IF Bancorp (IROQ) 10-K 12 Sep 19 2019 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Jun. 30, 2019	Sep. 04, 2019	Dec. 31, 2018
Document and Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Jun. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Trading Symbol	IROQ
Entity Registrant Name	IF Bancorp, Inc.
Entity Central Index Key	0001514743
Current Fiscal Year End Date	--06-30
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		3,560,852
Entity Public Float			$ 53,353,934
Entity Interactive Data Current	Yes
Entity Shell Company	false
Entity Small Business	true
Entity Emerging Growth Company	false
Title of 12(b) Security	Common Stock
Security Exchange Name	NASDAQ
Entity Address, State or Province	IL

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Assets
Cash and due from banks	$ 57,994	$ 4,240
Interest-bearing demand deposits	1,606	514
Cash and cash equivalents	59,600	4,754
Interest-bearing time deposits in banks	3,000	1,750
Available-for-sale securities	146,291	125,996
Loans, net of allowance for loan losses of $6,328 and $5,945 at June 30, 2019 and 2018, respectively	487,774	476,480
Premises and equipment, net of accumulated depreciation of $7,345 and $6,717 at June 30, 2019 and 2018, respectively	10,706	10,226
Federal Home Loan Bank stock, at cost	1,174	3,285
Foreclosed assets held for sale	778	219
Accrued interest receivable	2,142	1,821
Bank-owned life insurance	9,072	8,803
Mortgage servicing rights	853	866
Deferred income taxes	2,066	4,003
Other	414	720
Total assets	723,870	638,923
Deposits
Demand	80,442	21,350
Savings, NOW and money market	196,296	195,491
Certificates of deposit	290,761	229,236
Brokered certificates of deposit	39,524	34,344
Total deposits	607,023	480,421
Repurchase agreements	2,015	2,281
Federal Home Loan Bank advances	24,000	67,500
Advances from borrowers for taxes and insurance	747	309
Accrued post-retirement benefit obligation	2,919	2,770
Accrued interest payable	801	188
Other	3,904	3,779
Total liabilities	641,409	557,248
Commitments and Contingencies
Stockholders' Equity
Common stock, $.01 par value, 100,000,000 shares authorized, 3,578,252 and 3,871,408 shares issued and outstanding at June 30, 2019 and 2018, respectively	36	39
Additional paid-in capital	48,813	48,361
Unearned ESOP shares, at cost, 230,940 and 250,185 shares at June 30, 2019 and 2018, respectively	(2,309)	(2,502)
Retained earnings	35,356	38,885
Accumulated other comprehensive income (loss), net of tax	565	(3,108)
Total stockholders' equity	82,461	81,675
Total liabilities and stockholders' equity	$ 723,870	$ 638,923

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Statement of Financial Position [Abstract]
Allowance for loan losses	$ 6,328	$ 5,945
Premises and equipment, accumulated depreciation	$ 7,345	$ 6,717
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	3,578,252	3,871,408
Common stock, shares outstanding	3,578,252	3,871,408
Unearned ESOP shares	230,940	250,185

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Interest Income
Interest and fees on loans	$ 22,833	$ 19,616
Securities
Taxable	3,341	2,818
Tax-exempt	122	135
Federal Home Loan Bank dividends	150	96
Deposits with financial institutions	279	129
Total interest and dividend income	26,725	22,794
Interest Expense
Deposits	7,317	4,450
Federal Home Loan Bank advances and repurchase agreements	1,537	839
Total interest expense	8,854	5,289
Net Interest Income	17,871	17,505
Provision for Loan Losses	407	777
Net Interest Income After Provision for Loan Losses	17,464	16,728
Noninterest Income
Insurance commissions	660	599
Brokerage commissions	981	875
Net realized gains on sale of available-for-sale securities	11	13
Mortgage banking income, net	236	388
Gain on sale of loans	343	232
Gain (loss) on foreclosed assets, net	3	(24)
Bank-owned life insurance income, net	269	377
Other	1,013	896
Total noninterest income	4,162	4,091
Noninterest Expense
Compensation and benefits	10,644	9,732
Office occupancy	887	761
Equipment	1,377	1,283
Federal deposit insurance	169	171
Stationary, printing and office	107	156
Advertising	503	474
Professional services	355	352
Supervisory examination	165	165
Audit and accounting services	138	141
Organizational dues and subscriptions	44	55
Insurance bond premiums	150	148
Telephone and postage	223	265
Other	2,013	2,653
Total noninterest expense	16,775	16,356
Income Before Income Tax	4,851	4,463
Provision for Income Taxes	1,293	2,725
Net Income	$ 3,558	$ 1,738
Earnings Per Share:
Basic	$ 1.02	$ 0.47
Diluted	1.01	0.47
Dividends Paid Per Share	$ 0.25	$ 0.20
Customer Service Fees [Member]
Noninterest Income
Noninterest income	$ 367	$ 377
Other Service Charges and Fees [Member]
Noninterest Income
Noninterest income	$ 279	$ 358

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Statement of Comprehensive Income [Abstract]
Net Income	$ 3,558	$ 1,738
Other Comprehensive Income (Loss)
Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes of $1,860 and $(1,584) for 2019 and 2018, respectively	3,777	(2,614)
Less: reclassification adjustment for realized gains included in net income, net of taxes of $3 and $4 for 2019 and 2018, respectively	8	9
Accumulated other comprehensive income (loss) before tax	3,769	(2,623)
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of taxes of $(4) and $18 for 2019 and 2018, respectively	(96)	88
Other comprehensive income (loss), net of tax	3,673	(2,535)
Comprehensive Income (Loss)	$ 7,231	$ (797)

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Statement of Comprehensive Income [Abstract]
Unrealized appreciation (depreciation) on available-for-sale securities, tax	$ 1,860	$ (1,584)
Reclassification adjustment for realized gains included in net income, Tax	3	4
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, tax	$ (4)	$ 18

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned Esop Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Beginning Balance at Jun. 30, 2017	$ 83,969	$ 39	$ 47,940	$ (2,694)	$ 39,051	$ (367)
Net income	1,738				1,738
Other comprehensive income (loss)	(2,535)					(2,535)
Reclassification of stranded tax effects due to tax reform					206	(206)
Dividends on common stock	(730)				(730)
Stock equity plan	225		225
Stock repurchase	(1,380)				(1,380)
ESOP shares earned	388		196	192
Ending Balance at Jun. 30, 2018	81,675	39	48,361	(2,502)	38,885	(3,108)
Net income	3,558				3,558
Other comprehensive income (loss)	3,673					3,673
Dividends on common stock	(868)				(868)
Stock equity plan	225		225
Stock repurchase	(6,222)	(3)			(6,219)
ESOP shares earned	420		227	193
Ending Balance at Jun. 30, 2019	$ 82,461	$ 36	$ 48,813	$ (2,309)	$ 35,356	$ 565

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Dividends declared per common share	$ 0.25	$ 0.20
Repurchase of stock during the period, shares	293,156	69,000
Repurchase of stock, average price	$ 21.22	$ 20
ESOP shares earned, shares	19,245	19,245
Retained Earnings [Member]
Dividends declared per common share	$ 0.25	$ 0.20

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Operating Activities
Net income	$ 3,558	$ 1,738
Items not requiring (providing) cash
Depreciation	628	468
Provision for loan losses	407	777
Amortization of premiums and discounts on securities	83	157
Deferred income taxes	76	1,324
Net realized gains on loan sales	(343)	(232)
Net realized gains on sales of available-for-sale securities	(11)	(13)
(Gain) loss on foreclosed real estate held for sale	(3)	24
Bank-owned life insurance income, net	(269)	(377)
Originations of loans held for sale	(16,836)	(17,811)
Proceeds from sales of loans held for sale	17,082	17,867
ESOP compensation expense	420	388
Stock equity plan expense	225	225
Changes in
Accrued interest receivable	(321)	(282)
Other assets	306	(300)
Accrued interest payable	613	133
Post-retirement benefit obligation	57	(34)
Other liabilities	125	786
Net cash provided by operating activities	5,797	4,838
Investing Activities
Net change in interest bearing time deposits	(1,250)
Purchases of available-for-sale securities	(42,148)	(39,230)
Proceeds from the sales of available-for-sale securities	6,852	5,966
Proceeds from maturities and pay-downs of available-for-sale securities	20,555	14,524
Net change in loans	(17,950)	(37,094)
Purchase of premises and equipment	(1,108)	(4,854)
Proceeds from the sale of foreclosed assets	5,803	365
Purchase of Federal Home Loan Bank stock	(1,440)	(2,408)
Redemption of Federal Home Loan Bank stock	3,551	1,666
Proceeds from settlement of bank-owned life insurance policies		397
Net cash used in investing activities	(27,135)	(60,668)
Financing Activities
Net increase in demand deposits, money market, NOW and savings accounts	59,897	25,488
Net increase in certificates of deposit, including brokered certificates	66,705	15,787
Net increase (decrease) in advances from borrowers for taxes and insurance	438	(445)
Proceeds from Federal Home Loan Bank advances	111,500	140,000
Repayment of Federal Home Loan Bank advances	(155,000)	(126,000)
Net increase (decrease) in repurchase agreements	(266)	98
Dividends paid	(868)	(730)
Purchases of common stock	(6,222)	(1,380)
Net cash provided by financing activities	76,184	52,818
Increase (Decrease) in Cash and Cash Equivalents	54,846	(3,012)
Cash and Cash Equivalents, Beginning of Year	4,754	7,766
Cash and Cash Equivalents, End of Year	59,600	4,754
Supplemental Cash Flows Information
Interest paid	8,241	5,156
Income taxes paid (net of refunds)	365	2,094
Foreclosed assets acquired in settlement of loans	$ 6,359	$ 179

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	12 Months Ended
	Jun. 30, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1: Nature of Operations and Summary of Significant Accounting Policies Nature of Operations IF Bancorp, Inc., (“IF Bancorp” or the “Company”) is a Maryland corporation whose principal activity is the ownership and management of its wholly-owned subsidiary, Iroquois Federal Savings and Loan Association (“Iroquois Federal” or the “Association”). The Association provides a full range of banking and financial services to individual and corporate customers from our seven full-service banking offices located in the municipalities of Watseka, Danville, Clifton, Hoopeston, Savoy, Champaign, and Bourbonnais, Illinois, and our loan production and wealth management office in Osage Beach, Missouri. Our primary lending market includes the Illinois counties of Vermilion, Iroquois, Champaign and Kankakee, as well as the adjacent counties in Illinois and Indiana. Our loan production and wealth management office in Osage Beach, Missouri, serves the Missouri counties of Camden, Miller and Morgan. The principal activity of the Association’s wholly-owned subsidiary, L.C.I. Service Corporation (“L.C.I.”), is the sale of property and casualty insurance. The Company is primarily engaged in the business of directing, planning, and coordinating the business activities of the Association. The Company and Association are subject to competition from other financial institutions. The Company and Association are also subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory authorities. Principles of Consolidation The consolidated financial statements include the accounts of the Company, the Association and Association’s wholly owned subsidiary, L.C.I. All significant intercompany accounts and transactions have been eliminated in consolidation. Operating Segment The Company provides community banking services, including such products and services as loans, certificates of deposits, savings accounts, and mortgage originations. These activities are reported as a single operating segment. The Company does not derive revenues from, or have assets located in, foreign countries, nor does it derive revenues from any single customer that represents 10% or more of the Company’s total revenues. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, fair value measurements and classifications of investment securities, loan servicing rights and income taxes. Interest-bearing Time Deposits in Banks Interest-bearing time deposits in banks mature within five years and are carried at cost. Cash Equivalents The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At June 30, 2019 and 2018, cash equivalents consisted primarily of noninterest bearing deposits and interest bearing demand deposits. Securities Securities are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive loss. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to noninterest income. Gains and losses on loan sales are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, and any unamortized deferred fees or costs on originated loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and amortized as a level yield adjustment over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. Groups of loans with similar characteristics, including individually evaluated loans not determined to be impaired, are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Premises and Equipment Depreciable assets are stated at cost less accumulated depreciation. Depreciation is charged to expense using the straight-line method over the estimated useful lives of the assets. The estimated useful lives for each major depreciable classification of premises and equipment are as follows: Buildings and improvements 35-40 years Furniture and equipment 3-5 years Federal Home Loan Bank Stock Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula, carried at cost and evaluated for impairment. Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net income or expense from foreclosed assets. Bank-owned Life Insurance Bank-owned life insurance policies are reflected on the consolidated balance sheets at the estimated cash surrender value. Changes in the cash surrender value are reflected in noninterest income in the consolidated statements of income. Fee Income Loan origination fees, net of direct origination costs, are recognized as income using the level-yield method over the contractual life of the loans. Revenue Recognition Accounting Standards Codification (“ASC”) 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows: Customer Service Fees - The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied. Insurance Commissions - The Company’s insurance agency, Iroquois Insurance Agency, receives commissions on premiums of new and renewed business policies. Iroquois Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, Iroquois Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation. Brokerage Commissions - The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded. Other - The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied. Mortgage Servicing Rights Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. The Company has elected to initially and subsequently measure the mortgage servicing rights for consumer mortgage loans using the fair value method. Under the fair value method, the servicing rights are carried in the balance sheet at fair value and the changes in fair value are reported in earnings in the period in which the changes occur. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to noninterest income. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The change in fair value of mortgage servicing rights is netted against loan servicing fee income. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company – put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets. Income Taxes The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes Tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management’s judgment. With a few exceptions, the Company is no longer subject to U.S. federal, state and local or non-U.S. income tax examinations by tax authorities for years before 2015. In December 2017, the Tax Cuts and Jobs Act was enacted, which lowered our federal income tax rate to 21% effective for periods after December 31, 2017. As a result, the Company was required to revalue its deferred tax assets and deferred tax liabilities to account for the future impact of the lower corporate rate on these deferred amounts. The effect of the change in tax rates on our deferred tax assets and liabilities was recognized as an expense in the period that includes the enactment date, which is the quarter ended December 31, 2017. The one-time adjustment of deferred taxes for this tax change negatively impacted the Company’s current earnings and is reflected in our June 30, 2018 financials as a $1.3 million tax expense. The Company uses the specific identification method for reclassifying material stranded tax effects in accumulated other comprehensive income (AOCI) to earnings. The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiary. Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each year. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options and restricted stock awards and are determined using the treasury stock method. Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive loss includes unrealized appreciation (depreciation) on available-for-sale securities and changes in the funded status of the postretirement health benefit plan. Stock-based Compensation Plans At June 30, 2019 and 2018, the Company has stock-based compensation plans (stock options and restricted stock) which are described more fully in Note 15. Transfers between Fair Value Hierarchy Levels Transfers in and out of Level 1 (quoted market prices), Level 2 (other significant observable inputs) and Level 3 (significant unobservable inputs) are recognized on the period ending date. Reclassifications Certain reclassifications have been made to the 2018 financial statements to conform to the 2019 financial statement presentation. These reclassifications had no effect on income. Recent and Future Accounting Requirements In May, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-09, Revenue from Contracts with Customers (Topic 606). The guidance implements a common revenue standard that clarifies the principles for recognizing revenue. The core principal of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 establishes a five-step model which entities must follow to recognize revenue and removes inconsistencies and weaknesses in existing guidance. The guidance does not apply to revenue associated with financial instruments, including loans and investments securities that are accounted for under other GAAP, which comprises a significant portion of our revenue stream. ASU 2014-09 became effective for the Company on July 1, 2018 and had no material effect on how we recognize revenue or to our consolidated financial statements. See below for additional information related to revenue generated from contracts with customers. In January 2016, the FASB issued ASU 2016-01, Financial Instruments—Overall (Subtopic 825-10)—Recognition and Measurement of Financial Assets and Financial Liabilities. ASU 2016-01 is intended to enhance the reporting model for financial instruments to provide users of financial statements with more decision-useful information. ASU 2016-01 became effective for the Company on July 1, 2018, and the adoption did not have material impact on our consolidated financial statements. The guidance also emphasizes the existing requirement to use exit prices to measure fair value for disclosure purposes and clarifies that entities should not make use of a practicability exception in determining the fair value of loans. Accordingly, we refined the calculation used to determine the disclosed fair value of our loans held for investment portfolio as part of adopting this standard. The refined calculation did not have a significant impact on our fair value disclosures. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842), which amends the existing standards for lease accounting effectively bringing most leases onto the balance sheets of the related lessees by requiring them to recognize a right-of-use asset and a corresponding lease liability, while leaving lessor accounting largely unchanged with only targeted changes incorporated into the update. ASU 2016-02 became effective for the Company effective July 1, 2019. As permitted by the amendments, the Company has elected an accounting policy to not recognize lease assets and lease liabilities for leases with a term of twelve months or less. The impact does not have a material effect on the Company’s financial position or results of operations since the Company does not have a material amount of lease agreements. In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU requires an organization to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. Additionally, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. For public companies, this update will be effective for interim and annual periods beginning after December 15, 2019. In August 2019, FASB issued a proposal to delay the implementation of the current expected loss standard for certain companies, including small reporting companies like our Company. If this is approved, the Company would not be required to adopt the standard until July 1, 2023. As we prepare for the adoption of ASU 2016-13, we have established a team to review the requirements as published, monitor developments and new guidance, and review and collect data that will be required to calculate and report the allowance when ASU 2016-13 becomes effective. This team has determined that our best option for compliance with ASU 2016-13 is an outsourced model. Therefore, we have entered an agreement with a firm specializing in ALLL modeling to begin transition modeling so we will be ready for the required adoption. As of June 30, 2019 model installation was started but was not completed to a point a reliable parallel test could determine the final expected impact that the adoption of ASU 2016-13 will have on the consolidated financial statements. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230), which amends ASC 230 to add or clarify guidance on the classification of certain cash receipts and payments in the statement of cash flows. ASC 230 lacks consistent principles for evaluating the classification of cash payments and receipts in the statement of cash flows. This has led to diversity in practice and, in certain circumstances, financial statement restatements. Therefore, the FASB issued the ASU with the intent of reducing diversity in practice with respect to eight types of cash flows. The amendment became effective for the Company on July 1, 2018, and the adoption of ASU-2016-15 did not have a material impact on the Company’s consolidated financial statements. In May 2017, the FASB issued ASU 2017-09, Compensation-Stock Compensation (Topic 718): Scope of Modification”. ASU 2017-09 was issued to provide clarity and reduce both 1) diversity in practice and 2) cost and complexity when applying the guidance in Topic 718, Compensation—Stock Compensation, to a change to the terms or conditions of a share-based payment award. Diversity in practice has arisen in part because some entities apply modification accounting under Topic 718 for modifications to terms and conditions that they consider substantive, but do not when they conclude that particular modifications are not substantive. Others apply modification accounting for any change to an award, except for changes that they consider purely administrative in nature. Still others apply modification accounting when a change to an award changes the fair value, the vesting, or the classification of the award. In practice, it appears that the evaluation of a change in fair value, vesting, or classification may be used to evaluate whether a change is substantive. ASU 2017-09 include guidance on determining which changes to the terms and conditions of share-based payment awards require an entity to apply modification accounting under Topic 718. ASU 2017-09 became effective for the Company on July 1, 2018, and did not have a material impact on the Company’s consolidated financial statements.

Securities

Securities	12 Months Ended
	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Securities	Note 2: Securities The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities are as follows: Amortized Gross Gross Fair Value Available-for-sale Securities: June 30, 2019: U.S. Government and federal agency and Government sponsored enterprises (GSEs) $ 12,654 $ 296 $ — $ 12,950 Mortgage-backed: GSE residential 124,615 1,231 (336 ) 125,510 Small Business Administration 4,911 25 (1 ) 4,935 State and political subdivisions 2,725 171 — 2,896 $ 144,905 $ 1,723 $ (337 ) $ 146,291 June 30, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSEs) $ 24,757 $ — $ (835 ) $ 23,922 Mortgage-backed: GSE residential 100,534 24 (3,499 ) 97,059 Small Business Administration 1,965 — (74 ) 1,891 State and political subdivisions S 2,980 144 — 3,124 $ 130,236 $ 168 $ (4,408 ) $ 125,996 With the exception of U.S. Government and federal agency and GSE securities and Mortgage-backed-GSE residential securities with a book value of $12,654,000 and $124,615,000, respectively, and a market value of $12,950,000 and $125,510,000, respectively at June 30, 2019, the Company held no securities at June 30, 2019 with a book value that exceeded 10% of total equity. All mortgage-backed securities at June 30, 2019 and 2018 were issued by government sponsored enterprises. The amortized cost and fair value of available-for-sale securities at June 30, 2019, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Value Within one year $ 1,150 $ 1,173 One to five years 1,999 2,000 Five to ten years 14,057 14,523 After ten years 3,084 3,085 20,290 20,781 Mortgage-backed securities 124,615 125,510 Totals $ 144,905 $ 146,291 The carrying value of securities pledged as collateral, to secure public deposits and for other purposes, was $57,921,000 at June 30, 2019 and $64,625,000 at June 30, 2018. Gross gains of $96,000 and $20,000 and gross losses of $85,000 and $7,000 resulting from sales of available-for-sale securities were realized for 2019 and 2018, respectively. The tax provision applicable to these net realized gains amounted to approximately $3,000 and $4,000 for 2019 and 2018, respectively. Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2019 and 2018, was $47,146,000 and $119,180,000, respectively, which is approximately 32% and 95% of the Company’s available-for-sale investment portfolio. These declines in fair value at June 30, 2019, resulted from increases in market interest rates and are considered temporary. There were no securities reported at less than historical cost at June 30, 2019. The following table shows the Company’s gross unrealized investment losses and the fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2019 and 2018: Less Than 12 Months 12 Months or More Total Description of Fair Unrealized Fair Unrealized Fair Value Unrealized June 30, 2019: Mortgage-backed: GSE residential $ 15,167 $ (72 ) $ 31,049 $ (264 ) $ 46,216 $ (336 ) Small Business Administration 930 (1 ) — — 930 (1 ) Total temporarily impaired securities $ 16,097 $ (73 ) $ 31,049 $ (264 ) $ 47,146 $ (337 ) June 30, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 15,541 $ (439 ) $ 8,381 $ (396 ) $ 23,922 $ (835 ) Mortgage-backed: GSE residential 59,478 (1,836 ) 33,889 (1,663 ) 93,367 (3,499 ) Small Business Administration — — 1,891 (74 ) 1,891 (74 ) Total temporarily impaired securities $ 75,019 $ (2,275 ) $ 44,161 $ (2,133 ) $ 119,180 $ (4,408 ) The unrealized losses on the Company’s investment in residential mortgage-backed securities and U.S. Government and federal agency and Government sponsored enterprises at June 30, 2019 and 2018, were mostly the result of a decline in market value that was attributable to changes in interest rates and not credit quality, and the Company does not consider those investments to be other-than-temporarily impaired at June 30, 2019 and 2018.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	12 Months Ended
	Jun. 30, 2019
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 3: Loans and Allowance for Loan Losses Classes of loans at June 30, include: 2019 2018 Real estate loans One- to four-family, including home equity loans $ 129,290 $ 134,977 Multi-family 104,663 107,436 Commercial 143,367 140,944 Home equity lines of credit 8,938 9,058 Construction 16,113 13,763 Commercial 84,246 68,720 Consumer 7,136 7,366 493,753 482,264 Less Unearned fees and discounts, net (349 ) (161 ) Allowance for loan losses 6,328 5,945 Loans, net $ 487,774 $ 476,480 The Company had loans held for sale included in one- to four-family real estate loans totaling $316,000 and $206,000 as of June 30, 2019 and 2018, respectively. The Company believes that sound loans are a necessary and desirable means of employing funds available for investment. Recognizing the Company’s obligations to its depositors and to the communities it serves, authorized personnel are expected to seek to develop and make sound, profitable loans that resources permit and that opportunity affords. The Company maintains lending policies and procedures in place designed to focus our lending efforts on the types, locations, and duration of loans most appropriate for our business model and markets. The Company’s lending activity includes the origination of one- to four-family residential mortgage loans, multi-family loans, commercial real estate loans, home equity lines of credits, commercial business loans, consumer (consisting primarily of automobile loans), and construction loans. The primary lending market includes the Illinois counties of Vermilion, Iroquois, Champaign and Kankakee, as well as the adjacent counties in Illinois and Indiana within 30 miles of a branch or loan production office. The Company also has a loan production and wealth management office in Osage Beach, Missouri, which serves the Missouri counties of Camden, Miller, and Morgan. Generally, loans are collateralized by assets, primarily real estate, of the borrowers and guaranteed by individuals. The loans are expected to be repaid from cash flows of the borrowers or from proceeds from the sale of selected assets of the borrowers. Management reviews and approves the Company’s lending policies and procedures on a routine basis. Management routinely (at least quarterly) reviews our allowance for loan losses and reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Our underwriting standards are designed to encourage relationship banking rather than transactional banking. Relationship banking implies a primary banking relationship with the borrower that includes, at a minimum, an active deposit banking relationship in addition to the lending relationship. The integrity and character of the borrower are significant factors in our loan underwriting. As a part of underwriting, tangible positive or negative evidence of the borrower’s integrity and character are sought out. Additional significant underwriting factors beyond location, duration, the sound and profitable cash flow basis underlying the loan and the borrower’s character are the quality of the borrower’s financial history, the liquidity of the underlying collateral and the reliability of the valuation of the underlying collateral. The Company’s policies and loan approval limits are established by the Board of Directors. The loan officers generally have authority to approve one- to four-family residential mortgage loans up to $100,000, other secured loans up to $50,000, and unsecured loans up to $10,000. Managing Officers (those with designated loan approval authority), generally have authority to approve one- to four-family residential mortgage loans up to $375,000, other secured loans up to $375,000, and unsecured loans up to $100,000. These loan approval limits are up slightly from the prior year when Managing Officers generally had authority to approve one- to four-family residential mortgage loans up to $300,000, other secured loans up to $300,000, and unsecured loans up to $100,000. In addition, any two individual officers may combine their loan authority limits to approve a loan. Our Loan Committee may approve one- to four-family residential mortgage loans, commercial real estate loans, multi-family real estate loans and land loans up to $2,000,000 and unsecured loans up to $500,000. These loan approval limits also were increased from prior year when the Loan Committee could approve one- to four-family residential mortgage loans, commercial real estate loans, multi-family real estate loans and land loans up to $1,000,000 and unsecured loans up to $300,000. All loans above these limits must be approved by the Operating Committee, consisting of the Chairman, and up to four other Board members. At no time is a borrower’s total borrowing relationship to exceed our regulatory lending limit. Loans to related parties, including executive officers and the Company’s directors, are reviewed for compliance with regulatory guidelines and the Board of Directors at least annually. The Company conducts internal loan reviews that validate the loans against the Company’s loan policy quarterly for mortgage, consumer, and small commercial loans on a sample basis, and all larger commercial loans on an annual basis. The Company also receives independent loan reviews performed by a third party on larger commercial loans to be performed annually. In addition to compliance with our policy, the third party loan review process reviews the risk assessments made by our credit department, lenders and loan committees. Results of these reviews are presented to management, Audit Committee and the Board of Directors. The Company’s lending can be summarized into six primary areas; one- to four-family residential mortgage loans, commercial real estate and multi-family real estate loans, home equity lines of credits, real estate construction, commercial business loans, and consumer loans. One- to four-family Residential Mortgage Loans The Company offers one- to four-family residential mortgage loans that conform to Fannie Mae and Freddie Mac underwriting standards (conforming loans) as well as non-conforming loans. In recent years there has been an increased demand for long-term fixed-rate loans, as market rates have dropped and remained near historic lows. As a result, the Company has sold a substantial portion of the fixed-rate one- to four-family residential mortgage loans with terms of 15 years or greater. Generally, the Company retains fixed-rate one- to four-family residential mortgage loans with terms of less than 15 years, although this has represented a small percentage of the fixed-rate loans originated in recent years due to the favorable long-term rates for borrower. The Company offers USDA Rural Development loans which are originated and sold servicing released. The Company also offers FHA and VA loans that are originated through a nationwide wholesale lender. In addition, the Company also offers home equity loans that are secured by a second mortgage on the borrower’s primary or secondary residence. Home equity loans are generally underwritten using the same criteria used to underwrite one- to four-family residential mortgage loans. As one- to four-family residential mortgage and home equity loan underwriting are subject to specific regulations, the Company typically underwrites its one- to four-family residential mortgage and home equity loans to conform to widely accepted standards. Several factors are considered in underwriting including the value of the underlying real estate and the debt to income and credit history of the borrower. Commercial Real Estate and Multi-Family Real Estate Loans Commercial real estate mortgage loans are primarily secured by office buildings, owner-occupied businesses, strip mall centers, churches, and farm loans secured by real estate. In underwriting commercial real estate and multi-family real estate loans, the Company considers a number of factors, which include the projected net cash flow to the loan’s debt service requirement, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower’s experience in owning or managing similar properties. Personal guarantees are typically obtained from commercial real estate and multi-family real estate borrowers. In addition, the borrower’s financial information on such loans is monitored on an ongoing basis by requiring periodic financial statement updates. The repayment of these loans is primarily dependent on the cash flows of the underlying property. However, the commercial real estate loan generally must be supported by an adequate underlying collateral value. The performance and the value of the underlying property may be adversely affected by economic factors or geographical and/or industry specific factors. These loans are subject to other industry guidelines that are closely monitored by the Company. Home Equity Lines of Credit In addition to traditional one- to four-family residential mortgage loans and home equity loans, the Company offers home equity lines of credit that are secured by the borrower’s primary or secondary residence. Home equity lines of credit are generally underwritten using the same criteria used to underwrite one- to four-family residential mortgage loans. As home equity lines of credit underwriting are subject to specific regulations, the Company typically underwrites its home equity lines of credit to conform to widely accepted standards. Several factors are considered in underwriting including the value of the underlying real estate and the debt to income and credit history of the borrower. Commercial Business Loans The Company originates commercial non-mortgage business (term) loans and adjustable lines of credit. These loans are generally originated to small- and medium-sized companies in the Company’s primary market area. Commercial business loans are generally used for working capital purposes or for acquiring equipment, inventory or furniture, and are primarily secured by business assets other than real estate, such as business equipment and inventory, accounts receivable or stock. The Company also offers agriculture loans that are not secured by real estate. The commercial business loan portfolio consists primarily of secured loans. When making commercial business loans, the Company considers the financial statements, lending history and debt service capabilities of the borrower, the projected cash flows of the business and the value of the collateral, if any. The cash flows of the underlying borrower, however, may not perform consistent with historical or projected information. Further, the collateral securing loans may fluctuate in value due to individual economic or other factors. Loans are typically guaranteed by the principals of the borrower. The Company has established minimum standards and underwriting guidelines for all commercial loan types. Real Estate Construction Loans The Company originates construction loans for one- to four-family residential properties and commercial real estate properties, including multi-family properties. The Company generally requires that a commitment for permanent financing be in place prior to closing the construction loan. The repayment of these loans is typically through permanent financing following completion of the construction. Real estate construction loans are inherently more risky than loans on completed properties as the unimproved nature and the financial risks of construction significantly enhance the risks of commercial real estate loans. These loans are closely monitored and subject to other industry guidelines. Consumer Loans Consumer loans consist of installment loans to individuals, primarily automotive loans. These loans are underwritten utilizing the borrower’s financial history, including the Fair Isaac Corporation (“FICO”) Loan Concentrations The loan portfolio includes a concentration of loans secured by commercial real estate properties, including commercial real estate construction loans, amounting to $260,888,000 and $260,671,000 as of June 30, 2019 and 2018, respectively. Generally, these loans are collateralized by multi-family and nonresidential properties. The loans are expected to be repaid from cash flows or from proceeds from the sale of the properties of the borrower. Purchased Loans and Loan Participations The Company’s loans receivable included purchased loans of $4,844,000 and $5,855,000 at June 30, 2019 and 2018, respectively. All of these purchased loans are secured by single family homes located out of our primary market area primarily in the Midwest. The Company’s loans receivable also include commercial loan participations of $29,524,000 and $32,874,000 at June 30, 2019 and 2018, respectively, of which $12,025,000 and $11,009,000, at June 30, 2019 and 2018 were outside of our primary market area. These participation loans are secured by real estate and other business assets. The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2019 and 2018: 2019 Real Estate Loans One- to four- Multi-family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 997 $ 1,650 $ 1,604 $ 91 Provision charged to expense 29 (8 ) 19 13 Losses charged off (17 ) — — (15 ) Recoveries 22 — — — Balance, end of period $ 1,031 $ 1,642 $ 1,623 $ 89 Ending balance: individually evaluated for impairment $ 13 $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,018 $ 1,642 $ 1,623 $ 89 Loans: Ending balance $ 129,290 $ 104,663 $ 143,367 $ 8,938 Ending balance: individually evaluated for impairment $ 1,722 $ — $ 18 $ 22 Ending balance: collectively evaluated for impairment $ 127,568 $ 104,663 $ 143,349 $ 8,916 2019 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 168 $ 1,373 $ 62 $ 5,945 Provision charged to expense 45 286 23 407 Losses charged off — — (18 ) (50 ) Recoveries — — 4 26 Balance, end of year $ 213 $ 1,659 $ 71 $ 6,328 Ending balance: individually evaluated for impairment $ — $ — $ 10 $ 23 Ending balance: collectively evaluated for impairment $ 213 $ 1,659 $ 61 $ 6,305 Loans: Ending balance $ 16,113 $ 84,246 $ 7,136 $ 493,753 Ending balance: individually evaluated for impairment $ — $ 60 $ 29 $ 1,851 Ending balance: collectively evaluated for impairment $ 16,113 $ 84,186 $ 7,107 $ 491,902 2018 Real Estate Loans One- to four- Multi-family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 2,519 $ 1,336 $ 1,520 $ 76 Provision charged to expense 85 314 84 39 Losses charged off (1,608 ) — — (24 ) Recoveries 1 — — — Balance, end of period $ 997 $ 1,650 $ 1,604 $ 91 Ending balance: individually evaluated for impairment $ — $ — $ 3 $ — Ending balance: collectively evaluated for impairment $ 997 $ 1,650 $ 1,601 $ 91 Loans: Ending balance $ 134,977 $ 107,436 $ 140,944 $ 9,058 Ending balance: individually evaluated for impairment $ 7,904 $ 1,329 $ 50 $ 26 Ending balance: collectively evaluated for impairment $ 127,073 $ 106,107 $ 140,894 $ 9,032 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 75 $ 1,242 $ 67 $ 6,835 Provision charged to expense 93 161 1 777 Losses charged off — (30 ) (14 ) (1,676 ) Recoveries — — 8 9 Balance, end of year $ 168 $ 1,373 $ 62 $ 5,945 Ending balance: individually evaluated for impairment $ — $ — $ — $ 3 Ending balance: collectively evaluated for impairment $ 168 $ 1,373 $ 62 $ 5,942 Loans: Ending balance $ 13,763 $ 68,720 $ 7,366 $ 482,264 Ending balance: individually evaluated for impairment $ — $ 30 $ 3 $ 9,342 Ending balance: collectively evaluated for impairment $ 13,763 $ 68,690 $ 7,363 $ 472,922 Management’s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers. Allowance for Loan Losses The allowance for loan losses represents an estimate of the amount of losses believed inherent in our loan portfolio at the balance sheet date. The allowance calculation involves a high degree of estimation that management attempts to mitigate through the use of objective historical data where available. Loan losses are charged against the allowance for loan losses when management believes that the loan balance is confirmed as uncollectible. Subsequent recoveries, if any, are credited to the allowance. Overall, we believe the reserve to be consistent with prior periods and adequate to cover the estimated losses in our loan portfolio. The Company’s methodology for assessing the appropriateness of the allowance for loan losses consists of two key elements: (1) specific allowances for estimated credit losses on individual loans that are determined to be impaired through the Company’s review for identified problem loans; and (2) a general allowance based on estimated credit losses inherent in the remainder of the loan portfolio. The specific allowance is measured by determining the present value of expected cash flows, the loan’s observable market value, or for collateral-dependent loans, the fair value of the collateral adjusted for market conditions and selling expense. Factors used in identifying a specific problem loan include: (1) the strength of the customer’s personal or business cash flows; (2) the availability of other sources of repayment; (3) the amount due or past due; (4) the type and value of collateral; (5) the strength of the collateral position; (6) the estimated cost to sell the collateral; and (7) the borrower’s effort to cure the delinquency. In addition for loans secured by real estate, the Company also considers the extent of any past due and unpaid property taxes applicable to the property serving as collateral on the mortgage. The Company establishes a general allowance for loans that are not deemed impaired to recognize the inherent losses associated with lending activities, but which, unlike specific allowances, has not been allocated to particular problem assets. The general valuation allowance is determined by segregating the loans by loan category and assigning allowance percentages based on the Company’s historical loss experience, delinquency trends, and management’s evaluation of the collectability of the loan portfolio. In certain instances, the historical loss experience could be adjusted if similar risks are not inherent I the remaining portfolio. The allowance is then adjusted for qualitative factors that, in management’s judgment, affect the collectability of the portfolio as of the evaluation date. These qualitative factors may include: (1) Management’s assumptions regarding the minimal level of risk for a given loan category; (2) changes in lending policies and procedures, including changes in underwriting standards, and charge-off and recovery practices not considered elsewhere in estimating credit losses; (3) changes in international, national, regional and local economics and business conditions and developments that affect the collectability of the portfolio, including the conditions of various market segments; (4) changes in the nature and volume of the portfolio and in the terms of loans; (5) changes in the experience, ability, and depth of the lending officers and other relevant staff; (6) changes in the volume and severity of past due loans, the volume of non-accrual loans, the volume of troubled debt restructured and other loan modifications, and the volume and severity of adversely classified loans; (7) changes in the quality of the loan review system; (8) changes in the value of the underlying collateral for collateral-dependent loans; (9) the existence and effect of any concentrations of credit, and changes in the level of such concentrations; and (10) the effect of other external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the existing portfolio. The applied loss factors are re-evaluated quarterly to ensure their relevance in the current environment. Although the Company’s policy allows for a general valuation allowance on certain smaller-balance, homogenous pools of loans classified as substandard, the Company has historically evaluated every loan classified as substandard, regardless of size, for impairment as part of the review for establishing specific allowances. The Company’s policy also allows for general valuation allowance on certain smaller-balance, homogenous pools of loans which are loans criticized as special mention or watch. A separate general allowance calculation is made on these loans based on historical measured weakness, and which is no less than twice the amount of the general allowance calculated on the non-classified loans. There have been no changes to the Company’s accounting policies or methodology from the prior periods. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. All loans are graded at inception of the loan. Subsequently, analyses are performed on an annual basis and grade changes are made as necessary. Interim grade reviews may take place if circumstances of the borrower warrant a more timely review. The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk rating system, the Company classifies problem and potential problem loans as “Watch,” “Substandard,” “Doubtful,” and “Loss.” The Company uses the following definitions for risk ratings: Pass – Watch – Substandard – Doubtful – Loss – Risk characteristics applicable to each segment of the loan portfolio are described as follows. Residential One- to four-family and Equity Lines of Credit Real Estate: Commercial and Multi-family Real Estate: Construction Real Estate: Commercial: Consumer: The following tables present the credit risk profile of the Company’s loan portfolio, as of June 30, 2019 and 2018, based on rating category and payment activity: Real Estate Loans June 30, 2019 One- to four- Multi-family Commercial Home Equity Construction Pass $ 127,386 $ 104,504 $ 142,076 $ 8,918 $ 16,113 Watch — — 1,040 — — Substandard 1,904 159 251 20 — Doubtful — — — — — Loss — — — — — Total $ 129,290 $ 104,663 $ 143,367 $ 8,938 $ 16,113 June 30, 2019, (Continued) Commercial Consumer Total Pass $ 81,906 $ 7,107 $ 488,010 Watch 1,375 — 2,415 Substandard 965 19 3,318 Doubtful — 10 10 Loss — — — Total $ 84,246 $ 7,136 $ 493,753 Real Estate Loans June 30, 2018 One- to Multi- Commercial Home Equity Construction Pass $ 127,410 $ 107,320 $ 139,805 $ 9,035 $ 13,763 Watch — — 1,089 — — Substandard 1,265 116 50 23 — Doubtful 6,302 — — — — Loss — — — — — Total $ 134,977 $ 107,436 $ 140,944 $ 9,058 $ 13,763 June 30, 2018, (Continued) Commercial Consumer Total Pass $ 66,545 $ 7,362 $ 471,240 Watch 1,204 1 2,294 Substandard 941 3 2,398 Doubtful 30 — 6,332 Loss — — — Total $ 68,720 $ 7,366 $ 482,264 The following tables present the Company’s loan portfolio aging analysis as of June 30, 2019 and 2018: 30-59 Days 60-89 Days Past Due Greater Than Total Past Due Current Total Loans Total Loans June 30, 2019 Real estate loans: One- to four-family $ 1,515 $ 255 $ 481 $ 2,251 $ 127,039 $ 129,290 $ 226 Multi-family 422 — — 422 104,241 104,663 — Commercial 74 6 12 92 143,275 143,367 — Home equity lines of credit — 26 20 46 8,892 8,938 — Construction — — — — 16,113 16,113 — Commercial 291 — 60 351 83,895 84,246 — Consumer 99 — 29 128 7,008 7,136 — Total $ 2,401 $ 287 $ 602 $ 3,290 $ 490,463 $ 493,753 $ 226 June 30, 2018 Real estate loans: One- to four-family $ 1,426 $ 207 $ 6,633 $ 8,266 $ 126,711 $ 134,977 $ 293 Multi-family — — 2 2 107,434 107,436 — Commercial 80 13 37 130 140,814 140,944 — Home equity lines of credit 14 23 — 37 9,021 9,058 — Construction 354 — — 354 13,409 13,763 — Commercial 76 — 30 106 68,614 68,720 — Consumer 10 29 1 40 7,326 7,366 1 Total $ 1,960 $ 272 $ 6,703 $ 8,935 $ 473,329 $ 482,264 $ 294 A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loans and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of the expected future cash flows, the loan’s observable market value, or, for collateral-dependent loans, the fair value of the collateral adjusted for market conditions and selling expenses. Significant restructured loans are considered impaired in determining the adequacy of the allowance for loan losses. The Company actively seeks to reduce its investment in impaired loans. The primary tools to work through impaired loans are settlement with the borrowers or guarantors, foreclosure of the underlying collateral, or restructuring. Included in certain loan categories in the impaired loans are $1.5 million in troubled debt restructurings that were classified as impaired. The following tables present impaired loans for year ended June 30, 2019 and 2018: June 30, 2019 Recorded Unpaid Specific Average Interest Interest on Loans without a specific allowance: Real estate loans: One- to four-family $ 1,676 $ 1,676 $ — $ 1,718 $ 63 $ 71 Multi-family — — — 1 — — Commercial 18 18 — 34 — — Home equity lines of credit 22 22 — 24 1 2 Construction — — — — — — Commercial 60 60 — 63 6 6 Consumer 19 19 — 24 2 2 Loans with a specific allowance: Real estate loans: One- to four-family $ 46 $ 46 $ 13 $ 47 $ 1 $ 1 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer 10 10 10 11 1 1 Total: Real estate loans: One- to four-family $ 1,722 $ 1,722 $ 13 $ 1,765 $ 64 $ 72 Multi-family — — — 1 — — Commercial 18 18 — 34 — — Home equity lines of credit 22 22 — 24 1 2 Construction — — — — — — Commercial 60 60 — 63 6 6 Consumer 29 29 10 35 3 3 Total $ 1,851 $ 1,851 $ 23 $ 1,922 $ 74 $ 83 June 30, 2018 Recorded Unpaid Specific Average Interest Interest on Loans without a specific allowance: Real estate loans: One- to four-family $ 7,904 $ 7,904 $ — $ 8,739 $ 50 $ 51 Multi-family 1,329 1,329 — 1,359 85 85 Commercial 47 47 — 86 4 5 Home equity lines of credit 26 26 — 28 2 2 Construction — — — — — — Commercial 30 30 — 57 — — Consumer 3 3 — 4 1 1 Loans with a specific allowance: Real estate loans: One- to four-family $ — $ — $ — $ — $ — $ — Multi-family — — — — — — Commercial 3 3 3 5 — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer — — — — — — Total: Real estate loans: One- to four-family $ 7,904 $ 7,904 $ — $ 8,739 $ 50 $ 51 Multi-family 1,329 1,329 — 1,359 85 85 Commercial 50 50 3 91 4 5 Home equity lines of credit 26 26 — 28 2 2 Construction — — — — — — Commercial 30 30 — 57 — — Consumer 3 3 — 4 1 1 Total $ 9,342 $ 9,342 $ 3 $ 10,278 $ 142 $ 144 Interest income recognized on impaired loans includes interest accrued and collected on the outstanding balances of accruing impaired loans as well as interest cash collections on non-accruing impaired loans for which the ultimate collectability of principal is not uncertain. The following table presents the Company’s nonaccrual loans at June 30, 2019 and 2018: 2019 2018 Real estate loans One- to four-family, including home equity loans $ 414 $ 6,339 Multi-family — 116 Commercial 18 50 Home equity lines of credit 20 — Construction — — Commercial 60 30 Consumer 29 — Total $ 541 $ 6,535 At June 30, 2019 and 2018, the Company had a number of loans that were modified in troubled debt restructurings (TDR’s) and impaired. The modification of terms of such loans included one or a combination of the following: an extension of maturity, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan. The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2019 and 2018. With the exception of three one- to four-family loans totaling $8,000, one home equity line of credit for $20,000, and one consumer loan for $2,000, all were performing according to the terms of the restructuring as of June 30, 2019, and with the exception of four one- to four-family loans totaling $169,000, one commercial real estate loan for $3,000, and one commercial business loan for $30,000, all loans were performing according to the terms of restructuring as of June 30, 2018. As of June 30, 2019 all loans listed were on nonaccrual except for ten one- to four-family residential loans totaling $1.3 million, and one home equity line of credit for $1,000. As of June 30, 2018 all loans listed were on nonaccrual except for thirteen one- to four-family residential loans totaling $1.6 million, one multi-family loan for $1.2 million, two home equity lines of credit totaling $26,000, and one consumer loan for $4,000. June 30, 2019 June 30, 2018 Real estate loans One- to four-family $ 1,475 $ 1,588 Multi-family — 1,213 Commercial 6 17 Home equity lines of credit 22 26 Total real estate loans 1,503 2,844 Construction — — Commercial — 30 Consumer 2 3 Total $ 1,505 $ 2,877 The following table represents loans modified as troubled debt restructurings during the years ending June 30, 2019 and 2018: Year Ended June 30, 2019 Year Ended June 30, 2018 Number of Recorded Number of Recorded Real estate loans: One- to four-family 1 $ 159 2 $ 60 Home equity lines of credit — — — — Multi-family — — — — Commercial — — 1 13 Total real estate loans 1 159 3 73 Construction — — — — Commercial — — — — Consumer loans — — — — Total 1 $ 159 3 $ 73 2019 Modifications During the year ended June 30, 2019, the Company modified one one- to four-family loan in the amount of $159,000. This modification included a decrease in interest rate and a maturity concession. 2018 Modifications During the year ended June 30, 2018, the Company modified two one- to four-family loans totaling $60,000 and one commercial real estate loan in the amount of $13,000. TDRs with Defaults The Company had six TDRs, four one- to four-family residential loans for $144,000, one home equity line of credit for $20,000, and one consumer loan for $2,000 that were in default as of June 30, 2019, and were restructured in prior years. No restructured loans were in foreclosure at June 30, 2019. The Company had six TDRs, four one- to four-family residential loans for $169,000, one commercial real estate loan for $3,000, and one commercial business loan for $30,000 that were in default as of June 30, 2018, and was restructured in prior years. No restructured loans were in foreclosure at June 30, 2018. The Company defines a default as any loan that becomes 90 days or more past due. Specific loss allowances are included in the calculation of estimated future loss ratios, which are applied to the various loan portfolios for purposes of estimating future losses. Management considers the level of defaults within the various portfolios, as well as the current adverse economic environment and negative outlook in the real estate and collateral markets when evaluating qualitative adjustments used to determine the adequacy of the allowance for loan losses. We believe the qualitative adjustments more accurately reflect collateral values in light of the sales and economic conditions that we have recently observed. We may obtain physical possession of real estate collateralizing a residential mortgage loan or home e

Premises and Equipment

Premises and Equipment	12 Months Ended
	Jun. 30, 2019
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 4: Premises and Equipment Major classifications of premises and equipment, stated at cost, are as follows: 2019 2018 Land $ 1,976 $ 1,976 Buildings and improvements 11,319 10,932 Furniture and equipment 4,756 4,035 18,051 16,943 Less accumulated depreciation 7,345 6,717 Net premises and equipment $ 10,706 $ 10,226

Loan Servicing

Loan Servicing	12 Months Ended
	Jun. 30, 2019
Transfers and Servicing [Abstract]
Loan Servicing	Note 5: Loan Servicing Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balance of mortgage loans serviced for others was $99,021,000 and $95,825,000 at June 30, 2019 and 2018, respectively. Custodial escrow balances in connection with the foregoing loan servicing were $652,000 and $408,000 at June 30, 2019 and 2018, respectively. The aggregate fair value of capitalized mortgage servicing rights at June 30, 2019 and 2018 was $853,000 and $866,000, respectively. Comparable market values and a valuation model that calculates the present value of future cash flows were used to estimate fair value. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as costs to service, a discount rate, custodial earnings rate, default rates and losses and prepayment speeds. The following summarizes the activity in mortgage servicing rights measured using the fair value method: 2019 2018 Fair value, beginning of period $ 866 $ 710 Additions: Servicing assets resulting from asset transfers 144 164 Subtractions: Payments received and loans refinanced (112 ) (102 ) Changes in fair value, due to changes in valuation inputs or assumptions (45 ) 94 Fair value, end of period $ 853 $ 866 For purposes of measuring impairment, risk characteristics including product type, investor type, and interest rates, were used to stratify the originated mortgage servicing rights.

Interest-Bearing Deposits

Interest-Bearing Deposits	12 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Interest-Bearing Deposits	Note 6: Interest-bearing Deposits Interest-bearing deposits in denominations of $100,000 or more were $260,311,000 at June 30, 2019 and $218,149,000 at June 30, 2018. The following table represents interest expense by deposit type: 2019 2018 Savings, NOW, and Money Market $ 1,574 $ 1,021 Certificates of deposit 4,954 2,873 Brokered certificates of deposit 789 556 Total deposit interest expense $ 7,317 $ 4,450 At June 30, 2019, the scheduled maturities of time deposits; including brokered time deposits, are as follows: 2020 $ 210,936 2021 99,154 2022 13,986 2023 5,211 2024 and thereafter 998 $ 330,285

Federal Home Loan Bank Advances

Federal Home Loan Bank Advances	12 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Federal Home Loan Bank Advances	Note 7: Federal Home Loan Bank Advances The Federal Home Loan Bank advances totaled $24,000,000 and $67,500,000 as of June 30, 2019 and 2018, respectively. The Federal Home Loan Bank advances are secured by mortgage, multi-family, commercial real estate, and HELOC loans totaling $321,046,000 at June 30, 2019. Advances at June 30, 2019, at interest rates from 0.92 to 2.89 percent are subject to restrictions or penalties in the event of prepayment. Aggregate annual maturities of Federal Home Loan Bank advances at June 30, 2019, are: 2020 $ — 2021 4,000 2022 — 2023 10,000 2024 10,000 Thereafter — $ 24,000

Repurchase Agreements

Repurchase Agreements	12 Months Ended
	Jun. 30, 2019
Brokers and Dealers [Abstract]
Repurchase Agreements	Note 8: Repurchase Agreements Securities sold under agreements to repurchase consist of obligations of the Company to other parties. The carrying value of securities sold under agreement to repurchase amounted to $2.0 million at June 30, 2019 and $2.3 million at June 30, 2018. At June 30, 2019, approximately $472,000 of our repurchase agreements had an overnight maturity, while the remaining $1.5 million in repurchase agreements had a term of 30 to 90 days. The maximum amount of outstanding agreements at any month-end during 2019 and 2018 totaled $2,840,000 and $2,980,000, respectively, and the monthly average of such agreements totaled $2,400,000 and $2,623,000 for 2019 and 2018, respectively. All of our repurchase agreements were secured by U.S. Government, federal agency and GSE securities. The right of offset for a repurchase agreement resembles a secured borrowing, whereby the collateral pledged by the Company would be used to settle the fair value of the repurchase agreement should the Company be in default. The collateral is held by the Company in a segregated custodial account. In the event the collateral fair value falls below stipulated levels, the Company will pledge additional securities. The Company closely monitors collateral levels to ensure adequate levels are maintained.

Income Taxes

Income Taxes	12 Months Ended
	Jun. 30, 2019
Income Tax Disclosure [Abstract]
Income Taxes	Note 9: Income Taxes The Company and its subsidiary file income tax returns in the U.S. federal jurisdiction and the States of Illinois and Missouri. During the years ended June 30, 2019 and 2018, the Company did not recognize expense for interest or penalties. The provision for income taxes includes these components: 2019 2018 Taxes currently payable $ 1,217 $ 1,401 Deferred income taxes 76 1,324 Income tax expense $ 1,293 $ 2,725 A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: 2019 2018 Computed at the statutory rate* $ 1,019 $ 1,232 Increase (decrease) resulting from Tax exempt interest (26 ) (37 ) Cash surrender value of life insurance (56 ) (104 ) State income taxes 329 270 Adjustment of deferred tax asset and tax rate change for enacted changes in tax laws — 1,318 Other 27 46 Actual tax expense $ 1,293 $ 2,725 Tax rate as a percentage of pre-tax income 26.7 % 61.1 % *Statutory tax rate of 21.0% for year ended June 30, 2019, and 27.6% (blended rate) for year ended June 30, 2018. The tax effects of temporary differences related to deferred taxes shown on the consolidated balance sheets were: 2019 2018 Deferred tax assets Allowance for loan losses $ 1,802 $ 1,695 Accrued retirement liability 651 602 Deferred compensation 422 378 Deferred loan fees 83 114 Postretirement health plan 170 174 Unrealized losses on available-for-sale securities — 1,462 Accrued vacation 46 40 MPF recourse liability 66 53 Deferred revenue Mastercard 27 30 Stock options - Directors 42 34 Other 12 28 3,321 4,610 Deferred tax liabilities Depreciation (426 ) (198 ) Mortgage servicing rights (243 ) (247 ) Deferred loan expense (182 ) (160 ) Unrealized gains on available-for-sale securities (395 ) — Other (9 ) (2 ) (1,255 ) (607 ) Net deferred tax asset $ 2,066 $ 4,003 Retained earnings at both June 30, 2019 and 2018, include approximately $2,217,000, for which no deferred federal income tax liability has been recognized. These amounts represent an allocation of income to bad debt deductions for tax purposes only. Reduction of amounts so allocated for purposes other than tax bad debt losses or adjustments arising from carryback of net operating losses would create income for tax purposes only, which would be subject to the then-current corporate income tax rate. The deferred income tax liabilities on the preceding amounts that would have been recorded if they were expected to reverse into taxable income in the foreseeable future were approximately $466,000 at both June 30, 2019 and 2018.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	12 Months Ended
	Jun. 30, 2019
Equity [Abstract]
Accumulated Other Comprehensive Income	Note 10: Accumulated Other Comprehensive Income The components of accumulated other comprehensive income, included in stockholders’ equity, are as follows: 2019 2018 Net unrealized gains (losses) on securities available for sale $ 1,386 $ (4,240 ) Net unrealized postretirement health benefit plan obligations (596 ) (504 ) 790 (4,744 ) Tax effect (225 ) 1,636 Net-of-tax amount $ 565 $ (3,108 )

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income (AOCI) by Component	12 Months Ended
	Jun. 30, 2019
Text Block [Abstract]
Changes in Accumulated Other Comprehensive Income (AOCI) by Component	Note 11: Changes in Accumulated Other Comprehensive Income (AOCI) by Component Amounts reclassified from AOCI and the affected line items in the statements of income during the years ended June 30, 2019 and 2018, were as follows: Amounts Reclassified 2019 2018 Affected Line Item in the Condensed Consolidated Statements of Income Realized gains on available-for-sale securities $ 11 $ 13 Net realized gains on sale of available-for-sale securities Amortization of defined benefit pension items: Actuarial losses 104 104 Components are included in computation of net periodic pension cost Prior service costs — (34 ) Total reclassified amount before tax 115 83 Tax expense (benefit) 11 29 Provision for Income Tax Total reclassification out of AOCI $ 104 $ 54 Net Income

Regulatory Matters

Regulatory Matters	12 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Regulatory Matters	Note 12: Regulatory Matters The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that if undertaken, could have a direct material effect on the Association’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines involving quantitative measures of the Association’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Association’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors. The Basel III regulatory capital framework (the “Basel III Capital Rules”) adopted by U.S. federal regulatory authorities, among other things, (i) establish the capital measure called “Common Equity Tier 1” (“CET1”), (ii) specify that Tier 1 capital consist of CET1 and “Additional Tier 1 Capital” instruments meeting stated requirements, (iii) define CET1 narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital and (iv) set forth the acceptable scope of deductions/adjustments to the specified capital measures. The Basel III Capital Rules became effective for us on January 1, 2015 with certain transition provisions fully phased in on January 1, 2019. Additionally, the Basel III Capital Rules require that we maintain a capital conservation buffer with respect to each of the CET1, Tier 1 and total capital to risk-weighted assets, which provides for capital levels that exceed the minimum risk-based capital adequacy requirements. The capital conservation buffer was phased in and became fully phased in on January 1, 2019 at 2.5%. A financial institution with a conservation buffer of less than the required amount is subject to limitations on capital distributions, including dividend payments and stock repurchases, and certain discretionary bonus payments to executive officers. Quantitative measures established by regulation to ensure capital adequacy require the Association to maintain minimum amounts and ratios of total risk-based capital and Tier 1 capital to risk-weighted assets, and Tier 1 capital to adjusted total assets. Management believes, as of June 30, 2019, the Association meets all capital adequacy requirements to which it is subject. As a result of the recently enacted Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies are required to develop a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A “qualifying community bank” that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered “well capitalized” under Prompt Corrective Action statutes. The federal banking agencies may consider a financial institution’s risk profile when evaluating whether it qualifies as a community bank for purposes of the capital ratio requirement. The federal banking agencies must set the minimum capital for the new Community Bank Leverage Ratio at not less than 8% and not more than 10%. A financial institution can elect to be subject to this new definition. As of June 30, 2019, the Association was categorized as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Association has to maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as disclosed in the table below. There are no conditions or events that management believes have changed the Association’s prompt corrective action category. The Association’s actual capital amounts (in thousands) and ratios are also presented in the table. Actual Minimum Capital Minimum to Be Well Amount Ratio Amount Ratio Amount Ratio As of June 30, 2019 Total capital (to risk-weighted assets) $ 81,624 16.28 % $ 40,119 8.00 % $ 50,149 10.00 % Tier 1 capital (to risk-weighted assets) 75,355 15.03 % 30,090 6.00 % 40,119 8.00 % Common Equity Tier 1 capital (to risk-weighted assets) 75,355 15.03 % 22,567 4.50 % 32,597 6.50 % Tier 1 capital (to adjusted total assets) 75,355 10.96 % 27,513 4.00 % 34,392 5.00 % Tangible capital (to adjusted tangible assets) 75,355 10.96 % 10,317 1.50 % N/A N/A As of June 30, 2018 Total capital (to risk-weighted assets) $ 78,988 16.09 % $ 39,276 8.00 % $ 49,095 10.00 % Tier 1 capital (to risk-weighted assets) 73,053 14.88 % 29,457 6.00 % 39,276 8.00 % Common Equity Tier 1 capital (to risk-weighted assets) 73,053 14.88 % 22,093 4.50 % 31,912 6.50 % Tier 1 capital (to adjusted total assets) 73,053 11.51 % 25,394 4.00 % 31,743 5.00 % Tangible capital (to adjusted tangible assets) 73,053 11.51 % 9,523 1.50 % N/A N/A The following is a reconciliation of the Association equity amounts included in the consolidated balance sheets to the amounts reflected for regulatory purposes: 2019 2018 Association equity $ 75,920 $ 69,945 Less net unrealized gains 991 (2,778 ) Less postretirement benefit plan (426 ) (330 ) Tier 1 capital 75,355 73,053 Plus allowance for loan losses subject to limit 6,269 5,945 Total risk-based capital $ 81,624 $ 78,988 The Association’s ability to pay dividends on its common stock to the Company is restricted to maintain adequate capital as shown in the previous tables. Additionally, prior regulatory approval is required for the declaration of any dividends generally in excess of the sum of net income for the calendar year and retained net income for the preceding two calendar years.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Jun. 30, 2019
Related Party Transactions [Abstract]
Related Party Transactions	Note 13: Related Party Transactions At June 30, 2019 and 2018, the Company had loans outstanding to executive officers, directors, significant members and their affiliates (related parties). Changes in loans to executive officers and directors are summarized as follows: 2019 2018 Balance, beginning of year $ 3,132 $ 4,520 New loans 756 139 Repayments (855 ) (1,527 ) Balance, end of year $ 3,033 $ 3,132 Deposits from related parties held by the Company at June 30, 2019 and 2018 totaled $1,482,000 and $1,599,000, respectively. In management’s opinion, such loans and other extensions of credit and deposits were made in the ordinary course of business and were made on substantially the same terms (including interest rates and collateral) as those prevailing at the time for comparable transactions with other persons. Further, in management’s opinion, these loans did not involve more than normal risk of collectibility or present other unfavorable features.

Employee Benefits

Employee Benefits	12 Months Ended
	Jun. 30, 2019
Retirement Benefits [Abstract]
Employee Benefits	Note 14: Employee Benefits The Company sponsors a noncontributory postretirement health benefit plan (postretirement plan). The postretirement plan provides medical coverage benefits for former employees and their spouses upon retirement. The postretirement plan has no assets to offset the future liabilities incurred under the postretirement plan. The Company’s funding policy is to make the minimum annual contribution that is required by applicable regulations, plus such amounts as the Company may determine to be appropriate from time to time. The Company expects to contribute $171,000 to the plan in fiscal year 2020. The Company uses a June 30 measurement date for the plan. Information about the plan’s funded status and pension cost follows: 2019 2018 Change in benefit obligation Beginning of year $ 2,770 $ 2,874 Service cost 50 53 Interest cost 107 100 Actuarial gain 106 (138 ) Benefits paid (114 ) (119 ) End of year $ 2,919 $ 2,770 Significant balances, costs and assumptions are: Postretirement Plan 2019 2018 Benefit obligation $ 2,919 $ 2,770 Fair value of plan assets — — Funded status $ (2,919 ) $ (2,770 ) Accumulated benefit obligation $ 2,919 $ 2,770 Amounts recognized in the consolidated balance sheets: Accrued benefit cost $ 2,919 $ 2,770 Components of net periodic benefit cost: 2019 2018 Service cost $ 50 $ 53 Interest cost 107 100 Amortization of prior service credit — (34 ) Amortization of (Gain) or Loss 16 31 $ 173 $ 150 Amounts recognized in accumulated other comprehensive income not yet recognized as components of net periodic benefit cost consist of: 2019 2018 Net loss $ 531 $ 440 Prior service credit — — $ 531 $ 440 Other significant balances and costs are: 2019 2018 Employer contribution $ 114 $ 119 Benefits paid 114 119 Benefit costs 173 150 Other changes in plan assets and benefit obligations recognized in other comprehensive income are described in Note 11. The estimated net loss, prior service cost and transition obligation for the postretirement plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost of the next fiscal year are $25,000, $0, and $0, respectively. A discount rate of 3.25% and 3.95% were used for 2019 and 2018, to determine the benefit obligations and benefit costs. Assumed health care cost trend rates have a significant effect on the amounts reported for health care plans. A one-percentage-point change in assumed health care cost trend rates would have the following effects: One- One- Effect on total of service and interest cost components $ 4 $ (3 ) Effect on postretirement benefit obligation 34 (35 ) For measurement purposes, a 9% annual rate of increase in the per capita cost of covered health care benefits was assumed for 2019, 2020 and 2021, respectively. The rate was assumed to decrease gradually to 5% by the year 2030 and remain at that level thereafter. The following postretirement plan benefit payments, which reflect expected future service, as appropriate, are expected to be paid as of June 30, 2019: 2020 $ 124 2021 142 2022 167 2023 181 2024 197 2025-2029 947 The Company has a 401(k) plan covering substantially all employees. The Company matches 25% of the first 5% of compensation that a participant defers. Employer contributions charged to expense for 2019 and 2018 were $68,000 and $63,000, respectively. The plan also includes an Employer Profit Sharing contribution which allows all eligible participants to receive at least 5% of their Plan year salary. The Company’s contributions for the plan years ended June 30, 2019 and 2018 were $510,000 and $466,000, respectively. The Company has deferred compensation agreements for directors, which provides benefits payable upon normal retirement age of 72. The present value of the estimated liability under the agreement is being accrued using a discount rate of 6 percent. The deferred compensation charged to expense totaled $220,000 and $224,000 for the years ended June 30, 2019 and 2018, respectively. The agreements’ accrued liability of $1.5 million and $1.3 million as of June 30, 2019 and 2018, respectively, is included in other liabilities in the consolidated balance sheets.The following benefit payments are expected to be paid for these agreements: 2020 $ 65 2021 104 2022 150 2023 131 2024 130 Thereafter 3,872 $ 4,452

Stock-based Compensation

Stock-based Compensation	12 Months Ended
	Jun. 30, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-based Compensation	Note 15: Stock-based Compensation In connection with the conversion to stock form, the Association established an ESOP for the exclusive benefit of eligible employees (all salaried employees who have completed at least 1,000 hours of service in a twelve-month period and have attained the age of 21). The ESOP borrowed funds from the Company in an amount sufficient to purchase 384,900 shares (approximately 8% of the Common Stock issued in the stock offering). The loan is secured by the shares purchased and will be repaid by the ESOP with funds from contributions made by the Association and dividends received by the ESOP, with funds from any contributions on ESOP assets. Contributions will be applied to repay interest on the loan first, and the remainder will be applied to principal. The loan is expected to be repaid over a period of up to 20 years. Shares purchased with the loan proceeds are held in a suspense account for allocation among participants as the loan is repaid. Contributions to the ESOP and shares released from the suspense account are allocated among participants in proportion to their compensation, relative to total compensation of all active participants. Participants will vest 100% in their accrued benefits under the employee stock ownership plan after six vesting years, with prorated vesting in years two through five. Vesting is accelerated upon retirement, death or disability of the participant or a change in control of the Association. Forfeitures will be reallocated to remaining plan participants. Benefits may be payable upon retirement, death, disability, separation from service, or termination of the ESOP. Since the Association’s annual contributions are discretionary, benefits payable under the ESOP cannot be estimated. Participants receive the shares at the end of employment. The Company is accounting for its ESOP in accordance with ASC Topic 718, Employers Accounting for Employee Stock Ownership Plans A summary of ESOP shares at June 30, 2019 and 2018 are as follows (dollars in thousands): 2019 2018 Allocated shares 109,018 96,133 Shares committed for release 19,245 19,245 Unearned shares 230,940 250,185 Total ESOP shares 359,203 365,563 Fair value of unearned ESOP shares (1) $ 4,829 $ 5,979 (1) Based on closing price of $20.91 and $23.90 per share on June 30, 2019, and 2018, respectively. During the year ended June 30, 2019 and 2018, 6,360 and 6,116 ESOP shares, respectively, were paid to ESOP participants due to separation from service. The IF Bancorp, Inc. 2012 Equity Incentive Plan (the “Equity Incentive Plan”) was approved by stockholders in 2012. The purpose of the Equity Incentive Plan is to promote the long-term financial success of the Company and its Subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interests with those of the Company’s stockholders. The Equity Incentive Plan authorizes the issuance or delivery to participants of up to 673,575 shares of the Company common stock pursuant to grants of incentive and non-qualified stock options, restricted stock awards and restricted stock unit awards, provided that the maximum number of shares of Company common stock that may be delivered pursuant to the exercise of stock options (all of which may be granted as incentive stock options) is 481,125 and the maximum number of shares of Company stock that may be issued as restricted stock awards or restricted stock units is 192,450. On December 10, 2013, the Board of Directors approved grants of 85,500 shares of restricted stock and 167,000 in stock options to be awarded to senior officers and directors of the Association. The restricted stock will vest in equal installments over 10 years and the stock options will vest in equal installments over 7 years, both starting in December 2014. On December 10, 2015, the Board of Directors approved grants of 16,900 shares of restricted stock to be awarded to senior officers and directors of the Association. The restricted stock will vest in equal installments over 8 years, starting in December 2016. As of June 30, 2018, there were 90,050 shares of restricted stock and 314,125 stock option shares available for future grants under this plan. The following table summarizes stock option activity for the year ended June 30, 2019 (dollars in thousands): Shares Weighted- Weighted- Aggregate Outstanding, June 30, 2018 153,143 $ 16.63 Granted — — Exercised — — Forfeited — — Outstanding, June 30, 2019 153,143 $ 16.63 4.4 $ 655 (1) Exercisable, June 30, 2019 108,571 $ 16.63 4.4 $ 465 (1) (1) Based on closing price of $20.91 per share on June 30, 2019. Intrinsic value for stock options is defined as the difference between the current market value and the exercise price. There were no options granted during the year ended June 30, 2019. There were 22,286 options that vested during the year ended June 30, 2019 compared to 22,285 stock options that vested during the year ended June 30, 2018. Stock-based compensation expense and related tax benefit was $57,000 and $16,000, respectively, for both the year ended June 30, 2019, and the year ended June 30, 2018, and was recognized in non-interest expense. Total unrecognized compensation cost related to non-vested stock options was $80,000 at June 30, 2019 and is expected to be recognized over a weighted-average period of 1.4 years. The following table summarizes non-vested restricted stock activity for the year ended June 30, 2019: Shares Weighted- Grant-Date Balance, June 30, 2018 60,375 $ 16.79 Granted — — Forfeited — — Earned and issued 10,062 16.79 Balance, June 30, 2019 50,313 16.79 The fair value of the restricted stock awards is amortized to compensation expense over the vesting period (ten years) and is based on the market price of the Company’s common stock at the date of grant multiplied by the number of shares granted that are expected to vest. At the date of grant the par value of the shares granted was recorded in equity as a credit to common stock and a debit to paid-in capital. Stock-based compensation expense and related tax benefit for restricted stock was $160,000 and $46,000, respectively, for the year ended June 30, 2019, and was $160,000 and $44,000, respectively, for the year ended June 30, 2018, and was recognized in non-interest expense. Unrecognized compensation expense for non-vested restricted stock awards was $766,000 and is expected to be recognized over 4.4 years with a corresponding credit to paid-in capital.

Earnings Per Share ("EPS")

Earnings Per Share ("EPS")	12 Months Ended
	Jun. 30, 2019
Earnings Per Share [Abstract]
Earnings Per Share ("EPS")	Note 16: Earnings Per Share (“EPS”) Basic and diluted earnings per common share are presented for the years ended June 30, 2019 and 2018. The factors used in the earnings per common share computation follow: Year Ended Year Ended Net income $ 3,558 $ 1,738 Basic weighted average shares outstanding 3,716,924 3,918,676 Less: Average unallocated ESOP shares (240,563 ) (259,808 ) Average shares outstanding 3,476,361 3,658,868 Diluted effect of restricted stock awards and stock options 53,856 39,716 Diluted average shares outstanding 3,530,217 3,698,584 Basic earnings per common share $ 1.02 $ 0.47 Diluted earnings per common share $ 1.01 $ 0.47 The Company announced a stock repurchase plan on December 10, 2018, which allowed the Company to repurchase up to 290,356 shares of its common stock, or approximately 7.5% of its then current outstanding shares. As of March 31, 2019, all 290,356 shares had been repurchased under this plan at an average price of $21.23 per share. The Company announced another stock repurchase plan on June 12, 2019, which allowed the Company to repurchase up to 89,526 shares of its common stock, or approximately 2.5% of its then current outstanding shares. As of June 30, 2019, 2,800 shares had been repurchased at an average price of $21.02 per share.

Disclosures about Fair Value of

Disclosures about Fair Value of Assets	12 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Disclosures about Fair Value of Assets	Note 17: Disclosures about Fair Value of Assets Fair value is the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2019 and 2018: Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Available-for-sale securities: US Government and federal agency $ 12,950 $ — $ 12,950 $ — Mortgage-backed securities – GSE residential 125,510 — 125,510 — Small Business Administration 4,935 — 4,935 — State and political subdivisions 2,896 — 2,896 — Mortgage servicing rights 853 — — 853 Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2018: Available-for-sale securities: US Government and federal agency $ 23,922 $ — $ 23,922 $ — Mortgage-backed securities – GSE residential 97,059 — 97,059 — Small Business Administration 1,891 — 1,891 — State and political subdivisions 3,124 — 3,124 — Mortgage servicing rights 866 — — 866 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the year ended June 30, 2019. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-sale Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. There were no Level 1 securities as of June 30, 2019 or 2018. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. For these investments, the inputs used by the pricing service to determine fair value may include one, or a combination of, observable inputs such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bid, offers and reference data market research publications and are classified within Level 2 of the valuation hierarchy. Level 2 securities include U.S. Government and federal agency, mortgage-backed securities (GSE—residential) and state and political subdivisions. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. There were no Level 3 securities as of June 30, 2019 or 2018. Mortgage Servicing Rights Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. Management measures mortgage servicing rights through the completion of a proprietary model. Inputs to the model are developed by the accounting staff and are reviewed by management. The model is tested annually using baseline data to check its accuracy. Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: Mortgage Balance, July 1, 2017 $ 710 Total realized and unrealized gains and losses included in net income 94 Servicing rights that result from asset transfers 164 Payments received and loans refinanced (102 ) Balance, June 30, 2018 866 Total realized and unrealized gains and losses included in net income (45 ) Servicing rights that result from asset transfers 144 Payments received and loans refinanced (112 ) Balance, June 30, 2019 $ 853 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ (45 ) Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as noninterest income. Nonrecurring Measurements The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2019 and 2018: Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Impaired loans (collateral dependent) $ 33 $ — $ — $ 33 Foreclosed assets 512 — — 512 June 30, 2018: Impaired loans (collateral dependent) $ — $ — $ — $ — The following table presents (losses)/recoveries recognized on assets measured on a non-recurring basis for the years ended June 30, 2019 and 2018: 2019 2018 Impaired loans (collateral dependent) $ (20 ) $ 3 Foreclosed and repossessed assets held for sale (196 ) — Following is a description of the valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Collateral-dependent Impaired Loans, Net of the Allowance for Loan Losses The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the senior lending officer. Appraisals are reviewed for accuracy and consistency by the senior lending officer. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by the senior lending officer by comparison to historical results. Unobservable (Level 3) Inputs The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements. Fair Value at Valuation Unobservable Inputs Range (Weighted Mortgage servicing rights $ 853 Discounted Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 8.3% - 11.0% (9.0%) Probability of default 0.05% - 0.12% (0.11%) Impaired loans (collateral dependent) 33 Market Marketability discount 11.1% (11.1%) Foreclosed assets 512 Market Comparability adjustments (%) 7.8% (7.8%) Fair Value at Valuation Unobservable Inputs Range (Weighted Mortgage servicing rights $ 866 Discounted Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 6.3% - 10.3% (6.6%) Probability of default 0.00% -0.17% (0.16%) Fair Value of Financial Instruments The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2019 and 2018. Fair Value Carrying Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Financial assets Cash and cash equivalents $ 59,600 $ 59,600 $ — $ — Interest-bearing time deposits in banks 3,000 3,000 — — Loans, net of allowance for loan losses 487,774 — — 480,479 Federal Home Loan Bank stock 1,174 — 1,174 — Accrued interest receivable 2,142 — 2,142 — Financial liabilities Deposits 607,023 — 276,738 331,865 Repurchase agreements 2,015 — 2,015 — Federal Home Loan Bank advances 24,000 — 24,419 — Advances from borrowers for taxes and insurance 747 — 747 — Accrued interest payable 801 — 801 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — Lines of credit — — — — Fair Value Carrying Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2018: Financial assets Cash and cash equivalents $ 4,754 $ 4,754 $ — $ — Interest-bearing time deposits in banks 1,750 1,750 — — Loans, net of allowance for loan losses 476,480 — — 468,932 Federal Home Loan Bank stock 3,285 — 3,285 — Accrued interest receivable 1,821 — 1,821 — Financial liabilities Deposits 480,421 — 216,841 261,898 Repurchase agreements 2,281 — 2,281 — Federal Home Loan Bank advances 67,500 — 67,355 — Advances from borrowers for taxes and insurance 309 — 309 — Accrued interest payable 188 — 188 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — Lines of credit — — — — The methods utilized to estimate the fair value of financial instruments at June 30, 2018 did not necessarily represent an exit price. In accordance with the Company’s adoption of ASU 2016-01 as of July 1, 2018, the methods utilized to measure the fair value of financial instruments at June 30, 2019 represent an approximation of exit price; however, an actual exit price may differ.

Significant Estimates and Conce

Significant Estimates and Concentrations	12 Months Ended
	Jun. 30, 2019
Text Block [Abstract]
Significant Estimates and Concentrations	Note 18: Significant Estimates and Concentrations Accounting principles generally accepted in the United States of America require disclosure of certain significant estimates and current vulnerabilities due to certain concentrations. Estimates related to the allowance for loan losses are reflected in the footnote regarding loans. Current vulnerabilities due to certain concentrations of credit risk are discussed in the footnote on commitments and credit risk.

Commitments and Credit Risk

Commitments and Credit Risk	12 Months Ended
	Jun. 30, 2019
Commitments and Contingencies Disclosure [Abstract]
Commitments and Credit Risk	Note 19: Commitments and Credit Risk The Company generates commercial, mortgage and consumer loans and receives deposits from customers located in the Illinois counties of Vermilion, Iroquois, Champaign, and Kankakee, as well as adjacent counties in Illinois and Indiana within 30 miles of a branch or loan production office. The Company generates commercial, mortgage and consumer loans from its location in Osage Beach, Missouri. The Company’s loans are generally secured by specific items of collateral including real property and consumer assets. Although the Company has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent upon economic conditions in the Company’s various locations. Commitments to Originate Loans Commitments to originate loans are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. At June 30, 2019 and 2018, the Company had outstanding commitments to originate loans aggregating approximately $5,430,000 and $9,246,000, respectively. The commitments extended over varying periods of time with the majority being disbursed within a one-year period. Loan commitments at fixed rates of interest amounted to $2,959,000 and $8,890,000 at June 30, 2019 and 2018, respectively, with the remainder subject to adjustable interest rates. The weighted average interest rates for fixed rate loan commitments were 5.03% and 5.29% as of June 30, 2019 and 2018, respectively. Lines of Credit Lines of credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. Management uses the same credit policies in granting lines of credit as it does for on-balance-sheet instruments. At June 30, 2019, the Company had granted unused lines of credit to borrowers aggregating approximately $44,070,000 and $6,726,000 for commercial lines and open-end consumer lines, respectively. At June 30, 2018, the Company had granted unused lines of credit to borrowers aggregating approximately $47,997,000 and $5,545,000 for commercial lines and open-end consumer lines, respectively. Other Credit Risks At June 30, 2019 and 2018, the interest-bearing demand deposits on the consolidated balance sheets represent amounts on deposit with one financial institution, the Federal Home Loan Bank of Chicago.

Condensed Financial Information

Condensed Financial Information (Parent Company Only)	12 Months Ended
	Jun. 30, 2019
Condensed Financial Information Disclosure [Abstract]
Condensed Financial Information (Parent Company Only)	Note 20: Condensed Financial Information (Parent Company Only) Presented below is condensed financial information as to financial position, results of operations and cash flows of the Company as of and for the years ended June 30, 2019 and 2018: Condensed Balance Sheet June 30, June 30, 2019 2018 Assets Cash and due from banks $ 4,058 $ 9,060 Investment in common stock of subsidiary 75,920 69,945 ESOP loan 2,628 2,785 Total assets $ 82,606 $ 81,790 Liabilities Other liabilities $ 145 $ 115 Total liabilities 145 115 Stockholders’ Equity 82,461 81,675 Total liabilities and stockholders’ equity $ 82,606 $ 81,790 Condensed Statement of Income and Comprehensive Income (Loss) Year Ending Year Ending 2019 2018 Income Interest on ESOP loan $ 136 $ 123 Deposits with financial institutions — — Total income 136 123 Expense 183 179 Loss Before Income Tax and Equity in Undistributed Income of Subsidiary (47 ) (56 ) Benefit for Income Taxes (11 ) (19 ) Loss Before Equity in Undistributed Loss of Subsidiary (36 ) (37 ) Equity in Undistributed Income of Subsidiary 3,594 1,775 Net Income $ 3,558 $ 1,738 Comprehensive Income (Loss) $ 7,231 $ (797 ) Condensed Statement of Cash Flows Year Ended Year Ended 2019 2018 Cash flows from operating activities Net income $ 3,558 $ 1,738 Items not requiring (providing) cash Deferred income tax — (39 ) Net change in other liabilities 30 87 Earnings from subsidiary (3,594 ) (1,775 ) Net cash provided by operating activities (6 ) 11 Cash flows from financing activities Stock purchase per stock repurchase plan (6,222 ) (1,380 ) Dividends paid (930 ) (784 ) Dividends received 2,000 — Loan for ESOP 156 157 Net cash used in financing activities (4,996 ) (2,007 ) Net Change in Cash and Cash Equivalents (5,002 ) (1,996 ) Cash and Cash Equivalents at Beginning of Year 9,060 11,056 Cash and Cash Equivalents at End of Year $ 4,058 $ 9,060

Nature of Operations and Summ_2

Nature of Operations and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Jun. 30, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations	Nature of Operations IF Bancorp, Inc., (“IF Bancorp” or the “Company”) is a Maryland corporation whose principal activity is the ownership and management of its wholly-owned subsidiary, Iroquois Federal Savings and Loan Association (“Iroquois Federal” or the “Association”). The Association provides a full range of banking and financial services to individual and corporate customers from our seven full-service banking offices located in the municipalities of Watseka, Danville, Clifton, Hoopeston, Savoy, Champaign, and Bourbonnais, Illinois, and our loan production and wealth management office in Osage Beach, Missouri. Our primary lending market includes the Illinois counties of Vermilion, Iroquois, Champaign and Kankakee, as well as the adjacent counties in Illinois and Indiana. Our loan production and wealth management office in Osage Beach, Missouri, serves the Missouri counties of Camden, Miller and Morgan. The principal activity of the Association’s wholly-owned subsidiary, L.C.I. Service Corporation (“L.C.I.”), is the sale of property and casualty insurance. The Company is primarily engaged in the business of directing, planning, and coordinating the business activities of the Association. The Company and Association are subject to competition from other financial institutions. The Company and Association are also subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory authorities.
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of the Company, the Association and Association’s wholly owned subsidiary, L.C.I. All significant intercompany accounts and transactions have been eliminated in consolidation.
Operating Segment	Operating Segment The Company provides community banking services, including such products and services as loans, certificates of deposits, savings accounts, and mortgage originations. These activities are reported as a single operating segment. The Company does not derive revenues from, or have assets located in, foreign countries, nor does it derive revenues from any single customer that represents 10% or more of the Company’s total revenues.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, fair value measurements and classifications of investment securities, loan servicing rights and income taxes.
Interest-bearing Time Deposits in Banks	Interest-bearing Time Deposits in Banks Interest-bearing time deposits in banks mature within five years and are carried at cost.
Cash Equivalents	Cash Equivalents The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At June 30, 2019 and 2018, cash equivalents consisted primarily of noninterest bearing deposits and interest bearing demand deposits.
Securities	Securities Securities are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive loss. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method.
Loans Held for Sale	Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to noninterest income. Gains and losses on loan sales are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, and any unamortized deferred fees or costs on originated loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and amortized as a level yield adjustment over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. Groups of loans with similar characteristics, including individually evaluated loans not determined to be impaired, are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.
Premises and Equipment	Premises and Equipment Depreciable assets are stated at cost less accumulated depreciation. Depreciation is charged to expense using the straight-line method over the estimated useful lives of the assets. The estimated useful lives for each major depreciable classification of premises and equipment are as follows: Buildings and improvements 35-40 years Furniture and equipment 3-5 years
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula, carried at cost and evaluated for impairment.
Foreclosed Assets Held for Sale	Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net income or expense from foreclosed assets.
Bank-owned Life Insurance	Bank-owned Life Insurance Bank-owned life insurance policies are reflected on the consolidated balance sheets at the estimated cash surrender value. Changes in the cash surrender value are reflected in noninterest income in the consolidated statements of income.
Fee Income	Fee Income Loan origination fees, net of direct origination costs, are recognized as income using the level-yield method over the contractual life of the loans.
Revenue Recognition	Revenue Recognition Accounting Standards Codification (“ASC”) 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows: Customer Service Fees - The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied. Insurance Commissions - The Company’s insurance agency, Iroquois Insurance Agency, receives commissions on premiums of new and renewed business policies. Iroquois Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, Iroquois Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation. Brokerage Commissions - The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded. Other - The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied.
Mortgage Servicing Rights	Mortgage Servicing Rights Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. The Company has elected to initially and subsequently measure the mortgage servicing rights for consumer mortgage loans using the fair value method. Under the fair value method, the servicing rights are carried in the balance sheet at fair value and the changes in fair value are reported in earnings in the period in which the changes occur. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to noninterest income. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The change in fair value of mortgage servicing rights is netted against loan servicing fee income.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company – put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.
Income Taxes	Income Taxes The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes Tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management’s judgment. With a few exceptions, the Company is no longer subject to U.S. federal, state and local or non-U.S. income tax examinations by tax authorities for years before 2015. In December 2017, the Tax Cuts and Jobs Act was enacted, which lowered our federal income tax rate to 21% effective for periods after December 31, 2017. As a result, the Company was required to revalue its deferred tax assets and deferred tax liabilities to account for the future impact of the lower corporate rate on these deferred amounts. The effect of the change in tax rates on our deferred tax assets and liabilities was recognized as an expense in the period that includes the enactment date, which is the quarter ended December 31, 2017. The one-time adjustment of deferred taxes for this tax change negatively impacted the Company’s current earnings and is reflected in our June 30, 2018 financials as a $1.3 million tax expense. The Company uses the specific identification method for reclassifying material stranded tax effects in accumulated other comprehensive income (AOCI) to earnings. The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiary.
Earnings Per Share	Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each year. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options and restricted stock awards and are determined using the treasury stock method.
Comprehensive Income (Loss)	Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive loss includes unrealized appreciation (depreciation) on available-for-sale securities and changes in the funded status of the postretirement health benefit plan.
Stock-based Compensation Plans	Stock-based Compensation Plans At June 30, 2019 and 2018, the Company has stock-based compensation plans (stock options and restricted stock) which are described more fully in Note 15.
Transfers between Fair Value Hierarchy Levels	Transfers between Fair Value Hierarchy Levels Transfers in and out of Level 1 (quoted market prices), Level 2 (other significant observable inputs) and Level 3 (significant unobservable inputs) are recognized on the period ending date.
Reclassifications	Reclassifications Certain reclassifications have been made to the 2018 financial statements to conform to the 2019 financial statement presentation. These reclassifications had no effect on income.
Liabilities	Recent and Future Accounting Requirements In May, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-09, Revenue from Contracts with Customers (Topic 606). The guidance implements a common revenue standard that clarifies the principles for recognizing revenue. The core principal of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 establishes a five-step model which entities must follow to recognize revenue and removes inconsistencies and weaknesses in existing guidance. The guidance does not apply to revenue associated with financial instruments, including loans and investments securities that are accounted for under other GAAP, which comprises a significant portion of our revenue stream. ASU 2014-09 became effective for the Company on July 1, 2018 and had no material effect on how we recognize revenue or to our consolidated financial statements. See below for additional information related to revenue generated from contracts with customers. In January 2016, the FASB issued ASU 2016-01, Financial Instruments—Overall (Subtopic 825-10)—Recognition and Measurement of Financial Assets and Financial Liabilities. ASU 2016-01 is intended to enhance the reporting model for financial instruments to provide users of financial statements with more decision-useful information. ASU 2016-01 became effective for the Company on July 1, 2018, and the adoption did not have material impact on our consolidated financial statements. The guidance also emphasizes the existing requirement to use exit prices to measure fair value for disclosure purposes and clarifies that entities should not make use of a practicability exception in determining the fair value of loans. Accordingly, we refined the calculation used to determine the disclosed fair value of our loans held for investment portfolio as part of adopting this standard. The refined calculation did not have a significant impact on our fair value disclosures. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842), which amends the existing standards for lease accounting effectively bringing most leases onto the balance sheets of the related lessees by requiring them to recognize a right-of-use asset and a corresponding lease liability, while leaving lessor accounting largely unchanged with only targeted changes incorporated into the update. ASU 2016-02 became effective for the Company effective July 1, 2019. As permitted by the amendments, the Company has elected an accounting policy to not recognize lease assets and lease liabilities for leases with a term of twelve months or less. The impact does not have a material effect on the Company’s financial position or results of operations since the Company does not have a material amount of lease agreements. In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU requires an organization to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. Additionally, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. For public companies, this update will be effective for interim and annual periods beginning after December 15, 2019. In August 2019, FASB issued a proposal to delay the implementation of the current expected loss standard for certain companies, including small reporting companies like our Company. If this is approved, the Company would not be required to adopt the standard until July 1, 2023. As we prepare for the adoption of ASU 2016-13, we have established a team to review the requirements as published, monitor developments and new guidance, and review and collect data that will be required to calculate and report the allowance when ASU 2016-13 becomes effective. This team has determined that our best option for compliance with ASU 2016-13 is an outsourced model. Therefore, we have entered an agreement with a firm specializing in ALLL modeling to begin transition modeling so we will be ready for the required adoption. As of June 30, 2019 model installation was started but was not completed to a point a reliable parallel test could determine the final expected impact that the adoption of ASU 2016-13 will have on the consolidated financial statements. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230), which amends ASC 230 to add or clarify guidance on the classification of certain cash receipts and payments in the statement of cash flows. ASC 230 lacks consistent principles for evaluating the classification of cash payments and receipts in the statement of cash flows. This has led to diversity in practice and, in certain circumstances, financial statement restatements. Therefore, the FASB issued the ASU with the intent of reducing diversity in practice with respect to eight types of cash flows. The amendment became effective for the Company on July 1, 2018, and the adoption of ASU-2016-15 did not have a material impact on the Company’s consolidated financial statements. In May 2017, the FASB issued ASU 2017-09, Compensation-Stock Compensation (Topic 718): Scope of Modification”. ASU 2017-09 was issued to provide clarity and reduce both 1) diversity in practice and 2) cost and complexity when applying the guidance in Topic 718, Compensation—Stock Compensation, to a change to the terms or conditions of a share-based payment award. Diversity in practice has arisen in part because some entities apply modification accounting under Topic 718 for modifications to terms and conditions that they consider substantive, but do not when they conclude that particular modifications are not substantive. Others apply modification accounting for any change to an award, except for changes that they consider purely administrative in nature. Still others apply modification accounting when a change to an award changes the fair value, the vesting, or the classification of the award. In practice, it appears that the evaluation of a change in fair value, vesting, or classification may be used to evaluate whether a change is substantive. ASU 2017-09 include guidance on determining which changes to the terms and conditions of share-based payment awards require an entity to apply modification accounting under Topic 718. ASU 2017-09 became effective for the Company on July 1, 2018, and did not have a material impact on the Company’s consolidated financial statements.

Nature of Operations and Summ_3

Nature of Operations and Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Jun. 30, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Estimated Useful Lives of Premises and Equipment	The estimated useful lives for each major depreciable classification of premises and equipment are as follows: Buildings and improvements 35-40 years Furniture and equipment 3-5 years

Securities (Tables)

Securities (Tables)	12 Months Ended
	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities	The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities are as follows: Amortized Gross Gross Fair Value Available-for-sale Securities: June 30, 2019: U.S. Government and federal agency and Government sponsored enterprises (GSEs) $ 12,654 $ 296 $ — $ 12,950 Mortgage-backed: GSE residential 124,615 1,231 (336 ) 125,510 Small Business Administration 4,911 25 (1 ) 4,935 State and political subdivisions 2,725 171 — 2,896 $ 144,905 $ 1,723 $ (337 ) $ 146,291 June 30, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSEs) $ 24,757 $ — $ (835 ) $ 23,922 Mortgage-backed: GSE residential 100,534 24 (3,499 ) 97,059 Small Business Administration 1,965 — (74 ) 1,891 State and political subdivisions S 2,980 144 — 3,124 $ 130,236 $ 168 $ (4,408 ) $ 125,996
Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity	The amortized cost and fair value of available-for-sale securities at June 30, 2019, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Value Within one year $ 1,150 $ 1,173 One to five years 1,999 2,000 Five to ten years 14,057 14,523 After ten years 3,084 3,085 20,290 20,781 Mortgage-backed securities 124,615 125,510 Totals $ 144,905 $ 146,291
Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses	The following table shows the Company’s gross unrealized investment losses and the fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2019 and 2018: Less Than 12 Months 12 Months or More Total Description of Fair Unrealized Fair Unrealized Fair Value Unrealized June 30, 2019: Mortgage-backed: GSE residential $ 15,167 $ (72 ) $ 31,049 $ (264 ) $ 46,216 $ (336 ) Small Business Administration 930 (1 ) — — 930 (1 ) Total temporarily impaired securities $ 16,097 $ (73 ) $ 31,049 $ (264 ) $ 47,146 $ (337 ) June 30, 2018: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 15,541 $ (439 ) $ 8,381 $ (396 ) $ 23,922 $ (835 ) Mortgage-backed: GSE residential 59,478 (1,836 ) 33,889 (1,663 ) 93,367 (3,499 ) Small Business Administration — — 1,891 (74 ) 1,891 (74 ) Total temporarily impaired securities $ 75,019 $ (2,275 ) $ 44,161 $ (2,133 ) $ 119,180 $ (4,408 )

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Jun. 30, 2019
Categories of Loans	Classes of loans at June 30, include: 2019 2018 Real estate loans One- to four-family, including home equity loans $ 129,290 $ 134,977 Multi-family 104,663 107,436 Commercial 143,367 140,944 Home equity lines of credit 8,938 9,058 Construction 16,113 13,763 Commercial 84,246 68,720 Consumer 7,136 7,366 493,753 482,264 Less Unearned fees and discounts, net (349 ) (161 ) Allowance for loan losses 6,328 5,945 Loans, net $ 487,774 $ 476,480
Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2019 and 2018: 2019 Real Estate Loans One- to four- Multi-family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 997 $ 1,650 $ 1,604 $ 91 Provision charged to expense 29 (8 ) 19 13 Losses charged off (17 ) — — (15 ) Recoveries 22 — — — Balance, end of period $ 1,031 $ 1,642 $ 1,623 $ 89 Ending balance: individually evaluated for impairment $ 13 $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,018 $ 1,642 $ 1,623 $ 89 Loans: Ending balance $ 129,290 $ 104,663 $ 143,367 $ 8,938 Ending balance: individually evaluated for impairment $ 1,722 $ — $ 18 $ 22 Ending balance: collectively evaluated for impairment $ 127,568 $ 104,663 $ 143,349 $ 8,916 2019 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 168 $ 1,373 $ 62 $ 5,945 Provision charged to expense 45 286 23 407 Losses charged off — — (18 ) (50 ) Recoveries — — 4 26 Balance, end of year $ 213 $ 1,659 $ 71 $ 6,328 Ending balance: individually evaluated for impairment $ — $ — $ 10 $ 23 Ending balance: collectively evaluated for impairment $ 213 $ 1,659 $ 61 $ 6,305 Loans: Ending balance $ 16,113 $ 84,246 $ 7,136 $ 493,753 Ending balance: individually evaluated for impairment $ — $ 60 $ 29 $ 1,851 Ending balance: collectively evaluated for impairment $ 16,113 $ 84,186 $ 7,107 $ 491,902 2018 Real Estate Loans One- to four- Multi-family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 2,519 $ 1,336 $ 1,520 $ 76 Provision charged to expense 85 314 84 39 Losses charged off (1,608 ) — — (24 ) Recoveries 1 — — — Balance, end of period $ 997 $ 1,650 $ 1,604 $ 91 Ending balance: individually evaluated for impairment $ — $ — $ 3 $ — Ending balance: collectively evaluated for impairment $ 997 $ 1,650 $ 1,601 $ 91 Loans: Ending balance $ 134,977 $ 107,436 $ 140,944 $ 9,058 Ending balance: individually evaluated for impairment $ 7,904 $ 1,329 $ 50 $ 26 Ending balance: collectively evaluated for impairment $ 127,073 $ 106,107 $ 140,894 $ 9,032 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 75 $ 1,242 $ 67 $ 6,835 Provision charged to expense 93 161 1 777 Losses charged off — (30 ) (14 ) (1,676 ) Recoveries — — 8 9 Balance, end of year $ 168 $ 1,373 $ 62 $ 5,945 Ending balance: individually evaluated for impairment $ — $ — $ — $ 3 Ending balance: collectively evaluated for impairment $ 168 $ 1,373 $ 62 $ 5,942 Loans: Ending balance $ 13,763 $ 68,720 $ 7,366 $ 482,264 Ending balance: individually evaluated for impairment $ — $ 30 $ 3 $ 9,342 Ending balance: collectively evaluated for impairment $ 13,763 $ 68,690 $ 7,363 $ 472,922
Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity	The following tables present the credit risk profile of the Company’s loan portfolio, as of June 30, 2019 and 2018, based on rating category and payment activity: Real Estate Loans June 30, 2019 One- to four- Multi-family Commercial Home Equity Construction Pass $ 127,386 $ 104,504 $ 142,076 $ 8,918 $ 16,113 Watch — — 1,040 — — Substandard 1,904 159 251 20 — Doubtful — — — — — Loss — — — — — Total $ 129,290 $ 104,663 $ 143,367 $ 8,938 $ 16,113 June 30, 2019, (Continued) Commercial Consumer Total Pass $ 81,906 $ 7,107 $ 488,010 Watch 1,375 — 2,415 Substandard 965 19 3,318 Doubtful — 10 10 Loss — — — Total $ 84,246 $ 7,136 $ 493,753 Real Estate Loans June 30, 2018 One- to Multi- Commercial Home Equity Construction Pass $ 127,410 $ 107,320 $ 139,805 $ 9,035 $ 13,763 Watch — — 1,089 — — Substandard 1,265 116 50 23 — Doubtful 6,302 — — — — Loss — — — — — Total $ 134,977 $ 107,436 $ 140,944 $ 9,058 $ 13,763 June 30, 2018, (Continued) Commercial Consumer Total Pass $ 66,545 $ 7,362 $ 471,240 Watch 1,204 1 2,294 Substandard 941 3 2,398 Doubtful 30 — 6,332 Loss — — — Total $ 68,720 $ 7,366 $ 482,264
Association's Loan Portfolio Aging Analysis	The following tables present the Company’s loan portfolio aging analysis as of June 30, 2019 and 2018: 30-59 Days 60-89 Days Past Due Greater Than Total Past Due Current Total Loans Total Loans June 30, 2019 Real estate loans: One- to four-family $ 1,515 $ 255 $ 481 $ 2,251 $ 127,039 $ 129,290 $ 226 Multi-family 422 — — 422 104,241 104,663 — Commercial 74 6 12 92 143,275 143,367 — Home equity lines of credit — 26 20 46 8,892 8,938 — Construction — — — — 16,113 16,113 — Commercial 291 — 60 351 83,895 84,246 — Consumer 99 — 29 128 7,008 7,136 — Total $ 2,401 $ 287 $ 602 $ 3,290 $ 490,463 $ 493,753 $ 226 June 30, 2018 Real estate loans: One- to four-family $ 1,426 $ 207 $ 6,633 $ 8,266 $ 126,711 $ 134,977 $ 293 Multi-family — — 2 2 107,434 107,436 — Commercial 80 13 37 130 140,814 140,944 — Home equity lines of credit 14 23 — 37 9,021 9,058 — Construction 354 — — 354 13,409 13,763 — Commercial 76 — 30 106 68,614 68,720 — Consumer 10 29 1 40 7,326 7,366 1 Total $ 1,960 $ 272 $ 6,703 $ 8,935 $ 473,329 $ 482,264 $ 294
Summary of Impaired Loans	The following tables present impaired loans for year ended June 30, 2019 and 2018: June 30, 2019 Recorded Unpaid Specific Average Interest Interest on Loans without a specific allowance: Real estate loans: One- to four-family $ 1,676 $ 1,676 $ — $ 1,718 $ 63 $ 71 Multi-family — — — 1 — — Commercial 18 18 — 34 — — Home equity lines of credit 22 22 — 24 1 2 Construction — — — — — — Commercial 60 60 — 63 6 6 Consumer 19 19 — 24 2 2 Loans with a specific allowance: Real estate loans: One- to four-family $ 46 $ 46 $ 13 $ 47 $ 1 $ 1 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer 10 10 10 11 1 1 Total: Real estate loans: One- to four-family $ 1,722 $ 1,722 $ 13 $ 1,765 $ 64 $ 72 Multi-family — — — 1 — — Commercial 18 18 — 34 — — Home equity lines of credit 22 22 — 24 1 2 Construction — — — — — — Commercial 60 60 — 63 6 6 Consumer 29 29 10 35 3 3 Total $ 1,851 $ 1,851 $ 23 $ 1,922 $ 74 $ 83 June 30, 2018 Recorded Unpaid Specific Average Interest Interest on Loans without a specific allowance: Real estate loans: One- to four-family $ 7,904 $ 7,904 $ — $ 8,739 $ 50 $ 51 Multi-family 1,329 1,329 — 1,359 85 85 Commercial 47 47 — 86 4 5 Home equity lines of credit 26 26 — 28 2 2 Construction — — — — — — Commercial 30 30 — 57 — — Consumer 3 3 — 4 1 1 Loans with a specific allowance: Real estate loans: One- to four-family $ — $ — $ — $ — $ — $ — Multi-family — — — — — — Commercial 3 3 3 5 — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer — — — — — — Total: Real estate loans: One- to four-family $ 7,904 $ 7,904 $ — $ 8,739 $ 50 $ 51 Multi-family 1,329 1,329 — 1,359 85 85 Commercial 50 50 3 91 4 5 Home equity lines of credit 26 26 — 28 2 2 Construction — — — — — — Commercial 30 30 — 57 — — Consumer 3 3 — 4 1 1 Total $ 9,342 $ 9,342 $ 3 $ 10,278 $ 142 $ 144
Loans Modified as Troubled Debt Restructurings	The following table represents loans modified as troubled debt restructurings during the years ending June 30, 2019 and 2018: Year Ended June 30, 2019 Year Ended June 30, 2018 Number of Recorded Number of Recorded Real estate loans: One- to four-family 1 $ 159 2 $ 60 Home equity lines of credit — — — — Multi-family — — — — Commercial — — 1 13 Total real estate loans 1 159 3 73 Construction — — — — Commercial — — — — Consumer loans — — — — Total 1 $ 159 3 $ 73
Nonaccrual 1 [Member]
Nonaccrual Loans	The following table presents the Company’s nonaccrual loans at June 30, 2019 and 2018: 2019 2018 Real estate loans One- to four-family, including home equity loans $ 414 $ 6,339 Multi-family — 116 Commercial 18 50 Home equity lines of credit 20 — Construction — — Commercial 60 30 Consumer 29 — Total $ 541 $ 6,535
Nonaccrual 2 [Member]
Nonaccrual Loans	The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2019 and 2018. With the exception of three one- to four-family loans totaling $8,000, one home equity line of credit for $20,000, and one consumer loan for $2,000, all were performing according to the terms of the restructuring as of June 30, 2019, and with the exception of four one- to four-family loans totaling $169,000, one commercial real estate loan for $3,000, and one commercial business loan for $30,000, all loans were performing according to the terms of restructuring as of June 30, 2018. As of June 30, 2019 all loans listed were on nonaccrual except for ten one- to four-family residential loans totaling $1.3 million, and one home equity line of credit for $1,000. As of June 30, 2018 all loans listed were on nonaccrual except for thirteen one- to four-family residential loans totaling $1.6 million, one multi-family loan for $1.2 million, two home equity lines of credit totaling $26,000, and one consumer loan for $4,000. June 30, 2019 June 30, 2018 Real estate loans One- to four-family $ 1,475 $ 1,588 Multi-family — 1,213 Commercial 6 17 Home equity lines of credit 22 26 Total real estate loans 1,503 2,844 Construction — — Commercial — 30 Consumer 2 3 Total $ 1,505 $ 2,877

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Jun. 30, 2019
Property, Plant and Equipment [Abstract]
Major Classifications of Premises and Equipment, Stated at Cost	Major classifications of premises and equipment, stated at cost, are as follows: 2019 2018 Land $ 1,976 $ 1,976 Buildings and improvements 11,319 10,932 Furniture and equipment 4,756 4,035 18,051 16,943 Less accumulated depreciation 7,345 6,717 Net premises and equipment $ 10,706 $ 10,226

Loan Servicing (Tables)

Loan Servicing (Tables)	12 Months Ended
	Jun. 30, 2019
Transfers and Servicing [Abstract]
Activity in Mortgage Servicing Rights Measured Using Fair Value Method	The following summarizes the activity in mortgage servicing rights measured using the fair value method: 2019 2018 Fair value, beginning of period $ 866 $ 710 Additions: Servicing assets resulting from asset transfers 144 164 Subtractions: Payments received and loans refinanced (112 ) (102 ) Changes in fair value, due to changes in valuation inputs or assumptions (45 ) 94 Fair value, end of period $ 853 $ 866

Interest-Bearing Deposits (Tabl

Interest-Bearing Deposits (Tables)	12 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Interest Expense by Deposit Type	The following table represents interest expense by deposit type: 2019 2018 Savings, NOW, and Money Market $ 1,574 $ 1,021 Certificates of deposit 4,954 2,873 Brokered certificates of deposit 789 556 Total deposit interest expense $ 7,317 $ 4,450
Scheduled Maturities of Time Deposits Including Brokered Time Deposits	At June 30, 2019, the scheduled maturities of time deposits; including brokered time deposits, are as follows: 2020 $ 210,936 2021 99,154 2022 13,986 2023 5,211 2024 and thereafter 998 $ 330,285

Federal Home Loan Bank Advanc_2

Federal Home Loan Bank Advances (Tables)	12 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Aggregate Annual Maturities of Federal Home Loan Bank Advances	Aggregate annual maturities of Federal Home Loan Bank advances at June 30, 2019, are: 2020 $ — 2021 4,000 2022 — 2023 10,000 2024 10,000 Thereafter — $ 24,000

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Jun. 30, 2019
Income Tax Disclosure [Abstract]
Components of the Provision for Income Taxes	The provision for income taxes includes these components: 2019 2018 Taxes currently payable $ 1,217 $ 1,401 Deferred income taxes 76 1,324 Income tax expense $ 1,293 $ 2,725
Reconciliation of Income Tax Expense at the Statutory Rate	A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: 2019 2018 Computed at the statutory rate* $ 1,019 $ 1,232 Increase (decrease) resulting from Tax exempt interest (26 ) (37 ) Cash surrender value of life insurance (56 ) (104 ) State income taxes 329 270 Adjustment of deferred tax asset and tax rate change for enacted changes in tax laws — 1,318 Other 27 46 Actual tax expense $ 1,293 $ 2,725 Tax rate as a percentage of pre-tax income 26.7 % 61.1 % *Statutory tax rate of 21.0% for year ended June 30, 2019, and 27.6% (blended rate) for year ended June 30, 2018.
Temporary Differences Related to Deferred Taxes	The tax effects of temporary differences related to deferred taxes shown on the consolidated balance sheets were: 2019 2018 Deferred tax assets Allowance for loan losses $ 1,802 $ 1,695 Accrued retirement liability 651 602 Deferred compensation 422 378 Deferred loan fees 83 114 Postretirement health plan 170 174 Unrealized losses on available-for-sale securities — 1,462 Accrued vacation 46 40 MPF recourse liability 66 53 Deferred revenue Mastercard 27 30 Stock options - Directors 42 34 Other 12 28 3,321 4,610 Deferred tax liabilities Depreciation (426 ) (198 ) Mortgage servicing rights (243 ) (247 ) Deferred loan expense (182 ) (160 ) Unrealized gains on available-for-sale securities (395 ) — Other (9 ) (2 ) (1,255 ) (607 ) Net deferred tax asset $ 2,066 $ 4,003

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	12 Months Ended
	Jun. 30, 2019
Equity [Abstract]
Components of Accumulated Other Comprehensive Income	The components of accumulated other comprehensive income, included in stockholders’ equity, are as follows: 2019 2018 Net unrealized gains (losses) on securities available for sale $ 1,386 $ (4,240 ) Net unrealized postretirement health benefit plan obligations (596 ) (504 ) 790 (4,744 ) Tax effect (225 ) 1,636 Net-of-tax amount $ 565 $ (3,108 )

Changes in Accumulated Other _2

Changes in Accumulated Other Comprehensive Income (AOCI) by Component (Tables)	12 Months Ended
	Jun. 30, 2019
Text Block [Abstract]
Amounts Reclassified from Accumulated Other Comprehensive Income	Amounts reclassified from AOCI and the affected line items in the statements of income during the years ended June 30, 2019 and 2018, were as follows: Amounts Reclassified 2019 2018 Affected Line Item in the Condensed Consolidated Statements of Income Realized gains on available-for-sale securities $ 11 $ 13 Net realized gains on sale of available-for-sale securities Amortization of defined benefit pension items: Actuarial losses 104 104 Components are included in computation of net periodic pension cost Prior service costs — (34 ) Total reclassified amount before tax 115 83 Tax expense (benefit) 11 29 Provision for Income Tax Total reclassification out of AOCI $ 104 $ 54 Net Income

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Association's Actual Capital Amounts and Ratios	The Association’s actual capital amounts (in thousands) and ratios are also presented in the table. Actual Minimum Capital Minimum to Be Well Amount Ratio Amount Ratio Amount Ratio As of June 30, 2019 Total capital (to risk-weighted assets) $ 81,624 16.28 % $ 40,119 8.00 % $ 50,149 10.00 % Tier 1 capital (to risk-weighted assets) 75,355 15.03 % 30,090 6.00 % 40,119 8.00 % Common Equity Tier 1 capital (to risk-weighted assets) 75,355 15.03 % 22,567 4.50 % 32,597 6.50 % Tier 1 capital (to adjusted total assets) 75,355 10.96 % 27,513 4.00 % 34,392 5.00 % Tangible capital (to adjusted tangible assets) 75,355 10.96 % 10,317 1.50 % N/A N/A As of June 30, 2018 Total capital (to risk-weighted assets) $ 78,988 16.09 % $ 39,276 8.00 % $ 49,095 10.00 % Tier 1 capital (to risk-weighted assets) 73,053 14.88 % 29,457 6.00 % 39,276 8.00 % Common Equity Tier 1 capital (to risk-weighted assets) 73,053 14.88 % 22,093 4.50 % 31,912 6.50 % Tier 1 capital (to adjusted total assets) 73,053 11.51 % 25,394 4.00 % 31,743 5.00 % Tangible capital (to adjusted tangible assets) 73,053 11.51 % 9,523 1.50 % N/A N/A
Reconciliation of Association Equity Amounts	The following is a reconciliation of the Association equity amounts included in the consolidated balance sheets to the amounts reflected for regulatory purposes: 2019 2018 Association equity $ 75,920 $ 69,945 Less net unrealized gains 991 (2,778 ) Less postretirement benefit plan (426 ) (330 ) Tier 1 capital 75,355 73,053 Plus allowance for loan losses subject to limit 6,269 5,945 Total risk-based capital $ 81,624 $ 78,988

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Jun. 30, 2019
Related Party Transactions [Abstract]
Changes in Loans Outstanding	Changes in loans to executive officers and directors are summarized as follows: 2019 2018 Balance, beginning of year $ 3,132 $ 4,520 New loans 756 139 Repayments (855 ) (1,527 ) Balance, end of year $ 3,033 $ 3,132

Employee Benefits (Tables)

Employee Benefits (Tables)	12 Months Ended
	Jun. 30, 2019
Retirement Benefits [Abstract]
Plan's Funded Status and Pension Cost	The Company uses a June 30 measurement date for the plan. Information about the plan’s funded status and pension cost follows: 2019 2018 Change in benefit obligation Beginning of year $ 2,770 $ 2,874 Service cost 50 53 Interest cost 107 100 Actuarial gain 106 (138 ) Benefits paid (114 ) (119 ) End of year $ 2,919 $ 2,770
Significant Balances, Costs and Assumptions	Significant balances, costs and assumptions are: Postretirement Plan 2019 2018 Benefit obligation $ 2,919 $ 2,770 Fair value of plan assets — — Funded status $ (2,919 ) $ (2,770 ) Accumulated benefit obligation $ 2,919 $ 2,770 Amounts recognized in the consolidated balance sheets: Accrued benefit cost $ 2,919 $ 2,770
Net Periodic Benefit Cost	Components of net periodic benefit cost: 2019 2018 Service cost $ 50 $ 53 Interest cost 107 100 Amortization of prior service credit — (34 ) Amortization of (Gain) or Loss 16 31 $ 173 $ 150
Accumulated Other Comprehensive Income Not Yet Recognized	Amounts recognized in accumulated other comprehensive income not yet recognized as components of net periodic benefit cost consist of: 2019 2018 Net loss $ 531 $ 440 Prior service credit — — $ 531 $ 440
Other Significant Balances and Costs	Other significant balances and costs are: 2019 2018 Employer contribution $ 114 $ 119 Benefits paid 114 119 Benefit costs 173 150
One-percentage-Point Change in Assumed Health Care Cost Trend Rates	One- One- Effect on total of service and interest cost components $ 4 $ (3 ) Effect on postretirement benefit obligation 34 (35 )
Postretirement Plan Benefit Payments Expected Future Service	The following postretirement plan benefit payments, which reflect expected future service, as appropriate, are expected to be paid as of June 30, 2019: 2020 $ 124 2021 142 2022 167 2023 181 2024 197 2025-2029 947
Benefit Payments Expected to be Paid for Agreements	The following benefit payments are expected to be paid for these agreements: 2020 $ 65 2021 104 2022 150 2023 131 2024 130 Thereafter 3,872 $ 4,452

Stock-based Compensation (Table

Stock-based Compensation (Tables)	12 Months Ended
	Jun. 30, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary of ESOP Shares	A summary of ESOP shares at June 30, 2019 and 2018 are as follows (dollars in thousands): 2019 2018 Allocated shares 109,018 96,133 Shares committed for release 19,245 19,245 Unearned shares 230,940 250,185 Total ESOP shares 359,203 365,563 Fair value of unearned ESOP shares (1) $ 4,829 $ 5,979 (1) Based on closing price of $20.91 and $23.90 per share on June 30, 2019, and 2018, respectively.
Summary of Stock Option Activity	The following table summarizes stock option activity for the year ended June 30, 2019 (dollars in thousands): Shares Weighted- Weighted- Aggregate Outstanding, June 30, 2018 153,143 $ 16.63 Granted — — Exercised — — Forfeited — — Outstanding, June 30, 2019 153,143 $ 16.63 4.4 $ 655 (1) Exercisable, June 30, 2019 108,571 $ 16.63 4.4 $ 465 (1) (1) Based on closing price of $20.91 per share on June 30, 2019.
Summary of Non-vested Restricted Stock Activity	The following table summarizes non-vested restricted stock activity for the year ended June 30, 2019: Shares Weighted- Grant-Date Balance, June 30, 2018 60,375 $ 16.79 Granted — — Forfeited — — Earned and issued 10,062 16.79 Balance, June 30, 2019 50,313 16.79

Earnings Per Share ("EPS") (Tab

Earnings Per Share ("EPS") (Tables)	12 Months Ended
	Jun. 30, 2019
Earnings Per Share [Abstract]
Factors Used in Earnings Per Common Share Computation	Basic and diluted earnings per common share are presented for the years ended June 30, 2019 and 2018. The factors used in the earnings per common share computation follow: Year Ended Year Ended Net income $ 3,558 $ 1,738 Basic weighted average shares outstanding 3,716,924 3,918,676 Less: Average unallocated ESOP shares (240,563 ) (259,808 ) Average shares outstanding 3,476,361 3,658,868 Diluted effect of restricted stock awards and stock options 53,856 39,716 Diluted average shares outstanding 3,530,217 3,698,584 Basic earnings per common share $ 1.02 $ 0.47 Diluted earnings per common share $ 1.01 $ 0.47

Disclosures about Fair Value _2

Disclosures about Fair Value of Assets (Tables)	12 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements of Assets Recognized on Recurring Basis	The following table presents the fair value measurements of assets recognized in the accompanying consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2019 and 2018: Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Available-for-sale securities: US Government and federal agency $ 12,950 $ — $ 12,950 $ — Mortgage-backed securities – GSE residential 125,510 — 125,510 — Small Business Administration 4,935 — 4,935 — State and political subdivisions 2,896 — 2,896 — Mortgage servicing rights 853 — — 853 Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2018: Available-for-sale securities: US Government and federal agency $ 23,922 $ — $ 23,922 $ — Mortgage-backed securities – GSE residential 97,059 — 97,059 — Small Business Administration 1,891 — 1,891 — State and political subdivisions 3,124 — 3,124 — Mortgage servicing rights 866 — — 866
Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet	The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: Mortgage Balance, July 1, 2017 $ 710 Total realized and unrealized gains and losses included in net income 94 Servicing rights that result from asset transfers 164 Payments received and loans refinanced (102 ) Balance, June 30, 2018 866 Total realized and unrealized gains and losses included in net income (45 ) Servicing rights that result from asset transfers 144 Payments received and loans refinanced (112 ) Balance, June 30, 2019 $ 853 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ (45 )
Fair Value Measurement of Assets Recognized on Nonrecurring Basis	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2019 and 2018: Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Impaired loans (collateral dependent) $ 33 $ — $ — $ 33 Foreclosed assets 512 — — 512 June 30, 2018: Impaired loans (collateral dependent) $ — $ — $ — $ —
(Losses)/Recoveries Recognized on Assets Measured on Non-Recurring Basis	The following table presents (losses)/recoveries recognized on assets measured on a non-recurring basis for the years ended June 30, 2019 and 2018: 2019 2018 Impaired loans (collateral dependent) $ (20 ) $ 3 Foreclosed and repossessed assets held for sale (196 ) —
Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements. Fair Value at Valuation Unobservable Inputs Range (Weighted Mortgage servicing rights $ 853 Discounted Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 8.3% - 11.0% (9.0%) Probability of default 0.05% - 0.12% (0.11%) Impaired loans (collateral dependent) 33 Market Marketability discount 11.1% (11.1%) Foreclosed assets 512 Market Comparability adjustments (%) 7.8% (7.8%) Fair Value at Valuation Unobservable Inputs Range (Weighted Mortgage servicing rights $ 866 Discounted Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 6.3% - 10.3% (6.6%) Probability of default 0.00% -0.17% (0.16%)
Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall	The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2019 and 2018. Fair Value Carrying Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Financial assets Cash and cash equivalents $ 59,600 $ 59,600 $ — $ — Interest-bearing time deposits in banks 3,000 3,000 — — Loans, net of allowance for loan losses 487,774 — — 480,479 Federal Home Loan Bank stock 1,174 — 1,174 — Accrued interest receivable 2,142 — 2,142 — Financial liabilities Deposits 607,023 — 276,738 331,865 Repurchase agreements 2,015 — 2,015 — Federal Home Loan Bank advances 24,000 — 24,419 — Advances from borrowers for taxes and insurance 747 — 747 — Accrued interest payable 801 — 801 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — Lines of credit — — — — Fair Value Carrying Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2018: Financial assets Cash and cash equivalents $ 4,754 $ 4,754 $ — $ — Interest-bearing time deposits in banks 1,750 1,750 — — Loans, net of allowance for loan losses 476,480 — — 468,932 Federal Home Loan Bank stock 3,285 — 3,285 — Accrued interest receivable 1,821 — 1,821 — Financial liabilities Deposits 480,421 — 216,841 261,898 Repurchase agreements 2,281 — 2,281 — Federal Home Loan Bank advances 67,500 — 67,355 — Advances from borrowers for taxes and insurance 309 — 309 — Accrued interest payable 188 — 188 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — Lines of credit — — — —

Condensed Financial Informati_2

Condensed Financial Information (Parent Company Only) (Tables)	12 Months Ended
	Jun. 30, 2019
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheet	Presented below is condensed financial information as to financial position, results of operations and cash flows of the Company as of and for the years ended June 30, 2019 and 2018: Condensed Balance Sheet June 30, June 30, 2019 2018 Assets Cash and due from banks $ 4,058 $ 9,060 Investment in common stock of subsidiary 75,920 69,945 ESOP loan 2,628 2,785 Total assets $ 82,606 $ 81,790 Liabilities Other liabilities $ 145 $ 115 Total liabilities 145 115 Stockholders’ Equity 82,461 81,675 Total liabilities and stockholders’ equity $ 82,606 $ 81,790
Condensed Statement of Income and Comprehensive Income (Loss)	Condensed Statement of Income and Comprehensive Income (Loss) Year Ending Year Ending 2019 2018 Income Interest on ESOP loan $ 136 $ 123 Deposits with financial institutions — — Total income 136 123 Expense 183 179 Loss Before Income Tax and Equity in Undistributed Income of Subsidiary (47 ) (56 ) Benefit for Income Taxes (11 ) (19 ) Loss Before Equity in Undistributed Loss of Subsidiary (36 ) (37 ) Equity in Undistributed Income of Subsidiary 3,594 1,775 Net Income $ 3,558 $ 1,738 Comprehensive Income (Loss) $ 7,231 $ (797 )
Condensed Statement of Cash Flows	Condensed Statement of Cash Flows Year Ended Year Ended 2019 2018 Cash flows from operating activities Net income $ 3,558 $ 1,738 Items not requiring (providing) cash Deferred income tax — (39 ) Net change in other liabilities 30 87 Earnings from subsidiary (3,594 ) (1,775 ) Net cash provided by operating activities (6 ) 11 Cash flows from financing activities Stock purchase per stock repurchase plan (6,222 ) (1,380 ) Dividends paid (930 ) (784 ) Dividends received 2,000 — Loan for ESOP 156 157 Net cash used in financing activities (4,996 ) (2,007 ) Net Change in Cash and Cash Equivalents (5,002 ) (1,996 ) Cash and Cash Equivalents at Beginning of Year 9,060 11,056 Cash and Cash Equivalents at End of Year $ 4,058 $ 9,060

Nature of Operations and Summ_4

Nature of Operations and Summary of Significant Accounting Policies - Estimated Useful Lives of Premises and Equipment (Detail)	12 Months Ended
	Jun. 30, 2019
Maximum [Member] | Buildings and Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	40 years
Maximum [Member] | Furniture and Equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	5 years
Minimum [Member] | Buildings and Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	35 years
Minimum [Member] | Furniture and Equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years

Nature of Operations and Summ_5

Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Detail) $ in Millions	Aug. 08, 2018Banking_Office	Jun. 30, 2018	Jun. 30, 2019USD ($)Banking_Office	Jun. 30, 2018
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Number Of Full Service Banking Offices | Banking_Office	1		7
Interest-bearing deposits, maturity period (in months)			5 years
Liquid investments with original maturity period			3 months
Accrual of interest on loans due discontinued period, in days			90 days
Percentage of minimum likelihood of realized tax benefit upon settlement			50.00%
Effective income tax rate reconciliation, at federal statutory income tax rate, percent		21.00%	21.00%	27.60%
Deferred income tax expense | $			$ 1.3
Sales [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage of major customer revenues			10.00%

Securities - Amortized Cost and

Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 144,905	$ 130,236
Gross Unrealized Gains	1,723	168
Gross Unrealized Losses	(337)	(4,408)
Fair Value	146,291	125,996
U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	12,654	24,757
Gross Unrealized Gains	296
Gross Unrealized Losses		(835)
Fair Value	12,950	23,922
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	124,615	100,534
Gross Unrealized Gains	1,231	24
Gross Unrealized Losses	(336)	(3,499)
Fair Value	125,510	97,059
Small Business Administration [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	4,911	1,965
Gross Unrealized Gains	25
Gross Unrealized Losses	(1)	(74)
Fair Value	4,935	1,891
State and Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,725	2,980
Gross Unrealized Gains	171	144
Fair Value	$ 2,896	$ 3,124

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	$ 144,905	$ 130,236
Fair Value	$ 146,291	125,996
Percentage of equity securities	10.00%
Carrying value of securities pledged as collateral	$ 57,921	64,625
Gross gains from sales of available for sale securities	96	20
Gross losses from sales of available for sale securities	85	7
Tax benefit to net realized gains (losses)	3	4
Investments in debt and marketable equity securities	$ 47,146	$ 119,180
Temporarily impaired debt securities percentage of investment securities portfolio	32.00%	95.00%
U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	$ 12,654	$ 24,757
Fair Value	12,950	23,922
Investments in debt and marketable equity securities		23,922
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	124,615	100,534
Fair Value	125,510	97,059
Investments in debt and marketable equity securities	46,216	93,367
Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Investments in debt and marketable equity securities	$ 47,146	$ 119,180

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Within one year, Amortized Cost	$ 1,150
One to five years, Amortized Cost	1,999
Five to ten years, Amortized Cost	14,057
After ten years, Amortized Cost	3,084
Amortized Cost	20,290
Amortized Cost	144,905	$ 130,236
Within one year, Fair Value	1,173
One to five years, Fair Value	2,000
Five to ten years, Fair Value	14,523
After ten years, Fair Value	3,085
Fair Value	20,781
Fair Value	146,291	125,996
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	124,615	100,534
Fair Value	$ 125,510	$ 97,059

Securities - Association's Inve

Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Less than 12 Months, Fair Value	$ 16,097	$ 75,019
Less than 12 Months, Unrealized Losses	(73)	(2,275)
12 Months or More, Fair Value	31,049	44,161
12 Months or More, Unrealized Losses	(264)	(2,133)
Total Fair Value	47,146	119,180
Total, Unrealized Losses	(337)	(4,408)
U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Less than 12 Months, Fair Value		15,541
Less than 12 Months, Unrealized Losses		(439)
12 Months or More, Fair Value		8,381
12 Months or More, Unrealized Losses		(396)
Total Fair Value		23,922
Total, Unrealized Losses		(835)
Mortgage-backed Securities - GSE Residential [Member]
Less than 12 Months, Fair Value	15,167	59,478
Less than 12 Months, Unrealized Losses	(72)	(1,836)
12 Months or More, Fair Value	31,049	33,889
12 Months or More, Unrealized Losses	(264)	(1,663)
Total Fair Value	46,216	93,367
Total, Unrealized Losses	(336)	(3,499)
Small Business Administration [Member]
Less than 12 Months, Fair Value	930
Less than 12 Months, Unrealized Losses	(1)
12 Months or More, Fair Value	0	1,891
12 Months or More, Unrealized Losses	0	(74)
Total Fair Value	930	1,891
Total, Unrealized Losses	$ (1)	$ (74)

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Categories of Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2017
Real estate loans
One- to four-family, including home equity loans	$ 129,290	$ 134,977
Multi-family	104,663	107,436
Commercial	143,367	140,944
Home equity lines of credit	8,938	9,058
Construction	16,113	13,763
Commercial	84,246	68,720
Consumer	7,136	7,366
Total loans	493,753	482,264
Unearned fees and discounts, net	(349)	(161)
Allowance for loan losses	6,328	5,945	$ 6,835
Loans, net	$ 487,774	$ 476,480

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Additional Information (Detail)	12 Months Ended
	Jun. 30, 2019USD ($)SecurityLoanTDRsModification	Jun. 30, 2018USD ($)SecurityLoanTDRsModification
Loans and Allowance for Credit Losses [Line Items]
Maximum amount of one-to-four family residential mortgage loans can be approved by loan officer	$ 100,000
Maximum amount of other secured loans real estate loans can be approved by loan officer	50,000
Maximum amount of unsecured loans real estate loans can be approved by loan officer	10,000
Maximum amount of one-to-four family residential mortgage loans can be approved by managing officer	375,000	$ 300,000
Maximum amount other secured loans residential mortgage loans can be approved by managing officer	375,000	300,000
Maximum amount of unsecured loans residential mortgage loans can be approved by managing officer	100,000	100,000
Maximum amount of unsecured loans real estate loans can be approved by loan committee	500,000	1,000,000
Maximum aggregate loan amount of one-to four-family residential mortgage loans, commercial real estate loans, multi-family real estate loans and land loans can be approved by loan committee	2,000,000	300,000
Troubled debt restructurings, Impaired loans	1,505,000	2,877,000
Investment recorded prior to modification	$ 159,000	$ 73,000
Number of loans | Modification	1	3
Foreclosed residential real estate properties	$ 778,000	$ 219,000
Residential real estate properties foreclosure proceedings	200,000	6,300,000
Fair Value, Concentration of Risk, Collateral Policy [Member]
Loans and Allowance for Credit Losses [Line Items]
Commercial and multi-family real estate	260,888,000	260,671,000
Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 1,500,000
Minimum period for default	90 days
Residential Real Estate [Member]
Loans and Allowance for Credit Losses [Line Items]
Foreclosed residential real estate properties	$ 539,000	$ 0
Consumer [Member]
Loans and Allowance for Credit Losses [Line Items]
Consumer loans term in years	7 years
Unsecured loans are limited to period	12 months
Number of troubled debt restructurings in accrual status | TDRs		1
Amount of troubled debt restructurings in accrual status	$ 1,000	$ 4,000
Commercial [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 6,000	$ 17,000
Number of default loans | SecurityLoan	0	1
Investment recorded prior to modification	$ 159,000	$ 13,000
Number of loans | Modification		1
Investment recorded post modification	20,000	$ 3,000
Commercial [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan		1
Investment recorded post modification	$ 20,000	$ 3,000
Commercial Business Loans [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans		$ 30,000
Number of default loans | SecurityLoan	0	1
Investment recorded post modification	$ 2,000	$ 30,000
Commercial Business Loans [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan		1
Investment recorded prior to modification	2,000	$ 30,000
One- to four-family [Member]
Loans and Allowance for Credit Losses [Line Items]
Loans held for sale	$ 316,000	206,000
Maximum term of fixed-rate one- to four-family residential mortgage loans	15 years
Troubled debt restructurings, Impaired loans	$ 1,475,000	$ 1,588,000
Number of default loans | SecurityLoan	3	4
Number of troubled debt restructurings in accrual status | TDRs	10	13
Amount of troubled debt restructurings in accrual status	$ 1,300,000	$ 1,600,000
Investment recorded prior to modification	$ 159,000	$ 60,000
Number of loans | Modification	1	2
Investment recorded post modification	$ 8,000	$ 169,000
One- to four-family [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan		4
Number of loans | SecurityLoan	4
Investment recorded post modification	$ 144,000	$ 169,000
Purchased Loans and Loan Participations [Member]
Loans and Allowance for Credit Losses [Line Items]
Approximate amount of purchase loans included in loans receivable	4,844,000	5,855,000
Approximate amount of loans included on out-of-area participation	29,524,000	32,874,000
Amount within 100 miles of primary area	$ 12,025,000	$ 11,009,000
Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan	6	6
Foreclosure [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan	0	0
Multi-family [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans		$ 1,213,000
Number of troubled debt restructurings in accrual status | TDRs		1
Amount of troubled debt restructurings in accrual status		$ 1,200,000
Home equity lines of credit [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 22,000	$ 26,000
Number of troubled debt restructurings in accrual status | TDRs		2
Amount of troubled debt restructurings in accrual status		$ 26,000

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Allowance for loan losses:
Balance, beginning of year	$ 5,945	$ 6,835
Provision charged to expense	407	777
Losses charged off	(50)	(1,676)
Recoveries	26	9
Balance, end of period	6,328	5,945
Ending balance: individually evaluated for impairment	23	3
Ending balance: collectively evaluated for impairment	6,305	5,942
Loans:
Ending balance	493,753	482,264
Ending balance: individually evaluated for impairment	1,851	9,342
Ending balance: collectively evaluated for impairment	491,902	472,922
One- to four-family [Member]
Allowance for loan losses:
Balance, beginning of year	997	2,519
Provision charged to expense	29	85
Losses charged off	(17)	(1,608)
Recoveries	22	1
Balance, end of period	1,031	997
Ending balance: individually evaluated for impairment	13
Ending balance: collectively evaluated for impairment	1,018	997
Loans:
Ending balance	129,290	134,977
Ending balance: individually evaluated for impairment	1,722	7,904
Ending balance: collectively evaluated for impairment	127,568	127,073
Multi-family [Member]
Allowance for loan losses:
Balance, beginning of year	1,650	1,336
Provision charged to expense	(8)	314
Losses charged off	0
Recoveries	0
Balance, end of period	1,642	1,650
Ending balance: individually evaluated for impairment	0
Ending balance: collectively evaluated for impairment	1,642	1,650
Loans:
Ending balance	104,663	107,436
Ending balance: individually evaluated for impairment	0	1,329
Ending balance: collectively evaluated for impairment	104,663	106,107
Home equity lines of credit [Member]
Allowance for loan losses:
Balance, beginning of year	91	76
Provision charged to expense	13	39
Losses charged off	(15)	(24)
Recoveries	0
Balance, end of period	89	91
Ending balance: individually evaluated for impairment	0
Ending balance: collectively evaluated for impairment	89	91
Loans:
Ending balance	8,938	9,058
Ending balance: individually evaluated for impairment	22	26
Ending balance: collectively evaluated for impairment	8,916	9,032
Construction [Member]
Allowance for loan losses:
Balance, beginning of year	168	75
Provision charged to expense	45	93
Losses charged off	0
Recoveries	0
Balance, end of period	213	168
Ending balance: individually evaluated for impairment	0
Ending balance: collectively evaluated for impairment	213	168
Loans:
Ending balance	16,113	13,763
Ending balance: individually evaluated for impairment	0
Ending balance: collectively evaluated for impairment	16,113	13,763
Commercial [Member]
Allowance for loan losses:
Balance, beginning of year	1,604	1,520
Provision charged to expense	19	84
Losses charged off	0
Recoveries	0
Balance, end of period	1,623	1,604
Ending balance: individually evaluated for impairment	0	3
Ending balance: collectively evaluated for impairment	1,623	1,601
Loans:
Ending balance	143,367	140,944
Ending balance: individually evaluated for impairment	18	50
Ending balance: collectively evaluated for impairment	143,349	140,894
Commercial [Member]
Allowance for loan losses:
Balance, beginning of year	1,373	1,242
Provision charged to expense	286	161
Losses charged off	0	(30)
Recoveries	0
Balance, end of period	1,659	1,373
Ending balance: individually evaluated for impairment	0
Ending balance: collectively evaluated for impairment	1,659	1,373
Loans:
Ending balance	84,246	68,720
Ending balance: individually evaluated for impairment	60	30
Ending balance: collectively evaluated for impairment	84,186	68,690
Consumer [Member]
Allowance for loan losses:
Balance, beginning of year	62	67
Provision charged to expense	23	1
Losses charged off	(18)	(14)
Recoveries	4	8
Balance, end of period	71	62
Ending balance: individually evaluated for impairment	10
Ending balance: collectively evaluated for impairment	61	62
Loans:
Ending balance	7,136	7,366
Ending balance: individually evaluated for impairment	29	3
Ending balance: collectively evaluated for impairment	$ 7,107	$ 7,363

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 493,753	$ 482,264
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	488,010	471,240
Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,415	2,294
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,318	2,398
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	10	6,332
One- to four-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	129,290	134,977
One- to four-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	127,386	127,410
One- to four-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,904	1,265
One- to four-family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		6,302
Multi-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	104,663	107,436
Multi-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	104,504	107,320
Multi-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	159	116
Home equity lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,938	9,058
Home equity lines of credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,918	9,035
Home equity lines of credit [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	20	23
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,113	13,763
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,113	13,763
Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		0
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	143,367	140,944
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	142,076	139,805
Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,040	1,089
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	251	50
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	84,246	68,720
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	81,906	66,545
Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,375	1,204
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	965	941
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		30
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,136	7,366
Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,107	7,362
Consumer [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		1
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	19	$ 3
Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 10

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Association's Loan Portfolio Aging Analysis (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 3,290	$ 8,935
Current	490,463	473,329
Total loans	493,753	482,264
Total Loans 90 Days Past Due & Accruing	226	294
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	92	130
Current	143,275	140,814
Total loans	143,367	140,944
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	351	106
Current	83,895	68,614
Total loans	84,246	68,720
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	128	40
Current	7,008	7,326
Total loans	7,136	7,366
Total Loans 90 Days Past Due & Accruing		1
One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	2,251	8,266
Current	127,039	126,711
Total loans	129,290	134,977
Total Loans 90 Days Past Due & Accruing	226	293
Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	422	2
Current	104,241	107,434
Total loans	104,663	107,436
Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	46	37
Current	8,892	9,021
Total loans	8,938	9,058
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		354
Current	16,113	13,409
Total loans	16,113	13,763
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	2,401	1,960
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	74	80
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	291	76
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	99	10
Financing Receivables, 30 to 59 Days Past Due [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,515	1,426
Financing Receivables, 30 to 59 Days Past Due [Member] | Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	422
Financing Receivables, 30 to 59 Days Past Due [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		14
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		354
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	287	272
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	6	13
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		29
Financing Receivables, 60 to 89 Days Past Due [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	255	207
Financing Receivables, 60 to 89 Days Past Due [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	26	23
Financing Receivables, 90 Days or Greater [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	602	6,703
Financing Receivables, 90 Days or Greater [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	12	37
Financing Receivables, 90 Days or Greater [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	60	30
Financing Receivables, 90 Days or Greater [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	29	1
Financing Receivables, 90 Days or Greater [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	481	6,633
Financing Receivables, 90 Days or Greater [Member] | Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		$ 2
Financing Receivables, 90 Days or Greater [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 20

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Summary of Impaired Loans (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Financing Receivable, Impaired [Line Items]
Specific Allowance	$ 23	$ 3
Recorded Balance	1,851	9,342
Unpaid Principal Balance	1,851	9,342
Specific Allowance	23	3
Average Investment in Impaired Loans	1,922	10,278
Interest Income Recognized	74	142
Interest on Cash Basis	83	144
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	18	47
Unpaid Principal Balance, Loans without a specific allowance	18	47
Average Investment in Impaired Loans, Loans without a specific allowance	34	86
Interest Income Recognized, Loans without a specific allowance		4
Interest on Cash Basis, Loans without a specific allowance		5
Recorded Balance, Loans with a specific allowance		3
Unpaid Principal Balance, Loans with a specific allowance		3
Specific Allowance		3
Average Investment in Impaired Loans, Loans with a specific allowance		5
Recorded Balance	18	50
Unpaid Principal Balance	18	50
Specific Allowance		3
Average Investment in Impaired Loans	34	91
Interest Income Recognized		4
Interest on Cash Basis		5
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	60	30
Unpaid Principal Balance, Loans without a specific allowance	60	30
Average Investment in Impaired Loans, Loans without a specific allowance	63	57
Interest Income Recognized, Loans without a specific allowance	6
Interest on Cash Basis, Loans without a specific allowance	6
Recorded Balance	60	30
Unpaid Principal Balance	60	30
Average Investment in Impaired Loans	63	57
Interest Income Recognized	6
Interest on Cash Basis	6
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	19	3
Unpaid Principal Balance, Loans without a specific allowance	19	3
Average Investment in Impaired Loans, Loans without a specific allowance	24	4
Interest Income Recognized, Loans without a specific allowance	2	1
Interest on Cash Basis, Loans without a specific allowance	2	1
Recorded Balance, Loans with a specific allowance	10
Unpaid Principal Balance, Loans with a specific allowance	10
Specific Allowance	10
Average Investment in Impaired Loans, Loans with a specific allowance	11
Interest Income Recognized, Loans with a specific allowance	1
Interest on Cash Basis, Loans with a specific allowance	1
Recorded Balance	29	3
Unpaid Principal Balance	29	3
Specific Allowance	10
Average Investment in Impaired Loans	35	4
Interest Income Recognized	3	1
Interest on Cash Basis	3	1
One- to four-family [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	1,676	7,904
Unpaid Principal Balance, Loans without a specific allowance	1,676	7,904
Average Investment in Impaired Loans, Loans without a specific allowance	1,718	8,739
Interest Income Recognized, Loans without a specific allowance	63	50
Interest on Cash Basis, Loans without a specific allowance	71	51
Recorded Balance, Loans with a specific allowance	46
Unpaid Principal Balance, Loans with a specific allowance	46
Specific Allowance	13
Average Investment in Impaired Loans, Loans with a specific allowance	47
Interest Income Recognized, Loans with a specific allowance	1
Interest on Cash Basis, Loans with a specific allowance	1
Recorded Balance	1,722	7,904
Unpaid Principal Balance	1,722	7,904
Specific Allowance	13
Average Investment in Impaired Loans	1,765	8,739
Interest Income Recognized	64	50
Interest on Cash Basis	72	51
Multi-family [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance		1,329
Unpaid Principal Balance, Loans without a specific allowance		1,329
Average Investment in Impaired Loans, Loans without a specific allowance	1	1,359
Interest Income Recognized, Loans without a specific allowance		85
Interest on Cash Basis, Loans without a specific allowance		85
Recorded Balance		1,329
Unpaid Principal Balance		1,329
Average Investment in Impaired Loans	1	1,359
Interest Income Recognized		85
Interest on Cash Basis		85
Home equity lines of credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	22	26
Unpaid Principal Balance, Loans without a specific allowance	22	26
Average Investment in Impaired Loans, Loans without a specific allowance	24	28
Interest Income Recognized, Loans without a specific allowance	1	2
Interest on Cash Basis, Loans without a specific allowance	2	2
Recorded Balance	22	26
Unpaid Principal Balance	22	26
Average Investment in Impaired Loans	24	28
Interest Income Recognized	1	2
Interest on Cash Basis	$ 2	$ 2

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Non Accruals (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Mortgages on real estate:
Total	$ 541	$ 6,535
One- to four-family [Member]
Mortgages on real estate:
Total	414	6,339
Multi-family [Member]
Mortgages on real estate:
Total		116
Real Estate Loans Home Equity Lines Of Credit [Member]
Mortgages on real estate:
Total	20
Consumer Loans [Member]
Mortgages on real estate:
Total	29
Commercial [Member]
Mortgages on real estate:
Total	18	50
Commercial Business Loans [Member]
Mortgages on real estate:
Total	$ 60	$ 30

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Non Accruals 1 (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Real estate loans
Total	$ 1,505	$ 2,877
One- to four-family [Member]
Real estate loans
Total	1,475	1,588
Multi-family [Member]
Real estate loans
Total		1,213
Home equity lines of credit [Member]
Real estate loans
Total	22	26
Real Estate Loan [Member]
Real estate loans
Total	1,503	2,844
Commercial [Member]
Real estate loans
Total	6	17
Commercial [Member]
Real estate loans
Total		30
Consumer Loans [Member]
Real estate loans
Total	$ 2	$ 3

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses - Loans Modified as Troubled Debt Restructurings (Detail)	12 Months Ended
	Jun. 30, 2019USD ($)Modification	Jun. 30, 2018USD ($)Modification
Financing Receivable, Modifications [Line Items]
Number of Modifications | Modification	1	3
Recorded Investment | $	$ 159,000	$ 73,000
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | Modification		1
Recorded Investment | $	$ 159,000	$ 13,000
One- to four-family [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | Modification	1	2
Recorded Investment | $	$ 159,000	$ 60,000
Real Estate Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | Modification	1	3
Recorded Investment | $	$ 159,000	$ 73,000

Premises and Equipment - Major

Premises and Equipment - Major Classifications of Premises and Equipment, Stated at Cost (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Property Plant And Equipment Useful Life And Values [Abstract]
Land	$ 1,976	$ 1,976
Buildings and improvements	11,319	10,932
Furniture and equipment	4,756	4,035
Premises and equipment, gross	18,051	16,943
Less accumulated depreciation	7,345	6,717
Net premises and equipment	$ 10,706	$ 10,226

Loan Servicing - Activity in Mo

Loan Servicing - Activity in Mortgage Servicing Rights Measured Using the Fair Value Method (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Transfers and Servicing [Abstract]
Fair value, beginning of period	$ 866	$ 710
Servicing assets resulting from asset transfers	144	164
Payments received and loans refinanced	(112)	(102)
Changes in fair value, due to changes in valuation inputs or assumptions	(45)	94
Fair value, end of period	$ 853	$ 866

Loan Servicing - Additional Inf

Loan Servicing - Additional Information (Detail) - USD ($)	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2017
Transfers and Servicing [Abstract]
Unpaid principal balances of mortgage loans serviced for others	$ 99,021,000	$ 95,825,000
Custodial escrow balances in connection with the foregoing loan servicing	652,000	408,000
Mortgage servicing rights, Fair value	$ 853,000	$ 866,000	$ 710,000

Interest-Bearing Deposits - Int

Interest-Bearing Deposits - Interest Expense by Deposit Type (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Banking and Thrift [Abstract]
Savings, NOW, and Money Market	$ 1,574	$ 1,021
Certificates of deposit	4,954	2,873
Brokered certificates of deposit	789	556
Total deposit interest expense	$ 7,317	$ 4,450

Interest-Bearing Deposits - Sch

Interest-Bearing Deposits - Scheduled Maturities of Time Deposits Including Brokered Time Deposits (Detail) $ in Thousands	Jun. 30, 2019USD ($)
Banking and Thrift [Abstract]
2020	$ 210,936
2021	99,154
2022	13,986
2023	5,211
2024 and thereafter	998
Time Deposits	$ 330,285

Interest-Bearing Deposits - Add

Interest-Bearing Deposits - Additional Information (Detail) - USD ($)	Jun. 30, 2019	Jun. 30, 2018
Banking and Thrift [Abstract]
Interest-bearing deposits in denominations of $100,000 or more	$ 260,311,000	$ 218,149,000

Federal Home Loan Bank Advanc_3

Federal Home Loan Bank Advances - Aggregate Annual Maturities of Federal Home Loan Bank Advances (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Banking and Thrift [Abstract]
2020
2021	4,000
2022
2023	10,000
2024	10,000
Thereafter
Total federal home loan bank advances	$ 24,000	$ 67,500

Federal Home Loan Bank Advanc_4

Federal Home Loan Bank Advances - Additional Information (Detail) - USD ($)	Jun. 30, 2019	Jun. 30, 2018
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank advances	$ 24,000,000	$ 67,500,000
Mortgage loans secured for Federal Home Loan Bank Advances	$ 321,046,000
Maximum [Member]
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank advances interest rate range from	2.89%
Minimum [Member]
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank advances interest rate range from	0.92%

Repurchase Agreements - Additio

Repurchase Agreements - Additional Information (Detail) - USD ($)	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Assets Sold under Agreements to Repurchase [Line Items]
Maximum amount of outstanding agreements	$ 2,840,000	$ 2,980,000
Repurchase agreement monthly average amount	2,400,000	2,623,000
Repurchase agreements	2,015,000	$ 2,281,000
Maturity Overnight [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase agreements	472,000
Maturity 30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase agreements	$ 1,500,000
Maximum [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase agreements term	90 days
Minimum [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase agreements term	30 days

Income Taxes - Components of th

Income Taxes - Components of the Provision for Income Taxes (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Income Tax Disclosure [Abstract]
Taxes currently payable	$ 1,217	$ 1,401
Deferred income taxes	76	1,324
Income tax expense	$ 1,293	$ 2,725

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail) - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2019	Jun. 30, 2018
Income Taxes Paid, Net [Abstract]
Computed at the statutory rate	[1]	$ 1,019	$ 1,232
Increase (decrease) resulting from
Tax exempt interest		(26)	(37)
Cash surrender value of life insurance		(56)	(104)
State income taxes		329	270
Adjustment of deferred tax asset and tax rate change for enacted changes in tax laws			1,318
Other		27	46
Income tax expense		$ 1,293	$ 2,725
Tax rate as a percentage of pre-tax income		26.70%	61.10%
[1]	Statutory tax rate of 21.0% for year ended June 30, 2019, and 27.6% (blended rate) for year ended June 30, 2018.

Income Taxes - Reconciliation_2

Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Parenthetical) (Detail)	6 Months Ended	12 Months Ended
	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Income Taxes Paid, Net [Abstract]
Statutory tax rate	21.00%	21.00%	27.60%

Income Taxes - Temporary Differ

Income Taxes - Temporary Differences Related to Deferred Taxes (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Deferred tax assets
Allowance for loan losses	$ 1,802	$ 1,695
Accrued retirement liability	651	602
Deferred compensation	422	378
Deferred loan fees	83	114
Postretirement health plan	170	174
Unrealized losses on available-for-sale securities		1,462
Accrued vacation	46	40
MPF recourse liability	66	53
Deferred revenue Mastercard	27	30
Stock options - Directors	42	34
Other	12	28
Total deferred tax assets	3,321	4,610
Deferred tax liabilities
Depreciation	(426)	(198)
Mortgage servicing rights	(243)	(247)
Deferred loan expense	(182)	(160)
Unrealized gains on available-for-sale securities	(395)
Other	(9)	(2)
Total deferred tax liabilities	(1,255)	(607)
Net deferred tax asset	$ 2,066	$ 4,003

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($)	Jun. 30, 2019	Jun. 30, 2018
Income Tax Disclosure [Abstract]
Retained earnings excluding deferred federal income tax liability	$ 2,217,000	$ 2,217,000
Amount deferred income tax liabilities expected to reverse into taxable income	$ 466,000	$ 466,000

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income - Components of Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Accumulated Other Comprehensive Income [Line Items]
Before Tax	$ 790	$ (4,744)
Tax effect	(225)	1,636
Net-of-tax amount	565	(3,108)
Unrealized Gains (Losses) on Available-for-Sale Securities [Member]
Accumulated Other Comprehensive Income [Line Items]
Before Tax	1,386	(4,240)
Amortization of Defined Benefit Pension Items [Member]
Accumulated Other Comprehensive Income [Line Items]
Before Tax	$ (596)	$ (504)

Changes in Accumulated Other _3

Changes in Accumulated Other Comprehensive Income (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gains on available-for-sale securities	$ 11	$ 13
Tax expense (benefit)	1,293	2,725
Net Income	3,558	1,738
Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassified amount before tax	115	83
Tax expense (benefit)	11	29
Net Income	104	54
Accumulated Net Realized Investment Gains (Losses) [Member] | Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gains on available-for-sale securities	11	13
Amortization of Defined Benefit Pension Items [Member] | Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Actuarial losses	104	104
Prior service costs	$ 0	$ (34)

Regulatory Matters - Associatio

Regulatory Matters - Association's Actual Capital Amounts and Ratios (Detail) - Association [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual, Total capital (to risk-weighted assets), Amount	$ 81,624	$ 78,988
Actual, Tier I capital (to risk-weighted assets), Amount	75,355	73,053
Actual, Common Equity Tier I capital (to risk-weighted assets), Amount	75,355	73,053
Actual, Tier I capital (to adjusted total assets), Amount	75,355	73,053
Actual, Tangible capital (to adjusted total assets), Amount	$ 75,355	$ 73,053
Actual, Total capital (to risk-weighted assets), Ratio	16.28%	16.09%
Actual, Tier I capital (to risk-weighted assets), Ratio	15.03%	14.88%
Actual, Common Equity Tier I capital (to risk-weighted assets), Ratio	15.03%	14.88%
Actual, Tier I capital (to adjusted total assets), Ratio	10.96%	11.51%
Actual, Tangible capital (to adjusted total assets), Ratio	10.96%	11.51%
Minimum Capital Requirement, Total capital (to risk-weighted assets), Amount	$ 40,119	$ 39,276
Minimum Capital Requirement, Tier I capital (to risk-weighted assets), Amount	30,090	29,457
Minimum Capital Requirement, Common Equity Tier I capital (to risk-weighted assets), Amount	22,567	22,093
Minimum Capital Requirement, Tier I capital (to adjusted total assets), Amount	27,513	25,394
Minimum Capital Requirement, Tangible capital (to adjusted total assets), Amount	$ 10,317	$ 9,523
Minimum Capital Requirement, Total capital (to risk-weighted assets), Ratio	8.00%	8.00%
Minimum Capital Requirement, Tier I capital (to risk-weighted assets), Ratio	6.00%	6.00%
Minimum Capital Requirement, Common Equity Tier I capital (to risk-weighted assets), Ratio	4.50%	4.50%
Minimum Capital Requirement, Tier I capital (to adjusted total assets), Ratio	4.00%	4.00%
Minimum Capital Requirement, Tangible capital (to adjusted total assets), Ratio	1.50%	1.50%
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Total Capital (to risk-weighted assets), Amount	$ 50,149	$ 49,095
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Tier I capital (to risk-weighted assets), Amount	40,119	39,276
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Common Equity Tier I capital (to risk-weighted assets), Amount	32,597	31,912
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Tier I capital (to adjusted total assets), Amount	$ 34,392	$ 31,743
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Total Capital (to risk-weighted assets), Ratio	10.00%	10.00%
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Tier I capital (to risk-weighted assets), Ratio	8.00%	8.00%
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Common Equity Tier I capital (to risk-weighted assets), Ratio	6.50%	6.50%
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Tier I capital (to adjusted total assets), Ratio	5.00%	5.00%

Regulatory Matters - Reconcilia

Regulatory Matters - Reconciliation of Association Equity Amounts (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2017
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Association equity	$ 82,461	$ 81,675	$ 83,969
Association [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Association equity	75,920	69,945
Less net unrealized gains	991	(2,778)
Less postretirement benefit plan	(426)	(330)
Tier 1 capital	75,355	73,053
Plus allowance for loan losses subject to limit	6,269	5,945
Total risk-based capital	$ 81,624	$ 78,988

Regulatory Matters - Additional

Regulatory Matters - Additional Information (Detail) - USD ($)	Jan. 01, 2019	Jun. 30, 2019
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Maximum Asset Value Required To Be Maintained Leverage Ratio		$ 10,000,000,000
Capital conservation buffer risk-weighted assets	2.50%
Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		8.00%
Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		10.00%

Related Party Transactions - Ch

Related Party Transactions - Changes in Loans Outstanding (Detail) - Management [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Related Party Transaction [Line Items]
Balance, beginning of year	$ 3,132	$ 4,520
New loans	756	139
Repayments	(855)	(1,527)
Balance, end of year	$ 3,033	$ 3,132

Related Party Transactions - Ad

Related Party Transactions - Additional Information (Detail) - USD ($)	Jun. 30, 2019	Jun. 30, 2018
Management [Member]
Related Party Transaction [Line Items]
Deposits from related parties held by the Company	$ 1,482,000	$ 1,599,000

Employee Benefits - Plan's Fund

Employee Benefits - Plan's Funded Status and Pension Cost (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Change in benefit obligation
Beginning of year	$ 2,770	$ 2,874
Service cost	50	53
Interest cost	107	100
Actuarial gain	106	(138)
Benefits paid	(114)	(119)
End of year	$ 2,919	$ 2,770

Employee Benefits - Significant

Employee Benefits - Significant Balances, Costs and Assumptions (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2017
Retirement Benefits [Abstract]
Benefit obligation	$ 2,919	$ 2,770	$ 2,874
Fair value of plan assets	0	0
Funded status	(2,919)	(2,770)
Accumulated benefit obligation	2,919	2,770
Amounts recognized in the consolidated balance sheets:
Accrued benefit cost	$ 2,919	$ 2,770

Employee Benefits - Net Periodi

Employee Benefits - Net Periodic Benefit Cost (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Retirement Benefits [Abstract]
Service cost	$ 50	$ 53
Interest cost	107	100
Amortization of prior service credit	0	(34)
Amortization of (Gain) or Loss	16	31
Net periodic benefit cost, Total	$ 173	$ 150

Employee Benefits - Accumulated

Employee Benefits - Accumulated Other Comprehensive Income Not Yet Recognized (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018
Retirement Benefits [Abstract]
Net loss	$ 531	$ 440
Prior service credit	0
Net (gain) loss	$ 531	$ 440

Employee Benefits - Other Signi

Employee Benefits - Other Significant Balances and Costs (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Retirement Benefits [Abstract]
Employer contribution	$ 114	$ 119
Benefits paid	114	119
Benefit Costs	$ 173	$ 150

Employee Benefits - One-Percent

Employee Benefits - One-Percentage-Point Change in Assumed Health Care Cost Trend Rates (Detail) $ in Thousands	12 Months Ended
	Jun. 30, 2019USD ($)
Retirement Benefits [Abstract]
One-Percentage-Point Increase, Effect on total of service and interest cost components	$ 4
One-Percentage-Point Increase, Effect on postretirement benefit obligation	34
One-Percentage-Point Decrease, Effect on total of service and interest cost components	(3)
One-Percentage-Point Decrease, Effect on postretirement benefit obligation	$ (35)

Employee Benefits - Postretirem

Employee Benefits - Postretirement Plan Benefit Payments Expected Future Service (Detail) $ in Thousands	Jun. 30, 2019USD ($)
Retirement Benefits [Abstract]
2020	$ 124
2021	142
2022	167
2023	181
2024	197
2025-2029	$ 947

Employee Benefits - Benefit Pay

Employee Benefits - Benefit Payments Expected to be Paid for Agreements (Detail) $ in Thousands	Jun. 30, 2019USD ($)
Defined Benefit Plan Disclosure [Line Items]
2020	$ 124
2021	142
2022	167
2023	181
2024	197
Thereafter	947
Deferred Compensation Agreements [Member]
Defined Benefit Plan Disclosure [Line Items]
2020	65
2021	104
2022	150
2023	131
2024	130
Thereafter	3,872
Total	$ 4,452

Employee Benefits - Additional

Employee Benefits - Additional Information (Detail) - USD ($)	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Defined Benefit Plan Disclosure [Line Items]
Expected contribution by the association in the year 2019	$ 171,000
Estimated net loss	25,000
Prior service cost	0
Transition obligation	$ 0
Discount rates	3.25%	3.95%
Annual rate of health care cost, increase	9.00%
Matching contribution contributed by the association under the plan	25.00%
Percentage of employee's compensation	5.00%
Employer contributions	$ 68,000	$ 63,000
Employer contributions	$ 1,500,000	1,300,000
Normal retirement age of directors	72 years
Deferred Profit Sharing [Member]
Defined Benefit Plan Disclosure [Line Items]
Employer contributions	$ 510,000	466,000
Deferred Compensation Agreements [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected annual rate of health care cost, decrease	5.00%
Benefit cost discount rate	6.00%
Employer contributions	$ 220,000	$ 224,000
Minimum [Member] | Deferred Profit Sharing [Member]
Defined Benefit Plan Disclosure [Line Items]
Employer Profit Sharing contribution under the Plan	5.00%

Stock-based Compensation - Summ

Stock-based Compensation - Summary of ESOP Shares (Detail) - USD ($) $ in Thousands		Jun. 30, 2019	Jun. 30, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Allocated shares		109,018	96,133
Shares committed for release		19,245	19,245
Unearned shares		230,940	250,185
Total ESOP shares		359,203	365,563
Fair value of unearned ESOP shares	[1]	$ 4,829	$ 5,979
[1]	Based on closing price of $20.91 and $23.90 per share on June 30, 2019, and 2018, respectively.

Stock-based Compensation - Su_2

Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail) - $ / shares	Jun. 30, 2019	Jun. 30, 2018
Employee Stock Ownership Plan Esop [Member]
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
ESOP, closing price per share	$ 20.91	$ 23.90

Stock-based Compensation - Su_3

Stock-based Compensation - Summary of Stock Option Activity (Detail) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2019USD ($)$ / sharesshares
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Outstanding, June 30, 2018 | shares	153,143
Granted | shares	0
Exercised | shares	0
Forfeited | shares	0
Outstanding, June 30, 2019 | shares	153,143
Exercisable, June 30, 2019 | shares	108,571
Outstanding, June 30, 2018 | $ / shares	$ 16.63
Granted | $ / shares	0
Exercised | $ / shares	0
Forfeited | $ / shares	0
Outstanding, June 30, 2019 | $ / shares	16.63
Exercisable, June 30, 2019 | $ / shares	$ 16.63
Outstanding, June 30, 2019	4 years 4 months 24 days
Exercisable, June 30, 2019	4 years 4 months 24 days
Outstanding, June 30, 2019 | $	$ 655	[1]
Exercisable, June 30, 2019 | $	$ 465	[1]
[1]	Based on closing price of $20.91 per share on June 30, 2019.

Stock-based Compensation - Su_4

Stock-based Compensation - Summary of Stock Option Activity (Parenthetical) (Detail)	Jun. 30, 2019$ / shares
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Closing price per share	$ 20.91

Stock-based Compensation - Su_5

Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail) - Restricted Stock [Member]	12 Months Ended
	Jun. 30, 2019$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Beginning balance, Shares | shares	60,375
Granted, Shares | shares	0
Forfeited, Shares | shares	0
Earned and issued, Shares | shares	10,062
Ending balance, Shares | shares	50,313
Beginning balance, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.79
Granted, Weighted-Average Grant-Date Fair Value | $ / shares	0
Forfeited, Weighted-Average Grant-Date Fair Value | $ / shares	0
Earned and issued, Weighted-Average Grant-Date Fair Value | $ / shares	16.79
Ending balance, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.79

Stock-based Compensation - Addi

Stock-based Compensation - Additional Information (Detail) - USD ($)	Dec. 10, 2013	Dec. 31, 2016	Jun. 30, 2019	Jun. 30, 2018	Dec. 10, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares paid under ESOP			359,203	365,563
Employee Stock Ownership Plan Esop [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Minimum hours of service required			1000 hours
Period of service to qualify for ESOP benefits			12 months
Minimum age of employee to attain the plan			21 years
Shares to be purchased for ESOP, from borrowed funds			384,900
Shares to be purchased for ESOP, percentage of common stock			8.00%
Repayment of loan on ESOP			20 years
Percentage vested in accrued benefits			100.00%
Vesting period			6 years
Employee Stock Ownership Plan Esop [Member] | Employee Severance [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares paid under ESOP			6,360	6,116
Employee Stock Ownership Plan Esop [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Prorated vesting period			2 years
Employee Stock Ownership Plan Esop [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Prorated vesting period			5 years
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized			673,575
Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	7 years
Shares authorized	167,000		481,125
Restricted stock available for future grants			314,125
Stock options granted			0
Options vested during the period			22,286
Total unrecognized compensation cost related to non-vested stock options			$ 80,000
Weighted average recognition period for non-vested restricted stock awards			1 year 4 months 24 days
Stock based compensation expense			$ 57,000	$ 57,000
Tax benefit			$ 16,000	16,000
Equity Incentive Plan [Member] | Restricted Stock And Restricted Stock Units Rsu [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized			192,450
Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	10 years	8 years
Shares authorized	85,500				16,900
Restricted stock available for future grants			90,050
Weighted average recognition period for non-vested restricted stock awards			4 years 4 months 24 days
Unrecognized compensation expense for non-vested restricted stock awards			$ 766,000
Stock based compensation expense			160,000	160,000
Tax benefit			$ 46,000	$ 44,000

Earnings Per Share ("EPS") - Fa

Earnings Per Share ("EPS") - Factors Used in Earnings Per Common Share Computation (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Earnings Per Share [Abstract]
Net income	$ 3,558	$ 1,738
Basic weighted average shares outstanding	3,716,924	3,918,676
Less: Average unallocated ESOP shares	(240,563)	(259,808)
Average shares outstanding	3,476,361	3,658,868
Diluted effect of restricted stock awards and stock options	53,856	39,716
Diluted average shares outstanding	3,530,217	3,698,584
Basic earnings per common share	$ 1.02	$ 0.47
Diluted earnings per common share	$ 1.01	$ 0.47

Earnings Per Share ("EPS") - Ad

Earnings Per Share ("EPS") - Additional Information (Detail) - $ / shares	9 Months Ended	12 Months Ended
	Mar. 31, 2019	Jun. 30, 2019	Jun. 30, 2018	Jun. 12, 2019	Dec. 10, 2018
Shares authorized to be repurchased				89,526	290,356
Percentage of current outstanding shares				2.50%	7.50%
Repurchase of stock during the period, shares		293,156	69,000
Repurchase of shares in average price		$ 21.22	$ 20
Stock Repurchase Plan [Member] | Third Repurchase Program [Member]
Repurchase of stock during the period, shares	290,356	2,800
Repurchase of shares in average price	$ 21.23	$ 21.02

Disclosures about Fair Value _3

Disclosures about Fair Value of Assets and Liabilities - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2017
Available-for-sale securities:
Available-for-sale securities, Fair Value	$ 146,291	$ 125,996
Mortgage servicing rights	853	866	$ 710
U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	12,950	23,922
Mortgage-backed Securities - GSE Residential [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	125,510	97,059
Small Business Administration [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	4,935	1,891
State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	2,896	3,124
Significant Other Observable Inputs (Level 2) [Member] | U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	12,950	23,922
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-backed Securities - GSE Residential [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	125,510	97,059
Significant Other Observable Inputs (Level 2) [Member] | Small Business Administration [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	4,935	1,891
Significant Other Observable Inputs (Level 2) [Member] | State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	2,896	3,124
Significant Unobservable Inputs (Level 3) [Member]
Available-for-sale securities:
Mortgage servicing rights	$ 853	$ 866

Disclosures about Fair Value _4

Disclosures about Fair Value of Assets and Liabilities - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	$ 866	$ 710
Total realized and unrealized gains and losses included in net income	(45)	94
Servicing rights that result from asset transfers	144	164
Payments received and loans refinanced	(112)	(102)
Ending Balance	853	$ 866
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date	$ (45)

Disclosures about Fair Value _5

Disclosures about Fair Value of Assets and Liabilities - Fair Value Measurement of Assets Recognized on Nonrecurring Basis (Detail) - Non-recurring [Member] $ in Thousands	Jun. 30, 2019USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral dependent)	$ 33
Foreclosed assets	512
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral dependent)	33
Foreclosed assets	$ 512

Disclosures about Fair Value _6

Disclosures about Fair Value of Assets and Liabilities - (Losses)/Recoveries Recognized on Assets Measured on Non-Recurring Basis (Detail) - Non-recurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral-dependent)	$ (20)	$ 3
Foreclosed and repossessed assets held for sale	$ (196)

Disclosures about Fair Value _7

Disclosures about Fair Value of Assets and Liabilities - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) $ in Thousands	12 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2018USD ($)
Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights	$ 853	$ 866
Marketability Discount [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Impaired loans (collateral-dependent)	$ 33
Impaired loans (collateral-dependent)	0.111
Comparability Adjustments [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Foreclosed assets	$ 512
Minimum [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.095	0.095
Minimum [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.083	0.063
Minimum [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0005	0
Maximum [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.115	0.115
Maximum [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.11	0.103
Maximum [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0012	0.0017
Maximum [Member] | Comparability Adjustments [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Foreclosed assets	0.078
Weighted Average [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.095	0.095
Weighted Average [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.09	0.066
Weighted Average [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0011	0.0016
Weighted Average [Member] | Marketability Discount [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Impaired loans (collateral-dependent)	0.111
Weighted Average [Member] | Comparability Adjustments [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Foreclosed assets	0.078

Disclosures about Fair Value _8

Disclosures about Fair Value of Assets and Liabilities - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2017
Financial assets
Cash and cash equivalents	$ 59,600	$ 4,754	$ 7,766
Interest-bearing time deposits in banks	3,000	1,750
Loans, net of allowance for loan losses	487,774	476,480
Federal Home Loan Bank stock	1,174	3,285
Accrued interest receivable	2,142	1,821
Financial liabilities
Deposits	607,023	480,421
Repurchase agreements	2,015	2,281
Federal Home Loan Bank advances	24,000	67,500
Advances from borrowers for taxes and insurance	747	309
Accrued interest payable	801	188
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Cash and cash equivalents	59,600	4,754
Interest-bearing time deposits in banks	3,000	1,750
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Federal Home Loan Bank stock	1,174	3,285
Accrued interest receivable	2,142	1,821
Financial liabilities
Deposits	276,738	216,841
Repurchase agreements	2,015	2,281
Federal Home Loan Bank advances	24,419	67,355
Advances from borrowers for taxes and insurance	747	309
Accrued interest payable	801	188
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	0	0
Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Loans, net of allowance for loan losses	480,479	468,932
Financial liabilities
Deposits	331,865	261,898
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	$ 0	$ 0

Commitments and Credit Risk - A

Commitments and Credit Risk - Additional Information (Detail) - USD ($)	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Commitments And Contingencies Disclosure [Line Items]
Outstanding commitments to originate loans amount	$ 5,430,000	$ 9,246,000
Loan amount commitments at fixed rates of interest	$ 2,959,000	$ 8,890,000
Weighted average interest rates for fixed rate loan commitments	5.03%	5.29%
Commercial [Member]
Commitments And Contingencies Disclosure [Line Items]
Lines of credit to borrowers	$ 44,070,000	$ 47,997,000
Open End Consumer Lines [Member]
Commitments And Contingencies Disclosure [Line Items]
Lines of credit to borrowers	$ 6,726,000	$ 5,545,000

Condensed Financial Informati_3

Condensed Financial Information (Parent Company Only) - Condensed Balance Sheet (Detail) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2017
Assets
Cash and due from banks	$ 57,994	$ 4,240
Total assets	723,870	638,923
Liabilities
Other liabilities	3,904	3,779
Total liabilities	641,409	557,248
Stockholders' Equity	82,461	81,675	$ 83,969
Total liabilities and stockholders' equity	723,870	638,923
Parent Company [Member]
Assets
Cash and due from banks	4,058	9,060
Investment in common stock of subsidiary	75,920	69,945
ESOP loan	2,628	2,785
Total assets	82,606	81,790
Liabilities
Other liabilities	145	115
Total liabilities	145	115
Stockholders' Equity	82,461	81,675
Total liabilities and stockholders' equity	$ 82,606	$ 81,790

Condensed Financial Informati_4

Condensed Financial Information (Parent Company Only) - Condensed Statement of Income and Comprehensive Income (Loss) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Income
Interest on ESOP loan	$ 22,833	$ 19,616
Deposits with financial institutions	279	129
Total interest and dividend income	26,725	22,794
Benefit for Income Taxes	1,293	2,725
Net Income	3,558	1,738
Comprehensive Income (Loss)	7,231	(797)
Parent Company [Member]
Income
Interest on ESOP loan	136	123
Deposits with financial institutions
Total interest and dividend income	136	123
Expense	183	179
Loss Before Income Tax and Equity in Undistributed Income of Subsidiary	(47)	(56)
Benefit for Income Taxes	(11)	(19)
Loss Before Equity in Undistributed Loss of Subsidiary	(36)	(37)
Equity in Undistributed Income of Subsidiary	3,594	1,775
Net Income	3,558	1,738
Comprehensive Income (Loss)	$ 7,231	$ (797)

Condensed Financial Informati_5

Condensed Financial Information (Parent Company Only) - Condensed Statement of Cash Flows (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash flows from operating activities
Net income	$ 3,558	$ 1,738
Items not requiring (providing) cash
Deferred income tax	76	1,324
Net change in other liabilities	125	786
Net cash provided by operating activities	5,797	4,838
Cash flows from financing activities
Stock purchase per stock repurchase plan	(6,222)	(1,380)
Dividends paid	(868)	(730)
Net cash provided by financing activities	76,184	52,818
Increase (Decrease) in Cash and Cash Equivalents	54,846	(3,012)
Cash and Cash Equivalents, Beginning of Year	4,754	7,766
Cash and Cash Equivalents, End of Year	59,600	4,754
Parent Company [Member]
Cash flows from operating activities
Net income	3,558	1,738
Items not requiring (providing) cash
Deferred income tax		(39)
Net change in other liabilities	30	87
Earnings from subsidiary	(3,594)	(1,775)
Net cash provided by operating activities	(6)	11
Cash flows from financing activities
Stock purchase per stock repurchase plan	(6,222)	(1,380)
Dividends paid	(930)	(784)
Dividends received	2,000
Loan for ESOP	156	157
Net cash provided by financing activities	(4,996)	(2,007)
Increase (Decrease) in Cash and Cash Equivalents	(5,002)	(1,996)
Cash and Cash Equivalents, Beginning of Year	9,060	11,056
Cash and Cash Equivalents, End of Year	$ 4,058	$ 9,060