Home Federal Bancorp, Inc. of Louisiana (HFBL) 10-Q 11 Feb 19 2019 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Dec. 31, 2018	Feb. 08, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	Home Federal Bancorp, Inc. of Louisiana
Entity Central Index Key	1,500,375
Current Fiscal Year End Date	--06-30
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		1,853,035
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Dec. 31, 2018
Document Fiscal Year Focus	2,019
Document Fiscal Period Focus	Q2

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
ASSETS
Cash and Cash Equivalents (Includes Interest-Bearing Deposits with Other Banks of $7,817 and $11,974 for December 31, 2018 and June 30, 2018, Respectively)	$ 10,874	$ 15,867
Securities Available-for-Sale	38,638	29,324
Securities Held-to-Maturity (Fair Value of $25,751 and $27,818, Respectively)	26,510	28,888
Loans Held-for-Sale	3,858	6,762
Loans Receivable, Net of Allowance for Loan Losses of $3,479 and $3,425, Respectively	322,072	317,493
Accrued Interest Receivable	1,164	1,146
Premises and Equipment, Net	13,160	12,243
Bank Owned Life Insurance	6,878	6,808
Deferred Tax Asset	1,081	1,102
Foreclosed Assets	747	1,177
Other Assets	587	840
Total Assets	425,569	421,650
LIABILITIES
Deposits	373,407	360,260
Advances from Borrowers for Taxes and Insurance	328	725
Short-term Federal Home Loan Bank advances	288	5,282
Long-term Federal Home Loan Bank advances	1,209	6,355
Other Borrowings	450	300
Other Accrued Expenses and Liabilities	1,249	1,691
Total Liabilities	376,931	374,613
STOCKHOLDERS' EQUITY
Preferred Stock - $.01 Par Value; 10,000,000 Shares Authorized; None Issued and Outstanding	0	0
Common Stock - $.01 Par Value; 40,000,000 Shares Authorized; 1,881,735 and 1,894,081 Shares Issued and Outstanding at December 31, 2018 and June 30, 2018, Respectively	23	23
Additional Paid-in Capital	35,586	35,057
Unearned ESOP Stock	(1,042)	(1,100)
Unearned RRP Trust Stock	2	(22)
Retained Earnings	14,952	14,125
Accumulated Other Comprehensive Income	(883)	(1,046)
Total Stockholders' Equity	48,638	47,037
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 425,569	$ 421,650

CONSOLIDATED STATEMENTS OF FI_2

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
ASSETS
Interest-Bearing Deposits with Other Banks	$ 7,817	$ 11,974
Securities Held-to-Maturity, Fair Value	25,751	27,818
Loans Receivable, Allowance for Loan Losses	$ 3,479	$ 3,425
STOCKHOLDERS' EQUITY
Preferred Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, Authorized (in shares)	10,000,000	10,000,000
Preferred Stock, Issued (in shares)	0	0
Preferred Stock, Outstanding (in shares)	0	0
Common Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Authorized (in shares)	40,000,000	40,000,000
Common Stock, Issued (in shares)	1,881,735	1,894,081
Common Stock, Outstanding (in shares)	1,881,735	1,894,081

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
INTEREST INCOME
Loans, Including Fees	$ 4,569	$ 4,280	$ 9,063	$ 8,564
Investment Securities	15	12	29	23
Mortgage-Backed Securities	318	268	616	528
Other Interest-Earning Assets	94	27	174	65
Total Interest Income	4,996	4,587	9,882	9,180
INTEREST EXPENSE
Deposits	1,030	738	1,959	1,445
Other Borrowings	3	1	4	1
Federal Home Loan Bank Borrowings	42	117	110	261
Total Interest Expense	1,075	856	2,073	1,707
Net Interest Income	3,921	3,731	7,809	7,473
PROVISION FOR LOAN LOSSES	100	200	350	500
Net Interest Income after Provision for Loan Losses	3,821	3,531	7,459	6,973
NON-INTEREST INCOME
Gain on Sale of Loans	374	430	766	1,035
Loss on Sale of Real Estate and Fixed Assets	(230)	(1)	(228)	(1)
Gain on Sale of Securities	0	0	0	95
Income on Bank Owned Life Insurance	35	35	70	71
Service Charges on Deposit Accounts	238	221	465	437
Other Income	22	12	35	28
Total Non-Interest Income	439	697	1,108	1,665
NON-INTEREST EXPENSE
Compensation and Benefits	1,547	1,581	3,163	3,296
Occupancy and Equipment	329	361	649	671
Data Processing	147	165	297	332
Audit and Examination Fees	73	77	127	126
Franchise and Bank Shares Tax	97	103	197	201
Advertising	84	30	142	70
Legal Fees	158	143	297	289
Loan and Collection	64	73	126	153
Deposit Insurance Premium	22	40	52	68
Valuation Adjustment Real Estate Owned	0	0	75	0
Other Expense	201	182	372	380
Total Non-Interest Expense	2,722	2,755	5,497	5,586
Income Before Income Taxes	1,538	1,473	3,070	3,052
PROVISION FOR INCOME TAX EXPENSE	363	1,112	677	1,683
Net Income	$ 1,175	$ 361	$ 2,393	$ 1,369
EARNINGS PER COMMON SHARE:
Basic (in dollars per share)	$ 0.66	$ 0.20	$ 1.34	$ 0.76
Diluted (in dollars per share)	0.62	0.19	1.25	0.72
DIVIDENDS DECLARED (in dollars per share)	$ 0.14	$ 0.12	$ 0.28	$ 0.24

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) [Abstract]
Net Income	$ 1,175	$ 361	$ 2,393	$ 1,369
Other Comprehensive Income (Loss), Net of Tax
Unrealized Holding Gain /(Loss) on Securities Available-for-Sale, Net of Tax of $63 and $43 in 2018 and $78 and $124 in 2017	238	(153)	163	(239)
Total Comprehensive Income	$ 1,413	$ 208	$ 2,556	$ 1,130

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Other Comprehensive Income (Loss), Net of Tax
Unrealized Holding Loss on Securities Available-for-Sale, Tax	$ 63	$ 78	$ 43	$ 124

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned ESOP Stock [Member]	Unearned RRP Trust Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Beginning Balance at Jun. 30, 2017	$ 23	$ 34,516	$ (1,215)	$ (46)	$ 13,320	$ (352)	$ 46,246
Net Income	0	0	0	0	1,369	0	1,369
Changes in Unrealized Gain on Securities Available-for-Sale, Net of Tax Effects	0	0	0	0	0	(239)	(239)
RRP Shares Earned	0	0	0	24	0	0	24
Stock Options Vested	0	68	0	0	0	0	68
Common Stock Issuance for Stock Option Exercises	0	191	0	0	0	0	191
ESOP Compensation Earned	0	99	57	0	0	0	156
Company Stock Purchased	0	0	0	0	(1,417)	0	(1,417)
Dividends Declared	0	0	0	0	(466)	0	(466)
Ending Balance at Dec. 31, 2017	23	34,874	(1,158)	(22)	12,806	(591)	45,932
Beginning Balance at Jun. 30, 2018	23	35,057	(1,100)	(22)	14,125	(1,046)	47,037
Net Income	0	0	0	0	2,393	0	2,393
Changes in Unrealized Gain on Securities Available-for-Sale, Net of Tax Effects	0	0	0	0	0	163	163
Share Awards Earned	0	135	0	0	0	0	135
RRP Shares Earned	0	0	0	24	0	0	24
Stock Options Vested	0	68	0	0	0	0	68
Common Stock Issuance for Stock Option Exercises	0	198	0	0	0	0	198
ESOP Compensation Earned	0	128	58	0	0	0	186
Company Stock Purchased	0	0	0	0	(1,037)	0	(1,037)
Dividends Declared	0	0	0	0	(529)	0	(529)
Ending Balance at Dec. 31, 2018	$ 23	$ 35,586	$ (1,042)	$ 2	$ 14,952	$ (883)	$ 48,638

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 2,393	$ 1,369
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities
Bad Debt Recovery	1	5
Net Amortization and Accretion on Securities	57	96
Loss on Sale of Real Estate	228	1
Gain on Sale of Loans	(766)	(1,035)
Gain on Sale of Securities	0	(95)
Amortization of Deferred Loan Fees	(97)	(72)
Depreciation of Premises and Equipment	241	254
ESOP Expense	186	156
Stock Option Expense	68	68
Recognition and Retention Plan Expense	14	14
Deferred Income Tax	(26)	610
Valuation Adjustment Real Estate Owned	75	0
Provision for Loan Losses	350	500
Increase in Cash Surrender Value on Bank Owned Life Insurance	(70)	(71)
Share Awards Expense	68	68
Changes in Assets and Liabilities:
Loans Held-for-Sale - Originations and Purchases	(28,395)	(44,573)
Loans Held-for-Sale - Sale and Principal Repayments	32,065	56,531
Accrued Interest Receivable	(18)	(79)
Other Operating Assets	253	428
Other Operating Liabilities	(442)	(471)
Net Cash Provided by Operating Activities	6,185	13,704
CASH FLOWS FROM INVESTING ACTIVITIES
Loan Originations and Purchases, Net of Principal Collections	(4,646)	(3,920)
Deferred Loan Fees Collected	85	169
Acquisition of Premises and Equipment	(1,923)	(114)
Proceeds from Sale of Real Estate	536	0
Activity in Available-for-Sale Securities:
Principal Payments on Mortgage-Backed Securities	3,369	4,479
Purchases of Securities	(12,522)	(4,947)
Sale of Securities	0	3,555
Activity in Held-to-Maturity Securities:
Principal Payments on Mortgage-Backed Securities	2,396	1,466
Purchase of Securities	0	(1,174)
Net Cash Used in Investing Activities	(12,705)	(486)
CASH FLOWS FROM FINANCING ACTIVITIES
Net Increase in Deposits	13,147	13,180
Proceeds from Federal Home Loan Bank Advances	0	61,675
Repayments of Advances from Federal Home Loan Bank	(10,140)	(88,808)
Repayment of Other Borrowings	(300)	0
Net Decrease in Advances from Borrowers for Taxes and Insurance	(397)	(384)
Dividends Paid	(529)	(466)
Company Stock Purchased	(1,037)	(1,417)
Proceeds from Stock Options Exercised	198	191
Proceeds from Other Bank Borrowings	450	350
Plan Share Distributions	135	0
Net Cash Provided by (Used in) Financing Activities	1,527	(15,679)
NET DECREASE IN CASH AND CASH EQUIVALENTS	(4,993)	(2,461)
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD	15,867	11,905
CASH AND CASH EQUIVALENTS - END OF PERIOD	10,874	9,444
SUPPLEMENTARY CASH FLOW INFORMATION
Interest Paid on Deposits and Borrowed Funds	1,403	1,614
Income Taxes Paid	787	1,101
Market Value Adjustment for Gain (Loss) on Securities Available-for-Sale	$ 206	$ (363)

Summary of Accounting Policies

Summary of Accounting Policies	6 Months Ended
	Dec. 31, 2018
Summary of Accounting Policies [Abstract]
Summary of Accounting Policies	1. Summary of Accounting Policies Basis of Presentation The consolidated financial statements include the accounts of Home Federal Bancorp, Inc. of Louisiana (the “Company”) and its subsidiary, Home Federal Bank (“Home Federal Bank” or the “Bank”). These consolidated financial statements were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States of America. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the six month period ended December 31, 2018 are not necessarily indicative of the results which may be expected for the fiscal year ending June 30, 2019. The Company follows accounting standards set by the Financial Accounting Standards Board (the “FASB”). The FASB sets generally accepted accounting principles (“GAAP”) that we follow to ensure we consistently report our financial condition, results of operations, and cash flows. References to GAAP issued by the FASB in these footnotes are to the FASB Accounting Standards Codification (the “Codification” or the “ASC”). In accordance with the subsequent events topic of the ASC, the Company evaluates events and transactions that occur after the balance sheet date for potential recognition in the financial statements. The effect of all subsequent events that provide additional evidence of conditions that existed at the balance sheet date are recognized in the financial statements as of December 31, 2018. In preparing these financial statements, the Company evaluated the events and transactions that occurred through the date these financial statements were issued. Use of Estimates In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Statements of Financial Condition and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the allowance for loan losses. Nature of Operations Home . Cash and Cash Equivalents For purposes of the Consolidated Statements of Cash Flows, cash and cash equivalents include cash on hand, balances due from banks, and federal funds sold, all of which mature within ninety days. Securities The Company classifies its debt and equity investment securities into one of three categories: held-to-maturity, available-for-sale, or trading. Investments in nonmarketable equity securities and debt securities, in which the Company has the positive intent and ability to hold to maturity, are classified as held-to-maturity and carried at amortized cost. Investments in debt securities that are not classified as held-to-maturity and marketable equity securities that have readily determinable fair values are classified as either trading or available-for-sale securities. Securities that are acquired and held principally for the purpose of selling in the near term are classified as trading securities. Investments in securities not classified as trading or held-to-maturity are classified as available-for-sale. Trading account and available-for-sale securities are carried at fair value. Unrealized holding gains and losses on trading securities are included in earnings, while net unrealized holding gains and losses on available-for-sale securities are excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the term of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Bank to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Loans Held-for-Sale Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to income. Loans Loans receivable are stated as unpaid principal balances less allowances for loan losses and unamortized deferred loan fees. Net nonrefundable fees (loan origination fees, commitment fees, discount points) and costs associated with lending activities are being deferred and subsequently amortized into income as an adjustment of yield on the related interest earning assets using the interest method. Interest income on contractual loans receivable is recognized on the accrual method. Unearned discount on property improvement and automobile loans is deferred and amortized on the interest method over the life of the loan. Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of the underlying collateral, and prevailing economic conditions. The evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. A loan is considered impaired when, based on current information or events, it is probable that the Bank will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. When a loan is impaired, the measurement of such impairment is based upon the fair value of the collateral of the loan. If the fair value of the collateral is less than the recorded investment in the loan, the Bank will recognize the impairment by creating a valuation allowance with a corresponding charge against earnings. A loan is considered a troubled debt restructuring (“TDR”) if the Company, for economic or legal reasons related to a debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. Concessions granted under a TDR typically involve a temporary or permanent reduction in payments or interest rate or an extension of a loan’s stated maturity date at less than a current market rate of interest. Loans identified as TDRs are designated as impaired. An allowance is also established for uncollectible interest on loans classified as substandard. The allowance is established by a charge to interest income equal to all interest previously accrued and income is subsequently recognized only to the extent that cash payments are received. When, in management’s judgment, the borrower’s ability to make periodic interest and principal payments is back to normal, the loan is returned to accrual status. It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is adequate to absorb known and inherent losses in the existing loan portfolio both probable and reasonable to estimate. Off-Balance Sheet Credit Related Financial Instruments In the ordinary course of business, the Bank has entered into commitments to extend credit. Such financial instruments are recorded when they are funded. Foreclosed Assets Assets acquired through, or in lieu of, loan foreclosure are held-for-sale and are transferred to other real estate owned at the lower of cost or current fair value minus estimated cost to sell as of the date of foreclosure. Cost is defined as the lower of the fair value of the property or the recorded investment in the loan. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Premises and Equipment Land is carried at cost. Buildings and equipment are carried at cost less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets. Estimated useful lives are as follows: Buildings and Improvements 10 - 40 Years Furniture and Equipment 3 - 10 Years Bank-Owned Life Insurance The Company has purchased life insurance contracts on the lives of certain key employees. The Bank is the beneficiary of these policies. These contracts are reported at their cash surrender value, and changes in the cash surrender value are included in non-interest income. Income Taxes The Company and its wholly-owned subsidiary file a consolidated Federal income tax return on a fiscal year basis. Each entity pays its pro-rata share of income taxes in accordance with a written tax-sharing agreement. The Company accounts for income taxes on the asset and liability method. Deferred tax assets and liabilities are recorded based on the difference between the tax basis of assets and liabilities and their carrying amounts for financial reporting purposes, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. Current taxes are measured by applying the provisions of enacted tax laws to taxable income to determine the amount of taxes receivable or payable. The Company follows the provisions of the Income Taxes While the Bank is exempt from Louisiana income tax, it is subject to the Louisiana Ad Valorem Tax, commonly referred to as the Louisiana Shares Tax, which is based on stockholders’ equity and net income. Earnings per Share Earnings per share are computed based upon the weighted average number of common shares outstanding during the period. Non-Direct Response Advertising The Company expenses all advertising costs, except for direct-response advertising, as incurred. Non-direct response advertising costs were $142,000 and $70,000 for the six months ended December 31, 2018 and 2017, respectively. In the event the Company incurs expense for material direct-response advertising, it will be amortized over the estimated benefit period. Direct-response advertising consists of advertising whose primary purpose is to elicit sales to customers who could be shown to have responded specifically to the advertising and results in probable future benefits. For the six months ended December 31, 2018 and 2017, the Company did not incur any amount of direct-response advertising. Stock-Based Compensation GAAP requires all share-based payments to employees, including grants of employee stock options and recognition and retention share awards, to be recognized as expense in the statement of operations based on their fair values. The amount of compensation is measured at the fair value of the options or recognition and retention share awards when granted, and this cost is expensed over the required service period, which is normally the vesting period of the options or recognition and retention awards. Reclassification Certain financial statement balances included in the prior year consolidated financial statements have been reclassified to conform to the current period presentation. Comprehensive Income Accounting principles generally accepted in the United States of America require that recognized revenue, expenses, gains, and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the equity section of the consolidated balance sheets along with net income, they are components of comprehensive income (loss). Recent Accounting Pronouncements In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers Revenue Recognition In January 2016, the FASB issued ASU 2016-01, Financial Instruments Fair Value Measurement The provisions within this Update require an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option. This amendment excludes from net income gains or losses that the entity may not realize because those financial liabilities are not usually transferred or settled at their fair values before maturity. The amendments in this Update require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (that is, securities or loans and receivables) on the balance sheet or in the accompanying notes to the financial statements. For public business entities, the amendments in ASU 2016-01 are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of this standard did not have a material impact on the Company’s consolidated financial statements. In February 2016, the FASB issued ASU 2016-02, Leases The new standard is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the consolidated financial statements, with certain practical expedients available. The adoption of this guidance is not expected to have a material effect on the Company’s consolidated financial statements. In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses In March 2017, the FASB issued ASU 2017-08, Receivables - Nonrefundable Fees and Other Costs In May 2017, the FASB issued ASU 2017-09, Compensation – Stock Compensation In November 2017, the FASB issued ASU 2017-14, Income Statement – Reporting Comprehensive Income Revenue Recognition Revenue from Contracts with Customers In February 2018, the FASB issued ASU 2018-02, Income Statement – Reporting Comprehensive Income In May 2018, the FASB issued ASU 2018-06, Codification Improvements to Topic 942, Financial Services – Depository and Lending In June 2018, the FASB issued ASU 2018-07, Compensation – Stock Compensation

Securities

Securities	6 Months Ended
	Dec. 31, 2018
Securities [Abstract]
Securities	2. Securities The amortized cost and fair value of securities with gross unrealized gains and losses follows: December 31, 2018 Securities Available-for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Debt Securities FHLMC Mortgage-Backed Certificates $ 8,775 $ 1 $ 389 $ 8,387 FNMA Mortgage-Backed Certificates 21,469 1 474 20,996 GNMA Mortgage-Backed Certificates 9,512 1 258 9,255 Total Debt Securities 39,756 3 1,121 38,638 Total Securities Available-for-Sale $ 39,756 $ 3 $ 1,121 $ 38,638 Securities Held-to-Maturity Debt Securities GNMA Mortgage-Backed Certificates $ 1,147 $ -- $ 50 $ 1,097 FNMA Mortgage-Backed Certificates 22,488 -- 709 21,779 Total Debt Securities 23,635 -- 759 22,876 Equity Securities (Non-Marketable) 26,249 2,625 -- -- 2,625 630 Shares – First National Bankers Bankshares, Inc. 250 -- -- 250 Total Equity Securities 2,875 -- -- 2,875 Total Securities Held-to-Maturity $ 26,510 $ -- $ 759 $ 25,751 June 30, 2018 Securities Available-for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Debt Securities FHLMC Mortgage-Backed Certificates $ 7,601 $ 2 $ 518 $ 7,085 FNMA Mortgage-Backed Certificates 12,465 1 554 11,912 GNMA Mortgage-Backed Certificates 10,581 2 256 10,327 Total Debt Securities 30,647 5 1,328 29,324 Total Securities Available-for-Sale $ 30,647 $ 5 $ 1,328 $ 29,324 Securities Held-to-Maturity Debt Securities GNMA Mortgage-Backed Securities $ 1,160 $ -- $ 45 $ 1,115 FNMA Mortgage-Backed Securities 24,882 -- 1,025 23,857 Total Debt Securities 26,042 -- 1,070 24,972 Equity Securities (Non-Marketable) 25,959 Shares – Federal Home Loan Bank 2,596 -- -- 2,596 630 Shares – First National Bankers Bankshares, Inc. 250 -- -- 250 Total Equity Securities 2,846 -- -- 2,846 Total Securities Held-to-Maturity $ 28,888 $ -- $ 1,070 $ 27,818 The amortized cost and fair value of securities by contractual maturity at December 31, 2018 follows: Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In Thousands) Debt Securities Within One Year or Less $ 4 $ 4 $ -- $ -- One through Five Years 16,497 16,078 -- -- After Five through Ten Years 7,859 7,572 -- -- Over Ten Years 15,396 14,984 23,635 22,876 39,756 38,638 23,635 22,876 Other Equity Securities -- -- 2,875 2,875 Total $ 39,756 $ 38,638 $ 26,510 $ 25,751 Securities available-for-sale totaling $12.5 million were purchased during the six months ended December 31, 2018. The following tables show information pertaining to gross unrealized losses on securities available-for-sale at December 31, 2018 and June 30, 2018 aggregated by investment category and length of time that individual securities have been in a continuous loss position. December 31, 2018 Less Than Twelve Months Over Twelve Months Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In Thousands) Securities Available-for-Sale Mortgage-Backed Securities $ 184 $ 16,737 $ 937 $ 21,792 Total Securities Available-for-Sale $ 184 $ 16,737 $ 937 $ 21,792 June 30, 2018 Less Than Twelve Months Over Twelve Months Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In Thousands) Securities Available-for-Sale Mortgage-Backed Securities $ 71 $ 4,709 $ 1,257 $ 24,547 Total Securities Available-for-Sale $ 71 $ 4,709 $ 1,257 $ 24,547 The unrealized losses on the Company’s investment in mortgage-backed securities at December 31, 2018 and June 30, 2018 were caused by interest rate changes. The contractual cash flows of these investments are guaranteed by agencies of the U.S. Government. Accordingly, it is expected that these securities would not be settled at a price less than the amortized cost of the Company’s investment. Because the decline in market value is attributable to changes in interest rates and not credit quality and because the Company has the ability and intent to hold these investments until a recovery of fair value, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2018. The Company’s investment in equity securities consists primarily of FHLB stock and shares of First National Bankers Bankshares, Inc. (“FNBB”). Management monitors its investment portfolio to determine whether any investment securities which have unrealized losses should be considered other than temporarily impaired. At December 31, 2018, securities with a carrying value of $2.4 million were pledged to secure public deposits, and securities and mortgage loans with a carrying value of $150.0 million were pledged to secure FHLB advances.

Loans Receivable

Loans Receivable	6 Months Ended
	Dec. 31, 2018
Loans Receivable [Abstract]
Loans Receivable	3. Loans Receivable Loans receivable are summarized as follows: December 31, 2018 June 30, 2018 (In Thousands) Loans Secured by Mortgages on Real Estate One-to-Four Family Residential $ 119,448 $ 121,257 Commercial 81,348 74,416 Multi-Family Residential 43,095 38,079 Land 20,072 20,474 Construction 9,272 11,921 Equity and Second Mortgage 1,387 1,541 Equity Lines of Credit 16,876 17,387 Total Mortgage Loans 291,498 285,075 Commercial Loans 33,533 35,458 Consumer Loans Loans on Savings Accounts 421 462 Other Consumer Loans 349 185 Total Consumer Loans 770 647 Total Loans 325,801 321,180 Less: Allowance for Loan Losses (3,479 ) (3,425 ) Unamortized Loan Fees (250 ) (262 ) Net Loans Receivable $ 322,072 $ 317,493 Following is a summary of changes in the allowance for loan losses: Six Months Ended December 31, 2018 2017 (In Thousands) Balance - Beginning of Period $ 3,425 $ 3,729 Provision for Loan Losses 350 500 Loan Charge-Offs (297 ) (851 ) Recoveries 1 5 Balance - End of Period $ 3,479 $ 3,383 Credit Quality Indicators The Company segregates loans into risk categories based on the pertinent information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans according to credit risk. Loans classified as substandard or identified as special mention are reviewed quarterly by management to evaluate the level of deterioration, improvement, and impairment, if any, as well as assign the appropriate risk category. Loans excluded from the scope of the quarterly review process above are generally identified as pass credits until: (a) they become past due; (b) management becomes aware of deterioration in the credit worthiness of the borrower; or (c) the customer contacts the Company for a modification. In these circumstances, the loan is specifically evaluated for potential classification and the need to allocate reserves or charge-off. The Company uses the following definitions for risk ratings: Pass - Loans classified as pass are well protected by the current net worth or paying capacity of the obligor or by the fair value, less cost to acquire and sell the underlying collateral in a timely manner. Pass Watch - Loans are considered marginal, meaning some weakness has been identified which could cause future impairment of repayment. However, these relationships are currently protected from any apparent loss by collateral. Special Mention - Loans identified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard - Loans classified as substandard are inadequately protected by the current net worth and payment capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful - Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loss - This classification includes those loans which are considered uncollectible and of such little value that their continuance as loans is not warranted. Even though partial recovery may be possible in the future, it is not practical or desirable to defer writing off these basically worthless loans. Accordingly, these loans are charged-off before period end. The following tables present the grading of loans, segregated by class of loans, as of December 31, 2018 and June 30, 2018: December 31, 2018 Pass Special Mention Substandard Doubtful Total (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 118,955 $ 19 $ 474 $ -- $ 119,448 Commercial 77,288 -- 4,060 -- 81,348 Multi-Family Residential 43,095 -- -- -- 43,095 Land 16,802 3,270 -- -- 20,072 Construction 9,272 -- -- -- 9,272 Equity and Second Mortgage 1,387 -- -- -- 1,387 Equity Lines of Credit 16,876 -- -- -- 16,876 Commercial Loans 32,954 -- 579 -- 33,533 Consumer Loans 770 -- -- -- 770 Total $ 317,399 $ 3,289 $ 5,113 $ -- $ 325,801 June 30, 2018 Pass Special Mention Substandard Doubtful Total (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 120,317 $ 652 $ 996 $ -- $ 121,257 Commercial 74,416 -- 4,060 -- 74,416 Multi-Family Residential 38,079 -- -- -- 38,079 Land 20,474 -- -- -- 20,474 Construction 11,921 -- -- -- 11,921 Equity and Second Mortgage 1,541 -- -- -- 1,541 Equity Lines of Credit 17,300 -- 87 -- 17,387 Commercial Loans 29,817 -- 873 -- 35,458 Consumer Loans 647 -- -- -- 647 Total $ 314,512 $ 652 $ 6,016 $ -- $ 321,180 Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when contractually due. Loans that experience insignificant payment delays or payment shortfalls are generally not classified as impaired. On a case-by-case basis, management determines the significance of payment delays and payment shortfalls, taking into consideration all of the circumstances related to the loan, including the length of the payment delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The following tables present an aging analysis of past due loans, segregated by class of loans, as of December 31, 2018 and June 30, 2018: December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Past Due Current Total Loans Receivable Recorded Investment > 90 Days and Accruing (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,269 $ 2,244 $ 1,174 $ 4,687 $ 114,761 $ 119,448 $ 298 Commercial -- -- -- -- 81,348 81,348 -- Multi-Family Residential -- -- -- -- 43,095 43,095 -- Land -- -- -- -- 20,072 20,072 -- Construction -- -- -- -- 9,272 9,272 -- Equity and Second Mortgage -- -- -- -- 1,387 1,387 -- Equity Lines of Credit -- 483 -- 483 16,393 16,876 -- Commercial Loans -- 49 122 171 33,362 33,533 -- Consumer Loans -- -- -- -- 770 770 -- Total $ 1,269 $ 2,776 $ 1,296 $ 5,341 $ 320,460 $ 325,801 $ 298 June 30, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Current Total Loans Receivable Recorded Investment > 90 Days and Accruing (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,481 $ 230 $ 1,954 $ 3,665 $ 117,592 $ 121,257 $ 680 Commercial -- -- -- -- 74,416 74,416 -- Multi-Family Residential -- -- -- -- 38,079 38,079 -- Land -- -- -- -- 20,474 20,474 -- Construction -- -- -- -- 11,921 11,921 -- Equity and Second Mortgage -- -- -- -- 1,541 1,541 -- Equity Lines of Credit 134 59 117 310 17,077 17,387 30 Commercial Loans -- -- 416 416 35,042 35,458 -- Consumer Loans -- -- -- -- 647 647 -- Total $ 1,615 $ 289 $ 2,487 $ 4,391 $ 316,789 $ 321,180 $ 710 There was no interest income recognized on non-accrual loans during the six months ended December 31, 2018 or year ended June 30, 2018. If the non-accrual loans had been accruing interest at their original contracted rates, gross interest income that would have been recorded for the six months ended December 31, 2018 and the year ended June 30, 2018 was approximately $71,000 and $126,000, respectively. The change in the allowance for loan losses by loan portfolio class and recorded investment in loans for the three months ended December 31, 2018 was as follows: Real Estate Loans December 31, 2018 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans and Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 1,166 $ 436 $ 256 $ 161 $ 163 $ 311 $ 929 $ 3 $ 3,425 Charge-Offs (277 ) -- -- -- -- (20 ) -- -- (297 ) Recoveries -- -- -- -- -- 1 -- -- 1 Current Provision 134 107 -- (4 ) 24 (137 ) 226 -- 350 Ending Balances $ 1,023 $ 543 $ 256 $ 157 $ 187 $ 155 $ 1,155 $ 3 $ 3,479 Evaluated for Impairment: Individually -- 443 -- -- -- -- -- -- -- Collectively 1,023 100 256 157 187 155 1,155 3 3,479 Loans Receivable: Ending Balances - Total $ 119,448 $ 81,348 $ 43,095 $ 20,072 $ 9,272 $ 18,263 $ 33,533 $ 770 $ 325,801 Ending Balances: Evaluated for Impairment: Individually 493 4,060 -- 3,270 -- -- 579 -- 8,402 Collectively $ 118,955 $ 77,288 $ 43,095 $ 16,802 $ 9,272 $ 18,263 $ 32,954 $ 770 $ 317,399 The change in the allowance for loan losses by loan portfolio class and recorded investment in loans for the year ended June 30, 2018 was as follows: Real Estate Loans June 30, 2018 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans And Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 1,822 $ 353 $ 73 $ 203 $ 147 $ 142 $ 979 $ 10 $ 3,729 Charge-Offs (797 ) -- -- (109 ) -- (217 ) (250 ) (7 ) (1,380 ) Recoveries 5 -- -- 20 -- 1 -- -- 26 Current Provision 136 83 183 47 16 385 200 -- 1,050 Ending Balances $ 1,166 $ 436 $ 256 $ 161 $ 163 $ 311 $ 929 $ 3 $ 3,425 Evaluated for Impairment: Individually -- -- -- -- -- -- -- -- -- Collectively 1, 166 436 256 161 163 311 929 3 3,425 Loans Receivable: Ending Balances - Total $ 121,257 $ 74,416 $ 38,079 $ 20,474 $ 11,921 $ 18,928 $ 35,458 $ 647 $ 321,180 Ending Balances: Evaluated for Impairment: Individually 1,648 4,060 -- -- -- 87 873 -- 6,668 Collectively $ 119,609 $ 70,356 $ 38,079 $ 20,474 $ 11,921 $ 18,841 $ 34,585 $ 647 $ 314,512 The change in the allowance for loan losses by loan portfolio class and recorded investment in loans for the six months ended December 31, 2017 was as follows: Real Estate Loans December 31, 2017 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans and Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 1,822 $ 353 $ 73 $ 203 $ 147 $ 142 $ 979 $ 10 $ 3,729 Charge-Offs -- -- -- (49 ) -- (5 ) (797 ) -- (851 ) Recoveries 5 -- -- -- -- -- -- -- 5 Current Provision (543 ) 138 99 9 20 66 718 (7 ) 500 Ending Balances $ 1,284 $ 491 $ 172 $ 163 $ 167 $ 203 $ 900 $ 3 $ 3,383 Evaluated for Impairment: Individually -- -- -- -- -- -- -- -- -- Collectively 1,284 491 172 163 167 203 900 $ 3 $ 3,383 Loans Receivable: Ending Balances – Total $ 129,053 $ 73,044 $ 30,844 $ 20,657 $ 8,724 $ 21,952 $ 34,979 $ 513 $ 319,766 Ending Balances Evaluated for Impairment: Individually 1,225 4,211 -- -- -- 39 2,076 -- 7,551 Collectively $ 127,828 $ 68,833 $ 30,844 $ 20,657 $ 8,724 $ 21,913 $ 32,903 $ 513 $ 312,215 The following tables present loans individually evaluated for impairment, segregated by class of loans, as of December 31, 2018 and June 30, 2018: December 31, 2018 Unpaid Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 493 $ 493 $ -- $ 493 $ -- $ 496 Commercial 4,060 -- 4,060 4,060 443 4,060 Multi-Family Residential -- -- -- -- -- -- Land 3,270 3,270 -- 3,270 -- 3,227 Construction -- -- -- -- -- -- Equity and Second Mortgage -- -- -- -- -- -- Equity Lines of Credit -- -- -- -- -- -- Commercial Loans 579 579 -- 579 -- 670 Consumer Loans -- -- -- -- -- -- Total $ 8,402 $ 4,342 $ 4,060 $ 8,402 $ 443 $ 8,453 June 30, 2018 Unpaid Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,648 $ 1,648 $ -- $ 1,648 $ -- $ 1,687 Commercial 4,060 4,060 -- 4,060 -- 4,186 Multi-Family Residential -- -- -- -- -- -- Land -- -- -- -- -- -- Construction -- -- -- -- -- -- Equity and Second Mortgage -- -- -- -- -- -- Equity Lines of Credit 87 87 -- 87 -- 87 Commercial Loans 873 873 -- 873 -- 877 Consumer Loans -- -- -- -- -- -- Total $ 6,668 $ 6,668 $ -- $ 6,668 $ -- $ 6,837 The Bank has no commitments to loan additional funds to borrowers whose loans were previously in non-accrual status. A troubled debt restructuring (“TDR”) is a restructuring of a debt made by the Company to a debtor for economic or legal reasons related to the debtor’s financial difficulties that it would not otherwise consider. The Company grants the concession in an attempt to protect as much of its investment as possible. Information about the Company’s TDRs is as follows (in thousands): December 31, 2018 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial business $ 457 $ 122 $ 122 $ 579 1-4 Family Residential 349 -- -- 349 Commercial real estate 4,060 -- -- 4,060 June 30, 2018 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial business $ 4,943 $ 416 $ 416 $ 5,359 1-4 Family Residential 1,943 -- -- 1,943 For purposes of the determination of an allowance for loan losses on these TDRs, as an identified TDR, the Company considers a loss probable on the loan and, as a result, the loan is reviewed for specific impairment in accordance with the Company’s allowance for loan loss methodology. If it is determined losses are probable on such TDRs, either because of delinquency or other credit quality indicator, the Company establishes specific reserves for these loans. As of December 31, 2018, there were no commitments to lend additional funds to debtors owing sums to the Company whose terms have been modified in TDRs.

Deposits

Deposits	6 Months Ended
	Dec. 31, 2018
Deposits [Abstract]
Deposits	4. Deposits Deposits at December 31, 2018 and June 30, 2018 consist of the following classifications: December 31, 2018 June 30, 2018 (In Thousands) Non-Interest Bearing $ 58,641 $ 58,001 NOW Accounts 28,274 34,576 Money Markets 70,571 70,175 Passbook Savings 34,924 36,241 192,410 198,993 Certificates of Deposit 180,997 161,267 Total Deposits $ 373,407 $ 360,260

Earnings Per Share

Earnings Per Share	6 Months Ended
	Dec. 31, 2018
Earnings Per Share [Abstract]
Earnings Per Share	5. Earnings Per Share Basic earnings per common share are computed based on the weighted average number of shares outstanding. Diluted earnings per share is computed based on the weighted average number of shares outstanding and common share equivalents that would arise from the exercise of dilutive securities. Earnings per share for the three and six months ended December 31, 2018 and 2017 were calculated as follows: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 (In Thousands, Except Per Share Data) Net income $ 1,175 $ 361 $ 2,393 $ 1,369 Weighted average shares outstanding – basic 1,776 1,801 1,782 1,807 Effect of dilutive common stock equivalents 126 102 131 100 Adjusted weighted average shares outstanding – diluted 1,902 1,903 1,913 1,907 Basic earnings per share $ 0.66 $ 0.20 $ 1.34 $ 0.76 Diluted earnings per share $ 0.62 $ 0.19 $ 1.25 $ 0.72 For the three months ended December 31, 2018 and 2017, there were outstanding options to purchase 284,048 and 296,551 shares, respectively, at a weighted average exercise price of $17.98 and $17.88 per share, respectively and for the six months ended December 31, 2018 and 2017, there were outstanding options to purchase 290,715 and 299,551 shares, respectively, at a weighted average exercise price of $17.94 and $17.85 per share, respectively. For the quarter ended December 31, 2018 and 2017, 125,890 options and 98,024 options were included in the computation of diluted earnings per share. . The following table presents the components of weighted average outstanding shares for purposes of calculating earnings per share: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 (In Thousands) Average common shares issued 3,062 3,062 3,062 3,062 Average unearned ESOP shares (105 ) (117 ) (107 ) (119 ) Average unearned RRP shares (2 ) (3 ) (1 ) (3 ) Average Company stock purchased ( 1,179 ) ( 1,141 ) ( 1,172 ) ( 1,133 ) Weighted average shares outstanding 1,776 1,801 1,782 1,807

Stock-Based Compensation

Stock-Based Compensation	6 Months Ended
	Dec. 31, 2018
Stock-Based Compensation [Abstract]
Stock-Based Compensation	6. Stock-Based Compensation Recognition and Retention Plan On December 23, 2011, the shareholders of the Company approved the establishment of the Home Federal Bancorp, Inc. of Louisiana 2011 Recognition and Retention Plan and Trust Agreement (the “Recognition Plan”) as an incentive to retain personnel of experience and ability in key positions. The aggregate number of shares of the Company’s common stock available for award under the Recognition Plan totaled 77,808 shares, all of which were awarded as of December 31, 2018. Recognition Plan shares are earned by recipients at a rate of 20% of the aggregate number of shares covered by the Recognition Plan award over five years. Generally, if the employment of an employee or service as a non-employee director is terminated prior to the fifth anniversary of the date of grant of Recognition Plan share award, the recipient will forfeit the right to any shares subject to the award that have not been earned. In the case of death or disability of the recipient or a change in control of the Company, the Recognition Plan awards will be vested and shall be distributed as soon as practicable thereafter. The cost associated with the Recognition Plan is based on a share price of $18.92 on July 31, 2014, which represents the fair market price of the Company’s stock on the date on which the Recognition Plan shares were granted. The cost of the Recognition Plan is being recognized over the five year vesting period. Compensation expense pertaining to the Recognition Plan was $14,000 for both the six months ended December 31, 2018 and 2017. Stock Option Plan On August 10, 2005, the shareholders of the Company approved the establishment of the Home Federal Bancorp, Inc. of Louisiana 2005 Stock Option Plan (the “2005 Option Plan”) for the benefit of directors, officers, and other key employees. The aggregate number of shares of common stock reserved for issuance under the 2005 Option Plan totaled 158,868 (as adjusted for the exchange ratio). Both incentive stock options and non-qualified stock options may be granted under the 2005 Option Plan. The 2005 Stock Option Plan terminated on June 8, 2015, however outstanding stock options will remain in effect for the remainder of their original ten year terms. As of December 31, 2018, there were 14,776 options outstanding under the 2005 Option Plan. On December 23, 2011, the shareholders of the Company approved the establishment of the Home Federal Bancorp, Inc. of Louisiana 2011 Stock Option Plan (the “2011 Option Plan”, together with the 2005 Option Plan, the “Option Plans”) for the benefit of directors, officers, and other key employees. The aggregate number of shares of common stock reserved for issuance under the 2011 Option Plan totaled 194,522. Both incentive stock options and non-qualified stock options may be granted under the 2011 Option Plan. On August 19, 2010 and July 31, 2014, the Company granted 21,616 options and 2,133 options, respectively, under the 2005 Option Plan that were previously forfeited (as adjusted for the conversion) at an exercise price of $10.93 and $18.92 per share, respectively. On January 31, 2012 and July 31, 2014, 165,344 options and 29,178 options, respectively, were granted to directors and employees at an exercise price of $14.70 and $18.92 per share, respectively, under the 2011 Option Plan. As of December 31, 2018, there were 389 stock options available for future grant under the 2011 Option Plan. Incentive stock options and non-qualified stock options granted under the Option Plan become vested and exercisable at a rate of 20% per year over five years, commencing one year from the date of the grant, with an additional 20% vesting on each successive anniversary of the date the option was granted. No vesting shall occur after an employee’s employment or service as a director is terminated. In the event of death or disability of an employee or director or change in control of the Company, the unvested options shall become vested and exercisable. The Company recognizes compensation expense during the vesting period based on the fair value of the option on the date of the grant. For the six months ended December 31, 2018 and 2017, compensation expense charged to operations was $68,000. Stock Incentive Plan On November 12, 2014, the shareholders of the Company approved the adoption of the Company’s 2014 Stock Incentive Plan (the “Stock Incentive Plan”) for the benefit of employees and non-employee directors as an incentive to contribute to the success of the Company and reward employees for outstanding performance and the attainment of targeted goals. The Stock Incentive Plan covers a total of 150,000 shares, of which no more than 37,500 shares, or 25% of the plan, may be share rewards. The balance of the plan is reserved for stock option awards which would total 112,500 stock options, assuming all the share awards are issued. All incentive stock options granted under the Stock Incentive Plan are intended to comply with the requirements of Section 422 of the Internal Revenue Code. On October 26, 2015, the Company granted a total of 34,500 plan share awards and 103,500 stock options to directors, officers, and other key employees vesting ratably over five years. Of the original grant, 4,500 options were forfeited. As of December 31, 2018, there are up to 3,000 plan share awards available and 13,500 options, assuming the 3,000 shares are granted as plan share awards. The Stock Incentive Plan cost is recognized over the five year vesting period. During the six months ended December 31, 2018 and 2017 the Company recognized $128,000 and $68,000, respectively, in expenses related to the Stock Incentive Plan.

Related Party Transactions

Related Party Transactions	6 Months Ended
	Dec. 31, 2018
Related Party Transactions [Abstract]
Related Party Transactions	7. Related Party Transactions Certain directors and executive officers were indebted to the Bank in the approximate aggregate amounts of $2.4 million and $2.6 million at December 31, 2018 and June 30, 2018, respectively.

Fair Value Disclosures

Fair Value Disclosures	6 Months Ended
	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Fair Value Disclosures	8. Fair Value Disclosures The following disclosure is made in accordance with the requirements of ASC 825, Financial Instruments ASC 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. These disclosures should not be interpreted as representing an aggregate measure of the underlying value of the Company. The following methods and assumptions were used by the Company in estimating fair values of financial instruments: Cash and Cash Equivalents The carrying amount approximates the fair value of cash and cash equivalents. Investment Securities Fair values for investment securities, including mortgage-backed securities, are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. The carrying values of restricted or non-marketable equity securities approximate their fair values. The carrying amount of accrued investment income approximates its fair value. Mortgage Loans Held-for-Sale Because these loans are normally disposed of within ninety days of origination, their carrying value closely approximates the fair value of such loans. Loans Receivable For variable-rate loans that re-price frequently and with no significant changes in credit risk, fair value approximates the carrying value. Fair values for other loans are estimated using the discounted value of expected future cash flows. Interest rates used are those being offered currently for loans with similar terms to borrowers of similar credit quality. The carrying amount of accrued interest receivable approximates its fair value. Deposit Liabilities The fair values for demand deposit accounts are, by definition, equal to the amount payable on demand at the reporting date, that is, their carrying amounts. Fair values for other deposit accounts are estimated using the discounted value of expected future cash flows. The discount rate is estimated using the rates currently offered for deposits of similar maturities. Advances from Federal Home Loan Bank The carrying amount of short-term borrowings approximates their fair value. The fair value of long-term debt is estimated using discounted cash flow analyses based on current incremental borrowing rates for similar borrowing arrangements. Off-Balance Sheet Credit-Related Instruments Fair values for outstanding mortgage loan commitments to lend are based on fees currently charged to enter into similar agreements, taking into account the remaining term of the agreements, customer credit quality, and changes in lending rates. The fair value of interest rate floors and caps contained in some loan servicing agreements and variable rate mortgage loan contracts are considered immaterial within the context of fair value disclosure requirements. Accordingly, no fair value estimate is provided for these instruments. At December 31, 2018 and June 30, 2018, the carrying amount and estimated fair values of the Company’s financial instruments were as follows: December 31, 2018 June 30, 2018 Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value (In Thousands) Financial Assets Cash and Cash Equivalents $ 10,874 $ 10,874 $ 15,867 $ 15,867 Securities Available-for-Sale 38,638 38,638 29,324 29,324 Securities to be Held-to-Maturity 26,510 25,751 28,888 27,818 Loans Held-for-Sale 3,858 3,858 6,762 6,762 Loans Receivable 322,072 311,899 317,493 314,724 Financial Liabilities Deposits $ 373,407 $ 353,280 $ 360,260 $ 345,347 Advances from FHLB 1,497 1,362 11,637 11,517 Off-Balance Sheet Items Mortgage Loan Commitments $ 5,771 $ 5,771 $ 5,827 $ 5,827 The estimated fair values presented above could be materially different than net realizable value and are only indicative of the individual financial instrument’s fair value. Accordingly, these estimates should not be considered an indication of the fair value of the Company taken as a whole. The Company follows the guidance of FASB ASC Topic 820, Fair Value Measurements and Disclosures ● Defines fair value as the price that would be received to sell an asset or paid to transfer a liability, in either case, through an orderly transaction between market participants at a measurement date and establishes a framework for measuring fair value; ● Establishes a three-level hierarchy for fair value measurements based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date; ● Nullifies the guidance in EITF 02-3, which required the deferral of profit at inception of a transaction involving a derivative financial instrument in the absence of observable data supporting the valuation technique; ● Eliminates large position discounts for financial instruments quoted in active markets and requires consideration of the company’s creditworthiness when valuing liabilities; and ● Expands disclosures about instruments that are measured at fair value. The standard establishes a three-level valuation hierarchy for disclosure of fair value measurements. The valuation hierarchy favors the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows: ● Level 1 – Fair value is based upon quoted prices (unadjusted) for identical assets or liabilities in active markets in which the Company can participate. ● Level 2 – Fair value is based upon (a) quoted prices for similar assets or liabilities in active markets; (b) quoted prices for identical or similar assets or liabilities in markets that are not active, that is, markets in which there are few transactions for the asset or liability, the prices are not current, or price quotations vary substantially either over time or among market makers, or in which little information is released publicly; (c) inputs other than quoted prices that are observable for the asset or liability; or (d) inputs that are derived principally from or corroborated by observable market data by correlation or other means. ● Level 3 – Fair value is based upon A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The preceding methods described may produce a fair value calculation that may not be indicative of the net realizable value or reflective of future fair values. Furthermore, although the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date. There have been no changes in the methodologies used during the six months ended December 31, 2018. Fair values of assets and liabilities measured on a recurring basis at December 31, 2018 and June 30, 2018 are as follows: Fair Value Measurements Using: December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Total (In Thousands) Available-for-Sale Debt Securities FHLMC $ -- $ 8,387 $ -- $ 8,387 FNMA -- 20,996 -- 20,996 GNMA -- 9,255 -- 9,255 Total $ -- $ 38,638 $ -- $ 38,638 Fair Value Measurements Using: June 30, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Total (In Thousands) Available-for-Sale Debt Securities FHLMC $ -- $ 7,085 $ -- $ 7,085 FNMA -- 11,912 -- 11,912 GNMA -- 10,327 -- 10,327 Total $ -- $ 29,324 $ -- $ 29,324

Subsequent Events

Subsequent Events	6 Months Ended
	Dec. 31, 2018
Subsequent Events [Abstract]
Subsequent Events	9. Subsequent Events In accordance with FASB ASC 855, Subsequent Events

Summary of Accounting Policies

Summary of Accounting Policies (Policies)	6 Months Ended
	Dec. 31, 2018
Summary of Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The consolidated financial statements include the accounts of Home Federal Bancorp, Inc. of Louisiana (the “Company”) and its subsidiary, Home Federal Bank (“Home Federal Bank” or the “Bank”). These consolidated financial statements were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States of America. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the six month period ended December 31, 2018 are not necessarily indicative of the results which may be expected for the fiscal year ending June 30, 2019. The Company follows accounting standards set by the Financial Accounting Standards Board (the “FASB”). The FASB sets generally accepted accounting principles (“GAAP”) that we follow to ensure we consistently report our financial condition, results of operations, and cash flows. References to GAAP issued by the FASB in these footnotes are to the FASB Accounting Standards Codification (the “Codification” or the “ASC”). In accordance with the subsequent events topic of the ASC, the Company evaluates events and transactions that occur after the balance sheet date for potential recognition in the financial statements. The effect of all subsequent events that provide additional evidence of conditions that existed at the balance sheet date are recognized in the financial statements as of December 31, 2018. In preparing these financial statements, the Company evaluated the events and transactions that occurred through the date these financial statements were issued.
Use of Estimates	Use of Estimates In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Statements of Financial Condition and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the allowance for loan losses.
Nature of Operations	Nature of Operations Home .
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of the Consolidated Statements of Cash Flows, cash and cash equivalents include cash on hand, balances due from banks, and federal funds sold, all of which mature within ninety days.
Securities	Securities The Company classifies its debt and equity investment securities into one of three categories: held-to-maturity, available-for-sale, or trading. Investments in nonmarketable equity securities and debt securities, in which the Company has the positive intent and ability to hold to maturity, are classified as held-to-maturity and carried at amortized cost. Investments in debt securities that are not classified as held-to-maturity and marketable equity securities that have readily determinable fair values are classified as either trading or available-for-sale securities. Securities that are acquired and held principally for the purpose of selling in the near term are classified as trading securities. Investments in securities not classified as trading or held-to-maturity are classified as available-for-sale. Trading account and available-for-sale securities are carried at fair value. Unrealized holding gains and losses on trading securities are included in earnings, while net unrealized holding gains and losses on available-for-sale securities are excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the term of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Bank to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method.
Loans Held-for-Sale	Loans Held-for-Sale Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to income.
Loans	Loans Loans receivable are stated as unpaid principal balances less allowances for loan losses and unamortized deferred loan fees. Net nonrefundable fees (loan origination fees, commitment fees, discount points) and costs associated with lending activities are being deferred and subsequently amortized into income as an adjustment of yield on the related interest earning assets using the interest method. Interest income on contractual loans receivable is recognized on the accrual method. Unearned discount on property improvement and automobile loans is deferred and amortized on the interest method over the life of the loan.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of the underlying collateral, and prevailing economic conditions. The evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. A loan is considered impaired when, based on current information or events, it is probable that the Bank will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. When a loan is impaired, the measurement of such impairment is based upon the fair value of the collateral of the loan. If the fair value of the collateral is less than the recorded investment in the loan, the Bank will recognize the impairment by creating a valuation allowance with a corresponding charge against earnings. A loan is considered a troubled debt restructuring (“TDR”) if the Company, for economic or legal reasons related to a debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. Concessions granted under a TDR typically involve a temporary or permanent reduction in payments or interest rate or an extension of a loan’s stated maturity date at less than a current market rate of interest. Loans identified as TDRs are designated as impaired. An allowance is also established for uncollectible interest on loans classified as substandard. The allowance is established by a charge to interest income equal to all interest previously accrued and income is subsequently recognized only to the extent that cash payments are received. When, in management’s judgment, the borrower’s ability to make periodic interest and principal payments is back to normal, the loan is returned to accrual status. It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is adequate to absorb known and inherent losses in the existing loan portfolio both probable and reasonable to estimate.
Off-Balance Sheet Credit Related Financial Instruments	Off-Balance Sheet Credit Related Financial Instruments In the ordinary course of business, the Bank has entered into commitments to extend credit. Such financial instruments are recorded when they are funded.
Foreclosed Assets	Foreclosed Assets Assets acquired through, or in lieu of, loan foreclosure are held-for-sale and are transferred to other real estate owned at the lower of cost or current fair value minus estimated cost to sell as of the date of foreclosure. Cost is defined as the lower of the fair value of the property or the recorded investment in the loan. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell.
Premises and Equipment	Premises and Equipment Land is carried at cost. Buildings and equipment are carried at cost less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets. Estimated useful lives are as follows: Buildings and Improvements 10 - 40 Years Furniture and Equipment 3 - 10 Years
Bank-Owned Life Insurance	Bank-Owned Life Insurance The Company has purchased life insurance contracts on the lives of certain key employees. The Bank is the beneficiary of these policies. These contracts are reported at their cash surrender value, and changes in the cash surrender value are included in non-interest income.
Income Taxes	Income Taxes The Company and its wholly-owned subsidiary file a consolidated Federal income tax return on a fiscal year basis. Each entity pays its pro-rata share of income taxes in accordance with a written tax-sharing agreement. The Company accounts for income taxes on the asset and liability method. Deferred tax assets and liabilities are recorded based on the difference between the tax basis of assets and liabilities and their carrying amounts for financial reporting purposes, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. Current taxes are measured by applying the provisions of enacted tax laws to taxable income to determine the amount of taxes receivable or payable. The Company follows the provisions of the Income Taxes While the Bank is exempt from Louisiana income tax, it is subject to the Louisiana Ad Valorem Tax, commonly referred to as the Louisiana Shares Tax, which is based on stockholders’ equity and net income.
Earnings per Share	Earnings per Share Earnings per share are computed based upon the weighted average number of common shares outstanding during the period.
Non-Direct Response Advertising	Non-Direct Response Advertising The Company expenses all advertising costs, except for direct-response advertising, as incurred. Non-direct response advertising costs were $142,000 and $70,000 for the six months ended December 31, 2018 and 2017, respectively. In the event the Company incurs expense for material direct-response advertising, it will be amortized over the estimated benefit period. Direct-response advertising consists of advertising whose primary purpose is to elicit sales to customers who could be shown to have responded specifically to the advertising and results in probable future benefits. For the six months ended December 31, 2018 and 2017, the Company did not incur any amount of direct-response advertising.
Stock-Based Compensation	Stock-Based Compensation GAAP requires all share-based payments to employees, including grants of employee stock options and recognition and retention share awards, to be recognized as expense in the statement of operations based on their fair values. The amount of compensation is measured at the fair value of the options or recognition and retention share awards when granted, and this cost is expensed over the required service period, which is normally the vesting period of the options or recognition and retention awards.
Reclassification	Reclassification Certain financial statement balances included in the prior year consolidated financial statements have been reclassified to conform to the current period presentation.
Comprehensive Income	Comprehensive Income Accounting principles generally accepted in the United States of America require that recognized revenue, expenses, gains, and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the equity section of the consolidated balance sheets along with net income, they are components of comprehensive income (loss).
Recent Accounting Pronouncements	Recent Accounting Pronouncements In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers Revenue Recognition In January 2016, the FASB issued ASU 2016-01, Financial Instruments Fair Value Measurement The provisions within this Update require an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option. This amendment excludes from net income gains or losses that the entity may not realize because those financial liabilities are not usually transferred or settled at their fair values before maturity. The amendments in this Update require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (that is, securities or loans and receivables) on the balance sheet or in the accompanying notes to the financial statements. For public business entities, the amendments in ASU 2016-01 are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of this standard did not have a material impact on the Company’s consolidated financial statements. In February 2016, the FASB issued ASU 2016-02, Leases The new standard is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the consolidated financial statements, with certain practical expedients available. The adoption of this guidance is not expected to have a material effect on the Company’s consolidated financial statements. In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses In March 2017, the FASB issued ASU 2017-08, Receivables - Nonrefundable Fees and Other Costs In May 2017, the FASB issued ASU 2017-09, Compensation – Stock Compensation In November 2017, the FASB issued ASU 2017-14, Income Statement – Reporting Comprehensive Income Revenue Recognition Revenue from Contracts with Customers In February 2018, the FASB issued ASU 2018-02, Income Statement – Reporting Comprehensive Income In May 2018, the FASB issued ASU 2018-06, Codification Improvements to Topic 942, Financial Services – Depository and Lending In June 2018, the FASB issued ASU 2018-07, Compensation – Stock Compensation

Summary of Accounting Policie_2

Summary of Accounting Policies (Tables)	6 Months Ended
	Dec. 31, 2018
Summary of Accounting Policies [Abstract]
Estimated Useful Lives	Estimated useful lives are as follows: Buildings and Improvements 10 - 40 Years Furniture and Equipment 3 - 10 Years

Securities (Tables)

Securities (Tables)	6 Months Ended
	Dec. 31, 2018
Securities [Abstract]
Amortized Cost and Fair Value of Securities, with Gross Unrealized Gains and Losses	The amortized cost and fair value of securities with gross unrealized gains and losses follows: December 31, 2018 Securities Available-for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Debt Securities FHLMC Mortgage-Backed Certificates $ 8,775 $ 1 $ 389 $ 8,387 FNMA Mortgage-Backed Certificates 21,469 1 474 20,996 GNMA Mortgage-Backed Certificates 9,512 1 258 9,255 Total Debt Securities 39,756 3 1,121 38,638 Total Securities Available-for-Sale $ 39,756 $ 3 $ 1,121 $ 38,638 Securities Held-to-Maturity Debt Securities GNMA Mortgage-Backed Certificates $ 1,147 $ -- $ 50 $ 1,097 FNMA Mortgage-Backed Certificates 22,488 -- 709 21,779 Total Debt Securities 23,635 -- 759 22,876 Equity Securities (Non-Marketable) 26,249 2,625 -- -- 2,625 630 Shares – First National Bankers Bankshares, Inc. 250 -- -- 250 Total Equity Securities 2,875 -- -- 2,875 Total Securities Held-to-Maturity $ 26,510 $ -- $ 759 $ 25,751 June 30, 2018 Securities Available-for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Debt Securities FHLMC Mortgage-Backed Certificates $ 7,601 $ 2 $ 518 $ 7,085 FNMA Mortgage-Backed Certificates 12,465 1 554 11,912 GNMA Mortgage-Backed Certificates 10,581 2 256 10,327 Total Debt Securities 30,647 5 1,328 29,324 Total Securities Available-for-Sale $ 30,647 $ 5 $ 1,328 $ 29,324 Securities Held-to-Maturity Debt Securities GNMA Mortgage-Backed Securities $ 1,160 $ -- $ 45 $ 1,115 FNMA Mortgage-Backed Securities 24,882 -- 1,025 23,857 Total Debt Securities 26,042 -- 1,070 24,972 Equity Securities (Non-Marketable) 25,959 Shares – Federal Home Loan Bank 2,596 -- -- 2,596 630 Shares – First National Bankers Bankshares, Inc. 250 -- -- 250 Total Equity Securities 2,846 -- -- 2,846 Total Securities Held-to-Maturity $ 28,888 $ -- $ 1,070 $ 27,818
Amortized Cost and Fair Value of Securities by Contractual Maturity	The amortized cost and fair value of securities by contractual maturity at December 31, 2018 follows: Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In Thousands) Debt Securities Within One Year or Less $ 4 $ 4 $ -- $ -- One through Five Years 16,497 16,078 -- -- After Five through Ten Years 7,859 7,572 -- -- Over Ten Years 15,396 14,984 23,635 22,876 39,756 38,638 23,635 22,876 Other Equity Securities -- -- 2,875 2,875 Total $ 39,756 $ 38,638 $ 26,510 $ 25,751
Information Pertaining to Securities with Gross Unrealized Losses, Continuous Loss Position	The following tables show information pertaining to gross unrealized losses on securities available-for-sale at December 31, 2018 and June 30, 2018 aggregated by investment category and length of time that individual securities have been in a continuous loss position. December 31, 2018 Less Than Twelve Months Over Twelve Months Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In Thousands) Securities Available-for-Sale Mortgage-Backed Securities $ 184 $ 16,737 $ 937 $ 21,792 Total Securities Available-for-Sale $ 184 $ 16,737 $ 937 $ 21,792 June 30, 2018 Less Than Twelve Months Over Twelve Months Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In Thousands) Securities Available-for-Sale Mortgage-Backed Securities $ 71 $ 4,709 $ 1,257 $ 24,547 Total Securities Available-for-Sale $ 71 $ 4,709 $ 1,257 $ 24,547

Loans Receivable (Tables)

Loans Receivable (Tables)	6 Months Ended
	Dec. 31, 2018
Loans Receivable [Abstract]
Loans Receivable	Loans receivable are summarized as follows: December 31, 2018 June 30, 2018 (In Thousands) Loans Secured by Mortgages on Real Estate One-to-Four Family Residential $ 119,448 $ 121,257 Commercial 81,348 74,416 Multi-Family Residential 43,095 38,079 Land 20,072 20,474 Construction 9,272 11,921 Equity and Second Mortgage 1,387 1,541 Equity Lines of Credit 16,876 17,387 Total Mortgage Loans 291,498 285,075 Commercial Loans 33,533 35,458 Consumer Loans Loans on Savings Accounts 421 462 Other Consumer Loans 349 185 Total Consumer Loans 770 647 Total Loans 325,801 321,180 Less: Allowance for Loan Losses (3,479 ) (3,425 ) Unamortized Loan Fees (250 ) (262 ) Net Loans Receivable $ 322,072 $ 317,493
Analysis of Allowance for Loan Losses	Following is a summary of changes in the allowance for loan losses: Six Months Ended December 31, 2018 2017 (In Thousands) Balance - Beginning of Period $ 3,425 $ 3,729 Provision for Loan Losses 350 500 Loan Charge-Offs (297 ) (851 ) Recoveries 1 5 Balance - End of Period $ 3,479 $ 3,383
Grading of Loans, Segregated by Class of Loans	The following tables present the grading of loans, segregated by class of loans, as of December 31, 2018 and June 30, 2018: December 31, 2018 Pass Special Mention Substandard Doubtful Total (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 118,955 $ 19 $ 474 $ -- $ 119,448 Commercial 77,288 -- 4,060 -- 81,348 Multi-Family Residential 43,095 -- -- -- 43,095 Land 16,802 3,270 -- -- 20,072 Construction 9,272 -- -- -- 9,272 Equity and Second Mortgage 1,387 -- -- -- 1,387 Equity Lines of Credit 16,876 -- -- -- 16,876 Commercial Loans 32,954 -- 579 -- 33,533 Consumer Loans 770 -- -- -- 770 Total $ 317,399 $ 3,289 $ 5,113 $ -- $ 325,801 June 30, 2018 Pass Special Mention Substandard Doubtful Total (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 120,317 $ 652 $ 996 $ -- $ 121,257 Commercial 74,416 -- 4,060 -- 74,416 Multi-Family Residential 38,079 -- -- -- 38,079 Land 20,474 -- -- -- 20,474 Construction 11,921 -- -- -- 11,921 Equity and Second Mortgage 1,541 -- -- -- 1,541 Equity Lines of Credit 17,300 -- 87 -- 17,387 Commercial Loans 29,817 -- 873 -- 35,458 Consumer Loans 647 -- -- -- 647 Total $ 314,512 $ 652 $ 6,016 $ -- $ 321,180
Aging Analysis of Past Due Loans Segregated by Class of Loans	The following tables present an aging analysis of past due loans, segregated by class of loans, as of December 31, 2018 and June 30, 2018: December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Past Due Current Total Loans Receivable Recorded Investment > 90 Days and Accruing (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,269 $ 2,244 $ 1,174 $ 4,687 $ 114,761 $ 119,448 $ 298 Commercial -- -- -- -- 81,348 81,348 -- Multi-Family Residential -- -- -- -- 43,095 43,095 -- Land -- -- -- -- 20,072 20,072 -- Construction -- -- -- -- 9,272 9,272 -- Equity and Second Mortgage -- -- -- -- 1,387 1,387 -- Equity Lines of Credit -- 483 -- 483 16,393 16,876 -- Commercial Loans -- 49 122 171 33,362 33,533 -- Consumer Loans -- -- -- -- 770 770 -- Total $ 1,269 $ 2,776 $ 1,296 $ 5,341 $ 320,460 $ 325,801 $ 298 June 30, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Current Total Loans Receivable Recorded Investment > 90 Days and Accruing (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,481 $ 230 $ 1,954 $ 3,665 $ 117,592 $ 121,257 $ 680 Commercial -- -- -- -- 74,416 74,416 -- Multi-Family Residential -- -- -- -- 38,079 38,079 -- Land -- -- -- -- 20,474 20,474 -- Construction -- -- -- -- 11,921 11,921 -- Equity and Second Mortgage -- -- -- -- 1,541 1,541 -- Equity Lines of Credit 134 59 117 310 17,077 17,387 30 Commercial Loans -- -- 416 416 35,042 35,458 -- Consumer Loans -- -- -- -- 647 647 -- Total $ 1,615 $ 289 $ 2,487 $ 4,391 $ 316,789 $ 321,180 $ 710
Allowance for Loan Losses and Recorded Investment in Loans	The change in the allowance for loan losses by loan portfolio class and recorded investment in loans for the three months ended December 31, 2018 was as follows: Real Estate Loans December 31, 2018 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans and Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 1,166 $ 436 $ 256 $ 161 $ 163 $ 311 $ 929 $ 3 $ 3,425 Charge-Offs (277 ) -- -- -- -- (20 ) -- -- (297 ) Recoveries -- -- -- -- -- 1 -- -- 1 Current Provision 134 107 -- (4 ) 24 (137 ) 226 -- 350 Ending Balances $ 1,023 $ 543 $ 256 $ 157 $ 187 $ 155 $ 1,155 $ 3 $ 3,479 Evaluated for Impairment: Individually -- 443 -- -- -- -- -- -- -- Collectively 1,023 100 256 157 187 155 1,155 3 3,479 Loans Receivable: Ending Balances - Total $ 119,448 $ 81,348 $ 43,095 $ 20,072 $ 9,272 $ 18,263 $ 33,533 $ 770 $ 325,801 Ending Balances: Evaluated for Impairment: Individually 493 4,060 -- 3,270 -- -- 579 -- 8,402 Collectively $ 118,955 $ 77,288 $ 43,095 $ 16,802 $ 9,272 $ 18,263 $ 32,954 $ 770 $ 317,399 The change in the allowance for loan losses by loan portfolio class and recorded investment in loans for the year ended June 30, 2018 was as follows: Real Estate Loans June 30, 2018 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans And Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 1,822 $ 353 $ 73 $ 203 $ 147 $ 142 $ 979 $ 10 $ 3,729 Charge-Offs (797 ) -- -- (109 ) -- (217 ) (250 ) (7 ) (1,380 ) Recoveries 5 -- -- 20 -- 1 -- -- 26 Current Provision 136 83 183 47 16 385 200 -- 1,050 Ending Balances $ 1,166 $ 436 $ 256 $ 161 $ 163 $ 311 $ 929 $ 3 $ 3,425 Evaluated for Impairment: Individually -- -- -- -- -- -- -- -- -- Collectively 1, 166 436 256 161 163 311 929 3 3,425 Loans Receivable: Ending Balances - Total $ 121,257 $ 74,416 $ 38,079 $ 20,474 $ 11,921 $ 18,928 $ 35,458 $ 647 $ 321,180 Ending Balances: Evaluated for Impairment: Individually 1,648 4,060 -- -- -- 87 873 -- 6,668 Collectively $ 119,609 $ 70,356 $ 38,079 $ 20,474 $ 11,921 $ 18,841 $ 34,585 $ 647 $ 314,512 The change in the allowance for loan losses by loan portfolio class and recorded investment in loans for the six months ended December 31, 2017 was as follows: Real Estate Loans December 31, 2017 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans and Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 1,822 $ 353 $ 73 $ 203 $ 147 $ 142 $ 979 $ 10 $ 3,729 Charge-Offs -- -- -- (49 ) -- (5 ) (797 ) -- (851 ) Recoveries 5 -- -- -- -- -- -- -- 5 Current Provision (543 ) 138 99 9 20 66 718 (7 ) 500 Ending Balances $ 1,284 $ 491 $ 172 $ 163 $ 167 $ 203 $ 900 $ 3 $ 3,383 Evaluated for Impairment: Individually -- -- -- -- -- -- -- -- -- Collectively 1,284 491 172 163 167 203 900 $ 3 $ 3,383 Loans Receivable: Ending Balances – Total $ 129,053 $ 73,044 $ 30,844 $ 20,657 $ 8,724 $ 21,952 $ 34,979 $ 513 $ 319,766 Ending Balances Evaluated for Impairment: Individually 1,225 4,211 -- -- -- 39 2,076 -- 7,551 Collectively $ 127,828 $ 68,833 $ 30,844 $ 20,657 $ 8,724 $ 21,913 $ 32,903 $ 513 $ 312,215
Loans Individually Evaluated for Impairment Segregated by Class of Loans	The following tables present loans individually evaluated for impairment, segregated by class of loans, as of December 31, 2018 and June 30, 2018: December 31, 2018 Unpaid Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 493 $ 493 $ -- $ 493 $ -- $ 496 Commercial 4,060 -- 4,060 4,060 443 4,060 Multi-Family Residential -- -- -- -- -- -- Land 3,270 3,270 -- 3,270 -- 3,227 Construction -- -- -- -- -- -- Equity and Second Mortgage -- -- -- -- -- -- Equity Lines of Credit -- -- -- -- -- -- Commercial Loans 579 579 -- 579 -- 670 Consumer Loans -- -- -- -- -- -- Total $ 8,402 $ 4,342 $ 4,060 $ 8,402 $ 443 $ 8,453 June 30, 2018 Unpaid Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,648 $ 1,648 $ -- $ 1,648 $ -- $ 1,687 Commercial 4,060 4,060 -- 4,060 -- 4,186 Multi-Family Residential -- -- -- -- -- -- Land -- -- -- -- -- -- Construction -- -- -- -- -- -- Equity and Second Mortgage -- -- -- -- -- -- Equity Lines of Credit 87 87 -- 87 -- 87 Commercial Loans 873 873 -- 873 -- 877 Consumer Loans -- -- -- -- -- -- Total $ 6,668 $ 6,668 $ -- $ 6,668 $ -- $ 6,837
Information about TDRs	Information about the Company’s TDRs is as follows (in thousands): December 31, 2018 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial business $ 457 $ 122 $ 122 $ 579 1-4 Family Residential 349 -- -- 349 Commercial real estate 4,060 -- -- 4,060 June 30, 2018 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial business $ 4,943 $ 416 $ 416 $ 5,359 1-4 Family Residential 1,943 -- -- 1,943

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Dec. 31, 2018
Deposits [Abstract]
Deposits	Deposits at December 31, 2018 and June 30, 2018 consist of the following classifications: December 31, 2018 June 30, 2018 (In Thousands) Non-Interest Bearing $ 58,641 $ 58,001 NOW Accounts 28,274 34,576 Money Markets 70,571 70,175 Passbook Savings 34,924 36,241 192,410 198,993 Certificates of Deposit 180,997 161,267 Total Deposits $ 373,407 $ 360,260

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Dec. 31, 2018
Earnings Per Share [Abstract]
Calculation of Earnings per Share	Earnings per share for the three and six months ended December 31, 2018 and 2017 were calculated as follows: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 (In Thousands, Except Per Share Data) Net income $ 1,175 $ 361 $ 2,393 $ 1,369 Weighted average shares outstanding – basic 1,776 1,801 1,782 1,807 Effect of dilutive common stock equivalents 126 102 131 100 Adjusted weighted average shares outstanding – diluted 1,902 1,903 1,913 1,907 Basic earnings per share $ 0.66 $ 0.20 $ 1.34 $ 0.76 Diluted earnings per share $ 0.62 $ 0.19 $ 1.25 $ 0.72
Components of Weighted Average Outstanding Shares	The following table presents the components of weighted average outstanding shares for purposes of calculating earnings per share: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 (In Thousands) Average common shares issued 3,062 3,062 3,062 3,062 Average unearned ESOP shares (105 ) (117 ) (107 ) (119 ) Average unearned RRP shares (2 ) (3 ) (1 ) (3 ) Average Company stock purchased ( 1,179 ) ( 1,141 ) ( 1,172 ) ( 1,133 ) Weighted average shares outstanding 1,776 1,801 1,782 1,807

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	6 Months Ended
	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Carrying Amount and Estimated Fair Values of Financial Instruments	At December 31, 2018 and June 30, 2018, the carrying amount and estimated fair values of the Company’s financial instruments were as follows: December 31, 2018 June 30, 2018 Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value (In Thousands) Financial Assets Cash and Cash Equivalents $ 10,874 $ 10,874 $ 15,867 $ 15,867 Securities Available-for-Sale 38,638 38,638 29,324 29,324 Securities to be Held-to-Maturity 26,510 25,751 28,888 27,818 Loans Held-for-Sale 3,858 3,858 6,762 6,762 Loans Receivable 322,072 311,899 317,493 314,724 Financial Liabilities Deposits $ 373,407 $ 353,280 $ 360,260 $ 345,347 Advances from FHLB 1,497 1,362 11,637 11,517 Off-Balance Sheet Items Mortgage Loan Commitments $ 5,771 $ 5,771 $ 5,827 $ 5,827
Fair Values of Assets and Liabilities Measured on a Recurring Basis	Fair values of assets and liabilities measured on a recurring basis at December 31, 2018 and June 30, 2018 are as follows: Fair Value Measurements Using: December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Total (In Thousands) Available-for-Sale Debt Securities FHLMC $ -- $ 8,387 $ -- $ 8,387 FNMA -- 20,996 -- 20,996 GNMA -- 9,255 -- 9,255 Total $ -- $ 38,638 $ -- $ 38,638 Fair Value Measurements Using: June 30, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Total (In Thousands) Available-for-Sale Debt Securities FHLMC $ -- $ 7,085 $ -- $ 7,085 FNMA -- 11,912 -- 11,912 GNMA -- 10,327 -- 10,327 Total $ -- $ 29,324 $ -- $ 29,324

Summary of Accounting Policie_3

Summary of Accounting Policies (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2018USD ($)OfficeSubsidiary	Dec. 31, 2017USD ($)
Nature of Operations [Abstract]
Number of wholly-owned subsidiaries | Subsidiary			1
Non-Direct Response Advertising [Abstract]
Non-direct response advertising costs	$ 84	$ 30	$ 142	$ 70
Direct-response advertising costs			$ 0	$ 0
Buildings and Improvements [Member] | Minimum [Member]
Premises and Equipment [Abstract]
Estimated useful lives			10 years
Buildings and Improvements [Member] | Maximum [Member]
Premises and Equipment [Abstract]
Estimated useful lives			40 years
Furniture and Equipment [Member] | Minimum [Member]
Premises and Equipment [Abstract]
Estimated useful lives			3 years
Furniture and Equipment [Member] | Maximum [Member]
Premises and Equipment [Abstract]
Estimated useful lives			10 years
Caddo and Bossier Parishes, Louisiana [Member]
Nature of Operations [Abstract]
Number of full-service banking offices | Office			6

Securities, Available-for-sale

Securities, Available-for-sale Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 39,756	$ 30,647
Gross Unrealized Gains	3	5
Gross Unrealized Losses	1,121	1,328
Fair Value	38,638	29,324
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	39,756	30,647
Gross Unrealized Gains	3	5
Gross Unrealized Losses	1,121	1,328
Fair value	38,638	29,324
FHLMC Mortgage-Backed Certificates [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Amortized Cost	8,775	7,601
Gross Unrealized Gains	1	2
Gross Unrealized Losses	389	518
Fair Value	8,387	7,085
FNMA Mortgage-Backed Certificates [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Amortized Cost	21,469	12,465
Gross Unrealized Gains	1	1
Gross Unrealized Losses	474	554
Fair Value	20,996	11,912
GNMA Mortgage-Backed Certificates [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Amortized Cost	9,512	10,581
Gross Unrealized Gains	1	2
Gross Unrealized Losses	258	256
Fair Value	$ 9,255	$ 10,327

Securities, Held-to-maturity Se

Securities, Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	$ 26,510	$ 28,888
Gross Unrealized Gains	0	0
Gross Unrealized Losses	759	1,070
Fair Value	25,751	27,818
Debt Securities [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	23,635	26,042
Gross Unrealized Gains	0	0
Gross Unrealized Losses	759	1,070
Fair Value	22,876	24,972
GNMA Mortgage-Backed Certificates [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	1,147	1,160
Gross Unrealized Gains	0	0
Gross Unrealized Losses	50	45
Fair Value	1,097	1,115
FNMA Mortgage-Backed Certificates [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	22,488	24,882
Gross Unrealized Gains	0	0
Gross Unrealized Losses	709	1,025
Fair Value	21,779	23,857
Equity Securities (Non-Marketable) [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	2,875	2,846
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	2,875	2,846
Federal Home Loan Bank [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	2,625	2,596
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	$ 2,625	$ 2,596
Number of equity securities (in shares)	26,249	25,959
First National Bankers Bankshares, Inc. [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	$ 250	$ 250
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	$ 250	$ 250
Number of equity securities (in shares)	630	630

Securities, Securities by Contr

Securities, Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2018	Jun. 30, 2018
Available-for-Sale, Amortized Cost [Abstract]
Within One Year or Less	$ 4
One through Five Years	16,497
After Five through Ten Years	7,859
Over Ten Years	15,396
Amortized Cost	39,756	$ 30,647
Other Equity Securities	0
Amortized Cost	39,756	30,647
Available-for-Sale, Fair Value [Abstract]
Within One Year or Less	4
One through Five Years	16,078
After Five through Ten Years	7,572
Over Ten Years	14,984
Fair Value	38,638	29,324
Other Equity Securities	0
Fair Value	38,638	29,324
Cost of available-for-sale securities sold	12,500
Held-to-Maturity, Amortized Cost [Abstract]
Within One Year or Less	0
One through Five Years	0
After Five through Ten Years	0
Over Ten Years	23,635
Amortized Cost	23,635
Other Equity Securities	2,875
Amortized Cost	26,510	28,888
Held-to-Maturity, Fair Value [Abstract]
Within One Year or Less	0
One through Five Years	0
After Five through Ten Years	0
Over Ten Years	22,876
Fair Value	22,876
Other Equity Securities	2,875
Fair Value	$ 25,751	$ 27,818

Securities, Securities with Gro

Securities, Securities with Gross Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Securities Available-for-sale Securities, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	$ 184	$ 71
Over Twelve Months	937	1,257
Securities Available-for-sale Securities, Fair Value [Abstract]
Less than Twelve Months	16,737	4,709
Over Twelve Months	21,792	24,547
Public Deposits [Member]
Securities Available-for-sale Securities, Fair Value [Abstract]
Securities pledged with carrying value	2,400
FHLB Advances [Member]
Securities Available-for-sale Securities, Fair Value [Abstract]
Securities pledged with carrying value	150,000
Mortgage-Backed Securities [Member]
Securities Available-for-sale Securities, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	184	71
Over Twelve Months	937	1,257
Securities Available-for-sale Securities, Fair Value [Abstract]
Less than Twelve Months	16,737	4,709
Over Twelve Months	$ 21,792	$ 24,547

Loans Receivable (Details)

Loans Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017	Jun. 30, 2017
Loan receivable [Abstract]
Gross Loans Receivable	$ 325,801	$ 321,180	$ 319,766
Less: Allowance for Loan Losses	(3,479)	(3,425)	(3,383)	$ (3,729)
Unamortized Loan Fees	(250)	(262)
Net Loans Receivable	322,072	317,493
Loans Secured by Mortgages on Real Estate [Member]
Loan receivable [Abstract]
Gross Loans Receivable	291,498	285,075
Loans Secured by Mortgages on Real Estate [Member] | One-to-Four-Family Residential [Member]
Loan receivable [Abstract]
Gross Loans Receivable	119,448	121,257
Loans Secured by Mortgages on Real Estate [Member] | Commercial [Member]
Loan receivable [Abstract]
Gross Loans Receivable	81,348	74,416	73,044
Less: Allowance for Loan Losses	(543)	(436)	(491)	(353)
Loans Secured by Mortgages on Real Estate [Member] | Multi-Family Residential [Member]
Loan receivable [Abstract]
Gross Loans Receivable	43,095	38,079	30,844
Less: Allowance for Loan Losses	(256)	(256)	(172)	(73)
Loans Secured by Mortgages on Real Estate [Member] | Land [Member]
Loan receivable [Abstract]
Gross Loans Receivable	20,072	20,474	20,657
Less: Allowance for Loan Losses	(157)	(161)	(163)	(203)
Loans Secured by Mortgages on Real Estate [Member] | Construction [Member]
Loan receivable [Abstract]
Gross Loans Receivable	9,272	11,921	8,724
Less: Allowance for Loan Losses	(187)	(163)	(167)	(147)
Loans Secured by Mortgages on Real Estate [Member] | Equity and Second Mortgage [Member]
Loan receivable [Abstract]
Gross Loans Receivable	1,387	1,541
Loans Secured by Mortgages on Real Estate [Member] | Equity Lines of Credit [Member]
Loan receivable [Abstract]
Gross Loans Receivable	16,876	17,387
Commercial Loans [Member]
Loan receivable [Abstract]
Gross Loans Receivable	33,533	35,458	34,979
Less: Allowance for Loan Losses	(1,155)	(929)	(900)	(979)
Consumer Loans [Member]
Loan receivable [Abstract]
Gross Loans Receivable	770	647	513
Less: Allowance for Loan Losses	(3)	(3)	$ (3)	$ (10)
Consumer Loans [Member] | Loans on Savings Accounts [Member]
Loan receivable [Abstract]
Gross Loans Receivable	421	462
Consumer Loans [Member] | Other Consumer Loans [Member]
Loan receivable [Abstract]
Gross Loans Receivable	$ 349	$ 185

Loans Receivable, Analysis of A

Loans Receivable, Analysis of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Summary of changes in the allowance for loan losses [Roll Forward]
Beginning Balances			$ 3,425	$ 3,729	$ 3,729
Provision for Loan Losses	$ 100	$ 200	350	500	1,050
Loan Charge-Offs			(297)	(851)	(1,380)
Recoveries			1	5	26
Ending Balances	$ 3,479	$ 3,383	$ 3,479	$ 3,383	$ 3,425

Loans Receivable, Grading of Lo

Loans Receivable, Grading of Loans, Segregated by Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	$ 325,801	$ 321,180	$ 319,766
Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	317,399	314,512
Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	3,289	652
Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	5,113	6,016
Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	291,498	285,075
Real Estate Loans [Member] | One-to-Four-Family Residential [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	119,448	121,257
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	118,955	120,317
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	19	652
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	474	996
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Commercial [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	81,348	74,416	73,044
Real Estate Loans [Member] | Commercial [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	77,288	74,416
Real Estate Loans [Member] | Commercial [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Commercial [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	4,060	4,060
Real Estate Loans [Member] | Commercial [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	43,095	38,079	30,844
Real Estate Loans [Member] | Multi-Family Residential [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	43,095	38,079
Real Estate Loans [Member] | Multi-Family Residential [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Land [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	20,072	20,474	20,657
Real Estate Loans [Member] | Land [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	16,802	20,474
Real Estate Loans [Member] | Land [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	3,270	0
Real Estate Loans [Member] | Land [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Land [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Construction [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	9,272	11,921	8,724
Real Estate Loans [Member] | Construction [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	9,272	11,921
Real Estate Loans [Member] | Construction [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Construction [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Construction [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	1,387	1,541
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	1,387	1,541
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	16,876	17,387
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	16,876	17,300
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	87
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Commercial Loans [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	33,533	35,458	34,979
Commercial Loans [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	32,954	29,817
Commercial Loans [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Commercial Loans [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	579	873
Commercial Loans [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Consumer Loans [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	770	647	$ 513
Consumer Loans [Member] | Pass [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	770	647
Consumer Loans [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Consumer Loans [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Consumer Loans [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	$ 0	$ 0

Loans Receivable, Aging Analysi

Loans Receivable, Aging Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	$ 5,341	$ 4,391
Current	320,460	316,789
Total Loans Receivable	325,801	321,180	$ 319,766
Recorded Investment > 90 Days and Accruing	298	710
Loan receivables on nonaccrual status	0	0
Interest income recognized on non-accrual loans	0	0
Estimated gross interest income that would have been recorded if non-accrual loans had been accruing interest at their original contracted rates	71	126
30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	1,269	1,615
60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	2,776	289
Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	1,296	2,487
Real Estate Loans [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Loans Receivable	291,498	285,075
Real Estate Loans [Member] | One-to-Four-Family Residential [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	4,687	3,665
Current	114,761	117,592
Total Loans Receivable	119,448	121,257
Recorded Investment > 90 Days and Accruing	298	680
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	1,269	1,481
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	2,244	230
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	1,174	1,954
Real Estate Loans [Member] | Commercial [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	81,348	74,416
Total Loans Receivable	81,348	74,416	73,044
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Commercial [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Commercial [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Commercial [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	43,095	38,079
Total Loans Receivable	43,095	38,079	30,844
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Land [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	20,072	20,474
Total Loans Receivable	20,072	20,474	20,657
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Land [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Land [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Land [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Construction [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	9,272	11,921
Total Loans Receivable	9,272	11,921	8,724
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Construction [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	1,387	1,541
Total Loans Receivable	1,387	1,541
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	483	310
Current	16,393	17,077
Total Loans Receivable	16,876	17,387
Recorded Investment > 90 Days and Accruing	0	30
Real Estate Loans [Member] | Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	134
Real Estate Loans [Member] | Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	483	59
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	117
Commercial Loans [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	171	416
Current	33,362	35,042
Total Loans Receivable	33,533	35,458	34,979
Recorded Investment > 90 Days and Accruing	0	0
Commercial Loans [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Commercial Loans [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	49	0
Commercial Loans [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	122	416
Consumer Loans [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	770	647
Total Loans Receivable	770	647	$ 513
Recorded Investment > 90 Days and Accruing	0	0
Consumer Loans [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Consumer Loans [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Consumer Loans [Member] | Greater Than 90 Days [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	$ 0	$ 0

Loans Receivable, Allowance for

Loans Receivable, Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Allowance for loan losses [Roll Forward]
Beginning Balances			$ 3,425	$ 3,729	$ 3,729
Charge-Offs			(297)	(851)	(1,380)
Recoveries			1	5	26
Current Provision	$ 100	$ 200	350	500	1,050
Ending Balances	3,479	3,383	3,479	3,383	3,425
Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	3,479	3,383	3,479	3,383	3,425
Loans Receivable [Abstract]
Ending Balances - Total	325,801	319,766	325,801	319,766	321,180
Ending Balances, Evaluated for Impairment [Abstract]
Individually	8,402	7,551	8,402	7,551	6,668
Collectively	317,399	312,215	317,399	312,215	314,512
Real Estate Loans [Member]
Loans Receivable [Abstract]
Ending Balances - Total	291,498		291,498		285,075
Real Estate Loans [Member] | 1-4 Family Residential [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			1,166	1,822	1,822
Charge-Offs			(277)	0	(797)
Recoveries			0	5	5
Current Provision			134	(543)	136
Ending Balances	1,023	1,284	1,023	1,284	1,166
Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	1,023	1,284	1,023	1,284	1,166
Loans Receivable [Abstract]
Ending Balances - Total	119,448	129,053	119,448	129,053	121,257
Ending Balances, Evaluated for Impairment [Abstract]
Individually	493	1,225	493	1,225	1,648
Collectively	118,955	127,828	118,955	127,828	119,609
Real Estate Loans [Member] | Commercial [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			436	353	353
Charge-Offs			0	0	0
Recoveries			0	0	0
Current Provision			107	138	83
Ending Balances	543	491	543	491	436
Evaluated for Impairment [Abstract]
Individually	443	0	443	0	0
Collectively	100	491	100	491	436
Loans Receivable [Abstract]
Ending Balances - Total	81,348	73,044	81,348	73,044	74,416
Ending Balances, Evaluated for Impairment [Abstract]
Individually	4,060	4,211	4,060	4,211	4,060
Collectively	77,288	68,833	77,288	68,833	70,356
Real Estate Loans [Member] | Multi Family [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			256	73	73
Charge-Offs			0	0	0
Recoveries			0	0	0
Current Provision			0	99	183
Ending Balances	256	172	256	172	256
Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	256	172	256	172	256
Loans Receivable [Abstract]
Ending Balances - Total	43,095	30,844	43,095	30,844	38,079
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	43,095	30,844	43,095	30,844	38,079
Real Estate Loans [Member] | Land [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			161	203	203
Charge-Offs			0	(49)	(109)
Recoveries			0	0	20
Current Provision			(4)	9	47
Ending Balances	157	163	157	163	161
Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	157	163	157	163	161
Loans Receivable [Abstract]
Ending Balances - Total	20,072	20,657	20,072	20,657	20,474
Ending Balances, Evaluated for Impairment [Abstract]
Individually	3,270	0	3,270	0	0
Collectively	16,802	20,657	16,802	20,657	20,474
Real Estate Loans [Member] | Construction [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			163	147	147
Charge-Offs			0	0	0
Recoveries			0	0	0
Current Provision			24	20	16
Ending Balances	187	167	187	167	163
Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	187	167	187	167	163
Loans Receivable [Abstract]
Ending Balances - Total	9,272	8,724	9,272	8,724	11,921
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	9,272	8,724	9,272	8,724	11,921
Real Estate Loans [Member] | Home Equity Loans and Lines of Credit [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			311	142	142
Charge-Offs			(20)	(5)	(217)
Recoveries			1	0	1
Current Provision			(137)	66	385
Ending Balances	155	203	155	203	311
Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	155	203	155	203	311
Loans Receivable [Abstract]
Ending Balances - Total	18,263	21,952	18,263	21,952	18,928
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0	39	0	39	87
Collectively	18,263	21,913	18,263	21,913	18,841
Commercial Loans [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			929	979	979
Charge-Offs			0	(797)	(250)
Recoveries			0	0	0
Current Provision			226	718	200
Ending Balances	1,155	900	1,155	900	929
Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	1,155	900	1,155	900	929
Loans Receivable [Abstract]
Ending Balances - Total	33,533	34,979	33,533	34,979	35,458
Ending Balances, Evaluated for Impairment [Abstract]
Individually	579	2,076	579	2,076	873
Collectively	32,954	32,903	32,954	32,903	34,585
Consumer Loans [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			3	10	10
Charge-Offs			0	0	(7)
Recoveries			0	0	0
Current Provision			0	(7)	0
Ending Balances	3	3	3	3	3
Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	3	3	3	3	3
Loans Receivable [Abstract]
Ending Balances - Total	770	513	770	513	647
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0	0	0	0	0
Collectively	$ 770	$ 513	$ 770	$ 513	$ 647

Loans Receivable, Loans Individ

Loans Receivable, Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2018	Jun. 30, 2018
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	$ 8,402	$ 6,668
Recorded Investment With No Allowance	4,342	6,668
Recorded Investment With Allowance	4,060	0
Total Recorded Investment	8,402	6,668
Related Allowance	443	0
Average Recorded Investment	8,453	6,837
Real Estate Loans [Member] | One-to-Four-Family Residential [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	493	1,648
Recorded Investment With No Allowance	493	1,648
Recorded Investment With Allowance	0	0
Total Recorded Investment	493	1,648
Related Allowance	0	0
Average Recorded Investment	496	1,687
Real Estate Loans [Member] | Commercial [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	4,060	4,060
Recorded Investment With No Allowance	0	4,060
Recorded Investment With Allowance	4,060	0
Total Recorded Investment	4,060	4,060
Related Allowance	443	0
Average Recorded Investment	4,060	4,186
Real Estate Loans [Member] | Multi-Family Residential [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Real Estate Loans [Member] | Land [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	3,270	0
Recorded Investment With No Allowance	3,270	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	3,270	0
Related Allowance	0	0
Average Recorded Investment	3,227	0
Real Estate Loans [Member] | Construction [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	87
Recorded Investment With No Allowance	0	87
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	87
Related Allowance	0	0
Average Recorded Investment	0	87
Commercial Loans [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	579	873
Recorded Investment With No Allowance	579	873
Recorded Investment With Allowance	0	0
Total Recorded Investment	579	873
Related Allowance	0	0
Average Recorded Investment	670	877
Consumer Loans [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	$ 0	$ 0

Loans Receivable, Troubled Debt

Loans Receivable, Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Troubled Debt Restructurings [Abstract]
Commitments to loan additional funds to borrowers whose loans were previously in non-accrual status	$ 0
Commercial Business Loans [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	579	$ 5,359
Commercial Business Loans [Member] | Nonaccrual [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	122	416
Commercial Business Loans [Member] | Current [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	457	4,943
Commercial Business Loans [Member] | Past Due Greater than 30 Days [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	122	416
Real Estate Loans [Member] | 1-4 Family Residential [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	349	1,943
Real Estate Loans [Member] | 1-4 Family Residential [Member] | Nonaccrual [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	0	0
Real Estate Loans [Member] | 1-4 Family Residential [Member] | Current [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	349	1,943
Real Estate Loans [Member] | 1-4 Family Residential [Member] | Past Due Greater than 30 Days [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	0	$ 0
Real Estate Loans [Member] | Commercial Real Estate [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	4,060
Real Estate Loans [Member] | Commercial Real Estate [Member] | Nonaccrual [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	0
Real Estate Loans [Member] | Commercial Real Estate [Member] | Current [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	4,060
Real Estate Loans [Member] | Commercial Real Estate [Member] | Past Due Greater than 30 Days [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	$ 0

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Summary of Deposits [Abstract]
Non-Interest Bearing	$ 58,641	$ 58,001
NOW Accounts	28,274	34,576
Money Markets	70,571	70,175
Passbook Savings	34,924	36,241
Deposits in transaction accounts	192,410	198,993
Certificates of Deposit	180,997	161,267
Total Deposits	$ 373,407	$ 360,260

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Calculation of earnings per share [Abstract]
Net income	$ 1,175	$ 361	$ 2,393	$ 1,369
Weighted average shares outstanding - basic (in shares)	1,776,000	1,801,000	1,782,000	1,807,000
Effect of dilutive common stock equivalents (in shares)	126,000	102,000	131,000	100,000
Adjusted weighted average shares outstanding- diluted (in shares)	1,902,000	1,903,000	1,913,000	1,907,000
Basic earnings per share (in dollars per share)	$ 0.66	$ 0.20	$ 1.34	$ 0.76
Diluted earnings per share (in dollars per share)	$ 0.62	$ 0.19	$ 1.25	$ 0.72
Outstanding options to purchase shares (in shares)	284,048	296,551	290,715	299,551
Weighted average price per share of outstanding options (in dollars per share)	$ 17.98	$ 17.88	$ 17.94	$ 17.85
Components of average outstanding common shares [Abstract]
Average common shares issued (in shares)	3,062,000	3,062,000	3,062,000	3,062,000
Average unearned ESOP shares (in shares)	(105,000)	(117,000)	(107,000)	(119,000)
Average unearned RRP shares (in shares)	(2,000)	(3,000)	(1,000)	(3,000)
Average Company stock purchased (in shares)	(1,179,000)	(1,141,000)	(1,172,000)	(1,133,000)
Weighted average shares outstanding (in shares)	1,776,000	1,801,000	1,782,000	1,807,000
Stock Option [Member]
Calculation of earnings per share [Abstract]
Effect of dilutive common stock equivalents (in shares)	125,890	98,024	131,177	98,024

Stock-Based Compensation, Recog

Stock-Based Compensation, Recognition and Retention Plan (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Jul. 31, 2014
2011 Recognition and Retention Plan [Member]
Recognition and Retention Plans [Abstract]
Aggregate number of shares of common stock (in shares)	77,808
Recognition Plan [Member]
Recognition and Retention Plans [Abstract]
Shares earned by recipients expressed in percentage of aggregate number of shares	20.00%
Period of plan	5 years
Share price (in dollars per share)			$ 18.92
Award vesting period	5 years
Compensation expense	$ 14	$ 14

Stock-Based Compensation, Stock

Stock-Based Compensation, Stock Option Plan (Details) - USD ($) $ / shares in Units, $ in Thousands	Jul. 31, 2014	Jan. 31, 2012	Aug. 19, 2010	Dec. 31, 2018	Dec. 31, 2017	Dec. 23, 2011	Aug. 10, 2005
Stock Option [Member]
Weighted Average Exercise Price [Abstract]
Incentive stock options and non-qualified stock options, vested and exercisable				20.00%
Award vesting period				5 years
Commencement period of incentive and non-qualified options				1 year
Additional percentage vested on each successive anniversary				20.00%
Compensation expense				$ 68	$ 68
2005 Stock Option Plan [Member]
Stock Option Plans [Abstract]
Aggregate number of shares of common stock reserved for issuance (in shares)							158,868
Termination date				Jun. 8, 2015
Term of share-based payment award				10 years
Number of Shares [Abstract]
Outstanding stock options (in shares)				14,776
Granted (in shares)	2,133		21,616
Weighted Average Exercise Price [Abstract]
Exercised (in dollars per share)	$ 18.92		$ 10.93
2011 Stock Option Plan [Member]
Stock Option Plans [Abstract]
Aggregate number of shares of common stock reserved for issuance (in shares)				389		194,522
Number of Shares [Abstract]
Granted (in shares)	29,178	165,344
Weighted Average Exercise Price [Abstract]
Exercised (in dollars per share)	$ 18.92	$ 14.70

Stock-Based Compensation, Sto_2

Stock-Based Compensation, Stock Incentive Plan (Details) - USD ($) $ in Thousands	Oct. 26, 2015	Nov. 12, 2014	Dec. 31, 2018	Dec. 31, 2017
Stock Option [Member]
Stock Incentive Plan [Abstract]
Award vesting period			5 years
Compensation expense			$ 68	$ 68
2014 Stock Incentive Plan [Member]
Stock Incentive Plan [Abstract]
Number of shares authorized under plan (in shares)		150,000
Percentage of shares available for grant		25.00%
Forfeited (in shares)			4,500
Compensation expense			$ 128	$ 68
2014 Stock Incentive Plan [Member] | Share Awards [Member]
Stock Incentive Plan [Abstract]
Granted (in shares)	34,500
2014 Stock Incentive Plan [Member] | Share Awards [Member] | Maximum [Member]
Stock Incentive Plan [Abstract]
Aggregate number of shares of common stock subject to award (in shares)		37,500	3,000
2014 Stock Incentive Plan [Member] | Stock Option [Member]
Stock Incentive Plan [Abstract]
Aggregate number of shares of common stock subject to award (in shares)			13,500
Aggregate number of shares of common stock reserved for issuance (in shares)		112,500
Granted (in shares)	103,500
Award vesting period			5 years

Related Party Transactions (Det

Related Party Transactions (Details) - USD ($) $ in Millions	Dec. 31, 2018	Jun. 30, 2018
Related Party Transactions [Abstract]
Loan made to directors and executive officers	$ 2.4	$ 2.6

Fair Value Disclosures (Details

Fair Value Disclosures (Details) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2018	Jun. 30, 2018
Mortgage Loans Held-for-Sale [Abstract]
Number of days from origination to dispose Mortgage Loans Held-for-Sale, maximum	90 days
Financial Assets [Abstract]
Securities Available-for-Sale	$ 38,638	$ 29,324
Carrying Value [Member]
Financial Assets [Abstract]
Cash and Cash Equivalents	10,874	15,867
Securities Available-for-Sale	38,638	29,324
Securities to be Held-to-Maturity	26,510	28,888
Loans Held-for-Sale	3,858	6,762
Loans Receivable	322,072	317,493
Financial Liabilities [Abstract]
Deposits	373,407	360,260
Advances from FHLB	1,497	11,637
Estimated Fair Value [Member]
Financial Assets [Abstract]
Cash and Cash Equivalents	10,874	15,867
Securities Available-for-Sale	38,638	29,324
Securities to be Held-to-Maturity	25,751	27,818
Loans Held-for-Sale	3,858	6,762
Loans Receivable	311,899	314,724
Financial Liabilities [Abstract]
Deposits	353,280	345,347
Advances from FHLB	1,362	11,517
Mortgage Loan Commitments [Member] | Carrying Value [Member]
Off-Balance Sheet Items [Abstract]
Mortgage Loan Commitments	5,771	5,827
Mortgage Loan Commitments [Member] | Estimated Fair Value [Member]
Off-Balance Sheet Items [Abstract]
Mortgage Loan Commitments	$ 5,771	$ 5,827

Fair Value Disclosures, Recurri

Fair Value Disclosures, Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	$ 38,638	$ 29,324
FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	8,387	7,085
FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	20,996	11,912
GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	9,255	10,327
Recurring [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	38,638	29,324
Recurring [Member] | FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	8,387	7,085
Recurring [Member] | FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	20,996	11,912
Recurring [Member] | GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	9,255	10,327
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	38,638	29,324
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	8,387	7,085
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	20,996	11,912
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	9,255	10,327
Recurring [Member] | Unobservable Inputs (Level 3) [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Unobservable Inputs (Level 3) [Member] | FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Unobservable Inputs (Level 3) [Member] | FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Unobservable Inputs (Level 3) [Member] | GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	$ 0	$ 0