IF Bancorp (IROQ) 10-Q 12 Feb 19 2019 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Dec. 31, 2018	Feb. 04, 2019
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Dec. 31, 2018
Document Fiscal Year Focus	2,019
Document Fiscal Period Focus	Q2
Trading Symbol	IROQ
Entity Registrant Name	IF Bancorp, Inc.
Entity Central Index Key	1,514,743
Current Fiscal Year End Date	--06-30
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		3,604,908

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Assets
Cash and due from banks	$ 6,261	$ 4,240
Interest-bearing demand deposits	757	514
Cash and cash equivalents	7,018	4,754
Interest-bearing time deposits in banks	2,500	1,750
Available-for-sale securities	127,648	125,996
Loans, net of allowance for loan losses of $6,319 and $5,945 at December 31, 2018 and June 30, 2018, respectively	494,240	476,480
Premises and equipment, net of accumulated depreciation of $7,043 and $6,717 at December 31, 2018 and June 30, 2018, respectively	10,824	10,226
Federal Home Loan Bank stock, at cost	3,668	3,285
Foreclosed assets held for sale	2,909	219
Accrued interest receivable	1,962	1,821
Bank-owned life insurance	8,938	8,803
Mortgage servicing rights	896	866
Deferred income taxes	3,334	4,003
Other	337	720
Total assets	664,274	638,923
Deposits
Demand	22,950	21,350
Savings, NOW and money market	181,243	195,491
Certificates of deposit	247,991	229,236
Brokered certificates of deposit	41,535	34,344
Total deposits	493,719	480,421
Repurchase agreements	2,840	2,281
Federal Home Loan Bank advances	81,500	67,500
Advances from borrowers for taxes and insurance	1,140	309
Accrued post-retirement benefit obligation	2,787	2,770
Accrued interest payable	467	188
Other	3,300	3,779
Total liabilities	585,753	557,248
Commitments and Contingencies
Stockholders' Equity
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,616,408 and 3,871,408 shares issued and outstanding at both December 31, 2018 and June 30, 2018, respectively	36	39
Additional paid-in capital	48,600	48,361
Unearned ESOP shares, at cost, 240,563 and 250,185 shares at December 31, 2018 and June 30, 2018, respectively	(2,406)	(2,502)
Retained earnings	34,726	38,885
Accumulated other comprehensive loss, net of tax	(2,435)	(3,108)
Total stockholders' equity	78,521	81,675
Total liabilities and stockholders' equity	$ 664,274	$ 638,923

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Statement of Financial Position [Abstract]
Allowance for loan losses	$ 6,319	$ 5,945
Premises and equipment, accumulated depreciation	$ 7,043	$ 6,717
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	3,616,408	3,871,408
Common stock, shares outstanding	3,616,408	3,871,408
Unearned ESOP shares	240,563	250,185

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Interest and Dividend Income
Interest and fees on loans	$ 5,721	$ 4,923	$ 11,226	$ 9,663
Securities:
Taxable	826	650	1,653	1,296
Tax-exempt	30	35	63	70
Federal Home Loan Bank dividends	40	23	69	45
Deposits with other financial institutions	41	39	66	64
Total interest and dividend income	6,658	5,670	13,077	11,138
Interest Expense
Deposits	1,738	1,027	3,277	1,912
Federal Home Loan Bank advances and repurchase agreements	429	196	847	368
Total interest expense	2,167	1,223	4,124	2,280
Net Interest Income	4,491	4,447	8,953	8,858
Provision (Credit) for Loan Losses	138	(50)	375	358
Net Interest Income After Provision for Loan Losses	4,353	4,497	8,578	8,500
Noninterest Income
Insurance commissions	154	170	337	343
Brokerage commissions	247	228	523	405
Net realized gains on sales of available-for-sale securities	0	0	0	13
Mortgage banking income, net	66	65	152	135
Gain on sale of loans	86	50	179	150
Gain (loss) on foreclosed assets, net	(22)		98
Bank-owned life insurance income, net	68	69	135	246
Other	274	201	536	432
Total noninterest income	1,043	977	2,321	2,145
Noninterest Expense
Compensation and benefits	2,711	2,556	5,214	4,895
Office occupancy	229	194	440	363
Equipment	340	348	671	658
Federal deposit insurance	43	42	86	85
Stationary, printing and office	27	26	63	66
Advertising	113	130	255	214
Professional services	94	188	214	267
Supervisory examinations	44	40	88	80
Audit and accounting services	45	24	85	88
Organizational dues and subscriptions	15	29	34	46
Insurance bond premiums	36	37	78	72
Telephone and postage	66	72	133	139
Other	567	837	1,193	1,208
Total noninterest expense	4,330	4,523	8,554	8,181
Income Before Income Tax	1,066	951	2,345	2,464
Provision for Income Tax	279	1,679	624	2,217
Net Income (Loss)	$ 787	$ (728)	$ 1,721	$ 247
Earnings (Loss) Per Share:
Basic	$ 0.22	$ (0.20)	$ 0.48	$ 0.07
Diluted	$ 0.22	$ (0.20)	0.47	0.07
Dividends declared per common share			$ 0.125	$ 0.100
Customer Service Fees [Member]
Noninterest Income
Noninterest income	$ 103	$ 100	$ 206	$ 221
Other Service Charges and Fees [Member]
Noninterest Income
Noninterest income	$ 67	$ 94	$ 155	$ 200

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Statement of Comprehensive Income [Abstract]
Net income	$ 787	$ (728)	$ 1,721	$ 247
Other Comprehensive Income (Loss)
Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes of $632 and $(255), for 2018 and 2017, respectively	1,889	(924)	698	(869)
Less: reclassification adjustment for realized gains included in net income, net of taxes of $0 and $4, for 2018 and 2017, respectively				9
Accumulated other comprehensive income (loss) before tax			698	(878)
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of taxes of $2 and $1 for 2018 and 2017, respectively	2	2	(25)	(4)
Other comprehensive income (loss), net of tax	1,891	(922)	673	(882)
Comprehensive Income (Loss)	$ 2,678	$ (1,650)	$ 2,394	$ (635)

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Statement of Comprehensive Income [Abstract]
Unrealized appreciation (depreciation) on available-for-sale securities, Tax	$ 752	$ (278)	$ 632	$ (255)
Reclassification adjustment for realized gains included in net income, tax			0	4
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, tax	$ 2	$ 1	$ 33	$ (2)

Condensed Consolidated Statem_4

Condensed Consolidated Statement of Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned Esop Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance at Jun. 30, 2017	$ 83,969	$ 39	$ 47,940	$ (2,694)	$ 39,051	$ (367)
Net income	247				247
Other comprehensive loss	(882)				206	(882)
Dividends on common stock	(366)				(366)
Stock equity plan	112		112
ESOP shares earned	190		94	96
Balance at Dec. 31, 2017	83,476	39	48,146	(2,598)	39,138	(1,249)
Stock repurchase	(5,430)	(3)			(5,427)
Balance at Dec. 31, 2018	78,521	36	48,600	(2,406)	34,726	(2,435)
Balance at Jun. 30, 2018	81,675	39	48,361	(2,502)	38,885	(3,108)
Net income	1,721				1,721
Other comprehensive loss	673					673
Dividends on common stock	(453)				(453)
Stock equity plan	113		113
ESOP shares earned	222		126	96
Balance at Dec. 31, 2018	$ 78,521	$ 36	$ 48,600	$ (2,406)	$ 34,726	$ (2,435)

Condensed Consolidated Statem_5

Condensed Consolidated Statement of Stockholders' Equity (Parenthetical) - $ / shares	6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Dividends declared per common share	$ 0.125	$ 0.100
ESOP shares earned, shares	9,622	9,622
Unearned Esop Shares [Member]
Dividends declared per common share	$ 0.125
Retained Earnings [Member]
Dividends declared per common share		$ 0.10

Condensed Consolidated Statem_6

Condensed Consolidated Statement of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Operating Activities
Net income	$ 1,721	$ 247
Items not requiring (providing) cash
Depreciation	326	244
Provision for loan losses	375	358
Amortization of premiums and discounts on securities	29	92
Deferred income taxes	4	944
Net realized gains on loan sales	(179)	(150)
Net realized gains on sales of available-for-sale securities	0	(13)
Gain on foreclosed assets held for sale	(98)
Bank-owned life insurance income, net	(135)	(246)
Originations of loans held for sale	(9,192)	(10,155)
Proceeds from sales of loans held for sale	9,469	10,471
ESOP compensation expense	222	190
Stock equity plan expense	113	112
Changes in
Accrued interest receivable	(141)	(213)
Other assets	383	(132)
Accrued interest payable	279	61
Post-retirement benefit obligation	25	6
Other liabilities	(479)	(531)
Net cash provided by operating activities	2,722	1,285
Investing Activities
Net change in interest bearing time deposits	(750)
Purchases of available-for-sale securities	(7,970)	(23,607)
Proceeds from the sales of available-for-sale securities		5,966
Proceeds from maturities and pay-downs of available-for-salesecurities	7,619	11,061
Net change in loans	(24,595)	(18,723)
Purchase of premises and equipment	(924)	(3,817)
Proceeds from sale of foreclosed assets	3,740	9
Redemption of Federal Home Loan Bank stock owned	1,057	788
Purchase of Federal Home Loan Bank stock	(1,440)	(1,035)
Proceeds from settlement of bank-owned life insurance policies		397
Net cash used in investing activities	(23,263)	(28,961)
Financing Activities
Net increase (decrease) in demand deposits, money market, NOW and savings accounts	(12,648)	14,518
Net increase in certificates of deposit, including brokered certificates	25,946	7,911
Net increase in advances from borrowers for taxes and insurance	831	260
Proceeds from Federal Home Loan Bank advances	111,500	66,500
Repayments of Federal Home Loan Bank advances	(97,500)	(63,000)
Net increase in repurchase agreements	559	781
Dividends paid	(453)	(366)
Stock purchase per stock repurchase plan	(5,430)
Net cash provided by financing activities	22,805	26,604
Net Increase (Decrease) in Cash and Cash Equivalents	2,264	(1,072)
Cash and Cash Equivalents, Beginning of Period	4,754	7,766
Cash and Cash Equivalents, End of Period	7,018	6,694
Supplemental Cash Flows Information
Interest paid	3,845	2,219
Income taxes paid	30	1,849
Foreclosed assets acquired in settlement of loans	$ 6,332	$ 71

Basis of Financial Statement Pr

Basis of Financial Statement Presentation	6 Months Ended
	Dec. 31, 2018
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Financial Statement Presentation	Note 1: Basis of Financial Statement Presentation IF Bancorp, Inc., a Maryland corporation (the “Company”), became the holding company for Iroquois Federal Savings and Loan Association (the “Association”) upon completion of the Association’s conversion on July 7, 2011. In connection with the conversion, the Company completed its initial public offering of common stock, selling 4,496,500 shares of common stock at $10.00 per share, including 384,900 shares sold to the Association’s employee stock ownership plan, and raising approximately $45.0 million of gross proceeds. The Company also established a charitable foundation, Iroquois Federal Foundation, to which the Company donated 314,755 shares of Company stock and $450,000 cash. IF Bancorp, Inc.’s common stock trades on the NASDAQ Capital Market under the symbol “IROQ”. The unaudited condensed consolidated financial statements include the accounts of the Company, the Association, and the Association’s wholly owned subsidiary, L.C.I. Service Corporation. All significant intercompany accounts and transactions have been eliminated in consolidation. The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial reporting and with instructions for Form 10–Q and Regulation S–X. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to such rules and regulations. The preparation of consolidated financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet date and revenues and expenses for the period. Actual results could differ from these estimates. In the opinion of management, the preceding unaudited condensed consolidated financial statements contain all adjustments (consisting only of normal recurring accruals) necessary for a fair presentation of the financial condition of the Company as of December 31, 2018 and June 30, 2018, and the results of its operations for the three month and six month periods ended December 31, 2018 and 2017. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
New Accounting Pronouncements	Note 2: New Accounting Pronouncements In May, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-09, Revenue from Contracts with Customers (Topic 606) 2014-09 2014-09 2014-09 Accounting Standards Codification (“ASC”) 606, Revenue from Contracts with Customers The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows: • Customer Service Fees - The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied. • Insurance Commissions - The Company’s insurance agency, Iroquois Insurance Agency, receives commissions on premiums of new and renewed business policies. Iroquois Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, Iroquois Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation. • Brokerage Commissions - The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded. • Other - The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied. In January 2016, the FASB issued ASU 2016-01, Financial Instruments—Overall (Subtopic 825-10)—Recognition 2016-01 2016-01 In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) right-of-use 2016-02 In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments available-for-sale 2016-13, 2016-13 2016-13 2016-13 In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230), ASU-2016-15 In May 2017, the FASB issued ASU 2017-09, 2017-09 2017-09 2017-09

Stock-based Compensation

Stock-based Compensation	6 Months Ended
	Dec. 31, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-based Compensation	Note 3: Stock-based Compensation In connection with the conversion to stock form, the Association established an ESOP for the exclusive benefit of eligible employees (all salaried employees who have completed at least 1,000 hours of service in a twelve-month period and have attained the age of 21). The ESOP borrowed funds from the Company in an amount sufficient to purchase 384,900 shares (approximately 8% of the common stock issued in the stock offering). The loan is secured by the shares purchased and will be repaid by the ESOP with funds from contributions made by the Association and dividends received by the ESOP. Contributions will be applied to repay interest on the loan first, and then the remainder will be applied to principal. The loan is expected to be repaid over a period of up to 20 years. Shares purchased with the loan proceeds are held in a suspense account for allocation among participants as the loan is repaid. Contributions to the ESOP and shares released from the suspense account are allocated among participants in proportion to their compensation, relative to total compensation of all active participants. Participants will vest 100% in their accrued benefits under the employee stock ownership plan after six vesting years, with prorated vesting in years two through five. Vesting is accelerated upon retirement, death or disability of the participant or a change in control of the Association. Forfeitures will be reallocated to remaining plan participants. Benefits may be payable upon retirement, death, disability, separation from service, or termination of the ESOP. Since the Association’s annual contributions are discretionary, benefits payable under the ESOP cannot be estimated. Participants receive the shares at the end of employment. The Company is accounting for its ESOP in accordance with ASC Topic 718, Employers Accounting for Employee Stock Ownership Plans A summary of ESOP shares at December 31, 2018 and June 30, 2018 are as follows (dollars in thousands): December 31, 2018 June 30, 2018 Allocated shares 109,018 96,133 Shares committed for release 9,622 19,245 Unearned shares 240,563 250,185 Total ESOP shares 359,203 365,563 Fair value of unearned ESOP shares (1) $ 4,840 $ 5,979 (1) Based on closing price of $20.12 and $23.90 per share on December 31, 2018, and June 30, 2018, respectively. During the six months ended December 31, 2018, 6,360 ESOP shares were paid to ESOP participants due to separation from service. During the six months ended December 31, 2017, 6,116 ESOP shares were paid to ESOP participants due to separation from service. At the annual meeting on November 19, 2012, the IF Bancorp, Inc. 2012 Equity Incentive Plan (the “Equity Incentive Plan”) was approved by stockholders. The purpose of the Equity Incentive Plan is to promote the long-term financial success of the Company and its Subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interests with those of the Company’s stockholders. The Equity Incentive Plan authorizes the issuance or delivery to participants of up to 673,575 shares of the Company common stock pursuant to grants of incentive and non-qualified On December 10, 2013, the Board of Directors approved grants of 85,500 shares of restricted stock and 167,000 in stock options to senior officers and directors of the Association. The restricted stock vests in equal installments over 10 years and the stock options vest in equal installments over 7 years. Vesting of both the restricted stock and options started in December 2014. On December 10, 2015, the Board of Directors approved grants of 16,900 shares of restricted stock to be awarded to senior officers and directors of the Association. The restricted stock vests in equal installments over 8 years, starting in December 2016. As of December 31, 2018, there were 90,050 shares of restricted stock and 314,125 stock option shares available for future grants under this plan. The following table summarizes stock option activity for the six months ended December 31, 2018 (dollars in thousands): Options Weighted-Average Weighted-Average Aggregate Intrinsic Outstanding, June 30, 2018 153,143 $ 16.63 Granted — — Exercised — — Forfeited — — Outstanding, December 31, 2018 153,143 $ 16.63 4.9 $ 534 (1) Exercisable, December 31, 2018 108,571 $ 16.63 4.9 $ 379 (1) (1) Based on closing price of $20.12 per share on December 31, 2018. Intrinsic value for stock options is defined as the difference between the current market value and the exercise price. There were no stock options granted during the six months ended December 31, 2018. There were 22,286 stock options that vested during the six months ended December 31, 2018 and 22,285 stock options that vested during the six months ended December 31, 2017. Stock-based compensation expense and related tax benefit was considered nominal for stock options for the six months ended December 31, 2018 and 2017. Total unrecognized compensation cost related to non-vested The following table summarizes non-vested Shares Weighted-Average Grant- Balance, June 30, 2018 60,375 $ 16.79 Granted — — Forfeited — — Earned and issued 10,062 16.79 Balance, December 31, 2018 50,313 $ 16.79 The fair value of the restricted stock awards is amortized to compensation expense over the vesting period (ten years) and is based on the market price of the Company’s common stock at the date of grant multiplied by the number of shares granted that are expected to vest. At the date of grant the par value of the shares granted was recorded in equity as a credit to common stock and a debit to paid-in non-interest non-vested paid-in

Earnings Per Common Share ("EPS

Earnings Per Common Share ("EPS")	6 Months Ended
	Dec. 31, 2018
Earnings Per Share [Abstract]
Earnings Per Common Share ("EPS")	Note 4: Earnings Per Common Share (“EPS”) Basic and diluted earnings per common share are presented for the three month and six month periods ended December 31, 2018 and 2017. The factors used in the earnings per common share computation follow: Three Months Ended Three Months Ended Six Months Ended Six Months Ended December 31, 2018 December 31, 2017 December 31, 2018 December 31, 2017 Net income (loss) $ 787 $ (728 ) $ 1,721 $ 247 Basic weighted average shares outstanding 3,813,636 3,940,408 3,842,522 3,940,408 Less: Average unallocated ESOP shares (242,968 ) (262,213 ) (245,374 ) (264,619 ) Basic average shares outstanding 3,570,668 3,678,195 3,597,148 3,675,789 Diluted effect of restricted stock awards and stock options 53,475 34,058 62,683 34,612 Diluted average shares outstanding 3,624,143 3,712,253 3,659,831 3,710,401 Basic earnings (loss) per common share $ 0.22 $ (0.20 ) $ 0.48 $ 0.07 Diluted earnings (loss) per common share $ 0.22 $ (0.20 ) $ 0.47 $ 0.07 The Company announced a stock repurchase plan on December 5, 2018, which allowed the Company to repurchase up to 290,356 shares of its common stock, or approximately 7.5% of its then current outstanding shares. As of December 31, 2018, 255,000 shares were repurchased under this plan at an average price of $21.30. On December 10, 2013, the Company awarded 85,500 shares of restricted stock and 167,000 in stock options to officers and directors of the Association as part of the IF Bancorp, Inc. 2012 Equity Incentive Plan. The restricted stock vests over 10 years and the stock options vest over 7 years, both starting in December 2014. On December 10, 2015, the Company awarded 16,900 shares of restricted stock to officers and directors of the Association as part of this plan. This restricted stock vests over 8 years, starting in December 2016.

Securities

Securities	6 Months Ended
	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Securities	Note 5: Securities The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses, of securities are as follows: Amortized Cost Gross Gross Fair Value Available-for-sale December 31, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 24,781 $ 4 $ (389 ) $ 24,396 Mortgage-backed: GSE residential 97,711 36 (2,604 ) 95,143 Small Business Administration 5,340 — (65 ) 5,275 State and political subdivisions 2,726 108 — 2,834 $ 130,558 $ 148 $ (3,058 ) $ 127,648 June 30, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 24,757 $ — $ (835 ) $ 23,922 Mortgage-backed: GSE residential 100,534 24 (3,499 ) 97,059 Small Business Administration 1,965 — (74 ) 1,891 State and political subdivisions 2,980 144 — 3,124 $ 130,236 $ 168 $ (4,408 ) $ 125,996 With the exception of U.S. Government, federal agency and GSE securities and GSE residential mortgage-backed securities with a book value of approximately $24,781,000 and $97,711,000, respectively, and a market value of approximately $24,396,000 and $95,143,000, respectively, at December 31, 2018, the Company held no securities at December 31, 2018 with a book value that exceeded 10% of total equity. All mortgage-backed securities at December 31, 2018 and June 30, 2018 were issued by GSEs. The amortized cost and fair value of available-for-sale Available-for-sale Securities Amortized Cost Fair Value Within one year $ 1,150 $ 1,193 One to five years 10,058 9,815 Five to ten years 18,232 18,106 After ten years 3,407 3,391 32,847 32,505 Mortgage-backed securities 97,711 95,143 Totals $ 130,558 $ 127,648 The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $70,314,000 and $64,625,000 as of December 31, 2018 and June 30, 2018, respectively. The carrying value of securities sold under agreement to repurchase amounted to $2,840,000 at December 31, 2018 and $2,281,000 at June 30, 2018. At December 31, 2018, approximately $905,000 of our repurchase agreements had an overnight maturity, while the remaining $1.9 million in repurchase agreements had a term of 30 to 90 days. All of our repurchase agreements were secured by U.S. Government, federal agency and GSE securities. The right of offset for a repurchase agreement resembles a secured borrowing, whereby the collateral pledged by the Company would be used to settle the fair value of the repurchase agreement should the Company be in default. The collateral is held by the Company in a segregated custodial account. In the event the collateral fair value falls below stipulated levels, the Company will pledge additional securities. The Company closely monitors collateral levels to ensure adequate levels are maintained. There were no sales of available-for-sale available-for-sale available-for-sale Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at December 31, 2018 and June 30, 2018, was $114,792,000 and $119,180,000, respectively, which is approximately 90% and 95% of the Company’s available-for-sale The following table shows the Company’s gross unrealized investment losses and the fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2018 and June 30, 2018: Less Than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized December 31, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 8,218 $ (49 ) $ 14,844 $ (340 ) $ 23,062 $ (389 ) Mortgage-backed: GSE residential 13,341 (116 ) 73,113 (2,488 ) 86,454 (2,604 ) Small Business Administration 3,391 (16 ) 1,885 (49 ) 5,276 (65 ) Total temporarily impaired securities $ 24,950 $ (181 ) $ 89,842 $ (2,877 ) $ 114,792 $ (3,058 ) June 30, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 15,541 $ (439 ) $ 8,381 $ (396 ) $ 23,922 $ (835 ) Mortgage-backed: GSE residential 59,478 (1,836 ) 33,889 (1,663 ) 93,367 (3,499 ) Small Business Administration — — 1,891 (74 ) 1,891 (74 ) Total temporarily impaired securities $ 75,019 $ (2,275 ) $ 44,161 $ (2,133 ) $ 119,180 $ (4,408 ) The unrealized losses on the Company’s investment in residential mortgage-backed securities and U.S. Government and federal agency and Government sponsored enterprises at December 31, 2018 and June 30, 2018, were mostly the result of a decline in market value that was attributable to changes in interest rates and not credit quality, and the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2018 and June 30, 2018.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Dec. 31, 2018
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 6: Loans and Allowance for Loan Losses Classes of loans include: December 31, 2018 June 30, 2018 Real estate loans: One- $ 130,800 $ 134,977 Multi-family 108,391 107,436 Commercial 158,226 140,944 Home equity lines of credit 8,913 9,058 Construction 12,447 13,763 Commercial 74,231 68,720 Consumer 7,293 7,366 Total loans 500,301 482,264 Less: Unearned fees and discounts, net — (161 ) Allowance for loan losses 6,319 5,945 Loans, net $ 494,240 $ 476,480 The Company believes that sound loans are a necessary and desirable means of employing funds available for investment. Recognizing the Company’s obligations to its depositors and to the communities it serves, authorized personnel are expected to seek to develop and make sound, profitable loans that resources permit and that opportunity affords. The Company maintains lending policies and procedures designed to focus our lending efforts on the types, locations, and duration of loans most appropriate for our business model and markets. The Company’s lending activity includes the origination of one- Management reviews and approves the Company’s lending policies and procedures on a routine basis. Management routinely (at least quarterly) reviews our allowance for loan losses and reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing The Company’s policies and loan approval limits are established by the Board of Directors. The loan officers generally have authority to approve one- one- one- The Company conducts internal loan reviews that validate the loans against the Company’s loan policy quarterly for mortgage, consumer, and small commercial loans on a sample basis, and all larger commercial loans on an annual basis. The Company also receives independent loan reviews performed by a third party on larger commercial loans to be performed annually. In addition to compliance with our policy, the third party loan review process reviews the risk assessments made by our credit department, lenders and loan committees. Results of these reviews are presented to management and the Board of Directors. The Company’s lending can be summarized into six primary areas: one- One- The Company offers one- non-conforming one- one- The Company offers USDA Rural Development loans and sells the servicing. The Company also offers FHA and VA loans that are originated through a nationwide wholesale lender. In addition, the Company also offers home equity loans that are secured by a second mortgage on the borrower’s primary or secondary residence. Home equity loans are generally underwritten using the same criteria used to underwrite one- As one- one- Commercial Real Estate and Multi-Family Real Estate Loans Commercial real estate mortgage loans are primarily secured by office buildings, owner-occupied businesses, strip mall centers, churches and farm loans secured by real estate. In underwriting commercial real estate and multi-family real estate loans, the Company considers a number of factors, which include the projected net cash flow to the loan’s debt service requirement, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower’s experience in owning or managing similar properties. Personal guarantees are typically obtained from commercial real estate and multi-family real estate borrowers. In addition, the borrower’s financial information on such loans is monitored on an ongoing basis by requiring periodic financial statement updates. The repayment of these loans is primarily dependent on the cash flows of the underlying property. However, the commercial real estate loan generally must be supported by an adequate underlying collateral value. The performance and the value of the underlying property may be adversely affected by economic factors or geographical and/or industry specific factors. These loans are subject to other industry guidelines that are closely monitored by the Company. Home Equity Lines of Credit In addition to traditional one- one- Commercial Business Loans The Company originates commercial non-mortgage medium-sized The commercial business loan portfolio consists primarily of secured loans. When making commercial business loans, the Company considers the financial statements, lending history and debt service capabilities of the borrower, the projected cash flows of the business and the value of any collateral. The cash flows of the underlying borrower, however, may not perform consistently with historical or projected information. Further, the collateral securing loans may fluctuate in value due to individual economic or other factors. Loans are typically guaranteed by the principals of the borrower. The Company has established minimum standards and underwriting guidelines for all commercial loan types. Real Estate Construction Loans The Company originates construction loans for one- Consumer Loans Consumer loans consist of installment loans to individuals, primarily automotive loans. These loans are underwritten utilizing the borrower’s financial history, including the Fair Isaac Corporation (“FICO”) Loan-to-value Loan Concentration The loan portfolio includes a concentration of loans secured by commercial real estate properties amounting to $277,225,000 and $260,671,000 as of December 31, 2018 and June 30, 2018, respectively. Generally, these loans are collateralized by multi-family and nonresidential properties. The loans are expected to be repaid from cash flows or from proceeds from the sale of the properties of the borrower. Purchased Loans and Loan Participations The Company’s loans receivable included purchased loans of $5,206,000 and $5,855,000 at December 31, 2018 and June 30, 2018, respectively. All of these purchased loans are secured by single family homes located out of our primary market area, but still primarily in the Midwest. The Company’s loans receivable also include commercial loan participations of $31,348,000 and $32,874,000 at December 31, 2018 and June 30, 2018, respectively, of which $10,408,000 and $11,009,000, at December 31, 2018 and June 30, 2018 were outside our primary market area. Allowance for Loan Losses The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of the three month and six month periods ended December 31, 2018 and 2017 and the year ended June 30, 2018: Three Months Ended December 31, 2018 Real Estate Loans One- Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 1,012 $ 1,656 $ 1,644 $ 91 Provision charged to expense 11 12 160 12 Losses charged off — — — — Recoveries — — — — Balance, end of period $ 1,023 $ 1,668 $ 1,804 $ 103 Ending balance: individually evaluated for impairment $ — $ — $ 2 $ 15 Ending balance: collectively evaluated for impairment $ 1,023 $ 1,668 $ 1,802 $ 88 Loans: Ending balance $ 130,800 $ 108,391 $ 158,226 $ 8,913 Ending balance: individually evaluated for impairment $ 1,458 $ 1,200 $ 38 $ 38 Ending balance: collectively evaluated for impairment $ 129,342 $ 107,191 $ 158,188 $ 8,875 Three Months Ended December 31, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 169 $ 1,547 $ 62 $ 6,181 Provision charged to expense 1 (66 ) 8 138 Losses charged off — — (3 ) (3 ) Recoveries — — 3 3 Balance, end of period $ 170 $ 1,481 $ 70 $ 6,319 Ending balance: individually evaluated for impairment $ — $ 6 $ — $ 23 Ending balance: collectively evaluated for impairment $ 170 $ 1,475 $ 70 $ 6,296 Loans: Ending balance $ 12,447 $ 74,231 $ 7,293 $ 500,301 Ending balance: individually evaluated for impairment $ — $ 6 $ 3 $ 2,743 Ending balance: collectively evaluated for impairment $ 12,447 $ 74,225 $ 7,290 $ 497,558 Six Months Ended December 31, 2018 Real Estate Loans One- Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 997 $ 1,650 $ 1,604 $ 91 Provision charged to expense 25 18 200 12 Losses charged off — — — — Recoveries 1 — — — Balance, end of period $ 1,023 $ 1,668 $ 1,804 $ 103 Ending balance: individually evaluated for impairment $ — $ — $ 2 $ 15 Ending balance: collectively evaluated for impairment $ 1,023 $ 1,668 $ 1,802 $ 88 Loans: Ending balance $ 130,800 $ 108,391 $ 158,226 $ 8,913 Ending balance: individually evaluated for impairment $ 1,458 $ 1,200 $ 38 $ 38 Ending balance: collectively evaluated for impairment $ 129,342 $ 107,191 $ 158,188 $ 8,875 Six Months Ended December 31, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 168 $ 1,373 $ 62 $ 5,945 Provision charged to expense 2 108 10 375 Losses charged off — — (5 ) (5 ) Recoveries — — 3 4 Balance, end of period $ 170 $ 1,481 $ 70 $ 6,319 Ending balance: individually evaluated for impairment $ — $ 6 $ — $ 23 Ending balance: collectively evaluated for impairment $ 170 $ 1,475 $ 70 $ 6,296 Loans: Ending balance $ 12,447 $ 74,231 $ 7,293 $ 500,301 Ending balance: individually evaluated for impairment $ — $ 6 $ 3 $ 2,743 Ending balance: collectively evaluated for impairment $ 12,447 $ 74,225 $ 7,290 $ 497,558 Year Ended June 30, 2018 Real Estate Loans One- Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 2,519 $ 1,336 $ 1,520 $ 76 Provision charged to expense 85 314 84 39 Losses charged off (1,608 ) — — (24 ) Recoveries 1 — — — Balance, end of year $ 997 $ 1,650 $ 1,604 $ 91 Ending balance: individually evaluated for impairment $ — $ — $ 3 $ — Ending balance: collectively evaluated for impairment $ 997 $ 1,650 $ 1,601 $ 91 Loans: Ending balance $ 134,977 $ 107,436 $ 140,944 $ 9,058 Ending balance: individually evaluated for impairment $ 7,904 $ 1,329 $ 50 $ 26 Ending balance: collectively evaluated for impairment $ 127,073 $ 106,107 $ 140,894 $ 9,032 Year Ended June 30, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 75 $ 1,242 $ 67 $ 6,835 Provision charged to expense 93 161 1 777 Losses charged off — (30 ) (14 ) (1,676 ) Recoveries — — 8 9 Balance, end of year $ 168 $ 1,373 $ 62 $ 5,945 Ending balance: individually evaluated for impairment $ — $ — $ — $ 3 Ending balance: collectively evaluated for impairment $ 168 $ 1,373 $ 62 $ 5,942 Loans: Ending balance $ 13,763 $ 68,720 $ 7,366 $ 482,264 Ending balance: individually evaluated for impairment $ — $ 30 $ 3 $ 9,342 Ending balance: collectively evaluated for impairment $ 13,763 $ 68,690 $ 7,363 $ 472,922 Three Months Ended December 31, 2017 Real Estate Loans One- Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 2,534 $ 1,521 $ 1,573 $ 78 Provision charged to expense 28 (61 ) (38 ) 24 Losses charged off (45 ) — — (24 ) Recoveries — — — — Balance, end of period $ 2,517 $ 1,460 $ 1,535 $ 78 Ending balance: individually evaluated for impairment $ 1,527 $ — $ 5 $ — Ending balance: collectively evaluated for impairment $ 990 $ 1,460 $ 1,530 $ 78 Loans: Ending balance $ 140,950 $ 95,231 $ 135,645 $ 7,844 Ending balance: individually evaluated for impairment $ 9,782 $ 1,360 $ 21 $ 31 Ending balance: collectively evaluated for impairment $ 131,168 $ 93,871 $ 135,624 $ 7,813 Three Months Ended December 31, 2017 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 94 $ 1,372 $ 68 $ 7,240 Provision charged to expense 30 (31 ) (2 ) (50 ) Losses charged off — — (4 ) (73 ) Recoveries — — 5 5 Balance, end of period $ 124 $ 1,341 $ 67 $ 7,122 Ending balance: individually evaluated for impairment $ — $ — $ — $ 1,532 Ending balance: collectively evaluated for impairment $ 124 $ 1,341 $ 67 $ 5,590 Loans: Ending balance $ 11,446 $ 66,160 $ 8,102 $ 465,378 Ending balance: individually evaluated for impairment $ — $ 61 $ 4 $ 11,259 Ending balance: collectively evaluated for impairment $ 11,446 $ 66,099 $ 8,098 $ 454,119 Six Months Ended December 31, 2017 Real Estate Loans One- Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 2,519 $ 1,336 $ 1,520 $ 76 Provision charged to expense 43 124 15 26 Losses charged off (45 ) — — (24 ) Recoveries — — — — Balance, end of period $ 2,517 $ 1,460 $ 1,535 $ 78 Ending balance: individually evaluated for impairment $ 1,527 $ — $ 5 $ — Ending balance: collectively evaluated for impairment $ 990 $ 1,460 $ 1,530 $ 78 Loans: Ending balance $ 140,950 $ 95,231 $ 135,645 $ 7,844 Ending balance: individually evaluated for impairment $ 9,782 $ 1,360 $ 21 $ 31 Ending balance: collectively evaluated for impairment $ 131,168 $ 93,871 $ 135,624 $ 7,813 Six Months Ended December 31, 2017 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 75 $ 1,242 $ 67 $ 6,835 Provision charged to expense 49 99 2 358 Losses charged off — — (8 ) (77 ) Recoveries — — 6 6 Balance, end of period $ 124 $ 1,341 $ 67 $ 7,122 Ending balance: individually evaluated for impairment $ — $ — $ — $ 1,532 Ending balance: collectively evaluated for impairment $ 124 $ 1,341 $ 67 $ 5,590 Loans: Ending balance $ 11,446 $ 66,160 $ 8,102 $ 465,378 Ending balance: individually evaluated for impairment $ — $ 61 $ 4 $ 11,259 Ending balance: collectively evaluated for impairment $ 11,446 $ 66,099 $ 8,098 $ 454,119 Management’s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers. The allowance for loan losses represents an estimate of the amount of losses believed inherent in our loan portfolio at the balance sheet date. The allowance calculation involves a high degree of estimation that management attempts to mitigate through the use of objective historical data where available. Loan losses are charged against the allowance for loan losses when management believes the uncollectability of the loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Overall, we believe the reserve to be consistent with prior periods and adequate to cover the estimated losses in our loan portfolio. The Company’s methodology for assessing the appropriateness of the allowance for loan losses consists of two key elements: (1) specific allowances for estimated credit losses on individual loans that are determined to be impaired through the Company’s review for identified problem loans; and (2) a general allowance based on estimated credit losses inherent in the remainder of the loan portfolio. The specific allowance is measured by determining the present value of expected cash flows, the loan’s observable market value, or, for collateral-dependent loans, the fair value of the collateral adjusted for market conditions and selling expense. Factors used in identifying a specific problem loan include: (1) the strength of the customer’s personal or business cash flows; (2) the availability of other sources of repayment; (3) the amount due or past due; (4) the type and value of collateral; (5) the strength of the collateral position; (6) the estimated cost to sell the collateral; and (7) the borrower’s effort to cure the delinquency. In addition for loans secured by real estate, the Company also considers the extent of any past due and unpaid property taxes applicable to the property serving as collateral on the mortgage. The Company establishes a general allowance for loans that are not deemed impaired to recognize the inherent losses associated with lending activities, but which, unlike specific allowances, has not been allocated to particular problem assets. The general valuation allowance is determined by segregating the loans by loan category and assigning allowance percentages based on the Company’s historical loss experience, delinquency trends and management’s evaluation of the collectability of the loan portfolio. In certain instances, the historical loss experience could be adjusted if similar risks are not inherent in the remaining portfolio. The allowance is then adjusted for significant factors that, in management’s judgment, affect the collectability of the portfolio as of the evaluation date. These significant factors may include: (1) Management’s assumptions regarding the minimal level of risk for a given loan category, and includes amounts for anticipated losses which may not be reflected in our current loss history experience; (2) changes in lending policies and procedures, including changes in underwriting standards, and charge-off non-accrual re-evaluated Although the Company’s policy allows for a general valuation allowance on certain smaller-balance, homogenous pools of loans classified as substandard, the Company has historically evaluated every loan classified as substandard, regardless of size, for impairment as part of the review for establishing specific allowances. The Company’s policy also allows for general valuation allowance on certain smaller-balance, homogenous pools of loans which are loans criticized as special mention or watch. A separate general allowance calculation is made on these loans based on historical measured weakness, and which is no less than twice the amount of the general allowance calculated on the non-classified There have been no changes to the Company’s accounting policies or methodology from the prior periods. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. All loans are graded at inception of the loan. Subsequently, analyses are performed on an annual basis and grade changes are made as necessary. Interim grade reviews may take place if circumstances of the borrower warrant a more timely review. The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk rating system, the Company classifies problem and potential problem loans as “Watch,” “Substandard,” “Doubtful,” and “Loss.” The Company uses the following definitions for risk ratings: Pass – Watch – Substandard – Doubtful – Loss – charged-off. Risk characteristics applicable to each segment of the loan portfolio are described as follows. Residential One- one- one- Commercial and Multi-family Real Estate: Construction Real Estate: Commercial: Consumer: The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity: Real Estate Loans One- to Four-Family Multi-Family Commercial Home Equity Lines of Credit Construction Commercial Consumer Total December 31, 2018: Pass $ 129,532 $ 108,391 $ 157,124 $ 8,877 $ 12,447 $ 71,797 $ 7,290 $ 495,458 Watch — — 1,064 — — 1,565 — 2,629 Substandard 1,268 — 38 36 — 869 3 2,214 Doubtful — — — — — — — — Loss — — — — — — — — Total $ 130,800 $ 108,391 $ 158,226 $ 8,913 $ 12,447 $ 74,231 $ 7,293 $ 500,301 Real Estate Loans One- to Four-Family Multi-Family Commercial Home Equity Lines of Credit Construction Commercial Consumer Total June 30, 2018: Pass $ 127,410 $ 107,320 $ 139,805 $ 9,035 $ 13,763 $ 66,545 $ 7,362 $ 471,240 Watch — — 1,089 — — 1,204 1 2,294 Substandard 1,265 116 50 23 — 941 3 2,398 Doubtful 6,302 — — — — 30 — 6,332 Loss — — — — — — — — Total $ 134,977 $ 107,436 $ 140,944 $ 9,058 $ 13,763 $ 68,720 $ 7,366 $ 482,264 The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all instances, loans are placed on non-accrual charged-off All interest accrued but not collected for loans that are placed on non-accrual charged-off The following tables present the Company’s loan portfolio aging analysis: 30-59 Days 60-89 Days Past Due 90 Days or Total Past Due Current Total Loans Total Loans December 31, 2018: Real estate loans: One- $ 2,101 $ 347 $ 336 $ 2,784 $ 128,016 $ 130,800 $ 303 Multi-family 1,185 611 — 1,796 106,595 108,391 — Commercial 1,559 1,175 38 2,772 155,454 158,226 — Home equity lines of credit 71 — — 71 8,842 8,913 — Construction — — — — 12,447 12,447 — Commercial 25 247 — 272 73,959 74,231 — Consumer 39 33 — 72 7,221 7,293 — Total $ 4,980 $ 2,413 $ 374 $ 7,767 $ 492,534 $ 500,301 $ 303 30-59 Days 60-89 Days Past Due 90 Days or Total Past Due Current Total Loans Total Loans June 30, 2018: Real estate loans: One- $ 1,426 $ 207 $ 6,633 $ 8,266 $ 126,711 $ 134,977 $ 293 Multi-family — — 2 2 107,434 107,436 — Commercial 80 13 37 130 140,814 140,944 — Home equity lines of credit 14 23 — 37 9,021 9,058 — Construction 354 — — 354 13,409 13,763 — Commercial 76 — 30 106 68,614 68,720 — Consumer 10 29 1 40 7,326 7,366 1 Total $ 1,960 $ 272 $ 6,703 $ 8,935 $ 473,329 $ 482,264 $ 294 A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), case-by-case Impairment is measured on a loan-by-loan The Company actively seeks to reduce its investment in impaired loans. The primary tools to work through impaired loans are settlements with the borrowers or guarantors, foreclosure of the underlying collateral, or restructuring. Included in certain loan categories in the impaired loans are $2.7 million in troubled debt restructurings that were classified as impaired. The following tables present impaired loans: Three Months Ended December 31, 2018 Six Months Ended December 31, 2018 Recorded Unpaid Specific Average Interest Income Interest on Average Interest Income Interest on December 31, 2018: Loans without a specific valuation allowance Real estate loans: One- to-four $ 1,458 $ 1,458 $ — $ 1,467 $ 16 $ 16 $ 1,477 $ 32 $ 34 Multi-family 1,200 1,200 — 1,204 21 21 1,207 42 42 Commercial 36 36 — 40 — — 41 — — Home equity line of credit 23 23 — 24 1 — 25 1 1 Construction — — — — — — — — — Commercial — — — — — — — — — Consumer 3 3 — 3 — — 3 — — Loans with a specific valuation allowance Real estate loans: One- to-four — — — — — — — — — Multi-family — — — — — — — — — Commercial 2 2 2 2 — — 3 — — Home equity line of credit 15 15 15 15 — — 15 — — Construction — — — — — — — — — Commercial 6 6 6 8 — — 8 — — Consumer — — — — — — — — — Total: Real estate loans: One- to-four 1,458 1,458 — 1,467 16 16 1,477 32 34 Multi-family 1,200 1,200 — 1,204 21 21 1,207 42 42 Commercial 38 38 2 42 — — 44 — — Home equity line of credit 38 38 15 39 1 — 40 1 1 Construction — — — — — — — — — Commercial 6 6 6 8 — — 8 — — Consumer 3 3 — 3 — — 3 — — $ 2,743 $ 2,743 $ 23 $ 2,763 $ 38 $ 37 $ 2,779 $ 75 $ 77 Year Ended June 30, 2018 Recorded Unpaid Specific Average Interest Interest on Cash June 30, 2018: Loans without a specific valuation allowance Real estate loans: One- $ 7,904 $ 7,904 $ — $ 8,739 $ 50 $ 51 Multi-family 1,329 1,329 — 1,359 85 85 Commercial 47 47 — 86 4 5 Home equity line of credit 26 26 — 28 2 2 Construction — — — — — — Commercial 30 30 — 57 — — Consumer 3 3 — 4 1 1 Loans with a specific allowance Real estate loans: One- — — — — — — Multi-family — — — — — — Commercial 3 3 3 5 — — Home equity line of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer — — — — — — Total: Real estate loans: One- 7,904 7,904 — 8,739 50 51 Multi-family 1,329 1,329 — 1,359 85 85 Commercial 50 50 3 91 4 5 Home equity line of credit 26 26 — 28 2 2 Construction — — — — — — Commercial 30 30 — 57 — — Consumer 3 3 — 4 1 1 $ 9,342 $ 9,342 $ 3 $ 10,278 $ 142 $ 144 Three Months Ended December 31, 2017 Six Months Ended December 31, 2017 Recorded Unpaid Specific Average Interest Income Interest on Average Interest Income Interest on December 31, 2017: Loans without a specific valuation allowance Real estate loans: One- to-four $ 1,968 $ 1,968 $ — $ 2,003 $ 12 $ 12 $ 1,992 $ 24 $ 25 Multi-family 1,360 1,360 — 1,382 22 21 1,375 43 43 Commercial 16 16 — 18 — — 18 — — Home equity line of credit 31 31 — 32 1 1 32 1 1 Construction — — — — — — — — — Commercial 61 61 — 81 — — 72 — — Consumer — — — — — — — — — Loans with a specific valuation allowance Real estate loans: One- to-four 7,814 7,814 1,527 7,814 — — 7,814 — — Multi-family — — — — — — — — — Commercial 5 5 5 5 — — 5 — — Home equity line of credit — — — — — — — — — Construction — — — — — — — — — Commercial — — — — — — — — — Consumer 4 4 — 5 — — 5 — — Total: Real estate loans: One- to-four 9,782 9,782 1,527 9,817 12 12 9,806 24 25 Multi-family 1,360 1,360 — 1,382 22 21 1,375 43 43 Commercial 21 21 5 23 — — 23 — — Home equity line of credit 31 31 — 32 1 1 32 1 1 Construction — — — — — — — — — Commercial 61 61 — 81 — — 72 — — Consumer 4 4 — 5 — — 5 — — $ 11,259 $ 11,259 $ 1,532 $ 11,340 $ 35 $ 34 $ 11,313 $ 68 $ 69 Interest income recognized on impaired loans includes interest accrued and collected on the outstanding balances of accruing impaired loans as well as interest cash collections on non-accruing The following table presents the Company’s nonaccrual loans at December 31, 2018 and June 30, 2018: December 31, 2018 June 30, 2018 Mortgages on real estate: One- $ 33 $ 6,339 Multi-family — 116 Commercial 38 50 Home equity lines of credit 15 — Construction — — Commercial 6 30 Consumer — — Total $ 92 $ 6,535 At December 31, 2018 and June 30, 2018, the Company had a number of loans that were modified in troubled debt restructurings (TDR’s) and impaired. The modification of terms of such loans included one or a combination of the following: an extension of maturity, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan. The following table presents the recorded balance, at original cost, of troubled debt restructurings, all of which were performing according to the terms of the restructuring as of December 31, 2018, except for four one- one- one- December 31, 2018 June 30, 2018 Real estate loans One- $ 1,442 $ 1,588 Multi-family 1,200 1,213 Commercial 12 17 Home equity lines of credit 23 26 Total real estate loans 2,677 2,844 Construction — — Commercial — 30 Consumer 3 3 Total $ 2,680 $ 2,877 TDR Modifications During the six month period ended December 31, 2018, no loans were modified. During the year ended June 30, 2018, the Company modified two one- During the six month period ended December 31, 2017, the Company modified a single one- TDR’s with Defaults The Company had six TDRs, comprised of four one- one- Specific loss allowances are included in the calculation of estimated future loss ratios, which are applied to the various loan portfolios for purposes of estimating future losses. Management considers the level of defaults within the various portfolios, as well as the current adverse economic environment and negative outlook in the real estate and collateral markets when evaluating qualitative adjustments used to determine the adequacy of the allowance for loan losses. We believe the qualitative adjustments more accurately reflect collateral values in light of the sales and economic conditions that we have recently observed. We may obtain physical possession of real estate collateralizing a residential mortgage loan or home equity loan via foreclosure or in-substance

Federal Home Loan Bank Stock

Federal Home Loan Bank Stock	6 Months Ended
	Dec. 31, 2018
Banking and Thrift [Abstract]
Federal Home Loan Bank Stock	Note 7: Federal Home Loan Bank Stock Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula. The Company owned $3,668,000 and $3,285,000 of Federal Home Loan Bank stock as of December 31, 2018 and June 30, 2018. The FHLB provides liquidity and funding through advances.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Dec. 31, 2018
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 8: Accumulated Other Comprehensive Income (Loss) The components of accumulated other comprehensive income, included in stockholders’ equity, were as follows at the dates specified: December 31, 2018 June 30, 2018 Net unrealized losses on securities available-for-sale $ (2,910 ) $ (4,240 ) Net unrealized postretirement health benefit plan obligations (496 ) (504 ) (3,406 ) (4,744 ) Tax effect 971 1,636 Total $ (2,435 ) $ (3,108 )

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income (AOCI) by Component	6 Months Ended
	Dec. 31, 2018
Text Block [Abstract]
Changes in Accumulated Other Comprehensive Income (AOCI) by Component	Note 9: Changes in Accumulated Other Comprehensive Income (AOCI) by Component Amounts reclassified from AOCI and the affected line items in the statements of income during the three and six month periods ended December 31, 2018 and 2017, were as follows: Amounts Reclassified from AOCI Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Affected Line Item in the Condensed Realized gains (losses) on available-for-sale $ — $ — $ — $ 13 Net realized gains on sale of available-for- Amortization of defined benefit pension items: Components are included in computation of net periodic pension cost Actuarial losses 4 12 7 23 Prior service costs — (9 ) — (17 ) Total reclassified amount before tax 4 3 7 19 Tax expense 2 1 3 6 Provision for Income Tax Total reclassification out of AOCI $ 2 $ 2 $ 4 $ 13 Net Income

Income Taxes

Income Taxes	6 Months Ended
	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Income Taxes	Note 10: Income Taxes A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Computed at the statutory rate (1) $ 224 $ 323 $ 492 $ 838 Decrease resulting from Tax exempt interest (6 ) (12 ) (13 ) (24 ) Cash surrender value of life insurance (14 ) (23 ) (28 ) (84 ) State income taxes 72 56 157 135 Adjustment of deferred tax asset for enacted changes in tax laws — 1,318 — 1,318 Other 3 17 16 34 Actual expense $ 279 $ 1,679 $ 624 $ 2,217 (1) Statutory rate was 21% for the three and six months ended December 31, 2018 and 34% for the three and six months ended December 31, 2017.

Regulatory Capital

Regulatory Capital	6 Months Ended
	Dec. 31, 2018
Banking and Thrift [Abstract]
Regulatory Capital	Note 11: Regulatory Capital The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that if undertaken, could have a direct material effect on the Association’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines involving quantitative measures of the Association’s assets, liabilities and certain off-balance-sheet The Basel III regulatory capital framework (the “Basel III Capital Rules”) adopted by U.S. federal regulatory authorities, among other things, (i) establish the capital measure called “Common Equity Tier 1” (“CET1”), (ii) specify that Tier 1 capital consist of CET1 and “Additional Tier 1 Capital” instruments meeting stated requirements, (iii) define CET1 narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital and (iv) set forth the acceptable scope of deductions/adjustments to the specified capital measures. The Basel III Capital Rules became effective for us on January 1, 2015 with certain transition provisions fully phased in on January 1, 2019. Additionally, the Basel III Capital Rules require that we maintain a capital conservation buffer with respect to each of the CET1, Tier 1 and total capital to risk-weighted assets, which provides for capital levels that exceed the minimum risk-based capital adequacy requirements. The capital conservation buffer was phased in and became fully phased in on January 1, 2019 at 2.5%. A financial institution with a conservation buffer of less than the required amount is subject to limitations on capital distributions, including dividend payments and stock repurchases, and certain discretionary bonus payments to executive officers. Quantitative measures established by regulation to ensure capital adequacy require the Association to maintain minimum amounts and ratios of total risk-based capital and Tier 1 capital to risk-weighted assets, and Tier 1 capital to adjusted total assets. Management believes, as of December 31, 2018, the Association meets all capital adequacy requirements to which it is subject. As a result of the recently enacted Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies are required to develop a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A “qualifying community bank” that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered “well capitalized” under Prompt Corrective Action statutes. The federal banking agencies may consider a financial institution’s risk profile when evaluating whether it qualifies as a community bank for purposes of the capital ratio requirement. The federal banking agencies must set the minimum capital for the new Community Bank Leverage Ratio at not less than 8% and not more than 10%. A financial institution can elect to be subject to this new definition. As of December 31, 2018, the Association was categorized as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Association has to maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as disclosed in the table below. There are no conditions or events that management believes have changed the Association’s prompt corrective action category.

Disclosures About Fair Value of

Disclosures About Fair Value of Assets	6 Months Ended
	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Disclosures About Fair Value of Assets	Note 12: Disclosures About Fair Value of Assets Fair value is the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2018 and June 30, 2018: Fair Value Measurements Using Fair Value Quoted (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2018: Available-for-sale U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 24,396 $ — $ 24,396 $ — Mortgage-backed: GSE residential 95,143 — 95,143 — Small Business Administration 5,275 — 5,275 — State and political subdivisions 2,834 — 2,834 — Mortgage servicing rights 896 — — 896 Fair Value Measurements Using Fair Value Quoted (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2018: Available-for-sale U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 23,922 $ — $ 23,922 $ — Mortgage-backed: GSE residential 97,059 — 97,059 — Small Business Administration 1,891 — 1,891 — State and political subdivisions 3,124 — 3,124 — Mortgage servicing rights 866 — — 866 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended December 31, 2018. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. There were no Level 1 securities as of December 31, 2018 or June 30, 2018. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. For these investments, the inputs used by the pricing service to determine fair value may include one, or a combination of, observable inputs such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided Mortgage Servicing Rights Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: Mortgage Balance, July 1, 2018 $ 866 Total realized and unrealized gains and losses included in net income (4 ) Servicing rights that result from asset transfers 85 Payments received and loans refinanced (51 ) Balance, December 31, 2018 $ 896 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ (4 ) Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as noninterest income. Nonrecurring Measurements The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2018 and June 30, 2018: Fair Value Measurements Using Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2018: Impaired loans (collateral-dependent) $ — $ — $ — $ — June 30, 2018: Impaired loans (collateral-dependent) $ — $ — $ — $ — The following table presents (losses)/recoveries recognized on assets measured on a non-recurring Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Impaired loans (collateral-dependent) $ (11 ) $ 2 $ (19 ) $ 1 Following is a description of the valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Collateral-dependent Impaired Loans, Net of the Allowance for Loan Losses The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the senior lending officer. Appraisals are reviewed for accuracy and consistency by the senior lending officer. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by the senior lending officer by comparison to historical results. Unobservable (Level 3) Inputs The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at December 31, 2018 and June 30, 2018. Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 896 Discounted cash flow Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 6.3% - 10.7% (6.8%) Probability of default 0.00% - 0.17% (0.16%) Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 866 Discounted cash flow Discount rate 9.5% – 11.5% (9.5%) Constant prepayment rate 6.3% - 10.3% (6.6%) Probability of default 0.00% - 0.17% (0.16%) Fair Value of Financial Instruments The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2018 and June 30, 2018. Carrying Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2018: Financial assets Cash and cash equivalents $ 7,018 $ 7,018 $ — $ — Interest-bearing time deposits in banks 2,500 2,500 — — Loans, net of allowance for loan losses 494,240 — — 483,291 Federal Home Loan Bank stock 3,668 — 3,668 — Accrued interest receivable 1,962 — 1,962 — Financial liabilities Deposits 493,719 — 204,193 288,559 Repurchase agreements 2,840 — 2,840 — Federal Home Loan Bank advances 81,500 — 81,546 — Advances from borrowers for taxes and insurance 1,140 — 1,140 — Accrued interest payable 467 — 467 — Unrecognized financial instruments (net of contract amount) — — — — Commitments to originate loans — — — — Lines of credit — — — — Carrying Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2018: Financial assets Cash and cash equivalents $ 4,754 $ 4,754 $ — $ — Interest-bearing time deposits in banks 1,750 1,750 — — Loans, net of allowance for loan losses 476,480 — — 468,932 Federal Home Loan Bank stock 3,285 — 3,285 — Accrued interest receivable 1,821 — 1,821 — Financial liabilities Deposits 480,421 — 216,841 261,898 Repurchase agreements 2,281 — 2,281 — Federal Home Loan Bank advances 67,500 — 67,355 — Advances from borrowers for taxes and insurance 309 — 309 — Accrued interest payable 188 — 188 — Unrecognized financial instruments (net of contract amount) — — — — Commitments to originate loans — — — — Lines of credit — — — — The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying consolidated balance sheets at amounts other than fair value. Cash and Cash Equivalents, Interest-Bearing Time Deposits in Banks, Federal Home Loan Bank Stock, Accrued Interest Receivable, Repurchase Agreements, Accrued Interest Payable and Advances from Borrowers for Taxes and Insurance The carrying amount approximates fair value. Loans The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics were aggregated for purposes of the calculations. Deposits Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount of these types of deposits approximates fair value. The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Federal Home Loan Bank Advances Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate the fair value of existing debt. Commitments to Originate Loans and Lines of Credit The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair values of lines of credit are based on fees currently charged for similar agreements, or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.

Commitments

Commitments	6 Months Ended
	Dec. 31, 2018
Commitments and Contingencies Disclosure [Abstract]
Commitments	Note 13: Commitments Commitments to Originate Loans Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case Lines of Credit Lines of credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case on-balance-sheet

New Accounting Pronouncements (

New Accounting Pronouncements (Policies)	6 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
Liabilities	In May, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-09, Revenue from Contracts with Customers (Topic 606) 2014-09 2014-09 2014-09 Accounting Standards Codification (“ASC”) 606, Revenue from Contracts with Customers The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows: • Customer Service Fees - The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied. • Insurance Commissions - The Company’s insurance agency, Iroquois Insurance Agency, receives commissions on premiums of new and renewed business policies. Iroquois Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, Iroquois Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation. • Brokerage Commissions - The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded. • Other - The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied. In January 2016, the FASB issued ASU 2016-01, Financial Instruments—Overall (Subtopic 825-10)—Recognition 2016-01 2016-01
Leases	In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) right-of-use 2016-02

Stock-based Compensation (Table

Stock-based Compensation (Tables)	6 Months Ended
	Dec. 31, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary of ESOP Shares	A summary of ESOP shares at December 31, 2018 and June 30, 2018 are as follows (dollars in thousands): December 31, 2018 June 30, 2018 Allocated shares 109,018 96,133 Shares committed for release 9,622 19,245 Unearned shares 240,563 250,185 Total ESOP shares 359,203 365,563 Fair value of unearned ESOP shares (1) $ 4,840 $ 5,979 (1) Based on closing price of $20.12 and $23.90 per share on December 31, 2018, and June 30, 2018, respectively.
Summary of Stock Option Activity	The following table summarizes stock option activity for the six months ended December 31, 2018 (dollars in thousands): Options Weighted-Average Weighted-Average Aggregate Intrinsic Outstanding, June 30, 2018 153,143 $ 16.63 Granted — — Exercised — — Forfeited — — Outstanding, December 31, 2018 153,143 $ 16.63 4.9 $ 534 (1) Exercisable, December 31, 2018 108,571 $ 16.63 4.9 $ 379 (1) (1) Based on closing price of $20.12 per share on December 31, 2018.
Summary of Non-vested Restricted Stock Activity	The following table summarizes non-vested Shares Weighted-Average Grant- Balance, June 30, 2018 60,375 $ 16.79 Granted — — Forfeited — — Earned and issued 10,062 16.79 Balance, December 31, 2018 50,313 $ 16.79

Earnings Per Common Share ("E_2

Earnings Per Common Share ("EPS") (Tables)	6 Months Ended
	Dec. 31, 2018
Earnings Per Share [Abstract]
Factors Used in Earnings Per Common Share Computation	The factors used in the earnings per common share computation follow: Three Months Ended Three Months Ended Six Months Ended Six Months Ended December 31, 2018 December 31, 2017 December 31, 2018 December 31, 2017 Net income (loss) $ 787 $ (728 ) $ 1,721 $ 247 Basic weighted average shares outstanding 3,813,636 3,940,408 3,842,522 3,940,408 Less: Average unallocated ESOP shares (242,968 ) (262,213 ) (245,374 ) (264,619 ) Basic average shares outstanding 3,570,668 3,678,195 3,597,148 3,675,789 Diluted effect of restricted stock awards and stock options 53,475 34,058 62,683 34,612 Diluted average shares outstanding 3,624,143 3,712,253 3,659,831 3,710,401 Basic earnings (loss) per common share $ 0.22 $ (0.20 ) $ 0.48 $ 0.07 Diluted earnings (loss) per common share $ 0.22 $ (0.20 ) $ 0.47 $ 0.07

Securities (Tables)

Securities (Tables)	6 Months Ended
	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities	The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses, of securities are as follows: Amortized Cost Gross Gross Fair Value Available-for-sale December 31, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 24,781 $ 4 $ (389 ) $ 24,396 Mortgage-backed: GSE residential 97,711 36 (2,604 ) 95,143 Small Business Administration 5,340 — (65 ) 5,275 State and political subdivisions 2,726 108 — 2,834 $ 130,558 $ 148 $ (3,058 ) $ 127,648 June 30, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 24,757 $ — $ (835 ) $ 23,922 Mortgage-backed: GSE residential 100,534 24 (3,499 ) 97,059 Small Business Administration 1,965 — (74 ) 1,891 State and political subdivisions 2,980 144 — 3,124 $ 130,236 $ 168 $ (4,408 ) $ 125,996
Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity	The amortized cost and fair value of available-for-sale Available-for-sale Securities Amortized Cost Fair Value Within one year $ 1,150 $ 1,193 One to five years 10,058 9,815 Five to ten years 18,232 18,106 After ten years 3,407 3,391 32,847 32,505 Mortgage-backed securities 97,711 95,143 Totals $ 130,558 $ 127,648
Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses	The following table shows the Company’s gross unrealized investment losses and the fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2018 and June 30, 2018: Less Than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized December 31, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 8,218 $ (49 ) $ 14,844 $ (340 ) $ 23,062 $ (389 ) Mortgage-backed: GSE residential 13,341 (116 ) 73,113 (2,488 ) 86,454 (2,604 ) Small Business Administration 3,391 (16 ) 1,885 (49 ) 5,276 (65 ) Total temporarily impaired securities $ 24,950 $ (181 ) $ 89,842 $ (2,877 ) $ 114,792 $ (3,058 ) June 30, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 15,541 $ (439 ) $ 8,381 $ (396 ) $ 23,922 $ (835 ) Mortgage-backed: GSE residential 59,478 (1,836 ) 33,889 (1,663 ) 93,367 (3,499 ) Small Business Administration — — 1,891 (74 ) 1,891 (74 ) Total temporarily impaired securities $ 75,019 $ (2,275 ) $ 44,161 $ (2,133 ) $ 119,180 $ (4,408 )

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Dec. 31, 2018
Categories of Loans	Classes of loans include: December 31, 2018 June 30, 2018 Real estate loans: One- $ 130,800 $ 134,977 Multi-family 108,391 107,436 Commercial 158,226 140,944 Home equity lines of credit 8,913 9,058 Construction 12,447 13,763 Commercial 74,231 68,720 Consumer 7,293 7,366 Total loans 500,301 482,264 Less: Unearned fees and discounts, net — (161 ) Allowance for loan losses 6,319 5,945 Loans, net $ 494,240 $ 476,480
Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of the three month and six month periods ended December 31, 2018 and 2017 and the year ended June 30, 2018: Three Months Ended December 31, 2018 Real Estate Loans One- Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 1,012 $ 1,656 $ 1,644 $ 91 Provision charged to expense 11 12 160 12 Losses charged off — — — — Recoveries — — — — Balance, end of period $ 1,023 $ 1,668 $ 1,804 $ 103 Ending balance: individually evaluated for impairment $ — $ — $ 2 $ 15 Ending balance: collectively evaluated for impairment $ 1,023 $ 1,668 $ 1,802 $ 88 Loans: Ending balance $ 130,800 $ 108,391 $ 158,226 $ 8,913 Ending balance: individually evaluated for impairment $ 1,458 $ 1,200 $ 38 $ 38 Ending balance: collectively evaluated for impairment $ 129,342 $ 107,191 $ 158,188 $ 8,875 Three Months Ended December 31, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 169 $ 1,547 $ 62 $ 6,181 Provision charged to expense 1 (66 ) 8 138 Losses charged off — — (3 ) (3 ) Recoveries — — 3 3 Balance, end of period $ 170 $ 1,481 $ 70 $ 6,319 Ending balance: individually evaluated for impairment $ — $ 6 $ — $ 23 Ending balance: collectively evaluated for impairment $ 170 $ 1,475 $ 70 $ 6,296 Loans: Ending balance $ 12,447 $ 74,231 $ 7,293 $ 500,301 Ending balance: individually evaluated for impairment $ — $ 6 $ 3 $ 2,743 Ending balance: collectively evaluated for impairment $ 12,447 $ 74,225 $ 7,290 $ 497,558 Six Months Ended December 31, 2018 Real Estate Loans One- Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 997 $ 1,650 $ 1,604 $ 91 Provision charged to expense 25 18 200 12 Losses charged off — — — — Recoveries 1 — — — Balance, end of period $ 1,023 $ 1,668 $ 1,804 $ 103 Ending balance: individually evaluated for impairment $ — $ — $ 2 $ 15 Ending balance: collectively evaluated for impairment $ 1,023 $ 1,668 $ 1,802 $ 88 Loans: Ending balance $ 130,800 $ 108,391 $ 158,226 $ 8,913 Ending balance: individually evaluated for impairment $ 1,458 $ 1,200 $ 38 $ 38 Ending balance: collectively evaluated for impairment $ 129,342 $ 107,191 $ 158,188 $ 8,875 Six Months Ended December 31, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 168 $ 1,373 $ 62 $ 5,945 Provision charged to expense 2 108 10 375 Losses charged off — — (5 ) (5 ) Recoveries — — 3 4 Balance, end of period $ 170 $ 1,481 $ 70 $ 6,319 Ending balance: individually evaluated for impairment $ — $ 6 $ — $ 23 Ending balance: collectively evaluated for impairment $ 170 $ 1,475 $ 70 $ 6,296 Loans: Ending balance $ 12,447 $ 74,231 $ 7,293 $ 500,301 Ending balance: individually evaluated for impairment $ — $ 6 $ 3 $ 2,743 Ending balance: collectively evaluated for impairment $ 12,447 $ 74,225 $ 7,290 $ 497,558 Year Ended June 30, 2018 Real Estate Loans One- Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 2,519 $ 1,336 $ 1,520 $ 76 Provision charged to expense 85 314 84 39 Losses charged off (1,608 ) — — (24 ) Recoveries 1 — — — Balance, end of year $ 997 $ 1,650 $ 1,604 $ 91 Ending balance: individually evaluated for impairment $ — $ — $ 3 $ — Ending balance: collectively evaluated for impairment $ 997 $ 1,650 $ 1,601 $ 91 Loans: Ending balance $ 134,977 $ 107,436 $ 140,944 $ 9,058 Ending balance: individually evaluated for impairment $ 7,904 $ 1,329 $ 50 $ 26 Ending balance: collectively evaluated for impairment $ 127,073 $ 106,107 $ 140,894 $ 9,032 Year Ended June 30, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 75 $ 1,242 $ 67 $ 6,835 Provision charged to expense 93 161 1 777 Losses charged off — (30 ) (14 ) (1,676 ) Recoveries — — 8 9 Balance, end of year $ 168 $ 1,373 $ 62 $ 5,945 Ending balance: individually evaluated for impairment $ — $ — $ — $ 3 Ending balance: collectively evaluated for impairment $ 168 $ 1,373 $ 62 $ 5,942 Loans: Ending balance $ 13,763 $ 68,720 $ 7,366 $ 482,264 Ending balance: individually evaluated for impairment $ — $ 30 $ 3 $ 9,342 Ending balance: collectively evaluated for impairment $ 13,763 $ 68,690 $ 7,363 $ 472,922 Three Months Ended December 31, 2017 Real Estate Loans One- Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 2,534 $ 1,521 $ 1,573 $ 78 Provision charged to expense 28 (61 ) (38 ) 24 Losses charged off (45 ) — — (24 ) Recoveries — — — — Balance, end of period $ 2,517 $ 1,460 $ 1,535 $ 78 Ending balance: individually evaluated for impairment $ 1,527 $ — $ 5 $ — Ending balance: collectively evaluated for impairment $ 990 $ 1,460 $ 1,530 $ 78 Loans: Ending balance $ 140,950 $ 95,231 $ 135,645 $ 7,844 Ending balance: individually evaluated for impairment $ 9,782 $ 1,360 $ 21 $ 31 Ending balance: collectively evaluated for impairment $ 131,168 $ 93,871 $ 135,624 $ 7,813 Three Months Ended December 31, 2017 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 94 $ 1,372 $ 68 $ 7,240 Provision charged to expense 30 (31 ) (2 ) (50 ) Losses charged off — — (4 ) (73 ) Recoveries — — 5 5 Balance, end of period $ 124 $ 1,341 $ 67 $ 7,122 Ending balance: individually evaluated for impairment $ — $ — $ — $ 1,532 Ending balance: collectively evaluated for impairment $ 124 $ 1,341 $ 67 $ 5,590 Loans: Ending balance $ 11,446 $ 66,160 $ 8,102 $ 465,378 Ending balance: individually evaluated for impairment $ — $ 61 $ 4 $ 11,259 Ending balance: collectively evaluated for impairment $ 11,446 $ 66,099 $ 8,098 $ 454,119 Six Months Ended December 31, 2017 Real Estate Loans One- Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 2,519 $ 1,336 $ 1,520 $ 76 Provision charged to expense 43 124 15 26 Losses charged off (45 ) — — (24 ) Recoveries — — — — Balance, end of period $ 2,517 $ 1,460 $ 1,535 $ 78 Ending balance: individually evaluated for impairment $ 1,527 $ — $ 5 $ — Ending balance: collectively evaluated for impairment $ 990 $ 1,460 $ 1,530 $ 78 Loans: Ending balance $ 140,950 $ 95,231 $ 135,645 $ 7,844 Ending balance: individually evaluated for impairment $ 9,782 $ 1,360 $ 21 $ 31 Ending balance: collectively evaluated for impairment $ 131,168 $ 93,871 $ 135,624 $ 7,813 Six Months Ended December 31, 2017 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 75 $ 1,242 $ 67 $ 6,835 Provision charged to expense 49 99 2 358 Losses charged off — — (8 ) (77 ) Recoveries — — 6 6 Balance, end of period $ 124 $ 1,341 $ 67 $ 7,122 Ending balance: individually evaluated for impairment $ — $ — $ — $ 1,532 Ending balance: collectively evaluated for impairment $ 124 $ 1,341 $ 67 $ 5,590 Loans: Ending balance $ 11,446 $ 66,160 $ 8,102 $ 465,378 Ending balance: individually evaluated for impairment $ — $ 61 $ 4 $ 11,259 Ending balance: collectively evaluated for impairment $ 11,446 $ 66,099 $ 8,098 $ 454,119
Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity	The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity: Real Estate Loans One- to Four-Family Multi-Family Commercial Home Equity Lines of Credit Construction Commercial Consumer Total December 31, 2018: Pass $ 129,532 $ 108,391 $ 157,124 $ 8,877 $ 12,447 $ 71,797 $ 7,290 $ 495,458 Watch — — 1,064 — — 1,565 — 2,629 Substandard 1,268 — 38 36 — 869 3 2,214 Doubtful — — — — — — — — Loss — — — — — — — — Total $ 130,800 $ 108,391 $ 158,226 $ 8,913 $ 12,447 $ 74,231 $ 7,293 $ 500,301 Real Estate Loans One- to Four-Family Multi-Family Commercial Home Equity Lines of Credit Construction Commercial Consumer Total June 30, 2018: Pass $ 127,410 $ 107,320 $ 139,805 $ 9,035 $ 13,763 $ 66,545 $ 7,362 $ 471,240 Watch — — 1,089 — — 1,204 1 2,294 Substandard 1,265 116 50 23 — 941 3 2,398 Doubtful 6,302 — — — — 30 — 6,332 Loss — — — — — — — — Total $ 134,977 $ 107,436 $ 140,944 $ 9,058 $ 13,763 $ 68,720 $ 7,366 $ 482,264
Association's Loan Portfolio Aging Analysis	The following tables present the Company’s loan portfolio aging analysis: 30-59 Days 60-89 Days Past Due 90 Days or Total Past Due Current Total Loans Total Loans December 31, 2018: Real estate loans: One- $ 2,101 $ 347 $ 336 $ 2,784 $ 128,016 $ 130,800 $ 303 Multi-family 1,185 611 — 1,796 106,595 108,391 — Commercial 1,559 1,175 38 2,772 155,454 158,226 — Home equity lines of credit 71 — — 71 8,842 8,913 — Construction — — — — 12,447 12,447 — Commercial 25 247 — 272 73,959 74,231 — Consumer 39 33 — 72 7,221 7,293 — Total $ 4,980 $ 2,413 $ 374 $ 7,767 $ 492,534 $ 500,301 $ 303 30-59 Days 60-89 Days Past Due 90 Days or Total Past Due Current Total Loans Total Loans June 30, 2018: Real estate loans: One- $ 1,426 $ 207 $ 6,633 $ 8,266 $ 126,711 $ 134,977 $ 293 Multi-family — — 2 2 107,434 107,436 — Commercial 80 13 37 130 140,814 140,944 — Home equity lines of credit 14 23 — 37 9,021 9,058 — Construction 354 — — 354 13,409 13,763 — Commercial 76 — 30 106 68,614 68,720 — Consumer 10 29 1 40 7,326 7,366 1 Total $ 1,960 $ 272 $ 6,703 $ 8,935 $ 473,329 $ 482,264 $ 294
Summary of Impaired Loans	The following tables present impaired loans: Three Months Ended December 31, 2018 Six Months Ended December 31, 2018 Recorded Unpaid Specific Average Interest Income Interest on Average Interest Income Interest on December 31, 2018: Loans without a specific valuation allowance Real estate loans: One- to-four $ 1,458 $ 1,458 $ — $ 1,467 $ 16 $ 16 $ 1,477 $ 32 $ 34 Multi-family 1,200 1,200 — 1,204 21 21 1,207 42 42 Commercial 36 36 — 40 — — 41 — — Home equity line of credit 23 23 — 24 1 — 25 1 1 Construction — — — — — — — — — Commercial — — — — — — — — — Consumer 3 3 — 3 — — 3 — — Loans with a specific valuation allowance Real estate loans: One- to-four — — — — — — — — — Multi-family — — — — — — — — — Commercial 2 2 2 2 — — 3 — — Home equity line of credit 15 15 15 15 — — 15 — — Construction — — — — — — — — — Commercial 6 6 6 8 — — 8 — — Consumer — — — — — — — — — Total: Real estate loans: One- to-four 1,458 1,458 — 1,467 16 16 1,477 32 34 Multi-family 1,200 1,200 — 1,204 21 21 1,207 42 42 Commercial 38 38 2 42 — — 44 — — Home equity line of credit 38 38 15 39 1 — 40 1 1 Construction — — — — — — — — — Commercial 6 6 6 8 — — 8 — — Consumer 3 3 — 3 — — 3 — — $ 2,743 $ 2,743 $ 23 $ 2,763 $ 38 $ 37 $ 2,779 $ 75 $ 77 Year Ended June 30, 2018 Recorded Unpaid Specific Average Interest Interest on Cash June 30, 2018: Loans without a specific valuation allowance Real estate loans: One- $ 7,904 $ 7,904 $ — $ 8,739 $ 50 $ 51 Multi-family 1,329 1,329 — 1,359 85 85 Commercial 47 47 — 86 4 5 Home equity line of credit 26 26 — 28 2 2 Construction — — — — — — Commercial 30 30 — 57 — — Consumer 3 3 — 4 1 1 Loans with a specific allowance Real estate loans: One- — — — — — — Multi-family — — — — — — Commercial 3 3 3 5 — — Home equity line of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer — — — — — — Total: Real estate loans: One- 7,904 7,904 — 8,739 50 51 Multi-family 1,329 1,329 — 1,359 85 85 Commercial 50 50 3 91 4 5 Home equity line of credit 26 26 — 28 2 2 Construction — — — — — — Commercial 30 30 — 57 — — Consumer 3 3 — 4 1 1 $ 9,342 $ 9,342 $ 3 $ 10,278 $ 142 $ 144 Three Months Ended December 31, 2017 Six Months Ended December 31, 2017 Recorded Unpaid Specific Average Interest Income Interest on Average Interest Income Interest on December 31, 2017: Loans without a specific valuation allowance Real estate loans: One- to-four $ 1,968 $ 1,968 $ — $ 2,003 $ 12 $ 12 $ 1,992 $ 24 $ 25 Multi-family 1,360 1,360 — 1,382 22 21 1,375 43 43 Commercial 16 16 — 18 — — 18 — — Home equity line of credit 31 31 — 32 1 1 32 1 1 Construction — — — — — — — — — Commercial 61 61 — 81 — — 72 — — Consumer — — — — — — — — — Loans with a specific valuation allowance Real estate loans: One- to-four 7,814 7,814 1,527 7,814 — — 7,814 — — Multi-family — — — — — — — — — Commercial 5 5 5 5 — — 5 — — Home equity line of credit — — — — — — — — — Construction — — — — — — — — — Commercial — — — — — — — — — Consumer 4 4 — 5 — — 5 — — Total: Real estate loans: One- to-four 9,782 9,782 1,527 9,817 12 12 9,806 24 25 Multi-family 1,360 1,360 — 1,382 22 21 1,375 43 43 Commercial 21 21 5 23 — — 23 — — Home equity line of credit 31 31 — 32 1 1 32 1 1 Construction — — — — — — — — — Commercial 61 61 — 81 — — 72 — — Consumer 4 4 — 5 — — 5 — — $ 11,259 $ 11,259 $ 1,532 $ 11,340 $ 35 $ 34 $ 11,313 $ 68 $ 69
Nonaccrual 1 [Member]
Nonaccrual Loans	The following table presents the Company’s nonaccrual loans at December 31, 2018 and June 30, 2018: December 31, 2018 June 30, 2018 Mortgages on real estate: One- $ 33 $ 6,339 Multi-family — 116 Commercial 38 50 Home equity lines of credit 15 — Construction — — Commercial 6 30 Consumer — — Total $ 92 $ 6,535
Nonaccrual 2 [Member]
Nonaccrual Loans	The following table presents the recorded balance, at original cost, of troubled debt restructurings, all of which were performing according to the terms of the restructuring as of December 31, 2018, except for four one- one- one- December 31, 2018 June 30, 2018 Real estate loans One- $ 1,442 $ 1,588 Multi-family 1,200 1,213 Commercial 12 17 Home equity lines of credit 23 26 Total real estate loans 2,677 2,844 Construction — — Commercial — 30 Consumer 3 3 Total $ 2,680 $ 2,877

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Dec. 31, 2018
Equity [Abstract]
Components of Accumulated Other Comprehensive Income	The components of accumulated other comprehensive income, included in stockholders’ equity, were as follows at the dates specified: December 31, 2018 June 30, 2018 Net unrealized losses on securities available-for-sale $ (2,910 ) $ (4,240 ) Net unrealized postretirement health benefit plan obligations (496 ) (504 ) (3,406 ) (4,744 ) Tax effect 971 1,636 Total $ (2,435 ) $ (3,108 )

Changes in Accumulated Other _2

Changes in Accumulated Other Comprehensive Income (AOCI) by Component (Tables)	6 Months Ended
	Dec. 31, 2018
Text Block [Abstract]
Amounts Reclassified from Accumulated Other Comprehensive Income	Amounts reclassified from AOCI and the affected line items in the statements of income during the three and six month periods ended December 31, 2018 and 2017, were as follows: Amounts Reclassified from AOCI Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Affected Line Item in the Condensed Realized gains (losses) on available-for-sale $ — $ — $ — $ 13 Net realized gains on sale of available-for- Amortization of defined benefit pension items: Components are included in computation of net periodic pension cost Actuarial losses 4 12 7 23 Prior service costs — (9 ) — (17 ) Total reclassified amount before tax 4 3 7 19 Tax expense 2 1 3 6 Provision for Income Tax Total reclassification out of AOCI $ 2 $ 2 $ 4 $ 13 Net Income

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Reconciliation of Income Tax Expense at the Statutory Rate	Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Computed at the statutory rate (1) $ 224 $ 323 $ 492 $ 838 Decrease resulting from Tax exempt interest (6 ) (12 ) (13 ) (24 ) Cash surrender value of life insurance (14 ) (23 ) (28 ) (84 ) State income taxes 72 56 157 135 Adjustment of deferred tax asset for enacted changes in tax laws — 1,318 — 1,318 Other 3 17 16 34 Actual expense $ 279 $ 1,679 $ 624 $ 2,217 (1) Statutory rate was 21% for the three and six months ended December 31, 2018 and 34% for the three and six months ended December 31, 2017.

Disclosures About Fair Value _2

Disclosures About Fair Value of Assets (Tables)	6 Months Ended
	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Fair Value Measurements of Assets Recognized on Recurring Basis	The following table presents the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2018 and June 30, 2018: Fair Value Measurements Using Fair Value Quoted (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2018: Available-for-sale U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 24,396 $ — $ 24,396 $ — Mortgage-backed: GSE residential 95,143 — 95,143 — Small Business Administration 5,275 — 5,275 — State and political subdivisions 2,834 — 2,834 — Mortgage servicing rights 896 — — 896 Fair Value Measurements Using Fair Value Quoted (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2018: Available-for-sale U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 23,922 $ — $ 23,922 $ — Mortgage-backed: GSE residential 97,059 — 97,059 — Small Business Administration 1,891 — 1,891 — State and political subdivisions 3,124 — 3,124 — Mortgage servicing rights 866 — — 866
Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet	The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: Mortgage Balance, July 1, 2018 $ 866 Total realized and unrealized gains and losses included in net income (4 ) Servicing rights that result from asset transfers 85 Payments received and loans refinanced (51 ) Balance, December 31, 2018 $ 896 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ (4 )
Fair Value Measurement of Assets Recognized on Nonrecurring Basis	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2018 and June 30, 2018: Fair Value Measurements Using Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2018: Impaired loans (collateral-dependent) $ — $ — $ — $ — June 30, 2018: Impaired loans (collateral-dependent) $ — $ — $ — $ —
(Losses)/Recoveries Recognized on Assets Measured on Non-Recurring Basis	The following table presents (losses)/recoveries recognized on assets measured on a non-recurring Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Impaired loans (collateral-dependent) $ (11 ) $ 2 $ (19 ) $ 1
Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements	The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at December 31, 2018 and June 30, 2018. Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 896 Discounted cash flow Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 6.3% - 10.7% (6.8%) Probability of default 0.00% - 0.17% (0.16%) Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 866 Discounted cash flow Discount rate 9.5% – 11.5% (9.5%) Constant prepayment rate 6.3% - 10.3% (6.6%) Probability of default 0.00% - 0.17% (0.16%)
Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall	The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2018 and June 30, 2018. Carrying Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2018: Financial assets Cash and cash equivalents $ 7,018 $ 7,018 $ — $ — Interest-bearing time deposits in banks 2,500 2,500 — — Loans, net of allowance for loan losses 494,240 — — 483,291 Federal Home Loan Bank stock 3,668 — 3,668 — Accrued interest receivable 1,962 — 1,962 — Financial liabilities Deposits 493,719 — 204,193 288,559 Repurchase agreements 2,840 — 2,840 — Federal Home Loan Bank advances 81,500 — 81,546 — Advances from borrowers for taxes and insurance 1,140 — 1,140 — Accrued interest payable 467 — 467 — Unrecognized financial instruments (net of contract amount) — — — — Commitments to originate loans — — — — Lines of credit — — — — Carrying Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2018: Financial assets Cash and cash equivalents $ 4,754 $ 4,754 $ — $ — Interest-bearing time deposits in banks 1,750 1,750 — — Loans, net of allowance for loan losses 476,480 — — 468,932 Federal Home Loan Bank stock 3,285 — 3,285 — Accrued interest receivable 1,821 — 1,821 — Financial liabilities Deposits 480,421 — 216,841 261,898 Repurchase agreements 2,281 — 2,281 — Federal Home Loan Bank advances 67,500 — 67,355 — Advances from borrowers for taxes and insurance 309 — 309 — Accrued interest payable 188 — 188 — Unrecognized financial instruments (net of contract amount) — — — — Commitments to originate loans — — — — Lines of credit — — — —

Basis of Financial Statement _2

Basis of Financial Statement Presentation - Additional Information (Detail) - USD ($)	Jul. 07, 2011	Dec. 31, 2018	Jun. 30, 2018
Organization and Basis of Presentation [Line Items]
Common stock, shares issued		3,616,408	3,871,408
IPO [Member]
Organization and Basis of Presentation [Line Items]
Common stock, shares issued	4,496,500
Sale of stock price per share	$ 10
Proceeds from sale of common stock	$ 45,000,000
Employee Stock Ownership Plan Esop [Member] | IPO [Member]
Organization and Basis of Presentation [Line Items]
Common stock, shares issued	384,900
Iroquois Federal Foundation [Member]
Organization and Basis of Presentation [Line Items]
Number of donated shares of common stock	314,755
Cash contributed to the foundation	$ 450,000

Stock-based Compensation - Addi

Stock-based Compensation - Additional Information (Detail) - USD ($)	Dec. 10, 2013	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Jun. 30, 2018	Dec. 10, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares paid under ESOP		359,203			365,563
Employee Stock Ownership Plan Esop [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Minimum hours of service required		1000 hours
Period of service to qualify for ESOP benefits		12 months
Minimum age of employee to attain the plan		21 years
Shares to be purchased for ESOP, from borrowed funds		384,900
Shares to be purchased for ESOP, percentage of common stock		8.00%
Repayment of loan on ESOP		20 years
Percentage vested in accrued benefits		100.00%
Vesting period		6 years
Employee Stock Ownership Plan Esop [Member] | Employee Severance [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares paid under ESOP		6,360	6,116
Employee Stock Ownership Plan Esop [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Prorated vesting period		2 years
Employee Stock Ownership Plan Esop [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Prorated vesting period		5 years
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized		673,575
Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	7 years
Shares authorized	167,000	481,125
Restricted stock available for future grants		314,125
Stock options granted		0
Options vested during the period		22,286	22,285
Total unrecognized compensation cost related to non-vested stock options		$ 108,000
Weighted average recognition period for non-vested restricted stock awards		1 year 10 months 24 days
Equity Incentive Plan [Member] | Restricted Stock And Restricted Stock Units Rsu [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized		192,450
Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	10 years			8 years
Shares authorized	85,500					16,900
Restricted stock available for future grants		90,050
Weighted average recognition period for non-vested restricted stock awards		4 years 10 months 24 days
Unrecognized compensation expense for non-vested restricted stock awards		$ 841,000
Stock based compensation expense		85,000	$ 85,000
Tax benefit		$ 24,000	$ 24,000

Stock-based Compensation - Summ

Stock-based Compensation - Summary of ESOP Shares (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Allocated shares	109,018	96,133
Shares committed for release	9,622	19,245
Unearned shares	240,563	250,185
Total ESOP shares	359,203	365,563
Fair value of unearned ESOP shares	$ 4,840	$ 5,979

Stock-based Compensation - Su_2

Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail) - $ / shares	Dec. 31, 2018	Jun. 30, 2018
Employee Stock Ownership Plan Esop [Member]
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
ESOP, closing price per share	$ 20.12	$ 23.90

Stock-based Compensation - Su_3

Stock-based Compensation - Summary of Stock Option Activity (Detail) $ / shares in Units, $ in Thousands	6 Months Ended
	Dec. 31, 2018USD ($)$ / sharesshares
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Outstanding, June 30, 2018 | shares	153,143
Granted | shares	0
Exercised | shares	0
Forfeited | shares	0
Outstanding, December 31, 2018 | shares	153,143
Exercisable, December 31, 2018 | shares	108,571
Outstanding, June 30, 2018 | $ / shares	$ 16.63
Granted | $ / shares	0
Exercised | $ / shares	0
Forfeited | $ / shares	0
Outstanding, December 31, 2018 | $ / shares	16.63
Exercisable, December 31, 2018 | $ / shares	$ 16.63
Outstanding, December 31, 2018	4 years 10 months 24 days
Exercisable, December 31, 2018	4 years 10 months 24 days
Outstanding, December 31, 2018 | $	$ 534
Exercisable, December 31, 2018 | $	$ 379

Stock-based Compensation - Su_4

Stock-based Compensation - Summary of Stock Option Activity (Parenthetical) (Detail)	Dec. 31, 2018$ / shares
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Closing price per share	$ 20.12

Stock-based Compensation - Su_5

Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail) - Restricted Stock [Member]	6 Months Ended
	Dec. 31, 2018$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Beginning balance, Shares | shares	60,375
Granted, Shares | shares	0
Forfeited, Shares | shares	0
Earned and issued, Shares | shares	10,062
Ending balance, Shares | shares	50,313
Beginning balance, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.79
Granted, Weighted-Average Grant-Date Fair Value | $ / shares	0
Forfeited, Weighted-Average Grant-Date Fair Value | $ / shares	0
Earned and issued, Weighted-Average Grant-Date Fair Value | $ / shares	16.79
Ending balance, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.79

Earnings Per Common Share ("E_3

Earnings Per Common Share ("EPS") - Factors Used in Earnings Per Common Share Computation (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Earnings Per Share [Abstract]
Net income (loss)	$ 787	$ (728)	$ 1,721	$ 247
Basic weighted average shares outstanding	3,813,636	3,940,408	3,842,522	3,940,408
Less: Average unallocated ESOP shares	(242,968)	(262,213)	(245,374)	(264,619)
Basic average shares outstanding	3,570,668	3,678,195	3,597,148	3,675,789
Diluted effect of restricted stock awards and stock options	53,475	34,058	62,683	34,612
Diluted average shares outstanding	3,624,143	3,712,253	3,659,831	3,710,401
Basic earnings (loss) per common share	$ 0.22	$ (0.20)	$ 0.48	$ 0.07
Diluted earnings (loss) per common share	$ 0.22	$ (0.20)	$ 0.47	$ 0.07

Earnings Per Common Share ("E_4

Earnings Per Common Share ("EPS") - Additional Information (Detail) - $ / shares	Dec. 10, 2013	Dec. 31, 2018	Dec. 31, 2016	Dec. 31, 2018	Dec. 05, 2018	Dec. 10, 2015
Shares authorized to be repurchased					290,356
Percentage of current outstanding shares					7.50%
Repurchase of stock during the period, shares				255,000
Repurchase of shares in average price				$ 21.30
Equity Incentive Plan [Member]
Shares authorized		673,575		673,575
Stock Repurchase Plan [Member] | Third Repurchase Program [Member]
Repurchase of stock during the period, shares		255,000
Repurchase of shares in average price		$ 21.30
Restricted Stock [Member] | Equity Incentive Plan [Member]
Shares authorized	85,500					16,900
Vesting period	10 years		8 years
Employee Stock Option [Member] | Equity Incentive Plan [Member]
Shares authorized	167,000	481,125		481,125
Vesting period	7 years

Securities - Amortized Cost and

Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 130,558	$ 130,236
Gross Unrealized Gains	148	168
Gross Unrealized Losses	(3,058)	(4,408)
Fair Value	127,648	125,996
'U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	24,781	24,757
Gross Unrealized Gains	4
Gross Unrealized Losses	(389)	(835)
Fair Value	24,396	23,922
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	97,711	100,534
Gross Unrealized Gains	36	24
Gross Unrealized Losses	(2,604)	(3,499)
Fair Value	95,143	97,059
Small Business Administration [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	5,340	1,965
Gross Unrealized Losses	(65)	(74)
Fair Value	5,275	1,891
State and Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,726	2,980
Gross Unrealized Gains	108	144
Fair Value	$ 2,834	$ 3,124

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	$ 130,558		$ 130,558		$ 130,236
Fair Value	$ 127,648		$ 127,648		125,996
Percentage of equity securities	10.00%		10.00%
Carrying value of securities pledged as collateral	$ 70,314		$ 70,314		64,625
Repurchase agreements	2,840		2,840		2,281
Gross gains from sales of available for sale securities				$ 20
Gross losses from sales of available for sale securities				7
Tax benefit to net realized gains			0	4
Sales of available-for-sale securities	0	$ 0	0	$ 13
Investments in debt and marketable equity securities	$ 114,792		$ 114,792		$ 119,180
Temporarily impaired debt securities percentage of investment securities portfolio	90.00%		90.00%		95.00%
Maturity Overnight [Member]
Debt Securities, Available-for-sale [Line Items]
Repurchase agreements	$ 905		$ 905
Maturity 30 to 90 Days [Member]
Debt Securities, Available-for-sale [Line Items]
Repurchase agreements	1,900		$ 1,900
Minimum [Member]
Debt Securities, Available-for-sale [Line Items]
Repurchase agreements term			30 days
Maximum [Member]
Debt Securities, Available-for-sale [Line Items]
Repurchase agreements term			90 days
'U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	24,781		$ 24,781		$ 24,757
Fair Value	24,396		24,396		23,922
Investments in debt and marketable equity securities	23,062		23,062		23,922
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	97,711		97,711		100,534
Fair Value	95,143		95,143		97,059
Investments in debt and marketable equity securities	86,454		86,454		93,367
Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Investments in debt and marketable equity securities	$ 114,792		$ 114,792		$ 119,180

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Within one year, Amortized Cost	$ 1,150
One to five years, Amortized Cost	10,058
Five to ten years, Amortized Cost	18,232
After ten years, Amortized Cost	3,407
Amortized Cost	32,847
Amortized Cost	130,558	$ 130,236
Within one year, Fair Value	1,193
One to five years, Fair Value	9,815
Five to ten years, Fair Value	18,106
After ten years, Fair Value	3,391
Fair Value	32,505
Fair Value	127,648	125,996
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	97,711	100,534
Fair Value	$ 95,143	$ 97,059

Securities - Association's Inve

Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Less than 12 Months, Fair Value	$ 24,950	$ 75,019
Less than 12 Months, Unrealized Losses	(181)	(2,275)
12 Months or More, Fair Value	89,842	44,161
12 Months or More, Unrealized Losses	(2,877)	(2,133)
Total, Fair Value	114,792	119,180
Total, Unrealized Losses	(3,058)	(4,408)
'U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Less than 12 Months, Fair Value	8,218	15,541
Less than 12 Months, Unrealized Losses	(49)	(439)
12 Months or More, Fair Value	14,844	8,381
12 Months or More, Unrealized Losses	(340)	(396)
Total, Fair Value	23,062	23,922
Total, Unrealized Losses	(389)	(835)
Mortgage-backed Securities - GSE Residential [Member]
Less than 12 Months, Fair Value	13,341	59,478
Less than 12 Months, Unrealized Losses	(116)	(1,836)
12 Months or More, Fair Value	73,113	33,889
12 Months or More, Unrealized Losses	(2,488)	(1,663)
Total, Fair Value	86,454	93,367
Total, Unrealized Losses	(2,604)	(3,499)
Small Business Administration [Member]
Less than 12 Months, Fair Value	3,391
Less than 12 Months, Unrealized Losses	(16)
12 Months or More, Fair Value	1,885	1,891
12 Months or More, Unrealized Losses	(49)	(74)
Total, Fair Value	5,276	1,891
Total, Unrealized Losses	$ (65)	$ (74)

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Categories of Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017
Real estate loans
One- to four-family, including home equity loans	$ 130,800		$ 134,977
Multi-family	108,391		107,436
Commercial	158,226		140,944
Home equity lines of credit	8,913		9,058
Construction	12,447		13,763
Commercial	74,231		68,720
Consumer	7,293		7,366
Total loans	500,301		482,264	$ 465,378
Unearned fees and discounts, net			(161)
Allowance for loan losses	6,319	$ 6,181	5,945	$ 7,122	$ 7,240	$ 6,835
Loans, net	$ 494,240		$ 476,480

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Additional Information (Detail)	6 Months Ended		12 Months Ended
	Dec. 31, 2018USD ($)TDRsModificationSecurityLoan	Dec. 31, 2017USD ($)Modification	Jun. 30, 2018USD ($)TDRsModificationSecurityLoan
Loans and Allowance for Credit Losses [Line Items]
Maximum amount of one-to-four family residential mortgage loans can be approved by loan officer			$ 100,000
Maximum amount of other secured loans real estate loans can be approved by loan officer			50,000
Maximum amount of unsecured loans real estate loans can be approved by loan officer			10,000
Maximum amount of one-to-four family residential mortgage loans can be approved by managing officer			375,000
Maximum amount other secured loans residential mortgage loans can be approved by managing officer			375,000
Maximum amount of unsecured loans residential mortgage loans can be approved by managing officer			100,000
Maximum amount of unsecured loans real estate loans can be approved by loan committee			500,000
Maximum aggregate loan amount of one-to four-family residential mortgage loans, commercial real estate loans, multi-family real estate loans and land loans can be approved by loan committee			2,000,000
Troubled debt restructurings, Impaired loans	$ 2,680,000		2,877,000
Number of loans | Modification	0
Foreclosed residential real estate properties	$ 2,909,000		219,000
Residential real estate properties foreclosure proceedings	14,000
Fair Value, Concentration of Risk, Collateral Policy [Member]
Loans and Allowance for Credit Losses [Line Items]
Commercial and multi-family real estate	$ 277,225,000		$ 260,671,000
Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan	6		6
Minimum period for default	90 days
Residential Real Estate [Member]
Loans and Allowance for Credit Losses [Line Items]
Foreclosed residential real estate properties	$ 2,670,000
Consumer [Member]
Loans and Allowance for Credit Losses [Line Items]
Consumer loans term in years	7 years
Unsecured loans are limited to period	12 months
Troubled debt restructurings, Impaired loans	$ 3,000		$ 3,000
Number of troubled debt restructurings in accrual status | TDRs	1		1
Amount of troubled debt restructurings in accrual status	$ 3,000		$ 4,000
Commercial [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 12,000		$ 17,000
Number of default loans | SecurityLoan	2
Investment recorded post modification default loans	$ 12,000
Number of loans | Modification			1
Investment recorded prior to modification			$ 13,000
Commercial [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan	2		1
Investment recorded post modification	$ 12,000		$ 3,000
Commercial [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans			$ 30,000
Commercial [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan			1
Investment recorded post modification			$ 30,000
One- to four-family [Member]
Loans and Allowance for Credit Losses [Line Items]
Maximum term of fixed-rate one- to four-family residential mortgage loans	15 years
Troubled debt restructurings, Impaired loans	$ 1,442,000		$ 1,588,000
Number of default loans | SecurityLoan	4
Investment recorded post modification default loans	$ 158,000
Number of troubled debt restructurings in accrual status | TDRs	12		13
Amount of troubled debt restructurings in accrual status	$ 1,400,000		$ 1,600,000
Number of loans | Modification		1	2
Investment recorded prior to modification		$ 61,000	$ 60,000
One- to four-family [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan	4		4
Investment recorded post modification	$ 158,000		$ 169,000
Purchased Loans and Loan Participations [Member]
Loans and Allowance for Credit Losses [Line Items]
Approximate amount of purchase loans included in loans receivable	5,206,000		5,855,000
Approximate amount of loans included on out-of-area participation	31,348,000		32,874,000
Amount within 100 miles of primary area	10,408,000		$ 11,009,000
Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 2,700,000
Foreclosure [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan	0		0
Multi-family [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 1,200,000		$ 1,213,000
Number of troubled debt restructurings in accrual status | TDRs	1		1
Amount of troubled debt restructurings in accrual status	$ 1,200,000		$ 1,200,000
Home equity lines of credit [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 23,000		$ 26,000
Number of troubled debt restructurings in accrual status | TDRs	2		2
Amount of troubled debt restructurings in accrual status	$ 23,000		$ 26,000

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Allowance for loan losses:
Balance, beginning of period	$ 6,181	$ 7,240	$ 5,945	$ 6,835	$ 6,835
Provision charged to expense	138	(50)	375	358	777
Losses charged off	(3)	(73)	(5)	(77)	(1,676)
Recoveries	3	5	4	6	9
Balance, end of period	6,319	7,122	6,319	7,122	5,945
Ending balance: individually evaluated for impairment	23	1,532	23	1,532	3
Ending balance: collectively evaluated for impairment	6,296	5,590	6,296	5,590	5,942
Loans:
Ending balance	500,301	465,378	500,301	465,378	482,264
Ending balance: individually evaluated for impairment	2,743	11,259	2,743	11,259	9,342
Ending balance: collectively evaluated for impairment	497,558	454,119	497,558	454,119	472,922
One- to four-family [Member]
Allowance for loan losses:
Balance, beginning of period	1,012	2,534	997	2,519	2,519
Provision charged to expense	11	28	25	43	85
Losses charged off		(45)		(45)	(1,608)
Recoveries			1		1
Balance, end of period	1,023	2,517	1,023	2,517	997
Ending balance: individually evaluated for impairment		1,527		1,527
Ending balance: collectively evaluated for impairment	1,023	990	1,023	990	997
Loans:
Ending balance	130,800	140,950	130,800	140,950	134,977
Ending balance: individually evaluated for impairment	1,458	9,782	1,458	9,782	7,904
Ending balance: collectively evaluated for impairment	129,342	131,168	129,342	131,168	127,073
Multi-family [Member]
Allowance for loan losses:
Balance, beginning of period	1,656	1,521	1,650	1,336	1,336
Provision charged to expense	12	(61)	18	124	314
Balance, end of period	1,668	1,460	1,668	1,460	1,650
Ending balance: collectively evaluated for impairment	1,668	1,460	1,668	1,460	1,650
Loans:
Ending balance	108,391	95,231	108,391	95,231	107,436
Ending balance: individually evaluated for impairment	1,200	1,360	1,200	1,360	1,329
Ending balance: collectively evaluated for impairment	107,191	93,871	107,191	93,871	106,107
Home equity lines of credit [Member]
Allowance for loan losses:
Balance, beginning of period	91	78	91	76	76
Provision charged to expense	12	24	12	26	39
Losses charged off		(24)		(24)	(24)
Balance, end of period	103	78	103	78	91
Ending balance: individually evaluated for impairment	15		15
Ending balance: collectively evaluated for impairment	88	78	88	78	91
Loans:
Ending balance	8,913	7,844	8,913	7,844	9,058
Ending balance: individually evaluated for impairment	38	31	38	31	26
Ending balance: collectively evaluated for impairment	8,875	7,813	8,875	7,813	9,032
Construction [Member]
Allowance for loan losses:
Balance, beginning of period	169	94	168	75	75
Provision charged to expense	1	30	2	49	93
Balance, end of period	170	124	170	124	168
Ending balance: collectively evaluated for impairment	170	124	170	124	168
Loans:
Ending balance	12,447	11,446	12,447	11,446	13,763
Ending balance: collectively evaluated for impairment	12,447	11,446	12,447	11,446	13,763
Commercial [Member]
Allowance for loan losses:
Balance, beginning of period	1,644	1,573	1,604	1,520	1,520
Provision charged to expense	160	(38)	200	15	84
Balance, end of period	1,804	1,535	1,804	1,535	1,604
Ending balance: individually evaluated for impairment	2	5	2	5	3
Ending balance: collectively evaluated for impairment	1,802	1,530	1,802	1,530	1,601
Loans:
Ending balance	158,226	135,645	158,226	135,645	140,944
Ending balance: individually evaluated for impairment	38	21	38	21	50
Ending balance: collectively evaluated for impairment	158,188	135,624	158,188	135,624	140,894
Commercial [Member]
Allowance for loan losses:
Balance, beginning of period	1,547	1,372	1,373	1,242	1,242
Provision charged to expense	(66)	(31)	108	99	161
Losses charged off					(30)
Balance, end of period	1,481	1,341	1,481	1,341	1,373
Ending balance: individually evaluated for impairment	6		6
Ending balance: collectively evaluated for impairment	1,475	1,341	1,475	1,341	1,373
Loans:
Ending balance	74,231	66,160	74,231	66,160	68,720
Ending balance: individually evaluated for impairment	6	61	6	61	30
Ending balance: collectively evaluated for impairment	74,225	66,099	74,225	66,099	68,690
Consumer [Member]
Allowance for loan losses:
Balance, beginning of period	62	68	62	67	67
Provision charged to expense	8	(2)	10	2	1
Losses charged off	(3)	(4)	(5)	(8)	(14)
Recoveries	3	5	3	6	8
Balance, end of period	70	67	70	67	62
Ending balance: collectively evaluated for impairment	70	67	70	67	62
Loans:
Ending balance	7,293	8,102	7,293	8,102	7,366
Ending balance: individually evaluated for impairment	3	4	3	4	3
Ending balance: collectively evaluated for impairment	$ 7,290	$ 8,098	$ 7,290	$ 8,098	$ 7,363

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 500,301	$ 482,264	$ 465,378
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	495,458	471,240
Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,629	2,294
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,214	2,398
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		6,332
One- to four-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	130,800	134,977	140,950
One- to four-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	129,532	127,410
One- to four-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,268	1,265
One- to four-family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		6,302
Multi-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	108,391	107,436	95,231
Multi-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	108,391	107,320
Multi-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		116
Home equity lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,913	9,058	7,844
Home equity lines of credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,877	9,035
Home equity lines of credit [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	36	23
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,447	13,763	11,446
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,447	13,763
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	158,226	140,944	135,645
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	157,124	139,805
Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,064	1,089
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	38	50
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	74,231	68,720	66,160
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	71,797	66,545
Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,565	1,204
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	869	941
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		30
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,293	7,366	$ 8,102
Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,290	7,362
Consumer [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		1
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 3	$ 3

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Association's Loan Portfolio Aging Analysis (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 7,767	$ 8,935
Current	492,534	473,329
Total loans	500,301	482,264	$ 465,378
Total Loans 90 Days Past Due & Accruing	303	294
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	2,772	130
Current	155,454	140,814
Total loans	158,226	140,944	135,645
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	272	106
Current	73,959	68,614
Total loans	74,231	68,720	66,160
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	72	40
Current	7,221	7,326
Total loans	7,293	7,366	8,102
Total Loans 90 Days Past Due & Accruing		1
One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	2,784	8,266
Current	128,016	126,711
Total loans	130,800	134,977	140,950
Total Loans 90 Days Past Due & Accruing	303	293
Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,796	2
Current	106,595	107,434
Total loans	108,391	107,436	95,231
Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	71	37
Current	8,842	9,021
Total loans	8,913	9,058	7,844
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		354
Current	12,447	13,409
Total loans	12,447	13,763	$ 11,446
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	4,980	1,960
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,559	80
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	25	76
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	39	10
Financing Receivables, 30 to 59 Days Past Due [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	2,101	1,426
Financing Receivables, 30 to 59 Days Past Due [Member] | Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,185
Financing Receivables, 30 to 59 Days Past Due [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	71	14
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		354
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	2,413	272
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,175	13
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	247
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	33	29
Financing Receivables, 60 to 89 Days Past Due [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	347	207
Financing Receivables, 60 to 89 Days Past Due [Member] | Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	611
Financing Receivables, 60 to 89 Days Past Due [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		23
Financing Receivables, 90 Days or Greater [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	374	6,703
Financing Receivables, 90 Days or Greater [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	38	37
Financing Receivables, 90 Days or Greater [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		30
Financing Receivables, 90 Days or Greater [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		1
Financing Receivables, 90 Days or Greater [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 336	6,633
Financing Receivables, 90 Days or Greater [Member] | Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		$ 2

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Summary of Impaired Loans (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Financing Receivable, Impaired [Line Items]
Specific Allowance	$ 23	$ 1,532	$ 23	$ 1,532	$ 3
Recorded Balance	2,743	11,259	2,743	11,259	9,342
Unpaid Principal Balance	2,743	11,259	2,743	11,259	9,342
Specific Allowance	23	1,532	23	1,532	3
Average Investment in Impaired Loans	2,763	11,340	2,779	11,313	10,278
Interest Income Recognized	38	35	75	68	142
Interest on Cash Basis	37	34	77	69	144
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	36	16	36	16	47
Unpaid Principal Balance, Loans without a specific allowance	36	16	36	16	47
Specific Allowance, Loans without a specific allowance	0	0	0	0	0
Average Investment in Impaired Loans, Loans without a specific allowance	40	18	41	18	86
Interest Income Recognized, Loans without a specific allowance					4
Interest on Cash Basis, Loans without a specific allowance					5
Recorded Balance, Loans with a specific allowance	2	5	2	5	3
Unpaid Principal Balance, Loans with a specific allowance	2	5	2	5	3
Specific Allowance	2	5	2	5	3
Average Investment in Impaired Loans, Loans with a specific allowance	2	5	3	5	5
Interest Income Recognized, Loans with a specific allowance	0	0	0	0	0
Interest on Cash Basis, Loans with a specific allowance	0	0	0	0	0
Recorded Balance	38	21	38	21	50
Unpaid Principal Balance	38	21	38	21	50
Specific Allowance	2	5	2	5	3
Average Investment in Impaired Loans	42	23	44	23	91
Interest Income Recognized					4
Interest on Cash Basis					5
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance		61		61	30
Unpaid Principal Balance, Loans without a specific allowance		61		61	30
Specific Allowance, Loans without a specific allowance	0	0	0	0	0
Average Investment in Impaired Loans, Loans without a specific allowance		81		72	57
Recorded Balance, Loans with a specific allowance	6		6
Unpaid Principal Balance, Loans with a specific allowance	6		6
Specific Allowance	6		6
Average Investment in Impaired Loans, Loans with a specific allowance	8		8
Interest Income Recognized, Loans with a specific allowance	0	0	0	0	0
Interest on Cash Basis, Loans with a specific allowance	0	0	0	0	0
Recorded Balance	6	61	6	61	30
Unpaid Principal Balance	6	61	6	61	30
Specific Allowance	6		6
Average Investment in Impaired Loans	8	81	8	72	57
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	3		3		3
Unpaid Principal Balance, Loans without a specific allowance	3		3		3
Specific Allowance, Loans without a specific allowance	0	0	0	0	0
Average Investment in Impaired Loans, Loans without a specific allowance	3		3		4
Interest Income Recognized, Loans without a specific allowance					1
Interest on Cash Basis, Loans without a specific allowance					1
Recorded Balance, Loans with a specific allowance		4		4
Unpaid Principal Balance, Loans with a specific allowance		4		4
Average Investment in Impaired Loans, Loans with a specific allowance		5		5
Interest Income Recognized, Loans with a specific allowance	0	0	0	0	0
Interest on Cash Basis, Loans with a specific allowance	0	0	0	0	0
Recorded Balance	3	4	3	4	3
Unpaid Principal Balance	3	4	3	4	3
Average Investment in Impaired Loans	3	5	3	5	4
Interest Income Recognized					1
Interest on Cash Basis					1
One- to four-family [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	1,458	1,968	1,458	1,968	7,904
Unpaid Principal Balance, Loans without a specific allowance	1,458	1,968	1,458	1,968	7,904
Specific Allowance, Loans without a specific allowance	0	0	0	0	0
Average Investment in Impaired Loans, Loans without a specific allowance	1,467	2,003	1,477	1,992	8,739
Interest Income Recognized, Loans without a specific allowance	16	12	32	24	50
Interest on Cash Basis, Loans without a specific allowance	16	12	34	25	51
Recorded Balance, Loans with a specific allowance		7,814		7,814
Unpaid Principal Balance, Loans with a specific allowance		7,814		7,814
Specific Allowance		1,527		1,527
Average Investment in Impaired Loans, Loans with a specific allowance		7,814		7,814
Interest Income Recognized, Loans with a specific allowance	0	0	0	0	0
Interest on Cash Basis, Loans with a specific allowance	0	0	0	0	0
Recorded Balance	1,458	9,782	1,458	9,782	7,904
Unpaid Principal Balance	1,458	9,782	1,458	9,782	7,904
Specific Allowance		1,527		1,527
Average Investment in Impaired Loans	1,467	9,817	1,477	9,806	8,739
Interest Income Recognized	16	12	32	24	50
Interest on Cash Basis	16	12	34	25	51
Multi-family [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	1,200	1,360	1,200	1,360	1,329
Unpaid Principal Balance, Loans without a specific allowance	1,200	1,360	1,200	1,360	1,329
Specific Allowance, Loans without a specific allowance	0	0	0	0	0
Average Investment in Impaired Loans, Loans without a specific allowance	1,204	1,382	1,207	1,375	1,359
Interest Income Recognized, Loans without a specific allowance	21	22	42	43	85
Interest on Cash Basis, Loans without a specific allowance	21	21	42	43	85
Interest Income Recognized, Loans with a specific allowance	0	0	0	0	0
Interest on Cash Basis, Loans with a specific allowance	0	0	0	0	0
Recorded Balance	1,200	1,360	1,200	1,360	1,329
Unpaid Principal Balance	1,200	1,360	1,200	1,360	1,329
Average Investment in Impaired Loans	1,204	1,382	1,207	1,375	1,359
Interest Income Recognized	21	22	42	43	85
Interest on Cash Basis	21	21	42	43	85
Home equity lines of credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	23	31	23	31	26
Unpaid Principal Balance, Loans without a specific allowance	23	31	23	31	26
Specific Allowance, Loans without a specific allowance	0	0	0	0	0
Average Investment in Impaired Loans, Loans without a specific allowance	24	32	25	32	28
Interest Income Recognized, Loans without a specific allowance	1	1	1	1	2
Interest on Cash Basis, Loans without a specific allowance		1	1	1	2
Recorded Balance, Loans with a specific allowance	15		15
Unpaid Principal Balance, Loans with a specific allowance	15		15
Specific Allowance	15		15
Average Investment in Impaired Loans, Loans with a specific allowance	15		15
Interest Income Recognized, Loans with a specific allowance	0	0	0	0	0
Interest on Cash Basis, Loans with a specific allowance	0	0	0	0	0
Recorded Balance	38	31	38	31	26
Unpaid Principal Balance	38	31	38	31	26
Specific Allowance	15		15
Average Investment in Impaired Loans	39	32	40	32	28
Interest Income Recognized	1	1	1	1	2
Interest on Cash Basis		1	1	1	2
Construction [Member]
Financing Receivable, Impaired [Line Items]
Specific Allowance, Loans without a specific allowance	0	0	0	0	0
Interest Income Recognized, Loans with a specific allowance	0	0	0	0	0
Interest on Cash Basis, Loans with a specific allowance	$ 0	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Non Accruals (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Mortgages on real estate:
Total	$ 92	$ 6,535
One- to four-family [Member]
Mortgages on real estate:
Total	33	6,339
Multi-family [Member]
Mortgages on real estate:
Total		116
Home equity lines of credit [Member]
Mortgages on real estate:
Total	15
Commercial [Member]
Mortgages on real estate:
Total	38	50
Commercial [Member]
Mortgages on real estate:
Total	$ 6	$ 30

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Non Accruals 1 (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Real estate loans
Total	$ 2,680	$ 2,877
One- to four-family [Member]
Real estate loans
Total	1,442	1,588
Multi-family [Member]
Real estate loans
Total	1,200	1,213
Home equity lines of credit [Member]
Real estate loans
Total	23	26
Real Estate Loan [Member]
Real estate loans
Total	2,677	2,844
Commercial [Member]
Real estate loans
Total	12	17
Commercial [Member]
Real estate loans
Total		30
Consumer [Member]
Real estate loans
Total	$ 3	$ 3

Federal Home Loan Bank Stock -

Federal Home Loan Bank Stock - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Banking and Thrift [Abstract]
Federal Home Loan Bank stock owned	$ 3,668	$ 3,285

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before Tax	$ (3,406)	$ (4,744)
Tax effect	971	1,636
Total	(2,435)	(3,108)
Unrealized Losses on Available-for-Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before Tax	(2,910)	(4,240)
Amortization of Defined Benefit Pension Items [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before Tax	$ (496)	$ (504)

Changes in Accumulated Other _3

Changes in Accumulated Other Comprehensive Income (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gains (losses) on available-for-salesecurities	$ 0	$ 0	$ 0	$ 13
Tax expense	279	1,679	624	2,217
Net Income (Loss)	787	(728)	1,721	247
Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassified amount before tax	4	3	7	19
Tax expense	2	1	3	6
Net Income (Loss)	2	2	4	13
Accumulated Net Realized Investment Gains (Losses) [Member] | Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gains (losses) on available-for-salesecurities				13
Amortization of Defined Benefit Pension Items [Member] | Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Actuarial losses	$ 4	12	$ 7	23
Prior service costs		$ (9)		$ (17)

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Income Taxes Paid, Net [Abstract]
Computed at the statutory rate	$ 224	$ 323	$ 492	$ 838
Decrease resulting from
Tax exempt interest	(6)	(12)	(13)	(24)
Cash surrender value of life insurance	(14)	(23)	(28)	(84)
State income taxes	72	56	157	135
Adjustment of deferred tax asset for enacted changes in tax laws		1,318		1,318
Other	3	17	16	34
Income tax expense	$ 279	$ 1,679	$ 624	$ 2,217

Income Taxes - Reconciliation_2

Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Parenthetical) (Detail)	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Income Taxes Paid, Net [Abstract]
Statutory tax rate	21.00%	34.00%	21.00%	34.00%

Regulatory Capital - Additional

Regulatory Capital - Additional Information (Detail) - USD ($)	1 Months Ended
	Jan. 31, 2019	Dec. 31, 2018
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Maximum asset value required to be maintained leverage ratio		$ 10,000,000,000
Scenario, Forecast [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital conservation buffer risk-weighted assets	2.50%
Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		8.00%
Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		10.00%

Disclosures about Fair Value _3

Disclosures about Fair Value of Assets - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Available-for-sale securities:
Available-for-sale securities, Fair Value	$ 127,648	$ 125,996
Mortgage servicing rights	896	866
'U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	24,396	23,922
Mortgage-backed Securities - GSE Residential [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	95,143	97,059
Small Business Administration [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	5,275	1,891
State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	2,834	3,124
Significant Other Observable Inputs (Level 2) [Member] | 'U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	24,396	23,922
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-backed Securities - GSE Residential [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	95,143	97,059
Significant Other Observable Inputs (Level 2) [Member] | Small Business Administration [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	5,275	1,891
Significant Other Observable Inputs (Level 2) [Member] | State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	2,834	3,124
Significant Unobservable Inputs (Level 3) [Member]
Available-for-sale securities:
Mortgage servicing rights	$ 896	$ 866

Disclosures about Fair Value _4

Disclosures about Fair Value of Assets - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail) - Mortgage Servicing Rights [Member] $ in Thousands	6 Months Ended
	Dec. 31, 2018USD ($)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	$ 866
Total realized and unrealized gains and losses included in net income	(4)
Servicing rights that result from asset transfers	85
Payments received and loans refinanced	(51)
Ending Balance	896
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date	$ (4)

Disclosures about Fair Value _5

Disclosures about Fair Value of Assets - Fair Value Measurement of Assets Recognized on Nonrecurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral-dependent)	$ 2,743	$ 9,342	$ 11,259
Non-recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral-dependent)	0	0
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral-dependent)	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral-dependent)	0	0
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral-dependent)	$ 0	$ 0

Disclosures about Fair Value _6

Disclosures about Fair Value of Assets - (Losses)/Recoveries Recognized on Assets Measured on Non-Recurring Basis (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Non-recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral-dependent)	$ (11)	$ 2	$ (19)	$ 1

Disclosures about Fair Value _7

Disclosures about Fair Value of Assets - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) - Discounted Cash Flow [Member] $ in Thousands	Dec. 31, 2018USD ($)	Jun. 30, 2018USD ($)
Discount Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights	$ 896	$ 866
Minimum [Member] | Discount Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.095	0.095
Minimum [Member] | Constant Prepayment Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.063	0.063
Minimum [Member] | Probability of Default [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0	0
Maximum [Member] | Discount Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.115	0.115
Maximum [Member] | Constant Prepayment Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.107	0.103
Maximum [Member] | Probability of Default [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0017	0.0017
Weighted Average [Member] | Discount Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.095	0.095
Weighted Average [Member] | Constant Prepayment Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.068	0.066
Weighted Average [Member] | Probability of Default [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0016	0.0016

Disclosures about Fair Value _8

Disclosures about Fair Value of Assets - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017	Jun. 30, 2017
Financial assets
Cash and cash equivalents	$ 7,018	$ 4,754	$ 6,694	$ 7,766
Interest-bearing time deposits in banks	2,500	1,750
Loans, net of allowance for loan losses	494,240	476,480
Federal Home Loan Bank stock	3,668	3,285
Accrued interest receivable	1,962	1,821
Financial liabilities
Deposits	493,719	480,421
Repurchase agreements	2,840	2,281
Federal Home Loan Bank advances	81,500	67,500
Advances from borrowers for taxes and insurance	1,140	309
Accrued interest payable	467	188
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Cash and cash equivalents	7,018	4,754
Interest-bearing time deposits in banks	2,500	1,750
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Federal Home Loan Bank stock	3,668	3,285
Accrued interest receivable	1,962	1,821
Financial liabilities
Deposits	204,193	216,841
Repurchase agreements	2,840	2,281
Federal Home Loan Bank advances	81,546	67,355
Advances from borrowers for taxes and insurance	1,140	309
Accrued interest payable	467	188
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	0	0
Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Loans, net of allowance for loan losses	483,291	468,932
Financial liabilities
Deposits	288,559	261,898
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	$ 0	$ 0