Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | NOTE 5 The Company's loan portfolio consists primarily of loans to borrowers within the Southern California metropolitan area, the New York City metropolitan area, the Chicago, Illinois metropolitan area, Las Vegas, Nevada, Edison, New Jersey and Honolulu, Hawaii. Although the Company seeks to avoid concentrations of loans to a single industry or based upon a single class of collateral, real estate and real estate associated businesses are among the principal industries in the Company's market area and, as a result, the Company's loan and collateral portfolios are, to some degree, concentrated in those industries. The following tables present the balance and activity related to the allowance for loan losses for held for investment loans by type for the periods presented. For the Three Months Ended June 30, 2022 2021 (dollars in thousands) Real Estate Commercial Other Unallocated Total Real Estate Commercial Other Unallocated Total Allowance for loan losses: Beginning balance $ 29,022 $ 3,800 $ 470 $ — $ 33,292 $ 25,934 $ 4,781 $ 46 $ 34 $ 30,795 Provisions 1,471 (550 ) (6 ) — 915 567 96 (30 ) (5 ) 628 Charge-offs — — (55 ) — (55 ) (67 ) (90 ) — — (157 ) Recoveries — — 2 — 2 — — 86 — 86 $ 30,493 $ 3,250 $ 411 $ — $ 34,154 $ 26,434 $ 4,787 $ 102 $ 29 $ 31,352 For the Six Months Ended June 30, 2022 2021 (dollars in thousands) Real Estate Commercial Other Unallocated Total Real Estate Commercial Other Unallocated Total Allowance for loan losses: Beginning balance $ 28,592 $ 3,793 $ 527 $ — $ 32,912 $ 24,677 $ 4,617 $ 43 $ — $ 29,337 Provisions 1,901 (603 ) (17 ) — 1,281 1,824 260 15 29 2,128 Charge-offs — — (102 ) — (102 ) (67 ) (90 ) (42 ) — (199 ) Recoveries — 60 3 — 63 — — 86 — 86 $ 30,493 $ 3,250 $ 411 $ — $ 34,154 $ 26,434 $ 4,787 $ 102 $ 29 $ 31,352 For the Year Ended December 31, 2021 (dollars in thousands) Real Estate Commercial Other Total Allowance for loan losses: Beginning balance $ 24,677 $ 4,617 $ 43 $ 29,337 Provisions 3,982 (480 ) 457 3,959 Charge-offs (67 ) (501 ) (59 ) (627 ) Recoveries — 157 86 243 $ 28,592 $ 3,793 $ 527 $ 32,912 The following table presents the recorded investment in loans and impairment method as of June 30, 2022 2021 December 31, 2021, (dollars in thousands) June 30, 2022 Real Estate Commercial Other Unallocated Total Reserves: Specific $ — $ 2 $ — $ — $ 2 General 30,493 3,248 411 — 34,152 Total allowance for loan losses $ 30,493 $ 3,250 $ 411 $ — $ 34,154 Loans evaluated for impairment: Individually $ 7,534 $ 6,403 $ — $ — $ 13,937 Collectively 2,715,320 290,945 25,744 — 3,032,009 Total loans, net of deferred loan fees and unaccreted discount on acquired loans $ 2,722,854 $ 297,348 $ 25,744 $ — $ 3,045,946 June 30, 2021 Real Estate Commercial Other Unallocated Total Reserves: Specific $ — $ 440 $ — $ — $ 440 General 26,434 4,347 102 29 30,912 Total allowance for loan losses $ 26,434 $ 4,787 $ 102 $ 29 $ 31,352 Loans evaluated for impairment: Individually $ 12,032 $ 7,211 $ — $ — $ 19,243 Collectively 2,311,711 368,441 9,811 — 2,689,963 Total loans, net of deferred loan fees and unaccreted discount on acquired loans $ 2,323,743 $ 375,652 $ 9,811 $ — $ 2,709,206 December 31, 2021 Real Estate Commercial Other Unallocated Total Reserves: Specific $ — $ 30 $ — $ — $ 30 General 28,592 3,763 527 — 32,882 Total allowance for loan losses $ 28,592 $ 3,793 $ 527 $ — $ 32,912 Loans evaluated for impairment: Individually $ 10,340 $ 10,385 $ — $ — $ 20,725 Collectively 2,545,379 334,460 30,786 — 2,910,625 Total loans, net of deferred loan fees and unaccreted discount on acquired loans $ 2,555,719 $ 344,845 $ 30,786 $ — $ 2,931,350 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, collateral adequacy, credit documentation, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis typically includes larger, non-homogeneous loans such as commercial real estate and commercial and industrial loans. This analysis is performed on an ongoing basis as new information is obtained. The Company uses the following definitions for risk ratings: Pass not Special Mention may Substandard not Impaired The risk category of loans by class of loans was as follows at June 30, 2022 December 31, 2021: (dollars in thousands) Special June 30, 2022 Pass Mention Substandard Impaired Total Real estate: Construction and land development $ 356,631 $ — $ — $ 141 $ 356,772 Commercial real estate 1,118,952 — 39,438 1,960 1,160,350 Single-family residential mortgages 1,200,243 — 56 5,433 1,205,732 Commercial: Commercial and industrial 209,590 23,281 3,753 1,421 238,045 SBA 49,541 — 4,780 4,982 59,303 Other: 25,744 — — — 25,744 $ 2,960,701 $ 23,281 $ 48,027 $ 13,937 $ 3,045,946 (dollars in thousands) Special December 31, 2021 Pass Mention Substandard Impaired Total Real estate: Construction and land development $ 299,333 $ 3,662 $ — $ 149 $ 303,144 Commercial real estate 1,184,889 2,006 55,104 6,000 1,247,999 Single-family residential mortgages 1,000,385 — — 4,191 1,004,576 Commercial: Commercial and industrial 255,439 — 9,148 4,122 268,709 SBA 62,300 1,303 6,270 6,263 76,136 Other: 30,786 — — — 30,786 $ 2,833,132 $ 6,971 $ 70,522 $ 20,725 $ 2,931,350 The following table presents the aging of the recorded investment in past-due loans at June 30, 2022 December 31, 2021 (dollars in thousands) 30 59 60 89 90 Days Total Loans Not Non-Accrual June 30, 2022 Days Days Or More Past Due Past Due Total Loans Loans (1) Real estate: Construction and land development $ — $ — $ 141 $ 141 $ 356,631 $ 356,772 $ 141 Commercial real estate 243 — 667 910 1,159,440 1,160,350 667 Single-family residential mortgages 3,064 3,660 2,933 9,657 1,196,075 1,205,732 5,433 Commercial: Commercial and industrial 1,186 5 1,063 2,254 235,791 238,045 1,063 SBA — 1,720 3,686 5,406 53,897 59,303 4,982 Other: 88 13 — 101 25,643 25,744 — $ 4,581 $ 5,398 $ 8,490 $ 18,469 $ 3,027,477 $ 3,045,946 $ 12,286 Real estate: Single-family residential mortgages held for sale $ — $ — $ — $ — $ — $ — $ — (dollars in thousands) 30 59 60 89 90 Days Total Loans Not Non-Accrual December 31, 2021 Days Days Or More Past Due Past Due Total Loans Loans (1) Real estate: Construction and land development $ — $ — $ 149 $ 149 $ 302,995 $ 303,144 $ 149 Commercial real estate 1,914 3,002 667 5,583 1,242,416 1,247,999 4,672 Single-family residential mortgages 10,554 2,238 2,680 15,472 989,104 1,004,576 4,191 Commercial: Commercial and industrial 1,575 — 3,689 5,264 263,445 268,709 3,712 SBA — 1,733 4,839 6,572 69,564 76,136 6,263 Other: 57 7 — 64 30,722 30,786 — $ 14,100 $ 6,980 $ 12,024 $ 33,104 $ 2,898,246 $ 2,931,350 $ 18,987 Real estate: Single-family residential mortgages held for sale $ — $ — $ — $ — $ 5,957 $ 5,957 $ — ( 1 Included in total loans. The Company has no loans that are 90 June 30, 2022 December 31, 2021. Information relating to individually impaired loans presented by class of loans was as follows at June 30, 2022 December 31, 2021: Unpaid (dollars in thousands) Principal Recorded Related June 30, 2022 Balance Investment Allowance With no related allowance recorded Construction and land development $ 173 $ 141 $ — Commercial and industrial 1,445 1,421 — Commercial real estate 1,972 1,960 — Single-family residential mortgage loans 5,616 5,433 — Commercial - SBA 4,973 4,973 — With related allowance recorded Commercial-SBA 10 9 2 Total $ 14,189 $ 13,937 $ 2 Unpaid (dollars in thousands) Principal Recorded Related December 31, 2021 Balance Investment Allowance With no related allowance recorded Construction and land development $ 173 $ 149 $ — Commercial and industrial 4,096 4,096 — Commercial real estate 6,059 6,000 — Residential mortgage loans 4,365 4,191 — Commercial - SBA 6,274 6,245 — With related allowance recorded Commercial and industrial 27 26 27 Commercial-SBA 18 18 3 Total $ 21,012 $ 20,725 $ 30 The following table presents information on impaired loans and leases, disaggregated by loan segment, for the periods indicated: Three Months Ended Six Months Ended June 30, 2022 June 30, 2021 June 30, 2022 June 30, 2021 Average Interest Average Interest Average Interest Average Interest (dollars in thousands) Balance Income Balance Income Balance Income Balance Income With no related allowance recorded Construction and land development $ 173 $ — $ 173 $ — $ 173 $ 8 $ 173 $ — Commercial and industrial 1,452 6 470 7 1,464 13 480 15 Commercial real estate 1,979 33 1,953 33 1,988 64 1,967 67 Residential mortgage loans 5,636 — 10,403 — 5,649 — 10,407 — Commercial - SBA 5,173 — 7,146 — 5,173 — 7,228 — With related allowance recorded Commercial and industrial — — 437 — — — 437 — Other 13 — 28 — 15 — 30 1 Total $ 14,426 $ 39 $ 20,610 $ 40 $ 14,462 $ 85 $ 20,722 $ 83 No three six June 30, 2022 2021 December 31, 2021. The Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), signed into law on March 27, 2020, 19 March 1, 2020 December 31, 2020 60 not 30 December 31, 2019. December 27, 2020, March 1, 2020 January 1, 2022 60 19 19 19 The Company identified seven June 30, 2022 nine December 31, 2021, June 30, 2022 December 31, 2021, June 30, 2022 December 31, 2021, June 30, 2022 December 31, 2021 twelve There were no loans modified as TDRs during the three six June 30, 2022 two three six June 30, 2021. two six nine 2022 2021. |