Schedules of Restatement of Previously Issued Financial Statements | CONSOLIDATED BALANCE SHEET December 31, 2014 (In thousands) As previously reported Restatement adjustments As restated Assets Cash and due from banks: Noninterest-bearing $ 32,484 $ — $ 32,484 Interest-bearing 18,404 — 18,404 Cash and cash equivalents 50,888 — 50,888 Investment in short-term receivables 237,135 — 237,135 Investment securities available for sale, at fair value 247,647 — 247,647 Investment securities held to maturity (fair value of $90,956) 89,076 — 89,076 Mortgage loans held for sale 1,622 — 1,622 Loans, net of allowance for loan losses of $42,336 2,697,638 (65,951 ) 2,631,687 Bank premises and equipment, net 51,170 — 51,170 Accrued interest receivable 11,451 — 11,451 Goodwill and other intangible assets 7,831 325 8,156 Investment in real estate properties 16,480 67,787 84,267 Investment in tax credit entities, net 175,203 (33,686 ) 141,517 Cash surrender value of bank-owned life insurance 47,289 — 47,289 Other real estate 5,549 — 5,549 Deferred tax asset 83,461 10,054 93,515 Other assets 28,177 (4,266 ) 23,911 Total assets $ 3,750,617 $ (25,737 ) $ 3,724,880 Liabilities and equity Deposits: Noninterest-bearing $ 364,534 $ (1,957 ) $ 362,577 Interest-bearing 2,756,316 — 2,756,316 Total deposits 3,120,850 (1,957 ) 3,118,893 Repurchase agreements 117,991 — 117,991 Long-term borrowings 40,000 — 40,000 Accrued interest payable 6,650 — 6,650 Other liabilities 28,752 4,061 32,813 Total liabilities 3,314,243 2,104 3,316,347 Shareholders’ equity: Preferred stock: Convertible preferred stock Series C – no par value; 1,680,219 shares authorized; 364,983 shares issued and outstanding at December 31, 2014 4,471 — 4,471 Preferred stock Series D – no par value; 37,935 shares authorized, issued and outstanding at December 31, 2014 37,935 — 37,935 Common stock- par value $1 per share; 100,000,000 shares authorized; 18,576,488 shares issued and outstanding at December 31, 2014 18,576 — 18,576 Additional paid-in capital 239,528 — 239,528 Accumulated earnings 155,599 (27,841 ) 127,758 Accumulated other comprehensive loss, net (19,737 ) — (19,737 ) Total shareholders’ equity 436,372 (27,841 ) 408,531 Noncontrolling interest 2 — 2 Total equity 436,374 (27,841 ) 408,533 Total liabilities and equity $ 3,750,617 $ (25,737 ) $ 3,724,880 CONSOLIDATED STATEMENT OF INCOME Year Ended December 31, 2014 (In thousands, except per share data) As previously reported Restatement adjustments As restated Interest income: Loans, including fees $ 134,256 $ (2,960 ) $ 131,296 Investment securities 9,147 — 9,147 Investment in short-term receivables 6,512 — 6,512 Short-term investments 63 — 63 149,978 (2,960 ) 147,018 Interest expense: Deposits 40,183 — 40,183 Borrowings and securities sold under repurchase agreements 2,546 — 2,546 42,729 — 42,729 Net interest income 107,249 (2,960 ) 104,289 Provision for loan losses 12,000 — 12,000 Net interest income after provision for loan losses 95,249 (2,960 ) 92,289 Noninterest income: Service charges on deposit accounts 2,147 — 2,147 Investment securities gain, net 135 — 135 Gain on assets sold, net 64 — 64 Gain on sale of loans, net 649 — 649 Cash surrender value income on bank-owned life insurance 1,102 — 1,102 Sale of state tax credits earned 2,313 (1,311 ) 1,002 Community Development Entity fees earned 1,565 — 1,565 ATM fee income 1,958 — 1,958 Rental property income 105 3,528 3,633 Other 1,575 — 1,575 11,613 2,217 13,830 Noninterest expense: Salaries and employee benefits 24,867 — 24,867 Occupancy and equipment expenses 10,796 — 10,796 Professional fees 7,587 — 7,587 Taxes, licenses and FDIC assessments 5,146 — 5,146 Impairment of investment in tax credit entities 14,059 11,008 25,067 Write-down of foreclosed assets 385 — 385 Data processing 4,721 — 4,721 Advertising and marketing 2,886 — 2,886 Rental property expenses 52 5,130 5,182 Other 7,750 (52 ) 7,698 78,249 16,086 94,335 Income before income taxes 28,613 (16,829 ) 11,784 Income tax benefit (26,976 ) (5,747 ) (32,723 ) Net income attributable to Company 55,589 (11,082 ) 44,507 Less preferred stock dividends (379 ) — (379 ) Less earnings allocated to participating securities (1,066 ) 214 (852 ) Income available to common shareholders $ 54,144 $ (10,868 ) $ 43,276 Earnings per common share – basic $ 2.92 $ (0.59 ) $ 2.33 Earnings per common share – diluted $ 2.84 $ (0.57 ) $ 2.27 CONSOLIDATED STATEMENT OF INCOME Year Ended December 31, 2013 (In thousands, except per share data) As previously reported Restatement adjustments As restated Interest income: Loans, including fees $ 111,260 $ (2,692 ) $ 108,568 Investment securities 8,170 — 8,170 Investment in short-term receivables 4,449 — 4,449 Short-term investments 145 — 145 124,024 (2,692 ) 121,332 Interest expense: Deposits 36,239 — 36,239 Borrowings and securities sold under repurchase agreements 2,909 — 2,909 39,148 — 39,148 Net interest income 84,876 (2,692 ) 82,184 Provision for loan losses 9,800 — 9,800 Net interest income after provision for loan losses 75,076 (2,692 ) 72,384 Noninterest income: Service charges on deposit accounts 2,027 — 2,027 Investment securities gain, net 316 — 316 Gain on assets sold, net 1,081 — 1,081 Gain on sale of loans, net 835 — 835 Cash surrender value income on bank-owned life insurance 681 — 681 Sale of state tax credits earned 2,785 (1,329 ) 1,456 Community Development Entity fees earned 2,875 — 2,875 ATM fee income 1,859 — 1,859 Rental property income 109 2,188 2,297 Other 859 — 859 13,427 859 14,286 Noninterest expense: Salaries and employee benefits 23,813 — 23,813 Occupancy and equipment expenses 10,116 — 10,116 Professional fees 6,929 — 6,929 Taxes, licenses and FDIC assessments 4,245 — 4,245 Impairment of investment in tax credit entities 8,639 4,460 13,099 Write-down of foreclosed assets 235 — 235 Data processing 4,219 — 4,219 Advertising and marketing 2,427 — 2,427 Rental property expenses 88 4,648 4,736 Other 6,632 — 6,632 67,343 9,108 76,451 Income before income taxes 21,160 (10,941 ) 10,219 Income tax benefit (19,751 ) (3,656 ) (23,407 ) Net income attributable to Company 40,911 (7,285 ) 33,626 Less preferred stock dividends (347 ) — (347 ) Less earnings allocated to participating securities (1,980 ) (254 ) (2,234 ) Income available to common shareholders $ 38,584 $ (7,539 ) $ 31,045 Earnings per common share – basic $ 2.38 $ (0.46 ) $ 1.92 Earnings per common share – diluted $ 2.32 $ (0.45 ) $ 1.87 CONSOLIDATED STATEMENT OF CASH FLOWS Year Ended December 31, 2014 (In thousands) As previously reported Restatement adjustments As restated Operating activities Net income $ 55,589 $ (11,082 ) $ 44,507 Adjustments to reconcile net income to net cash provided by operating activities: Deferred tax benefit (30,412 ) (5,747 ) (36,159 ) Impairment of tax credit investments 14,059 11,008 25,067 Accretion of fair value adjustments related to acquisition (104 ) — (104 ) Net discount accretion or premium amortization 578 — 578 Gain on sale of investment securities (135 ) — (135 ) Gain on assets sold (64 ) — (64 ) Write-down of foreclosed assets 385 — 385 Proceeds from sale of mortgage loans held for sale 49,334 — 49,334 Mortgage loans originated and held for sale (44,379 ) — (44,379 ) Gain on sale of loans (649 ) — (649 ) Derivative losses on terminated interest rate hedges, net (7,990 ) — (7,990 ) Provision for loan losses 12,000 — 12,000 Depreciation and amortization 3,554 (37 ) 3,517 Share-based and other compensation expense 1,339 — 1,339 Increase in cash surrender value of bank-owned life insurance (1,102 ) — (1,102 ) Changes in operating assets and liabilities: — Change in other assets (10,015 ) 7,535 (2,480 ) Change in accrued interest receivable (457 ) — (457 ) Change in accrued interest payable (32 ) — (32 ) Change in other liabilities (7,661 ) (1,194 ) (8,855 ) Net cash provided by operating activities 33,838 483 34,321 Investing activities Purchases of available for sale investment securities (22,153 ) — (22,153 ) Proceeds from sales of available for sale investment securities 41,670 — 41,670 Proceeds from maturities, prepayments, and calls of available for sale investment securities 22,229 — 22,229 Proceeds from sales of held to maturity securities 2,650 — 2,650 Proceeds from maturities, prepayments, and calls of held to maturity securities 3,851 — 3,851 Net change in investments in short-term receivables 9,682 — 9,682 Reimbursement of investment in tax credit entities 24,000 — 24,000 Purchases of investments in tax credit entities (61,288 ) (1,441 ) (62,729 ) Loans originated, net of repayments (421,948 ) 1,432 (420,516 ) Proceeds from sale of bank premises and equipment 46 — 46 Purchases of bank premises and equipment (4,706 ) — (4,706 ) Proceeds from disposition of real estate owned 2,657 — 2,657 Purchases of bank-owned life insurance (20,000 ) — (20,000 ) Net cash used in investing activities (423,310 ) (9 ) (423,319 ) Financing activities Net increase in deposits 389,736 (474 ) 389,262 Net change in repurchase agreements 42,034 — 42,034 Repayment of borrowings (23,535 ) — (23,535 ) Proceeds from issuance of common stock, net of offering costs 862 — 862 Dividends paid (379 ) — (379 ) Net cash provided by financing activities 408,718 (474 ) 408,244 Net change in cash and cash equivalents 19,246 — 19,246 Cash and cash equivalents at beginning of year 31,642 31,642 Cash and cash equivalents at end of year $ 50,888 $ — $ 50,888 CONSOLIDATED STATEMENT OF CASH FLOWS Year Ended December 31, 2013 (In thousands) As previously reported Restatement adjustments As restated Operating activities Net income $ 40,911 $ (7,285 ) $ 33,626 Adjustments to reconcile net income to net cash provided by operating activities: Deferred tax benefit (19,937 ) (3,656 ) (23,593 ) Impairment of tax credit investments 8,639 4,460 13,099 Net discount accretion or premium amortization 2,633 — 2,633 Gain on sale of investment securities (316 ) — (316 ) Gain on assets sold (1,081 ) — (1,081 ) Write-down of foreclosed assets 235 — 235 Proceeds from sale of mortgage loans held for sale 96,677 — 96,677 Mortgage loans originated and held for sale (77,394 ) — (77,394 ) Gain on sale of loans (835 ) — (835 ) Provision for loan losses 9,800 — 9,800 Depreciation and amortization 2,963 (72 ) 2,891 Share-based and other compensation expense 2,124 — 2,124 Increase in cash surrender value of bank-owned life insurance (681 ) — (681 ) Decrease in receivables from sales of investments 16,909 — 16,909 Changes in operating assets and liabilities: Change in other assets (5,168 ) 1,619 (3,549 ) Change in accrued interest receivable (2,266 ) — (2,266 ) Change in accrued interest payable 1,125 — 1,125 Change in other liabilities 15,125 (1,111 ) 14,014 Net cash provided by operating activities 89,463 (6,045 ) 83,418 Investing activities Purchases of available for sale investment securities (132,123 ) — (132,123 ) Proceeds from sales of available for sale investment securities 45,791 — 45,791 Proceeds from maturities, prepayments, and calls of available for sale investment securities 91,328 — 91,328 Proceeds from maturities, prepayments, and calls of held to maturity securities 1,013 — 1,013 Net change in investments in short-term receivables (165,773 ) — (165,773 ) Purchases of investments in tax credit entities (58,930 ) 1,534 (57,396 ) Loans originated, net of repayments (444,592 ) 3,608 (440,984 ) Proceeds from sale of bank premises and equipment 324 — 324 Purchases of bank premises and equipment (7,129 ) 1,216 (5,913 ) Proceeds from disposition of real estate owned 5,015 — 5,015 Net cash used in investing activities (665,076 ) 6,358 (658,718 ) Financing activities Net increase in deposits 461,073 (313 ) 460,760 Net change in repurchase agreements 39,670 — 39,670 Proceeds from borrowings 8,425 — 8,425 Repayment of borrowings (41,910 ) — (41,910 ) Proceeds from issuance of common stock, net of offering costs 104,332 — 104,332 Dividends paid (347 ) — (347 ) Net cash provided by financing activities 571,243 (313 ) 570,930 Net change in cash and cash equivalents (4,370 ) — (4,370 ) Cash and cash equivalents at beginning of year 36,012 — 36,012 Cash and cash equivalents at end of year $ 31,642 $ — $ 31,642 The following is a summary of the overall impact of the errors on prior years: For the Years Ended December 31, (In thousands) 2014 2013 Net income, as previously reported $ 55,589 $ 40,911 Correction to equity-method and recognition of impairment (11,008 ) (4,460 ) Consolidation of certain investments (4,562 ) (5,152 ) Other corrections (1,259 ) (1,329 ) (16,829 ) (10,941 ) Tax-effect of corrections 5,747 3,656 Total adjustments, net (11,082 ) (7,285 ) Net income, as restated $ 44,507 $ 33,626 As of December 31, (In thousands) 2014 2013 2012 Accumulated earnings, as previously reported $ 155,599 $ 100,389 $ 59,825 Prior year restatement adjustments, net (16,759 ) (9,474 ) (5,242 ) Correction to equity-method and recognition of impairment (11,008 ) (4,460 ) 463 Consolidation of certain investments (4,562 ) (5,152 ) (5,216 ) Other corrections (1,259 ) (1,329 ) (578 ) (33,588 ) (20,415 ) (10,573 ) Tax-effect of corrections 5,747 3,656 1,099 Total adjustments, net (27,841 ) (16,759 ) (9,474 ) Accumulated earnings, as restated $ 127,758 $ 83,630 $ 50,351 CONSOLIDATED BALANCE SHEET September 30, 2015 (In thousands) As previously reported Restatement adjustments As restated Assets Cash and due from banks: Noninterest-bearing $ 33,759 $ — $ 33,759 Interest-bearing 169,526 — 169,526 Federal funds sold 10,000 — 10,000 Cash and cash equivalents 213,285 — 213,285 Investment in short-term receivables 182,945 — 182,945 Investment securities available for sale, at fair value 273,702 — 273,702 Investment securities held to maturity (fair value of $84,601) 83,319 — 83,319 Mortgage loans held for sale 2,647 — 2,647 Loans, net of allowance for loan losses of $53,076 3,065,778 (238 ) 3,065,540 Bank premises and equipment, net 55,844 — 55,844 Accrued interest receivable 11,919 — 11,919 Goodwill and other intangible assets 8,942 (24 ) 8,918 Investment in real estate properties 57,465 (257 ) 57,208 Investment in tax credit entities, net 172,259 (8,418 ) 163,841 Cash surrender value of bank-owned life insurance 48,342 — 48,342 Other real estate 4,575 — 4,575 Deferred tax asset 127,627 3,549 131,176 Other assets 36,818 470 37,288 Total assets $ 4,345,467 $ (4,918 ) $ 4,340,549 Liabilities and equity Deposits: Noninterest-bearing $ 416,405 $ 79 $ 416,484 Interest-bearing 3,200,513 — 3,200,513 Total deposits 3,616,918 79 3,616,997 Repurchase agreements 93,775 — 93,775 Subordinated debentures 60,000 60,000 Long-term borrowings 43,392 — 43,392 Accrued interest payable 7,503 — 7,503 Other liabilities 37,266 1,683 38,949 Total liabilities 3,858,854 1,762 3,860,616 Shareholders’ equity: Preferred stock: Preferred stock Series D – no par value; 37,935 shares authorized, issued and outstanding at September 30, 2015 37,935 — 37,935 Common stock- par value $1 per share; 100,000,000 shares authorized; 19,068,301 shares issued and outstanding at September 30, 2015 19,068 — 19,068 Additional paid-in capital 242,376 — 242,376 Accumulated earnings 206,775 (6,680 ) 200,095 Accumulated other comprehensive loss, net (19,543 ) — (19,543 ) Total shareholders’ equity 486,611 (6,680 ) 479,931 Noncontrolling interest 2 — 2 Total equity 486,613 (6,680 ) 479,933 Total liabilities and equity $ 4,345,467 $ (4,918 ) $ 4,340,549 CONSOLIDATED BALANCE SHEET June 30, 2015 (In thousands) As previously reported Restatement adjustments As restated Assets Cash and due from banks: Noninterest-bearing $ 55,926 $ — $ 55,926 Interest-bearing 82,097 — 82,097 Federal funds sold 10,000 — 10,000 Cash and cash equivalents 148,023 — 148,023 Investment in short-term receivables 250,575 — 250,575 Investment securities available for sale, at fair value 245,860 — 245,860 Investment securities held to maturity (fair value of $84,175) 84,804 — 84,804 Mortgage loans held for sale 4,945 — 4,945 Loans, net of allowance for loan losses of $50,351 2,882,962 26,417 2,909,379 Bank premises and equipment, net 55,377 — 55,377 Accrued interest receivable 12,655 — 12,655 Goodwill and other intangible assets 7,827 (4 ) 7,823 Investment in real estate properties 56,193 (38,033 ) 18,160 Investment in tax credit entities, net 174,265 6,374 180,639 Cash surrender value of bank-owned life insurance 47,994 — 47,994 Other real estate 4,459 — 4,459 Deferred tax asset 111,643 2,368 114,011 Other assets 38,921 (3,397 ) 35,524 Total assets $ 4,126,503 $ (6,275 ) $ 4,120,228 Liabilities and equity Deposits: Noninterest-bearing $ 390,001 $ 947 $ 390,948 Interest-bearing 3,006,744 — 3,006,744 Total deposits 3,396,745 947 3,397,692 Repurchase agreements 117,840 — 117,840 Subordinated debentures 60,000 60,000 Long-term borrowings 43,392 — 43,392 Accrued interest payable 8,098 — 8,098 Other liabilities 30,508 (2,735 ) 27,773 Total liabilities 3,656,583 (1,788 ) 3,654,795 Shareholders’ equity: Preferred stock: Preferred stock Series D – no par value; 37,935 shares authorized, issued and outstanding at June 30, 2015 37,935 — 37,935 Common stock- par value $1 per share; 100,000,000 shares authorized; 19,021,721 shares issued and outstanding at June 30, 2015 19,022 — 19,022 Additional paid-in capital 241,437 — 241,437 Accumulated earnings 188,669 (4,487 ) 184,182 Accumulated other comprehensive loss, net (17,145 ) — (17,145 ) Total shareholders’ equity 469,918 (4,487 ) 465,431 Noncontrolling interest 2 — 2 Total equity 469,920 (4,487 ) 465,433 Total liabilities and equity $ 4,126,503 $ (6,275 ) $ 4,120,228 CONSOLIDATED BALANCE SHEET March 31, 2015 (In thousands) As previously reported Restatement adjustments As restated Assets Cash and due from banks: Noninterest-bearing $ 53,234 $ — $ 53,234 Interest-bearing 151,586 — 151,586 Cash and cash equivalents 204,820 — 204,820 Investment in short-term receivables 236,644 — 236,644 Investment securities available for sale, at fair value 257,865 — 257,865 Investment securities held to maturity (fair value of $89,332) 87,265 — 87,265 Mortgage loans held for sale 3,986 — 3,986 Loans, net of allowance for loan losses of $45,195 2,824,553 686 2,825,239 Bank premises and equipment, net 54,271 — 54,271 Accrued interest receivable 11,702 — 11,702 Goodwill and other intangible assets 7,739 (4 ) 7,735 Investment in real estate properties 17,964 (419 ) 17,545 Investment in tax credit entities, net 181,395 (7,508 ) 173,887 Cash surrender value of bank-owned life insurance 47,641 — 47,641 Other real estate 4,966 — 4,966 Deferred tax asset 95,817 3,244 99,061 Other assets 32,694 21 32,715 Total assets $ 4,069,322 $ (3,980 ) $ 4,065,342 Liabilities and equity Deposits: Noninterest-bearing $ 433,377 $ (241 ) $ 433,136 Interest-bearing 2,933,069 — 2,933,069 Total deposits 3,366,446 (241 ) 3,366,205 Repurchase agreements 111,864 — 111,864 Subordinated debentures 60,000 60,000 Long-term borrowings 43,392 — 43,392 Accrued interest payable 7,200 — 7,200 Other liabilities 30,457 2,377 32,834 Total liabilities 3,619,359 2,136 3,621,495 Shareholders’ equity: Preferred stock: Convertible preferred stock Series C – no par value; 1,680,219 shares authorized; 364,983 shares issued and outstanding at March 31, 2015 4,471 — 4,471 Preferred stock Series D – no par value; 37,935 shares authorized, issued and outstanding at March 31, 2015 37,935 — 37,935 Common stock- par value $1 per share; 100,000,000 shares authorized; 18,609,753 shares issued and outstanding at March 31, 2015 18,610 — 18,610 Additional paid-in capital 236,847 — 236,847 Accumulated earnings 171,572 (6,116 ) 165,456 Accumulated other comprehensive loss, net (19,474 ) — (19,474 ) Total shareholders’ equity 449,961 (6,116 ) 443,845 Noncontrolling interest 2 — 2 Total equity 449,963 (6,116 ) 443,847 Total liabilities and equity $ 4,069,322 $ (3,980 ) $ 4,065,342 CONSOLIDATED BALANCE SHEET September 30, 2014 (In thousands) As previously reported Restatement adjustments As restated Assets Cash and due from banks: Noninterest-bearing $ 27,342 $ — $ 27,342 Interest-bearing 14,757 — 14,757 Cash and cash equivalents 42,099 — 42,099 Investment in short-term receivables 240,832 — 240,832 Investment securities available for sale, at fair value 246,019 — 246,019 Investment securities held to maturity (fair value of $90,353) 90,710 — 90,710 Mortgage loans held for sale 4,095 — 4,095 Loans, net of allowance for loan losses of $40,300 2,625,394 383 2,625,777 Bank premises and equipment, net 50,186 — 50,186 Accrued interest receivable 11,078 — 11,078 Goodwill and other intangible assets 7,981 (4 ) 7,977 Investment in real estate properties 14,871 (1,358 ) 13,513 Investment in tax credit entities, net 151,114 (3,153 ) 147,961 Cash surrender value of bank-owned life insurance 46,934 — 46,934 Other real estate 5,262 — 5,262 Deferred tax asset 67,933 1,375 69,308 Other assets 29,415 (800 ) 28,615 Total assets $ 3,633,923 $ (3,557 ) $ 3,630,366 Liabilities and equity Deposits: Noninterest-bearing $ 336,112 $ (118 ) $ 335,994 Interest-bearing 2,635,093 — 2,635,093 Total deposits 2,971,205 (118 ) 2,971,087 Short-term borrowings 31,000 — 31,000 Repurchase agreements 113,430 — 113,430 Long-term borrowings 55,110 — 55,110 Accrued interest payable 6,543 — 6,543 Other liabilities 33,095 (784 ) 32,311 Total liabilities 3,210,383 (902 ) 3,209,481 Shareholders’ equity: Preferred stock: Convertible preferred stock Series C – no par value; 1,680,219 shares authorized; 364,983 shares issued and outstanding at September 30, 2014 4,471 — 4,471 Preferred stock Series D – no par value; 37,935 shares authorized, issued and outstanding at September 30, 2014 37,935 — 37,935 Common stock- par value $1 per share; 100,000,000 shares authorized; 18,575,088 shares issued and outstanding at September 30, 2014 18,575 — 18,575 Additional paid-in capital 239,144 — 239,144 Accumulated earnings 139,990 (2,655 ) 137,335 Accumulated other comprehensive loss, net (16,577 ) — (16,577 ) Total shareholders’ equity 423,538 (2,655 ) 420,883 Noncontrolling interest 2 — 2 Total equity 423,540 (2,655 ) 420,885 Total liabilities and equity $ 3,633,923 $ (3,557 ) $ 3,630,366 CONSOLIDATED BALANCE SHEET June 30, 2014 (In thousands) As previously reported Restatement adjustments As restated Assets Cash and due from banks: Noninterest-bearing $ 38,660 $ — $ 38,660 Interest-bearing 24,790 — 24,790 Cash and cash equivalents 63,450 — 63,450 Investment in short-term receivables 252,460 — 252,460 Investment securities available for sale, at fair value 280,991 — 280,991 Investment securities held to maturity (fair value of $91,410) 91,075 — 91,075 Mortgage loans held for sale 5,264 — 5,264 Loans, net of allowance for loan losses of $37,403 2,506,756 (90 ) 2,506,666 Bank premises and equipment, net 50,737 — 50,737 Accrued interest receivable 11,691 — 11,691 Goodwill and other intangible assets 8,132 (4 ) 8,128 Investment in real estate properties 14,103 (1,358 ) 12,745 Investment in tax credit entities, net 144,865 (2,694 ) 142,171 Cash surrender value of bank-owned life insurance 46,583 — 46,583 Other real estate 5,190 — 5,190 Deferred tax asset 61,256 1,514 62,770 Other assets 25,855 (601 ) 25,254 Total assets $ 3,568,408 $ (3,233 ) $ 3,565,175 Liabilities and equity Deposits: Noninterest-bearing $ 340,716 $ (118 ) $ 340,598 Interest-bearing 2,616,803 — 2,616,803 Total deposits 2,957,519 (118 ) 2,957,401 Repurchase agreements 106,393 — 106,393 Long-term borrowings 55,110 — 55,110 Accrued interest payable 6,846 — 6,846 Other liabilities 33,366 (201 ) 33,165 Total liabilities 3,159,234 (319 ) 3,158,915 Shareholders’ equity: Preferred stock: Convertible preferred stock Series C – no par value; 1,680,219 shares authorized; 364,983 shares issued and outstanding at June 30, 2014 4,471 — 4,471 Preferred stock Series D – no par value; 37,935 shares authorized, issued and outstanding at June 30, 2014 37,935 — 37,935 Common stock- par value $1 per share; 100,000,000 shares authorized; 18,554,499 shares issued and outstanding at June 30, 2014 18,554 — 18,554 Additional paid-in capital 238,241 — 238,241 Accumulated earnings 125,726 (2,914 ) 122,812 Accumulated other comprehensive loss, net (15,755 ) — (15,755 ) Total shareholders’ equity 409,172 (2,914 ) 406,258 Noncontrolling interest 2 — 2 Total equity 409,174 (2,914 ) 406,260 Total liabilities and equity $ 3,568,408 $ (3,233 ) $ 3,565,175 CONSOLIDATED BALANCE SHEET March 31, 2014 (In thousands) As previously reported Restatement adjustments As restated Assets Cash and due from banks: Noninterest-bearing $ 57,417 $ — $ 57,417 Interest-bearing 63,872 — 63,872 Cash and cash equivalents 121,289 — 121,289 Investment in short-term receivables 237,656 — 237,656 Investment securities available for sale, at fair value 271,166 — 271,166 Investment securities held to maturity (fair value of $91,366) 94,167 — 94,167 Mortgage loans held for sale 5,328 — 5,328 Loans, net of allowance for loan losses of $34,465 2,404,158 (173 ) 2,403,985 Bank premises and equipment, net 50,230 — 50,230 Accrued interest receivable 11,152 — 11,152 Goodwill and other intangible assets 8,283 (4 ) 8,279 Investment in real estate properties 13,491 (1,385 ) 12,106 Investment in tax credit entities, net 153,729 (2,948 ) 150,781 Cash surrender value of bank-owned life insurance 26,345 — 26,345 Other real estate 4,060 — 4,060 Deferred tax asset 56,297 1,689 57,986 Other assets 24,941 (523 ) 24,418 Total assets $ 3,482,292 $ (3,344 ) $ 3,478,948 Liabilities and equity Deposits: Noninterest-bearing $ 330,395 $ (118 ) $ 330,277 Interest-bearing 2,559,041 — 2,559,041 Total deposits 2,889,436 (118 ) 2,889,318 Repurchase agreements 106,806 — 106,806 Long-term borrowings 55,110 — 55,110 Accrued interest payable 6,777 — 6,777 Other liabilities 28,774 13 28,787 Total liabilities 3,086,903 (105 ) 3,086,798 Shareholders’ equity: Preferred stock: Convertible preferred stock Series C – no par value; 1,680,219 shares authorized; 364,983 shares issued and outstanding at March 31, 2014 4,471 — 4,471 Preferred stock Series D – no par value; 37,935 shares authorized, issued and outstanding at March 31, 2014 37,935 — 37,935 Common stock- par value $1 per share; 100,000,000 shares authorized; 18,521,831 shares issued and outstanding at March 31, 2014 18,522 — 18,522 Additional paid-in capital 237,521 — 237,521 Accumulated earnings 113,122 (3,239 ) 109,883 Accumulated other comprehensive loss, net (16,184 ) — (16,184 ) Total shareholders’ equity 395,387 (3,239 ) 392,148 Noncontrolling interest 2 — 2 Total equity 395,389 (3,239 ) 392,150 Total liabilities and equity $ 3,482,292 $ (3,344 ) $ 3,478,948 CONSOLIDATED STATEMENT OF INCOME For the Three Months Ended September 30, 2015 (In thousands, except per share data) As previously reported Restatement adjustments As restated Interest income: Loans, including fees $ 38,270 $ (573 ) $ 37,697 Investment securities 2,193 — 2,193 Investment in short-term receivables 1,434 — 1,434 Short-term investments 130 — 130 42,027 (573 ) 41,454 Interest expense: Deposits 11,476 — 11,476 Borrowings and securities sold under repurchase agreements 1,752 — 1,752 13,228 — 13,228 Net interest income 28,799 (573 ) 28,226 Provision for loan losses 3,000 — 3,000 Net interest income after provision for loan losses 25,799 (573 ) 25,226 Noninterest income: Service charges on deposit accounts 596 — 596 Investment securities gain, net — — — Loss on assets sold, net (273 ) — (273 ) Gain on sale of loans, net 31 — 31 Cash surrender value income on bank-owned life insurance 349 — 349 Sale of state tax credits earned 495 — 495 Community Development Entity fees earned 183 — 183 ATM fee income 529 — 529 Rental property income 427 452 879 Other (1,446 ) — (1,446 ) 891 452 1,343 Noninterest expense: Salaries and employee benefits 7,122 — 7,122 Occupancy and equipment expenses 3,247 — 3,247 Professional fees 2,002 — 2,002 Taxes, licenses and FDIC assessments 1,536 — 1,536 Impairment of investment in tax credit entities 3,253 9,976 13,229 Write-down of foreclosed assets 29 — 29 Data processing 1,554 — 1,554 Advertising and marketing 727 — 727 Rental property expenses 1,236 320 1,556 Other 2,345 (188 ) 2,157 23,051 10,108 33,159 Income before income taxes 3,639 (10,229 ) (6,590 ) Income tax benefit (14,562 ) (3,549 ) (18,111 ) Net income attributable to Company 18,201 (6,680 ) 11,521 Less preferred stock dividends (95 ) — (95 ) Less earnings allocated to participating securities — — — Income available to common shareholders $ 18,106 $ (6,680 ) $ 11,426 Earnings per common share – basic $ 0.97 $ (0.36 ) $ 0.61 Earnings per common share – diluted $ 0.94 $ (0.34 ) $ 0.60 CONSOLIDATED STATEMENT OF INCOME For the Three Months Ended June 30, 2015 (In thousands, except per share data) As previously reported Restatement adjustments As restated Interest income: Loans, including fees $ 34,685 $ 1,262 $ 35,947 Investment securities 2,215 — 2,215 Investment in short-term receivables 1,514 — 1,514 Short-term investments 94 — 94 38,508 1,262 39,770 Interest expense: Deposits 10,662 — 10,662 Borrowings and securities sold under repurchase agreements 1,740 — 1,740 12,402 — 12,402 Net interest income 26,106 1,262 27,368 Provision for loan losses 5,600 — 5,600 Net interest income after provision for loan losses 20,506 1,262 21,768 Noninterest income: Service charges on deposit accounts 585 — 585 Investment securities gain, net — — — Loss on assets sold, net (32 ) — (32 ) Gain on sale of loans, net 101 — 101 Cash surrender value income on bank-owned life insurance 353 — 353 Sale of state tax credits earned 668 — 668 Community Development Entity fees earned 133 — 133 ATM fee income 523 — 523 Rental property income 814 61 875 Other 412 — 412 3,557 61 3,618 Noninterest expense: Salaries and employee benefits 7,689 — 7,689 Occupancy and equipment expenses 2,996 — 2,996 Professional fees 1,701 — 1,701 Taxes, licenses and FDIC assessments 1,693 — 1,693 Impairment of investment in tax credit entities 2,647 9,014 11,661 Write-down of foreclosed assets 42 — 42 Data processing 1,581 — 1,581 Advertising and marketing 673 — 673 Rental property expenses 13 952 965 Other 4,064 (1,788 ) 2,276 23,099 8,178 31,277 Income before income taxes 964 (6,855 ) (5,891 ) Income tax benefit (16,228 ) (2,368 ) (18,596 ) Net income attributable to Company 17,192 (4,487 ) 12,705 Less preferred stock dividends (95 ) — (95 ) Less earnings allocated to participating securities (300 ) 78 (222 ) Income available to common shareholders $ 16,797 $ (4,409 ) $ 12,388 Earnings per common share – basic $ 0.90 $ (0.23 ) $ 0.67 Earnings per common share – diluted $ 0.88 $ (0.23 ) $ 0.65 . CONSOLIDATED STATEMENT OF INCOME For the Three Months Ended March 31, 2015 (In thousands, except per share data) As previously reported Restatement adjustments As restated Interest income: Loans, including fees $ 35,248 $ (754 ) $ 34,494 Investment securities 2,104 — 2,104 Investment in short-term receivables 1,690 — 1,690 Short-term investments 64 — 64 39,106 (754 ) 38,352 Interest expense: Deposits 10,244 — 10,244 Borrowings and securities sold under repurchase agreements 1,240 — 1,240 11,484 — 11,484 Net interest income 27,622 (754 ) 26,868 Provision for loan losses 3,000 — 3,000 Net interest income after provision for loan losses 24,622 (754 ) 23,868 Noninterest income: Service charges on deposit accounts 559 — 559 Investment securities loss, net (50 ) — (50 ) Gain on assets sold, net 43 — 43 Gain on sale of loans, net 15 — 15 Cash surrender value income on bank-owned life insurance 352 — 352 Sale of state tax credits earned 519 — 519 Community Development Entity fees earned 123 — 123 ATM fee income 501 — 501 Rental property income 28 842 870 Other 420 — 420 2,510 842 3,352 Noninterest expense: Salaries and employee benefits 6,907 — 6,907 Occupancy and equipment expenses 2,915 — 2,915 Professional fees 2,141 — 2,141 Taxes, licenses and FDIC assessments 1,239 — 1,239 Impairment of investment in tax credit entities 4,852 8,496 13,348 Write-down of foreclosed assets 58 — 58 Data processing 1,422 — 1,422 Advertising and marketing 1,018 — 1,018 Rental property expenses 13 952 965 Other 1,939 — 1,939 22,504 9,448 31,952 Income before income taxes 4,628 (9,360 ) (4,732 ) Income tax benefit (11,440 ) (3,244 ) (14,684 ) Net income attributable to Company 16,068 (6,116 ) 9,952 Less preferred stock dividends (95 ) — (95 ) Less earnings allocated to participating securities (308 ) 118 (190 ) Income available to common shareholders $ 15,665 $ (5,998 ) $ 9,667 Earnings per common share – basic $ 0.84 $ (0.32 ) $ 0.52 Earnings per common share – diluted $ 0.82 $ (0.31 ) $ 0.51 CONSOLIDATED STATEMENT OF INCOME For the Three Months Ended December 31, 2014 (In thousands, except per share data) As previously reported Resta |