COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
POWERSHARES QQQ TR | ETF | 46090E103 | 22,743 | 57,166 | SH | | SOLE | | 0 | 0 | 57,166 |
TECHNOLOGY SELECT SECTOR SPDR | ETF | 81369Y803 | 1,250 | 7,189 | SH | | SOLE | | 0 | 0 | 7,189 |
VANGUARD TOTAL STK MKT | ETF | 922908769 | 2,619 | 10,846 | SH | | SOLE | | 0 | 0 | 10,846 |
ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 | 7,075 | 144,828 | SH | | SOLE | | 0 | 0 | 144,828 |
VANGUARD REAL ESTATE INDEX ETF | ETF | 922908553 | 12,070 | 104,043 | SH | | SOLE | | 0 | 0 | 104,043 |
DB COMMODITY INDEX TRACKING | ETF | 46138B103 | 1,430 | 68,840 | SH | | SOLE | | 0 | 0 | 68,840 |
SPDR DOW JONES INDUSTRIAL ETF | ETF | 78467X109 | 804 | 2,213 | SH | | SOLE | | 0 | 0 | 2,213 |
SPDR S&P 500 ETF | ETF | 78462F103 | 199,096 | 419,185 | SH | | SOLE | | 0 | 0 | 419,185 |
ISHARES CALIFORNIA MUNI BOND ETF | ETF | 464288356 | 554 | 8,883 | SH | | SOLE | | 0 | 0 | 8,883 |
SPDR GOLD ETF | ETF | 78463V107 | 229 | 1,342 | SH | | SOLE | | 0 | 0 | 1,342 |
SCHWAB ETFS- US SMALL-CAP ETF | ETF | 808524607 | 13,025 | 127,193 | SH | | SOLE | | 0 | 0 | 127,193 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 25,849 | 665,003 | SH | | SOLE | | 0 | 0 | 665,003 |
SCHWAB STRATEGIC TR US LRG CAP ETF | ETF | 808524201 | 373 | 3,276 | SH | | SOLE | | 0 | 0 | 3,276 |
SCHWAB EMERGING MARKET EQ ETF | ETF | 808524706 | 25,081 | 846,767 | SH | | SOLE | | 0 | 0 | 846,767 |
VANGUARD SHORT TERM CORP BOND FD ETF | ETF | 92206C409 | 218 | 2,684 | SH | | SOLE | | 0 | 0 | 2,684 |
VANGUARD ESG U.S. STOCK ETF | ETF | 921910733 | 934 | 10,629 | SH | | SOLE | | 0 | 0 | 10,629 |
VANGUARD SMALL CAP ETF | ETF | 922908751 | 33,640 | 148,845 | SH | | SOLE | | 0 | 0 | 148,845 |
VANGUARD MID CAP | ETF | 922908629 | 62,528 | 245,430 | SH | | SOLE | | 0 | 0 | 245,430 |
VANGUARD HEALTH CARE ETF | ETF | 92204A504 | 498 | 1,868 | SH | | SOLE | | 0 | 0 | 1,868 |
VANGUARD EUROPEAN | ETF | 922042874 | 259 | 3,789 | SH | | SOLE | | 0 | 0 | 3,789 |
VANGUARD INFORMATION TECHNOLOGY | ETF | 92204A702 | 412 | 899 | SH | | SOLE | | 0 | 0 | 899 |
VANGUARD S&P 500 ETF | ETF | 922908363 | 86,947 | 199,160 | SH | | SOLE | | 0 | 0 | 199,160 |
GLOBAL X CLOUD COMPUTING ETF | ETF | 37954Y442 | 705 | 26,594 | SH | | SOLE | | 0 | 0 | 26,594 |
INVESCO S&P 500 EQUAL WEIGHT ETF | ETF | 46137V357 | 488 | 3,000 | SH | | SOLE | | 0 | 0 | 3,000 |
SCHWAB US MID-CAP ETF | ETF | 808524508 | 20,115 | 250,096 | SH | | SOLE | | 0 | 0 | 250,096 |
ISHARES RUSSELL 2000 ETF | ETF | 464287655 | 20,942 | 94,141 | SH | | SOLE | | 0 | 0 | 94,141 |
ISHARES TR HIGH DIVID EQUITY FD | ETF | 46429B663 | 257 | 2,543 | SH | | SOLE | | 0 | 0 | 2,543 |
POWERSHARES SP500 LOW VOLATILITY ETF | ETF | 46138E354 | 684 | 9,970 | SH | | SOLE | | 0 | 0 | 9,970 |
ISHARES DJ SELECT DIVIDEND | ETF | 464287168 | 480 | 3,912 | SH | | SOLE | | 0 | 0 | 3,912 |
VANGUARD SMALL-CAP VALUE INDEX FUND | ETF | 922908611 | 281 | 1,573 | SH | | SOLE | | 0 | 0 | 1,573 |
KRANESHARES SSE STAR MARKET 50 INDEX ETF | ETF | 500767694 | 243 | 10,000 | SH | | SOLE | | 0 | 0 | 10,000 |
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND | ETF | 72201R775 | 745 | 6,806 | SH | | SOLE | | 0 | 0 | 6,806 |
ISHARES TR MSCI INDIA INDEX FD | ETF | 46429B598 | 320 | 6,991 | SH | | SOLE | | 0 | 0 | 6,991 |
VANGUARD GROWTH ETF | ETF | 922908736 | 244 | 761 | SH | | SOLE | | 0 | 0 | 761 |
ISHARES U.S. CONSUMER STAPLES ETF | ETF | 464287812 | 1,141 | 5,700 | SH | | SOLE | | 0 | 0 | 5,700 |
ISHARES NASDAQ BIOTECHNOLOGY | ETF | 464287556 | 410 | 2,684 | SH | | SOLE | | 0 | 0 | 2,684 |
ISHARES SEMICONDUCTOR FUND | ETF | 464287523 | 1,383 | 2,550 | SH | | SOLE | | 0 | 0 | 2,550 |
ISHARES S&P 500 INDEX | ETF | 464287200 | 51,568 | 108,112 | SH | | SOLE | | 0 | 0 | 108,112 |
VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 106,600 | 2,087,742 | SH | | SOLE | | 0 | 0 | 2,087,742 |
INVESCO DYNAMIC LEISURE AND ENTERTAINMENT ETF | ETF | 46137V720 | 1,251 | 25,539 | SH | | SOLE | | 0 | 0 | 25,539 |
VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 36,333 | 734,601 | SH | | SOLE | | 0 | 0 | 734,601 |
VANGUARD HIGH DIVIDEND YIELD | ETF | 921946406 | 478 | 4,265 | SH | | SOLE | | 0 | 0 | 4,265 |
VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 | 3,795 | 22,099 | SH | | SOLE | | 0 | 0 | 22,099 |
SPDR DJ WILSHIRE REIT (ETF) | ETF | 78464A607 | 776 | 6,351 | SH | | SOLE | | 0 | 0 | 6,351 |
ARK INNOVATION ETF | ETF | 00214Q104 | 411 | 4,347 | SH | | SOLE | | 0 | 0 | 4,347 |
ISHARES CORE S&P MID CAP ETF | ETF | 464287507 | 330 | 1,166 | SH | | SOLE | | 0 | 0 | 1,166 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 9,374 | 119,144 | SH | | SOLE | | 0 | 0 | 119,144 |
ISHARES TR RUSSELL 1000 INDEX ETF | ETF | 464287622 | 16,450 | 62,208 | SH | | SOLE | | 0 | 0 | 62,208 |