COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M Company | COM | 88579Y101 | 1,432 | 7,207 | SH | | SOLE | | 0 | 0 | 7,207 |
ABB Ltd | COM | 000375204 | 4,946 | 145,521 | SH | | SOLE | | 0 | 0 | 145,521 |
ADM | COM | 039483102 | 361 | 5,954 | SH | | SOLE | | 0 | 0 | 5,954 |
ATN International | COM | 00215f107 | 386 | 8,485 | SH | | SOLE | | 0 | 0 | 8,485 |
AbbVie Inc | COM | 00287y109 | 268 | 2,381 | SH | | SOLE | | 0 | 0 | 2,381 |
Abbott Labs | COM | 002824100 | 826 | 7,121 | SH | | SOLE | | 0 | 0 | 7,121 |
Accenture | COM | G1151C101 | 329 | 1,117 | SH | | SOLE | | 0 | 0 | 1,117 |
Airbnb Inc. | COM | 009066101 | 2,623 | 17,125 | SH | | SOLE | | 0 | 0 | 17,125 |
Alibaba Holdings Ltd | COM | 01609w102 | 3,177 | 14,010 | SH | | SOLE | | 0 | 0 | 14,010 |
Alphabet Inc Class A | COM | 02079k305 | 715 | 293 | SH | | SOLE | | 0 | 0 | 293 |
Alphabet Inc Class C | COM | 02079k107 | 551 | 220 | SH | | SOLE | | 0 | 0 | 220 |
Amazon.com | COM | 023135106 | 1,424 | 414 | SH | | SOLE | | 0 | 0 | 414 |
American Express Co | COM | 025816109 | 204 | 1,237 | SH | | SOLE | | 0 | 0 | 1,237 |
Americold Realty Trust | COM | 03064D108 | 567 | 14,975 | SH | | SOLE | | 0 | 0 | 14,975 |
Amgen Inc | COM | 031162100 | 4,387 | 17,998 | SH | | SOLE | | 0 | 0 | 17,998 |
Apollo Global Mgmt Cl A | COM | 03768E105 | 647 | 10,400 | SH | | SOLE | | 0 | 0 | 10,400 |
Apple Inc | COM | 037833100 | 8,099 | 59,134 | SH | | SOLE | | 0 | 0 | 59,134 |
Applied Materials | COM | 038222105 | 228 | 1,600 | SH | | SOLE | | 0 | 0 | 1,600 |
Bank of New York Mellon | COM | 064058100 | 3,363 | 65,647 | SH | | SOLE | | 0 | 0 | 65,647 |
Becton Dickinson Co. | COM | 075887109 | 3,319 | 13,649 | SH | | SOLE | | 0 | 0 | 13,649 |
Berkshire Hathaway Cl A | COM | 084670108 | 837 | 2 | SH | | SOLE | | 0 | 0 | 2 |
Berkshire Hathaway Cl B | COM | 084670702 | 1,210 | 4,353 | SH | | SOLE | | 0 | 0 | 4,353 |
Blackstone Group Inc. | COM | 09260D107 | 959 | 9,875 | SH | | SOLE | | 0 | 0 | 9,875 |
Bristol Myers Squibb Co | COM | 110122108 | 437 | 6,538 | SH | | SOLE | | 0 | 0 | 6,538 |
Check Point Software (ISR) | COM | M22465104 | 3,253 | 28,016 | SH | | SOLE | | 0 | 0 | 28,016 |
Chevron Corp | COM | 166764100 | 278 | 2,657 | SH | | SOLE | | 0 | 0 | 2,657 |
China Life Insurance Co. | COM | 16939P106 | 484 | 48,642 | SH | | SOLE | | 0 | 0 | 48,642 |
Chubb Ltd | COM | H1467J104 | 1,435 | 9,029 | SH | | SOLE | | 0 | 0 | 9,029 |
Church & Dwight | COM | 171340102 | 4,564 | 53,557 | SH | | SOLE | | 0 | 0 | 53,557 |
Cigna | COM | 125523100 | 562 | 2,369 | SH | | SOLE | | 0 | 0 | 2,369 |
Cintas Corp | COM | 172908105 | 273 | 715 | SH | | SOLE | | 0 | 0 | 715 |
Cisco Systems | COM | 17275R102 | 2,775 | 52,359 | SH | | SOLE | | 0 | 0 | 52,359 |
Coca Cola Co | COM | 191216100 | 220 | 4,057 | SH | | SOLE | | 0 | 0 | 4,057 |
Colgate | COM | 194162103 | 397 | 4,875 | SH | | SOLE | | 0 | 0 | 4,875 |
Credit Acceptance Corp | COM | 225310101 | 383 | 844 | SH | | SOLE | | 0 | 0 | 844 |
Diageo PLC | COM | 25243Q205 | 5,339 | 27,854 | SH | | SOLE | | 0 | 0 | 27,854 |
Dover Corp | COM | 260003108 | 640 | 4,250 | SH | | SOLE | | 0 | 0 | 4,250 |
Eli Lilly | COM | 532457108 | 327 | 1,426 | SH | | SOLE | | 0 | 0 | 1,426 |
Emerson Electric | COM | 291011104 | 461 | 4,795 | SH | | SOLE | | 0 | 0 | 4,795 |
Enstar Group Ltd | COM | G3075P101 | 585 | 2,450 | SH | | SOLE | | 0 | 0 | 2,450 |
Exxon Mobil Corp | COM | 30231G102 | 760 | 12,052 | SH | | SOLE | | 0 | 0 | 12,052 |
FEMSA | COM | 344419106 | 2,109 | 24,950 | SH | | SOLE | | 0 | 0 | 24,950 |
FedEx Corp. | COM | 31428X106 | 4,819 | 16,153 | SH | | SOLE | | 0 | 0 | 16,153 |
Fidelity National Info Service | COM | 31620m106 | 341 | 2,404 | SH | | SOLE | | 0 | 0 | 2,404 |
Fifth Third Bancorp | COM | 316773100 | 672 | 17,568 | SH | | SOLE | | 0 | 0 | 17,568 |
First Bancorp | COM | 31866p102 | 354 | 12,025 | SH | | SOLE | | 0 | 0 | 12,025 |
General Electric | COM | 369604301 | 419 | 31,117 | SH | | SOLE | | 0 | 0 | 31,117 |
General Mills | COM | 370334104 | 638 | 10,464 | SH | | SOLE | | 0 | 0 | 10,464 |
Goldman Sachs JUST US Large Ca | COM | 381430396 | 459 | 7,350 | SH | | SOLE | | 0 | 0 | 7,350 |
Hannon Armstrong Sustainable I | COM | 41068X100 | 227 | 4,050 | SH | | SOLE | | 0 | 0 | 4,050 |
Hasbro Corp | COM | 418056107 | 3,916 | 41,428 | SH | | SOLE | | 0 | 0 | 41,428 |
Hershey Foods Corp | COM | 427866108 | 3,967 | 22,773 | SH | | SOLE | | 0 | 0 | 22,773 |
Home Depot | COM | 437076102 | 454 | 1,424 | SH | | SOLE | | 0 | 0 | 1,424 |
Honeywell International | COM | 438516106 | 1,283 | 5,847 | SH | | SOLE | | 0 | 0 | 5,847 |
IBM | COM | 459200101 | 4,383 | 29,902 | SH | | SOLE | | 0 | 0 | 29,902 |
Idexx Labs | COM | 45168D104 | 1,910 | 3,024 | SH | | SOLE | | 0 | 0 | 3,024 |
Illinois Tool Works | COM | 452308109 | 322 | 1,439 | SH | | SOLE | | 0 | 0 | 1,439 |
Intel | COM | 458140100 | 4,138 | 73,709 | SH | | SOLE | | 0 | 0 | 73,709 |
JP Morgan Chase & Co. | COM | 46625H100 | 857 | 5,510 | SH | | SOLE | | 0 | 0 | 5,510 |
Johnson & Johnson | COM | 478160104 | 1,980 | 12,022 | SH | | SOLE | | 0 | 0 | 12,022 |
Kellogg Co | COM | 487836108 | 349 | 5,430 | SH | | SOLE | | 0 | 0 | 5,430 |
Laboratory Corp of America | COM | 50540r409 | 532 | 1,929 | SH | | SOLE | | 0 | 0 | 1,929 |
Linde PLC | COM | G5494J103 | 312 | 1,079 | SH | | SOLE | | 0 | 0 | 1,079 |
Manpower | COM | 56418H100 | 497 | 4,180 | SH | | SOLE | | 0 | 0 | 4,180 |
Markel Corp | COM | 570535104 | 504 | 425 | SH | | SOLE | | 0 | 0 | 425 |
Mastercard Inc. | COM | 57636q104 | 268 | 735 | SH | | SOLE | | 0 | 0 | 735 |
McCormick Inc | COM | 579780206 | 2,558 | 28,966 | SH | | SOLE | | 0 | 0 | 28,966 |
McDonald's | COM | 580135101 | 1,653 | 7,158 | SH | | SOLE | | 0 | 0 | 7,158 |
MercadoLibre Inc. | COM | 58733R102 | 679 | 436 | SH | | SOLE | | 0 | 0 | 436 |
Merck & Co | COM | 58933y105 | 1,175 | 15,103 | SH | | SOLE | | 0 | 0 | 15,103 |
Microsoft | COM | 594918104 | 11,634 | 42,945 | SH | | SOLE | | 0 | 0 | 42,945 |
Natura & Co. | COM | 63884n108 | 271 | 11,925 | SH | | SOLE | | 0 | 0 | 11,925 |
Nextera Energy Inc. | COM | 65339f101 | 269 | 3,676 | SH | | SOLE | | 0 | 0 | 3,676 |
Nike Inc B | COM | 654106103 | 347 | 2,249 | SH | | SOLE | | 0 | 0 | 2,249 |
Norfolk Southern | COM | 655844108 | 5,536 | 20,860 | SH | | SOLE | | 0 | 0 | 20,860 |
PayPal Holdings, Inc. | COM | 70450y103 | 287 | 983 | SH | | SOLE | | 0 | 0 | 983 |
Pepsico | COM | 713448108 | 382 | 2,575 | SH | | SOLE | | 0 | 0 | 2,575 |
Pfizer | COM | 717081103 | 519 | 13,264 | SH | | SOLE | | 0 | 0 | 13,264 |
Philip Morris Int'l | COM | 718172109 | 321 | 3,242 | SH | | SOLE | | 0 | 0 | 3,242 |
Procter & Gamble | COM | 742718109 | 1,730 | 12,822 | SH | | SOLE | | 0 | 0 | 12,822 |
Qualcomm Inc. | COM | 747525103 | 304 | 2,124 | SH | | SOLE | | 0 | 0 | 2,124 |
Rockwell Automation Inc | COM | 773903109 | 5,696 | 19,916 | SH | | SOLE | | 0 | 0 | 19,916 |
Roper Industries | COM | 776696106 | 424 | 902 | SH | | SOLE | | 0 | 0 | 902 |
Royal Dutch Shell A ADR | COM | 780259206 | 879 | 21,750 | SH | | SOLE | | 0 | 0 | 21,750 |
Royal Dutch Shell B ADR | COM | 780259107 | 1,343 | 34,580 | SH | | SOLE | | 0 | 0 | 34,580 |
SPDR Gold Shares | COM | 78463v107 | 392 | 2,368 | SH | | SOLE | | 0 | 0 | 2,368 |
SPDR S&P 500 | COM | 78462F103 | 68,851 | 160,845 | SH | | SOLE | | 0 | 0 | 160,845 |
SPDR S&P Mid Cap 400 | COM | 78467Y107 | 43,407 | 88,404 | SH | | SOLE | | 0 | 0 | 88,404 |
Schwab US REIT | COM | 808524847 | 345 | 7,539 | SH | | SOLE | | 0 | 0 | 7,539 |
Sherwin Williams | COM | 824348106 | 826 | 3,033 | SH | | SOLE | | 0 | 0 | 3,033 |
Skyworks Solutions Inc | COM | 83088m102 | 222 | 1,160 | SH | | SOLE | | 0 | 0 | 1,160 |
Smith & Nephew (UK) ADR | COM | 83175M205 | 1,086 | 25,010 | SH | | SOLE | | 0 | 0 | 25,010 |
TSMC | COM | 874039100 | 590 | 4,906 | SH | | SOLE | | 0 | 0 | 4,906 |
Texas Instruments | COM | 882508104 | 6,360 | 33,075 | SH | | SOLE | | 0 | 0 | 33,075 |
Thermo Fisher Scientific | COM | 883556102 | 340 | 673 | SH | | SOLE | | 0 | 0 | 673 |
US Bancorp | COM | 902973304 | 4,016 | 70,493 | SH | | SOLE | | 0 | 0 | 70,493 |
Unilever PLC | COM | 904767704 | 4,517 | 77,209 | SH | | SOLE | | 0 | 0 | 77,209 |
Vanguard All World ex-US | COM | 922042775 | 4,756 | 75,021 | SH | | SOLE | | 0 | 0 | 75,021 |
Vanguard CRSP Mid Cap | COM | 922908629 | 1,469 | 6,188 | SH | | SOLE | | 0 | 0 | 6,188 |
Vanguard Emerging Markets | COM | 922042858 | 18,981 | 349,493 | SH | | SOLE | | 0 | 0 | 349,493 |
Vanguard FTSE All World ex-US | COM | 922042718 | 9,828 | 72,026 | SH | | SOLE | | 0 | 0 | 72,026 |
Vanguard FTSE Developed Market | COM | 921943858 | 6,327 | 122,801 | SH | | SOLE | | 0 | 0 | 122,801 |
Vanguard Large Cap Growth | COM | 922908736 | 336 | 1,170 | SH | | SOLE | | 0 | 0 | 1,170 |
Vanguard Large Cap Value | COM | 922908744 | 247 | 1,796 | SH | | SOLE | | 0 | 0 | 1,796 |
Vanguard Russell 2000 Value | COM | 92206C649 | 578 | 3,979 | SH | | SOLE | | 0 | 0 | 3,979 |
Vanguard S&P 500 | COM | 922908363 | 1,442 | 3,664 | SH | | SOLE | | 0 | 0 | 3,664 |
Vanguard Total US Market | COM | 922908769 | 15,940 | 71,537 | SH | | SOLE | | 0 | 0 | 71,537 |
Verizon Communications | COM | 92343V104 | 311 | 5,550 | SH | | SOLE | | 0 | 0 | 5,550 |
Visa Inc | COM | 92826C839 | 311 | 1,328 | SH | | SOLE | | 0 | 0 | 1,328 |
Walt Disney Company | COM | 254687106 | 660 | 3,754 | SH | | SOLE | | 0 | 0 | 3,754 |
Waters Corp | COM | 941848103 | 456 | 1,318 | SH | | SOLE | | 0 | 0 | 1,318 |
Westrock Co | COM | 96145d105 | 455 | 8,544 | SH | | SOLE | | 0 | 0 | 8,544 |
WisdomTree Emerging Markets Sm | COM | 97717W281 | 2,915 | 53,506 | SH | | SOLE | | 0 | 0 | 53,506 |
WisdomTree India Fund | COM | 97717w422 | 1,409 | 41,626 | SH | | SOLE | | 0 | 0 | 41,626 |
Xylem Inc | COM | 98419m100 | 2,892 | 24,106 | SH | | SOLE | | 0 | 0 | 24,106 |
iShares Core MSCI EAFE | COM | 46432f842 | 8,383 | 111,980 | SH | | SOLE | | 0 | 0 | 111,980 |
iShares Core MSCI Emerging Mar | COM | 46434G103 | 5,024 | 74,996 | SH | | SOLE | | 0 | 0 | 74,996 |
iShares Core S&P 500 | COM | 464287200 | 6,401 | 14,889 | SH | | SOLE | | 0 | 0 | 14,889 |
iShares ESG MSCI EAFE Index | COM | 46435g516 | 259 | 3,275 | SH | | SOLE | | 0 | 0 | 3,275 |
iShares ESG MSCI Emerging Mark | COM | 46434g863 | 264 | 5,850 | SH | | SOLE | | 0 | 0 | 5,850 |
iShares ESG USA Mid/Small Cap | COM | 46435u663 | 400 | 9,900 | SH | | SOLE | | 0 | 0 | 9,900 |
iShares MSCI All-Country World | COM | 464288257 | 271 | 2,681 | SH | | SOLE | | 0 | 0 | 2,681 |
iShares MSCI EAFE Index | COM | 464287465 | 22,175 | 281,126 | SH | | SOLE | | 0 | 0 | 281,126 |
iShares MSCI Emerging Markets | COM | 464287234 | 13,845 | 251,048 | SH | | SOLE | | 0 | 0 | 251,048 |
iShares MSCI USA ESG Select ET | COM | 464288802 | 626 | 6,550 | SH | | SOLE | | 0 | 0 | 6,550 |
iShares Mid Cap S&P 400 | COM | 464287507 | 19,270 | 71,706 | SH | | SOLE | | 0 | 0 | 71,706 |
iShares Russell 2000 | COM | 464287655 | 14,506 | 63,243 | SH | | SOLE | | 0 | 0 | 63,243 |
iShares Russell 2000 Growth | COM | 464287648 | 237 | 759 | SH | | SOLE | | 0 | 0 | 759 |
iShares Russell 2000 Value | COM | 464287630 | 207 | 1,251 | SH | | SOLE | | 0 | 0 | 1,251 |
iShares Russell Microcap | COM | 464288869 | 646 | 4,235 | SH | | SOLE | | 0 | 0 | 4,235 |
iShares Russell Mid Cap Growth | COM | 464287481 | 215 | 1,898 | SH | | SOLE | | 0 | 0 | 1,898 |
iShares S&P 100 Index | COM | 464287101 | 444 | 2,263 | SH | | SOLE | | 0 | 0 | 2,263 |
iShares S&P 500 Growth | COM | 464287309 | 285 | 3,924 | SH | | SOLE | | 0 | 0 | 3,924 |
iShares S&P Mid Cap 400 Value | COM | 464287705 | 204 | 1,934 | SH | | SOLE | | 0 | 0 | 1,934 |
iShares Select Dividend | COM | 464287168 | 1,383 | 11,855 | SH | | SOLE | | 0 | 0 | 11,855 |
iShares Small Cap S&P 600 | COM | 464287804 | 421 | 3,722 | SH | | SOLE | | 0 | 0 | 3,722 |
JP Morgan Ultra-Short Income | COM | 46641Q837 | 250 | 4,925 | SH | | SOLE | | 0 | 0 | 4,925 |
PIMCO Enhanced Shrt Mat Active | COM | 72201R833 | 204 | 2,000 | SH | | SOLE | | 0 | 0 | 2,000 |
SPDR Investment Grade Floating | COM | 78468R200 | 8,224 | 268,335 | SH | | SOLE | | 0 | 0 | 268,335 |
SPDR Portfolio Intermediate Tr | COM | 78464a672 | 504 | 15,575 | SH | | SOLE | | 0 | 0 | 15,575 |
SPDR Portfolio Short Term Trea | COM | 78468r101 | 5,285 | 172,485 | SH | | SOLE | | 0 | 0 | 172,485 |
Vanguard Intermediate-Term Tre | COM | 92206C706 | 515 | 7,600 | SH | | SOLE | | 0 | 0 | 7,600 |
Vanguard Short-Term TIPS Bond | COM | 922020805 | 12,947 | 247,024 | SH | | SOLE | | 0 | 0 | 247,024 |
Vanguard Short-Term Treasury E | COM | 92206C102 | 5,974 | 97,247 | SH | | SOLE | | 0 | 0 | 97,247 |
iShares 0-5 Year TIPS Bond ETF | COM | 46429b747 | 13,043 | 122,687 | SH | | SOLE | | 0 | 0 | 122,687 |
iShares AAA-A Rated Corporate | COM | 46429B291 | 7,600 | 133,683 | SH | | SOLE | | 0 | 0 | 133,683 |
iShares Agency Bond ETF | COM | 464288166 | 3,396 | 28,686 | SH | | SOLE | | 0 | 0 | 28,686 |
iShares Floating Rate Bond ETF | COM | 46429B655 | 8,295 | 163,215 | SH | | SOLE | | 0 | 0 | 163,215 |
iShares GNMA Bond ETF | COM | 46429B333 | 7,847 | 156,945 | SH | | SOLE | | 0 | 0 | 156,945 |
iShares MBS ETF | COM | 464288588 | 7,897 | 72,969 | SH | | SOLE | | 0 | 0 | 72,969 |
iShares Short-Term National Mu | COM | 464288158 | 1,892 | 17,550 | SH | | SOLE | | 0 | 0 | 17,550 |
iShares Ultra Short Term Bond | COM | 46434V878 | 250 | 4,950 | SH | | SOLE | | 0 | 0 | 4,950 |