Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	SK	2824100	633	14,969	SH		SOLE		0	0	14,969
Abbvie Inc	SK	00287Y109	665	10,542	SH		SOLE		0	0	10,542
Amazon Com Inc	SK	23135106	386	461	SH		SOLE		0	0	461
Analog Devices, Inc.	SK	32654105	211	3,280	SH		SOLE		0	0	3,280
Apple Computers	SK	37833100	2,645	23,395	SH		SOLE		0	0	23,395
Barclay's Aggregate Bond Index I-Shares	ET	464287226	12,582	111,922	SH		SOLE		0	0	111,922
Berkley W R Corporation	SK	84423102	2,929	50,712	SH		SOLE		0	0	50,712
Berkshire Hathaway Cl B	SK	84670702	909	6,289	SH		SOLE		0	0	6,289
Berkshire Htwy Cla 1/100th 100 Shs=1 Wh	SK	84990175	432	200	SH		SOLE		0	0	200
Biogen Idec Inc	SK	09062X103	203	650	SH		SOLE		0	0	650
CBS Corporation Cl B	SK	124857202	333	6,088	SH		SOLE		0	0	6,088
Canadian Pac Ltd New F	SK	13645T100	282	1,850	SH		SOLE		0	0	1,850
Caterpillar Inc	SK	149123101	848	9,558	SH		SOLE		0	0	9,558
Chevrontexaco	SK	166764100	302	2,939	SH		SOLE		0	0	2,939
Cisco Systems Inc	SK	17275R102	415	13,089	SH		SOLE		0	0	13,089
Darden Restaurants	SK	237194105	367	5,986	SH		SOLE		0	0	5,986
Dominos Pizza Inc	SK	25754A201	1,105	7,277	SH		SOLE		0	0	7,277
Exxon Corporation	SK	30231G102	949	10,878	SH		SOLE		0	0	10,878
General Electric Co.	SK	369604103	959	32,367	SH		SOLE		0	0	32,367
International Business Machines	SK	459200101	1,021	6,426	SH		SOLE		0	0	6,426
Ishares Barclays Bd Fd 7-10 Yr Tr	ET	464287440	6,757	60,397	SH		SOLE		0	0	60,397
Ishares Barclays Tips Bond Fund	ET	464287176	10,602	91,015	SH		SOLE		0	0	91,015
Ishares Core S&P Smallcap ETF 600	ET	464287804	1,820	14,663	SH		SOLE		0	0	14,663
Ishares Core US Growth	ET	464287671	451	10,606	SH		SOLE		0	0	10,606
Ishares Core US Value	ET	464287663	3,269	70,903	SH		SOLE		0	0	70,903
Ishares Goldman Sachs Tech Index	ET	464287549	1,594	12,896	SH		SOLE		0	0	12,896
Ishares Lehman Treas Bond 1-3 Year	ET	464287457	1,072	12,603	SH		SOLE		0	0	12,603
Ishares Morningstar Fund Large Core Inde	ET	464287127	306	2,387	SH		SOLE		0	0	2,387
Ishares Morningstar Small-Cap Value Etf	ET	464288703	239	1,831	SH		SOLE		0	0	1,831
Ishares Msci Canada Idx Fd	ET	464286509	265	10,334	SH		SOLE		0	0	10,334
Ishares Msci Emrg Mkt Fd	ET	464287234	3,769	100,636	SH		SOLE		0	0	100,636
Ishares Msci Etf Eafe Minimum Volatility	ET	46429B689	2,785	41,169	SH		SOLE		0	0	41,169
Ishares Pharmaceutical Index Fund	ET	464288836	953	6,374	SH		SOLE		0	0	6,374
Ishares Russell Midcap Index Fund	ET	464287499	1,271	7,291	SH		SOLE		0	0	7,291
Ishares Russell Midcap Value Index Fund	ET	464287473	12,718	165,663	SH		SOLE		0	0	165,663
Ishares S&P 500 Growth S&P 500 Growth In	ET	464287309	2,005	16,479	SH		SOLE		0	0	16,479
Ishares S&P Midcap 400 Bar Val	ET	464287705	7,612	57,230	SH		SOLE		0	0	57,230
Ishares S&P Midcap 400 Growth Index Fund	ET	464287606	3,365	19,258	SH		SOLE		0	0	19,258
Ishares S&P North Am Fund	ET	464287374	1,757	50,973	SH		SOLE		0	0	50,973
Ishares S&P Smallcap Growth ETF	ET	464287887	3,557	25,939	SH		SOLE		0	0	25,939
Ishares S&P Smallcap 600 Value	ET	464287879	6,694	53,637	SH		SOLE		0	0	53,637
Ishares Tr Cohen & Steer Realty Majors I	ET	464287564	5,699	54,324	SH		SOLE		0	0	54,324
Ishares Tr Msci Eafe	ET	464287465	3,370	56,994	SH		SOLE		0	0	56,994
Ishares Tr Nasdaq Biotech	ET	464287556	266	918	SH		SOLE		0	0	918
Ishares Tr Russell 1000 Growth	ET	464287614	718	6,890	SH		SOLE		0	0	6,890
Ishares Tr Russell 1000 Val	ET	464287598	5,661	53,596	SH		SOLE		0	0	53,596
Ishares Tr Russell 2000 Val	ET	464287630	2,092	19,970	SH		SOLE		0	0	19,970
Ishares Tr S&P 100 Index	ET	464287101	262	2,731	SH		SOLE		0	0	2,731
Ishares Tr S&P 500 Barra Val	ET	464287408	7,182	75,632	SH		SOLE		0	0	75,632
Ishares Tr S&P Midcap 400 Ind	ET	464287507	7,372	47,653	SH		SOLE		0	0	47,653
Ishares Trust Dow Jones Select Dividend	ET	464287168	2,996	34,968	SH		SOLE		0	0	34,968
Ishares Trust S&P 500 Index	ET	464287200	3,540	16,272	SH		SOLE		0	0	16,272
J P Morgan & Co. Inc.	SK	46625H100	211	3,162	SH		SOLE		0	0	3,162
Johnson & Johnson	SK	478160104	3,205	27,132	SH		SOLE		0	0	27,132
Merrimack Pharma Inc	SK	590328100	124	19,453	SH		SOLE		0	0	19,453
Microsoft Corp	SK	594918104	259	4,490	SH		SOLE		0	0	4,490
Mid Cap S P D R Trust Unit Ser	ET	78467Y107	1,781	6,310	SH		SOLE		0	0	6,310
Nielsen Holdings B V F	SK	N63218106	1,443	26,934	SH		SOLE		0	0	26,934
Omnicom Group Inc	SK	681919106	1,640	19,291	SH		SOLE		0	0	19,291
P J T Partners Inc Cl A	SK	69343T107	1,167	42,802	SH		SOLE		0	0	42,802
Paychex Inc	SK	704326107	528	9,132	SH		SOLE		0	0	9,132
Pepsico	SK	713448108	8,472	77,891	SH		SOLE		0	0	77,891
Pfizer Inc	SK	717081103	1,356	40,044	SH		SOLE		0	0	40,044
Pimco Exch Traded Fund Total Return	ET	72201R775	1,455	13,475	SH		SOLE		0	0	13,475
Pimco Municipal Income	ET	72200W106	185	13,564	SH		SOLE		0	0	13,564
Powershares QQQ Trust, Ser 1	ET	73935A104	554	4,669	SH		SOLE		0	0	4,669
Powershs Ins National Muni Bond ETF	ET	73936T474	1,669	64,102	SH		SOLE		0	0	64,102
Powershs Insured NY Muni Bond ETF	ET	73936T458	1,128	44,956	SH		SOLE		0	0	44,956
Procter & Gamble Co.	SK	742718109	1,269	14,138	SH		SOLE		0	0	14,138
Proshares Ultra S&P 500	ET	74347R107	2,755	38,815	SH		SOLE		0	0	38,815
Pub Svc Ent Group Inc	SK	744573106	393	9,381	SH		SOLE		0	0	9,381
S P D R Trust Unit Sr 1	ET	78462F103	1,395	6,447	SH		SOLE		0	0	6,447
Sch Us Mid-Cap Etf	ET	808524508	1,958	44,983	SH		SOLE		0	0	44,983
Sch Us Reit Etf	ET	808524847	538	12,615	SH		SOLE		0	0	12,615
Schw US Large Cap ETF	ET	808524201	445	8,613	SH		SOLE		0	0	8,613
Schw Us Brd Mkt Etf	ET	808524102	1,284	24,545	SH		SOLE		0	0	24,545
Schw Us Scap Etf	ET	808524607	1,992	34,617	SH		SOLE		0	0	34,617
Schwab Intermediate Term Us Trs Etf	ET	808524854	292	5,262	SH		SOLE		0	0	5,262
Schwab US Tips ETF	ET	808524870	1,217	21,327	SH		SOLE		0	0	21,327
Sector Spdr Engy Select Shares Of Benefi	ET	81369Y506	1,272	18,018	SH		SOLE		0	0	18,018
Southridge Ent Inc New	SK	84467T403	0	24,000	SH		SOLE		0	0	24,000
Spdr S&P 400 Mid Cap Growth Etf	ET	78464A821	959	7,521	SH		SOLE		0	0	7,521
Spdr S&P 600 Small Cap	ET	78464A813	3,540	31,735	SH		SOLE		0	0	31,735
Spdr S&P Biotech Etf	ET	78464A870	1,896	28,605	SH		SOLE		0	0	28,605
Spdr S&P Dividend Etf	ET	78464A763	2,056	24,376	SH		SOLE		0	0	24,376
Vanguard Bond Index Fund Intermediate Te	ET	921937819	3,149	35,918	SH		SOLE		0	0	35,918
Vanguard Bond Index Short Term Bond ETF	ET	921937827	2,571	31,812	SH		SOLE		0	0	31,812
Vanguard Corp Bond Etf Short-Term Corp B	ET	92206C409	5,536	68,727	SH		SOLE		0	0	68,727
Vanguard Div Appreciation ETF	ET	921908844	8,051	95,924	SH		SOLE		0	0	95,924
Vanguard Emerging Market	ET	922042858	587	15,608	SH		SOLE		0	0	15,608
Vanguard Energy Index	ET	92204A306	2,355	24,102	SH		SOLE		0	0	24,102
Vanguard Growth Etf Msci Us Prime Mkt	ET	922908736	798	7,110	SH		SOLE		0	0	7,110
Vanguard Info Technology	ET	92204A702	908	7,541	SH		SOLE		0	0	7,541
Vanguard Mid Cap Value	ET	922908512	4,662	49,824	SH		SOLE		0	0	49,824
Vanguard Msci Us Sm Cap Growth	ET	922908595	6,153	46,688	SH		SOLE		0	0	46,688
Vanguard Reit	ET	922908553	2,550	29,400	SH		SOLE		0	0	29,400
Vanguard Small Cap Value	ET	922908611	5,626	50,839	SH		SOLE		0	0	50,839
Vanguard Total Bond Market Index ETF	ET	921937835	588	6,994	SH		SOLE		0	0	6,994
Vanguard Total Stock Mkt	ET	922908769	5,153	46,285	SH		SOLE		0	0	46,285
Vulcan Materials Company	SK	929160109	219	1,928	SH		SOLE		0	0	1,928
Wal Mart Stores	SK	931142103	868	12,032	SH		SOLE		0	0	12,032
Walt Disney Co Holding Co	SK	254687106	2,179	23,469	SH		SOLE		0	0	23,469