Wharton Business 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	262	2,026	SH		SOLE		0	0	2,026
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	375	1,350	SH		SOLE		0	0	1,350
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,852	5,058	SH		SOLE		0	0	5,058
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	498	4,382	SH		SOLE		0	0	4,382
ALPHABET INC	CAP STK CL A	02079K305	5,259	2,413	SH		SOLE		0	0	2,413
ALPHABET INC	CAP STK CL C	02079K107	455	208	SH		SOLE		0	0	208
AMAZON COM INC	COM	023135106	1,098	10,340	SH		SOLE		0	0	10,340
AMGEN INC	COM	031162100	323	1,328	SH		SOLE		0	0	1,328
APPLE INC	COM	037833100	64,990	475,354	SH		SOLE		0	0	475,354
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	1,378	2,895	SH		SOLE		0	0	2,895
AUTODESK INC	COM	052769106	248	1,445	SH		SOLE		0	0	1,445
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	19,187	70,276	SH		SOLE		0	0	70,276
BK OF AMERICA CORP	COM	060505104	6,874	220,810	SH		SOLE		0	0	220,810
BLACKROCK ENHANCED EQUITY DI	COM	09251A104	168	19,004	SH		SOLE		0	0	19,004
BLACKROCK INC	COM	09247X101	355	583	SH		SOLE		0	0	583
CATERPILLAR INC	COM	149123101	7,900	44,191	SH		SOLE		0	0	44,191
CHEVRON CORP NEW	COM	166764100	321	2,219	SH		SOLE		0	0	2,219
CIGNA CORP NEW	COM	125523100	396	1,501	SH		SOLE		0	0	1,501
CINCINNATI FINL CORP	COM	172062101	272	2,282	SH		SOLE		0	0	2,282
CISCO SYS INC	COM	17275R102	6,297	147,668	SH		SOLE		0	0	147,668
CITIGROUP INC	COM NEW	172967424	1,658	36,043	SH		SOLE		0	0	36,043
COGNEX CORP	COM	192422103	267	6,270	SH		SOLE		0	0	6,270
CONOCOPHILLIPS	COM	20825C104	275	3,065	SH		SOLE		0	0	3,065
CUMMINS INC	COM	231021106	9,914	51,229	SH		SOLE		0	0	51,229
DANAHER CORPORATION	COM	235851102	537	2,120	SH		SOLE		0	0	2,120
DISNEY WALT CO	COM	254687106	222	2,348	SH		SOLE		0	0	2,348
EXXON MOBIL CORP	COM	30231G102	357	4,163	SH		SOLE		0	0	4,163
FEDEX CORP	COM	31428X106	1,427	6,295	SH		SOLE		0	0	6,295
FIRST COMWLTH FINL CORP PA	COM	319829107	157	11,685	SH		SOLE		0	0	11,685
GLOBAL X FDS	MSCI CHINA CNSMR	37950E408	2,557	107,917	SH		SOLE		0	0	107,917
GOLDMAN SACHS GROUP INC	COM	38141G104	17,552	59,092	SH		SOLE		0	0	59,092
HUNT J B TRANS SVCS INC	COM	445658107	4,298	27,297	SH		SOLE		0	0	27,297
INNOVATIVE SOLUTIONS & SUPPO	COM	45769N105	140	19,395	SH		SOLE		0	0	19,395
INTEL CORP	COM	458140100	783	20,931	SH		SOLE		0	0	20,931
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	318	3,385	SH		SOLE		0	0	3,385
INTUIT	COM	461202103	399	1,035	SH		SOLE		0	0	1,035
INVESCO EXCH TRADED FD TR II	KBW BK ETF	46138E628	41,991	811,255	SH		SOLE		0	0	811,255
INVESCO EXCH TRADED FD TR II	S&P SMLCP INFO	46138E115	241	2,080	SH		SOLE		0	0	2,080
INVESCO EXCHANGE TRADED FD T	DYNMC BIOTECH	46137V787	256	4,442	SH		SOLE		0	0	4,442
INVESCO EXCHANGE TRADED FD T	DYNMC LRG GWTH	46137V746	10,058	171,439	SH		SOLE		0	0	171,439
INVESCO EXCHANGE TRADED FD T	DYNMC LRG VALU	46137V738	8,953	205,116	SH		SOLE		0	0	205,116
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	13,543	91,380	SH		SOLE		0	0	91,380
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	280	3,515	SH		SOLE		0	0	3,515
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	259	1,930	SH		SOLE		0	0	1,930
ISHARES INC	CORE MSCI EMKT	46434G103	96,314	1,963,181	SH		SOLE		0	0	1,963,181
ISHARES INC	CUR HD MSCI EM	46434G509	4,739	185,200	SH		SOLE		0	0	185,200
ISHARES INC	ESG AWR MSCI EM	46434G863	204	6,325	SH		SOLE		0	0	6,325
ISHARES INC	MSCI EM ASIA ETF	464286426	22,064	323,992	SH		SOLE		0	0	323,992
ISHARES INC	MSCI HONG KG ETF	464286871	20,171	908,587	SH		SOLE		0	0	908,587
ISHARES INC	MSCI PAC JP ETF	464286665	315	7,562	SH		SOLE		0	0	7,562
ISHARES INC	MSCI EMERG MRKT	464286533	55,066	993,424	SH		SOLE		0	0	993,424
ISHARES TR	ROBOTICS ARTIF	46435U556	5,876	222,342	SH		SOLE		0	0	222,342
ISHARES TR	CHINA LG-CAP ETF	464287184	1,734	51,128	SH		SOLE		0	0	51,128
ISHARES TR	CORE HIGH DV ETF	46429B663	24,395	242,909	SH		SOLE		0	0	242,909
ISHARES TR	CORE MSCI EAFE	46432F842	1,896	32,225	SH		SOLE		0	0	32,225
ISHARES TR	CORE S&P500 ETF	464287200	62,787	165,599	SH		SOLE		0	0	165,599
ISHARES TR	HDG MSCI EAFE	46434V803	15,316	481,345	SH		SOLE		0	0	481,345
ISHARES TR	CYBERSECURITY	46435U135	7,377	210,596	SH		SOLE		0	0	210,596
ISHARES TR	ESG MSCI LEADR	46435U218	334	5,030	SH		SOLE		0	0	5,030
ISHARES TR	ESG SCRND S&P500	46436E569	1,892	66,640	SH		SOLE		0	0	66,640
ISHARES TR	EXPONENTIAL TECH	46434V381	1,312	27,380	SH		SOLE		0	0	27,380
ISHARES TR	GENOMICS IMMUN	46435U192	8,666	299,875	SH		SOLE		0	0	299,875
ISHARES TR	GLOB INDSTRL ETF	464288729	15,964	166,065	SH		SOLE		0	0	166,065
ISHARES TR	INTL SEL DIV ETF	464288448	498	18,340	SH		SOLE		0	0	18,340
ISHARES TR	JPMORGAN USD EMG	464288281	3,718	43,575	SH		SOLE		0	0	43,575
ISHARES TR	MORNINGSTAR GRWT	464287119	400	7,985	SH		SOLE		0	0	7,985
ISHARES TR	MSCI CHINA A	46434V514	4,645	122,075	SH		SOLE		0	0	122,075
ISHARES TR	MSCI CHINA ETF	46429B671	10,096	180,895	SH		SOLE		0	0	180,895
ISHARES TR	MSCI EAFE MIN VL	46429B689	90,011	1,421,756	SH		SOLE		0	0	1,421,756
ISHARES TR	MSCI USA SML CP	46434V290	1,412	30,115	SH		SOLE		0	0	30,115
ISHARES TR	MSCI USA MIN VOL	46429B697	6,246	88,956	SH		SOLE		0	0	88,956
ISHARES TR	MSCI USA QLT FCT	46432F339	135,082	1,209,006	SH		SOLE		0	0	1,209,006
ISHARES TR	MSCI USA SZE FT	46432F370	1,400	12,725	SH		SOLE		0	0	12,725
ISHARES TR	MSCI USA VALUE	46432F388	85,399	943,426	SH		SOLE		0	0	943,426
ISHARES TR	PFD AND INCM SEC	464288687	15,822	481,210	SH		SOLE		0	0	481,210
ISHARES TR	RUS 1000 GRW ETF	464287614	2,614	11,954	SH		SOLE		0	0	11,954
ISHARES TR	RUS TP200 GR ETF	464289438	28,397	226,741	SH		SOLE		0	0	226,741
ISHARES TR	S&P 100 ETF	464287101	5,785	33,544	SH		SOLE		0	0	33,544
ISHARES TR	S&P 500 GRWT ETF	464287309	264	4,376	SH		SOLE		0	0	4,376
ISHARES TR	ISHS 1-5YR INVS	464288646	5,593	110,645	SH		SOLE		0	0	110,645
ISHARES TR	US HLTHCR PR ETF	464288828	17,161	67,185	SH		SOLE		0	0	67,185
ISHARES TR	U.S. MED DVC ETF	464288810	1,282	254,136	SH		SOLE		0	0	254,136
JACOBS ENGR GROUP INC	COM	469814107	9,400	73,940	SH		SOLE		0	0	73,940
JOHNSON & JOHNSON	COM	478160104	1,169	6,588	SH		SOLE		0	0	6,588
JPMORGAN CHASE & CO	COM	46625H100	20,365	180,844	SH		SOLE		0	0	180,844
LOCKHEED MARTIN CORP	COM	539830109	696	1,619	SH		SOLE		0	0	1,619
MASTERCARD INCORPORATED	CL A	57636Q104	256	811	SH		SOLE		0	0	811
MCDONALDS CORP	COM	580135101	494	2,000	SH		SOLE		0	0	2,000
META PLATFORMS INC	CL A	30303M102	414	2,569	SH		SOLE		0	0	2,569
MICROSOFT CORP	COM	594918104	5,799	22,580	SH		SOLE		0	0	22,580
MID PENN BANCORP INC	COM	59540G107	1,808	67,026	SH		SOLE		0	0	67,026
MID-AMER APT CMNTYS INC	COM	59522J103	206	1,180	SH		SOLE		0	0	1,180
MORGAN STANLEY	COM NEW	617446448	481	6,329	SH		SOLE		0	0	6,329
NANOVIRICIDES INC	COM	630087302	32	17,236	SH		SOLE		0	0	17,236
NVIDIA CORPORATION	COM	67066G104	287	1,890	SH		SOLE		0	0	1,890
ORACLE CORP	COM	68389X105	425	6,078	SH		SOLE		0	0	6,078
PAYCHEX INC	COM	704326107	430	3,774	SH		SOLE		0	0	3,774
PAYPAL HLDGS INC	COM	70450Y103	287	4,110	SH		SOLE		0	0	4,110
PEPSICO INC	COM	713448108	361	2,169	SH		SOLE		0	0	2,169
PFIZER INC	COM	717081103	624	11,907	SH		SOLE		0	0	11,907
PNC FINL SVCS GROUP INC	COM	693475105	419	2,656	SH		SOLE		0	0	2,656
PROCTER AND GAMBLE CO	COM	742718109	726	5,050	SH		SOLE		0	0	5,050
QUANTA SVCS INC	COM	74762E102	9,582	76,450	SH		SOLE		0	0	76,450
REPUBLIC FIRST BANCORP INC	COM	760416107	68	17,855	SH		SOLE		0	0	17,855
S & T BANCORP INC	COM	783859101	551	20,083	SH		SOLE		0	0	20,083
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	32,101	250,323	SH		SOLE		0	0	250,323
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	18,284	209,342	SH		SOLE		0	0	209,342
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	5,092	161,903	SH		SOLE		0	0	161,903
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	44,649	351,237	SH		SOLE		0	0	351,237
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,088	2,885	SH		SOLE		0	0	2,885
SPDR SER TR	S&P BK ETF	78464A797	6,435	146,646	SH		SOLE		0	0	146,646
SPDR SER TR	S&P PHARMAC	78464A722	2,109	50,210	SH		SOLE		0	0	50,210
TEXAS INSTRS INC	COM	882508104	343	2,235	SH		SOLE		0	0	2,235
UNION PAC CORP	COM	907818108	4,499	21,093	SH		SOLE		0	0	21,093
UNITED PARCEL SERVICE INC	CL B	911312106	3,000	16,433	SH		SOLE		0	0	16,433
UNITEDHEALTH GROUP INC	COM	91324P102	516	1,004	SH		SOLE		0	0	1,004
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	199,603	4,056,969	SH		SOLE		0	0	4,056,969
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	22,416	149,620	SH		SOLE		0	0	149,620
VANGUARD INDEX FDS	VALUE ETF	922908744	245	1,858	SH		SOLE		0	0	1,858
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	27,976	559,963	SH		SOLE		0	0	559,963
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	20,477	491,635	SH		SOLE		0	0	491,635
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	343	6,095	SH		SOLE		0	0	6,095
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	17,867	124,538	SH		SOLE		0	0	124,538
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	46,875	460,914	SH		SOLE		0	0	460,914
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	441	4,590	SH		SOLE		0	0	4,590
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,455	6,178	SH		SOLE		0	0	6,178
WELLS FARGO CO NEW	COM	949746101	685	17,480	SH		SOLE		0	0	17,480
WELLTOWER INC	COM	95040Q104	210	2,555	SH		SOLE		0	0	2,555
WESTROCK CO	COM	96145D105	3,919	98,381	SH		SOLE		0	0	98,381
WISDOMTREE TR	WISDOMTREE US VA	97717W547	356	6,710	SH		SOLE		0	0	6,710
WISDOMTREE TR	US QTLY DIV GRT	97717X669	593	10,345	SH		SOLE		0	0	10,345