Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,610	13,599	SH		SOLE		0	0	13,599
ALPHABET INC	CAP STK CL C	02079K107	783	280	SH		SOLE		0	0	280
ALPHABET INC	CAP STK CL A	02079K305	1,213	436	SH		SOLE		0	0	436
AMAZON COM INC	COM	023135106	7,035	2,158	SH		SOLE		0	0	2,158
ANALOG DEVICES INC	COM	032654105	605	3,661	SH		SOLE		0	0	3,661
APPLE INC	COM	037833100	17,494	100,188	SH		SOLE		0	0	100,188
ASSURANT INC	COM	04621X108	1,408	7,743	SH		SOLE		0	0	7,743
BERKLEY W R CORP	COM	084423102	3,230	48,510	SH		SOLE		0	0	48,510
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,357	6,680	SH		SOLE		0	0	6,680
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,058	200	SH		SOLE		0	0	200
BOSTON BEER INC	CL A	100557107	2,459	6,331	SH		SOLE		0	0	6,331
CANADIAN PAC RY LTD	COM	13645T100	763	9,250	SH		SOLE		0	0	9,250
CATERPILLAR INC	COM	149123101	2,358	10,580	SH		SOLE		0	0	10,580
CISCO SYS INC	COM	17275R102	605	10,851	SH		SOLE		0	0	10,851
COLGATE PALMOLIVE CO	COM	194162103	222	2,931	SH		SOLE		0	0	2,931
COMCAST CORP NEW	CL A	20030N101	301	6,431	SH		SOLE		0	0	6,431
DECKERS OUTDOOR CORP	COM	243537107	327	1,195	SH		SOLE		0	0	1,195
DISNEY WALT CO	COM	254687106	3,587	26,149	SH		SOLE		0	0	26,149
DOMINOS PIZZA INC	COM	25754A201	1,160	2,851	SH		SOLE		0	0	2,851
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	2,560	79,023	SH		SOLE		0	0	79,023
GILEAD SCIENCES INC	COM	375558103	206	3,458	SH		SOLE		0	0	3,458
INTERNATIONAL BUSINESS MACHS	COM	459200101	210	1,614	SH		SOLE		0	0	1,614
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	342	13,736	SH		SOLE		0	0	13,736
INVESCO EXCH TRADED FD TR II	NY AMT FRE MUN	46138E529	1,807	75,627	SH		SOLE		0	0	75,627
INVESCO QQQ TR	UNIT SER 1	46090E103	14,776	40,758	SH		SOLE		0	0	40,758
ISHARES INC	MSCI CDA ETF	464286509	342	8,499	SH		SOLE		0	0	8,499
ISHARES TR	BARCLAYS 7 10 YR	464287440	4,631	43,089	SH		SOLE		0	0	43,089
ISHARES TR	COHEN STEER REIT	464287564	7,402	104,237	SH		SOLE		0	0	104,237
ISHARES TR	CORE S&P SCP ETF	464287804	3,242	30,055	SH		SOLE		0	0	30,055
ISHARES TR	MSCI EAFE ETF	464287465	3,608	49,018	SH		SOLE		0	0	49,018
ISHARES TR	MSCI EAFE MIN VL	46429B689	9,166	127,052	SH		SOLE		0	0	127,052
ISHARES TR	RUS 1000 GRW ETF	464287614	1,115	4,018	SH		SOLE		0	0	4,018
ISHARES TR	RUS MDCP VAL ETF	464287473	18,669	156,042	SH		SOLE		0	0	156,042
ISHARES TR	S&P 500 GRWT ETF	464287309	3,958	51,821	SH		SOLE		0	0	51,821
ISHARES TR	S&P 500 VAL ETF	464287408	8,258	53,029	SH		SOLE		0	0	53,029
ISHARES TR	S&P MC 400GR ETF	464287606	4,614	59,710	SH		SOLE		0	0	59,710
ISHARES TR	SP SMCP600VL ETF	464287879	9,486	92,642	SH		SOLE		0	0	92,642
ISHARES TR	CORE S&P500 ETF	464287200	12,880	28,388	SH		SOLE		0	0	28,388
ISHARES TR	CORE S&P MCP ETF	464287507	13,231	49,308	SH		SOLE		0	0	49,308
ISHARES TR	CORE S&P US VLU	464287663	4,231	55,762	SH		SOLE		0	0	55,762
ISHARES TR	S&P MC 400VL ETF	464287705	10,117	92,278	SH		SOLE		0	0	92,278
ISHARES TR	S&P SML 600 GWT	464287887	5,025	40,167	SH		SOLE		0	0	40,167
ISHARES TR	YLD OPTIM BD	46434V787	1,803	76,666	SH		SOLE		0	0	76,666
ISHARES TR	TIPS BD ETF	464287176	9,793	78,614	SH		SOLE		0	0	78,614
ISHARES TR	MORNINGSTR US EQ	464287127	471	7,501	SH		SOLE		0	0	7,501
ISHARES TR	NORTH AMERN NAT	464287374	1,123	27,752	SH		SOLE		0	0	27,752
ISHARES TR	EXPND TEC SC ETF	464287549	3,966	10,205	SH		SOLE		0	0	10,205
ISHARES TR	CORE S&P US GWT	464287671	825	7,804	SH		SOLE		0	0	7,804
ISHARES TR	RUS 1000 VAL ETF	464287598	4,091	24,647	SH		SOLE		0	0	24,647
ISHARES TR	MSCI EMG MKT ETF	464287234	3,919	86,801	SH		SOLE		0	0	86,801
ISHARES TR	CORE US AGGBD ET	464287226	3,891	36,327	SH		SOLE		0	0	36,327
ISHARES TR	RUS MID CAP ETF	464287499	3,120	39,977	SH		SOLE		0	0	39,977
ISHARES TR	1 3 YR TREAS BD	464287457	524	6,283	SH		SOLE		0	0	6,283
ISHARES TR	U.S. TECH ETF	464287721	289	2,802	SH		SOLE		0	0	2,802
ISHARES TR	RUS 2000 VAL ETF	464287630	2,596	16,087	SH		SOLE		0	0	16,087
ISHARES TR	S&P 100 ETF	464287101	530	2,541	SH		SOLE		0	0	2,541
ISHARES TR	RUS 1000 ETF	464287622	348	1,393	SH		SOLE		0	0	1,393
ISHARES TR	SELECT DIVID ETF	464287168	1,964	15,329	SH		SOLE		0	0	15,329
ISHARES TR	U.S. PHARMA ETF	464288836	782	4,024	SH		SOLE		0	0	4,024
ISHARES TR	ISHARES BIOTECH	464287556	227	1,741	SH		SOLE		0	0	1,741
ISHARES TR	MRGSTR MD CP GRW	464288307	283	4,409	SH		SOLE		0	0	4,409
JOHNSON & JOHNSON	COM	478160104	2,795	15,771	SH		SOLE		0	0	15,771
JPMORGAN CHASE & CO	COM	46625H100	214	1,568	SH		SOLE		0	0	1,568
MCDONALDS CORP	COM	580135101	235	948	SH		SOLE		0	0	948
MERCK & CO INC	COM	58933Y105	354	4,317	SH		SOLE		0	0	4,317
MICROSOFT CORP	COM	594918104	2,820	9,147	SH		SOLE		0	0	9,147
MOODYS CORP	COM	615369105	1,135	3,364	SH		SOLE		0	0	3,364
NEWELL BRANDS INC	COM	651229106	381	17,811	SH		SOLE		0	0	17,811
NVIDIA CORPORATION	COM	67066G104	226	827	SH		SOLE		0	0	827
OMNICOM GROUP INC	COM	681919106	667	7,860	SH		SOLE		0	0	7,860
PARAMOUNT GLOBAL	CLASS B COM	92556H206	259	6,843	SH		SOLE		0	0	6,843
PAYCHEX INC	COM	704326107	1,234	9,045	SH		SOLE		0	0	9,045
PEPSICO INC	COM	713448108	5,622	33,586	SH		SOLE		0	0	33,586
PFIZER INC	COM	717081103	2,603	50,278	SH		SOLE		0	0	50,278
PIMCO ETF TR	ACTIVE BD ETF	72201R775	1,703	16,729	SH		SOLE		0	0	16,729
PJT PARTNERS INC	COM CL A	69343T107	2,561	40,580	SH		SOLE		0	0	40,580
PROCTER AND GAMBLE CO	COM	742718109	1,984	12,984	SH		SOLE		0	0	12,984
PROSHARES TR	PSHS ULT S&P 500	74347R107	2,073	139,263	SH		SOLE		0	0	139,263
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	2,961	106,622	SH		SOLE		0	0	106,622
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	15,283	201,465	SH		SOLE		0	0	201,465
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	6,885	145,372	SH		SOLE		0	0	145,372
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	14,256	234,822	SH		SOLE		0	0	234,822
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,679	31,454	SH		SOLE		0	0	31,454
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,001	55,729	SH		SOLE		0	0	55,729
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	534	16,567	SH		SOLE		0	0	16,567
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	711	9,508	SH		SOLE		0	0	9,508
SCHWAB STRATEGIC TR	INTRM TRM TRES	808524854	487	9,141	SH		SOLE		0	0	9,141
SELECT SECTOR SPDR TR	ENERGY	81369Y506	2,179	28,509	SH		SOLE		0	0	28,509
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	232	6,053	SH		SOLE		0	0	6,053
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,365	5,237	SH		SOLE		0	0	5,237
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,355	4,801	SH		SOLE		0	0	4,801
SPDR SER TR	PRTFLO S&P500 GW	78464A409	3,693	55,782	SH		SOLE		0	0	55,782
SPDR SER TR	S&P 600 SML CAP	78464A813	6,322	67,537	SH		SOLE		0	0	67,537
SPDR SER TR	S&P 400 MDCP GRW	78464A821	1,635	22,033	SH		SOLE		0	0	22,033
SPDR SER TR	S&P BIOTECH	78464A870	2,173	24,177	SH		SOLE		0	0	24,177
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,436	34,395	SH		SOLE		0	0	34,395
SPDR SER TR	S&P DIVID ETF	78464A763	3,278	25,589	SH		SOLE		0	0	25,589
SPDR SER TR	S&P 600 SMCP GRW	78464A201	262	3,120	SH		SOLE		0	0	3,120
THERAPEUTICSMD INC	COM	88338N107	279	735,040	SH		SOLE		0	0	735,040
UNITEDHEALTH GROUP INC	COM	91324P102	864	1,694	SH		SOLE		0	0	1,694
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	2,976	10,796	SH		SOLE		0	0	10,796
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	11,335	138,399	SH		SOLE		0	0	138,399
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	775	9,953	SH		SOLE		0	0	9,953
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,615	27,812	SH		SOLE		0	0	27,812
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,935	36,313	SH		SOLE		0	0	36,313
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	16,366	65,959	SH		SOLE		0	0	65,959
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	22,017	125,140	SH		SOLE		0	0	125,140
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	10,575	46,449	SH		SOLE		0	0	46,449
VANGUARD INDEX FDS	SMALL CP ETF	922908751	9,391	44,191	SH		SOLE		0	0	44,191
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,358	4,722	SH		SOLE		0	0	4,722
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	4,659	20,910	SH		SOLE		0	0	20,910
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	11,095	74,131	SH		SOLE		0	0	74,131
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,614	34,992	SH		SOLE		0	0	34,992
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	201	1,988	SH		SOLE		0	0	1,988
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	27,180	348,063	SH		SOLE		0	0	348,063
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	13,013	80,247	SH		SOLE		0	0	80,247
VANGUARD STAR FDS	VG TL INTL STK F	921909768	674	11,282	SH		SOLE		0	0	11,282
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	465	9,675	SH		SOLE		0	0	9,675
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,081	10,098	SH		SOLE		0	0	10,098
VANGUARD WORLD FDS	INF TECH ETF	92204A702	2,902	6,969	SH		SOLE		0	0	6,969
VULCAN MATLS CO	COM	929160109	316	1,719	SH		SOLE		0	0	1,719
WALMART INC	COM	931142103	698	4,686	SH		SOLE		0	0	4,686