United Community Bancorp Inactive 10-Q14 Nov 162017 Q1 Quarterly reportFinancial data

Company Profile

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
Document And Entity Information - shares	Sep. 30, 2016	Nov. 10, 2016
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1
Entity Registrant Name	United Community Bancorp
Entity Central Index Key	1,514,131
Current Fiscal Year End Date	--06-30
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,198,143

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Assets
Cash and due from banks	$ 1,749	$ 2,253
Interest-earning deposits in other financial institutions	26,424	26,727
Cash and cash equivalents	28,173	28,980
Investment securities:
Securities available for sale - at estimated market value	75,240	77,725
Securities held to maturity - at amortized cost	40,676	40,763
Mortgage-backed securities available for sale - at estimated market value	73,051	74,727
Investment securities	188,967	193,215
Loans receivable, net	273,176	267,138
Loans available for sale	1,642	783
Property and equipment, net	6,786	6,877
Federal Home Loan Bank stock, at cost	3,527	3,527
Accrued interest receivable:
Loans	826	872
Investments and mortgage-backed securities	941	1,010
Other real estate owned, net	70	70
Cash surrender value of life insurance policies	17,361	17,241
Deferred income taxes	2,262	2,073
Prepaid expenses and other assets	1,528	1,469
Goodwill	2,522	2,522
Intangible asset	282	312
Total assets	528,063	526,089
Liabilities and Stockholders' Equity
Deposits	441,974	438,885
Advances from FHLB	12,000	12,000
Accrued interest on deposits	11	12
Accrued interest on FHLB advance	9	10
Advances from borrowers for payment of insurance and taxes	818	608
Accrued expenses and other liabilities	2,576	4,120
Total liabilities	457,388	455,635
Commitments and contingencies
Stockholders' equity
Preferred stock, $0.01 par value; 1,000,000 shares authorized, none issued	0	0
Common stock, $0.01 par value; 25,000,000 shares authorized, 5,149,564 shares issued at September 30, 2016 and June 30, 2016; 4,198,143 shares outstanding at September 30, 2016 and June 30, 2016	51	51
Additional paid-in capital	51,407	51,320
Retained earnings	33,014	32,484
Less shares purchased for stock plans	(2,241)	(2,335)
Treasury Stock, at cost - 951,421 shares at September 30, 2016 and June 30, 2016	(12,445)	(12,445)
Accumulated other comprehensive income:
Unrealized gain on securities available for sale, net of income taxes	889	1,379
Total stockholders' equity	70,675	70,454
Total liabilities and stockholders' equity	$ 528,063	$ 526,089

Consolidated Statements of Fin3

Consolidated Statements of Financial Condition [Parenthetical] - $ / shares	Sep. 30, 2016	Jun. 30, 2016
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	25,000,000	25,000,000
Common stock, shares issued	5,149,564	5,149,564
Common stock, shares outstanding	4,198,143	4,198,143
Treasury Stock, Shares	951,421	951,421

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Interest income:
Loans	$ 2,934	$ 2,887
Investments and mortgage-backed securities	1,009	1,071
Total interest income	3,943	3,958
Interest expense:
Deposits	568	541
Borrowed funds	57	60
Total interest expense	625	601
Net interest income	3,318	3,357
Provision for loan losses	17	44
Net interest income after provision for loan losses	3,301	3,313
Noninterest income:
Service charges	789	743
Gain on sale of loans	220	90
Gain on sale of investments	79	6
Provision for loss on real estate owned	0	(24)
Income from bank owned life insurance	120	186
Other	100	66
Total noninterest income	1,308	1,067
Noninterest expense:
Compensation and employee benefits	2,180	2,160
Premises and occupancy expense	270	262
Deposit insurance premium	71	82
Advertising expense	106	91
Data processing expense	478	319
Intangible amortization	30	30
Professional fees	250	287
Other operating expenses	277	394
Total noninterest expense	3,662	3,625
Income before income taxes	947	755
Income tax provision	165	56
Net income	$ 782	$ 699
Basic and diluted earnings per share (in dollars per share)	$ 0.19	$ 0.16

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Net income	$ 782	$ 699
Other comprehensive income (loss), net of tax
Net unrealized gain (loss) on available for sale securities net of taxes of $(283) and $299 for the three months ended September 30, 2016 and 2015, respectively.	(442)	467
Reclassification adjustment for the net realized gain on sale of available for sale securities included in net income, net of taxes of $(31) and $(2) for the three months ended September 30, 2016 and 2015, respectively.	(48)	(4)
Comprehensive income	$ 292	$ 1,162

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax	$ (283)	$ 299
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	$ (31)	$ (2)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Operating activities:
Net income	$ 782	$ 699
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	107	97
Provision for loan losses	17	44
Deferred loan origination costs	(64)	(10)
Amortization of premium on investments	495	535
Proceeds from sale of loans	6,188	2,517
Loans disbursed for sale in the secondary market	(6,827)	(3,065)
Gain on sale of loans	(220)	(90)
Amortization of intangible asset	30	30
Amortization of acquisition-related loan yield adjustment	(33)	(44)
Gain on sale of other real estate owned	(79)	(6)
Provision for loss on real estate owned	0	24
Gain recognized from death benefit on bank owned life insurance	0	(68)
Increase in cash surrender value of life insurance	(120)	(128)
Stock-based compensation	63	65
Amortization of ESOP shares	118	112
Deferred income taxes	125	(109)
Effects of change in operating assets and liabilities:
Accrued interest receivable	115	(74)
Prepaid expenses and other assets	(59)	338
Accrued interest payable	(2)	2
Accrued expenses and other	(1,544)	(109)
Net cash provided by (used in) operating activities	(908)	760
Investing activities:
Proceeds from maturity of available for sale investment securities	280	45
Proceeds from maturity of held to maturity securities	30	27
Proceeds from sale of available for sale investment securities	6,935	0
Proceeds from repayment of mortgage-backed securities and collateralized mortgage obligations available for sale	5,524	6,165
Proceeds from sale of mortgage-backed securities available for sale	11,087	8,645
Purchases of available for sale investment securities	(9,885)	0
Purchases of held to maturity investment securities	0	(388)
Purchases of mortgage-backed securities available for sale	(10,943)	0
Proceeds from bank owned life insurance death benefit	0	446
Net increase in loans	(5,958)	(9,702)
Capital expenditures	(16)	0
Net cash provided by (used in) investing activities	(2,946)	5,238
Financing activities:
Net increase (decrease) in deposits	3,089	(1,341)
Dividends paid to stockholders	(252)	(275)
Repurchases of common stock	0	(1,128)
Net increase in advances from borrowers for payment of insurance and taxes	210	221
Net cash provided by (used in) financing activities	3,047	(2,523)
Net increase (decrease) in cash and cash equivalents	(807)	3,475
Cash and cash equivalents at beginning of period	28,980	18,522
Cash and cash equivalents at end of period	$ 28,173	$ 21,997

BASIS OF PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
BASIS OF PRESENTATION	Sep. 30, 2016
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	0.6573 The Company, through the Bank, operates in a single business segment providing traditional banking services through its office and branches in southeastern Indiana. UCB Real Estate Management Holding, LLC is a wholly-owned subsidiary of the Bank. The entity was formed for the purpose of holding assets that are acquired by the Bank through, or in lieu of, foreclosure. UCB Financial Services, Inc., a wholly-owned subsidiary of the Bank, was formed for a variety of purposes, but was primarily being used for the collection of commissions from a wealth management partner. In addition to the collection of commissions, during the prior fiscal year, the Bank applied for, and received approval from the OCC to allow UCB Financial Services, Inc. to own and manage a portion of the Bank’s municipal bond portfolio. The accompanying unaudited consolidated financial statements were prepared in accordance with the rules and regulations of the Securities and Exchange Commission, and therefore do not include all information or footnotes necessary for complete financial statements in conformity with accounting principles generally accepted in the United States of America. However, all normal recurring adjustments that, in the opinion of management, are necessary for a fair presentation of the financial statements have been included. No other adjustments have been included. The results for the three months ended September 30, 2016 are not necessarily indicative of the results that may be expected for the fiscal year ending June 30, 2017. These financial statements should be read in conjunction with the Company’s audited consolidated financial statements and the accompanying notes thereto for the year ended June 30, 2016, which are included in the Company’s Annual Report on Form 10-K as filed with the Securities and Exchange Commission on September 28, 2016. The Company evaluates events and transactions occurring subsequent to the date of the financial statements for matters requiring recognition or disclosure in the financial statements.

EMPLOYEE STOCK OWNERSHIP PLAN (

EMPLOYEE STOCK OWNERSHIP PLAN ("ESOP")	3 Months Ended
EMPLOYEE STOCK OWNERSHIP PLAN ("ESOP")	Sep. 30, 2016
Employee Stock Ownership [Abstract]
Employee Stock Ownership [Text Block]	2. EMPLOYEE STOCK OWNERSHIP PLAN (“ESOP”) As of September 30, 2016 and June 30, 2016, the ESOP owned 173,894

EARNINGS PER SHARE ("EPS")

EARNINGS PER SHARE ("EPS")	3 Months Ended
EARNINGS PER SHARE ("EPS")	Sep. 30, 2016
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	3. EARNINGS PER SHARE (“EPS”) Non-vested shares with non-forfeitable dividend rights are considered participating securities and, thus, subject to the two-class method pursuant to ASC 260, Earnings per Share, Basic EPS is based on the weighted average number of common shares and unvested restricted shares outstanding, adjusted for ESOP shares not yet committed to be released. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as outstanding stock options, were exercised or converted into common stock or resulted in the issuance of common stock. Diluted EPS is calculated by adjusting the weighted average number of shares of common stock outstanding to include the effects of contracts or securities exercisable or which could be converted into common stock, if dilutive, using the treasury stock method. For the three months ended September 30, 2016 outstanding options to purchase 227,626 Three Months Ended September 30, 2016 2015 Basic weighted average outstanding shares 4,024,249 4,368,527 Effect of dilutive stock options 33,762 38,232 Diluted weighted average outstanding shares 4,058,011 4,406,759

STOCK-BASED COMPENSATION

STOCK-BASED COMPENSATION	3 Months Ended
STOCK-BASED COMPENSATION	Sep. 30, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	4. STOCK-BASED COMPENSATION The Company applies the provisions of ASC 718, Compensation Stock Compensation was $ 63,000 65,000

DIVIDENDS

DIVIDENDS	3 Months Ended
DIVIDENDS	Sep. 30, 2016
Dividend [Abstract]
Dividend Disclosure [Text Block]	5. DIVIDENDS On August 11, 2016 the Board of Directors of the Company declared cash dividends on the Company’s outstanding shares of stock of $ 0.06 252,000

STOCK REPURCHASE PLAN

STOCK REPURCHASE PLAN	3 Months Ended
STOCK REPURCHASE PLAN	Sep. 30, 2016
Stock Repurchase Plan [Abstract]
Stock Repurchase Plan [Text Block]	6. STOCK REPURCHASE PLAN On February 3, 2014 the Company’s board of directors approved the repurchase of up to 514,956 shares of the Company’s outstanding common stock, which represented approximately 10% of the Company’s outstanding shares at that date. Purchases were conducted solely through and based upon the parameters of a Rule 10b5-1 repurchase plan. As of December 31, 2014, all 514,956 shares were repurchased at a total cost of $6.0 million. Additionally, on May 18, 2015, the Company’s Board of Directors approved the repurchase of up to 231,571 shares of the Company’s outstanding common stock, which was approximately 5% of the Company’s outstanding shares as of May 18, 2015. Purchases were conducted solely through and based upon the parameters of a Rule 10b5-1 repurchase plan. As of June 30, 2016, 231,571 were repurchased at a total cost of $3.4 million. On November 6, 2015, United Community Bancorp entered into a Stock Repurchase Agreement with Stilwell Activist Fund, L.P., Stilwell Activist Investments, L.P. and Stilwell Partners, L.P. (collectively, the “Sellers”). Pursuant to the Stock Repurchase Agreement, the Company purchased 318,756 shares of its common stock, $0.01 par value, from the Sellers for an aggregate purchase price of $4,781,340, or $15.00 per share. The repurchase was funded with cash on hand and completed the 5% repurchase program mentioned above. Following the repurchase transaction, the Company had 4,201,326 shares of common stock outstanding. On April 26, 2016 the Company purchased 3,183 shares of common stock from participants in the equity incentive plan. There were no other repurchases after this date and therefore at September 30, 2016, there were 4,198,143 shares of common stock outstanding. Subsequent to the quarter ended September 30, 2016, on November 4, 2016, United Community Bancorp approved the repurchase of up to 209,907 shares of the Company’s outstanding common stock, which was approximately 5% of the Company’s outstanding shares as of November 4, 2016. Purchases will be conducted solely through and based upon the parameters of a Rule 10b5-1 repurchase plan.

SUPPLEMENTAL CASH FLOW INFORMAT

SUPPLEMENTAL CASH FLOW INFORMATION	3 Months Ended
SUPPLEMENTAL CASH FLOW INFORMATION	Sep. 30, 2016
Supplemental Cash Flow Elements [Abstract]
Cash Flow, Supplemental Disclosures [Text Block]	7. SUPPLEMENTAL CASH FLOW INFORMATION Three Months Ended September 30, 2016 2015 (Dollars in thousands) Supplemental disclosure of cash flow information is as follows: Cash paid during the period for: Income taxes, net $ 43 $ Interest $ 627 $ 606 Supplemental disclosure of non-cash investing and financing activities is as follows: Unrealized gains on securities designated as available for sale, net of tax $ 490 $ 463 Transfers of loans to other real estate owned $ $

DISCLOSURES ABOUT FAIR VALUE OF

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES	3 Months Ended
DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	8. DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES - ASC 820, Fair Value Measurements and Disclosures The following methods and assumptions are used in estimating the fair values of financial instruments: Cash and cash equivalents The carrying values presented in the consolidated statements of position approximate fair value. Investments and mortgage-backed securities For investment securities (debt instruments) and mortgage-backed securities, fair values are based on quoted market prices, where available. If a quoted market price is not available, fair value is estimated using quoted market prices of comparable instruments. Loans receivable The fair value of the loan portfolio is estimated by evaluating homogeneous categories of loans with similar financial characteristics. Loans are segregated by types, such as residential mortgage, commercial real estate, and consumer. Each loan category is further segmented into fixed and adjustable rate interest, terms, and by performing and non-performing categories. The fair value of performing loans, except residential mortgage loans, is calculated by discounting contractual cash flows using estimated market discount rates which reflect the credit and interest rate risk inherent in the loan. For performing residential mortgage loans, fair value is estimated by discounting contractual cash flows adjusted for prepayment estimates using discount rates based on secondary market sources. The fair value for significant non-performing loans is based on recent internal or external appraisals. Assumptions regarding credit risk, cash flow, and discount rates are judgmentally determined by using available market information. Federal Home Loan Bank stock The Bank is a member of the Federal Home Loan Bank system and is required to maintain an investment based upon a pre-determined formula. The carrying values presented in the consolidated statements of position approximate fair value. Deposits The fair values of passbook accounts, NOW accounts, and money market savings and demand deposits approximate their carrying values. The fair values of fixed maturity certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently offered for deposits of similar maturities. Advances from Federal Home Loan Bank The fair value is calculated using rates available to the Company on advances with similar terms and remaining maturities. Off-balance sheet items Carrying value is a reasonable estimate of fair value. These instruments are generally variable rate or short-term in nature, with minimal fees charged. September 30, 2016 June 30, 2016 Carrying Fair Carrying Fair Amounts Value Amounts Value (In thousands) Financial assets: Cash and interest-bearing deposits $ 28,173 $ 28,173 $ 28,980 $ 28,980 Investment securities available for sale 75,240 75,240 77,725 77,725 Investment securities held to maturity 40,676 42,580 40,763 43,201 Mortgage-backed securities 73,051 73,051 74,727 74,727 Loans receivable and loans receivable held for sale 274,818 276,306 267,921 270,595 Accrued interest receivable 1,767 1,767 1,882 1,882 Investment in FHLB stock 3,527 3,527 3,527 3,527 Financial liabilities: Deposits 441,974 442,855 438,885 439,834 Accrued interest payable 20 20 22 22 FHLB advances 12,000 12,286 12,000 12,322 Off-balance sheet items $ $ $ $ ASC 820-10-50-2 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities. Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Fair value methods and assumptions are set forth below for each type of financial instrument. Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 2 securities include U.S. Government and agency mortgage-backed securities, U.S. Government agency bonds, municipal securities, and other real estate owned. If quoted market prices are not available, the Bank utilizes a third party vendor to calculate the fair value of its available for sale securities. The third party vendor uses quoted prices of securities with similar characteristics when available. If such quotes are not available, the third party vendor uses pricing models or discounted cash flow models with observable inputs to determine the fair value of these securities. Significant Significant Quoted prices in other other active markets observable unobservable for identical inputs inputs Total assets (Level 1) (Level 2) (Level 3) (In thousands) September 30, 2016 Mortgage-backed securities $ 73,051 $ $ 73,051 $ Municipal bonds 37,061 37,061 Small Business Administration 7,633 7,633 Collateralized Mortgage Obligations 27,314 27,314 Certificates of Deposit 3,070 3,070 Other equity securities 162 162 Mortgage servicing rights 694 694 June 30, 2016 Mortgage-backed securities $ 74,727 $ $ 74,727 $ Municipal bonds 34,790 34,790 Small Business Administration 7,872 7,872 Collateralized Mortgage Obligations 31,832 31,832 Certificatesof Deposit 3,064 3,064 Other equity securities 167 167 Mortgage servicing rights 639 639 Significant Significant Quoted prices in other other active markets observable unobservable for identical inputs inputs Total assets (Level 1) (Level 2) (Level 3) (In thousands) September 30, 2016: Other real estate owned $ 70 $ $ 70 $ Loans held for sale 1,642 1,642 Impaired loans 5,315 5,315 June 30, 2016: Other real estate owned $ 70 $ $ 70 $ Loans held for sale 783 783 Impaired loans 5,216 5,216 The adjustments to other real estate owned and impaired loans are based primarily on appraisals of the real estate, cash flow analysis or other observable market prices. The Bank’s policy is that fair values for these assets are based on current appraisals or cash flow analysis. Quoted prices Significant Significant in active other other markets for observable unobservable identical assets inputs inputs Total (Level 1) (Level 2) (Level 3) September 30, 2016: Financial assets: Cash and interest-bearing deposits $ 28,173 $ 28,173 $ $ Investment securities held to maturity 42,580 42,580 Loans receivable and loans held for sale 276,306 276,306 Accrued interest receivable 1,767 1,767 Investment in FHLB stock 3,527 3,527 Financial liabilities: Deposits 442,855 442,855 Accrued interest payable 20 20 FHLB advances 12,286 12,286 June 30, 2016: Financial assets: Cash and interest-bearing deposits $ 28,980 $ 28,980 $ $ Investment securities held to maturity 43,201 43,201 Loans receivable and loans held for sale 270,595 270,595 Accrued interest receivable 1,882 1,882 Investment in FHLB stock 3,527 3,527 Financial liabilities: Deposits 439,834 439,834 Accrued interest payable 22 22 FHLB advances 12,322 12,322

INVESTMENT SECURITIES

INVESTMENT SECURITIES	3 Months Ended
INVESTMENT SECURITIES	Sep. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Investment Securities Disclosure [Text Block]	9. INVESTMENT SECURITIES Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Mortgage-backed securities $ 72,690 $ 529 $ 168 $ 73,051 Municipal bonds 36,184 995 118 37,061 Small Business Administration 7,503 130 7,633 Collateralized Mortgage Obligations 27,276 96 58 27,314 Certificates of Deposit 2,971 99 3,070 Other equity securities 210 48 162 $ 146,834 $ 1,849 $ 392 $ 148,291 Investment securities held to maturity at September 30, 2016 consisted of the following: Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Municipal Bonds $ 40,676 $ 1,904 $ $ 42,580 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Mortgage-backed securities $ 74,198 $ 619 $ 90 $ 74,727 Municipal bonds 33,512 1,278 34,790 Small Business Administration 7,651 221 7,872 Collateralized Mortgage Obligations 31,650 182 31,832 Certificates of Deposit 2,971 93 3,064 Other equity securities 210 43 167 $ 150,192 $ 2,393 $ 133 $ 152,452 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Municipal Bonds $ 40,763 $ 2,438 $ $ 43,201 Available for Sale Held to Maturity Estimated Estimated Amortized market Amortized market cost value cost value Due or callable in one year or less $ $ $ 63 $ 64 Due or callable in 1 - 5 years 82,792 83,079 824 839 Due or callable in 5 - 10 years 44,184 45,210 4,861 5,024 Due or callable in greater than 10 years 19,648 19,840 34,928 36,653 Total debt securities $ 146,624 $ 148,129 $ 40,676 $ 42,580 All other securities available for sale at September 30, 2016 are saleable within one year. Gross proceeds on the sale of investment and mortgage-backed securities were $ 18.0 8.6 110,000 78,000 31,000 72,000 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Municipal Bonds $ 9,182 $ 118 $ $ $ 9,182 $ 118 Mortgage-backed securities 15,972 89 16,135 79 32,107 168 Collateralized Mortgage Obligations 10,663 58 10,663 58 Other equity securities 162 48 162 48 $ 35,817 $ 265 $ 16,297 $ 127 $ 52,114 $ 392 Number of investments 25 7 32 Securities available for sale are reviewed for possible other-than-temporary impairment on a quarterly basis. During this review, management considers the severity and duration of the unrealized losses as well as its intent and ability to hold the securities until recovery, taking into account balance sheet management strategies and its market view and outlook. Management also assesses the nature of the unrealized losses taking into consideration factors such as changes in risk-free interest rates, general credit spread widening, market supply and demand, creditworthiness of the issuer or any credit enhancement providers, and the quality of the underlying collateral. Management does not intend to sell these securities in the foreseeable future, and does not believe that it is more likely than not that the Bank will be required to sell a security in an unrealized loss position prior to a recovery in its value. The decline in market value is due to changes in market interest rates. The fair values are expected to recover as the securities approach maturity dates.

GOODWILL AND INTANGIBLE ASSET

GOODWILL AND INTANGIBLE ASSET	3 Months Ended
GOODWILL AND INTANGIBLE ASSET	Sep. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure [Text Block]	10. GOODWILL AND INTANGIBLE ASSET In June 2010, old United Community Bancorp acquired three branches from Integra Bank National Association (“Integra”), which was accounted for under the purchase method of accounting. Under the purchase method, the Company is required to allocate the cost of an acquired company to the assets acquired, including identified intangible assets, and liabilities assumed based on their estimated fair values at the date of acquisition. The excess cost over the value of net assets acquired represents goodwill, which is not subject to amortization. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible elements in the business acquired. Goodwill recorded by the Company in connection with its acquisition relates to the inherent value in the business acquired and this value is dependent upon the Company’s ability to provide quality, cost-effective services in a competitive market place. As such, goodwill value is supported ultimately by revenue that is driven by the volume of business transacted. A decline in earnings as a result of a lack of growth or the inability to deliver cost-effective services over sustained periods can lead to impairment of goodwill that could adversely impact earnings in future periods. As permitted by current accounting rules, the Company completed its qualitative assessment to determine whether current events or changes in circumstances lead to a determination that it is more likely than not, as defined, that the fair value of the reporting unit is less than its carrying amount. Based upon the Company’s assessment, there was no such determination that the fair value of the reporting unit is less than its carrying amount. Accordingly, the Company did not apply the traditional two-step goodwill impairment test. Core Deposit Intangible Goodwill (In thousands) Balance at June 30, 2016 $ 312 $ 2,522 Amortization 30 Balance at September 30, 2016 $ 282 $ 2,522 8.75 October 1, 2016 through June 30, 2017 $ 87 2018 117 2019 78 $ 282

DISCLOSURES ABOUT THE CREDIT QU

DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Sep. 30, 2016
Receivables [Abstract]
Financing Receivables [Text Block]	11. DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (IN THOUSANDS) Allowance for Credit Losses and Recorded Investment in Loans Receivable One- to Multi- One- to Four- Four-family family Non- Family Owner- Non-owner owner Non- Commercial Occupied Occupied Occupied Residential and Mortgage Consumer Mortgage Mortgage Real estate Construction Land Agricultural Total Allowance for Credit Losses: Balance, July 1, 2016: $ 1,235 $ 426 $ 108 $ 275 $ 2,577 $ 132 $ 10 $ 122 $ 4,885 Charge offs (36) (425) (461) Recoveries 23 25 3 1 52 Provision (credit) 1 7 (37) 115 (89) (4) 10 14 17 Ending Balance: $ 1,259 $ 422 $ 71 $ 393 $ 2,064 $ 128 $ 20 $ 136 $ 4,493 Balance, Individually Evaluated $ $ $ $ $ $ $ $ $ Balance, Collectively Evaluated $ 1,259 $ 422 $ 71 $ 393 $ 2,064 $ 128 $ 20 $ 136 $ 4,493 Financing receivables: Ending balance $ 131,668 $ 35,622 $ 11,918 $ 16,133 $ 63,388 $ 9,033 $ 2,445 $ 9,787 $ 279,994 Ending Balance: individually evaluated for impairment $ 2,378 $ 391 $ 407 $ $ 2,089 $ $ 50 $ $ 5,315 Ending Balance: collectively evaluated for impairment $ 124,355 $ 32,790 $ 11,344 $ 16,133 $ 61,189 $ 9,033 $ 2,395 $ 9,780 $ 267,019 Ending Balance: loans acquired at fair value $ 4,935 $ 2,441 $ 167 $ $ 110 $ $ $ 7 $ 7,660 For the year ended June 30, 2016 (in thousands): Allowance for Credit Losses and Recorded Investment in Loans Receivable One- to Four- One- to Multi- Family Four-family family Non- Owner- Non-owner owner Non- Commercial Occupied Occupied Occupied Residential and Mortgage Consumer Mortgage Mortgage Real estate Construction Land Agricultural Total Allowance for Credit Losses: Beginning balance: $ 1,348 $ 517 $ 130 $ 474 $ 2,586 $ 4 $ 16 $ 49 $ 5,124 Charge offs (135) (157) (192) (561) (1,045) Recoveries 86 274 27 4 223 5 619 Provision (credit) (64) (208) (49) (11) 329 128 (6) 68 187 Ending Balance: $ 1,235 $ 426 $ 108 $ 275 $ 2,577 $ 132 $ 10 $ 122 $ 4,885 Balance, Individually Evaluated $ $ $ $ $ $ $ $ $ Balance, Collectively Evaluated $ 1,235 $ 426 $ 108 $ 275 $ 2,577 $ 132 $ 10 $ 122 $ 4,885 Financing receivables: Ending Balance $ 130,883 $ 35,018 $ 12,160 $ 16,032 $ 58,981 $ 8,555 $ 2,151 $ 10,442 $ 274,222 Ending Balance: individually evaluated for impairment $ 2,535 $ 398 $ 408 $ $ 1,787 $ $ 88 $ $ 5,216 Ending Balance: collectively evaluated for impairment $ 123,148 $ 32,071 $ 11,581 $ 16,032 $ 57,076 $ 8,555 $ 2,063 $ 10,313 $ 260,839 Ending Balance: loans acquired at fair value $ 5,200 $ 2,549 $ 171 $ $ 118 $ $ $ 129 $ 8,167 Federal regulations require us to review and classify our assets on a regular basis. In addition, the OCC has the authority to identify problem assets and, if appropriate, require them to be classified. There are three classifications for problem assets: substandard, doubtful and loss. “Substandard assets” must have one or more defined weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. “Doubtful assets” have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified “loss” is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The regulations also provide for a “special mention” category, described as assets which do not currently expose us to a sufficient degree of risk to warrant classification but do possess credit deficiencies or potential weaknesses deserving our close attention. If we classify an asset as substandard, doubtful or loss, we analyze that asset and may establish a specific allocation for the asset at that time. The following tables illustrate certain disclosures required by ASC 310-10-50-29(b). Credit Risk Profile by Internally Assigned Grade At September 30, 2016 (in thousands) One- to One- to Four- Four-family Multi-family Family Non-owner Non-owner Non- Commercial Owner-Occupied Occupied Occupied Residential and Mortgage Consumer Mortgage Mortgage Real estate Construction Land Agricultural Total Grade: Pass $ 126,323 $ 34,503 $ 6,844 $ 14,030 $ 52,617 $ 6,789 $ 1,453 $ 8,964 $ 251,523 Watch 2,401 577 4,257 2,103 6,585 2,244 52 823 19,042 Special mention 533 151 154 2,008 890 3,736 Substandard 2,411 391 663 2,178 50 5,693 Total: $ 131,668 $ 35,622 $ 11,918 $ 16,133 $ 63,388 $ 9,033 $ 2,445 $ 9,787 $ 279,994 Credit Risk Profile by Internally Assigned Grade At June 30, 2016 (in thousands) One- to One- to Four- Four-family Multi-family Family Non-owner Non-owner Non- Commercial Owner-Occupied Occupied Occupied Residential and Mortgage Consumer Mortgage Mortgage Real estate Construction Land Agricultural Total Grade: Pass $ 125,089 $ 33,820 $ 7,007 $ 13,914 $ 48,886 $ 3,814 $ 1,119 $ 8,475 $ 242,124 Watch 2,545 582 4,298 2,118 5,018 4,741 54 1,967 21,323 Special mention 681 218 160 3,201 890 5,150 Substandard 2,568 398 695 1,876 88 5,625 Total: $ 130,883 $ 35,018 $ 12,160 $ 16,032 $ 58,981 $ 8,555 $ 2,151 $ 10,442 $ 274,222 Age Analysis of Past Due Loans Receivable At September 30, 2016 (in thousands) 30-59 days 60-89 days Greater than Total past Total Total loans past due past due 90 days due current receivable One- to Four- Family Mortgage - Owner-Occupied $ 337 $ 308 $ 384 $ 1,029 $ 130,639 $ 131,668 Consumer 124 1 23 148 35,474 35,622 One- to Four- Family Mortgage - Non-Owner Occupied 30 235 265 11,653 11,918 Multi-family Mortgage 16,133 16,133 Nonresidential Real Estate commercial and office buildings 63,388 63,388 Construction 9,033 9,033 Land 39 39 2,406 2,445 Commercial and Agricultural 9,787 9,787 Total $ 461 $ 339 $ 681 $ 1,481 $ 278,513 $ 279,994 Age Analysis of Past Due Loans Receivable At June 30, 2016 (in thousands) 30-59 days 60-89 days Greater than Total past Total Total loans past due past due 90 days due current receivable One- to Four- Family Mortgage - Owner-Occupied $ 594 $ 552 $ 401 $ 1,547 $ 129,336 $ 130,883 Consumer 109 49 23 181 34,837 35,018 One- to Four- Family Mortgage - Non-Owner-Occupied 95 30 235 360 11,800 12,160 Multi-family Mortgage 16,032 16,032 Nonresidential Real Estate commercial and office buildings 58,981 58,981 Construction 8,555 8,555 Land 14 76 90 2,061 2,151 Commercial and Agricultural 10,442 10,442 Total $ 812 $ 631 $ 735 $ 2,178 $ 272,044 $ 274,222 For the three months ended September 30, 2016 Unpaid Interest Average Recorded principal Specific income Recorded investment balance allowance recognized investment With a related allowance recorded: One- to Four- Family Mortgage - Owner-Occupied $ $ $ $ $ Consumer One- to Four- Family Mortgage -Non-Owner Occupied Multi-family Mortgage Nonresidential Real Estate commercial and office buildings Construction Land Commercial and Agricultural Total $ $ $ $ $ For the three months ended September 30, 2016 Unpaid Interest Average Recorded principal Specific income Recorded investment balance allowance recognized investment With no related allowance recorded: One- to Four- Family Mortgage - Owner-Occupied $ 2,378 $ 2,759 $ $ 17 $ 2,457 Consumer 391 720 1 395 One- to Four- Family Mortgage -Non-Owner Occupied 407 407 2 408 Multi-family Mortgage 920 Nonresidential Real Estate commercial and office buildings 2,089 3,922 11 1,938 Construction Land 50 58 69 Commercial and Agricultural 6 Total $ 5,315 $ 8,792 $ $ 31 $ 5,267 Impaired Loans For the three months ended September 30, 2016 Unpaid Average Recorded principal Specific Interest income Recorded investment balance allowance recognized investment Total: One- to Four- Family Mortgage - Owner-Occupied $ 2,378 $ 2,759 $ $ 17 $ 2,457 Consumer 391 720 1 395 One- to Four- Family Mortgage -Non-Owner Occupied 407 407 2 408 Multi-family Mortgage 920 Nonresidential Real Estate commercial and office buildings 2,089 3,922 11 1,938 Construction Land 50 58 69 Commercial and Agricultural 6 Total $ 5,315 $ 8,792 $ $ 31 $ 5,267 Impaired Loans For the year ended June 30, 2016 Unpaid Interest Average Recorded principal Specific income recorded investment balance allowance recognized investment (in thousands) With an allowance recorded: One- to Four- Family Mortgage - Owner-Occupied $ $ $ $ $ Consumer One- to Four- Family Mortgage - Non-Owner Occupied Multi-family Mortgage Nonresidential Real Estate commercial and office buildings 496 Construction Land Commercial and Agricultural Total $ $ $ $ $ 496 Impaired Loans For the year ended June 30, 2016 Unpaid Average Recorded principal Specific Interest income recorded investment balance allowance recognized investment (in thousands) Without an allowance recorded: One- to Four- Family Mortgage - Owner-Occupied $ 2,535 $ 2,973 $ $ 17 $ 2,886 Consumer 398 726 1 461 One- to Four- Family Mortgage - Non-Owner Occupied 408 408 3 647 Multi-family Mortgage 920 481 Nonresidential Real Estate commercial and office buildings 1,787 3,195 11 3,293 Construction Land 88 95 149 Commercial and Agricultural 7 Total $ 5,216 $ 8,324 $ $ 32 $ 7,917 Impaired Loans For the year ended June 30, 2016 Unpaid Average Recorded principal Specific Interest income recorded investment balance allowance recognized investment (in thousands) Total: One- to Four- Family Mortgage - Owner-Occupied $ 2,535 $ 2,973 $ $ 17 $ 2,886 Consumer 398 726 1 461 One- to Four- Family Mortgage - Non-Owner Occupied 408 408 3 647 Multi-family Mortgage 920 481 Nonresidential Real Estate commercial and office buildings 1,787 3,195 11 3,789 Construction Land 88 95 149 Commercial and Agricultural 7 Total $ 5,216 $ 8,324 $ $ 32 $ 8,413 The Bank did not have any investments in subprime loans at September 30, 2016. Impaired loans at September 30, 2016 included troubled debt restructurings (“TDR”) with an aggregate principal balance of $ 3.3 3.3

TROUBLED DEBT RESTRUCTURINGS

TROUBLED DEBT RESTRUCTURINGS	3 Months Ended
TROUBLED DEBT RESTRUCTURINGS	Sep. 30, 2016
Troubled Debt Restructuring [Abstract]
Troubled Debt Restructuring [Text Block]	12 . TROUBLED DEBT RESTRUCTURINGS - Troubled Debt Restructurings by Creditors Existing performing loan customers who request a loan (non-TDR) modification and who meet the Bank’s underwriting standards may, usually for a fee, modify their original loan terms to terms currently offered. The modified terms of these loans are similar to the terms offered to new customers with similar credit risk. The fee assessed for modifying the loan is deferred and amortized over the life of the modified loan using the level-yield method and is reflected as an adjustment to interest income. Each modification is examined on a loan-by-loan basis and if the modification of terms represents more than a minor change to the loan, then the unamortized balance of the pre-modification deferred fees or costs associated with the mortgage loan are recognized in interest income at the time of the modification. If the modification of terms does not represent more than a minor change to the loan, then the unamortized balance of the pre-modification deferred fees or costs continue to be deferred. At September 30, 2016 Loan Status Total Related Recorded Number Average (In thousands) Accrual Nonaccrual Balance Allowance Investment Loans Investment One- to Four-Family residential real estate $ 1,535 $ 382 $ 1,917 $ $ 1,917 19 $ 1,940 Multi-family residential real estate 180 Nonresidential real estate 718 647 1,365 1,365 3 2,116 Total $ 2,253 $ 1,029 $ 3,282 $ $ 3,282 22 $ 4,236 At June 30, 2016 Loan Status Total Related Recorded Number Average (In thousands) Accrual Nonaccrual Balance Allowance Investment Loans Investment One- to Four-Family residential real estate $ 1,609 $ 324 $ 1,933 $ $ 1,933 19 $ 1,979 Multi-family residential real estate 361 Nonresidential real estate 721 1,066 1,787 1,787 3 3,009 Total $ 2,330 $ 1,390 $ 3,720 $ $ 3,720 22 $ 5,349 For the three months ended September 30, 2016 2015 One-to-Four Family residential real estate $ 17 $ 11 Multi-family residential real estate 11 Nonresidential real estate 11 48 Construction Commercial Consumer Total $ 28 $ 70 At September 30, 2016, the Bank had 22 loans totaling $ 3.3 0 1.4 3.7 0 With respect to the $3.7 million in TDRs, the Bank charged-off $ 1.4 Loans that were included in TDRs at September 30, 2016 and June 30, 2016 were generally given concessions of interest rate reductions of between 25 and 300 basis points and/or structured as interest only payment loans for periods of one to three years. Some of these loans also have balloon payments due at the end of their lowered rate period, requiring the borrower to refinance at market rates at that time. At September 30, 2016 and June 30, 2016, all loans classified as TDRs required principal and interest payments. Three Months Ended September 30, 2016 Recorded Number Investment of Loans (Dollar amounts in thousands) Beginning balance $ 3,720 22 Additions to TDR Charge-offs Removal of TDRs Payments (438) Ending balance $ 3,282 22

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME	3 Months Ended
ACCUMULATED OTHER COMPREHENSIVE INCOME	Sep. 30, 2016
Stockholders' Equity Note [Abstract]
Comprehensive Income (Loss) Note [Text Block]	13. ACCUMULATED OTHER COMPREHENSIVE INCOME Three Months Ended 2016 2015 Affected Line Item in the Consolidated Realized gain (loss) on sale of securities $ 79 $ 6 Gain on sale of investments Less provision (benefit) for income taxes 31 2 Income tax provision Reclassification adjustment, net of taxes $ 48 $ 4

EFFECT OF RECENT ACCOUNTING PRO

EFFECT OF RECENT ACCOUNTING PRONOUNCEMENTS	3 Months Ended
EFFECT OF RECENT ACCOUNTING PRONOUNCEMENTS	Sep. 30, 2016
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	14. EFFECT OF RECENT ACCOUNTING PRONOUNCEMENTS In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments (“ASU 2016-13”), which changes the impairment model for most financial assets. This ASU is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by financial institutions and other organizations. The underlying premise of the ASU is that financial assets measured at amortized cost should be presented at the net amount expected to be collected, through an allowance for credit losses that is deducted from the amortized cost basis. The allowance for credit losses should reflect management’s current estimate of credit losses that are expected to occur over the remaining life of a financial asset. The income statement will be effected for the measurement of credit losses for newly recognized financial assets, as well as the expected increases or decreases of expected credit losses that have taken place during the period. ASU 2016-13 is effective for annual and interim periods beginning after December 15, 2019, and early adoption is permitted for annual and interim periods beginning after December 15, 2018. With certain exceptions, transition to the new requirements will be through a cumulative effect adjustment to opening retained earnings as of the beginning of the first reporting period in which the guidance is adopted. The Company will be evaluating the impact of this ASU over the next several years. In April 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2016-10, Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing, and affects the guidance in ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), which is not yet effective. ASU No. 2016-10 clarifies the following two aspects of Topic 606: evaluating whether promised goods and services are separately identifiable, and determining whether an entity’s promise to grant a license provides a customer with either a right to use the entity’s intellectual property, which is satisfied at a point in time, or a right to access the entity’s intellectual property, which is satisfied over time. ASU No. 2016-10 is effective for public companies for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. Transitional guidance is included in the update. Earlier adoption is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. Adoption of ASU No. 2016-10 is not expected to have a material impact on the Company's consolidated financial statements. In March 2016, the FASB issued ASU No. 2016-09, CompensationStock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting, and affects all entities that issue share-based payment awards to their employees. The new guidance involves several aspects of the accounting for share-based payment transactions, including income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. Under ASU No. 2016-09, any excess tax benefits or tax deficiencies should be recognized as income tax expense or benefit in the income statement. Excess tax benefits are to be classified as an operating activity in the statement of cash flows. In accruing compensation cost, an entity can make an entity-wide accounting policy election to either estimate the number of awards that are expected to vest, as required under current guidance, or account for forfeitures when they occur. For an award to qualify for equity classification, an entity cannot partially settle the award in excess of the employer's maximum statutory withholding requirements. Such cash paid by an employer when directly withholding shares for tax withholding purposes should be classified as a financing activity in the statement of cash flows. The amendments in ASU No. 2016-09 are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is permitted. Adoption of ASU No. 2016-07 is not expected to have a material impact on the Company's consolidated financial statements. In March 2016, the FASB issued ASU No. 2016-08, Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net), and affects the guidance in ASU No. 2014-09, "Revenue from Contracts with Customers (Topic 606)," which is not yet effective. When another party is involved in providing goods or services to a customer, ASU No. 2014-09 requires an entity to determine whether the nature of its promise is to provide the specified good or service itself (that is, the entity is a principal) or to arrange for that good or service to be provided by the other party (that is, the entity is an agent). The amendments in ASU No. 2016-08 are intended to improve the operability and understandability of the implementation guidance in ASU No. 2014-09 on principal versus agent considerations by offering additional guidance to be considered in making the determination. ASU No. 2016-08 is effective for public companies for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. Transitional guidance is included in the update. Earlier adoption is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. The Company is currently evaluating the financial statement impact of adopting the new guidance. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842), and requires a lessee to recognize in the statement of financial position a liability to make lease payments ("the lease liability") and a right-of-use asset representing its right to use the underlying asset for the lease term, initially measured at the present value of the lease payments. When measuring assets and liabilities arising from a lease, the lessee should include payments to be made in optional periods only if the lessee is reasonably certain, as defined, to exercise an option to the lease or not to exercise an option to terminate the lease. Optional payments to purchase the underlying asset should be included if the lessee is reasonably certain it will exercise the purchase option. Most variable lease payments should be excluded except for those that depend on an index or a rate or are in substance fixed payments. A lessee shall classify a lease as a finance lease if it meets any of five listed criteria: 1) The lease transfers ownership of the underlying asset to the lessee by the end of the lease term. 2) The lease grants the lessee and option to purchase the underlying asset that the lessee is reasonably certain to exercise. 3) The lease term is for the major part of the remaining economic life of the underlying asset. 4) The present value of the sum of the lease payments and any residual value guaranteed by the lessee equals or exceeds substantially all of the fair value of the underlying asset. 5) The underlying asset is of such a specialized nature that it is expected to have no alternative use to the lessor at the end of the lease term. For finance leases, a lessee shall recognize in the statement of comprehensive income interest on the lease liability separately from amortization of the right-of-use asset. Amortization of the right-of-use asset shall be on a straight-line basis, unless another basis is more representative of the pattern in which the lessee expects to consume the right-of-use asset’s future economic benefits. If the lease does not meet any of the five criteria, the lessee shall classify it as an operating lease and shall recognize a single lease cost on a straight-line basis over the lease term. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. The amendments in this update are to be applied using a modified retrospective approach, as defined, and are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2018. Early application is permitted. The Company is currently evaluating the financial statement impact of adopting the new guidance. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments-Overall (Subtopic 825-10). The amendments in this update affect all entities that hold financial assets or owe financial liabilities. The update’s main provisions applicable to the Company are as follows: 1) Require equity investments with readily available fair values (except those accounted for under the equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; 2) Simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment; 3) Eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet; 4) Require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes; 5) Require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements; and 6) Clarify that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred tax assets. Public companies should apply the guidance in Update 2016-01 to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. Early adoption is generally not permitted. An entity should apply the amendments by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the annual reporting period of adoption. We do not expect the adoption of these provisions to have a significant impact on the Company’s consolidated financial statements.

EARNINGS PER SHARE ("EPS") (Tab

EARNINGS PER SHARE ("EPS") (Tables)	3 Months Ended
EARNINGS PER SHARE ("EPS") (Tables)	Sep. 30, 2016
Earnings Per Share [Abstract]
Schedule of Weighted Average Number of Shares [Table Text Block]	Three Months Ended September 30, 2016 2015 Basic weighted average outstanding shares 4,024,249 4,368,527 Effect of dilutive stock options 33,762 38,232 Diluted weighted average outstanding shares 4,058,011 4,406,759

SUPPLEMENTAL CASH FLOW INFORM23

SUPPLEMENTAL CASH FLOW INFORMATION (Tables)	3 Months Ended
SUPPLEMENTAL CASH FLOW INFORMATION (Tables)	Sep. 30, 2016
Supplemental Cash Flow Elements [Abstract]
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Three Months Ended September 30, 2016 2015 (Dollars in thousands) Supplemental disclosure of cash flow information is as follows: Cash paid during the period for: Income taxes, net $ 43 $ Interest $ 627 $ 606 Supplemental disclosure of non-cash investing and financing activities is as follows: Unrealized gains on securities designated as available for sale, net of tax $ 490 $ 463 Transfers of loans to other real estate owned $ $

DISCLOSURES ABOUT FAIR VALUE 24

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES (Tables)	3 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value, by Balance Sheet Grouping [Table Text Block]	The estimated fair values of the Company’s financial instruments at September 30, 2016 and June 30, 2016 are as follows: September 30, 2016 June 30, 2016 Carrying Fair Carrying Fair Amounts Value Amounts Value (In thousands) Financial assets: Cash and interest-bearing deposits $ 28,173 $ 28,173 $ 28,980 $ 28,980 Investment securities available for sale 75,240 75,240 77,725 77,725 Investment securities held to maturity 40,676 42,580 40,763 43,201 Mortgage-backed securities 73,051 73,051 74,727 74,727 Loans receivable and loans receivable held for sale 274,818 276,306 267,921 270,595 Accrued interest receivable 1,767 1,767 1,882 1,882 Investment in FHLB stock 3,527 3,527 3,527 3,527 Financial liabilities: Deposits 441,974 442,855 438,885 439,834 Accrued interest payable 20 20 22 22 FHLB advances 12,000 12,286 12,000 12,322 Off-balance sheet items $ $ $ $
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair value measurements for certain assets and liabilities measured at fair value on a recurring basis: Significant Significant Quoted prices in other other active markets observable unobservable for identical inputs inputs Total assets (Level 1) (Level 2) (Level 3) (In thousands) September 30, 2016 Mortgage-backed securities $ 73,051 $ $ 73,051 $ Municipal bonds 37,061 37,061 Small Business Administration 7,633 7,633 Collateralized Mortgage Obligations 27,314 27,314 Certificates of Deposit 3,070 3,070 Other equity securities 162 162 Mortgage servicing rights 694 694 June 30, 2016 Mortgage-backed securities $ 74,727 $ $ 74,727 $ Municipal bonds 34,790 34,790 Small Business Administration 7,872 7,872 Collateralized Mortgage Obligations 31,832 31,832 Certificatesof Deposit 3,064 3,064 Other equity securities 167 167 Mortgage servicing rights 639 639
Fair Value Assets Liabilities Measured on Nonrecurring Basis [Table Text Block]	Fair value measurements for certain assets and liabilities measured at fair value on a nonrecurring basis: Significant Significant Quoted prices in other other active markets observable unobservable for identical inputs inputs Total assets (Level 1) (Level 2) (Level 3) (In thousands) September 30, 2016: Other real estate owned $ 70 $ $ 70 $ Loans held for sale 1,642 1,642 Impaired loans 5,315 5,315 June 30, 2016: Other real estate owned $ 70 $ $ 70 $ Loans held for sale 783 783 Impaired loans 5,216 5,216
Fair Value Assets Liabilities Measured on Recurring and Nonrecurring Basis [Table Text Block]	The following table presents fair value measurements for the Company’s financial instruments which are not recognized at fair value in the accompanying statements of financial position on a recurring or nonrecurring basis. Quoted prices Significant Significant in active other other markets for observable unobservable identical assets inputs inputs Total (Level 1) (Level 2) (Level 3) September 30, 2016: Financial assets: Cash and interest-bearing deposits $ 28,173 $ 28,173 $ $ Investment securities held to maturity 42,580 42,580 Loans receivable and loans held for sale 276,306 276,306 Accrued interest receivable 1,767 1,767 Investment in FHLB stock 3,527 3,527 Financial liabilities: Deposits 442,855 442,855 Accrued interest payable 20 20 FHLB advances 12,286 12,286 June 30, 2016: Financial assets: Cash and interest-bearing deposits $ 28,980 $ 28,980 $ $ Investment securities held to maturity 43,201 43,201 Loans receivable and loans held for sale 270,595 270,595 Accrued interest receivable 1,882 1,882 Investment in FHLB stock 3,527 3,527 Financial liabilities: Deposits 439,834 439,834 Accrued interest payable 22 22 FHLB advances 12,322 12,322

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	3 Months Ended
INVESTMENT SECURITIES (Tables)	Sep. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Investment securities available for sale at September 30, 2016 consisted of the following: Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Mortgage-backed securities $ 72,690 $ 529 $ 168 $ 73,051 Municipal bonds 36,184 995 118 37,061 Small Business Administration 7,503 130 7,633 Collateralized Mortgage Obligations 27,276 96 58 27,314 Certificates of Deposit 2,971 99 3,070 Other equity securities 210 48 162 $ 146,834 $ 1,849 $ 392 $ 148,291 Investment securities available for sale at June 30, 2016 consisted of the following: Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Mortgage-backed securities $ 74,198 $ 619 $ 90 $ 74,727 Municipal bonds 33,512 1,278 34,790 Small Business Administration 7,651 221 7,872 Collateralized Mortgage Obligations 31,650 182 31,832 Certificates of Deposit 2,971 93 3,064 Other equity securities 210 43 167 $ 150,192 $ 2,393 $ 133 $ 152,452
Held-to-maturity Securities [Table Text Block]	Investment securities held to maturity at September 30, 2016 consisted of the following: Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Municipal Bonds $ 40,676 $ 1,904 $ $ 42,580 Investment securities held to maturity at June 30, 2016 consisted of the following: Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Municipal Bonds $ 40,763 $ 2,438 $ $ 43,201
Schedule Of Held For Sale Contractual Maturities [Table Text Block]	The mortgage-backed securities, callable bonds and municipal bonds have the following maturities at September 30, 2016: Available for Sale Held to Maturity Estimated Estimated Amortized market Amortized market cost value cost value Due or callable in one year or less $ $ $ 63 $ 64 Due or callable in 1 - 5 years 82,792 83,079 824 839 Due or callable in 5 - 10 years 44,184 45,210 4,861 5,024 Due or callable in greater than 10 years 19,648 19,840 34,928 36,653 Total debt securities $ 146,624 $ 148,129 $ 40,676 $ 42,580
Schedule of Investment Securities and Mortgage Backed Securities [Table Text Block]	The table below indicates the length of time individual investment securities and mortgage-backed securities have been in a continuous loss position at September 30, 2016: Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Municipal Bonds $ 9,182 $ 118 $ $ $ 9,182 $ 118 Mortgage-backed securities 15,972 89 16,135 79 32,107 168 Collateralized Mortgage Obligations 10,663 58 10,663 58 Other equity securities 162 48 162 48 $ 35,817 $ 265 $ 16,297 $ 127 $ 52,114 $ 392 Number of investments 25 7 32

GOODWILL AND INTANGIBLE ASSET (

GOODWILL AND INTANGIBLE ASSET (Tables)	3 Months Ended
GOODWILL AND INTANGIBLE ASSET (Tables)	Sep. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Intangible Assets and Goodwill [Table Text Block]	The following table indicates changes to the core deposit intangible asset and goodwill balances for the three months ended September 30, 2016: Core Deposit Intangible Goodwill (In thousands) Balance at June 30, 2016 $ 312 $ 2,522 Amortization 30 Balance at September 30, 2016 $ 282 $ 2,522
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	The core deposit intangible is being amortized using the double declining balance method over its estimated useful life of 8.75 October 1, 2016 through June 30, 2017 $ 87 2018 117 2019 78 $ 282

DISCLOSURES ABOUT THE CREDIT 27

DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Tables)	3 Months Ended
	Sep. 30, 2016
Receivables [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The following tables illustrate certain disclosures required by ASC 310-10-50-11B(c), (g) and (h), the changes to the allowance for loan losses, for the three months ended September 30, 2016 (in thousands): Allowance for Credit Losses and Recorded Investment in Loans Receivable One- to Multi- One- to Four- Four-family family Non- Family Owner- Non-owner owner Non- Commercial Occupied Occupied Occupied Residential and Mortgage Consumer Mortgage Mortgage Real estate Construction Land Agricultural Total Allowance for Credit Losses: Balance, July 1, 2016: $ 1,235 $ 426 $ 108 $ 275 $ 2,577 $ 132 $ 10 $ 122 $ 4,885 Charge offs (36) (425) (461) Recoveries 23 25 3 1 52 Provision (credit) 1 7 (37) 115 (89) (4) 10 14 17 Ending Balance: $ 1,259 $ 422 $ 71 $ 393 $ 2,064 $ 128 $ 20 $ 136 $ 4,493 Balance, Individually Evaluated $ $ $ $ $ $ $ $ $ Balance, Collectively Evaluated $ 1,259 $ 422 $ 71 $ 393 $ 2,064 $ 128 $ 20 $ 136 $ 4,493 Financing receivables: Ending balance $ 131,668 $ 35,622 $ 11,918 $ 16,133 $ 63,388 $ 9,033 $ 2,445 $ 9,787 $ 279,994 Ending Balance: individually evaluated for impairment $ 2,378 $ 391 $ 407 $ $ 2,089 $ $ 50 $ $ 5,315 Ending Balance: collectively evaluated for impairment $ 124,355 $ 32,790 $ 11,344 $ 16,133 $ 61,189 $ 9,033 $ 2,395 $ 9,780 $ 267,019 Ending Balance: loans acquired at fair value $ 4,935 $ 2,441 $ 167 $ $ 110 $ $ $ 7 $ 7,660 For the year ended June 30, 2016 (in thousands): Allowance for Credit Losses and Recorded Investment in Loans Receivable One- to Four- One- to Multi- Family Four-family family Non- Owner- Non-owner owner Non- Commercial Occupied Occupied Occupied Residential and Mortgage Consumer Mortgage Mortgage Real estate Construction Land Agricultural Total Allowance for Credit Losses: Beginning balance: $ 1,348 $ 517 $ 130 $ 474 $ 2,586 $ 4 $ 16 $ 49 $ 5,124 Charge offs (135) (157) (192) (561) (1,045) Recoveries 86 274 27 4 223 5 619 Provision (credit) (64) (208) (49) (11) 329 128 (6) 68 187 Ending Balance: $ 1,235 $ 426 $ 108 $ 275 $ 2,577 $ 132 $ 10 $ 122 $ 4,885 Balance, Individually Evaluated $ $ $ $ $ $ $ $ $ Balance, Collectively Evaluated $ 1,235 $ 426 $ 108 $ 275 $ 2,577 $ 132 $ 10 $ 122 $ 4,885 Financing receivables: Ending Balance $ 130,883 $ 35,018 $ 12,160 $ 16,032 $ 58,981 $ 8,555 $ 2,151 $ 10,442 $ 274,222 Ending Balance: individually evaluated for impairment $ 2,535 $ 398 $ 408 $ $ 1,787 $ $ 88 $ $ 5,216 Ending Balance: collectively evaluated for impairment $ 123,148 $ 32,071 $ 11,581 $ 16,032 $ 57,076 $ 8,555 $ 2,063 $ 10,313 $ 260,839 Ending Balance: loans acquired at fair value $ 5,200 $ 2,549 $ 171 $ $ 118 $ $ $ 129 $ 8,167
Financing Receivable Credit Quality Indicators [Table Text Block]	Credit Risk Profile by Internally Assigned Grade At September 30, 2016 (in thousands) One- to One- to Four- Four-family Multi-family Family Non-owner Non-owner Non- Commercial Owner-Occupied Occupied Occupied Residential and Mortgage Consumer Mortgage Mortgage Real estate Construction Land Agricultural Total Grade: Pass $ 126,323 $ 34,503 $ 6,844 $ 14,030 $ 52,617 $ 6,789 $ 1,453 $ 8,964 $ 251,523 Watch 2,401 577 4,257 2,103 6,585 2,244 52 823 19,042 Special mention 533 151 154 2,008 890 3,736 Substandard 2,411 391 663 2,178 50 5,693 Total: $ 131,668 $ 35,622 $ 11,918 $ 16,133 $ 63,388 $ 9,033 $ 2,445 $ 9,787 $ 279,994 Credit Risk Profile by Internally Assigned Grade At June 30, 2016 (in thousands) One- to One- to Four- Four-family Multi-family Family Non-owner Non-owner Non- Commercial Owner-Occupied Occupied Occupied Residential and Mortgage Consumer Mortgage Mortgage Real estate Construction Land Agricultural Total Grade: Pass $ 125,089 $ 33,820 $ 7,007 $ 13,914 $ 48,886 $ 3,814 $ 1,119 $ 8,475 $ 242,124 Watch 2,545 582 4,298 2,118 5,018 4,741 54 1,967 21,323 Special mention 681 218 160 3,201 890 5,150 Substandard 2,568 398 695 1,876 88 5,625 Total: $ 130,883 $ 35,018 $ 12,160 $ 16,032 $ 58,981 $ 8,555 $ 2,151 $ 10,442 $ 274,222
Past Due Financing Receivables [Table Text Block]	The following tables illustrate certain disclosures required by ASC 310-10-50-7A for gross loans. Age Analysis of Past Due Loans Receivable At September 30, 2016 (in thousands) 30-59 days 60-89 days Greater than Total past Total Total loans past due past due 90 days due current receivable One- to Four- Family Mortgage - Owner-Occupied $ 337 $ 308 $ 384 $ 1,029 $ 130,639 $ 131,668 Consumer 124 1 23 148 35,474 35,622 One- to Four- Family Mortgage - Non-Owner Occupied 30 235 265 11,653 11,918 Multi-family Mortgage 16,133 16,133 Nonresidential Real Estate commercial and office buildings 63,388 63,388 Construction 9,033 9,033 Land 39 39 2,406 2,445 Commercial and Agricultural 9,787 9,787 Total $ 461 $ 339 $ 681 $ 1,481 $ 278,513 $ 279,994 Age Analysis of Past Due Loans Receivable At June 30, 2016 (in thousands) 30-59 days 60-89 days Greater than Total past Total Total loans past due past due 90 days due current receivable One- to Four- Family Mortgage - Owner-Occupied $ 594 $ 552 $ 401 $ 1,547 $ 129,336 $ 130,883 Consumer 109 49 23 181 34,837 35,018 One- to Four- Family Mortgage - Non-Owner-Occupied 95 30 235 360 11,800 12,160 Multi-family Mortgage 16,032 16,032 Nonresidential Real Estate commercial and office buildings 58,981 58,981 Construction 8,555 8,555 Land 14 76 90 2,061 2,151 Commercial and Agricultural 10,442 10,442 Total $ 812 $ 631 $ 735 $ 2,178 $ 272,044 $ 274,222
Impaired Financing Receivables [Table Text Block]	The following table illustrates certain disclosures required by ASC 310-10-50-15. For the three months ended September 30, 2016 Unpaid Interest Average Recorded principal Specific income Recorded investment balance allowance recognized investment With a related allowance recorded: One- to Four- Family Mortgage - Owner-Occupied $ $ $ $ $ Consumer One- to Four- Family Mortgage -Non-Owner Occupied Multi-family Mortgage Nonresidential Real Estate commercial and office buildings Construction Land Commercial and Agricultural Total $ $ $ $ $ For the three months ended September 30, 2016 Unpaid Interest Average Recorded principal Specific income Recorded investment balance allowance recognized investment With no related allowance recorded: One- to Four- Family Mortgage - Owner-Occupied $ 2,378 $ 2,759 $ $ 17 $ 2,457 Consumer 391 720 1 395 One- to Four- Family Mortgage -Non-Owner Occupied 407 407 2 408 Multi-family Mortgage 920 Nonresidential Real Estate commercial and office buildings 2,089 3,922 11 1,938 Construction Land 50 58 69 Commercial and Agricultural 6 Total $ 5,315 $ 8,792 $ $ 31 $ 5,267 Impaired Loans For the three months ended September 30, 2016 Unpaid Average Recorded principal Specific Interest income Recorded investment balance allowance recognized investment Total: One- to Four- Family Mortgage - Owner-Occupied $ 2,378 $ 2,759 $ $ 17 $ 2,457 Consumer 391 720 1 395 One- to Four- Family Mortgage -Non-Owner Occupied 407 407 2 408 Multi-family Mortgage 920 Nonresidential Real Estate commercial and office buildings 2,089 3,922 11 1,938 Construction Land 50 58 69 Commercial and Agricultural 6 Total $ 5,315 $ 8,792 $ $ 31 $ 5,267 Impaired Loans For the year ended June 30, 2016 Unpaid Interest Average Recorded principal Specific income recorded investment balance allowance recognized investment (in thousands) With an allowance recorded: One- to Four- Family Mortgage - Owner-Occupied $ $ $ $ $ Consumer One- to Four- Family Mortgage - Non-Owner Occupied Multi-family Mortgage Nonresidential Real Estate commercial and office buildings 496 Construction Land Commercial and Agricultural Total $ $ $ $ $ 496 Impaired Loans For the year ended June 30, 2016 Unpaid Average Recorded principal Specific Interest income recorded investment balance allowance recognized investment (in thousands) Without an allowance recorded: One- to Four- Family Mortgage - Owner-Occupied $ 2,535 $ 2,973 $ $ 17 $ 2,886 Consumer 398 726 1 461 One- to Four- Family Mortgage - Non-Owner Occupied 408 408 3 647 Multi-family Mortgage 920 481 Nonresidential Real Estate commercial and office buildings 1,787 3,195 11 3,293 Construction Land 88 95 149 Commercial and Agricultural 7 Total $ 5,216 $ 8,324 $ $ 32 $ 7,917 Impaired Loans For the year ended June 30, 2016 Unpaid Average Recorded principal Specific Interest income recorded investment balance allowance recognized investment (in thousands) Total: One- to Four- Family Mortgage - Owner-Occupied $ 2,535 $ 2,973 $ $ 17 $ 2,886 Consumer 398 726 1 461 One- to Four- Family Mortgage - Non-Owner Occupied 408 408 3 647 Multi-family Mortgage 920 481 Nonresidential Real Estate commercial and office buildings 1,787 3,195 11 3,789 Construction Land 88 95 149 Commercial and Agricultural 7 Total $ 5,216 $ 8,324 $ $ 32 $ 8,413

TROUBLED DEBT RESTRUCTURINGS (T

TROUBLED DEBT RESTRUCTURINGS (Tables)	3 Months Ended
TROUBLED DEBT RESTRUCTURINGS (Tables)	Sep. 30, 2016
Troubled Debt Restructuring [Abstract]
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	The following tables summarize TDRs by loan type and accrual status. At September 30, 2016 Loan Status Total Related Recorded Number Average (In thousands) Accrual Nonaccrual Balance Allowance Investment Loans Investment One- to Four-Family residential real estate $ 1,535 $ 382 $ 1,917 $ $ 1,917 19 $ 1,940 Multi-family residential real estate 180 Nonresidential real estate 718 647 1,365 1,365 3 2,116 Total $ 2,253 $ 1,029 $ 3,282 $ $ 3,282 22 $ 4,236 At June 30, 2016 Loan Status Total Related Recorded Number Average (In thousands) Accrual Nonaccrual Balance Allowance Investment Loans Investment One- to Four-Family residential real estate $ 1,609 $ 324 $ 1,933 $ $ 1,933 19 $ 1,979 Multi-family residential real estate 361 Nonresidential real estate 721 1,066 1,787 1,787 3 3,009 Total $ 2,330 $ 1,390 $ 3,720 $ $ 3,720 22 $ 5,349
Interest and Other Income [Table Text Block]	Interest income recognized on TDRs is as follows: For the three months ended September 30, 2016 2015 One-to-Four Family residential real estate $ 17 $ 11 Multi-family residential real estate 11 Nonresidential real estate 11 48 Construction Commercial Consumer Total $ 28 $ 70
Schedule Of Financing Receivable Troubled Debt Restructurings Rollforward [Table Text Block]	The following table is a roll forward of activity in our TDRs: Three Months Ended September 30, 2016 Recorded Number Investment of Loans (Dollar amounts in thousands) Beginning balance $ 3,720 22 Additions to TDR Charge-offs Removal of TDRs Payments (438) Ending balance $ 3,282 22

ACCUMULATED OTHER COMPREHENSI29

ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)	3 Months Ended
ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)	Sep. 30, 2016
Stockholders' Equity Note [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended 2016 2015 Affected Line Item in the Consolidated Realized gain (loss) on sale of securities $ 79 $ 6 Gain on sale of investments Less provision (benefit) for income taxes 31 2 Income tax provision Reclassification adjustment, net of taxes $ 48 $ 4

BASIS OF PRESENTATION (Details

BASIS OF PRESENTATION (Details Textual)	1 Months Ended
BASIS OF PRESENTATION (Details Textual)	Jan. 09, 2013
Basis of presentation and summary of significant accounting policies [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.6573

EMPLOYEE STOCK OWNERSHIP PLAN31

EMPLOYEE STOCK OWNERSHIP PLAN ("ESOP") (Details Textual) - shares	Sep. 30, 2016	Jun. 30, 2016
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares	173,894	173,894

EARNINGS PER SHARE ("EPS") (Det

EARNINGS PER SHARE ("EPS") (Details) - shares	3 Months Ended
EARNINGS PER SHARE ("EPS") (Details) - shares	Sep. 30, 2016	Sep. 30, 2015
Schedule Of Earnings Per Share Reconciliation [Line Items]
Basic weighted average outstanding shares	4,024,249	4,368,527
Effect of dilutive stock options	33,762	38,232
Diluted weighted average outstanding shares	4,058,011	4,406,759

EARNINGS PER SHARE ("EPS") (D33

EARNINGS PER SHARE ("EPS") (Details Textual)	3 Months Ended
EARNINGS PER SHARE ("EPS") (Details Textual)	Sep. 30, 2016shares
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	227,626

STOCK-BASED COMPENSATION (Detai

STOCK-BASED COMPENSATION (Details Textual) - USD ($)	3 Months Ended
STOCK-BASED COMPENSATION (Details Textual) - USD ($)	Sep. 30, 2016	Sep. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition	$ 63,000	$ 65,000

DIVIDENDS (Details Textual)

DIVIDENDS (Details Textual) - USD ($)	Aug. 11, 2016	Sep. 30, 2016
Dividends [Line Items]
Common Stock, Dividends, Per Share, Declared	$ 0.06
Dividends, Common Stock, Cash		$ 252,000

STOCK REPURCHASE PLAN (Details

STOCK REPURCHASE PLAN (Details Textual) - USD ($)	1 Months Ended		6 Months Ended	12 Months Ended
STOCK REPURCHASE PLAN (Details Textual) - USD ($)	Apr. 26, 2016	Nov. 06, 2015	Dec. 31, 2014	Jun. 30, 2016	Nov. 04, 2016	Sep. 30, 2016	May 18, 2015	Feb. 03, 2014
Stock Repurchase Plan [Line Items]
Common Stock, Par Or Stated Value Per Share				$ 0.01		$ 0.01
Subsequent Event [Member]
Stock Repurchase Plan [Line Items]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased					209,907
Stock Repurchase Program Percentage In Outstanding Shares Of Common Stock					5.00%
Stock Repurchase Plan [Member]
Stock Repurchase Plan [Line Items]
Stock Repurchased During Period, Shares				231,571
Shares repurchased				$ 3,400,000
Stock Repurchase Plan [Member] \| February [Member]
Stock Repurchase Plan [Line Items]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased								514,956
Stock Repurchase Program Percentage In Outstanding Shares Of Common Stock								10.00%
Stock Repurchased During Period, Shares			514,956
Shares repurchased			$ 6,000,000
Stock Repurchase Plan [Member] \| May [Member]
Stock Repurchase Plan [Line Items]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased							231,571
Stock Repurchase Program Percentage In Outstanding Shares Of Common Stock							5.00%
Stilwell Activist Fund L P [Member]
Stock Repurchase Plan [Line Items]
Stock Repurchased During Period, Shares	3,183	318,756
Shares repurchased		$ 4,781,340
Stock Repurchased Purchase Price Per Share		$ 15
Stock Repurchased Common Stock Shares Outstanding		4,201,326				4,198,143
Common Stock, Par Or Stated Value Per Share		$ 0.01

SUPPLEMENTAL CASH FLOW INFORM37

SUPPLEMENTAL CASH FLOW INFORMATION (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash paid during the period for:
Income taxes, net	$ 43	$ 0
Interest	627	606
Supplemental disclosure of non-cash investing and financing activities is as follows:
Unrealized gains on securities designated as available for sale, net of tax	490	463
Transfers of loans to other real estate owned	$ 0	$ 0

DISCLOSURES ABOUT FAIR VALUE 38

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Sep. 30, 2015	Jun. 30, 2015
Financial assets:
Cash and interest-bearing deposits, Carrying Amounts	$ 28,173	$ 28,980	$ 21,997	$ 18,522
Investment securities available for sale, Carrying Amounts	75,240	77,725
Investment securities held to maturity, Carrying Amounts	40,676	40,763
Mortgage-backed securities, Carrying Amounts	73,051	74,727
Loans receivable and loans held for sale, Carrying Amounts	274,818	267,921
Accrued interest receivable, Carrying Amounts	1,767	1,882
Investment in FHLB stock, Carrying Amounts	3,527	3,527
Cash and interest-bearing deposits, Fair Value	28,173	28,980
Investment securities available for sale, Fair Value	75,240	77,725
Investment securities held to maturity, Fair Value	42,580	43,201
Mortgage-backed securities, Fair Value	73,051	74,727
Loans receivable and loans held for sale, Fair Value	276,306	270,595
Accrued interest receivable, Fair Value	1,767	1,882
Investment in FHLB stock, Fair Value	3,527	3,527
Financial liabilities:
Deposits, Carrying Amounts	441,974	438,885
Accrued interest payable, Carrying Amounts	20	22
FHLB advances, Carrying Amounts	12,000	12,000
Off-balance sheet items, Carrying Amounts	0	0
Deposits, Fair Value	442,855	439,834
Accrued interest payable, Fair Value	20	22
FHLB advance, Fair Value	12,286	12,322
Off-balance sheet items, Fair Value	$ 0	$ 0

DISCLOSURES ABOUT FAIR VALUE 39

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES (Details 1) - Fair Value, Measurements, Recurring [Member] - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	$ 3,070	$ 3,064
Fair Value, Inputs, Level 1 [Member] \| Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Fair Value, Inputs, Level 2 [Member] \| Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	3,070	3,064
Fair Value, Inputs, Level 3 [Member] \| Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	73,051	74,727
Mortgage-backed securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Mortgage-backed securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	73,051	74,727
Mortgage-backed securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	37,061	34,790
Municipal Bonds [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Municipal Bonds [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	37,061	34,790
Municipal Bonds [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Small Business Admin [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	7,633	7,872
Small Business Admin [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Small Business Admin [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	7,633	7,872
Small Business Admin [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Collateralized Mortgage Obligation [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	27,314	31,832
Collateralized Mortgage Obligation [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Collateralized Mortgage Obligation [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	27,314	31,832
Collateralized Mortgage Obligation [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Other Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	162	167
Other Equity Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	162	167
Other Equity Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Other Equity Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Mortgage servicing rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	694	639
Mortgage servicing rights [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0
Mortgage servicing rights [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	694	639
Mortgage servicing rights [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	$ 0	$ 0

DISCLOSURES ABOUT FAIR VALUE 40

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES (Details 2) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 70	$ 70
Loans available for sale	1,642	783
Impaired loans	5,315	5,216
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0	0
Loans available for sale	0	0
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	70	70
Loans available for sale	1,642	783
Impaired loans	5,315	5,216
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0	0
Loans available for sale	0	0
Impaired loans	$ 0	$ 0

DISCLOSURES ABOUT FAIR VALUE 41

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES (Details 3) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Financial assets:
Cash and interest-bearing deposits	$ 28,173	$ 28,980
Investment securities held to maturity	42,580	43,201
Loans receivable and loans held for sale	276,306	270,595
Accrued interest receivable	1,767	1,882
Investment in FHLB stock	3,527	3,527
Financial liabilities:
Deposits	442,855	439,834
Accrued interest payable	20	22
FHLB advances	12,286	12,322
Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and interest-bearing deposits	28,173	28,980
Investment securities held to maturity	0	0
Loans receivable and loans held for sale	0	0
Accrued interest receivable	0	0
Investment in FHLB stock	0	0
Financial liabilities:
Deposits	0	0
Accrued interest payable	0	0
FHLB advances	0	0
Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and interest-bearing deposits	0	0
Investment securities held to maturity	42,580	43,201
Loans receivable and loans held for sale	276,306	270,595
Accrued interest receivable	1,767	1,882
Investment in FHLB stock	3,527	3,527
Financial liabilities:
Deposits	442,855	439,834
Accrued interest payable	20	22
FHLB advances	12,286	12,322
Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and interest-bearing deposits	0	0
Investment securities held to maturity	0	0
Loans receivable and loans held for sale	0	0
Accrued interest receivable	0	0
Investment in FHLB stock	0	0
Financial liabilities:
Deposits	0	0
Accrued interest payable	0	0
FHLB advances	$ 0	$ 0

INVESTMENT SECURITIES (Details)

INVESTMENT SECURITIES (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Schedule of Available-for-sale Securities [Line Items]
Available for sale, Amortized cost	$ 146,834	$ 150,192
Gross Unrealized Gains	1,849	2,393
Gross Unrealized Losses	392	133
Available for sale, Estimated Market Value	148,291	152,452
Certificates of Deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale, Amortized cost	2,971	2,971
Gross Unrealized Gains	99	93
Gross Unrealized Losses	0	0
Available for sale, Estimated Market Value	3,070	3,064
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale, Amortized cost	72,690	74,198
Gross Unrealized Gains	529	619
Gross Unrealized Losses	168	90
Available for sale, Estimated Market Value	73,051	74,727
Municipal Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale, Amortized cost	36,184	33,512
Gross Unrealized Gains	995	1,278
Gross Unrealized Losses	118	0
Available for sale, Estimated Market Value	37,061	34,790
Small Business Admin [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale, Amortized cost	7,503	7,651
Gross Unrealized Gains	130	221
Gross Unrealized Losses	0	0
Available for sale, Estimated Market Value	7,633	7,872
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale, Amortized cost	27,276	31,650
Gross Unrealized Gains	96	182
Gross Unrealized Losses	58	0
Available for sale, Estimated Market Value	27,314	31,832
Other equity securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale, Amortized cost	210	210
Gross Unrealized Gains	0	0
Gross Unrealized Losses	48	43
Available for sale, Estimated Market Value	$ 162	$ 167

INVESTMENT SECURITIES (Details

INVESTMENT SECURITIES (Details 1) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, Amortized Cost	$ 40,676	$ 40,763
Held to maturity, Estimated Market Value	42,580	43,201
Municipal Bonds [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, Amortized Cost	40,676	40,763
Held to maturity, Gross Unrealized Gains	1,904	2,438
Held to maturity, Gross Unrealized Losses	0	0
Held to maturity, Estimated Market Value	$ 42,580	$ 43,201

INVESTMENT SECURITIES (Detail44

INVESTMENT SECURITIES (Details 2) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Schedule Of Available For Sale Contractual Maturities [Line Items]
Due or callable in one year or less, Available for Sale Amortized Cost	$ 0
Due or callable in 1 - 5 years, Available for Sale Amortized Cost	82,792
Due or callable in 5 - 10 years, Available for Sale Amortized Cost	44,184
Due or callable in greater than 10 years, Available for Sale Amortized cost	19,648
Total debt securities, Available for Sale Amortized Cost	146,624
Due or callable in one year or less, Available for Sale Estimated market value	0
Due or callable in 1 - 5 years, Available for Sale Estimated market value	83,079
Due or callable in 5 - 10 years, Available for Sale Estimated market value	45,210
Due or callable in greater than 10 years, Available for Sale Estimted market value	19,840
Total debt securities, Estimated market value	148,129
Due or callable in one year or less, Held to Maturity Amortized cost	63
Due or callable in 1 - 5 years, Held to Maturity Amortized cost	824
Due or callable in 5 - 10 years, Held to Maturity Amortized cost	4,861
Due or callable in greater than 10 years, Held to Maturity Amortized cost	34,928
Total debt securities, Amortized cost	40,676	$ 40,763
Due or callable in one year or less, Held to Maturity Estimated market value	64
Due or callable in 1 - 5 years, Held to Maturity Estimated market value	839
Due or callable in 5 - 10 years, Held to Maturity Estimated market value	5,024
Due or callable in greater than 10 years, Held to Maturity Estimated market value	36,653
Total debt securities, Estimated market value	$ 42,580	$ 43,201

INVESTMENT SECURITIES (Detail45

INVESTMENT SECURITIES (Details 3) $ in Thousands	Sep. 30, 2016USD ($)Number
Schedule Of Investment Securities And Mortgage Backed Securities [Line Items]
Number of investments, Total \| Number	32
Fair Value, Less than 12 months	$ 35,817
Unrealized Losses, Less than 12 months	265
Fair Value, 12 months or longer	16,297
Unrealized losses, 12 months or longer	127
Fair Value, Total	52,114
Unrealized Losses, Total	$ 392
Number of investments, Less than 12 months \| Number	25
Number of investments, 12 months or longer \| Number	7
Mortgage-backed securities [Member]
Schedule Of Investment Securities And Mortgage Backed Securities [Line Items]
Fair Value, Less than 12 months	$ 15,972
Unrealized Losses, Less than 12 months	89
Fair Value, 12 months or longer	16,135
Unrealized losses, 12 months or longer	79
Fair Value, Total	32,107
Unrealized Losses, Total	168
Collateralized Mortgage Obligations [Member]
Schedule Of Investment Securities And Mortgage Backed Securities [Line Items]
Fair Value, Less than 12 months	10,663
Unrealized Losses, Less than 12 months	58
Fair Value, 12 months or longer	0
Unrealized losses, 12 months or longer	0
Fair Value, Total	10,663
Unrealized Losses, Total	58
Municipal Bonds [Member]
Schedule Of Investment Securities And Mortgage Backed Securities [Line Items]
Fair Value, Less than 12 months	9,182
Unrealized Losses, Less than 12 months	118
Fair Value, 12 months or longer	0
Unrealized losses, 12 months or longer	0
Fair Value, Total	9,182
Unrealized Losses, Total	118
Other equity securities [Member]
Schedule Of Investment Securities And Mortgage Backed Securities [Line Items]
Fair Value, Less than 12 months	0
Unrealized Losses, Less than 12 months	0
Fair Value, 12 months or longer	162
Unrealized losses, 12 months or longer	48
Fair Value, Total	162
Unrealized Losses, Total	$ 48

INVESTMENT SECURITIES (Detail46

INVESTMENT SECURITIES (Details Textual) - USD ($)	3 Months Ended
INVESTMENT SECURITIES (Details Textual) - USD ($)	Sep. 30, 2016	Sep. 30, 2015
Investments Debt And Equity Securities [Line Items]
Proceeds from Sale of Investment and Mortgage Backed Securities	$ 18,000,000	$ 8,600,000
Available-for-sale Securities, Gross Realized Gains	110,000	78,000
Available-for-sale Securities, Gross Realized Losses	$ 31,000	$ 72,000

GOODWILL AND INTANGIBLE ASSET47

GOODWILL AND INTANGIBLE ASSET (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Schedule Of Intangible Assets And Goodwill [Line Items]
Balance at June 30, 2016, Core Deposit Intangible	$ 312
Amortization, Core Deposit Intangible	30	$ 30
Balance at September 30, 2016, Core Deposit Intagible	282
Balance at June 30, 2016, Goodwill	2,522
Amortization, Goodwill	0
Balance at September 30, 2016, Goodwill	$ 2,522

GOODWILL AND INTANGIBLE ASSET48

GOODWILL AND INTANGIBLE ASSET (Details 1) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Finite-Lived Intangible Assets [Line Items]
Total	$ 282	$ 312
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
October 1, 2016 through June 30, 2017	87
2,018	117
2,019	78
Total	$ 282

GOODWILL AND INTANGIBLE ASSET49

GOODWILL AND INTANGIBLE ASSET (Details Textual)	3 Months Ended
GOODWILL AND INTANGIBLE ASSET (Details Textual)	Sep. 30, 2016
Goodwill [Line Items]
Finite-Lived Intangible Asset, Useful Life	8 years 9 months

DISCLOSURES ABOUT THE CREDIT 50

DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Jun. 30, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	$ 4,885	$ 5,124	$ 5,124
Allowance for Credit Losses, Charge offs	(461)		(1,045)
Allowance for Credit Losses, Recoveries	52		619
Allowance for Credit Losses, Provision (credit)	17	44	187
Allowance for Credit Losses, Ending Balance:	4,493		4,885
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	4,493		4,885
Financing receivables, Ending Balance	279,994		274,222
Financing receivables, Ending Balance: individually evaluated for impairment	5,315		5,216
Financing receivables, Ending Balance: collectively evaluated for impairment	267,019		260,839
Financing receivables, Ending Balance: loans acquired at fair value	7,660		8,167
One To Four Family Owner Occupied Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	1,235	1,348	1,348
Allowance for Credit Losses, Charge offs	0		(135)
Allowance for Credit Losses, Recoveries	23		86
Allowance for Credit Losses, Provision (credit)	1		(64)
Allowance for Credit Losses, Ending Balance:	1,259		1,235
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	1,259		1,235
Financing receivables, Ending Balance	131,668		130,883
Financing receivables, Ending Balance: individually evaluated for impairment	2,378		2,535
Financing receivables, Ending Balance: collectively evaluated for impairment	124,355		123,148
Financing receivables, Ending Balance: loans acquired at fair value	4,935		5,200
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	426	517	517
Allowance for Credit Losses, Charge offs	(36)		(157)
Allowance for Credit Losses, Recoveries	25		274
Allowance for Credit Losses, Provision (credit)	7		(208)
Allowance for Credit Losses, Ending Balance:	422		426
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	422		426
Financing receivables, Ending Balance	35,622		35,018
Financing receivables, Ending Balance: individually evaluated for impairment	391		398
Financing receivables, Ending Balance: collectively evaluated for impairment	32,790		32,071
Financing receivables, Ending Balance: loans acquired at fair value	2,441		2,549
One To Four Family Non Owner Occupied Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	108	130	130
Allowance for Credit Losses, Charge offs	0		0
Allowance for Credit Losses, Recoveries	0		27
Allowance for Credit Losses, Provision (credit)	(37)		(49)
Allowance for Credit Losses, Ending Balance:	71		108
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	71		108
Financing receivables, Ending Balance	11,918		12,160
Financing receivables, Ending Balance: individually evaluated for impairment	407		408
Financing receivables, Ending Balance: collectively evaluated for impairment	11,344		11,581
Financing receivables, Ending Balance: loans acquired at fair value	167		171
Multi Family Non Owner Occupied Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	275	474	474
Allowance for Credit Losses, Charge offs	0		(192)
Allowance for Credit Losses, Recoveries	3		4
Allowance for Credit Losses, Provision (credit)	115		(11)
Allowance for Credit Losses, Ending Balance:	393		275
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	393		275
Financing receivables, Ending Balance	16,133		16,032
Financing receivables, Ending Balance: individually evaluated for impairment	0		0
Financing receivables, Ending Balance: collectively evaluated for impairment	16,133		16,032
Financing receivables, Ending Balance: loans acquired at fair value	0		0
Non Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	2,577	2,586	2,586
Allowance for Credit Losses, Charge offs	(425)		(561)
Allowance for Credit Losses, Recoveries	1		223
Allowance for Credit Losses, Provision (credit)	(89)		329
Allowance for Credit Losses, Ending Balance:	2,064		2,577
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	2,064		2,577
Financing receivables, Ending Balance	63,388		58,981
Financing receivables, Ending Balance: individually evaluated for impairment	2,089		1,787
Financing receivables, Ending Balance: collectively evaluated for impairment	61,189		57,076
Financing receivables, Ending Balance: loans acquired at fair value	110		118
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	132	4	4
Allowance for Credit Losses, Charge offs	0		0
Allowance for Credit Losses, Recoveries	0		0
Allowance for Credit Losses, Provision (credit)	(4)		128
Allowance for Credit Losses, Ending Balance:	128		132
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	128		132
Financing receivables, Ending Balance	9,033		8,555
Financing receivables, Ending Balance: individually evaluated for impairment	0		0
Financing receivables, Ending Balance: collectively evaluated for impairment	9,033		8,555
Financing receivables, Ending Balance: loans acquired at fair value	0		0
Land [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	10	16	16
Allowance for Credit Losses, Charge offs	0		0
Allowance for Credit Losses, Recoveries	0		0
Allowance for Credit Losses, Provision (credit)	10		(6)
Allowance for Credit Losses, Ending Balance:	20		10
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	20		10
Financing receivables, Ending Balance	2,445		2,151
Financing receivables, Ending Balance: individually evaluated for impairment	50		88
Financing receivables, Ending Balance: collectively evaluated for impairment	2,395		2,063
Financing receivables, Ending Balance: loans acquired at fair value	0		0
Commercial and Agricultural [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	122	$ 49	49
Allowance for Credit Losses, Charge offs	0		0
Allowance for Credit Losses, Recoveries	0		5
Allowance for Credit Losses, Provision (credit)	14		68
Allowance for Credit Losses, Ending Balance:	136		122
Allowance for Credit Losses, Ending Balance, Individually Evaluated	0		0
Allowance for Credit Losses, Ending Balance, Collectively Evaluated	136		122
Financing receivables, Ending Balance	9,787		10,442
Financing receivables, Ending Balance: individually evaluated for impairment	0		0
Financing receivables, Ending Balance: collectively evaluated for impairment	9,780		10,313
Financing receivables, Ending Balance: loans acquired at fair value	$ 7		$ 129

DISCLOSURES ABOUT THE CREDIT 51

DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Details 1) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	$ 279,994	$ 274,222
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	251,523	242,124
Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	19,042	21,323
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	3,736	5,150
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	5,693	5,625
One To Four Family Owner Occupied Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	131,668	130,883
One To Four Family Owner Occupied Mortgage [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	126,323	125,089
One To Four Family Owner Occupied Mortgage [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	2,401	2,545
One To Four Family Owner Occupied Mortgage [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	533	681
One To Four Family Owner Occupied Mortgage [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	2,411	2,568
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	35,622	35,018
Consumer [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	34,503	33,820
Consumer [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	577	582
Consumer [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	151	218
Consumer [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	391	398
One To Four Family Non Owner Occupied Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	11,918	12,160
One To Four Family Non Owner Occupied Mortgage [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	6,844	7,007
One To Four Family Non Owner Occupied Mortgage [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	4,257	4,298
One To Four Family Non Owner Occupied Mortgage [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	154	160
One To Four Family Non Owner Occupied Mortgage [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	663	695
Multi Family Non Owner Occupied Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	16,133	16,032
Multi Family Non Owner Occupied Mortgage [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	14,030	13,914
Multi Family Non Owner Occupied Mortgage [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	2,103	2,118
Multi Family Non Owner Occupied Mortgage [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	0	0
Multi Family Non Owner Occupied Mortgage [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	0	0
Non Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	63,388	58,981
Non Residential Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	52,617	48,886
Non Residential Real Estate [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	6,585	5,018
Non Residential Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	2,008	3,201
Non Residential Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	2,178	1,876
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	9,033	8,555
Construction [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	6,789	3,814
Construction [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	2,244	4,741
Construction [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	0	0
Construction [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	0	0
Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	2,445	2,151
Land [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	1,453	1,119
Land [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	52	54
Land [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	890	890
Land [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	50	88
Commercial and Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	9,787	10,442
Commercial and Agricultural [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	8,964	8,475
Commercial and Agricultural [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	823	1,967
Commercial and Agricultural [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	0	0
Commercial and Agricultural [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross	$ 0	$ 0

DISCLOSURES ABOUT THE CREDIT 52

DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Details 2) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	$ 681	$ 735
Loans Receivable, Total Investment, Past Due	1,481	2,178
Loans Receivable, Total Investment, Current	278,513	272,044
Loans Receivable, Total loans receivable	279,994	274,222
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	461	812
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	339	631
One To Four Family Owner Occupied Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	384	401
Loans Receivable, Total Investment, Past Due	1,029	1,547
Loans Receivable, Total Investment, Current	130,639	129,336
Loans Receivable, Total loans receivable	131,668	130,883
One To Four Family Owner Occupied Mortgage [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	337	594
One To Four Family Owner Occupied Mortgage [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	308	552
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	23	23
Loans Receivable, Total Investment, Past Due	148	181
Loans Receivable, Total Investment, Current	35,474	34,837
Loans Receivable, Total loans receivable	35,622	35,018
Consumer [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	124	109
Consumer [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	1	49
One To Four Family Non Owner Occupied Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	235	235
Loans Receivable, Total Investment, Past Due	265	360
Loans Receivable, Total Investment, Current	11,653	11,800
Loans Receivable, Total loans receivable	11,918	12,160
One To Four Family Non Owner Occupied Mortgage [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	95
One To Four Family Non Owner Occupied Mortgage [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	30	30
Multi Family Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	0	0
Loans Receivable, Total Investment, Past Due	0	0
Loans Receivable, Total Investment, Current	16,133	16,032
Loans Receivable, Total loans receivable	16,133	16,032
Multi Family Residential Real Estate [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	0
Multi Family Residential Real Estate [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	0
Non Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	0	0
Loans Receivable, Total Investment, Past Due	0	0
Loans Receivable, Total Investment, Current	63,388	58,981
Loans Receivable, Total loans receivable	63,388	58,981
Non Residential Real Estate [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	0
Non Residential Real Estate [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	0
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	0	0
Loans Receivable, Total Investment, Past Due	0	0
Loans Receivable, Total Investment, Current	9,033	8,555
Loans Receivable, Total loans receivable	9,033	8,555
Construction Loans [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	0
Construction Loans [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	0
Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	39	76
Loans Receivable, Total Investment, Past Due	39	90
Loans Receivable, Total Investment, Current	2,406	2,061
Loans Receivable, Total loans receivable	2,445	2,151
Land [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	14
Land [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	0
Commercial and Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Greater than 90 days	0	0
Loans Receivable, Total Investment, Past Due	0	0
Loans Receivable, Total Investment, Current	9,787	10,442
Loans Receivable, Total loans receivable	9,787	10,442
Commercial and Agricultural [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	0	0
Commercial and Agricultural [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total Investment, Past Due	$ 0	$ 0

DISCLOSURES ABOUT THE CREDIT 53

DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Details 3) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	$ 5,315	$ 5,216
Impaired Financing Receivable, Unpaid principal balance	8,792	8,324
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	31	32
Impaired Financing Receivable, Average Recorded investment	5,267	8,413
Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	496
Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	5,315	5,216
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	8,792	8,324
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	31	32
Impaired Financing Receivable, with no related allowance, Average Recorded investment	5,267	7,917
One To Four Family Owner Occupied Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	2,378	2,535
Impaired Financing Receivable, Unpaid principal balance	2,759	2,973
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	17	17
Impaired Financing Receivable, Average Recorded investment	2,457	2,886
One To Four Family Owner Occupied Mortgage [Member] \| Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	0
One To Four Family Owner Occupied Mortgage [Member] \| Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	2,378	2,535
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	2,759	2,973
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	17	17
Impaired Financing Receivable, with no related allowance, Average Recorded investment	2,457	2,886
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	391	398
Impaired Financing Receivable, Unpaid principal balance	720	726
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	1	1
Impaired Financing Receivable, Average Recorded investment	395	461
Consumer [Member] \| Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	0
Consumer [Member] \| Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	391	398
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	720	726
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	1	1
Impaired Financing Receivable, with no related allowance, Average Recorded investment	395	461
One To Four Family Non Owner Occupied Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	407	408
Impaired Financing Receivable, Unpaid principal balance	407	408
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	2	3
Impaired Financing Receivable, Average Recorded investment	408	647
One To Four Family Non Owner Occupied Mortgage [Member] \| Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	0
One To Four Family Non Owner Occupied Mortgage [Member] \| Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	407	408
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	407	408
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	2	3
Impaired Financing Receivable, with no related allowance, Average Recorded investment	408	647
Multi Family Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	0	0
Impaired Financing Receivable, Unpaid principal balance	920	920
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	0	0
Impaired Financing Receivable, Average Recorded investment	0	481
Multi Family Residential Real Estate [Member] \| Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	0
Multi Family Residential Real Estate [Member] \| Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	0	0
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	920	920
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with no related allowance, Average Recorded investment	0	481
Non Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	2,089	1,787
Impaired Financing Receivable, Unpaid principal balance	3,922	3,195
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	11	11
Impaired Financing Receivable, Average Recorded investment	1,938	3,789
Non Residential Real Estate [Member] \| Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	496
Non Residential Real Estate [Member] \| Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	2,089	1,787
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	3,922	3,195
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	11	11
Impaired Financing Receivable, with no related allowance, Average Recorded investment	1,938	3,293
Construction Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	0	0
Impaired Financing Receivable, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	0	0
Impaired Financing Receivable, Average Recorded investment	0	0
Construction Loans [Member] \| Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	0
Construction Loans [Member] \| Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	0	0
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with no related allowance, Average Recorded investment	0	0
Land [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	50	88
Impaired Financing Receivable, Unpaid principal balance	58	95
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	0	0
Impaired Financing Receivable, Average Recorded investment	69	149
Land [Member] \| Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	0
Land [Member] \| Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	50	88
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	58	95
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with no related allowance, Average Recorded investment	69	149
Commercial and Agricultural [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded investment	0	0
Impaired Financing Receivable, Unpaid principal balance	6	7
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, Interest income, recognized	0	0
Impaired Financing Receivable, Average Recorded investment	0	0
Commercial and Agricultural [Member] \| Impaired Loans Receivable With Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With a related allowance, Recorded investment	0	0
Impaired Financing Receivable, With a related Allowance, Unpaid principal balance	0	0
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With a related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with a related allowance, Average Recorded investment	0	0
Commercial and Agricultural [Member] \| Impaired Loans Receivable With No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With no related allowance, Recorded investment	0	0
Impaired Financing Receivable, With no related allowance, Unpaid principal balance	6	7
Impaired Financing Receivable, Specific allowance	0	0
Impaired Financing Receivable, With no related allowance, Interest income, recognized	0	0
Impaired Financing Receivable, with no related allowance, Average Recorded investment	$ 0	$ 0

DISCLOSURES ABOUT THE CREDIT 54

DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 3,282	$ 3,720
Impaired Financing Receivable, Unpaid principal balance	$ 8,792	$ 8,324

TROUBLED DEBT RESTRUCTURINGS (D

TROUBLED DEBT RESTRUCTURINGS (Details) $ in Thousands	3 Months Ended	12 Months Ended
TROUBLED DEBT RESTRUCTURINGS (Details) $ in Thousands	Sep. 30, 2016USD ($)Number	Jun. 30, 2016USD ($)Number
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Unpaid Principal Balance, Accrual Status	$ 2,253	$ 2,330
Financing Receivable, Modifications, Unpaid Principal Balance, Nonaccrual Status	1,029	1,390
Financing Receivable, Modifications, Unpaid Principal Balance	3,282	3,720
Financing Receivable, Modifications, Related Allowance	0	0
Financing Receivable, Modifications, Recorded Investment	$ 3,282	$ 3,720
Financing Receivable, Modifications, Number of Loans \| Number	22	22
Financing Receivable, Modifications, Average Recorded Investments	$ 4,236	$ 5,349
One To Four Family Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Unpaid Principal Balance, Accrual Status	1,535	1,609
Financing Receivable, Modifications, Unpaid Principal Balance, Nonaccrual Status	382	324
Financing Receivable, Modifications, Unpaid Principal Balance	1,917	1,933
Financing Receivable, Modifications, Related Allowance	0	0
Financing Receivable, Modifications, Recorded Investment	$ 1,917	$ 1,933
Financing Receivable, Modifications, Number of Loans \| Number	19	19
Financing Receivable, Modifications, Average Recorded Investments	$ 1,940	$ 1,979
Multi Family Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Unpaid Principal Balance, Accrual Status	0	0
Financing Receivable, Modifications, Unpaid Principal Balance, Nonaccrual Status	0	0
Financing Receivable, Modifications, Unpaid Principal Balance	0	0
Financing Receivable, Modifications, Related Allowance	0	0
Financing Receivable, Modifications, Recorded Investment	$ 0	$ 0
Financing Receivable, Modifications, Number of Loans \| Number	0	0
Financing Receivable, Modifications, Average Recorded Investments	$ 180	$ 361
Non Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Unpaid Principal Balance, Accrual Status	718	721
Financing Receivable, Modifications, Unpaid Principal Balance, Nonaccrual Status	647	1,066
Financing Receivable, Modifications, Unpaid Principal Balance	1,365	1,787
Financing Receivable, Modifications, Related Allowance	0	0
Financing Receivable, Modifications, Recorded Investment	$ 1,365	$ 1,787
Financing Receivable, Modifications, Number of Loans \| Number	3	3
Financing Receivable, Modifications, Average Recorded Investments	$ 2,116	$ 3,009

TROUBLED DEBT RESTRUCTURINGS 56

TROUBLED DEBT RESTRUCTURINGS (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Interest And Other Income [Line Items]
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income	$ 28	$ 70
One To Four Family Residential Real Estate [Member]
Interest And Other Income [Line Items]
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income	17	11
Multi Family Residential Real Estate [Member]
Interest And Other Income [Line Items]
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income	0	11
Non Residential Real Estate [Member]
Interest And Other Income [Line Items]
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income	11	48
Construction Loan [Member]
Interest And Other Income [Line Items]
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income	0	0
Commercial [Member]
Interest And Other Income [Line Items]
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income	0	0
Consumer [Member]
Interest And Other Income [Line Items]
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income	$ 0	$ 0

TROUBLED DEBT RESTRUCTURINGS 57

TROUBLED DEBT RESTRUCTURINGS (Details 2) $ in Thousands	3 Months Ended
TROUBLED DEBT RESTRUCTURINGS (Details 2) $ in Thousands	Sep. 30, 2016USD ($)Number
Financing Receivable Troubled Debt Restructurings Rollforward [Line Items]
Beginning balance, Recorded Investment \| $	$ 3,720
Financing Receivable Modifications, Recorded Investment Additions \| $	0
Financing Receivable Modifications Recorded Investment Charge offs \| $	0
Financing Receivable Modifications Recorded Investment Removal of TDR \| $	0
Financing Receivable Modifications Recorded Investment Payments \| $	(438)
Ending balance, Recorded Investment \| $	$ 3,282
Beginning balance, Number of Loans \| Number	22
Financing Receivable Modifications, Number Of Loans Additions \| Number	0
Financing Receivable Modifications Number Of Loans Charge Offs \| Number	0
Financing Receivable Modifications Number Of Loans Removal of TDR \| Number	0
Financing Receivable Modifications Number Of Loans Payments \| Number	0
Ending balance, Number of Loans \| Number	22

TROUBLED DEBT RESTRUCTURINGS 58

TROUBLED DEBT RESTRUCTURINGS (Details Textual)	3 Months Ended	12 Months Ended
TROUBLED DEBT RESTRUCTURINGS (Details Textual)	Sep. 30, 2016USD ($)Number	Jun. 30, 2016USD ($)Number
Troubled Debt Restructuring [Line Items]
Financing Receivable Modifications, Number Of Contracts Additions \| Number	0
Financing Receivable, Modifications, Recorded Investment	$ 3,282,000	$ 3,720,000
Twenty Two Loans [Member]
Troubled Debt Restructuring [Line Items]
Financing Receivable Modifications, Number Of Contracts Additions \| Number	22
Allowance For Loans And Lease Losses Provision For Loss Gross	$ 0
Proceeds from Recoveries of Loans Previously Charged off	1,400,000
Financing Receivable, Modifications, Recorded Investment	$ 3,300,000
Twenty Five Loans [Member]
Troubled Debt Restructuring [Line Items]
Financing Receivable Modifications, Number Of Contracts Additions \| Number		25
Allowance For Loans And Lease Losses Provision For Loss Gross		$ 0
Proceeds from Recoveries of Loans Previously Charged off		1,400,000
Financing Receivable, Modifications, Recorded Investment		$ 3,700,000

ACCUMULATED OTHER COMPREHENSI59

ACCUMULATED OTHER COMPREHENSIVE INCOME (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Realized gain (loss) on sale of securities	$ 79	$ 6
Less provision (benefit) for income taxes	31	2
Reclassification adjustment, net of taxes	$ 48	$ 4