Wharton Business 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	415	1,350	SH		SOLE		0	0	1,350
ADOBE INC	COM	00724F101	1,304	2,558	SH		SOLE		0	0	2,558
ALPHABET INC	CAP STK CL A	02079K305	5,594	42,747	SH		SOLE		0	0	42,747
ALPHABET INC	CAP STK CL C	02079K107	430	3,260	SH		SOLE		0	0	3,260
AMAZON COM INC	COM	023135106	1,314	10,338	SH		SOLE		0	0	10,338
AMGEN INC	COM	031162100	302	1,124	SH		SOLE		0	0	1,124
APPLE INC	COM	037833100	78,918	460,943	SH		SOLE		0	0	460,943
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	1,525	2,590	SH		SOLE		0	0	2,590
AUTODESK INC	COM	052769106	299	1,445	SH		SOLE		0	0	1,445
BANK AMERICA CORP	COM	060505104	9,635	351,885	SH		SOLE		0	0	351,885
BANK NEW YORK MELLON CORP	COM	064058100	204	4,780	SH		SOLE		0	0	4,780
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	25,734	73,463	SH		SOLE		0	0	73,463
BLACKROCK ENHANCED EQUITY DI	COM	09251A104	145	19,004	SH		SOLE		0	0	19,004
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	29,954	593,850	SH		SOLE		0	0	593,850
BLACKROCK INC	COM	09247X101	412	638	SH		SOLE		0	0	638
CATERPILLAR INC	COM	149123101	14,750	54,028	SH		SOLE		0	0	54,028
CHEVRON CORP NEW	COM	166764100	374	2,219	SH		SOLE		0	0	2,219
CINCINNATI FINL CORP	COM	172062101	233	2,282	SH		SOLE		0	0	2,282
CISCO SYS INC	COM	17275R102	7,815	145,373	SH		SOLE		0	0	145,373
CITIGROUP INC	COM NEW	172967424	1,691	41,123	SH		SOLE		0	0	41,123
COGNEX CORP	COM	192422103	266	6,270	SH		SOLE		0	0	6,270
CONOCOPHILLIPS	COM	20825C104	367	3,065	SH		SOLE		0	0	3,065
CSX CORP	COM	126408103	3,526	114,680	SH		SOLE		0	0	114,680
CUMMINS INC	COM	231021106	13,175	57,669	SH		SOLE		0	0	57,669
DANAHER CORPORATION	COM	235851102	526	2,120	SH		SOLE		0	0	2,120
DISNEY WALT CO	COM	254687106	243	3,003	SH		SOLE		0	0	3,003
ELI LILLY & CO	COM	532457108	309	575	SH		SOLE		0	0	575
EXXON MOBIL CORP	COM	30231G102	489	4,163	SH		SOLE		0	0	4,163
FEDEX CORP	COM	31428X106	4,601	17,366	SH		SOLE		0	0	17,366
FIRST COMWLTH FINL CORP PA	COM	319829107	143	11,685	SH		SOLE		0	0	11,685
GENERAL MTRS CO	COM	37045V100	3,556	107,850	SH		SOLE		0	0	107,850
GLOBAL X FDS	MSCI CHINA CNSMR	37950E408	1,986	107,917	SH		SOLE		0	0	107,917
GOLDMAN SACHS GROUP INC	COM	38141G104	19,197	59,327	SH		SOLE		0	0	59,327
HUNT J B TRANS SVCS INC	COM	445658107	5,909	31,343	SH		SOLE		0	0	31,343
INNOVATIVE SOLUTIONS & SUPPO	COM	45769N105	147	19,395	SH		SOLE		0	0	19,395
INTEL CORP	COM	458140100	709	19,935	SH		SOLE		0	0	19,935
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	383	3,485	SH		SOLE		0	0	3,485
INTUIT	COM	461202103	529	1,035	SH		SOLE		0	0	1,035
INVESCO EXCH TRADED FD TR II	KBW BK ETF	46138E628	49,169	1,227,074	SH		SOLE		0	0	1,227,074
INVESCO EXCH TRADED FD TR II	S&P SMLCP INFO	46138E115	229	5,230	SH		SOLE		0	0	5,230
INVESCO EXCHANGE TRADED FD T	BIOTECHNOLOGY	46137V787	248	4,344	SH		SOLE		0	0	4,344
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	17,874	561,725	SH		SOLE		0	0	561,725
INVESCO EXCHANGE TRADED FD T	LARGE CAP GROWTH	46137V746	11,573	170,724	SH		SOLE		0	0	170,724
INVESCO EXCHANGE TRADED FD T	LARGE CAP VALUE	46137V738	9,608	205,301	SH		SOLE		0	0	205,301
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	258	2,830	SH		SOLE		0	0	2,830
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	33,083	233,490	SH		SOLE		0	0	233,490
ISHARES INC	CORE MSCI EMKT	46434G103	71,217	1,496,469	SH		SOLE		0	0	1,496,469
ISHARES INC	CUR HD MSCI EM	46434G509	960	40,595	SH		SOLE		0	0	40,595
ISHARES INC	EM MKTS DIV ETF	464286319	211	8,860	SH		SOLE		0	0	8,860
ISHARES INC	ESG AWR MSCI EM	46434G863	491	16,225	SH		SOLE		0	0	16,225
ISHARES INC	MSCI EM ASIA ETF	464286426	10,733	170,442	SH		SOLE		0	0	170,442
ISHARES INC	MSCI HONG KG ETF	464286871	11,560	674,067	SH		SOLE		0	0	674,067
ISHARES INC	MSCI PAC JP ETF	464286665	301	7,562	SH		SOLE		0	0	7,562
ISHARES INC	MSCI EMERG MRKT	464286533	82,317	1,542,960	SH		SOLE		0	0	1,542,960
ISHARES TR	ROBOTICS ARTIF	46435U556	6,845	224,122	SH		SOLE		0	0	224,122
ISHARES TR	CHINA LG-CAP ETF	464287184	1,033	38,953	SH		SOLE		0	0	38,953
ISHARES TR	CORE HIGH DV ETF	46429B663	22,975	232,329	SH		SOLE		0	0	232,329
ISHARES TR	CORE MSCI EAFE	46432F842	1,861	28,918	SH		SOLE		0	0	28,918
ISHARES TR	CORE S&P500 ETF	464287200	41,023	95,530	SH		SOLE		0	0	95,530
ISHARES TR	CYBERSECURITY	46435U135	7,706	200,110	SH		SOLE		0	0	200,110
ISHARES TR	ESG MSCI LEADR	46435U218	413	5,480	SH		SOLE		0	0	5,480
ISHARES TR	EXPONENTIAL TECH	46434V381	1,430	27,380	SH		SOLE		0	0	27,380
ISHARES TR	GENOMICS IMMUN	46435U192	5,766	283,364	SH		SOLE		0	0	283,364
ISHARES TR	GLOB INDSTRL ETF	464288729	9,599	84,935	SH		SOLE		0	0	84,935
ISHARES TR	GL CLEAN ENE ETF	464288224	196	13,440	SH		SOLE		0	0	13,440
ISHARES TR	INTL SEL DIV ETF	464288448	859	33,835	SH		SOLE		0	0	33,835
ISHARES TR	JPMORGAN USD EMG	464288281	3,505	42,480	SH		SOLE		0	0	42,480
ISHARES TR	MORNINGSTAR GRWT	464287119	476	7,985	SH		SOLE		0	0	7,985
ISHARES TR	MSCI LW CRB TG	46434V464	293	1,950	SH		SOLE		0	0	1,950
ISHARES TR	MSCI CHINA A	46434V514	13,610	482,010	SH		SOLE		0	0	482,010
ISHARES TR	MSCI CHINA ETF	46429B671	12,700	293,375	SH		SOLE		0	0	293,375
ISHARES TR	MSCI EAFE MIN VL	46429B689	104,683	1,605,074	SH		SOLE		0	0	1,605,074
ISHARES TR	EAFE VALUE ETF	464288877	292	5,960	SH		SOLE		0	0	5,960
ISHARES TR	MSCI USA MIN VOL	46429B697	6,149	84,955	SH		SOLE		0	0	84,955
ISHARES TR	MSCI USA QLT FCT	46432F339	170,972	1,297,309	SH		SOLE		0	0	1,297,309
ISHARES TR	MSCI USA SZE FT	46432F370	1,504	12,810	SH		SOLE		0	0	12,810
ISHARES TR	MSCI USA VALUE	46432F388	109,475	1,206,737	SH		SOLE		0	0	1,206,737
ISHARES TR	PFD AND INCM SEC	464288687	14,283	473,740	SH		SOLE		0	0	473,740
ISHARES TR	RUS 1000 GRW ETF	464287614	2,908	10,934	SH		SOLE		0	0	10,934
ISHARES TR	RUS TP200 GR ETF	464289438	34,749	225,894	SH		SOLE		0	0	225,894
ISHARES TR	S&P 100 ETF	464287101	6,149	30,649	SH		SOLE		0	0	30,649
ISHARES TR	S&P 500 GRWT ETF	464287309	368	5,376	SH		SOLE		0	0	5,376
ISHARES TR	ISHS 1-5YR INVS	464288646	5,727	114,940	SH		SOLE		0	0	114,940
ISHARES TR	ESG AWRE USD ETF	46435G193	261	12,005	SH		SOLE		0	0	12,005
ISHARES TR	US INFRASTRUC	46435U713	39,113	1,068,950	SH		SOLE		0	0	1,068,950
ISHARES TR	US HLTHCR PR ETF	464288828	16,516	67,110	SH		SOLE		0	0	67,110
ISHARES TR	U.S. MED DVC ETF	464288810	12,587	259,516	SH		SOLE		0	0	259,516
ISHARES TR	ESG SCRND S&P500	46436E569	2,892	89,190	SH		SOLE		0	0	89,190
ISHARES TR	MSCI INTL QUALTY	46434V456	12,974	386,005	SH		SOLE		0	0	386,005
ISHARES TR	US SML CAP EQT	46434V290	1,558	30,115	SH		SOLE		0	0	30,115
JACOBS SOLUTIONS INC	COM	46982L108	11,255	82,455	SH		SOLE		0	0	82,455
JOHNSON & JOHNSON	COM	478160104	994	6,385	SH		SOLE		0	0	6,385
JPMORGAN CHASE & CO	COM	46625H100	28,840	198,872	SH		SOLE		0	0	198,872
LOCKHEED MARTIN CORP	COM	539830109	662	1,619	SH		SOLE		0	0	1,619
MASTERCARD INCORPORATED	CL A	57636Q104	214	541	SH		SOLE		0	0	541
MCDONALDS CORP	COM	580135101	527	2,000	SH		SOLE		0	0	2,000
META PLATFORMS INC	CL A	30303M102	728	2,424	SH		SOLE		0	0	2,424
MICROSOFT CORP	COM	594918104	6,150	19,476	SH		SOLE		0	0	19,476
MID PENN BANCORP INC	COM	59540G107	1,577	78,331	SH		SOLE		0	0	78,331
MORGAN STANLEY	COM NEW	617446448	485	5,939	SH		SOLE		0	0	5,939
NANOVIRICIDES INC	COM	630087302	21	15,736	SH		SOLE		0	0	15,736
NVIDIA CORPORATION	COM	67066G104	713	1,640	SH		SOLE		0	0	1,640
ORACLE CORP	COM	68389X105	618	5,833	SH		SOLE		0	0	5,833
PAYCHEX INC	COM	704326107	435	3,774	SH		SOLE		0	0	3,774
PEPSICO INC	COM	713448108	368	2,169	SH		SOLE		0	0	2,169
PFIZER INC	COM	717081103	395	11,907	SH		SOLE		0	0	11,907
PNC FINL SVCS GROUP INC	COM	693475105	326	2,656	SH		SOLE		0	0	2,656
PROCTER AND GAMBLE CO	COM	742718109	737	5,050	SH		SOLE		0	0	5,050
QUANTA SVCS INC	COM	74762E102	10,543	56,357	SH		SOLE		0	0	56,357
REPUBLIC FIRST BANCORP INC	COM	760416107	3	17,855	SH		SOLE		0	0	17,855
S & T BANCORP INC	COM	783859101	696	25,719	SH		SOLE		0	0	25,719
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	30,657	238,134	SH		SOLE		0	0	238,134
SELECT SECTOR SPDR TR	INDL	81369Y704	12,442	122,727	SH		SOLE		0	0	122,727
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	14,094	424,898	SH		SOLE		0	0	424,898
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	49,791	303,734	SH		SOLE		0	0	303,734
SNOWFLAKE INC	CL A	833445109	336	2,200	SH		SOLE		0	0	2,200
SPDR SER TR	S&P BK ETF	78464A797	16,195	439,481	SH		SOLE		0	0	439,481
SPDR SER TR	S&P PHARMAC	78464A722	1,712	43,075	SH		SOLE		0	0	43,075
TEXAS INSTRS INC	COM	882508104	278	1,750	SH		SOLE		0	0	1,750
TEXTRON INC	COM	883203101	3,632	46,485	SH		SOLE		0	0	46,485
THE CIGNA GROUP	COM	125523100	429	1,501	SH		SOLE		0	0	1,501
UNION PAC CORP	COM	907818108	8,308	40,800	SH		SOLE		0	0	40,800
UNITED PARCEL SERVICE INC	CL B	911312106	5,205	33,393	SH		SOLE		0	0	33,393
UNITEDHEALTH GROUP INC	COM	91324P102	506	1,004	SH		SOLE		0	0	1,004
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	212,884	4,327,794	SH		SOLE		0	0	4,327,794
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	10,575	66,305	SH		SOLE		0	0	66,305
VANGUARD INDEX FDS	VALUE ETF	922908744	256	1,858	SH		SOLE		0	0	1,858
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	34,081	657,046	SH		SOLE		0	0	657,046
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	18,513	472,150	SH		SOLE		0	0	472,150
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	319	4,660	SH		SOLE		0	0	4,660
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	17,572	113,088	SH		SOLE		0	0	113,088
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	75,988	735,464	SH		SOLE		0	0	735,464
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	737	7,270	SH		SOLE		0	0	7,270
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,482	6,303	SH		SOLE		0	0	6,303
WELLS FARGO CO NEW	COM	949746101	735	18,000	SH		SOLE		0	0	18,000
WELLTOWER INC	COM	95040Q104	209	2,555	SH		SOLE		0	0	2,555
WESTROCK CO	COM	96145D105	4,725	131,977	SH		SOLE		0	0	131,977
WISDOMTREE TR	WISDOMTREE US VA	97717W547	414	6,710	SH		SOLE		0	0	6,710
WISDOMTREE TR	US QTLY DIV GRT	97717X669	657	10,345	SH		SOLE		0	0	10,345