Veritex (VBTX) 10-Q7 May 202020 Q1 Quarterly reportFinancial data

Company Profile

Cover Page

Cover Page - shares	3 Months Ended
Cover Page - shares	Mar. 31, 2020	May 06, 2020
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2020
Document Transition Report	false
Entity File Number	001-36682
Entity Registrant Name	VERITEX HOLDINGS, INC.
Entity Incorporation, State or Country Code	TX
Entity Tax Identification Number	27-0973566
Entity Address, Address Line One	8214 Westchester Drive, Suite 800
Entity Address, City or Town	Dallas,
Entity Address, State or Province	TX
Entity Address, Postal Zip Code	75225
City Area Code	(972)
Local Phone Number	349-6200
Title of 12(b) Security	Common Stock, par value $0.01
Trading Symbol	VBTX
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		50,378,796
Entity Central Index Key	0001501570
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 70,007	$ 65,151
Interest bearing deposits in other banks	360,835	186,399
Total cash and cash equivalents	430,842	251,550
Debt securities available-for-sale, at fair value	1,084,962	964,365
Debt securities held-to-maturity (fair value of $35,513 and $34,810, at March 31, 2020 and December 31, 2019, respectively)	32,842	32,965
Equity securities	18,948	14,697
Federal Home Loan Bank of Dallas Stock and Federal Reserve Bank Stock	92,809	68,348
Investment in trusts	1,018	1,018
Total investments	1,230,579	1,081,393
Loans held for sale	15,048	14,080
Loans held for investment, mortgage warehouse	371,161	183,628
Loans held for investment	5,853,735	5,737,577
Less: Allowance for credit losses	(100,983)	(29,834)
Total loans held for investment	6,123,913	5,891,371
Bank-owned life insurance	81,395	80,915
Bank premises, furniture and equipment, net	116,056	118,536
Other real estate owned	7,720	5,995
Intangible assets, net of accumulated amortization of $22,946 and $19,997, at March 31, 2020 and December 31, 2019, respectively)	69,444	72,263
Goodwill	370,840	370,840
Other assets	85,787	67,994
Total assets	8,531,624	7,954,937
Deposits:
Noninterest-bearing deposits	1,549,260	1,556,500
Interest-bearing transaction and savings deposits	2,536,865	2,654,972
Certificates and other time deposits	1,713,820	1,682,878
Total deposits	5,799,945	5,894,350
Accounts payable and other liabilities	56,339	37,427
Accrued interest payable	5,407	6,569
Advances from Federal Home Loan Bank	1,377,832	677,870
Subordinated debentures and subordinated notes	140,406	145,571
Securities sold under agreements to repurchase	2,426	2,353
Total liabilities	7,382,355	6,764,140
Commitments and contingencies (Note 11)
Stockholders’ equity:
Common stock, $0.01 par value; 75,000,000 shares authorized; 55,372,286 and 54,876,580 shares issued at March 31, 2020 and December 31, 2019, respectively; 49,557,364 and 51,063,869 shares outstanding at March 31, 2020 and December 31, 2019, respectively	554	549
Additional paid-in capital	1,119,757	1,117,879
Retained earnings	127,812	147,911
Accumulated other comprehensive income	45,306	19,061
Treasury stock, 5,814,922 and 3,812,711 shares at cost at March 31, 2020 and December 31, 2019, respectively	(144,160)	(94,603)
Total stockholders’ equity	1,149,269	1,190,797
Total liabilities and stockholders’ equity	8,531,624	7,954,937
Investments	$ 1,230,579	$ 1,081,393

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Held to maturity investments	$ 35,513	$ 34,810
Intangible assets, accumulated amortization	$ 22,946	$ 19,997
Stockholders’ equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	75,000,000	75,000,000
Common stock, shares issued (in shares)	55,372,286	54,876,580
Common stock, shares outstanding (in shares)	49,557,364	51,063,869
Treasury stock, shares (in shares)	5,814,922	3,812,711

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and dividend income:
Loans, including fees	$ 77,861	$ 85,747
Investment securities	7,397	7,232
Deposits in financial institutions and Fed Funds sold	871	1,554
Other investments	850	691
Total interest and dividend income	86,979	95,224
Interest expense:
Transaction and savings deposits	6,552	10,366
Certificates and other time deposits	8,240	8,792
Advances from FHLB	2,879	2,055
Subordinated debentures and subordinated notes	1,903	1,094
Total interest expense	19,574	22,307
Net interest income	67,405	72,917
Provision for credit losses	31,776	5,012
Provision for unfunded commitments	3,881	0
Net interest income after provision for credit losses	31,748	67,905
Noninterest income:
Service charges and fees on deposit accounts	3,642	3,517
Loan fees	845	1,677
Loss on sales of investment securities	0	(772)
Net gain on sales of loans and other assets owned	746	2,370
Rental income	551	368
Other	1,463	1,324
Total noninterest income	7,247	8,484
Noninterest expense:
Salaries and employee benefits	18,870	18,885
Occupancy and equipment	4,273	4,129
Professional and regulatory fees	2,196	3,418
Data processing and software expense	2,089	1,924
Marketing	1,083	619
Amortization of intangibles	2,696	2,760
Telephone and communications	319	395
Merger and acquisition expense	0	31,217
Other	4,019	3,646
Total noninterest expense	35,545	66,993
Income before income tax (benefit) expense	3,450	9,396
Income tax (benefit) expense	(684)	1,989
Net income	$ 4,134	$ 7,407
Basic earnings per share (in dollars per share)	$ 0.08	$ 0.14
Diluted earnings per share (in dollars per share)	$ 0.08	$ 0.13

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 4,134	$ 7,407
Net unrealized gains on securities available-for-sale:
Change in net unrealized gains on securities available-for-sale during the period	28,487	11,797
Reclassification adjustment for net gains included in net income	0	(772)
Net unrealized gains on securities available-for-sale	28,487	12,569
Net unrealized gains on derivative instruments designated as cash flow hedges	3,732	0
Other comprehensive income, before tax	32,219	12,569
Income tax expense	5,974	2,623
Other comprehensive income, net of tax	26,245	9,946
Comprehensive income	$ 30,379	$ 17,353

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income	Green Bancorp, Inc.	Green Bancorp, Inc.Common Stock	Green Bancorp, Inc.Additional Paid-In Capital
Beginning balance (in shares) at Dec. 31, 2018		24,253,894	10,000
Beginning balance at Dec. 31, 2018	$ 530,638	$ 243	$ (70)	$ 449,427	$ 83,968	$ (2,930)
Increase (Decrease) in Stockholders' Equity
Issuance of common shares in connection with the acquisition of Green Bancorp, Inc. (Green), net of offering costs of $788 (in shares)								29,532,957
Issuance of common shares in connection with the acquisition of Green Bancorp, Inc. ("Green"), net of offering costs of $788							$ 630,627	$ 295	$ 630,332
Restricted stock units vested, net of shares withheld to cover tax withholdings (in shares)		194,735						497,594
Restricted stock units vested, net of shares withheld to cover tax withholdings	(1,279)	$ 2		(1,281)			$ 12,484	$ 5	$ 12,479
Exercise of employee stock options (in shares)		73,468
Exercise of employee stock options	873	$ 1		872
Stock buyback (in shares)		(316,600)	(316,600)
Stock buyback	(7,732)	$ (3)	$ (7,729)
Stock based compensation	17,557			17,557
Net income	7,407				7,407
Dividends paid	(6,816)				(6,816)
Other comprehensive (loss) income	9,946					9,946
Ending balance (in shares) at Mar. 31, 2019		54,236,048	326,600
Ending balance at Mar. 31, 2019	1,193,705	$ 543	$ (7,799)	1,109,386	84,559	7,016
Beginning balance (in shares) at Dec. 31, 2018		24,253,894	10,000
Beginning balance at Dec. 31, 2018	$ 530,638	$ 243	$ (70)	449,427	83,968	(2,930)
Ending balance (in shares) at Dec. 31, 2019	51,063,869	51,063,869	3,812,711
Ending balance at Dec. 31, 2019	$ 1,190,797	$ 549	$ (94,603)	1,117,879	147,911	19,061
Increase (Decrease) in Stockholders' Equity
Restricted stock units vested, net of shares withheld to cover tax withholdings (in shares)		68,832
Restricted stock units vested, net of shares withheld to cover tax withholdings	(602)	$ 1		(603)
Exercise of employee stock options (in shares)		416,874
Exercise of employee stock options	418	$ 4		414
Stock warrants exercised (in shares)		10,000
Stock warrants exercised	109			109
Stock buyback (in shares)		(2,002,211)	(2,002,211)
Stock buyback	(49,557)	$ 0	$ (49,557)
Stock based compensation	1,958			1,958
Net income	4,134				4,134
Dividends paid	(8,728)				(8,728)
Other comprehensive (loss) income	$ 26,245					26,245
Ending balance (in shares) at Mar. 31, 2020	49,557,364	49,557,364	5,814,922
Ending balance at Mar. 31, 2020	$ 1,149,269	$ 554	$ (144,160)	$ 1,119,757	$ 127,812	$ 45,306

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Offering costs		$ 788
Restricted Stock Units
Shares withheld to cover tax withholdings (in shares)	18,679	52,720
Employee Stock Options
Shares withheld to cover tax withholdings (in shares)	98,836	9,946
Shares withheld to cover exercise price (in shares)	139,715
Green Bancorp, Inc. \| Restricted Stock Units
Shares withheld to cover tax withholdings (in shares)		25,872

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Cash flows from operating activities:
Net income	$ 4,134	$ 7,407
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of fixed assets and intangibles	4,087	4,006
Net accretion of time deposit premium, debt discount, net and debt issuance costs	(588)	(2,936)
Provision for credit losses	31,776	5,012
Provision for unfunded commitments	3,881	0	$ 0
Accretion of loan purchase discount	(4,320)	(6,516)
Stock-based compensation expense	1,958	17,557
Compensation expense - liability-classified awards	0	708
Excess tax benefit from stock compensation	(1,388)	(25)
Net amortization of premiums on investment securities	895	502
Unrealized loss (gain) on equity securities recognized in earnings	249	(136)
Change in cash surrender value of bank-owned life insurance	(480)	(492)
Net loss on sales of investment securities	0	772
Change in fair value of held for sale Small Business Administration ("SBA") loans using fair value option	(165)	(62)
Gain on sales of mortgage loans held for sale	142	(113)
Gain on sales of SBA loans	604	(2,195)
Originations of loans held for sale	(11,634)	(6,918)
Proceeds from sales of loans held for sale	10,689	9,709
(Increase) decrease in accrued interest receivable and other assets	(13,141)	3,733
Increase (decrease) in accounts payable and other liabilities and accrued interest payable	13,031	(12,156)
Net cash provided by operating activities	39,730	17,876
Cash flows from investing activities:
Cash received in excess of cash paid for the acquisition of Green	0	112,710
Purchases of securities available for sale	(200,682)	(146,134)
Sales of securities available for sale	0	108,865
Proceeds from maturities, calls and pay downs of available for sale securities	107,743	21,620
Maturity, calls and paydowns of securities held to maturity	57	0
Purchases of other investments, net	(28,712)	(12,478)
Net loans originated	(291,262)	6,244
Proceeds from sale of SBA loans	8,384	24,534
Net additions to bank premises and equipment	1,342	(2,590)
Net cash (used in) provided by investing activities	(403,130)	112,771
Cash flows from financing activities:
Net change in deposits	(93,983)	214,816
Net change in advances from Federal Home Loan Bank	699,962	(75,037)
Redemption of subordinated debt	(5,000)	0
Net change in securities sold under agreement to repurchase	73	(448)
Payments to tax authorities for stock-based compensation	(3,606)	(1,279)
Proceeds from exercise of employee stock options	3,422	873
Proceeds from exercise of stock warrants	109	0
Purchase of treasury stock	(49,557)	(7,732)
Dividends paid	(8,728)	(6,816)
Net cash provided by financing activities	542,692	124,377
Net increase in cash and cash equivalents	179,292	255,024
Cash and cash equivalents at beginning of period	251,550	84,449	84,449
Cash and cash equivalents at end of period	$ 430,842	$ 339,473	$ 251,550

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
Summary of Significant Accounting Policies	Mar. 31, 2020
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Nature of Organization Veritex Holdings, Inc. (“Veritex” or the “Company”), a Texas corporation and bank holding company, was incorporated in July 2009 and was formed for the purpose of acquiring one or more financial institutions located in Dallas, Texas and surrounding areas. Veritex, through its wholly-owned subsidiary, Veritex Community Bank (the “Bank”), is a Texas state banking organization, with corporate offices in Dallas, Texas, and currently operates 25 branches and one mortgage office located in the Dallas-Fort Worth metroplex, 12 branches in the Houston metropolitan area and one branch in Louisville, Kentucky. The Bank provides a full range of banking services to individual and corporate customers, which include commercial and retail lending, and the acceptance of checking and savings deposits. The Texas Department of Banking and the Board of Governors of the Federal Reserve System are the primary regulators of the Company and the Bank, and both perform periodic examinations to ensure regulatory compliance. Basis of Presentation The accompanying unaudited condensed consolidated financial statements include the accounts of Veritex and the Bank, its wholly owned subsidiary. The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles in the United States of America (“GAAP”), but do not include all of the information and footnotes required for complete financial statements. Intercompany transactions and balances are eliminated in consolidation. In management’s opinion, these unaudited condensed consolidated financial statements include all adjustments of a normal recurring nature necessary for a fair statement of the Company’s condensed consolidated financial position at March 31, 2020 and December 31, 2019, condensed consolidated results of operations for the three months ended March 31, 2020 and 2019, condensed consolidated stockholders’ equity for the three months ended March 31, 2020 and 2019 and condensed consolidated cash flows for the three months ended March 31, 2020 and 2019. Certain prior period balances have been reclassified to conform to the current period presentation. Accounting measurements at interim dates inherently involve greater reliance on estimates than at year end and the results for the interim periods shown herein are not necessarily indicative of results to be expected for the full year due in part to global economic and financial market conditions, interest rates, access to sources of liquidity, market competition and interruptions of business processes. These unaudited condensed consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto for the year ended December 31, 2019 included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019, as filed with the Securities and Exchange Commission on February 28, 2020. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the condensed consolidated financial statements and accompanying notes. These estimates and assumptions may also affect disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates. Segment Reporting The Company has one reportable segment. All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each activity of the Company supports the others. For example, lending is dependent upon the ability of the Company to fund itself with deposits and borrowings while managing interest rate and credit risk. Accordingly, all significant operating decisions are based upon an analysis of the Bank as one segment or unit. The Company’s chief operating decision-maker, the Chief Executive Officer, uses the consolidated results to make operating and strategic decisions. Earnings Per Share Earnings per share (“EPS”) are based upon the Company’s weighted-average shares outstanding. The table below sets forth the reconciliation between weighted average shares used for calculating basic and diluted EPS for the three months ended March 31, 2020 and 2019: Three Months Ended March 31, 2020 2019 Earnings (numerator) Net income $ 4,134 $ 7,407 Shares (denominator) Weighted average shares outstanding for basic EPS 50,725 54,293 Dilutive effect of employee stock-based awards 331 1,146 Adjusted weighted average shares outstanding 51,056 55,439 EPS: Basic $ 0.08 $ 0.14 Diluted $ 0.08 $ 0.13 For the three months ended March 31, 2020, there were 1,341 antidilutive shares excluded from the diluted EPS weighted average shares outstanding. For the three months ended March 31, 2019, there were no antidilutive shares excluded from the diluted EPS weighted average shares outstanding. Adoption of New Accounting Standards On January 1, 2020, the Company adopted Accounting Standard Update (“ASU”) 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments , which replaces the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet (“OBS”) credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance with Topic 842 on leases. In addition, Accounting Standards Codification (“ASC”) 326 made changes to the accounting for available-for-sale debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on available-for-sale debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell. The Company adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost, net investments in leases and OBS credit exposures. Results for reporting periods beginning after January 1, 2 020 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable GAAP. The Company recorded a net decrease to retained earnings of $15,505 as of January 1, 2020 for the cumulative effect of adopting ASC 326. The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration (“PCD”) that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the standard, managem ent did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. On January 1, 2020, the amortized cost basis of the PCD assets were adjusted to reflect the addition of $19,710 of the allowance for credit losses (“ACL”). The remaining noncredit discount will be accreted into interest income at the effective interest rate. As allowed by ASC 326, the Company elected to maintain pools of loans accounted for under ASC 310-30. In accordance with the standard, management did not reassess whether modifications to individual acquired financial assets accounted for in pools were troubled debt restructurings as of the date of adoption. The following table illustrates the impact of ASC 326. January 1, 2020 As Reported Pre-ASC 326 Impact of ASC 326 Adoption Assets: Allowance for credit losses on debt securities held-to-maturity $ — $ — $ — Allowance for credit losses on loans Construction and land 3,760 3,822 (62) Farmland 65 61 4 1 - 4 family residential 6,002 1,378 4,624 Multi-family residential 2,593 1,965 628 Owner Occupied Commercial Real Estate 13,066 1,978 11,088 Non-Owner Occupied Commercial Real Estate 15,314 8,139 7,175 Commercial 27,729 12,369 15,360 Consumer 442 122 320 Allowance for credit losses on loans $ 68,971 $ 29,834 $ 39,137 Liabilities: Allowance for credit losses on OBS credit exposures $ 1,718 $ 878 840 In January 2017, the FASB issued ASU 2017-04, Intangibles - Goodwill and Other (Topic 350) - Simplifying the Test for Goodwill Impairment (“ASU 2017-04”). ASU 2017-04 simplifies the accounting for goodwill impairment for all entities by requiring impairment charges to be based on the first step in the previous two-step impairment test. Under the new guidance, if a reporting unit’s carrying amount exceeds its fair value, an entity will record an impairment charge based on that difference. The impairment charge will be limited to the amount of goodwill allocated to that reporting unit. The standard eliminates the prior requirement to calculate a goodwill impairment charge using Step 2, which requires an entity to calculate any impairment charge by comparing the implied fair value of goodwill with its carrying amount. ASU 2017-04 was effective for the Company on January 1, 2020 and did not have a material impact on the Company’s financial statements. In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820) - Changes to the Disclosure Requirements for Fair Value Measurement (“ASU 2018-13”). ASU 2018-13 modifies the disclosure requirements on fair value measurements by requiring that Level 3 fair value disclosures include the range and weighted average of significant unobservable inputs used to develop those fair value measurements. For certain unobservable inputs, an entity may disclose other quantitative information in lieu of the weighted average if the entity determines that other quantitative information would be a more reasonable and rational method to reflect the distribution of unobservable inputs used to develop Level 3 fair value measurements. ASU 2018-13 was effective for the Company on January 1, 2020 and did not have a material impact on the Company’s financial statement disclosures. In August 2018, the FASB issued ASU 2018-15, Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40) - Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract (“ASU 2018-15”). ASU 2018-15 aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by these amendments. ASU 2018-15 was effective for the Company on January 1, 2020 and did not have a material impact on the Company’s financial statements. On March 22 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“the agencies”) issued an Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus. The interagency statement was effective immediately and impacted accounting for loan modification using ASC 310-40. The agencies confirmed with the staff of the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered troubled debt restructurings (“TDRs”). This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. On March 27, 2020, the Coronavirus Aid, Relief and Economic Security (“CARES”) Act was passed by Congress. Section 4013 of the CARES Act provides financial institutions with an option to suspend the application of ASC 310-40 to eligible loan restructurings. A loan restructuring is eligible under Section 4013 if the loan restructuring is related to COVID-19, if the loan was not more than 30 days past due as of December 31, 2019, and if the restructuring occurs between March 1, 2020 and the earlier of 60 days after the termination of the national emergency or December 31, 2020. If a loan restructuring is not eligible under Section 4013, or if the financial institution does not elect to avail itself of the optional relief in Section 4013, the financial institution should evaluate the loan restructuring under ASC 310-40 considering the guidance in the interagency statement. For the month ending March 31, 2020, the Company had 85 modifications of loans with aggregate principal balances totaling $57,807 that qualified for temporary suspension of TDR requirements under Section 4013 of the CARES Act. The majority of these modifications allow 90-day deferment of principal and/or interest payments. More of these types of modifications are likely to be executed in the second quarter of 2020. Debt Securities Debt securities that the Company has both the positive intent and ability to hold to maturity are classified as held to maturity and are carried at amortized cost. Debt securities that the Company intends to hold for an indefinite period of time, but not necessarily to maturity, are classified as available for sale and are carried at fair value. Unrealized gains and losses on investment securities classified as available for sale have been accounted for as accumulated other comprehensive income (loss), net of taxes. Management determines the appropriate classification of investment securities at the time of purchase. Interest income includes amortization of purchase premiums and discounts over the period to maturity using a level-yield method, except for premiums on callable debt securities, which are amortized to their earliest call date. Realized gains and losses are recorded on the sale of debt securities in noninterest income. The Company has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in other assets on the consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the three months ended March 31, 2020 and 2019. Allowance for Credit Losses – Available for Sale Securities For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recognized in other comprehensive income. Changes in the ACL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available for sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on available for sale debt securities is excluded from the estimate of credit losses. All o wan ce for Cr e d it Loss e s – He l d to Mat u r i ty Sec u ri ti es Management measures expected credit losses on held to maturity debt securities on a collective basis by major security type. The estimate of expected credit losses considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable on held to maturity debt securities is excluded from the estimate of credit losses . Management classifies the held to maturity portfolio into the following major security types: mortgage-backed securities, coll ateralized mortgage obligations and municipal securities. All of the mortgage-backed securities and collateralized mortgage obligations held by the Company are issued by U.S. government entities and agencies. These securities are either explicitly or implicitly guaranteed by the U . S. government, are highly rated by major rating agencies and have a long history of no credit losses . Loans Held for Investment Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost, net of the ACL. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, fair value hedge accounting adjustments, deferred loan fees and costs. The Company has made a policy election to exclude accrued interest from the amortized cost basis of loans and report accrued interest separately from the related loan balance in other assets on the condensed consolidated balance sheets. Interest on loans is recognized using the effective-interest method on the daily balances of the principal amounts outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due in accordance with the terms of the loan agreement. The accrual of interest on loans is discontinued when, in management’s opinion, the borrower may be unable to meet payment obligations as they come due, as well as when required by regulatory provisions. Loans may be placed on non-accrual status regardless of whether or not such loans are considered past due. When a loan is placed on non-accrual status, all interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Under the cash-basis method, interest income is recorded when the payment is received in cash. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Acquired Loans Prior to January 1, 2020, loans acquired in a business combination that had evidence of deterioration of credit quality since origination and for which it was probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable were considered purchased credit impaired. PCI loans were accounted for individually or aggregated into pools of loans based on common risk characteristics such as credit grade, loan type, and date of origination. All loans considered to be PCI loans prior to January 1, 2020 were converted to PCD loans upon the Company’s adoption of ASC 326. The Company elected to maintain pools of loans that were previously accounted for under ASC 310-30 and will continue to account for these pools as a unit of account. Loans are only removed from the existing pools if they are foreclosed, written off, paid off, or sold. Upon adoption of ASC 326, the ACL was determined for each loan or pool and added to the loan or pool's carrying amount to establish a new amortized cost basis. The difference between the unpaid principal balance of the loan or pool and the new amortized cost basis is the noncredit premium or discount which will be accreted into interest income over the remaining life of the loan or pool. Changes to the ACL after adoption are recorded through provision expense. Subsequent to January 1, 2020, loans acquired in a business combination that have experienced more-than-insignificant deterioration in credit quality since origination are considered PCD loans. At the acquisition date, an estimate of expected credit losses is made for groups of PCD loans with similar risk characteristics and individual PCD loans without similar risk characteristics. This initial ACL is allocated to individual PCD loans and added to the purchase price or acquisition date fair values to establish the initial amortized cost basis of the PCD loans. As the initial ACL is added to the purchase price, there is no credit loss expense recognized upon acquisition of a PCD loan. Any difference between the unpaid principal balance of PCD loans and the amortized cost basis is considered to relate to noncredit factors and results in a discount or premium. Discounts and premiums are recognized through interest income on a level-yield method over the life of the loans. For acquired loans not deemed purchased credit deteriorated at acquisition, the differences between the initial fair value and the unpaid principal balance are recognized as interest income on a level-yield basis over the lives of the related loans. At the acquisition date, an initial allowance for expected credit losses is estimated and recorded as credit loss expense. The subsequent measurement of expected credit losses for all acquired loans is the same as the subsequent measurement of expected credit losses for originated loans. Allowance for Credit Losses - Loans The ACL is a valuation account that is deducted from the loans' amortized cost basis to present the net amount expected to be collected on the loans. The Company estimates the ACL on loans based on the underlying assets’ amortized cost basis, which is the amount at which the financing receivable is originated or acquired, adjusted for applicable accretion or amortization of premium, discount, and net deferred fees or costs, collection of cash, and charge-offs. In the event that collection of principal becomes uncertain, the Company has policies in place to reverse accrued interest in a timely manner. Therefore, the Company has made a policy election to exclude accrued interest from the measurement of ACL. Expected credit losses are reflected in the ACL through a charge to credit loss expense. When the Company deems all or a portion of a financial asset to be uncollectible the appropriate amount is written off and the ACL is reduced by the same amount. The Company applies judgment to determine when a financial asset is deemed uncollectible; however, an asset will typically be considered uncollectible no later than when all efforts at collection have been exhausted. Subsequent recoveries, if any, are credited to the ACL when received. The Company measures expected credit losses of financial assets on a collective (pool) basis, when the financial assets share similar risk characteristics. Depending on the nature of the pool of financial assets with similar risk characteristics, the Company uses a discounted cash flow (“DCF”) method or a loss-rate method to estimate expected credit losses. The Company will utilize a probability of default/loss given default (PD/LGD) model to estimate expected credit losses for our PCD loans and pools. The Company’s methodologies for estimating the ACL take into account available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodologies apply historical loss information, adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions expected to exist through the contractual lives of the financial assets that are reasonable and supportable, to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Real Estate — This category of loans consists of the following loan types: Construction and land — This category of loans consists of loans to finance the ground up construction, improvement and/or carrying for sale after the completion of construction of owner occupied and non-owner occupied residential and commercial properties, and loans secured by raw or improved land. The repayment of construction loans is generally dependent upon the successful completion of the improvements by the builder for the end user, or sale of the property to a third party. Repayment of land secured loans are dependent upon the successful development and sale of the property, the sale of the land as is, or the outside cash flow of the owners to support the retirement of the debt. Farmland — These loans are principally loans to purchase farmland. 1-4 family residential — This category of loans includes both first and junior liens on residential real estate. Home equity revolving lines of credit and home equity term loans are included in this group of loans. Multi-family residential — This category of loans is primarily secured by non-owner occupied apartment or multifamily residential buildings. Generally, these types of loans are thought to involve a greater degree of credit risk than owner occupied commercial real estate as they are more sensitive to adverse economic conditions. Owner occupied commercial real estate (“OOCRE”) — This category of loans includes real estate loans for a variety of commercial property types and purposes. The repayment of real estate loans is generally largely dependent on the successful operation of the property securing the loans or the business conducted on the property securing the loan. Real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s real estate portfolio are generally diverse in terms of type and geographic location, throughout the Dallas-Fort Worth metroplex and Houston metropolitan area. This diversity helps reduce the exposure to adverse economic events that may affect any single market or industry. Non-owner occupied commercial real estate (“NOOCRE”) — This category of loans includes investment real estate loans that are primarily secured by office and industrial buildings, retail shopping centers and various special purpose properties. Generally, these types of loans are thought to involve a greater degree of credit risk than OOCRE as they are more sensitive to adverse economic conditions. Commercial — This category of loans is for commercial, corporate and business purposes. The Company’s commercial business loan portfolio is comprised of loans for a variety of purposes and across a variety of industries. These loans include general commercial and industrial loans, loans to purchase capital equipment, agriculture operating loans and other business loans for working capital and operational purposes. Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory. Mortgage warehouse - Mortgage warehouse facilities are provided to unaffiliated mortgage origination companies and are collateralized by 1-4 family residential loans. The originator closes new mortgage loans with the intent to sell these loans to third party investors for a profit. The Company provides funding to the mortgage companies for the period between the origination and their sale of the loan. The Company is repaid with the proceeds received from sale of the mortgage loan to the final investor. Consumer — This category of loans is used for personal use typically for consumer purposes. Collateral Dependent Financial Assets Loans that do not share risk characteristics are evaluated on an individual basis. For collateral dependent financial assets where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the financial asset to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized costs basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The ACL may be zero if the fair value of the collateral at the measurement date exceeds the amortized cost basis of the financial asset. For collateralized financial assets that are not collateral dependent, the Company will consider the nature of the collateral, potential future changes in collateral values, and historical loss information for financial assets secured with similar collateral to determine the ACL. Troubled-debt Restructurings (TDRs) From time to time, the Company may modify its loan agreement with a borrower. A modified loan is considered a TDR, using Accounting Standards Codification 310-40, “ Receivables – Troubled Debt Restructurings by Creditors ,” (“ASC 310-40”), when two conditions are met: (i) the borrower is experiencing financial difficulty and (ii) concessions are made by the Company that would not otherwise be considered for a borrower with similar credit risk characteristics. Modifications to loan terms may include a lower interest rate, a reduction of principal, or a longer term to maturity. The ACL on a TDR is measured using the same method as all other loans held for investment, except that the original interest rate is used to discount the expected cash flows, not the rate specified within the restructuring. In addition, when management has a reasonable expectation of executing a TDR the expected effect of the modification is included in the estimate of the ACL. Contractual Term The Company’s estimate of the ACL reflects losses expected over the remaining contractual life of the assets. The contractual term does not consider extensions, renewals or modifications unless the Company has identified an expected TDR. Discounted Cash Flow Method The Company uses the DCF method to estimate expected credit losses for the commercial real estate, construction, land development, land, 1-4 family residential, commercial (excluding liquid credit and premium finance), and consumer loan pools. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjusted for estimated prepayment speed, curtailments, time to recovery, probability of default, and loss given default. The modeling of expected prepayment speeds, curtailment rates, and time to recovery are based on historical internal data. The Company uses regression analysis of historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probabili

Supplemental Statement of Cash

Supplemental Statement of Cash Flows	3 Months Ended
Supplemental Statement of Cash Flows	Mar. 31, 2020
Supplemental Cash Flow Elements [Abstract]
Supplemental Statement of Cash Flows	Supplemental Statement of Cash Flows Other supplemental cash flow information is presented below: Three Months Ended March 31, 2020 2019 (in thousands) Supplemental Disclosures of Cash Flow Information: Cash paid for interest $ 18,489 $ 14,975 Cash paid for income taxes 2,330 — Supplemental Disclosures of Non-Cash Flow Information: Setup of ROU asset and lease liability upon adoption of ASC 842 $ — $ 9,380 Reclassification of deferred offering costs paid in 2018 from other assets to additional paid in capital — 788 Reclassification of lease intangibles, cease-use liability and deferred rent liability to ROU asset upon adoption of ASC 842 — (48) Net foreclosure of other real estate owned and repossessed assets 1,725 — Non-cash assets acquired in business combination Investment securities $ — $ 661,032 Non-marketable equity securities — 40,287 Loans held for sale — 9,360 Loans held for investment — 3,245,492 Accrued interest receivable — 11,673 Bank-owned life insurance — 56,841 Bank premises, furniture and equipment — 39,426 Investment in trusts — 666 Intangible assets, net — 65,718 Goodwill — 206,821 Other assets — 12,245 Right of use asset — 9,373 Deferred taxes — 11,535 Current taxes — 1,799 Assets held for sale — 85,307 Total assets $ — $ 4,457,575 Non-cash liabilities assumed in business combination Non-interest-bearing deposits $ — $ 825,364 Interest-bearing deposits — 1,300,825 Certificates and other time deposits — 1,346,915 Accounts payable and accrued expenses — 26,587 Lease liability — 9,373 Accrued interest payable and other liabilities — 5,181 Securities sold under agreements to repurchase — 3,226 Advances from Federal Home Loan Bank — 300,000 Subordinated debentures and subordinated notes — 56,233 Liabilities held for sale — 52,682 Total liabilities $ — $ 3,926,386

Share Transactions

Share Transactions	3 Months Ended
Share Transactions	Mar. 31, 2020
Equity [Abstract]
Share Transactions	Share Transactions On January 28, 2019, the Company's Board of Directors (the “Board”) originally authorized a stock buyback program (the "Stock Buyback Program") pursuant to which the Company could, from time to time, purchase up to $50,000 of its outstanding common stock in the aggregate. The Board authorized increases of $50,000 on September 3, 2019 and $75,000 on December 12, 2019, resulting in an aggregate authorization to purchase up to $175,000 under the Stock Buyback Program. The Board also authorized an extension of the original expiration date of the Stock Buyback Program from December 31, 2019 to December 31, 2020. The shares may be repurchased in the open market or in privately negotiated transactions from time to time, depending upon market conditions and other factors, and in accordance with applicable regulations of the Securities and Exchange Commission. The Stock Buyback Program does not obligate the Company to purchase any share and the program may be terminated or amended by the Board at any time prior to its expiration. During the three months ended March 31, 2020, 2,002,211 shares were repurchased through the Stock Buyback Program and held as treasury stock at an average price of $24.78. During the three months ended March 31, 2019, 316,600 shares were repurchased through the Stock Buyback Program and held as treasury stock at an average price of $24.42.

Securities

Securities	3 Months Ended
Securities	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Equity Securities With a Readily Determinable Fair Value The Company held equity securities with a fair value of $15,373 and $11,122 at March 31, 2020 and December 31, 2019, respectively. The Company had no realized gains or losses on equity securities with a readily determinable fair value during the three months ended March 31, 2020 and 2019. The gross unrealized (loss) gain recognized on equity securities with readily determinable fair values recorded in other noninterest income in the Company’s condensed consolidated statements of income were as follows: Three Months Ended March 31, 2020 2019 Unrealized (loss) gain recognized on equity securities with a readily determinable fair value $ (249) $ 136 Equity Securities Without a Readily Determinable Fair Value The Company held equity securities without a readily determinable fair values and measured at cost of $3,575 and $3,575 at March 31, 2020 and December 31, 2019, respectively. Debt Securities Debt securities have been classified in the condensed consolidated balance sheets according to management’s intent. The amortized cost, related gross unrealized gains and losses, and the fair value of available for sale and held to maturity securities are as follows: March 31, 2020 Amortized Gross Gross Allowance for Credit Losses Fair Value Available for sale Corporate bonds $ 107,802 $ 4,592 $ 298 $ — $ 112,096 Municipal securities 97,945 5,332 246 — 103,031 Mortgage-backed securities 313,077 19,020 — — 332,097 Collateralized mortgage obligations 450,490 18,700 300 — 468,890 Asset-backed securities 64,927 3,921 — — 68,848 $ 1,034,241 $ 51,565 $ 844 $ — $ 1,084,962 March 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held to maturity Mortgage-backed securities $ 8,589 $ 783 $ — $ 9,372 $ — Collateralized mortgage obligations 1,784 152 — 1,936 — Municipal securities 22,469 1,736 — 24,205 — $ 32,842 $ 2,671 $ — $ 35,513 $ — The Company did not transfer any securities from available for sale to held to maturity at fair value during the three months ended March 31, 2020. December 31, 2019 Amortized Gross Gross Fair Value Available for sale Corporate bonds $ 76,997 $ 1,974 $ — $ 78,971 Municipal securities 74,956 3,724 — 78,680 Mortgage-backed securities 288,938 9,512 260 298,190 Collateralized mortgage obligations 431,276 6,465 1,503 436,238 Asset-backed securities 69,964 2,322 — 72,286 $ 942,131 $ 23,997 $ 1,763 $ 964,365 Held to maturity Mortgage-backed securities $ 8,621 $ 452 $ — $ 9,073 Collateralized mortgage obligations 1,809 43 — 1,852 Municipal securities 22,535 1,350 — 23,885 $ 32,965 $ 1,845 $ — $ 34,810 The following tables disclose the Company’s available for sale debt securities in an unrealized loss position for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that individual securities have been in a continuous loss position: March 31, 2020 Less Than 12 Months 12 Months or More Totals Fair Unrealized Fair Unrealized Fair Unrealized Available for sale Corporate bonds $ 14,134 $ 298 $ — $ — $ 14,134 $ 298 Municipal securities 17,120 246 — — 17,120 246 Mortgage-backed securities 24,425 300 — — 24,425 300 $ 55,679 $ 844 $ — $ — $ 55,679 $ 844 December 31, 2019 Less Than 12 Months 12 Months or More Totals Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss Available for sale Municipal securities $ 468 $ 1 $ — $ — $ 468 $ 1 Mortgage-backed securities 28,883 370 — — 28,883 370 Collateralized mortgage obligations 109,749 1,392 — — 109,749 1,392 $ 139,100 $ 1,763 $ — $ — $ 139,100 $ 1,763 Management evaluates available for sale debt securities in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to (1) the extent to which the fair value is less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. The number of available for sale debt securities in an unrealized loss position totaled 10 and 11 at March 31, 2020 and December 31, 2019, respectively. Management does not have the intent to sell any of these securities and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, as of March 31, 2020, management believes that the unrealized losses detailed in the previous table are due to noncredit-related factors, including changes in interest rates and other market conditions, and therefore no losses have been recognized in the Company’s condensed consolidated statements of income. The amortized costs and estimated fair values of securities available for sale, by contractual maturity, as of the dates indicated, are shown in the table below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities, collateralized mortgage obligations and asset-backed securities typically are issued with stated principal amounts, and the securities are backed by pools of mortgage loans and other loans that have varying maturities. The terms of mortgage-backed securities, collateralized mortgage obligations and asset-backed securities thus approximates the terms of the underlying mortgages and loans and can vary significantly due to prepayments. Therefore, these securities are not included in the maturity categories below. . March 31, 2020 Available for Sale Held to Maturity Amortized Fair Amortized Fair Due in one year or less $ — $ — $ — $ — Due from one year to five years 4,912 5,042 — — Due from five years to ten years 105,390 109,583 2,833 2,974 Due after ten years 95,445 100,502 19,636 21,231 205,747 215,127 22,469 24,205 Mortgage-backed securities and collateralized mortgage obligations 763,567 800,987 10,373 11,308 Asset-backed securities 64,927 68,848 — — $ 1,034,241 $ 1,084,962 $ 32,842 $ 35,513 December 31, 2019 Available for Sale Held to Maturity Amortized Fair Amortized Fair Due in one year or less $ — $ — $ — $ — Due from one year to five years 4,904 5,100 — — Due from five years to ten years 74,596 76,403 1,204 1,219 Due after ten years 72,453 76,148 21,331 22,666 151,953 157,651 22,535 23,885 Mortgage-backed securities and collateralized mortgage obligations 720,214 734,428 10,430 10,925 Asset-backed securities 69,964 72,286 — — $ 942,131 $ 964,365 $ 32,965 $ 34,810 Proceeds from sales of debt securities available for sale and gross gains and losses for the three months ended March 31, 2020 and 2019 were as follows: Three Months Ended March 31, 2020 2019 Proceeds from sales $ — $ 108,865 Gross realized gains — 1 Gross realized losses — 772 As of March 31, 2020 and December 31, 2019, there were no holdings of securities of any one issuer, other than the U.S. government and its agencies, in an amount greater than 10% of shareholders' equity. There was a blanket floating lien on all debt securities held by the Company to secure Federal Home Loan Bank (“FHLB”) advances as of March 31, 2020 and December 31, 2019.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
Loans and Allowance for Loan Losses	Mar. 31, 2020
Receivables [Abstract]
Loans and Allowance for Loan Losses	Loans and Allowance for Credit Losses Loans Held for Investment Loans held for investment in the accompanying condensed consolidated balance sheets are summarized as follows: March 31, 2020 December 31, 2019 Loans held for investment: Real estate: Construction and land $ 566,470 $ 629,374 Farmland 14,930 16,939 1 - 4 family residential 536,892 549,811 Multi-family residential 388,374 320,041 OOCRE 723,839 706,782 NOOCRE 1,828,386 1,784,201 Commercial 1,777,603 1,712,838 Mortgage warehouse 371,161 183,628 Consumer 15,771 17,457 6,223,426 5,921,071 Deferred loan costs, net 1,470 134 Allowance for credit losses (100,983) (29,834) Total loans held for investment $ 6,123,913 $ 5,891,371 Included in the net loan portfolio as of March 31, 2020 and December 31, 2019 was an accretable discount related to purchased performing and PCD loans, previously called PCI loans prior to the Company’s adoption of ASU 2016-13, acquired within a business combination in the approximate amounts of $25,167 and $57,811, respectively. The discount is being accreted into income on a level-yield basis over the life of the loans. For the three months ended March 31, 2020 and 2019, the Company recognized $3,260 and $4,355, respectively, of accretion on non-PCD loans into interest income. For the three months ended March 31, 2020 and 2019, the Company recognized $1,060 and $2,545, respectively, of accretion on PCD/PCI loans into interest income. In addition, included in the net loan portfolio as of March 31, 2020 and December 31, 2019 is a discount on retained loans from sale of originated SBA loans of $2,264 and $2,193, respectively. The majority of the Company’s loan portfolio consists of loans to businesses and individuals in the Dallas-Fort Worth metroplex and the Houston metropolitan area. This geographic concentration subjects the loan portfolio to the general economic conditions within these areas. The risks created by this concentration have been considered by management in the determination of the adequacy of the ACL. Management believes the ACL was adequate to cover estimated losses on loans as of March 31, 2020 and December 31, 2019. Allowance for Credit Losses The Company’s estimate of the ACL reflects losses expected over the remaining contractual life of the assets. The contractual term does not consider extensions, renewals or modifications unless the Company has identified an expected troubled debt restructuring. The activity in the ACL related to loans held for investment is as follows: Three Months Ended March 31, 2020 Construction and Land Farmland Residential Multifamily OOCRE NOOCRE Commercial Consumer Total Balance at beginning of year $ 3,822 $ 61 $ 1,378 $ 1,965 $ 1,978 $ 8,139 $ 12,369 $ 122 $ 29,834 Impact of adopting ASC 326 non-PCD loans (707) 4 3,716 628 3,406 5,138 7,025 217 19,427 Impact of adoption ASC 326 PCD loans 645 — 908 — 7,682 2,037 8,335 103 19,710 Credit loss expense non-PCD loans 2,965 (7) 2,488 2,306 918 9,955 10,226 (15) 28,836 Credit loss expense PCD loans 113 — (173) — 2,477 412 126 (15) 2,940 Charge-offs — — — — — — — (68) (68) Recoveries — — 1 — — — 29 274 304 Ending Balance $ 6,838 0 $ 58 $ 8,318 $ 4,899 $ 16,461 $ 25,681 $ 38,110 $ 618 $ 100,983 Three Months Ended March 31, 2019 Construction and Land Farmland Residential Multifamily OOCRE NOOCRE Commercial Consumer Total Balance at beginning of year $ 2,188 $ 56 $ 1,614 $ 361 $ 1,393 $ 5,070 $ 8,554 $ 19 $ 19,255 Credit Loss Expense 501 6 (5) (80) 124 626 3,785 55 5,012 Charge-offs — — — — — — (2,654) (74) (2,728) Recoveries — — 8 — — — 10 46 64 Ending Balance $ 2,689 $ 62 $ 1,617 $ 281 $ 1,517 $ 5,696 $ 9,695 $ 46 $ 21,603 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related ACL allocated to these loans as of March 31, 2020: Business Assets 1 Real Property 1 ACL Allocation Real estate: Construction and land $ 785 $ — $ 93 1 - 4 family residential — 594 13 OOCRE — 3,927 — NOOCRE — 18,904 — Commercial 13,647 — 5,815 Consumer 56 — — Total $ 14,488 $ 23,425 $ 5,921 1 Loans reported exclude PCD loans that transitioned upon adoption of ASC 326. Refer to Note 1 for further discussion. The following table presents loans individually and collectively evaluated for impairment, as well as PCD loans, and their respective allowance for credit loss allocations as of December 31, 2019, as determined in accordance with ASC 310 prior to the Company’s adoption of ASU 2016-13: December 31, 2019 Real Estate Construction, Residential Commercial Real Estate Commercial Consumer Total Loans individually evaluated for impairment $ 567 $ 156 $ 21,644 $ 5,188 $ 61 $ 27,616 Loans collectively evaluated for impairment 641,799 865,927 2,372,485 1,869,259 17,267 5,766,737 PCD loans 3,947 3,769 96,854 22,019 129 126,718 Total $ 646,313 $ 869,852 $ 2,490,983 $ 1,896,466 $ 17,457 $ 5,921,071 ACL Allocations Loans individually evaluated for impairment $ 128 $ 37 $ 395 $ 1,042 $ — $ 1,602 Loans collectively evaluated for impairment 3,755 3,306 9,702 10,754 122 27,639 PCD loans — — 20 573 — 593 Total $ 3,883 $ 3,343 $ 10,117 $ 12,369 $ 122 $ 29,834 The following table presents information on impaired loans as of December 31, 2019, as determined in accordance with ASC 310 prior to the Company’s adoption of ASU 2016-13: December 31, 2019 (1) Unpaid Recorded Recorded Total Related Average Real estate: Construction and land $ 567 $ — $ 567 $ 567 $ 128 $ 1,793 Farmland — — — — — — 1 - 4 family residential 156 — 156 156 37 158 Multi-family residential — — — — — — Commercial real estate 21,644 21,040 604 21,644 395 22,529 Commercial 5,188 2,011 3,177 5,188 1,042 8,546 Consumer 61 61 — 61 — 62 Total $ 27,616 $ 23,112 $ 4,504 $ 27,616 $ 1,602 $ 33,088 (1) Loans reported exclude PCI loans. Non-Accrual and Past Due Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due in accordance with the terms of the loan agreement. . Loans are placed on non-accrual status when, in management’s opinion, the borrower may be unable to meet payment obligations as they become due, as well as when required by regulatory provisions. Loans may be placed on non-accrual status regardless of whether or not such loans are considered past due. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Non-accrual loans aggregated by class of loans, as of March 31, 2020 and December 31, 2019, were as follows: March 31, 2020 December 31, 2019 Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Real estate: Construction and land $ 785 $ — $ 567 $ — Farmland — — — — 1 - 4 family residential 912 912 1,581 1,581 Multi-family residential — — — — OOCRE 3,794 3,794 3,029 2,778 NOOCRE 18,876 18,876 18,876 18,876 Commercial 14,395 2,852 5,672 2,747 Mortgage warehouse — — — — Consumer 74 74 54 54 Total $ 38,836 $ 26,508 $ 29,779 $ 26,036 There were no PCD loans included in non-accrual loans at March 31, 2020 and December 31, 2019. During the three months ended March 31, 2020, interest income not recognized on non-accrual loans was $173. During the three months ended March 31, 2019, interest income not recognized on non-accrual loans, excluding PCI loans, was $151. An age analysis of past due loans, aggregated by class of loans, as of March 31, 2020 and December 31, 2019, is as follows: March 31, 2020 30 to 59 Days 60 to 89 Days 90 Days or Greater Total Past Due Total Current PCD Total Total 90 Days Past Due and Still Accruing (1) Real estate: Construction and land $ 327 $ 1,322 $ — $ 1,649 $ 559,216 $ 5,605 $ 566,470 $ — Farmland — — — — 14,930 — 14,930 — 1 - 4 family residential 4,400 62 210 4,672 527,410 4,810 536,892 210 Multi-family residential — — — — 388,374 — 388,374 — OOCRE 1,471 1 1,992 3,464 720,375 63,182 723,839 1,992 NOOCRE 3,773 — — 3,773 1,771,909 52,704 1,828,386 — Commercial 16,433 1,295 2,545 20,273 1,727,278 30,052 1,777,603 2,545 Mortgage warehouse — — — — 371,161 — 371,161 — Consumer 135 4 17 156 15,386 229 15,771 17 Total $ 26,539 $ 2,684 $ 4,764 $ 33,987 $ 6,096,039 $ 156,582 $ 6,223,426 $ 4,764 (1) Loans 90 days past due and still accruing excludes $68,325 of PCD loans as of March 31, 2020 that transitioned upon adoption of ASC 326. Refer to Note 1 for further discussion. December 31, 2019 30 to 59 Days 60 to 89 Days 90 Days or Greater Total Past Due Total Current PCD Total Total 90 Days Past Due and Still Accruing (1) Real estate: Construction and land $ — $ — $ — $ — $ 629,374 $ 3,947 $ 629,374 $ 800 Farmland — — — — 16,939 — 16,939 — 1 - 4 family residential 2,595 520 1,155 4,270 541,772 3,769 549,811 959 Multi-family residential — — — — 320,041 — 320,041 — Commercial real estate 12 3,834 868 4,714 2,389,415 96,854 2,490,983 511 Commercial 3,572 1,707 1,497 6,776 1,684,043 22,019 1,712,838 1,317 Mortgage warehouse — — — — 183,628 — 183,628 — Consumer 30 2,641 140 2,811 14,646 129 17,457 73 Total $ 6,209 $ 8,702 $ 3,660 $ 18,571 $ 5,779,858 $ 126,718 $ 5,921,071 $ 3,660 (1) Loans 90 days past due and still accruing excludes $41,328 of PCD loans as of December 31, 2019. Loans past due 90 days and still accruing increased to $4,764 as of March 31, 2020. These loans are also considered well-secured, and are in the process of collection with plans in place for the borrowers to bring the notes fully current or to subsequently be renewed. The Company believes that it will collect all principal and interest due on each of the loans past due 90 days and still accruing. Troubled Debt Restructuring Modifications of terms for the Company’s loans and their inclusion as TDRs are based on individual facts and circumstances. Loan modifications that are included as TDRs may involve a reduction of the stated interest rate of the loan, an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk, or deferral of principal payments, regardless of the period of the modification. The recorded investment in TDRs was $3,142 and $2,142 as of March 31, 2020 and December 31, 2019, respectively. The following table presents the pre- and post-modification amortized cost of loan modified as TDRs during the three months ended March 31, 2020. There were no new TDRs during the three months ended March 31, 2019. The Company did not grant principal reductions or interest rate concessions on any TDRs. Extended Amortization Period Payment Deferrals Total Modifications Number of Loans Commercial $ — $ 970 $ 970 1 Total $ — $ 970 $ 970 $ 1 There were no loans modified as TDR loans within the previous 12 months and for which there was a payment default during the three months ended March 31, 2020 and 2019. A default for purposes of this disclosure is a TDR loan in which the borrower is 90 days past due or results in the foreclosure and repossession of the applicable collateral. Interest income recorded during the three months ended March 31, 2020 and 2019 on TDR loans and interest income that would have been recorded had the terms of the loans not been modified was minimal. The Company has not committed to lend additional amounts to customers with outstanding loans classified as TDRs as of March 31, 2020 or December 31, 2019. Credit Quality Indicators From a credit risk standpoint, the Company classifies its loans in one of the following categories: (i) pass, (ii) special mention, (iii) substandard or (iv) doubtful. Loans classified as loss are charged-off. Loans not rated special mention, substandard, doubtful or loss are classified as pass loans. The classifications of loans reflect a judgment about the risks of default and loss associated with the loan. The Company reviews the ratings on criticized credits monthly. Ratings are adjusted to reflect the degree of risk and loss that is felt to be inherent in each credit as of each monthly reporting period. All classified credits are evaluated for impairment. If impairment is determined to exist, a specific reserve is established. The Company’s methodology is structured so that specific reserves are increased in accordance with deterioration in credit quality (and a corresponding increase in risk and loss) or decreased in accordance with improvement in credit quality (and a corresponding decrease in risk and loss). Credits rated special mention show clear signs of financial weaknesses or deterioration in credit worthiness, however, such concerns are generally not so pronounced that the Company expects to experience significant loss within the short-term. Such credits typically maintain the ability to perform within standard credit terms and credit exposure is not as prominent as credits with a lower rating. Credits rated substandard are those in which the normal repayment of principal and interest may be, or has been, jeopardized by reason of adverse trends or developments of a financial, managerial, economic or political nature, or important weaknesses which exist in collateral. A protracted workout on these credits is a distinct possibility. Prompt corrective action is therefore required to strengthen the Company’s position, and/or to reduce exposure and to assure that adequate remedial measures are taken by the borrower. Credit exposure becomes more likely in such credits and a serious evaluation of the secondary support to the credit is performed. Credits rated doubtful are those in which full collection of principal appears highly questionable, and in which some degree of loss is anticipated, even though the ultimate amount of loss may not yet be certain and/or other factors exist which could affect collection of debt. Based upon available information, positive action by the Company is required to avert or minimize loss. Credits rated doubtful are generally also placed on non-accrual. Credits classified as PCD are those that, at acquisition date, have experienced a more-than-insignificant deterioration in credit quality since origination. All loans considered to be PCI loans prior to January 1, 2020 were converted to PCD loans upon adoption of ASC 326. The Company elected to maintain pools of loans that were previously accounted for under ASC 310-30 and will continue to account for these pools as a unit of account. Loans are only removed from the existing pools if they are foreclosed, written off, paid off, or sold. The Company considers the guidance in ASC 310-20 when determining whether a modification, extension or renewal of a loan constitutes a current period origination. Generally, current period renewals of credit are reunderwritten at the point of renewal and considered current period originations for purposes of the table below. Based on the most recent analysis performed, the risk category of loans by class of loans based on year or origination is as follows: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total As of March 31, 2020 Construction and land: Pass $ 10,095 $ 183,309 $ 245,362 $ 37,572 $ 13,121 $ 22,578 $ 42,786 $ — $ 554,823 Special mention — — — — — 3,935 — — 3,935 Substandard — — 855 785 467 — — — 2,107 PCD — — 476 995 938 3,196 — — 5,605 Total construction and land $ 10,095 $ 183,309 $ 246,693 $ 39,352 $ 14,526 $ 29,709 $ 42,786 $ — $ 566,470 Farmland: Pass $ 290 $ 1,004 $ 3,367 $ 4,415 $ — $ 4,470 $ 1,384 $ — $ 14,930 Total farmland $ 290 $ 1,004 $ 3,367 $ 4,415 $ — $ 4,470 $ 1,384 $ — $ 14,930 1 - 4 family residential: Pass $ 16,974 $ 95,380 $ 118,905 $ 75,229 $ 41,458 $ 148,332 $ 29,490 $ 3,056 $ 528,824 Special mention — — 155 119 — 552 — — 826 Substandard — — — 103 629 1,700 — — 2,432 PCD — — — — — 4,810 — — 4,810 Total 1 - 4 family residential $ 16,974 $ 95,380 $ 119,060 $ 75,451 $ 42,087 $ 155,394 $ 29,490 $ 3,056 $ 536,892 Multi-family residential: Pass $ — $ 113,249 $ 172,526 $ 32,779 $ 43,606 $ 8,931 $ 219 $ — $ 371,310 Special mention — 17,064 — — — — — — 17,064 Total multi-family residential $ — $ 130,313 $ 172,526 $ 32,779 $ 43,606 $ 8,931 $ 219 $ — $ 388,374 OOCRE: Pass $ 19,057 $ 60,032 $ 108,442 $ 85,128 $ 123,511 $ 226,995 $ 1,632 $ 7,411 $ 632,208 Special mention — — 4,296 92 4,176 4,869 — — 13,433 Substandard — — 1,664 2,692 8,109 2,551 — — 15,016 PCD — — 9,788 — 7,978 45,416 — — 63,182 Total commercial real estate $ 19,057 $ 60,032 $ 124,190 $ 87,912 $ 143,774 $ 279,831 $ 1,632 $ 7,411 $ 723,839 NOOCRE: Pass $ 135,824 $ 311,588 $ 522,931 $ 116,413 $ 231,653 $ 405,536 $ 27,677 $ — $ 1,751,622 Special mention — — — — — 5,184 — — 5,184 Substandard — — — — — 18,876 — — 18,876 PCD — — 18,655 — 6,756 27,293 — — 52,704 Total commercial real estate $ 135,824 $ 311,588 $ 541,586 $ 116,413 $ 238,409 $ 456,889 $ 27,677 $ — $ 1,828,386 Commercial: Pass $ 62,944 $ 208,011 $ 201,677 $ 115,757 $ 31,351 $ 47,577 $ 1,024,341 $ 18,252 $ 1,709,910 Special mention 67 1,440 9,924 233 174 1,852 — 5,961 19,651 Substandard — — 3,729 3,883 7,347 2,839 — 192 17,990 PCD — — — 5,040 3,689 21,323 — — 30,052 Total commercial $ 63,011 $ 209,451 $ 215,330 $ 124,913 $ 42,561 $ 73,591 $ 1,024,341 $ 24,405 $ 1,777,603 Mortgage warehouse: Pass $ — $ — $ — $ — $ — $ — $ 371,161 $ — $ 371,161 Total mortgage warehouse $ — $ — $ — $ — $ — $ — $ 371,161 $ — $ 371,161 Consumer: Pass $ 1,986 $ 2,079 $ 1,620 $ 4,896 $ 952 $ 733 $ 3,136 $ — $ 15,402 Substandard — — — 18 — 122 — — 140 PCD — — — 41 — 188 — — 229 Total consumer $ 1,986 $ 2,079 $ 1,620 $ 4,955 $ 952 $ 1,043 $ 3,136 $ — $ 15,771 Total Pass $ 247,170 $ 974,652 $ 1,374,830 $ 472,189 $ 485,652 $ 865,152 $ 1,501,826 $ 28,719 $ 5,950,190 Total Special Mention 67 18,504 14,375 444 4,350 16,392 — 5,961 60,093 Total Substandard — — 6,248 7,481 16,552 26,088 — 192 56,561 Total PCD — — 28,919 6,076 19,361 102,226 — — 156,582 Total $ 247,237 $ 993,156 $ 1,424,372 $ 486,190 $ 525,915 $ 1,009,858 $ 1,501,826 $ 34,872 $ 6,223,426 The following table summarizes the Company’s internal ratings of its loans, including PCD loans, as of December 31, 2019: December 31, 2019 Pass Special Substandard Doubtful PCD Total Real estate: Construction and land $ 618,773 $ 3,965 $ 2,689 $ — $ 3,947 $ 629,374 Farmland 16,939 — — — — 16,939 1 - 4 family residential 541,787 795 3,460 — 3,769 549,811 Multi-family residential 320,041 — — — — 320,041 Commercial real estate 2,332,357 23,494 38,278 — 96,854 2,490,983 Commercial 1,610,150 51,999 28,670 — 22,019 1,712,838 Mortgage warehouse 183,628 — — — — 183,628 Consumer 17,106 40 182 — 129,000 17,457 Total $ 5,640,781 $ 80,293 $ 73,279 $ — $ 126,718 $ 5,921,071 Purchased Credit Impaired Loans (Prior to the Adoption of ASU 2016-13) Loans acquired with evidence of credit quality deterioration at acquisition, for which it was probable that the Company would not be able to collect all contractual amounts due, were accounted for as PCI loans. The carrying amount of PCI loans included in the condensed consolidated balance sheets and the related outstanding balances at December 31, 2019 are set forth in the table below. The outstanding balance represents the total amount owed, including accrued but unpaid interest, and any amounts previously charged off. December 31, 2019 Carrying amount $ 126,125 Outstanding balance 157,417 Changes in the accretable yield for PCI loans for the three months ended March 31, 2019 are included in table below. Three Months Ended March 31, 2019 Balance at beginning of period $ 18,747 Additions 18,073 Reclassifications (to) from nonaccretable (413) Accretion (2,545) Balance at end of period $ 33,862 During the three months ended March 31, 2019, the Company received cash collections in excess of expected cash flows on PCI loans accounted for individually and not aggregated into loan pools of $390. Servicing Assets The Company was servicing loans of approximately $211,941 and $228,638 as of March 31, 2020 and 2019, respectively. A summary of the changes in the related servicing assets are as follows: Three Months Ended March 31, 2020 2019 Balance at beginning of period $ 3,113 $ 1,304 Servicing asset acquired through acquisition — 2,382 Increase from loan sales 109 461 Amortization charged to income (232) (175) Balance at end of period $ 2,990 $ 3,972 The estimated fair value of the servicing assets approximated the carrying amount at March 31, 2020, December 31, 2019 and March 31, 2019. Fair value is estimated by discounting estimated future cash flows from the servicing assets using discount rates that approximate current market rates over the expected lives of the loans being serviced. A valuation allowance is recorded when the fair value is below the carrying amount of the asset. The Company may also receive a portion of subsequent interest collections on loans sold that exceed the contractual servicing fees. In that case, the Company records an interest-only strip based on its relative fair market value and the other components of the loans. There was no interest-only strip receivable recorded at March 31, 2020 and December 31, 2019.

Fair Value

Fair Value	3 Months Ended
Fair Value	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value	Fair Value The following table summarizes assets measured at fair value on a recurring basis as of March 31, 2020 and December 31, 2019, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: March 31, 2020 Level 1 Level 2 Level 3 Total Financial Assets: Available for sale securities $ — $ 1,084,962 $ — $ 1,084,962 Equity securities with a readily determinable fair value 15,373 — — 15,373 Loans held for sale (1) — 15,048 — 15,048 Interest rate swaps designated as hedging instruments — — — — Customer interest rate swaps not designated as hedging instruments — 14,654 — 14,654 Correspondent interest rate caps and collars not designated as hedging instruments — 7 — 7 Financial Liabilities: Interest rate swaps designated as hedging instruments — 1,903 — 1,903 Correspondent interest rate swaps not designated as hedging instruments — 15,743 — 15,743 Customer interest rate caps and collars not designated as hedging instruments — 7 — 7 (1) Represents loans held for sale elected to be carried at fair value upon origination or acquisition. December 31, 2019 Level 1 Level 2 Level 3 Total Financial Assets: Available for sale securities $ — $ 964,365 $ — $ 964,365 Equity securities with a readily determinable fair value 11,122 — — 11,122 Loans held for sale (1) — 10,068 — 10,068 Correspondent interest rate swaps — 105 — 105 Customer interest rate swaps — 4,393 — 4,393 Correspondent interest rate caps and collars — 11 — 11 Commercial loan interest rate floor — 3,353 — 3,353 Financial Liabilities: Correspondent interest rate swaps — 4,736 — 4,736 Customer interest rate swaps — 84 — 84 Customer interest rate caps and collars — 11 — 11 (1) Represents loans held for sale elected to be carried at fair value upon origination or acquisition. There were no transfers between Level 2 and Level 3 during the three months ended March 31, 2020 and 2019. The following table summarizes assets measured at fair value on a non-recurring basis as of March 31, 2020 and December 31, 2019, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Fair Value Level 1 Level 2 Level 3 Total As of March 31, 2020 Assets: Collateral dependent loans $ — $ — $ 12,370 $ 12,370 Other real estate owned — — 7,720 7,720 As of December 31, 2019 Assets: Impaired loans — — 4,504 4,504 Other real estate owned — — 5,995 5,995 At March 31, 2020, collateral dependent loans with an allowance had a recorded investment of $12,370, with $5,921 specific allowance for credit loss allocated. At December 31, 2019, impaired loans had a carrying value of $4,504, with $1,602 specific allowance for credit loss allocated. Other real estate owned consisted of five properties recorded with a fair value of approximately $7,720 at March 31, 2020. Other real estate owned consisted of four properties recorded with a fair value of approximately $5,995 at December 31, 2019. There were no liabilities measured at fair value on a non-recurring basis as of March 31, 2020 or December 31, 2019. Fair Value of Financial Instruments The Company’s methods of determining fair value of financial instruments in this Note are consistent with its methodologies disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019, with the exception of securities sold under agreements to repurchase. Please re fer to Note 17 in the Company’s Annual Report on Form 10-K for information on these methods. The estimated fair values and carrying values of all financial instruments under current authoritative guidance as of March 31, 2020 and December 31, 2019 were as follows: Fair Value Carrying Level 1 Level 2 Level 3 March 31, 2020 Financial assets: Cash and cash equivalents $ 430,842 $ — $ 430,842 $ — Held to maturity investments 32,842 — 35,512 — Loans held for sale 15,048 — 15,048 — Loans held for investment, mortgage warehouse 371,161 — — 373,759 Loans held for investment 5,853,735 — — 5,799,072 Accrued interest receivable 22,059 — 22,059 — Bank-owned life insurance 81,395 — 81,395 — Servicing asset 2,991 — 2,991 — Equity securities without a readily determinable fair value 3,575 N/A N/A N/A Federal Home Loan Bank and Federal Reserve Bank stock 92,809 N/A N/A N/A Financial liabilities: Deposits $ 5,799,945 $ — $ 5,783,125 $ — Advances from FHLB 1,377,832 — 1,129,409 — Accrued interest payable 7,881 — 7,881 — Subordinated debentures and subordinated notes 140,406 — 140,406 — Securities sold under agreement to repurchase 2,426 — 2,426 — December 31, 2019 Financial assets: Cash and cash equivalents $ 251,550 $ — $ 251,550 $ — Held to maturity investments 32,965 — 34,810 — Loans held for sale 14,080 — 14,080 — Loans held for investment, mortgage warehouse 183,628 — — 185,060 Loans held for investment 5,737,577 — — 5,714,885 Accrued interest receivable 19,508 — 19,508 — Bank-owned life insurance 80,915 — 80,915 — Servicing asset 3,113 — 3,113 — Equity securities without a readily determinable fair value 3,575 N/A N/A N/A Federal Home Loan Bank and Federal Reserve Bank stock 68,348 N/A N/A N/A Financial liabilities: Deposits $ 5,894,350 $ — $ 5,692,217 $ — Advances from FHLB 677,870 — 708,692 — Accrued interest payable 5,893 — 5,893 — Subordinated debentures and subordinated notes 145,571 — 145,571 — Other borrowings 2,353 — 2,353 —

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
Derivative Financial Instruments	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments The Company primarily uses derivatives to manage exposure to market risk, including interest rate risk and credit risk and to assist customers with their risk management objectives. Management will designate certain derivatives as hedging instruments in a qualifying hedge accounting relationship. The Company’s remaining derivatives consist of derivatives held for customer accommodation or other purposes. The fair value of derivative positions outstanding is included in other assets and accounts payable and other liabilities on the accompanying condensed consolidated balance sheets and in the net change in each of these financial statement line items in the accompanying condensed consolidated statements of cash flows. For derivatives not designated as hedging instruments, gains and losses due to changes in fair value are included in noninterest income and the operating section of the condensed consolidated statement of cash flows. For derivatives designated as hedging instruments, the entire change in the fair value related to the derivative instrument is recognized as a component of other comprehensive income and subsequently reclassified into interest income when the forecasted transaction affects income. The notional amounts and estimated fair values as of March 31, 2020 and December 31, 2019 are as shown in the table below. March 31, 2020 December 31, 2019 Estimated Fair Value Estimated Fair Value Notional Derivative Assets Derivative Liabilities Notional Derivative Assets Derivative Liabilities Derivatives designated as hedging instruments (cash flow hedges): Interest rate swap on borrowing advances $ 500,000 $ 4,613 $ — $ — $ — $ — Interest rate swap on money market deposit account payments 250,000 — 1,903 — — — Commercial loan interest rate floor — — — 275,000 3,353 — Total derivatives designated as hedging instruments 750,000 4,613 1,903 275,000 3,353 $ — Derivatives not designated as hedging instruments: Financial institution counterparty: Interest rate swaps 272,636 — 15,743 222,394 105 4,736 Interest rate caps and collars 72,894 7 — 90,093 11 — Commercial customer counterparty: Interest rate swaps 272,636 14,654 — 222,394 4,393 84 Interest rate caps and collars 72,894 — 7 90,093 — 11 Total derivatives not designated as hedging instruments 691,060 14,661 15,750 624,974 4,509 4,831 Offsetting derivative assets/liabilities 4,620 4,620 (2,895) (2,895) Total derivatives $ 1,441,060 $ 23,894 $ 22,273 $ 899,974 $ 4,967 $ 1,936 Pre-tax gain (loss) included in the condensed consolidated statements of income and related to derivative instruments for the three months ended March 31, 2020 was as follows. We had no cash flow hedges for the three months ended March 31, 2019. For the Three Months Ended For the Three Months Ended Net Gain recognized in other comprehensive income on derivative Gain reclassified from accumulated other comprehensive income into interest income Gain recognized in other noninterest income Net Gain recognized in other comprehensive income on derivative Gain reclassified from accumulated other comprehensive income into interest income Gain recognized in other noninterest income Derivatives designated as hedging instruments (cash flow hedges): Interest rate floor $ 1,022 $ 284 $ — $ — $ — $ — Interest rate swaps 2,710 — — — — — Total $ 3,732 $ 284 $ — $ — $ — $ — Derivatives not designated as hedging instruments: Interest rate swaps, caps and collars $ — $ — $ 501 $ — $ — $ 250 Cash Flow Hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flows or other forecasted transactions. The Company uses interest rate swaps, floors, caps and collars to manage overall cash flow changes related to interest rate risk exposure on benchmark interest rate loans. In March 2020, the Company entered into an interest rate swap for a notional amount of $500,000 to hedge the variability of cash flow payments attributable to changes in interest rates in regards to forecasted issuances of three-month term debt arrangements every three months from March 2022 through March 2032. These forecasted borrowings can be sourced from an FHLB advance, repurchase agreement, brokered certificate of deposit or some combination. In March 2020, the Company entered into an interest rate swap for a notional amount of $250,000 to hedge the variability of cash flow payments attributable to changes in interest rates in regards to forecasted money market account borrowings from March 2020 through March 2025. In May 2019, the Company entered into a $275,000 notional interest rate floor for commercial loans with a two Interest Rate Swap, Floor, Cap and Collar Agreements Not Designated as Hedging Derivatives In order to accommodate the borrowing needs of certain commercial customers, the Company has entered into interest rate swap or cap agreements with those customers. These interest rate derivative contracts effectively allow the Company’s customers to convert a variable rate loan into a fixed rate loan. In order to offset the exposure and manage interest rate risk, at the time an agreement was entered into with a customer, the Company entered into an interest rate swap or cap with a correspondent bank counterparty with offsetting terms. These derivative instruments are not designated as accounting hedges and changes in the net fair value are recognized in noninterest income or expense. Because the Company acts as an intermediary for its customers, changes in the fair value of the underlying derivative contracts substantially offset each other and do not have a material impact on the Company’s results of operations. The fair value amounts are included in other assets and other liabilities. The following is a summary of the interest rate swaps, caps and collars outstanding as of March 31, 2020 and December 31, 2019. March 31, 2020 Notional Amount Fixed Rate Floating Rate Maturity Fair Value Non-hedging derivative instruments: Customer interest rate derivatives: Interest rate swaps - receive fixed/pay floating $ 272,636 3.140 - 8.470% LIBOR 1 month + 0% - 5.00% Wtd. Avg. $ (15,743) Interest rate caps and collars $ 72,894 2.500% / 3.100% LIBOR 1 month + 0% Wtd. Avg. $ 7 Correspondent interest rate derivatives: Interest rate swaps - pay fixed/receive floating $ 272,636 3.140 - 8.470% LIBOR 1 month + 0% - 5.00% Wtd. Avg. $ 14,654 Interest rate caps and collars $ 72,894 3.000% / 5.000% LIBOR 1 month + 0% - 2.50% Wtd. Avg. $ (7) December 31, 2019 Notional Amount Fixed Rate Floating Rate Maturity Fair Value Non-hedging derivative instruments: Customer interest rate derivatives: Interest rate swaps - receive fixed/pay floating $ 222,394 2.944 - 8.470% LIBOR 1 month + 0% - 5.00% Wtd. Avg. $ (4,632) Interest rate caps and collars $ 90,093 2.430% / 5.800% LIBOR 1 month + 0% - 3.75% Wtd. Avg. $ 11 Correspondent interest rate derivatives: Interest rate swaps - pay fixed/receive floating $ 222,394 2.944 - 8.470% LIBOR 1 month + 0% - 5.00% Wtd. Avg. $ 4,309 Interest rate caps and collars $ 90,093 3.000% / 5.800% LIBOR 1 month + 0% - 3.75% Wtd. Avg. $ (11)

Financial Instruments with Off-

Financial Instruments with Off-Balance Sheet Risk	3 Months Ended
Financial Instruments with Off-Balance Sheet Risk	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Financial Instruments with Off-Balance Sheet Risk	Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the condensed consolidated balance sheets. The Company’s exposure to credit loss in the event of nonperformance by the other party to a financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. The following table sets forth the approximate amounts of these financial instruments as of March 31, 2020 and December 31, 2019: March 31, December 31, 2020 2019 Commitments to extend credit $ 1,607,683 $ 1,950,350 Standby and commercial letters of credit 34,529 27,196 Total $ 1,642,212 $ 1,977,546 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Management evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of credit, is based on management’s credit evaluation of the borrower. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Standby letters of credit generally have fixed expiration dates or other termination clauses and may require payment of a fee. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Company’s policy for obtaining collateral and the nature of such collateral is substantially the same as that involved in making commitments to extend credit. The table below presents our financial instruments with off-balance sheet risk, as well as the activity in the allowance for unfunded commitment credit losses related to those financial instruments. This allowance is recorded in accounts payable and other liabilities on the condensed consolidated balance sheets: March 31, December 31, 2020 2019 Beginning balance for allowance for unfunded commitments $ 878 $ 878 Impact of CECL adoption 840 — Provision for unfunded commitments 3,881 — Ending balance of allowance for unfunded commitments $ 5,599 $ 878

Stock-Based Awards

Stock-Based Awards	3 Months Ended
Stock-Based Awards	Mar. 31, 2020
Share-based Payment Arrangement [Abstract]
Stock-Based Awards	Stock-Based Awards Veritex 2010 Stock Option and Equity Incentive Plan (“2010 Incentive Plan”) The Company recognized no stock compensation expense related to the 2010 Incentive Plan for the three months ended March 31, 2020. The Company recognized stock compensation expense related to the 2010 Incentive Plan of $2 for the three months ended March 31, 2019. A summary of option activity under the 2010 Incentive Plan for the three months ended March 31, 2020 and 2019, and changes during the periods then ended, is presented below: 2010 Incentive Plan Non-Performance Based Stock Options Shares Weighted Weighted Aggregate Intrinsic Value Outstanding at January 1, 2019 275,000 $ 10.12 2.39 years Exercised (15,000) 10.28 Outstanding and exercisable at March 31, 2019 260,000 $ 10.12 2.11 years Outstanding at January 1, 2020 257,500 $ 10.28 1.37 years $ 4,971 Exercised (202,500) 10.14 3,691 Outstanding and exercisable at March 31, 2020 55,000 $ 10.77 2.02 years $ 232 As of March 31, 2020, December 31, 2019 and March 31, 2019 there was no unrecognized stock compensation expense related to non-performance based stock options. A summary of the fair value of the Company’s stock options exercised under the 2010 Incentive Plan for the three months ended March 31, 2020 and 2019 is presented below: Fair Value of Options Exercised as of March 31, 2020 2019 Non-performance based stock options exercised 5,745 390 2019 Amended Plan and Green Acquired Omnibus Plans 2020 Grants of Restricted Stock Units During the three months ending March 31, 2020, the Company granted non-performance-based and performance-based restricted stock units (“RSUs”) under the 2019 Amended and Restated Omnibus Incentive Plan, which amended and restated the 2014 Omnibus Incentive Plan (“2019 Amended Plan”), and the Veritex (Green) 2014 Omnibus Equity Incentive Plan (“Veritex (Green) 2014 Plan”). The majority of the non-performance-based RSUs granted to employees during the three months ended March 31, 2020 are subject to “cliff” vesting after three years from the grant date. There were also non-performance-based RSUs granted to the Company’s directors that vest in four equal quarterly installments from the grant date. The performance-based RSUs granted in January 2020 are subject to “cliff” vesting, with a vesting date of January 1, 2023, based on a performance period starting on December 31, 2019 and ending on December 31, 2022. The vesting percentage is determined based on the Company’s total shareholder return (“TSR”) relative to the TSR of 15 peer companies (“Peer Group”) over the performance period. Below is a table showing the range of vesting percentages for the performance-based RSUs based on the Company’s TSR percentile rank. Vesting % Below the 24.9 th percentile of Peer Group TSR —% Within the 25 th to 49.9 th percentile of Peer Group TSR 50% Within the 50 th the 74.9 th percentile of Peer Group TSR 100% At or above the 75 th percentile of Peer Group TSR 150% A Monte Carlo simulation was used to estimate the fair value of performance-based RSUs on the grant date that include a market condition based on the Company’s TSR relative to its Peer Group, which determines the eligible number of RSUs to vest. 2020 Grant of Stock Options In January 2020, the Company granted non-performance-based options under the 2019 Amended Plan and the Veritex (Green) 2014 Plan, which vest over three years in equal installments on each anniversary of the grant date. The fair value of each option award is estimated on the grant date using the Black-Scholes option-pricing model with the following assumptions used for the grants for the three months ended March 31, 2020: Three Months Ended March 31, 2020 Dividend yield 2.33% to 2.40% Expected life 5.0 to 6.5 years Expected volatility 27.49% to 28.78% Risk-free interest rate 1.65% to 1.76% The expected life is based on the amount of time that options being valued are expected to remain outstanding. The dividend yield assumption is based on the Company’s dividend history. The expected volatility is based on historical volatility of the Company. The risk-free interest rates are based upon yields of U.S. Treasury issues with a term equal to the expected life of the option being valued. Stock Compensation Expense and Liability Award Compensation Expense Stock compensation expense for equity awards under the 2019 Amended Plan was approximately $1,488 for the three months ended March 31, 2020. For the three months ended March 31, 2019, the Company recognized $1,508 in stock compensation expense. Stock compensation expense for options and RSUs granted under the Veritex (Green) 2014 Plan was approximately $470 and $385 for the three months ended March 31, 2020 and March 31, 2019, respectively. There was no compensation expense for liability-classified awards under the 2019 Amended Plan during the three months ended March 31, 2020. Compensation expense for liability-classified awards was $708 for the three months ended March 31, 2019. 2019 Amended Plan A summary of the status of the Company’s stock options under the 2019 Amended Plan as of March 31, 2020 and 2019, and changes during the three months then ended, is as follows: 2019 Amended Plan Non-performance Based Stock Options Equity Awards Liability Awards Shares Weighted Weighted Aggregate Intrinsic Value Shares Weighted Weighted Aggregate Intrinsic Value Outstanding at January 1, 2019 449,520 $ 24.47 8.24 years — $ — Granted 75,928 21.38 253,633 21.38 Forfeited (4,445) 21.38 — — Exercised (11,848) 15.37 — — Outstanding at March 31, 2019 509,155 $ 23.28 8.28 years 253,633 $ 21.38 9.76 years Options exercisable at March 31, 2019 437,672 $ 24.71 8.04 years — $ — Outstanding at January 1, 2020 849,768 $ 23.61 8.24 years $ 4,687 — $ — Granted 144,025 29.13 — — Forfeited (21,891) 28.17 — — Exercised (33,439) 19.19 — — Outstanding at March 31, 2020 938,463 $ 24.51 8.28 years $ — — $ — $ — Options exercisable at March 31, 2020 469,983 $ 24.15 7.50 years $ — — $ — Weighted average fair value of options granted during the period $ 29.13 $ — As of March 31, 2020, December 31, 2019 and March 31, 2019, there was $3,563, $2,948 and $497 of total unrecognized compensation expense related to equity options awarded under the 2019 Amended Plan, respectively. As of March 31, 2020, there was no unrecognized compensation expense related to liability options awarded under the 2019 Amended Plan. The unrecognized compensation expense at March 31, 2020 is expected to be recognized over the remaining weighted average requisite service period of 2.34 years. A summary of the status of the Company’s non-performance-based RSUs under the 2019 Amended Plan as of March 31, 2020 and 2019, and changes during the three months then ended, is as follows: 2019 Amended Plan Non-performance-Based RSUs Equity Awards Liability Awards Units Weighted Units Weighted Outstanding at January 1, 2019 133,455 $ 19.67 — $ — Granted 66,327 21.38 165,739 21.38 Vested into shares (196,171) 23.41 — — Outstanding at March 31, 2019 3,611 $ 21.81 165,739 $ 21.38 Outstanding at January 1, 2020 175,688 $ 21.65 — $ — Granted 95,885 29.10 — — Vested into shares (46,926) 28.99 — — Outstanding at March 31, 2020 224,647 $ 24.97 — $ — A summary of the status of the Company’s performance-based RSUs under the 2019 Amended Plan as of March 31, 2020 and 2019, and changes during the three months then ended, is as follows: 2019 Amended Plan Performance-Based RSUs Equity Awards Liability Awards Units Weighted Units Weighted Outstanding at January 1, 2019 63,988 $ 21.28 — $ — Granted 29,282 21.38 32,249 21.38 Vested into shares (51,284) 25.31 — — Forfeited (14,418) 26.85 — — Outstanding at March 31, 2019 27,568 $ 23.11 32,249 $ 21.38 Outstanding at January 1, 2020 63,727 $ 22.76 — $ — Granted 39,398 29.13 — — Vested into shares (1,841) 26.65 — — Outstanding at March 31, 2020 101,284 $ 25.22 — $ — As of March 31, 2020, December 31, 2019 and March 31, 2019 there was $7,209, $4,329 and $498 of total unrecognized compensation related to equity RSUs awarded under the 2019 Amended Plan, respectively. As of March 31, 2020, there was no of unrecognized compensation related to liability RSUs awarded under the 2019 Amended Plan. The unrecognized compensation expense at March 31, 2020 is expected to be recognized over the remaining weighted average requisite service period of 2.3 years. A summary of the fair value of the Company’s stock options exercised and RSUs vested under the 2019 Amended Plan during the three months ended March 31, 2020 and 2019 is presented below: Fair Value of Options Exercised or RSUs Vested in the Three Months Ended March 31, 2020 2019 Non-performance-based stock options exercised 943 315 Non-performance-based RSUs vested 116 1,096 Performance-based RSUs vested 18 4,346 Veritex (Green) 2014 Plan A summary of the status of the Company’s stock options under the Veritex (Green) 2014 Plan as of March 31, 2020 and 2019, and changes during the three months then ended, is as follows: Veritex (Green) 2014 Plan Non-performance Based Stock Options Shares Weighted Weighted Aggregate Intrinsic Value Outstanding at January 1, 2019 — $ — Converted in acquisition of Green 304,778 15.41 Granted 211,793 21.38 Exercised (28,033) 12.89 Outstanding at March 31, 2019 488,538 $ 23.28 8.35 years Options exercisable at March 31, 2019 276,745 $ 15.67 7.27 years Outstanding at January 1, 2020 386,969 $ 19.30 7.86 years Granted 31,075 29.13 Forfeited (23,736) 21.38 Exercised (32,526) 19.81 Outstanding at March 31, 2020 361,782 $ 19.97 7.77 years $ — Options exercisable at March 31, 2020 214,342 $ 17.87 6.94 years $ — Weighted average fair value of options granted during the period $ 29.13 As of March 31, 2020, December 31, 2019 and March 31, 2019, there was $1,047, $1,062, and $1,474 of total unrecognized compensation expense related to options awarded under the Veritex (Green) 2014 Plan, respectively. The unrecognized compensation expense at March 31, 2020 is expected to be recognized over the remaining weighted average requisite service period of 1.9 years. A summary of the status of the Company’s non-performance-based RSUs under the Veritex (Green) 2014 Plan as of March 31, 2020 and 2019 and changes during the three months then ended, is as follows: Veritex (Green) 2014 Plan Non-performance-Based RSUs Units Weighted Outstanding at January 1, 2019 — $ — Granted 116,250 21.38 Outstanding at March 31, 2019 116,250 $ 21.38 Outstanding at January 1, 2020 116,250 $ 21.38 Granted 33,918 29.13 Vested into shares (38,744) 29.13 Forfeited (3,492) 29.13 Outstanding at March 31, 2020 107,932 $ 24.45 A summary of the status of the Company’s performance-based RSUs under the Veritex (Green) 2014 Plan as of March 31, 2020 and 2019 and changes during the three months then ended, is as follows: Veritex (Green) 2014 Plan Performance-Based RSUs Units Weighted Outstanding at January 1, 2019 — $ — Granted 26,145 $ 21.38 Outstanding at March 31, 2019 26,145 $ 21.38 Outstanding at January 1, 2020 25,320 $ 21.38 Granted 8,531 29.13 Outstanding at March 31, 2020 33,851 $ 23.33 As of March 31, 2020, December 31, 2019 and March 31, 2019, there was $2,577, $1,991, and $2,750, respectively, of total unrecognized compensation related to outstanding performance-based RSUs awarded under the Veritex (Green) 2014 Plan to be recognized over a remaining weighted average requisite service period of 2.0 years. A summary of the fair value of the Company’s stock options exercised and RSUs vested under the Veritex (Green) 2014 Plan during the three months ended March 31, 2020 and 2019 s presented below: Fair Value of Options Exercised or RSUs Vested in the Three Months Ended March 31, 2020 2019 Non-performance-based stock options exercised $ 950 $ 558 Non-performance-based RSUs vested 142 — Green Bancorp Inc. 2010 Stock Option Plan and Green Bancorp Inc. 2006 Stock Option Plan In addition to the Veritex (Green) 2014 Plan discussed earlier in this Note, the Company assumed two stock and incentive plans in the Green acquisition, the Green Bancorp Inc. 2010 Stock Option Plan (“Green 2010 Plan”) and the Green Bancorp Inc. 2006 Stock Option Plan (“Green 2006 Plan”). For the Green 2010 Plan and the Green 2006 Plan, 768,628 and 11,850 of stock options, respectively, were converted in the acquisition of Green during the three months ended March 31, 2019. No stock options or restricted stock units were awarded from these plans during the three months ended March 31, 2020 or 2019. During the three months ended March 31, 2020, 386,960 stock options granted under the Green 2010 Plan were exercised and no stock options granted under the Green 2006 Plan were exercised. As of March 31, 2020, 179,976 exercisable stock options remain outstanding in the Green 2010 Plan and no exercisable stock options remain outstanding in the Green 2006 Plan.

Income Taxes

Income Taxes	3 Months Ended
Income Taxes	Mar. 31, 2020
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income tax expense for the three months ended March 31, 2020 and 2019 was as follows: Three Months Ended March 31, 2020 2019 Income tax expense (benefit) for the period $ (684) $ 1,989 Effective tax rate (19.8) % 21.2 % For the three months ended March 31, 2020, the Company had an effective tax rate of (19.8)%. The decrease in the effective tax rate was primarily due to a net discrete tax benefit of $1,388 primarily associated with the recognition of excess tax benefit realized on share-based payment awards pursuant to ASU 2016-09, Improvements to Employee Share-Based Payment Accounting, Compensation - Stock Compensation (Topic 718) . Excluding the discrete tax item, the Company had an effective tax rate of 22.1% for the three month ended March 31, 2020.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
Commitments and Contingencies	Mar. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Litigation The Company may from time to time be involved in legal actions arising from normal business activities. Management believes that the ultimate liability, if any, resulting from these actions will not materially affect the financial position or results of operations of the Company. Qualified Affordable Housing Investment As of March 31, 2020 and December 31, 2019, the balance of the investment for qualified affordable housing projects was $3,194 and $3,292, respectively. This balance is reflected in other investments on the condensed consolidated balance sheets. The total unfunded commitment related to the investment in certain qualified housing projects totaled $622 and $1,091 as of March 31, 2020 and December 31, 2019, respectively. The Company expects to fulfill these commitments during the year ended 2034.

Capital Requirements and Restri

Capital Requirements and Restrictions on Retained Earnings	3 Months Ended
Capital Requirements and Restrictions on Retained Earnings	Mar. 31, 2020
Banking and Thrift [Abstract]
Capital Requirements and Restrictions on Retained Earnings	Capital Requirements and Restrictions on Retained EarningsThe Company, on a consolidated basis, and the Bank are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can lead to the initiation of certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. In the first quarter of 2020, U.S. federal regulatory authorities issued an interim final rule that provides banking organizations that adopt CECL during the 2020 calendar year with the option to delay for two years the estimated impact of CECL on regulatory capital relative to regulatory capital determined under the prior incurred loss methodology, followed by a three-year transition period to phase out the aggregate amount of the capital benefit provided during the initial two-year delay (i.e., a five-year transition in total). In connection with our adoption of CECL on January 1, 2020, we have elected to utilize the five-year CECL transition. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total, CET1 and Tier 1 capital (as defined in the regulations) to risk weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined). Management believes, as of March 31, 2020 and December 31, 2019, that the Company and the Bank met all capital adequacy requirements to which they were subject. As of March 31, 2020 and December 31, 2019, the Company’s and the Bank’s capital ratios exceeded those levels necessary to be categorized as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as “well capitalized,” the Company and the Bank must maintain minimum total risk-based, CET1, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the table below. There are no conditions or events since March 31, 2020 that management believes have changed the Company’s categorization as “well capitalized.” A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios is presented in the following table: Actual For Capital To Be Well Amount Ratio Amount Ratio Amount Ratio As of March 31, 2020 Total capital (to risk-weighted assets) Company $ 918,866 12.48 % $ 589,017 8.0 % n/a n/a Bank 912,112 12.37 % 589,887 8.0 % $ 737,358 10.0 % Tier 1 capital (to risk-weighted assets) Company 730,461 9.92 % 441,811 6.0 % n/a n/a Bank 834,035 11.31 % 442,459 6.0 % 589,945 8.0 % Common equity tier 1 to risk-weighted assets Company 701,401 9.53 % 331,197 4.5 % n/a n/a Bank 834,035 11.31 % 331,844 4.5 % 479,330 6.5 % Tier 1 capital (to average assets) Company 730,461 9.49 % 307,887 4.0 % n/a n/a Bank 834,035 10.83 % 308,046 4.0 % 385,058 5.0 % As of December 31, 2019 Total capital (to risk-weighted assets) Company $ 917,939 13.10 % $ 560,573 8.0 % n/a n/a Bank 870,838 12.44 % 560,024 8.0 % $ 700,031 10.0 % Tier 1 capital (to risk-weighted assets) Company 771,679 11.02 % 420,152 6.0 % n/a n/a Bank 840,126 12.00 % 420,063 6.0 % 560,084 8.0 % Common equity tier 1 to risk-weighted assets Company 742,675 10.60 % 315,287 4.5 % n/a n/a Bank 840,126 12.00 % 315,047 4.5 % 455,068 6.5 % Tier 1 capital (to average assets) Company 771,679 10.17 % 303,512 4.0 % n/a n/a Bank 840,126 11.07 % 303,569 4.0 % 379,461 5.0 %

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
Summary of Significant Accounting Policies (Policies)	Mar. 31, 2020
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited condensed consolidated financial statements include the accounts of Veritex and the Bank, its wholly owned subsidiary. The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles in the United States of America (“GAAP”), but do not include all of the information and footnotes required for complete financial statements. Intercompany transactions and balances are eliminated in consolidation. In management’s opinion, these unaudited condensed consolidated financial statements include all adjustments of a normal recurring nature necessary for a fair statement of the Company’s condensed consolidated financial position at March 31, 2020 and December 31, 2019, condensed consolidated results of operations for the three months ended March 31, 2020 and 2019, condensed consolidated stockholders’ equity for the three months ended March 31, 2020 and 2019 and condensed consolidated cash flows for the three months ended March 31, 2020 and 2019. Certain prior period balances have been reclassified to conform to the current period presentation. Accounting measurements at interim dates inherently involve greater reliance on estimates than at year end and the results for the interim periods shown herein are not necessarily indicative of results to be expected for the full year due in part to global economic and financial market conditions, interest rates, access to sources of liquidity, market competition and interruptions of business processes. These unaudited condensed consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto for the year ended December 31, 2019 included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019, as filed with the Securities and Exchange Commission on February 28, 2020.
Segment Reporting	Segment Reporting The Company has one reportable segment. All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each activity of the Company supports the others. For example, lending is dependent upon the ability of the Company to fund itself with deposits and borrowings while managing interest rate and credit risk. Accordingly, all significant operating decisions are based upon an analysis of the Bank as one segment or unit. The Company’s chief operating decision-maker, the Chief Executive Officer, uses the consolidated results to make operating and strategic decisions.
Earnings Per Share	Earnings Per ShareEarnings per share (“EPS”) are based upon the Company’s weighted-average shares outstanding.
Adoption of New Accounting Standards	Adoption of New Accounting Standards On January 1, 2020, the Company adopted Accounting Standard Update (“ASU”) 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments , which replaces the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet (“OBS”) credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance with Topic 842 on leases. In addition, Accounting Standards Codification (“ASC”) 326 made changes to the accounting for available-for-sale debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on available-for-sale debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell. The Company adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost, net investments in leases and OBS credit exposures. Results for reporting periods beginning after January 1, 2 020 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable GAAP. The Company recorded a net decrease to retained earnings of $15,505 as of January 1, 2020 for the cumulative effect of adopting ASC 326. The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration (“PCD”) that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the standard, managem ent did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. On January 1, 2020, the amortized cost basis of the PCD assets were adjusted to reflect the addition of $19,710 of the allowance for credit losses (“ACL”). The remaining noncredit discount will be accreted into interest income at the effective interest rate. As allowed by ASC 326, the Company elected to maintain pools of loans accounted for under ASC 310-30. In accordance with the standard, management did not reassess whether modifications to individual acquired financial assets accounted for in pools were troubled debt restructurings as of the date of adoption. The following table illustrates the impact of ASC 326. January 1, 2020 As Reported Pre-ASC 326 Impact of ASC 326 Adoption Assets: Allowance for credit losses on debt securities held-to-maturity $ — $ — $ — Allowance for credit losses on loans Construction and land 3,760 3,822 (62) Farmland 65 61 4 1 - 4 family residential 6,002 1,378 4,624 Multi-family residential 2,593 1,965 628 Owner Occupied Commercial Real Estate 13,066 1,978 11,088 Non-Owner Occupied Commercial Real Estate 15,314 8,139 7,175 Commercial 27,729 12,369 15,360 Consumer 442 122 320 Allowance for credit losses on loans $ 68,971 $ 29,834 $ 39,137 Liabilities: Allowance for credit losses on OBS credit exposures $ 1,718 $ 878 840 In January 2017, the FASB issued ASU 2017-04, Intangibles - Goodwill and Other (Topic 350) - Simplifying the Test for Goodwill Impairment (“ASU 2017-04”). ASU 2017-04 simplifies the accounting for goodwill impairment for all entities by requiring impairment charges to be based on the first step in the previous two-step impairment test. Under the new guidance, if a reporting unit’s carrying amount exceeds its fair value, an entity will record an impairment charge based on that difference. The impairment charge will be limited to the amount of goodwill allocated to that reporting unit. The standard eliminates the prior requirement to calculate a goodwill impairment charge using Step 2, which requires an entity to calculate any impairment charge by comparing the implied fair value of goodwill with its carrying amount. ASU 2017-04 was effective for the Company on January 1, 2020 and did not have a material impact on the Company’s financial statements. In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820) - Changes to the Disclosure Requirements for Fair Value Measurement (“ASU 2018-13”). ASU 2018-13 modifies the disclosure requirements on fair value measurements by requiring that Level 3 fair value disclosures include the range and weighted average of significant unobservable inputs used to develop those fair value measurements. For certain unobservable inputs, an entity may disclose other quantitative information in lieu of the weighted average if the entity determines that other quantitative information would be a more reasonable and rational method to reflect the distribution of unobservable inputs used to develop Level 3 fair value measurements. ASU 2018-13 was effective for the Company on January 1, 2020 and did not have a material impact on the Company’s financial statement disclosures. In August 2018, the FASB issued ASU 2018-15, Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40) - Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract (“ASU 2018-15”). ASU 2018-15 aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by these amendments. ASU 2018-15 was effective for the Company on January 1, 2020 and did not have a material impact on the Company’s financial statements.
Debt Securities	Debt Securities Debt securities that the Company has both the positive intent and ability to hold to maturity are classified as held to maturity and are carried at amortized cost. Debt securities that the Company intends to hold for an indefinite period of time, but not necessarily to maturity, are classified as available for sale and are carried at fair value. Unrealized gains and losses on investment securities classified as available for sale have been accounted for as accumulated other comprehensive income (loss), net of taxes. Management determines the appropriate classification of investment securities at the time of purchase. Interest income includes amortization of purchase premiums and discounts over the period to maturity using a level-yield method, except for premiums on callable debt securities, which are amortized to their earliest call date. Realized gains and losses are recorded on the sale of debt securities in noninterest income. The Company has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in other assets on the consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the three months ended March 31, 2020 and 2019.
Debt Securities	Debt Securities Debt securities that the Company has both the positive intent and ability to hold to maturity are classified as held to maturity and are carried at amortized cost. Debt securities that the Company intends to hold for an indefinite period of time, but not necessarily to maturity, are classified as available for sale and are carried at fair value. Unrealized gains and losses on investment securities classified as available for sale have been accounted for as accumulated other comprehensive income (loss), net of taxes. Management determines the appropriate classification of investment securities at the time of purchase. Interest income includes amortization of purchase premiums and discounts over the period to maturity using a level-yield method, except for premiums on callable debt securities, which are amortized to their earliest call date. Realized gains and losses are recorded on the sale of debt securities in noninterest income. The Company has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in other assets on the consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the three months ended March 31, 2020 and 2019.
Allowance for Credit Losses	Allowance for Credit Losses – Available for Sale Securities For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recognized in other comprehensive income. Changes in the ACL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available for sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on available for sale debt securities is excluded from the estimate of credit losses. All o wan ce for Cr e d it Loss e s – He l d to Mat u r i ty Sec u ri ti es Management measures expected credit losses on held to maturity debt securities on a collective basis by major security type. The estimate of expected credit losses considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable on held to maturity debt securities is excluded from the estimate of credit losses . Management classifies the held to maturity portfolio into the following major security types: mortgage-backed securities, coll ateralized mortgage obligations and municipal securities. All of the mortgage-backed securities and collateralized mortgage obligations held by the Company are issued by U.S. government entities and agencies. These securities are either explicitly or implicitly guaranteed by the U . S. government, are highly rated by major rating agencies and have a long history of no credit losses
Loans Held for Investment	Loans Held for Investment Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost, net of the ACL. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, fair value hedge accounting adjustments, deferred loan fees and costs. The Company has made a policy election to exclude accrued interest from the amortized cost basis of loans and report accrued interest separately from the related loan balance in other assets on the condensed consolidated balance sheets. Interest on loans is recognized using the effective-interest method on the daily balances of the principal amounts outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due in accordance with the terms of the loan agreement. The accrual of interest on loans is discontinued when, in management’s opinion, the borrower may be unable to meet payment obligations as they come due, as well as when required by regulatory provisions. Loans may be placed on non-accrual status regardless of whether or not such loans are considered past due. When a loan is placed on non-accrual status, all interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Under the cash-basis method, interest income is recorded when the payment is received in cash. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Acquired Loans Prior to January 1, 2020, loans acquired in a business combination that had evidence of deterioration of credit quality since origination and for which it was probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable were considered purchased credit impaired. PCI loans were accounted for individually or aggregated into pools of loans based on common risk characteristics such as credit grade, loan type, and date of origination. All loans considered to be PCI loans prior to January 1, 2020 were converted to PCD loans upon the Company’s adoption of ASC 326. The Company elected to maintain pools of loans that were previously accounted for under ASC 310-30 and will continue to account for these pools as a unit of account. Loans are only removed from the existing pools if they are foreclosed, written off, paid off, or sold. Upon adoption of ASC 326, the ACL was determined for each loan or pool and added to the loan or pool's carrying amount to establish a new amortized cost basis. The difference between the unpaid principal balance of the loan or pool and the new amortized cost basis is the noncredit premium or discount which will be accreted into interest income over the remaining life of the loan or pool. Changes to the ACL after adoption are recorded through provision expense. Subsequent to January 1, 2020, loans acquired in a business combination that have experienced more-than-insignificant deterioration in credit quality since origination are considered PCD loans. At the acquisition date, an estimate of expected credit losses is made for groups of PCD loans with similar risk characteristics and individual PCD loans without similar risk characteristics. This initial ACL is allocated to individual PCD loans and added to the purchase price or acquisition date fair values to establish the initial amortized cost basis of the PCD loans. As the initial ACL is added to the purchase price, there is no credit loss expense recognized upon acquisition of a PCD loan. Any difference between the unpaid principal balance of PCD loans and the amortized cost basis is considered to relate to noncredit factors and results in a discount or premium. Discounts and premiums are recognized through interest income on a level-yield method over the life of the loans. For acquired loans not deemed purchased credit deteriorated at acquisition, the differences between the initial fair value and the unpaid principal balance are recognized as interest income on a level-yield basis over the lives of the related loans. At the acquisition date, an initial allowance for expected credit losses is estimated and recorded as credit loss expense. The subsequent measurement of expected credit losses for all acquired loans is the same as the subsequent measurement of expected credit losses for originated loans.
Allowance for Credit Losses - Loans	Allowance for Credit Losses - Loans The ACL is a valuation account that is deducted from the loans' amortized cost basis to present the net amount expected to be collected on the loans. The Company estimates the ACL on loans based on the underlying assets’ amortized cost basis, which is the amount at which the financing receivable is originated or acquired, adjusted for applicable accretion or amortization of premium, discount, and net deferred fees or costs, collection of cash, and charge-offs. In the event that collection of principal becomes uncertain, the Company has policies in place to reverse accrued interest in a timely manner. Therefore, the Company has made a policy election to exclude accrued interest from the measurement of ACL. Expected credit losses are reflected in the ACL through a charge to credit loss expense. When the Company deems all or a portion of a financial asset to be uncollectible the appropriate amount is written off and the ACL is reduced by the same amount. The Company applies judgment to determine when a financial asset is deemed uncollectible; however, an asset will typically be considered uncollectible no later than when all efforts at collection have been exhausted. Subsequent recoveries, if any, are credited to the ACL when received. The Company measures expected credit losses of financial assets on a collective (pool) basis, when the financial assets share similar risk characteristics. Depending on the nature of the pool of financial assets with similar risk characteristics, the Company uses a discounted cash flow (“DCF”) method or a loss-rate method to estimate expected credit losses. The Company will utilize a probability of default/loss given default (PD/LGD) model to estimate expected credit losses for our PCD loans and pools. The Company’s methodologies for estimating the ACL take into account available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodologies apply historical loss information, adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions expected to exist through the contractual lives of the financial assets that are reasonable and supportable, to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Real Estate — This category of loans consists of the following loan types: Construction and land — This category of loans consists of loans to finance the ground up construction, improvement and/or carrying for sale after the completion of construction of owner occupied and non-owner occupied residential and commercial properties, and loans secured by raw or improved land. The repayment of construction loans is generally dependent upon the successful completion of the improvements by the builder for the end user, or sale of the property to a third party. Repayment of land secured loans are dependent upon the successful development and sale of the property, the sale of the land as is, or the outside cash flow of the owners to support the retirement of the debt. Farmland — These loans are principally loans to purchase farmland. 1-4 family residential — This category of loans includes both first and junior liens on residential real estate. Home equity revolving lines of credit and home equity term loans are included in this group of loans. Multi-family residential — This category of loans is primarily secured by non-owner occupied apartment or multifamily residential buildings. Generally, these types of loans are thought to involve a greater degree of credit risk than owner occupied commercial real estate as they are more sensitive to adverse economic conditions. Owner occupied commercial real estate (“OOCRE”) — This category of loans includes real estate loans for a variety of commercial property types and purposes. The repayment of real estate loans is generally largely dependent on the successful operation of the property securing the loans or the business conducted on the property securing the loan. Real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s real estate portfolio are generally diverse in terms of type and geographic location, throughout the Dallas-Fort Worth metroplex and Houston metropolitan area. This diversity helps reduce the exposure to adverse economic events that may affect any single market or industry. Non-owner occupied commercial real estate (“NOOCRE”) — This category of loans includes investment real estate loans that are primarily secured by office and industrial buildings, retail shopping centers and various special purpose properties. Generally, these types of loans are thought to involve a greater degree of credit risk than OOCRE as they are more sensitive to adverse economic conditions. Commercial — This category of loans is for commercial, corporate and business purposes. The Company’s commercial business loan portfolio is comprised of loans for a variety of purposes and across a variety of industries. These loans include general commercial and industrial loans, loans to purchase capital equipment, agriculture operating loans and other business loans for working capital and operational purposes. Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory. Mortgage warehouse - Mortgage warehouse facilities are provided to unaffiliated mortgage origination companies and are collateralized by 1-4 family residential loans. The originator closes new mortgage loans with the intent to sell these loans to third party investors for a profit. The Company provides funding to the mortgage companies for the period between the origination and their sale of the loan. The Company is repaid with the proceeds received from sale of the mortgage loan to the final investor. Consumer — This category of loans is used for personal use typically for consumer purposes. Collateral Dependent Financial Assets Loans that do not share risk characteristics are evaluated on an individual basis. For collateral dependent financial assets where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the financial asset to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized costs basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The ACL may be zero if the fair value of the collateral at the measurement date exceeds the amortized cost basis of the financial asset. For collateralized financial assets that are not collateral dependent, the Company will consider the nature of the collateral, potential future changes in collateral values, and historical loss information for financial assets secured with similar collateral to determine the ACL. Troubled-debt Restructurings (TDRs) From time to time, the Company may modify its loan agreement with a borrower. A modified loan is considered a TDR, using Accounting Standards Codification 310-40, “ Receivables – Troubled Debt Restructurings by Creditors ,” (“ASC 310-40”), when two conditions are met: (i) the borrower is experiencing financial difficulty and (ii) concessions are made by the Company that would not otherwise be considered for a borrower with similar credit risk characteristics. Modifications to loan terms may include a lower interest rate, a reduction of principal, or a longer term to maturity. The ACL on a TDR is measured using the same method as all other loans held for investment, except that the original interest rate is used to discount the expected cash flows, not the rate specified within the restructuring. In addition, when management has a reasonable expectation of executing a TDR the expected effect of the modification is included in the estimate of the ACL. Contractual Term The Company’s estimate of the ACL reflects losses expected over the remaining contractual life of the assets. The contractual term does not consider extensions, renewals or modifications unless the Company has identified an expected TDR. Discounted Cash Flow Method The Company uses the DCF method to estimate expected credit losses for the commercial real estate, construction, land development, land, 1-4 family residential, commercial (excluding liquid credit and premium finance), and consumer loan pools. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjusted for estimated prepayment speed, curtailments, time to recovery, probability of default, and loss given default. The modeling of expected prepayment speeds, curtailment rates, and time to recovery are based on historical internal data. The Company uses regression analysis of historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loan pools utilizing the DCF method, management utilizes and forecasts Texas unemployment as a loss driver. Management also utilizes and forecasts either one-year percentage change in Texas gross domestic product or one-year percentage change in the commercial real estate property index as a second loss driver depending on the nature of the underlying loan pool and how well that loss driver correlates to expected future losses. For all DCF models, management has determined that four quarters represents a reasonable and supportable forecast period and reverts back to a historical loss rate over four quarters on a straight-line basis. Management leverages economic projections from a reputable and independent third party to inform its loss driver forecasts over the four-quarter forecast period. Other internal and external indicators of economic forecasts are also considered by management when developing the forecast metrics. The combination of adjustments for credit expectations (default and loss) and timing expectations (prepayment, curtailment, and time to recovery) produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce an instrument-level net present value of expected cash flows (“NPV”). An ACL is established for the di fference between the instrument’s NPV and amortized cost basis. The ACL is further increased for qualitative loss factors based on management's judgment of company, market, industry or business specific data, changes in underlying loan composition of specific portfolios, trends relating to credit quality, delinquency, non-performing and adversely rated loans, and reasonable and supportable forecasts of economic conditions. Loss-Rate Method The Company uses a loss-rate method to estimate expected credit losses for its farmland and mortgage warehouse loan pool. For this loan segment, the Company applies an expected loss ratio based on internal and peer historical losses adjusted as appropriate for qualitative factors. Qualitative loss factors are based on management's judgment of company, market, industry or business specific data, changes in underlying loan composition of specific portfolios, trends relating to credit quality, delinquency, non-performing and adversely rated loans, and reasonable and supportable forecasts of economic conditions. Probability of Default/Loss Given Default Method The Company uses the PD/L GD method to estimate expected credit losses for the construction and land, 1-4 family residential, OOCRE, NOOCRE, commercial and consumer PCD loan pools. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjuste d for estimated prepayment speed, time to recovery, probability of default, and loss given default. The combination of adjustments for credit expectations (default and loss) and timing expectations (prepayment and time to recovery) produces an expected cash flow stream at the instrument level. An ACL is established for the di fference between the instrument’s undiscounted cash flows and amortized cost basis. The ACL is further increased for qualitative loss factors based on management's judgment of company, market, industry or business specific data, changes in underlying loan composition of specific portfolios, trends relating to credit quality, delinquency, non-performing and adversely rated loans, and reasonable and supportable forecasts of economic conditions.
Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures	Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an ACL on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancellable, through a charge to provision for credit losses for unfunded commitments included in the Company’s condensed consolidated statements of income. The ACL on off-balance sheet credit exposures is estimated by loan segment at each balance sheet date under the CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur, and is included in accounts payable and other liabilities on the Company’s consolidated balance sheets.
Derivative Financial Instruments	Derivative Financial Instruments (Not Designated as Accounting Hedges) The Company has entered into certain derivative instruments pursuant to a customer accommodation program under which the Company enters into an interest rate swap, cap or collar agreement with a commercial customer and an agreement with offsetting terms with a correspondent bank. These derivative instruments are not designated as accounting hedges and the changes in net fair value are recognized in noninterest income or expense on the Company’s condensed consolidated statements of income and the fair value amounts are included in other assets and accounts payable and other liabilities on the Company’s condensed consolidated balance sheets. Derivative Financial Instruments (Designated as Cash Flow Hedges) Cash flow hedge relationships mitigate exposure to the variability of future cash flows or other forecasted transactions. The Company uses interest rate swaps, floors, caps and collars to manage overall cash flow changes related to interest rate risk exposure on benchmark interest rate loans. The entire change in the fair value related to the derivative instrument is recognized as a component of other comprehensive income and subsequently reclassified into interest income when the forecasted transaction affects income. . The Company assesses the “effectiveness” of hedging derivatives on the date an arrangement was entered into and on a prospective basis at least quarterly. Hedge “effectiveness” is determined by the extent to which changes in the fair value of a derivative instrument offset changes in the fair value, cash flows or carrying value attributable to the risk being hedged. If the relationship between the change in the fair value of the derivative instrument and the change in the hedged item falls within a range considered to be the industry norm, the hedge is considered “highly effective” and qualifies for hedge accounting. A hedge is “ineffective” if the relationship between the changes falls outside the acceptable range. In that case, hedge accounting is discontinued on a prospective basis. The time value of the option is excluded from the assessment of effectiveness and is recognized in earnings using a straight-line amortization method over the life of the hedge arrangement. Gains or losses resulting from the termination or sale of a derivative accounted for as a cash flow hedge remain in other comprehensive income and are accreted or amortized to earnings over the remaining period of the former hedging relationship unless the forecasted transaction becomes probable of not occurring.
Goodwill	Goodwill Goodwill resulting from a business combination represents the excess of the fair value of the consideration transferred over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill is not amortized but is reviewed for potential impairment annually on October 31 of each fiscal year or when a triggering event occurs. The Company may first assess qualitative factors to determine whether it is more likely than not (that is, a likelihood of more than 50%) that the fair value of a reporting unit is less than its carrying amount, including goodwill. The Company has an unconditional option to bypass the qualitative assessment for any reporting unit in any period and proceed directly to performing the quantitative goodwill impairment test, and the Company may resume performing the qualitative assessment in any subsequent period. If the Company determines that it is more likely than not that the fair value of a reporting unit is less than its carrying amount, then the Company proceeds to perform the quantitative goodwill impairment test. The quantitative goodwill impairment test, used to identify both the existence of potential impairment and the amount of impairment loss, compares the fair value of a reporting unit with its carrying amount, including goodwill. If the carrying amount of a reporting unit exceeds its fair value, an impairment loss shall be recognized in an amount equal to that excess, limited to the total amount of goodwill allocated to that reporting unit. Any such adjustments to goodwill are reflected in the results of operations in the periods in which they become known. The Company evaluated events and circumstances as of March 31, 2020 and determined that it was not more likely than not that impairment existed as of that date. The Company recorded no impairments of goodwill during the three months ended March 31, 2020.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	3 Months Ended
Summary of Significant Accounting Policies (Tables)	Mar. 31, 2020
Accounting Policies [Abstract]
Schedule of Reconciliation Between Weighted Average Shares Used for Calculating Basic and Diluted EPS	The table below sets forth the reconciliation between weighted average shares used for calculating basic and diluted EPS for the three months ended March 31, 2020 and 2019: Three Months Ended March 31, 2020 2019 Earnings (numerator) Net income $ 4,134 $ 7,407 Shares (denominator) Weighted average shares outstanding for basic EPS 50,725 54,293 Dilutive effect of employee stock-based awards 331 1,146 Adjusted weighted average shares outstanding 51,056 55,439 EPS: Basic $ 0.08 $ 0.14 Diluted $ 0.08 $ 0.13
Schedule of Impact of ASC 326	The following table illustrates the impact of ASC 326. January 1, 2020 As Reported Pre-ASC 326 Impact of ASC 326 Adoption Assets: Allowance for credit losses on debt securities held-to-maturity $ — $ — $ — Allowance for credit losses on loans Construction and land 3,760 3,822 (62) Farmland 65 61 4 1 - 4 family residential 6,002 1,378 4,624 Multi-family residential 2,593 1,965 628 Owner Occupied Commercial Real Estate 13,066 1,978 11,088 Non-Owner Occupied Commercial Real Estate 15,314 8,139 7,175 Commercial 27,729 12,369 15,360 Consumer 442 122 320 Allowance for credit losses on loans $ 68,971 $ 29,834 $ 39,137 Liabilities: Allowance for credit losses on OBS credit exposures $ 1,718 $ 878 840

Supplemental Statement of Cas_2

Supplemental Statement of Cash Flows (Tables)	3 Months Ended
Supplemental Statement of Cash Flows (Tables)	Mar. 31, 2020
Supplemental Cash Flow Elements [Abstract]
Schedule of Other Supplemental Cash Flow Information	Other supplemental cash flow information is presented below: Three Months Ended March 31, 2020 2019 (in thousands) Supplemental Disclosures of Cash Flow Information: Cash paid for interest $ 18,489 $ 14,975 Cash paid for income taxes 2,330 — Supplemental Disclosures of Non-Cash Flow Information: Setup of ROU asset and lease liability upon adoption of ASC 842 $ — $ 9,380 Reclassification of deferred offering costs paid in 2018 from other assets to additional paid in capital — 788 Reclassification of lease intangibles, cease-use liability and deferred rent liability to ROU asset upon adoption of ASC 842 — (48) Net foreclosure of other real estate owned and repossessed assets 1,725 — Non-cash assets acquired in business combination Investment securities $ — $ 661,032 Non-marketable equity securities — 40,287 Loans held for sale — 9,360 Loans held for investment — 3,245,492 Accrued interest receivable — 11,673 Bank-owned life insurance — 56,841 Bank premises, furniture and equipment — 39,426 Investment in trusts — 666 Intangible assets, net — 65,718 Goodwill — 206,821 Other assets — 12,245 Right of use asset — 9,373 Deferred taxes — 11,535 Current taxes — 1,799 Assets held for sale — 85,307 Total assets $ — $ 4,457,575 Non-cash liabilities assumed in business combination Non-interest-bearing deposits $ — $ 825,364 Interest-bearing deposits — 1,300,825 Certificates and other time deposits — 1,346,915 Accounts payable and accrued expenses — 26,587 Lease liability — 9,373 Accrued interest payable and other liabilities — 5,181 Securities sold under agreements to repurchase — 3,226 Advances from Federal Home Loan Bank — 300,000 Subordinated debentures and subordinated notes — 56,233 Liabilities held for sale — 52,682 Total liabilities $ — $ 3,926,386

Securities (Tables)

Securities (Tables)	3 Months Ended
Securities (Tables)	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Schedule of Gross Unrealized Gain Recognized on Equity Securities	The gross unrealized (loss) gain recognized on equity securities with readily determinable fair values recorded in other noninterest income in the Company’s condensed consolidated statements of income were as follows: Three Months Ended March 31, 2020 2019 Unrealized (loss) gain recognized on equity securities with a readily determinable fair value $ (249) $ 136
Schedule of Carrying Amount and Approximate Fair Values of Available-for-Sale Securities	The amortized cost, related gross unrealized gains and losses, and the fair value of available for sale and held to maturity securities are as follows: March 31, 2020 Amortized Gross Gross Allowance for Credit Losses Fair Value Available for sale Corporate bonds $ 107,802 $ 4,592 $ 298 $ — $ 112,096 Municipal securities 97,945 5,332 246 — 103,031 Mortgage-backed securities 313,077 19,020 — — 332,097 Collateralized mortgage obligations 450,490 18,700 300 — 468,890 Asset-backed securities 64,927 3,921 — — 68,848 $ 1,034,241 $ 51,565 $ 844 $ — $ 1,084,962 March 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held to maturity Mortgage-backed securities $ 8,589 $ 783 $ — $ 9,372 $ — Collateralized mortgage obligations 1,784 152 — 1,936 — Municipal securities 22,469 1,736 — 24,205 — $ 32,842 $ 2,671 $ — $ 35,513 $ — The Company did not transfer any securities from available for sale to held to maturity at fair value during the three months ended March 31, 2020. December 31, 2019 Amortized Gross Gross Fair Value Available for sale Corporate bonds $ 76,997 $ 1,974 $ — $ 78,971 Municipal securities 74,956 3,724 — 78,680 Mortgage-backed securities 288,938 9,512 260 298,190 Collateralized mortgage obligations 431,276 6,465 1,503 436,238 Asset-backed securities 69,964 2,322 — 72,286 $ 942,131 $ 23,997 $ 1,763 $ 964,365 Held to maturity Mortgage-backed securities $ 8,621 $ 452 $ — $ 9,073 Collateralized mortgage obligations 1,809 43 — 1,852 Municipal securities 22,535 1,350 — 23,885 $ 32,965 $ 1,845 $ — $ 34,810
Schedule of Investment Securities That Have Been in a Continuous Unrealized Loss Position	The following tables disclose the Company’s available for sale debt securities in an unrealized loss position for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that individual securities have been in a continuous loss position: March 31, 2020 Less Than 12 Months 12 Months or More Totals Fair Unrealized Fair Unrealized Fair Unrealized Available for sale Corporate bonds $ 14,134 $ 298 $ — $ — $ 14,134 $ 298 Municipal securities 17,120 246 — — 17,120 246 Mortgage-backed securities 24,425 300 — — 24,425 300 $ 55,679 $ 844 $ — $ — $ 55,679 $ 844 December 31, 2019 Less Than 12 Months 12 Months or More Totals Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss Available for sale Municipal securities $ 468 $ 1 $ — $ — $ 468 $ 1 Mortgage-backed securities 28,883 370 — — 28,883 370 Collateralized mortgage obligations 109,749 1,392 — — 109,749 1,392 $ 139,100 $ 1,763 $ — $ — $ 139,100 $ 1,763
Schedule of Amortized Costs and Estimated Fair Values of Securities Available for Sale, By Contractual Maturity	The amortized costs and estimated fair values of securities available for sale, by contractual maturity, as of the dates indicated, are shown in the table below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities, collateralized mortgage obligations and asset-backed securities typically are issued with stated principal amounts, and the securities are backed by pools of mortgage loans and other loans that have varying maturities. The terms of mortgage-backed securities, collateralized mortgage obligations and asset-backed securities thus approximates the terms of the underlying mortgages and loans and can vary significantly due to prepayments. Therefore, these securities are not included in the maturity categories below. . March 31, 2020 Available for Sale Held to Maturity Amortized Fair Amortized Fair Due in one year or less $ — $ — $ — $ — Due from one year to five years 4,912 5,042 — — Due from five years to ten years 105,390 109,583 2,833 2,974 Due after ten years 95,445 100,502 19,636 21,231 205,747 215,127 22,469 24,205 Mortgage-backed securities and collateralized mortgage obligations 763,567 800,987 10,373 11,308 Asset-backed securities 64,927 68,848 — — $ 1,034,241 $ 1,084,962 $ 32,842 $ 35,513 December 31, 2019 Available for Sale Held to Maturity Amortized Fair Amortized Fair Due in one year or less $ — $ — $ — $ — Due from one year to five years 4,904 5,100 — — Due from five years to ten years 74,596 76,403 1,204 1,219 Due after ten years 72,453 76,148 21,331 22,666 151,953 157,651 22,535 23,885 Mortgage-backed securities and collateralized mortgage obligations 720,214 734,428 10,430 10,925 Asset-backed securities 69,964 72,286 — — $ 942,131 $ 964,365 $ 32,965 $ 34,810
Schedule of Proceeds From Sales of Investment Securities Available for Sale and Gross Gains and Losses	Proceeds from sales of debt securities available for sale and gross gains and losses for the three months ended March 31, 2020 and 2019 were as follows: Three Months Ended March 31, 2020 2019 Proceeds from sales $ — $ 108,865 Gross realized gains — 1 Gross realized losses — 772

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
Loans and Allowance for Loan Losses (Tables)	Mar. 31, 2020
Receivables [Abstract]
Summary of Loans in the Accompanying Consolidated Balance Sheets	Loans held for investment in the accompanying condensed consolidated balance sheets are summarized as follows: March 31, 2020 December 31, 2019 Loans held for investment: Real estate: Construction and land $ 566,470 $ 629,374 Farmland 14,930 16,939 1 - 4 family residential 536,892 549,811 Multi-family residential 388,374 320,041 OOCRE 723,839 706,782 NOOCRE 1,828,386 1,784,201 Commercial 1,777,603 1,712,838 Mortgage warehouse 371,161 183,628 Consumer 15,771 17,457 6,223,426 5,921,071 Deferred loan costs, net 1,470 134 Allowance for credit losses (100,983) (29,834) Total loans held for investment $ 6,123,913 $ 5,891,371 December 31, 2019 Carrying amount $ 126,125 Outstanding balance 157,417 Changes in the accretable yield for PCI loans for the three months ended March 31, 2019 are included in table below. Three Months Ended March 31, 2019 Balance at beginning of period $ 18,747 Additions 18,073 Reclassifications (to) from nonaccretable (413) Accretion (2,545) Balance at end of period $ 33,862
Schedule of Activity in Allowance for Credit Loss	The activity in the ACL related to loans held for investment is as follows: Three Months Ended March 31, 2020 Construction and Land Farmland Residential Multifamily OOCRE NOOCRE Commercial Consumer Total Balance at beginning of year $ 3,822 $ 61 $ 1,378 $ 1,965 $ 1,978 $ 8,139 $ 12,369 $ 122 $ 29,834 Impact of adopting ASC 326 non-PCD loans (707) 4 3,716 628 3,406 5,138 7,025 217 19,427 Impact of adoption ASC 326 PCD loans 645 — 908 — 7,682 2,037 8,335 103 19,710 Credit loss expense non-PCD loans 2,965 (7) 2,488 2,306 918 9,955 10,226 (15) 28,836 Credit loss expense PCD loans 113 — (173) — 2,477 412 126 (15) 2,940 Charge-offs — — — — — — — (68) (68) Recoveries — — 1 — — — 29 274 304 Ending Balance $ 6,838 0 $ 58 $ 8,318 $ 4,899 $ 16,461 $ 25,681 $ 38,110 $ 618 $ 100,983 Three Months Ended March 31, 2019 Construction and Land Farmland Residential Multifamily OOCRE NOOCRE Commercial Consumer Total Balance at beginning of year $ 2,188 $ 56 $ 1,614 $ 361 $ 1,393 $ 5,070 $ 8,554 $ 19 $ 19,255 Credit Loss Expense 501 6 (5) (80) 124 626 3,785 55 5,012 Charge-offs — — — — — — (2,654) (74) (2,728) Recoveries — — 8 — — — 10 46 64 Ending Balance $ 2,689 $ 62 $ 1,617 $ 281 $ 1,517 $ 5,696 $ 9,695 $ 46 $ 21,603 The following table presents loans individually and collectively evaluated for impairment, as well as PCD loans, and their respective allowance for credit loss allocations as of December 31, 2019, as determined in accordance with ASC 310 prior to the Company’s adoption of ASU 2016-13: December 31, 2019 Real Estate Construction, Residential Commercial Real Estate Commercial Consumer Total Loans individually evaluated for impairment $ 567 $ 156 $ 21,644 $ 5,188 $ 61 $ 27,616 Loans collectively evaluated for impairment 641,799 865,927 2,372,485 1,869,259 17,267 5,766,737 PCD loans 3,947 3,769 96,854 22,019 129 126,718 Total $ 646,313 $ 869,852 $ 2,490,983 $ 1,896,466 $ 17,457 $ 5,921,071 ACL Allocations Loans individually evaluated for impairment $ 128 $ 37 $ 395 $ 1,042 $ — $ 1,602 Loans collectively evaluated for impairment 3,755 3,306 9,702 10,754 122 27,639 PCD loans — — 20 573 — 593 Total $ 3,883 $ 3,343 $ 10,117 $ 12,369 $ 122 $ 29,834
Schedule of Amortized Cost Basis of Collateral Dependent Loans	The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related ACL allocated to these loans as of March 31, 2020: Business Assets 1 Real Property 1 ACL Allocation Real estate: Construction and land $ 785 $ — $ 93 1 - 4 family residential — 594 13 OOCRE — 3,927 — NOOCRE — 18,904 — Commercial 13,647 — 5,815 Consumer 56 — — Total $ 14,488 $ 23,425 $ 5,921 1 Loans reported exclude PCD loans that transitioned upon adoption of ASC 326. Refer to Note 1 for further discussion.
Summary of Impaired Loans	The following table presents information on impaired loans as of December 31, 2019, as determined in accordance with ASC 310 prior to the Company’s adoption of ASU 2016-13: December 31, 2019 (1) Unpaid Recorded Recorded Total Related Average Real estate: Construction and land $ 567 $ — $ 567 $ 567 $ 128 $ 1,793 Farmland — — — — — — 1 - 4 family residential 156 — 156 156 37 158 Multi-family residential — — — — — — Commercial real estate 21,644 21,040 604 21,644 395 22,529 Commercial 5,188 2,011 3,177 5,188 1,042 8,546 Consumer 61 61 — 61 — 62 Total $ 27,616 $ 23,112 $ 4,504 $ 27,616 $ 1,602 $ 33,088 (1) Loans reported exclude PCI loans.
Schedule of Non-Accrual Loans	Non-accrual loans aggregated by class of loans, as of March 31, 2020 and December 31, 2019, were as follows: March 31, 2020 December 31, 2019 Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Real estate: Construction and land $ 785 $ — $ 567 $ — Farmland — — — — 1 - 4 family residential 912 912 1,581 1,581 Multi-family residential — — — — OOCRE 3,794 3,794 3,029 2,778 NOOCRE 18,876 18,876 18,876 18,876 Commercial 14,395 2,852 5,672 2,747 Mortgage warehouse — — — — Consumer 74 74 54 54 Total $ 38,836 $ 26,508 $ 29,779 $ 26,036
Schedule of Age Analysis of Past Due Loans, Aggregated by Class of Loans	An age analysis of past due loans, aggregated by class of loans, as of March 31, 2020 and December 31, 2019, is as follows: March 31, 2020 30 to 59 Days 60 to 89 Days 90 Days or Greater Total Past Due Total Current PCD Total Total 90 Days Past Due and Still Accruing (1) Real estate: Construction and land $ 327 $ 1,322 $ — $ 1,649 $ 559,216 $ 5,605 $ 566,470 $ — Farmland — — — — 14,930 — 14,930 — 1 - 4 family residential 4,400 62 210 4,672 527,410 4,810 536,892 210 Multi-family residential — — — — 388,374 — 388,374 — OOCRE 1,471 1 1,992 3,464 720,375 63,182 723,839 1,992 NOOCRE 3,773 — — 3,773 1,771,909 52,704 1,828,386 — Commercial 16,433 1,295 2,545 20,273 1,727,278 30,052 1,777,603 2,545 Mortgage warehouse — — — — 371,161 — 371,161 — Consumer 135 4 17 156 15,386 229 15,771 17 Total $ 26,539 $ 2,684 $ 4,764 $ 33,987 $ 6,096,039 $ 156,582 $ 6,223,426 $ 4,764 (1) Loans 90 days past due and still accruing excludes $68,325 of PCD loans as of March 31, 2020 that transitioned upon adoption of ASC 326. Refer to Note 1 for further discussion. December 31, 2019 30 to 59 Days 60 to 89 Days 90 Days or Greater Total Past Due Total Current PCD Total Total 90 Days Past Due and Still Accruing (1) Real estate: Construction and land $ — $ — $ — $ — $ 629,374 $ 3,947 $ 629,374 $ 800 Farmland — — — — 16,939 — 16,939 — 1 - 4 family residential 2,595 520 1,155 4,270 541,772 3,769 549,811 959 Multi-family residential — — — — 320,041 — 320,041 — Commercial real estate 12 3,834 868 4,714 2,389,415 96,854 2,490,983 511 Commercial 3,572 1,707 1,497 6,776 1,684,043 22,019 1,712,838 1,317 Mortgage warehouse — — — — 183,628 — 183,628 — Consumer 30 2,641 140 2,811 14,646 129 17,457 73 Total $ 6,209 $ 8,702 $ 3,660 $ 18,571 $ 5,779,858 $ 126,718 $ 5,921,071 $ 3,660 (1) Loans 90 days past due and still accruing excludes $41,328 of PCD loans as of December 31, 2019.
Schedule of Loans Modified as TDRs	The following table presents the pre- and post-modification amortized cost of loan modified as TDRs during the three months ended March 31, 2020. There were no new TDRs during the three months ended March 31, 2019. The Company did not grant principal reductions or interest rate concessions on any TDRs. Extended Amortization Period Payment Deferrals Total Modifications Number of Loans Commercial $ — $ 970 $ 970 1 Total $ — $ 970 $ 970 $ 1
Summary of Internal Ratings of Loans, Including Purchased Credit Impaired Loans	The Company considers the guidance in ASC 310-20 when determining whether a modification, extension or renewal of a loan constitutes a current period origination. Generally, current period renewals of credit are reunderwritten at the point of renewal and considered current period originations for purposes of the table below. Based on the most recent analysis performed, the risk category of loans by class of loans based on year or origination is as follows: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total As of March 31, 2020 Construction and land: Pass $ 10,095 $ 183,309 $ 245,362 $ 37,572 $ 13,121 $ 22,578 $ 42,786 $ — $ 554,823 Special mention — — — — — 3,935 — — 3,935 Substandard — — 855 785 467 — — — 2,107 PCD — — 476 995 938 3,196 — — 5,605 Total construction and land $ 10,095 $ 183,309 $ 246,693 $ 39,352 $ 14,526 $ 29,709 $ 42,786 $ — $ 566,470 Farmland: Pass $ 290 $ 1,004 $ 3,367 $ 4,415 $ — $ 4,470 $ 1,384 $ — $ 14,930 Total farmland $ 290 $ 1,004 $ 3,367 $ 4,415 $ — $ 4,470 $ 1,384 $ — $ 14,930 1 - 4 family residential: Pass $ 16,974 $ 95,380 $ 118,905 $ 75,229 $ 41,458 $ 148,332 $ 29,490 $ 3,056 $ 528,824 Special mention — — 155 119 — 552 — — 826 Substandard — — — 103 629 1,700 — — 2,432 PCD — — — — — 4,810 — — 4,810 Total 1 - 4 family residential $ 16,974 $ 95,380 $ 119,060 $ 75,451 $ 42,087 $ 155,394 $ 29,490 $ 3,056 $ 536,892 Multi-family residential: Pass $ — $ 113,249 $ 172,526 $ 32,779 $ 43,606 $ 8,931 $ 219 $ — $ 371,310 Special mention — 17,064 — — — — — — 17,064 Total multi-family residential $ — $ 130,313 $ 172,526 $ 32,779 $ 43,606 $ 8,931 $ 219 $ — $ 388,374 OOCRE: Pass $ 19,057 $ 60,032 $ 108,442 $ 85,128 $ 123,511 $ 226,995 $ 1,632 $ 7,411 $ 632,208 Special mention — — 4,296 92 4,176 4,869 — — 13,433 Substandard — — 1,664 2,692 8,109 2,551 — — 15,016 PCD — — 9,788 — 7,978 45,416 — — 63,182 Total commercial real estate $ 19,057 $ 60,032 $ 124,190 $ 87,912 $ 143,774 $ 279,831 $ 1,632 $ 7,411 $ 723,839 NOOCRE: Pass $ 135,824 $ 311,588 $ 522,931 $ 116,413 $ 231,653 $ 405,536 $ 27,677 $ — $ 1,751,622 Special mention — — — — — 5,184 — — 5,184 Substandard — — — — — 18,876 — — 18,876 PCD — — 18,655 — 6,756 27,293 — — 52,704 Total commercial real estate $ 135,824 $ 311,588 $ 541,586 $ 116,413 $ 238,409 $ 456,889 $ 27,677 $ — $ 1,828,386 Commercial: Pass $ 62,944 $ 208,011 $ 201,677 $ 115,757 $ 31,351 $ 47,577 $ 1,024,341 $ 18,252 $ 1,709,910 Special mention 67 1,440 9,924 233 174 1,852 — 5,961 19,651 Substandard — — 3,729 3,883 7,347 2,839 — 192 17,990 PCD — — — 5,040 3,689 21,323 — — 30,052 Total commercial $ 63,011 $ 209,451 $ 215,330 $ 124,913 $ 42,561 $ 73,591 $ 1,024,341 $ 24,405 $ 1,777,603 Mortgage warehouse: Pass $ — $ — $ — $ — $ — $ — $ 371,161 $ — $ 371,161 Total mortgage warehouse $ — $ — $ — $ — $ — $ — $ 371,161 $ — $ 371,161 Consumer: Pass $ 1,986 $ 2,079 $ 1,620 $ 4,896 $ 952 $ 733 $ 3,136 $ — $ 15,402 Substandard — — — 18 — 122 — — 140 PCD — — — 41 — 188 — — 229 Total consumer $ 1,986 $ 2,079 $ 1,620 $ 4,955 $ 952 $ 1,043 $ 3,136 $ — $ 15,771 Total Pass $ 247,170 $ 974,652 $ 1,374,830 $ 472,189 $ 485,652 $ 865,152 $ 1,501,826 $ 28,719 $ 5,950,190 Total Special Mention 67 18,504 14,375 444 4,350 16,392 — 5,961 60,093 Total Substandard — — 6,248 7,481 16,552 26,088 — 192 56,561 Total PCD — — 28,919 6,076 19,361 102,226 — — 156,582 Total $ 247,237 $ 993,156 $ 1,424,372 $ 486,190 $ 525,915 $ 1,009,858 $ 1,501,826 $ 34,872 $ 6,223,426 The following table summarizes the Company’s internal ratings of its loans, including PCD loans, as of December 31, 2019: December 31, 2019 Pass Special Substandard Doubtful PCD Total Real estate: Construction and land $ 618,773 $ 3,965 $ 2,689 $ — $ 3,947 $ 629,374 Farmland 16,939 — — — — 16,939 1 - 4 family residential 541,787 795 3,460 — 3,769 549,811 Multi-family residential 320,041 — — — — 320,041 Commercial real estate 2,332,357 23,494 38,278 — 96,854 2,490,983 Commercial 1,610,150 51,999 28,670 — 22,019 1,712,838 Mortgage warehouse 183,628 — — — — 183,628 Consumer 17,106 40 182 — 129,000 17,457 Total $ 5,640,781 $ 80,293 $ 73,279 $ — $ 126,718 $ 5,921,071
Schedule of Summary of Changes in Servicing Assets	A summary of the changes in the related servicing assets are as follows: Three Months Ended March 31, 2020 2019 Balance at beginning of period $ 3,113 $ 1,304 Servicing asset acquired through acquisition — 2,382 Increase from loan sales 109 461 Amortization charged to income (232) (175) Balance at end of period $ 2,990 $ 3,972

Fair Value (Tables)

Fair Value (Tables)	3 Months Ended
Fair Value (Tables)	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Schedule of Assets Measured at Fair Value on a Recurring Basis	The following table summarizes assets measured at fair value on a recurring basis as of March 31, 2020 and December 31, 2019, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: March 31, 2020 Level 1 Level 2 Level 3 Total Financial Assets: Available for sale securities $ — $ 1,084,962 $ — $ 1,084,962 Equity securities with a readily determinable fair value 15,373 — — 15,373 Loans held for sale (1) — 15,048 — 15,048 Interest rate swaps designated as hedging instruments — — — — Customer interest rate swaps not designated as hedging instruments — 14,654 — 14,654 Correspondent interest rate caps and collars not designated as hedging instruments — 7 — 7 Financial Liabilities: Interest rate swaps designated as hedging instruments — 1,903 — 1,903 Correspondent interest rate swaps not designated as hedging instruments — 15,743 — 15,743 Customer interest rate caps and collars not designated as hedging instruments — 7 — 7 (1) Represents loans held for sale elected to be carried at fair value upon origination or acquisition. December 31, 2019 Level 1 Level 2 Level 3 Total Financial Assets: Available for sale securities $ — $ 964,365 $ — $ 964,365 Equity securities with a readily determinable fair value 11,122 — — 11,122 Loans held for sale (1) — 10,068 — 10,068 Correspondent interest rate swaps — 105 — 105 Customer interest rate swaps — 4,393 — 4,393 Correspondent interest rate caps and collars — 11 — 11 Commercial loan interest rate floor — 3,353 — 3,353 Financial Liabilities: Correspondent interest rate swaps — 4,736 — 4,736 Customer interest rate swaps — 84 — 84 Customer interest rate caps and collars — 11 — 11 (1) Represents loans held for sale elected to be carried at fair value upon origination or acquisition.
Schedule of Assets Measured at Fair Value on a Non-Recurring Basis	The following table summarizes assets measured at fair value on a non-recurring basis as of March 31, 2020 and December 31, 2019, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Fair Value Level 1 Level 2 Level 3 Total As of March 31, 2020 Assets: Collateral dependent loans $ — $ — $ 12,370 $ 12,370 Other real estate owned — — 7,720 7,720 As of December 31, 2019 Assets: Impaired loans — — 4,504 4,504 Other real estate owned — — 5,995 5,995
Schedule of Estimated Fair Values and Carrying Values of All Financial Instruments	The estimated fair values and carrying values of all financial instruments under current authoritative guidance as of March 31, 2020 and December 31, 2019 were as follows: Fair Value Carrying Level 1 Level 2 Level 3 March 31, 2020 Financial assets: Cash and cash equivalents $ 430,842 $ — $ 430,842 $ — Held to maturity investments 32,842 — 35,512 — Loans held for sale 15,048 — 15,048 — Loans held for investment, mortgage warehouse 371,161 — — 373,759 Loans held for investment 5,853,735 — — 5,799,072 Accrued interest receivable 22,059 — 22,059 — Bank-owned life insurance 81,395 — 81,395 — Servicing asset 2,991 — 2,991 — Equity securities without a readily determinable fair value 3,575 N/A N/A N/A Federal Home Loan Bank and Federal Reserve Bank stock 92,809 N/A N/A N/A Financial liabilities: Deposits $ 5,799,945 $ — $ 5,783,125 $ — Advances from FHLB 1,377,832 — 1,129,409 — Accrued interest payable 7,881 — 7,881 — Subordinated debentures and subordinated notes 140,406 — 140,406 — Securities sold under agreement to repurchase 2,426 — 2,426 — December 31, 2019 Financial assets: Cash and cash equivalents $ 251,550 $ — $ 251,550 $ — Held to maturity investments 32,965 — 34,810 — Loans held for sale 14,080 — 14,080 — Loans held for investment, mortgage warehouse 183,628 — — 185,060 Loans held for investment 5,737,577 — — 5,714,885 Accrued interest receivable 19,508 — 19,508 — Bank-owned life insurance 80,915 — 80,915 — Servicing asset 3,113 — 3,113 — Equity securities without a readily determinable fair value 3,575 N/A N/A N/A Federal Home Loan Bank and Federal Reserve Bank stock 68,348 N/A N/A N/A Financial liabilities: Deposits $ 5,894,350 $ — $ 5,692,217 $ — Advances from FHLB 677,870 — 708,692 — Accrued interest payable 5,893 — 5,893 — Subordinated debentures and subordinated notes 145,571 — 145,571 — Other borrowings 2,353 — 2,353 —

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	3 Months Ended
Derivative Financial Instruments (Tables)	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments in Balance Sheet	The notional amounts and estimated fair values as of March 31, 2020 and December 31, 2019 are as shown in the table below. March 31, 2020 December 31, 2019 Estimated Fair Value Estimated Fair Value Notional Derivative Assets Derivative Liabilities Notional Derivative Assets Derivative Liabilities Derivatives designated as hedging instruments (cash flow hedges): Interest rate swap on borrowing advances $ 500,000 $ 4,613 $ — $ — $ — $ — Interest rate swap on money market deposit account payments 250,000 — 1,903 — — — Commercial loan interest rate floor — — — 275,000 3,353 — Total derivatives designated as hedging instruments 750,000 4,613 1,903 275,000 3,353 $ — Derivatives not designated as hedging instruments: Financial institution counterparty: Interest rate swaps 272,636 — 15,743 222,394 105 4,736 Interest rate caps and collars 72,894 7 — 90,093 11 — Commercial customer counterparty: Interest rate swaps 272,636 14,654 — 222,394 4,393 84 Interest rate caps and collars 72,894 — 7 90,093 — 11 Total derivatives not designated as hedging instruments 691,060 14,661 15,750 624,974 4,509 4,831 Offsetting derivative assets/liabilities 4,620 4,620 (2,895) (2,895) Total derivatives $ 1,441,060 $ 23,894 $ 22,273 $ 899,974 $ 4,967 $ 1,936
Derivative Instruments, Gain (Loss)	Pre-tax gain (loss) included in the condensed consolidated statements of income and related to derivative instruments for the three months ended March 31, 2020 was as follows. We had no cash flow hedges for the three months ended March 31, 2019. For the Three Months Ended For the Three Months Ended Net Gain recognized in other comprehensive income on derivative Gain reclassified from accumulated other comprehensive income into interest income Gain recognized in other noninterest income Net Gain recognized in other comprehensive income on derivative Gain reclassified from accumulated other comprehensive income into interest income Gain recognized in other noninterest income Derivatives designated as hedging instruments (cash flow hedges): Interest rate floor $ 1,022 $ 284 $ — $ — $ — $ — Interest rate swaps 2,710 — — — — — Total $ 3,732 $ 284 $ — $ — $ — $ — Derivatives not designated as hedging instruments: Interest rate swaps, caps and collars $ — $ — $ 501 $ — $ — $ 250
Schedule of Derivative Instruments Outstanding	The following is a summary of the interest rate swaps, caps and collars outstanding as of March 31, 2020 and December 31, 2019. March 31, 2020 Notional Amount Fixed Rate Floating Rate Maturity Fair Value Non-hedging derivative instruments: Customer interest rate derivatives: Interest rate swaps - receive fixed/pay floating $ 272,636 3.140 - 8.470% LIBOR 1 month + 0% - 5.00% Wtd. Avg. $ (15,743) Interest rate caps and collars $ 72,894 2.500% / 3.100% LIBOR 1 month + 0% Wtd. Avg. $ 7 Correspondent interest rate derivatives: Interest rate swaps - pay fixed/receive floating $ 272,636 3.140 - 8.470% LIBOR 1 month + 0% - 5.00% Wtd. Avg. $ 14,654 Interest rate caps and collars $ 72,894 3.000% / 5.000% LIBOR 1 month + 0% - 2.50% Wtd. Avg. $ (7) December 31, 2019 Notional Amount Fixed Rate Floating Rate Maturity Fair Value Non-hedging derivative instruments: Customer interest rate derivatives: Interest rate swaps - receive fixed/pay floating $ 222,394 2.944 - 8.470% LIBOR 1 month + 0% - 5.00% Wtd. Avg. $ (4,632) Interest rate caps and collars $ 90,093 2.430% / 5.800% LIBOR 1 month + 0% - 3.75% Wtd. Avg. $ 11 Correspondent interest rate derivatives: Interest rate swaps - pay fixed/receive floating $ 222,394 2.944 - 8.470% LIBOR 1 month + 0% - 5.00% Wtd. Avg. $ 4,309 Interest rate caps and collars $ 90,093 3.000% / 5.800% LIBOR 1 month + 0% - 3.75% Wtd. Avg. $ (11)

Financial Instruments with Of_2

Financial Instruments with Off-Balance Sheet Risk (Tables)	3 Months Ended
Financial Instruments with Off-Balance Sheet Risk (Tables)	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Schedule of the Approximate Amounts of Financial Instruments with Off-Balance Sheet Risk	The following table sets forth the approximate amounts of these financial instruments as of March 31, 2020 and December 31, 2019: March 31, December 31, 2020 2019 Commitments to extend credit $ 1,607,683 $ 1,950,350 Standby and commercial letters of credit 34,529 27,196 Total $ 1,642,212 $ 1,977,546
Schedule of Allowance for Unfunded Commitments	This allowance is recorded in accounts payable and other liabilities on the condensed consolidated balance sheets: March 31, December 31, 2020 2019 Beginning balance for allowance for unfunded commitments $ 878 $ 878 Impact of CECL adoption 840 — Provision for unfunded commitments 3,881 — Ending balance of allowance for unfunded commitments $ 5,599 $ 878

Stock-Based Awards (Tables)

Stock-Based Awards (Tables)	3 Months Ended
Stock-Based Awards (Tables)	Mar. 31, 2020
Share-based Payment Arrangement [Abstract]
Summary of Option Activity	A summary of option activity under the 2010 Incentive Plan for the three months ended March 31, 2020 and 2019, and changes during the periods then ended, is presented below: 2010 Incentive Plan Non-Performance Based Stock Options Shares Weighted Weighted Aggregate Intrinsic Value Outstanding at January 1, 2019 275,000 $ 10.12 2.39 years Exercised (15,000) 10.28 Outstanding and exercisable at March 31, 2019 260,000 $ 10.12 2.11 years Outstanding at January 1, 2020 257,500 $ 10.28 1.37 years $ 4,971 Exercised (202,500) 10.14 3,691 Outstanding and exercisable at March 31, 2020 55,000 $ 10.77 2.02 years $ 232 A summary of the status of the Company’s stock options under the 2019 Amended Plan as of March 31, 2020 and 2019, and changes during the three months then ended, is as follows: 2019 Amended Plan Non-performance Based Stock Options Equity Awards Liability Awards Shares Weighted Weighted Aggregate Intrinsic Value Shares Weighted Weighted Aggregate Intrinsic Value Outstanding at January 1, 2019 449,520 $ 24.47 8.24 years — $ — Granted 75,928 21.38 253,633 21.38 Forfeited (4,445) 21.38 — — Exercised (11,848) 15.37 — — Outstanding at March 31, 2019 509,155 $ 23.28 8.28 years 253,633 $ 21.38 9.76 years Options exercisable at March 31, 2019 437,672 $ 24.71 8.04 years — $ — Outstanding at January 1, 2020 849,768 $ 23.61 8.24 years $ 4,687 — $ — Granted 144,025 29.13 — — Forfeited (21,891) 28.17 — — Exercised (33,439) 19.19 — — Outstanding at March 31, 2020 938,463 $ 24.51 8.28 years $ — — $ — $ — Options exercisable at March 31, 2020 469,983 $ 24.15 7.50 years $ — — $ — Weighted average fair value of options granted during the period $ 29.13 $ — A summary of the status of the Company’s stock options under the Veritex (Green) 2014 Plan as of March 31, 2020 and 2019, and changes during the three months then ended, is as follows: Veritex (Green) 2014 Plan Non-performance Based Stock Options Shares Weighted Weighted Aggregate Intrinsic Value Outstanding at January 1, 2019 — $ — Converted in acquisition of Green 304,778 15.41 Granted 211,793 21.38 Exercised (28,033) 12.89 Outstanding at March 31, 2019 488,538 $ 23.28 8.35 years Options exercisable at March 31, 2019 276,745 $ 15.67 7.27 years Outstanding at January 1, 2020 386,969 $ 19.30 7.86 years Granted 31,075 29.13 Forfeited (23,736) 21.38 Exercised (32,526) 19.81 Outstanding at March 31, 2020 361,782 $ 19.97 7.77 years $ — Options exercisable at March 31, 2020 214,342 $ 17.87 6.94 years $ — Weighted average fair value of options granted during the period $ 29.13
Schedule of Fair Value of Stock Options Exercised or Restricted Stock Units Vested	A summary of the fair value of the Company’s stock options exercised under the 2010 Incentive Plan for the three months ended March 31, 2020 and 2019 is presented below: Fair Value of Options Exercised as of March 31, 2020 2019 Non-performance based stock options exercised 5,745 390 Fair Value of Options Exercised or RSUs Vested in the Three Months Ended March 31, 2020 2019 Non-performance-based stock options exercised 943 315 Non-performance-based RSUs vested 116 1,096 Performance-based RSUs vested 18 4,346 Fair Value of Options Exercised or RSUs Vested in the Three Months Ended March 31, 2020 2019 Non-performance-based stock options exercised $ 950 $ 558 Non-performance-based RSUs vested 142 —
Schedule of Vesting Percentages	Below is a table showing the range of vesting percentages for the performance-based RSUs based on the Company’s TSR percentile rank. Vesting % Below the 24.9 th percentile of Peer Group TSR —% Within the 25 th to 49.9 th percentile of Peer Group TSR 50% Within the 50 th the 74.9 th percentile of Peer Group TSR 100% At or above the 75 th percentile of Peer Group TSR 150%
Schedule of Assumptions Used to Measure Fair Value of Each Option Award Estimated On Grant Date Using Black-Scholes Option-Pricing Model	The fair value of each option award is estimated on the grant date using the Black-Scholes option-pricing model with the following assumptions used for the grants for the three months ended March 31, 2020: Three Months Ended March 31, 2020 Dividend yield 2.33% to 2.40% Expected life 5.0 to 6.5 years Expected volatility 27.49% to 28.78% Risk-free interest rate 1.65% to 1.76%
Summary of Status of the Company's Restricted Shares or Restricted Stock Units	A summary of the status of the Company’s non-performance-based RSUs under the 2019 Amended Plan as of March 31, 2020 and 2019, and changes during the three months then ended, is as follows: 2019 Amended Plan Non-performance-Based RSUs Equity Awards Liability Awards Units Weighted Units Weighted Outstanding at January 1, 2019 133,455 $ 19.67 — $ — Granted 66,327 21.38 165,739 21.38 Vested into shares (196,171) 23.41 — — Outstanding at March 31, 2019 3,611 $ 21.81 165,739 $ 21.38 Outstanding at January 1, 2020 175,688 $ 21.65 — $ — Granted 95,885 29.10 — — Vested into shares (46,926) 28.99 — — Outstanding at March 31, 2020 224,647 $ 24.97 — $ — A summary of the status of the Company’s performance-based RSUs under the 2019 Amended Plan as of March 31, 2020 and 2019, and changes during the three months then ended, is as follows: 2019 Amended Plan Performance-Based RSUs Equity Awards Liability Awards Units Weighted Units Weighted Outstanding at January 1, 2019 63,988 $ 21.28 — $ — Granted 29,282 21.38 32,249 21.38 Vested into shares (51,284) 25.31 — — Forfeited (14,418) 26.85 — — Outstanding at March 31, 2019 27,568 $ 23.11 32,249 $ 21.38 Outstanding at January 1, 2020 63,727 $ 22.76 — $ — Granted 39,398 29.13 — — Vested into shares (1,841) 26.65 — — Outstanding at March 31, 2020 101,284 $ 25.22 — $ — A summary of the status of the Company’s non-performance-based RSUs under the Veritex (Green) 2014 Plan as of March 31, 2020 and 2019 and changes during the three months then ended, is as follows: Veritex (Green) 2014 Plan Non-performance-Based RSUs Units Weighted Outstanding at January 1, 2019 — $ — Granted 116,250 21.38 Outstanding at March 31, 2019 116,250 $ 21.38 Outstanding at January 1, 2020 116,250 $ 21.38 Granted 33,918 29.13 Vested into shares (38,744) 29.13 Forfeited (3,492) 29.13 Outstanding at March 31, 2020 107,932 $ 24.45 A summary of the status of the Company’s performance-based RSUs under the Veritex (Green) 2014 Plan as of March 31, 2020 and 2019 and changes during the three months then ended, is as follows: Veritex (Green) 2014 Plan Performance-Based RSUs Units Weighted Outstanding at January 1, 2019 — $ — Granted 26,145 $ 21.38 Outstanding at March 31, 2019 26,145 $ 21.38 Outstanding at January 1, 2020 25,320 $ 21.38 Granted 8,531 29.13 Outstanding at March 31, 2020 33,851 $ 23.33

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
Income Taxes (Tables)	Mar. 31, 2020
Income Tax Disclosure [Abstract]
Schedule of Income Tax Expense	Income tax expense for the three months ended March 31, 2020 and 2019 was as follows: Three Months Ended March 31, 2020 2019 Income tax expense (benefit) for the period $ (684) $ 1,989 Effective tax rate (19.8) % 21.2 %

Capital Requirements and Rest_2

Capital Requirements and Restrictions on Retained Earnings (Tables)	3 Months Ended
	Mar. 31, 2020
Banking and Thrift [Abstract]
Schedule of Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios	A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios is presented in the following table: Actual For Capital To Be Well Amount Ratio Amount Ratio Amount Ratio As of March 31, 2020 Total capital (to risk-weighted assets) Company $ 918,866 12.48 % $ 589,017 8.0 % n/a n/a Bank 912,112 12.37 % 589,887 8.0 % $ 737,358 10.0 % Tier 1 capital (to risk-weighted assets) Company 730,461 9.92 % 441,811 6.0 % n/a n/a Bank 834,035 11.31 % 442,459 6.0 % 589,945 8.0 % Common equity tier 1 to risk-weighted assets Company 701,401 9.53 % 331,197 4.5 % n/a n/a Bank 834,035 11.31 % 331,844 4.5 % 479,330 6.5 % Tier 1 capital (to average assets) Company 730,461 9.49 % 307,887 4.0 % n/a n/a Bank 834,035 10.83 % 308,046 4.0 % 385,058 5.0 % As of December 31, 2019 Total capital (to risk-weighted assets) Company $ 917,939 13.10 % $ 560,573 8.0 % n/a n/a Bank 870,838 12.44 % 560,024 8.0 % $ 700,031 10.0 % Tier 1 capital (to risk-weighted assets) Company 771,679 11.02 % 420,152 6.0 % n/a n/a Bank 840,126 12.00 % 420,063 6.0 % 560,084 8.0 % Common equity tier 1 to risk-weighted assets Company 742,675 10.60 % 315,287 4.5 % n/a n/a Bank 840,126 12.00 % 315,047 4.5 % 455,068 6.5 % Tier 1 capital (to average assets) Company 771,679 10.17 % 303,512 4.0 % n/a n/a Bank 840,126 11.07 % 303,569 4.0 % 379,461 5.0 %

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Additional Information (Details) $ in Thousands	Jan. 01, 2020USD ($)	Mar. 31, 2020USD ($)modification	Mar. 31, 2020USD ($)branchsegmentmodificationmortgage_officeshares	Mar. 31, 2019shares
Segment Reporting Information [Line Items]
Number of reportable segments \| segment			1
Excluded from diluted EPS weighted average shares (in shares) \| shares			1,341	0
Number of loan modifications \| modification		85	85
Amount qualified for temporary suspension of TDR requirements under CARES act		$ 57,807
Goodwill, impairment loss			$ 0
Dallas-Fort Worth
Segment Reporting Information [Line Items]
Number of branches \| branch			25
Number of mortgage offices \| mortgage_office			1
Houston
Segment Reporting Information [Line Items]
Number of branches \| branch			12
Louisville, Kentucky
Segment Reporting Information [Line Items]
Number of branches \| branch			1
Accounting Standards Update 2016-13
Segment Reporting Information [Line Items]
Decrease to retained earnings	$ 15,505
Impact of adoption ASC 326 PCD loans	19,710
Accounting Standards Update 2016-13 \| Retained Earnings
Segment Reporting Information [Line Items]
Decrease to retained earnings	$ 15,505

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Earnings (numerator)
Net income	$ 4,134	$ 7,407
Shares (denominator)
Weighted average shares outstanding for basic EPS (in shares)	50,725	54,293
Dilutive effect of employee stock based awards (in shares)	331	1,146
Adjusted weighted average shares outstanding (in shares)	51,056	55,439
EPS:
Basic (in dollars per share)	$ 0.08	$ 0.14
Diluted (in dollars per share)	$ 0.08	$ 0.13

Summary of Significant Accoun_6

Summary of Significant Accounting Policies - Impact of ASC 326 (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jan. 01, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on debt securities held-to-maturity	$ 0	$ 0
Allowance for credit losses on loans	100,983	29,834	$ 29,834	$ 21,603	$ 19,255
Allowance for credit losses on OBS credit exposures		878
Real Estate \| Construction and land
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans	6,838	3,822		2,689	2,188
Real Estate \| Farmland
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans	58	61		62	56
Real Estate \| Residential Real Estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans			3,343
Real Estate \| Residential Real Estate \| 1 - 4 family residential
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans	8,318	1,378		1,617	1,614
Real Estate \| Residential Real Estate \| Multi-family residential
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans	4,899	1,965		281	361
Real Estate \| Commercial Real Estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans			10,117
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans	16,461	1,978		1,517	1,393
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans	25,681	8,139		5,696	5,070
Commercial
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans	38,110	12,369		9,695	8,554
Consumer
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans	$ 618	122	122	$ 46	$ 19
Cumulative Effect, Period Of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on debt securities held-to-maturity		0
Allowance for credit losses on loans		68,971
Allowance for credit losses on OBS credit exposures		1,718
Cumulative Effect, Period Of Adoption, Adjusted Balance \| Real Estate \| Construction and land
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		3,760
Cumulative Effect, Period Of Adoption, Adjusted Balance \| Real Estate \| Farmland
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		65
Cumulative Effect, Period Of Adoption, Adjusted Balance \| Real Estate \| Residential Real Estate \| 1 - 4 family residential
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		6,002
Cumulative Effect, Period Of Adoption, Adjusted Balance \| Real Estate \| Residential Real Estate \| Multi-family residential
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		2,593
Cumulative Effect, Period Of Adoption, Adjusted Balance \| Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		13,066
Cumulative Effect, Period Of Adoption, Adjusted Balance \| Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		15,314
Cumulative Effect, Period Of Adoption, Adjusted Balance \| Commercial
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		27,729
Cumulative Effect, Period Of Adoption, Adjusted Balance \| Consumer
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		442
Cumulative Effect, Period Of Adoption, Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on debt securities held-to-maturity		0
Allowance for credit losses on loans		39,137	19,427
Allowance for credit losses on OBS credit exposures		840
Cumulative Effect, Period Of Adoption, Adjustment \| Real Estate \| Construction and land
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		(62)	(707)
Cumulative Effect, Period Of Adoption, Adjustment \| Real Estate \| Farmland
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		4	4
Cumulative Effect, Period Of Adoption, Adjustment \| Real Estate \| Residential Real Estate \| 1 - 4 family residential
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		4,624	3,716
Cumulative Effect, Period Of Adoption, Adjustment \| Real Estate \| Residential Real Estate \| Multi-family residential
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		628	628
Cumulative Effect, Period Of Adoption, Adjustment \| Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		11,088	3,406
Cumulative Effect, Period Of Adoption, Adjustment \| Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		7,175	5,138
Cumulative Effect, Period Of Adoption, Adjustment \| Commercial
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		15,360	7,025
Cumulative Effect, Period Of Adoption, Adjustment \| Consumer
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses on loans		$ 320	$ 217

Supplemental Statement of Cas_3

Supplemental Statement of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Supplemental Disclosures of Cash Flow Information:
Cash paid for interest	$ 18,489	$ 14,975
Cash paid for income taxes	2,330	0
Supplemental Disclosures of Non-Cash Flow Information:
Setup of ROU asset and lease liability upon adoption of ASC 842	0	9,380
Reclassification of deferred offering costs paid in 2018 from other assets to additional paid in capital	0	788
Reclassification of lease intangibles, cease-use liability and deferred rent liability to ROU asset upon adoption of ASC 842	0	(48)
Net foreclosure of other real estate owned and repossessed assets	1,725	0
Non-cash assets acquired in business combination
Investment securities	0	661,032
Non-marketable equity securities	0	40,287
Loans held for sale	0	9,360
Loans held for investment	0	3,245,492
Accrued interest receivable	0	11,673
Bank-owned life insurance	0	56,841
Bank premises, furniture and equipment	0	39,426
Investment in trusts	0	666
Intangible assets, net	0	65,718
Goodwill	0	206,821
Other assets	0	12,245
Right of use asset	0	9,373
Deferred taxes	0	11,535
Current taxes	0	1,799
Assets held for sale	0	85,307
Total assets	0	4,457,575
Non-cash liabilities assumed in business combination
Non-interest-bearing deposits	0	825,364
Interest-bearing deposits	0	1,300,825
Certificates and other time deposits	0	1,346,915
Accounts payable and accrued expenses	0	26,587
Lease liability	0	9,373
Accrued interest payable and other liabilities	0	5,181
Securities sold under agreements to repurchase	0	3,226
Advances from Federal Home Loan Bank	0	300,000
Subordinated debentures and subordinated notes	0	56,233
Liabilities held for sale	0	52,682
Total liabilities	$ 0	$ 3,926,386

Share Transactions - (Details)

Share Transactions - (Details) - Common Stock - USD ($)	3 Months Ended
Share Transactions - (Details) - Common Stock - USD ($)	Mar. 31, 2020	Mar. 31, 2019	Dec. 12, 2019	Sep. 03, 2019	Jan. 28, 2019
Equity, Class of Treasury Stock [Line Items]
Stock buyback program, authorized amount			$ 175,000,000		$ 50,000,000
Stock repurchase program, additional amount authorized			$ 75,000,000	$ 50,000,000
Shares repurchased (in shares)	2,002,211	316,600
Average price (in dollars per share)	$ 24.78	$ 24.42

Securities - Equity Securities

Securities - Equity Securities (Details) - USD ($)	3 Months Ended
Securities - Equity Securities (Details) - USD ($)	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Equity securities	$ 15,373,000		$ 11,122,000
Realized gain (loss) on equity securities	0	$ 0
Unrealized (loss) gain recognized on equity securities with a readily determinable fair value	(249,000)	$ 136,000
Equity securities without a readily determinable fair value	$ 3,575,000		$ 3,575,000

Securities - Carrying Amount an

Securities - Carrying Amount and Fair Values (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jan. 01, 2020	Dec. 31, 2019
Available for sale
Amortized Cost	$ 1,034,241		$ 942,131
Gross Unrealized Gains	51,565		23,997
Gross Unrealized Losses	844		1,763
Allowance for Credit Losses	0
Fair Value	1,084,962		964,365
Held to maturity
Amortized Cost	32,842		32,965
Gross Unrealized Gains	2,671		1,845
Gross Unrealized Losses	0		0
Fair Value	35,513		34,810
Allowance for Credit Losses	0	$ 0
Corporate bonds
Available for sale
Amortized Cost	107,802		76,997
Gross Unrealized Gains	4,592		1,974
Gross Unrealized Losses	298		0
Allowance for Credit Losses	0
Fair Value	112,096		78,971
Municipal securities
Available for sale
Amortized Cost	97,945		74,956
Gross Unrealized Gains	5,332		3,724
Gross Unrealized Losses	246		0
Allowance for Credit Losses	0
Fair Value	103,031		78,680
Held to maturity
Amortized Cost	22,469		22,535
Gross Unrealized Gains	1,736		1,350
Gross Unrealized Losses	0		0
Fair Value	24,205		23,885
Allowance for Credit Losses	0
Mortgage-backed securities
Available for sale
Amortized Cost	313,077		288,938
Gross Unrealized Gains	19,020		9,512
Gross Unrealized Losses	0		260
Allowance for Credit Losses	0
Fair Value	332,097		298,190
Held to maturity
Amortized Cost	8,589		8,621
Gross Unrealized Gains	783		452
Gross Unrealized Losses	0		0
Fair Value	9,372		9,073
Allowance for Credit Losses	0
Collateralized mortgage obligations
Available for sale
Amortized Cost	450,490		431,276
Gross Unrealized Gains	18,700		6,465
Gross Unrealized Losses	300		1,503
Allowance for Credit Losses	0
Fair Value	468,890		436,238
Held to maturity
Amortized Cost	1,784		1,809
Gross Unrealized Gains	152		43
Gross Unrealized Losses	0		0
Fair Value	1,936		1,852
Allowance for Credit Losses	0
Asset-backed securities
Available for sale
Amortized Cost	64,927		69,964
Gross Unrealized Gains	3,921		2,322
Gross Unrealized Losses	0		0
Allowance for Credit Losses	0
Fair Value	$ 68,848		$ 72,286

Securities - Unrealized Loss Po

Securities - Unrealized Loss Position (Details) $ in Thousands	Mar. 31, 2020USD ($)investment	Dec. 31, 2019USD ($)investment
Available-for-Sale Fair Value
Less Than 12 Months	$ 55,679	$ 139,100
12 Months or More	0	0
Totals	55,679	139,100
Available-for-Sale Unrealized Loss
Less Than 12 Months	844	1,763
12 Months or More	0	0
Totals	$ 844	$ 1,763
Number of investment positions in an unrealized loss position (investments) \| investment	10	11
Corporate bonds
Available-for-Sale Fair Value
Less Than 12 Months	$ 14,134
12 Months or More	0
Totals	14,134
Available-for-Sale Unrealized Loss
Less Than 12 Months	298
12 Months or More	0
Totals	298
Municipal securities
Available-for-Sale Fair Value
Less Than 12 Months	17,120	$ 468
12 Months or More	0	0
Totals	17,120	468
Available-for-Sale Unrealized Loss
Less Than 12 Months	246	1
12 Months or More	0	0
Totals	246	1
Mortgage-backed securities
Available-for-Sale Fair Value
Less Than 12 Months	24,425	28,883
12 Months or More	0	0
Totals	24,425	28,883
Available-for-Sale Unrealized Loss
Less Than 12 Months	300	370
12 Months or More	0	0
Totals	$ 300	370
Collateralized mortgage obligations
Available-for-Sale Fair Value
Less Than 12 Months		109,749
12 Months or More		0
Totals		109,749
Available-for-Sale Unrealized Loss
Less Than 12 Months		1,392
12 Months or More		0
Totals		$ 1,392

Securities - Maturities (Detail

Securities - Maturities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Available For Sale Amortized Cost
Due in one year or less	$ 0	$ 0
Due from one year to five years	4,912	4,904
Due from five years to ten years	105,390	74,596
Due after ten years	95,445	72,453
Total investment securities available for sale, single maturity date	205,747	151,953
Amortized Cost	1,034,241	942,131
Available For Sale Fair value
Due in one year or less	0	0
Due from one year to five years	5,042	5,100
Due from five years to ten years	109,583	76,403
Due after ten years	100,502	76,148
Total investment securities available for sale	215,127	157,651
Fair Value	1,084,962	964,365
Held-to-Maturity Amortized Cost
Due in one year or less	0	0
Due from one year to five years	0	0
Due from five years to ten years	2,833	1,204
Due after ten years	19,636	21,331
Total investment securities held to maturity, single maturity date	22,469	22,535
Amortized Cost	32,842	32,965
Held-to-Maturity Fair Value
Due in one year or less	0	0
Due from one year to five years	0	0
Due from five years to ten years	2,974	1,219
Due after ten years	21,231	22,666
Total investment securities held to maturity	24,205	23,885
Fair value	35,513	34,810
Mortgage-backed securities and collateralized mortgage obligations
Available For Sale Amortized Cost
Amortized cost	763,567	720,214
Amortized Cost	313,077	288,938
Available For Sale Fair value
Fair value	800,987	734,428
Fair Value	332,097	298,190
Held-to-Maturity Amortized Cost
Amortized cost	10,373	10,430
Amortized Cost	8,589	8,621
Held-to-Maturity Fair Value
Fair value	11,308	10,925
Fair value	9,372	9,073
Asset-backed securities
Available For Sale Amortized Cost
Amortized cost	64,927	69,964
Amortized Cost	64,927	69,964
Available For Sale Fair value
Fair value	68,848	72,286
Fair Value	68,848	72,286
Held-to-Maturity Amortized Cost
Amortized cost	0	0
Held-to-Maturity Fair Value
Fair value	$ 0	$ 0

Securities - Proceeds and Gross

Securities - Proceeds and Gross Gains/Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Proceeds from sales of investment securities available for sale and gross gains and losses
Proceeds from sales	$ 0	$ 108,865
Gross realized gains	0	1
Gross realized losses	$ 0	$ 772

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Balance Sheet Summary (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Jan. 01, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans and Allowance for Loan Losses
Total loans	$ 6,223,426			$ 5,921,071
Deferred loan costs, net	1,470			134
Allowance for credit losses	(100,983)	$ (21,603)	$ (29,834)	(29,834)	$ (19,255)
Total loans held for investment	6,123,913			5,891,371
PCI loans acquired	25,167			57,811
Accretion on non-PCD loans	3,260	4,355
Accretion on PCD loans	1,060	2,545
Discount on retained loans from sale	2,264			2,193
Commercial
Loans and Allowance for Loan Losses
Total loans	1,777,603			1,712,838
Allowance for credit losses	(38,110)	(9,695)	(12,369)		(8,554)
Mortgage warehouse
Loans and Allowance for Loan Losses
Total loans	371,161			183,628
Consumer
Loans and Allowance for Loan Losses
Total loans	15,771			17,457
Allowance for credit losses	(618)	(46)	(122)	(122)	(19)
Construction and land \| Real Estate
Loans and Allowance for Loan Losses
Total loans	566,470			629,374
Allowance for credit losses	(6,838)	(2,689)	(3,822)		(2,188)
Farmland \| Real Estate
Loans and Allowance for Loan Losses
Total loans	14,930			16,939
Allowance for credit losses	(58)	(62)	(61)		(56)
Residential Real Estate \| Real Estate
Loans and Allowance for Loan Losses
Total loans				869,852
Allowance for credit losses				(3,343)
Residential Real Estate \| 1 - 4 family residential \| Real Estate
Loans and Allowance for Loan Losses
Total loans	536,892			549,811
Allowance for credit losses	(8,318)	(1,617)	(1,378)		(1,614)
Residential Real Estate \| Multi-family residential \| Real Estate
Loans and Allowance for Loan Losses
Total loans	388,374			320,041
Allowance for credit losses	(4,899)	(281)	(1,965)		(361)
Commercial Real Estate \| Real Estate
Loans and Allowance for Loan Losses
Total loans				2,490,983
Allowance for credit losses				(10,117)
Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Real Estate
Loans and Allowance for Loan Losses
Total loans	723,839			706,782
Allowance for credit losses	(16,461)	(1,517)	(1,978)		(1,393)
Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Real Estate
Loans and Allowance for Loan Losses
Total loans	1,828,386			$ 1,784,201
Allowance for credit losses	$ (25,681)	$ (5,696)	$ (8,139)		$ (5,070)

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Allowance for Credit Loss Activity (Details) - USD ($) $ in Thousands	Jan. 01, 2020	Mar. 31, 2020	Mar. 31, 2019
Analysis of allowance for loan losses
Balance at beginning of year	$ 29,834	$ 29,834	$ 19,255
Credit Loss Expense		31,776	5,012
Charge-offs		(68)	(2,728)
Recoveries		304	64
Ending Balance	29,834	100,983	21,603
Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		28,836
PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		2,940
Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	19,427	19,427
Impact of adoption ASC 326 PCD loans		19,710
Ending Balance	39,137
Real Estate \| Construction and land
Analysis of allowance for loan losses
Balance at beginning of year			2,188
Credit Loss Expense			501
Charge-offs		0	0
Recoveries		0	0
Ending Balance	3,822	6,838	2,689
Real Estate \| Construction and land \| Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		2,965
Real Estate \| Construction and land \| PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		113
Real Estate \| Construction and land \| Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	(707)	(707)
Impact of adoption ASC 326 PCD loans		645
Ending Balance	(62)
Real Estate \| Farmland
Analysis of allowance for loan losses
Balance at beginning of year			56
Credit Loss Expense			6
Charge-offs		0	0
Recoveries		0	0
Ending Balance	61	58	62
Real Estate \| Farmland \| Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		(7)
Real Estate \| Farmland \| PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		0
Real Estate \| Farmland \| Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	4	4
Impact of adoption ASC 326 PCD loans		0
Ending Balance	4
Real Estate \| Residential Real Estate
Analysis of allowance for loan losses
Balance at beginning of year	3,343	3,343
Real Estate \| Residential Real Estate \| 1 - 4 family residential
Analysis of allowance for loan losses
Balance at beginning of year			1,614
Credit Loss Expense			(5)
Charge-offs		0	0
Recoveries		1	8
Ending Balance	1,378	8,318	1,617
Real Estate \| Residential Real Estate \| 1 - 4 family residential \| Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		2,488
Real Estate \| Residential Real Estate \| 1 - 4 family residential \| PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		(173)
Real Estate \| Residential Real Estate \| 1 - 4 family residential \| Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	3,716	3,716
Impact of adoption ASC 326 PCD loans		908
Ending Balance	4,624
Real Estate \| Residential Real Estate \| Multi-family residential
Analysis of allowance for loan losses
Balance at beginning of year			361
Credit Loss Expense			(80)
Charge-offs		0	0
Recoveries		0	0
Ending Balance	1,965	4,899	281
Real Estate \| Residential Real Estate \| Multi-family residential \| Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		2,306
Real Estate \| Residential Real Estate \| Multi-family residential \| PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		0
Real Estate \| Residential Real Estate \| Multi-family residential \| Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	628	628
Impact of adoption ASC 326 PCD loans		0
Ending Balance	628
Real Estate \| Commercial Real Estate
Analysis of allowance for loan losses
Balance at beginning of year	10,117	10,117
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
Analysis of allowance for loan losses
Balance at beginning of year			1,393
Credit Loss Expense			124
Charge-offs		0	0
Recoveries		0	0
Ending Balance	1,978	16,461	1,517
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		918
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		2,477
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	3,406	3,406
Impact of adoption ASC 326 PCD loans		7,682
Ending Balance	11,088
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
Analysis of allowance for loan losses
Balance at beginning of year			5,070
Credit Loss Expense			626
Charge-offs		0	0
Recoveries		0	0
Ending Balance	8,139	25,681	5,696
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		9,955
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		412
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	5,138	5,138
Impact of adoption ASC 326 PCD loans		2,037
Ending Balance	7,175
Commercial
Analysis of allowance for loan losses
Balance at beginning of year			8,554
Credit Loss Expense			3,785
Charge-offs		0	(2,654)
Recoveries		29	10
Ending Balance	12,369	38,110	9,695
Commercial \| Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		10,226
Commercial \| PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		126
Commercial \| Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	7,025	7,025
Impact of adoption ASC 326 PCD loans		8,335
Ending Balance	15,360
Consumer
Analysis of allowance for loan losses
Balance at beginning of year	122	122	19
Credit Loss Expense			55
Charge-offs		(68)	(74)
Recoveries		274	46
Ending Balance	122	618	$ 46
Consumer \| Non-PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		(15)
Consumer \| PCD Loans
Analysis of allowance for loan losses
Credit Loss Expense		(15)
Consumer \| Cumulative Effect, Period Of Adoption, Adjustment
Analysis of allowance for loan losses
Balance at beginning of year	217	217
Impact of adoption ASC 326 PCD loans		$ 103
Ending Balance	$ 320

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jan. 01, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	$ 100,983	$ 29,834	$ 29,834	$ 21,603	$ 19,255
Real Estate \| Construction and land
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	6,838	3,822		2,689	2,188
Real Estate \| Residential Real Estate
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation			3,343
Real Estate \| Residential Real Estate \| 1 - 4 family residential
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	8,318	1,378		1,617	1,614
Real Estate \| Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation			10,117
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	16,461	1,978		1,517	1,393
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	25,681	8,139		5,696	5,070
Commercial
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	38,110	12,369		9,695	8,554
Consumer
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	618	$ 122	$ 122	$ 46	$ 19
Business Assets
Servicing Asset at Amortized Cost [Line Items]
Total Loans	14,488
Business Assets \| Real Estate \| Construction and land
Servicing Asset at Amortized Cost [Line Items]
Total Loans	785
Business Assets \| Real Estate \| Residential Real Estate \| 1 - 4 family residential
Servicing Asset at Amortized Cost [Line Items]
Total Loans	0
Business Assets \| Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
Total Loans	0
Business Assets \| Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
Total Loans	0
Business Assets \| Commercial
Servicing Asset at Amortized Cost [Line Items]
Total Loans	13,647
Business Assets \| Consumer
Servicing Asset at Amortized Cost [Line Items]
Total Loans	56
Real Property
Servicing Asset at Amortized Cost [Line Items]
Total Loans	23,425
Real Property \| Real Estate \| Construction and land
Servicing Asset at Amortized Cost [Line Items]
Total Loans	0
Real Property \| Real Estate \| Residential Real Estate \| 1 - 4 family residential
Servicing Asset at Amortized Cost [Line Items]
Total Loans	594
Real Property \| Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
Total Loans	3,927
Real Property \| Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
Total Loans	18,904
Real Property \| Commercial
Servicing Asset at Amortized Cost [Line Items]
Total Loans	0
Real Property \| Consumer
Servicing Asset at Amortized Cost [Line Items]
Total Loans	0
Collateralized
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	5,921
Collateralized \| Real Estate \| Construction and land
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	93
Collateralized \| Real Estate \| Residential Real Estate \| 1 - 4 family residential
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	13
Collateralized \| Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	0
Collateralized \| Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	0
Collateralized \| Commercial
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	5,815
Collateralized \| Consumer
Servicing Asset at Amortized Cost [Line Items]
ACL Allocation	$ 0

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Loans Evaluated for Impairment (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jan. 01, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Allowance, impairment methodology
Loans individually evaluated for impairment			$ 27,616
Loans collectively evaluated for impairment			5,766,737
PCD loans	$ 6,123,913		5,891,371
Total	6,223,426		5,921,071
ACL Allocations
Loans individually evaluated for impairment			1,602
Loans collectively evaluated for impairment			27,639
Loans collectively evaluated for impairment			593
Total	100,983	$ 29,834	29,834	$ 21,603	$ 19,255
Commercial
Allowance, impairment methodology
Loans individually evaluated for impairment			5,188
Loans collectively evaluated for impairment			1,869,259
Total			1,896,466
ACL Allocations
Loans individually evaluated for impairment			1,042
Loans collectively evaluated for impairment			10,754
Loans collectively evaluated for impairment			573
Total			12,369
Consumer
Allowance, impairment methodology
Loans individually evaluated for impairment			61
Loans collectively evaluated for impairment			17,267
Total	15,771		17,457
ACL Allocations
Loans individually evaluated for impairment			0
Loans collectively evaluated for impairment			122
Loans collectively evaluated for impairment			0
Total	$ 618	$ 122	122	$ 46	$ 19
Construction, Land and Farmland \| Real Estate
Allowance, impairment methodology
Loans individually evaluated for impairment			567
Loans collectively evaluated for impairment			641,799
Total			646,313
ACL Allocations
Loans individually evaluated for impairment			128
Loans collectively evaluated for impairment			3,755
Loans collectively evaluated for impairment			0
Total			3,883
Residential Real Estate \| Real Estate
Allowance, impairment methodology
Loans individually evaluated for impairment			156
Loans collectively evaluated for impairment			865,927
Total			869,852
ACL Allocations
Loans individually evaluated for impairment			37
Loans collectively evaluated for impairment			3,306
Loans collectively evaluated for impairment			0
Total			3,343
Commercial Real Estate \| Real Estate
Allowance, impairment methodology
Loans individually evaluated for impairment			21,644
Loans collectively evaluated for impairment			2,372,485
Total			2,490,983
ACL Allocations
Loans individually evaluated for impairment			395
Loans collectively evaluated for impairment			9,702
Loans collectively evaluated for impairment			20
Total			10,117
Acquired Loans with Deteriorated Credit Quality
Allowance, impairment methodology
PCD loans			126,718
Acquired Loans with Deteriorated Credit Quality \| Commercial
Allowance, impairment methodology
PCD loans			22,019
Acquired Loans with Deteriorated Credit Quality \| Consumer
Allowance, impairment methodology
PCD loans			129
Acquired Loans with Deteriorated Credit Quality \| Construction, Land and Farmland \| Real Estate
Allowance, impairment methodology
PCD loans			3,947
Acquired Loans with Deteriorated Credit Quality \| Residential Real Estate \| Real Estate
Allowance, impairment methodology
PCD loans			3,769
Acquired Loans with Deteriorated Credit Quality \| Commercial Real Estate \| Real Estate
Allowance, impairment methodology
PCD loans			$ 96,854

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Impaired Loans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Impaired Loans
Unpaid Contractual Principal Balance	$ 27,616
Recorded Investment with No Allowance	23,112
Recorded Investment with Allowance	4,504
Total Recorded Investment	27,616
Related Allowance	1,602
Average Recorded Investment YTD	33,088
Real Estate \| Construction and land
Impaired Loans
Unpaid Contractual Principal Balance	567
Recorded Investment with No Allowance	0
Recorded Investment with Allowance	567
Total Recorded Investment	567
Related Allowance	128
Average Recorded Investment YTD	1,793
Real Estate \| Farmland
Impaired Loans
Unpaid Contractual Principal Balance	0
Recorded Investment with No Allowance	0
Recorded Investment with Allowance	0
Total Recorded Investment	0
Related Allowance	0
Average Recorded Investment YTD	0
Real Estate \| Residential Real Estate \| 1 - 4 family residential
Impaired Loans
Unpaid Contractual Principal Balance	156
Recorded Investment with No Allowance	0
Recorded Investment with Allowance	156
Total Recorded Investment	156
Related Allowance	37
Average Recorded Investment YTD	158
Real Estate \| Residential Real Estate \| Multifamily
Impaired Loans
Unpaid Contractual Principal Balance	0
Recorded Investment with No Allowance	0
Recorded Investment with Allowance	0
Total Recorded Investment	0
Related Allowance	0
Average Recorded Investment YTD	0
Real Estate \| Commercial Real Estate
Impaired Loans
Unpaid Contractual Principal Balance	21,644
Recorded Investment with No Allowance	21,040
Recorded Investment with Allowance	604
Total Recorded Investment	21,644
Related Allowance	395
Average Recorded Investment YTD	22,529
Commercial
Impaired Loans
Unpaid Contractual Principal Balance	5,188
Recorded Investment with No Allowance	2,011
Recorded Investment with Allowance	3,177
Total Recorded Investment	5,188
Related Allowance	1,042
Average Recorded Investment YTD	8,546
Consumer
Impaired Loans
Unpaid Contractual Principal Balance	61
Recorded Investment with No Allowance	61
Recorded Investment with Allowance	0
Total Recorded Investment	61
Related Allowance	0
Average Recorded Investment YTD	$ 62

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Nonaccrual (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Loans and Allowance for Loan Losses
Nonaccrual	$ 38,836,000		$ 29,779,000
Nonaccrual With No ACL	26,508,000		26,036,000
Loans and leases receivable, impaired, interest lost on nonaccrual loans	173,000	$ 151,000
Commercial
Loans and Allowance for Loan Losses
Nonaccrual	14,395,000		5,672,000
Nonaccrual With No ACL	2,852,000		2,747,000
Mortgage warehouse
Loans and Allowance for Loan Losses
Nonaccrual	0		0
Nonaccrual With No ACL	0		0
Consumer
Loans and Allowance for Loan Losses
Nonaccrual	74,000		54,000
Nonaccrual With No ACL	74,000		54,000
Construction and land \| Real Estate
Loans and Allowance for Loan Losses
Nonaccrual	785,000		567,000
Nonaccrual With No ACL	0		0
Farmland \| Real Estate
Loans and Allowance for Loan Losses
Nonaccrual	0		0
Nonaccrual With No ACL	0		0
Residential Real Estate \| 1 - 4 family residential \| Real Estate
Loans and Allowance for Loan Losses
Nonaccrual	912,000		1,581,000
Nonaccrual With No ACL	912,000		1,581,000
Residential Real Estate \| Multi-family residential \| Real Estate
Loans and Allowance for Loan Losses
Nonaccrual	0		0
Nonaccrual With No ACL	0		0
Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Real Estate
Loans and Allowance for Loan Losses
Nonaccrual	3,794,000		3,029,000
Nonaccrual With No ACL	3,794,000		2,778,000
Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Real Estate
Loans and Allowance for Loan Losses
Nonaccrual	18,876,000		18,876,000
Nonaccrual With No ACL	18,876,000		18,876,000
PCD Loans
Loans and Allowance for Loan Losses
Loans and leases receivable, impaired, interest lost on nonaccrual loans	$ 0		$ 0

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Past Due (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	$ 33,987	$ 18,571
Total Current	6,096,039	5,779,858
Total loans	6,223,426	5,921,071
Total 90 days past due and still accruing	4,764	3,660
PCD
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	156,582
PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	156,582	126,718
30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	26,539	6,209
60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	2,684	8,702
90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	4,764	3,660
90 Days or Greater \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total 90 days past due and still accruing	68,325	41,328
Real Estate \| Construction and land
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	1,649	0
Total Current	559,216	629,374
Total loans	566,470	629,374
Total 90 days past due and still accruing	0	800
Real Estate \| Construction and land \| PCD
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	5,605
Real Estate \| Construction and land \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	5,605	3,947
Real Estate \| Construction and land \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	327	0
Real Estate \| Construction and land \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	1,322	0
Real Estate \| Construction and land \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Real Estate \| Farmland
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Total Current	14,930	16,939
Total loans	14,930	16,939
Total 90 days past due and still accruing	0	0
Real Estate \| Farmland \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	0	0
Real Estate \| Farmland \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Real Estate \| Farmland \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Real Estate \| Farmland \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Real Estate \| Residential Real Estate
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans		869,852
Real Estate \| Residential Real Estate \| 1 - 4 family residential
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	4,672	4,270
Total Current	527,410	541,772
Total loans	536,892	549,811
Total 90 days past due and still accruing	210	959
Real Estate \| Residential Real Estate \| 1 - 4 family residential \| PCD
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	4,810
Real Estate \| Residential Real Estate \| 1 - 4 family residential \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	4,810	3,769
Real Estate \| Residential Real Estate \| 1 - 4 family residential \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	4,400	2,595
Real Estate \| Residential Real Estate \| 1 - 4 family residential \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	62	520
Real Estate \| Residential Real Estate \| 1 - 4 family residential \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	210	1,155
Real Estate \| Residential Real Estate \| Multifamily
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Total Current	388,374	320,041
Total loans	388,374	320,041
Total 90 days past due and still accruing	0	0
Real Estate \| Residential Real Estate \| Multifamily \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	0	0
Real Estate \| Residential Real Estate \| Multifamily \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Real Estate \| Residential Real Estate \| Multifamily \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Real Estate \| Residential Real Estate \| Multifamily \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Real Estate \| Commercial Real Estate
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due		4,714
Total Current		2,389,415
Total loans		2,490,983
Total 90 days past due and still accruing		511
Real Estate \| Commercial Real Estate \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans		96,854
Real Estate \| Commercial Real Estate \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due		12
Real Estate \| Commercial Real Estate \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due		3,834
Real Estate \| Commercial Real Estate \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due		868
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	3,464
Total Current	720,375
Total loans	723,839	706,782
Total 90 days past due and still accruing	1,992
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| PCD
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	63,182
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	63,182
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	1,471
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	1
Real Estate \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	1,992
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	3,773
Total Current	1,771,909
Total loans	1,828,386	1,784,201
Total 90 days past due and still accruing	0
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| PCD
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	52,704
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	52,704
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	3,773
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0
Real Estate \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0
Commercial
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	20,273	6,776
Total Current	1,727,278	1,684,043
Total loans	1,777,603	1,712,838
Total 90 days past due and still accruing	2,545	1,317
Commercial \| PCD
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	30,052
Commercial \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	30,052	22,019
Commercial \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	16,433	3,572
Commercial \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	1,295	1,707
Commercial \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	2,545	1,497
Mortgage warehouse
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Total Current	371,161	183,628
Total loans	371,161	183,628
Total 90 days past due and still accruing	0	0
Mortgage warehouse \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	0	0
Mortgage warehouse \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Mortgage warehouse \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Mortgage warehouse \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	0	0
Consumer
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	156	2,811
Total Current	15,386	14,646
Total loans	15,771	17,457
Total 90 days past due and still accruing	17	73
Consumer \| PCD
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	229
Consumer \| PCD \| PCD Loans
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total loans	229	129
Consumer \| 30 to 59 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	135	30
Consumer \| 60 to 89 Days
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	4	2,641
Consumer \| 90 Days or Greater
Age analysis of past due loans, excluding purchased credit impaired loans, aggregated by class of loans
Total Past Due	$ 17	$ 140

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Troubled Debt Restructuring (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)Loan	Mar. 31, 2019Loan	Dec. 31, 2019USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded investment for financing receivable, modifications	$ 3,142		$ 2,142
Number of Loans \| Loan	1	0
Extended Amortization Period	$ 0
Payment Deferrals	970
Total Modifications	$ 970
Loans modified as TDR \| Loan	0	0
Commercial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| Loan	1
Extended Amortization Period	$ 0
Payment Deferrals	970
Total Modifications	$ 970

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses - Credit Quality Indicators (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Credit Quality Indicators
2020	$ 247,237
2019	993,156
2018	1,424,372
2017	486,190
2016	525,915
Prior	1,009,858
Revolving Loans Amortized Cost Basis	1,501,826
Revolving Loans Converted to Term	34,872
Total	6,223,426	$ 5,921,071
Pass
Credit Quality Indicators
2020	247,170
2019	974,652
2018	1,374,830
2017	472,189
2016	485,652
Prior	865,152
Revolving Loans Amortized Cost Basis	1,501,826
Revolving Loans Converted to Term	28,719
Total	5,950,190	5,640,781
Special mention
Credit Quality Indicators
2020	67
2019	18,504
2018	14,375
2017	444
2016	4,350
Prior	16,392
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	5,961
Total	60,093	80,293
Substandard
Credit Quality Indicators
2020	0
2019	0
2018	6,248
2017	7,481
2016	16,552
Prior	26,088
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	192
Total	56,561	73,279
PCD
Credit Quality Indicators
2020	0
2019	0
2018	28,919
2017	6,076
2016	19,361
Prior	102,226
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	156,582
Doubtful
Credit Quality Indicators
Total		0
Commercial
Credit Quality Indicators
2020	63,011
2019	209,451
2018	215,330
2017	124,913
2016	42,561
Prior	73,591
Revolving Loans Amortized Cost Basis	1,024,341
Revolving Loans Converted to Term	24,405
Total	1,777,603	1,712,838
Commercial \| Pass
Credit Quality Indicators
2020	62,944
2019	208,011
2018	201,677
2017	115,757
2016	31,351
Prior	47,577
Revolving Loans Amortized Cost Basis	1,024,341
Revolving Loans Converted to Term	18,252
Total	1,709,910	1,610,150
Commercial \| Special mention
Credit Quality Indicators
2020	67
2019	1,440
2018	9,924
2017	233
2016	174
Prior	1,852
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	5,961
Total	19,651	51,999
Commercial \| Substandard
Credit Quality Indicators
2020	0
2019	0
2018	3,729
2017	3,883
2016	7,347
Prior	2,839
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	192
Total	17,990	28,670
Commercial \| PCD
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	5,040
2016	3,689
Prior	21,323
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	30,052
Commercial \| Doubtful
Credit Quality Indicators
Total		0
Mortgage warehouse
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans Amortized Cost Basis	371,161
Revolving Loans Converted to Term	0
Total	371,161	183,628
Mortgage warehouse \| Pass
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans Amortized Cost Basis	371,161
Revolving Loans Converted to Term	0
Total	371,161
Mortgage warehouse \| Special mention
Credit Quality Indicators
Total		0
Mortgage warehouse \| Substandard
Credit Quality Indicators
Total		0
Mortgage warehouse \| Doubtful
Credit Quality Indicators
Total		0
Consumer
Credit Quality Indicators
2020	1,986
2019	2,079
2018	1,620
2017	4,955
2016	952
Prior	1,043
Revolving Loans Amortized Cost Basis	3,136
Revolving Loans Converted to Term	0
Total	15,771	17,457
Consumer \| Pass
Credit Quality Indicators
2020	1,986
2019	2,079
2018	1,620
2017	4,896
2016	952
Prior	733
Revolving Loans Amortized Cost Basis	3,136
Revolving Loans Converted to Term	0
Total	15,402	17,106
Consumer \| Special mention
Credit Quality Indicators
Total		40
Consumer \| Substandard
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	18
2016	0
Prior	122
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	140	182
Consumer \| PCD
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	41
2016	0
Prior	188
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	229
Consumer \| Doubtful
Credit Quality Indicators
Total		0
Construction and land \| Real Estate
Credit Quality Indicators
2020	10,095
2019	183,309
2018	246,693
2017	39,352
2016	14,526
Prior	29,709
Revolving Loans Amortized Cost Basis	42,786
Revolving Loans Converted to Term	0
Total	566,470	629,374
Construction and land \| Real Estate \| Pass
Credit Quality Indicators
2020	10,095
2019	183,309
2018	245,362
2017	37,572
2016	13,121
Prior	22,578
Revolving Loans Amortized Cost Basis	42,786
Revolving Loans Converted to Term	0
Total	554,823	618,773
Construction and land \| Real Estate \| Special mention
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	3,935
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	3,935	3,965
Construction and land \| Real Estate \| Substandard
Credit Quality Indicators
2020	0
2019	0
2018	855
2017	785
2016	467
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	2,107	2,689
Construction and land \| Real Estate \| PCD
Credit Quality Indicators
2020	0
2019	0
2018	476
2017	995
2016	938
Prior	3,196
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	5,605
Construction and land \| Real Estate \| Doubtful
Credit Quality Indicators
Total		0
Farmland \| Real Estate
Credit Quality Indicators
2020	290
2019	1,004
2018	3,367
2017	4,415
2016	0
Prior	4,470
Revolving Loans Amortized Cost Basis	1,384
Revolving Loans Converted to Term	0
Total	14,930	16,939
Farmland \| Real Estate \| Pass
Credit Quality Indicators
2020	290
2019	1,004
2018	3,367
2017	4,415
2016	0
Prior	4,470
Revolving Loans Amortized Cost Basis	1,384
Revolving Loans Converted to Term	0
Total	14,930	16,939
Farmland \| Real Estate \| Special mention
Credit Quality Indicators
Total		0
Farmland \| Real Estate \| Substandard
Credit Quality Indicators
Total		0
Farmland \| Real Estate \| Doubtful
Credit Quality Indicators
Total		0
Residential Real Estate \| Real Estate
Credit Quality Indicators
Total		869,852
Residential Real Estate \| Single Family \| Real Estate
Credit Quality Indicators
2020	16,974
2019	95,380
2018	119,060
2017	75,451
2016	42,087
Prior	155,394
Revolving Loans Amortized Cost Basis	29,490
Revolving Loans Converted to Term	3,056
Total	536,892	549,811
Residential Real Estate \| Single Family \| Real Estate \| Pass
Credit Quality Indicators
2020	16,974
2019	95,380
2018	118,905
2017	75,229
2016	41,458
Prior	148,332
Revolving Loans Amortized Cost Basis	29,490
Revolving Loans Converted to Term	3,056
Total	528,824	541,787
Residential Real Estate \| Single Family \| Real Estate \| Special mention
Credit Quality Indicators
2020	0
2019	0
2018	155
2017	119
2016	0
Prior	552
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	826	795
Residential Real Estate \| Single Family \| Real Estate \| Substandard
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	103
2016	629
Prior	1,700
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	2,432	3,460
Residential Real Estate \| Single Family \| Real Estate \| PCD
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	4,810
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	4,810
Residential Real Estate \| Single Family \| Real Estate \| Doubtful
Credit Quality Indicators
Total		0
Residential Real Estate \| Multifamily \| Real Estate
Credit Quality Indicators
2020	0
2019	130,313
2018	172,526
2017	32,779
2016	43,606
Prior	8,931
Revolving Loans Amortized Cost Basis	219
Revolving Loans Converted to Term	0
Total	388,374	320,041
Residential Real Estate \| Multifamily \| Real Estate \| Pass
Credit Quality Indicators
2020	0
2019	113,249
2018	172,526
2017	32,779
2016	43,606
Prior	8,931
Revolving Loans Amortized Cost Basis	219
Revolving Loans Converted to Term	0
Total	371,310	320,041
Residential Real Estate \| Multifamily \| Real Estate \| Special mention
Credit Quality Indicators
2020	0
2019	17,064
2018	0
2017	0
2016	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	17,064	0
Residential Real Estate \| Multifamily \| Real Estate \| Substandard
Credit Quality Indicators
Total		0
Residential Real Estate \| Multifamily \| Real Estate \| Doubtful
Credit Quality Indicators
Total		0
Commercial Real Estate \| Real Estate
Credit Quality Indicators
Total		2,490,983
Commercial Real Estate \| Real Estate \| Pass
Credit Quality Indicators
Total		2,332,357
Commercial Real Estate \| Real Estate \| Special mention
Credit Quality Indicators
Total		23,494
Commercial Real Estate \| Real Estate \| Substandard
Credit Quality Indicators
Total		38,278
Commercial Real Estate \| Real Estate \| Doubtful
Credit Quality Indicators
Total		0
Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Real Estate
Credit Quality Indicators
2020	19,057
2019	60,032
2018	124,190
2017	87,912
2016	143,774
Prior	279,831
Revolving Loans Amortized Cost Basis	1,632
Revolving Loans Converted to Term	7,411
Total	723,839	706,782
Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Real Estate \| Pass
Credit Quality Indicators
2020	19,057
2019	60,032
2018	108,442
2017	85,128
2016	123,511
Prior	226,995
Revolving Loans Amortized Cost Basis	1,632
Revolving Loans Converted to Term	7,411
Total	632,208
Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Real Estate \| Special mention
Credit Quality Indicators
2020	0
2019	0
2018	4,296
2017	92
2016	4,176
Prior	4,869
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	13,433
Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Real Estate \| Substandard
Credit Quality Indicators
2020	0
2019	0
2018	1,664
2017	2,692
2016	8,109
Prior	2,551
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	15,016
Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Real Estate \| PCD
Credit Quality Indicators
2020	0
2019	0
2018	9,788
2017	0
2016	7,978
Prior	45,416
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	63,182
Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Real Estate
Credit Quality Indicators
2020	135,824
2019	311,588
2018	541,586
2017	116,413
2016	238,409
Prior	456,889
Revolving Loans Amortized Cost Basis	27,677
Revolving Loans Converted to Term	0
Total	1,828,386	1,784,201
Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Real Estate \| Pass
Credit Quality Indicators
2020	135,824
2019	311,588
2018	522,931
2017	116,413
2016	231,653
Prior	405,536
Revolving Loans Amortized Cost Basis	27,677
Revolving Loans Converted to Term	0
Total	1,751,622
Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Real Estate \| Special mention
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	5,184
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	5,184
Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Real Estate \| Substandard
Credit Quality Indicators
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	18,876
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	18,876
Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Real Estate \| PCD
Credit Quality Indicators
2020	0
2019	0
2018	18,655
2017	0
2016	6,756
Prior	27,293
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	52,704
PCD Loans \| PCD
Credit Quality Indicators
Total	156,582	126,718
PCD Loans \| Commercial \| PCD
Credit Quality Indicators
Total	30,052	22,019
PCD Loans \| Mortgage warehouse \| PCD
Credit Quality Indicators
Total	0	0
PCD Loans \| Consumer \| PCD
Credit Quality Indicators
Total	229	129
PCD Loans \| Construction and land \| Real Estate \| PCD
Credit Quality Indicators
Total	5,605	3,947
PCD Loans \| Farmland \| Real Estate \| PCD
Credit Quality Indicators
Total	0	0
PCD Loans \| Residential Real Estate \| Single Family \| Real Estate \| PCD
Credit Quality Indicators
Total	4,810	3,769
PCD Loans \| Residential Real Estate \| Multifamily \| Real Estate \| PCD
Credit Quality Indicators
Total	0	0
PCD Loans \| Commercial Real Estate \| Real Estate \| PCD
Credit Quality Indicators
Total		$ 96,854
PCD Loans \| Commercial Real Estate \| Owner Occupied Commercial Real Estate \| Real Estate \| PCD
Credit Quality Indicators
Total	63,182
PCD Loans \| Commercial Real Estate \| Non-Owner Occupied Commercial Real Estate \| Real Estate \| PCD
Credit Quality Indicators
Total	$ 52,704

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses - PCI Loans (Details) - Acquired Loans with Deteriorated Credit Quality $ in Thousands	Dec. 31, 2019USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Carrying amount	$ 126,125
Outstanding balance	$ 157,417

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses - PCI Accretable Yield Rollforward (Details)	3 Months Ended
	Mar. 31, 2019USD ($)
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 18,747,000
Additions	18,073,000
Reclassifications (to) from nonaccretable	(413,000)
Accretion	(2,545,000)
Balance at end of period	33,862,000
Cash collections of certain loans acquired in transfer accounted for as debt securities	$ 390,000

Loans and Allowance for Loan_14

Loans and Allowance for Loan Losses - Servicing Assets (Details) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Servicing Asset at Amortized Cost [Line Items]
Servicing asset	$ 211,941,000	$ 228,638,000
Summary of changes in related servicing assets
Balance at beginning of period	3,113,000	1,304,000
Servicing asset acquired through acquisition	0	2,382,000
Increase from loan sales	109,000	461,000
Amortization charged to income	(232,000)	(175,000)
Balance at end of period	2,990,000	$ 3,972,000
Interest-only strip
Summary of changes in related servicing assets
Interest receivable	$ 0		$ 0

Fair Value - Recurring Basis (D

Fair Value - Recurring Basis (Details) - USD ($)	3 Months Ended
Fair Value - Recurring Basis (Details) - USD ($)	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Assets measured at fair value
Available for sale securities	$ 1,084,962,000		$ 964,365,000
Equity securities with a readily determinable fair value	15,373,000		11,122,000
Recurring
Assets measured at fair value
Available for sale securities	1,084,962,000		964,365,000
Equity securities with a readily determinable fair value	15,373,000		11,122,000
Loans held for sale	15,048,000		10,068,000
Transfer of assets from Level 2 to Level 3	0	$ 0
Transfer of assets from Level 3 to Level 2	0	$ 0
Recurring \| Level 1 Inputs
Assets measured at fair value
Available for sale securities	0		0
Equity securities with a readily determinable fair value	15,373,000		11,122,000
Loans held for sale	0		0
Recurring \| Level 2 Inputs
Assets measured at fair value
Available for sale securities	1,084,962,000		964,365,000
Equity securities with a readily determinable fair value	0		0
Loans held for sale	15,048,000		10,068,000
Recurring \| Level 3 Inputs
Assets measured at fair value
Available for sale securities	0		0
Equity securities with a readily determinable fair value	0		0
Loans held for sale	0		0
Interest rate swaps \| Recurring
Assets measured at fair value
Derivative liability	1,903,000
Interest rate swaps \| Recurring \| Level 1 Inputs
Assets measured at fair value
Derivative liability	0
Interest rate swaps \| Recurring \| Level 2 Inputs
Assets measured at fair value
Derivative liability	1,903,000
Interest rate swaps \| Recurring \| Level 3 Inputs
Assets measured at fair value
Derivative liability	0
Interest rate swaps \| Financial institution counterparty \| Recurring
Assets measured at fair value
Derivative asset	0		105,000
Derivative liability	15,743,000		4,736,000
Interest rate swaps \| Financial institution counterparty \| Recurring \| Level 1 Inputs
Assets measured at fair value
Derivative asset	0		0
Derivative liability	0		0
Interest rate swaps \| Financial institution counterparty \| Recurring \| Level 2 Inputs
Assets measured at fair value
Derivative asset	0		105,000
Derivative liability	15,743,000		4,736,000
Interest rate swaps \| Financial institution counterparty \| Recurring \| Level 3 Inputs
Assets measured at fair value
Derivative asset	0		0
Derivative liability	0		0
Interest rate swaps \| Commercial customer counterparty: \| Recurring
Assets measured at fair value
Derivative asset	14,654,000		4,393,000
Derivative liability			84,000
Interest rate swaps \| Commercial customer counterparty: \| Recurring \| Level 1 Inputs
Assets measured at fair value
Derivative asset	0		0
Derivative liability			0
Interest rate swaps \| Commercial customer counterparty: \| Recurring \| Level 2 Inputs
Assets measured at fair value
Derivative asset	14,654,000		4,393,000
Derivative liability			84,000
Interest rate swaps \| Commercial customer counterparty: \| Recurring \| Level 3 Inputs
Assets measured at fair value
Derivative asset	0		0
Derivative liability			0
Interest rate caps and collars \| Financial institution counterparty \| Recurring
Assets measured at fair value
Derivative asset	7,000		11,000
Interest rate caps and collars \| Financial institution counterparty \| Recurring \| Level 1 Inputs
Assets measured at fair value
Derivative asset	0		0
Interest rate caps and collars \| Financial institution counterparty \| Recurring \| Level 2 Inputs
Assets measured at fair value
Derivative asset	7,000		11,000
Interest rate caps and collars \| Financial institution counterparty \| Recurring \| Level 3 Inputs
Assets measured at fair value
Derivative asset	0		0
Interest rate caps and collars \| Commercial customer counterparty: \| Recurring
Assets measured at fair value
Derivative liability	7,000		11,000
Interest rate caps and collars \| Commercial customer counterparty: \| Recurring \| Level 1 Inputs
Assets measured at fair value
Derivative liability	0		0
Interest rate caps and collars \| Commercial customer counterparty: \| Recurring \| Level 2 Inputs
Assets measured at fair value
Derivative liability	7,000		11,000
Interest rate caps and collars \| Commercial customer counterparty: \| Recurring \| Level 3 Inputs
Assets measured at fair value
Derivative liability	$ 0		0
Interest rate floor \| Financial institution counterparty \| Recurring
Assets measured at fair value
Derivative asset			3,353,000
Interest rate floor \| Financial institution counterparty \| Recurring \| Level 1 Inputs
Assets measured at fair value
Derivative asset			0
Interest rate floor \| Financial institution counterparty \| Recurring \| Level 2 Inputs
Assets measured at fair value
Derivative asset			3,353,000
Interest rate floor \| Financial institution counterparty \| Recurring \| Level 3 Inputs
Assets measured at fair value
Derivative asset			$ 0

Fair Value - Non-recurring Basi

Fair Value - Non-recurring Basis (Details)	Mar. 31, 2020USD ($)property	Dec. 31, 2019USD ($)property
Assets measured at fair value
Impaired loans, specific allowance	$ 5,921,000	$ 1,602,000
Other real estate owned, number of properties \| property	5	4
Non-recurring
Assets measured at fair value
Collateral dependent loans	$ 12,370,000	$ 4,504,000
Other real estate owned	7,720,000	5,995,000
Liabilities measured at fair value	0	0
Non-recurring \| Level 1 Inputs
Assets measured at fair value
Collateral dependent loans	0	0
Other real estate owned	0	0
Non-recurring \| Level 2 Inputs
Assets measured at fair value
Collateral dependent loans	0	0
Other real estate owned	0	0
Non-recurring \| Level 3 Inputs
Assets measured at fair value
Collateral dependent loans	12,370,000	4,504,000
Other real estate owned	$ 7,720,000	$ 5,995,000

Fair Value - Financial Instrume

Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financial assets:
Held to maturity investments	$ 35,513	$ 34,810
Equity securities without a readily determinable fair value	3,575	3,575
Financial liabilities:
Subordinated debentures and subordinated notes	140,406	145,571
Securities sold under agreements to repurchase	2,426	2,353
Carrying Amount
Financial assets:
Cash and cash equivalents	430,842	251,550
Held to maturity investments	32,842	32,965
Loans held for sale	15,048	14,080
Loans held for investment		5,737,577
Accrued interest receivable	22,059	19,508
Bank-owned life insurance	81,395	80,915
Servicing asset	2,991	3,113
Equity securities without a readily determinable fair value	3,575	3,575
Federal Home Loan Bank and Federal Reserve Bank stock	92,809	68,348
Financial liabilities:
Deposits	5,799,945	5,894,350
Advances from FHLB	1,377,832	677,870
Accrued interest payable	7,881	5,893
Subordinated debentures and subordinated notes	140,406	145,571
Securities sold under agreements to repurchase	2,426
Other borrowings		2,353
Level 1 Inputs \| Fair Value
Financial assets:
Cash and cash equivalents	0	0
Held to maturity investments	0	0
Loans held for sale	0	0
Loans held for investment		0
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Servicing asset	0	0
Financial liabilities:
Deposits	0	0
Advances from FHLB	0	0
Accrued interest payable	0	0
Subordinated debentures and subordinated notes	0	0
Securities sold under agreements to repurchase	0
Other borrowings		0
Level 2 Inputs \| Fair Value
Financial assets:
Cash and cash equivalents	430,842	251,550
Held to maturity investments	35,512	34,810
Loans held for sale	15,048	14,080
Loans held for investment		0
Accrued interest receivable	22,059	19,508
Bank-owned life insurance	81,395	80,915
Servicing asset	2,991	3,113
Financial liabilities:
Deposits	5,783,125	5,692,217
Advances from FHLB	1,129,409	708,692
Accrued interest payable	7,881	5,893
Subordinated debentures and subordinated notes	140,406	145,571
Securities sold under agreements to repurchase	2,426
Other borrowings		2,353
Level 3 Inputs \| Fair Value
Financial assets:
Cash and cash equivalents	0	0
Held to maturity investments	0	0
Loans held for sale	0	0
Loans held for investment		5,714,885
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Servicing asset	0	0
Financial liabilities:
Deposits	0	0
Advances from FHLB	0	0
Accrued interest payable	0	0
Subordinated debentures and subordinated notes	0	0
Securities sold under agreements to repurchase	0
Other borrowings		0
Mortgage warehouse \| Carrying Amount
Financial assets:
Loans held for investment	371,161	183,628
Mortgage warehouse \| Level 1 Inputs \| Fair Value
Financial assets:
Loans held for investment	0	0
Mortgage warehouse \| Level 2 Inputs \| Fair Value
Financial assets:
Loans held for investment	0	0
Mortgage warehouse \| Level 3 Inputs \| Fair Value
Financial assets:
Loans held for investment	373,759	$ 185,060
Real Estate, Commercial and Consumer Portfolio Segments \| Carrying Amount
Financial assets:
Loans held for investment	5,853,735
Real Estate, Commercial and Consumer Portfolio Segments \| Level 1 Inputs \| Fair Value
Financial assets:
Loans held for investment	0
Real Estate, Commercial and Consumer Portfolio Segments \| Level 2 Inputs \| Fair Value
Financial assets:
Loans held for investment	0
Real Estate, Commercial and Consumer Portfolio Segments \| Level 3 Inputs \| Fair Value
Financial assets:
Loans held for investment	$ 5,799,072

Derivative Financial Instrume_3

Derivative Financial Instruments - Narrative (Details) - USD ($)	1 Months Ended
	May 31, 2019	Mar. 31, 2020	Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional amount		$ 1,441,060,000	$ 899,974,000
Interest rate swaps
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional amount		500,000
Interest rate swaps
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional amount		$ 250,000
Interest rate floor
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional amount	$ 275,000,000
Term of contract	2 years
Floor interest rate	2.43%

Derivative Financial Instrume_4

Derivative Financial Instruments - Balance Sheet Information (Details) - USD ($)	Mar. 31, 2020	Dec. 31, 2019	May 31, 2019
Derivative [Line Items]
Notional Amount	$ 1,441,060,000	$ 899,974,000
Asset Derivative
Offsetting derivative assets	(4,620,000)	(2,895,000)
Net derivatives in the consolidated balance sheets	23,894,000	4,967,000
Liability Derivative
Offsetting derivative liabilities	(4,620,000)	(2,895,000)
Net derivatives in the consolidated balance sheets	22,273,000	1,936,000
Interest rate swaps
Derivative [Line Items]
Notional Amount	500,000
Interest rate swaps
Derivative [Line Items]
Notional Amount	250,000
Interest rate floor
Derivative [Line Items]
Notional Amount			$ 275,000,000
Designated as hedging instrument
Derivative [Line Items]
Notional Amount	750,000,000	275,000,000
Asset Derivative
Gross derivatives	4,613,000	3,353,000
Liability Derivative
Gross derivatives	1,903,000	0
Designated as hedging instrument \| Interest rate swaps
Derivative [Line Items]
Notional Amount	500,000,000	0
Asset Derivative
Gross derivatives	4,613,000	0
Liability Derivative
Gross derivatives	0	0
Designated as hedging instrument \| Interest rate swaps
Derivative [Line Items]
Notional Amount	250,000,000	0
Asset Derivative
Gross derivatives	0	0
Liability Derivative
Gross derivatives	1,903,000	0
Designated as hedging instrument \| Interest rate floor
Derivative [Line Items]
Notional Amount	0	275,000,000
Asset Derivative
Gross derivatives	0	3,353,000
Liability Derivative
Gross derivatives	0	0
Non-hedging derivatives
Derivative [Line Items]
Notional Amount	691,060,000	624,974,000
Asset Derivative
Gross derivatives	14,661,000	4,509,000
Liability Derivative
Gross derivatives	15,750,000	4,831,000
Financial institution counterparty \| Non-hedging derivatives \| Interest rate swaps
Derivative [Line Items]
Notional Amount	272,636,000	222,394,000
Asset Derivative
Gross derivatives	0	105,000
Liability Derivative
Gross derivatives	15,743,000	4,736,000
Financial institution counterparty \| Non-hedging derivatives \| Interest rate caps and collars
Derivative [Line Items]
Notional Amount	72,894,000	90,093,000
Asset Derivative
Gross derivatives	7,000	11,000
Liability Derivative
Gross derivatives	0	0
Commercial customer counterparty: \| Non-hedging derivatives \| Interest rate swaps
Derivative [Line Items]
Notional Amount	272,636,000	222,394,000
Asset Derivative
Gross derivatives	14,654,000	4,393,000
Liability Derivative
Gross derivatives	0	84,000
Commercial customer counterparty: \| Non-hedging derivatives \| Interest rate caps and collars
Derivative [Line Items]
Notional Amount	72,894,000	90,093,000
Asset Derivative
Gross derivatives	0	0
Liability Derivative
Gross derivatives	$ 7,000	$ 11,000

Derivative Financial Instrume_5

Derivative Financial Instruments - AOCI Reclassification (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Net Gain recognized in other comprehensive income on derivative	$ 3,732	$ 0
Interest Income \| Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Gain reclassified from accumulated other comprehensive income into interest income	284	0
Noninterest income \| Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Gain recognized in other noninterest income	0	0
Interest rate floor \| Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Net Gain recognized in other comprehensive income on derivative	1,022	0
Interest rate floor \| Interest Income \| Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Gain reclassified from accumulated other comprehensive income into interest income	284	0
Interest rate floor \| Noninterest income \| Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Gain recognized in other noninterest income	0	0
Interest rate swaps \| Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Net Gain recognized in other comprehensive income on derivative	2,710	0
Interest rate swaps \| Interest Income \| Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Gain reclassified from accumulated other comprehensive income into interest income	0	0
Interest rate swaps \| Noninterest income \| Designated as hedging instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Gain recognized in other noninterest income	0	0
Interest rate swaps, caps and collars \| Non-hedging derivatives
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Net Gain recognized in other comprehensive income on derivative	0	0
Gain reclassified from accumulated other comprehensive income into interest income	0	0
Interest rate swaps, caps and collars \| Noninterest income \| Non-hedging derivatives
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Gain recognized in other noninterest income	$ 501	$ 250

Derivative Financial Instrume_6

Derivative Financial Instruments - Summary of Interest Rate Swaps Outstanding (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Derivative [Line Items]
Notional Amount	$ 1,441,060,000	$ 899,974,000
Interest rate swaps
Derivative [Line Items]
Notional Amount	500,000
Non-hedging derivatives
Derivative [Line Items]
Notional Amount	691,060,000	624,974,000
Non-hedging derivatives \| Financial institution counterparty \| Interest rate swaps
Derivative [Line Items]
Notional Amount	$ 272,636,000	$ 222,394,000
Maturity	4 years 3 months 18 days	3 years 3 months 18 days
Fair Value	$ (15,743,000)	$ (4,632,000)
Non-hedging derivatives \| Financial institution counterparty \| Interest rate caps and collars
Derivative [Line Items]
Notional Amount	$ 72,894,000	$ 90,093,000
Maturity	1 year 8 months 12 days	1 year 6 months
Fair Value	$ 7,000	$ 11,000
Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate swaps
Derivative [Line Items]
Notional Amount	$ 272,636,000	$ 222,394,000
Maturity	4 years 3 months 18 days	3 years 3 months 18 days
Fair Value	$ 14,654,000	$ 4,309,000
Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate caps and collars
Derivative [Line Items]
Notional Amount	$ 72,894,000	$ 90,093,000
Maturity	1 year 8 months 12 days	1 year 6 months
Fair Value	$ (7,000)	$ (11,000)
LIBOR \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate caps and collars
Derivative [Line Items]
Floating Rate	0.00%
Prime Rate \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate swaps
Derivative [Line Items]
Floating Rate	0.25%	0.25%
Prime Rate \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate swaps
Derivative [Line Items]
Floating Rate	0.25%	0.25%
Minimum \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate swaps
Derivative [Line Items]
Fixed Rate	3.14%	2.944%
Minimum \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate caps and collars
Derivative [Line Items]
Fixed Rate	2.50%	2.43%
Minimum \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate swaps
Derivative [Line Items]
Fixed Rate	3.14%	2.944%
Minimum \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate caps and collars
Derivative [Line Items]
Fixed Rate	3.00%	3.00%
Minimum \| LIBOR \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate swaps
Derivative [Line Items]
Floating Rate	0.00%	0.00%
Minimum \| LIBOR \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate caps and collars
Derivative [Line Items]
Floating Rate		3.00%
Minimum \| LIBOR \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate swaps
Derivative [Line Items]
Floating Rate	0.00%	0.00%
Minimum \| LIBOR \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate caps and collars
Derivative [Line Items]
Floating Rate	0.00%	3.00%
Maximum \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate swaps
Derivative [Line Items]
Fixed Rate	8.47%	8.47%
Maximum \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate caps and collars
Derivative [Line Items]
Fixed Rate	3.10%	5.80%
Maximum \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate swaps
Derivative [Line Items]
Fixed Rate	8.47%	8.47%
Maximum \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate caps and collars
Derivative [Line Items]
Fixed Rate	5.00%	5.80%
Maximum \| LIBOR \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate swaps
Derivative [Line Items]
Floating Rate	5.00%	5.00%
Maximum \| LIBOR \| Non-hedging derivatives \| Financial institution counterparty \| Interest rate caps and collars
Derivative [Line Items]
Floating Rate		3.75%
Maximum \| LIBOR \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate swaps
Derivative [Line Items]
Floating Rate	5.00%	5.00%
Maximum \| LIBOR \| Non-hedging derivatives \| Commercial customer counterparty: \| Interest rate caps and collars
Derivative [Line Items]
Floating Rate	2.50%	3.75%

Financial Instruments with Of_3

Financial Instruments with Off-Balance Sheet Risk - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financial instruments with off-balance sheet risk
Total commitments	$ 1,642,212	$ 1,977,546
Commitments to extend credit
Financial instruments with off-balance sheet risk
Total commitments	1,607,683	1,950,350
Standby and commercial letters of credit
Financial instruments with off-balance sheet risk
Total commitments	$ 34,529	$ 27,196

Financial Instruments with Of_4

Financial Instruments with Off-Balance Sheet Risk - Allowance for Unfunded Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Allowance For Unfunded Commitments [Roll Forward]
Beginning balance for allowance for unfunded commitments	$ 878	$ 878	$ 878
Provision for unfunded commitments	3,881	$ 0	0
Ending balance of allowance for unfunded commitments	5,599		878
Cumulative Effect, Period Of Adoption, Adjustment
Allowance For Unfunded Commitments [Roll Forward]
Beginning balance for allowance for unfunded commitments	$ 840
Ending balance of allowance for unfunded commitments			$ 840

Stock-Based Awards - 2010 Plan

Stock-Based Awards - 2010 Plan (Details) - USD ($)	3 Months Ended
Stock-Based Awards - 2010 Plan (Details) - USD ($)	Mar. 31, 2020	Mar. 31, 2019
2010 Stock Option and Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock based compensation expense	$ 0	$ 2,000

Stock-Based Awards - 2010 Pla_2

Stock-Based Awards - 2010 Plan - Options (Details) - Non Performance Based Stock Options - 2010 Stock Option and Equity Incentive Plan - USD ($)	Jan. 01, 2019	Jan. 01, 2018	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Shares Underlying Options
Outstanding at beginning of period (in shares)	275,000		257,500	275,000	275,000
Exercised (in shares)			(202,500)	(15,000)
Outstanding at the end of period (in shares)			55,000	260,000	257,500
Options exercisable at end of period (in shares)			55,000	260,000
Weighted Exercise Price
Outstanding at beginning of period (in dollars per share)	$ 10.12		$ 10.28	$ 10.12	$ 10.12
Exercised (in dollars per share)			10.14	10.28
Outstanding at the end of period (in dollars per share)			10.77	10.12	$ 10.28
Options exercisable at end of period (in dollars per share)			$ 10.77	$ 10.12
Weighted Average Contractual Term
Outstanding	1 year 4 months 13 days	2 years 4 months 20 days	2 years 7 days	2 years 1 month 9 days
Exercisable			2 years 7 days	2 years 1 month 9 days
Aggregate Intrinsic Value
Outstanding beginning balance			$ 4,971,000
Exercised			3,691,000
Outstanding ending balance			232,000		$ 4,971,000
Exercisable			232,000
Unrecognized compensation expense			$ 0	$ 0	$ 0

Stock-Based Awards - 2010 Pla_3

Stock-Based Awards - 2010 Plan - Fair Value Options Exercised (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
2010 Stock Option and Equity Incentive Plan \| Non Performance Based Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-performance-based stock options exercised	$ 5,745	$ 390

Stock-Based Awards - Vesting (D

Stock-Based Awards - Vesting (Details)	3 Months Ended
Stock-Based Awards - Vesting (Details)	Mar. 31, 2020companyinstallment
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting rights, installments	3
Number of peer companies \| company	15
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting rights, installments	3
Performance based equity restricted stock units \| Below the 24.9th percentile of Peer Group TSR
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of total stockholder return relative to peer companies	24.90%
Vesting %	0.00%
Performance based equity restricted stock units \| Within the 25th to 49.9th percentile of Peer Group TSR
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting %	50.00%
Performance based equity restricted stock units \| Within the 50th the 74.9th percentile of Peer Group TSR
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting %	100.00%
Performance based equity restricted stock units \| At or above the 75th percentile of Peer Group TSR
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of total stockholder return relative to peer companies	75.00%
Vesting %	150.00%
Performance based equity restricted stock units \| Minimum \| Within the 25th to 49.9th percentile of Peer Group TSR
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of total stockholder return relative to peer companies	25.00%
Performance based equity restricted stock units \| Minimum \| Within the 50th the 74.9th percentile of Peer Group TSR
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of total stockholder return relative to peer companies	50.00%
Performance based equity restricted stock units \| Maximum \| Within the 25th to 49.9th percentile of Peer Group TSR
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of total stockholder return relative to peer companies	49.90%
Performance based equity restricted stock units \| Maximum \| Within the 50th the 74.9th percentile of Peer Group TSR
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of total stockholder return relative to peer companies	74.90%

Stock-Based Awards - Omnibus Pl

Stock-Based Awards - Omnibus Plan Black Scholes Assumptions - (Details) - Omnibus Plan and Veritex Green Plan	3 Months Ended
	Mar. 31, 2020
Assumptions used to measure fair value of each option award estimated on grant date using Black-Scholes option-pricing model
Expected volatility, minimum (as a percent)	27.49%
Expected volatility, maximum (as a percent)	28.78%
Risk-free interest rate, minimum (as a percent)	1.65%
Risk-free interest rate, maximum (as a percent)	1.76%
Minimum
Assumptions used to measure fair value of each option award estimated on grant date using Black-Scholes option-pricing model
Dividend yield (as a percent)	2.33%
Expected life	5 years
Maximum
Assumptions used to measure fair value of each option award estimated on grant date using Black-Scholes option-pricing model
Dividend yield (as a percent)	2.40%
Expected life	6 years 6 months

Stock-Based Awards - Stock Comp

Stock-Based Awards - Stock Compensation Expense and Liability Award Compensation Expense (Details) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
2019 Omnibus Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock based compensation expense	$ 1,488,000	$ 1,508,000
Veritex Green Omnibus Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock based compensation expense	470,000	385,000
Liability Awards \| 2019 Omnibus Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expensed and capitalized amount	$ 0	$ 708,000

Stock-Based Awards - Omnibus _2

Stock-Based Awards - Omnibus Plan - Options (Details) - 2019 Omnibus Plan - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019	Dec. 31, 2018
Non Performance Based Stock Options
Shares Underlying Options
Outstanding at beginning of period (in shares)	849,768	449,520	449,520
Granted (in shares)	144,025	75,928
Forfeited (in shares)	(21,891)	(4,445)
Exercised (in shares)	(33,439)	(11,848)
Outstanding at the end of period (in shares)	938,463	509,155	849,768	449,520
Options exercisable at end of period (in shares)	469,983	437,672
Weighted Exercise Price
Outstanding at beginning of period (in dollars per share)	$ 23.61	$ 24.47	$ 24.47
Granted (in dollars per share)	29.13	21.38
Forfeited (in dollars per share)	28.17	21.38
Exercised (in dollars per share)	19.19	15.37
Outstanding at the end of period (in dollars per share)	24.51	23.28	$ 23.61	$ 24.47
Options exercisable at end of period (in dollars per share)	24.15	$ 24.71
Weighted average fair value of options granted during the period (in dollars per share)	$ 29.13
Weighted Average Contractual Term
Outstanding	8 years 3 months 10 days	8 years 3 months 10 days	8 years 2 months 26 days	8 years 2 months 26 days
Exercisable	7 years 6 months	8 years 14 days
Aggregate Intrinsic Value
Outstanding	$ 0		$ 4,687,000
Exercisable	$ 0
Liability Non Performance Based Stock Options
Shares Underlying Options
Outstanding at beginning of period (in shares)	0	0	0
Granted (in shares)	0	253,633
Forfeited (in shares)	0	0
Exercised (in shares)	0	0
Outstanding at the end of period (in shares)	0	253,633	0	0
Options exercisable at end of period (in shares)	0	0
Weighted Exercise Price
Outstanding at beginning of period (in dollars per share)	$ 0	$ 0	$ 0
Granted (in dollars per share)	0	21.38
Forfeited (in dollars per share)	0	0
Exercised (in dollars per share)	0	0
Outstanding at the end of period (in dollars per share)	0	21.38	$ 0	$ 0
Options exercisable at end of period (in dollars per share)	0	$ 0
Weighted average fair value of options granted during the period (in dollars per share)	$ 0
Weighted Average Contractual Term
Outstanding		9 years 9 months 3 days
Exercisable
Aggregate Intrinsic Value
Outstanding	$ 0
Exercisable
Unrecognized compensation expense	0
Stock option
Aggregate Intrinsic Value
Unrecognized compensation expense	$ 3,563,000	$ 497,000	$ 2,948,000
Requisite service period to recognize compensation cost	2 years 4 months 2 days

Stock-Based Awards - Omnibus _3

Stock-Based Awards - Omnibus Plan - Restricted Stock Units (Details) - 2019 Omnibus Plan - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Non-performance based equity restricted stock units
Units
Outstanding at the beginning of the period (in shares)	175,688	133,455
Granted (in shares)	95,885	66,327
Vested into shares (in shares)	(46,926)	(196,171)
Outstanding at the end of the period (in shares)	224,647	3,611
Weighted Average Grant Date Fair Value
Outstanding at the beginning of the period (in dollars per share)	$ 21.65	$ 19.67
Granted (in dollars per share)	29.10	21.38
Vested into shares (in dollars per share)	28.99	23.41
Outstanding at the end of the period (in dollars per share)	$ 24.97	$ 21.81
Non-performance based liability restricted stock units
Units
Outstanding at the beginning of the period (in shares)	0	0
Granted (in shares)	0	165,739
Vested into shares (in shares)	0	0
Outstanding at the end of the period (in shares)	0	165,739
Weighted Average Grant Date Fair Value
Outstanding at the beginning of the period (in dollars per share)	$ 0	$ 0
Granted (in dollars per share)	0	21.38
Vested into shares (in dollars per share)	0	0
Outstanding at the end of the period (in dollars per share)	$ 0	$ 21.38
Performance based equity restricted stock units
Units
Outstanding at the beginning of the period (in shares)	63,727	63,988
Granted (in shares)	39,398	29,282
Vested into shares (in shares)	(1,841)	(51,284)
Forfeited (in shares)		(14,418)
Outstanding at the end of the period (in shares)	101,284	27,568
Weighted Average Grant Date Fair Value
Outstanding at the beginning of the period (in dollars per share)	$ 22.76	$ 21.28
Granted (in dollars per share)	29.13	21.38
Vested into shares (in dollars per share)	26.65	25.31
Forfeited (in dollars per share)		26.85
Outstanding at the end of the period (in dollars per share)	$ 25.22	$ 23.11
Performance based restricted stock units
Units
Outstanding at the beginning of the period (in shares)	0	0
Granted (in shares)	0	32,249
Vested into shares (in shares)	0	0
Forfeited (in shares)		0
Outstanding at the end of the period (in shares)	0	32,249
Weighted Average Grant Date Fair Value
Outstanding at the beginning of the period (in dollars per share)	$ 0	$ 0
Granted (in dollars per share)	0	21.38
Vested into shares (in dollars per share)	0	0
Forfeited (in dollars per share)		0
Outstanding at the end of the period (in dollars per share)	$ 0	$ 21.38
Restricted Stock Units
Additional disclosures
Unrecognized compensation expense	$ 7,209,000	$ 498,000	$ 4,329,000
Requisite service period to recognize compensation cost	2 years 3 months 18 days
Liability Restricted Stock Units
Additional disclosures
Unrecognized compensation expense	$ 0

Stock-Based Awards - Omnibus _4

Stock-Based Awards - Omnibus Plan - Fair Value Options Exercised and Restricted Stock Units Vested (Details) - 2019 Omnibus Plan - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Non Performance Based Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-performance-based stock options exercised	$ 943	$ 315
Non-performance based equity restricted stock units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted stock units vested	116	1,096
Performance based equity restricted stock units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted stock units vested	$ 18	$ 4,346

Stock-Based Awards - Veritex Gr

Stock-Based Awards - Veritex Green Omnibus Plan Options (Details) - Veritex Green Omnibus Plan - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Non Performance Based Stock Options
Shares Underlying Options
Outstanding at beginning of period (in shares)	386,969	0	0
Converted in acquisition of Green (in shares)		304,778
Granted (in shares)	31,075	211,793
Forfeited (in shares)	(23,736)
Exercised (in shares)	(32,526)	(28,033)
Outstanding at the end of period (in shares)	361,782	488,538	386,969
Options exercisable at end of period (in shares)	214,342	276,745
Weighted Exercise Price
Outstanding at beginning of period (in dollars per share)	$ 19.30	$ 0	$ 0
Converted in acquisition of Green (in dollars per share)		15.41
Granted (in dollars per share)	29.13	21.38
Forfeited (in dollars per share)	21.38
Exercised (in dollars per share)	19.81	12.89
Outstanding at the end of period (in dollars per share)	19.97	23.28	$ 19.30
Options exercisable at end of period (in dollars per share)	17.87	$ 15.67
Weighted average fair value of options granted during the period (in dollars per share)	$ 29.13
Weighted Average Contractual Term
Outstanding	7 years 9 months 7 days	8 years 4 months 6 days	7 years 10 months 9 days
Exercisable	6 years 11 months 8 days	7 years 3 months 7 days
Aggregate Intrinsic Value
Outstanding	$ 0
Exercisable	0
Stock option
Aggregate Intrinsic Value
Unrecognized compensation expense	$ 1,047	$ 1,474	$ 1,062
Requisite service period to recognize compensation cost	1 year 10 months 24 days

Stock-Based Awards - Veritex _2

Stock-Based Awards - Veritex Green Omnibus Plan Restricted Stock Units (Details) - Veritex Green Omnibus Plan - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Non-performance based equity restricted stock units
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Outstanding [Roll Forward]
Outstanding at the beginning of the period (in shares)	116,250	0
Granted (in shares)	33,918	116,250
Vested into shares (in shares)	(38,744)
Forfeited (in shares)	(3,492)
Outstanding at the end of the period (in shares)	107,932	116,250
Weighted Average Grant Date Fair Value
Outstanding at the beginning of the period (in dollars per share)	$ 21.38	$ 0
Granted (in dollars per share)	29.13	21.38
Vested into shares (in dollars per share)	29.13
Forfeited (in dollars per share)	29.13
Outstanding at the end of the period (in dollars per share)	$ 24.45	$ 21.38
Performance based equity restricted stock units
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Outstanding [Roll Forward]
Outstanding at the beginning of the period (in shares)	25,320	0
Granted (in shares)	8,531	26,145
Outstanding at the end of the period (in shares)	33,851	26,145
Weighted Average Grant Date Fair Value
Outstanding at the beginning of the period (in dollars per share)	$ 21.38	$ 0
Granted (in dollars per share)	29.13	21.38
Outstanding at the end of the period (in dollars per share)	$ 23.33	$ 21.38
Restricted Stock Units
Weighted Average Grant Date Fair Value
Unrecognized compensation expense	$ 2,577	$ 2,750	$ 1,991
Requisite service period to recognize compensation cost	2 years

Stock-Based Awards - Veritex _3

Stock-Based Awards - Veritex Green Omnibus Plan - Fair Value Options Exercised and Restricted Stock Units Vested (Details) - Veritex Green Omnibus Plan - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Non Performance Based Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-performance-based stock options exercised	$ 950	$ 558
Non-performance based equity restricted stock units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted stock units vested	$ 142	$ 0

Stock-Based Awards - Green Banc

Stock-Based Awards - Green Bancorp Inc. 2010 Option Plan (Details)	3 Months Ended
	Mar. 31, 2020planshares	Mar. 31, 2019shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock and incentive plans assumed in acquisition \| plan	2
Green Bancorp Inc. 2010 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Converted in acquisition of Green (in shares)		768,628
Number of shares awarded under stock options (in shares)	0	0
Exercise of employee stock options (in shares)	386,960
Shares outstanding (in shares)	179,976
Green Bancorp Inc. 2006 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Converted in acquisition of Green (in shares)		11,850
Number of shares awarded under stock options (in shares)	0
Shares outstanding (in shares)	0
Restricted Stock Units \| Green Bancorp Inc. 2010 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-option equity instruments, granted (in shares)	0	0
Restricted Stock Units \| Green Bancorp Inc. 2006 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-option equity instruments, granted (in shares)	0	0

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended
Income Taxes (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Mar. 31, 2019
Income Tax Disclosure [Abstract]
Income tax expense (benefit) for the period	$ (684)	$ 1,989
Effective tax rate	(19.80%)	21.20%
Net discrete tax benefit	$ 1,388
Effective tax rate excluding discrete tax item	22.10%

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Qualified affordable housing investment	$ 3,194	$ 3,292
Qualified affordable housing project investments, unfunded commitment	$ 622	$ 1,091

Capital Requirements and Rest_3

Capital Requirements and Restrictions on Retained Earnings (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Total capital (to risk-weighted assets)
Actual Amount	$ 918,866,000		$ 917,939,000
Actual Ratio (as a percent)	12.48%		13.10%
For Capital Adequacy Purposes Amount	$ 589,017,000		$ 560,573,000
For Capital Adequacy Purposes Ratio (as a percent)	8.00%		8.00%
Tier 1 capital (to risk-weighted assets)
Actual Amount	$ 730,461,000		$ 771,679,000
Actual Ratio (as a percent)	9.92%		11.02%
For Capital Adequacy Purposes Amount	$ 441,811,000		$ 420,152,000
For Capital Adequacy Purposes Ratio (as a percent)	6.00%		6.00%
Common equity tier 1 to risk-weighted assets
Actual Amount	$ 701,401,000		$ 742,675,000
Actual Ratio (as a percent)	9.53%		10.60%
For Capital Adequacy Purposes Amount	$ 331,197,000		$ 315,287,000
For Capital Adequacy Purposes Amount (as a percent)	4.50%		4.50%
Tier 1 capital (to average assets)
Actual Amount	$ 730,461,000		$ 771,679,000
Actual Ratio (as a percent)	9.49%		10.17%
For Capital Adequacy Purposes Amount	$ 307,887,000		$ 303,512,000
For Capital Adequacy Purposes Ratio (as a percent)	4.00%		4.00%
Capital conservation buffer	4.37%
Dividends paid	$ 8,728,000	$ 6,816,000
Bank
Total capital (to risk-weighted assets)
Actual Amount	$ 912,112,000		$ 870,838,000
Actual Ratio (as a percent)	12.37%		12.44%
For Capital Adequacy Purposes Amount	$ 589,887,000		$ 560,024,000
For Capital Adequacy Purposes Ratio (as a percent)	8.00%		8.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 737,358,000		$ 700,031,000
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)	10.00%		10.00%
Tier 1 capital (to risk-weighted assets)
Actual Amount	$ 834,035,000		$ 840,126,000
Actual Ratio (as a percent)	11.31%		12.00%
For Capital Adequacy Purposes Amount	$ 442,459,000		$ 420,063,000
For Capital Adequacy Purposes Ratio (as a percent)	6.00%		6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 589,945,000		$ 560,084,000
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)	8.00%		8.00%
Common equity tier 1 to risk-weighted assets
Actual Amount	$ 834,035,000		$ 840,126,000
Actual Ratio (as a percent)	11.31%		12.00%
For Capital Adequacy Purposes Amount	$ 331,844,000		$ 315,047,000
For Capital Adequacy Purposes Amount (as a percent)	4.50%		4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 479,330,000		$ 455,068,000
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)	6.50%		6.50%
Tier 1 capital (to average assets)
Actual Amount	$ 834,035,000		$ 840,126,000
Actual Ratio (as a percent)	10.83%		11.07%
For Capital Adequacy Purposes Amount	$ 308,046,000		$ 303,569,000
For Capital Adequacy Purposes Ratio (as a percent)	4.00%		4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 385,058,000		$ 379,461,000
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)	5.00%		5.00%
Dividends paid	$ 8,728,000		$ 25,000,000
Dividends paid (in dollars per share)	$ 0.17