Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	SK	002824100	671	15,113	SH		SOLE		0	0	15,113
Abbvie Inc	SK	00287Y109	689	10,569	SH		SOLE		0	0	10,569
Alphabet Inc Class A	SK	38259P508	208	245	SH		SOLE		0	0	245
Alphabet Inc Class C	SK	38259P706	201	242	SH		SOLE		0	0	242
Amazon Com Inc	SK	023135106	409	461	SH		SOLE		0	0	461
Analog Devices, Inc.	SK	032654105	272	3,317	SH		SOLE		0	0	3,317
Apple Computers	SK	037833100	3,363	23,413	SH		SOLE		0	0	23,413
Barclay's Aggregate Bond Index I-Shares	ET	464287226	10,594	97,651	SH		SOLE		0	0	97,651
Berkley W R Corporation	SK	084423102	3,348	47,396	SH		SOLE		0	0	47,396
Berkshire Hathaway Cl B	SK	084670702	1,216	7,298	SH		SOLE		0	0	7,298
Berkshire Htwy Cla 1/100th 100 Shs=1 Wh	SK	084990175	500	200	SH		SOLE		0	0	200
CBS Corporation Cl B	SK	124857202	425	6,124	SH		SOLE		0	0	6,124
Canadian Pac Ltd New F	SK	13645T100	272	1,850	SH		SOLE		0	0	1,850
Caterpillar Inc	SK	149123101	898	9,681	SH		SOLE		0	0	9,681
Charter Communications	SK	16117M305	417	1,273	SH		SOLE		0	0	1,273
Chevrontexaco	SK	166764100	246	2,295	SH		SOLE		0	0	2,295
Cisco Systems Inc	SK	17275R102	424	12,545	SH		SOLE		0	0	12,545
Darden Restaurants	SK	237194105	423	5,055	SH		SOLE		0	0	5,055
Dominos Pizza Inc	SK	25754A201	1,672	9,072	SH		SOLE		0	0	9,072
Exxon Corporation	SK	30231G102	864	10,530	SH		SOLE		0	0	10,530
General Electric Co.	SK	369604103	861	28,896	SH		SOLE		0	0	28,896
International Business Machines	SK	459200101	977	5,609	SH		SOLE		0	0	5,609
Ishares Barclays Bd Fd 7-10 Yr Tr	ET	464287440	6,032	57,127	SH		SOLE		0	0	57,127
Ishares Barclays Tips Bond Fund	ET	464287176	10,073	87,859	SH		SOLE		0	0	87,859
Ishares Core S&P Smallcap ETF 600	ET	464287804	2,119	30,642	SH		SOLE		0	0	30,642
Ishares Core US Growth	ET	464287671	486	10,476	SH		SOLE		0	0	10,476
Ishares Core US Value	ET	464287663	3,615	71,607	SH		SOLE		0	0	71,607
Ishares Goldman Sachs Tech Index	ET	464287549	1,781	12,865	SH		SOLE		0	0	12,865
Ishares Lehman Treas Bond 1-3 Year	ET	464287457	954	11,291	SH		SOLE		0	0	11,291
Ishares Morningstar Fund Large Core Inde	ET	464287127	316	2,229	SH		SOLE		0	0	2,229
Ishares Morningstar Small-Cap Value Etf	ET	464288703	268	1,862	SH		SOLE		0	0	1,862
Ishares Msci Canada Idx Fd	ET	464286509	250	9,285	SH		SOLE		0	0	9,285
Ishares Msci Emrg Mkt Fd	ET	464287234	3,631	92,193	SH		SOLE		0	0	92,193
Ishares Msci Etf Eafe Minimum Volatility	ET	46429B689	1,939	29,372	SH		SOLE		0	0	29,372
Ishares Pharmaceutical Index Fund	ET	464288836	969	6,418	SH		SOLE		0	0	6,418
Ishares Russell Midcap Index Fund	ET	464287499	1,540	8,227	SH		SOLE		0	0	8,227
Ishares Russell Midcap Value Index Fund	ET	464287473	13,793	166,200	SH		SOLE		0	0	166,200
Ishares S&P 500 Growth S&P 500 Growth In	ET	464287309	2,133	16,221	SH		SOLE		0	0	16,221
Ishares S&P Midcap 400 Bar Val	ET	464287705	8,226	55,412	SH		SOLE		0	0	55,412
Ishares S&P Midcap 400 Growth Index Fund	ET	464287606	3,541	18,547	SH		SOLE		0	0	18,547
Ishares S&P North Am Fund	ET	464287374	1,718	50,131	SH		SOLE		0	0	50,131
Ishares S&P Smallcap Growth ETF	ET	464287887	3,886	25,387	SH		SOLE		0	0	25,387
Ishares S&P Smallcap 600 Value	ET	464287879	7,559	54,521	SH		SOLE		0	0	54,521
Ishares Tr Cohen & Steer Realty Majors I	ET	464287564	5,453	54,665	SH		SOLE		0	0	54,665
Ishares Tr Msci Eafe	ET	464287465	3,430	55,071	SH		SOLE		0	0	55,071
Ishares Tr Nasdaq Biotech	ET	464287556	268	913	SH		SOLE		0	0	913
Ishares Tr Russell 1000 Growth	ET	464287614	769	6,755	SH		SOLE		0	0	6,755
Ishares Tr Russell 1000 Val	ET	464287598	6,030	52,460	SH		SOLE		0	0	52,460
Ishares Tr Russell 2000 Val	ET	464287630	2,391	20,233	SH		SOLE		0	0	20,233
Ishares Tr S&P 100 Index	ET	464287101	277	2,650	SH		SOLE		0	0	2,650
Ishares Tr S&P 500 Barra Val	ET	464287408	7,742	74,416	SH		SOLE		0	0	74,416
Ishares Tr S&P Midcap 400 Ind	ET	464287507	8,189	47,824	SH		SOLE		0	0	47,824
Ishares Trust Dow Jones Select Dividend	ET	464287168	3,158	34,666	SH		SOLE		0	0	34,666
Ishares Trust S&P 500 Index	ET	464287200	4,848	20,431	SH		SOLE		0	0	20,431
J P Morgan & Co. Inc.	SK	46625H100	281	3,202	SH		SOLE		0	0	3,202
Johnson & Johnson	SK	478160104	3,196	25,657	SH		SOLE		0	0	25,657
Merrimack Pharma Inc	SK	590328100	60	19,453	SH		SOLE		0	0	19,453
Microsoft Corp	SK	594918104	255	3,868	SH		SOLE		0	0	3,868
Mid Cap S P D R Trust Unit Ser	ET	78467Y107	1,948	6,235	SH		SOLE		0	0	6,235
Omnicom Group Inc	SK	681919106	1,254	14,549	SH		SOLE		0	0	14,549
P J T Partners Inc Cl A	SK	69343T107	1,748	49,803	SH		SOLE		0	0	49,803
Paychex Inc	SK	704326107	537	9,123	SH		SOLE		0	0	9,123
Pepsico	SK	713448108	9,078	81,154	SH		SOLE		0	0	81,154
Pfizer Inc	SK	717081103	1,387	40,530	SH		SOLE		0	0	40,530
Pimco Exch Traded Fund Total Return	ET	72201R775	1,536	14,582	SH		SOLE		0	0	14,582
Pimco Municipal Income	ET	72200W106	176	13,990	SH		SOLE		0	0	13,990
Powershares QQQ Trust, Ser 1	ET	73935A104	622	4,695	SH		SOLE		0	0	4,695
Powershs Ins National Muni Bond ETF	ET	73936T474	652	26,056	SH		SOLE		0	0	26,056
Powershs Insured NY Muni Bond ETF	ET	73936T458	1,008	41,835	SH		SOLE		0	0	41,835
Procter & Gamble Co.	SK	742718109	1,129	12,569	SH		SOLE		0	0	12,569
Proshares Ultra S&P 500	ET	74347R107	3,063	36,101	SH		SOLE		0	0	36,101
Pub Svc Ent Group Inc	SK	744573106	424	9,562	SH		SOLE		0	0	9,562
S P D R Trust Unit Sr 1	ET	78462F103	1,469	6,233	SH		SOLE		0	0	6,233
Sch Us Mid-Cap Etf	ET	808524508	3,715	78,490	SH		SOLE		0	0	78,490
Sch Us Reit Etf	ET	808524847	444	10,890	SH		SOLE		0	0	10,890
Schw US Large Cap ETF	ET	808524201	729	12,959	SH		SOLE		0	0	12,959
Schw Us Brd Mkt Etf	ET	808524102	1,150	20,163	SH		SOLE		0	0	20,163
Schw Us Scap Etf	ET	808524607	2,180	34,615	SH		SOLE		0	0	34,615
Schwab Intermediate Term Us Trs Etf	ET	808524854	466	8,688	SH		SOLE		0	0	8,688
Schwab US Tips ETF	ET	808524870	2,606	46,924	SH		SOLE		0	0	46,924
Sector Spdr Engy Select Shares Of Benefi	ET	81369Y506	1,562	22,346	SH		SOLE		0	0	22,346
Sector Spdr Fincl Select Shares Of Benef	ET	81369Y605	226	9,515	SH		SOLE		0	0	9,515
Southridge Ent Inc New	SK	84467T403	0	24,000	SH		SOLE		0	0	24,000
Spdr S&P 400 Mid Cap Growth Etf	ET	78464A821	1,054	7,573	SH		SOLE		0	0	7,573
Spdr S&P 600 Small Cap	ET	78464A813	4,191	34,551	SH		SOLE		0	0	34,551
Spdr S&P Biotech Etf	ET	78464A870	1,961	28,287	SH		SOLE		0	0	28,287
Spdr S&P Dividend Etf	ET	78464A763	2,350	26,657	SH		SOLE		0	0	26,657
Vanguard Bond Index Fund Intermediate Te	ET	921937819	2,352	28,135	SH		SOLE		0	0	28,135
Vanguard Bond Index Short Term Bond ETF	ET	921937827	2,635	33,059	SH		SOLE		0	0	33,059
Vanguard Corp Bond Etf Short-Term Corp B	ET	92206C409	4,118	51,640	SH		SOLE		0	0	51,640
Vanguard Div Appreciation ETF	ET	921908844	8,410	93,505	SH		SOLE		0	0	93,505
Vanguard Emerging Market	ET	922042858	492	12,387	SH		SOLE		0	0	12,387
Vanguard Energy Index	ET	92204A306	2,227	23,024	SH		SOLE		0	0	23,024
Vanguard Growth Etf Msci Us Prime Mkt	ET	922908736	843	6,931	SH		SOLE		0	0	6,931
Vanguard Info Technology	ET	92204A702	961	7,082	SH		SOLE		0	0	7,082
Vanguard Mid Cap Value	ET	922908512	5,078	49,820	SH		SOLE		0	0	49,820
Vanguard Msci Us Sm Cap Growth	ET	922908595	6,565	46,669	SH		SOLE		0	0	46,669
Vanguard Reit	ET	922908553	2,008	24,311	SH		SOLE		0	0	24,311
Vanguard Small Cap Value	ET	922908611	8,920	72,604	SH		SOLE		0	0	72,604
Vanguard Total Bond Market Index ETF	ET	921937835	410	5,061	SH		SOLE		0	0	5,061
Vanguard Total Stock Mkt	ET	922908769	5,278	43,505	SH		SOLE		0	0	43,505
Vulcan Materials Company	SK	929160109	233	1,935	SH		SOLE		0	0	1,935
Wal Mart Stores	SK	931142103	738	10,244	SH		SOLE		0	0	10,244
Walt Disney Co Holding Co	SK	254687106	2,628	23,175	SH		SOLE		0	0	23,175