COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M Company | COM | 88579Y101 | 1,280 | 7,207 | SH | | SOLE | | 0 | 0 | 7,207 |
ABB Ltd | COM | 000375204 | 5,667 | 148,466 | SH | | SOLE | | 0 | 0 | 148,466 |
ADM | COM | 039483102 | 365 | 5,404 | SH | | SOLE | | 0 | 0 | 5,404 |
ATN International | COM | 00215f107 | 339 | 8,485 | SH | | SOLE | | 0 | 0 | 8,485 |
AbbVie Inc | COM | 00287y109 | 313 | 2,310 | SH | | SOLE | | 0 | 0 | 2,310 |
Abbott Labs | COM | 002824100 | 791 | 5,621 | SH | | SOLE | | 0 | 0 | 5,621 |
Accenture | COM | G1151C101 | 442 | 1,067 | SH | | SOLE | | 0 | 0 | 1,067 |
Airbnb Inc. | COM | 009066101 | 2,954 | 17,743 | SH | | SOLE | | 0 | 0 | 17,743 |
Alibaba Holdings Ltd | COM | 01609w102 | 1,843 | 15,514 | SH | | SOLE | | 0 | 0 | 15,514 |
Alphabet Inc Class A | COM | 02079k305 | 782 | 270 | SH | | SOLE | | 0 | 0 | 270 |
Alphabet Inc Class C | COM | 02079k107 | 570 | 197 | SH | | SOLE | | 0 | 0 | 197 |
Amazon.com | COM | 023135106 | 7,616 | 2,284 | SH | | SOLE | | 0 | 0 | 2,284 |
Americold Realty Trust | COM | 03064D108 | 1,204 | 36,720 | SH | | SOLE | | 0 | 0 | 36,720 |
Amgen Inc | COM | 031162100 | 4,618 | 20,527 | SH | | SOLE | | 0 | 0 | 20,527 |
Analog Devices Inc | COM | 032654105 | 1,632 | 9,287 | SH | | SOLE | | 0 | 0 | 9,287 |
Apollo Global Mgmt Cl A | COM | 03769m106 | 496 | 6,850 | SH | | SOLE | | 0 | 0 | 6,850 |
Apple Inc | COM | 037833100 | 10,133 | 57,063 | SH | | SOLE | | 0 | 0 | 57,063 |
Applied Materials | COM | 038222105 | 252 | 1,600 | SH | | SOLE | | 0 | 0 | 1,600 |
Bank of New York Mellon | COM | 064058100 | 3,937 | 67,792 | SH | | SOLE | | 0 | 0 | 67,792 |
Becton Dickinson Co. | COM | 075887109 | 3,571 | 14,198 | SH | | SOLE | | 0 | 0 | 14,198 |
Berkshire Hathaway Cl A | COM | 084670108 | 901 | 2 | SH | | SOLE | | 0 | 0 | 2 |
Berkshire Hathaway Cl B | COM | 084670702 | 1,302 | 4,353 | SH | | SOLE | | 0 | 0 | 4,353 |
Blackstone Group Inc. | COM | 09260D107 | 899 | 6,950 | SH | | SOLE | | 0 | 0 | 6,950 |
Bristol Myers Squibb Co | COM | 110122108 | 408 | 6,538 | SH | | SOLE | | 0 | 0 | 6,538 |
Check Point Software (ISR) | COM | M22465104 | 3,448 | 29,581 | SH | | SOLE | | 0 | 0 | 29,581 |
Chevron Corp | COM | 166764100 | 287 | 2,447 | SH | | SOLE | | 0 | 0 | 2,447 |
China Life Insurance Co. | COM | 16939P106 | 368 | 44,742 | SH | | SOLE | | 0 | 0 | 44,742 |
Chubb Ltd | COM | H1467J104 | 1,736 | 8,979 | SH | | SOLE | | 0 | 0 | 8,979 |
Church & Dwight | COM | 171340102 | 5,688 | 55,492 | SH | | SOLE | | 0 | 0 | 55,492 |
Cigna | COM | 125523100 | 534 | 2,326 | SH | | SOLE | | 0 | 0 | 2,326 |
Cintas Corp | COM | 172908105 | 317 | 715 | SH | | SOLE | | 0 | 0 | 715 |
Cisco Systems | COM | 17275R102 | 4,279 | 67,517 | SH | | SOLE | | 0 | 0 | 67,517 |
Colgate | COM | 194162103 | 359 | 4,206 | SH | | SOLE | | 0 | 0 | 4,206 |
Costco Wholesale Corp. | COM | 22160K105 | 261 | 459 | SH | | SOLE | | 0 | 0 | 459 |
Credit Acceptance Corp | COM | 225310101 | 352 | 512 | SH | | SOLE | | 0 | 0 | 512 |
Diageo PLC | COM | 25243Q205 | 6,208 | 28,202 | SH | | SOLE | | 0 | 0 | 28,202 |
Dover Corp | COM | 260003108 | 539 | 2,970 | SH | | SOLE | | 0 | 0 | 2,970 |
Eli Lilly | COM | 532457108 | 394 | 1,426 | SH | | SOLE | | 0 | 0 | 1,426 |
Emerson Electric | COM | 291011104 | 446 | 4,795 | SH | | SOLE | | 0 | 0 | 4,795 |
Enanta Pharmaceuticals Inc | COM | 29251m106 | 5,673 | 75,869 | SH | | SOLE | | 0 | 0 | 75,869 |
Enstar Group Ltd | COM | G3075P101 | 365 | 1,475 | SH | | SOLE | | 0 | 0 | 1,475 |
Exxon Mobil Corp | COM | 30231G102 | 737 | 12,052 | SH | | SOLE | | 0 | 0 | 12,052 |
FEMSA | COM | 344419106 | 2,052 | 26,400 | SH | | SOLE | | 0 | 0 | 26,400 |
FedEx Corp. | COM | 31428X106 | 4,856 | 18,776 | SH | | SOLE | | 0 | 0 | 18,776 |
Fidelity National Info Service | COM | 31620m106 | 228 | 2,090 | SH | | SOLE | | 0 | 0 | 2,090 |
Fifth Third Bancorp | COM | 316773100 | 765 | 17,568 | SH | | SOLE | | 0 | 0 | 17,568 |
First Bancorp | COM | 31866p102 | 367 | 11,690 | SH | | SOLE | | 0 | 0 | 11,690 |
General Electric | COM | 369604301 | 361 | 3,825 | SH | | SOLE | | 0 | 0 | 3,825 |
General Mills | COM | 370334104 | 705 | 10,464 | SH | | SOLE | | 0 | 0 | 10,464 |
Goldman Sachs JUST US Large Ca | COM | 381430396 | 513 | 7,505 | SH | | SOLE | | 0 | 0 | 7,505 |
Hannon Armstrong Sustainable I | COM | 41068X100 | 215 | 4,050 | SH | | SOLE | | 0 | 0 | 4,050 |
Hasbro Corp | COM | 418056107 | 4,436 | 43,581 | SH | | SOLE | | 0 | 0 | 43,581 |
Hershey Foods Corp | COM | 427866108 | 4,520 | 23,362 | SH | | SOLE | | 0 | 0 | 23,362 |
Home Depot | COM | 437076102 | 532 | 1,283 | SH | | SOLE | | 0 | 0 | 1,283 |
Honeywell International | COM | 438516106 | 1,219 | 5,847 | SH | | SOLE | | 0 | 0 | 5,847 |
IBM | COM | 459200101 | 4,292 | 32,112 | SH | | SOLE | | 0 | 0 | 32,112 |
Idexx Labs | COM | 45168D104 | 2,120 | 3,220 | SH | | SOLE | | 0 | 0 | 3,220 |
Illinois Tool Works | COM | 452308109 | 306 | 1,239 | SH | | SOLE | | 0 | 0 | 1,239 |
Intel | COM | 458140100 | 4,514 | 87,656 | SH | | SOLE | | 0 | 0 | 87,656 |
JP Morgan Chase & Co. | COM | 46625H100 | 902 | 5,695 | SH | | SOLE | | 0 | 0 | 5,695 |
Johnson & Johnson | COM | 478160104 | 1,908 | 11,154 | SH | | SOLE | | 0 | 0 | 11,154 |
Kellogg Co | COM | 487836108 | 350 | 5,430 | SH | | SOLE | | 0 | 0 | 5,430 |
Laboratory Corp of America | COM | 50540r409 | 375 | 1,192 | SH | | SOLE | | 0 | 0 | 1,192 |
Linde PLC | COM | G5494J103 | 313 | 904 | SH | | SOLE | | 0 | 0 | 904 |
Manpower | COM | 56418H100 | 382 | 3,925 | SH | | SOLE | | 0 | 0 | 3,925 |
Markel Corp | COM | 570535104 | 271 | 220 | SH | | SOLE | | 0 | 0 | 220 |
Mastercard Inc. | COM | 57636q104 | 289 | 805 | SH | | SOLE | | 0 | 0 | 805 |
Matson Inc | COM | 57686G105 | 267 | 2,971 | SH | | SOLE | | 0 | 0 | 2,971 |
McCormick Inc | COM | 579780206 | 3,123 | 32,331 | SH | | SOLE | | 0 | 0 | 32,331 |
McDonald's | COM | 580135101 | 1,864 | 6,954 | SH | | SOLE | | 0 | 0 | 6,954 |
MercadoLibre Inc. | COM | 58733R102 | 1,001 | 742 | SH | | SOLE | | 0 | 0 | 742 |
Merck & Co | COM | 58933y105 | 1,157 | 15,093 | SH | | SOLE | | 0 | 0 | 15,093 |
Microsoft | COM | 594918104 | 14,260 | 42,401 | SH | | SOLE | | 0 | 0 | 42,401 |
Netflix Inc. | COM | 64110l106 | 1,063 | 1,765 | SH | | SOLE | | 0 | 0 | 1,765 |
Nextera Energy Inc. | COM | 65339f101 | 306 | 3,276 | SH | | SOLE | | 0 | 0 | 3,276 |
Nike Inc B | COM | 654106103 | 346 | 2,074 | SH | | SOLE | | 0 | 0 | 2,074 |
Norfolk Southern | COM | 655844108 | 6,201 | 20,829 | SH | | SOLE | | 0 | 0 | 20,829 |
Oracle | COM | 68389X105 | 262 | 3,000 | SH | | SOLE | | 0 | 0 | 3,000 |
Palo Alto Networks Inc | COM | 697435105 | 236 | 423 | SH | | SOLE | | 0 | 0 | 423 |
Pepsico | COM | 713448108 | 432 | 2,485 | SH | | SOLE | | 0 | 0 | 2,485 |
Pfizer | COM | 717081103 | 783 | 13,264 | SH | | SOLE | | 0 | 0 | 13,264 |
Philip Morris Int'l | COM | 718172109 | 308 | 3,242 | SH | | SOLE | | 0 | 0 | 3,242 |
Procter & Gamble | COM | 742718109 | 2,095 | 12,809 | SH | | SOLE | | 0 | 0 | 12,809 |
Qualcomm Inc. | COM | 747525103 | 388 | 2,124 | SH | | SOLE | | 0 | 0 | 2,124 |
Rockwell Automation Inc | COM | 773903109 | 6,989 | 20,035 | SH | | SOLE | | 0 | 0 | 20,035 |
Roper Industries | COM | 776696106 | 258 | 525 | SH | | SOLE | | 0 | 0 | 525 |
Royal Dutch Shell A ADR | COM | 780259206 | 876 | 20,175 | SH | | SOLE | | 0 | 0 | 20,175 |
Royal Dutch Shell B ADR | COM | 780259107 | 1,403 | 32,375 | SH | | SOLE | | 0 | 0 | 32,375 |
S&P Global Inc | COM | 78409V104 | 212 | 450 | SH | | SOLE | | 0 | 0 | 450 |
SPDR Gold Shares | COM | 78463v107 | 392 | 2,292 | SH | | SOLE | | 0 | 0 | 2,292 |
SPDR S&P 500 | COM | 78462F103 | 73,496 | 154,741 | SH | | SOLE | | 0 | 0 | 154,741 |
SPDR S&P Mid Cap 400 | COM | 78467Y107 | 45,369 | 87,640 | SH | | SOLE | | 0 | 0 | 87,640 |
Schwab US REIT | COM | 808524847 | 397 | 7,539 | SH | | SOLE | | 0 | 0 | 7,539 |
Sherwin Williams | COM | 824348106 | 1,068 | 3,033 | SH | | SOLE | | 0 | 0 | 3,033 |
Smith & Nephew (UK) ADR | COM | 83175M205 | 827 | 23,886 | SH | | SOLE | | 0 | 0 | 23,886 |
TSMC | COM | 874039100 | 590 | 4,906 | SH | | SOLE | | 0 | 0 | 4,906 |
Texas Instruments | COM | 882508104 | 6,476 | 34,362 | SH | | SOLE | | 0 | 0 | 34,362 |
Thermo Fisher Scientific | COM | 883556102 | 380 | 569 | SH | | SOLE | | 0 | 0 | 569 |
US Bancorp | COM | 902973304 | 3,510 | 62,494 | SH | | SOLE | | 0 | 0 | 62,494 |
Unilever PLC | COM | 904767704 | 4,687 | 87,129 | SH | | SOLE | | 0 | 0 | 87,129 |
Union Pacific Corp | COM | 907818108 | 224 | 891 | SH | | SOLE | | 0 | 0 | 891 |
Vanguard All World ex-US | COM | 922042775 | 4,597 | 75,021 | SH | | SOLE | | 0 | 0 | 75,021 |
Vanguard CRSP Mid Cap | COM | 922908629 | 1,552 | 6,093 | SH | | SOLE | | 0 | 0 | 6,093 |
Vanguard Emerging Markets | COM | 922042858 | 18,991 | 383,958 | SH | | SOLE | | 0 | 0 | 383,958 |
Vanguard FTSE All World ex-US | COM | 922042718 | 10,890 | 81,291 | SH | | SOLE | | 0 | 0 | 81,291 |
Vanguard FTSE Developed Market | COM | 921943858 | 6,213 | 121,690 | SH | | SOLE | | 0 | 0 | 121,690 |
Vanguard Large Cap Growth | COM | 922908736 | 347 | 1,080 | SH | | SOLE | | 0 | 0 | 1,080 |
Vanguard Large Cap Value | COM | 922908744 | 264 | 1,796 | SH | | SOLE | | 0 | 0 | 1,796 |
Vanguard Russell 2000 Value | COM | 92206C649 | 578 | 3,979 | SH | | SOLE | | 0 | 0 | 3,979 |
Vanguard S&P 500 | COM | 922908363 | 1,617 | 3,703 | SH | | SOLE | | 0 | 0 | 3,703 |
Vanguard Total US Market | COM | 922908769 | 16,943 | 70,177 | SH | | SOLE | | 0 | 0 | 70,177 |
Verizon Communications | COM | 92343V104 | 272 | 5,227 | SH | | SOLE | | 0 | 0 | 5,227 |
Visa Inc | COM | 92826C839 | 288 | 1,328 | SH | | SOLE | | 0 | 0 | 1,328 |
Walt Disney Company | COM | 254687106 | 581 | 3,754 | SH | | SOLE | | 0 | 0 | 3,754 |
Waters Corp | COM | 941848103 | 491 | 1,318 | SH | | SOLE | | 0 | 0 | 1,318 |
Westrock Co | COM | 96145d105 | 379 | 8,544 | SH | | SOLE | | 0 | 0 | 8,544 |
WisdomTree Emerging Markets Sm | COM | 97717W281 | 3,606 | 68,146 | SH | | SOLE | | 0 | 0 | 68,146 |
WisdomTree India Fund | COM | 97717w422 | 1,514 | 41,501 | SH | | SOLE | | 0 | 0 | 41,501 |
Xylem Inc | COM | 98419m100 | 3,038 | 25,330 | SH | | SOLE | | 0 | 0 | 25,330 |
iShares Core MSCI EAFE | COM | 46432f842 | 12,987 | 173,989 | SH | | SOLE | | 0 | 0 | 173,989 |
iShares Core MSCI Emerging Mar | COM | 46434G103 | 6,331 | 105,762 | SH | | SOLE | | 0 | 0 | 105,762 |
iShares Core S&P 500 | COM | 464287200 | 14,561 | 30,527 | SH | | SOLE | | 0 | 0 | 30,527 |
iShares ESG MSCI EAFE Index | COM | 46435g516 | 267 | 3,355 | SH | | SOLE | | 0 | 0 | 3,355 |
iShares ESG MSCI Emerging Mark | COM | 46434g863 | 238 | 5,985 | SH | | SOLE | | 0 | 0 | 5,985 |
iShares ESG USA Mid/Small Cap | COM | 46435u663 | 407 | 10,085 | SH | | SOLE | | 0 | 0 | 10,085 |
iShares MSCI All-Country World | COM | 464288257 | 284 | 2,681 | SH | | SOLE | | 0 | 0 | 2,681 |
iShares MSCI EAFE Index | COM | 464287465 | 21,831 | 277,471 | SH | | SOLE | | 0 | 0 | 277,471 |
iShares MSCI Emerging Markets | COM | 464287234 | 12,159 | 248,895 | SH | | SOLE | | 0 | 0 | 248,895 |
iShares MSCI USA ESG Select ET | COM | 464288802 | 772 | 7,270 | SH | | SOLE | | 0 | 0 | 7,270 |
iShares Mid Cap S&P 400 | COM | 464287507 | 26,112 | 92,241 | SH | | SOLE | | 0 | 0 | 92,241 |
iShares Russell 2000 | COM | 464287655 | 15,220 | 68,420 | SH | | SOLE | | 0 | 0 | 68,420 |
iShares Russell 2000 Growth | COM | 464287648 | 222 | 759 | SH | | SOLE | | 0 | 0 | 759 |
iShares Russell 2000 Value | COM | 464287630 | 208 | 1,251 | SH | | SOLE | | 0 | 0 | 1,251 |
iShares Russell 3000 Index | COM | 464287689 | 1,464 | 5,275 | SH | | SOLE | | 0 | 0 | 5,275 |
iShares Russell Microcap | COM | 464288869 | 586 | 4,195 | SH | | SOLE | | 0 | 0 | 4,195 |
iShares Russell Mid Cap Growth | COM | 464287481 | 219 | 1,898 | SH | | SOLE | | 0 | 0 | 1,898 |
iShares S&P 100 Index | COM | 464287101 | 496 | 2,263 | SH | | SOLE | | 0 | 0 | 2,263 |
iShares S&P 500 Growth | COM | 464287309 | 328 | 3,924 | SH | | SOLE | | 0 | 0 | 3,924 |
iShares S&P Mid Cap 400 Value | COM | 464287705 | 214 | 1,934 | SH | | SOLE | | 0 | 0 | 1,934 |
iShares Select Dividend | COM | 464287168 | 1,435 | 11,705 | SH | | SOLE | | 0 | 0 | 11,705 |
iShares Small Cap S&P 600 | COM | 464287804 | 451 | 3,942 | SH | | SOLE | | 0 | 0 | 3,942 |
JP Morgan Ultra-Short Income | COM | 46641Q837 | 249 | 4,925 | SH | | SOLE | | 0 | 0 | 4,925 |
SPDR Investment Grade Floating | COM | 78468R200 | 10,541 | 344,605 | SH | | SOLE | | 0 | 0 | 344,605 |
SPDR Portfolio Intermediate Tr | COM | 78464a672 | 1,217 | 37,960 | SH | | SOLE | | 0 | 0 | 37,960 |
SPDR Portfolio Short Term Trea | COM | 78468r101 | 13,521 | 444,340 | SH | | SOLE | | 0 | 0 | 444,340 |
Vanguard Intermediate-Term Tre | COM | 92206C706 | 1,465 | 22,045 | SH | | SOLE | | 0 | 0 | 22,045 |
Vanguard Short-Term TIPS Bond | COM | 922020805 | 13,989 | 272,169 | SH | | SOLE | | 0 | 0 | 272,169 |
Vanguard Short-Term Treasury E | COM | 92206C102 | 14,434 | 237,282 | SH | | SOLE | | 0 | 0 | 237,282 |
Vanguard Tax-Exempt Bond Index | COM | 922907746 | 731 | 13,310 | SH | | SOLE | | 0 | 0 | 13,310 |
iShares 0-5 Year TIPS Bond ETF | COM | 46429b747 | 14,258 | 134,664 | SH | | SOLE | | 0 | 0 | 134,664 |
iShares AAA-A Rated Corporate | COM | 46429B291 | 7,068 | 126,073 | SH | | SOLE | | 0 | 0 | 126,073 |
iShares Floating Rate Bond ETF | COM | 46429B655 | 10,642 | 209,770 | SH | | SOLE | | 0 | 0 | 209,770 |
iShares GNMA Bond ETF | COM | 46429B333 | 8,217 | 165,195 | SH | | SOLE | | 0 | 0 | 165,195 |
iShares MBS ETF | COM | 464288588 | 8,172 | 76,072 | SH | | SOLE | | 0 | 0 | 76,072 |
iShares Short-Term National Mu | COM | 464288158 | 3,573 | 33,276 | SH | | SOLE | | 0 | 0 | 33,276 |
iShares Ultra Short Term Bond | COM | 46434V878 | 249 | 4,950 | SH | | SOLE | | 0 | 0 | 4,950 |