Poage Bankshares (PBSK) 10-Q 14 Nov 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 14, 2014
Document Information [Line Items]	'	'
Entity Registrant Name	'Poage Bankshares, Inc.	'
Entity Central Index Key	'0001511071	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Trading Symbol	'PBSK	'
Entity Common Stock, Shares Outstanding	'	3,881,917
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2014	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from financial institutions	$17,289	$6,684
Securities available for sale	68,092	86,062
Loans held for sale	562	307
Loans, net of allowance of $1,783 and $1,908	298,253	177,088
Restricted stock, at cost	2,921	1,953
Other real estate owned, net	1,377	375
Premises and equipment, net	7,789	6,267
Company owned life insurance	7,100	6,936
Accrued interest receivable	1,448	1,126
Goodwill	624	0
Other intangible assets, net	1,645	0
Deferred tax asset	2,525	1,201
Other assets	2,149	1,231
Total Assets	411,774	289,230
Deposits	'	'
Non-interest bearing	42,110	6,058
Interest bearing	276,080	203,382
Total deposits	318,190	209,440
Federal Home Loan Bank advances	20,598	19,958
Subordinated debenture	2,681	0
Accrued interest payable	224	33
Other liabilities	3,274	2,141
Total liabilities	344,967	231,572
Commitments and contingent liabilities	'	'
Shareholders' equity	'	'
Common stock, $.01 par value, 30,000,000 shares authorized, 3,881,917 and 3,347,263 issued and outstanding at September 30, 2014 and December 31, 2013 respectively	39	34
Additional paid-in-capital	37,811	30,080
Retained earnings	31,202	30,789
Unearned Employee Stock Ownership Plan (ESOP) shares	-2,293	-2,394
Accumulated other comprehensive income (loss)	48	-851
Total shareholders' equity	66,807	57,658
Total liabilities and shareholders' equity	$411,774	$289,230

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
CONSOLIDATED BALANCE SHEETS	'	'
Loans allowance	$1,783	$1,908
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	3,881,917	3,347,263
Common stock, shares outstanding	3,881,917	3,347,263

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest and dividend income	'	'	'	'
Loans, including fees	$4,233	$2,373	$11,077	$7,226
Taxable securities	213	328	992	948
Tax exempt securities	120	139	391	450
Federal funds sold and other	38	25	98	83
Total Interest and Dividend Income	4,604	2,865	12,558	8,707
Interest expense	'	'	'	'
Deposits	461	395	1,258	1,295
Federal Home Loan Bank advances and other	134	98	345	325
Total Interest Expense	595	493	1,603	1,620
Net interest income	4,009	2,372	10,955	7,087
Provision for loan losses	27	0	27	106
Net interest income after provision for loan losses	3,982	2,372	10,928	6,981
Non-interest income	'	'	'	'
Recovery - fictitious loans	0	0	0	753
Service charges on deposits	342	148	895	410
Other service charges	11	4	24	19
Net gains on mortgage banking activity	213	174	433	540
Net gains on sales of securities	0	22	294	22
Income from company owned life insurance	49	48	164	149
Other	6	5	14	8
Total Non-Interest Income	621	401	1,824	1,901
Non-interest expense	'	'	'	'
Salaries and employee benefits	1,933	1,169	5,460	3,207
Occupancy and equipment	450	265	1,224	769
Data processing	410	177	1,103	552
Federal deposit insurance	64	38	151	127
Loan processing and collection	71	35	192	103
Foreclosed assets, net	11	52	99	214
Advertising	55	29	147	123
Professional fees	208	248	1,060	561
Other taxes	59	63	177	189
Early termination fee	0	0	877	0
Other	170	155	946	593
Total Non-Interest Expense	3,431	2,231	11,436	6,438
Income before income taxes	1,172	542	1,316	2,444
Income tax expense	289	144	347	722
Net income	$883	$398	$969	$1,722
Earnings per share:	'	'	'	'
Basic	$0.24	$0.12	$0.28	$0.56
Diluted	$0.24	$0.12	$0.28	$0.56
Dividend per share	$0.05	$0.04	$0.15	$0.12

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)	'	'	'	'
Net income	$883	$398	$969	$1,722
Other comprehensive income (loss):	'	'	'	'
Unrealized holding gains (losses) on available for sale securities	-170	-1,266	1,656	-3,314
Reclassification adjustments for (gains) losses included in net income	0	-22	-294	-22
Net unrealized holding gains (losses) on available for sale securities	-170	-1,288	1,362	-3,336
Tax effect	58	438	-463	1,134
Other comprehensive income (loss):	-112	-850	899	-2,202
Comprehensive income (loss)	$771	($452)	$1,868	($480)

CONSOLIDATED_STATEMENT_OF_SHAR

CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY (USD $)	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)
In Thousands
Balances at Dec. 31, 2013	$57,658	$34	$30,080	$30,789	($2,394)	($851)
Net income	969	0	0	969	0	0
557,621 shares issued in business combination, net of stock issuance costs of $212	7,624	6	7,618	0	0	0
Stock repurchase	-331	-1	-330	0	0	0
Dividends paid	-556	0	0	-556	0	0
ESOP compensation earned	145	0	44	0	101	0
Stock based compensation expense	399	0	399	0	0	0
Other comprehensive income	899	0	0	0	0	899
Balances at Sep. 30, 2014	$66,807	$39	$37,811	$31,202	($2,293)	$48

CONSOLIDATED_STATEMENT_OF_SHAR1

CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY (Parenthetical) (USD $)	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Shares issued in business combination	557,621	'
Payment of Financing and Stock Issuance Costs	$212	$0

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
OPERATING ACTIVITY	'	'
Net income	$969	$1,722
Adjustments to reconcile net income to net cash from operating activities:	'	'
Depreciation	396	320
Provision for loan losses	27	106
ESOP compensation expense	145	106
Stock based compensation expense	399	228
Gain on sale of securities	-294	-22
Loss on disposal of assets	0	9
Loss on sale of other real estate owned	69	183
Amortization of core deposit intangible	89	0
Accretion of fair value adjustments related to loans	-456	0
Accretion of fair value adjustments related to deposits	-22	'
Amortization of fair value related to subordinated debenture	32	0
Net amortization on securities	506	634
Deferred income tax (benefit) expense	16	237
Net gain on mortgage banking activities	-433	-540
Origination of loans held for sale	-5,844	-8,532
Proceeds from loans held for sale	6,022	9,103
Increase in cash value of life insurance	-164	-149
Change in asset and liabilities, net of assets and liabilities acquired:	'	'
Accrued interest receivable	158	11
Other assets	-175	66
Accrued interest payable	161	235
Other liabilities	859	606
Net cash from operating activities	2,460	4,323
Securities available for sale:	'	'
Proceeds from calls	10,536	6,895
Proceeds from maturities	385	2,584
Proceeds from sales	19,721	4,145
Purchases	-1,379	-14,528
Principal payments received	4,424	9,053
Cash paid for acquisition, net of cash acquired	1,445	0
Loan originations and principal payments on loans, net	-2,932	2,248
Proceeds from the sale of other real estate owned	114	290
Purchase of office properties and equipment	-432	-493
Net cash from investing activities	31,882	10,194
FINANCING ACTIVITIES	'	'
Net change in deposits	-8,278	-17,964
Payments on Federal Home Loan Bank borrowings	-14,360	-3,518
Cash dividends paid	-556	-363
Stock issuance costs paid	-212	0
Stock repurchases	-331	-2,258
Net cash from financing activities	-23,737	-24,103
CHANGE IN CASH AND CASH EQUIVALENTS	10,605	-9,586
Cash and cash equivalents at beginning of year	6,684	17,778
CASH AND CASH EQUIVALENTS AT END OF PERIOD	17,289	8,192
Cash paid during the year for:	'	'
Interest on deposits and advances	1,442	2,271
Income taxes	0	250
Stock issued for consideration paid in acquisition	7,836	0
Real estate acquired in settlement of loans	322	73
Real estate transferred from premises and equipment	$863	$0

BASIS_OF_PRESENTATION_AND_SUMM

BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2014
BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Text Block]	'
	NOTE 1 – BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	The accompanying unaudited consolidated financial statements of Poage Bankshares, Inc. (the “Company”) and its wholly owned subsidiary Town Square Bank (which was formerly operated under the name “Home Federal Savings and Loan Association”) (the “Bank”) have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to such rules and regulations.
	The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Estimates used in the preparation of the financial statements are based on various factors including the current interest rate environment and the general strength of the local economy.  Changes in the overall interest rate environment can significantly affect the Company’s net interest income and the value of its recorded assets and liabilities. Actual results could differ from those estimates used in the preparation of the financial statements.
	In the opinion of management, the accompanying unaudited financial statements contain all adjustments (consisting only of normal recurring accruals) necessary to present fairly the Company’s financial position as of September 30, 2014 and December 31, 2013 and the results of operations and cash flows for the interim periods ended September 30, 2014 and 2013. All interim amounts have not been audited, and the results of operations for the interim periods herein are not necessarily indicative of the results of operations to be expected for the year. These consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto filed as part of the Company’s 2013 Annual Report on Form 10-KT filed with the Securities and Exchange Commission.
	On October 21, 2013, the Company and Home Federal Savings and Loan Association entered into an Agreement and Plan of Merger with Town Square Financial Corporation (“Town Square Financial”) and its bank subsidiary, Town Square Bank. On March 18, 2014 (the “Acquisition Date”), the parties consummated the merger transaction. Town Square Financial merged with and into the Company, with the Company as the surviving entity, and Town Square Bank merged with and into Home Federal Savings and Loan Association, with Home Federal Savings and Loan Association as the surviving institution. The acquisition was accounted for using the acquisition method of accounting and resulted in the preliminary recordation of goodwill of $624,000. See additional discussion in Note 10.
	Subsequent to the consummation of the merger transaction, the Board of Directors of Home Federal Savings and Loan Association elected to amend the charter to change the institution’s name from “Home Federal Savings and Loan Association” to “Town Square Bank.” The name change was effective as of June 25, 2014.

ACCOUNTING_STANDARDS_NEWLY_ISS

ACCOUNTING STANDARDS NEWLY ISSUED NOT YET EFFECTIVE	9 Months Ended
	Sep. 30, 2014
ACCOUNTING STANDARDS NEWLY ISSUED NOT YET EFFECTIVE [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	NOTE 2- ACCOUNTING STANDARDS NEWLY ISSUED NOT YET EFFECTIVE
	In January 2014, the FASB issued Accounting Standards Update 2014-04, "Receivables - Troubled Debt Restructuring by Creditors." This update clarifies when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The update is effective for annual and interim periods within those annual periods, beginning after December 15, 2014. We do not believe this update will have a significant impact on our consolidated financial statements.
	In May 2014, the FASB issued Accounting Standards Update 2014-09, "Revenue from Contracts with Customers." This update is a joint project with the International Accounting Standards Board initiated to clarify the principles for recognizing revenue and to develop a common revenue standard that is meant to remove inconsistencies and weaknesses in revenue requirements, provide a more robust framework for addressing revenue issues, improve comparability of revenue recognition practices, provide more useful information to users of financial statements and simplify the preparation of financial statements. The guidance in this update supersedes the revenue recognition requirements in Topic 605, "Revenue Recognition" and most industry-specific guidance throughout the Industry Topics of Codification. This update is effective for annual and interim periods beginning after December 15, 2016. The Company is still evaluating the expected impact on our consolidated financial statements.

SECURITIES_AVAILABLE_FOR_SALE

SECURITIES AVAILABLE FOR SALE	9 Months Ended
	Sep. 30, 2014
SECURITIES AVAILABLE FOR SALE [Abstract]	'
Available-for-sale Securities [Table Text Block]	'
	NOTE 3 - SECURITIES AVAILABLE FOR SALE
	The amortized cost and fair value of securities available for sale at September 30, 2014 and December 31, 2013 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows (in thousands):
				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gains		Losses		Value
	30-Sep-14
	States and political subdivisions	$	17,155	$	609	$	-8	$	17,756
	U.S. Government agencies and sponsored entities		18,256		-		-499		17,757
	Government sponsored entities residential mortgage-backed:
	FHLMC		15,023		92		-35		15,080
	FNMA		12,631		64		-39		12,656
	Collateralized mortgage obligations		4,955		-		-112		4,843
	Total securities	$	68,020	$	765	$	-693	$	68,092
	31-Dec-13
	States and political subdivisions	$	22,277	$	484	$	-238	$	22,523
	U.S. Government agencies and sponsored entities		27,260		-		-1,260		26,000
	Government sponsored entities residential mortgage-backed:
	FHLMC		17,390		38		-134		17,294
	FNMA		12,400		61		-118		12,343
	Collateralized mortgage obligations		3,834		-		-223		3,611
	SBA loan pools		4,190		101		-		4,291
	Total securities	$	87,351	$	684	$	-1,973	$	86,062
	The proceeds from sales of securities and the associated gross gains and losses are listed below (in thousands):
		Three months ended				Nine months ended
		September 30,				September 30,
		2014		2013		2014		2013
	Proceeds	$	-	$	4,145	$	19,721	$	4,145
	Gross gains		-		66		372		66
	Gross losses		-		-44		-78		-44
	The amortized cost and fair value of the securities portfolio at September 30, 2014 are shown in the following table by contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties (in thousands).
		September 30,
		2014
		Amortized		Fair
		Cost		Value
	Securities with contractual maturities:
	One to five years	$	6,925	$	7,101
	Five to ten years		20,632		20,349
	Beyond ten years		7,854		8,063
	Mortgage-backed securities and collateralized mortgage obligations		32,609		32,579
	Total	$	68,020	$	68,092
	The following table summarizes the securities with unrealized losses at September 30, 2014 and December 31, 2013, aggregated by major security type and length of time in a continuous unrealized loss position (in thousands):
		Less Than 12 Months				12 Months or Longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
	30-Sep-14
	States and political subdivisions	$	1,078	$	-8	$	-	$	-	$	1,078	$	-8
	U.S. Government agencies and sponsored entities		1,003		-3		16,754		-496		17,757		-499
	Government sponsored entities residential mortgage backed:
	FHLMC		2,314		-3		1,757		-32		4,071		-35
	FNMA		5,983		-12		951		-27		6,934		-39
	Collateralized mortgage obligations		1,755		-26		3,088		-86		4,843		-112
	Total temporarily impaired	$	12,133	$	-52	$	22,550	$	-641	$	34,683	$	-693
	31-Dec-13
	States and political subdivisions	$	7,302	$	-238	$	-	$	-	$	7,302	$	-238
	U.S. Government agencies and sponsored entities		20,916		-844		5,084		-416		26,000		-1,260
	Government sponsored entities residential mortgage backed:
	FHLMC		10,769		-134		-		-		10,769		-134
	FNMA		6,479		-118		-		-		6,479		-118
	Collateralized mortgage obligations		3,611		-223		-		-		3,611		-223
	Total temporarily impaired	$	49,077	$	-1,557	$	5,084	$	-416	$	54,161	$	-1,973
	Unrealized losses on bonds have not been recognized into income because the issuers of the bonds are of high credit quality, management does not intend to sell and it is not more likely than not that management would be required to sell the securities prior to their anticipated recovery, and the decline in fair value is largely due to changes in interest rates. The fair value is expected to recover as the bonds approach maturity.
	Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.  For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings.  For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement, and 2) OTTI related to other factors, which is recognized in other comprehensive income.  The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2014
LOANS [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	NOTE 4 – LOANS
	Loans at September 30, 2014 and December 31, 2013 were as follows (in thousands):
		September 30,		December 31,
		2014		2013
	Real estate:
	One to four family	$	175,833	$	135,243
	Multi-family		6,992		889
	Commercial		57,552		17,321
	Construction and land		8,071		2,176
			248,448		155,629
	Commercial and Industrial		26,191		5,641
	Consumer
	Home equity lines of credit		7,885		5,953
	Motor vehicle		10,495		8,902
	Other		7,179		2,960
			25,559		17,815
	Total		300,198		179,085
	Less: Net deferred loan fees		162		89
	Allowance for loan losses		1,783		1,908
		$	298,253	$	177,088
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based on impairment method as of September 30, 2014 and December 31, 2013. Accrued interest receivable and net deferred loan fees are not considered significant and therefore are not included in the loan balances presented in the table below (in thousands):
	September 30, 2014
		Allowance for Loan Losses								Loan Balances
		Individually		Purchased		Collectively				Individually		Purchased		Collectively
		Evaluated for		Credit-Impaired		Evaluated for				Evaluated for		Credit-Impaired		Evaluated for
	Loan Segment	Impairment		Loans		Impairment		Total		Impairment		Loans		Impairment		Total
	Real estate	$	-	$	-	$	1,623	$	1,623	$	217	$	4,106	$	244,125	$	248,448
	Commercial and industrial		-		-		8		8		10		540		25,641		26,191
	Consumer		-		-		28		28		-		3		25,556		25,559
	Unallocated		-		-		124		124		-		-		-		-
	Total	$	-	$	-	$	1,783	$	1,783	$	227	$	4,649	$	295,322	$	300,198
	December 31, 2013
		Allowance for Loan Losses								Loan Balances
		Individually		Purchased		Collectively				Individually		Purchased		Collectively
		Evaluated for		Credit-Impaired		Evaluated for				Evaluated for		Credit-Impaired		Evaluated for
	Loan Segment:	Impairment		Loans		Impairment		Total		Impairment		Loans		Impairment		Total
	Real estate	$	-	$	-	$	1,818	$	1,818	$	-	$	-	$	155,629	$	155,629
	Commercial and industrial		-		-		8		8		-		-		5,641		5,641
	Consumer		-		-		52		52		-		-		17,815		17,815
	Unallocated		-		-		30		30		-		-		-		-
	Total	$	-	$	-	$	1,908	$	1,908	$	-	$	-	$	179,085	$	179,085
	The following table sets forth an analysis of our allowance for loan losses for the three and nine months ended September 30, 2014 and 2013 (in thousands):
	Three Months Ended	Real Estate		Commercial		Consumer		Unallocated		Total
	September 30, 2014			and Industrial
	Allowance for loan losses:
	Beginning balance	$	1,562	$	14	$	44	$	137	$	1,757
	Provision for loan losses		52		-13		1		-13		27
	Loans charged-off		-		-		-19		-		-19
	Recoveries		9		7		2		-		18
	Total ending allowance balance	$	1,623	$	8	$	28	$	124	$	1,783
	Three Months Ended	Real Estate		Commercial		Consumer		Unallocated		Total
	September 30, 2013			and Industrial
	Allowance for loan losses:
	Beginning balance	$	1,862	$	39	$	78	$	-	$	1,979
	Provision for loan losses		-43		-1		-14		58		-
	Loans charged-off		-8		-		7		-		-1
	Recoveries		11		-		-		-		11
	Total ending allowance balance	$	1,822	$	38	$	71	$	58	$	1,989
	Nine months Ended	Real Estate		Commercial		Consumer		Unallocated		Total
	September 30, 2014			and Industrial
	Allowance for loan losses:
	Beginning balance	$	1,818	$	8	$	52	$	30	$	1,908
	Provision for loan losses		-51		-17		1		94		27
Loans charged-off		-172		-8		-31		-		-211
Recoveries		28		25		6		-		59
Total ending allowance balance	$	1,623	$	8	$	28	$	124	$	1,783
Nine months Ended	Real Estate		Commercial		Consumer		Unallocated		Total
September 30, 2013			and Industrial
Allowance for loan losses:
Beginning balance	$	1,876	$	38	$	77	$	-	$	1,991
Provision for loan losses		58		-		4		58		106
Loans charged-off		-173		-		-3		-		-169
Recoveries		61		-		-		-		61
Total ending allowance balance	$	1,822	$	38	$	71	$	58	$	1,989
As of September 30, 2014, there were $4.7 million of purchased credit impaired loans which were acquired in the merger with Town Square Financial completed on March 18, 2014 (see Note 10). Impaired loans averaged $227,000 for the three months ended September 30, 2014 and $152,000 for the nine months ended September 30, 2014. There were no impaired loans as of December 31, 2013, or during the three or nine months ended September 30, 2013.
Nonaccrual loans and loans past due 90 days still on accrual consist of smaller balance homogeneous loans that are collectively evaluated for impairment.
The following table presents the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of September 30, 2014 and December 31, 2013 (in thousands):
	September 30, 2014				December 31, 2013
			Loans Past Due				Loans Past Due
			Over 90 Days				Over 90 Days
	Nonaccrual		Still Accruing		Nonaccrual		Still Accruing
Real estate:
One to four family	$	2,017	$	28	$	810	$	-
Multi-family		-		-		-		-
Commercial real estate		265		-		36		-
Construction and land		46		-		80		-
Commercial and industrial		268		-		-		-
Consumer:
Home equity loans and lines of credit		1		-		-		-
Motor vehicle		6		-		-		-
Other		5		-		-		-
Total	$	2,608	$	28	$	926	$	-
The following table presents the aging of the recorded investment in past due loans as of September 30, 2014 and December 31, 2013 by class of loans. Non-accrual loans of $2.6 million as of September 30, 2014 and $926,000 at December 31, 2013 are included in the tables below and have been categorized based on their payment status (in thousands).
	30 - 59		60 - 89		Greater than				Purchased
	Days		Days		90 Days		Total		Credit-Impaired		Loans Not
	Past Due		Past Due		Past Due		Past Due		Loans		Past Due		Total
30-Sep-14
Real estate:
One to four family	$	1,392	$	446	$	1,390	$	3,228	$	1,355	$	171,250	$	175,833
Multi-family		-		157		-		157		-		6,835		6,992
Commercial real estate		199		-		265		464		2,242		54,846		57,552
Construction and land		-		-		-		-		491		7,580		8,071
Commercial and industrial		95		-		256		351		539		25,301		26,191
Consumer:
Home equity loans and lines of credit		-		-		-		-		18		7,867		7,885
Motor vehicle		32		11		6		49		4		10,442		10,495
Other		15		9		-		24		-		7,155		7,179
Total	$	1,733	$	623	$	1,917	$	4,273	$	4,649	$	291,276	$	300,198
	30 - 59		60 - 89		Greater than				Purchased
	Days		Days		90 Days		Total		Credit-Impaired		Loans Not
	Past Due		Past Due		Past Due		Past Due		Loans		Past Due		Total
31-Dec-13
Real estate:
One to four family	$	280	$	11	$	810	$	1,101	$	-	$	134,142	$	135,243
Multi-family		-		-		-		-		-		889		889
Commercial real estate		-		-		36		36		-		17,285		17,321
Construction and land		41		-		80		121		-		2,055		2,176
Commercial and industrial		-		-		-		-		-		5,641		5,641
Consumer:
Home equity loans and lines of credit		17		-		-		17		-		5,936		5,953
Motor vehicle		15		8		-		23		-		8,879		8,902
Other		2		8		-		10		-		2,950		2,960
Total	$	355	$	27	$	926	$	1,308	$	-	$	177,777	$	179,085
CREDIT QUALITY INDICATORS:
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis includes all non-homogeneous loans, such as commercial and commercial real estate loans. The analysis for residential real estate and consumer loans primarily includes review of past due status. This analysis is performed on a quarterly basis. The Company uses the following definitions for risk ratings:
Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date.
Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.
Based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands):
	Pass		Special Mention		Substandard		Doubtful
September 30, 2014
One to four family	$	167,473	$	3,910	$	4,450	$	-
Multi family		6,835		-		157		-
Commercial real estate		54,520		-		3,032		-
Construction and land		7,190		-		832		49
Commercial and industrial		24,045		1,026		1,120		-
Home equity loans and lines of credit		7,834		31		20		-
Motor vehicle		10,457		13		25		-
Other		7,162		-		17		-
Total	$	285,516	$	4,980	$	9,653	$	49
31-Dec-13
One to four family	$	130,408	$	3,176	$	1,659	$	-
Multi family		889		-		-		-
Commercial real estate		16,861		-		460		-
Construction and land		1,668		-		508		-
Commercial and industrial		5,641		-		-		-
Home equity loans and lines of credit		5,914		33		6		-
Motor vehicle		8,876		5		21		-
Other		2,960		-		-		-
Total	$	173,217	$	3,214	$	2,654	$	-
The Company had two troubled debt restructurings which totaled $227,000 as of September 30, 2014 and no troubled debt restructuring at December 31, 2013.
The Company holds purchased loans without evidence of credit quality deterioration and purchased loans for which there was, at their acquisition date, evidence of deterioration of credit quality since their origination and it was probable, at acquisition, that all contractually required payments would not be collected. A summary of non-impaired purchased loans and credit-impaired purchased loans with the carrying amount of those loans is as follows at September 30, 2014.
	Non-impaired		Credit-impaired
	Purchased		Purchased
(in thousands)	Loans		Loans
Real estate mortgage loans:
Residential:
1-4 Family	$	35,501	$	1,355
Multi-family		4,241		-
Construction		1,609		-
Farm		6,443		579
Nonresidential and land		28,711		2,154
Commercial non-mortgage loans		21,065		539
Consumer loans		4,636		22
Total loans	$	102,206	$	4,649
For those purchased loans disclosed above, the Company did not increase the allowance for loan losses for the three or nine months ended September 30, 2014. There were no purchased credit impaired loans as of December 31, 2013, or during the three or nine months ended September 30, 2013.
The following table presents the composition of the acquired loans at September 30, 2014:
	Contractual		Fair Value
(in thousands)	Amount		Adjustments		Fair Value
Real estate mortgage loans:
Residential:
1-4 Family	$	39,070	$	-2,214	$	36,856
Multi-family		4,496		-255		4,241
Construction		1,706		-97		1,609
Farm		7,444		-422		7,022
Nonresidential and land		32,719		-1,854		30,865
Commercial non-mortgage loans		22,902		-1,298		21,604
Consumer loans		4,938		-280		4,658
Total loans	$	113,275	$	-6,420	$	106,855
The following table presents the purchased loans that are included within the scope of ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality as of September 30, 2014.
(in thousands)
Contractually-required principal and interest payments	$	9,145
Non-Accretable difference		-3,763
Accretable yield		-733
Fair value of loans	$	4,649
The Company adjusted interest income to recognize $92,000 and $177,000 for the three and nine months ended September 30, 2014 of accretable yield on credit-impaired purchased loans.

FEDERAL_HOME_LOAN_BANK_ADVANCE

FEDERAL HOME LOAN BANK ADVANCES	9 Months Ended
	Sep. 30, 2014
FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'
Federal Home Loan Bank Advances, Disclosure [Text Block]	'
	NOTE 5: FEDERAL HOME LOAN BANK ADVANCES
	Advances from the FHLB at September 30, 2014 and December 31, 2013 were as follows: (in thousands)
		September 30,		December 31,
		2014		2013
	Maturities October 2014 through September 2024, fixed rate at rates from 0.14% to 6.70%,	$	20,598	$	19,958
	weighted average rate of 1.46% at September 30, 2014 and 1.88% at December 31, 2013
	Payments contractually required over the next five years are as follows (in thousands):
	September 30,
	2015	$	14,111
	2016		2,385
	2017		1,908
	2018		1,505
	2019		576
	Thereafter		113
	Total	$	20,598

FAIR_VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2014
FAIR VALUE [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 6: FAIR VALUE
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:
	Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Company used the following methods and significant assumptions to estimate fair value:
	Securities: The fair values for securities are determined by quoted market prices, if available (Level 1). If quoted market prices are not available, fair values are based on quoted market prices of similar securities (Level 2). This includes the use of “matrix pricing” used to value debt securities absent the exclusive use of quoted prices. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows (Level 3).
	Other Real Estate Owned : Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned (OREO) are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property resulting in a Level 3 classification. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized.
	Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands):
		Fair Value Measurements at
		September 30, 2014 Using:
						Significant
				Quoted Prices in		Other		Significant
				Active Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
		Value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets
	Securities:
	States and political subdivisions	$	17,756	$	-	$	17,756	$	-
	U.S. Government agencies and sponsored entities		17,757		-		17,757		-
	Mortgage backed securities: residential		27,736		-		27,736		-
	Collateralized mortgage obligations		4,843		-		4,843		-
	Total securities	$	68,092	$	-	$	68,092	$	-
		Fair Value Measurements at
		December 31, 2013 Using:
						Significant
				Quoted Prices in		Other		Significant
				Active Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
		Value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets
	Securities:
	States and political subdivisions	$	22,523	$	-	$	22,523	$	-
	U.S. Government agencies and sponsored entities		26,000		-		26,000		-
	Mortgage backed securities: residential		29,637		-		29,637		-
	Collateralized mortgage obligations		3,611		-		3,611		-
	SBA loan pools		4,291		-		4,291		-
	Total securities	$	86,062	$	-	$	86,062	$	-
	For the periods ended September 30, 2014 and December 31, 2013, there were no transfers between Level 1 and Level 2.
	Assets measured at fair value on a non-recurring basis are summarized below:
				Fair Value Measurements at
				September 30, 2014 Using:
						Significant
				Quoted Prices in		Other		Significant
				Active Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
		Value		(Level 1)		(Level 2)		(Level 3)
	Other real estate owned
	One to four family, net	$	77	$	-	$	-	$	77
	Commercial real estate, net		115		-		-		115
				Fair Value Measurements at
				December 31, 2013 Using:
						Significant
				Quoted Prices in		Other		Significant
				Active Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
		Value		(Level 1)		(Level 2)		(Level 3)
	Other real estate owned
	One to four family, net	$	6	$	-	$	-	$	6
	Commercial real estate, net		290		-		-		290
	Commercial and residential real estate properties classified as other real estate owned (OREO) are measured at fair value, less costs to sell. Fair values are based on recent real estate appraisals. These appraisals may use a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for real estate properties classified as other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Bank’s management. The appraisal values are discounted to allow for selling expenses and fees, and the discounts range from 5% to 10%.
	At September 30, 2014, other real estate owned recorded at fair value had a net carrying amount of $192,000 made up of the outstanding balance of $261,000 net of a valuation allowance of $69,000, which resulted in no write-down for the three months ended September 30, 2014 and a write-down of $54,000 for the nine months ended September 30, 2014. At December 31, 2013, other real estate owned recorded at fair value had a net carrying amount of $296,000 made up of the outstanding balance of $454,000, net of a valuation allowance of $158,000. At September 30, 2013, other real estate owned recorded at fair value had a net carrying amount of $296,000 made up of the outstanding balance of $454,000 net of a valuation allowance of $158,000, which resulted in a write-down of $10,000 for the three months ended September 30, 2013 and $139,000 for the nine months ended September 30, 2013.
	The carrying amounts and estimated fair values of financial instruments at September 30, 2014 and December 31, 2013 are as follows (in thousands):
			Fair Value Measurements
	Carrying
September 30, 2014	Value		Level 1		Level 2		Level 3		Total
Financial assets
Cash and cash equivalents	$	17,289	$	17,289	$	-	$	-	$	17,289
Securities		68,216		-		68,216		-		68,216
Restricted stock		2,921		N/A		N/A		N/A		N/A
Loans held for sale		562		-		573		-		573
Loans, net		298,253		-		-		308,692		308,692
Accrued interest receivable		1,448		-		387		1,061		1,448
Financial liabilities
Deposits	$	318,190	$	152,347	$	166,639	$	-	$	318,986
Federal Home Loan Bank advances		20,598		11,000		9,639		-		20,639
Subordinated debenture		2,681		-		2,681		-		2,681
Accrued interest payable		224		-		224		-		224
			Fair Value Measurements
	Carrying
December 31, 2013	Value		Level 1		Level 2		Level 3		Total
Financial assets
Cash and cash equivalents	$	6,684	$	6,684	$	-	$	-	$	6,684
Securities		86,062		-		86,062		-		86,062
Restricted stock		1,953		N/A		N/A		N/A		N/A
Loans held for sale		307		-		314		-		314
Loans, net		177,088		-		-		188,666		188,666
Accrued interest receivable		1,126		-		471		655		1,126
Financial liabilities
Deposits	$	209,440	$	87,733	$	122,596	$	-	$	210,329
Federal Home Loan Bank advances		19,958		-		20,044		-		20,044
Accrued interest payable		33		-		33		-		33
The methods and assumptions, not previously presented, used to estimate fair values are described as follows:
Cash and Cash Equivalents:
The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.
Restricted Stock:
It is not practical to determine the fair value of FHLB and Bankers Bank of Kentucky stock due to restrictions placed on their transferability.
Loans:
Fair values of loans, excluding loans held for sale, are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification.
Deposits:
The fair values disclosed for demand deposits (e.g., interest and non-interest checking, passbook savings, and certain types of money market accounts) are by definition equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. The carrying amounts of variable rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date resulting in a Level 1 classification. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification.
Federal Home Loan Bank advances and subordinate debenture:
The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification.
Accrued Interest Receivable/Payable:
The carrying amounts of accrued interest approximate fair value and are classified by level consistent with the level of the related assets or liabilities.

ESOP

ESOP	9 Months Ended
	Sep. 30, 2014
ESOP PLAN [Abstract]	'
Pension and Other Postretirement Benefits Disclosure [Text Block]	'
	NOTE 7 - ESOP
	Employees participate in an Employee Stock Option Plan (“ESOP”). The ESOP borrowed from the Company to purchase 269,790 shares of the Company’s common stock at $10 per share. The Company makes discretionary contributions to the ESOP, and pays dividends on unallocated shares to the ESOP, and the ESOP uses funds it receives to repay the loan. When loan payments are made, ESOP shares are allocated to participants based on relative compensation and expense is recorded. Dividends on allocated shares increase participant accounts. Participants receive the shares at the end of employment.
	There were no contributions to the ESOP for the nine months ended September 30, 2014 or 2013.
	Shares held by the ESOP at September 30, 2014 and December 31, 2013 was as follows:
		September 30, 2014		December 31, 2013
	Allocated to participants		30,022		30,351
	Unearned		239,439		239,439
	Total ESOP shares		269,461		269,790
	Fair value of unearned shares (in thousands)	$	3,440	$	3,355

EARNINGS_PER_SHARE

EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2014
EARNINGS PER SHARE [Abstract]	'
Earnings Per Share [Text Block]	'
	NOTE 8 – EARNINGS PER SHARE
	The factors used in the earnings per share computation for the three and nine months ended September 30, 2014 and 2013, were as follows (in thousands):
		Three months ended				Nine months ended
		September 30,				September 30,
		2014		2013		2014		2013
	Basic
	Net income	$	883	$	398	$	969	$	1,722
	Less: Earnings allocated to participating securities		23		45		30		45
	Net income allocated to common shareholders		860		353		939		1,677
	Weighted average common shares outstanding		3,881,917		3,350,672		3,737,468		3,350,672
	Less: Average unallocated ESOP shares		-239,439		-252,928		-239,439		-252,928
	Average participating shares		-100,624		-133,548		-113,805		-82,183
	Average shares		3,541,854		2,964,196		3,384,224		3,015,561
	Basic earnings per common share	$	0.24	$	0.12	$	0.28	$	0.56
	Diluted
	Net income	$	860	$	353	$	939	$	1,677
	Weighted average common shares outstanding		3,541,854		2,964,196		3,384,224		3,015,561
	for basic earnings per common share
	Add: Dilutive effects of assumed exercises of stock options		-		-		-		-
	Average shares and dilutive potential common shares		3,541,854		2,964,196		3,384,224		3,015,561
	Diluted earnings per common share	$	0.24	$	0.12	$	0.28	$	0.56
	There were no potentially dilutive securities outstanding at September 30, 2014 or 2013. Stock options of 299,500 and 300,000 shares of common stock were not considered in computing diluted earnings per common share for 2014 or 2013, respectively, because they were antidilutive.

STOCK_BASED_COMPENSATION

STOCK BASED COMPENSATION	9 Months Ended
	Sep. 30, 2014
STOCK BASED COMPENSATION [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	NOTE 9 – STOCK BASED COMPENSATION
	On January 8, 2013, the shareholders of Poage Bankshares, Inc. approved the Poage Bankshares, Inc. 2013 Equity Incentive Plan (the “Plan”) for employees and directors of the Company. The Plan authorizes the issuance of up to 472,132 shares of the Company’s common stock, with no more than 134,895 of shares as restricted stock awards and 337,237 as stock options, either incentive stock options or non-qualified stock options. The exercise price of options granted under the Plan may not be less than the fair market value on the date the stock option is granted. The compensation committee of the board of directors has sole discretion to determine the amount and to whom equity incentive awards are granted.
	On April 16, 2013, the compensation committee of the board of directors approved the issuance of 134,895 shares of restricted stock to its directors and officers. In addition, on May 10, 2013, the compensation committee of the board of directors approved the issuance of 300,000 stock options to its directors and officers. An additional 20,000 stock options were issued on March 19, 2014 as a result of the acquisition of Town Square Financial Corporation by Poage Bankshares, Inc. All stock options and restricted stock awards vest ratably over five years. Stock options expire ten years after issuance. Apart from the vesting schedule for both stock options and restricted stock, there are no performance-based conditions or any other material conditions applicable to the awards issued.
	The following table summarizes stock option activity for the nine months ended September 30, 2014:
					Weighted Average
		Options			Exercise Price
	Outstanding - December 31, 2013		300,000		$	15
	Granted		20,000		$	14.07
	Exercised		-			-
	Forfeited		-20,500		$	15
	Outstanding - September 30, 2014		299,500		$	14.94
	Fully vested and exercisable at September 30, 2014		57,950
	Fully vested and exercisable at December 31, 2013		-
	Expected to vest in future periods		241,550
	The fair value for each option grant is estimated on the date of grant using the Black-Scholes-Merton option pricing model that uses the following assumptions. The Company uses the U.S. Treasury yield curve in effect at the time of the grant to determine the risk-free interest rate. The expected dividend yield is estimated using the projected annual dividend level and recent stock price of the Company’s common stock at the date of grant. Expected stock volatility is based on historical volatilities of the Company’s common stock. The expected term of the options is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes into account that the options are not transferable.
	The weighted-average assumptions used in the Black-Scholes-Merton option pricing model to determine the fair value of options granted was as follows:
		Nine months ended
		September 30, 2014
	Risk-free interest rate		2.16	%
	Expected dividend yield		1.42	%
	Expected stock volatility		11.97
	Expected life (years)		7
	Weighted average fair value of options granted	$	1.91
	Stock options are assumed to be earned ratably over their respective vesting periods and charged to compensation expense based upon their grant date fair value and the number of options assumed to be earned. 57,950 options vested during the nine months ended September 30, 2014. Stock-based compensation expense for stock options included in salaries and benefits for the three and nine months ended September 30, 2014 was $32,000 and $94,000, respectively. Stock-based compensation expense for vested and non-vested stock options for the three and nine months ended September 30, 2013 was $30,000 and $43,000, respectively. Total unrecognized compensation cost related to vested and non-vested stock options was $434,000 at September 30, 2014 and $535,000 at December 31, 2013 and is expected to be recognized over a period of 4-5 years.
	The following table summarizes non-vested restricted stock activity for the nine months ended September 30, 2014:
	Balance - December 31, 2013	134,895
	Granted	-
	Forfeited	-
	Vested	-34,271
	Balance - September 30, 2014	100,624
	The fair value of the restricted stock awards is amortized to compensation expense over the vesting period (generally five years) and is based on the market price of the Company’s common stock at the date of the grant multiplied by the number of shares granted that are expected to vest. Stock-based compensation expense for the restricted stock included in salaries and benefits for the three and nine months ended September 30, 2014 was $102,000 and $305,000, respectively. Stock-based compensation expense for the vested and non-vested restricted stock for the three and nine months ended September 30, 2013 was $84,000 and $84,000, respectively. Unrecognized compensation expense for vested and non-vested restricted stock awards was $1,445,000 at September 30, 2014 and is expected to be recognized over a weighted-average period of 4-4.5 years.

BANK_ACQUISITION

BANK ACQUISITION	9 Months Ended
	Sep. 30, 2014
BANK ACQUISITION [Abstract]	'
Business Combination Disclosure [Text Block]	'
	NOTE 10 – BANK ACQUISITION
	On March 18, 2014, the Company acquired Town Square Financial, the bank holding company for Town Square Bank in exchange for cash and shares of the Company’s common stock. Concurrent with the Company’s acquisition of Town Square Financial, Town Square Bank merged with and into Home Federal Savings and Loan Association, with Home Federal Savings and Loan Association as the surviving institution. Under the terms of the Merger Agreement, 55% of the outstanding shares of Town Square Financial common stock were converted into 2.3289 shares of Company common stock for each share of Town Square Financial common stock. Each of the remaining 45% of the outstanding shares of Town Square Financial common stock was exchanged for $33.86 in cash. Town Square Financial shareholders received approximately 557,621 shares of Company common stock and an aggregate of $6.6 million in cash. Town Square Financial was a registered bank holding company engaged in commercial banking and financial services through its wholly owned subsidiary, Town Square Bank, a Kentucky chartered bank headquartered in Ashland, Kentucky.
	Subsequent to the consummation of the merger transaction, the Board of Directors of Home Federal Savings and Loan Association elected to amend the charter to change the Bank’s name from “Home Federal Savings and Loan Association” to “Town Square Bank.” The name change was effective as of June 25, 2014.
	Town Square Bank’s business consisted primarily of accepting savings accounts and certificates of deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in first lien one-to-four family mortgage loans, commercial and multi-family real estate loans, commercial and industrial loans, consumer loans, consisting primarily of automobile loans, and construction loans. Town Square Bank also purchased investment securities consisting primarily of mortgage-backed securities issued by United States Government agencies and government-sponsored enterprises, and obligations of state and political subdivisions. Town Square Bank offered a variety of deposit accounts, including NOW and demand accounts, certificates of deposits, money market accounts and individual retirement accounts, as well as credit cards for both personal and business purposes. Town Square Bank had three branches located in Boyd County, Kentucky and one branch in Jessamine County, Kentucky, each of which were integrated into Home Federal Savings and Loan Association at the close of the merger transaction.
	Acquisition costs of $1.3 million are included in the Company’s consolidated statement of income for the nine months ended September 30, 2014. The Company has determined that the acquisition constitutes a business combination as defined by the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 805, Business Combinations. Accordingly, the assets acquired and liabilities assumed are presented at their estimated fair values as required by the accounting guidance. Fair values were determined based on the requirements of ASC Topic 820, Fair Value Measurements.
	In many cases, the determination of these fair values required management to make estimates about discount rates, future expected cash flows, market conditions and other future events which are highly subjective in nature and are subject to change. The assets acquired and liabilities assumed in the transaction are presented at estimated fair value on the acquisition date. These fair value estimates are considered preliminary, and are subject to change as additional information relative to acquisition date fair values becomes available. The Company has contracted with a third party service provider to assist management in analyzing and determining fair value of net assets acquired in the acquisition.  The Company has not received the final report from the third party service provider; therefore, we have not yet completed our evaluation of fair values.
	Goodwill of $624,000 arising from the acquisition is attributable to significant operating scale and strong competitive positioning within the Kentucky market. The goodwill is not tax deductible. For United States federal income tax purposes, the acquisition qualified as a reorganization with the meaning of Section 368(a) of the Internal Revenue Code, which means, in general for United States federal income tax purposes, no gain or loss will be recognized by the Company or Town Square Financial as a result of the acquisition. The following table summarizes the consideration paid and the amount of assets acquired and liabilities assumed recognized at the acquisition date.
	(in thousands)		March 18, 2014
	Consideration
	Stock Consideration		$	7,836
	Cash			6,635
	Fair Value of Total Consideration Transferred		$	14,471
	Recognized amounts of identifiable assets acquired and liabilities assumed
	Assets acquired
	Cash and due from banks		$	3,484
	Federal funds sold			4,596
	Securities available for sale			14,691
	Restricted stock			968
	Loans			118,126
	Premises and equipment, net			2,349
	Accrued interest receivable			480
	Prepaid expenses and other assets			619
	Deferred federal income taxes			1,803
	Core deposit intangible			1,734
	Total assets acquired		$	148,850
	Fair value of liabilities assumed
	Deposits			117,050
	Subordinated debenture and FHLB advances			17,649
	Accrued interest payable			30
	Other liabilities			274
	Total liabilities assumed			135,003
	Total identifiable net assets		$	13,847
	Goodwill		$	624
	Acquired loans have a contractual balance of approximately $124.7 million and the preliminary analysis results in expected cash flows totaling $121.2 million and an estimated fair value of $118.1 million.
	The following is a description of the methods used to determine the fair values of significant assets and liabilities at the Acquisition Date presented above.
	At the acquisition date, the Company recorded $112.9 million of loans without evidence of credit quality deterioration and $4.6 million of purchased credit-impaired loans subject to nonaccretable difference of $3.8 million. The acquired loans were deemed impaired at the acquisition date if the Company did not expect to receive all contractually required cash flows due to concerns about credit quality. Fair values for loans were based on discounted cash flow methodology that considered factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing, and a discount rate reflecting current market rates for new originations of comparable loans adjusted for the risk inherent in the cash flow estimates. Certain loans that were determined to be collateral dependent were valued based on the fair value of the underlying collateral. These estimates were based on the most recently available real estate appraisals with certain adjustments made based on the type of property, age of appraisal, current status of the property and other related factors to estimate the current value of the collateral.
			Non-impaired		Credit-impaired
			Purchased		Purchased
	(in thousands)		Loans		Loans
	Real estate mortgage loans:
	Residential:
	1-4 Family		$	39,995	$	1,399
	Multi-family			3,851		-
	Construction			7,210		-
	Farm			7,304		758
	Nonresidential and land			26,013		2,523
	Commercial non-mortgage loans			22,090		565
	Consumer loans			6,257		161
	Total loans		$	112,720	$	5,406
	The composition of the acquired loans at March 18, 2014 follows:
			Contractual		Fair Value
	(in thousands)		Amount		Adjustments		Fair Value
	Real estate mortgage loans:
	Residential:
	1-4 Family		$	42,885	$	-1,491	$	41,394
	Multi-family			3,887		-36		3,851
	Construction			7,253		-43		7,210
	Farm			8,416		-354		8,062
	Nonresidential and land			30,188		-1,652		28,536
	Commercial non-mortgage loans			25,610		-2,955		22,655
	Consumer loans			6,460		-42		6,418
	Total loans		$	124,699	$	-6,573	$	118,126
	Loans purchased in the acquisition are accounted for using one of two following accounting standards:
	⋅	ASC Topic 310-20 is used to value loans that have not demonstrated post origination credit quality deterioration and the acquirer expect to collect all contractually required payments from the borrower. For these loans, the difference between fair value of the loan at acquisition and the amortized cost of the loan would be amortized or accreted into income using the interest method.
	⋅	ASC Topic 310-30 is used to value loans with post origination credit quality deterioration. For these loans, it is probable the acquirer will be unable to collect all contractually required payments from the borrower. Under ASC 310-30, the expected cash flows that exceed the initial investment in the loan (fair value) represent the “accretable yield,” which is recognized as interest income on a level-yield basis over the expected cash flow periods of the loans. The excess of the loan’s contractual principal and interest over the expected cash flows is the nonaccretable difference.
The following table presents the purchased loans that are included within the scope of ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality as of March 19, 2014.
(in thousands)
Contractually-required principal and interest payments		$	10,079
Non-Accretable difference			-3,763
Accretable yield			-910
Fair value of loans		$	5,406
The following table presents pro forma information as if the Town Square Financial Corporation acquisition had occurred January 1, 2013.
		Three months ended				Nine months ended
		September 30,				September 30,
(in thousands, except per share data)		2014		2013		2014		2013
Net Interest Income		$	4,009	$	1,816	$	12,409	$	10,066
Net Income before tax		$	1,666	$	1,366	$	3,963	$	4,763
Tax (expense)			-583		-478		-1,387		-1,667
Net Income		$	1,083	$	888	$	2,576	$	3,096
Basic and diluted earnings per share		$	0.3	$	0.3	$	0.76	$	1.03
Since the acquisition date of March 18, 2014 through September 30, 2014, revenues and earnings recorded by the Company related to the acquired operations approximated $4.8 million and $1.3 million, respectively. To determine pro forma information, the Company adjusted its nine months ended September 30, 2014 and three and nine months ended September 30, 2013 historical results to include the historical results for Town Square Financial Corporation for the period January 1, 2014 to March 18, 2014 and the three and nine months ended September 30, 2013. These amounts were $129,000, $1.2 million and $345,000, respectively.
The pro forma adjustments include adjustments for interest income on loans and securities acquired, amortization of intangibles arising from the transaction, depreciation expense on property acquired, interest expense on deposits acquired and interest expense on subordinated debentures assumed and the related income tax effects.
Expenses related to the acquisition including professional fees and integration costs are also excluded from the period in which the amounts were recognized. During the three and nine months ended September 30, 2014 and 2013, acquisition related expenses amounted to $200,000, $1.4 million, $111,000 and $111,000, respectively.
The pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transactions been effected on the assumed dates.

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	9 Months Ended
	Sep. 30, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) [Abstract]	'
Comprehensive Income (Loss) Note [Text Block]	'
	NOTE 11 – ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)
	The following table is changes in Accumulated Other Comprehensive Income (Loss) by component, net of tax for the three and nine months ended September 30, 2014.
		Unrealized Gains and Losses on
		Available-for-Sale Securities
	(in thousands)	Three months ended		Three months ended		Nine months ended		Nine months ended
		September 30, 2014		September 30, 2013		September 30, 2014		30-Sep-13
	Beginning balance	$	160	$	70	$	-851	$	1,422
	Other comprehensive income (loss), net of tax before reclassification		-112		-835		1,093		-2,187
	Amounts reclassified from accumulated to other comprehensive income for gains on sale of securities, net of tax expense of $0 and $7 for the three months ended September 30, 2014 and 2013 and $100 and $7 for the nine months ended September 30, 2014 and 2013 respectively.		-		-15		-194		-15
	Net current period other comprehensive income (loss)		-112		-850		899		-2,202
	Ending Balance	$	48	$	-780	$	48	$	-780

PENDING_BANK_ACQUISITION

PENDING BANK ACQUISITION	9 Months Ended
	Sep. 30, 2014
BANK ACQUISITION [Abstract]	'
Pending Bank Acquisition [Text Block]	'
	NOTE 12 – PENDING BANK ACQUISITION
	On September 9, 2014, the Company and Commonwealth Bank, FSB (“Commonwealth”) issued a joint press release announcing that they have entered into a definitive agreement for the Company to acquire Commonwealth in a conversion merger transaction. Under the terms of the definitive agreement, which has been approved by the Boards of Directors of both institutions, Commonwealth will convert from a federally-chartered mutual savings association to a federally-chartered stock savings association and issue all of its outstanding shares of common stock to the Company.
	In connection with the acquisition and in accordance with a related Plan of Conversion Merger (the “Plan”), the Company will offer newly issued shares of its common stock in a subscription offering, on a priority basis, first to eligible depositors of Commonwealth as of the close of business on July 31, 2013, and then to other eligible members of Commonwealth. If any shares remain unsold in the subscription offering, the Company will offer those shares in a community offering and, if necessary, in a syndicated community offering. The amount of stock that the Company will issue and sell will be based on an independent appraisal of Commonwealth. Following the completion of the stock offering, Commonwealth will merge with and into Town Square Bank, with Town Square Bank as the surviving institution. The transaction is expected to close in the second quarter of 2015, subject to regulatory approval, the approval of Commonwealth’s members and the satisfaction of other customary closing conditions

SECURITIES_AVAILABLE_FOR_SALE_

SECURITIES AVAILABLE FOR SALE (Tables)	9 Months Ended
	Sep. 30, 2014
SECURITIES AVAILABLE FOR SALE [Abstract]	'
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	'
	The amortized cost and fair value of securities available for sale at September 30, 2014 and December 31, 2013 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows (in thousands):
				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gains		Losses		Value
	30-Sep-14
	States and political subdivisions	$	17,155	$	609	$	-8	$	17,756
	U.S. Government agencies and sponsored entities		18,256		-		-499		17,757
	Government sponsored entities residential mortgage-backed:
	FHLMC		15,023		92		-35		15,080
	FNMA		12,631		64		-39		12,656
	Collateralized mortgage obligations		4,955		-		-112		4,843
	Total securities	$	68,020	$	765	$	-693	$	68,092
	31-Dec-13
	States and political subdivisions	$	22,277	$	484	$	-238	$	22,523
	U.S. Government agencies and sponsored entities		27,260		-		-1,260		26,000
	Government sponsored entities residential mortgage-backed:
	FHLMC		17,390		38		-134		17,294
	FNMA		12,400		61		-118		12,343
	Collateralized mortgage obligations		3,834		-		-223		3,611
	SBA loan pools		4,190		101		-		4,291
	Total securities	$	87,351	$	684	$	-1,973	$	86,062
Proceeds from Sales of Securities and Gross Gains and Losses [Table Text Block]	'
	The proceeds from sales of securities and the associated gross gains and losses are listed below (in thousands):
		Three months ended				Nine months ended
		September 30,				September 30,
		2014		2013		2014		2013
	Proceeds	$	-	$	4,145	$	19,721	$	4,145
	Gross gains		-		66		372		66
	Gross losses		-		-44		-78		-44
Schedule of Amortized Cost and Fair Value of Securities Portfolio [Table Text Block]	'
	The amortized cost and fair value of the securities portfolio at September 30, 2014 are shown in the following table by contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties (in thousands).
		September 30,
		2014
		Amortized		Fair
		Cost		Value
	Securities with contractual maturities:
	One to five years	$	6,925	$	7,101
	Five to ten years		20,632		20,349
	Beyond ten years		7,854		8,063
	Mortgage-backed securities and collateralized mortgage obligations		32,609		32,579
	Total	$	68,020	$	68,092
Schedule of Unrealized Loss on Investments [Table Text Block]	'
	The following table summarizes the securities with unrealized losses at September 30, 2014 and December 31, 2013, aggregated by major security type and length of time in a continuous unrealized loss position (in thousands):
		Less Than 12 Months				12 Months or Longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
	30-Sep-14
	States and political subdivisions	$	1,078	$	-8	$	-	$	-	$	1,078	$	-8
	U.S. Government agencies and sponsored entities		1,003		-3		16,754		-496		17,757		-499
	Government sponsored entities residential mortgage backed:
	FHLMC		2,314		-3		1,757		-32		4,071		-35
	FNMA		5,983		-12		951		-27		6,934		-39
	Collateralized mortgage obligations		1,755		-26		3,088		-86		4,843		-112
	Total temporarily impaired	$	12,133	$	-52	$	22,550	$	-641	$	34,683	$	-693
	31-Dec-13
	States and political subdivisions	$	7,302	$	-238	$	-	$	-	$	7,302	$	-238
	U.S. Government agencies and sponsored entities		20,916		-844		5,084		-416		26,000		-1,260
	Government sponsored entities residential mortgage backed:
	FHLMC		10,769		-134		-		-		10,769		-134
	FNMA		6,479		-118		-		-		6,479		-118
	Collateralized mortgage obligations		3,611		-223		-		-		3,611		-223
	Total temporarily impaired	$	49,077	$	-1,557	$	5,084	$	-416	$	54,161	$	-1,973

LOANS_Tables

LOANS (Tables)	9 Months Ended
	Sep. 30, 2014
LOANS [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	Loans at September 30, 2014 and December 31, 2013 were as follows (in thousands):
		September 30,		December 31,
		2014		2013
	Real estate:
	One to four family	$	175,833	$	135,243
	Multi-family		6,992		889
	Commercial		57,552		17,321
	Construction and land		8,071		2,176
			248,448		155,629
	Commercial and Industrial		26,191		5,641
	Consumer
	Home equity lines of credit		7,885		5,953
	Motor vehicle		10,495		8,902
	Other		7,179		2,960
			25,559		17,815
	Total		300,198		179,085
	Less: Net deferred loan fees		162		89
	Allowance for loan losses		1,783		1,908
		$	298,253	$	177,088
Schedule of Components of Provision for Loan Loss and Loan Charged Off [Table Text Block]	'
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based on impairment method as of September 30, 2014 and December 31, 2013. Accrued interest receivable and net deferred loan fees are not considered significant and therefore are not included in the loan balances presented in the table below (in thousands):
	September 30, 2014
		Allowance for Loan Losses								Loan Balances
		Individually		Purchased		Collectively				Individually		Purchased		Collectively
		Evaluated for		Credit-Impaired		Evaluated for				Evaluated for		Credit-Impaired		Evaluated for
	Loan Segment	Impairment		Loans		Impairment		Total		Impairment		Loans		Impairment		Total
	Real estate	$	-	$	-	$	1,623	$	1,623	$	217	$	4,106	$	244,125	$	248,448
	Commercial and industrial		-		-		8		8		10		540		25,641		26,191
	Consumer		-		-		28		28		-		3		25,556		25,559
	Unallocated		-		-		124		124		-		-		-		-
	Total	$	-	$	-	$	1,783	$	1,783	$	227	$	4,649	$	295,322	$	300,198
	December 31, 2013
		Allowance for Loan Losses								Loan Balances
		Individually		Purchased		Collectively				Individually		Purchased		Collectively
		Evaluated for		Credit-Impaired		Evaluated for				Evaluated for		Credit-Impaired		Evaluated for
	Loan Segment:	Impairment		Loans		Impairment		Total		Impairment		Loans		Impairment		Total
	Real estate	$	-	$	-	$	1,818	$	1,818	$	-	$	-	$	155,629	$	155,629
	Commercial and industrial		-		-		8		8		-		-		5,641		5,641
	Consumer		-		-		52		52		-		-		17,815		17,815
	Unallocated		-		-		30		30		-		-		-		-
	Total	$	-	$	-	$	1,908	$	1,908	$	-	$	-	$	179,085	$	179,085
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	The following table sets forth an analysis of our allowance for loan losses for the three and nine months ended September 30, 2014 and 2013 (in thousands):
	Three Months Ended	Real Estate		Commercial		Consumer		Unallocated		Total
	September 30, 2014			and Industrial
	Allowance for loan losses:
	Beginning balance	$	1,562	$	14	$	44	$	137	$	1,757
	Provision for loan losses		52		-13		1		-13		27
	Loans charged-off		-		-		-19		-		-19
	Recoveries		9		7		2		-		18
	Total ending allowance balance	$	1,623	$	8	$	28	$	124	$	1,783
	Three Months Ended	Real Estate		Commercial		Consumer		Unallocated		Total
	September 30, 2013			and Industrial
	Allowance for loan losses:
	Beginning balance	$	1,862	$	39	$	78	$	-	$	1,979
	Provision for loan losses		-43		-1		-14		58		-
	Loans charged-off		-8		-		7		-		-1
	Recoveries		11		-		-		-		11
	Total ending allowance balance	$	1,822	$	38	$	71	$	58	$	1,989
	Nine months Ended	Real Estate		Commercial		Consumer		Unallocated		Total
	September 30, 2014			and Industrial
	Allowance for loan losses:
	Beginning balance	$	1,818	$	8	$	52	$	30	$	1,908
	Provision for loan losses		-51		-17		1		94		27
	Loans charged-off		-172		-8		-31		-		-211
	Recoveries		28		25		6		-		59
	Total ending allowance balance	$	1,623	$	8	$	28	$	124	$	1,783
	Nine months Ended	Real Estate		Commercial		Consumer		Unallocated		Total
	September 30, 2013			and Industrial
	Allowance for loan losses:
	Beginning balance	$	1,876	$	38	$	77	$	-	$	1,991
	Provision for loan losses		58		-		4		58		106
	Loans charged-off		-173		-		-3		-		-169
	Recoveries		61		-		-		-		61
	Total ending allowance balance	$	1,822	$	38	$	71	$	58	$	1,989
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	The following table presents the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of September 30, 2014 and December 31, 2013 (in thousands):
		September 30, 2014				December 31, 2013
				Loans Past Due				Loans Past Due
				Over 90 Days				Over 90 Days
		Nonaccrual		Still Accruing		Nonaccrual		Still Accruing
	Real estate:
	One to four family	$	2,017	$	28	$	810	$	-
	Multi-family		-		-		-		-
	Commercial real estate		265		-		36		-
	Construction and land		46		-		80		-
	Commercial and industrial		268		-		-		-
	Consumer:
	Home equity loans and lines of credit		1		-		-		-
	Motor vehicle		6		-		-		-
	Other		5		-		-		-
	Total	$	2,608	$	28	$	926	$	-
Past Due Financing Receivables [Table Text Block]	'
	The following table presents the aging of the recorded investment in past due loans as of September 30, 2014 and December 31, 2013 by class of loans. Non-accrual loans of $2.6 million as of September 30, 2014 and $926,000 at December 31, 2013 are included in the tables below and have been categorized based on their payment status (in thousands).
		30 - 59		60 - 89		Greater than				Purchased
		Days		Days		90 Days		Total		Credit-Impaired		Loans Not
		Past Due		Past Due		Past Due		Past Due		Loans		Past Due		Total
	30-Sep-14
	Real estate:
	One to four family	$	1,392	$	446	$	1,390	$	3,228	$	1,355	$	171,250	$	175,833
	Multi-family		-		157		-		157		-		6,835		6,992
	Commercial real estate		199		-		265		464		2,242		54,846		57,552
	Construction and land		-		-		-		-		491		7,580		8,071
	Commercial and industrial		95		-		256		351		539		25,301		26,191
	Consumer:
	Home equity loans and lines of credit		-		-		-		-		18		7,867		7,885
	Motor vehicle		32		11		6		49		4		10,442		10,495
	Other		15		9		-		24		-		7,155		7,179
	Total	$	1,733	$	623	$	1,917	$	4,273	$	4,649	$	291,276	$	300,198
		30 - 59		60 - 89		Greater than				Purchased
		Days		Days		90 Days		Total		Credit-Impaired		Loans Not
		Past Due		Past Due		Past Due		Past Due		Loans		Past Due		Total
	31-Dec-13
	Real estate:
	One to four family	$	280	$	11	$	810	$	1,101	$	-	$	134,142	$	135,243
	Multi-family		-		-		-		-		-		889		889
	Commercial real estate		-		-		36		36		-		17,285		17,321
	Construction and land		41		-		80		121		-		2,055		2,176
	Commercial and industrial		-		-		-		-		-		5,641		5,641
	Consumer:
	Home equity loans and lines of credit		17		-		-		17		-		5,936		5,953
	Motor vehicle		15		8		-		23		-		8,879		8,902
	Other		2		8		-		10		-		2,950		2,960
	Total	$	355	$	27	$	926	$	1,308	$	-	$	177,777	$	179,085
Loan Risk Category by Class of Loan [Table Text Block]	'
	Based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands):
		Pass		Special Mention		Substandard		Doubtful
	September 30, 2014
	One to four family	$	167,473	$	3,910	$	4,450	$	-
	Multi family		6,835		-		157		-
	Commercial real estate		54,520		-		3,032		-
	Construction and land		7,190		-		832		49
	Commercial and industrial		24,045		1,026		1,120		-
	Home equity loans and lines of credit		7,834		31		20		-
	Motor vehicle		10,457		13		25		-
	Other		7,162		-		17		-
	Total	$	285,516	$	4,980	$	9,653	$	49
	31-Dec-13
	One to four family	$	130,408	$	3,176	$	1,659	$	-
	Multi family		889		-		-		-
	Commercial real estate		16,861		-		460		-
	Construction and land		1,668		-		508		-
	Commercial and industrial		5,641		-		-		-
	Home equity loans and lines of credit		5,914		33		6		-
	Motor vehicle		8,876		5		21		-
	Other		2,960		-		-		-
	Total	$	173,217	$	3,214	$	2,654	$	-
Schedule of Financing Receivable, Acquired With and Without Evidence of Deteriorated Credit Quality [Table Text Block]	'
	A summary of non-impaired purchased loans and credit-impaired purchased loans with the carrying amount of those loans is as follows at September 30, 2014.
		Non-impaired		Credit-impaired
		Purchased		Purchased
	(in thousands)	Loans		Loans
	Real estate mortgage loans:
	Residential:
	1-4 Family	$	35,501	$	1,355
	Multi-family		4,241		-
	Construction		1,609		-
	Farm		6,443		579
	Nonresidential and land		28,711		2,154
	Commercial non-mortgage loans		21,065		539
	Consumer loans		4,636		22
	Total loans	$	102,206	$	4,649
Schedule of Composition of Acquired Financing Receivable [Table Text Block]	'
	The following table presents the composition of the acquired loans at September 30, 2014:
		Contractual		Fair Value
	(in thousands)	Amount		Adjustments		Fair Value
	Real estate mortgage loans:
	Residential:
	1-4 Family	$	39,070	$	-2,214	$	36,856
	Multi-family		4,496		-255		4,241
	Construction		1,706		-97		1,609
	Farm		7,444		-422		7,022
	Nonresidential and land		32,719		-1,854		30,865
	Commercial non-mortgage loans		22,902		-1,298		21,604
	Consumer loans		4,938		-280		4,658
	Total loans	$	113,275	$	-6,420	$	106,855
Schedule of Loans and Debt Securities Acquired with Deteriorated Credit Quality [Table Text Block]	'
	The following table presents the purchased loans that are included within the scope of ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality as of September 30, 2014.
	(in thousands)
	Contractually-required principal and interest payments	$	9,145
	Non-Accretable difference		-3,763
	Accretable yield		-733
	Fair value of loans	$	4,649

FEDERAL_HOME_LOAN_BANK_ADVANCE1

FEDERAL HOME LOAN BANK ADVANCES (Tables)	9 Months Ended
	Sep. 30, 2014
FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	'
	Advances from the FHLB at September 30, 2014 and December 31, 2013 were as follows: (in thousands)
		September 30,		December 31,
		2014		2013
	Maturities October 2014 through September 2024, fixed rate at rates from 0.14% to 6.70%,	$	20,598	$	19,958
	weighted average rate of 1.46% at September 30, 2014 and 1.88% at December 31, 2013
Schedule of Federal Home Loan Bank Advances Maturities Summary [Table Text Block]	'
	Payments contractually required over the next five years are as follows (in thousands):
	September 30,
	2015	$	14,111
	2016		2,385
	2017		1,908
	2018		1,505
	2019		576
	Thereafter		113
	Total	$	20,598

FAIR_VALUE_Tables

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2014
FAIR VALUE [Abstract]	'
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands):
		Fair Value Measurements at
		September 30, 2014 Using:
						Significant
				Quoted Prices in		Other		Significant
				Active Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
		Value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets
	Securities:
	States and political subdivisions	$	17,756	$	-	$	17,756	$	-
	U.S. Government agencies and sponsored entities		17,757		-		17,757		-
	Mortgage backed securities: residential		27,736		-		27,736		-
	Collateralized mortgage obligations		4,843		-		4,843		-
	Total securities	$	68,092	$	-	$	68,092	$	-
		Fair Value Measurements at
		December 31, 2013 Using:
						Significant
				Quoted Prices in		Other		Significant
				Active Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
		Value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets
	Securities:
	States and political subdivisions	$	22,523	$	-	$	22,523	$	-
	U.S. Government agencies and sponsored entities		26,000		-		26,000		-
	Mortgage backed securities: residential		29,637		-		29,637		-
	Collateralized mortgage obligations		3,611		-		3,611		-
	SBA loan pools		4,291		-		4,291		-
	Total securities	$	86,062	$	-	$	86,062	$	-
Fair Value Measurements, Nonrecurring [Table Text Block]	'
	Assets measured at fair value on a non-recurring basis are summarized below:
				Fair Value Measurements at
				September 30, 2014 Using:
						Significant
				Quoted Prices in		Other		Significant
				Active Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
		Value		(Level 1)		(Level 2)		(Level 3)
	Other real estate owned
	One to four family, net	$	77	$	-	$	-	$	77
	Commercial real estate, net		115		-		-		115
				Fair Value Measurements at
				December 31, 2013 Using:
						Significant
				Quoted Prices in		Other		Significant
				Active Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
		Value		(Level 1)		(Level 2)		(Level 3)
	Other real estate owned
	One to four family, net	$	6	$	-	$	-	$	6
	Commercial real estate, net		290		-		-		290
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	The carrying amounts and estimated fair values of financial instruments at September 30, 2014 and December 31, 2013 are as follows (in thousands):
				Fair Value Measurements
		Carrying
	September 30, 2014	Value		Level 1		Level 2		Level 3		Total
	Financial assets
	Cash and cash equivalents	$	17,289	$	17,289	$	-	$	-	$	17,289
	Securities		68,216		-		68,216		-		68,216
	Restricted stock		2,921		N/A		N/A		N/A		N/A
	Loans held for sale		562		-		573		-		573
	Loans, net		298,253		-		-		308,692		308,692
	Accrued interest receivable		1,448		-		387		1,061		1,448
	Financial liabilities
	Deposits	$	318,190	$	152,347	$	166,639	$	-	$	318,986
	Federal Home Loan Bank advances		20,598		11,000		9,639		-		20,639
	Subordinated debenture		2,681		-		2,681		-		2,681
	Accrued interest payable		224		-		224		-		224
				Fair Value Measurements
		Carrying
	December 31, 2013	Value		Level 1		Level 2		Level 3		Total
	Financial assets
	Cash and cash equivalents	$	6,684	$	6,684	$	-	$	-	$	6,684
	Securities		86,062		-		86,062		-		86,062
	Restricted stock		1,953		N/A		N/A		N/A		N/A
	Loans held for sale		307		-		314		-		314
	Loans, net		177,088		-		-		188,666		188,666
	Accrued interest receivable		1,126		-		471		655		1,126
	Financial liabilities
	Deposits	$	209,440	$	87,733	$	122,596	$	-	$	210,329
	Federal Home Loan Bank advances		19,958		-		20,044		-		20,044
	Accrued interest payable		33		-		33		-		33

ESOP_Tables

ESOP (Tables)	9 Months Ended
	Sep. 30, 2014
ESOP PLAN [Abstract]	'
Schedule of Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	'
	Shares held by the ESOP at September 30, 2014 and December 31, 2013 was as follows:
		September 30, 2014		December 31, 2013
	Allocated to participants		30,022		30,351
	Unearned		239,439		239,439
	Total ESOP shares		269,461		269,790
	Fair value of unearned shares (in thousands)	$	3,440	$	3,355

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	9 Months Ended
	Sep. 30, 2014
EARNINGS PER SHARE [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The factors used in the earnings per share computation for the three and nine months ended September 30, 2014 and 2013, were as follows (in thousands):
		Three months ended				Nine months ended
		September 30,				September 30,
		2014		2013		2014		2013
	Basic
	Net income	$	883	$	398	$	969	$	1,722
	Less: Earnings allocated to participating securities		23		45		30		45
	Net income allocated to common shareholders		860		353		939		1,677
	Weighted average common shares outstanding		3,881,917		3,350,672		3,737,468		3,350,672
	Less: Average unallocated ESOP shares		-239,439		-252,928		-239,439		-252,928
	Average participating shares		-100,624		-133,548		-113,805		-82,183
	Average shares		3,541,854		2,964,196		3,384,224		3,015,561
	Basic earnings per common share	$	0.24	$	0.12	$	0.28	$	0.56
	Diluted
	Net income	$	860	$	353	$	939	$	1,677
	Weighted average common shares outstanding		3,541,854		2,964,196		3,384,224		3,015,561
	for basic earnings per common share
	Add: Dilutive effects of assumed exercises of stock options		-		-		-		-
	Average shares and dilutive potential common shares		3,541,854		2,964,196		3,384,224		3,015,561
	Diluted earnings per common share	$	0.24	$	0.12	$	0.28	$	0.56

STOCK_BASED_COMPENSATION_Table

STOCK BASED COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2014
STOCK BASED COMPENSATION [Abstract]	'
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	'
	The following table summarizes stock option activity for the nine months ended September 30, 2014:
					Weighted Average
		Options			Exercise Price
	Outstanding - December 31, 2013		300,000		$	15
	Granted		20,000		$	14.07
	Exercised		-			-
	Forfeited		-20,500		$	15
	Outstanding - September 30, 2014		299,500		$	14.94
	Fully vested and exercisable at September 30, 2014		57,950
	Fully vested and exercisable at December 31, 2013		-
	Expected to vest in future periods		241,550
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	'
	The weighted-average assumptions used in the Black-Scholes-Merton option pricing model to determine the fair value of options granted was as follows:
		Nine months ended
		September 30, 2014
	Risk-free interest rate		2.16	%
	Expected dividend yield		1.42	%
	Expected stock volatility		11.97
	Expected life (years)		7
	Weighted average fair value of options granted	$	1.91
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	'
	The following table summarizes non-vested restricted stock activity for the nine months ended September 30, 2014:
	Balance - December 31, 2013	134,895
	Granted	-
	Forfeited	-
	Vested	-34,271
	Balance - September 30, 2014	100,624

BANK_ACQUISITION_Tables

BANK ACQUISITION (Tables)	9 Months Ended
	Sep. 30, 2014
BANK ACQUISITION [Abstract]	'
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	'
	The following table summarizes the consideration paid and the amount of assets acquired and liabilities assumed recognized at the acquisition date.
	(in thousands)	March 18, 2014
	Consideration
	Stock Consideration	$	7,836
	Cash		6,635
	Fair Value of Total Consideration Transferred	$	14,471
	Recognized amounts of identifiable assets acquired and liabilities assumed
	Assets acquired
	Cash and due from banks	$	3,484
	Federal funds sold		4,596
	Securities available for sale		14,691
	Restricted stock		968
	Loans		118,126
	Premises and equipment, net		2,349
	Accrued interest receivable		480
	Prepaid expenses and other assets		619
	Deferred federal income taxes		1,803
	Core deposit intangible		1,734
	Total assets acquired	$	148,850
	Fair value of liabilities assumed
	Deposits		117,050
	Subordinated debenture and FHLB advances		17,649
	Accrued interest payable		30
	Other liabilities		274
	Total liabilities assumed		135,003
	Total identifiable net assets	$	13,847
	Goodwill	$	624
Schedule Of Financing Receivable, Acquired With and Without Evidence of Deteriorated Credit Quality [Table Text Block]	'
		Non-impaired		Credit-impaired
		Purchased		Purchased
	(in thousands)	Loans		Loans
	Real estate mortgage loans:
	Residential:
	1-4 Family	$	39,995	$	1,399
	Multi-family		3,851		-
	Construction		7,210		-
	Farm		7,304		758
	Nonresidential and land		26,013		2,523
	Commercial non-mortgage loans		22,090		565
	Consumer loans		6,257		161
	Total loans	$	112,720	$	5,406
Schedule Of Composition of Acquired Financing Receivable [Table Text Block]	'
	The composition of the acquired loans at March 18, 2014 follows:
		Contractual		Fair Value
	(in thousands)	Amount		Adjustments		Fair Value
	Real estate mortgage loans:
	Residential:
	1-4 Family	$	42,885	$	-1,491	$	41,394
	Multi-family		3,887		-36		3,851
	Construction		7,253		-43		7,210
	Farm		8,416		-354		8,062
	Nonresidential and land		30,188		-1,652		28,536
	Commercial non-mortgage loans		25,610		-2,955		22,655
	Consumer loans		6,460		-42		6,418
	Total loans	$	124,699	$	-6,573	$	118,126
Schedule of Loans and Debt Securities Acquired with Deteriorated Credit Quality [Table Text Block]	'
	The following table presents the purchased loans that are included within the scope of ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality as of March 19, 2014.
	(in thousands)
	Contractually-required principal and interest payments	$	10,079
	Non-Accretable difference		-3,763
	Accretable yield		-910
	Fair value of loans	$	5,406
Business Acquisition, Pro Forma Information [Table Text Block]	'
	The following table presents pro forma information as if the Town Square Financial Corporation acquisition had occurred January 1, 2013.
		Three months ended				Nine months ended
		September 30,				September 30,
	(in thousands, except per share data)	2014		2013		2014		2013
	Net Interest Income	$	4,009	$	1,816	$	12,409	$	10,066
	Net Income before tax	$	1,666	$	1,366	$	3,963	$	4,763
	Tax (expense)		-583		-478		-1,387		-1,667
	Net Income	$	1,083	$	888	$	2,576	$	3,096
	Basic and diluted earnings per share	$	0.3	$	0.3	$	0.76	$	1.03

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	9 Months Ended
	Sep. 30, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	'
	The following table is changes in Accumulated Other Comprehensive Income (Loss) by component, net of tax for the three and nine months ended September 30, 2014.
		Unrealized Gains and Losses on
		Available-for-Sale Securities
	(in thousands)	Three months ended		Three months ended		Nine months ended		Nine months ended
		September 30, 2014		September 30, 2013		September 30, 2014		30-Sep-13
	Beginning balance	$	160	$	70	$	-851	$	1,422
	Other comprehensive income (loss), net of tax before reclassification		-112		-835		1,093		-2,187
	Amounts reclassified from accumulated to other comprehensive income for gains on sale of securities, net of tax expense of $0 and $7 for the three months ended September 30, 2014 and 2013 and $100 and $7 for the nine months ended September 30, 2014 and 2013 respectively.		-		-15		-194		-15
	Net current period other comprehensive income (loss)		-112		-850		899		-2,202
	Ending Balance	$	48	$	-780	$	48	$	-780

BASIS_OF_PRESENTATION_AND_SUMM1

BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (Town Square Financial [Member], USD $)	1 Months Ended
	Mar. 18, 2014
Town Square Financial [Member]	'
Business Acquisition [Line Items]	'
Goodwill acquired	$624,000
Acquisition date	18-Mar-14

SECURITIES_AVAILABLE_FOR_SALE_1

SECURITIES AVAILABLE FOR SALE (Schedule of Gross Unrealized Gains and Losses Recognized) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$68,020	$87,351
Gross Unrealized Gains	765	684
Gross Unrealized Losses	-693	-1,973
Total securities	68,092	86,062
States and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	17,155	22,277
Gross Unrealized Gains	609	484
Gross Unrealized Losses	-8	-238
Total securities	17,756	22,523
U.S. Government agencies and sponsored entities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	18,256	27,260
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-499	-1,260
Total securities	17,757	26,000
FHLMC [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	15,023	17,390
Gross Unrealized Gains	92	38
Gross Unrealized Losses	-35	-134
Total securities	15,080	17,294
FNMA [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	12,631	12,400
Gross Unrealized Gains	64	61
Gross Unrealized Losses	-39	-118
Total securities	12,656	12,343
Collateralized Mortgage Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	4,955	3,834
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-112	-223
Total securities	4,843	3,611
SBA Loan Pools [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	'	4,190
Gross Unrealized Gains	'	101
Gross Unrealized Losses	'	0
Total securities	'	$4,291

SECURITIES_AVAILABLE_FOR_SALE_2

SECURITIES AVAILABLE FOR SALE (Schedule of Proceeds From Sales of Securities) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
SECURITIES AVAILABLE FOR SALE [Abstract]	'	'	'	'
Proceeds	$0	$4,145	$19,721	$4,145
Gross gains	0	66	372	66
Gross losses	$0	($44)	($78)	($44)

SECURITIES_AVAILABLE_FOR_SALE_3

SECURITIES AVAILABLE FOR SALE (Schedule of Contractual Maturities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
SECURITIES AVAILABLE FOR SALE [Abstract]	'	'
Amortized Cost One to five years	$6,925	'
Fair Value One to five years	7,101	'
Amortized Cost five to ten years	20,632	'
Fair Value Five to ten years	20,349	'
Amortized Cost Beyond ten years	7,854	'
Fair Value Beyond ten years	8,063	'
Amortized cost, Mortgage-backed securities	32,609	'
Fair value, Mortgage-backed securities	32,579	'
Amortized Cost, Total	68,020	'
Total securities	$68,092	$86,062

SECURITIES_AVAILABLE_FOR_SALE_4

SECURITIES AVAILABLE FOR SALE (Schedule of Securities With Unrealized Losses) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	$12,133	$49,077
Less than 12 Months, Unrealized Losses	-52	-1,557
12 Months or Longer, Fair Value	22,550	5,084
12 Months or Longer, Unrealized Losses	-641	-416
Total Securities, Fair Value	34,683	54,161
Total Securities, Unrealized Losses	-693	-1,973
States and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	1,078	7,302
Less than 12 Months, Unrealized Losses	-8	-238
12 Months or Longer, Fair Value	0	0
12 Months or Longer, Unrealized Losses	0	0
Total Securities, Fair Value	1,078	7,302
Total Securities, Unrealized Losses	-8	-238
U.S. Government agencies and sponsored entities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	1,003	20,916
Less than 12 Months, Unrealized Losses	-3	-844
12 Months or Longer, Fair Value	16,754	5,084
12 Months or Longer, Unrealized Losses	-496	-416
Total Securities, Fair Value	17,757	26,000
Total Securities, Unrealized Losses	-499	-1,260
FHLMC [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	2,314	10,769
Less than 12 Months, Unrealized Losses	-3	-134
12 Months or Longer, Fair Value	1,757	0
12 Months or Longer, Unrealized Losses	-32	0
Total Securities, Fair Value	4,071	10,769
Total Securities, Unrealized Losses	-35	-134
FNMA [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	5,983	6,479
Less than 12 Months, Unrealized Losses	-12	-118
12 Months or Longer, Fair Value	951	0
12 Months or Longer, Unrealized Losses	-27	0
Total Securities, Fair Value	6,934	6,479
Total Securities, Unrealized Losses	-39	-118
Collateralized Mortgage Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	1,755	3,611
Less than 12 Months, Unrealized Losses	-26	-223
12 Months or Longer, Fair Value	3,088	0
12 Months or Longer, Unrealized Losses	-86	0
Total Securities, Fair Value	4,843	3,611
Total Securities, Unrealized Losses	($112)	($223)

LOANS_Schedule_of_Outstanding_

LOANS (Schedule of Outstanding Loans) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	$300,198	$179,085
Less: Net deferred loan fees	162	89
Allowance for loan losses	1,783	1,908
Loans, net of allowance, Total	298,253	177,088
Real Estate Multi Family [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	6,992	889
Commercial [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	57,552	17,321
Construction and Land [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	8,071	2,176
Commercial And Industrial [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	26,191	5,641
Consumer Motor Vehicle [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	10,495	8,902
Other [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	7,179	2,960
Real Estate [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	248,448	155,629
Allowance for loan losses	1,623	1,818
Real Estate [Member] | One to Four Family [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	175,833	135,243
Real Estate [Member] | Real Estate Multi Family [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	6,992	889
Real Estate [Member] | Commercial [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	57,552	17,321
Real Estate [Member] | Construction and Land [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	8,071	2,176
Consumer [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	25,559	17,815
Allowance for loan losses	28	52
Consumer [Member] | Home Equity Line of Credit [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	7,885	5,953
Consumer [Member] | Consumer Motor Vehicle [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	10,495	8,902
Consumer [Member] | Other [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Total	$7,179	$2,960

LOANS_Schedule_of_Balance_in_t

LOANS (Schedule of Balance in the Allowance For Loan Losses and Recorded Investment) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	$0	$0
Allowance for loan losses Purchased Credit-Impaired Loans	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,783	1,908
Allowance for loan losses	1,783	1,908
Loan Balances, Individually Evaluated for Impairment	227	0
Loan Balances, Purchased Credit-Impaired Loans	4,649	0
Loan Balances, Collectively Evaluated for Impairment	295,322	179,085
Total	300,198	179,085
Real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for loan losses Purchased Credit-Impaired Loans	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,623	1,818
Allowance for loan losses	1,623	1,818
Loan Balances, Individually Evaluated for Impairment	217	0
Loan Balances, Purchased Credit-Impaired Loans	4,106	0
Loan Balances, Collectively Evaluated for Impairment	244,125	155,629
Total	248,448	155,629
Commercial and Industrial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for loan losses Purchased Credit-Impaired Loans	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	8	8
Allowance for loan losses	8	8
Loan Balances, Individually Evaluated for Impairment	10	0
Loan Balances, Purchased Credit-Impaired Loans	540	0
Loan Balances, Collectively Evaluated for Impairment	25,641	5,641
Total	26,191	5,641
Consumer [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for loan losses Purchased Credit-Impaired Loans	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	28	52
Allowance for loan losses	28	52
Loan Balances, Individually Evaluated for Impairment	0	0
Loan Balances, Purchased Credit-Impaired Loans	3	0
Loan Balances, Collectively Evaluated for Impairment	25,556	17,815
Total	25,559	17,815
Unallocated [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for loan losses Purchased Credit-Impaired Loans	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	124	30
Allowance for loan losses	124	30
Loan Balances, Individually Evaluated for Impairment	0	0
Loan Balances, Purchased Credit-Impaired Loans	0	0
Loan Balances, Collectively Evaluated for Impairment	0	0
Total	$0	$0

LOANS_Schedule_of_Loan_Loss_Al

LOANS (Schedule of Loan Loss Allowance Analysis) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Accounts Notes and Loans Receivable [Line Items]	'	'	'	'
Balance at beginning of period	$1,757	$1,979	$1,908	$1,991
Provision for loan losses	27	0	27	106
Loans charged-off	-19	-1	-211	-169
Recoveries	18	11	59	61
Balance at end of period	1,783	1,989	1,783	1,989
Real Estate [Member]	'	'	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'	'	'
Balance at beginning of period	1,562	1,862	1,818	1,876
Provision for loan losses	52	-43	-51	58
Loans charged-off	0	-8	-172	-173
Recoveries	9	11	28	61
Balance at end of period	1,623	1,822	1,623	1,822
Commercial and Industrial [Member]	'	'	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'	'	'
Balance at beginning of period	14	39	8	38
Provision for loan losses	-13	-1	-17	0
Loans charged-off	0	0	-8	0
Recoveries	7	0	25	0
Balance at end of period	8	38	8	38
Consumer [Member]	'	'	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'	'	'
Balance at beginning of period	44	78	52	77
Provision for loan losses	1	-14	1	4
Loans charged-off	-19	7	-31	-3
Recoveries	2	0	6	0
Balance at end of period	28	71	28	71
Unallocated [Member]	'	'	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'	'	'
Balance at beginning of period	137	0	30	0
Provision for loan losses	-13	58	94	58
Loans charged-off	0	0	0	0
Recoveries	0	0	0	0
Balance at end of period	$124	$58	$124	$58

LOANS_Schedule_of_Recorded_Inv

LOANS (Schedule of Recorded Investment in Nonaccrual and Loans Past Due) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	$2,608	$926
Loans Past Due Over 90 Days Still Accruing	28	0
One to four Family [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	2,017	810
Loans Past Due Over 90 Days Still Accruing	28	0
Multi-family [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	0	0
Loans Past Due Over 90 Days Still Accruing	0	0
Commercial real estate [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	265	36
Loans Past Due Over 90 Days Still Accruing	0	0
Construction and Land [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	46	80
Loans Past Due Over 90 Days Still Accruing	0	0
Commercial and Industrial [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	268	0
Loans Past Due Over 90 Days Still Accruing	0	0
Home equity loans and lines of credit [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	1	0
Loans Past Due Over 90 Days Still Accruing	0	0
Motor vehicle [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	6	0
Loans Past Due Over 90 Days Still Accruing	0	0
Other [Member]	'	'
Accounts Notes and Loans Receivable [Line Items]	'	'
Nonaccrual	5	0
Loans Past Due Over 90 Days Still Accruing	$0	$0

LOANS_Schedule_of_Aging_of_the

LOANS (Schedule of Aging of the Recorded Investment in Past Due Loans) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	$1,733	$355
60 - 89 Days Past Due	623	27
Greater than 90 Days Past Due	1,917	926
Total Past Due	4,273	1,308
Purchased Credit-Impaired Loans	0	0
Loans Not Past Due	291,276	177,777
Total	300,198	179,085
One to four Family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	1,392	280
60 - 89 Days Past Due	446	11
Greater than 90 Days Past Due	1,390	810
Total Past Due	3,228	1,101
Purchased Credit-Impaired Loans	1,355	0
Loans Not Past Due	171,250	134,142
Total	175,833	135,243
Multi-family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	157	0
Greater than 90 Days Past Due	0	0
Total Past Due	157	0
Purchased Credit-Impaired Loans	0	0
Loans Not Past Due	6,835	889
Total	6,992	889
Commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	199	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	265	36
Total Past Due	464	36
Purchased Credit-Impaired Loans	2,242	0
Loans Not Past Due	54,846	17,285
Total	57,552	17,321
Construction and Land [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	0	41
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	80
Total Past Due	0	121
Purchased Credit-Impaired Loans	491	0
Loans Not Past Due	7,580	2,055
Total	8,071	2,176
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	95	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	256	0
Total Past Due	351	0
Purchased Credit-Impaired Loans	539	0
Loans Not Past Due	25,301	5,641
Total	26,191	5,641
Home equity loans and lines of credit [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	0	17
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	17
Purchased Credit-Impaired Loans	18	0
Loans Not Past Due	7,867	5,936
Total	7,885	5,953
Motor vehicle [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	32	15
60 - 89 Days Past Due	11	8
Greater than 90 Days Past Due	6	0
Total Past Due	49	23
Purchased Credit-Impaired Loans	4	0
Loans Not Past Due	10,442	8,879
Total	10,495	8,902
Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	15	2
60 - 89 Days Past Due	9	8
Greater than 90 Days Past Due	0	0
Total Past Due	24	10
Purchased Credit-Impaired Loans	0	0
Loans Not Past Due	7,155	2,950
Total	$7,179	$2,960

LOANS_Schedule_of_Risk_Categor

LOANS (Schedule of Risk Category of Loans) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	$300,198	$179,085
Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	285,516	173,217
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	4,980	3,214
Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	9,653	2,654
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	49	0
One to four Family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	175,833	135,243
One to four Family [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	167,473	130,408
One to four Family [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	3,910	3,176
One to four Family [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	4,450	1,659
One to four Family [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Multi-family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	6,992	889
Multi-family [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	6,835	889
Multi-family [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Multi-family [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	157	0
Multi-family [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	57,552	17,321
Commercial real estate [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	54,520	16,861
Commercial real estate [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Commercial real estate [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	3,032	460
Commercial real estate [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Construction and land [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	8,071	2,176
Construction and land [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	7,190	1,668
Construction and land [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Construction and land [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	832	508
Construction and land [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	49	0
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	26,191	5,641
Commercial and Industrial [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	24,045	5,641
Commercial and Industrial [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	1,026	0
Commercial and Industrial [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	1,120	0
Commercial and Industrial [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Home equity loans and lines of credit [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	7,885	5,953
Home equity loans and lines of credit [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	7,834	5,914
Home equity loans and lines of credit [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	31	33
Home equity loans and lines of credit [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	20	6
Home equity loans and lines of credit [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Motor vehicle [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	10,495	8,902
Motor vehicle [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	10,457	8,876
Motor vehicle [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	13	5
Motor vehicle [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	25	21
Motor vehicle [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	7,179	2,960
Other [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	7,162	2,960
Other [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	0	0
Other [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	17	0
Other [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	$0	$0

LOANS_Schedule_of_Loans_with_a

LOANS (Schedule of Loans with and without Evidence of Credit Quality Deterioration) (Details) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

In Thousands, unless otherwise specified

Real Estate [Member]

Real Estate [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Real Estate [Member]

Real Estate [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Real Estate [Member]

Real Estate [Member]

Multi Family [Member]

Multi Family [Member]

Construction [Member]

Construction [Member]

Farm [Member]

Farm [Member]

Nonresidential and land [Member]

Nonresidential and land [Member]

Commercial non-mortgage loans [Member]

Commercial non-mortgage loans [Member]

Consumer Other Financing Receivable [Member]

Consumer Loans [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Multi Family [Member]

Multi Family [Member]

Construction [Member]

Construction [Member]

Farm [Member]

Farm [Member]

Nonresidential and land [Member]

Nonresidential and land [Member]

Commercial non-mortgage loans [Member]

Commercial non-mortgage loans [Member]

Consumer Other Financing Receivable [Member]

Consumer Loans [Member]

Town Square Financial [Member]

Town Square Financial [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

Business Acquisition [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable, Acquired with Deteriorated Credit Quality

$4,649

$0

$4,106

$0

$102,206

$112,720

$4,241

$3,851

$1,609

$7,210

$6,443

$7,304

$28,711

$26,013

$21,065

$22,090

$4,636

$6,257

$35,501

$39,995

$4,649

$5,406

$0

$0

$0

$0

$579

$758

$2,154

$2,523

$539

$565

$22

$161

$1,355

$1,399

LOANS_Schedule_of_composition_

LOANS (Schedule of composition of the acquired loans) (Details) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

In Thousands, unless otherwise specified

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Acquisition [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable, Acquired with Deteriorated Credit Quality

$4,649

$0

$113,275

$124,699

($6,420)

($6,573)

$106,855

$118,126

$1,706

$7,253

($97)

($43)

$1,609

$7,210

$7,444

$8,416

($422)

($354)

$7,022

$8,062

$32,719

$30,188

($1,854)

($1,652)

$30,865

$28,536

$22,902

$25,610

($1,298)

($2,955)

$21,604

$22,655

$4,938

$6,460

($280)

($42)

$4,658

$6,418

$4,496

$3,887

($255)

($36)

$4,241

$3,851

$4,106

$0

$39,070

$42,885

($2,214)

($1,491)

$36,856

$41,394

LOANS_Schedule_of_Purchased_Lo

LOANS (Schedule of Purchased Loans and Debt Securities Acquired with Deteriorated Credit Quality ) (Details) (Town Square Financial [Member], USD $)	Sep. 30, 2014	Mar. 18, 2014
In Thousands, unless otherwise specified
Business Acquisition [Line Items]	'	'
Fair value of loans	'	$118,100
Credit-impaired Purchased Loans [Member]	'	'
Business Acquisition [Line Items]	'	'
Contractually-required principal and interest payments	9,145	10,079
Non-Accretable difference	-3,763	-3,763
Accretable yield	-733	-910
Fair value of loans	$4,649	$5,406

LOANS_Narrative_Details

LOANS (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
			item		item
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Impaired loans	$4,700,000	$0	$4,700,000	$0	$0
Non-accrual loans	2,608,000	'	2,608,000	'	926,000
Number of troubled debt restructurings	'	'	2	'	0
Troubled debt restructurings	227,000	'	227,000	'	'
Impaired Financing Receivable, Average Recorded Investment	227,000	'	152,000	'	0
Noninterest Income, Other Operating Income	6,000	5,000	14,000	8,000	'
Credit-impaired Purchased Loans [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Noninterest Income, Other Operating Income	$92,000	'	$177,000	'	'

FEDERAL_HOME_LOAN_BANK_ADVANCE2

FEDERAL HOME LOAN BANK ADVANCES (Schedule of Advances) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of federal home loan bank advances	'	'
Maturities October 2014 through September 2024, fixed rate at rates from 0.14% to 6.70%, weighted average rate of 1.46% at September 30, 2014 and 1.88% at December 31, 2013	$20,598	$19,958

FEDERAL_HOME_LOAN_BANK_ADVANCE3

FEDERAL HOME LOAN BANK ADVANCES (Schedule of Payments Contractually Required) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Payments contractually required over the next five years	'	'
2015	$14,111	'
2016	2,385	'
2017	1,908	'
2018	1,505	'
2019	576	'
Thereafter	113	'
Total	$20,598	$19,958

FEDERAL_HOME_LOAN_BANK_ADVANCE4

FEDERAL HOME LOAN BANK ADVANCES (Narrative) (Details)	Sep. 30, 2014	Dec. 31, 2013
FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'	'
Maturities dates, minimum	'2014	'
Maturities dates, maximum	'2024	'
Maturities fixed rates, minimum	0.14%	'
Maturities fixed rates, maximum	6.70%	'
Maturities weighted average rate	1.46%	1.88%

FAIR_VALUE_Schedule_of_Assets_

FAIR VALUE (Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	$68,092	$86,062
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	68,092	86,062
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
States and political subdivisions [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	17,756	22,523
States and political subdivisions [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
States and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	17,756	22,523
States and political subdivisions [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
U.S. Government agencies and sponsored entities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	17,757	26,000
U.S. Government agencies and sponsored entities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
U.S. Government agencies and sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	17,757	26,000
U.S. Government agencies and sponsored entities [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
Mortgage backed securities residential [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	27,736	29,637
Mortgage backed securities residential [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
Mortgage backed securities residential [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	27,736	29,637
Mortgage backed securities residential [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
Collateralized Mortgage Obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	4,843	3,611
Collateralized Mortgage Obligations [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
Collateralized Mortgage Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	4,843	3,611
Collateralized Mortgage Obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	0	0
SBA Loan Pools [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	'	4,291
SBA Loan Pools [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	'	0
SBA Loan Pools [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	'	4,291
SBA Loan Pools [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total securities	'	$0

FAIR_VALUE_Schedule_of_Assets_1

FAIR VALUE (Schedule of Assets Measured at Fair Value on a Non-recurring Basis) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
One to four family, net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value disclosure, nonrecurring	$77	$6
Commercial real estate, net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value disclosure, nonrecurring	115	290
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | One to four family, net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value disclosure, nonrecurring	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Commercial real estate, net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value disclosure, nonrecurring	0	0
Significant Other Observable Inputs (Level 2) [Member] | One to four family, net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value disclosure, nonrecurring	0	0
Significant Other Observable Inputs (Level 2) [Member] | Commercial real estate, net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value disclosure, nonrecurring	0	0
Significant Unobservable Inputs (Level 3) [Member] | One to four family, net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value disclosure, nonrecurring	77	6
Significant Unobservable Inputs (Level 3) [Member] | Commercial real estate, net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value disclosure, nonrecurring	$115	$290

FAIR_VALUE_Schedule_of_Carryin

FAIR VALUE (Schedule of Carrying Amounts and Estimated Fair Values of Financial Instruments) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets [Abstract]	'	'
Cash and cash equivalents	$17,289	$6,684
Securities	68,092	86,062
Restricted stock	'	'
Loans held for sale	573	314
Loans, net	308,692	188,666
Accrued interest receivable	1,448	1,126
Financial Liabilities [Abstract]	'	'
Deposits	318,986	210,329
Federal Home Loan Bank advances	20,639	20,044
Subordinated debenture	2,681	0
Accrued interest payable	224	33
Carrying Value [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	17,289	6,684
Securities	68,216	86,062
Restricted stock	2,921	1,953
Loans held for sale	562	307
Loans, net	298,253	177,088
Accrued interest receivable	1,448	1,126
Financial Liabilities [Abstract]	'	'
Deposits	318,190	209,440
Federal Home Loan Bank advances	20,598	19,958
Subordinated debenture	2,681	'
Accrued interest payable	224	33
Fair Value Measurements (Level 1) [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	17,289	6,684
Securities	0	0
Restricted stock	'	'
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]	'	'
Deposits	152,347	87,733
Federal Home Loan Bank advances	11,000	0
Subordinated debenture	0	'
Accrued interest payable	0	0
Fair Value Measurements (Level 2) [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	0	0
Securities	68,092	86,062
Restricted stock	'	'
Loans held for sale	573	314
Loans, net	0	0
Accrued interest receivable	387	471
Financial Liabilities [Abstract]	'	'
Deposits	166,639	122,596
Federal Home Loan Bank advances	9,639	20,044
Subordinated debenture	2,681	'
Accrued interest payable	224	33
Fair Value Measurements (Level 3) [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	0	0
Securities	0	0
Restricted stock	'	'
Loans held for sale	0	0
Loans, net	308,692	188,666
Accrued interest receivable	1,061	655
Financial Liabilities [Abstract]	'	'
Deposits	0	0
Federal Home Loan Bank advances	0	0
Subordinated debenture	0	'
Accrued interest payable	$0	$0

FAIR_VALUE_Narrative_Details

FAIR VALUE (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'	'
Transfers from Level 1 to Level 2	$0	'	$0	'	$0
Transfers from Level 2 to Level 1	0	'	0	'	0
Other real estate, carrying amount	192,000	296,000	192,000	296,000	296,000
Outstanding balance	261,000	454,000	261,000	454,000	454,000
Other real estate, valuation allowance	69,000	158,000	69,000	158,000	158,000
Other real estate, write-down	$0	$10,000	$54,000	$139,000	'
Minimum [Member]	'	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'	'
Appraisal values discounted to allow for selling expenses and fees	'	'	5.00%	'	'
Maximum [Member]	'	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'	'
Appraisal values discounted to allow for selling expenses and fees	'	'	10.00%	'	'

ESOP_Schedule_of_Shares_Held_b

ESOP (Schedule of Shares Held by the ESOP) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
ESOP PLAN [Abstract]	'	'
Allocated to participants	30,022	30,351
Unearned	239,439	239,439
Total ESOP shares	269,461	269,790
Fair value of unearned shares (in thousands)	$3,440	$3,355

ESOP_Narrative_Details

ESOP (Narrative) (Details) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
ESOP PLAN [Abstract]	'	'
Number of shares issued for ESOP	269,790	'
ESOP, price per share	$10	'
Contributions to the ESOP	$0	$0

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Basic	'	'	'	'
Net income	$883	$398	$969	$1,722
Less: Earnings allocated to participating securities	23	45	30	45
Net income allocated to common shareholders	860	353	939	1,677
Weighted average common shares outstanding	3,881,917	3,350,672	3,737,468	3,350,672
Less: Average unallocated ESOP shares	-239,439	-252,928	-239,439	-252,928
Average participating shares	-100,624	-133,548	-113,805	-82,183
Average shares	3,541,854	2,964,196	3,384,224	3,015,561
Basic earnings per common share	$0.24	$0.12	$0.28	$0.56
Diluted	'	'	'	'
Net income	$860	$353	$939	$1,677
Weighted average common shares outstanding for basic earnings per common share	3,541,854	2,964,196	3,384,224	3,015,561
Add: Dilutive effects of assumed exercises of stock options	0	0	0	0
Average shares and dilutive potential common shares	3,541,854	2,964,196	3,384,224	3,015,561
Diluted earnings per common share	$0.24	$0.12	$0.28	$0.56
Employee Stock Option [Member]	'	'	'	'
Diluted	'	'	'	'
Antidilutive securities	'	'	299,500	300,000

STOCK_BASED_COMPENSATION_Sched

STOCK BASED COMPENSATION (Schedule of Stock Option Activity) (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Options	'	'
Outstanding - Beginning of period	300,000	'
Granted	20,000	300,000
Exercised	0	'
Forfeited	-20,500	'
Outstanding - End of period	299,500	300,000
Fully vested and exercisable at end of period	57,950	0
Expected to vest in future periods	241,550	'
Weighted Average Exercise Price	'	'
Outstanding - Beginning of period	$15	'
Granted	$14.07	'
Exercised	$0	'
Forfeited	$15	'
Outstanding - End of period	$14.94	$15

STOCK_BASED_COMPENSATION_Sched1

STOCK BASED COMPENSATION (Schedule of Fair Value Assumptions) (Details) (USD $)	9 Months Ended
	Sep. 30, 2014
STOCK BASED COMPENSATION [Abstract]	'
Risk-free interest rate	2.16%
Expected dividend yield	1.42%
Expected stock volatility	11.97%
Expected life (years)	'7 years
Weighted average fair value of options granted	$1.91

STOCK_BASED_COMPENSATION_Sched2

STOCK BASED COMPENSATION (Schedule of Non-Vested Restricted Stock Activity) (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
STOCK BASED COMPENSATION [Abstract]	'	'
Balance - Beginning of period	134,895	'
Granted	0	134,895
Forfeited	0	'
Vested	-34,271	'
Balance - End of period	100,624	134,895

STOCK_BASED_COMPENSATION_Narra

STOCK BASED COMPENSATION (Narrative) (Details) (USD $)

9 Months Ended

12 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

9 Months Ended

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2014

Town Square Financial [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Employee Stock Option [Member]

Employee Stock Option [Member]

Employee Stock Option [Member]

Employee Stock Option [Member]

Employee Stock Option [Member]

Employee Stock Option [Member]

Employee Stock Option [Member]

Minimum [Member]

Maximum [Member]

Minimum [Member]

Maximum [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Equity Incentive Plan, shares of common stock reserved for issuance

472,132

'

'

'

134,895

'

134,895

'

'

'

337,237

'

337,237

'

'

'

'

Restricted stock granted

0

'

134,895

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Vesting period

'5 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrecognized stock-based compensation expense

'

'

'

'

$1,445,000

'

$1,445,000

'

'

'

$434,000

'

$434,000

'

$535,000

'

'

Unrecognized compensation cost, period for recognition

'

'

'

'

'

'

'

'

'4 years

'4 years 6 months

'

'

'

'

'

'4 years

'5 years

Options granted

20,000

'

300,000

20,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock based compensation expense

$145,000

$106,000

'

'

$102,000

$84,000

$305,000

$84,000

'

'

$32,000

$30,000

$94,000

$43,000

'

'

'

BANK_ACQUISITION_Schedule_of_A

BANK ACQUISITION (Schedule of Assets Acquired and Liabilities Assumed) (Details) (USD $)	9 Months Ended		1 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013	Mar. 18, 2014
			Town Square Financial [Member]
Consideration	'	'	'
Stock Consideration	$7,624	'	$7,836
Cash	'	'	6,635
Fair Value of Total Consideration Transferred	'	'	14,471
Assets acquired	'	'	'
Cash and due from banks	'	'	3,484
Federal funds sold	'	'	4,596
Securities available for sale	'	'	14,691
Restricted stock	'	'	968
Loans	'	'	118,126
Premises and equipment, net	'	'	2,349
Accrued interest receivable	'	'	480
Prepaid expenses and other assets	'	'	619
Deferred federal income taxes	'	'	1,803
Core deposit intangible	'	'	1,734
Total assets acquired	'	'	148,850
Fair value of liabilities assumed	'	'	'
Deposits	'	'	117,050
Subordinated debenture and FHLB advances	'	'	17,649
Accrued interest payable	'	'	30
Other liabilities	'	'	274
Total liabilities assumed	'	'	135,003
Total identifiable net assets	'	'	13,847
Goodwill	$624	$0	$624

BANK_ACQUISITION_Schedule_of_L

BANK ACQUISITION (Schedule of Loans with and without Evidence of Credit Quality Deterioration) (Details) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Mar. 18, 2014

In Thousands, unless otherwise specified

Real Estate [Member]

Real Estate [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Non-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Credit-impaired Purchased Loans [Member]

Town Square Financial [Member]

Town Square Financial [Member]

One to Four Family [Member]

One to Four Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Consumer Loans [Member]

Town Square Financial [Member]

Town Square Financial [Member]

One to Four Family [Member]

One to Four Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Consumer Loans [Member]

Real Estate [Member]

Real Estate [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Real Estate [Member]

Real Estate [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Business Acquisition [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable, Acquired with Deteriorated Credit Quality

$4,649

$0

$4,106

$0

$102,206

$112,720

$35,501

$39,995

$4,241

$3,851

$1,609

$7,210

$6,443

$7,304

$28,711

$26,013

$21,065

$22,090

$6,257

$4,649

$5,406

$1,355

$1,399

$0

$0

$0

$0

$579

$758

$2,154

$2,523

$539

$565

$161

BANK_ACQUISITION_Schedule_of_c

BANK ACQUISITION (Schedule of composition of the acquired loans) (Details) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

Sep. 30, 2014

Mar. 18, 2014

In Thousands, unless otherwise specified

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Real Estate Multi Family [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Commercial Real Estate Construction Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Farm Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Nonresidential and land Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Commercial Nonmortgage Loans Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Consumer Other Financing Receivable [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Real Estate [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

One to Four Family [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Town Square Financial [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Contractual Amount [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value Adjustments [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Combination, Financing Receivable, Fair Value [Member]

Business Acquisition [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable, Acquired with Deteriorated Credit Quality

$4,649

$0

$113,275

$124,699

($6,420)

($6,573)

$106,855

$118,126

$4,496

$3,887

($255)

($36)

$4,241

$3,851

$1,706

$7,253

($97)

($43)

$1,609

$7,210

$7,444

$8,416

($422)

($354)

$7,022

$8,062

$32,719

$30,188

($1,854)

($1,652)

$30,865

$28,536

$22,902

$25,610

($1,298)

($2,955)

$21,604

$22,655

$4,938

$6,460

($280)

($42)

$4,658

$6,418

$4,106

$0

$39,070

$42,885

($2,214)

($1,491)

$36,856

$41,394

BANK_ACQUISITION_Schedule_of_P

BANK ACQUISITION (Schedule of Purchased Loans and Debt Securities Acquired with Deteriorated Credit Quality ) (Details) (Town Square Financial [Member], USD $)	Sep. 30, 2014	Mar. 18, 2014
In Thousands, unless otherwise specified
Business Acquisition [Line Items]	'	'
Fair value of loans	'	$118,100
Credit-impaired Purchased Loans [Member]	'	'
Business Acquisition [Line Items]	'	'
Contractually-required principal and interest payments	9,145	10,079
Non-Accretable difference	-3,763	-3,763
Accretable yield	-733	-910
Fair value of loans	$4,649	$5,406

BANK_ACQUISITION_Schedule_of_P1

BANK ACQUISITION (Schedule of Pro Forma Results) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Business Acquisition [Line Items]	'	'	'	'
Net Interest Income	$4,009	$1,816	$12,409	$10,066
Net Income before tax	1,666	1,366	3,963	4,763
Tax (expense)	-583	-478	-1,387	-1,667
Net Income	$1,083	$888	$2,576	$3,096
Basic and diluted earnings per share	$0.30	$0.30	$0.76	$1.03

BANK_ACQUISITION_Narrative_Det

BANK ACQUISITION (Narrative) (Details) (USD $)	1 Months Ended	3 Months Ended			6 Months Ended	9 Months Ended
	Mar. 18, 2014	Sep. 30, 2014	Mar. 18, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2014	Sep. 30, 2013
Business Acquisition [Line Items]	'	'	'	'	'	'	'
Shares issued in business combination	'	'	'	'	'	557,621	'
Town Square Financial [Member]	'	'	'	'	'	'	'
Business Acquisition [Line Items]	'	'	'	'	'	'	'
Acquisition date	18-Mar-14	'	'	'	'	'	'
Percentage of shares converted to shares	55.00%	'	55.00%	'	'	'	'
Conversion, shares per each share	2.3289	'	2.3289	'	'	'	'
Percentage of shares exchanged for cash	45.00%	'	45.00%	'	'	'	'
Shares exchanged for cash, amount per share	$33.86	'	$33.86	'	'	'	'
Shares issued in business combination	557,621	'	'	'	'	'	'
Cash Consideration	$6,635,000	'	'	'	'	'	'
Acquisition costs	1,300,000	200,000	'	1,400,000	'	111,000	111,000
Goodwill acquired	624,000	'	'	'	'	'	'
Loans acquired, contractual amount	124,700,000	'	124,700,000	'	'	'	'
Loans acquired, expected cash flows	121,200,000	'	121,200,000	'	'	'	'
Loans acquired, fair value	118,100,000	'	118,100,000	'	'	'	'
Business Combination, Pro Forma Information, Historical Results Adjustments	'	'	129,000	1,200,000	'	'	345,000
Business Combination, Pro Forma Information, Revenue of Acquiree since Acquisition Date, Actual	'	'	'	'	4,800,000	'	'
Business Combination, Pro Forma Information, Earnings or Loss of Acquiree since Acquisition Date, Actual	'	'	'	'	1,300,000	'	'
Business Combination, Acquisition Related Costs	$1,300,000	$200,000	'	$1,400,000	'	$111,000	$111,000

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) [Abstract]	'	'	'	'
Beginning balance	$160	$70	($851)	$1,422
Other comprehensive income (loss), net of tax before reclassification	-112	-835	1,093	-2,187
Amounts reclassified from accumulated to other comprehensive income for gains on sale of securities, net of tax expense of $0 and $7 for the three months ended September 30, 2014 and 2013 and $100 and $7 for the nine months ended September 30, 2014 and 2013 respectively	0	-15	-194	-15
Net current period other comprehensive income (loss)	-112	-850	899	-2,202
Ending Balance	48	-780	48	-780
Amounts reclassified from accumulated to other comprehensive income for gains on sale of securities, tax expenses	$0	$7	$100	$7