Sunshine Financial 10-K 30 Mar 15 2014 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2014	Mar. 26, 2015	Jun. 28, 2014
Document and Entity Information:
Entity Registrant Name	Sunshine Financial Inc
Document Type	10-K
Document Period End Date	31-Dec-14
Amendment Flag	FALSE
Entity Central Index Key	1500837
Current Fiscal Year End Date	-19
Entity Common Stock, Shares Outstanding		1,090,110
Entity Public Float			$20,300,000
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY

SUNSHINE_FINANCIAL_INC_AND_SUB

SUNSHINE FINANCIAL, INC. AND SUBSIDIARIES -- Consolidated Balance Sheets (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$3,682	$620
Interest-bearing deposits with banks	9,350	13,835
Cash and cash equivalents	13,032	14,455
Securities held to maturity	26,035	26,624
Loans, net	102,786	95,479
Premises and equipment, net	4,907	5,107
Federal Home Loan Bank stock, at cost	130	177
Deferred income taxes	2,561	2,556
Accrued interest receivable	350	311
Foreclosed real estate	206	724
Other assets	999	1,069
Total assets	151,006	146,502
Liabilities:
Noninterest-bearing deposit accounts	26,206	23,435
Money-market deposit accounts	35,358	33,000
Savings accounts	39,606	37,054
Time deposits	26,735	28,571
Total deposits	127,905	122,060
Official checks	325	364
Advances by borrowers for taxes and insurance	29	1
Other liabilities	359	363
Total liabilities	128,618	122,788
Commitments and contingencies (Notes 5, 9 and 12)
Stockholders' equity:
Common stock	10	11
Additional paid in capital	8,334	9,789
Retained earnings	14,709	14,670
Unearned Employee Stock Ownership Plan shares	-665	-756
Total stockholders' equity	22,388	23,714
Total liabilities and stockholders' equity	$151,006	$146,502

SUNSHINE_FINANCIAL_INC_AND_SUB1

SUNSHINE FINANCIAL, INC. AND SUBSIDIARIES - Consolidated Balance Sheets (Parentheticals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Statements of Financial Condition
Securities held to maturity fair value	$25,835	$25,956
Loans, allowance for loan losses	1,087	1,294
Preferred stock par value	$0.01	$0.01
Preferred stock authorized	1,000,000	1,000,000
Preferred stock issued	0	0
Preferred stock outstanding	$0	$0
Common stock par value	$0.01	$0.01
Common stock shares authorized	6,000,000	6,000,000
Common stock shares issued	1,094,110	1,174,454
Common stock shares outstanding	1,094,110	1,174,454

SUNSHINE_FINANCIAL_INC_AND_SUB2

SUNSHINE FINANCIAL, INC. AND SUBSIDIARIES -- Consolidated Statements of Earnings (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest income
Loans	$5,288	$5,318
Securities	595	364
Other interest income	24	60
Total interest income	5,907	5,742
Interest expense
Deposit accounts	377	406
Net interest income	5,530	5,336
Provision for loan losses	130	77
Net interest income after provision for loan losses	5,400	5,259
Noninterest income
Fees and service charges on deposit accounts	1,600	1,828
Gain on loan sales	149	439
Gain on sale of foreclosed real estate	49	313
Fees and charges on loans	89	106
Other noninterest income	17	161
Total noninterest income	1,904	2,847
Noninterest expenses
Salaries and employee benefits	3,494	3,526
Occupancy and equipment	1,215	1,192
Data processing services	815	793
Professional fees	547	691
Deposit insurance	122	120
Advertising and promotion	106	68
Stationery and supplies	101	81
Telephone and postage	250	242
Foreclosed real estate expense	64	210
Credit card expense	136	129
Other noninterest expenses	420	488
Total noninterest expenses	7,270	7,540
Earnings before income taxes (benefit)	34	566
Income taxes (benefit)	-5	181
Net income (loss)	$39	$385
Basic earnings per common share	$0.04	$0.34
Diluted earnings per common share	$0.04	$0.33

SUNSHINE_FINANCIAL_INC_AND_SUB3

SUNSHINE FINANCIAL, INC. AND SUBSIDIARIES - Consolidated Statements of Stockholders' Equity (USD $)	Total	Common Stock Shares	Common Stock Amount	Additional Paid in Capital	Retained Earnings	Unearned ESOP Shares	Total Stockholders' Equity
In Thousands, except Share data
Balance at beginning of period at Dec. 31, 2012			$12	$11,481	$14,285		$24,935
Balance at beginning of period shares at Dec. 31, 2012		1,234,454				-843
Net income (loss)	385				385		385
Repurchase of common stock shares		-102,500
Repurchase of common stock	-1,764		-1	-1,763			-1,764
Stock based compensation expense		42,500		111			111
Common stock allocated to ESOP participants				-40		87	47
Balance at end of period at Dec. 31, 2013			11	9,789	14,670		23,714
Balance at end of period shares at Dec. 31, 2013		1,174,454				-756
Balance at beginning of period at Dec. 31, 2013			11	9,789	14,670		23,714
Balance at beginning of period shares at Dec. 31, 2013		1,174,454				-756
Net income (loss)	39				39		39
Repurchase of common stock shares		-84,344
Repurchase of common stock	-1,529		-1	-1,528			-1,529
Stock based compensation expense		4,000		152			152
Common stock allocated to ESOP participants				-79		91	12
Balance at end of period at Dec. 31, 2014			$10	$8,334	$14,709		$22,388
Balance at end of period shares at Dec. 31, 2014		1,094,110				-665

SUNSHINE_FINANCIAL_INC_AND_SUB4

SUNSHINE FINANCIAL, INC. AND SUBSIDIARIES -- Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income (loss)	$39	$385
Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation	384	547
Provision for loan losses	130	77
Deferred income taxes (benefit)	-5	156
Net amortization of premiums/discounts on securities	41	64
Net amortization of deferred loan fees and costs	39	11
Loans originated for sale	-5,897	-8,761
Proceeds from loans sold	5,872	9,524
Gain on sale of loans	-149	-439
ESOP compensation expense	12	47
Share-based compensation expense	152	111
(Increase) decrease in accrued interest receivable	-39	56
Decrease in other assets	16	432
Gain on sale of foreclosed real estate	-49	-313
Write-down of foreclosed real estate	41	29
Amortization of loan servicing rights	54	36
Decrease in official checks	-39	-78
Net increase (decrease) in advances by borrowers for taxes and insurance	28	-28
Decrease in other liabilities	-4	-9
Net cash provided by operating activities	626	1,847
Cash flows from investing activities:
Purchases of securities held-to-maturity	-3,897	-14,577
Principal pay-downs on held-to-maturity securities	4,445	3,330
Net increase in loans	-7,467	-1,846
Net purchases of premises and equipment	-184	-2,333
Redemption of Federal Home Loan Bank stock	47	41
Proceeds from sale of foreclosed real estate	716	2,452
Capital expenditures for foreclosed real estate	-25	-2
Net cash used in investing activities	-6,365	-12,935
Cash flows from financing activities:
Net increase in deposits	5,845	398
Repurchase of common stock	-1,529	-1,764
Net cash provided (used) by financing activities	4,316	-1,366
Decrease in cash and cash equivalents	-1,423	-12,454
Cash and cash equivalents at beginning of year	14,455	26,909
Cash and cash equivalents at end of year	13,032	14,455
Cash paid during the year for:
Income taxes		25
Interest	377	406
Noncash transactions:
Transfer from loans to foreclosed real estate	165	1,012
Loan servicing rights capitalized		$278

1_Organization_and_Significant

(1) Organization and Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Notes
(1) Organization and Significant Accounting Policies	(1)  Organization and Significant Accounting Policies
	Organization. Sunshine Financial, Inc. ("Sunshine Financial" or the "Holding Company"), a Maryland corporation, is the holding company for Sunshine Savings Bank (the "Bank") and owns all the outstanding common stock of the Bank.
	The Holding Company's only business is the operation of the Bank.  The Bank through its six banking offices provides a variety of retail community banking services to individuals and businesses primarily in Leon County, Florida. The Bank's deposits are insured up to the applicable limits by the Federal Deposit Insurance Corporation. The Bank's subsidiary is Sunshine Member Insurance Services, Inc. ("SMSI"), which was established to sell automobile warranty and credit life and disability insurance products associated with loan products. Collectively the entities are referred to as the "Company."
	The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America ("GAAP") and to prevailing practices within the banking industry.  The following summarizes the more significant of these policies and practices.
	Principles of Consolidation.  The consolidated financial statements include the accounts of Sunshine Financial and its wholly-owned subsidiaries.  All significant intercompany accounts and transactions have been eliminated in consolidation.
	Use of Estimates.  In preparing financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated balance sheet and reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and the valuation of foreclosed real estate and deferred tax assets.
	Cash and Cash Equivalents.  For purposes of the consolidated statements of cash flows, cash and cash equivalents include cash and balances due from banks and interest-bearing deposits with banks, all of which mature within ninety days.
	Banks are required to maintain cash reserves in the form of vault cash, in a noninterest-earning account with the Federal Reserve Bank or in noninterest-earning accounts with other qualified banks.  This requirement is based on the amount of the Bank's transaction deposit accounts.
	Securities.  Securities may be classified as either trading, held-to-maturity or available-for-sale. Trading securities are held principally for resale and recorded at their fair values.  Unrealized gains and losses on trading securities are included immediately in earnings.  Held-to-maturity securities are those which the Company has the positive intent and ability to hold to maturity and are reported at amortized cost.  Available-for-sale securities consist of securities not classified as trading securities nor as held to maturity securities.  Unrealized holding gains and losses on available-for-sale securities are excluded from earnings and reported in comprehensive income. Gains and losses on the sale of available for sale securities are recorded on the trade date and are determined using the specific identification method. Premiums and discounts on securities available for sale are recognized in interest income using the interest method over the period to maturity.
	Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation.  Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.
	Loans Held for Sale.  The Bank originates loans for sale in the secondary market.  These loans are carried at the lower of cost or estimated fair value in the aggregate.  At December 31, 2014 and 2013, there were $249,000 and $75,000, respectively, of loans held for sale.  Loans held for sale are included in loans on consolidated balance sheets.
	Loans.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay off are reported at their outstanding principal adjusted for any charge offs, the allowance for loan losses, and any deferred fees or costs on originated loans.
	Loan origination fees are deferred and certain direct origination costs are capitalized.  The net amount is recognized as an adjustment of the yield over the contractual life of the related loan.
	Loans, Continued. The accrual of interest on loans is discontinued at the time the loan is more than ninety-days delinquent unless the loan is well collateralized and in process of collection.  In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered unlikely.
	All interest accrued but not collected for loans placed on nonaccrual or charged-off is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and remain current for a period of six months.
	Allowance for Loan Losses.  The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.  Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed.  Subsequent recoveries, if any, are credited to the allowance. There were no changes in the Bank's accounting policies or methodology during the years ended December 31, 2014 or 2013.
	The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower's ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
	The allowance consists of specific and general components.  The specific component relates to loans that are classified as impaired.  For such loans, an allowance is established when the discounted cash flows, collateral value or observable market price of the impaired loan is lower than the carrying value of that loan.  The general component covers all other loans and is based on historical industry loss experience adjusted for qualitative factors.
	The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding two years. This is supplemented by the risks for each portfolio segment. Risk factors impacting loans in each of the portfolio segments include changes in lending policies and procedures, economic conditions, volume and nature of loans, lending management experience, volume of troubled loans, quality of loan review system, value of collateral-dependent loans, credit concentrations and competition and regulatory change. The historical experience is adjusted for qualitative factors such as economic conditions and other trends or uncertainties that could affect management's estimate of probable losses.
	Allowance for Loan Losses, Continued.  A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for residential mortgage loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.
	Income Taxes.  There are two components of income taxes: current and deferred.  Current income taxes reflect taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues.  The Company determines deferred income taxes using the liability (or balance sheet) method.  Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.  Deferred income tax expense results from changes in deferred tax assets and liabilities between periods.
	Deferred income taxes result from changes in deferred tax assets and liabilities between periods.  Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination.  The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any.  A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information.  The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management's judgment.  Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized. As of December 31, 2014, management is not aware of any uncertain tax positions that would have a material effect on the Company's consolidated financial statements.
	The Company files consolidated income tax returns.  Income taxes are allocated to the Holding Company and the Bank as if separate income tax returns were filed.  Interest and penalties on income taxes are recognized as a component of income taxes.
	Loan Servicing.  Servicing assets are recognized as separate assets when rights are retained or acquired through purchase or through sale of financial assets.  Capitalized servicing rights are amortized in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets.  Servicing assets are evaluated for impairment based upon the fair value of the rights compared to amortized cost.  Impairment is determined by stratifying rights by predominant characteristics, such as interest rates and terms.  Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions.  Impairment is recognized through a valuation allowance for an individual stratum, to the extent that fair value is less than the capitalized amount for the stratum.  At December 31, 2014 and 2013, the amount of loan servicing assets was immaterial.
	Premises and Equipment.  Land is stated at cost.  Buildings and improvements and furniture and equipment are stated at cost, less accumulated depreciation.  Depreciation expense is computed using the straight line method over the estimated useful lives of the assets.  Estimated useful lives for buildings and improvements range from ten to forty years; for furniture and fixtures from five to seven years.
	Foreclosed Real Estate.  Real estate acquired through, or in lieu of, loan foreclosure is held for sale and are initially recorded at fair value less costs to sell at the date of foreclosure, establishing a new cost basis.  After foreclosure, valuations are periodically performed by management and the real estate is carried at the lower of the new cost basis or fair value less costs to sell.  Revenue and expenses from operations are included in the consolidated statements of earnings.
	Off Balance Sheet Financial Instruments.  In the ordinary course of business the Company has entered into off balance sheet financial instruments consist of unused lines of credit.  Such financial instruments are recorded in the consolidated financial statements when they are funded.
	Transfer of Financial Assets.  Transfers of financial assets or a participating interest in an entire financial asset are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.  A participating interest is a portion of an entire financial asset that (1) conveys proportionate ownership rights with equal priority to each participating interest holder (2) involves no recourse (other than standard representations and warranties) to, or subordination by, any participating interest holder, and (3) does not entitle any participating interest holder to receive cash before any other participating interest holder.
	Fair Value Measurements.  Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The hierarchy describes three levels of inputs that may be used to measure fair value:
	Level 1: Observable inputs such as quoted prices (unadjusted) in active markets for identical assets or liabilities.
	Level 2: Inputs other than quoted prices that are observable for the asset or liability, either directly or indirectly. These include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities that are not active; and model-driven valuations whose inputs are observable or whose significant value drivers are observable. Valuations may be obtained from, or corroborated by, third-party pricing services.
	Level 3: Unobservable inputs to measure fair value of assets and liabilities for which there is little, if any market activity at the measurement date, using reasonable inputs and assumptions based upon the best information at the time, to the extent that inputs are available without undue cost and effort.
	The following describes valuation methodologies used for assets measured at fair value:
	Impaired Loans.  The Company's impaired loans are normally collateral dependent and, as such, are carried at the lower of the Company's net recorded investment in the loan or the estimated fair value of the collateral less estimated selling costs. Estimates of fair value are determined based on a variety of information, including the use of available appraisals, estimates of market value by licensed appraisers or local real estate brokers and the knowledge and experience of the Company's management related to values of properties in the Company's market areas. These officers take into consideration the type, location and occupancy of the property as well as current economic conditions in the area the property is located in assessing estimates of fair value. Accordingly, fair value estimates for impaired loans is classified as Level 3.
	Foreclosed Real Estate.  The Company's foreclosed real estate is recorded at fair value less estimated selling costs.  Estimates of fair values are determined based on a variety of information, including the use of available appraisals, estimates of market value by licensed appraisers or local real estate brokers and the knowledge and experience of the Company's management related to values of properties in the Company's market areas.  These officers taken into consideration the type, location and occupancy of the property as well as current economic conditions in the area the property is located in assessing estimates of fair value.  Accordingly, the fair values estimates for foreclosed real estate are classified as Level 3.
	Fair Values of Financial Instruments.  The following methods and assumptions were used by the Company in estimating fair values of financial instruments:
	Cash and Cash Equivalents.  The carrying amounts of cash and cash equivalents approximate their fair value.
	Securities Held to Maturity.  Fair values for securities are based on the framework for measuring fair value.
	Loans.  For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values are based on carrying values.  Fair values for fixed-rate mortgage and consumer loans are estimated using discounted cash flow analyses, using a third party, Risk Analytics pricing model. Fair values for impaired loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.
	Federal Home Loan Bank Stock.  Fair value of the Company's investment in Federal Home Loan Bank stock is its redemption value of $100 per share.
	Accrued Interest Receivable.  The carrying amounts of accrued interest approximate their fair values.
	Deposit Liabilities.  The fair values disclosed for demand, NOW, money-market and savings deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts).  Fair values for fixed-rate time deposits are estimated using the Company’s interest-rate risk management model, Risk Analytics.
	Off-Balance-Sheet Financial Instruments.  Fair values for off-balance-sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties' credit standing.  The fair value of these fees is not material.
	Recent Pronouncements.  In January 2014, the Financial Accounting Standards Board issued Accounting Standards Update (“ASU”) 2014-04, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure, which is intended to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. These amendments clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (a) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure; or (b) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required. The ASU is effective beginning January 1, 2015.  The adoption of ASU 2014-04 is not expected to impact the Company's consolidated financial statements.
	Recent Pronouncements. Continued.  In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers, which creates Topic 606 and supersedes Topic 605, Revenue Recognition. The core principle of Topic 606 is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In general, the ASU requires companies to use more judgment and make more estimates than under current guidance, including identifying performance obligations in the contract, estimating the amount of variable consideration to include in the transaction price and allocating the transaction price to each separate performance obligation. The ASU is effective for public entities for interim and annual periods beginning after December 15, 2016; early adoption is not permitted. For financial reporting purposes, the ASU allows for either full retrospective adoption, meaning the ASU is applied to all of the periods presented, or modified retrospective adoption, meaning the ASU is applied only to the most current period presented in the financial statements with the cumulative effect of initially applying the ASU recognized at the date of initial application. The Company is currently evaluating the provisions of ASU No. 2014-09 to determine the potential impact ASU No. 2014-09 will have on the Company's consolidated financial statements.
	In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures, which changes the accounting for repurchase-to-maturity transactions and repurchase financing arrangements. It also requires additional disclosures about repurchase agreements and other similar transactions. The ASU aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. Going forward, these transactions would all be accounted for as secured borrowings. The ASU also requires new and expanded disclosures. This ASU is effective for the first interim or annual period beginning after December 15, 2014. The adoption of ASU No. 2014-11 is not expected to have a material impact on the Company's consolidated financial statements.
	In January 2015, the FASB issued ASU No. 2015-1, Income Statement —Extraordinary and Unusual Items (Subtopic 225-20). The objective of this ASU is to simplify the income statement presentation requirements in Subtopic 225-20 by eliminating the concept of extraordinary items. Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. This ASU is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The Company does not expect this ASU to have a material impact on the Company's consolidated financial statements.
	Recent Regulatory Developments
	Basel III Rules.  On July 2, 2013, the Federal Reserve Board ("FRB") approved the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks. Under the final rules, minimum requirements will increase for both the quantity and quality of capital held by the Bank. The rules include a new common equity Tier I capital to risk-weighted assets ratio of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets. The final rules also raise the minimum ratio of Tier I capital to risk-weighted assets from 4.0% to 6.0% and require a minimum leverage ratio of 4.0%. The final rules also implement strict eligibility criteria for regulatory capital instruments. In July 2013, the Office of the Comptroller of the Currency (“OCC”) approved, as an interim final rule, the regulatory capital requirements for U.S. banks, following the actions of the FRB. The federal regulators rules are identical in substance to the final rules issued by the FRB.
	The phase-in period for the final rules began for the Company on January 1, 2015, with full compliance with all of the final rule's requirements phased in over a multi-year schedule. We do not expect the new Basel III Rules to have a material impact on the Company’s Consolidated Financial Statements.
	Reclassifications.  Certain amounts in the 2013 consolidated financial statements have been reclassified to conform with the 2014 presentation.

2_Earnings_Per_Share

(2) Earnings Per Share	12 Months Ended
	Dec. 31, 2014
Notes
(2) Earnings Per Share	(2)  Earnings Per Share
	Earnings per share ("EPS") has been computed on the basis of the weighted-average number of shares of common stock outstanding for 2014. For the years ended December 31, 2014 and 2013, the outstanding stock options were considered dilutive securities for purposes of calculating diluted EPS which was computed using the treasury stock method. The shares purchased by the ESOP are included in the weighted-average shares when they are committed to be released (dollars in thousands, except per share amounts):
		2014			2013
			Weighted-	Per		Weighted-	Per
			Average	Share		Average	Share
		Earnings	Shares	Amount	Loss	Shares	Amount
	Year Ended December 31:
	Basic EPS:
	Net earnings (loss)	$39	1,038,015	$0.04	$385	1,147,610	$0.34
	Effect of dilutive securities-
	Incremental shares from assumed conversion
	of options (antidilutive in 2012)		31,172			17,467
	Diluted EPS:
	Net earnings (loss)	$39	1,069,187	$0.04	$385	1,165,077	$0.33

3_Securities_Held_To_Maturity

(3) Securities Held To Maturity	12 Months Ended
	Dec. 31, 2014
Notes
(3) Securities Held To Maturity	(3)  Securities Held to Maturity
	Management has classified all securities as held to maturity.  The carrying amount of securities and their fair values at the dates indicated are as follows (in thousands):
			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
		Cost	Gains	Losses	Value
	At December 31, 2014:
	Mortgage-backed securities	$1,580	72	-	1,652
	Collateralized mortgage obligations	24,455	65	-337	24,183
		$26,035	137	-337	25,835
	At December 31, 2013:
	Mortgage-backed securities	$2,167	88	-	2,255
	Collateralized mortgage obligations	24,457	34	-790	23,701
		$26,624	122	-790	25,956
	There were no securities pledged as of December 31, 2014 and 2013.
	Securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position at the date indicated, are as follows (in thousands):
		Less than Twelve Months		Twelve Months or Longer
		Gross Unrealized Losses	Fair Value	Gross Unrealized Losses	Fair Value
	At December 31, 2014-
	Collateralized mortgage obligations	($27)	5,984	-310	11,283
	At December 31, 2013-
	Collateralized mortgage obligations	($481)	17,985	-309	4,315
	At December 31, 2014, the unrealized losses on eighteen securities are considered by management to be attributable to changes in market interest rates, and not attributable to credit risk on the part of the issuer. Accordingly, if market rates were to decline, much or the entire decline in market value would likely be recovered through market appreciation. As management has the ability and intent to hold debt securities until maturity, or for the foreseeable future, no declines in the fair value below amortized cost are deemed to be other than temporary.

4_Loans

(4) Loans	12 Months Ended
	Dec. 31, 2014
Notes
(4) Loans	(4)  Loans
	The loan portfolio segments and classes at the dates indicated are as follows (in thousands):
		December 31,
		2014	2013
	Real estate mortgage loans:
	One-to-four family	$48,957	$50,629
	Lot loans	4,109	5,293
	Commercial real estate	29,803	18,189
	Construction	1,140	381
	Total real estate mortgage loans	84,009	74,492
	Commercial	656	296
	Consumer loans:
	Home equity	8,212	8,817
	Automobile	3,545	4,000
	Credit cards and unsecured	6,583	7,100
	Deposit account	534	622
	Other	973	1,202
	Total consumer loans	19,847	21,741
	Total loans	104,512	96,529
	Less:
	Loans in process	-526	318
	Deferred fees and discounts	-113	-74
	Allowance for losses	-1,087	-1,294
	Total loans, net	$102,786	$95,479
	The Company has divided the loan portfolio into three portfolio segments and ten classes, each with different risk characteristics and methodologies for assessing risk. The portfolio segments identified by the Company are as follows:
	Real Estate Mortgage Loans.  Real estate mortgage loans are loans comprised of four classes: One- to four-family, Lot loans, Commercial real estate and Construction loans. The Company generally originates one- to four-family mortgage loans in amounts up to 80% of the lesser of the appraised value or purchase price of a mortgaged property, but will also permit loan-to-value ratios of up to 95%. For one- to four-family loans exceeding an 80% loan-to-value ratio, the Company generally requires the borrower to obtain private mortgage insurance covering any loss on the amount of the loan in excess of 80% in the event of foreclosure. Commercial real estate loans are generally originated at 75% or less loan-to-value ratio and have amortization terms of up to 20 years and maturities of   up to ten years.  Construction loans to borrowers are to finance the construction of one- to four-family, owner occupied properties. These loans are categorized as construction loans during the construction period, later converting to residential real estate loans after the construction is complete and amortization of the loan begins. Real estate construction loan funds are disbursed periodically based on the percentage of construction completed.  If the estimate of construction cost proves to be inaccurate, the Company may be compelled to advance additional funds to complete the construction with repayment dependent, in part, on the success of the ultimate project rather than the ability of a borrower to repay the loan.  The Company carefully monitors these loans with on-site inspections and requires the receipt of lien waivers on funds advanced. Construction loans are typically secured by the properties under construction. The Company also makes loans for the purchase of developed lots for future construction of the borrower's primary residence. Construction and lot loan lending is generally considered to involve a higher degree of credit risk than long-term permanent financing of residential properties.
	Commercial.  Commercial loans are primarily underwritten on the basis of the borrowers' ability to service such debt from income.  The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value.  As a general practice, the Company takes as collateral a security interest in any available real estate, equipment, or other chattel, although loans may also be made on an unsecured basis.  Collateralized working capital loans typically are secured by short-term assets whereas long-term loans are primarily secured by long-term assets.
	Consumer Loans. Consumer loans are comprised of five classes: Home Equity, Automobile, Credit cards and unsecured, Deposit account and Other.  The Company offers a variety of secured consumer loans, including home equity, new and used automobile, boat and other recreational vehicle loans, and loans secured by savings deposits.  The Company also offers unsecured consumer loans including a credit card product.  The Company originates its consumer loans primarily in its market area.  Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Loans to consumers are extended after a credit evaluation, including the creditworthiness of the borrower(s), the purpose of the credit, and the secondary source of repayment. Consumer loans are made at fixed and variable interest rates and may be made on terms of up to twenty years. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
	The activity in the allowance for loan losses for the periods shown was as follows (in thousands):
		Real Estate Loans					Consumer Loans
		One-to- Four Family	Lot Loans	Commercial Real Estate	Real Estate Constru- ction	Comm- ercial Loans	Home Equity	Auto- mobile	Credit Cards and Unsecured	Deposit Account	Other Consumer Loans	Un- allocated	Total
	Year Ended December 31, 2014:
	Beginning balance	$605	93	163	1	5	146	12	187	-	64	18	1,294
	Provision (credit) for loan loss	4	-17	43	1	5	-22	36	10	-	15	55	130
	Charge-offs	-169	-31	-	-	-	-10	-17	-173	-	-40	-	-440
	Recoveries	14	1	-	-	-	1		87	-	-	-	103
	Ending balance	$454	46	206	2	10	115	31	111	-	39	73	1,087
	Individually evaluated for impairment:
	Recorded investment	$3,297	-	-	-	-	289	-	14	-	-	-	3,600
	Balance in allowance for loan losses	$63	-	-	-	-	4	-	2	-	-	-	69
	Collectively evaluated for impairment:
	Recorded investment	$45,660	4,109	29,803	1,140	656	7,923	3,545	6,569	534	973	-	100,912
	Balance in allowance for loan losses	$391	46	206	2	10	111	31	109	-	39	73	1,018
	Year Ended December 31, 2013:
	Beginning balance	$690	88	78	-	-	343	9	231	-	94	-	1,533
	Provision (credit) for loan loss	144	37	85	1	5	-248	-	41	-	-6	18	77
	Charge-offs	-243	-32	-	-	-	-144	-1	-136	-	-24	-	-580
	Recoveries	14	-	-	-	-	195	4	51	-	-	-	264
	Ending balance	$605	93	163	1	5	146	12	187	-	64	18	1,294
	Individually evaluated for impairment:
	Recorded investment	$2,935	-	-	-	-	281	-	47	-	-	-	3,263
	Balance in allowance for loan losses	$68	-	-	-	-	3	-	3	-	-	-	74
	Collectively evaluated for impairment:
	Recorded investment	$47,694	5,293	18,189	381	296	8,536	4,000	7,053	622	1,202	-	93,266
	Balance in allowance for loan losses	$537	93	163	1	5	143	12	184	-	64	18	1,220
	The following summarizes the loan credit quality at the dates indicated (in thousands):
	Credit Risk
	Profile by Internally	One-to- Four	Lot	Commercial Real	Constru-	Comme-	Home	Auto-	Credit Cards and	Deposit
	Assigned Grade:	Family	Loans	Estate	ction	rcial	Equity	mobile	Unsecured	Account	Other	Total
	At December 31, 2014:
	Grade:
	Pass	$44,305	4,031	29,803	1,140	656	7,726	3,526	6,563	534	938	99,222
	Special mention	375	34	-	-	-	57	14	7	-	12	499
	Substandard	4,277	44	-	-	-	429	5	13	-	23	4,791
Total	$48,957	4,109	29,803	1,140	656	8,212	3.545	6,583	534	973	104,512
At December 31, 2013:
Grade:
Pass	$46,775	5,293	18,189	381	296	8,464	3,958	7,029	622	1,008	92,015
Special mention	483	-	-	-	-	75	4	13	-	28	603
Substandard	3,371	-	-	-	-	278	38	58	-	166	3,911
Total	$50,629	5,293	18,189	381	296	8,817	4	7,100	622	1,202	96,529
Internally assigned loan grades are defined as follows:
Pass – A Pass loan's primary source of loan repayment is satisfactory, with secondary sources very likely to be realized if necessary.
Special Mention – A Special Mention loan has potential weaknesses that deserve management's close attention.  If left uncorrected, these potential weaknesses may result in the deterioration of the repayment prospects for the asset or the Company's credit position at some future date.  Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.
Substandard – A Substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Doubtful – A loan classified Doubtful has all the weaknesses inherent in one classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loss – A loan classified Loss is considered uncollectible and of such little value that continuance as a bankable asset is not warranted.  This classification does not mean that the asset has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off this basically worthless asset even though partial recovery may be affected in the future.
Age analysis of past-due loans at the dates indicated is as follows (in thousands):
	Accruing Loans
			90 Days
	30-59	60-89	and	Total
	Days	Days	Greater	Past		Nonaccrual	Total
	Past Due	Past Due	Past Due	Due	Current	Loans	Loans
At December 31,  2014:
Real estate loans:
One-to-four family	$417	90	-	507	46,709	1,741	48,957
Lot loans	69	34	-	103	3,962	44	4,109
Commercial	-	-	-	-	29,803	-	29,803
Construction	-	-	-	-	1,140	-	1,140
Commercial loans	-	-	-	-	656	-	656
Consumer loans:
Home equity	154	27	-	181	7,767	264	8,212
Automobile	12	14	-	26	3,514	5	3,545
Credit cards and unsecured	29	83	7	119	6,441	23	6,583
Deposit account	5	-	-	5	529	-	534
Other	83	12	-	95	855	23	973
Total	$769	260	7	1,036	101,376	2,100	104,512
At December 31,  2013:
Real estate loans:
One-to-four family	$912	494	-	1,406	48,226	997	50,629
Lot loans	-	35	-	35	5,238	20	5,293
Commercial	-	-	-	-	18,189	-	18,189
Construction	-	-	-	-	381	-	381
Commercial loans	-	-	-	-	296	-	296
Consumer loans:
Home equity	123	72	-	195	8,553	69	8,817
Automobile	2	4	-	6	3,956	38	4,000
Credit cards and unsecured	63	13	-	76	7,011	13	7,100
Deposit account	-	-	-	-	622	-	622
Other	130	29	-	159	877	166	1,202
Total	$1,230	647	-	1,877	93,349	1,303	96,529
The following summarizes the amount of impaired loans at the dates indicated (in thousands):
	With No Related Allowance Recorded			With an Allowance Recorded				Total
	Recorded Investment	Unpaid Principal Balance		Recorded Investment	Unpaid Principal Balance	Related Allowance		Recorded Investment	Unpaid Principal Balance	Related Allowance
At December 31, 2014:
Real estate loans-
One-to-four family	$2,069	2,196		1,228	1,244	63		3,297	3,440	63
Consumer loans-
Home equity	155	183		134	134	4		289	317	4
Credit card and unsecured	-	-		14	14	2		14	14	2
	$2,224	2,379		1,376	1,392	69		3,600	3,771	69
At December 31, 2013:
Real estate loans-
One-to-four family	$1,468	1,578		1,467	1,467	68		2,935	3,045	68
Consumer loans-
Home equity	236	265		45	45	3		281	310	3
Credit card and unsecured	31	37		16	16	3		47	53	3
	$1,735	1,880		1,528	1,528	74		3,263	3,408	74
As of December 31, 2014 and 2013, the Company's loan portfolio included primarily large groups of smaller balance homogeneous loans.  The Company considers individual single family home loans which are in the process of foreclosure for impairment as well as all troubled debt restructurings ("TDR") (which involve loans in which the Company forgave a portion of interest or principal or reduced the interest rate materially less than that of market rates). All TDRs are also classified as impaired loans.
The average net investment in impaired loans and interest income recognized and received on impaired loans are as follows (in thousands):
	Average	Interest	Interest
	Recorded	Income	Income
	Investment	Recognized	Received
For the Year Ended December 31, 2014:
Real estate loans:
One-to-four family	$2,797	64	72
Consumer loans:
Home equity	291	9	11
Credit card and unsecured	15	2	2
Total	$3,103	75	85
For the Year Ended December 31, 2013:
Real estate loans:
One-to-four family	3,076	92	95
Lot loans	18	-	-
Consumer loans:
Home equity	268	6	6
Credit card and unsecured	36	1	1
Total	$3,398	99	102
TDRs entered into at the dates indicated are as follows (dollars in thousands):
	Outstanding Recorded Investment
	Number
	of	Pre-	Post-
	Contracts	Modification	Modification
Year Ended December 31, 2014:
Real estate mortgage loans-
One-to-four family-
Modified interest rates and principal balance	4	$1,084	$1,059
Consumer loans-
Credit card and unsecured-
Modified interest rates	1	32	32
	5	$1,116	1,091
Year Ended December 31, 2013:
Real estate mortgage loans-
One-to-four family-
Modified interest rates	3	$952	952
Consumer loans-
Home equity-
Modified interest rates	1	45	45
Credit card and unsecured-
Modified interest rates	1	17	17
	5	$1,014	1,014
The allowance for loan losses on residential real estate and consumer loans that have been restructured and are considered TDR’s is included in the Company's specific reserve. The specific reserve is determined on a loan by loan basis by either the present value of expected future cash flows discounted at the loan's effective interest rate, or the fair value of the collateral if the loan is collateral-dependent. TDR's that have subsequently defaulted are considered collateral-dependent.  The Company has not had any TDR’s which were restructured during the 2014 or 2013 that subsequently defaulted in the same year. The Company had no commitments to extend additional credit to borrowers owing receivables whose terms have been modified in TDRs.

5_Premises_and_Equipment

(5) Premises and Equipment	12 Months Ended
	Dec. 31, 2014
Notes
(5) Premises and Equipment	(5)  Premises and Equipment
	Premises and equipment are summarized as follows (in thousands):
		At December 31,
		2014	2013
	Land	$1,138	1,125
	Buildings and improvements	5,590	5,574
	Furniture and equipment	4,388	4,233
	Total, at cost	11,116	10,932
	Less accumulated depreciation	6,209	5,825
	Premises and equipment, net	$4,907	5,107
	Certain facilities are leased under operating leases. Rental expense was $209,000 and $196,000 for the years ended December 31, 2014 and 2013, respectively.  The operating leases generally contain escalation clauses.  The future minimum lease payments are as follows (in thousands):
	Year Ending
	December 31,	Amount
	2015	$192
	2016	195
	2017	134
	2018	91
	Thereafter	508
		$1,118

6_Foreclosed_Real_Estate

(6) Foreclosed Real Estate	12 Months Ended
	Dec. 31, 2014
Notes
(6) Foreclosed Real Estate	(6)  Foreclosed Real Estate
	Expenses applicable to foreclosed real estate at the dates indicated are as follows (in thousands):
	Expenses applicable to foreclosed real estate are as follows (in thousands):
		Year Ended December 31,
		2014	2013
	Write-down of foreclosed real estate	$41	29
	Operating expenses	23	181
		$64	210

7_Deposits

(7) Deposits	12 Months Ended
	Dec. 31, 2014
Notes
(7) Deposits	(7)  Deposits
	The aggregate amount of time deposits with a minimum denomination of $100,000 was approximately $8.1 million at December 31, 2014 and 2013.  Deposits in excess of $250,000 are not insured by FDIC.  The scheduled maturities of time deposits are as follows (in thousands):
	Year Ending
	December 31,,	Amount
	2015	$19,308
	2016	4,118
	2017	1,542
	2018	939
	2019	828
		$26,735

8_Line_of_Credit

(8) Line of Credit	12 Months Ended
	Dec. 31, 2014
Notes
(8) Line of Credit	(8)  Line of Credit
	The Company also has an unsecured federal funds line of credit for $2.5 million with a correspondent bank and a $15.1 million line with the Federal Home Loan Bank of Atlanta collateralized by a blanket lien on qualifying loans. At December 31, 2014 and 2013, the Company had no outstanding balances on these lines.

9_Offbalancesheet_Financial_In

(9) Off-balance-sheet Financial Instruments	12 Months Ended
	Dec. 31, 2014
Notes
(9) Off-balance-sheet Financial Instruments	(9)  Off-Balance-Sheet Financial Instruments
	The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.  These financial instruments are unused lines of credit and may involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the balance sheets.  The contract amounts of these instruments reflect the extent of involvement the Company has in these financial instruments.
	The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for unused lines of credit is represented by the contractual amount of those instruments.  The Company uses the same credit policies in making commitments as it does for on-balance-sheet instruments.
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed-expiration dates or other termination clauses and may require payment of a fee.  Since some of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements.  The Company evaluates each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained if deemed necessary by the Company upon extension of credit is based on management's credit evaluation of the counterparty.
	Unused lines of credit typically result in loans with a market interest rate when funded. A summary of the amounts of the Company's financial instruments, with off-balance-sheet risk at the dates indicated follows (in thousands):
		At December 31,
		]2014
	Unused lines of credit (rates range from
	4.19% to 15.45%)	$14,794

10_Fair_Value_of_Financial_Ins

(10) Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2014
Notes
(10) Fair Value of Financial Instruments	(10)  Fair Value of Financial Instruments
	The estimated fair values of the Company's financial instruments at the dates indicated are as follows (in thousands):
		At December 31, 2014		At December 31, 2013
		Carrying	Fair	Carrying	Fair
		Amount	Value	Amount	Value
	Financial assets:
	Cash and cash equivalents (Level 1)	$13,032	13,032	14,455	14,455
	Securities held to maturity (Level 2)	26,035	25,835	26,624	25,956
	Loans (Level 3)	102,786	103,152	95,479	95,617
	Federal Home Loan Bank stock (Level 3)	130	130	177	177
	Accrued interest receivable (Level 3)	350	350	311	311
	Financial liabilities:
	Deposits (Level 3)	127,905	125,524	122,060	118,443
	Off-balance-sheet financial instruments (Level 3))	-	-	-	-

11_Income_Taxes

(11) Income Taxes	12 Months Ended
	Dec. 31, 2014
Notes
(11) Income Taxes	(11)  Income Taxes
	The components of income taxes (benefit) for the years ended December 31, 2014 and 2013 are as follows (in thousands):
		Year Ended December 31,
		2014	2013
	Current:
	Federal	$-	25
	State	-	-
	Total current	-	25
	Deferred:
	Federal	-4	130
	State	-1	26
	Total deferred	-5	156
	Income taxes (benefit))	($5)	181
	The reasons for the differences between the statutory Federal income tax rate and the effective tax rate at the dates indicated are as follows (dollars in thousands):
		Year Ended December 31,
		2014		2013
			% of		% of
			Pretax		Pretax
		Amount	Earnings	Amount	Loss
	Income taxes (benefit) at Federal
	statutory rate	$12	34.00%	$193	34.00%
	Increase in income tax benefit resulting from-
	State taxes, net of Federal tax	-1	-3	17	]3.0
	Other	-16	-16.3	-29	-5
	Total	($5)	-14.70%	$181	32.00%
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at the dates indicated are presented below (in thousands):
		At December 31,
		2014	2013
	Deferred tax assets:
	Allowance for loan losses	$409	487
	Net operating loss carryforwards	1,523	1,556
	Other	92	83
	Nonaccrual interest	412	426
	Foreclosed property expenses	15	15
	Premises and equipment	73	38
	Stock option expense	108	42
	Total deferred tax assets	2,632	2,647
	Deferred tax liabilities:
	Mortgage service rights	-71	-91
	Total deferred tax liabilities	-71	-91
	Net deferred tax asset	$2,561	2,556
	At December 31, 2014, the Company has Federal net operating loss carryforwards of approximately $4.1 million, available to offset future taxable income.  The carryforward will begin to expire in 2028.
	The Company files consolidated U.S. and Florida income tax returns.  With few exceptions, the Company is no longer subject to U.S. federal or state and local income tax examinations by taxing authorities for years before 2011.

12_Contingencies

(12) Contingencies	12 Months Ended
	Dec. 31, 2014
Notes
(12) Contingencies	(12)  Contingencies
	Various legal claims arise from time to time in the normal course of business which, in the opinion of management, will have no material effect on the Company's consolidated financial statements.

13_Related_Parties

(13) Related Parties	12 Months Ended
	Dec. 31, 2014
Notes
(13) Related Parties	(13)  Related Parties
	The Company makes loans to and accepts deposits from its executive officers and directors and their related entities.  The activity for the periods shown is as follows (in thousands):
		Year Ended December 31,
		2014	2013
	Loans at beginning of year	$32	149
	Additions	-	9
	Repayments	-26	-126
	Loans at end of year	$6	32
	Deposits at end of year	$112	123

14_Employee_Benefit_Plans

(14) Employee Benefit Plans	12 Months Ended
	Dec. 31, 2014
Notes
(14) Employee Benefit Plans	(14)  Employee Benefit Plans
	The Company has a 401(k) plan for its employees who meet certain age and length-of-service requirements. For the tax year 2014, eligible employees could contribute up to $17,500 of their compensation to the plan on a pre-tax basis. Employer matching contributions were made at 100 percent of the employee contribution up to five percent. Employer contributions to the 401(k) plan were approximately $103,000 and $105,000 for 2014 and 2013, respectively.

15_Employee_Stock_Ownership_Pl

(15) Employee Stock Ownership Plan ('esop')	12 Months Ended
	Dec. 31, 2014
Notes
(15) Employee Stock Ownership Plan ('esop')	(15)  Employee Stock Ownership Plan ("ESOP")
	Effective April 5, 2011, the Holding Company established an ESOP which acquired 8% of the total number of shares of common stock sold during the initial public offering.  A total of 98,756 shares were acquired in exchange for a $988,000 note payable to the Holding Company. The loan is being repaid principally by the Bank through contributions to the ESOP over a period of 10 years.  The note bears interest at a fixed rate of 4.25% and is payable in annual installments and is due in 2021.  The ESOP expense was $12,000 and $47,000 for the years ended December 31, 2014 and 2013, respectively.

16_2012_Equity_Incentive_Plan

(16) 2012 Equity Incentive Plan	12 Months Ended
	Dec. 31, 2014
Notes
(16) 2012 Equity Incentive Plan	(16)  2012 Equity Incentive Plan
	On May 23, 2012, the Company’s stockholders approved its 2012 Equity Incentive Plan. The Plan authorizes the grant of options or stock appreciation rights for up to 123,445 shares of the Holding Company's common stock. At December 31, 2014 and 2013, no stock appreciation rights had been granted.  The options granted have ten year terms and vest from one to five years.  A summary of the activity in the Company's stock options is as follows:
				Weighted-
			Weighted-	Average
			Average	Remaining	Aggregate
		Number of	Exercise	Contractual	Intrinsic
		Options	Price	Term	Value
	Outstanding at December 31, 2012	90,000	10.75
	Granted	7,000	16.75
	Forfeited	-9,500	10.75
	Outstanding at December 31, 2013	87,500	$11.23	9.03
	Granted	5,000	18.25
	Forfeited	-8,500	10.75
	Outstanding at December 31, 2014	84,000	$11.70	8.14
	Exercisable at December 31, 2014	10,000	$10.75	7.95	$72,500
	At December 31, 2014, there was approximately $150,000 of unrecognized compensation expense related to non-vested stock options granted under the Plan. The cost is expected to be recognized over a weighted average period of forty-six months.  The total fair value of shares vesting and recognized as compensation expense was $30,000 and $87,000 for the years ended December 31, 2014 and 2013, respectively.  The Company recognized a tax benefit of $17,000 and $24,000 for the years ended December 31, 2014 and 2013, respectively.
	The fair value of each option granted is estimated on the date of grant using the Black-Scholes option-pricing model with the following assumptions:
		2014	2013
	Risk-free interest rate	2.22%	2.06%
	Dividend yield	-	-
	Expected stock volatility	9.92%	21.38%
	Expected life in years	6.5	6.5
	Per share grant-date fair value of options issued
	during the year	$3.19	$4.51
	The Company examined its historical pattern of option exercises in an effort to determine if there were any pattern based on certain employee populations.  From this analysis, the Company could not identify any patterns in the exercise of options.  As such, the Company used the guidance issued by the Securities and Exchange Commission to determine the estimated life of options issued.  Expected volatility is based on historical volatility of Sunshine financial.  The risk-free rate for periods within the contractual life of the option is based on the U.S. Treasury yield curve in effect at the time of grant.  The dividend yield assumption is based on the Company's historical and expected dividend payments.
	The Company's 2012 Equity Incentive Plan also authorized the grant of up to 49,378 restricted common shares.  The restricted shares granted vest in five equal annual installments, with the first installment vesting one year after the date of grant. Restricted shares generally are forfeited if employment is terminated before the restriction period expires.  The record holder of the Company's restricted shares of common stock possesses all the rights of a holder of the Company common stock, including the right to receive dividends on and to vote the restricted shares. The restricted shares may not be sold, transferred, pledged, assigned, encumbered, or otherwise alienated or hypothecated until they become fully vested and transferable in accordance with the agreements. Compensation expense for restricted stock totaled $122,000 for 2014 and $24,000 for 2013. There was no associated income tax benefit recognized.
	A summary of the status of the Company's restricted stock and changes during the years then ended are presented below:
		Number of Shares	Weighted-Average Grant-Date Fair Value
	Outstanding at December 31, 2012	-	$-
	Issued	42,500	16.75
	Outstanding at December 31, 2013	42,500	16.75
	Issued	4,000	18.25
	Vested	-8,500	16.75
	Outstanding at December 31, 2014	38,000	$16.91
	Total unrecognized compensation cost related to these nonvested restricted stock amounted to approximately $615,000 at December 31, 2014.  This cost is expected to be recognized monthly over the related vesting period using the straight-line method through 2019.

17_Fair_Value_Measurements

(17) Fair Value Measurements	12 Months Ended
	Dec. 31, 2014
Notes
(17) Fair Value Measurements	(17)  Fair Value Measurements
	Impaired collateral-dependent loans are carried at fair value when the current collateral value is lower than the carrying value of the loan.  Those impaired collateral-dependent loans which are measured at fair value on a nonrecurring basis at December 31, 2014 and 2013 are as follows (in thousands):
			Quoted Prices
			In Active	Significant
			Markets for	Other	Significant		Losses
			Identical	Observable	Unobservable		Recorded
		Fair	Assets	Inputs	Inputs	Total	During the
		Value	Level 1	Level 2	Level 3	Losses	Year
	At December 31, 2014:
	One-to four-family	$2,875	-	-	2,875	206	61
	Home equity	285	-	-	285	32	1
	Total	$3,160	-	-	3,160	238	62
	At December 31, 2013:
	One-to four-family	$2,866	-	-	2,866	179	128
	Home equity	278	-	-	278	31	8
	Total	$3,144	-	-	3,144	210	136
	Foreclosed assets is recorded at fair value less estimated costs to sell.  Foreclosed assets which is measured at fair value on a nonrecurring basis at December 31, 2014 and 2013 is summarized below (in thousands):
			Quoted Prices
			In Active	Significant
			Markets for	Other	Significant		Losses
			Identical	Observable	Unobservable		Recorded
		Fair	Assets	Inputs	Inputs	Total	During the
		Value	(Level 1)	(Level 2)	(Level 3)	Losses	Year
	At December 31, 2014-
	Foreclosed assets	$   206	-	-	206	63	16
	At December 31, 2013-
	Foreclosed assets	$   724	-	-	724	44	22

18_Regulatory_Matters

(18) Regulatory Matters	12 Months Ended
	Dec. 31, 2014
Notes
(18) Regulatory Matters	(18)  Regulatory Matters
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's and the Bank's financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices.  The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts (set forth in the table below) of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined).  Management believes, as of December 31, 2014, that the Bank meets all capital adequacy requirements to which it is subject.
	As of December 31, 2014, the Bank was categorized as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized the Bank must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the following table.  There are no conditions or events since that notification that management believes have changed the Bank's category.
	The Bank's actual regulatory capital amounts and percentages at December 31, 2014 and 2013 are presented in the table (dollars in thousands):
						Minimum
						To Be Well
				Minimum		Capitalized Under
				For Capital Adequacy		Prompt and Corrective
		Actual		Purposes		Action Provisions
		Amount	%	Amount	%	Amount	%
	At December 31, 2014:
	Total Capital to Risk-
	Weighted Assets	$19,211	19.33%	$7,949	8.00%	$9,937	10.00%
	Tier I Capital to Risk-
	Weighted Assets	18,124	18.24	3,975	4	5,962	6
	Tier I Capital
	to Total Assets	18,124	12.21	5,936	4	7,420	5
	At December 31, 2013:
	Total Capital to Risk-
	Weighted Assets	$19,104	21.53%	$7,097	8.00%	$8,872	10.00%
	Tier I Capital to Risk-
	Weighted Assets	17,993	20.28	3,549	4	5,323	6
	Tier I Capital
	to Total Assets	17,993	12.67	5,681	4	7,102	5

19_Parent_Company_Only_Financi

(19) Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2014
Notes
(19) Parent Company Only Financial Information	(19)  Parent Company Only Financial Information
	The Holding Company's financial information follows (in thousands):
	Condensed Balance Sheets
		At December 31,
		]2014	]2013
	Assets
	Cash	$1,662	2,162
	Investment in subsidiary	20,670	20,540
	Loans	-	972
	Other assets	57	57
	Total assets	$22,389	23,731
	Liabilities and Stockholders' Equity
	Other liabilities	1	17
	Stockholders' equity	22,388	23,714
	Total liabilities and stockholders' equity	$22,389	23,731
	Condensed Statements of Operations
		Year Ended December 31,
		]2014	]2013
	Revenues	$71	47
	Expenses	-89	-136
	(Loss) before earnings (loss) of subsidiary	-18	-89
	Net earnings of subsidiary	57	443
	Earnings before income taxes benefit	39	354
	Income taxes benefit	-	-31
	Net income (loss)	$39	385
	Condensed Statements of Cash Flows
		Year Ended December 31,
		]2014	]2013
	Cash flows from operating activities:
	Net earnings	$39	385
	Adjustments to reconcile net earnings to net cash
	provided by operating activities:
	ESOP compensation expense	12	47
	Decrease in investment in subsidiary due to ESOP
	compensation	79	44
	Deferred income taxes	-	-31
	Decrease in other assets	-	119
	](Decrease) increase in other liabilities	-16	16
	Equity in undistributed earnings of subsidiary	-57	-443
	Net cash provided by operating activities	57	137
	Cash flows provided (used) in investing activity-
	Loan purchase, net of repayments	972	-972
	Cash flows from financing activity-
	Repurchase of common stock	-1,529	-1,764
	Net cash provided by financing activities	-1,529	-1,764
	Net decrease in cash	-500	-2,599
	Cash at beginning of the year	2,162	4,761
	Cash at end of year	$1,662	2,162
	Supplemental disclosure of cash flow information:
	Noncash transactions-
	Stock-based compensation expense of subsidiary	$152	111

1_Organization_and_Significant1

(1) Organization and Significant Accounting Policies: Business Description and Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2014
Policies
Business Description and Accounting Policies	Organization. Sunshine Financial, Inc. ("Sunshine Financial" or the "Holding Company"), a Maryland corporation, is the holding company for Sunshine Savings Bank (the "Bank") and owns all the outstanding common stock of the Bank.
	The Holding Company's only business is the operation of the Bank.  The Bank through its six banking offices provides a variety of retail community banking services to individuals and businesses primarily in Leon County, Florida. The Bank's deposits are insured up to the applicable limits by the Federal Deposit Insurance Corporation. The Bank's subsidiary is Sunshine Member Insurance Services, Inc. ("SMSI"), which was established to sell automobile warranty and credit life and disability insurance products associated with loan products. Collectively the entities are referred to as the "Company."
	The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America ("GAAP") and to prevailing practices within the banking industry.  The following summarizes the more significant of these policies and practices.
	Principles of Consolidation.  The consolidated financial statements include the accounts of Sunshine Financial and its wholly-owned subsidiaries.  All significant intercompany accounts and transactions have been eliminated in consolidation.
	Use of Estimates.  In preparing financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated balance sheet and reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and the valuation of foreclosed real estate and deferred tax assets.
	Cash and Cash Equivalents.  For purposes of the consolidated statements of cash flows, cash and cash equivalents include cash and balances due from banks and interest-bearing deposits with banks, all of which mature within ninety days.
	Banks are required to maintain cash reserves in the form of vault cash, in a noninterest-earning account with the Federal Reserve Bank or in noninterest-earning accounts with other qualified banks.  This requirement is based on the amount of the Bank's transaction deposit accounts.
	Securities.  Securities may be classified as either trading, held-to-maturity or available-for-sale. Trading securities are held principally for resale and recorded at their fair values.  Unrealized gains and losses on trading securities are included immediately in earnings.  Held-to-maturity securities are those which the Company has the positive intent and ability to hold to maturity and are reported at amortized cost.  Available-for-sale securities consist of securities not classified as trading securities nor as held to maturity securities.  Unrealized holding gains and losses on available-for-sale securities are excluded from earnings and reported in comprehensive income. Gains and losses on the sale of available for sale securities are recorded on the trade date and are determined using the specific identification method. Premiums and discounts on securities available for sale are recognized in interest income using the interest method over the period to maturity.
	Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation.  Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.
	Loans Held for Sale.  The Bank originates loans for sale in the secondary market.  These loans are carried at the lower of cost or estimated fair value in the aggregate.  At December 31, 2014 and 2013, there were $249,000 and $75,000, respectively, of loans held for sale.  Loans held for sale are included in loans on consolidated balance sheets.
	Loans.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay off are reported at their outstanding principal adjusted for any charge offs, the allowance for loan losses, and any deferred fees or costs on originated loans.
	Loan origination fees are deferred and certain direct origination costs are capitalized.  The net amount is recognized as an adjustment of the yield over the contractual life of the related loan.
	Loans, Continued. The accrual of interest on loans is discontinued at the time the loan is more than ninety-days delinquent unless the loan is well collateralized and in process of collection.  In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered unlikely.
	All interest accrued but not collected for loans placed on nonaccrual or charged-off is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and remain current for a period of six months.
	Allowance for Loan Losses.  The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.  Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed.  Subsequent recoveries, if any, are credited to the allowance. There were no changes in the Bank's accounting policies or methodology during the years ended December 31, 2014 or 2013.
	The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower's ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
	The allowance consists of specific and general components.  The specific component relates to loans that are classified as impaired.  For such loans, an allowance is established when the discounted cash flows, collateral value or observable market price of the impaired loan is lower than the carrying value of that loan.  The general component covers all other loans and is based on historical industry loss experience adjusted for qualitative factors.
	The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding two years. This is supplemented by the risks for each portfolio segment. Risk factors impacting loans in each of the portfolio segments include changes in lending policies and procedures, economic conditions, volume and nature of loans, lending management experience, volume of troubled loans, quality of loan review system, value of collateral-dependent loans, credit concentrations and competition and regulatory change. The historical experience is adjusted for qualitative factors such as economic conditions and other trends or uncertainties that could affect management's estimate of probable losses.
	Allowance for Loan Losses, Continued.  A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for residential mortgage loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.
	Income Taxes.  There are two components of income taxes: current and deferred.  Current income taxes reflect taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues.  The Company determines deferred income taxes using the liability (or balance sheet) method.  Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.  Deferred income tax expense results from changes in deferred tax assets and liabilities between periods.
	Deferred income taxes result from changes in deferred tax assets and liabilities between periods.  Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination.  The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any.  A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information.  The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management's judgment.  Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized. As of December 31, 2014, management is not aware of any uncertain tax positions that would have a material effect on the Company's consolidated financial statements.
	The Company files consolidated income tax returns.  Income taxes are allocated to the Holding Company and the Bank as if separate income tax returns were filed.  Interest and penalties on income taxes are recognized as a component of income taxes.
	Loan Servicing.  Servicing assets are recognized as separate assets when rights are retained or acquired through purchase or through sale of financial assets.  Capitalized servicing rights are amortized in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets.  Servicing assets are evaluated for impairment based upon the fair value of the rights compared to amortized cost.  Impairment is determined by stratifying rights by predominant characteristics, such as interest rates and terms.  Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions.  Impairment is recognized through a valuation allowance for an individual stratum, to the extent that fair value is less than the capitalized amount for the stratum.  At December 31, 2014 and 2013, the amount of loan servicing assets was immaterial.
	Premises and Equipment.  Land is stated at cost.  Buildings and improvements and furniture and equipment are stated at cost, less accumulated depreciation.  Depreciation expense is computed using the straight line method over the estimated useful lives of the assets.  Estimated useful lives for buildings and improvements range from ten to forty years; for furniture and fixtures from five to seven years.
	Foreclosed Real Estate.  Real estate acquired through, or in lieu of, loan foreclosure is held for sale and are initially recorded at fair value less costs to sell at the date of foreclosure, establishing a new cost basis.  After foreclosure, valuations are periodically performed by management and the real estate is carried at the lower of the new cost basis or fair value less costs to sell.  Revenue and expenses from operations are included in the consolidated statements of earnings.
	Off Balance Sheet Financial Instruments.  In the ordinary course of business the Company has entered into off balance sheet financial instruments consist of unused lines of credit.  Such financial instruments are recorded in the consolidated financial statements when they are funded.
	Transfer of Financial Assets.  Transfers of financial assets or a participating interest in an entire financial asset are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.  A participating interest is a portion of an entire financial asset that (1) conveys proportionate ownership rights with equal priority to each participating interest holder (2) involves no recourse (other than standard representations and warranties) to, or subordination by, any participating interest holder, and (3) does not entitle any participating interest holder to receive cash before any other participating interest holder.
	Fair Value Measurements.  Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The hierarchy describes three levels of inputs that may be used to measure fair value:
	Level 1: Observable inputs such as quoted prices (unadjusted) in active markets for identical assets or liabilities.
	Level 2: Inputs other than quoted prices that are observable for the asset or liability, either directly or indirectly. These include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities that are not active; and model-driven valuations whose inputs are observable or whose significant value drivers are observable. Valuations may be obtained from, or corroborated by, third-party pricing services.
	Level 3: Unobservable inputs to measure fair value of assets and liabilities for which there is little, if any market activity at the measurement date, using reasonable inputs and assumptions based upon the best information at the time, to the extent that inputs are available without undue cost and effort.
	The following describes valuation methodologies used for assets measured at fair value:
	Impaired Loans.  The Company's impaired loans are normally collateral dependent and, as such, are carried at the lower of the Company's net recorded investment in the loan or the estimated fair value of the collateral less estimated selling costs. Estimates of fair value are determined based on a variety of information, including the use of available appraisals, estimates of market value by licensed appraisers or local real estate brokers and the knowledge and experience of the Company's management related to values of properties in the Company's market areas. These officers take into consideration the type, location and occupancy of the property as well as current economic conditions in the area the property is located in assessing estimates of fair value. Accordingly, fair value estimates for impaired loans is classified as Level 3.
	Foreclosed Real Estate.  The Company's foreclosed real estate is recorded at fair value less estimated selling costs.  Estimates of fair values are determined based on a variety of information, including the use of available appraisals, estimates of market value by licensed appraisers or local real estate brokers and the knowledge and experience of the Company's management related to values of properties in the Company's market areas.  These officers taken into consideration the type, location and occupancy of the property as well as current economic conditions in the area the property is located in assessing estimates of fair value.  Accordingly, the fair values estimates for foreclosed real estate are classified as Level 3.
	Fair Values of Financial Instruments.  The following methods and assumptions were used by the Company in estimating fair values of financial instruments:
	Cash and Cash Equivalents.  The carrying amounts of cash and cash equivalents approximate their fair value.
	Securities Held to Maturity.  Fair values for securities are based on the framework for measuring fair value.
	Loans.  For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values are based on carrying values.  Fair values for fixed-rate mortgage and consumer loans are estimated using discounted cash flow analyses, using a third party, Risk Analytics pricing model. Fair values for impaired loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.
	Federal Home Loan Bank Stock.  Fair value of the Company's investment in Federal Home Loan Bank stock is its redemption value of $100 per share.
	Accrued Interest Receivable.  The carrying amounts of accrued interest approximate their fair values.
	Deposit Liabilities.  The fair values disclosed for demand, NOW, money-market and savings deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts).  Fair values for fixed-rate time deposits are estimated using the Company’s interest-rate risk management model, Risk Analytics.
	Off-Balance-Sheet Financial Instruments.  Fair values for off-balance-sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties' credit standing.  The fair value of these fees is not material.
	Recent Pronouncements.  In January 2014, the Financial Accounting Standards Board issued Accounting Standards Update (“ASU”) 2014-04, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure, which is intended to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. These amendments clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (a) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure; or (b) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required. The ASU is effective beginning January 1, 2015.  The adoption of ASU 2014-04 is not expected to impact the Company's consolidated financial statements.
	Recent Pronouncements. Continued.  In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers, which creates Topic 606 and supersedes Topic 605, Revenue Recognition. The core principle of Topic 606 is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In general, the ASU requires companies to use more judgment and make more estimates than under current guidance, including identifying performance obligations in the contract, estimating the amount of variable consideration to include in the transaction price and allocating the transaction price to each separate performance obligation. The ASU is effective for public entities for interim and annual periods beginning after December 15, 2016; early adoption is not permitted. For financial reporting purposes, the ASU allows for either full retrospective adoption, meaning the ASU is applied to all of the periods presented, or modified retrospective adoption, meaning the ASU is applied only to the most current period presented in the financial statements with the cumulative effect of initially applying the ASU recognized at the date of initial application. The Company is currently evaluating the provisions of ASU No. 2014-09 to determine the potential impact ASU No. 2014-09 will have on the Company's consolidated financial statements.
	In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures, which changes the accounting for repurchase-to-maturity transactions and repurchase financing arrangements. It also requires additional disclosures about repurchase agreements and other similar transactions. The ASU aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. Going forward, these transactions would all be accounted for as secured borrowings. The ASU also requires new and expanded disclosures. This ASU is effective for the first interim or annual period beginning after December 15, 2014. The adoption of ASU No. 2014-11 is not expected to have a material impact on the Company's consolidated financial statements.
	In January 2015, the FASB issued ASU No. 2015-1, Income Statement —Extraordinary and Unusual Items (Subtopic 225-20). The objective of this ASU is to simplify the income statement presentation requirements in Subtopic 225-20 by eliminating the concept of extraordinary items. Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. This ASU is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The Company does not expect this ASU to have a material impact on the Company's consolidated financial statements.
	Recent Regulatory Developments
	Basel III Rules.  On July 2, 2013, the Federal Reserve Board ("FRB") approved the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks. Under the final rules, minimum requirements will increase for both the quantity and quality of capital held by the Bank. The rules include a new common equity Tier I capital to risk-weighted assets ratio of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets. The final rules also raise the minimum ratio of Tier I capital to risk-weighted assets from 4.0% to 6.0% and require a minimum leverage ratio of 4.0%. The final rules also implement strict eligibility criteria for regulatory capital instruments. In July 2013, the Office of the Comptroller of the Currency (“OCC”) approved, as an interim final rule, the regulatory capital requirements for U.S. banks, following the actions of the FRB. The federal regulators rules are identical in substance to the final rules issued by the FRB.
	The phase-in period for the final rules began for the Company on January 1, 2015, with full compliance with all of the final rule's requirements phased in over a multi-year schedule. We do not expect the new Basel III Rules to have a material impact on the Company’s Consolidated Financial Statements.
	Reclassifications.  Certain amounts in the 2013 consolidated financial statements have been reclassified to conform with the 2014 presentation.

2_Earnings_Per_Share_Schedule_

(2) Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Earnings Per Share, Basic and Diluted
		2014			2013
			Weighted-	Per		Weighted-	Per
			Average	Share		Average	Share
		Earnings	Shares	Amount	Loss	Shares	Amount
	Year Ended December 31:
	Basic EPS:
	Net earnings (loss)	$39	1,038,015	$0.04	$385	1,147,610	$0.34
	Effect of dilutive securities-
	Incremental shares from assumed conversion
	of options (antidilutive in 2012)		31,172			17,467
	Diluted EPS:
	Net earnings (loss)	$39	1,069,187	$0.04	$385	1,165,077	$0.33

3_Securities_Held_To_Maturity_

(3) Securities Held To Maturity: Schedule of Held to Maturity Securities Amortized Cost, Gross Unrealized Gains and Losses and Fair Value (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Held to Maturity Securities Amortized Cost, Gross Unrealized Gains and Losses and Fair Value
	Management has classified all securities as held to maturity.  The carrying amount of securities and their fair values at the dates indicated are as follows (in thousands):
			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
		Cost	Gains	Losses	Value
	At December 31, 2014:
	Mortgage-backed securities	$1,580	72	-	1,652
	Collateralized mortgage obligations	24,455	65	-337	24,183
		$26,035	137	-337	25,835
	At December 31, 2013:
	Mortgage-backed securities	$2,167	88	-	2,255
	Collateralized mortgage obligations	24,457	34	-790	23,701
		$26,624	122	-790	25,956

3_Securities_Held_To_Maturity_1

(3) Securities Held To Maturity: Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value
	Securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position at the date indicated, are as follows (in thousands):
		Less than Twelve Months		Twelve Months or Longer
		Gross Unrealized Losses	Fair Value	Gross Unrealized Losses	Fair Value
	At December 31, 2014-
	Collateralized mortgage obligations	($27)	5,984	-310	11,283
	At December 31, 2013-
	Collateralized mortgage obligations	($481)	17,985	-309	4,315

4_Loans_Schedule_of_Accounts_N

(4) Loans: Schedule of Accounts, Notes, Loans and Financing Receivable (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Accounts, Notes, Loans and Financing Receivable
	The loan portfolio segments and classes at the dates indicated are as follows (in thousands):
		December 31,
		2014	2013
	Real estate mortgage loans:
	One-to-four family	$48,957	$50,629
	Lot loans	4,109	5,293
	Commercial real estate	29,803	18,189
	Construction	1,140	381
	Total real estate mortgage loans	84,009	74,492
	Commercial	656	296
	Consumer loans:
	Home equity	8,212	8,817
	Automobile	3,545	4,000
	Credit cards and unsecured	6,583	7,100
	Deposit account	534	622
	Other	973	1,202
	Total consumer loans	19,847	21,741
	Total loans	104,512	96,529
	Less:
	Loans in process	-526	318
	Deferred fees and discounts	-113	-74
	Allowance for losses	-1,087	-1,294
	Total loans, net	$102,786	$95,479

4_Loans_Allowance_for_Credit_L

(4) Loans: Allowance for Credit Losses on Financing Receivables (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Allowance for Credit Losses on Financing Receivables
	The activity in the allowance for loan losses for the periods shown was as follows (in thousands):
		Real Estate Loans					Consumer Loans
		One-to- Four Family	Lot Loans	Commercial Real Estate	Real Estate Constru- ction	Comm- ercial Loans	Home Equity	Auto- mobile	Credit Cards and Unsecured	Deposit Account	Other Consumer Loans	Un- allocated	Total
	Year Ended December 31, 2014:
	Beginning balance	$605	93	163	1	5	146	12	187	-	64	18	1,294
	Provision (credit) for loan loss	4	-17	43	1	5	-22	36	10	-	15	55	130
	Charge-offs	-169	-31	-	-	-	-10	-17	-173	-	-40	-	-440
	Recoveries	14	1	-	-	-	1		87	-	-	-	103
	Ending balance	$454	46	206	2	10	115	31	111	-	39	73	1,087
	Individually evaluated for impairment:
	Recorded investment	$3,297	-	-	-	-	289	-	14	-	-	-	3,600
	Balance in allowance for loan losses	$63	-	-	-	-	4	-	2	-	-	-	69
	Collectively evaluated for impairment:
	Recorded investment	$45,660	4,109	29,803	1,140	656	7,923	3,545	6,569	534	973	-	100,912
	Balance in allowance for loan losses	$391	46	206	2	10	111	31	109	-	39	73	1,018
	Year Ended December 31, 2013:
	Beginning balance	$690	88	78	-	-	343	9	231	-	94	-	1,533
	Provision (credit) for loan loss	144	37	85	1	5	-248	-	41	-	-6	18	77
	Charge-offs	-243	-32	-	-	-	-144	-1	-136	-	-24	-	-580
	Recoveries	14	-	-	-	-	195	4	51	-	-	-	264
	Ending balance	$605	93	163	1	5	146	12	187	-	64	18	1,294
	Individually evaluated for impairment:
	Recorded investment	$2,935	-	-	-	-	281	-	47	-	-	-	3,263
	Balance in allowance for loan losses	$68	-	-	-	-	3	-	3	-	-	-	74
	Collectively evaluated for impairment:
	Recorded investment	$47,694	5,293	18,189	381	296	8,536	4,000	7,053	622	1,202	-	93,266
	Balance in allowance for loan losses	$537	93	163	1	5	143	12	184	-	64	18	1,220

4_Loans_Financing_Receivable_C

(4) Loans: Financing Receivable Credit Quality Indicators (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Financing Receivable Credit Quality Indicators
	The following summarizes the loan credit quality at the dates indicated (in thousands):
	Credit Risk
	Profile by Internally	One-to- Four	Lot	Commercial Real	Constru-	Comme-	Home	Auto-	Credit Cards and	Deposit
	Assigned Grade:	Family	Loans	Estate	ction	rcial	Equity	mobile	Unsecured	Account	Other	Total
	At December 31, 2014:
	Grade:
	Pass	$44,305	4,031	29,803	1,140	656	7,726	3,526	6,563	534	938	99,222
	Special mention	375	34	-	-	-	57	14	7	-	12	499
	Substandard	4,277	44	-	-	-	429	5	13	-	23	4,791
	Total	$48,957	4,109	29,803	1,140	656	8,212	3.545	6,583	534	973	104,512
	At December 31, 2013:
	Grade:
	Pass	$46,775	5,293	18,189	381	296	8,464	3,958	7,029	622	1,008	92,015
	Special mention	483	-	-	-	-	75	4	13	-	28	603
	Substandard	3,371	-	-	-	-	278	38	58	-	166	3,911
	Total	$50,629	5,293	18,189	381	296	8,817	4	7,100	622	1,202	96,529

4_Loans_Past_Due_Financing_Rec

(4) Loans: Past Due Financing Receivables (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Past Due Financing Receivables
	Age analysis of past-due loans at the dates indicated is as follows (in thousands):
		Accruing Loans
				90 Days
		30-59	60-89	and	Total
		Days	Days	Greater	Past		Nonaccrual	Total
		Past Due	Past Due	Past Due	Due	Current	Loans	Loans
	At December 31,  2014:
	Real estate loans:
	One-to-four family	$417	90	-	507	46,709	1,741	48,957
	Lot loans	69	34	-	103	3,962	44	4,109
	Commercial	-	-	-	-	29,803	-	29,803
	Construction	-	-	-	-	1,140	-	1,140
	Commercial loans	-	-	-	-	656	-	656
	Consumer loans:
	Home equity	154	27	-	181	7,767	264	8,212
	Automobile	12	14	-	26	3,514	5	3,545
	Credit cards and unsecured	29	83	7	119	6,441	23	6,583
	Deposit account	5	-	-	5	529	-	534
	Other	83	12	-	95	855	23	973
	Total	$769	260	7	1,036	101,376	2,100	104,512
	At December 31,  2013:
	Real estate loans:
	One-to-four family	$912	494	-	1,406	48,226	997	50,629
	Lot loans	-	35	-	35	5,238	20	5,293
	Commercial	-	-	-	-	18,189	-	18,189
	Construction	-	-	-	-	381	-	381
	Commercial loans	-	-	-	-	296	-	296
	Consumer loans:
	Home equity	123	72	-	195	8,553	69	8,817
	Automobile	2	4	-	6	3,956	38	4,000
	Credit cards and unsecured	63	13	-	76	7,011	13	7,100
	Deposit account	-	-	-	-	622	-	622
	Other	130	29	-	159	877	166	1,202
	Total	$1,230	647	-	1,877	93,349	1,303	96,529

4_Loans_Impaired_Financing_Rec

(4) Loans: Impaired Financing Receivables (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Impaired Financing Receivables
		With No Related Allowance Recorded		With an Allowance Recorded			Total
		Recorded Investment	Unpaid Principal Balance	Recorded Investment	Unpaid Principal Balance	Related Allowance	Recorded Investment	Unpaid Principal Balance	Related Allowance
	At December 31, 2014:
	Real estate loans-
	One-to-four family	$2,069	2,196	1,228	1,244	63	3,297	3,440	63
	Consumer loans-
	Home equity	155	183	134	134	4	289	317	4
	Credit card and unsecured	-	-	14	14	2	14	14	2
		$2,224	2,379	1,376	1,392	69	3,600	3,771	69
	At December 31, 2013:
	Real estate loans-
	One-to-four family	$1,468	1,578	1,467	1,467	68	2,935	3,045	68
	Consumer loans-
	Home equity	236	265	45	45	3	281	310	3
	Credit card and unsecured	31	37	16	16	3	47	53	3
		$1,735	1,880	1,528	1,528	74	3,263	3,408	74

4_Loans_Schedule_of_Average_In

(4) Loans: Schedule of Average Investment, Interest Income Recognized and Received on Impaired Loans (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Average Investment, Interest Income Recognized and Received on Impaired Loans
	The average net investment in impaired loans and interest income recognized and received on impaired loans are as follows (in thousands):
		Average	Interest	Interest
		Recorded	Income	Income
		Investment	Recognized	Received
	For the Year Ended December 31, 2014:
	Real estate loans:
	One-to-four family	$2,797	64	72
	Consumer loans:
	Home equity	291	9	11
	Credit card and unsecured	15	2	2
	Total	$3,103	75	85
	For the Year Ended December 31, 2013:
	Real estate loans:
	One-to-four family	3,076	92	95
	Lot loans	18	-	-
	Consumer loans:
	Home equity	268	6	6
	Credit card and unsecured	36	1	1
	Total	$3,398	99	102

4_Loans_Troubled_Debt_Restruct

(4) Loans: Troubled Debt Restructurings on Financing Receivables (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Troubled Debt Restructurings on Financing Receivables
	TDRs entered into at the dates indicated are as follows (dollars in thousands):
		Outstanding Recorded Investment
		Number
		of	Pre-	Post-
		Contracts	Modification	Modification
	Year Ended December 31, 2014:
	Real estate mortgage loans-
	One-to-four family-
	Modified interest rates and principal balance	4	$1,084	$1,059
	Consumer loans-
	Credit card and unsecured-
	Modified interest rates	1	32	32
		5	$1,116	1,091
	Year Ended December 31, 2013:
	Real estate mortgage loans-
	One-to-four family-
	Modified interest rates	3	$952	952
	Consumer loans-
	Home equity-
	Modified interest rates	1	45	45
	Credit card and unsecured-
	Modified interest rates	1	17	17
		5	$1,014	1,014

5_Premises_and_Equipment_Sched

(5) Premises and Equipment: Schedule of Property Plant and Equipment (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Property Plant and Equipment
	Premises and equipment are summarized as follows (in thousands):
		At December 31,
		2014	2013
	Land	$1,138	1,125
	Buildings and improvements	5,590	5,574
	Furniture and equipment	4,388	4,233
	Total, at cost	11,116	10,932
	Less accumulated depreciation	6,209	5,825
	Premises and equipment, net	$4,907	5,107

5_Premises_and_Equipment_Sched1

(5) Premises and Equipment: Schedule of Future Minimum Rental Payments for Operating Leases (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Future Minimum Rental Payments for Operating Leases
	Year Ending
	December 31,	Amount
	2015	$192
	2016	195
	2017	134
	2018	91
	Thereafter	508
		$1,118

6_Foreclosed_Real_Estate_Sched

(6) Foreclosed Real Estate: Schedule of Foreclosed Real Estate Expenses (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Foreclosed Real Estate Expenses
		Year Ended December 31,
		2014	2013
	Write-down of foreclosed real estate	$41	29
	Operating expenses	23	181
		$64	210

7_Deposits_Schedule_of_Time_De

(7) Deposits: Schedule of Time Deposits (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Time Deposits
	Year Ending
	December 31,,	Amount
	2015	$19,308
	2016	4,118
	2017	1,542
	2018	939
	2019	828
		$26,735

9_Offbalancesheet_Financial_In1

(9) Off-balance-sheet Financial Instruments: Schedule of Line of Credit Facilities (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Line of Credit Facilities
		At December 31,
		]2014
	Unused lines of credit (rates range from
	4.19% to 15.45%)	$14,794

10_Fair_Value_of_Financial_Ins1

(10) Fair Value of Financial Instruments: Schedule of Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Fair Value of Financial Instruments
		At December 31, 2014		At December 31, 2013
		Carrying	Fair	Carrying	Fair
		Amount	Value	Amount	Value
	Financial assets:
	Cash and cash equivalents (Level 1)	$13,032	13,032	14,455	14,455
	Securities held to maturity (Level 2)	26,035	25,835	26,624	25,956
	Loans (Level 3)	102,786	103,152	95,479	95,617
	Federal Home Loan Bank stock (Level 3)	130	130	177	177
	Accrued interest receivable (Level 3)	350	350	311	311
	Financial liabilities:
	Deposits (Level 3)	127,905	125,524	122,060	118,443
	Off-balance-sheet financial instruments (Level 3))	-	-	-	-

11_Income_Taxes_Schedule_of_Co

(11) Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Components of Income Tax Expense (Benefit)
	The components of income taxes (benefit) for the years ended December 31, 2014 and 2013 are as follows (in thousands):
		Year Ended December 31,
		2014	2013
	Current:
	Federal	$-	25
	State	-	-
	Total current	-	25
	Deferred:
	Federal	-4	130
	State	-1	26
	Total deferred	-5	156
	Income taxes (benefit))	($5)	181

11_Income_Taxes_Schedule_of_Ef

(11) Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Effective Income Tax Rate Reconciliation
	The reasons for the differences between the statutory Federal income tax rate and the effective tax rate at the dates indicated are as follows (dollars in thousands):
		Year Ended December 31,
		2014		2013
			% of		% of
			Pretax		Pretax
		Amount	Earnings	Amount	Loss
	Income taxes (benefit) at Federal
	statutory rate	$12	34.00%	$193	34.00%
	Increase in income tax benefit resulting from-
	State taxes, net of Federal tax	-1	-3	17	]3.0
	Other	-16	-16.3	-29	-5
	Total	($5)	-14.70%	$181	32.00%

11_Income_Taxes_Schedule_of_De

(11) Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Deferred Tax Assets and Liabilities
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at the dates indicated are presented below (in thousands):
		At December 31,
		2014	2013
	Deferred tax assets:
	Allowance for loan losses	$409	487
	Net operating loss carryforwards	1,523	1,556
	Other	92	83
	Nonaccrual interest	412	426
	Foreclosed property expenses	15	15
	Premises and equipment	73	38
	Stock option expense	108	42
	Total deferred tax assets	2,632	2,647
	Deferred tax liabilities:
	Mortgage service rights	-71	-91
	Total deferred tax liabilities	-71	-91
	Net deferred tax asset	$2,561	2,556

13_Related_Parties_Schedule_of

(13) Related Parties: Schedule of Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Related Party Transactions
		Year Ended December 31,
		2014	2013
	Loans at beginning of year	$32	149
	Additions	-	9
	Repayments	-26	-126
	Loans at end of year	$6	32
	Deposits at end of year	$112	123

16_2012_Equity_Incentive_Plan_

(16) 2012 Equity Incentive Plan: Schedule of Equity Incentive Plan (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Equity Incentive Plan
	On May 23, 2012, the Company’s stockholders approved its 2012 Equity Incentive Plan. The Plan authorizes the grant of options or stock appreciation rights for up to 123,445 shares of the Holding Company's common stock. At December 31, 2014 and 2013, no stock appreciation rights had been granted.  The options granted have ten year terms and vest from one to five years.  A summary of the activity in the Company's stock options is as follows:
				Weighted-
			Weighted-	Average
			Average	Remaining	Aggregate
		Number of	Exercise	Contractual	Intrinsic
		Options	Price	Term	Value
	Outstanding at December 31, 2012	90,000	10.75
	Granted	7,000	16.75
	Forfeited	-9,500	10.75
	Outstanding at December 31, 2013	87,500	$11.23	9.03
	Granted	5,000	18.25
	Forfeited	-8,500	10.75
	Outstanding at December 31, 2014	84,000	$11.70	8.14
	Exercisable at December 31, 2014	10,000	$10.75	7.95	$72,500

16_2012_Equity_Incentive_Plan_1

(16) 2012 Equity Incentive Plan: Schedule of Fair Value Assumptions of Options Granted (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Fair Value Assumptions of Options Granted
	The fair value of each option granted is estimated on the date of grant using the Black-Scholes option-pricing model with the following assumptions:
		2014	2013
	Risk-free interest rate	2.22%	2.06%
	Dividend yield	-	-
	Expected stock volatility	9.92%	21.38%
	Expected life in years	6.5	6.5
	Per share grant-date fair value of options issued
	during the year	$3.19	$4.51

16_2012_Equity_Incentive_Plan_2

(16) 2012 Equity Incentive Plan: Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity
	A summary of the status of the Company's restricted stock and changes during the years then ended are presented below:
		Number of Shares	Weighted-Average Grant-Date Fair Value
	Outstanding at December 31, 2012	-	$-
	Issued	42,500	16.75
	Outstanding at December 31, 2013	42,500	16.75
	Issued	4,000	18.25
	Vested	-8,500	16.75
	Outstanding at December 31, 2014	38,000	$16.91

17_Fair_Value_Measurements_Fai

(17) Fair Value Measurements: Fair Value Measurements, Nonrecurring (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Fair Value Measurements, Nonrecurring
	Impaired collateral-dependent loans are carried at fair value when the current collateral value is lower than the carrying value of the loan.  Those impaired collateral-dependent loans which are measured at fair value on a nonrecurring basis at December 31, 2014 and 2013 are as follows (in thousands):
			Quoted Prices
			In Active	Significant
			Markets for	Other	Significant		Losses
			Identical	Observable	Unobservable		Recorded
		Fair	Assets	Inputs	Inputs	Total	During the
		Value	Level 1	Level 2	Level 3	Losses	Year
	At December 31, 2014:
	One-to four-family	$2,875	-	-	2,875	206	61
	Home equity	285	-	-	285	32	1
	Total	$3,160	-	-	3,160	238	62
	At December 31, 2013:
	One-to four-family	$2,866	-	-	2,866	179	128
	Home equity	278	-	-	278	31	8
	Total	$3,144	-	-	3,144	210	136

17_Fair_Value_Measurements_Sch

(17) Fair Value Measurements: Schedule of Fair Value of Foreclosed Assets (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Fair Value of Foreclosed Assets
			Quoted Prices
			In Active	Significant
			Markets for	Other	Significant		Losses
			Identical	Observable	Unobservable		Recorded
		Fair	Assets	Inputs	Inputs	Total	During the
		Value	(Level 1)	(Level 2)	(Level 3)	Losses	Year
	At December 31, 2014-
	Foreclosed assets	$   206	-	-	206	63	16
	At December 31, 2013-
	Foreclosed assets	$   724	-	-	724	44	22

18_Regulatory_Matters_Schedule

(18) Regulatory Matters: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
						Minimum
						To Be Well
				Minimum		Capitalized Under
				For Capital Adequacy		Prompt and Corrective
		Actual		Purposes		Action Provisions
		Amount	%	Amount	%	Amount	%
	At December 31, 2014:
	Total Capital to Risk-
	Weighted Assets	$19,211	19.33%	$7,949	8.00%	$9,937	10.00%
	Tier I Capital to Risk-
	Weighted Assets	18,124	18.24	3,975	4	5,962	6
	Tier I Capital
	to Total Assets	18,124	12.21	5,936	4	7,420	5
	At December 31, 2013:
	Total Capital to Risk-
	Weighted Assets	$19,104	21.53%	$7,097	8.00%	$8,872	10.00%
	Tier I Capital to Risk-
	Weighted Assets	17,993	20.28	3,549	4	5,323	6
	Tier I Capital
	to Total Assets	17,993	12.67	5,681	4	7,102	5

19_Parent_Company_Only_Financi1

(19) Parent Company Only Financial Information: Schedule of Condensed Balance Sheet (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Condensed Balance Sheet
	Condensed Balance Sheets
		At December 31,
		]2014	]2013
	Assets
	Cash	$1,662	2,162
	Investment in subsidiary	20,670	20,540
	Loans	-	972
	Other assets	57	57
	Total assets	$22,389	23,731
	Liabilities and Stockholders' Equity
	Other liabilities	1	17
	Stockholders' equity	22,388	23,714
	Total liabilities and stockholders' equity	$22,389	23,731

19_Parent_Company_Only_Financi2

(19) Parent Company Only Financial Information: Schedule of Condensed Income Statement (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Condensed Income Statement
	Condensed Statements of Operations
		Year Ended December 31,
		]2014	]2013
	Revenues	$71	47
	Expenses	-89	-136
	(Loss) before earnings (loss) of subsidiary	-18	-89
	Net earnings of subsidiary	57	443
	Earnings before income taxes benefit	39	354
	Income taxes benefit	-	-31
	Net income (loss)	$39	385

19_Parent_Company_Only_Financi3

(19) Parent Company Only Financial Information: Schedule of Condensed Cash Flow Statement (Tables)	12 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Condensed Cash Flow Statement
	Condensed Statements of Cash Flows
		Year Ended December 31,
		]2014	]2013
	Cash flows from operating activities:
	Net earnings	$39	385
	Adjustments to reconcile net earnings to net cash
	provided by operating activities:
	ESOP compensation expense	12	47
	Decrease in investment in subsidiary due to ESOP
	compensation	79	44
	Deferred income taxes	-	-31
	Decrease in other assets	-	119
	](Decrease) increase in other liabilities	-16	16
	Equity in undistributed earnings of subsidiary	-57	-443
	Net cash provided by operating activities	57	137
	Cash flows provided (used) in investing activity-
	Loan purchase, net of repayments	972	-972
	Cash flows from financing activity-
	Repurchase of common stock	-1,529	-1,764
	Net cash provided by financing activities	-1,529	-1,764
	Net decrease in cash	-500	-2,599
	Cash at beginning of the year	2,162	4,761
	Cash at end of year	$1,662	2,162
	Supplemental disclosure of cash flow information:
	Noncash transactions-
	Stock-based compensation expense of subsidiary	$152	111

2_Earnings_Per_Share_Schedule_1

(2) Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Basic Earnings Per Share | Net earnings (loss)
Net earnings (loss)	$39	$385
Weighted Average Number of Shares Outstanding, Basic and Diluted	1,038,015	1,147,610
Earnings Per Share, Basic and Diluted	$0.04	$0.34
Effect of dilutive securities | Incremental shares from assumed conversion of options (antidulitive in 2012)
Weighted Average Number of Shares Outstanding, Basic and Diluted	31,172	17,467
Diluted Earnings Per Share | Net earnings (loss)
Net earnings (loss)	$39	$385
Weighted Average Number of Shares Outstanding, Basic and Diluted	1,069,187	1,165,077
Earnings Per Share, Basic and Diluted	$0.04	$0.33

3_Securities_Held_To_Maturity_2

(3) Securities Held To Maturity: Schedule of Held to Maturity Securities Amortized Cost, Gross Unrealized Gains and Losses and Fair Value (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities held to maturity (fair value of $15,658 and $10,088)	$25,835	$25,956
Collateralized Mortgage Backed Securities
Held to Maturity Securities Amortized Cost	1,580	2,167
Held to Maturity Securities Gross Unrealized Gains	72	88
Securities held to maturity (fair value of $15,658 and $10,088)	1,652	2,255
Collateralized Mortgage Obligations
Held to Maturity Securities Amortized Cost	24,455	24,457
Held to Maturity Securities Gross Unrealized Gains	65	34
Held to Maturity Securities Gross Unrealized Losses	-337	-790
Securities held to maturity (fair value of $15,658 and $10,088)	24,183	23,701
Held-to-maturity Securities
Held to Maturity Securities Amortized Cost	26,035	26,624
Held to Maturity Securities Gross Unrealized Gains	137	122
Held to Maturity Securities Gross Unrealized Losses	-337	-790
Securities held to maturity (fair value of $15,658 and $10,088)	$25,835	$25,956

3_Securities_Held_To_Maturity_3

(3) Securities Held To Maturity: Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value (Details) (Collateralized Mortgage Obligations, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Collateralized Mortgage Obligations
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	($27)	($481)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	5,984	17,985
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	-310	-309
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$11,283	$4,315

4_Loans_Schedule_of_Accounts_N1

(4) Loans: Schedule of Accounts, Notes, Loans and Financing Receivable (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans, gross
Financing Receivable	$104,512	$96,529
Loans in process
Financing Receivable	-526	318
Deferred fees and discounts
Financing Receivable	-113	-74
Allowance for loan losses
Financing Receivable	-1,087	-1,294
Loans, net
Financing Receivable	102,786	95,479
Mortgage Loans on Real Estate | One- to Four-Family
Financing Receivable	48,957	50,629
Mortgage Loans on Real Estate | Real Estate Lot Loans
Financing Receivable	4,109	5,293
Mortgage Loans on Real Estate | Commercial Real Estate
Financing Receivable	29,803	18,189
Mortgage Loans on Real Estate | Construction Loans
Financing Receivable	1,140	381
Mortgage Loans on Real Estate | Total Real Estate Loans
Financing Receivable	84,009	74,492
Mortgage Loans on Real Estate | Commercial Loan
Financing Receivable	656	296
Consumer Loans | Home Equity Line of Credit
Financing Receivable	8,212	8,817
Consumer Loans | Consumer Loans Auto Financing Receivable
Financing Receivable	3,545	4,000
Consumer Loans | Consumer Credit Card Financing Receivable
Financing Receivable	6,583	7,100
Consumer Loans | Deposit Accounts
Financing Receivable	534	622
Consumer Loans | Consumer Other Financing Receivable
Financing Receivable	973	1,202
Consumer Loans | Total Consumer Loans
Financing Receivable	$19,847	$21,741

4_Loans_Allowance_for_Credit_L1

(4) Loans: Allowance for Credit Losses on Financing Receivables (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
One- to Four-Family
Provision for Doubtful Accounts	$4	$144
Allowance for Doubtful Accounts Receivable, Write-offs	-169	-243
Allowance for Doubtful Accounts Receivable, Recoveries	14	14
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	3,297	2,935
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	45,660	47,694
One- to Four-Family | Beginning balance
Allowance For Doubtful Accounts Receivable	605	690
One- to Four-Family | Ending balance
Allowance For Doubtful Accounts Receivable	454	605
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	63	68
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	391	537
Real Estate Lot Loans
Provision for Doubtful Accounts	-17	37
Allowance for Doubtful Accounts Receivable, Write-offs	-31	-32
Allowance for Doubtful Accounts Receivable, Recoveries	1
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	4,109	5,293
Real Estate Lot Loans | Beginning balance
Allowance For Doubtful Accounts Receivable	93	88
Real Estate Lot Loans | Ending balance
Allowance For Doubtful Accounts Receivable	46	93
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	46	93
Commercial Real Estate
Provision for Doubtful Accounts	43	85
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	29,803	18,189
Commercial Real Estate | Beginning balance
Allowance For Doubtful Accounts Receivable	163	78
Commercial Real Estate | Ending balance
Allowance For Doubtful Accounts Receivable	206	163
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	206	163
Construction Loans
Provision for Doubtful Accounts	1	1
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,140	381
Construction Loans | Beginning balance
Allowance For Doubtful Accounts Receivable	1
Construction Loans | Ending balance
Allowance For Doubtful Accounts Receivable	2	1
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2	1
Commercial Loan
Provision for Doubtful Accounts	5	5
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	656	296
Commercial Loan | Beginning balance
Allowance For Doubtful Accounts Receivable	5
Commercial Loan | Ending balance
Allowance For Doubtful Accounts Receivable	10	5
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	10	5
Home Equity Line of Credit
Provision for Doubtful Accounts	-22	-248
Allowance for Doubtful Accounts Receivable, Write-offs	-10	-144
Allowance for Doubtful Accounts Receivable, Recoveries	1	195
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	289	281
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	7,923	8,536
Home Equity Line of Credit | Beginning balance
Allowance For Doubtful Accounts Receivable	146	343
Home Equity Line of Credit | Ending balance
Allowance For Doubtful Accounts Receivable	115	146
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	4	3
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	111	143
Consumer Loans Auto Financing Receivable
Provision for Doubtful Accounts	36
Allowance for Doubtful Accounts Receivable, Write-offs	-17	-1
Allowance for Doubtful Accounts Receivable, Recoveries		4
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,545	4,000
Consumer Loans Auto Financing Receivable | Beginning balance
Allowance For Doubtful Accounts Receivable	12	9
Consumer Loans Auto Financing Receivable | Ending balance
Allowance For Doubtful Accounts Receivable	31	12
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	31	12
Consumer Credit Card Financing Receivable
Provision for Doubtful Accounts	10	41
Allowance for Doubtful Accounts Receivable, Write-offs	-173	-136
Allowance for Doubtful Accounts Receivable, Recoveries	87	51
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	14	47
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	6,569	7,053
Consumer Credit Card Financing Receivable | Beginning balance
Allowance For Doubtful Accounts Receivable	187	231
Consumer Credit Card Financing Receivable | Ending balance
Allowance For Doubtful Accounts Receivable	111	187
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	2	3
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	109	184
Deposit Accounts
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	534	622
Consumer Other Financing Receivable
Provision for Doubtful Accounts	15	-6
Allowance for Doubtful Accounts Receivable, Write-offs	-40	-24
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	973	1,202
Consumer Other Financing Receivable | Beginning balance
Allowance For Doubtful Accounts Receivable	64	94
Consumer Other Financing Receivable | Ending balance
Allowance For Doubtful Accounts Receivable	39	64
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	39	64
Unallocated Financing Receivables
Provision for Doubtful Accounts	55	18
Unallocated Financing Receivables | Beginning balance
Allowance For Doubtful Accounts Receivable	18
Unallocated Financing Receivables | Ending balance
Allowance For Doubtful Accounts Receivable	73	18
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	73	18
Total Loans
Provision for Doubtful Accounts	130	77
Allowance for Doubtful Accounts Receivable, Write-offs	-440	-580
Allowance for Doubtful Accounts Receivable, Recoveries	103	264
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	3,600	3,263
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	100,912	93,266
Total Loans | Beginning balance
Allowance For Doubtful Accounts Receivable	1,294	1,533
Total Loans | Ending balance
Allowance For Doubtful Accounts Receivable	1,087	1,294
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	69	74
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	$1,018	$1,220

4_Loans_Financing_Receivable_C1

(4) Loans: Financing Receivable Credit Quality Indicators (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Total Loans | Pass
Credit Risk by Internally Assigned Grade	$99,222,000	$92,015,000
Total Loans | Special Mention
Credit Risk by Internally Assigned Grade	499,000	603,000
Total Loans | Substandard
Credit Risk by Internally Assigned Grade	4,791,000	3,911,000
Total Loans | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	104,512,000	96,529,000
Mortgage Loans on Real Estate | One- to Four-Family | Pass
Credit Risk by Internally Assigned Grade	44,305,000	46,775,000
Mortgage Loans on Real Estate | One- to Four-Family | Special Mention
Credit Risk by Internally Assigned Grade	375,000	483,000
Mortgage Loans on Real Estate | One- to Four-Family | Substandard
Credit Risk by Internally Assigned Grade	4,277,000	3,371,000
Mortgage Loans on Real Estate | One- to Four-Family | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	48,957,000	50,629,000
Mortgage Loans on Real Estate | Real Estate Lot Loans | Pass
Credit Risk by Internally Assigned Grade	4,031,000	5,293,000
Mortgage Loans on Real Estate | Real Estate Lot Loans | Special Mention
Credit Risk by Internally Assigned Grade	34,000
Mortgage Loans on Real Estate | Real Estate Lot Loans | Substandard
Credit Risk by Internally Assigned Grade	44,000
Mortgage Loans on Real Estate | Real Estate Lot Loans | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	4,109,000	5,293,000
Mortgage Loans on Real Estate | Commercial Real Estate | Pass
Credit Risk by Internally Assigned Grade	29,803,000	18,189,000
Mortgage Loans on Real Estate | Commercial Real Estate | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	29,803,000	18,189,000
Mortgage Loans on Real Estate | Construction Loans | Pass
Credit Risk by Internally Assigned Grade	1,140,000	381,000
Mortgage Loans on Real Estate | Construction Loans | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	1,140,000	381,000
Mortgage Loans on Real Estate | Commercial Loan | Pass
Credit Risk by Internally Assigned Grade	656,000	296,000
Mortgage Loans on Real Estate | Commercial Loan | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	656,000	296,000
Consumer Loans | Home Equity Line of Credit | Pass
Credit Risk by Internally Assigned Grade	7,726,000	8,464,000
Consumer Loans | Home Equity Line of Credit | Special Mention
Credit Risk by Internally Assigned Grade	57,000	75,000
Consumer Loans | Home Equity Line of Credit | Substandard
Credit Risk by Internally Assigned Grade	429,000	278,000
Consumer Loans | Home Equity Line of Credit | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	8,212,000	8,817,000
Consumer Loans | Consumer Loans Auto Financing Receivable | Pass
Credit Risk by Internally Assigned Grade	3,526,000	3,958,000
Consumer Loans | Consumer Loans Auto Financing Receivable | Special Mention
Credit Risk by Internally Assigned Grade	14,000	4,000
Consumer Loans | Consumer Loans Auto Financing Receivable | Substandard
Credit Risk by Internally Assigned Grade	5,000	38,000
Consumer Loans | Consumer Loans Auto Financing Receivable | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	3,545	4,000
Consumer Loans | Consumer Credit Card Financing Receivable | Pass
Credit Risk by Internally Assigned Grade	6,563,000	7,029,000
Consumer Loans | Consumer Credit Card Financing Receivable | Special Mention
Credit Risk by Internally Assigned Grade	7,000	13,000
Consumer Loans | Consumer Credit Card Financing Receivable | Substandard
Credit Risk by Internally Assigned Grade	13,000	58,000
Consumer Loans | Consumer Credit Card Financing Receivable | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	6,583,000	7,100,000
Consumer Loans | Deposit Accounts | Pass
Credit Risk by Internally Assigned Grade	534,000	622,000
Consumer Loans | Deposit Accounts | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	534,000	622,000
Consumer Loans | Consumer Other Financing Receivable | Pass
Credit Risk by Internally Assigned Grade	938,000	1,008,000
Consumer Loans | Consumer Other Financing Receivable | Special Mention
Credit Risk by Internally Assigned Grade	12,000	28,000
Consumer Loans | Consumer Other Financing Receivable | Substandard
Credit Risk by Internally Assigned Grade	23,000	166,000
Consumer Loans | Consumer Other Financing Receivable | Unlikely to be Collected Financing Receivable
Credit Risk by Internally Assigned Grade	$973,000	$1,202,000

4_Loans_Past_Due_Financing_Rec1

(4) Loans: Past Due Financing Receivables (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Loans
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due		$1,230
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due		647
Financing Receivable, Recorded Investment, Past Due		1,877
Financing Receivable, Recorded Investment, Current		93,349
Financing Receivable, Recorded Investment, Nonaccrual Status		1,303
LoansReceivableGross		96,529
Mortgage Loans on Real Estate | One- to Four-Family
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	417	912
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	90	494
Financing Receivable, Recorded Investment, Past Due	507	1,406
Financing Receivable, Recorded Investment, Current	46,709	48,226
Financing Receivable, Recorded Investment, Nonaccrual Status	1,741	997
LoansReceivableGross	48,957	50,629
Mortgage Loans on Real Estate | Real Estate Lot Loans
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	69
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	34	35
Financing Receivable, Recorded Investment, Past Due	103	35
Financing Receivable, Recorded Investment, Current	3,962	5,238
Financing Receivable, Recorded Investment, Nonaccrual Status	44	20
LoansReceivableGross	4,109	5,293
Mortgage Loans on Real Estate | Commercial Real Estate
Financing Receivable, Recorded Investment, Current	29,803	18,189
LoansReceivableGross	29,803	18,189
Mortgage Loans on Real Estate | Construction Loans
Financing Receivable, Recorded Investment, Current	1,140	381
LoansReceivableGross	1,140	381
Mortgage Loans on Real Estate | Commercial Loan
Financing Receivable, Recorded Investment, Current	656	296
LoansReceivableGross	656	296
Consumer Loans | Home Equity Line of Credit
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	154	123
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	27	72
Financing Receivable, Recorded Investment, Past Due	181	195
Financing Receivable, Recorded Investment, Current	7,767	8,553
Financing Receivable, Recorded Investment, Nonaccrual Status	264	69
LoansReceivableGross	8,212	8,817
Consumer Loans | Consumer Loans Auto Financing Receivable
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	12	2
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	14	4
Financing Receivable, Recorded Investment, Past Due	26	6
Financing Receivable, Recorded Investment, Current	3,514	3,956
Financing Receivable, Recorded Investment, Nonaccrual Status	5	38
LoansReceivableGross	3,545	4,000
Consumer Loans | Consumer Credit Card Financing Receivable
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	29	63
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	83	13
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	7
Financing Receivable, Recorded Investment, Past Due	119	76
Financing Receivable, Recorded Investment, Current	6,441	7,011
Financing Receivable, Recorded Investment, Nonaccrual Status	23	13
LoansReceivableGross	6,583	7,100
Consumer Loans | Deposit Accounts
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	5
Financing Receivable, Recorded Investment, Past Due	5
Financing Receivable, Recorded Investment, Current	529	622
LoansReceivableGross	534	622
Consumer Loans | Consumer Other Financing Receivable
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	83	130
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	12	29
Financing Receivable, Recorded Investment, Past Due	95	159
Financing Receivable, Recorded Investment, Current	855	877
Financing Receivable, Recorded Investment, Nonaccrual Status	23	166
LoansReceivableGross	973	1,202
Consumer Loans | Total Loans
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	769
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	260
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	7
Financing Receivable, Recorded Investment, Past Due	1,036
Financing Receivable, Recorded Investment, Current	101,376
Financing Receivable, Recorded Investment, Nonaccrual Status	2,100
LoansReceivableGross	$104,512

4_Loans_Impaired_Financing_Rec1

(4) Loans: Impaired Financing Receivables (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Loans
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$2,224	$1,735
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,379	1,880
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,376	1,528
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,392	1,528
Impaired Financing Receivable With Related Allowance Related Allowance	69	74
Impaired Financing Receivable, Recorded Investment	3,600	3,263
Impaired Financing Receivable, Unpaid Principal Balance	3,771	3,408
Impaired Financing Receivable, Related Allowance	69	74
Mortgage Loans on Real Estate | One- to Four-Family
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,069	1,468
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,196	1,578
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,228	1,467
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,244	1,467
Impaired Financing Receivable With Related Allowance Related Allowance	63	68
Impaired Financing Receivable, Recorded Investment	3,297	2,935
Impaired Financing Receivable, Unpaid Principal Balance	3,440	3,045
Impaired Financing Receivable, Related Allowance	63	68
Consumer Loans | Home Equity Line of Credit
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	155	236
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	183	265
Impaired Financing Receivable, with Related Allowance, Recorded Investment	134	45
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	134	45
Impaired Financing Receivable With Related Allowance Related Allowance	4	3
Impaired Financing Receivable, Recorded Investment	289	281
Impaired Financing Receivable, Unpaid Principal Balance	317	310
Impaired Financing Receivable, Related Allowance	4	3
Consumer Loans | Consumer Credit Card Financing Receivable
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		31
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		37
Impaired Financing Receivable, with Related Allowance, Recorded Investment	14	16
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	14	16
Impaired Financing Receivable With Related Allowance Related Allowance	2	3
Impaired Financing Receivable, Recorded Investment	14	47
Impaired Financing Receivable, Unpaid Principal Balance	14	53
Impaired Financing Receivable, Related Allowance	$2	$3

4_Loans_Schedule_of_Average_In1

(4) Loans: Schedule of Average Investment, Interest Income Recognized and Received on Impaired Loans (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Total Loans
Impaired Financing Receivable, Average Recorded Investment	$3,103	$3,398
Impaired Financing Receivable Interest Income Recognized	75	99
Impaired Financing Receivable Interest Income Received	85	102
Mortgage Loans on Real Estate | One- to Four-Family
Impaired Financing Receivable, Average Recorded Investment	2,797	3,076
Impaired Financing Receivable Interest Income Recognized	64	92
Impaired Financing Receivable Interest Income Received	72	95
Mortgage Loans on Real Estate | Real Estate Lot Loans
Impaired Financing Receivable, Average Recorded Investment		18
Consumer Loans | Home Equity Line of Credit
Impaired Financing Receivable, Average Recorded Investment	291	268
Impaired Financing Receivable Interest Income Recognized	9	6
Impaired Financing Receivable Interest Income Received	11	6
Consumer Loans | Consumer Credit Card Financing Receivable
Impaired Financing Receivable, Average Recorded Investment	15	36
Impaired Financing Receivable Interest Income Recognized	2	1
Impaired Financing Receivable Interest Income Received	$2	$1

4_Loans_Troubled_Debt_Restruct1

(4) Loans: Troubled Debt Restructurings on Financing Receivables (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Total Modified Loans
Financing Receivable, Modifications, Number of Contracts	5	5
Financing Receivable, Modifications, Pre-Modification Recorded Investment	$1,116	$1,014
Financing Receivable, Modifications, Post-Modification Recorded Investment	1,091	1,014
Mortgage Loans on Real Estate | One- to Four-Family | Modified interest rates
Financing Receivable, Modifications, Number of Contracts	4	3
Financing Receivable, Modifications, Pre-Modification Recorded Investment	1,084	952
Financing Receivable, Modifications, Post-Modification Recorded Investment	1,059	952
Consumer Loans | Consumer Credit Card Financing Receivable | Modified interest rates
Financing Receivable, Modifications, Number of Contracts	1	1
Financing Receivable, Modifications, Pre-Modification Recorded Investment	32	17
Financing Receivable, Modifications, Post-Modification Recorded Investment	32	17
Consumer Loans | Home Equity Line of Credit | Modified interest rates
Financing Receivable, Modifications, Number of Contracts		1
Financing Receivable, Modifications, Pre-Modification Recorded Investment		45
Financing Receivable, Modifications, Post-Modification Recorded Investment		$45

5_Premises_and_Equipment_Sched2

(5) Premises and Equipment: Schedule of Property Plant and Equipment (Details) (Property, Plant and Equipment, USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Property, Plant and Equipment
Buildings and Improvements, Gross	$5,590	$5,574
Furniture and Fixtures, Gross	4,388	4,233
Property, Plant and Equipment, Gross	11,116	10,932
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	6,209	5,825
Property, Plant, and Equipment, Owned, Net	$4,907	$5,107

5_Premises_and_Equipment_Sched3

(5) Premises and Equipment: Schedule of Future Minimum Rental Payments for Operating Leases (Details) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Details
Operating Leases, Future Minimum Payments Due, Next Twelve Months	$192
Operating Leases, Future Minimum Payments, Due in Rolling Year Two	195
Operating Leases, Future Minimum Payments, Due in Rolling Year Three	134
Operating Leases, Future Minimum Payments, Due in Rolling Year Four	91
Operating Leases, Future Minimum Payments, Due Thereafter	508
Operating Leases, Future Minimum Payments Due	$1,118

6_Foreclosed_Real_Estate_Sched1

(6) Foreclosed Real Estate: Schedule of Foreclosed Real Estate Expenses (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Details
Write-down of foreclosed real estate	$41	$29
Other Cost and Expense, Operating	23	181
Foreclosed Real Estate Expense	$64	$210

7_Deposits_Schedule_of_Time_De1

(7) Deposits: Schedule of Time Deposits (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Details
Time Deposit Maturities, Next Twelve Months	$19,308
Time Deposit Maturities, Year Two	4,118
Time Deposit Maturities, Year Three	1,542
Time Deposit Maturities, Year Four	939
Time Deposit Maturities, Year Five	828
Time deposits	$26,735	$28,571

8_Line_of_Credit_Federal_Funds

(8) Line of Credit: Federal Funds Unsecured Lines of Credit (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Correspondent Bank
Line of Credit Facility, Current Borrowing Capacity	$2,500
Line of Credit Facility, Average Outstanding Amount	0	0
Federal Home Loan Bank of Atlanta
Line of Credit Facility, Current Borrowing Capacity	15,100
Line of Credit Facility, Average Outstanding Amount	$0	$0

9_Offbalancesheet_Financial_In2

(9) Off-balance-sheet Financial Instruments: Schedule of Line of Credit Facilities (Details) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Details
Unused Commitments to Extend Credit	$14,794	[1]
[1]	Rates range from 4.19% to 15.45%.

10_Fair_Value_of_Financial_Ins2

(10) Fair Value of Financial Instruments: Schedule of Fair Value of Financial Instruments (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets | Fair Value, Inputs, Level 1 | Cash and Cash Equivalents
Financial Instruments Owned Carrying Amount	$13,032	$14,455
Financial Instruments, Owned, at Fair Value	13,032	14,455
Financial assets | Fair Value, Inputs, Level 2 | Held-to-maturity Securities
Financial Instruments Owned Carrying Amount	26,035	26,624
Financial Instruments, Owned, at Fair Value	25,835	25,956
Financial assets | Fair Value, Inputs, Level 3 | Loans
Financial Instruments Owned Carrying Amount	102,786	95,479
Financial Instruments, Owned, at Fair Value	103,152	95,617
Financial assets | Fair Value, Inputs, Level 3 | Investment in Federal Home Loan Bank Stock
Financial Instruments Owned Carrying Amount	130	177
Financial Instruments, Owned, at Fair Value	130	177
Financial assets | Fair Value, Inputs, Level 3 | Accrued interest receivable
Financial Instruments Owned Carrying Amount	350	311
Financial Instruments, Owned, at Fair Value	350	311
Financial liabilities | Fair Value, Inputs, Level 3 | Deposits
Financial Instruments Owned Carrying Amount	127,905	122,060
Financial Instruments, Owned, at Fair Value	$125,524	$118,443

11_Income_Taxes_Schedule_of_Co1

(11) Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Details
Current Federal Tax Expense (Benefit)		$25
Other Income Tax Expense (Benefit), Continuing Operations		25
Deferred Federal Income Tax Expense (Benefit)	-4	130
Deferred State and Local Income Tax Expense (Benefit)	-1	26
Deferred income taxes (benefit)	-5	156
Income tax benefit	($5)	$181

11_Income_Taxes_Schedule_of_Ef1

(11) Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Details
Income Tax Reconciliation, Income Tax Expense (Benefit), at Federal Statutory Income Tax Rate	$12	$193
Income Tax Reconciliataion Income Tax Expense Benefit At Federal Statutory Income Tax Rate Percentage	34.00%	34.00%
Increase in income tax benefit resulting from State taxes, net of Federal tax	-1	17
Increase in Income Tax Benefit Resulting from State Taxes Net of Federal Tax Percentage	-3.00%	0.00%
Effective Income Tax Rate Reconciliation, Other Adjustments, Amount	-16	-29
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent	-16.30%	-5.00%
Differences Between Statutory Federal Income Tax Rate and Effective Tax Rate	($5)	$181

11_Income_Taxes_Schedule_of_De1

(11) Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Details
Deferred Tax Assets, Valuation Allowance	$409	$487
Deferred Tax Assets, Operating Loss Carryforwards	1,523	1,556
Deferred Tax Assets, Other	92	83
Deferred Tax Assets Nonaccrual Interest	412	426
Deferred Tax Assets Foreclosed Property Expense	15	15
Deferred Tax Assets, Property, Plant and Equipment	73	38
Deferred Tax Assets Stock Option Expense	108	42
Deferred Tax Assets, Gross	2,632	2,647
Deferred Tax Liabilities, Mortgage Servicing Rights	-71	-91
Deferred Tax Liabilities, Gross, Current	-71	-91
Deferred Tax Assets, Net of Valuation Allowance	$2,561	$2,556

11_Income_Taxes_Operating_Loss

(11) Income Taxes: Operating Loss Carryforwards (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Details
Deferred Tax Assets, Operating Loss Carryforwards, Subject to Expiration	$4,100
Operating Loss Carryforwards Expiration Dates	The carryforward will begin to expire in 2028

13_Related_Parties_Schedule_of1

(13) Related Parties: Schedule of Related Party Transactions (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Related Party Transaction, Amounts of Transaction		$9
Repayments of Related Party Debt	-26	-126
Beginning balance
Related Party Loan Amounts Held	32	149
Ending balance
Related Party Loan Amounts Held	6	32
Related Party Deposit Liabilities	$112	$123

14_Employee_Benefit_Plans_Empl

(14) Employee Benefit Plans: Employee 401(k) Plan (Details) (USD $)	12 Months Ended
	Dec. 31, 2014
Details
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Amount	$17,500
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	100.00%
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	5.00%

15_Employee_Stock_Ownership_Pl1

(15) Employee Stock Ownership Plan ('esop'): Employee Stock Ownership Plan (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Details
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP	98,756
Employee Stock Ownership Plan (ESOP), Debt Structure, Direct Loan, Amount	$988
ESOP compensation expense	$12,000	$47,000

16_2012_Equity_Incentive_Plan_3

(16) 2012 Equity Incentive Plan: Schedule of Equity Incentive Plan (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Outstanding at beginning of period
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options		90,000
Share Based Compensation Arrangement By Share Based Payment Award Options In Period Weighted Average Exercise Price		$10.75
Options Granted
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options	5,000	7,000
Share Based Compensation Arrangement By Share Based Payment Award Options In Period Weighted Average Exercise Price	$18.25	$16.75
Options Forfeited
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options	-8,500	-9,500
Share Based Compensation Arrangement By Share Based Payment Award Options In Period Weighted Average Exercise Price	$10.75	$10.75
Outstanding at end of period
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options	84,000	87,500
Share Based Compensation Arrangement By Share Based Payment Award Options In Period Weighted Average Exercise Price	$11.70	$11.23
Share Based Compensation Arrangement By Share Based Payment Award Options Weighted Average Remaining Contractual Term	8.14	9.03
Exercisable at end of period
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options	10,000
Share Based Compensation Arrangement By Share Based Payment Award Options In Period Weighted Average Exercise Price	$10.75
Share Based Compensation Arrangement By Share Based Payment Award Options Weighted Average Remaining Contractual Term	7.95
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value	$72,500

16_2012_Equity_Incentive_Plan_4

(16) 2012 Equity Incentive Plan: Stock Option Compensation Expense (Details)	Dec. 31, 2014
Details
Employee Service Share Based Compensation Unrecognized Compensation Costs On Nonvested Awards Weighted Average Period Of Recognition	58

16_2012_Equity_Incentive_Plan_5

(16) 2012 Equity Incentive Plan: Schedule of Fair Value Assumptions of Options Granted (Details) (Equity Incentive Plan, USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Equity Incentive Plan
Fair Value Assumptions, Risk Free Interest Rate	2.22%	2.06%
Fair Value Assumptions, Expected Volatility Rate	9.92%	21.38%
Option granted in period expected life in years	6.5	6.5
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Weighted Average Grant Date Fair Value	$3.19
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value		$4.51

16_2012_Equity_Incentive_Plan_6

(16) 2012 Equity Incentive Plan: Equity Incentive Plan Restricted Stock (Details)	12 Months Ended
	Dec. 31, 2014
Details
Weighted Average Number of Shares, Restricted Stock	49,378

16_2012_Equity_Incentive_Plan_7

(16) 2012 Equity Incentive Plan: Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Weighted Average Number of Shares, Restricted Stock	49,378
Outstanding at beginning of period
Weighted Average Number of Shares, Restricted Stock	42,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$16.75
Restricted stock issued
Weighted Average Number of Shares, Restricted Stock	4,000	42,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$18.25	$16.75
RestrictedStockVestedMember
Weighted Average Number of Shares, Restricted Stock	-8,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$16.75
Outstanding at end of period
Weighted Average Number of Shares, Restricted Stock	38,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$16.91

17_Fair_Value_Measurements_Fai1

(17) Fair Value Measurements: Fair Value Measurements, Nonrecurring (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
One- to Four-Family Real Estate Loans
Fair Value Impaired Collateral Dependent Loans	$2,875	$2,866
Home Equity Line of Credit
Fair Value Impaired Collateral Dependent Loans	285	278
Total Fair Value
Fair Value Impaired Collateral Dependent Loans	3,160	3,144
Fair Value, Inputs, Level 3 | One- to Four-Family Real Estate Loans
Fair Value Impaired Collateral Dependent Loans	2,875	2,866
Fair Value, Inputs, Level 3 | Home Equity Line of Credit
Fair Value Impaired Collateral Dependent Loans	285	278
Fair Value, Inputs, Level 3 | Total Fair Value
Fair Value Impaired Collateral Dependent Loans	3,160	3,144
Total Losses | One- to Four-Family Real Estate Loans
Fair Value Impaired Collateral Dependent Loans	206	179
Total Losses | Home Equity Line of Credit
Fair Value Impaired Collateral Dependent Loans	32	31
Total Losses | Total Fair Value
Fair Value Impaired Collateral Dependent Loans	238	210
Losses Recorded During the Period | One- to Four-Family Real Estate Loans
Fair Value Impaired Collateral Dependent Loans	61	128
Losses Recorded During the Period | Home Equity Line of Credit
Fair Value Impaired Collateral Dependent Loans	1	8
Losses Recorded During the Period | Total Fair Value
Fair Value Impaired Collateral Dependent Loans	$62	$136

17_Fair_Value_Measurements_Sch1

(17) Fair Value Measurements: Schedule of Fair Value of Foreclosed Assets (Details) (Foreclosed Assets, USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value of Foreclosed Assets	$206	$724
Fair Value, Inputs, Level 3
Fair Value of Foreclosed Assets	206	724
Total Losses
Fair Value of Foreclosed Assets	63	44
Losses Recorded During the Period
Fair Value of Foreclosed Assets	$16	$22

18_Regulatory_Matters_Schedule1

(18) Regulatory Matters: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Capital to Risk-Weighted Assets
Capital	$19,211	$19,104
Capital to Risk Weighted Assets	19.33%	21.53%
Capital Required for Capital Adequacy	7,949	7,097
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Capital Required to be Well Capitalized	9,937	8,872
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier 1 Capital to Risk-Weighted Assets
Capital	18,124	17,993
Capital to Risk Weighted Assets	18.24%	20.28%
Capital Required for Capital Adequacy	3,975	3,549
Capital Required for Capital Adequacy to Risk Weighted Assets	4.00%	4.00%
Capital Required to be Well Capitalized	5,962	5,323
Capital Required to be Well Capitalized to Risk Weighted Assets	6.00%	6.00%
Tier 1 Capital to Total Assets
Capital	18,124	17,993
Capital to Risk Weighted Assets	12.21%	12.67%
Capital Required for Capital Adequacy	5,936	5,681
Capital Required for Capital Adequacy to Risk Weighted Assets	4.00%	4.00%
Capital Required to be Well Capitalized	$7,420	$7,102
Capital Required to be Well Capitalized to Risk Weighted Assets	5.00%	5.00%

19_Parent_Company_Only_Financi4

(19) Parent Company Only Financial Information: Schedule of Condensed Balance Sheet (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Other assets	$999	$1,069
Total assets	151,006	146,502
Other liabilities	359	363
Total stockholders' equity	22,388	23,714
Total liabilities and stockholders' equity	151,006	146,502
Parent Company Only | Assets
Cash	1,662	2,162
Investments in Subsidiary	20,670	20,540
Bank Loans		972
Other assets	57	57
Total assets	22,389	23,731
Parent Company Only | Liabilities and Stockholders' Equity
Other liabilities	1	17
Total stockholders' equity	22,388	23,714
Total liabilities and stockholders' equity	$22,389	$23,731

19_Parent_Company_Only_Financi5

(19) Parent Company Only Financial Information: Schedule of Condensed Income Statement (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Income tax benefit	($5)	$181
Net income (loss)	39	385
Parent Company Only
Revenues	71	47
Other Expenses	-89	-136
(Loss) earnings before loss of subsidiary	-18	-89
Net earnings of subsidiary	57	443
Income (loss) before income tax benefit	39	354
Income tax benefit		-31
Net income (loss)	$39	$385

19_Parent_Company_Only_Financi6

(19) Parent Company Only Financial Information: Schedule of Condensed Cash Flow Statement (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Net income (loss)	$39	$385
ESOP compensation expense	12	47
Net cash provided by operating activities	626	1,847
Net cash provided (used) by financing activities	4,316	-1,366
Parent Company Only
Net income (loss)	39	385
Cash, Period Increase (Decrease)	-500	-2,599
Parent Company Only | Beginning balance
Cash	2,162	4,761
Parent Company Only | Ending balance
Cash	1,662	2,162
Parent Company Only | Cash flows from operating activities
Net income (loss)	39	385
Net cash provided by operating activities	57	137
Parent Company Only | Adjustments to reconcile net loss to net cash used in operating activities
ESOP compensation expense	12	47
Increase (decrease) in investment in subsidiary due to ESOP compensation	79	44
Deferred Tax Liabilities, Gross		-31
Increase (Decrease) in Other Operating Assets		119
Increase (Decrease) in Other Operating Liabilities	-16	16
Equity in undistributed loss of subsidiary	-57	-443
Parent Company Only | Cash flows used in investing activity
Loan purchase, net of repayments	972	-972
Parent Company Only | Cash flows from financing activities
Stock Repurchased During Period, Value	-1,529	-1,764
Net cash provided (used) by financing activities	-1,529	-1,764
Parent Company Only | Supplemental disclosure of cash flow information -- Noncash transactions
Stock based compensation expense of subsidiary	$152	$111