TitleMax of Tennessee S-4/A Registration of securities issued in business combination transactions (amended)

EXHIBIT 12.1

TMX Finance LLC

STATEMENT REGARDING COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES

(dollars in thousands)

	For the Years Ended December 31,
	2006		2007		2008		2009		2010
Earnings:
Income before discontinued operations	$	23,150	$	29,168	$	41,030	$	69,956	$	81,686
Fixed charges		15,571		22,064		20,287		18,830		33,796
Total earnings	$	38,721	$	51,232	$	61,317	$	88,786	$	115,482
Fixed charges:
Interest, including amortization of debt issuance costs	$	11,845	$	16,556	$	13,286	$	11,674	$	26,251
Portion of rent expense attributable to an interest factor (1)		3,726		5,508		7,001		7,156		7,545
Total fixed charges	$	15,571	$	22,064	$	20,287	$	18,830	$	33,796
Ratio of earnings to fixed charges		2.49		2.32		3.02		4.72		3.42

(1) Includes one-third of rent expense, which is deemed to be representative of the interest factor.