Home Federal Bancorp, Inc. of Louisiana (HFBL) 10-Q 14 May 21 2021 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Mar. 31, 2021	May 13, 2021
Cover [Abstract]
Entity Registrant Name	Home Federal Bancorp, Inc. of Louisiana
Entity Central Index Key	0001500375
Current Fiscal Year End Date	--06-30
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2021
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q3
Entity Address, State or Province	LA
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,358,566

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
ASSETS
Cash and Cash Equivalents (Includes Interest-Bearing Deposits with Other Banks of $91,167 and $50,417 March 31, 2021 and June 30, 2020, Respectively)	$ 100,971	$ 54,871
Securities Available-for-Sale	28,565	42,060
Securities Held-to-Maturity (Fair Value of $41,731 and $21,879, Respectively)	41,802	20,858
Loans Held-for-Sale	22,254	14,798
Loans Receivable, Net of Allowance for Loan Losses of $4,387 and $4,081, Respectively	342,313	359,927
Accrued Interest Receivable	1,273	1,860
Premises and Equipment, Net	14,814	13,235
Bank Owned Life Insurance	7,185	7,087
Deferred Tax Asset	1,002	757
Foreclosed Assets	1,258	950
Other Assets	1,823	1,817
Total Assets	563,260	518,220
Deposits:
Non-interest bearing	129,305	103,422
Interest-bearing	376,091	357,388
Total Deposits	505,396	460,810
Advances from Borrowers for Taxes and Insurance	385	522
Short-term Federal Home Loan Bank Advances	35	193
Long-term Federal Home Loan Bank Advances	841	867
Other Borrowings	1,600	2,300
Other Accrued Expenses and Liabilities	2,861	2,993
Total Liabilities	511,118	467,685
STOCKHOLDERS' EQUITY
Preferred Stock - $.01 Par Value; 10,000,000 Shares Authorized; None Issued and Outstanding	0	0
Common Stock - $.01 Par Value; 40,000,000 Shares Authorized; 3,369,966 and 3,449,024 Shares Issued and Outstanding (split adjusted) at March 31, 2021 and June 30, 2020, Respectively	34	22
Additional Paid-in Capital	37,116	36,531
Unearned ESOP Stock	(783)	(870)
Retained Earnings	15,508	13,937
Accumulated Other Comprehensive Income	267	915
Total Stockholders' Equity	52,142	50,535
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 563,260	$ 518,220

CONSOLIDATED STATEMENTS OF FI_2

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
ASSETS
Interest-Bearing Deposits with Other Banks	$ 91,167	$ 50,417
Securities Held-to-Maturity, Fair Value	41,731	21,879
Loans Receivable, Allowance for Loan Losses	$ 4,387	$ 4,081
STOCKHOLDERS' EQUITY
Preferred Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, Authorized (in shares)	10,000,000	10,000,000
Preferred Stock, Issued (in shares)	0	0
Preferred Stock, Outstanding (in shares)	0	0
Common Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Authorized (in shares)	40,000,000	40,000,000
Common Stock, Issued (in shares)	3,369,966	3,449,024
Common Stock, Outstanding (in shares)	3,369,966	3,449,024

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
INTEREST INCOME
Loans, Including Fees	$ 4,853	$ 4,378	$ 14,574	$ 13,662
Investment Securities	1	12	5	43
Mortgage-Backed Securities	307	401	905	1,218
Other Interest-Earning Assets	34	83	76	281
Total Interest Income	5,195	4,874	15,560	15,204
INTEREST EXPENSE
Deposits	723	1,298	2,571	3,992
Other Borrowings	19	19	50	36
Federal Home Loan Bank Borrowings	11	14	34	44
Total Interest Expense	753	1,331	2,655	4,072
Net Interest Income	4,442	3,543	12,905	11,132
PROVISION FOR LOAN LOSSES	450	316	1,750	1,441
Net Interest Income after Provision for Loan Losses	3,992	3,227	11,155	9,691
NON-INTEREST INCOME
Gain on Sale of Loans	936	604	3,553	1,751
Gain on Sale of Real Estate	0	(76)	0	4
Gain on Sale of Securities	0	219	0	219
Income on Bank Owned Life Insurance	31	34	99	105
Service Charges on Deposit Accounts	231	258	731	821
Other Income	15	8	43	28
Total Non-Interest Income	1,213	1,047	4,426	2,928
NON-INTEREST EXPENSE
Compensation and Benefits	2,200	1,961	6,552	5,657
Occupancy and Equipment	387	353	1,157	1,081
Data Processing	176	144	571	435
Audit and Examination Fees	49	51	178	165
Franchise and Bank Shares Tax	105	111	302	348
Advertising	45	45	118	257
Legal Fees	91	113	355	376
Loan and Collection	89	58	266	226
Deposit Insurance Premium	35	12	103	12
Valuation Adjustment Real Estate Owned	0	0	200	0
Other Expense	215	185	603	560
Total Non-Interest Expense	3,392	3,033	10,405	9,117
Income Before Income Taxes	1,813	1,241	5,176	3,502
PROVISION FOR INCOME TAX EXPENSE	395	264	1,108	690
Net Income	$ 1,418	$ 977	$ 4,068	$ 2,812
EARNINGS PER COMMON SHARE:
Basic (in dollars per share)	$ 0.44	$ 0.29	$ 1.26	$ 0.83
Diluted (in dollars per share)	0.41	0.27	1.20	0.77
DIVIDENDS DECLARED (in dollars per share)	$ 0.08	$ 0.08	$ 0.25	$ 0.24

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]
Net Income	$ 1,418	$ 977	$ 4,068	$ 2,812
Investment securities available-for-sale:
Net unrealized (Losses) Gains	(488)	989	(819)	875
Income Tax Effect	102	(208)	171	(184)
Reclassification adjustments for net (gains) losses realized in net income	0	(219)	0	(219)
Income tax effect	0	46	0	46
Other Comprehensive (Loss) Income	(386)	608	(648)	518
Total Comprehensive Income	$ 1,032	$ 1,585	$ 3,420	$ 3,330

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned ESOP Stock [Member]	Unearned RRP Trust Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Beginning Balance at Jun. 30, 2019	$ 23	$ 35,914	$ (985)	$ 0	$ 15,370	$ 20	$ 50,342
Net Income	0	0	0	0	2,812	0	2,812
Changes in Unrealized Gain on Securities Available-for-Sale, Net of Tax Effects	0	0	0	0	0	518	518
Share Awards Earned	0	153	0	0	0	0	153
RRP Shares Earned	0	24	0	0	0	0	24
Stock Options Vested	0	103	0	0	0	0	103
Common Stock Issuance for Stock Option Exercises - Split Adjusted	0	65	0	0	0	0	65
ESOP Compensation Earned	0	195	86	0	0	0	281
Company Stock Purchased	0	0	0	0	(3,779)	0	(3,779)
Dividends Declared	0	0	0	0	(865)	0	(865)
Ending Balance at Mar. 31, 2020	23	36,454	(899)	0	13,538	538	49,654
Beginning Balance at Dec. 31, 2019	23	36,327	(927)	0	14,621	(70)	49,974
Net Income	0	0	0	0	977	0	977
Changes in Unrealized Gain on Securities Available-for-Sale, Net of Tax Effects	0	0	0	0	0	608	608
Share Awards Earned	0	19	0	0	0	0	19
RRP Shares Earned	0	0	0	0	0	0	0
Stock Options Vested	0	34	0	0	0	0	34
Common Stock Issuance for Stock Option Exercises - Split Adjusted	0	15	0	0	0	0	15
ESOP Compensation Earned	0	59	28	0	0	0	87
Company Stock Purchased	0	0	0	0	(1,774)	0	(1,774)
Dividends Declared	0	0	0	0	(286)	0	(286)
Ending Balance at Mar. 31, 2020	23	36,454	(899)	0	13,538	538	49,654
Beginning Balance at Jun. 30, 2020	22	36,531	(870)	0	13,937	915	50,535
Net Income	0	0	0	0	4,068	0	4,068
Changes in Unrealized Gain on Securities Available-for-Sale, Net of Tax Effects	0	0	0	0	0	(648)	(648)
Share Awards Earned	0	153	0	0	0	0	153
RRP Shares Earned	0	0	0	0	0	0	0
Stock Split	12	(12)	0	0	0	0	0
Stock Options Vested	0	81	0	0	0	0	81
Common Stock Issuance for Stock Option Exercises - Split Adjusted	0	219	0	0	0	0	219
ESOP Compensation Earned	0	144	87	0	0	0	231
Company Stock Purchased	0	0	0	0	(1,653)	0	(1,653)
Dividends Declared	0	0	0	0	(844)	0	(844)
Ending Balance at Mar. 31, 2021	34	37,116	(783)	0	15,508	267	52,142
Beginning Balance at Dec. 31, 2020	22	36,981	(812)	0	14,618	653	51,462
Net Income	0	0	0	0	1,418	0	1,418
Changes in Unrealized Gain on Securities Available-for-Sale, Net of Tax Effects	0	0	0	0	0	(386)	(386)
Share Awards Earned	0	19	0	0	0	0	19
RRP Shares Earned	0	0	0	0	0	0	0
Stock Split	12	(12)	0	0	0	0	0
Stock Options Vested	0	26	0	0	0	0	26
Common Stock Issuance for Stock Option Exercises - Split Adjusted	0	44	0	0	0	0	44
ESOP Compensation Earned	0	58	29	0	0	0	87
Company Stock Purchased	0	0	0	0	(249)	0	(249)
Dividends Declared	0	0	0	0	(279)	0	(279)
Ending Balance at Mar. 31, 2021	$ 34	$ 37,116	$ (783)	$ 0	$ 15,508	$ 267	$ 52,142

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Jun. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 1,418	$ 977	$ 4,068	$ 2,812
Adjustments to Reconcile Net Income to Net Cash (Used in) Provided by Operating Activities
Bad Debt Recovery			202	8
Federal Home Loan Bank Stock Certificate			(5)	(43)
Net Amortization and Accretion on Securities			101	70
(Gain) Loss on Sale of Real Estate			0	(4)
Gain on Sale of Loans	(936)	(604)	(3,553)	(1,751)
Gain on Sale of Securities	0	(219)	0	(219)
Amortization of Deferred Loan Fees			(1,157)	(107)
Depreciation of Premises and Equipment			495	487
ESOP Expense			231	281
Stock Option Expense			81	103
Recognition and Retention Plan Expense			0	2
Deferred Income Tax			(245)	61
Valuation Adjustment Real Estate Owned	0	0	200	0
Provision for Loan Losses	450	316	1,750	1,441	$ 1,891
Increase in Cash Surrender Value on Bank Owned Life Insurance	(31)	(34)	(99)	(105)
Share Awards Expense			94	111
Changes in Assets and Liabilities:
Loans Held-for-Sale - Originations and Purchases			(159,954)	(75,089)
Loans Held-for-Sale - Sale and Principal Repayments			156,051	74,970
Accrued Interest Receivable			587	100
Other Operating Assets			(6)	(114)
Other Operating Liabilities			(132)	(86)
Net Cash (Used in) Provided by Operating Activities			(1,291)	2,928
CASH FLOWS FROM INVESTING ACTIVITIES
Loan Originations and Purchases, Net of Principal Collections			15,830	3,284
Deferred Loan Fees Collected			560	120
Acquisition of Premises and Equipment			(2,074)	(701)
Proceeds from Sale of Real Estate			0	2,343
Activity in Available-for-Sale Securities:
Principal Payments on Mortgage-Backed Securities			17,695	8,991
Sale of Securities			0	9,856
Purchases of Securities			(5,077)	(21,250)
Activity in Held-to-Maturity Securities:
Principal Payments on Mortgage-Backed Securities			4,487	3,785
Sale/Redemptions of Securities			2,437	0
Purchase of Securities			(27,907)	(245)
Net Cash Provided by Investing Activities			5,951	6,183
CASH FLOWS FROM FINANCING ACTIVITIES
Net Increase in Deposits			44,586	17,900
Repayments of Advances from Federal Home Loan Bank			(184)	(220)
Proceeds from Other Borrowings			1,800	1,800
Repayments of Other Borrowings			(2,500)	(450)
Net Decrease in Advances from Borrowers for Taxes and Insurance			(137)	(211)
Dividends Paid			(844)	(865)
Company Stock Purchased			(1,653)	(3,779)
Proceeds from Stock Options Exercised			219	65
Plan Share Distributions			153	153
Net Cash Provided by Financing Activities			41,440	14,393
NET INCREASE IN CASH AND CASH EQUIVALENTS			46,100	23,504
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD			54,871	18,108	18,108
CASH AND CASH EQUIVALENTS - END OF PERIOD	$ 100,971	$ 41,612	100,971	41,612	$ 54,871
SUPPLEMENTARY CASH FLOW INFORMATION
Interest Paid on Deposits and Borrowed Funds			2,680	3,002
Income Taxes Paid			925	760
Market Value Adjustment for (Loss)/Gain on Debt Securities Available-for-Sale			$ (819)	$ 656

Summary of Accounting Policies

Summary of Accounting Policies	9 Months Ended
	Mar. 31, 2021
Summary of Accounting Policies [Abstract]
Summary of Accounting Policies	1. Summary of Accounting Policies Basis of Presentation The consolidated financial statements include the accounts of Home Federal Bancorp, Inc. of Louisiana (the “Company”) and its subsidiary, Home Federal Bank (“Home Federal Bank” or the “Bank”). These consolidated financial statements were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States of America. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the nine month period ended March 31, 2021 are not necessarily indicative of the results which may be expected for the fiscal year ending June 30, 2021. The Company follows accounting standards set by the Financial Accounting Standards Board (the “FASB”). The FASB sets generally accepted accounting principles (“GAAP”) that we follow to ensure we consistently report our financial condition, results of operations, and cash flows. References to GAAP issued by the FASB in these footnotes are to the FASB Accounting Standards Codification (the “Codification” or the “ASC”). In accordance with the subsequent events topic of the ASC, the Company evaluates events and transactions that occur after the balance sheet date for potential recognition in the financial statements. The effect of all subsequent events that provide additional evidence of conditions that existed at the balance sheet date are recognized in the financial statements as of March 31, 2021. In preparing these financial statements, the Company evaluated the events and transactions that occurred through the date these financial statements were issued. Use of Estimates In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Statements of Financial Condition and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the allowance for loan losses. Nature of Operations Home Federal Bancorp, Inc. of Louisiana, a Louisiana corporation, is the fully public stock holding company for Home Federal Bank located in Shreveport, Louisiana. The Bank is a federally chartered stock savings and loan association and is subject to federal regulation by the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. The Company is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System. Services are provided to the Bank’s customers by seven full-service banking offices and home office, located in Caddo and Bossier Parishes, Louisiana. The area served by the Bank is primarily the Shreveport-Bossier City metropolitan area; however, loan and deposit customers are found dispersed in a wider geographical area covering much of northwest Louisiana. As of March 31, 2021, the Bank had one wholly-owned subsidiary, Metro Financial Services, Inc., which previously engaged in the sale of annuity contracts and does not currently engage in a meaningful amount of business. Cash and Cash Equivalents For purposes of the Consolidated Statements of Cash Flows, cash and cash equivalents include cash on hand, balances due from banks, and federal funds sold, all of which mature within ninety days. Securities Securities are being accounted for in accordance with Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 320’s, Investments Investments in non-marketable equity securities and debt securities, in which the Company has the positive intent and ability to hold to maturity, are classified as held-to-maturity and carried at cost, adjusted for amortization of the related premiums, and accretion of discounts, using the interest method. Investments in debt securities that are not classified as held-to-maturity and marketable equity securities that have readily determinable fair values are classified as either trading or available-for-sale securities. Securities that are acquired and held principally for the purpose of selling in the near term are classified as trading securities. Investments in securities not classified as trading or held-to-maturity are classified as available-for-sale. Trading account and available-for-sale securities are carried at fair value. Unrealized holding gains and losses on trading securities are included in earnings, while net unrealized holding gains and losses on available-for-sale debt securities are excluded from earnings and reported in other comprehensive income. The Company held no trading securities as of March 31, 2021 and June 30, 2020. Purchase premiums and discounts are recognized in interest income using the interest method over the term of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Loans Held-for-Sale Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to income. Loans Loans receivable are stated as unpaid principal balances less allowances for loan losses and unamortized deferred loan fees. Net nonrefundable fees (loan origination fees, commitment fees, discount points) and costs associated with lending activities are being deferred and subsequently amortized into income as an adjustment of yield on the related interest earning assets using the interest method. Interest income on contractual loans receivable is recognized on the accrual method. Unearned discount on property improvement and automobile loans is deferred and amortized on the interest method over the life of the loan. Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of the underlying collateral, and prevailing economic conditions. The evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. A loan is considered impaired when, based on current information or events, it is probable that the Bank will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. When a loan is impaired, the measurement of such impairment is based upon the fair value of the collateral of the loan. If the fair value of the collateral is less than the recorded investment in the loan, the Bank will recognize the impairment by creating a valuation allowance with a corresponding charge against earnings. A loan is considered a troubled debt restructuring (“TDR”) if the Company, for economic or legal reasons related to a debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. Concessions granted under a TDR typically involve a temporary or permanent reduction in payments or interest rate or an extension of a loan’s stated maturity date at less than a current market rate of interest. Loans identified as TDRs are designated as impaired. An allowance is also established for uncollectible interest on loans classified as substandard. The allowance is established by a charge to interest income equal to all interest previously accrued and income is subsequently recognized only to the extent that cash payments are received. When, in management’s judgment, the borrower’s ability to make periodic interest and principal payments is back to normal, the loan is returned to accrual status. It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is adequate to absorb known and inherent losses in the existing loan portfolio both probable and reasonable to estimate. Off-Balance Sheet Credit Related Financial Instruments In the ordinary course of business, the Bank has entered into commitments to extend credit. Such financial instruments are recorded when they are funded. Foreclosed Assets Assets acquired through, or in lieu of, loan foreclosure are held-for-sale and are transferred to other real estate owned at the lower of cost or current fair value minus estimated cost to sell as of the date of foreclosure. Cost is defined as the lower of the fair value of the property or the recorded investment in the loan. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Premises and Equipment Land is carried at cost. Buildings and equipment are carried at cost less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets. Estimated useful lives are as follows: Buildings and Improvements 10 - 40 Years Furniture and Equipment 3 - 10 Years Bank-Owned Life Insurance The Company has purchased life insurance contracts on the lives of certain key employees. The Bank is the beneficiary of these policies. These contracts are reported at their cash surrender value, and changes in the cash surrender value are included in non-interest income. Income Taxes The Company and its wholly-owned subsidiary file a consolidated Federal income tax return on a fiscal year basis. Each entity pays its pro-rata share of income taxes in accordance with a written tax-sharing agreement. The Company accounts for income taxes on the asset and liability method. Deferred tax assets and liabilities are recorded based on the difference between the tax basis of assets and liabilities and their carrying amounts for financial reporting purposes, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. Current taxes are measured by applying the provisions of enacted tax laws to taxable income to determine the amount of taxes receivable or payable. The Company follows the provisions of the Income Taxes While the Bank is exempt from Louisiana income tax, it is subject to the Louisiana Ad Valorem Tax, commonly referred to as the Louisiana Shares Tax, which is based on stockholders’ equity and net income. Earnings per Share Earnings per share are computed based upon the weighted average number of common shares outstanding during the period. Non-Direct Response Advertising The Company expenses all advertising costs, except for direct-response advertising, as incurred. Non-direct response advertising costs were $118,000 and $257,000 for the nine months ended March 31, 2021 and 2020, respectively. In the event the Company incurs expense for material direct-response advertising, it will be amortized over the estimated benefit period. Direct-response advertising consists of advertising whose primary purpose is to elicit sales to customers who could be shown to have responded specifically to the advertising and results in probable future benefits. For the nine months ended March 31, 2021 and 2020, the Company did not incur any amount of direct-response advertising. Stock-Based Compensation GAAP requires all share-based payments to employees, including grants of employee stock options and recognition and retention share awards, to be recognized as expense in the statement of operations based on their fair values. The amount of compensation is measured at the fair value of the options or recognition and retention share awards when granted, and this cost is expensed over the required service period, which is normally the vesting period of the options or recognition and retention awards. Reclassification Certain financial statement balances included in the prior year consolidated financial statements have been reclassified to conform to the current period presentation. Comprehensive Income Accounting principles generally accepted in the United States of America require that recognized revenue, expenses, gains, and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale debt securities, are reported as a separate component of the equity section of the consolidated balance sheets along with net income, they are components of comprehensive income (loss). Recent Accounting Pronouncements In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The amendments in this Update replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. For public business entities that are SEC filers, the amendments in this Update are effective for fiscal years beginning after December 15, 2022, including interim periods with those fiscal years. The extent of the impact upon adoption is not known and will depend on the characteristics of the Company’s loan portfolio and economic conditions on that date as well as forecasted conditions thereafter. In December 2019, the FASB issued ASU No. 2019-12, "Simplifying the Accounting for Income Taxes (Topic 740)." The amendments in this ASU simplified the accounting for income taxes by removing certain exceptions to the general principles in Topic 740. The amendments also improved the consistent application of and simplified GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The amendments in the ASU are effective for fiscal years and interim periods beginning after December 15, 2020. The Company does not expect the adoption of this ASU to impact the consolidated financial statements.

Securities

Securities	9 Months Ended
	Mar. 31, 2021
Securities [Abstract]
Securities	2. Securities The amortized cost and fair value of securities with gross unrealized gains and losses follows: March 31, 2021 Securities Available-for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Debt Securities FHLMC Mortgage-Backed Certificates $ 2,161 $ 47 $ -- $ 2,208 FNMA Mortgage-Backed Certificates 19,238 550 -- 19,788 GNMA Mortgage-Backed Certificates 6,827 1 259 6,569 Debt Securities Total Debt Securities 28,226 598 259 28,565 Total Securities Available-for-Sale $ 28,226 $ 598 $ 259 $ 28,565 Securities Held-to-Maturity Debt Securities GNMA Mortgage-Backed Certificates $ 787 $ 16 $ -- $ 803 FNMA Mortgage-Backed Certificates 4,955 -- 104 4,851 FHLMC Mortgage-Backed Certificates 34,167 639 622 34,184 Total Debt Securities 39,909 655 726 39,838 Municipals 1,366 -- -- 1,366 Equity Securities (Non-Marketable) 2,766 Shares – Federal Home Loan Bank 277 -- -- 277 630 Shares – First National Bankers Bankshares, Inc. 250 -- -- 250 Total Equity Securities 527 -- -- 527 Total Securities Held-to-Maturity $ 41,802 $ 655 $ 726 $ 41,731 June 30, 2020 Securities Available-for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Debt Securities FHLMC Mortgage-Backed Certificates $ 5,018 $ 141 $ -- $ 5,159 FNMA Mortgage-Backed Certificates 30,820 1,032 -- 31,852 GNMA Mortgage-Backed Certificates 5,064 23 38 5,049 Total Debt Securities 40,902 1,196 38 42,060 Total Securities Available-for-Sale $ 40,902 $ 1,196 $ 38 $ 42,060 Securities Held-to-Maturity Debt Securities GNMA Mortgage-Backed Securities $ 1,109 $ 20 $ -- $ 1,129 FNMA Mortgage-Backed Securities 16,546 997 -- 17,543 Total Debt Securities 17,655 1,017 -- 18,672 Municipals 243 4 -- 247 Equity Securities (Non-Marketable) 27,094 Shares – Federal Home Loan Bank 2,710 -- -- 2,710 630 Shares – First National Bankers Bankshares, Inc. 250 -- -- 250 Total Equity Securities 2,960 -- -- 2,960 Total Securities Held-to-Maturity $ 20,858 $ 1,021 $ -- $ 21,879 The amortized cost and fair value of securities by contractual maturity at March 31, 2021 follows: Available-for-Sale Held-to-Maturity Amortized Fair Amortized Fair Cost Value Cost Value (In Thousands) Debt Securities Within One Year or Less $ 629 $ 617 $ -- $ -- One through Five Years 5,815 5,979 -- -- After Five through Ten Years 16,898 17,307 -- -- Over Ten Years 4,884 4,662 39,909 39,838 28,226 28,565 39,909 39,838 Municipals Within One Year or Less $ -- $ -- $ -- $ -- One through Five Years -- -- 241 241 After Five through Ten Years -- -- -- -- Over Ten Years -- -- 1,125 1,125 -- -- 1,366 1,366 Other Equity Securities -- -- 527 527 Total $ 28,226 $ 28,565 $ 41,802 $ 41,731 Securities available-for-sale totaling $5.1 million were purchased during the nine months ending March 31, 2021. Securities held-to-maturity totaling $27.9 million were purchased during the nine months ending March 31, 2021. The following tables show information pertaining to gross unrealized losses on securities available-for-sale at March 31, 2021 and June 30, 2020 aggregated by investment category and length of time that individual securities have been in a continuous loss position. March 31, 2021 Less Than Twelve Months Over Twelve Months Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In Thousands) Securities Available-for-Sale Mortgage-Backed Securities $ 222 $ 4,662 $ 37 $ 1,856 Total Securities Available-for-Sale $ 222 $ 4,662 $ 37 $ 1,856 June 30, 2020 Less Than Twelve Months Over Twelve Months Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In Thousands) Securities Available-for-Sale Mortgage-Backed Securities $ -- $ -- $ 38 $ 2,816 Total Securities Available-for-Sale $ -- $ -- $ 38 $ 2,816 The unrealized losses on the Company’s investment in mortgage-backed securities at March 31, 2021 and June 30, 2020 were caused by interest rate changes. The contractual cash flows of these investments are guaranteed by agencies of the U.S. Government. Accordingly, it is expected that these securities would not be settled at a price less than the amortized cost of the Company’s investment. Because the decline in market value is attributable to changes in interest rates and not credit quality and because the Company has the ability and intent to hold these investments until a recovery of fair value, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2021. The Company’s investment in equity securities consists primarily of FHLB stock and shares of First National Bankers Bankshares, Inc. (“FNBB”). Management monitors its investment portfolio to determine whether any investment securities which have unrealized losses should be considered other than temporarily impaired. At March 31, 2021, securities with a carrying value of $1.1 million were pledged to secure public deposits, and securities and mortgage loans with a carrying value of $187.6 million were pledged to secure FHLB advances.

Loans Receivable

Loans Receivable	9 Months Ended
	Mar. 31, 2021
Loans Receivable [Abstract]
Loans Receivable	3. Loans Receivable Loans receivable are summarized as follows: March 31, 2021 June 30, 2020 (In Thousands) Loans Secured by Mortgages on Real Estate One-to-Four Family Residential $ 99,480 $ 108,146 Commercial 93,282 87,088 Multi-Family Residential 45,241 47,432 Land 16,690 18,068 Construction 11,305 8,159 Equity and Second Mortgage 1,289 1,410 Equity Lines of Credit 9,488 12,252 Total Mortgage Loans 276,775 282,555 Commercial Loans 69,789 81,909 Consumer Loans Loans on Savings Accounts 458 364 Other Consumer Loans 518 615 Total Consumer Other Loans 976 979 Total Loans 347,540 365,443 Less: Allowance for Loan Losses (4,387 ) (4,081 ) Unamortized Loan Fees (840 ) (1,435 ) Net Loans Receivable $ 342,313 $ 359,927 Following is a summary of changes in the allowance for loan losses: Nine Months Ended March 31, 2021 2020 (In Thousands) Balance - Beginning of Period $ 4,081 $ 3,452 Provision for Loan Losses 1,750 1,441 Loan Charge-Offs (1,646 ) (1,118 ) Recoveries 202 8 Balance - End of Period $ 4,387 $ 3,783 Credit Quality Indicators The Company segregates loans into risk categories based on the pertinent information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans according to credit risk. Loans classified as substandard or identified as special mention are reviewed quarterly by management to evaluate the level of deterioration, improvement, and impairment, if any, as well as assign the appropriate risk category. Loans excluded from the scope of the quarterly review process above are generally identified as pass credits until: (a) they become past due; (b) management becomes aware of deterioration in the credit worthiness of the borrower; or (c) the customer contacts the Company for a modification. In these circumstances, the loan is specifically evaluated for potential classification and the need to allocate reserves or charge-off. The Company uses the following definitions for risk ratings: Pass - Loans classified as pass are well protected by the current net worth or paying capacity of the obligor or by the fair value, less cost to acquire and sell the underlying collateral in a timely manner. Pass Watch - Loans are considered marginal, meaning some weakness has been identified which could cause future impairment of repayment. However, these relationships are currently protected from any apparent loss by collateral. Special Mention - Loans identified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard - Loans classified as substandard are inadequately protected by the current net worth and payment capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful - Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loss - This classification includes those loans which are considered uncollectible and of such little value that their continuance as loans is not warranted. Even though partial recovery may be possible in the future, it is not practical or desirable to defer writing off these basically worthless loans. Accordingly, these loans are charged-off before period end. The following tables present the grading of loans, segregated by class of loans, as of March 31, 2021 and June 30, 2020: March 31, 2021 Pass and Pass Watch Special Mention Substandard Doubtful Total (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 98,876 $ 359 $ 245 $ $ 99,480 Commercial 90,193 -- 3,089 -- 93,282 Multi-Family Residential 45,241 -- -- -- 45,241 Land 16,690 -- -- -- 16,690 Construction 11,305 -- -- -- 11,305 Equity and Second Mortgage 1,289 -- -- -- 1,289 Equity Lines of Credit 9,488 -- -- -- 9,488 Commercial Loans 69,789 -- -- -- 69,789 Consumer Loans 976 -- -- -- 976 Total $ 343,847 $ 359 $ 3,334 $ -- $ 347,540 June 30, 2020 Pass and Pass Watch Special Mention Substandard Doubtful Total (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 106,886 $ 475 $ 785 $ -- $ 108,146 Commercial 83,376 1,915 1,797 -- 87,088 Multi-Family Residential 47,432 -- -- -- 47,432 Land 15,087 -- 2,981 -- 18,068 Construction 8,159 -- -- -- 8,159 Equity and Second Mortgage 1,410 -- -- -- 1,410 Equity Lines of Credit 12,235 17 -- -- 12,252 Commercial Loans 81,452 -- 457 -- 81,909 Consumer Loans 979 -- -- -- 979 Total $ 357,016 $ 2,407 $ 6,020 $ -- $ 365,443 Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when contractually due. Loans that experience insignificant payment delays or payment shortfalls are generally not classified as impaired. On a case-by-case basis, management determines the significance of payment delays and payment shortfalls, taking into consideration all of the circumstances related to the loan, including the length of the payment delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The following tables present an aging analysis of past due loans, segregated by class of loans, as of March 31, 2021 and June 30, 2020: March 31, 2021 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Total Past Due Current Total Loans Receivable Recorded Investment > 90 Days and Accruing (In Thousands) Real Estate Loans: One-to-Four Family Residential $ -- $ -- $ 254 $ 254 $ 99,226 $ 99,480 $ -- Commercial -- -- 1,183 1,183 92,099 93,282 -- Multi-Family Residential -- -- -- -- 45,241 45,241 -- Land -- -- -- -- 16,690 16,690 -- Construction -- -- -- -- 11,305 11,305 -- Equity and Second Mortgage -- -- -- -- 1,289 1,289 -- Equity Lines of Credit 29 -- -- 29 9,459 9,488 -- Commercial Loans -- -- -- -- 69,789 69,789 -- Consumer Loans -- -- -- -- 976 976 -- Total $ 29 $ -- $ 1,437 $ 1,466 $ 346,074 $ 347,540 $ -- June 30, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Total Past Due Current Total Loans Receivable Recorded Investment > 90 Days and Accruing (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,312 $ 557 $ 1,003 $ 2,872 $ 105,274 $ 108,146 $ 319 Commercial -- -- 1,797 1,797 85,291 87,088 -- Multi-Family Residential -- -- -- -- 47,432 47,432 -- Land -- -- 2,981 2,981 15,087 18,068 -- Construction -- -- -- -- 8,159 8,159 -- Equity and Second Mortgage -- -- -- -- 1,410 1,410 -- Equity Lines of Credit -- -- -- -- 12,252 12,252 -- Commercial Loans -- -- 457 457 81,452 81,909 -- Consumer Loans -- -- -- -- 979 979 -- Total $ 1,312 $ 557 $ 6,238 $ 8,107 $ 357,336 $ 365,443 $ 319 There was no interest income recognized on non-accrual loans during the nine months ended March 31, 2021 or year ended June 30, 2020. If the non-accrual loans had been accruing interest at their original contracted rates, gross interest income that would have been recorded for the nine months ended March 31, 2021 and the year ended June 30, 2020 was approximately $53,000 and $464,000, respectively. The change in the allowance for loan losses by loan portfolio class and recorded investment in loans for the nine months ended March 31, 2021 and year ended June 30, 2020 was as follows: Real Estate Loans March 31, 2021 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans and Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 966 $ 568 $ 364 $ 1,024 $ 80 $ 126 $ 949 $ 4 $ 4,081 Charge-Offs (41 ) (698 ) -- (907 ) -- -- -- -- (1,646 ) Recoveries 3 -- -- 120 -- 5 74 -- 202 Current Provision 128 1,494 306 224 50 34 (486 ) -- 1,750 Ending Balances $ 1,056 $ 1,364 $ 670 $ 461 $ 130 $ 165 $ 537 $ 4 $ 4,387 Evaluated for Impairment: Individually -- 411 -- -- -- -- -- -- 411 Collectively 1,056 953 670 461 130 165 537 4 3,976 Loans Receivable: Ending Balances – Total $ 99,480 $ 93,282 $ 45,241 $ 16,690 $ 11,305 $ 10,777 $ 69,789 $ 976 $ 347,540 Ending Balances: Evaluated for Impairment: Individually -- 3,089 -- -- -- -- -- -- 3,089 Collectively $ 99,480 $ 90,193 $ 45,241 $ 16,690 $ 11,305 $ 10,777 $ 69,789 $ 976 $ 344,451 Real Estate Loans June 30, 2020 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans And Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 1,017 $ 508 $ 338 $ 100 $ 115 $ 144 $ 1,227 $ 3 $ 3,452 Charge-Offs (40 ) (100 ) -- -- -- (107 ) (1,135 ) -- (1,382 ) Recoveries 2 -- -- -- -- 9 109 -- 120 Current Provision ( 13 ) 160 26 924 (35 ) 80 748 1 1,891 Ending Balances $ 966 $ 568 $ 364 $ 1,024 $ 80 $ 126 $ 949 $ 4 $ 4,081 Evaluated for Impairment: Individually 34 23 -- 907 -- -- -- -- 964 Collectively 932 545 364 117 80 126 949 4 3,117 Loans Receivable: Ending Balances – Total $ 108,146 $ 87,088 $ 47,432 $ 18,068 $ 8,159 $ 13,662 $ 81,909 $ 979 $ 365,443 Ending Balances: Evaluated for Impairment: Individually 1,260 3,712 -- 2,981 -- 17 457 -- 8,427 Collectively $ 106,886 $ 83,376 $ 47,432 $ 15,087 $ 8,159 $ 13,645 $ 81,452 $ 979 $ 357,016 The following table’s present loans individually evaluated for impairment, segregated by class of loans, as of March 31, 2021 and June 30, 2020: March 31, 2021 Unpaid Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 604 $ 604 $ -- $ 604 $ -- $ 607 Commercial 3,089 775 2,314 3,089 411 3,496 Multi-Family Residential -- -- -- -- -- -- Land -- -- -- -- -- -- Construction -- -- -- -- -- -- Equity and Second Mortgage -- -- -- -- -- -- Equity Lines of Credit -- -- -- -- -- -- Commercial Loans -- -- -- -- -- -- Consumer Loans -- -- -- -- -- -- Total $ 3,693 $ 1,379 $ 2,314 $ 3,693 $ 411 $ 4,103 June 30, 2020 Unpaid Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,260 $ 1,260 $ -- $ 1,260 $ -- $ 1,271 Commercial 3,712 3,712 -- 3,712 -- 5,108 Multi-Family Residential -- -- -- -- -- -- Land 2,981 -- 2,981 2,981 907 2,981 Construction -- -- -- -- -- -- Equity and Second Mortgage -- -- -- -- -- -- Equity Lines of Credit 17 17 -- 17 -- 17 Commercial Loans 457 457 -- 457 -- 457 Consumer Loans -- -- -- -- -- -- Total $ 8,427 $ 5,446 $ 2,981 $ 8,427 $ 907 $ 9,834 The Bank has no commitments to loan additional funds to borrowers whose loans were previously in non-accrual status. A troubled debt restructuring (“TDR”) is a restructuring of a debt made by the Company to a debtor for economic or legal reasons related to the debtor’s financial difficulties that it would not otherwise consider. The Company grants the concession in an attempt to protect as much of its investment as possible. Information about the Company’s TDRs is as follows (in thousands): March 31, 2021 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial real estate $ -- $ 1,183 $ 1,183 $ 1,183 June 30, 2020 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial business $ -- $ 457 $ 457 $ 457 1-4 Family Residential -- 76 76 76 Commercial real estate -- 1,797 1,797 1,797 For purposes of the determination of an allowance for loan losses on these TDRs, as an identified TDR, the Company considers a loss probable on the loan and, as a result, the loan is reviewed for specific impairment in accordance with the Company’s allowance for loan loss methodology. If it is determined losses are probable on such TDRs, either because of delinquency or other credit quality indicator, the Company establishes specific reserves for these loans. As of March 31, 2021, there were no commitments to lend additional funds to debtors owing sums to the Company whose terms have been modified in TDRs. Loan Modifications/Troubled Debt Restructurings th Prior to the enactment of the CARES Act, the banking regulatory agencies provided guidance as to how certain short-term modifications would not be considered TDRs, and have subsequently confirmed that such guidance could be applicable for loans that do not qualify for favorable accounting treatment under Section 4013 of the CARES Act. The Bank handles loan payment modification requests on a case-by-case basis considering the effects of the COVID-19 pandemic, related economic slow-down and stay-at-home orders on our customer and their current and projected cash flows through the term of the loan. Through March 31, 2021, we modified 3 loans with principal balances totaling $5.0 million representing 1.4% of our loans outstanding as of March 31, 2021. A majority of deferrals are three-month payment deferrals of principal and interest, with payments after deferral increased to collect amounts deferred. It is too early to determine if these modified loans will perform in accordance with their modified terms. Details with respect to actual loan modifications are as follows: Number of Covid-19 Remaining Deferments at March 31, 2021 Balance (in thousands) Percent of Total Loans at March 31, 2021 One-to-Four family residential 1 $ 2,237 2.2 % Commercial real estate 1 2,553 2.7 Multi-family residential -- -- -- Land -- -- -- Construction -- -- -- Equity and second mortgage -- -- -- Equity lines of credit 1 180 1.9 Commercial business -- -- -- Consumer -- -- -- Total 3 $ 4,970 1.4 % Number of Covid-19 Deferments Year Ended June 30, 2020 Balance (in thousands) Percent of Total Loans at June 30, 2020 One-to-Four family residential 101 $ 27,705 25.6 % Commercial real estate 40 28,278 32.5 Multi-family residential 9 18,046 38.0 Land 7 1,190 6.6 Construction 1 680 8.3 Equity and second mortgage -- -- -- Equity lines of credit 19 1,586 12.9 Commercial business 39 6,609 8.1 Consumer -- -- -- Total 216 $ 84,094 23.0 %

Deposits

Deposits	9 Months Ended
	Mar. 31, 2021
Deposits [Abstract]
Deposits	4. Deposits Deposits at March 31, 2021 and June 30, 2020 consist of the following classifications: March 31, 2021 June 30, 2020 (In Thousands) Non-Interest Bearing $ 129,305 $ 103,422 NOW Accounts 46,538 41,365 Money Markets 81,362 74,637 Passbook Savings 122,956 83,797 380,161 303,221 Certificates of Deposit 125,235 157,589 Total Deposits $ 505,396 $ 460,810

Earnings Per Share

Earnings Per Share	9 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Share	5. Earnings Per Share Home Federal Bank announced that its Board of Directors declared a two-for-one stock split in the form of a 100% stock dividend, payable March 31, 2021, to stockholders of record as of March 22, 2021. Under the terms of the stock split, the Company’s stockholders received a dividend of one share for every share held on the record date. The dividend was paid in authorized but unissued shares of common stock of the Company. The par value of the Company's stock was not affected by the split and will remain at $0.01 per share. The outstanding shares of stock after the split increased from approximately 1.7 million shares to 3.4 million shares. The Company’s most recent quarterly cash dividend was $0.165 per share payable on February 15, 2021. The Board of Directors maintained a similar level of total cash dividends to shareholders post-split and declared a quarterly cash dividend of $0.0825 per share on April 21, 2021, payable on May 17, 2021 to shareholders of record at the close of business on May 3, 2021. Basic earnings per common share are computed based on the weighted average number of shares outstanding. Diluted earnings per share is computed based on the weighted average number of shares outstanding and common share equivalents that would arise from the exercise of dilutive securities. Earnings per share for the three and nine months ended March 31, 2021 and 2020 were calculated as follows: Three Months Ended March 31, Nine Months Ended March 31, 2021 2020 2021 2020 (In Thousands, Except Per Share Data) Net income $ 1,418 $ 977 $ 4,068 $ 2,812 Weighted average shares outstanding – basic 3,219 3,364 3,238 3,406 Effect of dilutive common stock equivalents 235 246 153 254 Adjusted weighted average shares outstanding – diluted 3,454 3,610 3,391 3,660 Basic earnings per share $ 0.44 $ 0.29 $ 1.26 $ 0.83 Diluted earnings per share $ 0.41 $ 0.27 $ 1.20 $ 0.77 For the three months ended March 31, 2021 and 2020, there were outstanding options to purchase 691,445 and 545,196 shares, respectively, at a weighted average exercise price of $9.94 and $9.03 per share, respectively and for the nine months ended March 31, 2021 and 2020, there were outstanding options to purchase 614,261 and 548,362 shares, respectively, at a weighted average exercise price of $9.94 and $9.03 per share, respectively. For the quarter ended March 31, 2021 and 2020, 235,171 options and 245,998 options, respectively, were included in the computation of diluted earnings per share. For the nine month period ended March 31, 2021 and 2020, 153,115 options and 253,654 options, respectively, were included in the computation of diluted earnings per share. The following table presents the components of weighted average outstanding shares for purposes of calculating earnings per share: Three Months Ended March 31, Nine Months Ended March 31, 2021 2020 2021 2020 (In Thousands) Average common shares issued 6,124 6,124 6,124 6,124 Average unearned ESOP shares (159 ) (182 ) (165 ) (188 ) Average unearned RRP shares -- -- -- (2 ) Average Company stock purchased (2,746 ) (2,578 ) (2,721 ) (2,528 ) Weighted average shares outstanding 3,219 3,364 3,238 3,406

Stock-Based Compensation

Stock-Based Compensation	9 Months Ended
	Mar. 31, 2021
Stock-Based Compensation [Abstract]
Stock-Based Compensation	6. Stock-Based Compensation Stock Option Plan On August 10, 2005, the shareholders of the Company approved the establishment of the Home Federal Bancorp, Inc. of Louisiana 2005 Stock Option Plan (the “2005 Option Plan”) for the benefit of directors, officers, and other key employees. The aggregate number of shares of common stock reserved for issuance under the 2005 Option Plan totaled 317,736 (as adjusted). Both incentive stock options and non-qualified stock options may be granted under the 2005 Option Plan. The 2005 Stock Option Plan terminated on June 8, 2015, however, the 866 outstanding options as of March 31, 2021 will remain in effect for the remainder of their original ten year terms. On December 23, 2011, the shareholders of the Company approved the establishment of the Home Federal Bancorp, Inc. of Louisiana 2011 Stock Option Plan (the “2011 Option Plan,” together with the 2005 Option Plan, the “Option Plans”) for the benefit of directors, officers, and other key employees. The aggregate number of shares of common stock reserved for issuance under the 2011 Option Plan totaled 389,044. Both incentive stock options and non-qualified stock options may be granted under the 2011 Option Plan. On January 31, 2012 and July 31, 2014, 330,688 options and 58,356 options, respectively, were granted to directors and employees at an exercise price of $7.35 and $9.46 per share, respectively, under the 2011 Option Plan. As of March 31, 2021, there were 778 stock options available for future grant under the 2011 Option Plan. Incentive stock options and non-qualified stock options granted under the Option Plans become vested and exercisable at a rate of 20% per year over five years, commencing one year from the date of the grant, with an additional 20% vesting on each successive anniversary of the date the option was granted. No vesting shall occur after an employee’s employment or service as a director is terminated. In the event of death or disability of an employee or director or change in control of the Company, the unvested options shall become vested and exercisable. The Company recognizes compensation expense during the vesting period based on the fair value of the option on the date of the grant. Stock Incentive Plan On November 12, 2014, the shareholders of the Company approved the adoption of the Company’s 2014 Stock Incentive Plan (the “2014 Stock Incentive Plan”) for the benefit of employees and non-employee directors as an incentive to contribute to the success of the Company and reward employees for outstanding performance and the attainment of targeted goals. The 2014 Stock Incentive Plan covers a total of 300,000 shares, of which no more than 74,000 shares, or 25% of the plan, may be share rewards. The balance of the plan is reserved for stock option awards which would total 225,000 stock options, assuming all the share awards are issued. All incentive stock options granted under the 2014 Stock Incentive Plan are intended to comply with the requirements of Section 422 of the Internal Revenue Code. On October 26, 2015, the Company granted a total of 69,000 plan share awards and 207,000 stock options to directors, officers, and other key employees vesting ratably over five years. On February 5, 2019, the Company granted a total of 6,000 plan share awards and 27,000 stock options (which includes 9,000 stock options forfeited from the October 26, 2015 grants) to key employees vesting ratably over five years. On November 13, 2019, the shareholders of the Company approved the adoption of the Company’s 2019 Stock Incentive Plan (the “2019 Stock Incentive Plan,” together with the 2014 Stock Incentive Plan, the “Stock Incentive Plans”) which provides for a total of 250,000 shares reserved for future issuance as stock awards or stock options. No more than 62,500 shares, or 25%, may be granted as stock awards. The balance of the plan is reserved for stock option awards. On November 11, 2020, the Company granted a total of 62,500 plan share awards and 187,500 stock options to directors, officers and other key employees vesting ratably over five years. The Stock Incentive Plans costs are recognized over the five year vesting period. As of March 31, 2021, there are no plan share awards or stock options available for future grants under the Stock Incentive Plans. Compensation expense pertaining to the 2011 Recognition Plan and the share awards under the Stock Incentive Plans was approximately $153,000 and $177,000 for the nine months ended March 31, 2021 and 2020, respectively. For the nine months ended March 31, 2021 and 2020, compensation expense charged to operations for stock options granted under the 2011 Option Plan and the Stock Incentive Plans was $81,000 and $103,000, respectively.

Related Party Transactions

Related Party Transactions	9 Months Ended
	Mar. 31, 2021
Related Party Transactions [Abstract]
Related Party Transactions	7. Related Party Transactions Certain directors and executive officers were indebted to the Bank in the approximate aggregate amounts of $3.3 million and $3.8 million at March 31, 2021 and June 30, 2020, respectively.

Fair Value Disclosures

Fair Value Disclosures	9 Months Ended
	Mar. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value Disclosures	8. Fair Value Disclosures The following disclosure is made in accordance with the requirements of ASC 825, Financial Instruments ASC 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. These disclosures should not be interpreted as representing an aggregate measure of the underlying value of the Company. The following methods and assumptions were used by the Company in estimating fair values of financial instruments: Cash and Cash Equivalents The carrying amount approximates the fair value of cash and cash equivalents. Investment Securities Fair values for investment securities, including mortgage-backed securities, are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. The carrying values of restricted or non-marketable equity securities approximate their fair values. The carrying amount of accrued investment income approximates its fair value. Mortgage Loans Held-for-Sale Because these loans are normally disposed of within ninety days of origination, their carrying value closely approximates the fair value of such loans. Loans Receivable For variable-rate loans that re-price frequently and with no significant changes in credit risk, fair value approximates the carrying value. Fair values for other loans are estimated using the discounted value of expected future cash flows. Interest rates used are those being offered currently for loans with similar terms to borrowers of similar credit quality. The carrying amount of accrued interest receivable approximates its fair value. Deposit Liabilities The fair values for demand deposit accounts are, by definition, equal to the amount payable on demand at the reporting date, that is, their carrying amounts. Fair values for other deposit accounts are estimated using the discounted value of expected future cash flows. The discount rate is estimated using the rates currently offered for deposits of similar maturities. Advances from Federal Home Loan Bank The carrying amount of short-term borrowings approximates their fair value. The fair value of long-term debt is estimated using discounted cash flow analyses based on current incremental borrowing rates for similar borrowing arrangements. Off-Balance Sheet Credit-Related Instruments Fair values for outstanding mortgage loan commitments to lend are based on fees currently charged to enter into similar agreements, taking into account the remaining term of the agreements, customer credit quality, and changes in lending rates. The fair value of interest rate floors and caps contained in some loan servicing agreements and variable rate mortgage loan contracts are considered immaterial within the context of fair value disclosure requirements. Accordingly, no fair value estimate is provided for these instruments. At March 31, 2021 and June 30, 2020, the carrying amount and estimated fair values of the Company’s financial instruments were as follows: March 31, 2021 June 30, 2020 Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value (In Thousands) Financial Assets Cash and Cash Equivalents $ 100,971 $ 100,971 $ 54,871 $ 54,871 Securities Available-for-Sale 28,565 28,565 42,060 42,060 Securities to be Held-to-Maturity 41,802 41,731 20,858 21,879 Loans Held-for-Sale 22,254 22,254 14,798 14,798 Loans Receivable 342,313 341,914 359,927 $ 359,581 Financial Liabilities Deposits $ 505,396 $ 501,187 $ 460,810 $ 458,994 Advances from FHLB 876 940 1,060 1,150 Off-Balance Sheet Items Mortgage Loan Commitments $ 8,555 $ 8,555 $ 8,536 $ 8,536 The estimated fair values presented above could be materially different than net realizable value and are only indicative of the individual financial instrument’s fair value. Accordingly, these estimates should not be considered an indication of the fair value of the Company taken as a whole. The Company follows the guidance of FASB ASC Topic 820, Fair Value Measurements and Disclosures • Defines fair value as the price that would be received to sell an asset or paid to transfer a liability, in either case, through an orderly transaction between market participants at a measurement date and establishes a framework for measuring fair value; • Establishes a three-level hierarchy for fair value measurements based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date; • Nullifies the guidance in EITF 02-3, which required the deferral of profit at inception of a transaction involving a derivative financial instrument in the absence of observable data supporting the valuation technique; • Eliminates large position discounts for financial instruments quoted in active markets and requires consideration of the company’s creditworthiness when valuing liabilities; and • Expands disclosures about instruments that are measured at fair value. The standard establishes a three-level valuation hierarchy for disclosure of fair value measurements. The valuation hierarchy favors the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows: • Level 1 – Fair value is based upon quoted prices (unadjusted) for identical assets or liabilities in active markets in which the Company can participate. • Level 2 – Fair value is based upon (a) quoted prices for similar assets or liabilities in active markets; (b) quoted prices for identical or similar assets or liabilities in markets that are not active, that is, markets in which there are few transactions for the asset or liability, the prices are not current, or price quotations vary substantially either over time or among market makers, or in which little information is released publicly; (c) inputs other than quoted prices that are observable for the asset or liability; or (d) inputs that are derived principally from or corroborated by observable market data by correlation or other means. • Level 3 – Fair value is based upon A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The preceding methods described may produce a fair value calculation that may not be indicative of the net realizable value or reflective of future fair values. Furthermore, although the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date. There have been no changes in the methodologies used during the nine months ended March 31, 2021. Fair values of assets and liabilities measured on a recurring basis at March 31, 2021 and June 30, 2020 are as follows: Fair Value Measurements Using: March 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Total (In Thousands) Available-for-Sale Debt Securities FHLMC $ -- $ 2,208 $ -- $ 2,208 FNMA -- 19,788 -- 19,788 GNMA -- 6,569 -- 6,569 Total $ -- $ 28,565 $ -- $ 28,565 Fair Value Measurements Using: June 30, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Total (In Thousands) Available-for-Sale Debt Securities FHLMC $ -- $ 5,159 $ -- $ 5,159 FNMA -- 31,852 -- 31,852 GNMA -- 5,049 -- 5,049 Total $ -- $ 42,060 $ -- $ 42,060

Leases

Leases	9 Months Ended
	Mar. 31, 2021
Leases [Abstract]
Leases	9. Leases A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. On July 1, 2019, the Company adopted ASU No. 2016-02 “Leases” (Topic 842) (In Thousands) March 31, 2021 June 30, 2020 Lease Right-of-Use Assets Classification Operating lease right-of-use assets Other Assets $ 862 $ 877 Total Lease Right-of-Use Assets $ 862 $ 877 Lease Liabilities Operating lease liabilities Other Accrued Expenses and Liabilities $ 877 $ 887 Total Lease Liabilities $ 877 $ 887 The calculated amount of the ROU assets and lease liabilities in the table above are impacted by the length of the lease term and the discount rate used to present value the minimum lease payments. The Company’s lease agreements often include one or more options to renew at the Company’s discretion. If at lease inception, the Company considers the exercising of a renewal option to be reasonably certain, the Company will include the extended term in the calculation of the ROU asset and lease liability. Regarding the discount rate, Topic 842 requires the use of the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. For operating leases existing prior to July 1, 2019, the rate for the remaining lease term as of July 1, 2019, was the Company’s only finance lease, the Company utilized its incremental borrowing rate at lease inception. March 31, 2021 June 30, 2020 Weighted-average remaining lease term Operating leases 37.7 years 38.4 years Weighted-average discount rate Operating leases 3.00% 3.00%

Subsequent Events

Subsequent Events	9 Months Ended
	Mar. 31, 2021
Subsequent Events [Abstract]
Subsequent Events	10. Subsequent Events In accordance with FASB ASC 855, Subsequent Events

Summary of Accounting Policies

Summary of Accounting Policies (Policies)	9 Months Ended
	Mar. 31, 2021
Summary of Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The consolidated financial statements include the accounts of Home Federal Bancorp, Inc. of Louisiana (the “Company”) and its subsidiary, Home Federal Bank (“Home Federal Bank” or the “Bank”). These consolidated financial statements were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States of America. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the nine month period ended March 31, 2021 are not necessarily indicative of the results which may be expected for the fiscal year ending June 30, 2021. The Company follows accounting standards set by the Financial Accounting Standards Board (the “FASB”). The FASB sets generally accepted accounting principles (“GAAP”) that we follow to ensure we consistently report our financial condition, results of operations, and cash flows. References to GAAP issued by the FASB in these footnotes are to the FASB Accounting Standards Codification (the “Codification” or the “ASC”). In accordance with the subsequent events topic of the ASC, the Company evaluates events and transactions that occur after the balance sheet date for potential recognition in the financial statements. The effect of all subsequent events that provide additional evidence of conditions that existed at the balance sheet date are recognized in the financial statements as of March 31, 2021. In preparing these financial statements, the Company evaluated the events and transactions that occurred through the date these financial statements were issued.
Use of Estimates	Use of Estimates In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Statements of Financial Condition and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the allowance for loan losses.
Nature of Operations	Nature of Operations Home Federal Bancorp, Inc. of Louisiana, a Louisiana corporation, is the fully public stock holding company for Home Federal Bank located in Shreveport, Louisiana. The Bank is a federally chartered stock savings and loan association and is subject to federal regulation by the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. The Company is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System. Services are provided to the Bank’s customers by seven full-service banking offices and home office, located in Caddo and Bossier Parishes, Louisiana. The area served by the Bank is primarily the Shreveport-Bossier City metropolitan area; however, loan and deposit customers are found dispersed in a wider geographical area covering much of northwest Louisiana. As of March 31, 2021, the Bank had one wholly-owned subsidiary, Metro Financial Services, Inc., which previously engaged in the sale of annuity contracts and does not currently engage in a meaningful amount of business.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of the Consolidated Statements of Cash Flows, cash and cash equivalents include cash on hand, balances due from banks, and federal funds sold, all of which mature within ninety days.
Securities	Securities Securities are being accounted for in accordance with Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 320’s, Investments Investments in non-marketable equity securities and debt securities, in which the Company has the positive intent and ability to hold to maturity, are classified as held-to-maturity and carried at cost, adjusted for amortization of the related premiums, and accretion of discounts, using the interest method. Investments in debt securities that are not classified as held-to-maturity and marketable equity securities that have readily determinable fair values are classified as either trading or available-for-sale securities. Securities that are acquired and held principally for the purpose of selling in the near term are classified as trading securities. Investments in securities not classified as trading or held-to-maturity are classified as available-for-sale. Trading account and available-for-sale securities are carried at fair value. Unrealized holding gains and losses on trading securities are included in earnings, while net unrealized holding gains and losses on available-for-sale debt securities are excluded from earnings and reported in other comprehensive income. The Company held no trading securities as of March 31, 2021 and June 30, 2020. Purchase premiums and discounts are recognized in interest income using the interest method over the term of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method.
Loans Held-for-Sale	Loans Held-for-Sale Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to income.
Loans	Loans Loans receivable are stated as unpaid principal balances less allowances for loan losses and unamortized deferred loan fees. Net nonrefundable fees (loan origination fees, commitment fees, discount points) and costs associated with lending activities are being deferred and subsequently amortized into income as an adjustment of yield on the related interest earning assets using the interest method. Interest income on contractual loans receivable is recognized on the accrual method. Unearned discount on property improvement and automobile loans is deferred and amortized on the interest method over the life of the loan.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of the underlying collateral, and prevailing economic conditions. The evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. A loan is considered impaired when, based on current information or events, it is probable that the Bank will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. When a loan is impaired, the measurement of such impairment is based upon the fair value of the collateral of the loan. If the fair value of the collateral is less than the recorded investment in the loan, the Bank will recognize the impairment by creating a valuation allowance with a corresponding charge against earnings. A loan is considered a troubled debt restructuring (“TDR”) if the Company, for economic or legal reasons related to a debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. Concessions granted under a TDR typically involve a temporary or permanent reduction in payments or interest rate or an extension of a loan’s stated maturity date at less than a current market rate of interest. Loans identified as TDRs are designated as impaired. An allowance is also established for uncollectible interest on loans classified as substandard. The allowance is established by a charge to interest income equal to all interest previously accrued and income is subsequently recognized only to the extent that cash payments are received. When, in management’s judgment, the borrower’s ability to make periodic interest and principal payments is back to normal, the loan is returned to accrual status. It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is adequate to absorb known and inherent losses in the existing loan portfolio both probable and reasonable to estimate.
Off-Balance Sheet Credit Related Financial Instruments	Off-Balance Sheet Credit Related Financial Instruments In the ordinary course of business, the Bank has entered into commitments to extend credit. Such financial instruments are recorded when they are funded.
Foreclosed Assets	Foreclosed Assets Assets acquired through, or in lieu of, loan foreclosure are held-for-sale and are transferred to other real estate owned at the lower of cost or current fair value minus estimated cost to sell as of the date of foreclosure. Cost is defined as the lower of the fair value of the property or the recorded investment in the loan. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell.
Premises and Equipment	Premises and Equipment Land is carried at cost. Buildings and equipment are carried at cost less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets. Estimated useful lives are as follows: Buildings and Improvements 10 - 40 Years Furniture and Equipment 3 - 10 Years
Bank-Owned Life Insurance	Bank-Owned Life Insurance The Company has purchased life insurance contracts on the lives of certain key employees. The Bank is the beneficiary of these policies. These contracts are reported at their cash surrender value, and changes in the cash surrender value are included in non-interest income.
Income Taxes	Income Taxes The Company and its wholly-owned subsidiary file a consolidated Federal income tax return on a fiscal year basis. Each entity pays its pro-rata share of income taxes in accordance with a written tax-sharing agreement. The Company accounts for income taxes on the asset and liability method. Deferred tax assets and liabilities are recorded based on the difference between the tax basis of assets and liabilities and their carrying amounts for financial reporting purposes, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. Current taxes are measured by applying the provisions of enacted tax laws to taxable income to determine the amount of taxes receivable or payable. The Company follows the provisions of the Income Taxes While the Bank is exempt from Louisiana income tax, it is subject to the Louisiana Ad Valorem Tax, commonly referred to as the Louisiana Shares Tax, which is based on stockholders’ equity and net income.
Earnings per Share	Earnings per Share Earnings per share are computed based upon the weighted average number of common shares outstanding during the period.
Non-Direct Response Advertising	Non-Direct Response Advertising The Company expenses all advertising costs, except for direct-response advertising, as incurred. Non-direct response advertising costs were $118,000 and $257,000 for the nine months ended March 31, 2021 and 2020, respectively. In the event the Company incurs expense for material direct-response advertising, it will be amortized over the estimated benefit period. Direct-response advertising consists of advertising whose primary purpose is to elicit sales to customers who could be shown to have responded specifically to the advertising and results in probable future benefits. For the nine months ended March 31, 2021 and 2020, the Company did not incur any amount of direct-response advertising.
Stock-Based Compensation	Stock-Based Compensation GAAP requires all share-based payments to employees, including grants of employee stock options and recognition and retention share awards, to be recognized as expense in the statement of operations based on their fair values. The amount of compensation is measured at the fair value of the options or recognition and retention share awards when granted, and this cost is expensed over the required service period, which is normally the vesting period of the options or recognition and retention awards.
Reclassification	Reclassification Certain financial statement balances included in the prior year consolidated financial statements have been reclassified to conform to the current period presentation.
Comprehensive Income	Comprehensive Income Accounting principles generally accepted in the United States of America require that recognized revenue, expenses, gains, and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale debt securities, are reported as a separate component of the equity section of the consolidated balance sheets along with net income, they are components of comprehensive income (loss).
Recent Accounting Pronouncements	Recent Accounting Pronouncements In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The amendments in this Update replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. For public business entities that are SEC filers, the amendments in this Update are effective for fiscal years beginning after December 15, 2022, including interim periods with those fiscal years. The extent of the impact upon adoption is not known and will depend on the characteristics of the Company’s loan portfolio and economic conditions on that date as well as forecasted conditions thereafter. In December 2019, the FASB issued ASU No. 2019-12, "Simplifying the Accounting for Income Taxes (Topic 740)." The amendments in this ASU simplified the accounting for income taxes by removing certain exceptions to the general principles in Topic 740. The amendments also improved the consistent application of and simplified GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The amendments in the ASU are effective for fiscal years and interim periods beginning after December 15, 2020. The Company does not expect the adoption of this ASU to impact the consolidated financial statements.

Summary of Accounting Policie_2

Summary of Accounting Policies (Tables)	9 Months Ended
	Mar. 31, 2021
Summary of Accounting Policies [Abstract]
Estimated Useful Lives	Estimated useful lives are as follows: Buildings and Improvements 10 - 40 Years Furniture and Equipment 3 - 10 Years

Securities (Tables)

Securities (Tables)	9 Months Ended
	Mar. 31, 2021
Securities [Abstract]
Amortized Cost and Fair Value of Securities, with Gross Unrealized Gains and Losses	The amortized cost and fair value of securities with gross unrealized gains and losses follows: March 31, 2021 Securities Available-for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Debt Securities FHLMC Mortgage-Backed Certificates $ 2,161 $ 47 $ -- $ 2,208 FNMA Mortgage-Backed Certificates 19,238 550 -- 19,788 GNMA Mortgage-Backed Certificates 6,827 1 259 6,569 Debt Securities Total Debt Securities 28,226 598 259 28,565 Total Securities Available-for-Sale $ 28,226 $ 598 $ 259 $ 28,565 Securities Held-to-Maturity Debt Securities GNMA Mortgage-Backed Certificates $ 787 $ 16 $ -- $ 803 FNMA Mortgage-Backed Certificates 4,955 -- 104 4,851 FHLMC Mortgage-Backed Certificates 34,167 639 622 34,184 Total Debt Securities 39,909 655 726 39,838 Municipals 1,366 -- -- 1,366 Equity Securities (Non-Marketable) 2,766 Shares – Federal Home Loan Bank 277 -- -- 277 630 Shares – First National Bankers Bankshares, Inc. 250 -- -- 250 Total Equity Securities 527 -- -- 527 Total Securities Held-to-Maturity $ 41,802 $ 655 $ 726 $ 41,731 June 30, 2020 Securities Available-for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Debt Securities FHLMC Mortgage-Backed Certificates $ 5,018 $ 141 $ -- $ 5,159 FNMA Mortgage-Backed Certificates 30,820 1,032 -- 31,852 GNMA Mortgage-Backed Certificates 5,064 23 38 5,049 Total Debt Securities 40,902 1,196 38 42,060 Total Securities Available-for-Sale $ 40,902 $ 1,196 $ 38 $ 42,060 Securities Held-to-Maturity Debt Securities GNMA Mortgage-Backed Securities $ 1,109 $ 20 $ -- $ 1,129 FNMA Mortgage-Backed Securities 16,546 997 -- 17,543 Total Debt Securities 17,655 1,017 -- 18,672 Municipals 243 4 -- 247 Equity Securities (Non-Marketable) 27,094 Shares – Federal Home Loan Bank 2,710 -- -- 2,710 630 Shares – First National Bankers Bankshares, Inc. 250 -- -- 250 Total Equity Securities 2,960 -- -- 2,960 Total Securities Held-to-Maturity $ 20,858 $ 1,021 $ -- $ 21,879
Amortized Cost and Fair Value of Securities by Contractual Maturity	The amortized cost and fair value of securities by contractual maturity at March 31, 2021 follows: Available-for-Sale Held-to-Maturity Amortized Fair Amortized Fair Cost Value Cost Value (In Thousands) Debt Securities Within One Year or Less $ 629 $ 617 $ -- $ -- One through Five Years 5,815 5,979 -- -- After Five through Ten Years 16,898 17,307 -- -- Over Ten Years 4,884 4,662 39,909 39,838 28,226 28,565 39,909 39,838 Municipals Within One Year or Less $ -- $ -- $ -- $ -- One through Five Years -- -- 241 241 After Five through Ten Years -- -- -- -- Over Ten Years -- -- 1,125 1,125 -- -- 1,366 1,366 Other Equity Securities -- -- 527 527 Total $ 28,226 $ 28,565 $ 41,802 $ 41,731
Information Pertaining to Securities with Gross Unrealized Losses, Continuous Loss Position	The following tables show information pertaining to gross unrealized losses on securities available-for-sale at March 31, 2021 and June 30, 2020 aggregated by investment category and length of time that individual securities have been in a continuous loss position. March 31, 2021 Less Than Twelve Months Over Twelve Months Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In Thousands) Securities Available-for-Sale Mortgage-Backed Securities $ 222 $ 4,662 $ 37 $ 1,856 Total Securities Available-for-Sale $ 222 $ 4,662 $ 37 $ 1,856 June 30, 2020 Less Than Twelve Months Over Twelve Months Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In Thousands) Securities Available-for-Sale Mortgage-Backed Securities $ -- $ -- $ 38 $ 2,816 Total Securities Available-for-Sale $ -- $ -- $ 38 $ 2,816

Loans Receivable (Tables)

Loans Receivable (Tables)	9 Months Ended
	Mar. 31, 2021
Loans Receivable [Abstract]
Loans Receivable	Loans receivable are summarized as follows: March 31, 2021 June 30, 2020 (In Thousands) Loans Secured by Mortgages on Real Estate One-to-Four Family Residential $ 99,480 $ 108,146 Commercial 93,282 87,088 Multi-Family Residential 45,241 47,432 Land 16,690 18,068 Construction 11,305 8,159 Equity and Second Mortgage 1,289 1,410 Equity Lines of Credit 9,488 12,252 Total Mortgage Loans 276,775 282,555 Commercial Loans 69,789 81,909 Consumer Loans Loans on Savings Accounts 458 364 Other Consumer Loans 518 615 Total Consumer Other Loans 976 979 Total Loans 347,540 365,443 Less: Allowance for Loan Losses (4,387 ) (4,081 ) Unamortized Loan Fees (840 ) (1,435 ) Net Loans Receivable $ 342,313 $ 359,927
Analysis of Allowance for Loan Losses	Following is a summary of changes in the allowance for loan losses: Nine Months Ended March 31, 2021 2020 (In Thousands) Balance - Beginning of Period $ 4,081 $ 3,452 Provision for Loan Losses 1,750 1,441 Loan Charge-Offs (1,646 ) (1,118 ) Recoveries 202 8 Balance - End of Period $ 4,387 $ 3,783
Grading of Loans, Segregated by Class of Loans	The following tables present the grading of loans, segregated by class of loans, as of March 31, 2021 and June 30, 2020: March 31, 2021 Pass and Pass Watch Special Mention Substandard Doubtful Total (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 98,876 $ 359 $ 245 $ $ 99,480 Commercial 90,193 -- 3,089 -- 93,282 Multi-Family Residential 45,241 -- -- -- 45,241 Land 16,690 -- -- -- 16,690 Construction 11,305 -- -- -- 11,305 Equity and Second Mortgage 1,289 -- -- -- 1,289 Equity Lines of Credit 9,488 -- -- -- 9,488 Commercial Loans 69,789 -- -- -- 69,789 Consumer Loans 976 -- -- -- 976 Total $ 343,847 $ 359 $ 3,334 $ -- $ 347,540 June 30, 2020 Pass and Pass Watch Special Mention Substandard Doubtful Total (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 106,886 $ 475 $ 785 $ -- $ 108,146 Commercial 83,376 1,915 1,797 -- 87,088 Multi-Family Residential 47,432 -- -- -- 47,432 Land 15,087 -- 2,981 -- 18,068 Construction 8,159 -- -- -- 8,159 Equity and Second Mortgage 1,410 -- -- -- 1,410 Equity Lines of Credit 12,235 17 -- -- 12,252 Commercial Loans 81,452 -- 457 -- 81,909 Consumer Loans 979 -- -- -- 979 Total $ 357,016 $ 2,407 $ 6,020 $ -- $ 365,443
Aging Analysis of Past Due Loans Segregated by Class of Loans	The following tables present an aging analysis of past due loans, segregated by class of loans, as of March 31, 2021 and June 30, 2020: March 31, 2021 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Total Past Due Current Total Loans Receivable Recorded Investment > 90 Days and Accruing (In Thousands) Real Estate Loans: One-to-Four Family Residential $ -- $ -- $ 254 $ 254 $ 99,226 $ 99,480 $ -- Commercial -- -- 1,183 1,183 92,099 93,282 -- Multi-Family Residential -- -- -- -- 45,241 45,241 -- Land -- -- -- -- 16,690 16,690 -- Construction -- -- -- -- 11,305 11,305 -- Equity and Second Mortgage -- -- -- -- 1,289 1,289 -- Equity Lines of Credit 29 -- -- 29 9,459 9,488 -- Commercial Loans -- -- -- -- 69,789 69,789 -- Consumer Loans -- -- -- -- 976 976 -- Total $ 29 $ -- $ 1,437 $ 1,466 $ 346,074 $ 347,540 $ -- June 30, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Total Past Due Current Total Loans Receivable Recorded Investment > 90 Days and Accruing (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,312 $ 557 $ 1,003 $ 2,872 $ 105,274 $ 108,146 $ 319 Commercial -- -- 1,797 1,797 85,291 87,088 -- Multi-Family Residential -- -- -- -- 47,432 47,432 -- Land -- -- 2,981 2,981 15,087 18,068 -- Construction -- -- -- -- 8,159 8,159 -- Equity and Second Mortgage -- -- -- -- 1,410 1,410 -- Equity Lines of Credit -- -- -- -- 12,252 12,252 -- Commercial Loans -- -- 457 457 81,452 81,909 -- Consumer Loans -- -- -- -- 979 979 -- Total $ 1,312 $ 557 $ 6,238 $ 8,107 $ 357,336 $ 365,443 $ 319
Allowance for Loan Losses and Recorded Investment in Loans	The change in the allowance for loan losses by loan portfolio class and recorded investment in loans for the nine months ended March 31, 2021 and year ended June 30, 2020 was as follows: Real Estate Loans March 31, 2021 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans and Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 966 $ 568 $ 364 $ 1,024 $ 80 $ 126 $ 949 $ 4 $ 4,081 Charge-Offs (41 ) (698 ) -- (907 ) -- -- -- -- (1,646 ) Recoveries 3 -- -- 120 -- 5 74 -- 202 Current Provision 128 1,494 306 224 50 34 (486 ) -- 1,750 Ending Balances $ 1,056 $ 1,364 $ 670 $ 461 $ 130 $ 165 $ 537 $ 4 $ 4,387 Evaluated for Impairment: Individually -- 411 -- -- -- -- -- -- 411 Collectively 1,056 953 670 461 130 165 537 4 3,976 Loans Receivable: Ending Balances – Total $ 99,480 $ 93,282 $ 45,241 $ 16,690 $ 11,305 $ 10,777 $ 69,789 $ 976 $ 347,540 Ending Balances: Evaluated for Impairment: Individually -- 3,089 -- -- -- -- -- -- 3,089 Collectively $ 99,480 $ 90,193 $ 45,241 $ 16,690 $ 11,305 $ 10,777 $ 69,789 $ 976 $ 344,451 Real Estate Loans June 30, 2020 1-4 Family Residential Commercial Multi- Family Land Construction Home Equity Loans And Lines of Credit Commercial Loans Consumer Loans Total (In Thousands) Allowance for loan losses: Beginning Balances $ 1,017 $ 508 $ 338 $ 100 $ 115 $ 144 $ 1,227 $ 3 $ 3,452 Charge-Offs (40 ) (100 ) -- -- -- (107 ) (1,135 ) -- (1,382 ) Recoveries 2 -- -- -- -- 9 109 -- 120 Current Provision ( 13 ) 160 26 924 (35 ) 80 748 1 1,891 Ending Balances $ 966 $ 568 $ 364 $ 1,024 $ 80 $ 126 $ 949 $ 4 $ 4,081 Evaluated for Impairment: Individually 34 23 -- 907 -- -- -- -- 964 Collectively 932 545 364 117 80 126 949 4 3,117 Loans Receivable: Ending Balances – Total $ 108,146 $ 87,088 $ 47,432 $ 18,068 $ 8,159 $ 13,662 $ 81,909 $ 979 $ 365,443 Ending Balances: Evaluated for Impairment: Individually 1,260 3,712 -- 2,981 -- 17 457 -- 8,427 Collectively $ 106,886 $ 83,376 $ 47,432 $ 15,087 $ 8,159 $ 13,645 $ 81,452 $ 979 $ 357,016
Loans Individually Evaluated for Impairment Segregated by Class of Loans	The following table’s present loans individually evaluated for impairment, segregated by class of loans, as of March 31, 2021 and June 30, 2020: March 31, 2021 Unpaid Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 604 $ 604 $ -- $ 604 $ -- $ 607 Commercial 3,089 775 2,314 3,089 411 3,496 Multi-Family Residential -- -- -- -- -- -- Land -- -- -- -- -- -- Construction -- -- -- -- -- -- Equity and Second Mortgage -- -- -- -- -- -- Equity Lines of Credit -- -- -- -- -- -- Commercial Loans -- -- -- -- -- -- Consumer Loans -- -- -- -- -- -- Total $ 3,693 $ 1,379 $ 2,314 $ 3,693 $ 411 $ 4,103 June 30, 2020 Unpaid Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment (In Thousands) Real Estate Loans: One-to-Four Family Residential $ 1,260 $ 1,260 $ -- $ 1,260 $ -- $ 1,271 Commercial 3,712 3,712 -- 3,712 -- 5,108 Multi-Family Residential -- -- -- -- -- -- Land 2,981 -- 2,981 2,981 907 2,981 Construction -- -- -- -- -- -- Equity and Second Mortgage -- -- -- -- -- -- Equity Lines of Credit 17 17 -- 17 -- 17 Commercial Loans 457 457 -- 457 -- 457 Consumer Loans -- -- -- -- -- -- Total $ 8,427 $ 5,446 $ 2,981 $ 8,427 $ 907 $ 9,834
Information about TDRs	Information about the Company’s TDRs is as follows (in thousands): March 31, 2021 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial real estate $ -- $ 1,183 $ 1,183 $ 1,183 June 30, 2020 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial business $ -- $ 457 $ 457 $ 457 1-4 Family Residential -- 76 76 76 Commercial real estate -- 1,797 1,797 1,797
Loan Modifications	Details with respect to actual loan modifications are as follows: Number of Covid-19 Remaining Deferments at March 31, 2021 Balance (in thousands) Percent of Total Loans at March 31, 2021 One-to-Four family residential 1 $ 2,237 2.2 % Commercial real estate 1 2,553 2.7 Multi-family residential -- -- -- Land -- -- -- Construction -- -- -- Equity and second mortgage -- -- -- Equity lines of credit 1 180 1.9 Commercial business -- -- -- Consumer -- -- -- Total 3 $ 4,970 1.4 % Number of Covid-19 Deferments Year Ended June 30, 2020 Balance (in thousands) Percent of Total Loans at June 30, 2020 One-to-Four family residential 101 $ 27,705 25.6 % Commercial real estate 40 28,278 32.5 Multi-family residential 9 18,046 38.0 Land 7 1,190 6.6 Construction 1 680 8.3 Equity and second mortgage -- -- -- Equity lines of credit 19 1,586 12.9 Commercial business 39 6,609 8.1 Consumer -- -- -- Total 216 $ 84,094 23.0 %

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Mar. 31, 2021
Deposits [Abstract]
Deposits	Deposits at March 31, 2021 and June 30, 2020 consist of the following classifications: March 31, 2021 June 30, 2020 (In Thousands) Non-Interest Bearing $ 129,305 $ 103,422 NOW Accounts 46,538 41,365 Money Markets 81,362 74,637 Passbook Savings 122,956 83,797 380,161 303,221 Certificates of Deposit 125,235 157,589 Total Deposits $ 505,396 $ 460,810

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
Calculation of Earnings per Share	Earnings per share for the three and nine months ended March 31, 2021 and 2020 were calculated as follows: Three Months Ended March 31, Nine Months Ended March 31, 2021 2020 2021 2020 (In Thousands, Except Per Share Data) Net income $ 1,418 $ 977 $ 4,068 $ 2,812 Weighted average shares outstanding – basic 3,219 3,364 3,238 3,406 Effect of dilutive common stock equivalents 235 246 153 254 Adjusted weighted average shares outstanding – diluted 3,454 3,610 3,391 3,660 Basic earnings per share $ 0.44 $ 0.29 $ 1.26 $ 0.83 Diluted earnings per share $ 0.41 $ 0.27 $ 1.20 $ 0.77
Components of Weighted Average Outstanding Shares	The following table presents the components of weighted average outstanding shares for purposes of calculating earnings per share: Three Months Ended March 31, Nine Months Ended March 31, 2021 2020 2021 2020 (In Thousands) Average common shares issued 6,124 6,124 6,124 6,124 Average unearned ESOP shares (159 ) (182 ) (165 ) (188 ) Average unearned RRP shares -- -- -- (2 ) Average Company stock purchased (2,746 ) (2,578 ) (2,721 ) (2,528 ) Weighted average shares outstanding 3,219 3,364 3,238 3,406

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	9 Months Ended
	Mar. 31, 2021
Fair Value Disclosures [Abstract]
Carrying Amount and Estimated Fair Values of Financial Instruments	At March 31, 2021 and June 30, 2020, the carrying amount and estimated fair values of the Company’s financial instruments were as follows: March 31, 2021 June 30, 2020 Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value (In Thousands) Financial Assets Cash and Cash Equivalents $ 100,971 $ 100,971 $ 54,871 $ 54,871 Securities Available-for-Sale 28,565 28,565 42,060 42,060 Securities to be Held-to-Maturity 41,802 41,731 20,858 21,879 Loans Held-for-Sale 22,254 22,254 14,798 14,798 Loans Receivable 342,313 341,914 359,927 $ 359,581 Financial Liabilities Deposits $ 505,396 $ 501,187 $ 460,810 $ 458,994 Advances from FHLB 876 940 1,060 1,150 Off-Balance Sheet Items Mortgage Loan Commitments $ 8,555 $ 8,555 $ 8,536 $ 8,536
Fair Values of Assets and Liabilities Measured on a Recurring Basis	Fair values of assets and liabilities measured on a recurring basis at March 31, 2021 and June 30, 2020 are as follows: Fair Value Measurements Using: March 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Total (In Thousands) Available-for-Sale Debt Securities FHLMC $ -- $ 2,208 $ -- $ 2,208 FNMA -- 19,788 -- 19,788 GNMA -- 6,569 -- 6,569 Total $ -- $ 28,565 $ -- $ 28,565 Fair Value Measurements Using: June 30, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Total (In Thousands) Available-for-Sale Debt Securities FHLMC $ -- $ 5,159 $ -- $ 5,159 FNMA -- 31,852 -- 31,852 GNMA -- 5,049 -- 5,049 Total $ -- $ 42,060 $ -- $ 42,060

Leases (Tables)

Leases (Tables)	9 Months Ended
	Mar. 31, 2021
Leases [Abstract]
Right-of-Use Assets and Lease Liabilities	With the adoption of Topic 842, operating lease agreements are required to be recognized on the consolidated statements of condition as right-of-use (“ROU”) assets and corresponding lease liabilities. (In Thousands) March 31, 2021 June 30, 2020 Lease Right-of-Use Assets Classification Operating lease right-of-use assets Other Assets $ 862 $ 877 Total Lease Right-of-Use Assets $ 862 $ 877 Lease Liabilities Operating lease liabilities Other Accrued Expenses and Liabilities $ 877 $ 887 Total Lease Liabilities $ 877 $ 887
Weighted-Average Remaining Lease Term and Discount rate	For operating leases existing prior to July 1, 2019, the rate for the remaining lease term as of July 1, 2019, was the Company’s only finance lease, the Company utilized its incremental borrowing rate at lease inception. March 31, 2021 June 30, 2020 Weighted-average remaining lease term Operating leases 37.7 years 38.4 years Weighted-average discount rate Operating leases 3.00% 3.00%

Summary of Accounting Policie_3

Summary of Accounting Policies (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2021USD ($)	Mar. 31, 2020USD ($)	Mar. 31, 2021USD ($)OfficeSubsidiary	Mar. 31, 2020USD ($)	Jun. 30, 2020USD ($)
Nature of Operations [Abstract]
Number of wholly-owned subsidiaries | Subsidiary			1
Securities [Abstract]
Trading securities	$ 0		$ 0		$ 0
Non-Direct Response Advertising [Abstract]
Non-direct response advertising costs	$ 45	$ 45	118	$ 257
Direct-response advertising costs			$ 0	$ 0
Buildings and Improvements [Member] | Minimum [Member]
Premises and Equipment [Abstract]
Estimated useful lives			10 years
Buildings and Improvements [Member] | Maximum [Member]
Premises and Equipment [Abstract]
Estimated useful lives			40 years
Furniture and Equipment [Member] | Minimum [Member]
Premises and Equipment [Abstract]
Estimated useful lives			3 years
Furniture and Equipment [Member] | Maximum [Member]
Premises and Equipment [Abstract]
Estimated useful lives			10 years
Caddo and Bossier Parishes, Louisiana [Member]
Nature of Operations [Abstract]
Number of full-service banking offices | Office			7

Securities, Available-for-sale

Securities, Available-for-sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 28,226	$ 40,902
Gross Unrealized Gains	598	1,196
Gross Unrealized Losses	259	38
Fair Value	28,565	42,060
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	28,226	40,902
Gross Unrealized Gains	598	1,196
Gross Unrealized Losses	259	38
Fair Value	28,565	42,060
FHLMC Mortgage-Backed Certificates [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Amortized Cost	2,161	5,018
Gross Unrealized Gains	47	141
Gross Unrealized Losses	0	0
Fair Value	2,208	5,159
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	2,161	5,018
Fair Value	2,208	5,159
FNMA Mortgage-Backed Certificates [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Amortized Cost	19,238	30,820
Gross Unrealized Gains	550	1,032
Gross Unrealized Losses	0	0
Fair Value	19,788	31,852
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	19,238	30,820
Fair Value	19,788	31,852
GNMA Mortgage-Backed Certificates [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Amortized Cost	6,827	5,064
Gross Unrealized Gains	1	23
Gross Unrealized Losses	259	38
Fair Value	6,569	5,049
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	6,827	5,064
Fair Value	$ 6,569	$ 5,049

Securities, Held-to-maturity Se

Securities, Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	$ 41,802	$ 20,858
Gross Unrealized Gains	655	1,021
Gross Unrealized Losses	726	0
Fair Value	41,731	21,879
Debt Securities [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	39,909	17,655
Gross Unrealized Gains	655	1,017
Gross Unrealized Losses	726	0
Fair Value	39,838	18,672
GNMA Mortgage-Backed Certificates [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	787	1,109
Gross Unrealized Gains	16	20
Gross Unrealized Losses	0	0
Fair Value	803	1,129
FNMA Mortgage-Backed Certificates [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	4,955	16,546
Gross Unrealized Gains	0	997
Gross Unrealized Losses	104	0
Fair Value	4,851	17,543
FHLMC Mortgage-Backed Certificates [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	34,167
Gross Unrealized Gains	639
Gross Unrealized Losses	622
Fair Value	34,184
Municipals [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	1,366	243
Gross Unrealized Gains	0	4
Gross Unrealized Losses	0	0
Fair Value	1,366	247
Equity Securities (Non-Marketable) [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	527	2,960
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	527	2,960
Federal Home Loan Bank [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	277	2,710
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	$ 277	$ 2,710
Number of equity securities (in shares)	2,766	27,094
First National Bankers Bankshares, Inc. [Member]
Held-to-Maturity Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized Cost	$ 250	$ 250
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	$ 250	$ 250
Number of equity securities (in shares)	630	630

Securities, Securities by Contr

Securities, Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2021	Jun. 30, 2020
Available-for-Sale, Amortized Cost [Abstract]
Amortized Cost	$ 28,226	$ 40,902
Available-for-Sale, Fair Value [Abstract]
Fair Value	28,565	42,060
Held-to-Maturity, Amortized Cost [Abstract]
Amortized Cost	41,802	20,858
Held-to-Maturity, Fair Value [Abstract]
Fair Value	41,731	21,879
Cost of available-for-sale securities purchased	5,100
Cost of held-to-maturity securities purchased	27,900
Debt Securities [Member]
Available-for-Sale, Amortized Cost [Abstract]
Within One Year or Less	629
One through Five Years	5,815
After Five through Ten Years	16,898
Over Ten Years	4,884
With Single Maturity Date	28,226
Available-for-Sale, Fair Value [Abstract]
Within One Year or Less	617
One through Five Years	5,979
After Five through Ten Years	17,307
Over Ten Years	4,662
With Single Maturity Date	28,565
Held-to-Maturity, Amortized Cost [Abstract]
Within One Year or Less	0
One through Five Years	0
After Five through Ten Years	0
Over Ten Years	39,909
With Single Maturity Date	39,909
Amortized Cost	39,909	17,655
Held-to-Maturity, Fair Value [Abstract]
Within One Year or Less	0
One through Five Years	0
After Five through Ten Years	0
Over Ten Years	39,838
With Single Maturity Date	39,838
Fair Value	39,838	18,672
Municipals [Member]
Available-for-Sale, Amortized Cost [Abstract]
Within One Year or Less	0
One through Five Years	0
After Five through Ten Years	0
Over Ten Years	0
With Single Maturity Date	0
Available-for-Sale, Fair Value [Abstract]
Within One Year or Less	0
One through Five Years	0
After Five through Ten Years	0
Over Ten Years	0
With Single Maturity Date	0
Held-to-Maturity, Amortized Cost [Abstract]
Within One Year or Less	0
One through Five Years	241
After Five through Ten Years	0
Over Ten Years	1,125
With Single Maturity Date	1,366
Amortized Cost	1,366	243
Held-to-Maturity, Fair Value [Abstract]
Within One Year or Less	0
One through Five Years	241
After Five through Ten Years	0
Over Ten Years	1,125
With Single Maturity Date	1,366
Fair Value	1,366	247
Other Equity Securities [Member]
Available-for-Sale, Amortized Cost [Abstract]
Without Single Maturity Date	0
Available-for-Sale, Fair Value [Abstract]
Without Single Maturity Date	0
Held-to-Maturity, Amortized Cost [Abstract]
Without Single Maturity Date	527
Amortized Cost	527	2,960
Held-to-Maturity, Fair Value [Abstract]
Without Single Maturity Date	527
Fair Value	$ 527	$ 2,960

Securities, Securities with Gro

Securities, Securities with Gross Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
Securities Available-for-sale Securities, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	$ 222	$ 0
Over Twelve Months	37	38
Securities Available-for-sale Securities, Fair Value [Abstract]
Less than Twelve Months	4,662	0
Over Twelve Months	1,856	2,816
Public Deposits [Member]
Securities Available-for-sale Securities, Fair Value [Abstract]
Securities pledged with carrying value	1,100
FHLB Advances [Member]
Securities Available-for-sale Securities, Fair Value [Abstract]
Securities pledged with carrying value	187,600
Mortgage-Backed Securities [Member]
Securities Available-for-sale Securities, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	222	0
Over Twelve Months	37	38
Securities Available-for-sale Securities, Fair Value [Abstract]
Less than Twelve Months	4,662	0
Over Twelve Months	$ 1,856	$ 2,816

Loans Receivable (Details)

Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019
Loan receivable [Abstract]
Total Loans	$ 347,540	$ 365,443
Less: Allowance for Loan Losses	(4,387)	(4,081)	$ (3,783)	$ (3,452)
Unamortized Loan Fees	(840)	(1,435)
Net Loans Receivable	342,313	359,927
Loans Secured by Mortgages on Real Estate [Member]
Loan receivable [Abstract]
Total Loans	276,775	282,555
Loans Secured by Mortgages on Real Estate [Member] | One-to-Four-Family Residential [Member]
Loan receivable [Abstract]
Total Loans	99,480	108,146
Less: Allowance for Loan Losses	(1,056)	(966)		(1,017)
Loans Secured by Mortgages on Real Estate [Member] | Commercial [Member]
Loan receivable [Abstract]
Total Loans	93,282	87,088
Less: Allowance for Loan Losses	(1,364)	(568)		(508)
Loans Secured by Mortgages on Real Estate [Member] | Multi-Family Residential [Member]
Loan receivable [Abstract]
Total Loans	45,241	47,432
Less: Allowance for Loan Losses	(670)	(364)		(338)
Loans Secured by Mortgages on Real Estate [Member] | Land [Member]
Loan receivable [Abstract]
Total Loans	16,690	18,068
Less: Allowance for Loan Losses	(461)	(1,024)		(100)
Loans Secured by Mortgages on Real Estate [Member] | Construction [Member]
Loan receivable [Abstract]
Total Loans	11,305	8,159
Less: Allowance for Loan Losses	(130)	(80)		(115)
Loans Secured by Mortgages on Real Estate [Member] | Equity and Second Mortgage [Member]
Loan receivable [Abstract]
Total Loans	1,289	1,410
Loans Secured by Mortgages on Real Estate [Member] | Equity Lines of Credit [Member]
Loan receivable [Abstract]
Total Loans	9,488	12,252
Commercial Loans [Member]
Loan receivable [Abstract]
Total Loans	69,789	81,909
Less: Allowance for Loan Losses	(537)	(949)		(1,227)
Consumer Loans [Member]
Loan receivable [Abstract]
Total Loans	976	979
Less: Allowance for Loan Losses	(4)	(4)		$ (3)
Consumer Loans [Member] | Loans on Savings Accounts [Member]
Loan receivable [Abstract]
Total Loans	458	364
Consumer Loans [Member] | Other Consumer Loans [Member]
Loan receivable [Abstract]
Total Loans	$ 518	$ 615

Loans Receivable, Analysis of A

Loans Receivable, Analysis of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Jun. 30, 2020
Summary of changes in the allowance for loan losses [Roll Forward]
Beginning Balances			$ 4,081	$ 3,452	$ 3,452
Provision for Loan Losses	$ 450	$ 316	1,750	1,441	1,891
Loan Charge-Offs			(1,646)	(1,118)	(1,382)
Recoveries			202	8	120
Ending Balances	$ 4,387	$ 3,783	$ 4,387	$ 3,783	$ 4,081

Loans Receivable, Grading of Lo

Loans Receivable, Grading of Loans, Segregated by Class of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	$ 347,540	$ 365,443
Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	343,847	357,016
Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	359	2,407
Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	3,334	6,020
Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	276,775	282,555
Real Estate Loans [Member] | One-to-Four-Family Residential [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	99,480	108,146
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	98,876	106,886
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	359	475
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	245	785
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Commercial [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	93,282	87,088
Real Estate Loans [Member] | Commercial [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	90,193	83,376
Real Estate Loans [Member] | Commercial [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	1,915
Real Estate Loans [Member] | Commercial [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	3,089	1,797
Real Estate Loans [Member] | Commercial [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	45,241	47,432
Real Estate Loans [Member] | Multi-Family Residential [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	45,241	47,432
Real Estate Loans [Member] | Multi-Family Residential [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Land [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	16,690	18,068
Real Estate Loans [Member] | Land [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	16,690	15,087
Real Estate Loans [Member] | Land [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Land [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	2,981
Real Estate Loans [Member] | Land [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Construction [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	11,305	8,159
Real Estate Loans [Member] | Construction [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	11,305	8,159
Real Estate Loans [Member] | Construction [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Construction [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Construction [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	1,289	1,410
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	1,289	1,410
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	9,488	12,252
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	9,488	12,235
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	17
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Commercial Loans [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	69,789	81,909
Commercial Loans [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	69,789	81,452
Commercial Loans [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Commercial Loans [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	457
Commercial Loans [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Consumer Loans [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	976	979
Consumer Loans [Member] | Pass and Pass Watch [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	976	979
Consumer Loans [Member] | Special Mention [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Consumer Loans [Member] | Substandard [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	0	0
Consumer Loans [Member] | Doubtful [Member]
Grading of Loans, Segregated by Class of Loans [Abstract]
Gross loans receivable	$ 0	$ 0

Loans Receivable, Aging Analysi

Loans Receivable, Aging Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Mar. 31, 2021	Jun. 30, 2020
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	$ 1,466	$ 8,107
Current	346,074	357,336
Total Loans Receivable	347,540	365,443
Recorded Investment > 90 Days and Accruing	0	319
Loan receivables on nonaccrual status	0	0
Interest income recognized on non-accrual loans	0	0
Estimated gross interest income that would have been recorded if non-accrual loans had been accruing interest at their original contracted rates	53	464
30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	29	1,312
60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	557
90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	1,437	6,238
Real Estate Loans [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Loans Receivable	276,775	282,555
Real Estate Loans [Member] | One-to-Four-Family Residential [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	254	2,872
Current	99,226	105,274
Total Loans Receivable	99,480	108,146
Recorded Investment > 90 Days and Accruing	0	319
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	1,312
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	557
Real Estate Loans [Member] | One-to-Four-Family Residential [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	254	1,003
Real Estate Loans [Member] | Commercial [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	1,183	1,797
Current	92,099	85,291
Total Loans Receivable	93,282	87,088
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Commercial [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Commercial [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Commercial [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	1,183	1,797
Real Estate Loans [Member] | Multi-Family Residential [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	45,241	47,432
Total Loans Receivable	45,241	47,432
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Multi-Family Residential [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Land [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	2,981
Current	16,690	15,087
Total Loans Receivable	16,690	18,068
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Land [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Land [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Land [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	2,981
Real Estate Loans [Member] | Construction [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	11,305	8,159
Total Loans Receivable	11,305	8,159
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Construction [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	1,289	1,410
Total Loans Receivable	1,289	1,410
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	29	0
Current	9,459	12,252
Total Loans Receivable	9,488	12,252
Recorded Investment > 90 Days and Accruing	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	29	0
Real Estate Loans [Member] | Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Commercial Loans [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	457
Current	69,789	81,452
Total Loans Receivable	69,789	81,909
Recorded Investment > 90 Days and Accruing	0	0
Commercial Loans [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Commercial Loans [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Commercial Loans [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	457
Consumer Loans [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Current	976	979
Total Loans Receivable	976	979
Recorded Investment > 90 Days and Accruing	0	0
Consumer Loans [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Consumer Loans [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	0	0
Consumer Loans [Member] | 90 Days or More [Member]
Aging analysis of past due loans segregated by class of loans [Abstract]
Total Past Due	$ 0	$ 0

Loans Receivable, Allowance for

Loans Receivable, Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Jun. 30, 2020
Allowance for loan losses [Roll Forward]
Beginning Balances			$ 4,081	$ 3,452	$ 3,452
Charge-Offs			(1,646)	(1,118)	(1,382)
Recoveries			202	8	120
Current Provision	$ 450	$ 316	1,750	1,441	1,891
Ending Balances	4,387	$ 3,783	4,387	3,783	4,081
Evaluated for Impairment [Abstract]
Individually	411		411		964
Collectively	3,976		3,976		3,117
Loans Receivable [Abstract]
Ending Balances - Total	347,540		347,540		365,443
Ending Balances, Evaluated for Impairment [Abstract]
Individually	3,089		3,089		8,427
Collectively	344,451		344,451		357,016
Real Estate Loans [Member]
Loans Receivable [Abstract]
Ending Balances - Total	276,775		276,775		282,555
Real Estate Loans [Member] | 1-4 Family Residential [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			966	1,017	1,017
Charge-Offs			(41)		(40)
Recoveries			3		2
Current Provision			128		(13)
Ending Balances	1,056		1,056		966
Evaluated for Impairment [Abstract]
Individually	0		0		34
Collectively	1,056		1,056		932
Loans Receivable [Abstract]
Ending Balances - Total	99,480		99,480		108,146
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0		0		1,260
Collectively	99,480		99,480		106,886
Real Estate Loans [Member] | Commercial [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			568	508	508
Charge-Offs			(698)		(100)
Recoveries			0		0
Current Provision			1,494		160
Ending Balances	1,364		1,364		568
Evaluated for Impairment [Abstract]
Individually	411		411		23
Collectively	953		953		545
Loans Receivable [Abstract]
Ending Balances - Total	93,282		93,282		87,088
Ending Balances, Evaluated for Impairment [Abstract]
Individually	3,089		3,089		3,712
Collectively	90,193		90,193		83,376
Real Estate Loans [Member] | Multi Family [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			364	338	338
Charge-Offs			0		0
Recoveries			0		0
Current Provision			306		26
Ending Balances	670		670		364
Evaluated for Impairment [Abstract]
Individually	0		0		0
Collectively	670		670		364
Loans Receivable [Abstract]
Ending Balances - Total	45,241		45,241		47,432
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0		0		0
Collectively	45,241		45,241		47,432
Real Estate Loans [Member] | Land [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			1,024	100	100
Charge-Offs			(907)		0
Recoveries			120		0
Current Provision			224		924
Ending Balances	461		461		1,024
Evaluated for Impairment [Abstract]
Individually	0		0		907
Collectively	461		461		117
Loans Receivable [Abstract]
Ending Balances - Total	16,690		16,690		18,068
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0		0		2,981
Collectively	16,690		16,690		15,087
Real Estate Loans [Member] | Construction [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			80	115	115
Charge-Offs			0		0
Recoveries			0		0
Current Provision			50		(35)
Ending Balances	130		130		80
Evaluated for Impairment [Abstract]
Individually	0		0		0
Collectively	130		130		80
Loans Receivable [Abstract]
Ending Balances - Total	11,305		11,305		8,159
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0		0		0
Collectively	11,305		11,305		8,159
Real Estate Loans [Member] | Home Equity Loans and Lines of Credit [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			126	144	144
Charge-Offs			0		(107)
Recoveries			5		9
Current Provision			34		80
Ending Balances	165		165		126
Evaluated for Impairment [Abstract]
Individually	0		0		0
Collectively	165		165		126
Loans Receivable [Abstract]
Ending Balances - Total	10,777		10,777		13,662
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0		0		17
Collectively	10,777		10,777		13,645
Commercial Loans [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			949	1,227	1,227
Charge-Offs			0		(1,135)
Recoveries			74		109
Current Provision			(486)		748
Ending Balances	537		537		949
Evaluated for Impairment [Abstract]
Individually	0		0		0
Collectively	537		537		949
Loans Receivable [Abstract]
Ending Balances - Total	69,789		69,789		81,909
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0		0		457
Collectively	69,789		69,789		81,452
Consumer Loans [Member]
Allowance for loan losses [Roll Forward]
Beginning Balances			4	$ 3	3
Charge-Offs			0		0
Recoveries			0		0
Current Provision			0		1
Ending Balances	4		4		4
Evaluated for Impairment [Abstract]
Individually	0		0		0
Collectively	4		4		4
Loans Receivable [Abstract]
Ending Balances - Total	976		976		979
Ending Balances, Evaluated for Impairment [Abstract]
Individually	0		0		0
Collectively	$ 976		$ 976		$ 979

Loans Receivable, Loans Individ

Loans Receivable, Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Mar. 31, 2021	Jun. 30, 2020
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	$ 3,693	$ 8,427
Recorded Investment With No Allowance	1,379	5,446
Recorded Investment With Allowance	2,314	2,981
Total Recorded Investment	3,693	8,427
Related Allowance	411	907
Average Recorded Investment	4,103	9,834
Real Estate Loans [Member] | One-to-Four-Family Residential [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	604	1,260
Recorded Investment With No Allowance	604	1,260
Recorded Investment With Allowance	0	0
Total Recorded Investment	604	1,260
Related Allowance	0	0
Average Recorded Investment	607	1,271
Real Estate Loans [Member] | Commercial [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	3,089	3,712
Recorded Investment With No Allowance	775	3,712
Recorded Investment With Allowance	2,314	0
Total Recorded Investment	3,089	3,712
Related Allowance	411	0
Average Recorded Investment	3,496	5,108
Real Estate Loans [Member] | Multi-Family Residential [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Real Estate Loans [Member] | Land [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	2,981
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	2,981
Total Recorded Investment	0	2,981
Related Allowance	0	907
Average Recorded Investment	0	2,981
Real Estate Loans [Member] | Construction [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Real Estate Loans [Member] | Equity and Second Mortgage [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Real Estate Loans [Member] | Equity Lines of Credit [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	17
Recorded Investment With No Allowance	0	17
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	17
Related Allowance	0	0
Average Recorded Investment	0	17
Commercial Loans [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	457
Recorded Investment With No Allowance	0	457
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	457
Related Allowance	0	0
Average Recorded Investment	0	457
Consumer Loans [Member]
Loans individually evaluated for impairment, segregated by class of loans [Abstract]
Unpaid Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	$ 0	$ 0

Loans Receivable, Troubled Debt

Loans Receivable, Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
Troubled Debt Restructurings [Abstract]
Commitments to loan additional funds to borrowers whose loans were previously in non-accrual status	$ 0
Commercial Business Loans [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs		$ 457
Commercial Business Loans [Member] | Nonaccrual [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs		457
Commercial Business Loans [Member] | Current [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs		0
Commercial Business Loans [Member] | Past Due Greater than 30 Days [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs		457
Real Estate Loans [Member] | 1-4 Family Residential [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs		76
Real Estate Loans [Member] | 1-4 Family Residential [Member] | Nonaccrual [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs		76
Real Estate Loans [Member] | 1-4 Family Residential [Member] | Current [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs		0
Real Estate Loans [Member] | 1-4 Family Residential [Member] | Past Due Greater than 30 Days [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs		76
Real Estate Loans [Member] | Commercial Real Estate [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	1,183	1,797
Real Estate Loans [Member] | Commercial Real Estate [Member] | Nonaccrual [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	1,183	1,797
Real Estate Loans [Member] | Commercial Real Estate [Member] | Current [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	0	0
Real Estate Loans [Member] | Commercial Real Estate [Member] | Past Due Greater than 30 Days [Member]
Troubled Debt Restructurings [Abstract]
Total TDRs	$ 1,183	$ 1,797

Loans Receivable, Loan Modifica

Loans Receivable, Loan Modifications and Troubled Debt Restructurings (Details) - COVID-19 [Member] - Payment Deferral of Principal and Interest [Member] $ in Thousands	9 Months Ended	12 Months Ended
	Mar. 31, 2021USD ($)Loan	Jun. 30, 2020USD ($)Loan
Loan Modifications and Troubled Debt Restructurings [Abstract]
Period of payment deferrals	3 months
Number of Covid-19 Deferments | Loan	3	216
Total Loans | $	$ 4,970	$ 84,094
Percent of Total Loans	1.40%	23.00%
Real Estate Loans [Member] | One-to-Four-Family Residential [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	1	101
Total Loans | $	$ 2,237	$ 27,705
Percent of Total Loans	2.20%	25.60%
Real Estate Loans [Member] | Commercial Real Estate [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	1	40
Total Loans | $	$ 2,553	$ 28,278
Percent of Total Loans	2.70%	32.50%
Real Estate Loans [Member] | Multi-Family Residential [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	0	9
Total Loans | $	$ 0	$ 18,046
Percent of Total Loans	0.00%	38.00%
Real Estate Loans [Member] | Land [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	0	7
Total Loans | $	$ 0	$ 1,190
Percent of Total Loans	0.00%	6.60%
Real Estate Loans [Member] | Construction [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	0	1
Total Loans | $	$ 0	$ 680
Percent of Total Loans	0.00%	8.30%
Real Estate Loans [Member] | Equity and Second Mortgage [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	0	0
Total Loans | $	$ 0	$ 0
Percent of Total Loans	0.00%	0.00%
Real Estate Loans [Member] | Equity Lines of Credit [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	1	19
Total Loans | $	$ 180	$ 1,586
Percent of Total Loans	1.90%	12.90%
Commercial Business Loans [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	0	39
Total Loans | $	$ 0	$ 6,609
Percent of Total Loans	0.00%	8.10%
Consumer Loans [Member]
Loan Modifications and Troubled Debt Restructurings [Abstract]
Number of Covid-19 Deferments | Loan	0	0
Total Loans | $	$ 0	$ 0
Percent of Total Loans	0.00%	0.00%

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
Summary of Deposits [Abstract]
Non-Interest Bearing	$ 129,305	$ 103,422
NOW Accounts	46,538	41,365
Money Markets	81,362	74,637
Passbook Savings	122,956	83,797
Total transaction accounts	380,161	303,221
Certificates of Deposit	125,235	157,589
Total Deposits	$ 505,396	$ 460,810

Earnings Per Share (Details)

Earnings Per Share (Details) $ / shares in Units, $ in Thousands	Apr. 21, 2021$ / shares	Mar. 31, 2021USD ($)$ / sharesshares	Mar. 31, 2020USD ($)$ / sharesshares	Mar. 31, 2021USD ($)$ / sharesshares	Mar. 31, 2020USD ($)$ / sharesshares	Mar. 30, 2021shares	Feb. 15, 2021$ / shares	Jun. 30, 2020$ / sharesshares
Earnings Per Share [Abstract]
Stock split, conversion ratio				2
Percentage of stock dividend				100.00%
Dividend payable date				Mar. 31, 2021
Dividend record date				Mar. 22, 2021
Common stock, par value (in dollars per share) | $ / shares		$ 0.01		$ 0.01				$ 0.01
Common stock, outstanding (in shares)		3,369,966		3,369,966		1,700,000		3,449,024
Calculation of earnings per share [Abstract]
Net income | $		$ 1,418	$ 977	$ 4,068	$ 2,812
Weighted average shares outstanding - basic (in shares)		3,219,000	3,364,000	3,238,000	3,406,000
Effect of dilutive common stock equivalents (in shares)		235,000	246,000	153,000	254,000
Adjusted weighted average shares outstanding - diluted (in shares)		3,454,000	3,610,000	3,391,000	3,660,000
Basic earnings per share (in dollars per share) | $ / shares		$ 0.44	$ 0.29	$ 1.26	$ 0.83
Diluted earnings per share (in dollars per share) | $ / shares		$ 0.41	$ 0.27	$ 1.20	$ 0.77
Outstanding options to purchase shares (in shares)		691,445	545,196	614,261	548,362
Weighted average price per share of outstanding options (in dollars per share) | $ / shares		$ 9.94	$ 9.03	$ 9.94	$ 9.03
Components of average outstanding common shares [Abstract]
Average common shares issued (in shares)		6,124,000	6,124,000	6,124,000	6,124,000
Average unearned ESOP shares (in shares)		(159,000)	(182,000)	(165,000)	(188,000)
Average unearned RRP shares (in shares)		0	0	0	(2,000)
Average Company stock purchased (in shares)		(2,746,000)	(2,578,000)	(2,721,000)	(2,528,000)
Weighted average shares outstanding (in shares)		3,219,000	3,364,000	3,238,000	3,406,000
Stock Options [Member]
Calculation of earnings per share [Abstract]
Effect of dilutive common stock equivalents (in shares)		235,171	245,998	153,115	253,654
Dividend Paid [Member]
Earnings Per Share [Abstract]
Cash dividend (in dollars per share) | $ / shares							$ 0.165
Dividend declared date				Feb. 15, 2021
Stock Dividend [Member]
Earnings Per Share [Abstract]
Stock declared as dividends (in shares)				1
Quarterly Dividend Declared in Q4 2021 [Member] | Subsequent Event [Member]
Earnings Per Share [Abstract]
Cash dividend (in dollars per share) | $ / shares	$ 0.0825
Dividend declared date	Apr. 21, 2021
Dividend payable date	May 17, 2021
Dividend record date	May 3, 2021

Stock-Based Compensation, Stock

Stock-Based Compensation, Stock Option Plan (Details) - $ / shares	Jul. 31, 2014	Jan. 31, 2012	Mar. 31, 2021	Dec. 23, 2011	Aug. 10, 2005
Stock Options [Member]
Weighted Average Exercise Price [Abstract]
Incentive stock options and non-qualified stock options, vested and exercisable			20.00%
Award vesting period			5 years
Commencement period of incentive and non-qualified options			1 year
Additional percentage vested on each successive anniversary			20.00%
2005 Stock Option Plan [Member]
Stock Option Plans [Abstract]
Aggregate number of shares of common stock reserved for future issuance (in shares)					317,736
Termination date			Jun. 8, 2015
Outstanding stock options (in shares)			866
Term of share-based payment award			10 years
2011 Stock Option Plan [Member]
Stock Option Plans [Abstract]
Aggregate number of shares of common stock reserved for future issuance (in shares)			778	389,044
Number of Shares [Abstract]
Granted (in shares)	58,356	330,688
Weighted Average Exercise Price [Abstract]
Exercised (in dollars per share)	$ 9.46	$ 7.35

Stock-Based Compensation, Sto_2

Stock-Based Compensation, Stock Incentive Plans (Details) - USD ($) $ in Thousands	Nov. 11, 2020	Nov. 13, 2019	Feb. 05, 2019	Oct. 26, 2015	Nov. 12, 2014	Mar. 31, 2021	Mar. 31, 2020
Stock Options [Member]
Stock Incentive Plans [Abstract]
Award vesting period						5 years
Compensation expense						$ 81	$ 103
2014 Stock Incentive Plan [Member]
Stock Incentive Plans [Abstract]
Number of shares authorized under plan (in shares)					300,000
Award vesting period						5 years
2014 Stock Incentive Plan [Member] | Share Awards [Member]
Stock Incentive Plans [Abstract]
Granted (in shares)			6,000	69,000
2014 Stock Incentive Plan [Member] | Share Awards [Member] | Maximum [Member]
Stock Incentive Plans [Abstract]
Aggregate number of shares available for grant (in shares)					74,000
Percentage of shares available for grant					25.00%
2014 Stock Incentive Plan [Member] | Stock Options [Member]
Stock Incentive Plans [Abstract]
Number of shares forfeited (in shares)			9,000
Aggregate number of shares of common stock reserved for future issuance (in shares)					225,000
Granted (in shares)			27,000	207,000
Award vesting period						5 years
2019 Stock Incentive Plan [Member]
Stock Incentive Plans [Abstract]
Number of shares authorized under plan (in shares)		250,000
Aggregate number of shares of common stock reserved for future issuance (in shares)		250,000
2019 Stock Incentive Plan [Member] | Share Awards [Member]
Stock Incentive Plans [Abstract]
Aggregate number of shares available for grant (in shares)	62,500					0
Percentage of shares available for grant	25.00%
2019 Stock Incentive Plan [Member] | Share Awards [Member] | Maximum [Member]
Stock Incentive Plans [Abstract]
Aggregate number of shares available for grant (in shares)		62,500
Percentage of shares available for grant		25.00%
2019 Stock Incentive Plan [Member] | Stock Options [Member]
Stock Incentive Plans [Abstract]
Aggregate number of shares available for grant (in shares)	187,500					0
Percentage of shares available for grant	25.00%
Award vesting period						5 years
2011 Recognition Plan and Stock Incentive Plan [Member]
Stock Incentive Plans [Abstract]
Compensation expense						$ 153	$ 177

Related Party Transactions (Det

Related Party Transactions (Details) - USD ($) $ in Millions	Mar. 31, 2021	Jun. 30, 2020
Related Party Transactions [Abstract]
Loan made to directors and executive officers	$ 3.3	$ 3.8

Fair Value Disclosures (Details

Fair Value Disclosures (Details) - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2021	Jun. 30, 2020
Mortgage Loans Held-for-Sale [Abstract]
Number of days from origination to dispose Mortgage Loans Held-for-Sale, maximum	90 days
Financial Assets [Abstract]
Securities Available-for-Sale	$ 28,565	$ 42,060
Carrying Value [Member]
Financial Assets [Abstract]
Cash and Cash Equivalents	100,971	54,871
Securities Available-for-Sale	28,565	42,060
Securities to be Held-to-Maturity	41,802	20,858
Loans Held-for-Sale	22,254	14,798
Loans Receivable	342,313	359,927
Financial Liabilities [Abstract]
Deposits	505,396	460,810
Advances from FHLB	876	1,060
Off-Balance Sheet Items [Abstract]
Mortgage Loan Commitments	8,555	8,536
Estimated Fair Value [Member]
Financial Assets [Abstract]
Cash and Cash Equivalents	100,971	54,871
Securities Available-for-Sale	28,565	42,060
Securities to be Held-to-Maturity	41,731	21,879
Loans Held-for-Sale	22,254	14,798
Loans Receivable	341,914	359,581
Financial Liabilities [Abstract]
Deposits	501,187	458,994
Advances from FHLB	940	1,150
Off-Balance Sheet Items [Abstract]
Mortgage Loan Commitments	$ 8,555	$ 8,536

Fair Value Disclosures, Recurri

Fair Value Disclosures, Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	$ 28,565	$ 42,060
FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	2,208	5,159
FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	19,788	31,852
GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	6,569	5,049
Recurring [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	28,565	42,060
Recurring [Member] | FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	2,208	5,159
Recurring [Member] | FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	19,788	31,852
Recurring [Member] | GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	6,569	5,049
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	28,565	42,060
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	2,208	5,159
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	19,788	31,852
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	6,569	5,049
Recurring [Member] | Unobservable Inputs (Level 3) [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Unobservable Inputs (Level 3) [Member] | FHLMC [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Unobservable Inputs (Level 3) [Member] | FNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	0	0
Recurring [Member] | Unobservable Inputs (Level 3) [Member] | GNMA [Member]
Fair values of assets and liabilities measured on a recurring basis [Abstract]
Available-for-sale debt securities	$ 0	$ 0

Leases (Details)

Leases (Details) - ASU 2016-02 [Member] - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
Lease Right-of-Use Assets [Abstract]
Operating lease right-of-use assets	$ 862	$ 877
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other Assets	Other Assets
Lease Liabilities [Abstract]
Operating lease liabilities	$ 877	$ 887
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other Accrued Expenses and Liabilities	Other Accrued Expenses and Liabilities
Weighted-average remaining lease term [Abstract]
Operating leases	37 years 8 months 12 days	38 years 4 months 24 days
Weighted-average discount rate [Abstract]
Operating leases	3.00%	3.00%