United Community Bancorp 10-Q 11 May 18 2018 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Mar. 31, 2018	May 08, 2018
Document and Entity Information [Abstract]
Entity Registrant Name	United Community Bancorp
Entity Central Index Key	1,514,131
Trading Symbol	UCBA
Amendment Flag	false
Current Fiscal Year End Date	--06-30
Document Type	10-Q
Document Period End Date	Mar. 31, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q3
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,217,619

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Assets
Cash and due from banks	$ 1,352	$ 2,029
Interest-earning deposits in other financial institutions	38,384	24,856
Cash and cash equivalents	39,736	26,885
Investment securities:
Securities available for sale - at estimated market value	76,999	79,188
Securities held to maturity - at amortized cost	41,644	41,954
Mortgage-backed securities available for sale - at estimated market value	59,344	68,374
Investment securities	177,987	189,516
Loans receivable, net	296,811	282,477
Loans available for sale	561	1,005
Property and equipment, net	6,281	6,603
Federal Home Loan Bank stock, at cost	3,527	3,527
Accrued interest receivable:
Loans	936	865
Investments and mortgage-backed securities	984	1,137
Other real estate owned, net	77	93
Cash surrender value of life insurance policies	17,363	17,023
Deferred income taxes	3,128	3,266
Prepaid expenses and other assets	1,441	1,817
Goodwill	2,522	2,522
Intangible asset	105	195
Total assets	551,459	536,931
Liabilities and Stockholders' Equity
Deposits	470,074	453,655
Advances from FHLB	6,833	8,833
Accrued interest on deposits	16	13
Accrued interest on FHLB advance	7	8
Advances from borrowers for payment of insurance and taxes	1,024	571
Accrued expenses and other liabilities	2,330	2,560
Total liabilities	480,284	465,640
Stockholders' equity
Preferred stock, $0.01 par value; 1,000,000 shares authorized, none issued
Common stock, $0.01 par value; 25,000,000 shares authorized, 5,149,564 shares issued at March 31, 2018 and June 30, 2017; 4,217,619 and 4,205,980 shares outstanding at March 31, 2018 and June 30, 2017, respectively.	51	51
Additional paid-in capital	51,881	51,517
Retained earnings	35,921	34,839
Less shares purchased for stock plans	(1,627)	(1,860)
Treasury Stock, at cost - 931,945 and 943,584 shares at March 31, 2018 and June 30, 2017, respectively.	(12,243)	(12,397)
Accumulated other comprehensive income:
Unrealized loss on securities available for sale, net of income taxes	(2,808)	(859)
Total stockholders' equity	71,175	71,291
Total liabilities and stockholders' equity	$ 551,459	$ 536,931

Consolidated Statements of Fin3

Consolidated Statements of Financial Condition (Parenthetical) - $ / shares	Mar. 31, 2018	Jun. 30, 2017
Statement of Financial Position [Abstract]
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	25,000,000	25,000,000
Common stock, shares issued	5,149,564	5,149,564
Common stock, shares outstanding	4,217,619	4,205,980
Treasury Stock, shares	931,945	943,584

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Interest income:
Loans	$ 3,182	$ 2,960	$ 9,531	$ 8,788
Investments and mortgage-backed securities	1,251	1,123	3,623	3,186
Total interest income	4,433	4,083	13,154	11,974
Interest expense:
Deposits	532	484	1,667	1,546
Borrowed funds	43	49	142	162
Total interest expense	575	533	1,809	1,708
Net interest income	3,858	3,550	11,345	10,266
Provision for loan losses	7	11	30	43
Net interest income after provision for loan losses	3,851	3,539	11,315	10,223
Noninterest income:
Service charges	764	739	2,390	2,322
Gain on sale of loans	75	130	229	549
Gain on sale of investments			9	79
Gain (loss) on sale of other real estate owned		(13)	72	(13)
Loss on sale of fixed assets	(29)		(60)
Income from bank owned life insurance	110	117	340	402
Other	182	62	359	281
Total noninterest income	1,102	1,035	3,339	3,620
Noninterest expense:
Compensation and employee benefits	2,328	2,145	6,708	6,632
Premises and occupancy expense	265	251	820	779
Deposit insurance premium	43	41	126	123
Advertising expense	71	83	285	295
Data processing expense	473	451	1,407	1,362
Merger expenses	650		650
Intangible amortization	30	30	90	90
Professional fees	73	90	439	514
Other operating expenses	287	326	942	946
Total noninterest expense	4,220	3,417	11,467	10,741
Income before income taxes	733	1,157	3,187	3,102
Income tax provision	22	219	1,117	642
Net income	$ 711	$ 938	$ 2,070	$ 2,460
Basic earnings per share	$ 0.17	$ 0.23	$ 0.51	$ 0.61
Diluted earnings per share	$ 0.17	$ 0.23	$ 0.50	$ 0.60

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Statement of Income and Comprehensive Income [Abstract]
Net income	$ 711	$ 938	$ 2,070	$ 2,460
Other comprehensive income, net of tax
Net unrealized gain (loss) on available for sale securities net of benefit of ($253) and $120 for the three months ended March 31, 2018 and 2017, respectively and ($373) and ($1,723) for the nine months ended March 31, 2018 and 2017, respectively	(1,672)	188	(1,943)	(2,696)
Reclassification adjustment for the net realized gain on sale of available for sale securities included in net income, net of taxes of ($0) and ($0) for the three months ended March 31, 2018 and 2017, respectively and ($3) and ($31) for the nine months ended March 31, 2018 and 2017, respectively			(6)	(48)
Comprehensive income	$ (961)	$ 1,126	$ 121	$ (284)

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Statement of Income and Comprehensive Income [Abstract]
Net unrealized gain (loss) on available for sale securities net of benefit	$ (253)	$ 120	$ (373)	$ (1,723)
Reclassification adjustment for the net realized gain on sale of available for sale securities included in net income, net of taxes	$ 0	$ 0	$ (3)	$ (31)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Operating activities:
Net income	$ 2,070	$ 2,460
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	272	312
Provision for loan losses	30	43
Deferred loan origination costs	(68)	(62)
Amortization of premium on investments	1,146	1,363
Proceeds from sale of loans	8,587	21,586
Loans disbursed for sale in the secondary market	(7,914)	(21,249)
Gain on sale of loans	(229)	(549)
Amortization of intangible asset	90	90
Amortization of acquisition-related loan yield adjustment	(85)	(92)
Gain on sale of investment securities	(9)	(79)
Loss on sale of fixed assets	60
Gain on sale of other real estate owned	(72)	13
Gain recognized from death benefit on bank owned life insurance		(45)
Increase in cash surrender value of life insurance	(340)	(357)
Stock-based compensation	203	180
Amortization of ESOP shares	328	343
Deferred income taxes	730	249
Effects of change in operating assets and liabilities:
Accrued interest receivable	82
Prepaid expenses and other assets	376	150
Accrued interest payable	2	(1)
Accrued expenses and other	(196)	(1,457)
Net cash provided by operating activities	5,063	2,898
Investing activities:
Proceeds from maturity of available for sale investment securities	670	530
Proceeds from maturity of held to maturity securities	134	61
Proceeds from sale of available for sale investment securities	596	6,935
Proceeds from repayment of mortgage-backed securities and collateralized mortgage obligations available for sale	13,726	14,770
Proceeds from sale of mortgage-backed securities available for sale		11,087
Proceeds from sale of other real estate owned	232	71
Purchases of available for sale investment securities	(7,053)	(21,938)
Purchases of mortgage-backed securities available for sale		(15,690)
Proceeds from bank owned life insurance death benefit		419
Net increase in loans	(14,355)	(13,214)
Capital expenditures	(10)	(90)
Net cash used in investing activities	(6,060)	(17,059)
Financing activities:
Net increase in deposits	16,419	24,417
Repayments of Federal Home Loan Bank advances	(2,000)	(3,167)
Dividends paid to stockholders	(1,210)	(713)
Repurchases of common stock		(238)
Proceeds from exercise of stock options	186	243
Net increase in advances from borrowers for payment of insurance and taxes	453	174
Net cash provided by financing activities	13,848	20,716
Net increase in cash and cash equivalents	12,851	6,555
Cash and cash equivalents at beginning of period	26,885	28,980
Cash and cash equivalents at end of period	$ 39,736	$ 35,535

Basis of Presentation

Basis of Presentation	9 Months Ended
	Mar. 31, 2018
Basis of Presentation [Abstract]
BASIS OF PRESENTATION	1. BASIS OF PRESENTATION - United Community Bancorp, a federal corporation (“old United Community Bancorp”) completed its previously announced conversion from the mutual holding company form of organization to the stock holding company form on January 9, 2013. As a result of the conversion, United Community Bancorp, an Indiana corporation (“United Community Bancorp” or “Company”), became the holding company for United Community Bank (“Bank”), and United Community MHC and old United Community Bancorp, ceased to exist. As part of the conversion, all outstanding shares of old United Community Bancorp common stock (other than those owned by United Community MHC) were converted into the right to receive 0.6573 of a share of United Community Bancorp common stock. The Company, through the Bank, operates in a single business segment providing traditional banking services through its office and branches in southeastern Indiana. UCB Real Estate Management Holding, LLC is a wholly-owned subsidiary of the Bank. The entity was formed for the purpose of holding assets that are acquired by the Bank through, or in lieu of, foreclosure. UCB Financial Services, Inc., a wholly-owned subsidiary of the Bank, was formed for a variety of purposes, but primarily owns and manages a portion of the Bank’s municipal bond portfolio and collects commissions from a wealth management partner. The accompanying unaudited consolidated financial statements were prepared in accordance with the rules and regulations of the Securities and Exchange Commission, and therefore do not include all information or footnotes necessary for complete financial statements in conformity with accounting principles generally accepted in the United States of America. However, all normal recurring adjustments that, in the opinion of management, are necessary for a fair presentation of the financial statements have been included. No other adjustments have been included. The results for the three and nine months ended March 31, 2018 are not necessarily indicative of the results that may be expected for the fiscal year ending June 30, 2018. These financial statements should be read in conjunction with the Company’s audited consolidated financial statements and the accompanying notes thereto for the year ended June 30, 2017, which are included in the Company’s Annual Report on Form 10-K as filed with the Securities and Exchange Commission on September 26, 2017. The Company evaluates events and transactions occurring subsequent to the date of the financial statements for matters requiring recognition or disclosure in the financial statements.

Employee Stock Ownership Plan (

Employee Stock Ownership Plan ("ESOP")	9 Months Ended
	Mar. 31, 2018
Employee Stock Ownership Plan ("ESOP") [Abstract]
EMPLOYEE STOCK OWNERSHIP PLAN (''ESOP'')	2. EMPLOYEE STOCK OWNERSHIP PLAN (“ESOP”) – As of March 31, 2018 the ESOP owned 118,771 shares of the Company’s common stock. At June 30, 2017, the ESOP owned 142,371 shares of the Company’s common stock. The shares owned by the ESOP are held in a suspense account until released for allocation to participants.

Earnings Per Share ("EPS")

Earnings Per Share ("EPS")	9 Months Ended
	Mar. 31, 2018
Earnings Per Share ("EPS") [Abstract]
EARNINGS PER SHARE ("EPS")	3. EARNINGS PER SHARE (“EPS”) – Non-vested shares with non-forfeitable dividend rights are considered participating securities and, thus, subject to the two-class method pursuant to ASC 260, Earnings per Share, Basic EPS is based on the weighted average number of common shares and unvested restricted shares outstanding, adjusted for ESOP shares not yet committed to be released. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as outstanding stock options, were exercised or converted into common stock or resulted in the issuance of common stock. Diluted EPS is calculated by adjusting the weighted average number of shares of common stock outstanding to include the effects of contracts or securities exercisable or which could be converted into common stock, if dilutive, using the treasury stock method. For the three months and nine months ended March 31, 2018 there were no outstanding options to purchase shares that were excluded from the computations of diluted earnings per share as all existing options are dilutive. The following is a reconciliation of the basic and diluted weighted average number of common shares outstanding. Three Months Ended Nine Months Ended March 31, March 31, 2018 2017 2018 2017 Basic weighted average outstanding shares 4,090,320 4,056,993 4,069,769 4,036,066 Effect of dilutive stock options 65,489 46,272 51,001 42,009 Diluted weighted average outstanding shares 4,155,809 4,103,265 4,120,770 4,078,075

Stock-Based Compensation

Stock-Based Compensation	9 Months Ended
	Mar. 31, 2018
Stock-Based Compensation [Abstract]
STOCK-BASED COMPENSATION	4. STOCK-BASED COMPENSATION – The Company applies the provisions of ASC 718, Compensation – Stock Compensation

Dividends

Dividends	9 Months Ended
	Mar. 31, 2018
Dividend [Abstract]
DIVIDENDS	5. DIVIDENDS – On August 10, 2017, November 9, 2017, and February 8 2018, the Board of Directors of the Company declared cash dividends on the Company’s outstanding shares of stock of $0.10 per share for each period. The dividends, totaling $1.2 million, were paid during the nine months ended March 31, 2018.

Stock Repurchase Plan

Stock Repurchase Plan	9 Months Ended
	Mar. 31, 2018
Stock Repurchase Plan [Abstract]
STOCK REPURCHASE PLAN	6. STOCK REPURCHASE PLAN – On February 3, 2014 the Company’s board of directors approved the repurchase of up to 514,956 shares of the Company’s outstanding common stock, which represented approximately 10% of the Company’s outstanding shares as of February 3, 2014. Purchases were conducted solely through and based upon the parameters of a Rule 10b5-1 repurchase plan. As of December 31, 2014, all 514,956 shares were repurchased at a total cost of $6.0 million. Additionally, on May 18, 2015, the Company’s Board of Directors approved the repurchase of up to 231,571 shares of the Company’s outstanding common stock, which was approximately 5% of the Company’s outstanding shares as of May 18, 2015. Purchases were conducted solely through and based upon the parameters of a Rule 10b5-1 repurchase plan. As of December 31, 2015, all of the 231,571 shares were repurchased. On November 6, 2015, United Community Bancorp entered into a Stock Repurchase Agreement with Stilwell Activist Fund, L.P., Stilwell Activist Investments, L.P. and Stilwell Partners, L.P. (collectively, the “Sellers”). Pursuant to the Stock Repurchase Agreement, the Company purchased 318,756 shares of its common stock, $0.01 par value, from the Sellers for an aggregate purchase price of $4,781,340, or $15.00 per share. The repurchase was funded with cash on hand and completed the 5% repurchase program mentioned above. Following the repurchase transaction, the Company had 4,201,326 shares of common stock outstanding. On April 26, 2016 the Company purchased 3,183 shares of common stock from participants in the equity incentive plan. Following the repurchase, there were 4,198,143 shares of common stock outstanding as of September 30, 2016. On November 4, 2016, the Company’s Board of Directors approved the repurchase of up to 209,907 shares of the Company’s outstanding common stock, which was approximately 5% of the Company’s outstanding shares as of November 4, 2016. Purchases were being conducted solely through and based upon the parameters of a Rule 10b5-1 repurchase plan. A total of 14,692 shares were purchased at a total cost of $238,000. The repurchase plan terminated pursuant to its terms on August 15, 2017.

Supplemental Cash Flow Informat

Supplemental Cash Flow Information	9 Months Ended
	Mar. 31, 2018
Supplemental Cash Flow Information [Abstract]
SUPPLEMENTAL CASH FLOW INFORMATION	7. SUPPLEMENTAL CASH FLOW INFORMATION Nine Months Ended March 31, 2018 2017 (Dollars in thousands) Supplemental disclosure of cash flow information is as follows: Cash paid during the period for: Income taxes, net $ 410 $ 96 Interest $ 1,807 $ 1,709 Supplemental disclosure of non-cash investing and financing activities is as follows: Unrealized gains (losses) on securities designated as available for sale, net of tax $ (1,727 ) $ (2,744 ) Transfers of loans to other real estate owned $ 144 $ 29 Option exercise and restricted stock windfall $ 34 $ -- Other comprehensive income reclassification due to early adoption of ASU 2018-02 $ (222 ) $ --

Disclosures About Fair Value of

Disclosures About Fair Value of Assets and Liabilities	9 Months Ended
	Mar. 31, 2018
Disclosures About Fair Value of Assets and Liabilities [Abstract]
DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES	8. DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES - ASC 820, Fair Value Measurements and Disclosures The following methods and assumptions are used in estimating the fair values of financial instruments: Cash and cash equivalents The carrying values presented in the consolidated statements of position approximate fair value. Investments and mortgage-backed securities For investment securities (debt instruments) and mortgage-backed securities, fair values are based on quoted market prices, where available. If a quoted market price is not available, fair value is estimated using quoted market prices of comparable instruments. Loans receivable The fair value of the loan portfolio is estimated by evaluating homogeneous categories of loans with similar financial characteristics. Loans are segregated by types, such as residential mortgage, commercial real estate, and consumer. Each loan category is further segmented into fixed and adjustable rate interest, terms, and by performing and non-performing categories. The fair value of performing loans, except residential mortgage loans, is calculated by discounting contractual cash flows using estimated market discount rates which reflect the credit and interest rate risk inherent in the loan. For performing residential mortgage loans, fair value is estimated by discounting contractual cash flows adjusted for prepayment estimates using discount rates based on secondary market sources. The fair value for significant non-performing loans is based on recent internal or external appraisals. Assumptions regarding credit risk, cash flow, and discount rates are judgmentally determined by using available market information. Federal Home Loan Bank stock The Bank is a member of the Federal Home Loan Bank system and is required to maintain an investment based upon a pre-determined formula. The carrying values presented in the consolidated statements of position approximate fair value. Deposits The fair values of passbook accounts, NOW accounts, and money market savings and demand deposits approximate their carrying values. The fair values of fixed maturity certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently offered for deposits of similar maturities. Advances from Federal Home Loan Bank The fair value is calculated using rates available to the Company on advances with similar terms and remaining maturities. Off-balance sheet items Carrying value is a reasonable estimate of fair value. These instruments are generally variable rate or short-term in nature, with minimal fees charged. The estimated fair values of the Company’s financial instruments at March 31, 2018 and June 30, 2017 are as follows: March 31, 2018 June 30, 2017 Carrying Amounts Fair Value Carrying Amounts Fair Value (In thousands) Financial assets: Cash and interest-bearing deposits $ 39,736 $ 39,736 $ 26,885 $ 26,885 Investment securities available for sale 76,999 76,999 79,188 79,188 Investment securities held to maturity 41,644 41,746 41,954 42,711 Mortgage-backed securities 59,344 59,344 68,374 68,374 Loans receivable and loans receivable held for sale 297,372 297,658 283,482 283,342 Accrued interest receivable 1,920 1,920 2,002 2,002 Investment in FHLB stock 3,527 3,527 3,527 3,527 Financial liabilities: Deposits 470,074 470,539 453,655 454,302 Accrued interest payable 23 23 21 21 FHLB advances 6,833 6,799 8,833 8,953 Off-balance sheet items $ -- $ -- $ -- $ -- ASC 820-10-50-2 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities. Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Fair value methods and assumptions are set forth below for each type of financial instrument. Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 2 securities include U.S. Government and agency mortgage-backed securities, U.S. Government agency bonds, municipal securities, and other real estate owned. If quoted market prices are not available, the Bank utilizes a third party vendor to calculate the fair value of its available for sale securities. The third party vendor uses quoted prices of securities with similar characteristics when available. If such quotes are not available, the third party vendor uses pricing models or discounted cash flow models with observable inputs to determine the fair value of these securities. Fair value measurements for certain assets and liabilities measured at fair value on a recurring basis: Total Quoted prices in active markets for identical assets Significant other observable inputs Significant other unobservable inputs (In thousands) March 31, 2018: Mortgage-backed securities $ 59,344 $ -- $ 59,344 $ -- Municipal bonds 35,851 -- 35,851 -- Small Business Administration 8,810 -- 8,810 -- Collateralized Mortgage Obligations 29,187 -- 29,187 -- Certificates of Deposit 2,945 -- 2,945 -- Other equity securities 206 206 -- -- Mortgage servicing rights 867 -- 867 -- June 30, 2017 Mortgage-backed securities $ 68,374 $ -- $ 68,374 $ -- Municipal bonds 36,941 -- 36,941 -- Small Business Administration 9,743 -- 9,743 -- Collateralized Mortgage Obligations 29,305 -- 29,305 -- Certificates of Deposit 3,000 -- 3,000 -- Other equity securities 199 199 -- -- Mortgage servicing rights 766 -- 766 -- Fair value measurements for certain assets and liabilities measured at fair value on a nonrecurring basis: Total Quoted prices in active markets for identical assets Significant other observable inputs Significant other unobservable inputs (In thousands) March 31, 2018: Other real estate owned $ 77 $ -- $ 77 $ -- Loans held for sale 561 -- 561 -- June 30, 2017: Other real estate owned $ 93 $ -- $ 93 $ -- Loans held for sale 1,005 -- 1,005 -- The adjustments to other real estate owned and impaired loans are based primarily on appraisals of the real estate, cash flow analysis or other observable market prices. The Bank’s policy is that fair values for these assets are based on current appraisals or cash flow analysis. The following table presents fair value measurements for the Company’s financial instruments which are not recognized at fair value in the accompanying statements of financial position on a recurring or nonrecurring basis. Total Quoted prices Significant Significant March 31, 2018: Financial assets: Cash and interest-bearing deposits $ 39,736 $ 39,736 $ -- $ -- Investment securities held to maturity 41,746 -- 41,746 -- Loans receivable and loans held for sale 297,658 -- 297,658 -- Accrued interest receivable 1,920 -- 1,920 -- Investment in FHLB stock 3,527 -- 3,527 -- Financial liabilities: Deposits 470,539 -- 470,539 -- Accrued interest payable 23 -- 23 -- FHLB advances 6,799 -- 6,799 -- June 30, 2017: Financial assets: Cash and interest-bearing deposits $ 26,885 $ 26,885 $ -- $ -- Investment securities held to maturity 42,711 -- 42,711 -- Loans receivable and loans held for sale 283,342 -- 283,342 -- Accrued interest receivable 2,002 -- 2,002 -- Investment in FHLB stock 3,527 -- 3,527 -- Financial liabilities: Deposits 454,302 -- 454,302 -- Accrued interest payable 21 -- 21 -- FHLB advances 8,953 -- 8,953 --

Investment Securities

Investment Securities	9 Months Ended
	Mar. 31, 2018
Investment Securities [Abstract]
INVESTMENT SECURITIES	9. INVESTMENT SECURITIES Investment securities available for sale at March 31, 2018 consisted of the following: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Mortgage-backed securities $ 61,254 $ -- $ 1,910 $ 59,344 Municipal bonds 36,415 184 748 35,851 Small Business Administration 8,995 -- 185 8,810 Collateralized Mortgage Obligations 30,225 -- 1,038 29,187 Certificates of Deposit 2,971 -- 26 2,945 Other equity securities 210 -- 4 206 $ 140,070 $ 184 $ 3,911 $ 136,343 Investment securities held to maturity at March 31, 2018 consisted of the following: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Municipal Bonds $ 41,644 $ 272 $ 170 $ 41,746 Investment securities available for sale at June 30, 2017 consisted of the following: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Mortgage-backed securities $ 69,335 $ 83 $ 1,044 $ 68,374 Municipal bonds 36,990 548 597 36,941 Small Business Administration 9,799 -- 56 9,743 Collateralized Mortgage Obligations 29,664 1 360 29,305 Certificates of Deposit 2,971 29 -- 3,000 Other equity securities 210 -- 11 199 $ 148,969 $ 661 $ 2,068 $ 147,562 Investment securities held to maturity at June 30, 2017 consisted of the following: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Municipal Bonds $ 41,954 $ 792 $ 35 $ 42,711 The mortgage-backed securities, small business administration, collateralized mortgage obligations, certificates of deposit, and municipal bonds have the following maturities at March 31, 2018: Available for Sale Held to Maturity Amortized cost Estimated market value Amortized cost Estimated market value Due or callable in one year or less $ 2,686 $ 2,685 $ 105 $ 105 Due or callable in 1 - 5 years 84,183 82,174 4,124 4,100 Due or callable in 5 - 10 years 33,009 31,950 7,795 7,780 Due or callable in greater than 10 years 19,981 19,328 29,620 29,761 Total debt securities $ 139,859 $ 136,137 $ 41,644 $ 41,746 All other securities available for sale at March 31, 2018 are saleable within one year. Gross proceeds on the sale of investments and mortgage-backed securities were $0 and $0 for the three months ended March 31, 2018 and 2017, respectively. Gross proceeds on the sale of investments and mortgage-backed securities were $596,000 and $18.0 million for the nine months ended March 31, 2018 and 2017, respectively. Gross realized gains for the three month periods ended March 31, 2018 and 2017 were $0 and $0, respectively. Gross realized gains for the nine-month periods ended March 31, 2018 and 2017 were $9,000 and $110,000, respectively. Gross realized losses for the three month periods ended March 31, 2018 and 2017 were $0 and $0, respectively. Gross realized losses for the nine-month periods ended March 31, 2018 and 2017 were $0 and $31,000, respectively. The table below indicates the length of time individual investment securities and mortgage-backed securities have been in a continuous loss position at March 31, 2018 and June 30, 2017: Less than 12 months 12 months or longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses March 31, 2018 (In thousands) Municipal bonds $ 31,306 $ 284 $ 12,515 $ 634 $ 43,821 $ 918 Mortgage-backed securities 25,125 386 34,219 1,524 59,344 1,910 Small Business Administration 5,027 117 3,782 68 8,809 185 Collateralized Mortgage Obligations 14,450 490 14,736 548 29,186 1,038 Certificates of Deposit 2,945 26 -- -- 2,945 26 Other equity securities 206 4 -- -- 206 4 $ 79,059 $ 1,307 $ 65,252 $ 2,774 $ 144,311 $ 4,081 Number of investments 116 52 168 Less than 12 months 12 months or longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2017 (In thousands) Municipal bonds $ 19,230 $ 632 $ -- $ -- $ 19,230 $ 632 Mortgage-backed securities 38,566 812 13,223 232 51,789 1,044 Small Business Administration 9,743 56 -- -- 9,743 56 Collateralized Mortgage Obligations 28,129 360 -- -- 28,129 360 Other equity securities -- -- 199 11 199 11 $ 95,668 $ 1,860 $ 13,422 $ 243 $ 109,090 $ 2,103 Number of investments 73 7 80 Securities available for sale are reviewed for possible other-than-temporary impairment on a quarterly basis. During this review, management considers the severity and duration of the unrealized losses as well as its intent and ability to hold the securities until recovery, taking into account balance sheet management strategies and its market view and outlook. Management also assesses the nature of the unrealized losses taking into consideration factors such as changes in risk-free interest rates, general credit spread widening, market supply and demand, creditworthiness of the issuer or any credit enhancement providers, and the quality of the underlying collateral. Management does not intend to sell these securities in the foreseeable future, and does not believe that it is more likely than not that the Bank will be required to sell a security in an unrealized loss position prior to a recovery in its value. The decline in market value is due to changes in market interest rates. The fair values are expected to recover as the securities approach maturity dates.

Goodwill and Intangible Asset

Goodwill and Intangible Asset	9 Months Ended
	Mar. 31, 2018
Goodwill and Intangible Asset [Abstract]
GOODWILL AND INTANGIBLE ASSET	10. GOODWILL AND INTANGIBLE ASSET In June 2010, old United Community Bancorp acquired three branches from Integra Bank National Association (“Integra”), which was accounted for under the purchase method of accounting. Under the purchase method, the Company is required to allocate the cost of an acquired company to the assets acquired, including identified intangible assets, and liabilities assumed based on their estimated fair values at the date of acquisition. The excess cost over the value of net assets acquired represents goodwill, which is not subject to amortization. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible elements in the business acquired. Goodwill recorded by the Company in connection with its acquisition relates to the inherent value in the business acquired and this value is dependent upon the Company’s ability to provide quality, cost-effective services in a competitive market place. As such, goodwill value is supported ultimately by revenue that is driven by the volume of business transacted. A decline in earnings as a result of a lack of growth or the inability to deliver cost-effective services over sustained periods can lead to impairment of goodwill that could adversely impact earnings in future periods. As permitted by current accounting rules, the Company completed its qualitative assessment to determine whether current events or changes in circumstances lead to a determination that it is more likely than not, as defined, that the fair value of the reporting unit is less than its carrying amount. Based upon the Company’s assessment, there was no such determination that the fair value of the reporting unit is less than its carrying amount. Accordingly, the Company did not apply the traditional two-step goodwill impairment test. The following table indicates changes to the core deposit intangible asset and goodwill balances for the nine months ended March 31, 2018: Core Deposit Intangible Goodwill (In thousands) Balance at June 30, 2017 $ 195 $ 2,522 Amortization 90 -- Balance at March 31, 2018 $ 105 $ 2,522 The core deposit intangible is being amortized using the double declining balance method over its estimated useful life of 8.75 years. Remaining amortization of the core deposit intangible is as follows (dollars in thousands) as of December 31, 2017: April 1, 2018 through June 30, 2018 $ 27 2019 78 $ 105

Disclosures About the Credit Qu

Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses	9 Months Ended
	Mar. 31, 2018
Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses [Abstract]
DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES	11. DISCLOSURES ABOUT THE CREDIT QUALITY OF LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (IN THOUSANDS) The following tables illustrate certain disclosures required by ASC 310-10-50-11B(c), (g) and (h), the changes to the allowance for loan losses, for the three and nine months ended March 31, 2018 (in thousands): Allowance for Credit Losses and Recorded Investment in Loans Receivable One- to Four- Family Owner-Occupied Mortgage Consumer One- to Four-family Non-owner Occupied Mortgage Multi-family Non-owner Occupied Mortgage Non-Residential Real estate Construction Land Commercial and Agricultural Total Allowance for Credit Losses: Balance, January 1, 2018: $ 1,106 $ 353 $ 54 $ 303 $ 1,856 $ 27 $ 412 $ 63 $ 4,174 Charge offs (149 ) (17 ) -- -- -- -- -- (300 ) (466 ) Recoveries 1 41 -- 3 -- -- 35 -- 80 Provision (credit) (111 ) (84 ) (10 ) (136 ) (64 ) 138 (155 ) 429 7 Ending Balance: $ 847 $ 293 $ 44 $ 170 $ 1,792 $ 165 $ 292 $ 192 $ 3,795 Allowance for Credit Losses: Balance, July 1, 2017: $ 1,093 $ 347 $ 60 $ 289 $ 2,171 $ 117 $ 127 $ 90 $ 4,294 Charge offs (219 ) (125 ) -- -- (136 ) -- (181 ) (300 ) (961 ) Recoveries 64 121 -- 40 172 -- 35 -- 432 Provision (credit) (91 ) (50 ) (16 ) (159 ) (415 ) 48 311 402 30 Ending Balance: $ 847 $ 293 $ 44 $ 170 $ 1,792 $ 165 $ 292 $ 192 $ 3,795 Balance, Individually Evaluated $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- Balance, Collectively Evaluated $ 847 $ 293 $ 44 $ 170 $ 1,792 $ 165 $ 292 $ 192 $ 3,795 Financing receivables: Ending balance $ 139,423 $ 32,437 $ 9,937 $ 14,720 $ 79,821 $ 8,069 $ 4,035 $ 10,912 $ 299,354 Ending Balance: individually evaluated for impairment $ 1,377 $ 178 $ 121 $ -- $ -- $ -- $ 4 $ -- $ 1,680 Ending Balance: collectively evaluated for impairment $ 134,559 $ 30,294 $ 9,662 $ 14,720 $ 79,755 $ 8,069 $ 4,031 $ 10,905 $ 291,995 Ending Balance: loans acquired at fair value $ 3,487 $ 1,965 $ 154 $ -- $ 66 $ -- $ -- $ 7 $ 5,679 For the year ended June 30, 2017 (in thousands): Allowance for Credit Losses and Recorded Investment in Loans Receivable One- to Four- Family Owner-Occupied Mortgage Consumer One- to Four-family Non-owner Occupied Mortgage Multi-family Non-owner Occupied Mortgage Non-Residential Real estate Construction Land Commercial and Agricultural Total Allowance for Credit Losses: Beginning balance: $ 1,235 $ 426 $ 108 $ 275 $ 2,577 $ 132 $ 10 $ 122 $ 4,885 Charge offs (83 ) (210 ) (9 ) -- (600 ) -- (255 ) -- (1,157 ) Recoveries 68 177 -- 17 248 -- -- 1 511 Provision (credit) (127 ) (46 ) (39 ) (3 ) (54 ) (15 ) 372 (33 ) 55 Ending Balance: $ 1,093 $ 347 $ 60 $ 289 $ 2,171 $ 117 $ 127 $ 90 $ 4,294 Balance, Individually Evaluated $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- Balance, Collectively Evaluated $ 1,093 $ 347 $ 60 $ 289 $ 2,171 $ 117 $ 127 $ 90 $ 4,294 Financing receivables: Ending Balance $ 133,667 $ 33,633 $ 10,667 $ 15,401 $ 74,791 $ 5,145 $ 3,026 $ 9,257 $ 285,587 Ending Balance: individually evaluated for impairment $ 1,887 $ 370 $ 235 $ -- $ 1,136 $ -- $ 594 $ -- $ 4,222 Ending Balance: collectively evaluated for impairment $ 127,304 $ 31,049 $ 10,271 $ 15,401 $ 73,566 $ 5,145 $ 2,432 $ 9,250 $ 274,418 Ending Balance: loans acquired at fair value $ 4,476 $ 2,214 $ 161 $ -- $ 89 $ -- $ -- $ 7 $ 6,947 Federal regulations require us to review and classify our assets on a regular basis. In addition, the OCC has the authority to identify problem assets and, if appropriate, require them to be classified. There are three classifications for problem assets: substandard, doubtful and loss. “Substandard assets” must have one or more defined weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. “Doubtful assets” have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified “loss” is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The regulations also provide for a “special mention” category, described as assets which do not currently expose us to a sufficient degree of risk to warrant classification but do possess credit deficiencies or potential weaknesses deserving our close attention. If we classify an asset as substandard, doubtful or loss, we analyze that asset and may establish a specific allocation for the asset at that time. The following tables illustrate certain disclosures required by ASC 310-10-50-29(b). Credit Risk Profile by Internally Assigned Grade At March 31, 2018 (in thousands) One- to Four- Family Owner-Occupied Mortgage Consumer One- to Four-family Non-owner Occupied Mortgage Multi-family Non-owner Occupied Mortgage Non-Residential Real estate Construction Land Commercial and Agricultural Total Grade: Pass $ 135,142 $ 31,406 $ 6,371 $ 13,073 $ 73,595 $ 5,885 $ 3,410 $ 8,860 $ 277,742 Watch 2,792 853 3,445 1,647 5,873 2,184 620 2,052 19,466 Special mention 112 -- -- -- -- -- -- -- 112 Substandard 1,377 178 121 -- 353 -- 5 -- 2,034 Total: $ 139,423 $ 32,437 $ 9,937 $ 14,720 $ 79,821 $ 8,069 $ 4,035 $ 10,912 $ 299,354 Credit Risk Profile by Internally Assigned Grade At June 30, 2017 (in thousands) One- to Four- Family Owner-Occupied Mortgage Consumer One- to Four-family Non-owner Occupied Mortgage Multi-family Non-owner Occupied Mortgage Non-Residential Real estate Construction Land Commercial and Agricultural Total Grade: Pass $ 129,053 $ 32,547 $ 6,404 $ 13,355 $ 65,031 $ 4,817 $ 2,379 $ 8,495 $ 262,081 Watch 2,283 509 3,741 2,046 7,405 328 53 762 17,127 Special mention 444 207 82 -- 1,134 -- -- -- 1,867 Substandard 1,887 370 440 -- 1,221 -- 594 -- 4,512 Total: $ 133,667 $ 33,633 $ 10,667 $ 15,401 $ 74,791 $ 5,145 $ 3,026 $ 9,257 $ 285,587 The following tables illustrate certain disclosures required by ASC 310-10-50-7A for gross loans. Age Analysis of Past Due Loans Receivable At March 31, 2018 (in thousands) 30-59 days past due 60-89 days past due Greater than 90 days Total past due Total current Total loans receivable One- to Four- Family Mortgage - Owner-Occupied $ 740 $ 81 $ 161 $ 982 $ 138,441 $ 139,423 Consumer 141 -- 16 157 32,280 32,437 One- to Four- Family Mortgage - Non-Owner Occupied -- -- -- -- 9,937 9,937 Multi-family Mortgage -- -- -- -- 14,720 14,720 Nonresidential Real Estate – commercial and office buildings 120 -- -- 120 79,701 79,821 Construction -- -- -- -- 8,069 8,069 Land 13 -- -- 13 4,022 4,035 Commercial and Agricultural 90 -- -- 90 10,822 10,912 Total $ 1,104 $ 81 $ 177 $ 1,362 $ 297,992 $ 299,354 Age Analysis of Past Due Loans Receivable At June 30, 2017 (in thousands) 30-59 days past due 60-89 days past due Greater than 90 days Total past due Total current Total loans receivable One- to Four- Family Mortgage - Owner-Occupied $ 345 $ 579 $ 382 $ 1,306 $ 132,361 $ 133,667 Consumer 93 57 23 173 33,460 33,633 One- to Four- Family Mortgage - Non-Owner-Occupied -- -- 235 235 10,432 10,667 Multi-family Mortgage -- -- -- -- 15,401 15,401 Nonresidential Real Estate – commercial and office buildings -- -- 535 535 74,256 74,791 Construction -- -- -- -- 5,145 5,145 Land -- -- -- -- 3,026 3,026 Commercial and Agricultural 118 -- -- 118 9,139 9,257 Total $ 556 $ 636 $ 1,175 $ 2,367 $ 283,220 $ 285,587 The following table illustrates certain disclosures required by ASC 310-10-50-15. Impaired Loans at March 31, 2018 (in thousands) For the three months ended March 31, 2018 For the nine months ended March 31, 2018 Recorded investment Unpaid principal balance Specific allowance Interest income recognized Average Recorded investment Interest income recognized Average Recorded investment Mortgage One- to Four- Family - Owner-Occupied $ 1,377 $ 1,652 $ -- $ 18 $ 1,393 $ 53 $ 1,523 Consumer 178 349 -- -- 196 -- 248 One- to Four- Family Non-Owner Occupied Mortgage 121 121 -- -- 123 -- 208 Multifamily Residential Real Estate Mortgage -- 920 -- -- -- -- - Non-Residential Real Estate -- -- -- -- -- -- 431 Construction -- -- -- -- -- -- - Land 4 12 -- -- 193 -- 390 Commercial and Agricultural -- 306 -- -- -- -- - Total $ 1,680 $ 3,360 $ -- $ 18 $ 1,905 $ 53 $ 2,800 Impaired Loans at June 30, 2017 (in thousands) For the year ended Recorded investment Unpaid principal balance Specific allowance Interest income recognized Average Recorded investment Mortgage One- to Four- Family - Owner-Occupied $ 1,887 $ 2,144 $ - $ 59 $ 2,169 Consumer 370 653 - 3 391 One- to Four- Family Non-Owner Occupied Mortgage 235 235 - 4 349 Multifamily Residential Real Estate Mortgage - 920 - - - Non-Residential Real Estate 1,136 2,719 - 20 1,468 Construction - - - - - Land 594 857 - - 286 Commercial and Agricultural - 6 - - - Total $ 4,222 $ 7,534 $ - $ 86 $ 4,663 The Bank did not have any investments in subprime loans at March 31, 2018. Impaired loans at March 31, 2018 included troubled debt restructurings (“TDR”) with an aggregate principal balance of $1.3 million and a recorded investment of $1.3 million. See Note 12 for a discussion on TDRs.

Troubled Debt Restructurings

Troubled Debt Restructurings	9 Months Ended
	Mar. 31, 2018
Troubled Debt Restructurings [Abstract]
TROUBLED DEBT RESTRUCTURINGS	12. TROUBLED DEBT RESTRUCTURINGS - From time to time, as part of our loss mitigation process, loans may be renegotiated in a TDR when we determine that greater economic value will ultimately be recovered under the new restructured terms than through foreclosure, liquidation, or bankruptcy. We may consider the borrower’s payment status and history, the borrower’s ability to pay upon a rate reset on an adjustable rate loan, size of the payment increase upon a rate reset, period of time remaining prior to the rate reset, and other relevant factors in determining whether a borrower is experiencing financial difficulty. TDRs are accounted for as set forth in ASC 310-40 Troubled Debt Restructurings by Creditors Existing performing loan customers who request a loan (non-TDR) modification and who meet the Bank’s underwriting standards may, usually for a fee, modify their original loan terms to terms currently offered. The modified terms of these loans are similar to the terms offered to new customers with similar credit risk. The fee assessed for modifying the loan is deferred and amortized over the life of the modified loan using the level-yield method and is reflected as an adjustment to interest income. Each modification is examined on a loan-by-loan basis and if the modification of terms represents more than a minor change to the loan, then the unamortized balance of the pre-modification deferred fees or costs associated with the mortgage loan are recognized in interest income at the time of the modification. If the modification of terms does not represent more than a minor change to the loan, then the unamortized balance of the pre-modification deferred fees or costs continue to be deferred. The following tables summarize TDRs by loan type and accrual status. At March 31, 2018 (In thousands) Loan Status Accrual Nonaccrual Total Unpaid Principal Balance Related Allowance Recorded Investment Number of Loans Average Recorded Investment One- to Four-Family residential real $ 1,059 $ 193 $ 1,252 $ -- $ 1,252 13 $ 1,345 Nonresidential real estate -- -- -- -- -- -- 431 Total $ 1,059 $ 193 $ 1,252 $ -- $ 1,252 13 $ 1,776 At June 30, 2017 (In thousands) Loan Status Accrual Nonaccrual Total Unpaid Principal Related Allowance Recorded Investment Number of Loans Average Recorded One- to Four-Family residential real $ 1,297 $ 213 $ 1,510 $ -- $ 1,510 16 $ 1,680 Nonresidential real estate -- 1,136 1,136 -- 1,136 3 1,207 Total $ 1,297 $ 1,349 $ 2,646 $ -- $ 2,646 19 $ 2,887 Interest income recognized on TDRs is as follows: For the three months ended For the nine months ended 2018 2017 2018 2017 One-to-Four Family residential real estate $ 13 $ 13 $ 39 $ 44 Multi-family residential real estate -- -- -- -- Nonresidential real estate -- -- -- 18 Commercial -- -- -- -- Consumer -- -- -- -- Total $ 13 $ 13 $ 39 $ 62 At March 31, 2018, the Bank had 13 loans totaling $1.3 million that were reported as TDRs, and had established an allowance for losses on these loans of $0. With respect to the $1.3 million in TDRs, the Bank charged-off $940,000 at the time the loans were restructured into the Note A/B split note format. At June 30, 2017, the Bank had 19 loans totaling $2.6 million that were reported as TDRs, and had an allowance for losses on these loans of $0. With respect to the $2.6 million in TDRs, the Bank charged-off $1.4 million with respect to those loans at the time the loans were restructured into the Note A/B split note format. At March 31, 2018, the Bank had no other commitments to lend on its TDRs. Management continues to monitor the performance of loans reported as TDRs on a monthly basis. Loans that were included in TDRs at March 31, 2018 and June 30, 2017 were generally given concessions of interest rate reductions of between 25 and 300 basis points and/or structured as interest only payment loans for periods of one to three years. Some of these loans also have balloon payments due at the end of their lowered rate period, requiring the borrower to refinance at market rates at that time. At March 31, 2018 and June 30, 2017, all loans classified as TDRs required principal and interest payments. The following table is a roll forward of activity in our TDRs: Three Months Ended Nine Months Ended Recorded Investment Number of Loans Recorded Investment Number of Loans (Dollar amounts in thousands) Beginning balance $ 1,263 13 $ 2,646 19 Additions to TDR -- -- -- -- Charge-offs -- -- (136 ) -- Removal of TDRs -- -- (83 ) (1 ) Impairment Reversal -- -- - -- Payments (11 ) -- (1,175 ) (5 ) Ending balance $ 1,252 13 $ 1,252 13

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	9 Months Ended
	Mar. 31, 2018
Accumulated Other Comprehensive Income [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME	13. ACCUMULATED OTHER COMPREHENSIVE INCOME Reclassification out of accumulated other comprehensive income during the three and nine months ended March 31, 2018 and 2017 and the affected line items in the consolidated statements of income are as follows (in thousands): Three Months Ended March 31, Nine Months Ended March 31, 2018 2017 2018 2017 Affected Line Item in the Consolidated Statements of Income Realized gain on sale of securities $ -- $ -- $ 9 $ 79 Gain on sale of investments Less provision for income taxes -- -- 3 31 Income tax provision Reclassification adjustment, net of taxes $ -- $ -- $ 6 $ 48

Income Taxes

Income Taxes	9 Months Ended
	Mar. 31, 2018
Income Taxes [Abstract]
INCOME TAXES	14. INCOME TAXES The Company’s earnings for the nine-month period ended March 31, 2018 were negatively impacted by a one-time adjustment to the net deferred tax asset in the amount of $683,000 due to the effect of the tax law changes established by the Tax Cuts and Jobs Act (the “Act”), which was signed into law by the President on December 22, 2017. The Act reduced the federal corporate tax rate to 21%. This change required the Company to revalue its net deferred tax asset, which represents corporate tax benefits anticipated to be realized in the future. The reduction in the federal corporate tax rate reduces the tax benefits of the net deferred tax asset. While the one-time adjustment caused a reduction in after-tax net income for the nine-month period ended March 31, 2018, the reduction of the corporate income tax rate from 34% to 21% is expected to be favorable to the Company in future periods. The rate reconciliation is as follows: Three Months Ended March 31, Nine Months Ended March 31, 2018 (In thousands) Federal income taxes at statutory rate $ 174 $ 849 State taxes, net of federal benefit 20 108 Increase (decrease) in taxes resulting primarily from: Non-taxable income on bank-owned life insurance (31 ) (94 ) Tax exempt income (137 ) (411 ) Federal tax rate change -- 683 Other (4 ) (18 ) $ 22 $ 1,117 Effective tax rate 3.47 % 36.18 %

Effect of Recent Accounting Pro

Effect of Recent Accounting Pronouncements	9 Months Ended
	Mar. 31, 2018
Effect of Recent Accounting Pronouncements [Abstract]
EFFECT OF RECENT ACCOUNTING PRONOUNCEMENTS	15. EFFECT OF RECENT ACCOUNTING PRONOUNCEMENTS Accounting Standards Update 2018-02 was issued in February 2018 and allows for the reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act. The Company has early adopted this amendment and the $222,000 reclassification is reflected in the consolidated financial statements for the nine months ending March 31, 2018. In March 2017, the FASB issued ASU No. 2017-08, Receivables—Nonrefundable Fees and Other Costs (Subtopic 310-20). ASU 2017-08 shortens the amortization period for certain callable debt securities held at a premium. Specifically, the amendments require the premium to be amortized to the earliest call date. ASU 2017-08 is effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2018. Early adoption is permitted. The Bank amortizes premiums to the earlier of the call date or maturity date, therefore the Bank expects no impact to the financial statements based on the adoption of this standard. In January 2017, the FASB issued ASU 2017-04, Intangibles – Goodwill and Other. The amendments in this Update modify the concept of impairment from the condition that exists when the carrying amount of goodwill exceeds its implied fair value to the condition that exists when the carrying amount of a reporting unit exceeds its fair value. An entity no longer will determine goodwill impairment by calculating the implied fair value of goodwill by assigning the fair value of a reporting unit to all of its assets and liabilities as if that reporting unit had been acquired in a business combination. Because these amendments eliminate Step 2 from the goodwill impairment test, they should reduce the cost and complexity of evaluating goodwill for impairment. Public business entities should adopt the amendments in this Update for its annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. Adoption of ASU 2017-04 is not expected to have a material impact on the Company’s consolidated financial statements. In June 2016, the Financial Accounting Standards Board (FASB) issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments (“ASU 2016-13”), which changes the impairment model for most financial assets. This ASU is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by financial institutions and other organizations. The underlying premise of the ASU is that financial assets measured at amortized cost should be presented at the net amount expected to be collected, through an allowance for credit losses that is deducted from the amortized cost basis. The allowance for credit losses should reflect management’s current estimate of credit losses that are expected to occur over the remaining life of a financial asset. The income statement will be affected for the measurement of credit losses for newly recognized financial assets, as well as the expected increases or decreases of expected credit losses that have taken place during the period. ASU 2016-13 is effective for annual and interim periods beginning after December 15, 2019, and early adoption is permitted for annual and interim periods beginning after December 15, 2018. With certain exceptions, transition to the new requirements will be through a cumulative effect adjustment to opening retained earnings as of the beginning of the first reporting period in which the guidance is adopted. The Company will be evaluating the impact of this ASU over the next several years. In April 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2016-10, Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing, and affects the guidance in ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), which is not yet effective. ASU No. 2016-10 clarifies the following two aspects of Topic 606: evaluating whether promised goods and services are separately identifiable, and determining whether an entity’s promise to grant a license provides a customer with either a right to use the entity’s intellectual property, which is satisfied at a point in time, or a right to access the entity’s intellectual property, which is satisfied over time. ASU No. 2016-10 is effective for public business entities for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. Transitional guidance is included in the update. Earlier adoption is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. Adoption of ASU No. 2016-10 is not expected to have a material impact on the Company's consolidated financial statements. In March 2016, the FASB issued ASU No. 2016-08, Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net), and affects the guidance in ASU No. 2014-09, "Revenue from Contracts with Customers (Topic 606)," which is not yet effective. When another party is involved in providing goods or services to a customer, ASU No. 2014-09 requires an entity to determine whether the nature of its promise is to provide the specified good or service itself (that is, the entity is a principal) or to arrange for that good or service to be provided by the other party (that is, the entity is an agent). The amendments in ASU No. 2016-08 are intended to improve the operability and understandability of the implementation guidance in ASU No. 2014-09 on principal versus agent considerations by offering additional guidance to be considered in making the determination. ASU No. 2016-08 is effective for public business entities for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. Transitional guidance is included in the update. Earlier adoption is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. The Company is currently evaluating the financial statement impact of adopting the new guidance. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842), and requires a lessee to recognize in the statement of financial position a liability to make lease payments ("the lease liability") and a right-of-use asset representing its right to use the underlying asset for the lease term, initially measured at the present value of the lease payments. When measuring assets and liabilities arising from a lease, the lessee should include payments to be made in optional periods only if the lessee is reasonably certain, as defined, to exercise an option to the lease or not to exercise an option to terminate the lease. Optional payments to purchase the underlying asset should be included if the lessee is reasonably certain it will exercise the purchase option. Most variable lease payments should be excluded except for those that depend on an index or a rate or are in substance fixed payments. A lessee shall classify a lease as a finance lease if it meets any of five listed criteria: 1) The lease transfers ownership of the underlying asset to the lessee by the end of the lease term; 2) The lease grants the lessee and option to purchase the underlying asset that the lessee is reasonably certain to exercise; 3) The lease term is for the major part of the remaining economic life of the underlying asset; 4) The present value of the sum of the lease payments and any residual value guaranteed by the lessee equals or exceeds substantially all of the fair value of the underlying asset; and 5) The underlying asset is of such a specialized nature that it is expected to have no alternative use to the lessor at the end of the lease term. For finance leases, a lessee shall recognize in the statement of comprehensive income interest on the lease liability separately from amortization of the right-of-use asset. Amortization of the right-of-use asset shall be on a straight-line basis, unless another basis is more representative of the pattern in which the lessee expects to consume the right-of-use asset’s future economic benefits. If the lease does not meet any of the five criteria, the lessee shall classify it as an operating lease and shall recognize a single lease cost on a straight-line basis over the lease term. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. The amendments in this update are to be applied using a modified retrospective approach, as defined, and are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2018. Early application is permitted. The Company is currently evaluating the financial statement impact of adopting the new guidance.

Merger Agreement

Merger Agreement	9 Months Ended
	Mar. 31, 2018
Merger Agreement [Abstract]
MERGER AGREEMENT	16. MERGER AGREEMENT On March 11, 2018, the Company, United Community Bank, Civista Bancshares, Inc. (“Civista”) and Civista Bank entered into an Agreement and Plan of Merger (the “Merger Agreement”) pursuant to which the Company will merge with and into Civista (the “Merger”). Immediately following the Merger, United Community Bank will merge with and into Civista Bank. Under the terms of the Merger Agreement, each outstanding share of the Company’s common stock will be converted into the right to receive 1.027 shares of Civista’s common stock and $2.54 in cash. At the effective time of the Merger, each share of unvested Company common stock will fully vest and will be converted into the right to receive the merger consideration. In addition, at the effective time of the Merger, each option to acquire shares of the Company’s common stock will automatically vest and be cancelled and converted into the right to receive in cash from United Community Bank the amount by which the sum of $2.54 and the “effective time value” per share exceeds the exercise or strike price of such stock option, subject to receipt of Civista of executed stock option surrender agreements in a form acceptable to Civista and United Community. If the exercise price of a stock option equals or exceeds the sum of $2.54 and the effective time value, such stock option will be cancelled without any payment in exchange. United Community will be entitled to deduct and withhold from any amounts payable in respect of any United Community stock option all such amounts as United Community is required to deduct and withhold under the Code or any provisions of state, local, or foreign tax law. “Effective time value” means the product of (A) the average of the per share closing price of a Civista common share on the Nasdaq Capital Market during the five (5) consecutive full trading days ending on the trading day prior to the effective time of the Merger and (B) the exchange ratio. The transaction is expected to close in the third calendar quarter of 2018, subject to the satisfaction of customary closing conditions, including the receipt of all required regulatory approvals and the approval of the shareholders of both the Company and Civista. Merger expenses totaled $650,000 during the three and nine months ended March 31, 2018.

Earnings Per Share ("EPS") (Tab

Earnings Per Share ("EPS") (Tables)	9 Months Ended
	Mar. 31, 2018
Earnings Per Share ("EPS") [Abstract]
Schedule of basic and diluted weighted average number of common shares outstanding	Three Months Ended Nine Months Ended March 31, March 31, 2018 2017 2018 2017 Basic weighted average outstanding shares 4,090,320 4,056,993 4,069,769 4,036,066 Effect of dilutive stock options 65,489 46,272 51,001 42,009 Diluted weighted average outstanding shares 4,155,809 4,103,265 4,120,770 4,078,075

Supplemental Cash Flow Inform25

Supplemental Cash Flow Information (Tables)	9 Months Ended
	Mar. 31, 2018
Supplemental Cash Flow Information [Abstract]
Schedule of supplemental disclosure of cash flow information	Nine Months Ended March 31, 2018 2017 (Dollars in thousands) Supplemental disclosure of cash flow information is as follows: Cash paid during the period for: Income taxes, net $ 410 $ 96 Interest $ 1,807 $ 1,709 Supplemental disclosure of non-cash investing and financing activities is as follows: Unrealized gains (losses) on securities designated as available for sale, net of tax $ (1,727 ) $ (2,744 ) Transfers of loans to other real estate owned $ 144 $ 29 Option exercise and restricted stock windfall $ 34 $ -- Other comprehensive income reclassification due to early adoption of ASU 2018-02 $ (222 ) $ --

Disclosures About Fair Value 26

Disclosures About Fair Value of Assets and Liabilities (Tables)	9 Months Ended
	Mar. 31, 2018
Disclosures About Fair Value of Assets and Liabilities [Abstract]
Schedule of estimated fair values of the company's financial instruments	March 31, 2018 June 30, 2017 Carrying Amounts Fair Value Carrying Amounts Fair Value (In thousands) Financial assets: Cash and interest-bearing deposits $ 39,736 $ 39,736 $ 26,885 $ 26,885 Investment securities available for sale 76,999 76,999 79,188 79,188 Investment securities held to maturity 41,644 41,746 41,954 42,711 Mortgage-backed securities 59,344 59,344 68,374 68,374 Loans receivable and loans receivable held for sale 297,372 297,658 283,482 283,342 Accrued interest receivable 1,920 1,920 2,002 2,002 Investment in FHLB stock 3,527 3,527 3,527 3,527 Financial liabilities: Deposits 470,074 470,539 453,655 454,302 Accrued interest payable 23 23 21 21 FHLB advances 6,833 6,799 8,833 8,953 Off-balance sheet items $ -- $ -- $ -- $ --
Schedule of certain assets and liabilities measured at fair value on a recurring basis	Total Quoted prices in active markets for identical assets Significant other observable inputs Significant other unobservable inputs (In thousands) March 31, 2018: Mortgage-backed securities $ 59,344 $ -- $ 59,344 $ -- Municipal bonds 35,851 -- 35,851 -- Small Business Administration 8,810 -- 8,810 -- Collateralized Mortgage Obligations 29,187 -- 29,187 -- Certificates of Deposit 2,945 -- 2,945 -- Other equity securities 206 206 -- -- Mortgage servicing rights 867 -- 867 -- June 30, 2017 Mortgage-backed securities $ 68,374 $ -- $ 68,374 $ -- Municipal bonds 36,941 -- 36,941 -- Small Business Administration 9,743 -- 9,743 -- Collateralized Mortgage Obligations 29,305 -- 29,305 -- Certificates of Deposit 3,000 -- 3,000 -- Other equity securities 199 199 -- -- Mortgage servicing rights 766 -- 766 --
Schedule of certain assets and liabilities measured at fair value on a nonrecurring basis	Total Quoted prices in active markets for identical assets Significant other observable inputs Significant other unobservable inputs (In thousands) March 31, 2018: Other real estate owned $ 77 $ -- $ 77 $ -- Loans held for sale 561 -- 561 -- June 30, 2017: Other real estate owned $ 93 $ -- $ 93 $ -- Loans held for sale 1,005 -- 1,005 --
Schedule of statements of financial position on a recurring or nonrecurring basis	Total Quoted prices Significant Significant March 31, 2018: Financial assets: Cash and interest-bearing deposits $ 39,736 $ 39,736 $ -- $ -- Investment securities held to maturity 41,746 -- 41,746 -- Loans receivable and loans held for sale 297,658 -- 297,658 -- Accrued interest receivable 1,920 -- 1,920 -- Investment in FHLB stock 3,527 -- 3,527 -- Financial liabilities: Deposits 470,539 -- 470,539 -- Accrued interest payable 23 -- 23 -- FHLB advances 6,799 -- 6,799 -- June 30, 2017: Financial assets: Cash and interest-bearing deposits $ 26,885 $ 26,885 $ -- $ -- Investment securities held to maturity 42,711 -- 42,711 -- Loans receivable and loans held for sale 283,342 -- 283,342 -- Accrued interest receivable 2,002 -- 2,002 -- Investment in FHLB stock 3,527 -- 3,527 -- Financial liabilities: Deposits 454,302 -- 454,302 -- Accrued interest payable 21 -- 21 -- FHLB advances 8,953 -- 8,953 --

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Mar. 31, 2018
Investment Securities [Abstract]
Schedule of investment securities available for sale	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Mortgage-backed securities $ 61,254 $ -- $ 1,910 $ 59,344 Municipal bonds 36,415 184 748 35,851 Small Business Administration 8,995 -- 185 8,810 Collateralized Mortgage Obligations 30,225 -- 1,038 29,187 Certificates of Deposit 2,971 -- 26 2,945 Other equity securities 210 -- 4 206 $ 140,070 $ 184 $ 3,911 $ 136,343 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Mortgage-backed securities $ 69,335 $ 83 $ 1,044 $ 68,374 Municipal bonds 36,990 548 597 36,941 Small Business Administration 9,799 -- 56 9,743 Collateralized Mortgage Obligations 29,664 1 360 29,305 Certificates of Deposit 2,971 29 -- 3,000 Other equity securities 210 -- 11 199 $ 148,969 $ 661 $ 2,068 $ 147,562
Schedule of investment securities held to maturity	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Municipal Bonds $ 41,644 $ 272 $ 170 $ 41,746 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Municipal Bonds $ 41,954 $ 792 $ 35 $ 42,711
Schedule of mortgage-backed securities	Available for Sale Held to Maturity Amortized cost Estimated market value Amortized cost Estimated market value Due or callable in one year or less $ 2,686 $ 2,685 $ 105 $ 105 Due or callable in 1 - 5 years 84,183 82,174 4,124 4,100 Due or callable in 5 - 10 years 33,009 31,950 7,795 7,780 Due or callable in greater than 10 years 19,981 19,328 29,620 29,761 Total debt securities $ 139,859 $ 136,137 $ 41,644 $ 41,746
Schedule of length of time individual investment securities and mortgage-backed securities	Less than 12 months 12 months or longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses March 31, 2018 (In thousands) Municipal bonds $ 31,306 $ 284 $ 12,515 $ 634 $ 43,821 $ 918 Mortgage-backed securities 25,125 386 34,219 1,524 59,344 1,910 Small Business Administration 5,027 117 3,782 68 8,809 185 Collateralized Mortgage Obligations 14,450 490 14,736 548 29,186 1,038 Certificates of Deposit 2,945 26 -- -- 2,945 26 Other equity securities 206 4 -- -- 206 4 $ 79,059 $ 1,307 $ 65,252 $ 2,774 $ 144,311 $ 4,081 Number of investments 116 52 168 Less than 12 months 12 months or longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2017 (In thousands) Municipal bonds $ 19,230 $ 632 $ -- $ -- $ 19,230 $ 632 Mortgage-backed securities 38,566 812 13,223 232 51,789 1,044 Small Business Administration 9,743 56 -- -- 9,743 56 Collateralized Mortgage Obligations 28,129 360 -- -- 28,129 360 Other equity securities -- -- 199 11 199 11 $ 95,668 $ 1,860 $ 13,422 $ 243 $ 109,090 $ 2,103 Number of investments 73 7 80

Goodwill and Intangible Asset (

Goodwill and Intangible Asset (Tables)	9 Months Ended
	Mar. 31, 2018
Goodwill and Intangible Asset [Abstract]
Schedule of changes to the core deposit intangible asset and goodwill balances	Core Deposit Intangible Goodwill (In thousands) Balance at June 30, 2017 $ 195 $ 2,522 Amortization 90 -- Balance at March 31, 2018 $ 105 $ 2,522
Schedule of amortization of the core deposit intangible for future years	April 1, 2018 through June 30, 2018 $ 27 2019 78 $ 105

Disclosures About the Credit 29

Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses (Tables)	9 Months Ended
	Mar. 31, 2018
Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses [Abstract]
Schedule of allowance for credit losses and recorded investment in loans receivable	One- to Four- Family Owner-Occupied Mortgage Consumer One- to Four-family Non-owner Occupied Mortgage Multi-family Non-owner Occupied Mortgage Non-Residential Real estate Construction Land Commercial and Agricultural Total Allowance for Credit Losses: Balance, January 1, 2018: $ 1,106 $ 353 $ 54 $ 303 $ 1,856 $ 27 $ 412 $ 63 $ 4,174 Charge offs (149 ) (17 ) -- -- -- -- -- (300 ) (466 ) Recoveries 1 41 -- 3 -- -- 35 -- 80 Provision (credit) (111 ) (84 ) (10 ) (136 ) (64 ) 138 (155 ) 429 7 Ending Balance: $ 847 $ 293 $ 44 $ 170 $ 1,792 $ 165 $ 292 $ 192 $ 3,795 Allowance for Credit Losses: Balance, July 1, 2017: $ 1,093 $ 347 $ 60 $ 289 $ 2,171 $ 117 $ 127 $ 90 $ 4,294 Charge offs (219 ) (125 ) -- -- (136 ) -- (181 ) (300 ) (961 ) Recoveries 64 121 -- 40 172 -- 35 -- 432 Provision (credit) (91 ) (50 ) (16 ) (159 ) (415 ) 48 311 402 30 Ending Balance: $ 847 $ 293 $ 44 $ 170 $ 1,792 $ 165 $ 292 $ 192 $ 3,795 Balance, Individually Evaluated $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- Balance, Collectively Evaluated $ 847 $ 293 $ 44 $ 170 $ 1,792 $ 165 $ 292 $ 192 $ 3,795 Financing receivables: Ending balance $ 139,423 $ 32,437 $ 9,937 $ 14,720 $ 79,821 $ 8,069 $ 4,035 $ 10,912 $ 299,354 Ending Balance: individually evaluated for impairment $ 1,377 $ 178 $ 121 $ -- $ -- $ -- $ 4 $ -- $ 1,680 Ending Balance: collectively evaluated for impairment $ 134,559 $ 30,294 $ 9,662 $ 14,720 $ 79,755 $ 8,069 $ 4,031 $ 10,905 $ 291,995 Ending Balance: loans acquired at fair value $ 3,487 $ 1,965 $ 154 $ -- $ 66 $ -- $ -- $ 7 $ 5,679 For the year ended June 30, 2017 (in thousands): Allowance for Credit Losses and Recorded Investment in Loans Receivable One- to Four- Family Owner-Occupied Mortgage Consumer One- to Four-family Non-owner Occupied Mortgage Multi-family Non-owner Occupied Mortgage Non-Residential Real estate Construction Land Commercial and Agricultural Total Allowance for Credit Losses: Beginning balance: $ 1,235 $ 426 $ 108 $ 275 $ 2,577 $ 132 $ 10 $ 122 $ 4,885 Charge offs (83 ) (210 ) (9 ) -- (600 ) -- (255 ) -- (1,157 ) Recoveries 68 177 -- 17 248 -- -- 1 511 Provision (credit) (127 ) (46 ) (39 ) (3 ) (54 ) (15 ) 372 (33 ) 55 Ending Balance: $ 1,093 $ 347 $ 60 $ 289 $ 2,171 $ 117 $ 127 $ 90 $ 4,294 Balance, Individually Evaluated $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- Balance, Collectively Evaluated $ 1,093 $ 347 $ 60 $ 289 $ 2,171 $ 117 $ 127 $ 90 $ 4,294 Financing receivables: Ending Balance $ 133,667 $ 33,633 $ 10,667 $ 15,401 $ 74,791 $ 5,145 $ 3,026 $ 9,257 $ 285,587 Ending Balance: individually evaluated for impairment $ 1,887 $ 370 $ 235 $ -- $ 1,136 $ -- $ 594 $ -- $ 4,222 Ending Balance: collectively evaluated for impairment $ 127,304 $ 31,049 $ 10,271 $ 15,401 $ 73,566 $ 5,145 $ 2,432 $ 9,250 $ 274,418 Ending Balance: loans acquired at fair value $ 4,476 $ 2,214 $ 161 $ -- $ 89 $ -- $ -- $ 7 $ 6,947
Schedule of credit risk profile by internally assigned grade	Credit Risk Profile by Internally Assigned Grade At March 31, 2018 (in thousands) One- to Four- Family Owner-Occupied Mortgage Consumer One- to Four-family Non-owner Occupied Mortgage Multi-family Non-owner Occupied Mortgage Non-Residential Real estate Construction Land Commercial and Agricultural Total Grade: Pass $ 135,142 $ 31,406 $ 6,371 $ 13,073 $ 73,595 $ 5,885 $ 3,410 $ 8,860 $ 277,742 Watch 2,792 853 3,445 1,647 5,873 2,184 620 2,052 19,466 Special mention 112 -- -- -- -- -- -- -- 112 Substandard 1,377 178 121 -- 353 -- 5 -- 2,034 Total: $ 139,423 $ 32,437 $ 9,937 $ 14,720 $ 79,821 $ 8,069 $ 4,035 $ 10,912 $ 299,354 Credit Risk Profile by Internally Assigned Grade At June 30, 2017 (in thousands) One- to Four- Family Owner-Occupied Mortgage Consumer One- to Four-family Non-owner Occupied Mortgage Multi-family Non-owner Occupied Mortgage Non-Residential Real estate Construction Land Commercial and Agricultural Total Grade: Pass $ 129,053 $ 32,547 $ 6,404 $ 13,355 $ 65,031 $ 4,817 $ 2,379 $ 8,495 $ 262,081 Watch 2,283 509 3,741 2,046 7,405 328 53 762 17,127 Special mention 444 207 82 -- 1,134 -- -- -- 1,867 Substandard 1,887 370 440 -- 1,221 -- 594 -- 4,512 Total: $ 133,667 $ 33,633 $ 10,667 $ 15,401 $ 74,791 $ 5,145 $ 3,026 $ 9,257 $ 285,587
Schedule of age analysis of past due loans receivable	Age Analysis of Past Due Loans Receivable At March 31, 2018 (in thousands) 30-59 days past due 60-89 days past due Greater than 90 days Total past due Total current Total loans receivable One- to Four- Family Mortgage - Owner-Occupied $ 740 $ 81 $ 161 $ 982 $ 138,441 $ 139,423 Consumer 141 -- 16 157 32,280 32,437 One- to Four- Family Mortgage - Non-Owner Occupied -- -- -- -- 9,937 9,937 Multi-family Mortgage -- -- -- -- 14,720 14,720 Nonresidential Real Estate – commercial and office buildings 120 -- -- 120 79,701 79,821 Construction -- -- -- -- 8,069 8,069 Land 13 -- -- 13 4,022 4,035 Commercial and Agricultural 90 -- -- 90 10,822 10,912 Total $ 1,104 $ 81 $ 177 $ 1,362 $ 297,992 $ 299,354 Age Analysis of Past Due Loans Receivable At June 30, 2017 (in thousands) 30-59 days past due 60-89 days past due Greater than 90 days Total past due Total current Total loans receivable One- to Four- Family Mortgage - Owner-Occupied $ 345 $ 579 $ 382 $ 1,306 $ 132,361 $ 133,667 Consumer 93 57 23 173 33,460 33,633 One- to Four- Family Mortgage - Non-Owner-Occupied -- -- 235 235 10,432 10,667 Multi-family Mortgage -- -- -- -- 15,401 15,401 Nonresidential Real Estate – commercial and office buildings -- -- 535 535 74,256 74,791 Construction -- -- -- -- 5,145 5,145 Land -- -- -- -- 3,026 3,026 Commercial and Agricultural 118 -- -- 118 9,139 9,257 Total $ 556 $ 636 $ 1,175 $ 2,367 $ 283,220 $ 285,587
Schedule of impaired loans	Impaired Loans at March 31, 2018 (in thousands) For the three months ended March 31, 2018 For the nine months ended March 31, 2018 Recorded investment Unpaid principal balance Specific allowance Interest income recognized Average Recorded investment Interest income recognized Average Recorded investment Mortgage One- to Four- Family - Owner-Occupied $ 1,377 $ 1,652 $ -- $ 18 $ 1,393 $ 53 $ 1,523 Consumer 178 349 -- -- 196 -- 248 One- to Four- Family Non-Owner Occupied Mortgage 121 121 -- -- 123 -- 208 Multifamily Residential Real Estate Mortgage -- 920 -- -- -- -- - Non-Residential Real Estate -- -- -- -- -- -- 431 Construction -- -- -- -- -- -- - Land 4 12 -- -- 193 -- 390 Commercial and Agricultural -- 306 -- -- -- -- - Total $ 1,680 $ 3,360 $ -- $ 18 $ 1,905 $ 53 $ 2,800 Impaired Loans at June 30, 2017 (in thousands) For the year ended Recorded investment Unpaid principal balance Specific allowance Interest income recognized Average Recorded investment Mortgage One- to Four- Family - Owner-Occupied $ 1,887 $ 2,144 $ - $ 59 $ 2,169 Consumer 370 653 - 3 391 One- to Four- Family Non-Owner Occupied Mortgage 235 235 - 4 349 Multifamily Residential Real Estate Mortgage - 920 - - - Non-Residential Real Estate 1,136 2,719 - 20 1,468 Construction - - - - - Land 594 857 - - 286 Commercial and Agricultural - 6 - - - Total $ 4,222 $ 7,534 $ - $ 86 $ 4,663

Troubled Debt Restructurings (T

Troubled Debt Restructurings (Tables)	9 Months Ended
	Mar. 31, 2018
Troubled Debt Restructurings [Abstract]
Schedule of TDRs by loan type and accrual status	At March 31, 2018 (In thousands) Loan Status Accrual Nonaccrual Total Unpaid Principal Balance Related Allowance Recorded Investment Number of Loans Average Recorded Investment One- to Four-Family residential real $ 1,059 $ 193 $ 1,252 $ -- $ 1,252 13 $ 1,345 Nonresidential real estate -- -- -- -- -- -- 431 Total $ 1,059 $ 193 $ 1,252 $ -- $ 1,252 13 $ 1,776 At June 30, 2017 (In thousands) Loan Status Accrual Nonaccrual Total Unpaid Principal Related Allowance Recorded Investment Number of Loans Average Recorded One- to Four-Family residential real $ 1,297 $ 213 $ 1,510 $ -- $ 1,510 16 $ 1,680 Nonresidential real estate -- 1,136 1,136 -- 1,136 3 1,207 Total $ 1,297 $ 1,349 $ 2,646 $ -- $ 2,646 19 $ 2,887
Schedule of interest income recognized on TDRs	For the three months ended For the nine months ended 2018 2017 2018 2017 One-to-Four Family residential real estate $ 13 $ 13 $ 39 $ 44 Multi-family residential real estate -- -- -- -- Nonresidential real estate -- -- -- 18 Commercial -- -- -- -- Consumer -- -- -- -- Total $ 13 $ 13 $ 39 $ 62
Schedule of roll forward of activity in our TDRs	Three Months Ended Nine Months Ended Recorded Investment Number of Loans Recorded Investment Number of Loans (Dollar amounts in thousands) Beginning balance $ 1,263 13 $ 2,646 19 Additions to TDR -- -- -- -- Charge-offs -- -- (136 ) -- Removal of TDRs -- -- (83 ) (1 ) Impairment Reversal -- -- - -- Payments (11 ) -- (1,175 ) (5 ) Ending balance $ 1,252 13 $ 1,252 13

Accumulated Other Comprehensi31

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Mar. 31, 2018
Accumulated Other Comprehensive Income [Abstract]
Schedule of accumulated other comprehensive income	Three Months Ended March 31, Nine Months Ended March 31, 2018 2017 2018 2017 Affected Line Item in the Consolidated Statements of Income Realized gain on sale of securities $ -- $ -- $ 9 $ 79 Gain on sale of investments Less provision for income taxes -- -- 3 31 Income tax provision Reclassification adjustment, net of taxes $ -- $ -- $ 6 $ 48

Income Taxes (Tables)

Income Taxes (Tables)	9 Months Ended
	Mar. 31, 2018
Income Taxes [Abstract]
Schedule of rate reconciliation	Three Months Ended March 31, Nine Months Ended March 31, 2018 (In thousands) Federal income taxes at statutory rate $ 174 $ 849 State taxes, net of federal benefit 20 108 Increase (decrease) in taxes resulting primarily from: Non-taxable income on bank-owned life insurance (31 ) (94 ) Tax exempt income (137 ) (411 ) Federal tax rate change -- 683 Other (4 ) (18 ) $ 22 $ 1,117 Effective tax rate 3.47 % 36.18 %

Basis of Presentation (Details)

Basis of Presentation (Details)	1 Months Ended
	Jan. 09, 2013
Basis of Presentation (Textual)
Conversion of outstanding shares	0.6573

Employee Stock Ownership Plan34

Employee Stock Ownership Plan ("ESOP") (Details) - shares	Mar. 31, 2018	Jun. 30, 2017
Employee Stock Ownership Plan (''ESOP'') (Textual)
Employee stock ownership plan owned, shares	118,771	142,371

Earnings Per Share ("EPS") (Det

Earnings Per Share ("EPS") (Details) - shares	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Earnings Per Share ("EPS") [Abstract]
Basic weighted average outstanding shares	4,090,320	4,056,993	4,069,769	4,036,066
Effect of dilutive stock options	65,489	46,272	51,001	42,009
Diluted weighted average outstanding shares	4,155,809	4,103,265	4,120,770	4,078,075

Stock-Based Compensation (Detai

Stock-Based Compensation (Details) - USD ($)	1 Months Ended	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Stock-Based Compensation (Textual)
Stock-based compensation expense		$ 72,000	$ 73,000	$ 203,000	$ 180,000
Restricted shares	18,570
Stock option shares	53,506
Stock-based compensation awards granted		$ 0	$ 0	$ 0	$ 0

Dividends (Details)

Dividends (Details) - USD ($) $ / shares in Units, $ in Millions	Feb. 08, 2018	Nov. 09, 2017	Aug. 10, 2017	Mar. 31, 2018
Dividends (Textual)
Dividends stock per share	$ 0.10	$ 0.10	$ 0.10
Dividends total				$ 1.2

Stock Repurchase Plan (Details)

Stock Repurchase Plan (Details) - USD ($)	1 Months Ended				9 Months Ended
	Apr. 26, 2016	Dec. 31, 2015	Nov. 06, 2015	Dec. 31, 2014	Mar. 31, 2018	Jun. 30, 2017	Nov. 04, 2016	Sep. 30, 2016	May 18, 2015	Feb. 03, 2014
Stock Repurchase Plan (Textual)
Common stock, par value					$ 0.01	$ 0.01
Stock Repurchase Plan [Member] | Board of Directors [Member]
Stock Repurchase Plan (Textual)
Repurchase of outstanding common stock							209,907		231,571	514,956
Stock repurchase percentage of common stock							5.00%		5.00%	10.00%
Stock repurchased during period, shares		231,571		514,956	14,692
Shares repurchased				$ 6,000,000	$ 238,000
Stilwell Activist Fund, L.P. [Member]
Stock Repurchase Plan (Textual)
Stock repurchased during period, shares	3,183		318,756
Shares repurchased			$ 4,781,340
Stock repurchased purchase price per share			$ 15
Stock repurchased common stock shares outstanding			4,201,326					4,198,143
Common stock, par value			$ 0.01
Percentage of stock repurchase program			5.00%

Supplemental Cash Flow Inform39

Supplemental Cash Flow Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash paid during the period for:
Income taxes, net	$ 410	$ 96
Interest	1,807	1,709
Supplemental disclosure of non-cash investing and financing activities is as follows:
Unrealized gains (losses) on securities designated as available for sale, net of tax	(1,727)	(2,744)
Transfers of loans to other real estate owned	144	29
Option exercise and restricted stock windfall	34
Other comprehensive income reclassification due to early adoption	$ (222)

Disclosures About Fair Value 40

Disclosures About Fair Value of Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017	Mar. 31, 2017	Jun. 30, 2016
Financial assets:
Cash and interest-bearing deposits, Carrying Amounts	$ 39,736	$ 26,885	$ 35,535	$ 28,980
Investment securities available for sale, Carrying Amounts	76,999	79,188
Investment securities held to maturity, Carrying Amounts	41,644	41,954
Mortgage-backed securities, Carrying Amounts	59,344	68,374
Loans receivable and loans receivable held for sale, Carrying Amounts	297,372	283,482
Accrued interest receivable, Carrying Amounts	1,920	2,002
Investment in FHLB stock, Carrying Amounts	3,527	3,527
Cash and interest-bearing deposits, Fair Value	39,736	26,885
Investment securities available for sale, Fair Value	76,999	79,188
Investment securities held to maturity, Fair Value	41,746	42,711
Mortgage-backed securities, Fair Value	59,344	68,374
Loans receivable and loans receivable held for sale, Fair Value	297,658	283,342
Accrued interest receivable, Fair Value	1,920	2,002
Investment in FHLB stock, Fair Value	3,527	3,527
Financial liabilities:
Deposits, Carrying Amounts	470,074	453,655
Accrued interest payable, Carrying Amounts	23	21
FHLB advances, Carrying Amounts	6,833	8,833
Off-balance sheet items, Carrying Amounts
Deposits, Fair Value	470,539	454,302
Accrued interest payable, Fair Value	23	21
FHLB advances, Fair Value	6,799	8,953
Off-balance sheet items, Fair Value

Disclosures About Fair Value 41

Disclosures About Fair Value of Assets and Liabilities (Details 1) - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	$ 2,945	$ 3,000
Quoted prices in active markets for identical assets (Level 1) [Member] | Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Significant other observable inputs (Level 2) [Member] | Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	2,945	3,000
Significant other unobservable inputs (Level 3) [Member] | Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	59,344	68,374
Mortgage-backed securities [Member] | Quoted prices in active markets for identical assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Mortgage-backed securities [Member] | Significant other observable inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	59,344	68,374
Mortgage-backed securities [Member] | Significant other unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	35,851	36,941
Municipal Bonds [Member] | Quoted prices in active markets for identical assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Municipal Bonds [Member] | Significant other observable inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	35,851	36,941
Municipal Bonds [Member] | Significant other unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Small Business Administration [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	8,810	9,743
Small Business Administration [Member] | Quoted prices in active markets for identical assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Small Business Administration [Member] | Significant other observable inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	8,810	9,743
Small Business Administration [Member] | Significant other unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Collateralized Mortgage Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	29,187	29,305
Collateralized Mortgage Obligations [Member] | Quoted prices in active markets for identical assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Collateralized Mortgage Obligations [Member] | Significant other observable inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	29,187	29,305
Collateralized Mortgage Obligations [Member] | Significant other unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Other Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	206	199
Other Equity Securities [Member] | Quoted prices in active markets for identical assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	206	199
Other Equity Securities [Member] | Significant other observable inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Other Equity Securities [Member] | Significant other unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Mortgage servicing rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	867	766
Mortgage servicing rights [Member] | Quoted prices in active markets for identical assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring
Mortgage servicing rights [Member] | Significant other observable inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring	867	766
Mortgage servicing rights [Member] | Significant other unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Recurring

Disclosures About Fair Value 42

Disclosures About Fair Value of Assets and Liabilities (Details 2) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 77	$ 93
Loans held for sale	561	1,005
Quoted prices in active markets for identical assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned
Loans held for sale
Significant other observable inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	77	93
Loans held for sale	561	1,005
Significant other unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned
Loans held for sale

Disclosures About Fair Value 43

Disclosures About Fair Value of Assets and Liabilities (Details 3) - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Financial assets:
Cash and interest-bearing deposits	$ 39,736	$ 26,885
Investment securities held to maturity	41,746	42,711
Loans receivable and loans held for sale	297,658	283,342
Accrued interest receivable	1,920	2,002
Investment in FHLB stock	3,527	3,527
Financial liabilities:
Deposits	470,539	454,302
Accrued interest payable	23	21
FHLB advances	6,799	8,953
Quoted prices in active markets for identical assets (Level 1) [Member]
Financial assets:
Cash and interest-bearing deposits	39,736	26,885
Investment securities held to maturity
Loans receivable and loans held for sale
Accrued interest receivable
Investment in FHLB stock
Financial liabilities:
Deposits
Accrued interest payable
FHLB advances
Significant other observable inputs (Level 2) [Member]
Financial assets:
Cash and interest-bearing deposits
Investment securities held to maturity	41,746	42,711
Loans receivable and loans held for sale	297,658	283,342
Accrued interest receivable	1,920	2,002
Investment in FHLB stock	3,527	3,527
Financial liabilities:
Deposits	470,539	454,302
Accrued interest payable	23	21
FHLB advances	6,799	8,953
Significant other unobservable inputs (Level 3) [Member]
Financial assets:
Cash and interest-bearing deposits
Investment securities held to maturity
Loans receivable and loans held for sale
Accrued interest receivable
Investment in FHLB stock
Financial liabilities:
Deposits
Accrued interest payable
FHLB advances

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 140,070	$ 148,969
Gross Unrealized Gains	184	661
Gross Unrealized Losses	3,911	2,068
Estimated Market Value	136,343	147,562
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	61,254	69,335
Gross Unrealized Gains		83
Gross Unrealized Losses	1,910	1,044
Estimated Market Value	59,344	68,374
Municipal bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	36,415	36,990
Gross Unrealized Gains	184	548
Gross Unrealized Losses	748	597
Estimated Market Value	35,851	36,941
Small Business Administration [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	8,995	9,799
Gross Unrealized Gains
Gross Unrealized Losses	185	56
Estimated Market Value	8,810	9,743
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	30,225	29,664
Gross Unrealized Gains		1
Gross Unrealized Losses	1,038	360
Estimated Market Value	29,187	29,305
Other equity securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	210	210
Gross Unrealized Gains
Gross Unrealized Losses	4	11
Estimated Market Value	206	199
Certificates of Deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,971	2,971
Gross Unrealized Gains		29
Gross Unrealized Losses	26
Estimated Market Value	$ 2,945	$ 3,000

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 41,644	$ 41,954
Estimated Market Value	41,746	42,711
Municipal Bonds [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	41,644	41,954
Gross Unrealized Gains	272	792
Gross Unrealized Losses	170	35
Estimated Market Value	$ 41,746	$ 42,711

Investment Securities (Detail46

Investment Securities (Details 2) $ in Thousands	Mar. 31, 2018USD ($)
Investment Securities [Abstract]
Due or callable in one year or less, Amortized Cost	$ 2,686
Due or callable in 1 - 5 years, Amortized Cost	84,183
Due or callable in 5 - 10 years, Amortized Cost	33,009
Due or callable in greater than 10 years, Amortized Cost	19,981
Total debt securities, Amortized Cost	139,859
Due or callable in one year or less, Estimated market value	2,685
Due or callable in 1 - 5 years, Estimated market value	82,174
Due or callable in 5 - 10 years, Estimated market value	31,950
Due or callable in greater than 10 years, Estimated market value	19,328
Total debt securities, Estimated market value	136,137
Due or callable in one year or less, Amortized cost	105
Due or callable in 1 - 5 years, Amortized cost	4,124
Due or callable in 5 - 10 years, Amortized cost	7,795
Due or callable in greater than 10 years, Amortized cost	29,620
Total debt securities, Amortized cost	41,644
Due or callable in one year or less, Estimated market value	105
Due or callable in 1 - 5 years, Estimated market value	4,100
Due or callable in 5 - 10 years, Estimated market value	7,780
Due or callable in greater than 10 years, Estimated market value	29,761
Total debt securities, Estimated market value	$ 41,746

Investment Securities (Detail47

Investment Securities (Details 3) $ in Thousands	Mar. 31, 2018USD ($)Numbers	Jun. 30, 2017USD ($)Numbers
Schedule of Investment Securities and Mortgage Backed Securities [Line Items]
Fair value, Less than 12 months	$ 79,059	$ 95,668
Unrealized losses, Less than 12 months	1,307	1,860
Fair value, 12 months or longer	65,252	13,422
Unrealized losses, 12 months or longer	2,774	243
Fair value, Total	144,311	109,090
Unrealized losses, Total	$ 4,081	$ 2,103
Unrealized losses, Number of investments, Less than 12 months | Numbers	116	73
Unrealized losses, Number of investments, 12 months or longer | Numbers	52	7
Unrealized losses, Number of investments, Total | Numbers	168	80
Certificates of Deposit [Member]
Schedule of Investment Securities and Mortgage Backed Securities [Line Items]
Fair value, Less than 12 months	$ 2,945
Unrealized losses, Less than 12 months	26
Fair value, 12 months or longer
Unrealized losses, 12 months or longer
Fair value, Total	2,945
Unrealized losses, Total	26
Other equity securities [Member]
Schedule of Investment Securities and Mortgage Backed Securities [Line Items]
Fair value, Less than 12 months	206
Unrealized losses, Less than 12 months	4
Fair value, 12 months or longer		199
Unrealized losses, 12 months or longer		11
Fair value, Total	206	199
Unrealized losses, Total	4	11
Mortgage-backed securities [Member]
Schedule of Investment Securities and Mortgage Backed Securities [Line Items]
Fair value, Less than 12 months	25,125	38,566
Unrealized losses, Less than 12 months	386	812
Fair value, 12 months or longer	34,219	13,223
Unrealized losses, 12 months or longer	1,524	232
Fair value, Total	59,344	51,789
Unrealized losses, Total	1,910	1,044
Small Business Administration [ Member ]
Schedule of Investment Securities and Mortgage Backed Securities [Line Items]
Fair value, Less than 12 months	5,027	9,743
Unrealized losses, Less than 12 months	117	56
Fair value, 12 months or longer	3,782
Unrealized losses, 12 months or longer	68
Fair value, Total	8,809	9,743
Unrealized losses, Total	185	56
Collateralized Mortgage Obligations [Member]
Schedule of Investment Securities and Mortgage Backed Securities [Line Items]
Fair value, Less than 12 months	14,450	28,129
Unrealized losses, Less than 12 months	490	360
Fair value, 12 months or longer	14,736
Unrealized losses, 12 months or longer	548
Fair value, Total	29,186	28,129
Unrealized losses, Total	1,038	360
Municipal Bonds [Member]
Schedule of Investment Securities and Mortgage Backed Securities [Line Items]
Fair value, Less than 12 months	31,306	19,230
Unrealized losses, Less than 12 months	284	632
Fair value, 12 months or longer	12,515
Unrealized losses, 12 months or longer	634
Fair value, Total	43,821	19,230
Unrealized losses, Total	$ 918	$ 632

Investment Securities (Detail48

Investment Securities (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Investment Securities (Textual)
Gross proceeds from sale of investment and mortgage- backed securities	$ 0	$ 0	$ 596,000	$ 18,000,000
Available-for-sale securities, gross realized gains	0	0	9,000	110,000
Available-for-sale securities, gross realized losses	$ 0	$ 0	$ 0	$ 31,000

Goodwill and Intangible Asset49

Goodwill and Intangible Asset (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Goodwill and Intangible Asset [Abstract]
Balance at June 30, 2017, Core Deposit Intangible			$ 195
Amortization of Intangible Assets	$ 30	$ 30	90	$ 90
Balance at March 31, 2018, Core Deposit Intangible	105		105
Balance at June 30, 2017, Goodwill	2,522		2,522
Amortization, Goodwill
Balance at March 31, 2018, Goodwill	$ 2,522		$ 2,522

Goodwill and Intangible Asset50

Goodwill and Intangible Asset (Details 1) - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Finite-Lived Intangible Assets [Line Items]
April 1, 2018 through June 30, 2018	$ 27
2,019	78
Total	$ 105	$ 195

Goodwill and Intangible Asset51

Goodwill and Intangible Asset (Details Textual)	9 Months Ended
	Mar. 31, 2018
Goodwill and Intangible Asset (Textual)
Intangible asset, estimated useful life	8 years 9 months

Disclosures About the Credit 52

Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Mar. 31, 2018	Mar. 31, 2018	Jun. 30, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	$ 4,174	$ 4,294	$ 4,885
Allowance for Credit Losses, Charge offs	(466)	(961)	(1,157)
Allowance for Credit Losses, Recoveries	80	432	511
Allowance for Credit Losses, Provision (credit)	7	30	55
Allowance for Credit Losses, Ending Balance:	3,795	3,795	4,294
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	3,795	3,795	4,294
Financing receivables, Ending Balance	299,354	299,354	285,587
Financing receivables, Ending Balance: individually evaluated for impairment	1,680	1,680	4,222
Financing receivables, Ending Balance: collectively evaluated for impairment	291,995	291,995	274,418
Financing receivables, Ending Balance: loans acquired at fair value	5,679	5,679	6,947
One- to Four- Family Owner-Occupied Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	1,106	1,093	1,235
Allowance for Credit Losses, Charge offs	(149)	(219)	(83)
Allowance for Credit Losses, Recoveries	1	64	68
Allowance for Credit Losses, Provision (credit)	(111)	(91)	(127)
Allowance for Credit Losses, Ending Balance:	847	847	1,093
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	847	847	1,093
Financing receivables, Ending Balance	139,423	139,423	133,667
Financing receivables, Ending Balance: individually evaluated for impairment	1,377	1,377	1,887
Financing receivables, Ending Balance: collectively evaluated for impairment	134,559	134,559	127,304
Financing receivables, Ending Balance: loans acquired at fair value	3,487	3,487	4,476
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	353	347	426
Allowance for Credit Losses, Charge offs	(17)	(125)	(210)
Allowance for Credit Losses, Recoveries	41	121	177
Allowance for Credit Losses, Provision (credit)	(84)	(50)	(46)
Allowance for Credit Losses, Ending Balance:	293	293	347
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	293	293	347
Financing receivables, Ending Balance	32,437	32,437	33,633
Financing receivables, Ending Balance: individually evaluated for impairment	178	178	370
Financing receivables, Ending Balance: collectively evaluated for impairment	30,294	30,294	31,049
Financing receivables, Ending Balance: loans acquired at fair value	1,965	1,965	2,214
One- to Four-family Non-owner Occupied Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	54	60	108
Allowance for Credit Losses, Charge offs			(9)
Allowance for Credit Losses, Recoveries
Allowance for Credit Losses, Provision (credit)	(10)	(16)	(39)
Allowance for Credit Losses, Ending Balance:	44	44	60
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	44	44	60
Financing receivables, Ending Balance	9,937	9,937	10,667
Financing receivables, Ending Balance: individually evaluated for impairment	121	121	235
Financing receivables, Ending Balance: collectively evaluated for impairment	9,662	9,662	10,271
Financing receivables, Ending Balance: loans acquired at fair value	154	154	161
Multi-family Non-owner Occupied Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	303	289	275
Allowance for Credit Losses, Charge offs
Allowance for Credit Losses, Recoveries	3	40	17
Allowance for Credit Losses, Provision (credit)	(136)	(159)	(3)
Allowance for Credit Losses, Ending Balance:	170	170	289
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	170	170	289
Financing receivables, Ending Balance	14,720	14,720	15,401
Financing receivables, Ending Balance: individually evaluated for impairment
Financing receivables, Ending Balance: collectively evaluated for impairment	14,720	14,720	15,401
Financing receivables, Ending Balance: loans acquired at fair value
Non-Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	1,856	2,171	2,577
Allowance for Credit Losses, Charge offs		(136)	(600)
Allowance for Credit Losses, Recoveries		172	248
Allowance for Credit Losses, Provision (credit)	(64)	(415)	(54)
Allowance for Credit Losses, Ending Balance:	1,792	1,792	2,171
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	1,792	1,792	2,171
Financing receivables, Ending Balance	79,821	79,821	74,791
Financing receivables, Ending Balance: individually evaluated for impairment			1,136
Financing receivables, Ending Balance: collectively evaluated for impairment	79,755	79,755	73,566
Financing receivables, Ending Balance: loans acquired at fair value	66	66	89
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	27	117	132
Allowance for Credit Losses, Charge offs
Allowance for Credit Losses, Recoveries
Allowance for Credit Losses, Provision (credit)	138	48	(15)
Allowance for Credit Losses, Ending Balance:	165	165	117
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	165	165	117
Financing receivables, Ending Balance	8,069	8,069	5,145
Financing receivables, Ending Balance: individually evaluated for impairment
Financing receivables, Ending Balance: collectively evaluated for impairment	8,069	8,069	5,145
Financing receivables, Ending Balance: loans acquired at fair value
Land [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	412	127	10
Allowance for Credit Losses, Charge offs		(181)	(255)
Allowance for Credit Losses, Recoveries	35	35
Allowance for Credit Losses, Provision (credit)	(155)	311	372
Allowance for Credit Losses, Ending Balance:	292	292	127
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	292	292	127
Financing receivables, Ending Balance	4,035	4,035	3,026
Financing receivables, Ending Balance: individually evaluated for impairment	4	4	594
Financing receivables, Ending Balance: collectively evaluated for impairment	4,031	4,031	2,432
Financing receivables, Ending Balance: loans acquired at fair value
Commercial and Agricultural [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Beginning Balance:	63	90	122
Allowance for Credit Losses, Charge offs	(300)	(300)
Allowance for Credit Losses, Recoveries			1
Allowance for Credit Losses, Provision (credit)	429	402	(33)
Allowance for Credit Losses, Ending Balance:	192	192	90
Allowance for Credit Losses, Balance, Individually Evaluated
Allowance for Credit Losses, Balance, Collectively Evaluated	192	192	90
Financing receivables, Ending Balance	10,912	10,912	9,257
Financing receivables, Ending Balance: individually evaluated for impairment
Financing receivables, Ending Balance: collectively evaluated for impairment	10,905	10,905	9,250
Financing receivables, Ending Balance: loans acquired at fair value	$ 7	$ 7	$ 7

Disclosures About the Credit 53

Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Financing Receivable, Recorded Investment [Line Items]
Total	$ 299,354	$ 285,587
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	277,742	262,081
Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	19,466	17,127
Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	112	1,867
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	2,034	4,512
One- to Four- Family Owner- Occupied Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	139,423	133,667
One- to Four- Family Owner- Occupied Mortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	135,142	129,053
One- to Four- Family Owner- Occupied Mortgage [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	2,792	2,283
One- to Four- Family Owner- Occupied Mortgage [Member] | Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	112	444
One- to Four- Family Owner- Occupied Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,377	1,887
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	32,437	33,633
Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	31,406	32,547
Consumer [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	853	509
Consumer [Member] | Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total		207
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	178	370
One- to Four-family Non-owner Occupied Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	9,937	10,667
One- to Four-family Non-owner Occupied Mortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	6,371	6,404
One- to Four-family Non-owner Occupied Mortgage [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	3,445	3,741
One- to Four-family Non-owner Occupied Mortgage [Member] | Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total		82
One- to Four-family Non-owner Occupied Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	121	440
Multi-family Non-owner Occupied Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	14,720	15,401
Multi-family Non-owner Occupied Mortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	13,073	13,355
Multi-family Non-owner Occupied Mortgage [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,647	2,046
Multi-family Non-owner Occupied Mortgage [Member] | Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total
Multi-family Non-owner Occupied Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total
Non-Residential Real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	79,821	74,791
Non-Residential Real estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	73,595	65,031
Non-Residential Real estate [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	5,873	7,405
Non-Residential Real estate [Member] | Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total		1,134
Non-Residential Real estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	353	1,221
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	8,069	5,145
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	5,885	4,817
Construction [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	2,184	328
Construction [Member] | Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total
Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total
Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	4,035	3,026
Land [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	3,410	2,379
Land [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	620	53
Land [Member] | Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total
Land [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	5	594
Commercial and Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	10,912	9,257
Commercial and Agricultural [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	8,860	8,495
Commercial and Agricultural [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	2,052	762
Commercial and Agricultural [Member] | Special mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total
Commercial and Agricultural [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total

Disclosures About the Credit 54

Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Mar. 31, 2018	Jun. 30, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	$ 1,362	$ 2,367
Loans Receivable, Total current	297,992	283,220
Total loans receivable	299,354	285,587
30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	1,104	556
60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	81	636
Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	177	1,175
One- to Four- Family Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	982	1,306
Loans Receivable, Total current	138,441	132,361
Total loans receivable	139,423	133,667
One- to Four- Family Mortgage - Owner-Occupied [Member] | 30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	740	345
One- to Four- Family Mortgage - Owner-Occupied [Member] | 60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	81	579
One- to Four- Family Mortgage - Owner-Occupied [Member] | Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	161	382
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	157	173
Loans Receivable, Total current	32,280	33,460
Total loans receivable	32,437	33,633
Consumer [Member] | 30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	141	93
Consumer [Member] | 60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due		57
Consumer [Member] | Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	16	23
One- to Four- Family Mortgage - Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due		235
Loans Receivable, Total current	9,937	10,432
Total loans receivable	9,937	10,667
One- to Four- Family Mortgage - Non-Owner Occupied [Member] | 30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
One- to Four- Family Mortgage - Non-Owner Occupied [Member] | 60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
One- to Four- Family Mortgage - Non-Owner Occupied [Member] | Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due		235
Multi-family Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Loans Receivable, Total current	14,720	15,401
Total loans receivable	14,720	15,401
Multi-family Mortgage [Member] | 30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Multi-family Mortgage [Member] | 60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Multi-family Mortgage [Member] | Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Nonresidential Real Estate - commercial and office buildings [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	120	535
Loans Receivable, Total current	79,701	74,256
Total loans receivable	79,821	74,791
Nonresidential Real Estate - commercial and office buildings [Member] | 30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	120
Nonresidential Real Estate - commercial and office buildings [Member] | 60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Nonresidential Real Estate - commercial and office buildings [Member] | Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due		535
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Loans Receivable, Total current	8,069	5,145
Total loans receivable	8,069	5,145
Construction [Member] | 30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Construction [Member] | 60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Construction [Member] | Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	13
Loans Receivable, Total current	4,022	3,026
Total loans receivable	4,035	3,026
Land [Member] | 30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	13
Land [Member] | 60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Land [Member] | Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Commercial and Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	90	118
Loans Receivable, Total current	10,822	9,139
Total loans receivable	10,912	9,257
Commercial and Agricultural [Member] | 30-59 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due	90	118
Commercial and Agricultural [Member] | 60-89 days past due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due
Commercial and Agricultural [Member] | Greater than 90 days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable, Total past due

Disclosures About the Credit 55

Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Mar. 31, 2018	Mar. 31, 2018	Jun. 30, 2017
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment	$ 1,680	$ 1,680	$ 4,222
Impaired Loans, Unpaid principal balance	3,360	3,360	7,534
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized	18	53	86
Impaired Loans, Average recorded investment	1,905	2,800	4,663
Mortgage One- to Four- Family - Owner-Occupied [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment	1,377	1,377	1,887
Impaired Loans, Unpaid principal balance	1,652	1,652	2,144
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized	18	53	59
Impaired Loans, Average recorded investment	1,393	1,523	2,169
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment	178	178	370
Impaired Loans, Unpaid principal balance	349	349	653
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized			3
Impaired Loans, Average recorded investment	196	248	391
One- to Four- Family Non-Owner Occupied Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment	121	121	235
Impaired Loans, Unpaid principal balance	121	121	235
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized			4
Impaired Loans, Average recorded investment	123	208	349
Multifamily Residential Real Estate Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment
Impaired Loans, Unpaid principal balance	920	920	920
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized
Impaired Loans, Average recorded investment
Non Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment			1,136
Impaired Loans, Unpaid principal balance			2,719
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized			20
Impaired Loans, Average recorded investment		431	1,468
Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment
Impaired Loans, Unpaid principal balance
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized
Impaired Loans, Average recorded investment
Land [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment	4	4	594
Impaired Loans, Unpaid principal balance	12	12	857
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized
Impaired Loans, Average recorded investment	193	390	286
Commercial and Agricultural [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded investment
Impaired Loans, Unpaid principal balance	306	306	6
Impaired Loans, Specific allowance
Impaired Loans, Interest income recognized
Impaired Loans, Average recorded investment

Disclosures About the Credit 56

Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Jun. 30, 2017
Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses [Textual]
Recorded investment	$ 1,252	$ 1,263	$ 2,646
Aggregate principal balance	3,360		$ 7,534
Troubled Debt Restructurings [Member]
Disclosures About the Credit Quality of Loans Receivable and the Allowance for Loan Losses [Textual]
Recorded investment	1,300
Aggregate principal balance	$ 1,300

Troubled Debt Restructurings (D

Troubled Debt Restructurings (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Mar. 31, 2018USD ($)Loans	Jun. 30, 2017USD ($)Loans	Dec. 31, 2017USD ($)
Financing Receivable, Modifications [Line Items]
Loan Status, Accrual	$ 1,059	$ 1,297
Loan Status, Nonaccrual	193	1,349
Total Unpaid Principal Balance	1,252	2,646
Related Allowance
Recorded Investment	$ 1,252	$ 2,646	$ 1,263
Number of Loans | Loans	13	19
Average Recorded Investment	$ 1,776	$ 2,887
One- to Four-Family residential real estate [Member]
Financing Receivable, Modifications [Line Items]
Loan Status, Accrual	1,059	1,297
Loan Status, Nonaccrual	193	213
Total Unpaid Principal Balance	1,252	1,510
Related Allowance
Recorded Investment	$ 1,263	$ 1,510
Number of Loans | Loans	13	16
Average Recorded Investment	$ 1,345	$ 1,680
Nonresidential real estate [Member]
Financing Receivable, Modifications [Line Items]
Loan Status, Accrual
Loan Status, Nonaccrual		1,136
Total Unpaid Principal Balance		1,136
Related Allowance
Recorded Investment		$ 1,136
Number of Loans | Loans		3
Average Recorded Investment	$ 431	$ 1,207

Troubled Debt Restructurings 58

Troubled Debt Restructurings (Details 1) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Financing Receivable, Modifications [Line Items]
Total Interest income	$ 13	$ 13	$ 39	$ 62
One-to-Four Family residential real estate [Member]
Financing Receivable, Modifications [Line Items]
Total Interest income	13	13	39	44
Multi Family Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total Interest income
Nonresidential real estate [Member]
Financing Receivable, Modifications [Line Items]
Total Interest income				18
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Total Interest income
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Total Interest income

Troubled Debt Restructurings 59

Troubled Debt Restructurings (Details 2) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2018USD ($)Loans	Mar. 31, 2018USD ($)Loans
Troubled Debt Restructurings [Abstract]
Beginning balance | $	$ 1,263	$ 2,646
Recorded Investment, Additions to TDR | $
Recorded Investment, Charge-offs | $		(136)
Recorded Investment, Removal of TDRs | $		(83)
Recorded Investment, Impairment Reversal | $
Recorded Investment, Payments | $	(11)	(1,175)
Ending balance | $	$ 1,252	$ 1,252
Beginning balance, Number of Loans | Loans	13	19
Number of Loans, Additions to TDR | Loans
Number of Loans, Charge-offs | Loans
Number of Loans, Removal of TDRs | Loans		(1)
Number of Loans, Impairment Reversal | Loans
Number of Loans, Payments | Loans		(5)
Ending balance, Number of Loans | Loans	13	13

Troubled Debt Restructurings 60

Troubled Debt Restructurings (Details Textual) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Mar. 31, 2018USD ($)Loans	Mar. 31, 2018USD ($)Loans	Jun. 30, 2017USD ($)Loans	Dec. 31, 2017USD ($)
Troubled Debt Restructurings (Textual)
Number of loans | Loans
Recorded Investment	$ 1,252	$ 1,252	$ 2,646	$ 1,263
13 loans [Member]
Troubled Debt Restructurings (Textual)
Number of loans | Loans		13
Recorded Investment	$ 1,300	$ 1,300
Charged-off amount		940
Allowance for losses on these loans		$ 0
19 loans [Member]
Troubled Debt Restructurings (Textual)
Number of loans | Loans			19
Recorded Investment			$ 0
Charged-off amount			1,400
Allowance for losses on these loans			$ 0

Accumulated Other Comprehensi61

Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Accumulated Other Comprehensive Income [Abstract]
Realized gain on sale of securities			$ 9	$ 79
Less provision for income taxes			3	31
Reclassification adjustment, net of taxes			$ 6	$ 48

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2018	Mar. 31, 2018
Income Taxes [Abstract]
Federal income taxes at statutory rate	$ 174	$ 849
State taxes, net of federal benefit	20	108
Increase (decrease) in taxes resulting primarily from:
Non-taxable income on bank-owned life insurance	(31)	(94)
Tax exempt income	(137)	(411)
Federal tax rate change		683
Other	(4)	(18)
Total	$ 22	$ 1,117
Effective tax rate	3.47%	36.18%

Income Taxes (Details Textual)

Income Taxes (Details Textual)	9 Months Ended
	Mar. 31, 2018USD ($)
Income Taxes (Textual)
Deferred tax asset net	$ 683,000
Federal corporate tax rate	21.00%
Minimum [Member]
Income Taxes (Textual)
Federal corporate tax rate	21.00%
Maximum [Member]
Income Taxes (Textual)
Federal corporate tax rate	34.00%

Merger Agreement (Details)

Merger Agreement (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Mar. 31, 2017
Merger Agreement [Abstract]
Merger agreement description			Each outstanding share of the Company's common stock will be converted into the right to receive 1.027 shares of Civista's common stock and $2.54 in cash. At the effective time of the Merger, each share of unvested Company common stock will fully vest and will be converted into the right to receive the merger consideration. In addition, at the effective time of the Merger, each option to acquire shares of the Company's common stock will automatically vest and be cancelled and converted into the right to receive in cash from United Community Bank the amount by which the sum of $2.54 and the "effective time value" per share exceeds the exercise or strike price of such stock option, subject to receipt of Civista of executed stock option surrender agreements in a form acceptable to Civista and United Community. If the exercise price of a stock option equals or exceeds the sum of $2.54 and the effective time value, such stock option will be cancelled without any payment in exchange.
Merger expenses	$ 650		$ 650