COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M Company | COM | 88579Y101 | 1,264 | 7,207 | SH | | SOLE | | 0 | 0 | 7,207 |
ABB Ltd | COM | 000375204 | 4,875 | 146,126 | SH | | SOLE | | 0 | 0 | 146,126 |
ADM | COM | 039483102 | 357 | 5,954 | SH | | SOLE | | 0 | 0 | 5,954 |
ATN International | COM | 00215f107 | 398 | 8,485 | SH | | SOLE | | 0 | 0 | 8,485 |
AbbVie Inc | COM | 00287y109 | 257 | 2,381 | SH | | SOLE | | 0 | 0 | 2,381 |
Abbott Labs | COM | 002824100 | 958 | 8,108 | SH | | SOLE | | 0 | 0 | 8,108 |
Accenture | COM | G1151C101 | 357 | 1,117 | SH | | SOLE | | 0 | 0 | 1,117 |
Airbnb Inc. | COM | 009066101 | 2,878 | 17,155 | SH | | SOLE | | 0 | 0 | 17,155 |
Alibaba Holdings Ltd | COM | 01609w102 | 2,120 | 14,322 | SH | | SOLE | | 0 | 0 | 14,322 |
Alphabet Inc Class A | COM | 02079k305 | 757 | 283 | SH | | SOLE | | 0 | 0 | 283 |
Alphabet Inc Class C | COM | 02079k107 | 560 | 210 | SH | | SOLE | | 0 | 0 | 210 |
Amazon.com | COM | 023135106 | 8,183 | 2,491 | SH | | SOLE | | 0 | 0 | 2,491 |
Americold Realty Trust | COM | 03064D108 | 604 | 20,800 | SH | | SOLE | | 0 | 0 | 20,800 |
Amgen Inc | COM | 031162100 | 4,080 | 19,185 | SH | | SOLE | | 0 | 0 | 19,185 |
Analog Devices Inc | COM | 032654105 | 1,091 | 6,512 | SH | | SOLE | | 0 | 0 | 6,512 |
Apollo Global Mgmt Cl A | COM | 03768E105 | 714 | 11,600 | SH | | SOLE | | 0 | 0 | 11,600 |
Apple Inc | COM | 037833100 | 8,267 | 58,422 | SH | | SOLE | | 0 | 0 | 58,422 |
Applied Materials | COM | 038222105 | 206 | 1,600 | SH | | SOLE | | 0 | 0 | 1,600 |
Bank of New York Mellon | COM | 064058100 | 3,408 | 65,742 | SH | | SOLE | | 0 | 0 | 65,742 |
Becton Dickinson Co. | COM | 075887109 | 3,364 | 13,684 | SH | | SOLE | | 0 | 0 | 13,684 |
Berkshire Hathaway Cl A | COM | 084670108 | 823 | 2 | SH | | SOLE | | 0 | 0 | 2 |
Berkshire Hathaway Cl B | COM | 084670702 | 1,188 | 4,353 | SH | | SOLE | | 0 | 0 | 4,353 |
Blackstone Group Inc. | COM | 09260D107 | 1,291 | 11,100 | SH | | SOLE | | 0 | 0 | 11,100 |
Bristol Myers Squibb Co | COM | 110122108 | 387 | 6,538 | SH | | SOLE | | 0 | 0 | 6,538 |
Check Point Software (ISR) | COM | M22465104 | 3,206 | 28,361 | SH | | SOLE | | 0 | 0 | 28,361 |
Chevron Corp | COM | 166764100 | 270 | 2,657 | SH | | SOLE | | 0 | 0 | 2,657 |
China Life Insurance Co. | COM | 16939P106 | 379 | 46,492 | SH | | SOLE | | 0 | 0 | 46,492 |
Chubb Ltd | COM | H1467J104 | 1,566 | 9,029 | SH | | SOLE | | 0 | 0 | 9,029 |
Church & Dwight | COM | 171340102 | 4,460 | 54,017 | SH | | SOLE | | 0 | 0 | 54,017 |
Cigna | COM | 125523100 | 474 | 2,369 | SH | | SOLE | | 0 | 0 | 2,369 |
Cintas Corp | COM | 172908105 | 272 | 715 | SH | | SOLE | | 0 | 0 | 715 |
Cisco Systems | COM | 17275R102 | 2,928 | 53,792 | SH | | SOLE | | 0 | 0 | 53,792 |
Coca Cola Co | COM | 191216100 | 213 | 4,057 | SH | | SOLE | | 0 | 0 | 4,057 |
Colgate | COM | 194162103 | 368 | 4,875 | SH | | SOLE | | 0 | 0 | 4,875 |
Costco Wholesale Corp. | COM | 22160K105 | 224 | 498 | SH | | SOLE | | 0 | 0 | 498 |
Credit Acceptance Corp | COM | 225310101 | 472 | 806 | SH | | SOLE | | 0 | 0 | 806 |
Diageo PLC | COM | 25243Q205 | 5,370 | 27,824 | SH | | SOLE | | 0 | 0 | 27,824 |
Dover Corp | COM | 260003108 | 723 | 4,650 | SH | | SOLE | | 0 | 0 | 4,650 |
Eli Lilly | COM | 532457108 | 329 | 1,426 | SH | | SOLE | | 0 | 0 | 1,426 |
Emerson Electric | COM | 291011104 | 452 | 4,795 | SH | | SOLE | | 0 | 0 | 4,795 |
Enanta Pharmaceuticals Inc | COM | 29251m106 | 3,558 | 62,635 | SH | | SOLE | | 0 | 0 | 62,635 |
Enstar Group Ltd | COM | G3075P101 | 634 | 2,700 | SH | | SOLE | | 0 | 0 | 2,700 |
Exxon Mobil Corp | COM | 30231G102 | 709 | 12,052 | SH | | SOLE | | 0 | 0 | 12,052 |
FEMSA | COM | 344419106 | 2,169 | 25,010 | SH | | SOLE | | 0 | 0 | 25,010 |
FedEx Corp. | COM | 31428X106 | 3,696 | 16,853 | SH | | SOLE | | 0 | 0 | 16,853 |
Fidelity National Info Service | COM | 31620m106 | 293 | 2,404 | SH | | SOLE | | 0 | 0 | 2,404 |
Fifth Third Bancorp | COM | 316773100 | 746 | 17,568 | SH | | SOLE | | 0 | 0 | 17,568 |
First Bancorp | COM | 31866p102 | 350 | 12,025 | SH | | SOLE | | 0 | 0 | 12,025 |
General Electric | COM | 369604301 | 400 | 3,887 | SH | | SOLE | | 0 | 0 | 3,887 |
General Mills | COM | 370334104 | 626 | 10,464 | SH | | SOLE | | 0 | 0 | 10,464 |
Goldman Sachs JUST US Large Ca | COM | 381430396 | 469 | 7,505 | SH | | SOLE | | 0 | 0 | 7,505 |
Hannon Armstrong Sustainable I | COM | 41068X100 | 217 | 4,050 | SH | | SOLE | | 0 | 0 | 4,050 |
Hasbro Corp | COM | 418056107 | 3,716 | 41,648 | SH | | SOLE | | 0 | 0 | 41,648 |
Hershey Foods Corp | COM | 427866108 | 3,859 | 22,803 | SH | | SOLE | | 0 | 0 | 22,803 |
Home Depot | COM | 437076102 | 467 | 1,424 | SH | | SOLE | | 0 | 0 | 1,424 |
Honeywell International | COM | 438516106 | 1,241 | 5,847 | SH | | SOLE | | 0 | 0 | 5,847 |
IBM | COM | 459200101 | 4,208 | 30,287 | SH | | SOLE | | 0 | 0 | 30,287 |
Idexx Labs | COM | 45168D104 | 1,882 | 3,027 | SH | | SOLE | | 0 | 0 | 3,027 |
Illinois Tool Works | COM | 452308109 | 306 | 1,482 | SH | | SOLE | | 0 | 0 | 1,482 |
Intel | COM | 458140100 | 4,335 | 81,355 | SH | | SOLE | | 0 | 0 | 81,355 |
JP Morgan Chase & Co. | COM | 46625H100 | 932 | 5,695 | SH | | SOLE | | 0 | 0 | 5,695 |
Johnson & Johnson | COM | 478160104 | 1,927 | 11,934 | SH | | SOLE | | 0 | 0 | 11,934 |
Kellogg Co | COM | 487836108 | 347 | 5,430 | SH | | SOLE | | 0 | 0 | 5,430 |
Laboratory Corp of America | COM | 50540r409 | 561 | 1,995 | SH | | SOLE | | 0 | 0 | 1,995 |
Linde PLC | COM | G5494J103 | 324 | 1,104 | SH | | SOLE | | 0 | 0 | 1,104 |
Manpower | COM | 56418H100 | 434 | 4,005 | SH | | SOLE | | 0 | 0 | 4,005 |
Markel Corp | COM | 570535104 | 442 | 370 | SH | | SOLE | | 0 | 0 | 370 |
Mastercard Inc. | COM | 57636q104 | 290 | 835 | SH | | SOLE | | 0 | 0 | 835 |
Matson Inc | COM | 57686G105 | 240 | 2,971 | SH | | SOLE | | 0 | 0 | 2,971 |
McCormick Inc | COM | 579780206 | 2,474 | 30,536 | SH | | SOLE | | 0 | 0 | 30,536 |
McDonald's | COM | 580135101 | 1,726 | 7,158 | SH | | SOLE | | 0 | 0 | 7,158 |
MercadoLibre Inc. | COM | 58733R102 | 736 | 438 | SH | | SOLE | | 0 | 0 | 438 |
Merck & Co | COM | 58933y105 | 1,134 | 15,103 | SH | | SOLE | | 0 | 0 | 15,103 |
Microsoft | COM | 594918104 | 12,101 | 42,925 | SH | | SOLE | | 0 | 0 | 42,925 |
Natura & Co. | COM | 63884n108 | 211 | 12,675 | SH | | SOLE | | 0 | 0 | 12,675 |
Netflix Inc. | COM | 64110l106 | 1,282 | 2,100 | SH | | SOLE | | 0 | 0 | 2,100 |
Nextera Energy Inc. | COM | 65339f101 | 289 | 3,676 | SH | | SOLE | | 0 | 0 | 3,676 |
Nike Inc B | COM | 654106103 | 327 | 2,249 | SH | | SOLE | | 0 | 0 | 2,249 |
Norfolk Southern | COM | 655844108 | 4,962 | 20,740 | SH | | SOLE | | 0 | 0 | 20,740 |
Oracle | COM | 68389X105 | 261 | 3,000 | SH | | SOLE | | 0 | 0 | 3,000 |
Palo Alto Networks Inc | COM | 697435105 | 203 | 424 | SH | | SOLE | | 0 | 0 | 424 |
PayPal Holdings, Inc. | COM | 70450y103 | 257 | 986 | SH | | SOLE | | 0 | 0 | 986 |
Pepsico | COM | 713448108 | 387 | 2,575 | SH | | SOLE | | 0 | 0 | 2,575 |
Pfizer | COM | 717081103 | 571 | 13,264 | SH | | SOLE | | 0 | 0 | 13,264 |
Philip Morris Int'l | COM | 718172109 | 307 | 3,242 | SH | | SOLE | | 0 | 0 | 3,242 |
Procter & Gamble | COM | 742718109 | 1,817 | 12,997 | SH | | SOLE | | 0 | 0 | 12,997 |
Qualcomm Inc. | COM | 747525103 | 274 | 2,124 | SH | | SOLE | | 0 | 0 | 2,124 |
Rockwell Automation Inc | COM | 773903109 | 5,891 | 20,033 | SH | | SOLE | | 0 | 0 | 20,033 |
Roper Industries | COM | 776696106 | 391 | 877 | SH | | SOLE | | 0 | 0 | 877 |
Royal Dutch Shell A ADR | COM | 780259206 | 969 | 21,750 | SH | | SOLE | | 0 | 0 | 21,750 |
Royal Dutch Shell B ADR | COM | 780259107 | 1,481 | 33,455 | SH | | SOLE | | 0 | 0 | 33,455 |
SPDR Gold Shares | COM | 78463v107 | 389 | 2,368 | SH | | SOLE | | 0 | 0 | 2,368 |
SPDR S&P 500 | COM | 78462F103 | 67,093 | 156,344 | SH | | SOLE | | 0 | 0 | 156,344 |
SPDR S&P Mid Cap 400 | COM | 78467Y107 | 42,288 | 87,939 | SH | | SOLE | | 0 | 0 | 87,939 |
Schwab US REIT | COM | 808524847 | 344 | 7,539 | SH | | SOLE | | 0 | 0 | 7,539 |
Sherwin Williams | COM | 824348106 | 848 | 3,033 | SH | | SOLE | | 0 | 0 | 3,033 |
Smith & Nephew (UK) ADR | COM | 83175M205 | 820 | 23,886 | SH | | SOLE | | 0 | 0 | 23,886 |
TSMC | COM | 874039100 | 548 | 4,906 | SH | | SOLE | | 0 | 0 | 4,906 |
Texas Instruments | COM | 882508104 | 6,352 | 33,045 | SH | | SOLE | | 0 | 0 | 33,045 |
Thermo Fisher Scientific | COM | 883556102 | 385 | 673 | SH | | SOLE | | 0 | 0 | 673 |
US Bancorp | COM | 902973304 | 4,160 | 69,983 | SH | | SOLE | | 0 | 0 | 69,983 |
Unilever PLC | COM | 904767704 | 4,396 | 81,084 | SH | | SOLE | | 0 | 0 | 81,084 |
Vanguard All World ex-US | COM | 922042775 | 4,573 | 75,021 | SH | | SOLE | | 0 | 0 | 75,021 |
Vanguard CRSP Mid Cap | COM | 922908629 | 1,465 | 6,188 | SH | | SOLE | | 0 | 0 | 6,188 |
Vanguard Emerging Markets | COM | 922042858 | 18,284 | 365,603 | SH | | SOLE | | 0 | 0 | 365,603 |
Vanguard FTSE All World ex-US | COM | 922042718 | 10,184 | 76,173 | SH | | SOLE | | 0 | 0 | 76,173 |
Vanguard FTSE Developed Market | COM | 921943858 | 6,200 | 122,801 | SH | | SOLE | | 0 | 0 | 122,801 |
Vanguard Large Cap Growth | COM | 922908736 | 339 | 1,170 | SH | | SOLE | | 0 | 0 | 1,170 |
Vanguard Large Cap Value | COM | 922908744 | 243 | 1,796 | SH | | SOLE | | 0 | 0 | 1,796 |
Vanguard Russell 2000 Value | COM | 92206C649 | 559 | 3,979 | SH | | SOLE | | 0 | 0 | 3,979 |
Vanguard S&P 500 | COM | 922908363 | 1,421 | 3,604 | SH | | SOLE | | 0 | 0 | 3,604 |
Vanguard Total US Market | COM | 922908769 | 15,707 | 70,732 | SH | | SOLE | | 0 | 0 | 70,732 |
Verizon Communications | COM | 92343V104 | 282 | 5,227 | SH | | SOLE | | 0 | 0 | 5,227 |
Visa Inc | COM | 92826C839 | 296 | 1,328 | SH | | SOLE | | 0 | 0 | 1,328 |
Walt Disney Company | COM | 254687106 | 635 | 3,754 | SH | | SOLE | | 0 | 0 | 3,754 |
Waters Corp | COM | 941848103 | 547 | 1,530 | SH | | SOLE | | 0 | 0 | 1,530 |
Westrock Co | COM | 96145d105 | 426 | 8,544 | SH | | SOLE | | 0 | 0 | 8,544 |
WisdomTree Emerging Markets Sm | COM | 97717W281 | 3,194 | 59,716 | SH | | SOLE | | 0 | 0 | 59,716 |
WisdomTree India Fund | COM | 97717w422 | 1,552 | 41,501 | SH | | SOLE | | 0 | 0 | 41,501 |
Xylem Inc | COM | 98419m100 | 2,985 | 24,131 | SH | | SOLE | | 0 | 0 | 24,131 |
iShares Core MSCI EAFE | COM | 46432f842 | 10,345 | 139,322 | SH | | SOLE | | 0 | 0 | 139,322 |
iShares Core MSCI Emerging Mar | COM | 46434G103 | 5,444 | 88,142 | SH | | SOLE | | 0 | 0 | 88,142 |
iShares Core S&P 500 | COM | 464287200 | 10,386 | 24,108 | SH | | SOLE | | 0 | 0 | 24,108 |
iShares ESG MSCI EAFE Index | COM | 46435g516 | 263 | 3,355 | SH | | SOLE | | 0 | 0 | 3,355 |
iShares ESG MSCI Emerging Mark | COM | 46434g863 | 248 | 5,985 | SH | | SOLE | | 0 | 0 | 5,985 |
iShares ESG USA Mid/Small Cap | COM | 46435u663 | 393 | 10,085 | SH | | SOLE | | 0 | 0 | 10,085 |
iShares MSCI All-Country World | COM | 464288257 | 268 | 2,681 | SH | | SOLE | | 0 | 0 | 2,681 |
iShares MSCI EAFE Index | COM | 464287465 | 21,894 | 280,661 | SH | | SOLE | | 0 | 0 | 280,661 |
iShares MSCI Emerging Markets | COM | 464287234 | 12,631 | 250,715 | SH | | SOLE | | 0 | 0 | 250,715 |
iShares MSCI USA ESG Select ET | COM | 464288802 | 628 | 6,550 | SH | | SOLE | | 0 | 0 | 6,550 |
iShares Mid Cap S&P 400 | COM | 464287507 | 21,674 | 82,388 | SH | | SOLE | | 0 | 0 | 82,388 |
iShares Russell 2000 | COM | 464287655 | 14,384 | 65,756 | SH | | SOLE | | 0 | 0 | 65,756 |
iShares Russell 2000 Growth | COM | 464287648 | 223 | 759 | SH | | SOLE | | 0 | 0 | 759 |
iShares Russell 2000 Value | COM | 464287630 | 200 | 1,251 | SH | | SOLE | | 0 | 0 | 1,251 |
iShares Russell 3000 Index | COM | 464287689 | 586 | 2,300 | SH | | SOLE | | 0 | 0 | 2,300 |
iShares Russell Microcap | COM | 464288869 | 605 | 4,195 | SH | | SOLE | | 0 | 0 | 4,195 |
iShares Russell Mid Cap Growth | COM | 464287481 | 213 | 1,898 | SH | | SOLE | | 0 | 0 | 1,898 |
iShares S&P 100 Index | COM | 464287101 | 447 | 2,263 | SH | | SOLE | | 0 | 0 | 2,263 |
iShares S&P 500 Growth | COM | 464287309 | 290 | 3,924 | SH | | SOLE | | 0 | 0 | 3,924 |
iShares Select Dividend | COM | 464287168 | 1,360 | 11,855 | SH | | SOLE | | 0 | 0 | 11,855 |
iShares Small Cap S&P 600 | COM | 464287804 | 406 | 3,722 | SH | | SOLE | | 0 | 0 | 3,722 |
JP Morgan Ultra-Short Income | COM | 46641Q837 | 250 | 4,925 | SH | | SOLE | | 0 | 0 | 4,925 |
PIMCO Enhanced Shrt Mat Active | COM | 72201R833 | 204 | 2,000 | SH | | SOLE | | 0 | 0 | 2,000 |
SPDR Investment Grade Floating | COM | 78468R200 | 9,049 | 295,150 | SH | | SOLE | | 0 | 0 | 295,150 |
SPDR Portfolio Intermediate Tr | COM | 78464a672 | 666 | 20,620 | SH | | SOLE | | 0 | 0 | 20,620 |
SPDR Portfolio Short Term Trea | COM | 78468r101 | 8,288 | 270,575 | SH | | SOLE | | 0 | 0 | 270,575 |
Vanguard Intermediate-Term Tre | COM | 92206C706 | 696 | 10,310 | SH | | SOLE | | 0 | 0 | 10,310 |
Vanguard Short-Term TIPS Bond | COM | 922020805 | 13,305 | 253,034 | SH | | SOLE | | 0 | 0 | 253,034 |
Vanguard Short-Term Treasury E | COM | 92206C102 | 9,116 | 148,452 | SH | | SOLE | | 0 | 0 | 148,452 |
iShares 0-5 Year TIPS Bond ETF | COM | 46429b747 | 13,270 | 125,624 | SH | | SOLE | | 0 | 0 | 125,624 |
iShares AAA-A Rated Corporate | COM | 46429B291 | 7,466 | 132,533 | SH | | SOLE | | 0 | 0 | 132,533 |
iShares Agency Bond ETF | COM | 464288166 | 3,507 | 29,603 | SH | | SOLE | | 0 | 0 | 29,603 |
iShares Floating Rate Bond ETF | COM | 46429B655 | 9,134 | 179,670 | SH | | SOLE | | 0 | 0 | 179,670 |
iShares GNMA Bond ETF | COM | 46429B333 | 8,263 | 165,300 | SH | | SOLE | | 0 | 0 | 165,300 |
iShares MBS ETF | COM | 464288588 | 8,261 | 76,389 | SH | | SOLE | | 0 | 0 | 76,389 |
iShares Short-Term National Mu | COM | 464288158 | 1,888 | 17,550 | SH | | SOLE | | 0 | 0 | 17,550 |
iShares Ultra Short Term Bond | COM | 46434V878 | 250 | 4,950 | SH | | SOLE | | 0 | 0 | 4,950 |