COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M Company | COM | 88579Y101 | 1,408 | 7,307 | SH | | SOLE | | 0 | 0 | 7,307 |
ABB Ltd | COM | 000375204 | 4,404 | 144,521 | SH | | SOLE | | 0 | 0 | 144,521 |
ADM | COM | 039483102 | 457 | 8,010 | SH | | SOLE | | 0 | 0 | 8,010 |
ATN International | COM | 00215f107 | 293 | 5,964 | SH | | SOLE | | 0 | 0 | 5,964 |
AbbVie Inc | COM | 00287y109 | 290 | 2,681 | SH | | SOLE | | 0 | 0 | 2,681 |
Abbott Labs | COM | 002824100 | 780 | 6,506 | SH | | SOLE | | 0 | 0 | 6,506 |
Accenture | COM | G1151C101 | 331 | 1,200 | SH | | SOLE | | 0 | 0 | 1,200 |
Alibaba Holdings Ltd | COM | 01609w102 | 2,916 | 12,863 | SH | | SOLE | | 0 | 0 | 12,863 |
Alphabet Inc Class A | COM | 02079k305 | 786 | 381 | SH | | SOLE | | 0 | 0 | 381 |
Alphabet Inc Class C | COM | 02079k107 | 573 | 277 | SH | | SOLE | | 0 | 0 | 277 |
Amazon.com | COM | 023135106 | 1,572 | 508 | SH | | SOLE | | 0 | 0 | 508 |
Americold Realty Trust | COM | 03064D108 | 527 | 13,695 | SH | | SOLE | | 0 | 0 | 13,695 |
Amgen Inc | COM | 031162100 | 4,312 | 17,330 | SH | | SOLE | | 0 | 0 | 17,330 |
Apollo Global Mgmt Cl A | COM | 03768E105 | 402 | 8,550 | SH | | SOLE | | 0 | 0 | 8,550 |
Apple Inc | COM | 037833100 | 6,786 | 55,558 | SH | | SOLE | | 0 | 0 | 55,558 |
Applied Materials | COM | 038222105 | 214 | 1,600 | SH | | SOLE | | 0 | 0 | 1,600 |
BHP Billiton Ltd. | COM | 088606108 | 385 | 5,551 | SH | | SOLE | | 0 | 0 | 5,551 |
Bank of New York Mellon | COM | 064058100 | 3,065 | 64,812 | SH | | SOLE | | 0 | 0 | 64,812 |
Becton Dickinson Co. | COM | 075887109 | 3,280 | 13,490 | SH | | SOLE | | 0 | 0 | 13,490 |
Berkshire Hathaway Cl A | COM | 084670108 | 386 | 1 | SH | | SOLE | | 0 | 0 | 1 |
Berkshire Hathaway Cl B | COM | 084670702 | 928 | 3,633 | SH | | SOLE | | 0 | 0 | 3,633 |
Blackstone Group Inc. | COM | 09260D107 | 505 | 6,775 | SH | | SOLE | | 0 | 0 | 6,775 |
Boeing | COM | 097023105 | 206 | 807 | SH | | SOLE | | 0 | 0 | 807 |
Bristol Myers Squibb Co | COM | 110122108 | 415 | 6,568 | SH | | SOLE | | 0 | 0 | 6,568 |
Check Point Software (ISR) | COM | M22465104 | 3,080 | 27,506 | SH | | SOLE | | 0 | 0 | 27,506 |
Chevron Corp | COM | 166764100 | 297 | 2,839 | SH | | SOLE | | 0 | 0 | 2,839 |
China Life Insurance Co. | COM | 16939P106 | 527 | 50,627 | SH | | SOLE | | 0 | 0 | 50,627 |
Chubb Ltd | COM | H1467J104 | 1,436 | 9,089 | SH | | SOLE | | 0 | 0 | 9,089 |
Church & Dwight | COM | 171340102 | 4,648 | 53,215 | SH | | SOLE | | 0 | 0 | 53,215 |
Cigna | COM | 125523100 | 620 | 2,566 | SH | | SOLE | | 0 | 0 | 2,566 |
Cintas Corp | COM | 172908105 | 244 | 715 | SH | | SOLE | | 0 | 0 | 715 |
Cisco Systems | COM | 17275R102 | 2,626 | 50,782 | SH | | SOLE | | 0 | 0 | 50,782 |
Coca Cola Co | COM | 191216100 | 214 | 4,057 | SH | | SOLE | | 0 | 0 | 4,057 |
Colgate | COM | 194162103 | 384 | 4,875 | SH | | SOLE | | 0 | 0 | 4,875 |
Credit Acceptance Corp | COM | 225310101 | 201 | 559 | SH | | SOLE | | 0 | 0 | 559 |
Diageo PLC | COM | 25243Q205 | 4,559 | 27,763 | SH | | SOLE | | 0 | 0 | 27,763 |
Dover Corp | COM | 260003108 | 466 | 3,400 | SH | | SOLE | | 0 | 0 | 3,400 |
Eli Lilly | COM | 532457108 | 249 | 1,332 | SH | | SOLE | | 0 | 0 | 1,332 |
Emerson Electric | COM | 291011104 | 433 | 4,795 | SH | | SOLE | | 0 | 0 | 4,795 |
Enstar Group Ltd | COM | G3075P101 | 444 | 1,800 | SH | | SOLE | | 0 | 0 | 1,800 |
Exxon Mobil Corp | COM | 30231G102 | 678 | 12,136 | SH | | SOLE | | 0 | 0 | 12,136 |
FEMSA | COM | 344419106 | 1,855 | 24,630 | SH | | SOLE | | 0 | 0 | 24,630 |
FedEx Corp. | COM | 31428X106 | 4,653 | 16,383 | SH | | SOLE | | 0 | 0 | 16,383 |
Fidelity National Info Service | COM | 31620m106 | 340 | 2,419 | SH | | SOLE | | 0 | 0 | 2,419 |
Fifth Third Bancorp | COM | 316773100 | 658 | 17,568 | SH | | SOLE | | 0 | 0 | 17,568 |
First Bancorp | COM | 31866p102 | 371 | 12,725 | SH | | SOLE | | 0 | 0 | 12,725 |
General Electric | COM | 369604103 | 409 | 31,117 | SH | | SOLE | | 0 | 0 | 31,117 |
General Mills | COM | 370334104 | 593 | 9,664 | SH | | SOLE | | 0 | 0 | 9,664 |
Goldman Sachs JUST US Large Ca | COM | 381430396 | 424 | 7,350 | SH | | SOLE | | 0 | 0 | 7,350 |
Hannon Armstrong Sustainable I | COM | 41068X100 | 290 | 5,162 | SH | | SOLE | | 0 | 0 | 5,162 |
Hasbro Corp | COM | 418056107 | 3,985 | 41,463 | SH | | SOLE | | 0 | 0 | 41,463 |
Hershey Foods Corp | COM | 427866108 | 3,566 | 22,548 | SH | | SOLE | | 0 | 0 | 22,548 |
Home Depot | COM | 437076102 | 409 | 1,341 | SH | | SOLE | | 0 | 0 | 1,341 |
Honeywell International | COM | 438516106 | 1,269 | 5,847 | SH | | SOLE | | 0 | 0 | 5,847 |
IBM | COM | 459200101 | 3,960 | 29,717 | SH | | SOLE | | 0 | 0 | 29,717 |
Idexx Labs | COM | 45168D104 | 1,546 | 3,159 | SH | | SOLE | | 0 | 0 | 3,159 |
Intel | COM | 458140100 | 4,567 | 71,359 | SH | | SOLE | | 0 | 0 | 71,359 |
JP Morgan Chase & Co. | COM | 46625H100 | 781 | 5,131 | SH | | SOLE | | 0 | 0 | 5,131 |
Johnson & Johnson | COM | 478160104 | 1,857 | 11,299 | SH | | SOLE | | 0 | 0 | 11,299 |
Kellogg Co | COM | 487836108 | 344 | 5,430 | SH | | SOLE | | 0 | 0 | 5,430 |
Laboratory Corp of America | COM | 50540r409 | 307 | 1,204 | SH | | SOLE | | 0 | 0 | 1,204 |
Manpower | COM | 56418H100 | 428 | 4,330 | SH | | SOLE | | 0 | 0 | 4,330 |
Markel Corp | COM | 570535104 | 365 | 320 | SH | | SOLE | | 0 | 0 | 320 |
McCormick Inc | COM | 579780206 | 2,520 | 28,263 | SH | | SOLE | | 0 | 0 | 28,263 |
McDonald's | COM | 580135101 | 1,616 | 7,208 | SH | | SOLE | | 0 | 0 | 7,208 |
MercadoLibre Inc. | COM | 58733R102 | 554 | 376 | SH | | SOLE | | 0 | 0 | 376 |
Merck & Co | COM | 58933y105 | 1,149 | 14,902 | SH | | SOLE | | 0 | 0 | 14,902 |
Microsoft | COM | 594918104 | 9,965 | 42,264 | SH | | SOLE | | 0 | 0 | 42,264 |
Natura & Co. | COM | 63884n108 | 203 | 11,925 | SH | | SOLE | | 0 | 0 | 11,925 |
Nextera Energy Inc. | COM | 65339f101 | 250 | 3,300 | SH | | SOLE | | 0 | 0 | 3,300 |
Nike Inc B | COM | 654106103 | 263 | 1,982 | SH | | SOLE | | 0 | 0 | 1,982 |
Norfolk Southern | COM | 655844108 | 5,747 | 21,403 | SH | | SOLE | | 0 | 0 | 21,403 |
PayPal Holdings, Inc. | COM | 70450y103 | 239 | 983 | SH | | SOLE | | 0 | 0 | 983 |
Pepsico | COM | 713448108 | 377 | 2,666 | SH | | SOLE | | 0 | 0 | 2,666 |
Pfizer | COM | 717081103 | 491 | 13,539 | SH | | SOLE | | 0 | 0 | 13,539 |
Philip Morris Int'l | COM | 718172109 | 288 | 3,242 | SH | | SOLE | | 0 | 0 | 3,242 |
Procter & Gamble | COM | 742718109 | 1,693 | 12,499 | SH | | SOLE | | 0 | 0 | 12,499 |
Qualcomm Inc. | COM | 747525103 | 282 | 2,124 | SH | | SOLE | | 0 | 0 | 2,124 |
Rockwell Automation Inc | COM | 773903109 | 5,305 | 19,984 | SH | | SOLE | | 0 | 0 | 19,984 |
Roper Industries | COM | 776696106 | 384 | 952 | SH | | SOLE | | 0 | 0 | 952 |
Royal Dutch Shell A ADR | COM | 780259206 | 865 | 22,050 | SH | | SOLE | | 0 | 0 | 22,050 |
Royal Dutch Shell B ADR | COM | 780259107 | 1,306 | 35,455 | SH | | SOLE | | 0 | 0 | 35,455 |
SPDR Gold Shares | COM | 78463v107 | 379 | 2,368 | SH | | SOLE | | 0 | 0 | 2,368 |
SPDR S&P 500 | COM | 78462F103 | 65,021 | 164,058 | SH | | SOLE | | 0 | 0 | 164,058 |
SPDR S&P Mid Cap 400 | COM | 78467Y107 | 43,022 | 90,373 | SH | | SOLE | | 0 | 0 | 90,373 |
Schwab US REIT | COM | 808524847 | 310 | 7,539 | SH | | SOLE | | 0 | 0 | 7,539 |
Sherwin Williams | COM | 824348106 | 746 | 1,011 | SH | | SOLE | | 0 | 0 | 1,011 |
Skyworks Solutions Inc | COM | 83088m102 | 235 | 1,281 | SH | | SOLE | | 0 | 0 | 1,281 |
Smith & Nephew (UK) ADR | COM | 83175M205 | 953 | 25,135 | SH | | SOLE | | 0 | 0 | 25,135 |
TSMC | COM | 874039100 | 699 | 5,906 | SH | | SOLE | | 0 | 0 | 5,906 |
Texas Instruments | COM | 882508104 | 6,212 | 32,867 | SH | | SOLE | | 0 | 0 | 32,867 |
Thermo Fisher Scientific | COM | 883556102 | 312 | 683 | SH | | SOLE | | 0 | 0 | 683 |
US Bancorp | COM | 902973304 | 3,939 | 71,213 | SH | | SOLE | | 0 | 0 | 71,213 |
Unilever PLC | COM | 904767704 | 4,259 | 76,294 | SH | | SOLE | | 0 | 0 | 76,294 |
Union Pacific Corp | COM | 907818108 | 210 | 955 | SH | | SOLE | | 0 | 0 | 955 |
Vanguard All World ex-US | COM | 922042775 | 4,604 | 75,871 | SH | | SOLE | | 0 | 0 | 75,871 |
Vanguard CRSP Mid Cap | COM | 922908629 | 1,370 | 6,188 | SH | | SOLE | | 0 | 0 | 6,188 |
Vanguard Emerging Markets | COM | 922042858 | 17,954 | 344,942 | SH | | SOLE | | 0 | 0 | 344,942 |
Vanguard FTSE All World ex-US | COM | 922042718 | 9,071 | 70,662 | SH | | SOLE | | 0 | 0 | 70,662 |
Vanguard FTSE Developed Market | COM | 921943858 | 6,055 | 123,301 | SH | | SOLE | | 0 | 0 | 123,301 |
Vanguard Large Cap Growth | COM | 922908736 | 301 | 1,170 | SH | | SOLE | | 0 | 0 | 1,170 |
Vanguard Large Cap Value | COM | 922908744 | 236 | 1,796 | SH | | SOLE | | 0 | 0 | 1,796 |
Vanguard Russell 2000 Value | COM | 92206C649 | 556 | 3,979 | SH | | SOLE | | 0 | 0 | 3,979 |
Vanguard S&P 500 | COM | 922908363 | 1,332 | 3,656 | SH | | SOLE | | 0 | 0 | 3,656 |
Vanguard Total US Market | COM | 922908769 | 15,033 | 72,730 | SH | | SOLE | | 0 | 0 | 72,730 |
Verizon Communications | COM | 92343V104 | 323 | 5,551 | SH | | SOLE | | 0 | 0 | 5,551 |
Visa Inc | COM | 92826C839 | 275 | 1,299 | SH | | SOLE | | 0 | 0 | 1,299 |
Walt Disney Company | COM | 254687106 | 707 | 3,832 | SH | | SOLE | | 0 | 0 | 3,832 |
Westrock Co | COM | 96145d105 | 445 | 8,544 | SH | | SOLE | | 0 | 0 | 8,544 |
WisdomTree Emerging Markets Sm | COM | 97717W281 | 2,671 | 52,071 | SH | | SOLE | | 0 | 0 | 52,071 |
WisdomTree India Fund | COM | 97717w422 | 1,376 | 43,641 | SH | | SOLE | | 0 | 0 | 43,641 |
Xylem Inc | COM | 98419m100 | 2,505 | 23,816 | SH | | SOLE | | 0 | 0 | 23,816 |
iShares Core MSCI EAFE | COM | 46432f842 | 7,102 | 98,574 | SH | | SOLE | | 0 | 0 | 98,574 |
iShares Core MSCI Emerging Mar | COM | 46434G103 | 4,362 | 67,771 | SH | | SOLE | | 0 | 0 | 67,771 |
iShares Core S&P 500 | COM | 464287200 | 4,815 | 12,104 | SH | | SOLE | | 0 | 0 | 12,104 |
iShares ESG MSCI EAFE Index | COM | 46435g516 | 249 | 3,275 | SH | | SOLE | | 0 | 0 | 3,275 |
iShares ESG MSCI Emerging Mark | COM | 46434g863 | 253 | 5,850 | SH | | SOLE | | 0 | 0 | 5,850 |
iShares ESG USA Mid/Small Cap | COM | 46435u663 | 382 | 9,900 | SH | | SOLE | | 0 | 0 | 9,900 |
iShares MSCI EAFE Index | COM | 464287465 | 21,707 | 286,103 | SH | | SOLE | | 0 | 0 | 286,103 |
iShares MSCI Emerging Markets | COM | 464287234 | 13,593 | 254,832 | SH | | SOLE | | 0 | 0 | 254,832 |
iShares MSCI USA ESG Select ET | COM | 464288802 | 575 | 6,550 | SH | | SOLE | | 0 | 0 | 6,550 |
iShares Mid Cap S&P 400 | COM | 464287507 | 17,594 | 67,598 | SH | | SOLE | | 0 | 0 | 67,598 |
iShares Russell 2000 | COM | 464287655 | 13,890 | 62,868 | SH | | SOLE | | 0 | 0 | 62,868 |
iShares Russell 2000 Growth | COM | 464287648 | 233 | 775 | SH | | SOLE | | 0 | 0 | 775 |
iShares Russell Microcap | COM | 464288869 | 646 | 4,395 | SH | | SOLE | | 0 | 0 | 4,395 |
iShares S&P 100 Index | COM | 464287101 | 407 | 2,263 | SH | | SOLE | | 0 | 0 | 2,263 |
iShares S&P 500 Growth | COM | 464287309 | 255 | 3,924 | SH | | SOLE | | 0 | 0 | 3,924 |
iShares Select Dividend | COM | 464287168 | 1,427 | 12,505 | SH | | SOLE | | 0 | 0 | 12,505 |
iShares Small Cap S&P 600 | COM | 464287804 | 404 | 3,722 | SH | | SOLE | | 0 | 0 | 3,722 |
JP Morgan Ultra-Short Income | COM | 46641Q837 | 250 | 4,925 | SH | | SOLE | | 0 | 0 | 4,925 |
PIMCO Enhanced Shrt Mat Active | COM | 72201R833 | 204 | 2,000 | SH | | SOLE | | 0 | 0 | 2,000 |
SPDR Investment Grade Floating | COM | 78468R200 | 6,993 | 228,215 | SH | | SOLE | | 0 | 0 | 228,215 |
SPDR Portfolio Short Term Trea | COM | 78468r101 | 2,362 | 77,030 | SH | | SOLE | | 0 | 0 | 77,030 |
Vanguard Short-Term TIPS Bond | COM | 922020805 | 12,189 | 236,504 | SH | | SOLE | | 0 | 0 | 236,504 |
Vanguard Short-Term Treasury E | COM | 92206C102 | 2,734 | 44,444 | SH | | SOLE | | 0 | 0 | 44,444 |
iShares 0-5 Year TIPS Bond ETF | COM | 46429b747 | 12,443 | 117,698 | SH | | SOLE | | 0 | 0 | 117,698 |
iShares AAA-A Rated Corporate | COM | 46429B291 | 6,301 | 113,678 | SH | | SOLE | | 0 | 0 | 113,678 |
iShares Agency Bond ETF | COM | 464288166 | 2,846 | 24,170 | SH | | SOLE | | 0 | 0 | 24,170 |
iShares Floating Rate Bond ETF | COM | 46429B655 | 6,981 | 137,470 | SH | | SOLE | | 0 | 0 | 137,470 |
iShares GNMA Bond ETF | COM | 46429B333 | 6,684 | 132,910 | SH | | SOLE | | 0 | 0 | 132,910 |
iShares MBS ETF | COM | 464288588 | 6,709 | 61,881 | SH | | SOLE | | 0 | 0 | 61,881 |
iShares Short-Term National Mu | COM | 464288158 | 1,892 | 17,550 | SH | | SOLE | | 0 | 0 | 17,550 |
iShares Ultra Short Term Bond | COM | 46434V878 | 250 | 4,950 | SH | | SOLE | | 0 | 0 | 4,950 |