Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | NOTE 5 The Company's loan portfolio consists primarily of loans to borrowers within the Southern California metropolitan area, the New York City metropolitan area, the Chicago, Illinois metropolitan area, Las Vegas, Nevada, Edison, New Jersey and Honolulu, Hawaii. Although the Company seeks to avoid concentrations of loans to a single industry or based upon a single class of collateral, real estate and real estate associated businesses are among the principal industries in the Company's market area and, as a result, the Company's loan and collateral portfolios are, to some degree, concentrated in those industries. The following tables present the balance and activity related to the allowance for loan losses for held for investment loans by type for the periods presented. For the Three Months Ended March 31, 2022 2021 (dollars in thousands) Real Estate Commercial Other Unallocated Total Real Estate Commercial Other Unallocated Total Allowance for loan losses: Beginning balance $ 28,592 $ 3,793 $ 527 $ — $ 32,912 $ 24,677 $ 4,617 $ 43 $ — $ 29,337 Provisions 430 (53 ) (11 ) — 366 1,257 164 45 34 1,500 Charge-offs — — (47 ) — (47 ) — — (42 ) — (42 ) Recoveries — 60 1 — 61 — — — — — $ 29,022 $ 3,800 $ 470 $ — $ 33,292 $ 25,934 $ 4,781 $ 46 $ 34 $ 30,795 For the Year Ended December 31, 2021 (dollars in thousands) Real Estate Commercial Other Total Allowance for loan losses: Beginning balance $ 24,677 $ 4,617 $ 43 $ 29,337 Provisions 3,982 (480 ) 457 3,959 Charge-offs (67 ) (501 ) (59 ) (627 ) Recoveries — 157 86 243 $ 28,592 $ 3,793 $ 527 $ 32,912 The following table presents the recorded investment in loans and impairment method as of March 31, 2022 2021 December 31, 2021, (dollars in thousands) March 31, 2022 Real Estate Commercial Other Unallocated Total Reserves: Specific $ — $ 26 $ — $ — $ 26 General 29,022 3,774 470 — 33,266 Total allowance for loan losses $ 29,022 $ 3,800 $ 470 $ — $ 33,292 Loans evaluated for impairment: Individually $ 10,905 $ 9,783 $ 3 $ — $ 20,691 Collectively 2,618,427 338,730 28,636 — 2,985,793 Total loans, net of deferred loan fees and unaccreted discount on acquired loans $ 2,629,332 $ 348,513 $ 28,639 $ — $ 3,006,484 March 31, 2021 Real Estate Commercial Other Unallocated Total Reserves: Specific $ — $ 524 $ — $ — $ 524 General 25,934 4,257 46 34 30,271 Total allowance for loan losses $ 25,934 $ 4,781 $ 46 $ 34 $ 30,795 Loans evaluated for impairment: Individually $ 11,429 $ 8,482 $ — $ — $ 19,911 Collectively 2,302,662 388,864 3,768 — 2,695,294 Total loans, net of deferred loan fees and unaccreted discount on acquired loans $ 2,314,091 $ 397,346 $ 3,768 $ — $ 2,715,205 December 31, 2021 Real Estate Commercial Other Unallocated Total Reserves: Specific $ — $ 30 $ — $ — $ 30 General 28,592 3,763 527 — 32,882 Total allowance for loan losses $ 28,592 $ 3,793 $ 527 $ — $ 32,912 Loans evaluated for impairment: Individually $ 10,340 $ 10,385 $ — $ — $ 20,725 Collectively 2,545,379 334,460 30,786 — 2,910,625 Total loans, net of deferred loan fees and unaccreted discount on acquired loans $ 2,555,719 $ 344,845 $ 30,786 $ — $ 2,931,350 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, collateral adequacy, credit documentation, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis typically includes larger, non-homogeneous loans such as commercial real estate and commercial and industrial loans. This analysis is performed on an ongoing basis as new information is obtained. The Company uses the following definitions for risk ratings: Pass not Special Mention may Substandard not Impaired The risk category of loans by class of loans was as follows at March 31, 2022 December 31, 2021: (dollars in thousands) Special March 31, 2022 Pass Mention Substandard Impaired Total Real estate: Construction and land development $ 346,625 $ — $ — $ 141 $ 346,766 Commercial real estate 1,177,470 1,773 33,517 5,225 1,217,985 Single-family residential mortgages 1,058,985 — 57 5,539 1,064,581 Commercial: Commercial and industrial 248,852 23,332 3,975 4,666 280,825 SBA 55,049 1,302 6,220 5,117 67,688 Other: 28,636 — — 3 28,639 $ 2,915,617 $ 26,407 $ 43,769 $ 20,691 $ 3,006,484 (dollars in thousands) Special December 31, 2021 Pass Mention Substandard Impaired Total Real estate: Construction and land development $ 299,333 $ 3,662 $ — $ 149 $ 303,144 Commercial real estate 1,184,889 2,006 55,104 6,000 1,247,999 Single-family residential mortgages 1,000,385 — — 4,191 1,004,576 Commercial: Commercial and industrial 255,439 — 9,148 4,122 268,709 SBA 62,300 1,303 6,270 6,263 76,136 Other: 30,786 — — — 30,786 $ 2,833,132 $ 6,971 $ 70,522 $ 20,725 $ 2,931,350 The following table presents the aging of the recorded investment in past-due loans at March 31, 2022 December 31, 2021 (dollars in thousands) 30 59 60 89 90 Days Total Loans Not Non-Accrual March 31, 2022 Days Days Or More Past Due Past Due Total Loans Loans (1) Real estate: Construction and land development $ 6,700 $ — $ 141 $ 6,841 $ 339,925 $ 346,766 $ 141 Commercial real estate 505 — 3,669 4,174 1,213,811 1,217,985 3,916 Single-family residential mortgages 8,639 — 3,340 11,979 1,052,602 1,064,581 5,539 Commercial: Commercial and industrial 70 497 3,689 4,256 276,569 280,825 4,282 SBA 1,887 — 3,748 5,635 62,053 67,688 5,117 Other: 56 9 3 68 28,571 28,639 3 $ 17,857 $ 506 $ 14,590 $ 32,953 $ 2,973,531 $ 3,006,484 $ 18,998 Real estate: Single-family residential mortgages held for sale $ — $ — $ — $ — $ 3,572 $ 3,572 $ — (dollars in thousands) 30 59 60 89 90 Days Total Loans Not Non-Accrual December 31, 2021 Days Days Or More Past Due Past Due Total Loans Loans (1) Real estate: Construction and land development $ — $ — $ 149 $ 149 $ 302,995 $ 303,144 $ 149 Commercial real estate 1,914 3,002 667 5,583 1,242,416 1,247,999 4,672 Single-family residential mortgages 10,554 2,238 2,680 15,472 989,104 1,004,576 4,191 Commercial: Commercial and industrial 1,575 — 3,689 5,264 263,445 268,709 3,712 SBA — 1,733 4,839 6,572 69,564 76,136 6,263 Other: 57 7 — 64 30,722 30,786 — $ 14,100 $ 6,980 $ 12,024 $ 33,104 $ 2,898,246 $ 2,931,350 $ 18,987 Real estate: Single-family residential mortgages held for sale $ — $ — $ — $ — $ 5,957 $ 5,957 $ — ( 1 Included in total loans. The Company has no loans that are 90 March 31, 2022 December 31, 2021. Information relating to individually impaired loans presented by class of loans was as follows at March 31, 2022 December 31, 2021: Unpaid (dollars in thousands) Principal Recorded Related March 31, 2022 Balance Investment Allowance With no related allowance recorded Construction and land development $ 173 $ 141 $ — Commercial and industrial 4,660 4,643 — Commercial real estate 5,271 5,225 — Single-family residential mortgage loans 5,784 5,539 — Commercial - SBA 5,120 5,104 — Other 3 3 — With related allowance recorded Commercial and industrial 24 23 24 Commercial-SBA 14 13 2 Total $ 21,049 $ 20,691 $ 26 Unpaid (dollars in thousands) Principal Recorded Related December 31, 2021 Balance Investment Allowance Construction and land development $ 173 $ 149 $ — Commercial and industrial 4,096 4,096 — Commercial real estate 6,059 6,000 — Residential mortgage loans 4,365 4,191 — Commercial - SBA 6,274 6,245 — Other — — — With related allowance recorded Commercial and industrial 27 26 27 Commercial-SBA 18 18 3 Total $ 21,012 $ 20,725 $ 30 The following table presents information on impaired loans and leases, disaggregated by loan segment, for the periods indicated: Three Months Ended March 31, 2022 March 31, 2021 Average Interest Average Interest (dollars in thousands) Balance Income Balance Income With no related allowance recorded Construction and land development $ 173 $ 8 $ 173 $ — Commercial and industrial 4,669 6 1,211 7 Commercial real estate 5,302 32 2,627 33 Residential mortgage loans 5,807 — 8,980 — Commercial - SBA 5,321 — 7,154 — Other 3 — — — With related allowance recorded Commercial and industrial 25 — 520 — Commercial - SBA 17 — 32 — Total $ 21,317 $ 46 $ 20,697 $ 40 No three March 31, 2022 2021 December 31, 2021. The Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), signed into law on March 27, 2020, 19 March 1, 2020 December 31, 2020 60 not 30 December 31, 2019. December 27, 2020, March 1, 2020 January 1, 2022 60 19 19 19 The Company identified seven loans as TDRs at March 31, 2022 December 31, 2021, March 31, 2022 December 31, 2021, March 31, 2022 December 31, 2021, March 31, 2022 December 31, 2021 twelve There were no loans modified as TDRs during the three March 31, 2022 2021. |