is placed in this category, any determined loss will be charged-off within 30 days
Credit quality indicators for loans by class are presented below for March 31, 2014 and December 31, 2013.
		As of March 31, 2014
											Construction
		Non-									and
		Residential				Multifamily			Farmland		Land
		(dollars in thousands)
Commercial Real Estate Credit Exposure
Pass 1		$	-			$	-		$	-	$	-
Pass 2			-				-			-		58
Pass 3			55,122				498			5,279		2,409
Pass 4			172,789				24,037			21,320		22,030
Pass 5			26,144				1,146			3,157		24,071
Special Mention 6			1,055				37			156		-
Special Mention Elevated 7			130				-			143		688
Substandard 8			3,134				-			61		2,034
Impaired Loans 9			4,379				-			-		1,848
Doubtful 10			-				-			-		-
Loss 11			-				-			-		-
Total		$	262,753			$	25,718		$	30,116	$	53,138
		As of December 31, 2013
											Construction
		Non-									and
		Residential				Multifamily			Farmland		Land
		(dollars in thousands)
Commercial Real Estate Credit Exposure
Pass 1		$	-			$	-		$	-	$	-
Pass 2			-				-			-		60
Pass 3			58,386				360			5,762		2,299
Pass 4			171,496				22,252			16,999		24,902
Pass 5			17,804				-			297		18,381
Special Mention 6			1,087				38			301		-
Special Mention Elevated 7			131				-			-		696
Substandard 8			3,207				-			61		1,980
Impaired Loans 9			4,456				-			-		1,849
Doubtful 10			-				-			-		-
Loss 11			-				-			-		-
Total		$	256,567			$	22,650		$	23,420	$	50,167
		As of
		31-Mar-14
		Commercial
		and Industrial
		(dollars in thousands)
Commercial and Industrial Credit Exposure
Pass 1		$	1,283
Pass 2			39
Pass 3			19,440
Pass 4			66,154
Pass 5			13,905
Special Mention 6			440
Special Mention Elevated 7			225
Substandard 8			75
Impaired Loans 9			135
Doubtful 10			-
Loss 11			-
Total		$	101,696
		As of
		31-Dec-13
		Commercial
		and Industrial
		(dollars in thousands)
Commercial and Industrial Credit Exposure
Pass 1		$	1,325
Pass 2			432
Pass 3			24,344
Pass 4			64,653
Pass 5			9,757
Special Mention 6			208
Special Mention Elevated 7			239
Substandard 8			68
Impaired Loans 9			135
Doubtful 10			-
Loss 11			-
Total		$	101,161
		As of March 31, 2014
		Mortgage				Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	170,473			$	31,774
Special Mention 6			428				-
Special Mention Elevated 7			7				-
Substandard 8			2,728				-
Impaired Loans 9			2,708				124
Doubtful 10			-				-
Loss 11			-				-
Total		$	176,344			$	31,898
		As of December 31, 2013
		Mortgage				Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	171,349			$	29,147
Special Mention 6			460				-
Special Mention Elevated 7			-				-
Substandard 8			2,711				-
Impaired Loans 9			2,936				-
Doubtful 10			-				-
Loss 11			-				-
Total		$	177,456			$	29,147
		As of March 31, 2014
		Indirect				Direct
		Auto				Auto			Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	127			$	6,085		$	14,634
Special Mention 6			-				-			-
Special Mention Elevated 7			-				-			-
Substandard 8			-				-			9
Impaired Loans 9			8				12			32
Doubtful 10			-				-			-
Loss 11			-				-			-
Total		$	135			$	6,097		$	14,675
		As of December 31, 2013
		Indirect				Direct
		Auto				Auto			Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	241			$	6,622		$	17,042
Special Mention 6			-				-			-
Special Mention Elevated 7			-				-			-
Substandard 8			-				-			12
Impaired Loans 9			6				18			35
Doubtful 10			-				-			-
Loss 11			-				-			-
Total		$	247			$	6,640		$	17,089

FDICACQUIRED_LOANS_AND_ALLOWAN

FDIC-ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2014
FDIC-ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
FDIC-ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	NOTE 6.	FDIC-ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES
	The Company elected to account for loans acquired in the Tattnall Bank, Citizens Bank of Effingham (“Citizens”), First Southern National Bank (“First Southern”) and Frontier Bank (“Frontier”) acquisitions under ASC 310–30.  ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, applies to a loan with evidence of deterioration of credit quality since origination, acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.  ASC 310-30 prohibits carrying over or creating an allowance for loan losses upon initial recognition for loans which fall under the scope of this statement. Loans with specific evidence of deterioration in credit quality were accounted for under ASC 310-30.  In addition, the Company determined it would not be able to collect all the contractually required principal and interest payments on other loans in the portfolio which did not have specific evidence of credit quality due to multiple factors, including the deterioration of the economy since origination of these loans, the decline in real estate values in the market areas of the loans, and the poor underwriting standards under which these loans were originated.  These loans are accounted for by analogy to ASC 310-30. The following tables detail the fair value of loans covered and not covered under loss-share agreements accounted under ASC 310-30.
	Loans not covered by loss-sharing agreements:		March 31,			December 31,
			2014			2013
			(dollars in thousands)
	Commercial real estate		$	21,269		$	22,268
	Residential real estate			28,115			30,134
	Construction and land			5,573			5,156
	Commercial and industrial			1,926			2,604
	Consumer and other			2,891			3,156
			$	59,774		$	63,318
	Loans covered by loss-sharing agreements:		March 31,			December 31,
			2014			2013
			(dollars in thousands)
	Commercial real estate		$	14,044		$	14,161
	Residential real estate			22,372			23,886
	Construction and land			10,332			11,642
	Commercial and industrial			801			864
	Consumer and other			135			338
			$	47,684		$	50,891
	The Bank entered into loss-sharing agreements as part of the acquisitions of Citizens and First Southern.  The covered loans above are covered pursuant to the FDIC loss-share agreements.  Those agreements provide for the FDIC to reimburse the Company for 80% of covered losses associated with these loans, pursuant to the terms of the agreements.  The FDIC agreements to reimburse are set to expire five years from the acquisition date for non-single family loans and ten years from the acquisition date for single family loans, while recoveries will be shared three years after the reimbursement expiration for the single family loans.
	The following table presents the loss-sharing agreement expirations:
	Acquisition	Non-single Family Expiration	Single Family Expiration
	Citizens	Mar-16	Mar-21
	First Southern	Sep-16	Sep-21
	The following table represents the loans receivable as of March 31, 2014, and reflects reclassifications from the balances reported at December 31, 2013:
			Acquired Loans			Acquired Loans			Total Loans
			Without Specific			With Specific			Acquired
			Evidence of			Evidence of
			Deterioration in			Deterioration in
			Credit Quality			Credit Quality
			(dollars in thousands)
	Contractually required principal and interest		$	169,079		$	21,982		$	191,061
	Nonaccretable difference			(22,636	)		(8,181	)		(30,817	)
	Cash flows expected to be collected			146,443			13,801			160,244
	Accretable yield			(48,289	)		(4,497	)		(52,786	)
	Basis in acquired loans		$	98,154		$	9,304		$	107,458
	The following table is a summary of changes in the accretable yields of acquired loans since December 31, 2012 and reflect refinements to the Company's initial estimate:
	(dollars in thousands)		Accretable Yield
	Balance at December 31, 2012		$	28,882
	Additions			21,189
	Reclassification from nonaccretable difference			12,620
	Accretion included in interest income			(29,459	)
	Adjustments to estimates of expected cash flows			19,509
	Balance at December 31, 2013		$	52,741
	Additions			-
	Reclassification from nonaccretable difference			4,304
	Accretion included in interest income			(5,712	)
	Adjustments to estimates of expected cash flows			1,453
	Balance at March 31, 2014		$	52,786
	The following is a summary of the allowance for loan losses for the FDIC-acquired loans for 2014:
			Commercial			Residential			Construction			Commercial			Consumer		Total
			Real			Real			and			and			and
			Estate			Estate			Land			Industrial			Other
			(dollars in thousands)
				-			-
	Balance, January 1, 2014		$	-		$	-		$	-		$	-		$	-	$	-
	Add (deduct):
	Charge-offs			-			-			-			-			-		-
	Recoveries			-			-			-			-			-		-
	Provision for loan losses –noncovered			-			-			-			-			-		-
	Provision for loan losses - covered			-			105			-			-			-		105
	Balance, March  31, 2014		$	-		$	105		$	-		$	-		$	-	$	105
Allowance:
Ending balance: specific		$	-		$	-		$	-		$	-		$	-	$	-
Ending balance: collective		$	-		$	105		$	-		$	-		$	-	$	105
Loans:
Ending balance: individually evaluated for impairment		$	13,200		$	4,487		$	4,959		$	118		$	1,656	$	24,420
Ending balance: collectively evaluated for impairment		$	22,113		$	46,000		$	10,946		$	2,609		$	1,370	$	83,038
The following is a summary of the allowance for loan losses for the FDIC-acquired loans for 2013:
		Commercial			Residential			Construction			Commercial			Consumer		Total
		Real			Real			and			and			and
		Estate			Estate			Land			Industrial			Other
		(dollars in thousands)
			-			-
Balance, January 1, 2013		$	-		$	-		$	-		$	-		$	-	$	-
Add (deduct):
Charge-offs			-			(2	)		(38	)		(35	)		-		(75	)
Recoveries			-			-			-			-			-		-
Provision for loan losses -noncovered			-			-			11			-			-		11
Provision for loan losses - covered			-			2			27			35			-		64
Balance, December 31, 2013		$	-		$	-		$	-		$	-		$	-	$	-
Allowance:
Ending balance: specific		$	-		$	-		$	-		$	-		$	-	$	-
Ending balance: collective		$	-		$	-		$	-		$	-		$	-	$	-
Loans:
Ending balance: individually evaluated for impairment		$	13,425		$	4,543		$	5,994		$	114		$	1,706	$	25,782
Ending balance: collectively evaluated for impairment		$	23,004		$	49,477		$	10,804		$	3,354		$	1,788	$	88,427

FDIC_LOSSSHARE_RECEIVABLE

FDIC LOSS-SHARE RECEIVABLE	3 Months Ended
	Mar. 31, 2014
FDIC LOSS-SHARE RECEIVABLE [Abstract]	'
FDIC LOSS-SHARE RECEIVABLE	'
	NOTE 7.	FDIC LOSS-SHARE RECEIVABLE
	A significant portion of the Company’s loan and other real estate assets are covered under loss-share agreements with the FDIC in which the FDIC has agreed to reimburse the Company 80% of all covered losses as well as certain expenses incurred in connection with those assets. The Company estimated the amount that will be received from the FDIC under the loss-share agreements that will result from losses incurred as the Company disposes of covered assets, and the Company has recorded the estimate as a receivable from the FDIC. The Company discounted the receivable for the expected timing and receipt of those cash flows using a risk free rate plus a premium for risk. The accretion of the FDIC receivable discount is recorded into noninterest income using the level yield method over the estimated life of the receivable.
	The FDIC receivable for loss-share agreements is measured separately from the related covered assets because it is not contractually embedded in the assets and is not transferable if the Company sells the assets. The Company reviews and updates the fair value of the FDIC receivable at each reporting date in conjunction with the re-estimation of cash flows. Increases in expected cash flows on covered FDIC-acquired loans impact the FDIC loss-share receivable by reducing the receivable over the shorter of the estimated life of the loan or the expected life of the indemnification asset.  Conversely, decreases in expected cash flows first impact accretable discounts to the extent available and then impact the allowance for loan losses while also increasing the FDIC loss-share receivable.  The FDIC receivable fluctuates as loss estimates and expected cash flows related to covered loans and other real estate owned change.
	The following tables provide details of changes in the loss-share receivable from the FDIC for the periods indicated.
	For the period ended March 31, 2014:
			(dollars in thousands)
	Balance, December 31, 2013		$	41,306
	Decrease in expected losses on covered assets			(581	)
	Accretion included in noninterest income			(2,031	)
	Reimbursements from the FDIC			(1,057	)
	Balance, March 31, 2014		$	37,637
	For the period ended December 31, 2013:
			(dollars in thousands)
	Balance, December 31, 2012		$	60,731
	Clawback liability reclassified from asset			703
	Decrease in expected losses on covered assets			(371	)
	Accretion included in noninterest income			(9,293	)
	Reimbursements from the FDIC			(10,464	)
	Balance, December 31, 2013		$	41,306

OTHER_REAL_ESTATE_OWNED_OREO

OTHER REAL ESTATE OWNED (OREO)	3 Months Ended
	Mar. 31, 2014
OTHER REAL ESTATE OWNED (OREO) [Abstract]	'
OTHER REAL ESTATE OWNED (OREO)	'
	NOTE 8.	OTHER REAL ESTATE OWNED (OREO)
	The following table provides a summary of information pertaining to other real estate owned (“OREO”) for periods ended March 31, 2014 and December 31, 2013.
						Covered
			OREO			OREO			Total
		(dollars in thousands)
	Balance, December 31, 2013		$	3,482		$	7,053		$	10,535
	Additions			299			415			714
	Sales			(699	)		(1,403	)		(2,102	)
	Writedowns			(450	)		30			(420	)
	Balance, March 31, 2014		$	2,632		$	6,095		$	8,727
			OREO			Covered			Total
						OREO
			(dollars in thousands)
	Balance, December 31, 2012		$	3,242		$	9,467		$	12,709
	Acquired in Frontier acquisition			786			-			786
	Additions			2,430			4,873			7,303
	Sales			(2,611	)		(6,571	)		(9,182	)
	Writedowns			(365	)		(716	)		(1,081	)
	Balance, December 31, 2013		$	3,482		$	7,053		$	10,535

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	3 Months Ended
	Mar. 31, 2014
FAIR VALUE MEASUREMENTS [Abstract]	'
FAIR VALUE MEASUREMENTS	'
	NOTE 9.	FAIR VALUE MEASUREMENTS
	Determination of Fair Value
	Fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Current accounting guidance establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lowest priority to unobservable inputs (level 3 measurements).
	Fair Value Hierarchy
	The three levels of the fair value hierarchy are described below:
	Level 1 – Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities;
	Level 2 – Quoted prices in markets that are not active, or inputs that are observable, either directly, for substantially the full term of the asset or liability. Level 2 inputs may include quoted prices for similar assets and liabilities in active markets, as well as inputs that are observable for the asset or liability (other than quoted prices), such as interest rates, foreign exchange rates and yield curves that are observable at commonly quoted intervals;
	Level 3 – Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity).
	The fair value hierarchy is based on the lowest level input that is significant to the fair value measurement of the asset and liability in its entirety.  The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability.
	Fair Value Option
	Fair Value Measurements and Disclosures (ASC 820) allow companies to report selected financial assets and liabilities at fair value.  The changes in fair value are recognized in earnings and the assets and liabilities measured under this methodology are required to be displayed separately on the balance sheet.   In certain circumstances, fair value enables a company to more accurately align its financial performance with the economic value of hedged assets. Fair value enables a company to mitigate the non-economic earnings volatility caused from financial assets and financial liabilities being carried at different bases of accounting, as well as to more accurately portray the active and dynamic management of a company’s balance sheet.
	On September 30, 2012, the Company made the election to record mortgage loans held for sale at fair value.   The following is a description of mortgage loans held for sale including the specific reasons for electing fair value and the strategies for managing these assets on a fair value basis.
	Mortgage Loans Held for Sale
	The Company records mortgage loans held for sale at fair value in order to eliminate the complexities and inherent difficulties of achieving hedge accounting and to better align reported results with the underlying economic changes in value of the loans and related hedge instruments. This election impacts the timing and recognition of origination fees and costs, as well as servicing value, which are now recognized in earnings at the time of origination. Interest income on mortgage loans held for sale is recorded on an accrual basis in the consolidated statement of income under the heading “Interest income – loans, including fees.” The mark to market adjustments related to loans held for sale and the associated economic hedges are captured in mortgage banking activities.
	Assets and Liabilities Measured at Fair Value on a Recurring Basis
	The primary financial instruments that the Company carries at fair value include investment securities, derivative instruments, and mortgage loans held for sale.
	The Company used the following methods and significant assumptions to estimate fair value for assets and liabilities measured on a recurring basis.
	Securities:  Securities in an active market where quoted prices are available are classified within Level 1 of the valuation hierarchy.  Level 1 securities include highly liquid government securities and certain other financial products.  If quoted market prices are not available, then fair values are estimated by using pricing models that use observable inputs or quoted prices of securities with similar characteristics and are classified within Level 2 of the valuation hierarchy. In certain cases where there is limited activity or less transparency around inputs to the valuation and more complex pricing models or discounted cash flows are used.
	Mortgage loans held for sale:  The fair value of mortgage loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics predominantly consisting of those conforming to government sponsored entity or agency standards. The fair value measurements consider observable data that may include market trade pricing from brokers and the mortgage-backed security markets.
	The Company classifies interest rate lock commitments (“IRLCs”) on residential mortgage loans held for sale on a gross basis within other liabilities or other assets. The fair value of these commitments, while based on interest rates observable in the market, is highly dependent on the ultimate closing of the loans. Projected “pull-through” rates are determined quarterly by the Mortgage Division, using the Company’s historical data and the current interest rate environment to reflect the Company’s best estimate of the likelihood that a commitment will ultimately result in a closed loan. The loan servicing value is also included in the fair value of IRLCs.
	Derivative assets and liabilities: The Company uses derivatives to manage various financial risks. The fair values of derivative financial instruments are determined based on quoted market prices, dealer quotes and internal pricing models that are primarily sensitive to market observable data. The fair value of interest rate lock commitments, which are related to mortgage loan commitments, is based on quoted market prices adjusted for commitments that the Company does not expect to fund.
	The credit risk associated with the underlying cash flows of an instrument carried at fair value was a consideration in estimating the fair value of certain financial instruments. Credit risk was considered in the valuation through a variety of inputs, as applicable, including, the actual default and loss severity of the collateral, and level of subordination. The assumptions used to estimate credit risk applied relevant information that a market participant would likely use in valuing an instrument. Because mortgage loans held for sale are sold within a few weeks of origination, they are unlikely to demonstrate any of the credit weaknesses discussed above and as a result, there were no credit related adjustments to fair value during the three months ended March 31, 2014, and twelve months ended December 31, 2013.
	The following tables present financial assets measured at fair value at March 31, 2014 and December 31, 2013, on a recurring basis and the change in fair value for those specific financial instruments in which fair value has been elected.  The changes in the fair value of economic hedges were also recorded in mortgage banking activities and are designed to partially offset the change in fair value of the mortgage loans held for sale and interest rate lock commitments referenced in the following tables.
			Recurring Fair Value Measurements at
			31-Mar-14
			Total Carrying				Level 1			Level 2		Level 3
			Value
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	53,660			$	-		$	53,660	$	-
	State and municipal securities			55,645				-			55,645		-
	GSE residential mortgage-backed securities			194,959				-			194,959		-
	Equity securities			780				558			222		-
	Total available for sale investment securities			305,044				558			304,486		-
	Mortgage loans held for sale			126,436				-			126,436		-
	Interest rate swap – cash flow hedge			760				-			760
	Other assets(1)			858				-			-		858
	Total assets at fair value		$	433,098			$	558		$	431,682	$	858
		-1	This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.
			Recurring Fair Value Measurements at
			31-Dec-13
			Total				Level 1			Level 2		Level 3
			Carrying Value
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	53,572			$	-		$	53,572	$	-
	State and municipal securities			50,814				-			50,814		-
	GSE residential mortgage-backed securities			189,269				-			189,269		-
	Equity securities			644				439			205		-
	Total available for sale investment securities			294,299				439			293,860		-
	Mortgage loans held for sale			110,669				-			110,669		-
	Interest rate swap – cash flow hedge			2,350				-			2,350		-
	Other assets(1)			1,762				-			-		1,762
	Total assets at fair value		$	409,080			$	439		$	406,879	$	1,762
		-1	This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.
	The following tables present a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (level 3) during the three months ending March 31, 2014, and the year ending December 31, 2013.  There were no transfers into or out of Level 3, nor were there any transfers between Level 1 and Level 2 during these periods.
	Three months March 31, 2014:		Other
			Assets(1)
			(dollars in thousands)
	Beginning balance, December 31, 2013		$	1,762
	Total gains (losses) included in earnings:(2)
Mortgage IRLCs			379
Mortgage securities forward commitments			(1,283	)
Ending balance, March 31, 2014(3)		$	858
Year ended  December 31, 2013:		Other
		Assets(1)
		(dollars in thousands)
Beginning balance, December 31, 2012		$	287
Total gains (losses) included in earnings:(2)
Mortgage IRLCs			266
Mortgage securities forward commitments			1,209
Ending balance, December 31, 2013(3)		$	1,762
	-1	Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.
	-2	Amounts included in earnings are recorded in mortgage banking activities.
	-3	Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.
A significant unobservable input utilized in the determination of fair value of other assets was a pull through rate, which was 82% as of March 31, 2014. A pull through rate is management’s assumption as to the percentage of loans in the pipeline that will close and eventually fund. It is based on the Company’s historical fall-out activity. Significant increases in this input in isolation would result in a significantly higher fair value measurement and significant decreases would result in a significantly lower fair value measurement. In addition, the fair value of an IRLC includes mortgage servicing rights that do not trade in an active market with readily observable prices. Accordingly, the fair value is estimated based on a valuation model which calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees.
		For Items Measured at Fair Value Pursuant to
		Election of the Fair Value Option: Fair Value
		Gain related to Mortgage Banking Activities
		Three Months Ended
		31-Mar-14				31-Mar-13
		(dollars in thousands)
Mortgage loans held for sale		$	2,063			$	841
The following tables present the difference between the aggregate fair value and the aggregate unpaid principal balance of loans held for sale including escrow for which the fair value option (“FVO”) has been elected as of March 31, 2014 and December 31, 2013.
		31-Mar-14
		Aggregate Fair				Aggregate Unpaid			Fair Value Over
		Value				Principal Balance			Unpaid
						with Escrow			Principal
						Under FVO
Loans held for sale		$	126,436			$	122,818		$	3,618
		31-Dec-13
		Aggregate Fair				Aggregate Unpaid			Fair Value Over
		Value				Principal Balance			Unpaid
						with Escrow			Principal
						Under FVO
Loans held for sale		$	110,669			$	109,193		$	1,476
Assets Measured at Fair Value on a Nonrecurring Basis
Certain financial assets are measured at fair value on a nonrecurring basis. Adjustments to the fair market value of these assets usually result from the application of lower-of-cost-or-market (“LOCOM”) accounting or write-downs of individual assets.
The following is a description of the valuation methodologies used for instruments measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.
Impaired Loans:  Loan impairment is reported when full payment under the loan terms is not expected.  In accordance with the provisions of the loan impairment guidance (ASC 310-10-35), individual loans are carried at their fair value. Write downs of impaired loans are estimated using the present value of expected cash flows or the appraised value of the underlying collateral discounted as necessary due to management’s estimates of changes in economic conditions.  A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. If these allocations cause the allowance for loan losses to require an increase, such increase is reported as a component of the provision for loan losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan is confirmed.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the loan impairment as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the loan impairment as nonrecurring Level 3.
OREO (including covered):   Foreclosed assets are adjusted to fair value upon transfer of the loans to foreclosed assets. Subsequently, foreclosed assets are carried at the lower of carrying value or fair value.  Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the foreclosed assets as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the foreclosed asset as nonrecurring Level 3.
Mortgage Servicing Rights (MSR): Mortgage servicing rights are initially recorded at the current LOCOM value when mortgage loans are sold with servicing retained. These assets are then amortized in proportion to and over the period of estimated net servicing income. On a quarterly basis these servicing assets are assessed for impairment based on fair value. Management determines fair value by stratifying the servicing portfolio into homogeneous subsets with unique behavior characteristics, converting those characteristics into income and expense streams, adjusting those streams for prepayments, present valuing the adjusted streams, and combining the present values into a total. If the carrying value of any loan stratification tranche is higher than the present value of the tranche, an impairment is recorded.
The following table summarizes financial assets measured at fair value on a nonrecurring basis:
		Nonrecurring Fair Value Measurements at
		31-Mar-14
		Total Carrying				Level 1			Level 2		Level 3
		Value
		(dollars in thousands)
Assets
Impaired Loans(1)		$	11,214			$	-		$	-	$	11,214
OREO			2,632				-			-		2,632
Covered OREO			6,095				-			-		6,095
Mortgage servicing rights (MSR)			902				-			-		902
Total		$	20,843			$	-		$	-	$	20,843
		Nonrecurring Fair Value Measurements at
		31-Dec-13
		Total Carrying				Level 1			Level 2		Level 3
		Value
		(dollars in thousands)
Assets
Impaired Loans(1)		$	11,418			$	-		$	-	$	11,418
OREO			3,482				-			-		3,482
Covered OREO			7,053				-			-		7,053
Mortgage servicing rights (MSR)			202				-			-		202
Total		$	22,155			$	-		$	-	$	22,155
(1) Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).
The following table presents quantitative information about financial and nonfinancial assets measured at fair value on a nonrecurring basis using Level 3 valuation inputs:
Quantitative Information about Level 3 Fair Value Measurements:
(dollars in thousands)		Fair Value at			Valuation Technique		Unobservable	Range
		31-Mar-14					Input	(Weighted Average)
Impaired loans		$	11,214		Discounted appraisals (1)		Appraisal adjustments (2)	0% to 100% (72%)
OREO			2,632		Discounted appraisals (1)		Appraisal adjustments (2)	0% to 100% (60%)
Covered OREO			6,095		Discounted appraisals (1)		Appraisal adjustments (2)	0% to 100% (69%)
MSR			902		Discounted cash flows		Discount rate	10%
							Prepayment Speeds	9%
-1	Fair value is generally based on appraisals of the underlying collateral.
-2	Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.
Assets and Liabilities Not Measured at Fair Value on a Recurring or Nonrecurring Basis
The following is a description of the valuation methodologies used for instruments not measured at fair value on a recurring or nonrecurring basis and recognized in the accompanying consolidated balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.
Cash and Short-term Investments: The carrying amounts reported in the Consolidated Balance Sheets for cash and short-term investments, such as federal funds sold, approximated the fair value of those instruments. The Company classifies cash and short-term investments in Level 1 of the fair value hierarchy.
Other Investments:  The carrying amount of Federal Home Loan Bank stock and other equity securities approximates fair value.  The Company classifies Federal Home Loan Bank stock and other equity securities in Level 3 of the fair value hierarchy.
Loans:  The carrying amount of variable-rate loans that reprice frequently and have no significant change in credit risk approximates fair value.  The fair value of fixed-rate loans is estimated based on discounted contractual cash flows, using interest rates currently being offered for loans with similar terms to borrowers with similar credit quality.  The fair value of impaired loans is estimated based on discounted contractual cash flows or underlying collateral values, where applicable.
Covered Loans:  Covered loans include loans on which the majority of losses would be covered by loss-sharing agreements with the FDIC.  Management initially valued these assets at fair value using mostly unobservable inputs and, as such, has classified these assets as Level 3.
FDIC Loss-Share Receivable:  Because the FDIC will reimburse the Company for certain acquired loans, should the Company experience a loss, an indemnification asset is recorded at fair value at the acquisition date.  The indemnification asset is recognized at the same time as the indemnified loans and measured on the same basis, subject to collectability or contractual limitations. The shared-loss agreements on the acquisition date reflect the reimbursements expected to be received from the FDIC, using an appropriate discount rate, which reflects counterparty credit risk and other uncertainties.  The shared-loss agreements continue to be measured on the same basis as the related indemnified loans, and the loss-share receivable is impacted by changes in estimated cash flows associated with these loans.
Deposits:  The carrying amount of demand deposits, savings deposits and variable-rate certificates of deposit approximates fair value.  The fair value of fixed-rate certificates of deposit is estimated based on discounted contractual cash flows using interest rates currently being offered for certificates of similar maturities.
Federal Funds Purchased and Securities Sold Under Repurchase Agreements:  The fair value of fixed rate federal funds purchased and securities sold under repurchase agreements is estimated based on discounted contractual cash flows using the current incremental borrowing rates for similar type borrowing arrangements.
Other Borrowings:  The carrying amount of variable rate advances approximates fair value.  The fair value of fixed rate advances is estimated based on discounted contractual cash flows using the current incremental borrowing rates for similar type borrowing arrangements.
The following tables present the assets that are measured at fair value on a nonrecurring basis by level within the fair value hierarchy as reported on the consolidated statements of financial position.
		Carrying				Fair Value Measurements at
		Value				31-Mar-14
						Total Fair Value			Level 1		Level 2		Level 3
						(dollars in thousands)
Assets
Cash and short-term investments		$	39,413			$	39,413		$	39,413	$	-	$	-
Other investments			7,292				7,292			-		-		7,292
Loans, excluding covered loans			762,344				773,975			-		-		773,975
Covered loans			47,684				47,684			-		-		47,684
FDIC loss-share receivable			37,637				37,637					-		37,637
Total assets at fair value		$	894,370			$	906,001		$	39,413	$	-	$	866,588
Liabilities
Deposits		$	1,126,654			$	1,116,497		$	-	$	-	$	1,116,497
Federal funds purchased and securities sold under repurchase agreements			33,785				37,770			37,770		-		-
Other borrowings			116,127				108,207			-		-		108,207
Total liabilities at fair value		$	1,276,566			$	1,262,474		$	37,770	$	-	$	1,224,704
		Carrying				Fair Value Measurements at
		Value				31-Dec-13
						Total Fair Value			Level 1		Level 2		Level 3
						(dollars in thousands)
Assets
Cash and short-term investments		$	38,183			$	38,183		$	38,183	$	-	$	-
Other investments			8,352				8,352			-		-		8,352
Loans, excluding covered loans			747,862				759,668			-		-		759,668
Covered loans			50,891				50,891			-		-		50,891
FDIC loss-share receivable			41,306				41,306					-		41,306
Total assets at fair value		$	886,594			$	898,400		$	38,183	$	-	$	860,217
Liabilities
Deposits		$	1,076,421			$	1,066,943		$	-	$	-	$	1,066,943
Federal funds purchased and securities sold under repurchase agreements			37,648				39,661			39,661		-		-
Other borrowings			131,394				122,937			-		-		122,937
Total liabilities at fair value		$	1,245,463			$	1,229,541		$	39,661	$	-	$	1,189,880
Current accounting guidance requires fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on settlements using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets, and, in many cases, could not be realized in immediate settlement of the instrument. Current accounting guidance excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.

DERIVATIVE_FINANCIAL_INSTRUMEN

DERIVATIVE FINANCIAL INSTRUMENTS	3 Months Ended
	Mar. 31, 2014
DERIVATIVE FINANCIAL INSTRUMENTS [Abstract]	'
DERIVATIVE FINANCIAL INSTRUMENTS	'
	NOTE 10.	DERIVATIVE FINANCIAL INSTRUMENTS
	The Company’s asset-liability management policy allows the use of certain derivative financial instruments for hedging purposes in managing the Company’s interest rate risk.  The Company does not enter into derivatives or other financial instruments for trading or speculative purposes.  A derivative is a financial instrument that derives its cash flows, and therefore its value, by reference to an underlying instrument, index or referenced interest rate.  The most common derivative instruments include interest rate swaps, caps, floors and collars.
	Derivative Instruments – Interest Rate Swap Agreement
	The Company is exposed to interest rate risk in the course of its business operations and manages a portion of this risk through the use of a derivative financial instrument, in the form of an interest rate swap (cash flow hedge). The Company accounts for its interest rate swap in accordance with ASC 815, Derivatives and Hedging, which requires that all derivatives be recognized as assets or liabilities in the balance sheet at fair value.
	The Company utilizes the interest rate swap agreement to essentially convert a portion of its variable-rate debt to a fixed rate (cash flow hedge). For derivatives designated as hedging exposure to variable cash flows of a forecasted transaction (cash flow hedge), the effective portion of the derivative’s gain or loss is initially reported as a component of other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings or when the hedge is terminated. The ineffective portion of the gain or loss is reported in earnings immediately. For derivatives that are not designated as hedging instruments, changes in the fair value of the derivatives are recognized in earnings immediately. In applying hedge accounting for derivatives, the Company establishes a method for assessing the effectiveness of the hedging derivative and a measurement approach for determining any ineffective aspect of the hedge upon the inception of the hedge.
	Cash Flow Hedge of Interest Rate Risk
	During the first quarter 2012, the Company entered into a forward starting interest rate swap agreement with a notional amount of $50.0 million to protect against variability in the expected future cash flows attributed to changes in the benchmark interest rate Libor beginning February 1, 2016 and ending February 1, 2024 on the designated notional amount of variable rate Bank debt.
	The Company recognized an after-tax unrealized gain on its cash flow hedge in other comprehensive income of $456,000 as of March 31, 2014.
	The Company recognized a $760,000 cash flow hedge asset in other assets on the consolidated balance sheet at March 31, 2014.  There was no ineffectiveness in the cash flow hedge during the three month period ended March 31, 2014.
	Credit risk related to the derivative arises when amounts receivable from the counterparty (derivative dealer) exceed those payable. The Company controls the risk of loss by only transacting with derivative dealers that are national market makers whose credit ratings are strong. Each party to the interest rate swap is required to provide collateral in the form of cash or securities to the counterparty when the counterparty’s exposure to a mark-to-market replacement value exceeds certain negotiated limits. These limits are typically based on current credit ratings and vary with ratings changes.  As of March 31, 2014, the Company was not required to provide collateral for the derivative.  Also, the Company has a netting agreement with the counterparty.
	Derivative Instruments – Mortgage Lending Activities
	The Company maintains a risk management program to manage interest rate risk and pricing risk associated with its mortgage lending activities. The risk management program includes the use of forward contracts and other derivatives that are recorded in the financial statements at fair value and are used to offset changes in value of the mortgage inventory due to changes in market interest rates. As a normal part of its operations, the Company enters into derivative contracts to economically hedge risks associated with overall price risk related to IRLCs and mortgage loans held for sale for which the fair value option has been elected. Fair value changes occur as a result of interest rate movements as well as changes in the value of the associated servicing rights. Derivative instruments used include forward commitments, mandatory commitments and best effort commitments. All derivatives are carried at fair value in the Consolidated Balance Sheets in other assets or other liabilities. A net realized loss of $904,000 was recorded for all related commitments for the three months ended March 31, 2014.
	The Company’s risk management derivatives are based on underlying risks primarily related to interest rates and forward sales commitments. Forwards are contracts for the delayed delivery or net settlement of an underlying instrument, such as a mortgage loan, in which the seller agrees to deliver on a specified future date, either a specified instrument at a specified price or yield or the net cash equivalent of an underlying instrument. These hedges are used to preserve the Company’s position relative to future sales of loans to third parties in an effort to minimize the volatility of the expected gain on sale from changes in interest rate and the associated pricing changes, see Note 9 Fair Value Measurements for further information.
	Credit and Market Risk Associated with Derivatives
	Derivatives expose the Company to credit risk. If the counterparty fails to perform, the credit risk at that time would be equal to the net derivative asset position, if any, for that counterparty. The Company minimizes the credit or repayment risk in derivative instruments by entering into transactions with high quality counterparties that are reviewed periodically by the Company’s Risk Management area. The Company’s derivative positions were as follows:
			Contract Amount
			March 31,		December 31,
			2014		2013
			(dollars in thousands)
	Mortgage-backed securities forward commitments		$	157,500	$	128,000
	Best efforts sale commitments			17,049		19,418
	Total commitments		$	174,549	$	147,418

SEGMENT_INFORMATION

SEGMENT INFORMATION	3 Months Ended
	Mar. 31, 2014
SEGMENT INFORMATION [Abstract]	'
SEGMENT INFORMATION	'
	NOTE 11.	SEGMENT INFORMATION
	The Company’s operating segments include banking and mortgage banking.  The reportable segments are determined by the products and services offered, and internal reporting.  Segment performance is evaluated using net interest income and noninterest income. Income taxes are allocated based on income before income taxes, and indirect expenses (includes management fees) are allocated based on various internal factors for each segment. Transactions among segments are made at fair value. Information reported internally for performance assessment follows.
	Three months ended March 31, 2014		Bank		Mortgage			Holding			Totals
					Banking			Company
			(dollars in thousands)
	Net interest income		$	13,146	$	825		$	-		$	13,971
	Provision for loan losses			170		-			-			170
	Noninterest income			1,089		2,392			6			3,487
	Noninterest expense			11,466		3,815			195			15,476
	Income tax expense (benefit)			725		(185	)		(71	)		469
	Segment profit (loss)		$	1,874	$	(413	)	$	(118	)	$	1,343
	Segment assets at March 31, 2014		$	1,262,999	$	136,662		$	13,879		$	1,413,540
	Three months ended March 31, 2013		Bank		Mortgage			Holding			Totals
					Banking			Company
			(dollars in thousands)
	Net interest income		$	12,836	$	19		$	-		$	12,855
	Provision for loan losses			485		-			-			485
	Noninterest income			4,577		2,182			6			6,765
	Noninterest expense			10,964		2,206			186			13,356
	Income tax expense (benefit)			1,921		(1	)		(69	)		1,851
	Segment profit (loss)		$	4,043	$	(4	)	$	(111	)	$	3,928
	Segment assets at March 31, 2013		$	1,338,071	$	20,849		$	11,630		$	1,370,550

ACQUISITION_ACTIVITY

ACQUISITION ACTIVITY	3 Months Ended
	Mar. 31, 2014
ACQUISITION ACTIVITY [Abstract]	'
ACQUISITION ACTIVITY	'
	NOTE 12.	ACQUISITION ACTIVITY
	Frontier Bank
	On March 8, 2013, HeritageBank of the South entered into a definitive whole-bank purchase and assumption agreement with the FDIC to acquire Frontier Bank, a full-service bank based in LaGrange, Georgia.  The Georgia Department of Banking and Finance closed Frontier Bank and, by Order of the Georgia Superior Court, appointed the FDIC as Receiver.  The Bank acquired a majority of the assets, with the exception of certain loans and all the OREO as of the bid valuation date of December 19, 2012, and assumed substantially all of the liabilities of Frontier.
	The agreement with the FDIC did not involve a loss-sharing agreement but did include an asset purchase discount of $34.8 million. The Bank also received a cash payment from the FDIC in the amount of $97.5 million.
	The Company elected to account for loans acquired in the Frontier acquisition under ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. Topic 310-30 applies to a loan with evidence of deterioration of credit quality since origination, acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Topic 310-30 prohibits carrying over or creating an allowance for loan losses upon initial recognition for loans that fall under its scope.
	The fair values of the assets acquired and liabilities assumed in conjunction with the acquisition as of the closing date are detailed in the following table:
			Acquired		Fair Value				As Recorded
					and Other				by the Company
					Adjustments
	Assets		(dollars in thousands)
	Cash and cash equivalents		$	55,660	$	97,519		(a)	$	153,179
	Securities available to sale			22,241		-				22,241
	FHLB and other bank stock			1,897		-				1,897
	Loans			98,041		(24,715	)	(b)		73,326
	Other real estate owned			1,620		(834	)	(c)		786
	Core deposit intangible			-		625		(d)		625
	Other assets			1,788		-				1,788
	Total assets		$	181,247	$	72,595			$	253,842
	Liabilities
	Noninterest-bearing deposits		$	23,683	$	-			$	23,683
	Interest-bearing deposits			187,896		507		(e)		188,403
	Other borrowings			32,068		5,210		(f)		37,278
	Deferred tax liability			-		1,675		(g)		1,675
	Other liabilities			289		-				289
	Total Liabilities		$	243,936	$	7,392			$	251,328
	Liabilities assumed over assets acquired		$	62,689
	Aggregate fair value adjustments				$	65,203
	Gain on acquisition, net of tax								$	2,514
	Explanations
		(a)	The adjustment represents the cash received from the FDIC to reflect the acquisition of excess liabilities assumed over assets acquired and the asset purchase discount.
		(b)	The adjustment reflects fair value adjustments based on the evaluation of the acquired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
		(c)	The adjustment represents the estimated credit losses in the acquired other real estate owned.
		(d)	The adjustment represents the consideration paid for the value of the core deposit base assumed in the acquisition.  The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
		(e)	The adjustment is necessary because the weighted average interest rate of the CD's acquired exceeded the cost of similar funding at the time of acquisition.  The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
		(f)	The adjustment is necessary because the weighted average interest rate of the other borrowings assumed exceeded the cost of similar funding at the time of acquisition.  The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the borrowings.
		(g)	The amount represents the deferred tax liability recorded as a result of the recorded gain on acquisition.
	The Company did not immediately acquire the real estate, banking facilities, furniture and equipment of Frontier as part of the purchase and assumption agreement.  However, the Company subsequently purchased the real estate, banking facilities, furniture and equipment of Frontier from the FDIC at fair value in the amount of $5.0 million during the second quarter of 2013.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	3 Months Ended
	Mar. 31, 2014
SUBSEQUENT EVENTS [Abstract]	'
SUBSEQUENT EVENTS	'
	NOTE 13.	SUBSEQUENT EVENTS
	On April 21, 2014, the Company entered into an Agreement of Plan of Merger to acquire all of the common stock of Alarion Financial Services, Inc. (“Alarion”), in a stock transaction valued at approximately $22.1 million.
	Alarion, headquartered in Ocala, Florida, is the holding company for Alarion Bank, which operates six branches in Ocala, Gainesville and Alachua (suburban Gainesville). As of March 31, 2014, Alarion reported approximately $284 million in assets, $200 million in loans, $242 million in deposits and $18 million in tangible common equity. Upon completion of the transaction, Heritage is expected to have approximately $1.7 billion in assets, $1.0 billion in loans, and $1.4 billion in deposits. The transaction is expected to be immediately accretive to Heritage’s fully diluted earnings per share, excluding deal costs.
	Under the terms of the agreement, which has been unanimously approved by the Boards of Directors of both companies, Alarion’s stockholders will receive 0.44 shares of Heritage’s common stock for each share of Alarion common stock owned, resulting in the issuance of a total of approximately 1,159,000 shares in the exchange. Additionally, in connection with the transaction, affiliates of Jacobs Asset Management, LLC that are investors in both Heritage and the preferred stock of Alarion will exchange approximately $4.5 million of Alarion preferred stock and accrued but unpaid dividends for approximately 178,000 shares of Heritage common stock and approximately $1.7 million in cash. These transactions, which are subject to regulatory approval, the approval of the stockholders of Alarion and other customary conditions, is expected to close in the third quarter of 2014.

BASIS_OF_PRESENTATION_AND_ACCO1

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES (Policies)	3 Months Ended
	Mar. 31, 2014
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES [Abstract]	'
Recently Adopted Accounting Pronouncements	'
	Recently Adopted Accounting Pronouncements
	In January 2014, FASB issued ASU 2014-04, “Receivables—Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force).” ASU 2014-04 clarifies when an in-substance repossession or foreclosure occurs: a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments are effective for fiscal years and interim periods beginning on or after December 15, 2014. The Company is currently in the process of evaluating the ASU.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2014
EARNINGS PER SHARE [Abstract]	'
Components used to calculate basic and diluted earnings per share	'
	The components used to calculate basic and diluted earnings per share follows:
		Three Months ended
		March 31,
		2014		2013
		(dollars in thousands,
		except per share data)
	Basic earnings and shares:
	Net income	$	1,343	$	3,928
	Weighted-average basic shares outstanding		7,422,044		7,526,344
	Basic earnings per share	$	0.18	$	0.52
	Diluted earnings and shares:
	Net income	$	1,343	$	3,928
	Weighted-average basic shares outstanding		7,422,044		7,526,344
	Add:  Stock options and nonvested shares		159,731		2,178
	Weighted-average diluted shares outstanding		7,581,775		7,528,522
	Diluted earnings per share	$	0.18	$	0.52

SECURITIES_Tables

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2014
SECURITIES [Abstract]	'
Amortized cost and fair value of securities available for sale with gross unrealized gains and losses	'
	The amortized cost and fair value of securities available for sale with gross unrealized gains and losses are summarized as follows:
						Gross			Gross
		Amortized				Unrealized			Unrealized			Fair
		Cost				Gains			Losses			Value
	March 31, 2014:	(dollars in thousands)
	U.S. Government sponsored agencies (GSEs)	$	55,643			$	48		$	(2,031	)	$	53,660
	State and municipal securities		57,021				570			(1,946	)		55,645
	GSE residential mortgage-backed securities		200,068				432			(5,541	)		194,959
	Total debt securities		312,732				1,050			(9,518	)		304,264
	Equity securities		207				573			-			780
	Total securities	$	312,939			$	1,623		$	(9,518	)	$	305,044
	December 31, 2013:
	U.S. Government sponsored agencies (GSEs)	$	56,493			$	9		$	(2,930	)	$	53,572
	State and municipal securities		54,012				222			(3,420	)		50,814
	GSE residential mortgage-backed securities		195,764				394			(6,889	)		189,269
	Total debt securities		306,269				625			(13,239	)		293,655
	Equity securities		207				439			(2	)		644
	Total securities	$	306,476			$	1,064		$	(13,241	)	$	294,299
Amortized cost and fair value of debt securities available for sale by contractual maturity	'
	The amortized cost and fair value of debt securities available for sale by contractual maturity are shown below.  Maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without penalty.  Therefore, these securities are not included in the maturity categories in the following maturity summary.
		31-Mar-14							31-Dec-13
		Amortized				Fair			Amortized			Fair
		Cost				Value			Cost			Value
		(dollars in thousands)
	One year or less	$	-			$	-		$	-		$	-
	One to five years		15,054				14,819			12,087			11,843
	Five to ten years		57,075				55,310			58,328			55,333
	Over ten years		40,742				39,956			40,297			37,854
	Mortgage-backed securities		200,068				194,959			195,764			189,269
		$	312,939			$	305,044		$	306,476		$	294,299
Gross realized gains and losses recognized in income	'
	The gross realized gains and losses recognized in income are reflected in the following table:
		For the three months ended
		March 31,
		2014				2013
		(dollars in thousands)
	Gross gains recognized on sales of securities	$	1			$	-
	Gross losses recognized on sales of securities		(1	)			-
	Net realized gains on sales of securities available for sale	$	-			$	-
Securities in a continuous unrealized loss position	'
	The following table shows the gross unrealized losses and fair value of securities aggregated by category and length of time that securities have been in a continuous unrealized loss position.
		Less Than 12 Months							12 Months or More						Total
	Description of Securities	Fair				Unrealized			Fair			Unrealized			Fair			Unrealized
		Value				Losses			Value			Losses			Value			Losses
		(dollars in thousands)
	March 31, 2014 :
	U.S. Government sponsored agencies (GSEs)	$	43,973			$	(1,830	)	$	2,798		$	(201	)	$	46,771		$	(2,031	)
	State and municipal securities		15,475				(659	)		14,437			(1,287	)		29,912			(1,946	)
	GSE residential mortgage-backed securities		135,222				(4,313	)		27,153			(1,228	)		162,375			(5,541	)
	Subtotal, debt securities		194,670				(6,802	)		44,388			(2,716	)		239,058			(9,518	)
	Equity securities		-				-			-			-			-			-
	Total temporarily impaired securities	$	194,670			$	(6,802	)	$	44,388		$	(2,716	)	$	239,058		$	(9,518	)
	December 31, 2013 :
	U.S. Government sponsored agencies (GSEs)	$	53,716			$	(2,930	)	$	-		$	-		$	53,716		$	(2,930	)
	State and municipal securities		31,243				(2,321	)		7,566			(1,099	)		38,809			(3,420	)
	GSE residential mortgage-backed securities		141,069				(5,917	)		20,747			(972	)		161,816			(6,889	)
	Subtotal, debt securities		226,028				(11,168	)		28,313			(2,071	)		254,341			(13,239	)
	Equity securities		205				(2	)		-			-			205			(2	)
	Total temporarily impaired securities	$	226,233			$	(11,170	)	$	28,313		$	(2,071	)	$	254,546		$	(13,241	)
Schedule of detail on selective security holdings	'
	The following table presents more detail on selective Company security holdings as of March 31, 2014.  These details are listed separately due to the inherent level of risk for OTTI on these securities.
					Current		Book			Fair			Unrealized			Present
					Credit											Value
																Discounted
	Description	Cusip#			Rating		Value			Value			Loss			Cash Flow
	(dollars in thousands)
	Marketable equity securities
	FHLMC Preferred Stock		313400657		Ca		$	-		$	558		$	-		$	558
	Trust preferred securities
	RBS Capital Fund		74928K208		B3			207			222			-			222
Roll forward of cumulative amount of credit losses on investment securities	'
	The following table presents a roll-forward of the cumulative amount of credit losses on the Company’s investment securities that have been recognized through earnings.
		March 31,				December 31,
		2014				2013
		(dollars in thousands)
	Beginning balance of credit losses	$	1,543			$	1,543
	Other-than-temporary impairment credit losses		-				-
	Ending balance of cumulative credit losses recognized in earnings	$	1,543			$	1,543

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS) (Tables)	3 Months Ended
	Mar. 31, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSE (EXCLUDING FDIC ACQUIRED LOANS) [Abstract]	'
Composition of loans	'
	The composition of loans is summarized as follows:
			March 31,				December 31,
			2014				2013
	Commercial real estate:		(dollars in thousands)
	Nonresidential		$	262,753			$	256,567
	Multifamily			25,718				22,650
	Farmland			30,116				23,420
	Total commercial real estate loans			318,587				302,637
	Construction and land			53,138				50,167
	Residential real estate:
	Mortgage loans, 1-4 family			176,344				177,456
	Home equity			31,898				29,147
	Total residential real estate loans			208,242				206,603
	Consumer and other:
	Indirect auto loans			135				247
	Direct auto loans			6,097				6,640
	Other			14,675				17,089
	Total consumer and other loans			20,907				23,976
	Commercial and industrial loans			101,696				101,161
				702,570				684,544
	Loans acquired through FDIC-assisted acquisitions
	Noncovered			59,774				63,318
	Covered			47,684				50,891
	Total loans			810,028				798,753
	Total allowance for loan losses			(9,145	)			(8,955	)
	Loans, net		$	800,883			$	789,798
Changes in allowance for loan losses and recorded investment in loans by segment	'
	Activity in the allowance for loan losses and recorded investment in loans by segment:
			Commercial				Residential			Construction		Commercial			Consumer			Total
			Real				Real			and		and			and Other
			Estate				Estate			Land		Industrial
			(dollars in thousands)
	Balance, January 1, 2014		$	2,080			$	3,171		$	1,229	$	2,169		$	306		$	8,955
	Add (deduct):
	Charge-offs			-				(13	)		-		-			(37	)		(50	)
	Recoveries			-				42			-		-			28			70
	Provision for loan losses			81				(78	)		78		13			(29	)		65
	Balance, March  31, 2014		$	2,161			$	3,122		$	1,307	$	2,182		$	268		$	9,040
	Allowance:
	Ending balance: specific		$	327			$	709		$	333	$	110		$	35		$	1,514
	Ending balance: collective		$	1,834			$	2,413		$	974	$	2,072		$	233		$	7,526
	Loans:
	Ending balance: individually evaluated for impairment		$	4,379			$	2,833		$	3,815	$	135		$	52		$	11,214
	Ending balance: collectively evaluated for impairment		$	314,208			$	205,409		$	49,323	$	101,561		$	20,855		$	691,356
	Activity in the allowance for loan losses and recorded investment in loans by segment:
			Commercial				Residential			Construction		Commercial			Consumer			Total
			Real				Real			and		and			and Other
			Estate				Estate			Land		Industrial
			(dollars in thousands)
	Balance, January 1, 2013		$	2,744			$	3,251		$	978	$	1,724		$	364		$	9,061
	Add (deduct):
	Charge-offs			(276	)			(735	)		-		(810	)		(154	)		(1,975	)
	Recoveries			-				109			1		16			83			209
	Provision for loan losses			(388	)			546			250		1,239			13			1,660
	Balance, December 31, 2013		$	2,080			$	3,171		$	1,229	$	2,169		$	306		$	8,955
	Allowance:
	Ending balance: specific		$	343			$	696		$	305	$	104		$	47		$	1,495
	Ending balance: collective		$	1,737			$	2,475		$	924	$	2,065		$	259		$	7,460
	Loans:
	Ending balance: individually evaluated for impairment		$	4,456			$	2,939		$	3,829	$	135		$	59		$	11,418
	Ending balance: collectively evaluated for impairment		$	298,181			$	203,664		$	46,338	$	101,026		$	23,917		$	673,126
Impaired loans by class	'
	Impaired loans by class are presented below for 2014:
															Interest
							Unpaid					Average			Income
			Recorded				Principal			Related		Recorded			Recognized
			Investment				Balance			Allowance		Investment			YTD 2014
			(dollars in thousands)
	Loans with no related allowance recorded
	Commercial real estate:
	Nonresidential		$	-			$	-		$	-	$	-		$	-
	Multifamily			-				-			-		-			-
	Farmland			-				-			-		-			-
	Construction and land			3,367				3,367			-		3,392			-
	Residential real estate:
	Mortgage loans, 1-4 family			1,405				2,076			-		1,746			-
	Home equity			-				-			-		-			-
	Consumer and other:
	Indirect auto loans			-				-			-		-			-
	Direct auto loans			-				-			-		-			-
	Other			-				-			-		-			-
	Commercial and industrial loans			-				-			-		-			-
	Loans with related allowance recorded
	Commercial real estate:
	Nonresidential		$	4,379			$	4,638		$	327	$	4,506		$	7
	Multifamily			-				-			-		-			-
	Farmland			-				-			-		-			-
	Construction and land			448				517			333		451			1
	Residential real estate:
	Mortgage loans, 1-4 family			1,304				1,489			594		1,406			8
	Home equity			124				124			115		127			-
	Consumer and other:
	Indirect auto loans			8				17			-		11			-
	Direct auto loans			12				26			8		19			-
	Other			32				44			27		37			-
	Commercial and industrial loans			135				257			110		232			2
	Total
	Commercial real estate		$	4,379			$	4,638		$	327	$	4,506		$	7
	Construction and land			3,815				3,884			333		3,843			1
	Residential real estate			2,833				3,689			709		3,279			8
	Consumer and other			52				87			35		67			-
	Commercial and industrial loans			135				257			110		232			2
	Total		$	11,214			$	12,555		$	1,514	$	11,927		$	18
	Impaired loans by class are presented below for 2013:
															Interest
							Unpaid					Average			Income
			Recorded				Principal			Related		Recorded			Recognized
			Investment				Balance			Allowance		Investment			YTD 2013
			(dollars in thousands)
	Loans with no related allowance recorded
	Commercial real estate:
	Nonresidential		$	-			$	-		$	-	$	-		$	-
	Multifamily			-				-			-		-			-
	Farmland			-				-			-		-			-
	Construction and land			3,380				3,380			-		3,407			-
	Residential real estate:
	Mortgage loans, 1-4 family			1,438				2,085			-		1,937			-
	Home equity			-				-			-		-			-
	Consumer and other:
	Indirect auto loans			-				-			-		-			-
	Direct auto loans			-				-			-		-			-
	Other			-				-			-		-			-
	Commercial and industrial loans			-				-			-		-			-
	Loans with related allowance recorded
	Commercial real estate:
Nonresidential		$	4,456			$	4,679		$	343	$	4,567		$	28
Multifamily			-				-			-		-			-
Farmland			-				-			-		-			-
Construction and land			449				517			305		452			-
Residential real estate:
Mortgage loans, 1-4 family			1,501				1,733			696		1,559			22
Home equity			-				-			-		-			-
Consumer and other:
Indirect auto loans			6				14			4		9			-
Direct auto loans			18				32			12		22			-
Other			35				46			31		40			1
Commercial and industrial loans			135				255			104		260			3
Total
Commercial real estate		$	4,456			$	4,679		$	343	$	4,567		$	28
Construction and land			3,829				3,897			305		3,859			-
Residential real estate			2,939				3,818			696		3,496			22
Consumer and other			59				92			47		71			1
Commercial and industrial loans			135				255			104		260			3
Total		$	11,418			$	12,741		$	1,495	$	12,253		$	54
Analysis of the age of recorded investment in loans that are past due	'
	Below is an analysis of the age of recorded investment in loans that are past due as of March 31, 2014.
			30-59				60-89					Total
			Days				Days			Non		Past						Total
			Past Due				Past Due			Accrual*		Due			Current			Loans
			(dollars in thousands)
	Commercial real estate:
	Nonresidential		$	180			$	-		$	4,379	$	4,559		$	258,194		$	262,753
	Multifamily			-				-			-		-			25,718			25,718
	Farmland			143				-			-		143			29,973			30,116
	Total commercial real estate loans			323				-			4,379		4,702			313,885			318,587
	Construction and land			49				67			1,848		1,964			51,174			53,138
	Residential real estate:
	Mortgage loans, 1-4 family			260				-			2,708		2,968			173,376			176,344
	Home equity			34				-			124		158			31,740			31,898
	Total residential real estate loans			294				-			2,832		3,126			205,116			208,242
	Consumer and other:
	Indirect auto loans			3				-			8		11			124			135
	Direct auto loans			2				7			12		21			6,076			6,097
	Other			2				-			31		33			14,642			14,675
	Total consumer and other loans			7				7			51		65			20,842			20,907
	Commercial and industrial loans			78				5			135		218			101,478			101,696
	Total		$	751			$	79		$	9,245	$	10,075		$	692,495		$	702,570
	*There were no accruing loans that were greater than 90 or more days past due at March 31, 2014.
	Below is an analysis of the age of recorded investment in loans that are past due as of December 31, 2013.
			30-59				60-89					Total
			Days				Days			Non-		Past						Total
			Past Due				Past Due			Accrual*		Due			Current			Loans
			(dollars in thousands)
	Commercial real estate:
	Nonresidential		$	-			$	-		$	4,456	$	4,456		$	252,111		$	256,567
	Multifamily			-				-			-		-			22,650			22,650
	Farmland			-				-			-		-			23,420			23,420
	Total commercial real estate loans			-				-			4,456		4,456			298,181			302,637
	Construction and land			163				-			1,849		2,012			48,155			50,167
	Residential real estate:
	Mortgage loans, 1-4 family			600				88			2,936		3,624			173,832			177,456
	Home equity			139				-			-		139			29,008			29,147
	Total residential real estate loans			739				88			2,936		3,763			202,840			206,603
	Consumer and other:
	Indirect auto loans			2				3			6		11			236			247
	Direct auto loans			2				-			18		20			6,620			6,640
	Other			4				-			34		38			17,051			17,089
	Total consumer and other loans			8				3			58		69			23,907			23,976
	Commercial and industrial loans			-				-			135		135			101,026			101,161
	Total		$	910			$	91		$	9,434	$	10,435		$	674,109		$	684,544
	*There were no accruing loans that were greater than 90 or more days past due at December 31, 2013.
Troubled debt restructurings	'
	Troubled debt restructurings for the periods ended:
		31-Mar-14
							Recorded
		Number					Investment
		of					Prior to			Recorded
		Modifications					Modifications			Investment
		(dollars in thousands)
	Commercial real estate			3			$	3,036		$	2,844
	Residential real estate			5				7,268			1,459
	Construction and land			2				3,574			3,367
	Commercial and industrial loans			-				-			-
	Consumer and other			-				-			-
	Total			10			$	13,878		$	7,670
		31-Dec-13
							Recorded
		Number					Investment
		of					Prior to			Recorded
		Modifications					Modifications			Investment
		(dollars in thousands)
	Commercial real estate			3			$	3,036		$	2,878
	Residential real estate			5				7,268			1,488
	Construction and land			2				3,574			3,380
	Commercial and industrial loans			-				-			-
	Consumer and other			-				-			-
	Total			10			$	13,878		$	7,746
	Troubled debt restructuring modifications that subsequently defaulted for the periods ended:
		31-Mar-14
		Number
		of					Recorded
		Modifications					Investment
		(dollars in thousands)
	Commercial real estate			3			$	2,844
	Residential real estate			4				1,457
	Construction and land			1				1,400
	Commercial and industrial loans			-				-
	Consumer and other			-				-
	Total			8			$	5,701
		31-Dec-13
		Number
		of				Recorded
		Modifications				Investment
		(dollars in thousands)
	Commercial real estate			3			$	2,878
	Residential real estate			4				1,485
	Construction and land			1				1,400
	Commercial and industrial loans			-				-
	Consumer and other			-				-
	Total			8			$	5,763
Schedule of asset grading system	'
	A summary of the asset grading system is as follows:
	Risk Rating	Numerical	Description	Regulatory
		Rating		Classification
	Pass	1	Exceptional/Highest Quality	N/A
	Pass	2	Excellent/High Quality	N/A
	Pass	3	Strong/Above Average	N/A
	Pass	4	Good/Average	N/A
	Pass	5	Acceptable with more than average risk	N/A
	Special Mention	6	Special Mention Loans	Criticized
	Special Mention -  Elevated risk	7	Special Mention Loans with added risk exposure	Criticized
	Substandard	8	Substandard/Inadequately Protected	Classified
	Impaired Loans	9	Nonaccrual Loans	Classified
	Doubtful	10	Doubtful	Classified
	Loss	11	Loss	Classified
Credit quality indicators by class	'
	Credit quality indicators for loans by class are presented below for March 31, 2014 and December 31, 2013.
			As of March 31, 2014
												Construction
			Non-									and
			Residential				Multifamily			Farmland		Land
			(dollars in thousands)
	Commercial Real Estate Credit Exposure
	Pass 1		$	-			$	-		$	-	$	-
	Pass 2			-				-			-		58
	Pass 3			55,122				498			5,279		2,409
	Pass 4			172,789				24,037			21,320		22,030
	Pass 5			26,144				1,146			3,157		24,071
	Special Mention 6			1,055				37			156		-
	Special Mention Elevated 7			130				-			143		688
	Substandard 8			3,134				-			61		2,034
	Impaired Loans 9			4,379				-			-		1,848
	Doubtful 10			-				-			-		-
	Loss 11			-				-			-		-
	Total		$	262,753			$	25,718		$	30,116	$	53,138
			As of December 31, 2013
												Construction
			Non-									and
			Residential				Multifamily			Farmland		Land
			(dollars in thousands)
	Commercial Real Estate Credit Exposure
	Pass 1		$	-			$	-		$	-	$	-
	Pass 2			-				-			-		60
	Pass 3			58,386				360			5,762		2,299
	Pass 4			171,496				22,252			16,999		24,902
	Pass 5			17,804				-			297		18,381
	Special Mention 6			1,087				38			301		-
	Special Mention Elevated 7			131				-			-		696
	Substandard 8			3,207				-			61		1,980
	Impaired Loans 9			4,456				-			-		1,849
	Doubtful 10			-				-			-		-
	Loss 11			-				-			-		-
	Total		$	256,567			$	22,650		$	23,420	$	50,167
			As of
			31-Mar-14
			Commercial
			and Industrial
			(dollars in thousands)
	Commercial and Industrial Credit Exposure
	Pass 1		$	1,283
	Pass 2			39
	Pass 3			19,440
	Pass 4			66,154
	Pass 5			13,905
	Special Mention 6			440
	Special Mention Elevated 7			225
	Substandard 8			75
	Impaired Loans 9			135
	Doubtful 10			-
	Loss 11			-
	Total		$	101,696
			As of
			31-Dec-13
			Commercial
			and Industrial
			(dollars in thousands)
	Commercial and Industrial Credit Exposure
	Pass 1		$	1,325
	Pass 2			432
Pass 3			24,344
Pass 4			64,653
Pass 5			9,757
Special Mention 6			208
Special Mention Elevated 7			239
Substandard 8			68
Impaired Loans 9			135
Doubtful 10			-
Loss 11			-
Total		$	101,161
		As of March 31, 2014
		Mortgage				Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	170,473			$	31,774
Special Mention 6			428				-
Special Mention Elevated 7			7				-
Substandard 8			2,728				-
Impaired Loans 9			2,708				124
Doubtful 10			-				-
Loss 11			-				-
Total		$	176,344			$	31,898
		As of December 31, 2013
		Mortgage				Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	171,349			$	29,147
Special Mention 6			460				-
Special Mention Elevated 7			-				-
Substandard 8			2,711				-
Impaired Loans 9			2,936				-
Doubtful 10			-				-
Loss 11			-				-
Total		$	177,456			$	29,147
		As of March 31, 2014
		Indirect				Direct
		Auto				Auto			Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	127			$	6,085		$	14,634
Special Mention 6			-				-			-
Special Mention Elevated 7			-				-			-
Substandard 8			-				-			9
Impaired Loans 9			8				12			32
Doubtful 10			-				-			-
Loss 11			-				-			-
Total		$	135			$	6,097		$	14,675
		As of December 31, 2013
		Indirect				Direct
		Auto				Auto			Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	241			$	6,622		$	17,042
Special Mention 6			-				-			-
Special Mention Elevated 7			-				-			-
Substandard 8			-				-			12
Impaired Loans 9			6				18			35
Doubtful 10			-				-			-
Loss 11			-				-			-
Total		$	247			$	6,640		$	17,089

FDICACQUIRED_LOANS_AND_ALLOWAN1

FDIC-ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	3 Months Ended
	Mar. 31, 2014
FDIC-ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
Fair value of loans covered and not covered under loss share agreement	'
	The following tables detail the fair value of loans covered and not covered under loss-share agreements accounted under ASC 310-30.
	Loans not covered by loss-sharing agreements:		March 31,			December 31,
			2014			2013
			(dollars in thousands)
	Commercial real estate		$	21,269		$	22,268
	Residential real estate			28,115			30,134
	Construction and land			5,573			5,156
	Commercial and industrial			1,926			2,604
	Consumer and other			2,891			3,156
			$	59,774		$	63,318
	Loans covered by loss-sharing agreements:		March 31,			December 31,
			2014			2013
			(dollars in thousands)
	Commercial real estate		$	14,044		$	14,161
	Residential real estate			22,372			23,886
	Construction and land			10,332			11,642
	Commercial and industrial			801			864
	Consumer and other			135			338
			$	47,684		$	50,891
Loss sharing agreement expirations	'
	The following table presents the loss-sharing agreement expirations:
	Acquisition	Non-single Family Expiration	Single Family Expiration
	Citizens	Mar-16	Mar-21
	First Southern	Sep-16	Sep-21
Loans receivable reclassification from balance reported	'
	The following table represents the loans receivable as of March 31, 2014, and reflects reclassifications from the balances reported at December 31, 2013:
			Acquired Loans			Acquired Loans			Total Loans
			Without Specific			With Specific			Acquired
			Evidence of			Evidence of
			Deterioration in			Deterioration in
			Credit Quality			Credit Quality
			(dollars in thousands)
	Contractually required principal and interest		$	169,079		$	21,982		$	191,061
	Nonaccretable difference			(22,636	)		(8,181	)		(30,817	)
	Cash flows expected to be collected			146,443			13,801			160,244
	Accretable yield			(48,289	)		(4,497	)		(52,786	)
	Basis in acquired loans		$	98,154		$	9,304		$	107,458
Changes in the accretable yields of acquired loans	'
	The following table is a summary of changes in the accretable yields of acquired loans since December 31, 2012 and reflect refinements to the Company's initial estimate:
	(dollars in thousands)		Accretable Yield
	Balance at December 31, 2012		$	28,882
	Additions			21,189
	Reclassification from nonaccretable difference			12,620
	Accretion included in interest income			(29,459	)
	Adjustments to estimates of expected cash flows			19,509
	Balance at December 31, 2013		$	52,741
	Additions			-
	Reclassification from nonaccretable difference			4,304
	Accretion included in interest income			(5,712	)
	Adjustments to estimates of expected cash flows			1,453
	Balance at March 31, 2014		$	52,786
Allowance for loan losses for FDIC	'
	The following is a summary of the allowance for loan losses for the FDIC-acquired loans for 2014:
			Commercial			Residential			Construction			Commercial			Consumer		Total
			Real			Real			and			and			and
			Estate			Estate			Land			Industrial			Other
			(dollars in thousands)
				-			-
	Balance, January 1, 2014		$	-		$	-		$	-		$	-		$	-	$	-
	Add (deduct):
	Charge-offs			-			-			-			-			-		-
	Recoveries			-			-			-			-			-		-
	Provision for loan losses –noncovered			-			-			-			-			-		-
	Provision for loan losses - covered			-			105			-			-			-		105
	Balance, March  31, 2014		$	-		$	105		$	-		$	-		$	-	$	105
	Allowance:
	Ending balance: specific		$	-		$	-		$	-		$	-		$	-	$	-
	Ending balance: collective		$	-		$	105		$	-		$	-		$	-	$	105
	Loans:
	Ending balance: individually evaluated for impairment		$	13,200		$	4,487		$	4,959		$	118		$	1,656	$	24,420
	Ending balance: collectively evaluated for impairment		$	22,113		$	46,000		$	10,946		$	2,609		$	1,370	$	83,038
	The following is a summary of the allowance for loan losses for the FDIC-acquired loans for 2013:
			Commercial			Residential			Construction			Commercial			Consumer		Total
			Real			Real			and			and			and
			Estate			Estate			Land			Industrial			Other
			(dollars in thousands)
				-			-
	Balance, January 1, 2013		$	-		$	-		$	-		$	-		$	-	$	-
	Add (deduct):
	Charge-offs			-			(2	)		(38	)		(35	)		-		(75	)
	Recoveries			-			-			-			-			-		-
	Provision for loan losses -noncovered			-			-			11			-			-		11
	Provision for loan losses - covered			-			2			27			35			-		64
	Balance, December 31, 2013		$	-		$	-		$	-		$	-		$	-	$	-
	Allowance:
	Ending balance: specific		$	-		$	-		$	-		$	-		$	-	$	-
	Ending balance: collective		$	-		$	-		$	-		$	-		$	-	$	-
	Loans:
	Ending balance: individually evaluated for impairment		$	13,425		$	4,543		$	5,994		$	114		$	1,706	$	25,782
	Ending balance: collectively evaluated for impairment		$	23,004		$	49,477		$	10,804		$	3,354		$	1,788	$	88,427

FDIC_LOSSSHARE_RECEIVABLE_Tabl

FDIC LOSS-SHARE RECEIVABLE (Tables)	3 Months Ended
	Mar. 31, 2014
FDIC LOSS-SHARE RECEIVABLE [Abstract]	'
Changes in loss-share receivable from FDIC	'
	The following tables provide details of changes in the loss-share receivable from the FDIC for the periods indicated.
	For the period ended March 31, 2014:
		(dollars in thousands)
	Balance, December 31, 2013	$	41,306
	Decrease in expected losses on covered assets		(581	)
	Accretion included in noninterest income		(2,031	)
	Reimbursements from the FDIC		(1,057	)
	Balance, March 31, 2014	$	37,637
	For the period ended December 31, 2013:
		(dollars in thousands)
	Balance, December 31, 2012	$	60,731
	Clawback liability reclassified from asset		703
	Decrease in expected losses on covered assets		(371	)
	Accretion included in noninterest income		(9,293	)
	Reimbursements from the FDIC		(10,464	)
	Balance, December 31, 2013	$	41,306

OTHER_REAL_ESTATE_OWNED_OREO_T

OTHER REAL ESTATE OWNED (OREO) (Tables)	3 Months Ended
	Mar. 31, 2014
OTHER REAL ESTATE OWNED (OREO) [Abstract]	'
Summary of information pertaining to OREO	'
	The following table provides a summary of information pertaining to other real estate owned (“OREO”) for periods ended March 31, 2014 and December 31, 2013.
						Covered
			OREO			OREO			Total
		(dollars in thousands)
	Balance, December 31, 2013		$	3,482		$	7,053		$	10,535
	Additions			299			415			714
	Sales			(699	)		(1,403	)		(2,102	)
	Writedowns			(450	)		30			(420	)
	Balance, March 31, 2014		$	2,632		$	6,095		$	8,727
			OREO			Covered			Total
						OREO
			(dollars in thousands)
	Balance, December 31, 2012		$	3,242		$	9,467		$	12,709
	Acquired in Frontier acquisition			786			-			786
	Additions			2,430			4,873			7,303
	Sales			(2,611	)		(6,571	)		(9,182	)
	Writedowns			(365	)		(716	)		(1,081	)
	Balance, December 31, 2013		$	3,482		$	7,053		$	10,535

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	3 Months Ended
	Mar. 31, 2014
FAIR VALUE MEASUREMENTS [Abstract]	'
Assets measured at fair value on a recurring basis	'
	The following tables present financial assets measured at fair value at March 31, 2014 and December 31, 2013, on a recurring basis and the change in fair value for those specific financial instruments in which fair value has been elected.  The changes in the fair value of economic hedges were also recorded in mortgage banking activities and are designed to partially offset the change in fair value of the mortgage loans held for sale and interest rate lock commitments referenced in the following tables.
			Recurring Fair Value Measurements at
			31-Mar-14
			Total Carrying				Level 1			Level 2		Level 3
			Value
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	53,660			$	-		$	53,660	$	-
	State and municipal securities			55,645				-			55,645		-
	GSE residential mortgage-backed securities			194,959				-			194,959		-
	Equity securities			780				558			222		-
	Total available for sale investment securities			305,044				558			304,486		-
	Mortgage loans held for sale			126,436				-			126,436		-
	Interest rate swap – cash flow hedge			760				-			760
	Other assets(1)			858				-			-		858
	Total assets at fair value		$	433,098			$	558		$	431,682	$	858
		-1	This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.
			Recurring Fair Value Measurements at
			31-Dec-13
			Total				Level 1			Level 2		Level 3
			Carrying Value
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	53,572			$	-		$	53,572	$	-
	State and municipal securities			50,814				-			50,814		-
	GSE residential mortgage-backed securities			189,269				-			189,269		-
	Equity securities			644				439			205		-
	Total available for sale investment securities			294,299				439			293,860		-
	Mortgage loans held for sale			110,669				-			110,669		-
	Interest rate swap – cash flow hedge			2,350				-			2,350		-
	Other assets(1)			1,762				-			-		1,762
	Total assets at fair value		$	409,080			$	439		$	406,879	$	1,762
		-1	This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.
Assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (level 3)	'
	The following tables present a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (level 3) during the three months ending March 31, 2014, and the year ending December 31, 2013.  There were no transfers into or out of Level 3, nor were there any transfers between Level 1 and Level 2 during these periods.
	Three months March 31, 2014:		Other
			Assets(1)
			(dollars in thousands)
	Beginning balance, December 31, 2013		$	1,762
	Total gains (losses) included in earnings:(2)
	Mortgage IRLCs			379
	Mortgage securities forward commitments			(1,283	)
	Ending balance, March 31, 2014(3)		$	858
	Year ended  December 31, 2013:		Other
			Assets(1)
			(dollars in thousands)
	Beginning balance, December 31, 2012		$	287
	Total gains (losses) included in earnings:(2)
	Mortgage IRLCs			266
	Mortgage securities forward commitments			1,209
	Ending balance, December 31, 2013(3)		$	1,762
		-1	Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.
		-2	Amounts included in earnings are recorded in mortgage banking activities.
		-3	Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.
Fair value measured on recurring basis, gain (loss) included in earnings	'
			For Items Measured at Fair Value Pursuant to
			Election of the Fair Value Option: Fair Value
			Gain related to Mortgage Banking Activities
			Three Months Ended
			31-Mar-14				31-Mar-13
			(dollars in thousands)
	Mortgage loans held for sale		$	2,063			$	841
Aggregate fair value and the aggregate unpaid principal balance of loans held-for-sale for which the fair value option	'
	The following tables present the difference between the aggregate fair value and the aggregate unpaid principal balance of loans held for sale including escrow for which the fair value option (“FVO”) has been elected as of March 31, 2014 and December 31, 2013.
			31-Mar-14
			Aggregate Fair				Aggregate Unpaid			Fair Value Over
			Value				Principal Balance			Unpaid
							with Escrow			Principal
							Under FVO
	Loans held for sale		$	126,436			$	122,818		$	3,618
			31-Dec-13
			Aggregate Fair				Aggregate Unpaid			Fair Value Over
			Value				Principal Balance			Unpaid
							with Escrow			Principal
							Under FVO
	Loans held for sale		$	110,669			$	109,193		$	1,476
Assets measured on a nonrecurring basis	'
	The following table summarizes financial assets measured at fair value on a nonrecurring basis:
			Nonrecurring Fair Value Measurements at
			31-Mar-14
			Total Carrying				Level 1			Level 2		Level 3
			Value
			(dollars in thousands)
	Assets
	Impaired Loans(1)		$	11,214			$	-		$	-	$	11,214
	OREO			2,632				-			-		2,632
	Covered OREO			6,095				-			-		6,095
	Mortgage servicing rights (MSR)			902				-			-		902
	Total		$	20,843			$	-		$	-	$	20,843
			Nonrecurring Fair Value Measurements at
			31-Dec-13
			Total Carrying				Level 1			Level 2		Level 3
			Value
			(dollars in thousands)
	Assets
	Impaired Loans(1)		$	11,418			$	-		$	-	$	11,418
	OREO			3,482				-			-		3,482
	Covered OREO			7,053				-			-		7,053
	Mortgage servicing rights (MSR)			202				-			-		202
	Total		$	22,155			$	-		$	-	$	22,155
	(1) Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).
Quantitative information about Level 3 fair value measurements	'
	Quantitative Information about Level 3 Fair Value Measurements:
	(dollars in thousands)		Fair Value at			Valuation Technique		Unobservable	Range
			31-Mar-14					Input	(Weighted Average)
	Impaired loans		$	11,214		Discounted appraisals (1)		Appraisal adjustments (2)	0% to 100% (72%)
	OREO			2,632		Discounted appraisals (1)		Appraisal adjustments (2)	0% to 100% (60%)
	Covered OREO			6,095		Discounted appraisals (1)		Appraisal adjustments (2)	0% to 100% (69%)
	MSR			902		Discounted cash flows		Discount rate	10%
								Prepayment Speeds	9%
	-1	Fair value is generally based on appraisals of the underlying collateral.
	-2	Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.
Carrying amount and estimated fair value of financial instruments	'
	The following tables present the assets that are measured at fair value on a nonrecurring basis by level within the fair value hierarchy as reported on the consolidated statements of financial position.
			Carrying				Fair Value Measurements at
			Value				31-Mar-14
							Total Fair Value			Level 1		Level 2		Level 3
							(dollars in thousands)
	Assets
	Cash and short-term investments		$	39,413			$	39,413		$	39,413	$	-	$	-
	Other investments			7,292				7,292			-		-		7,292
	Loans, excluding covered loans			762,344				773,975			-		-		773,975
	Covered loans			47,684				47,684			-		-		47,684
	FDIC loss-share receivable			37,637				37,637					-		37,637
	Total assets at fair value		$	894,370			$	906,001		$	39,413	$	-	$	866,588
	Liabilities
	Deposits		$	1,126,654			$	1,116,497		$	-	$	-	$	1,116,497
	Federal funds purchased and securities sold under repurchase agreements			33,785				37,770			37,770		-		-
	Other borrowings			116,127				108,207			-		-		108,207
	Total liabilities at fair value		$	1,276,566			$	1,262,474		$	37,770	$	-	$	1,224,704
			Carrying				Fair Value Measurements at
			Value				31-Dec-13
							Total Fair Value			Level 1		Level 2		Level 3
							(dollars in thousands)
	Assets
	Cash and short-term investments		$	38,183			$	38,183		$	38,183	$	-	$	-
	Other investments			8,352				8,352			-		-		8,352
	Loans, excluding covered loans			747,862				759,668			-		-		759,668
	Covered loans			50,891				50,891			-		-		50,891
	FDIC loss-share receivable			41,306				41,306					-		41,306
	Total assets at fair value		$	886,594			$	898,400		$	38,183	$	-	$	860,217
	Liabilities
	Deposits		$	1,076,421			$	1,066,943		$	-	$	-	$	1,066,943
	Federal funds purchased and securities sold under repurchase agreements			37,648				39,661			39,661		-		-
	Other borrowings			131,394				122,937			-		-		122,937
	Total liabilities at fair value		$	1,245,463			$	1,229,541		$	39,661	$	-	$	1,189,880

DERIVATIVE_FINANCIAL_INSTRUMEN1

DERIVATIVE FINANCIAL INSTRUMENTS (Tables)	3 Months Ended
	Mar. 31, 2014
DERIVATIVE FINANCIAL INSTRUMENTS [Abstract]	'
Schedule of notional amounts of outstanding derivative positions	'
	Derivatives expose the Company to credit risk. If the counterparty fails to perform, the credit risk at that time would be equal to the net derivative asset position, if any, for that counterparty. The Company minimizes the credit or repayment risk in derivative instruments by entering into transactions with high quality counterparties that are reviewed periodically by the Company’s Risk Management area. The Company’s derivative positions were as follows:
		Contract Amount
		March 31,		December 31,
		2014		2013
		(dollars in thousands)
	Mortgage-backed securities forward commitments	$	157,500	$	128,000
	Best efforts sale commitments		17,049		19,418
	Total commitments	$	174,549	$	147,418

SEGMENT_INFORMATION_Tables

SEGMENT INFORMATION (Tables)	3 Months Ended
	Mar. 31, 2014
SEGMENT INFORMATION [Abstract]	'
Schedule of information reported internally for performance assessment	'
	Information reported internally for performance assessment follows.
	Three months ended March 31, 2014	Bank		Mortgage			Holding			Totals
				Banking			Company
		(dollars in thousands)
	Net interest income	$	13,146	$	825		$	-		$	13,971
	Provision for loan losses		170		-			-			170
	Noninterest income		1,089		2,392			6			3,487
	Noninterest expense		11,466		3,815			195			15,476
	Income tax expense (benefit)		725		(185	)		(71	)		469
	Segment profit (loss)	$	1,874	$	(413	)	$	(118	)	$	1,343
	Segment assets at March 31, 2014	$	1,262,999	$	136,662		$	13,879		$	1,413,540
	Three months ended March 31, 2013	Bank		Mortgage			Holding			Totals
				Banking			Company
		(dollars in thousands)
	Net interest income	$	12,836	$	19		$	-		$	12,855
	Provision for loan losses		485		-			-			485
	Noninterest income		4,577		2,182			6			6,765
	Noninterest expense		10,964		2,206			186			13,356
	Income tax expense (benefit)		1,921		(1	)		(69	)		1,851
	Segment profit (loss)	$	4,043	$	(4	)	$	(111	)	$	3,928
	Segment assets at March 31, 2013	$	1,338,071	$	20,849		$	11,630		$	1,370,550

ACQUISITION_ACTIVITY_Tables

ACQUISITION ACTIVITY (Tables) (Frontier Bank [Member])	3 Months Ended
	Mar. 31, 2014
Frontier Bank [Member]	'
Business Acquisition [Line Items]	'
Fair values of assets acquired and liabilities assumed in conjunction with the acquisition	'
	The fair values of the assets acquired and liabilities assumed in conjunction with the acquisition as of the closing date are detailed in the following table:
			Acquired		Fair Value				As Recorded
					and Other				by the Company
					Adjustments
	Assets		(dollars in thousands)
	Cash and cash equivalents		$	55,660	$	97,519		(a)	$	153,179
	Securities available to sale			22,241		-				22,241
	FHLB and other bank stock			1,897		-				1,897
	Loans			98,041		(24,715	)	(b)		73,326
	Other real estate owned			1,620		(834	)	(c)		786
	Core deposit intangible			-		625		(d)		625
	Other assets			1,788		-				1,788
	Total assets		$	181,247	$	72,595			$	253,842
	Liabilities
	Noninterest-bearing deposits		$	23,683	$	-			$	23,683
	Interest-bearing deposits			187,896		507		(e)		188,403
	Other borrowings			32,068		5,210		(f)		37,278
	Deferred tax liability			-		1,675		(g)		1,675
	Other liabilities			289		-				289
	Total Liabilities		$	243,936	$	7,392			$	251,328
	Liabilities assumed over assets acquired		$	62,689
	Aggregate fair value adjustments				$	65,203
	Gain on acquisition, net of tax								$	2,514
	Explanations
		(a)	The adjustment represents the cash received from the FDIC to reflect the acquisition of excess liabilities assumed over assets acquired and the asset purchase discount.
		(b)	The adjustment reflects fair value adjustments based on the evaluation of the acquired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
		(c)	The adjustment represents the estimated credit losses in the acquired other real estate owned.
		(d)	The adjustment represents the consideration paid for the value of the core deposit base assumed in the acquisition.  The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
		(e)	The adjustment is necessary because the weighted average interest rate of the CD's acquired exceeded the cost of similar funding at the time of acquisition.  The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
		(f)	The adjustment is necessary because the weighted average interest rate of the other borrowings assumed exceeded the cost of similar funding at the time of acquisition.  The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the borrowings.
		(g)	The amount represents the deferred tax liability recorded as a result of the recorded gain on acquisition.

BASIS_OF_PRESENTATION_AND_ACCO2

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES (Details)	Mar. 31, 2014
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES [Abstract]	'
Percentage of publicly owned stock holding company (in hundredths)	100.00%
Exchange rate of common stock owned by public shareholders (in shares)	0.8377

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Components used to calculate basic and diluted earnings (loss) per share [Abstract]	'	'
Antidilutive securities excluded from computation of earnings per share (in shares)	31,053	'
Basic earnings per share [Abstract]	'	'
Net income	$1,343	$3,928
Weighted-average basic shares outstanding (in shares)	7,422,044	7,526,344
Basic earnings per share (in dollars per share)	$0.18	$0.52
Diluted earnings per share [Abstract]	'	'
Net income	$1,343	$3,928
Weighted-average basic shares outstanding (in shares)	7,422,044	7,526,344
Add: Stock options and nonvested shares	159,731	2,178
Weighted-average diluted shares outstanding (in shares)	7,581,775	7,528,522
Diluted earnings per share (in dollars per share)	$0.18	$0.52

SHARE_BASED_COMPENSATION_Detai

SHARE BASED COMPENSATION (Details) (USD $)

3 Months Ended

12 Months Ended

3 Months Ended

3 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

17-May-06

Mar. 31, 2014

Mar. 31, 2013

17-May-06

Mar. 31, 2014

17-May-06

Jun. 22, 2011

Mar. 31, 2014

Dec. 31, 2012

Dec. 31, 2011

Jun. 22, 2011

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Jun. 22, 2011

Restricted Stock Award [Member]

2006 Equity Incentive Plan [Member]

2006 Equity Incentive Plan [Member]

2006 Equity Incentive Plan [Member]

2006 Equity Incentive Plan [Member]

2006 Equity Incentive Plan [Member]

2006 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

2011 Equity Incentive Plan [Member]

Stock Options [Member]

Stock Options [Member]

Stock Options [Member]

Restricted Stock Award [Member]

Restricted Stock Award [Member]

Stock Options [Member]

Stock Options [Member]

Stock Options [Member]

Stock Options [Member]

Restricted Stock Award [Member]

Restricted Stock Award [Member]

Restricted Stock Award [Member]

Restricted Stock Award [Member]

Restricted Stock Award [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of shares that can be awarded (in shares)

'

'

'

645,990

'

'

461,422

'

184,568

573,481

'

'

'

409,429

'

'

'

'

163,852

Number of shares available to be granted (in shares)

'

'

'

'

56,963

'

'

12,800

'

'

49,539

'

'

'

31,522

'

'

'

'

Amortization period of unearned compensation expense, minimum

'

'

'1 year

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortization period of unearned compensation expense, maximum

'

'

'5 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Granted (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

15,600

117,530

'

Number of options exercised (in shares)

120

36,263

'

'

'

'

'

'

'

'

120

'

'

'

'

'

'

'

'

Granted (in shares)

'

'

'

'

'

'

'

'

'

'

0

31,900

334,870

'

'

'

'

'

'

Unrecognized compensation

'

'

'

'

$1,400,000

'

'

'

'

'

'

'

'

'

$794,000

'

'

'

'

Total compensation expense recognized

'

'

'

'

$143,000

$146,000

'

'

'

'

'

'

'

'

$81,000

$84,000

'

'

'

SECURITIES_Details

SECURITIES (Details) (USD $)

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2014

Dec. 31, 2011

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

U. S. Government Sponsored Agencies (GSEs) [Member]

U. S. Government Sponsored Agencies (GSEs) [Member]

State and Municipal Securities [Member]

State and Municipal Securities [Member]

GSE Residential Mortgage-backed Securities [Member]

GSE Residential Mortgage-backed Securities [Member]

Total Debt Securities [Member]

Total Debt Securities [Member]

FHLMC Preferred Stock [Member]

RBS Capital Fund [Member]

RBS Capital Fund [Member]

Investment in Federal Home Loan Bank Stock [Member]

Investment in Federal Home Loan Bank Stock [Member]

Investment in Chattahoochee Bank of Georgia [Member]

Investment in Chattahoochee Bank of Georgia [Member]

Equity securities [Member]

Equity securities [Member]

Mortgage Backed Securities [Member]

Security

Security

Agency

Amortized cost and fair value of securities available for sale with gross unrealized gains and losses [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortized Cost

$312,939,000

'

$306,476,000

$55,643,000

$56,493,000

$57,021,000

$54,012,000

$200,068,000

$195,764,000

$312,732,000

$306,269,000

'

'

'

'

'

'

'

$207,000

$207,000

'

Gross Unrealized Gains

1,623,000

'

1,064,000

48,000

9,000

570,000

222,000

432,000

394,000

1,050,000

625,000

'

'

'

'

'

'

'

573,000

439,000

'

Gross Unrealized Losses

-9,518,000

'

-13,241,000

-2,031,000

-2,930,000

-1,946,000

-3,420,000

-5,541,000

-6,889,000

-9,518,000

-13,239,000

'

'

'

'

'

'

'

0

-2,000

'

Fair Value

303,635,000

'

294,299,000

53,660,000

53,572,000

55,645,000

50,814,000

194,959,000

189,269,000

304,264,000

293,655,000

'

'

'

'

'

'

'

780,000

644,000

'

Amortized cost by contractual maturity [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

One year or less

0

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

One to five years

15,054,000

'

12,087,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Five to ten years

57,075,000

'

58,328,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Over ten years

40,742,000

'

40,297,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mortgage-backed securities

200,068,000

'

195,764,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortized Cost

312,939,000

'

306,476,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair value by contractual maturity [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

One year or less

0

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

One to five years

14,819,000

'

11,843,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Five to ten years

55,310,000

'

55,333,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Over ten years

39,956,000

'

37,854,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mortgage-backed securities

194,959,000

'

189,269,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value, Total

305,044,000

'

294,299,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities pledged as collateral

134,200,000

'

133,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Collateral in excess of pledging requirements

33,500,000

'

30,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross realized gains and losses recognized in income [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross gains recognized on sales of securities

1,000

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross losses recognized on sales of securities

-1,000

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net realized gains on sales of securities available for sale

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Less than Twelve Months, Fair Value

194,670,000

'

226,233,000

43,973,000

53,716,000

15,475,000

31,243,000

135,222,000

141,069,000

194,670,000

226,028,000

'

'

'

'

'

'

'

0

205,000

'

Twelve Months or More, Fair Value

44,388,000

'

28,313,000

2,798,000

0

14,437,000

7,566,000

27,153,000

20,747,000

44,388,000

28,313,000

'

'

'

'

'

'

'

0

0

'

Total, Fair Value

239,058,000

'

254,546,000

46,771,000

53,716,000

29,912,000

38,809,000

162,375,000

161,816,000

239,058,000

254,341,000

'

'

'

'

'

'

'

0

205,000

'

Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Less than 12 Months, Unrealized Losses

-6,802,000

'

-11,170,000

-1,830,000

-2,930,000

-659,000

-2,321,000

-4,313,000

-5,917,000

-6,802,000

-11,168,000

'

'

'

'

'

'

'

0

-2,000

'

12 Months or Longer, Unrealized Losses

-2,716,000

'

-2,071,000

-201,000

0

-1,287,000

-1,099,000

-1,228,000

-972,000

-2,716,000

-2,071,000

'

'

'

'

'

'

'

0

0

'

Total, Unrealized Losses

-9,518,000

'

-13,241,000

-2,031,000

-2,930,000

-1,946,000

-3,420,000

-5,541,000

-6,889,000

-9,518,000

-13,239,000

'

'

'

'

'

'

'

0

-2,000

'

Improvement in unrealized losses (in hundredths)

'

'

'

'

'

'

'

'

'

4.00%

5.20%

'

'

'

'

'

'

'

'

'

'

Number of securities related to unrealized loss position

'

'

'

'

'

79

'

'

'

'

'

'

'

'

'

'

'

'

'

'

125

Units of securities in continuous unrealized loss position

'

'

'

'

'

40

'

'

'

'

'

'

'

'

'

'

'

'

'

'

23

Number of agencies in continuous unrealized loss position

'

'

'

'

'

46

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2

Impairments and write downs

'

'

'

'

'

'

'

'

'

'

'

1,500,000

'

43,000

'

'

'

'

'

'

'

Length of time payments were suspended

'

'

'

'

'

'

'

'

'

'

'

'

'24 months

'

'

'

'

'

'

'

'

Details on selective company security holdings [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Cusip

'

'

'

'

'

'

'

'

'

'

'

'313400657

'74928K208

'

'

'

'

'

'

'

'

Current Credit Rating

'

'

'

'

'

'

'

'

'

'

'

'Ca

'B3

'

'

'

'

'

'

'

'

Book Value

'

'

'

'

'

'

'

'

'

'

'

0

207,000

'

'

'

'

'

'

'

'

Fair Value

'

'

'

'

'

'

'

'

'

'

'

558,000

222,000

'

'

'

'

'

'

'

'

Unrealized Loss

'

'

'

'

'

'

'

'

'

'

'

0

0

'

'

'

'

'

'

'

'

Present Value Discounted Cash Flows

'

'

'

'

'

'

'

'

'

'

'

558,000

222,000

'

'

'

'

'

'

'

'

Credit losses [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Beginning balance of credit losses

1,543,000

1,543,000

1,543,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Other than temporary impairment credit losses

0

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Ending balance of cumulative credit losses recognized in earnings

1,543,000

'

1,543,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Restricted Equity Securities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Carrying value of investment

'

'

'

'

'

'

'

'

'

'

'

558,000

207,000

'

6,300,000

7,300,000

1,000,000

1,000,000

'

'

'

Estimated fair value of investment

'

'

'

'

'

'

'

'

'

'

'

'

222,000

'

6,300,000

'

'

'

'

'

'

Unrealized gain recorded in other comprehensive income

$2,569,000

($554,000)

'

'

'

'

'

'

'

'

'

'

$15,000

'

'

'

'

'

'

'

'

Percentage of investment in Chattahoochee bank (in hundredths)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

4.90%

'

'

'

'

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Composition of loans [Abstract]	'	'
Loans	$702,570	$684,544
Total allowance for loan losses	-9,145	'
Loans, net	800,883	789,798
Commercial Real Estate [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	318,587	302,637
Commercial Real Estate [Member] | Nonresidential [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	262,753	256,567
Commercial Real Estate [Member] | Multifamily [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	25,718	22,650
Commercial Real Estate [Member] | Farmland [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	30,116	23,420
Construction and Land [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	53,138	50,167
Residential Real Estate [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	208,242	206,603
Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	176,344	177,456
Residential Real Estate [Member] | Home Equity [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	31,898	29,147
Consumer and Other [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	20,907	23,976
Consumer and Other [Member] | Indirect Auto Loans [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	135	247
Consumer and Other [Member] | Direct Auto Loans [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	6,097	6,640
Consumer and Other [Member] | Other [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	14,675	17,089
Commercial and Industrial Loans [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	101,696	101,161
Non-Covered [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	59,774	63,318
Covered [Member]	'	'
Composition of loans [Abstract]	'	'
Loans	47,684	50,891
FDIC Acquired Loans, Total [Member]	'	'
Composition of loans [Abstract]	'	'
Total Loans	$810,028	$798,753

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS) (1) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	$8,955	$9,061
Add (deduct) [Abstract]	'	'
Charge-offs	-50	-1,975
Recoveries	70	209
Provision for loan losses	65	1,660
Ending Balance	9,040	8,955
Allowance [Abstract]	'	'
Ending balance: specific	1,514	1,495
Ending balance: collective	7,526	7,460
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	11,214	11,418
Ending balance: collectively evaluated for impairment	691,356	673,126
Commercial Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	2,080	2,744
Add (deduct) [Abstract]	'	'
Charge-offs	0	-276
Recoveries	0	0
Provision for loan losses	81	-388
Ending Balance	2,161	2,080
Allowance [Abstract]	'	'
Ending balance: specific	327	343
Ending balance: collective	1,834	1,737
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	4,379	4,456
Ending balance: collectively evaluated for impairment	314,208	298,181
Residential Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	3,171	3,251
Add (deduct) [Abstract]	'	'
Charge-offs	-13	-735
Recoveries	42	109
Provision for loan losses	-78	546
Ending Balance	3,122	3,171
Allowance [Abstract]	'	'
Ending balance: specific	709	696
Ending balance: collective	2,413	2,475
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	2,833	2,939
Ending balance: collectively evaluated for impairment	205,409	203,664
Construction and Land [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	1,229	978
Add (deduct) [Abstract]	'	'
Charge-offs	0	0
Recoveries	0	1
Provision for loan losses	78	250
Ending Balance	1,307	1,229
Allowance [Abstract]	'	'
Ending balance: specific	333	305
Ending balance: collective	974	924
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	3,815	3,829
Ending balance: collectively evaluated for impairment	49,323	46,338
Commercial and Industrial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	2,169	1,724
Add (deduct) [Abstract]	'	'
Charge-offs	0	-810
Recoveries	0	16
Provision for loan losses	13	1,239
Ending Balance	2,182	2,169
Allowance [Abstract]	'	'
Ending balance: specific	110	104
Ending balance: collective	2,072	2,065
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	135	135
Ending balance: collectively evaluated for impairment	101,561	101,026
Consumer and Other [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	306	364
Add (deduct) [Abstract]	'	'
Charge-offs	-37	-154
Recoveries	28	83
Provision for loan losses	-29	13
Ending Balance	268	306
Allowance [Abstract]	'	'
Ending balance: specific	35	47
Ending balance: collective	233	259
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	52	59
Ending balance: collectively evaluated for impairment	$20,855	$23,917

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS) (2) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Recorded Investment [Abstract]	'	'
Total, Recorded Investment	$11,214	$11,418
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Total, Unpaid Principal Balance	12,555	12,741
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Total, Related Allowance	1,514	1,495
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Total, Average Recorded Investment	11,927	12,253
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Total, Interest Income Recognized	18	54
Commercial Real Estate [Member]	'	'
Recorded Investment [Abstract]	'	'
Total, Recorded Investment	4,379	4,456
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Total, Unpaid Principal Balance	4,638	4,679
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Total, Related Allowance	327	343
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Total, Average Recorded Investment	4,506	4,567
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Total, Interest Income Recognized	7	28
Commercial Real Estate [Member] | Nonresidential [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	4,379	4,456
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	4,638	4,679
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	327	343
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	4,506	4,567
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	7	28
Commercial Real Estate [Member] | Multifamily [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	0	0
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	0	0
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	0	0
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	0
Commercial Real Estate [Member] | Farmland [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	0	0
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	0	0
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	0	0
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	0
Construction and Land [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	3,367	3,380
Loans with related allowance recorded, Recorded Investment	448	449
Total, Recorded Investment	3,815	3,829
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	3,367	3,380
Loans with related allowance recorded, Unpaid Principal Balance	517	517
Total, Unpaid Principal Balance	3,884	3,897
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	333	305
Total, Related Allowance	333	305
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	3,392	3,407
Loans with related allowance recorded, Average Recorded Investment	451	452
Total, Average Recorded Investment	3,843	3,859
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	1	0
Total, Interest Income Recognized	1	0
Residential Real Estate [Member]	'	'
Recorded Investment [Abstract]	'	'
Total, Recorded Investment	2,833	2,939
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Total, Unpaid Principal Balance	3,689	3,818
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Total, Related Allowance	709	696
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Total, Average Recorded Investment	3,279	3,496
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Total, Interest Income Recognized	8	22
Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	1,405	1,438
Loans with related allowance recorded, Recorded Investment	1,304	1,501
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	2,076	2,085
Loans with related allowance recorded, Unpaid Principal Balance	1,489	1,733
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	594	696
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	1,746	1,937
Loans with related allowance recorded, Average Recorded Investment	1,406	1,559
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	8	22
Residential Real Estate [Member] | Home Equity [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	124	0
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	124	0
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	115	0
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	127	0
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	0
Consumer and Other [Member]	'	'
Recorded Investment [Abstract]	'	'
Total, Recorded Investment	52	59
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Total, Unpaid Principal Balance	87	92
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Total, Related Allowance	35	47
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Total, Average Recorded Investment	67	71
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Total, Interest Income Recognized	0	1
Consumer and Other [Member] | Indirect Auto Loans [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	8	6
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	17	14
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	0	4
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	11	9
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	0
Consumer and Other [Member] | Direct Auto Loans [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	12	18
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	26	32
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	8	12
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	19	22
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	0
Consumer and Other [Member] | Other [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	32	35
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	44	46
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	27	31
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	37	40
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	0	1
Commercial and Industrial Loans [Member]	'	'
Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with related allowance recorded, Recorded Investment	135	135
Total, Recorded Investment	135	135
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]	'	'
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with related allowance recorded, Unpaid Principal Balance	257	255
Total, Unpaid Principal Balance	257	255
Impaired Financing Receivable Related Allowance [Abstract]	'	'
Loans with no related allowance recorded, Related Allowance	0	0
Loans with related allowance recorded, Related Allowance	110	104
Total, Related Allowance	110	104
Impaired Financing Receivable, Average Recorded Investment [Abstract]	'	'
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with related allowance recorded, Average Recorded Investment	232	260
Total, Average Recorded Investment	232	260
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]	'	'
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with related allowance recorded, Interest Income Recognized	2	3
Total, Interest Income Recognized	$2	$3

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS) (3) (Details) (USD $)	Mar. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	$751		$910
60 to 89 Days Past Due	79		91
Non Accrual	9,245	[1]	9,434	[2]
Past Due, Total	10,075		10,435
Current	692,495		674,109
Total Loans	702,570		684,544
Commercial Real Estate [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	323		0
60 to 89 Days Past Due	0		0
Non Accrual	4,379	[1]	4,456	[2]
Past Due, Total	4,702		4,456
Current	313,885		298,181
Total Loans	318,587		302,637
Commercial Real Estate [Member] | Nonresidential [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	180		0
60 to 89 Days Past Due	0		0
Non Accrual	4,379	[1]	4,456	[2]
Past Due, Total	4,559		4,456
Current	258,194		252,111
Total Loans	262,753		256,567
Commercial Real Estate [Member] | Multifamily [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	0		0
60 to 89 Days Past Due	0		0
Non Accrual	0	[1]	0	[2]
Past Due, Total	0		0
Current	25,718		22,650
Total Loans	25,718		22,650
Commercial Real Estate [Member] | Farmland [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	143		0
60 to 89 Days Past Due	0		0
Non Accrual	0	[1]	0	[2]
Past Due, Total	143		0
Current	29,973		23,420
Total Loans	30,116		23,420
Construction and Land [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	49		163
60 to 89 Days Past Due	67		0
Non Accrual	1,848	[1]	1,849	[2]
Past Due, Total	1,964		2,012
Current	51,174		48,155
Total Loans	53,138		50,167
Residential Real Estate [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	294		739
60 to 89 Days Past Due	0		88
Non Accrual	2,832	[1]	2,936	[2]
Past Due, Total	3,126		3,763
Current	205,116		202,840
Total Loans	208,242		206,603
Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	260		600
60 to 89 Days Past Due	0		88
Non Accrual	2,708	[1]	2,936	[2]
Past Due, Total	2,968		3,624
Current	173,376		173,832
Total Loans	176,344		177,456
Residential Real Estate [Member] | Home Equity [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	34		139
60 to 89 Days Past Due	0		0
Non Accrual	124	[1]	0	[2]
Past Due, Total	158		139
Current	31,740		29,008
Total Loans	31,898		29,147
Consumer and Other [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	7		8
60 to 89 Days Past Due	7		3
Non Accrual	51	[1]	58	[2]
Past Due, Total	65		69
Current	20,842		23,907
Total Loans	20,907		23,976
Consumer and Other [Member] | Indirect Auto Loans [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	3		2
60 to 89 Days Past Due	0		3
Non Accrual	8	[1]	6	[2]
Past Due, Total	11		11
Current	124		236
Total Loans	135		247
Consumer and Other [Member] | Direct Auto Loans [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	2		2
60 to 89 Days Past Due	7		0
Non Accrual	12	[1]	18	[2]
Past Due, Total	21		20
Current	6,076		6,620
Total Loans	6,097		6,640
Consumer and Other [Member] | Other [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	2		4
60 to 89 Days Past Due	0		0
Non Accrual	31	[1]	34	[2]
Past Due, Total	33		38
Current	14,642		17,051
Total Loans	14,675		17,089
Commercial and Industrial Loans [Member]	'		'
Analysis of the age of recorded investment in loans that are past due [Abstract]	'		'
30 to 59 Days Past Due	78		0
60 to 89 Days Past Due	5		0
Non Accrual	135	[1]	135	[2]
Past Due, Total	218		135
Current	101,478		101,026
Total Loans	$101,696		$101,161
[1]	There were no accruing loans that were greater than 90 or more days past due at March 31, 2014.
[2]	There were no accruing loans that were greater than 90 or more days past due at December 31, 2013.

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS) (4) (Details) (USD $)

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Contract

Contract

Minimum [Member]

Maximum [Member]

Commercial Real Estate [Member]

Commercial Real Estate [Member]

Residential Real Estate [Member]

Residential Real Estate [Member]

Construction and Land [Member]

Construction and Land [Member]

Commercial and Industrial [Member]

Commercial and Industrial [Member]

Consumer and Other [Member]

Consumer and Other [Member]

Contract

Contract

Contract

Contract

Contract

Contract

Contract

Contract

Contract

Contract

Financing Receivable, Modifications [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Period of sustained performance to return a nonperforming TDR to performing status

'

'

'6 months

'12 months

'

'

'

'

'

'

'

'

'

'

Troubled debt restructuring classified as impaired

$7,700,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Troubled restructuring included in nonaccruing loans

5,700,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Troubled debt performing according to terms

2,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Troubled debt restructurings for the periods ended [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of Modification

10

10

'

'

3

3

5

5

2

2

0

0

0

0

Recorded Investment Prior to Modifications

13,878,000

13,878,000

'

'

3,036,000

3,036,000

7,268,000

7,268,000

3,574,000

3,574,000

0

0

0

0

Recorded Investment

7,670,000

7,746,000

'

'

2,844,000

2,878,000

1,459,000

1,488,000

3,367,000

3,380,000

0

0

0

0

Troubled debt restructuring modifications that subsequently defaulted for the periods ended [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of modification

8

8

'

'

3

3

4

4

1

1

0

0

0

0

Recorded Investment

$5,701,000

$5,763,000

'

'

$2,844,000

$2,878,000

$1,457,000

$1,485,000

$1,400,000

$1,400,000

$0

$0

$0

$0

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING FDIC ACQUIRED LOANS) (5) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
	Category
	Component
Allowance for Loan and Lease Losses [Abstract]	'	'
Period considered for evaluation of allowance for loan losses	'5 years	'
Number of Loan Pool Category	4	'
Number of components of allowance	2	'
Threshold limit for impaired loans reviewed on individual basis	$500,000	'
Asset Grading System [Abstract]	'	'
Estimated loan losses specified as percentage of outstanding balance (in hundredths)	50.00%	'
Period with in which pending factors should be resolved	'6 months	'
Percentage of reserve allocation or charge off on doubtful loans (in hundredths)	50.00%	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	800,883,000	789,798,000
Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	262,753,000	256,567,000
Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	25,718,000	22,650,000
Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	30,116,000	23,420,000
Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	53,138,000	50,167,000
Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	101,696,000	101,161,000
Residential Real Estate Credit Exposure [Member] | Home Equity [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	31,898,000	29,147,000
Residential Real Estate Credit Exposure [Member] | Mortgage [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	176,344,000	177,456,000
Consumer and Other Credit Exposure [Member] | Indirect auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	135,000	247,000
Consumer and Other Credit Exposure [Member] | Direct Auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	6,097,000	6,640,000
Consumer and Other Credit Exposure [Member] | Other [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	14,675,000	17,089,000
Pass 1 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Exceptional/Highest Quality	'
Pass 1 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Pass 1 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Pass 1 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Pass 1 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Pass 1 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	1,283,000	1,325,000
Pass 2 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Excellent/High Quality	'
Pass 2 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Pass 2 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Pass 2 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Pass 2 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	58,000	60,000
Pass 2 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	39,000	432,000
Pass 3 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Strong/Above Average	'
Pass 3 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	55,122,000	58,386,000
Pass 3 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	498,000	360,000
Pass 3 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	5,279,000	5,762,000
Pass 3 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	2,409,000	2,299,000
Pass 3 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	19,440,000	24,344,000
Pass 4 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Good/Average	'
Pass 4 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	172,789,000	171,496,000
Pass 4 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	24,037,000	22,252,000
Pass 4 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	21,320,000	16,999,000
Pass 4 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	22,030,000	24,902,000
Pass 4 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	66,154,000	64,653,000
Pass 5 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Acceptable with more than average risk	'
Pass 5 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	26,144,000	17,804,000
Pass 5 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	1,146,000	0
Pass 5 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	3,157,000	297,000
Pass 5 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	24,071,000	18,381,000
Pass 5 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	13,905,000	9,757,000
Pass 1-5 [Member] | Residential Real Estate Credit Exposure [Member] | Home Equity [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	31,774,000	29,147,000
Pass 1-5 [Member] | Residential Real Estate Credit Exposure [Member] | Mortgage [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	170,473,000	171,349,000
Pass 1-5 [Member] | Consumer and Other Credit Exposure [Member] | Indirect auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	127,000	241,000
Pass 1-5 [Member] | Consumer and Other Credit Exposure [Member] | Direct Auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	6,085,000	6,622,000
Pass 1-5 [Member] | Consumer and Other Credit Exposure [Member] | Other [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	14,634,000	17,042,000
Special Mention 6 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Special Mention Loans	'
Regulatory Classification	'Criticized	'
Special Mention 6 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	1,055,000	1,087,000
Special Mention 6 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	37,000	38,000
Special Mention 6 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	156,000	301,000
Special Mention 6 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention 6 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	440,000	208,000
Special Mention 6 [Member] | Residential Real Estate Credit Exposure [Member] | Home Equity [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention 6 [Member] | Residential Real Estate Credit Exposure [Member] | Mortgage [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	428,000	460,000
Special Mention 6 [Member] | Consumer and Other Credit Exposure [Member] | Indirect auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention 6 [Member] | Consumer and Other Credit Exposure [Member] | Direct Auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention 6 [Member] | Consumer and Other Credit Exposure [Member] | Other [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention Elevated 7 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Special Mention Loans with added risk exposure	'
Regulatory Classification	'Criticized	'
Special Mention Elevated 7 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	130,000	131,000
Special Mention Elevated 7 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention Elevated 7 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	143,000	0
Special Mention Elevated 7 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	688,000	696,000
Special Mention Elevated 7 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	225,000	239,000
Special Mention Elevated 7 [Member] | Residential Real Estate Credit Exposure [Member] | Home Equity [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention Elevated 7 [Member] | Residential Real Estate Credit Exposure [Member] | Mortgage [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	7,000	0
Special Mention Elevated 7 [Member] | Consumer and Other Credit Exposure [Member] | Indirect auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention Elevated 7 [Member] | Consumer and Other Credit Exposure [Member] | Direct Auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Special Mention Elevated 7 [Member] | Consumer and Other Credit Exposure [Member] | Other [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Substandard 8 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Substandard/Inadequately Protected	'
Regulatory Classification	'Classified	'
Substandard 8 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	3,134,000	3,207,000
Substandard 8 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Substandard 8 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	61,000	61,000
Substandard 8 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	2,034,000	1,980,000
Substandard 8 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	75,000	68,000
Substandard 8 [Member] | Residential Real Estate Credit Exposure [Member] | Home Equity [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Substandard 8 [Member] | Residential Real Estate Credit Exposure [Member] | Mortgage [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	2,728,000	2,711,000
Substandard 8 [Member] | Consumer and Other Credit Exposure [Member] | Indirect auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Substandard 8 [Member] | Consumer and Other Credit Exposure [Member] | Direct Auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Substandard 8 [Member] | Consumer and Other Credit Exposure [Member] | Other [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	9,000	12,000
Impaired Loans 9 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Nonaccrual Loans	'
Regulatory Classification	'Classified	'
Impaired Loans 9 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	4,379,000	4,456,000
Impaired Loans 9 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Impaired Loans 9 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Impaired Loans 9 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	1,848,000	1,849,000
Impaired Loans 9 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	135,000	135,000
Impaired Loans 9 [Member] | Residential Real Estate Credit Exposure [Member] | Home Equity [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	124,000	0
Impaired Loans 9 [Member] | Residential Real Estate Credit Exposure [Member] | Mortgage [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	2,708,000	2,936,000
Impaired Loans 9 [Member] | Consumer and Other Credit Exposure [Member] | Indirect auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	8,000	6,000
Impaired Loans 9 [Member] | Consumer and Other Credit Exposure [Member] | Direct Auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	12,000	18,000
Impaired Loans 9 [Member] | Consumer and Other Credit Exposure [Member] | Other [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	32,000	35,000
Doubtful 10 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Doubtful	'
Regulatory Classification	'Classified	'
Doubtful 10 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Residential Real Estate Credit Exposure [Member] | Home Equity [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Residential Real Estate Credit Exposure [Member] | Mortgage [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Consumer and Other Credit Exposure [Member] | Indirect auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Consumer and Other Credit Exposure [Member] | Direct Auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Doubtful 10 [Member] | Consumer and Other Credit Exposure [Member] | Other [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member]	'	'
Asset Grading System [Abstract]	'	'
Description of asset quality grading system	'Loss	'
Regulatory Classification	'Classified	'
Loss 11 [Member] | Commercial Real Estate Credit Exposure [Member] | Nonresidential [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Commercial Real Estate Credit Exposure [Member] | Multifamily [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Commercial Real Estate Credit Exposure [Member] | Farmland [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Commercial Real Estate Credit Exposure [Member] | Construction and Land [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Commercial and Industrial Credit Exposure [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Residential Real Estate Credit Exposure [Member] | Home Equity [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Residential Real Estate Credit Exposure [Member] | Mortgage [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Consumer and Other Credit Exposure [Member] | Indirect auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Consumer and Other Credit Exposure [Member] | Direct Auto Loans [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	0	0
Loss 11 [Member] | Consumer and Other Credit Exposure [Member] | Other [Member]	'	'
Credit Quality [Abstract]	'	'
Financing Receivable, Net	$0	$0

FDICACQUIRED_LOANS_AND_ALLOWAN2

FDIC-ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans covered by loss-sharing agreements	$47,684	$50,891
Percentage of covered losses that FDIC has agreed to reimburse (in hundredths)	80.00%	'
Acquired non single family loans period covered under loss agreement before expiration	'5 years	'
Acquired single family loans period covered under loss agreement before expiration	'10 years	'
Acquired loans share recovery period covered under loss agreement before expiration	'3 years	'
Loans receivable reclassifications from the balance reported [Abstract]	'	'
Contractually required principal and interest	191,061	'
Non-accretable difference	-30,817	'
Cash flows expected to be collected	160,244	'
Accretable yield	-52,786	'
Basis in acquired loans	107,458	'
Changes in the accretable yields of acquired loans since the acquisition date [Roll Forward]	'	'
Beginning Balance	52,741	28,882
Addition	0	21,189
Reclassification from non-accretable difference	4,304	12,620
Accretion included in interest income	-5,712	-29,459
Adjustments to estimates of expected cash flows	1,453	19,509
Ending Balance	52,786	52,741
Add (deduct) [Abstract]	'	'
Charge-offs	-50	-1,975
Recoveries	70	209
Ending Balance	9,145	'
Allowance [Abstract]	'	'
Ending balance: specific	1,514	1,495
Ending balance: collective	7,526	7,460
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	11,214	11,418
Ending balance: collectively evaluated for impairment	691,356	673,126
Citizens [Member]	'	'
Loss sharing agreement expirations [Abstract]	'	'
Loss sharing non-single family loans agreement expirations	'March 2016	'
Loss sharing single family loans agreement expirations	'March 2021	'
First Southern [Member]	'	'
Loss sharing agreement expirations [Abstract]	'	'
Loss sharing non-single family loans agreement expirations	'September 2016	'
Loss sharing single family loans agreement expirations	'September 2021	'
Acquired Loans Without Specific Evidence of Deterioration in Credit Quality [Member]	'	'
Loans receivable reclassifications from the balance reported [Abstract]	'	'
Contractually required principal and interest	169,079	'
Non-accretable difference	-22,636	'
Cash flows expected to be collected	146,443	'
Accretable yield	-48,289	'
Basis in acquired loans	98,154	'
Acquired Loans With Specific Evidence of Deterioration in Credit Quality [Member]	'	'
Loans receivable reclassifications from the balance reported [Abstract]	'	'
Contractually required principal and interest	21,982	'
Non-accretable difference	-8,181	'
Cash flows expected to be collected	13,801	'
Accretable yield	-4,497	'
Basis in acquired loans	9,304	'
FDIC Acquired Loans [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	0	-75
Recoveries	0	0
Provision for loan losses - non-covered	0	11
Provision for loan losses - covered	105	64
Ending Balance	105	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	105	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	24,420	25,782
Ending balance: collectively evaluated for impairment	83,038	88,427
FDIC Acquired Loans [Member] | Commercial Real Estate [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses - non-covered	0	0
Provision for loan losses - covered	0	0
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	13,200	13,425
Ending balance: collectively evaluated for impairment	22,113	23,004
FDIC Acquired Loans [Member] | Residential Real Estate [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	0	-2
Recoveries	0	0
Provision for loan losses - non-covered	0	0
Provision for loan losses - covered	105	2
Ending Balance	105	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	105	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	4,487	4,543
Ending balance: collectively evaluated for impairment	46,000	49,477
FDIC Acquired Loans [Member] | Construction and Land [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	0	-38
Recoveries	0	0
Provision for loan losses - non-covered	0	11
Provision for loan losses - covered	0	27
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	4,959	5,994
Ending balance: collectively evaluated for impairment	10,946	10,804
FDIC Acquired Loans [Member] | Commercial and Industrial [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	0	-35
Recoveries	0	0
Provision for loan losses - non-covered	0	0
Provision for loan losses - covered	0	35
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	118	114
Ending balance: collectively evaluated for impairment	2,609	3,354
FDIC Acquired Loans [Member] | Consumer and Other [Member]	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'
Beginning balance	0	0
Add (deduct) [Abstract]	'	'
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses - non-covered	0	0
Provision for loan losses - covered	0	0
Ending Balance	0	0
Allowance [Abstract]	'	'
Ending balance: specific	0	0
Ending balance: collective	0	0
Loans [Abstract]	'	'
Ending balance: individually evaluated for impairment	1,656	1,706
Ending balance: collectively evaluated for impairment	1,370	1,788
Loans Not Covered by Loss Sharing Agreement [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	59,774	63,318
Loans Not Covered by Loss Sharing Agreement [Member] | Commercial Real Estate [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	21,269	22,268
Loans Not Covered by Loss Sharing Agreement [Member] | Residential Real Estate [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	28,115	30,134
Loans Not Covered by Loss Sharing Agreement [Member] | Construction and Land [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	5,573	5,156
Loans Not Covered by Loss Sharing Agreement [Member] | Commercial and Industrial [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	1,926	2,604
Loans Not Covered by Loss Sharing Agreement [Member] | Consumer and Other [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans not covered by loss-sharing agreements	2,891	3,156
Loans Covered by Loss Sharing Agreement [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans covered by loss-sharing agreements	47,684	50,891
Loans Covered by Loss Sharing Agreement [Member] | Commercial Real Estate [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans covered by loss-sharing agreements	14,044	14,161
Loans Covered by Loss Sharing Agreement [Member] | Residential Real Estate [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans covered by loss-sharing agreements	22,372	23,886
Loans Covered by Loss Sharing Agreement [Member] | Construction and Land [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans covered by loss-sharing agreements	10,332	11,642
Loans Covered by Loss Sharing Agreement [Member] | Commercial and Industrial [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans covered by loss-sharing agreements	801	864
Loans Covered by Loss Sharing Agreement [Member] | Consumer and Other [Member]	'	'
Loans not covered and loans covered by loss sharing agreements [Abstract]	'	'
Loans covered by loss-sharing agreements	$135	$338

FDIC_LOSSSHARE_RECEIVABLE_Deta

FDIC LOSS-SHARE RECEIVABLE (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
FDIC LOSS-SHARE RECEIVABLE [Abstract]	'	'
Percentage of reimbursement for losses and related expenses on acquired assets, loans, and OREO from FDIC (in hundredths)	80.00%	'
FDIC Indemnification Asset [Roll Forward]	'	'
Balance, beginning of period	$41,306	$60,731
Clawback liability reclassified from asset	'	703
Decrease in expected losses on covered assets	-581	-371
Accretion included in noninterest income	-2,031	-9,293
Reimbursements from the FDIC	-1,057	-10,464
Balance, end of period	$37,637	$41,306

OTHER_REAL_ESTATE_OWNED_OREO_D

OTHER REAL ESTATE OWNED (OREO) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Other real estate owned [Roll Forward]	'	'
Balance, beginning of period	$3,482	$3,242
Acquired in Frontier acquisition	'	786
Additions	299	2,430
Sales	-699	-2,611
Writedowns	-450	-365
Balance, end of period	2,632	3,482
Other Real Estate, Covered [Roll Forward]	'	'
Balance, beginning of period	7,053	9,467
Acquired in Frontier acquisition	'	0
Additions	415	4,873
Sales	-1,403	-6,571
Writedowns	30	-716
Balance, end of period	6,095	7,053
Other Real Estate, Total [Roll Forward]	'	'
Balance, beginning of period	10,535	12,709
Acquired in Frontier acquisition	'	786
Additions	714	7,303
Sales	-2,102	-9,182
Writedowns	-420	-1,081
Balance, end of period	$8,727	$10,535

FAIR_VALUE_MEASUREMENTS_Detail

FAIR VALUE MEASUREMENTS (Details) (USD $)

3 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

In Thousands, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Total Carrying Value [Member]

Total Carrying Value [Member]

Other Assets [Member]

Other Assets [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Total Carrying Value [Member]

Total Carrying Value [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Total Carrying Value [Member]

Total Carrying Value [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Level 3 [Member]

Impaired Loans [Member]

Impaired Loans [Member]

Impaired Loans [Member]

Impaired Loans [Member]

OREO [Member]

OREO [Member]

OREO [Member]

OREO [Member]

Covered OREO [Member]

Covered OREO [Member]

Covered OREO [Member]

Covered OREO [Member]

MSR Discount rate [Member]

MSR Prepayment Speeds [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Available for sale investment securities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

U.S. Government sponsored agencies (GSEs)

'

'

'

'

'

'

'

'

$53,660

$53,572

$0

$0

$53,660

$53,572

$0

$0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

State and municipal securities

'

'

'

'

'

'

'

'

55,645

50,814

0

0

55,645

50,814

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

GSE residential mortgage-backed securities

'

'

'

'

'

'

'

'

194,959

189,269

0

0

194,959

189,269

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Equity securities

'

'

'

'

'

'

'

'

780

644

558

439

222

205

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total available for sale investment securities

303,635

'

294,299

'

'

'

'

'

305,044

294,299

558

439

304,486

293,860

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mortgage loans held for sale

'

'

'

'

'

'

'

'

126,436

110,669

0

0

126,436

110,669

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest rate swap - cash flow hedge

'

'

'

'

'

'

'

'

760

2,350

0

0

760

2,350

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Other assets

'

'

'

'

'

'

'

'

858

[1]

1,762

0

[1]

0

0

[1]

0

858

[1]

1,762

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total assets at fair value

'

'

'

'

'

'

'

'

433,098

409,080

558

439

431,682

406,879

858

1,762

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reconciliation of all assets and liabilities measured at fair value on a recurring basis [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Beginning Balance

'

'

'

'

'

'

1,762

[2],[3]

287

[2]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total gains (losses) included in earnings [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mortgage IRLCs

'

'

'

'

'

'

379

[2],[4]

266

[2],[4]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mortgage securities forward commitments

'

'

'

'

'

'

-1,283

[2],[4]

1,209

[2],[4]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Ending Balance

'

'

'

'

'

'

858

[2],[3]

1,762

[2],[3]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unobservable input utilized in the determination of fair value (in hundredths)

82.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Items Measured at Fair Value Pursuant to Election of the Fair Value Option [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mortgage loans held for sale

2,063

841

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Difference between the aggregate fair value and the aggregate unpaid principal balance [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held for sale, Aggregate Fair Value

126,436

'

110,669

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held for sale, Aggregate Unpaid Principal Balance Under FVO

122,818

'

109,193

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held for sale, Fair Value Over Unpaid Principal

3,618

'

1,476

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Assets [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired Loans

11,214

'

11,418

'

'

'

'

'

'

'

'

'

'

'

'

'

11,214

[5]

11,418

[5]

0

[5]

0

[5]

0

[5]

0

[5]

11,214

[5]

11,418

[5]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

OREO

2,632

'

3,482

3,242

'

'

'

'

'

'

'

'

'

'

'

'

2,632

3,482

0

0

0

0

2,632

3,482

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Covered OREO

6,095

'

7,053

9,467

'

'

'

'

'

'

'

'

'

'

'

'

6,095

7,053

0

0

0

0

6,095

7,053

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mortgage servicing rights (MSR)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

902

202

0

0

0

0

902

202

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

20,843

22,155

0

0

0

0

20,843

22,155

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Quantitative Information [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value

'

'

'

'

$894,370

$886,594

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$11,214

'

'

'

$2,632

'

'

'

$6,095

'

'

'

$902

'

Valuation Technique

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'Discounted appraisals

[6]

'

'

'

'Discounted appraisals

[6]

'

'

'

'Discounted appraisals

[6]

'

'

'

'Discounted cash flows

[6]

'

Unobservable Input

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'Appraisal adjustments

[7]

'

'

'

'Appraisal adjustments

[7]

'

'

'

'Appraisal adjustments

[7]

'

'

'

'Discount rate

[7]

'Prepayment Speeds

[7]

Discount rate (in hundredths)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0.00%

100.00%

72.00%

'

0.00%

100.00%

60.00%

'

0.00%

100.00%

69.00%

10.00%

9.00%

[1]

This amount includes mortgage related interest rate lock commitments and derivative financial instruments to hedge interest rate risk. Interest rate lock commitments were recorded on a gross basis.

[2]

Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.

[3]

Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.

[4]

Amounts included in earnings are recorded in mortgage banking activities.

[5]

Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).

[6]

Fair value is generally based on appraisals of the underlying collateral.

[7]

Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.

FAIR_VALUE_MEASUREMENTS_CARRYI

FAIR VALUE MEASUREMENTS, CARRYING AMOUNT IN ESTIMATED FAIR VALUE (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Carrying Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	$39,413	$38,183
Other Investments	7,292	8,352
Loans, excluding covered loans	762,344	747,862
Covered loans	47,684	50,891
FDIC loss-share receivable	37,637	41,306
Total assets at fair value	894,370	886,594
Liabilities [Abstract]	'	'
Deposits	1,126,654	1,076,421
Federal funds purchased and securities sold under repurchase agreements	33,785	37,648
Other borrowings	116,127	131,394
Total liabilities at fair value	1,276,566	1,245,463
Fair Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	39,413	38,183
Other Investments	7,292	8,352
Loans, excluding covered loans	773,975	759,668
Covered loans	47,684	50,891
FDIC loss-share receivable	37,637	41,306
Total assets at fair value	906,001	898,400
Liabilities [Abstract]	'	'
Deposits	1,116,497	1,066,943
Federal funds purchased and securities sold under repurchase agreements	37,770	39,661
Other borrowings	108,207	122,937
Total liabilities at fair value	1,262,474	1,229,541
Level 1 [Member] | Fair Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	39,413	38,183
Other Investments	0	0
Loans, excluding covered loans	0	0
Covered loans	0	0
Total assets at fair value	39,413	38,183
Liabilities [Abstract]	'	'
Deposits	0	0
Federal funds purchased and securities sold under repurchase agreements	37,770	39,661
Other borrowings	0	0
Total liabilities at fair value	37,770	39,661
Level 2 [Member] | Fair Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	0	0
Other Investments	0	0
Loans, excluding covered loans	0	0
Covered loans	0	0
FDIC loss-share receivable	0	0
Total assets at fair value	0	0
Liabilities [Abstract]	'	'
Deposits	0	0
Federal funds purchased and securities sold under repurchase agreements	0	0
Other borrowings	0	0
Total liabilities at fair value	0	0
Level 3 [Member] | Fair Value [Member]	'	'
Assets [Abstract]	'	'
Cash and short-term investments	0	0
Other Investments	7,292	8,352
Loans, excluding covered loans	773,975	759,668
Covered loans	47,684	50,891
FDIC loss-share receivable	37,637	41,306
Total assets at fair value	866,588	860,217
Liabilities [Abstract]	'	'
Deposits	1,116,497	1,066,943
Federal funds purchased and securities sold under repurchase agreements	0	0
Other borrowings	108,207	122,937
Total liabilities at fair value	$1,224,704	$1,189,880

DERIVATIVE_FINANCIAL_INSTRUMEN2

DERIVATIVE FINANCIAL INSTRUMENTS (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2012	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013
		Interest Rate Swap Agreement [Member]	Interest Rate Swap Agreement [Member]	Mortgage-Backed Securities Forward Commitments [Member]	Mortgage-Backed Securities Forward Commitments [Member]	Mandatory Loan Sale Commitments [Member]	Mandatory Loan Sale Commitments [Member]	Best Efforts Sale Commitments [Member]	Best Efforts Sale Commitments [Member]
Derivative [Line Items]	'	'	'	'	'	'	'	'	'
Derivative notional amount	'	'	$50,000,000	'	'	'	'	'	'
Reported gain on cash flow hedge, net	'	456,000	'	'	'	'	'	'	'
Derivative inception date	'	1-Feb-16	'	'	'	'	'	'	'
Derivative, maturity date	'	1-Feb-24	'	'	'	'	'	'	'
Cash flow hedge Assets in other assets	'	760,000	'	'	'	'	'	'	'
Derivative collateral	'	0	'	'	'	'	'	'	'
Net Loss on all derivatives commitments	904,000	'	'	'	'	'	'	'	'
Notional amounts of outstanding derivative positions [Abstract]	'	'	'	'	'	'	'	'	'
Notional amount of derivatives commitments	'	'	'	$157,500,000	$128,000,000	$17,049,000	$19,418,000	$174,549,000	$147,418,000

SEGMENT_INFORMATION_Details

SEGMENT INFORMATION (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Segment Reporting Information [Line Items]	'	'	'
Net interest income	$13,971	$12,855	'
Provision for loan losses	170	485	'
Noninterest income	3,487	6,765	'
Noninterest expense	15,476	13,356	'
Income tax expense (benefit)	469	1,851	'
Net income	1,343	3,928	11,315
Segment assets	1,413,540	1,370,550	1,380,925
Bank [Member]	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Net interest income	13,146	12,836	'
Provision for loan losses	170	485	'
Noninterest income	1,089	4,577	'
Noninterest expense	11,466	10,964	'
Income tax expense (benefit)	725	1,921	'
Net income	1,874	4,043	'
Segment assets	1,262,999	1,338,071	'
Mortgage Banking [Member]	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Net interest income	825	19	'
Provision for loan losses	0	0	'
Noninterest income	2,392	2,182	'
Noninterest expense	3,815	2,206	'
Income tax expense (benefit)	-185	-1	'
Net income	-413	-4	'
Segment assets	136,662	20,849	'
Holding Company [Member]	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Net interest income	0	0	'
Provision for loan losses	0	0	'
Noninterest income	6	6	'
Noninterest expense	195	186	'
Income tax expense (benefit)	-71	-69	'
Net income	-118	-111	'
Segment assets	$13,879	$11,630	'

ACQUISITION_ACTIVITY_Details

ACQUISITION ACTIVITY (Details) (USD $)	3 Months Ended			0 Months Ended	3 Months Ended			0 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Mar. 08, 2013	Jun. 30, 2013	Mar. 08, 2013		Mar. 08, 2013
				Frontier Bank [Member]	Frontier Bank [Member]	Frontier Bank [Member]		Frontier Bank [Member]
						Fair Value and Other Adjustments [Member]		As Recorded by Heritage Financial Group [Member]
Assets acquired and liabilities assumed [Line Items]	'	'	'	'	'	'		'
Date of acquisition agreement	'	'	'	8-Mar-13	'	'		'
Acquired specific assets net of liabilities at a discount	'	'	'	$34,800,000	'	'		'
Cash payment received from FDIC	'	'	'	97,500,000	'	'		'
Average life of the deposit base	'	'	'	'10 years	'	'		'
Fair value of fixed assets purchased after acquisition date	'	'	'	'	5,000,000	'		'
Assets Acquired [Abstract]	'	'	'	'	'	'		'
Cash and cash equivalents	'	'	'	55,660,000	'	97,519,000	[1]	153,179,000
Securities available to sale	305,044,000	'	294,299,000	22,241,000	'	0		22,241,000
FHLB and other bank stock	'	'	'	1,897,000	'	0		1,897,000
Loans	'	'	'	98,041,000	'	-24,715,000	[2]	73,326,000
Other real estate owned	'	'	'	1,620,000	'	-834,000	[3]	786,000
Core deposit intangibles	'	'	'	0	'	625,000	[4]	625,000
Other assets	'	'	'	1,788,000	'	0		1,788,000
Total assets	'	'	'	181,247,000	'	72,595,000		253,842,000
Liabilities [Abstract]	'	'	'	'	'	'		'
Noninterest-bearing deposits	'	'	'	23,683,000	'	0		23,683,000
Interest-bearing deposits	'	'	'	187,896,000	'	507,000	[5]	188,403,000
Other borrowings	'	'	'	32,068,000	'	5,210,000	[6]	37,278,000
Deferred tax liability	'	'	'	0	'	1,675,000	[7]	1,675,000
Other Liabilities	'	'	'	289,000	'	0		289,000
Total liabilities	'	'	'	243,936,000	'	7,392,000		251,328,000
Liabilities assumed over assets acquired	'	'	'	62,689,000	'	'		'
Aggregate fair value adjustments	'	'	'	'	'	65,203,000		'
Gain on acquisition, net of tax	$0	$4,188,000	'	'	'	'		$2,514,000
[1]	The adjustment represents the cash received from the FDIC to reflect the acquisition of excess liabilities assumed over assets acquired and the asset purchase discount.
[2]	The adjustment reflects fair value adjustments based on the evaluation of the acquired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
[3]	The adjustment represents the estimated credit losses in the acquired other real estate owned.
[4]	The adjustment represents the consideration paid for the value of the core deposit base assumed in the acquisition. The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
[5]	The adjustment is necessary because the weighted average interest rate of the CD's acquired exceeded the cost of similar funding at the time of acquisition. The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
[6]	The adjustment is necessary because the weighted average interest rate of the other borrowings assumed exceeded the cost of similar funding at the time of acquisition. The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the borrowings.
[7]	The amount represents the deferred tax liability recorded as a result of the recorded gain on acquisition.

SUBSEQUENT_EVENTS_Details

SUBSEQUENT EVENTS (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012	Apr. 21, 2014	Apr. 21, 2014	Mar. 31, 2014
					Subsequent Event [Member]	Subsequent Event [Member]	Subsequent Event [Member]
					Heritage Financial Group [Member]	Alarion Financial Services [Member]	Alarion Financial Services [Member]
						Branches
Subsequent Event [Line Items]	'	'	'	'	'	'	'
Transaction value	'	'	'	'	'	$22,100,000	'
Number of branches	'	'	'	'	'	6	'
Assets	1,413,540,000	1,380,925,000	1,370,550,000	'	'	'	284,000,000
Loans	800,883,000	789,798,000	'	'	'	'	200,000,000
Deposits	1,126,654,000	1,076,421,000	'	'	'	'	242,000,000
Tangible common equity	127,984,000	125,063,000	'	120,649,000	'	'	18,000,000
Shares exchangeable (in shares)	'	'	'	'	'	0.44	'
Shares issuable (in shares)	'	'	'	'	'	1,159,000	'
Preferred stock exchange amount	'	'	'	'	'	4,500,000	'
Number of shares issuable for accrued but unpaid dividends	'	'	'	'	'	178,000	'
Amount payable in cash for share exchange	'	'	'	'	'	1,700,000	'
Proforma assets	'	'	'	'	1,700,000,000	'	'
Proforma loans	'	'	'	'	1,000,000,000	'	'
Proforma deposits	'	'	'	'	$1,400,000,000	'	'