IF Bancorp (IROQ) 10-Q 7 Feb 20 2020 Q2 Quarterly report Financial data

Cover Page

Cover Page - shares	6 Months Ended
	Dec. 31, 2019	Feb. 03, 2020
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Dec. 31, 2019
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q2
Trading Symbol	IROQ
Entity Registrant Name	IF Bancorp, Inc.
Entity Central Index Key	0001514743
Current Fiscal Year End Date	--06-30
Entity Current Reporting Status	Yes
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		3,260,171
Entity Interactive Data Current	Yes
Entity Shell Company	false
Entity Small Business	true
Entity Emerging Growth Company	false
Title of 12(b) Security	Common Stock
Security Exchange Name	NASDAQ
Entity Address, State or Province	IL

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Assets
Cash and due from banks	$ 10,468	$ 57,994
Interest-bearing demand deposits	376	1,606
Cash and cash equivalents	10,844	59,600
Interest-bearing time deposits in banks	3,000	3,000
Available-for-sale securities	146,807	146,291
Loans, net of allowance for loan losses of $6,222 and $6,328 at December 31, 2019 and June 30, 2019, respectively	490,481	487,774
Premises and equipment, net of accumulated depreciation of $7,672 and $7,345 at December 31, 2019 and June 30, 2019, respectively	10,470	10,706
Federal Home Loan Bank stock, at cost	1,598	1,174
Foreclosed assets held for sale	435	778
Accrued interest receivable	2,317	2,142
Bank-owned life insurance	9,211	9,072
Mortgage servicing rights	888	853
Deferred income taxes	1,592	2,066
Other	573	414
Total assets	678,216	723,870
Deposits
Demand	26,606	80,442
Savings, NOW and money market	208,007	196,296
Certificates of deposit	289,729	290,761
Brokered certificates of deposit	24,984	39,524
Total deposits	549,326	607,023
Repurchase agreements	3,340	2,015
Federal Home Loan Bank advances	33,500	24,000
Line of credit and other borrowings	5,000
Advances from borrowers for taxes and insurance	1,093	747
Accrued post-retirement benefit obligation	2,940	2,919
Accrued interest payable	1,706	801
Other	3,583	3,904
Total liabilities	600,488	641,409
Commitments and Contingencies
Stockholders' Equity
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,263,171 and 3,578,252 shares issued and outstanding at December 31, 2019 and June 30, 2019, respectively	32	36
Additional paid-in capital	49,041	48,813
Unearned ESOP shares, at cost, 221,318 and 230,940 shares at December 31, 2019 and June 30, 2019, respectively	(2,213)	(2,309)
Retained earnings	29,921	35,356
Accumulated other comprehensive income, net of tax	947	565
Total stockholders' equity	77,728	82,461
Total liabilities and stockholders' equity	$ 678,216	$ 723,870

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Statement of Financial Position [Abstract]
Allowance for loan losses	$ 6,222	$ 6,328
Premises and equipment, accumulated depreciation	$ 7,672	$ 7,345
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	3,263,171	3,578,252
Common stock, shares outstanding	3,263,171	3,578,252
Unearned ESOP shares	221,318	230,940

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Interest and Dividend Income
Interest and fees on loans	$ 5,794	$ 5,721	$ 11,691	$ 11,226
Securities:
Taxable	911	826	1,830	1,653
Tax-exempt	23	30	53	63
Federal Home Loan Bank dividends	13	40	36	69
Deposits with other financial institutions	48	41	187	66
Total interest and dividend income	6,789	6,658	13,797	13,077
Interest Expense
Deposits	2,219	1,738	4,502	3,277
Borrowings and repurchase agreements	229	429	368	847
Total interest expense	2,448	2,167	4,870	4,124
Net Interest Income	4,341	4,491	8,927	8,953
Provision (Credit) for Loan Losses	(30)	138	(84)	375
Net Interest Income After Provision for Loan Losses	4,371	4,353	9,011	8,578
Noninterest Income
Insurance commissions	192	154	354	337
Brokerage commissions	234	247	469	523
Mortgage banking income, net	116	66	161	152
Gain on sale of loans	144	86	284	179
Gain (loss) on foreclosed assets, net		(22)	(2)	98
Bank-owned life insurance income, net	69	68	139	135
Other	294	274	542	536
Total noninterest income	1,231	1,043	2,296	2,321
Noninterest Expense
Compensation and benefits	2,706	2,711	5,371	5,214
Office occupancy	242	229	497	440
Equipment	387	340	773	671
Federal deposit insurance		43	28	86
Stationary, printing and office	26	27	56	63
Advertising	97	113	218	255
Professional services	155	94	271	214
Supervisory examinations	41	44	85	88
Audit and accounting services	18	45	87	85
Organizational dues and subscriptions	19	15	38	34
Insurance bond premiums	37	36	78	78
Telephone and postage	48	66	98	133
Net realized losses on sales of available-for-sale securities	8		7	0
Other	482	567	849	1,193
Total noninterest expense	4,266	4,330	8,456	8,554
Income Before Income Tax	1,336	1,066	2,851	2,345
Provision for Income Tax	372	279	787	624
Net Income	$ 964	$ 787	$ 2,064	$ 1,721
Earnings Per Share:
Basic	$ 0.32	$ 0.22	$ 0.65	$ 0.48
Diluted	$ 0.31	$ 0.22	0.64	0.47
Dividends declared per common share			$ 0.15	$ 0.125
Customer Service Fees [Member]
Noninterest Income
Noninterest income	$ 95	$ 103	$ 197	$ 206
Other Service Charges and Fees [Member]
Noninterest Income
Noninterest income	$ 87	$ 67	$ 152	$ 155

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Statement of Comprehensive Income [Abstract]
Net Income	$ 964	$ 787	$ 2,064	$ 1,721
Other Comprehensive Income
Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes	(498)	1,889	370	698
Less: reclassification adjustment for realized losses included in net income, net of taxes of $(2) and $0, for 2019 and 2018, respectively	(6)		(5)
Accumulated other comprehensive income (loss) before tax	(492)	1,889	375	698
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of taxes	4	2	7	(25)
Other comprehensive income (loss), net of tax	(488)	1,891	382	673
Comprehensive Income	$ 476	$ 2,678	$ 2,446	$ 2,394

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Statement of Comprehensive Income [Abstract]
Unrealized appreciation (depreciation) on available-for-sale securities, tax	$ (197)	$ 752	$ 148	$ 632
Reclassification adjustment for realized gains included in net income, tax	(2)	0	(2)	0
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, tax	$ 2	$ 2	$ 3	$ 33

Condensed Consolidated Statem_4

Condensed Consolidated Statement of Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned Esop Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Beginning Balance at Jun. 30, 2018	$ 81,675	$ 39	$ 48,361	$ (2,502)	$ 38,885	$ (3,108)
Net Income	1,721				1,721
Other comprehensive Income (loss)	673					673
Dividends on common stock	(453)				(453)
Stock equity plan	113		113
Stock repurchase	(5,430)	(3)			(5,427)
ESOP shares earned	222		126	96
Ending Balance at Dec. 31, 2018	78,521	36	48,600	(2,406)	34,726	(2,435)
Beginning Balance at Sep. 30, 2018	81,081	39	48,487	(2,454)	39,335	(4,326)
Net Income	787				787
Other comprehensive Income (loss)	1,891					1,891
Dividends on common stock	31				31
Stock equity plan	57		57
Stock repurchase	(5,430)	(3)			(5,427)
ESOP shares earned	104		56	48
Ending Balance at Dec. 31, 2018	78,521	36	48,600	(2,406)	34,726	(2,435)
Beginning Balance at Jun. 30, 2019	82,461	36	48,813	(2,309)	35,356	565
Net Income	2,064				2,064
Other comprehensive Income (loss)	382					382
Dividends on common stock	(487)				(487)
Stock equity plan	111		111
Stock repurchase	(7,016)	(4)			(7,012)
ESOP shares earned	213		117	96
Ending Balance at Dec. 31, 2019	77,728	32	49,041	(2,213)	29,921	947
Beginning Balance at Sep. 30, 2019	77,287	32	48,925	(2,261)	29,156	1,435
Net Income	964				964
Other comprehensive Income (loss)	(488)					(488)
Dividends on common stock	34				34
Stock equity plan	56		56
Stock repurchase	(233)				(233)
ESOP shares earned	108		60	48
Ending Balance at Dec. 31, 2019	$ 77,728	$ 32	$ 49,041	$ (2,213)	$ 29,921	$ 947

Condensed Consolidated Statem_5

Condensed Consolidated Statement of Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Dividends declared per common share			$ 0.15	$ 0.125
Repurchase of stock during the period, shares	10,900	255,000	315,081	255,000
Repurchase of stock, average price	$ 21.40	$ 21.30	$ 22.27	$ 21.30
ESOP shares earned, shares	4,811	4,811	9,622	9,622

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Operating Activities
Net income	$ 2,064	$ 1,721
Items not requiring (providing) cash
Depreciation	327	326
Provision (credit) for loan losses	(84)	375
Amortization of premiums and discounts on securities	185	29
Deferred income taxes	321	4
Net realized gains on loan sales	(284)	(179)
Net realized losses on sales of available-for-sale securities	7	0
Loss (gain) on foreclosed assets held for sale	2	(98)
Bank-owned life insurance income, net	(139)	(135)
Originations of loans held for sale	(14,997)	(9,192)
Proceeds from sales of loans held for sale	15,562	9,469
ESOP compensation expense	213	222
Stock equity plan expense	111	113
Changes in
Accrued interest receivable	(175)	(141)
Other assets	(159)	383
Accrued interest payable	905	279
Post-retirement benefit obligation	31	25
Other liabilities	(321)	(479)
Net cash provided by operating activities	3,569	2,722
Investing Activities
Net change in interest-bearing time deposits		(750)
Purchases of available-for-sale securities	(17,598)	(7,970)
Proceeds from sales of available-for-sale securities	6,132
Proceeds from maturities and pay-downs of available-for-sale securities	11,283	7,619
Net change in loans	(3,169)	(24,595)
Purchase of premises and equipment	(91)	(924)
Proceeds from sale of foreclosed assets	571	3,740
Redemption of Federal Home Loan Bank stock owned		1,057
Purchase of Federal Home Loan Bank stock	(424)	(1,440)
Net cash used in investing activities	(3,296)	(23,263)
Financing Activities
Net decrease in demand deposits, money market, NOW and savings accounts	(42,125)	(12,648)
Net increase (decrease) in certificates of deposit, including brokered certificates	(15,572)	25,946
Net increase in advances from borrowers for taxes and insurance	346	831
Proceeds from Federal Home Loan Bank advances	31,500	111,500
Repayments of Federal Home Loan Bank advances	(22,000)	(97,500)
Proceeds from other borrowings	5,000
Net increase (decrease) in repurchase agreements	1,325	559
Dividends paid	(487)	(453)
Purchases of Common Stock	(7,016)	(5,430)
Net cash provided by (used in) financing activities	(49,029)	22,805
Net Increase (Decrease) in Cash and Cash Equivalents	(48,756)	2,264
Cash and Cash Equivalents, Beginning of Period	59,600	4,754
Cash and Cash Equivalents, End of Period	10,844	7,018
Supplemental Cash Flows Information
Interest paid	3,965	3,845
Income taxes paid	513	30
Foreclosed assets acquired in settlement of loans	$ 230	$ 6,332

Basis of Financial Statement Pr

Basis of Financial Statement Presentation	6 Months Ended
	Dec. 31, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Financial Statement Presentation	Note 1: Basis of Financial Statement Presentation IF Bancorp, Inc., a Maryland corporation (the “Company”), became the holding company for Iroquois Federal Savings and Loan Association (the “Association”) upon completion of the Association’s mutual-to-stock The unaudited condensed consolidated financial statements include the accounts of the Company, the Association, and the Association’s wholly owned subsidiary, L.C.I. Service Corporation. All significant intercompany accounts and transactions have been eliminated in consolidation. The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial reporting and with instructions for Form 10–Q and Regulation S–X. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to such rules and regulations. The preparation of consolidated financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet date and revenues and expenses for the period. Actual results could differ from these estimates. In the opinion of management, the preceding unaudited condensed consolidated financial statements contain all adjustments (consisting only of normal recurring accruals) necessary for a fair presentation of the financial condition of the Company as of December 31, 2019 and June 30, 2019, and the results of its operations for the three month and six month periods ended December 31, 2019 and 2018. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K Revenue Recognition Accounting Standards Codification (“ASC”) 606, Revenue from Contracts with Customers The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows: • Customer Service Fees—The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied. • Insurance Commissions—The Company’s insurance agency, Iroquois Insurance Agency, receives commissions on premiums of new and renewed business policies. Iroquois Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, Iroquois Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation. • Brokerage Commissions—The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded. • Other—The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied.

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
New Accounting Pronouncements	Note 2: New Accounting Pronouncements In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) right-of-use 2016-02 In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments

Stock-based Compensation

Stock-based Compensation	6 Months Ended
	Dec. 31, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-based Compensation	Note 3: Stock-based Compensation In connection with the conversion to stock form, the Association established an ESOP for the exclusive benefit of eligible employees (all salaried employees who have completed at least 1,000 hours of service in a twelve 21 six two five The Company is accounting for its ESOP in accordance with ASC Topic 718, Employers Accounting for Employee Stock Ownership Plans A summary of ESOP shares at December 31, 2019 and June 30, 2019 are as follows (dollars in thousands): December 31, 2019 June 30, 2019 Allocated shares 127,102 109,018 Shares committed for release 9,622 19,245 Unearned shares 221,318 230,940 Total ESOP shares 358,042 359,203 Fair value of unearned ESOP shares (1) $ 5,095 $ 4,829 (1) Based on closing price of $ 23.02 20.91 During the six months ended December 31, 2019, 1,161 ESOP shares were paid to ESOP participants due to separation from service. During the six months ended December 31, 2018, 6,360 ESOP shares were paid to ESOP participants due to separation from service. The IF Bancorp, Inc. 2012 Equity Incentive Plan (the “Equity Incentive Plan”) was approved by stockholders in 2012. The purpose of the Equity Incentive Plan is to promote the long-term financial success of the Company and its Subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interests with those of the Company’s stockholders. The Equity Incentive Plan authorizes the issuance or delivery to participants of up to 673,575 shares of the Company common stock pursuant to grants of incentive and non-qualified On December 10, 2013, the Board of Directors approved grants of 85,500 shares of restricted stock and 167,000 in stock options to senior officers and directors of the Association. The restricted stock vests in equal installments over 10 years and the stock options vest in equal installments over 7 years , sta rting The following table summarizes stock option activity for the six months ended December 31, 2019 (dollars in thousands): Options Weighted-Average Exercise Price/Share Weighted-Average Aggregate Intrinsic Outstanding, June 30, 2019 153,143 $ 16.63 Granted — Exercised — Forfeited — Outstanding, December 31, 2019 153,143 $ 16.63 3.9 $ 979 (1) Exercisable, December 31, 2019 130,857 $ 16.63 3.9 $ 836 (1) (1) Based on closing price of $ 23.02 Intrinsic value for stock options is defined as the difference between the current market value and the exercise price. There were no stock options granted during the six months ended December 31, 2019. There were 22,286 stock options that vested during the six months ended December 31, 2019 and 22,286 stock options that vested during the six months ended December 31, 2018. Stock-based compensation expense and related tax benefit was considered nominal for stock options for the six months ended December 31, 2019 and 2018. Total unrecognized compensation cost related to non-vested The following table summarizes non-vested Shares Weighted-Average Grant- Balance, June 30, 2019 50,313 $ 16.79 Granted — — Forfeited — — Earned and issued 10,063 16.79 Balance, December 31, 2019 40,250 $ 16.79 The fair value of the restricted stock awards is amortized to compensation expense over the vesting period (ten years) and is based on the market price of the Company’s common stock at the date of grant multiplied by the number of shares granted that are expected to vest. At the date of grant the par value of the shares granted was recorded in equity as a credit to common stock and a debit to paid-in non-interest non-vested paid-in

Earnings Per Common Share ("EPS

Earnings Per Common Share ("EPS")	6 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Earnings Per Share ("EPS")	Note 4: Earnings Per Common Share (“EPS”) Basic and diluted earnings per common share are presented for the three month and six month periods ended December 31, 2019 and 2018. The factors used in the earnings per common share computation follow: Three Months Ended Three Months Ended Six Months Ended Six Months Ended December 31, 2019 December 31, 2018 December 31, 2019 December 31, 2018 Net income (loss) $ 964 $ 787 $ 2,064 $ 1,721 Basic weighted average shares outstanding 3,266,353 3,813,636 3,399,814 3,842,522 Less: Average unallocated ESOP shares (223,723 ) (242,968 ) (226,129 ) (245,374 ) Basic average shares outstanding 3,042,630 3,570,668 3,173,685 3,597,148 Diluted effect of restricted stock awards and stock options 57,282 53,475 54,778 62,683 Diluted average shares outstanding 3,099,912 3,624,143 3,228,463 3,659,831 Basic earnings (loss) per common share $ 0.32 $ 0.22 $ 0.65 $ 0.48 Diluted earnings (loss) per common share $ 0.31 $ 0.22 $ 0.64 $ 0.47 The Company announced a stock repurchase plan on June 12, 2019, whereby the Company could repurchase up to 89,526 shares of its common stock, or approximately 2.5% of its then current outstanding shares. As of September 30, 2019, 20,200 shares were repurchased at an average price of $21.17 per share. On September 13, 2019, the Company announced an increase in the number of shares that may be repurchased under the Company’s existing stock repurchase plan, whereby the Company could repurchase up to 320,476 shares, or approximately 9.0% of its then outstanding shares. As of December 31, 2019, there were 297,681 shares repurchased by the Company and there were 22,795 shares yet to be repurchased under this plan.

Securities

Securities	6 Months Ended
	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Securities	Note 5: Securities The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses, of securities are as follows: Amortized Gross Gross Fair Value Available-for-sale December 31, 2019: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 10,665 $ 405 $ — $ 11,070 Mortgage-backed: GSE residential 128,984 1,757 (354 ) 130,387 Small Business Administration 3,797 — (50 ) 3,747 State and political subdivisions 1,450 154 (1 ) 1,603 $ 144,896 $ 2,316 $ (405 ) $ 146,807 June 30, 2019: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 12,654 $ 296 $ — $ 12,950 Mortgage-backed: GSE residential 124,615 1,231 (336 ) 125,510 Small Business Administration 4,911 25 (1 ) 4,935 State and political subdivisions 2,725 171 — 2,896 $ 144,905 $ 1,723 $ (337 ) $ 146,291 With the exception of U.S. Government, federal agency and GSE securities and GSE residential mortgage-backed securities with a book value of approximately $10,665,000 and $128,984,000, respectively, and a market value of approximately $11,070,000 and $130,387,000, respectively, at December 31, 2019, the Company held no securities at December 31, 2019 with a book value that exceeded 10% of total equity. All mortgage-backed securities at December 31, 2019 and June 30, 2019 were issued by GSEs. The amortized cost and fair value of available-for-sale Available-for-sale Securities Amortized Fair Within one year $ — $ — One to five years 6,024 6,248 Five to ten years 7,848 8,172 After ten years 2,040 2,000 15,912 16,420 Mortgage-backed securities 128,984 130,387 Totals $ 144,896 $ 146,807 The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $66,434,000 and $ 57,921 The carrying value of securities sold under agreement to repurchase amounted to $3.3 million million Gross gains of $21,000, and gross losses of $28,000, resulting from sales of available-for-sale no available-for-sale (credit) Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at December 31, 2019 and June 30, 2019, was $37,552,000 and $ 47,146 available-for-sale The following table shows the Company’s gross unrealized investment losses and the fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2019 and June 30, 2019: Less Than 12 Months 12 Months or More Total Description of Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized December 31, 2019: Mortgage-backed: GSE residential 24,292 (205 ) 9,452 (149 ) 33,744 (354 ) Small Business Administration 3,747 (50 ) — — 3,747 (50 ) State and political subdivisions 61 (1 ) — — 61 (1 ) Total temporarily impaired securities $ 28,100 $ (256 ) $ 9,452 $ (149 ) $ 37,552 $ (405 ) June 30, 2019: Mortgage-backed: GSE residential $ 15,167 $ (72 ) $ 31,049 $ (264 ) $ 46,216 $ (336 ) Small Business Administration 930 (1 ) — — 930 (1 ) Total temporarily impaired securities $ 16,097 $ (73 ) $ 31,049 $ (264 ) $ 47,146 $ (337 ) The unrealized losses on the Company’s investment in residential mortgage-backed securities and U.S. Government and federal agency and Government sponsored enterprises at December 31, 2019 and June 30, 2019, were mostly the result of a decline in market value that was attributable to changes in interest rates and not credit quality, and the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2019 and June 30, 2019.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Dec. 31, 2019
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 6: Loans and Allowance for Loan L Classes of loans include: December 31, 2019 June 30, 2019 Real estate loans : One- to four-family, including home equity loans $ 127,679 $ 129,290 Multi-family 102,756 104,663 Commercial 148,299 143,367 Home equity lines of credit 8,867 8,938 Construction 18,749 16,113 Commercial 82,692 84,246 Consumer 7,355 7,136 Total loans 496,397 493,753 Less: Unearned fees and discounts, net (306 ) (349 ) Allowance for loan losses 6,222 6,328 Loans, net $ 490,481 $ 487,774 The Company believes that sound loans are a necessary and desirable means of employing funds available for investment. Recognizing the Company’s obligations to its depositors and to the communities it serves, authorized personnel are expected to seek to develop and make sound, profitable loans that resources permit and that opportunity affords. The Company maintains lending policies and procedures designed to focus our lending efforts on the types, locations, and duration of loans most appropriate for our business model and markets. The Company’s lending activity includes the origination of one- Management reviews and approves the Company’s lending policies and procedures on a routine basis. Management routinely (at least quarterly) reviews our allowance for loan losses and reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing The Company’s policies and loan approval limits are established by the Board of Directors. The loan officers generally have authority to approve one- one- one- The Company conducts internal loan reviews that validate the loans against the Company’s loan policy quarterly for mortgage, consumer, and small commercial loans on a sample basis, and all larger commercial loans on an annual basis. The Company also receives independent loan reviews performed by a third party on larger commercial loans to be performed annually. In addition to compliance with our policy, the third party loan review process reviews the risk assessments made by our credit department, lenders and loan committees. Results of these reviews are presented to management and the Board of Directors. The Company’s lending can be summarized into six primary areas: one- One- The Company offers one- non-conforming one- one- The Company offers USDA Rural Development loans and sells the servicing. The Company also offers FHA and VA loans that are originated through a nationwide wholesale lender. In addition, the Company also offers home equity loans that are secured by a second mortgage on the borrower’s primary or secondary residence. Home equity loans are generally underwritten using the same criteria used to underwrite one- As one- one- Commercial Real Estate and Multi-Family Real Estate Loans Commercial real estate mortgage loans are primarily secured by office buildings, owner-occupied businesses, strip mall centers, churches and farm loans secured by real estate. In underwriting commercial real estate and multi-family real estate loans, the Company considers a number of factors, which include the projected net cash flow to the loan’s debt service requirement, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower’s experience in owning or managing similar properties. Personal guarantees are typically obtained from commercial real estate and multi-family real estate borrowers. In addition, the borrower’s financial information on such loans is monitored on an ongoing basis by requiring periodic financial statement updates. The repayment of these loans is primarily dependent on the cash flows of the underlying property. However, the commercial real estate loan generally must be supported by an adequate underlying collateral value. The performance and the value of the underlying property may be adversely affected by economic factors or geographical and/or industry specific factors. These loans are subject to other industry guidelines that are closely monitored by the Company. Home Equity Lines of Credit In addition to traditional one- one- Commercial Business Loans The Company originates commercial non-mortgage medium-sized The commercial business loan portfolio consists primarily of secured loans. When making commercial business loans, the Company considers the financial statements, lending history and debt service capabilities of the borrower, the projected cash flows of the business and the value of any collateral. The cash flows of the underlying borrower, however, may not perform consistently with historical or projected information. Further, the collateral securing loans may fluctuate in value due to individual economic or other factors. Loans are typically guaranteed by the principals of the borrower. The Company has established minimum standards and underwriting guidelines for all commercial loan types. Real Estate Construction Loans The Company originates construction loans for one- Consumer Loans Consumer loans consist of installment loans to individuals, primarily automotive loans. These loans are underwritten utilizing the borrower’s financial history, including the Fair Isaac Corporation (“FICO”) Loan-to-value Loan Concentration The loan portfolio includes a concentration of loans secured by commercial real estate properties amounting to $264,384,000 and $260,888,000 as of December 31, 2019 and June 30, 2019, respectively. Generally, these loans are collateralized by multi-family and nonresidential properties. The loans are expected to be repaid from cash flows or from proceeds from the sale of the properties of the borrower. Purchased Loans and Loan Participations The Company’s loans receivable included purchased loans of $4,293,000 and $4,844,000 at December 31, 2019 and June 30, 2019, respectively. All of these purchased loans are secured by single family homes located out of our primary market area, but still primarily in the Midwest. The Company’s loans receivable also include commercial loan participations of $26,626,000 and $29,524,000 at December 31, 2019 and June 30, 2019, respectively, of which $9,341,000 and $12,025,000, at December 31, 2019 and June 30, 2019 were outside our primary market area. Allowance for Loan Losses The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of the three month and six month periods ended December 31, 2019 and 2018 and the year ended June 30, 2019: Three Months Ended December 31, 2019 Real Estate Loans One- to Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 990 $ 1,602 $ 1,657 $ 90 Provision charged to expense 14 (40 ) 28 — Losses charged off (13 ) — — — Recoveries — — — — Balance, end of period $ 991 $ 1,562 $ 1,685 $ 90 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 991 $ 1,562 $ 1,685 $ 90 Loans: Ending balance $ 127,679 $ 102,756 $ 148,299 $ 8,867 Ending balance: individually evaluated for impairment $ 1,470 $ — $ 6 $ 18 Ending balance: collectively evaluated for impairment $ 126,209 $ 102,756 $ 148,293 $ 8,849 Three Months Ended December 31, 2019 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 204 $ 1,664 $ 70 $ 6,277 Provision charged to expense 13 (54 ) 9 (30 ) Losses charged off — — (13 ) (26 ) Recoveries — — 1 1 Balance, end of period $ 217 $ 1,610 $ 67 $ 6,222 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 217 $ 1,610 $ 67 $ 6,222 Loans: Ending balance $ 18,749 $ 82,692 $ 7,355 $ 496,397 Ending balance: individually evaluated for impairment $ — $ 48 $ 8 $ 1,550 Ending balance: collectively evaluated for impairment $ 18,749 $ 82,644 $ 7,347 $ 494,847 Six Months Ended December 31, 2019 Real Estate Loans One- to Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 1,031 $ 1,642 $ 1,623 $ 89 Provision charged to expense (30 ) (80 ) 62 1 Losses charged off (13 ) — — — Recoveries 3 — — — Balance, end of period $ 991 $ 1,562 $ 1,685 $ 90 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 991 $ 1,562 $ 1,685 $ 90 Loans: Ending balance $ 127,679 $ 102,756 $ 148,299 $ 8,867 Ending balance: individually evaluated for impairment $ 1,470 $ — $ 6 $ 18 Ending balance: collectively evaluated for impairment $ 126,209 $ 102,756 $ 148,293 $ 8,849 Six Months Ended December 31, 2019 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 213 $ 1,659 $ 71 $ 6,328 Provision charged to expense 4 (63 ) 22 (84 ) Losses charged off — — (28 ) (41 ) Recoveries — 14 2 19 Balance, end of period $ 217 $ 1,610 $ 67 $ 6,222 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 217 $ 1,610 $ 67 $ 6,222 Loans: Ending balance $ 18,749 $ 82,692 $ 7,355 $ 496,397 Ending balance: individually evaluated for impairment $ — $ 48 $ 8 $ 1,550 Ending balance: collectively evaluated for impairment $ 18,749 $ 82,644 $ 7,347 $ 494,847 Year Ended June 30, 2019 Real Estate Loans One- Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 997 $ 1,650 $ 1,604 $ 91 Provision charged to expense 29 (8 ) 19 13 Losses charged off (17 ) — — (15 ) Recoveries 22 — — — Balance, end of year $ 1,031 $ 1,642 $ 1,623 $ 89 Ending balance: individually evaluated for impairment $ 13 $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,018 $ 1,642 $ 1,623 $ 89 Loans: Ending balance $ 129,290 $ 104,663 $ 143,367 $ 8,938 Ending balance: individually evaluated for impairment $ 1,722 $ — $ 18 $ 22 Ending balance: collectively evaluated for impairment $ 127,568 $ 104,663 $ 143,349 $ 8,916 Year Ended June 30, 2019 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 168 $ 1,373 $ 62 $ 5,945 Provision charged to expense 45 286 23 407 Losses charged off — — (18 ) (50 ) Recoveries — — 4 26 Balance, end of year $ 213 $ 1,659 $ 71 $ 6,328 Ending balance: individually evaluated for impairment $ — $ — $ 10 $ 23 Ending balance: collectively evaluated for impairment $ 213 $ 1,659 $ 61 $ 6,305 Loans: Ending balance $ 16,113 $ 84,246 $ 7,136 $ 493,753 Ending balance: individually evaluated for impairment $ — $ 60 $ 29 $ 1,851 Ending balance: collectively evaluated for impairment $ 16,113 $ 84,186 $ 7,107 $ 491,902 Three Months Ended December 31, 2018 Real Estate Loans One- Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 1,012 $ 1,656 $ 1,644 $ 91 Provision charged to expense 11 12 160 12 Losses charged off — — — — Recoveries — — — — Balance, end of period $ 1,023 $ 1,668 $ 1,804 $ 103 Ending balance: individually evaluated for impairment $ — $ — $ 2 $ 15 Ending balance: collectively evaluated for impairment $ 1,023 $ 1,668 $ 1,802 $ 88 Loans: Ending balance $ 130,800 $ 108,391 $ 158,226 $ 8,913 Ending balance: individually evaluated for impairment $ 1,458 $ 1,200 $ 38 $ 38 Ending balance: collectively evaluated for impairment $ 129,342 $ 107,191 $ 158,188 $ 8,875 Three Months Ended December 31, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 169 $ 1,547 $ 62 $ 6,181 Provision charged to expense 1 (66 ) 8 138 Losses charged off — — (3 ) (3 ) Recoveries — — 3 3 Balance, end of period $ 170 $ 1,481 $ 70 $ 6,319 Ending balance: individually evaluated for impairment $ — $ 6 $ — $ 23 Ending balance: collectively evaluated for impairment $ 170 $ 1,475 $ 70 $ 6,296 Loans: Ending balance $ 12,447 $ 74,231 $ 7,293 $ 500,301 Ending balance: individually evaluated for impairment $ — $ 6 $ 3 $ 2,743 Ending balance: collectively evaluated for impairment $ 12,447 $ 74,225 $ 7,290 $ 497,558 Six Months Ended December 31, 2018 Real Estate Loans One- Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 997 $ 1,650 $ 1,604 $ 91 Provision charged to expense 25 18 200 12 Losses charged off — — — — Recoveries 1 — — — Balance, end of period $ 1,023 $ 1,668 $ 1,804 $ 103 Ending balance: individually evaluated for impairment $ — $ — $ 2 $ 15 Ending balance: collectively evaluated for impairment $ 1,023 $ 1,668 $ 1,802 $ 88 Loans: Ending balance $ 130,800 $ 108,391 $ 158,226 $ 8,913 Ending balance: individually evaluated for impairment $ 1,458 $ 1,200 $ 38 $ 38 Ending balance: collectively evaluated for impairment $ 129,342 $ 107,191 $ 158,188 $ 8,875 Six Months Ended December 31, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 168 $ 1,373 $ 62 $ 5,945 Provision charged to expense 2 108 10 375 Losses charged off — — (5 ) (5 ) Recoveries — — 3 4 Balance, end of period $ 170 $ 1,481 $ 70 $ 6,319 Ending balance: individually evaluated for impairment $ — $ 6 $ — $ 23 Ending balance: collectively evaluated for impairment $ 170 $ 1,475 $ 70 $ 6,296 Loans: Ending balance $ 12,447 $ 74,231 $ 7,293 $ 500,301 Ending balance: individually evaluated for impairment $ — $ 6 $ 3 $ 2,743 Ending balance: collectively evaluated for impairment $ 12,447 $ 74,225 $ 7,290 $ 497,558 Management’s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers. The allowance for loan losses represents an estimate of the amount of losses believed inherent in our loan portfolio at the balance sheet date. The allowance calculation involves a high degree of estimation that management attempts to mitigate through the use of objective historical data where available. Loan losses are charged against the allowance for loan losses when management believes the uncollectability of the loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Overall, we believe the reserve to be consistent with prior periods and adequate to cover the estimated losses in our loan portfolio. The Company’s methodology for assessing the appropriateness of the allowance for loan losses consists of two key elements: (1) specific allowances for estimated credit losses on individual loans that are determined to be impaired through the Company’s review for identified problem loans; and (2) a general allowance based on estimated credit losses inherent in the remainder of the loan portfolio. The specific allowance is measured by determining the present value of expected cash flows, the loan’s observable market value, or, for collateral-dependent loans, the fair value of the collateral adjusted for market conditions and selling expense. Factors used in identifying a specific problem loan include: (1) the strength of the customer’s personal or business cash flows; (2) the availability of other sources of repayment; (3) the amount due or past due; (4) the type and value of collateral; (5) the strength of the collateral position; (6) the estimated cost to sell the collateral; and (7) the borrower’s effort to cure the delinquency. In addition for loans secured by real estate, the Company also considers the extent of any past due and unpaid property taxes applicable to the property serving as collateral on the mortgage. The Company establishes a general allowance for loans that are not deemed impaired to recognize the inherent losses associated with lending activities, but which, unlike specific allowances, has not been allocated to particular problem assets. The general valuation allowance is determined by segregating the loans by loan category and assigning allowance percentages based on the Company’s historical loss experience and management’s evaluation of the collectability of the loan portfolio. In certain instances, the historical loss experience could be adjusted if similar risks are not inherent in the remaining portfolio. The allowance is then adjusted for significant factors that, in management’s judgment, affect the collectability of the portfolio as of the evaluation date. These significant factors may include: (1) Management’s assumptions regarding the minimal level of risk for a given loan category, and includes amounts for anticipated losses which may not be reflected in our current loss history experience; (2) changes in lending policies and procedures, including changes in underwriting standards, and charge-off non-accrual re-evaluated Although the Company’s policy allows for a general valuation allowance on certain smaller-balance, homogenous pools of loans classified as substandard, the Company has historically evaluated every loan classified as substandard, regardless of size, for impairment as part of the review for establishing specific allowances. The Company’s policy also allows for general valuation allowance on certain smaller-balance, homogenous pools of loans which are loans criticized as special mention or watch. A separate general allowance calculation is made on these loans based on historical measured weakness, and which is no less than twice the amount of the general allowance calculated on the non-classified There have been no changes to the Company’s accounting policies or methodology from the prior periods. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. All loans are graded at inception of the loan. Subsequently, analyses are performed on an annual basis and grade changes are made as necessary. Interim grade reviews may take place if circumstances of the borrower warrant a more timely review. The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk rating system, the Company classifies problem and potential problem loans as “Watch,” “Substandard,” “Doubtful,” and “Loss.” The Company uses the following definitions for risk ratings: Pass – Watch – Substandard – Doubtful – Loss – charged-off. Risk characteristics applicable to each segment of the loan portfolio are described as follows. Residential One- one- one- Commercial and Multi-family Real Estate: Construction Real Estate: Commercial: Consumer: The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity: Real Estate Loans One- to Four- Multi-Family Commercial Home Equity Construction Commercial Consumer Total December 31, 2019: Pass $ 126,043 $ 102,482 $ 146,929 $ 8,713 $ 18,749 $ 80,208 $ 7,347 $ 490,471 Watch — — 1,090 137 — 1,575 — 2,802 Substandard 1,636 274 280 17 — 909 8 3,124 Doubtful — — — — — — — — Loss — — — — — — — — Total $ 127,679 $ 102,756 $ 148,299 $ 8,867 $ 18,749 $ 82,692 $ 7,355 $ 496,397 Real Estate Loans One- to Four- Multi-Family Commercial Home Equity Construction Commercial Consumer Total June 30, 2019: Pass $ 127,386 $ 104,504 $ 142,076 $ 8,918 $ 16,113 $ 81,906 $ 7,107 $ 488,010 Watch — — 1,040 — — 1,375 — 2,415 Substandard 1,904 159 251 20 — 965 19 3,318 Doubtful — — — — — — 10 10 Loss — — — — — — — — Total $ 129,290 $ 104,663 $ 143,367 $ 8,938 $ 16,113 $ 84,246 $ 7,136 $ 493,753 The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all instances, loans are placed on non-accrual charged-off All interest accrued but not collected for loans that are placed on non-accrual charged-off The following tables present the Company’s loan portfolio aging analysis: 30-59 Days 60-89 Days Past Due 90 Days or Total Past Due Current Total Loans Total Loans December 31, 2019: Real estate loans: One- $ 1,261 $ 319 $ 334 $ 1,914 $ 125,765 $ 127,679 $ 296 Multi-family — — — — 102,756 102,756 — Commercial 890 110 — 1,000 147,299 148,299 — Home equity lines of credit 498 — — 498 8,369 8,867 — Construction — — — — 18,749 18,749 — Commercial 217 274 78 569 82,123 82,692 30 Consumer 83 44 — 127 7,228 7,355 — Total $ 2,949 $ 747 $ 412 $ 4,108 $ 492,289 $ 496,397 $ 326 30-59 Days 60-89 Days Past Due 90 Days or Total Past Due Current Total Loans Total Loans June 30, 2019: Real estate loans: One- $ 1,515 $ 255 $ 481 $ 2,251 $ 127,039 $ 129,290 $ 226 Multi-family 422 — — 422 104,241 104,663 — Commercial 74 6 12 92 143,275 143,367 — Home equity lines of credit — 26 20 46 8,892 8,938 — Construction — — — — 16,113 16,113 — Commercial 291 — 60 351 83,895 84,246 — Consumer 99 — 29 128 7,008 7,136 — Total $ 2,401 $ 287 $ 602 $ 3,290 $ 490,463 $ 493,753 $ 226 A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), case-by-case Impairment is measured on a loan-by-loan The Company actively seeks to reduce its investment in impaired loans. The primary tools to work through impaired loans are settlements with the borrowers or guarantors, foreclosure of the underlying collateral, or restructuring. Included in certain loan categories in the impaired loans are $1.5 million in troubled debt restructurings that were classified as impaired. The following tables present impaired loans: Three Months Ended December 31, 2019 Six Months Ended December 31, 2019 Recorded Unpaid Specific Average Interest Income Interest on Average Interest Income Interest on December 31, 2019: Loans without a specific valuation allowance Real estate loans: One- to-four $ 1,470 $ 1,470 $ — $ 1,486 $ 15 $ 15 $ 1,496 $ 29 $ 30 Multi-family — — — — — — — — — Commercial 6 6 — 11 — — 12 — — Home equity line of credit 18 18 — 18 — — 20 — — Construction — — — — — — — — — Commercial 48 48 — 52 — — 54 — — Consumer 8 8 — 10 — — 10 — — Loans with a specific valuation allowance Real estate loans: One- to-four — — — — — — — — — Multi-family — — — — — — — — — Commercial — — — — — — — — — Home equity line of credit — — — — — — — — — Construction — — — — — — — — — Commercial — — — — — — — — — Consumer — — — — — — — — — Total: Real estate loans: One- to-four 1,470 1,470 — 1,486 15 15 1,496 29 30 Multi-family — — — — — — — — — Commercial 6 6 — 11 — — 12 — — Home equity line of credit 18 18 — 18 — — 20 — — Construction — — — — — — — — — Commercial 48 48 — 52 — — 54 — — Consumer 8 8 — 10 — — 10 — — $ 1,550 $ 1,550 $ — $ 1,577 $ 15 $ 15 $ 1,592 $ 29 $ 30 Year Ended June 30, 2019 Recorded Unpaid Specific Average Interest Interest on Cash June 30, 2019: Loans without a specific valuation allowance Real estate loans: One- $ 1,676 $ 1,676 $ — $ 1,718 $ 63 $ 71 Multi-family — — — 1 — — Commercial 18 18 — 34 — — Home equity line of credit 22 22 — 24 1 2 Construction — — — — — — Commercial 60 60 — 63 6 6 Consumer 19 19 — 24 2 2 Loans with a specific allowance Real estate loans: One- 46 46 13 47 1 1 Multi-family — — — — — — Commercial — — — — — — Home equity line of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer 10 10 10 11 1 1 Total: Real estate loans: One- 1,722 1,722 13 1,765 64 72 Multi-family — — — 1 — — Commercial 18 18 — 34 — — Home equity line of credit 22 22 — 24 1 2 Construction — — — — — — Commercial 60 60 — 63 6 6 Consumer 29 29 10 35 3 3 $ 1,851 $ 1,851 $ 23 $ 1,922 $ 74 $ 83 Three Months Ended December 31, 2018 Six Months Ended December 31, 2018 Recorded Unpaid Specific Average Interest Income Interest on Average Interest Income Interest on December 31, 2018: Loans without a specific valuation allowance Real estate loans: One- to-four $ 1,458 $ 1,458 $ — $ 1,467 $ 16 $ 16 $ 1,477 $ 32 $ 34 Multi-family 1,200 1,200 — 1,204 21 21 1,207 42 42 Commercial 36 36 — 40 — — 41 — — Home equity line of credit 23 23 — 24 1 — 25 1 1 Construction — — — — — — — — — Commercial — — — — — — — — — Consumer 3 3 — 3 — — 3 — — Loans with a specific valuation allowance Real estate loans: One- to-four — — — — — — — — — Multi-family — — — — — — — — — Commercial 2 2 2 2 — — 3 — — Home equity line of credit 15 15 15 15 — — 15 — — Construction — — — — — — — — — Commercial 6 6 6 8 — — 8 — — Consumer — — — — — — — — — Total: Real estate loans: One- to-four 1,458 1,458 — 1,467 16 16 1,477 32 34 Multi-family 1,200 1,200 — 1,204 21 21 1,207 42 42 Commercial 38 38 2 42 — — 44 — — Home equity line of credit 38 38 15 39 1 — 40 1 1 Construction — — — — — — — — — Commercial 6 6 6 8 — — 8 — — Consumer 3 3 — 3 — — 3 — — $ 2,743 $ 2,743 $ 23 $ 2,763 $ 38 $ 37 $ 2,779 $ 75 $ 77 Interest income recognized on impaired loans includes interest accrued and collected on the outstanding balances of accruing impaired loans as well as interest cash collections on non-accruing The following table presents the Company’s nonaccrual loans at December 31, 2019 and June 30, 2019: December 31, 2019 June 30, 2019 Mortgages on real estate: One- $ 191 $ 414 Multi-family — — Commercial 6 18 Home equity lines of credit 17 20 Construction — — Commercial 48 60 Consumer 8 29 Total $ 270 $ 541 At December 31, 2019 and June 30, 2019, the Company had a number of loans that were modified in troubled debt restructurings (TDR’s) and impaired. The modification of terms of such loans included one or a combination of the following: an extension of maturity, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan. The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of December 31, 2019 and June 30, 2019. With the exception of two one- s three one- one one one- million, ten one- one December 31, 2019 June 30, 2019 Real estate loans One- $ 1,437 $ 1,475 Multi-family — — Commercial 2 6 Home equity lines of credit 18 22 Total real estate loans 1,457 1,503 Construction — — Commercial — — Consumer — 2 Total $ 1,457 $ 1,505 Modifications During the six month period ended December 31, 2019, no loans were During the year ended June 30, 2019, the Company modified one one- During the six month period ended December 31, 2018, no loans were modified. TDR’s with Defaults The Company had three TDRs, all one- , that were six four one- one one No Specific loss allowances are included in the calculation of estimated future loss ratios, which are applied to the various loan portfolios for purposes of estimating future losses. Management considers the level of defaults within the various portfolios, as well as the current economic environment and outlook in the real estate and collateral markets when evaluating qualitative adjustments used to determine the adequacy of the allowance for loan losses. We believe the qualitative adjustments more accurately reflect collateral values in light of the sales and economic conditions that we have recently observed. We may obtain physical possession of real estate collateralizing a residential mortgage loan or home equity loan via foreclosure or in-substance

Federal Home Loan Bank Stock

Federal Home Loan Bank Stock	6 Months Ended
	Dec. 31, 2019
Banking and Thrift [Abstract]
Federal Home Loan Bank Stock	Note 7: Federal Home Loan Bank Stock Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula. The Company owned $1,598​​​​​​​,000 and $1,174,000 of Federal Home Loan Bank stock as of December 31, 2019 and June 30, 2019. The FHLB provides liquidity and funding through advances.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	6 Months Ended
	Dec. 31, 2019
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 8: Accumulated Other Comprehensive Income The components of accumulated other comprehensive income, included in stockholders’ equity, were as follows at the dates specified: December 31, 2019 June 30, 2019 Net unrealized gains available-for-sale $ 1,911 $ 1,386 Net unrealized postretirement health benefit plan obligations (586 ) (596 ) 1,325 790 Tax effect (378 ) (225 ) Total $ 947 $ 565

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income (AOCI) by Component	6 Months Ended
	Dec. 31, 2019
Text Block [Abstract]
Changes in Accumulated Other Comprehensive Income (AOCI) by Component	Note 9: Changes in Accumulated Other Comprehensive Income (AOCI) by Component Amounts reclassified from AOCI and the affected line items in the statements of income during the three and six month periods ended December 31, 2019 and 2018, were as follows: Amounts Reclassified from AOCI Three Months Ended December 31, Six Months Ended December 31, 2019 2018 2019 2018 Affected Line Item in the Condensed Realized gains (losses) on available-for-sale $ (8 ) $ — $ (7 ) $ — Net realized losses sale of available-for- sale securities Amortization of defined benefit pension items: Components are included in computation of net periodic pension cost Actuarial losses 5 4 10 7 Prior service costs — — — — Total reclassified amount before tax (3 ) 4 3 7 Tax expense (credit) (1 ) 2 1 3 Provision for Income Tax Total reclassification out of AOCI $ (2 ) $ 2 $ 2 $ 4 Net Income

Income Taxes

Income Taxes	6 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Income Taxes	Note 10: Income Taxes A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: Three Months Ended December 31, Six Months Ended December 31, 2019 2018 2019 2018 Computed at the statutory rate $ 281 $ 224 $ 599 $ 492 Decrease resulting from Tax exempt interest (5 ) (6 ) (11 ) (13 ) Cash surrender value of life insurance (14 ) (14 ) (29 ) (28 ) State income taxes 103 72 213 157 Other 7 3 15 16 Actual expense $ 372 $ 279 $ 787 $ 624

Regulatory Capital

Regulatory Capital	6 Months Ended
	Dec. 31, 2019
Banking and Thrift [Abstract]
Regulatory Capital	Note 11: Regulatory Capital The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that if undertaken, could have a direct material effect on the Association’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines involving quantitative measures of the Association’s assets, liabilities and certain off-balance-sheet The Basel III regulatory capital framework (the “Basel III Capital Rules”) adopted by U.S. federal regulatory authorities, among other things, (i) establish the capital measure called “Common Equity Tier 1” (“CET1”), (ii) specify that Tier 1 capital consist of CET1 and “Additional Tier 1 Capital” instruments meeting stated requirements, (iii) define CET1 narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital and (iv) set forth the acceptable scope of deductions/adjustments to the specified capital measures. The Basel III Capital Rules became effective for us on January 1, 2015 with certain transition provisions fully phased in on January 1, 2019. Additionally, the Basel III Capital Rules require that we maintain a capital conservation buffer with respect to each of the CET1, Tier 1 and total capital to risk-weighted assets, which provides for capital levels that exceed the minimum risk-based capital adequacy requirements. The capital conservation buffer was phased in and became fully phased in on January 1, 2019 at 2.5%. A financial institution with a conservation buffer of less than the required amount is subject to limitations on capital distributions, including dividend payments and stock repurchases, and certain discretionary bonus payments to executive officers. Quantitative measures established by regulation to ensure capital adequacy require the Association to maintain minimum amounts and ratios of total risk-based capital and Tier 1 capital to risk-weighted assets, and Tier 1 capital to adjusted total assets. Management believes, as of December 31, 201 9 As a result of the recently enacted Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies are required to develop a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A “qualifying community bank” that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered “well capitalized” under Prompt Corrective Action statutes. The federal banking agencies may consider a financial institution’s risk profile when evaluating whether it qualifies as a community bank for purposes of the capital ratio requirement. The Economic Growth Act requires that federal banking agencies set the minimum capital for the new Community Bank Leverage Ratio at not less than 8% and not more than 10%, and the agencies have issued a final rule setting the ratios at 9%. A financial institution can elect to be subject to this new definition. As of December 1

Disclosures about Fair Value of

Disclosures about Fair Value of Assets	6 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Disclosures about Fair Value of Assets	Note 12: Disclosures About Fair Value of Assets Fair value is the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2019 and June 30, 2019: Fair Value Measurements Using Fair Value Quoted (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2019: Available-for-sale U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 11,070 $ — $ 11,070 $ — Mortgage-backed: GSE residential 130,387 — 130,387 — Small Business Administration 3,747 — 3,747 — State and political subdivisions 1,603 — 1,603 — Mortgage servicing rights 888 — — 888 Fair Value Measurements Using Fair Value Quoted (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Available-for-sale U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 12,950 $ — $ 12,950 $ — Mortgage-backed: GSE residential 125,510 — 125,510 — Small Business Administration 4,935 — 4,935 — State and political subdivisions 2,896 — 2,896 — Mortgage servicing rights 853 — — 853 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended December 31, 2019. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. There were no Level 1 securities as of December 31, 2019 or June 30, 2019. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. For these investments, the inputs used by the pricing service to determine fair value may include one, or a combination of, observable inputs such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided Mortgage Servicing Rights Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: Mortgage Balance, July 1, 2019 $ 853 Total realized and unrealized gains and losses included in net income (20 ) Servicing rights that result from asset transfers 133 Payments received and loans refinanced (78 ) Balance, December 31, 2019 $ 888 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ (20 ) Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as noninterest income. Nonrecurring Measurements The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2019 and June 30, 2019: Fair Value Measurements Using Fair Value Quoted Prices in for Identical (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2019: Impaired loans (collateral-dependent) $ — $ — $ — $ — Foreclosed assets $ — $ — $ — $ — June 30, 2019: Impaired loans (collateral-dependent) $ 33 $ — $ — $ 33 Foreclosed assets $ 512 $ — $ — $ 512 The following table presents (losses)/recoveries recognized on assets measured on a non-recurring Three Months Ended December 31, Six Months Ended December 31, 2019 2018 2019 2018 Impaired loans (collateral-dependent) $ 13 $ (11 ) $ 13 $ (19 ) Following is a description of the valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Collateral-dependent Impaired Loans, Net of the Allowance for Loan Losses The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the senior lending officer. Appraisals are reviewed for accuracy and consistency by the senior lending officer. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by the senior lending officer by comparison to historical results. Unobservable (Level 3) Inputs The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at December 31, 201 9 9 Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 888 Discounted cash flow Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 8.8% - 11.1% (9.7%) Probability of default 0.05% - 0.12% (0.11%) Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 853 Discounted cash flow Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 8.3% - 11.0% (9.0%) Probability of default 0.05% - 0.12% (0.11%) Impaired loans (collateral dependent) 33 Market comparable properties Marketability discount 11.1% (11.1%) Foreclosed assets 512 Market comparable properties Comparability adjustments (%) 7.8% (7.8%) Fair Value of Financial Instruments The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2019 and June 30, 2019. Carrying Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2019: Financial assets Cash and cash equivalents $ 10,844 $ 10,844 $ — $ — Interest-bearing time deposits in banks 3,000 3,000 — — Loans, net of allowance for loan losses 490,481 — — 486,943 Federal Home Loan Bank stock 1,598 — 1,598 — Accrued interest receivable 2,317 — 2,317 — Financial liabilities Deposits 549,326 — 234,613 315,901 Repurchase agreements 3,340 — 3,340 — Federal Home Loan Bank advances 33,500 — 33,929 — Advances from borrowers for taxes and insurance 1,093 — 1,093 — Accrued interest payable 1,706 — 1,706 — Unrecognized financial instruments (net of contract amount) — — — — Commitments to originate loans — — — — Lines of credit 5,000 — 5,000 — Carrying Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Financial assets Cash and cash equivalents $ 59,600 $ 59,600 $ — $ — Interest-bearing time deposits in banks 3,000 3,000 — — Loans, net of allowance for loan losses 487,774 — — 480,479 Federal Home Loan Bank stock 1,174 — 1,174 — Accrued interest receivable 2,142 — 2,142 — Financial liabilities Deposits 607,023 — 276,738 331,865 Repurchase agreements 2,015 — 2,015 — Federal Home Loan Bank advances 24,000 — 24,419 — Advances from borrowers for taxes and insurance 747 — 747 — Accrued interest payable 801 — 801 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — Lines of credit — — — — In accordance with the Company’s adoption of ASU 2016-01

Commitments

Commitments	6 Months Ended
	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Commitments	Note 13: Commitments Commitments to Originate Loans Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case Lines of Credit Lines of credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case on-balance-sheet

New Accounting Pronouncements (

New Accounting Pronouncements (Policies)	6 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Liabilities	In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments
Leases	In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) right-of-use 2016-02

Stock-based Compensation (Table

Stock-based Compensation (Tables)	6 Months Ended
	Dec. 31, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary of ESOP Shares	A summary of ESOP shares at December 31, 2019 and June 30, 2019 are as follows (dollars in thousands): December 31, 2019 June 30, 2019 Allocated shares 127,102 109,018 Shares committed for release 9,622 19,245 Unearned shares 221,318 230,940 Total ESOP shares 358,042 359,203 Fair value of unearned ESOP shares (1) $ 5,095 $ 4,829
Summary of Stock Option Activity	The following table summarizes stock option activity for the six months ended December 31, 2019 (dollars in thousands): Options Weighted-Average Exercise Price/Share Weighted-Average Aggregate Intrinsic Outstanding, June 30, 2019 153,143 $ 16.63 Granted — Exercised — Forfeited — Outstanding, December 31, 2019 153,143 $ 16.63 3.9 $ 979 (1) Exercisable, December 31, 2019 130,857 $ 16.63 3.9 $ 836 (1) (1) Based on closing price of $ 23.02
Summary of Non-vested Restricted Stock Activity	The following table summarizes non-vested Shares Weighted-Average Grant- Balance, June 30, 2019 50,313 $ 16.79 Granted — — Forfeited — — Earned and issued 10,063 16.79 Balance, December 31, 2019 40,250 $ 16.79

Earnings Per Common Share ("E_2

Earnings Per Common Share ("EPS") (Tables)	6 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Factors Used in Earnings Per Common Share Computation	The factors used in the earnings per common share computation follow: Three Months Ended Three Months Ended Six Months Ended Six Months Ended December 31, 2019 December 31, 2018 December 31, 2019 December 31, 2018 Net income (loss) $ 964 $ 787 $ 2,064 $ 1,721 Basic weighted average shares outstanding 3,266,353 3,813,636 3,399,814 3,842,522 Less: Average unallocated ESOP shares (223,723 ) (242,968 ) (226,129 ) (245,374 ) Basic average shares outstanding 3,042,630 3,570,668 3,173,685 3,597,148 Diluted effect of restricted stock awards and stock options 57,282 53,475 54,778 62,683 Diluted average shares outstanding 3,099,912 3,624,143 3,228,463 3,659,831 Basic earnings (loss) per common share $ 0.32 $ 0.22 $ 0.65 $ 0.48 Diluted earnings (loss) per common share $ 0.31 $ 0.22 $ 0.64 $ 0.47

Securities (Tables)

Securities (Tables)	6 Months Ended
	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities	The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses, of securities are as follows: Amortized Gross Gross Fair Value Available-for-sale December 31, 2019: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 10,665 $ 405 $ — $ 11,070 Mortgage-backed: GSE residential 128,984 1,757 (354 ) 130,387 Small Business Administration 3,797 — (50 ) 3,747 State and political subdivisions 1,450 154 (1 ) 1,603 $ 144,896 $ 2,316 $ (405 ) $ 146,807 June 30, 2019: U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 12,654 $ 296 $ — $ 12,950 Mortgage-backed: GSE residential 124,615 1,231 (336 ) 125,510 Small Business Administration 4,911 25 (1 ) 4,935 State and political subdivisions 2,725 171 — 2,896 $ 144,905 $ 1,723 $ (337 ) $ 146,291
Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity	The amortized cost and fair value of available-for-sale Available-for-sale Securities Amortized Fair Within one year $ — $ — One to five years 6,024 6,248 Five to ten years 7,848 8,172 After ten years 2,040 2,000 15,912 16,420 Mortgage-backed securities 128,984 130,387 Totals $ 144,896 $ 146,807
Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses	The following table shows the Company’s gross unrealized investment losses and the fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2019 and June 30, 2019: Less Than 12 Months 12 Months or More Total Description of Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized December 31, 2019: Mortgage-backed: GSE residential 24,292 (205 ) 9,452 (149 ) 33,744 (354 ) Small Business Administration 3,747 (50 ) — — 3,747 (50 ) State and political subdivisions 61 (1 ) — — 61 (1 ) Total temporarily impaired securities $ 28,100 $ (256 ) $ 9,452 $ (149 ) $ 37,552 $ (405 ) June 30, 2019: Mortgage-backed: GSE residential $ 15,167 $ (72 ) $ 31,049 $ (264 ) $ 46,216 $ (336 ) Small Business Administration 930 (1 ) — — 930 (1 ) Total temporarily impaired securities $ 16,097 $ (73 ) $ 31,049 $ (264 ) $ 47,146 $ (337 )

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Dec. 31, 2019
Categories of Loans	Classes of loans include: December 31, 2019 June 30, 2019 Real estate loans : One- to four-family, including home equity loans $ 127,679 $ 129,290 Multi-family 102,756 104,663 Commercial 148,299 143,367 Home equity lines of credit 8,867 8,938 Construction 18,749 16,113 Commercial 82,692 84,246 Consumer 7,355 7,136 Total loans 496,397 493,753 Less: Unearned fees and discounts, net (306 ) (349 ) Allowance for loan losses 6,222 6,328 Loans, net $ 490,481 $ 487,774
Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of the three month and six month periods ended December 31, 2019 and 2018 and the year ended June 30, 2019: Three Months Ended December 31, 2019 Real Estate Loans One- to Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 990 $ 1,602 $ 1,657 $ 90 Provision charged to expense 14 (40 ) 28 — Losses charged off (13 ) — — — Recoveries — — — — Balance, end of period $ 991 $ 1,562 $ 1,685 $ 90 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 991 $ 1,562 $ 1,685 $ 90 Loans: Ending balance $ 127,679 $ 102,756 $ 148,299 $ 8,867 Ending balance: individually evaluated for impairment $ 1,470 $ — $ 6 $ 18 Ending balance: collectively evaluated for impairment $ 126,209 $ 102,756 $ 148,293 $ 8,849 Three Months Ended December 31, 2019 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 204 $ 1,664 $ 70 $ 6,277 Provision charged to expense 13 (54 ) 9 (30 ) Losses charged off — — (13 ) (26 ) Recoveries — — 1 1 Balance, end of period $ 217 $ 1,610 $ 67 $ 6,222 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 217 $ 1,610 $ 67 $ 6,222 Loans: Ending balance $ 18,749 $ 82,692 $ 7,355 $ 496,397 Ending balance: individually evaluated for impairment $ — $ 48 $ 8 $ 1,550 Ending balance: collectively evaluated for impairment $ 18,749 $ 82,644 $ 7,347 $ 494,847 Six Months Ended December 31, 2019 Real Estate Loans One- to Four-Family Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 1,031 $ 1,642 $ 1,623 $ 89 Provision charged to expense (30 ) (80 ) 62 1 Losses charged off (13 ) — — — Recoveries 3 — — — Balance, end of period $ 991 $ 1,562 $ 1,685 $ 90 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 991 $ 1,562 $ 1,685 $ 90 Loans: Ending balance $ 127,679 $ 102,756 $ 148,299 $ 8,867 Ending balance: individually evaluated for impairment $ 1,470 $ — $ 6 $ 18 Ending balance: collectively evaluated for impairment $ 126,209 $ 102,756 $ 148,293 $ 8,849 Six Months Ended December 31, 2019 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 213 $ 1,659 $ 71 $ 6,328 Provision charged to expense 4 (63 ) 22 (84 ) Losses charged off — — (28 ) (41 ) Recoveries — 14 2 19 Balance, end of period $ 217 $ 1,610 $ 67 $ 6,222 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 217 $ 1,610 $ 67 $ 6,222 Loans: Ending balance $ 18,749 $ 82,692 $ 7,355 $ 496,397 Ending balance: individually evaluated for impairment $ — $ 48 $ 8 $ 1,550 Ending balance: collectively evaluated for impairment $ 18,749 $ 82,644 $ 7,347 $ 494,847 Year Ended June 30, 2019 Real Estate Loans One- Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 997 $ 1,650 $ 1,604 $ 91 Provision charged to expense 29 (8 ) 19 13 Losses charged off (17 ) — — (15 ) Recoveries 22 — — — Balance, end of year $ 1,031 $ 1,642 $ 1,623 $ 89 Ending balance: individually evaluated for impairment $ 13 $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,018 $ 1,642 $ 1,623 $ 89 Loans: Ending balance $ 129,290 $ 104,663 $ 143,367 $ 8,938 Ending balance: individually evaluated for impairment $ 1,722 $ — $ 18 $ 22 Ending balance: collectively evaluated for impairment $ 127,568 $ 104,663 $ 143,349 $ 8,916 Year Ended June 30, 2019 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 168 $ 1,373 $ 62 $ 5,945 Provision charged to expense 45 286 23 407 Losses charged off — — (18 ) (50 ) Recoveries — — 4 26 Balance, end of year $ 213 $ 1,659 $ 71 $ 6,328 Ending balance: individually evaluated for impairment $ — $ — $ 10 $ 23 Ending balance: collectively evaluated for impairment $ 213 $ 1,659 $ 61 $ 6,305 Loans: Ending balance $ 16,113 $ 84,246 $ 7,136 $ 493,753 Ending balance: individually evaluated for impairment $ — $ 60 $ 29 $ 1,851 Ending balance: collectively evaluated for impairment $ 16,113 $ 84,186 $ 7,107 $ 491,902 Three Months Ended December 31, 2018 Real Estate Loans One- Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 1,012 $ 1,656 $ 1,644 $ 91 Provision charged to expense 11 12 160 12 Losses charged off — — — — Recoveries — — — — Balance, end of period $ 1,023 $ 1,668 $ 1,804 $ 103 Ending balance: individually evaluated for impairment $ — $ — $ 2 $ 15 Ending balance: collectively evaluated for impairment $ 1,023 $ 1,668 $ 1,802 $ 88 Loans: Ending balance $ 130,800 $ 108,391 $ 158,226 $ 8,913 Ending balance: individually evaluated for impairment $ 1,458 $ 1,200 $ 38 $ 38 Ending balance: collectively evaluated for impairment $ 129,342 $ 107,191 $ 158,188 $ 8,875 Three Months Ended December 31, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 169 $ 1,547 $ 62 $ 6,181 Provision charged to expense 1 (66 ) 8 138 Losses charged off — — (3 ) (3 ) Recoveries — — 3 3 Balance, end of period $ 170 $ 1,481 $ 70 $ 6,319 Ending balance: individually evaluated for impairment $ — $ 6 $ — $ 23 Ending balance: collectively evaluated for impairment $ 170 $ 1,475 $ 70 $ 6,296 Loans: Ending balance $ 12,447 $ 74,231 $ 7,293 $ 500,301 Ending balance: individually evaluated for impairment $ — $ 6 $ 3 $ 2,743 Ending balance: collectively evaluated for impairment $ 12,447 $ 74,225 $ 7,290 $ 497,558 Six Months Ended December 31, 2018 Real Estate Loans One- Multi-Family Commercial Home Equity Allowance for loan losses: Balance, beginning of period $ 997 $ 1,650 $ 1,604 $ 91 Provision charged to expense 25 18 200 12 Losses charged off — — — — Recoveries 1 — — — Balance, end of period $ 1,023 $ 1,668 $ 1,804 $ 103 Ending balance: individually evaluated for impairment $ — $ — $ 2 $ 15 Ending balance: collectively evaluated for impairment $ 1,023 $ 1,668 $ 1,802 $ 88 Loans: Ending balance $ 130,800 $ 108,391 $ 158,226 $ 8,913 Ending balance: individually evaluated for impairment $ 1,458 $ 1,200 $ 38 $ 38 Ending balance: collectively evaluated for impairment $ 129,342 $ 107,191 $ 158,188 $ 8,875 Six Months Ended December 31, 2018 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of period $ 168 $ 1,373 $ 62 $ 5,945 Provision charged to expense 2 108 10 375 Losses charged off — — (5 ) (5 ) Recoveries — — 3 4 Balance, end of period $ 170 $ 1,481 $ 70 $ 6,319 Ending balance: individually evaluated for impairment $ — $ 6 $ — $ 23 Ending balance: collectively evaluated for impairment $ 170 $ 1,475 $ 70 $ 6,296 Loans: Ending balance $ 12,447 $ 74,231 $ 7,293 $ 500,301 Ending balance: individually evaluated for impairment $ — $ 6 $ 3 $ 2,743 Ending balance: collectively evaluated for impairment $ 12,447 $ 74,225 $ 7,290 $ 497,558
Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity	The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity: Real Estate Loans One- to Four- Multi-Family Commercial Home Equity Construction Commercial Consumer Total December 31, 2019: Pass $ 126,043 $ 102,482 $ 146,929 $ 8,713 $ 18,749 $ 80,208 $ 7,347 $ 490,471 Watch — — 1,090 137 — 1,575 — 2,802 Substandard 1,636 274 280 17 — 909 8 3,124 Doubtful — — — — — — — — Loss — — — — — — — — Total $ 127,679 $ 102,756 $ 148,299 $ 8,867 $ 18,749 $ 82,692 $ 7,355 $ 496,397 Real Estate Loans One- to Four- Multi-Family Commercial Home Equity Construction Commercial Consumer Total June 30, 2019: Pass $ 127,386 $ 104,504 $ 142,076 $ 8,918 $ 16,113 $ 81,906 $ 7,107 $ 488,010 Watch — — 1,040 — — 1,375 — 2,415 Substandard 1,904 159 251 20 — 965 19 3,318 Doubtful — — — — — — 10 10 Loss — — — — — — — — Total $ 129,290 $ 104,663 $ 143,367 $ 8,938 $ 16,113 $ 84,246 $ 7,136 $ 493,753
Association's Loan Portfolio Aging Analysis	The following tables present the Company’s loan portfolio aging analysis: 30-59 Days 60-89 Days Past Due 90 Days or Total Past Due Current Total Loans Total Loans December 31, 2019: Real estate loans: One- $ 1,261 $ 319 $ 334 $ 1,914 $ 125,765 $ 127,679 $ 296 Multi-family — — — — 102,756 102,756 — Commercial 890 110 — 1,000 147,299 148,299 — Home equity lines of credit 498 — — 498 8,369 8,867 — Construction — — — — 18,749 18,749 — Commercial 217 274 78 569 82,123 82,692 30 Consumer 83 44 — 127 7,228 7,355 — Total $ 2,949 $ 747 $ 412 $ 4,108 $ 492,289 $ 496,397 $ 326 30-59 Days 60-89 Days Past Due 90 Days or Total Past Due Current Total Loans Total Loans June 30, 2019: Real estate loans: One- $ 1,515 $ 255 $ 481 $ 2,251 $ 127,039 $ 129,290 $ 226 Multi-family 422 — — 422 104,241 104,663 — Commercial 74 6 12 92 143,275 143,367 — Home equity lines of credit — 26 20 46 8,892 8,938 — Construction — — — — 16,113 16,113 — Commercial 291 — 60 351 83,895 84,246 — Consumer 99 — 29 128 7,008 7,136 — Total $ 2,401 $ 287 $ 602 $ 3,290 $ 490,463 $ 493,753 $ 226
Summary of Impaired Loans	The following tables present impaired loans: Three Months Ended December 31, 2019 Six Months Ended December 31, 2019 Recorded Unpaid Specific Average Interest Income Interest on Average Interest Income Interest on December 31, 2019: Loans without a specific valuation allowance Real estate loans: One- to-four $ 1,470 $ 1,470 $ — $ 1,486 $ 15 $ 15 $ 1,496 $ 29 $ 30 Multi-family — — — — — — — — — Commercial 6 6 — 11 — — 12 — — Home equity line of credit 18 18 — 18 — — 20 — — Construction — — — — — — — — — Commercial 48 48 — 52 — — 54 — — Consumer 8 8 — 10 — — 10 — — Loans with a specific valuation allowance Real estate loans: One- to-four — — — — — — — — — Multi-family — — — — — — — — — Commercial — — — — — — — — — Home equity line of credit — — — — — — — — — Construction — — — — — — — — — Commercial — — — — — — — — — Consumer — — — — — — — — — Total: Real estate loans: One- to-four 1,470 1,470 — 1,486 15 15 1,496 29 30 Multi-family — — — — — — — — — Commercial 6 6 — 11 — — 12 — — Home equity line of credit 18 18 — 18 — — 20 — — Construction — — — — — — — — — Commercial 48 48 — 52 — — 54 — — Consumer 8 8 — 10 — — 10 — — $ 1,550 $ 1,550 $ — $ 1,577 $ 15 $ 15 $ 1,592 $ 29 $ 30 Year Ended June 30, 2019 Recorded Unpaid Specific Average Interest Interest on Cash June 30, 2019: Loans without a specific valuation allowance Real estate loans: One- $ 1,676 $ 1,676 $ — $ 1,718 $ 63 $ 71 Multi-family — — — 1 — — Commercial 18 18 — 34 — — Home equity line of credit 22 22 — 24 1 2 Construction — — — — — — Commercial 60 60 — 63 6 6 Consumer 19 19 — 24 2 2 Loans with a specific allowance Real estate loans: One- 46 46 13 47 1 1 Multi-family — — — — — — Commercial — — — — — — Home equity line of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer 10 10 10 11 1 1 Total: Real estate loans: One- 1,722 1,722 13 1,765 64 72 Multi-family — — — 1 — — Commercial 18 18 — 34 — — Home equity line of credit 22 22 — 24 1 2 Construction — — — — — — Commercial 60 60 — 63 6 6 Consumer 29 29 10 35 3 3 $ 1,851 $ 1,851 $ 23 $ 1,922 $ 74 $ 83 Three Months Ended December 31, 2018 Six Months Ended December 31, 2018 Recorded Unpaid Specific Average Interest Income Interest on Average Interest Income Interest on December 31, 2018: Loans without a specific valuation allowance Real estate loans: One- to-four $ 1,458 $ 1,458 $ — $ 1,467 $ 16 $ 16 $ 1,477 $ 32 $ 34 Multi-family 1,200 1,200 — 1,204 21 21 1,207 42 42 Commercial 36 36 — 40 — — 41 — — Home equity line of credit 23 23 — 24 1 — 25 1 1 Construction — — — — — — — — — Commercial — — — — — — — — — Consumer 3 3 — 3 — — 3 — — Loans with a specific valuation allowance Real estate loans: One- to-four — — — — — — — — — Multi-family — — — — — — — — — Commercial 2 2 2 2 — — 3 — — Home equity line of credit 15 15 15 15 — — 15 — — Construction — — — — — — — — — Commercial 6 6 6 8 — — 8 — — Consumer — — — — — — — — — Total: Real estate loans: One- to-four 1,458 1,458 — 1,467 16 16 1,477 32 34 Multi-family 1,200 1,200 — 1,204 21 21 1,207 42 42 Commercial 38 38 2 42 — — 44 — — Home equity line of credit 38 38 15 39 1 — 40 1 1 Construction — — — — — — — — — Commercial 6 6 6 8 — — 8 — — Consumer 3 3 — 3 — — 3 — — $ 2,743 $ 2,743 $ 23 $ 2,763 $ 38 $ 37 $ 2,779 $ 75 $ 77
Nonaccrual 1 [Member]
Nonaccrual Loans	The following table presents the Company’s nonaccrual loans at December 31, 2019 and June 30, 2019: December 31, 2019 June 30, 2019 Mortgages on real estate: One- $ 191 $ 414 Multi-family — — Commercial 6 18 Home equity lines of credit 17 20 Construction — — Commercial 48 60 Consumer 8 29 Total $ 270 $ 541
Nonaccrual 2 [Member]
Nonaccrual Loans	The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of December 31, 2019 and June 30, 2019. With the exception of two one- s three one- one one one- million, ten one- one December 31, 2019 June 30, 2019 Real estate loans One- $ 1,437 $ 1,475 Multi-family — — Commercial 2 6 Home equity lines of credit 18 22 Total real estate loans 1,457 1,503 Construction — — Commercial — — Consumer — 2 Total $ 1,457 $ 1,505

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Dec. 31, 2019
Equity [Abstract]
Components of Accumulated Other Comprehensive Income (Loss)	The components of accumulated other comprehensive income, included in stockholders’ equity, were as follows at the dates specified: December 31, 2019 June 30, 2019 Net unrealized gains available-for-sale $ 1,911 $ 1,386 Net unrealized postretirement health benefit plan obligations (586 ) (596 ) 1,325 790 Tax effect (378 ) (225 ) Total $ 947 $ 565

Changes in Accumulated Other _2

Changes in Accumulated Other Comprehensive Income (AOCI) by Component (Tables)	6 Months Ended
	Dec. 31, 2019
Text Block [Abstract]
Amounts Reclassified from Accumulated Other Comprehensive Income	Amounts reclassified from AOCI and the affected line items in the statements of income during the three and six month periods ended December 31, 2019 and 2018, were as follows: Amounts Reclassified from AOCI Three Months Ended December 31, Six Months Ended December 31, 2019 2018 2019 2018 Affected Line Item in the Condensed Realized gains (losses) on available-for-sale $ (8 ) $ — $ (7 ) $ — Net realized losses sale of available-for- sale securities Amortization of defined benefit pension items: Components are included in computation of net periodic pension cost Actuarial losses 5 4 10 7 Prior service costs — — — — Total reclassified amount before tax (3 ) 4 3 7 Tax expense (credit) (1 ) 2 1 3 Provision for Income Tax Total reclassification out of AOCI $ (2 ) $ 2 $ 2 $ 4 Net Income

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Reconciliation of Income Tax Expense at the Statutory Rate	A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: Three Months Ended December 31, Six Months Ended December 31, 2019 2018 2019 2018 Computed at the statutory rate $ 281 $ 224 $ 599 $ 492 Decrease resulting from Tax exempt interest (5 ) (6 ) (11 ) (13 ) Cash surrender value of life insurance (14 ) (14 ) (29 ) (28 ) State income taxes 103 72 213 157 Other 7 3 15 16 Actual expense $ 372 $ 279 $ 787 $ 624

Disclosures about Fair Value _2

Disclosures about Fair Value of Assets (Tables)	6 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements of Assets Recognized on Recurring Basis	The following table presents the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2019 and June 30, 2019: Fair Value Measurements Using Fair Value Quoted (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2019: Available-for-sale U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 11,070 $ — $ 11,070 $ — Mortgage-backed: GSE residential 130,387 — 130,387 — Small Business Administration 3,747 — 3,747 — State and political subdivisions 1,603 — 1,603 — Mortgage servicing rights 888 — — 888 Fair Value Measurements Using Fair Value Quoted (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Available-for-sale U.S. Government and federal agency and Government sponsored enterprises (GSE’s) $ 12,950 $ — $ 12,950 $ — Mortgage-backed: GSE residential 125,510 — 125,510 — Small Business Administration 4,935 — 4,935 — State and political subdivisions 2,896 — 2,896 — Mortgage servicing rights 853 — — 853
Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet	The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: Mortgage Balance, July 1, 2019 $ 853 Total realized and unrealized gains and losses included in net income (20 ) Servicing rights that result from asset transfers 133 Payments received and loans refinanced (78 ) Balance, December 31, 2019 $ 888 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ (20 )
Fair Value Measurement of Assets Recognized on Nonrecurring Basis	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2019 and June 30, 2019: Fair Value Measurements Using Fair Value Quoted Prices in for Identical (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2019: Impaired loans (collateral-dependent) $ — $ — $ — $ — Foreclosed assets $ — $ — $ — $ — June 30, 2019: Impaired loans (collateral-dependent) $ 33 $ — $ — $ 33 Foreclosed assets $ 512 $ — $ — $ 512
(Losses)/Recoveries Recognized on Assets Measured on Non-Recurring Basis	The following table presents (losses)/recoveries recognized on assets measured on a non-recurring Three Months Ended December 31, Six Months Ended December 31, 2019 2018 2019 2018 Impaired loans (collateral-dependent) $ 13 $ (11 ) $ 13 $ (19 )
Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements	The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at December 31, 201 9 9 Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 888 Discounted cash flow Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 8.8% - 11.1% (9.7%) Probability of default 0.05% - 0.12% (0.11%) Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 853 Discounted cash flow Discount rate 9.5% - 11.5% (9.5%) Constant prepayment rate 8.3% - 11.0% (9.0%) Probability of default 0.05% - 0.12% (0.11%) Impaired loans (collateral dependent) 33 Market comparable properties Marketability discount 11.1% (11.1%) Foreclosed assets 512 Market comparable properties Comparability adjustments (%) 7.8% (7.8%)
Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall	The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2019 and June 30, 2019. Carrying Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) December 31, 2019: Financial assets Cash and cash equivalents $ 10,844 $ 10,844 $ — $ — Interest-bearing time deposits in banks 3,000 3,000 — — Loans, net of allowance for loan losses 490,481 — — 486,943 Federal Home Loan Bank stock 1,598 — 1,598 — Accrued interest receivable 2,317 — 2,317 — Financial liabilities Deposits 549,326 — 234,613 315,901 Repurchase agreements 3,340 — 3,340 — Federal Home Loan Bank advances 33,500 — 33,929 — Advances from borrowers for taxes and insurance 1,093 — 1,093 — Accrued interest payable 1,706 — 1,706 — Unrecognized financial instruments (net of contract amount) — — — — Commitments to originate loans — — — — Lines of credit 5,000 — 5,000 — Carrying Fair Value Quoted Prices in (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2019: Financial assets Cash and cash equivalents $ 59,600 $ 59,600 $ — $ — Interest-bearing time deposits in banks 3,000 3,000 — — Loans, net of allowance for loan losses 487,774 — — 480,479 Federal Home Loan Bank stock 1,174 — 1,174 — Accrued interest receivable 2,142 — 2,142 — Financial liabilities Deposits 607,023 — 276,738 331,865 Repurchase agreements 2,015 — 2,015 — Federal Home Loan Bank advances 24,000 — 24,419 — Advances from borrowers for taxes and insurance 747 — 747 — Accrued interest payable 801 — 801 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — Lines of credit — — — —

Basis of Financial Statement _2

Basis of Financial Statement Presentation - Additional Information (Detail) - USD ($)	Jul. 07, 2011	Dec. 31, 2019	Jun. 30, 2019
Organization and Basis of Presentation [Line Items]
Common stock, shares issued		3,263,171	3,578,252
IPO [Member]
Organization and Basis of Presentation [Line Items]
Common stock, shares issued	4,496,500
Sale of stock price per share	$ 10
Proceeds from sale of common stock	$ 45,000,000
Employee Stock Ownership Plan Esop [Member] | IPO [Member]
Organization and Basis of Presentation [Line Items]
Common stock, shares issued	384,900
Iroquois Federal Foundation [Member]
Organization and Basis of Presentation [Line Items]
Number of donated shares of common stock	314,755
Cash contributed to the foundation	$ 450,000

Stock-based Compensation - Summ

Stock-based Compensation - Summary of ESOP Shares (Detail) - USD ($) $ in Thousands		Dec. 31, 2019	Jun. 30, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Allocated shares		127,102	109,018
Shares committed for release		9,622	19,245
Unearned shares		221,318	230,940
Total ESOP shares		358,042	359,203
Fair value of unearned ESOP shares	[1]	$ 5,095	$ 4,829
[1]	Based on closing price of $23.02 and $20.91 per share on December 31, 2019, and June 30, 2019, respectively.

Stock-based Compensation - Su_2

Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail) - $ / shares	Dec. 31, 2019	Jun. 30, 2019
Employee Stock Ownership Plan Esop [Member]
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
ESOP, closing price per share	$ 23.02	$ 20.91

Stock-based Compensation - Su_3

Stock-based Compensation - Summary of Stock Option Activity (Detail) $ / shares in Units, $ in Thousands	6 Months Ended
	Dec. 31, 2019USD ($)$ / sharesshares
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Outstanding, June 30, 2019	153,143
Granted	0
Exercised	0
Forfeited	0
Outstanding, December 31, 2019	153,143
Exercisable, December 31, 2019	130,857
Outstanding, June 30, 2019 | $ / shares	$ 16.63
Outstanding, December 31, 2019 | $ / shares	16.63
Exercisable, December 31, 2019 | $ / shares	$ 16.63
Outstanding, December 31, 2019	3 years 10 months 24 days
Exercisable, December 31, 2019	3 years 10 months 24 days
Outstanding, December 31, 2019 | $	$ 979	[1]
Exercisable, December 31, 2019 | $	$ 836	[1]
[1]	Based on closing price of $23.02 per share on December 31, 2019.

Stock-based Compensation - Su_4

Stock-based Compensation - Summary of Stock Option Activity (Parenthetical) (Detail)	Dec. 31, 2019$ / shares
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Closing price per share	$ 23.02

Stock-based Compensation - Su_5

Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail) - Restricted Stock [Member]	6 Months Ended
	Dec. 31, 2019$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Beginning balance, Shares | shares	50,313
Granted, Shares | shares	0
Forfeited, Shares | shares	0
Earned and issued, Shares | shares	10,063
Ending balance, Shares | shares	40,250
Beginning balance, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.79
Granted, Weighted-Average Grant-Date Fair Value | $ / shares	0
Forfeited, Weighted-Average Grant-Date Fair Value | $ / shares	0
Earned and issued, Weighted-Average Grant-Date Fair Value | $ / shares	16.79
Ending balance, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.79

Stock-based Compensation - Addi

Stock-based Compensation - Additional Information (Detail) - USD ($)	Dec. 10, 2013	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2016	Jun. 30, 2019	Dec. 10, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares paid under ESOP		358,042			359,203
Employee Stock Ownership Plan Esop [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Minimum hours of service required		1000 hours
Period of service to qualify for ESOP benefits		12 months
Minimum age of employee to attain the plan		21 years
Shares to be purchased for ESOP, from borrowed funds		384,900
Shares to be purchased for ESOP, percentage of common stock		8.00%
Repayment of loan on ESOP		20 years
Percentage vested in accrued benefits		100.00%
Vesting period		6 years
Employee Stock Ownership Plan Esop [Member] | Employee Severance [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares paid under ESOP		1,161	6,360
Employee Stock Ownership Plan Esop [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Prorated vesting period		2 years
Employee Stock Ownership Plan Esop [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Prorated vesting period		5 years
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized		673,575
Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	7 years
Shares authorized	167,000	481,125
Restricted stock available for future grants		314,125
Stock options granted		0
Options vested during the period		22,286	22,286
Total unrecognized compensation cost related to non-vested stock options		$ 52,000
Weighted average recognition period for non-vested restricted stock awards		10 months 24 days
Equity Incentive Plan [Member] | Restricted Stock And Restricted Stock Units Rsu [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized		192,450
Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	10 years			8 years
Shares authorized	85,500					16,900
Restricted stock available for future grants		90,050
Weighted average recognition period for non-vested restricted stock awards		3 years 10 months 24 days
Unrecognized compensation expense for non-vested restricted stock awards		$ 681,000
Stock based compensation expense		85,000	$ 85,000
Tax benefit		$ 24,000	$ 24,000

Earnings Per Share ("EPS") - Fa

Earnings Per Share ("EPS") - Factors Used in Earnings Per Common Share Computation (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Earnings Per Share [Abstract]
Net income (loss)	$ 964	$ 787	$ 2,064	$ 1,721
Basic weighted average shares outstanding	3,266,353	3,813,636	3,399,814	3,842,522
Less: Average unallocated ESOP shares	(223,723)	(242,968)	(226,129)	(245,374)
Basic average shares outstanding	3,042,630	3,570,668	3,173,685	3,597,148
Diluted effect of restricted stock awards and stock options	57,282	53,475	54,778	62,683
Diluted average shares outstanding	3,099,912	3,624,143	3,228,463	3,659,831
Basic earnings (loss) per common share	$ 0.32	$ 0.22	$ 0.65	$ 0.48
Diluted earnings (loss) per common share	$ 0.31	$ 0.22	$ 0.64	$ 0.47

Earnings Per Share ("EPS") - Ad

Earnings Per Share ("EPS") - Additional Information (Detail) - $ / shares	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Sep. 13, 2019	Jun. 12, 2019
Shares authorized to be repurchased					320,476	89,526
Percentage of current outstanding shares					9.00%	2.50%
Repurchase of stock during the period, shares	10,900	255,000	315,081	255,000
Repurchase of shares in average price	$ 21.40	$ 21.30	$ 22.27	$ 21.30
Stock Repurchase Plan [Member] | Third Repurchase Program [Member]
Repurchase of stock during the period, shares			20,200
Repurchase of shares in average price			$ 21.17
Stock Repurchase Plan [Member] | Four Repurchase Program [Member]
Repurchase of stock during the period, shares			297,681
Stock Yet To Be Repurchased	22,795		22,795

Securities - Amortized Cost and

Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 144,896	$ 144,905
Gross Unrealized Gains	2,316	1,723
Gross Unrealized Losses	(405)	(337)
Fair Value	146,807	146,291
U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	10,665	12,654
Gross Unrealized Gains	405	296
Fair Value	11,070	12,950
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	128,984	124,615
Gross Unrealized Gains	1,757	1,231
Gross Unrealized Losses	(354)	(336)
Fair Value	130,387	125,510
Small Business Administration [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	3,797	4,911
Gross Unrealized Gains		25
Gross Unrealized Losses	(50)	(1)
Fair Value	3,747	4,935
State and Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	1,450	2,725
Gross Unrealized Gains	154	171
Gross Unrealized Losses	(1)
Fair Value	$ 1,603	$ 2,896

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Jun. 30, 2019
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	$ 144,896		$ 144,896		$ 144,905
Fair Value	$ 146,807		$ 146,807		146,291
Percentage of equity securities	10.00%		10.00%
Carrying value of securities pledged as collateral	$ 66,434		$ 66,434		57,921
Repurchase agreements	3,340		3,340		2,015
Gross gains from sales of available for sale securities			21,000
Gross losses from sales of available for sale securities			28,000
Tax benefit to net realized gains (losses)	(2)	$ 0	(2)	$ 0
Sales of available-for-sale securities	(8)		(7)	$ 0
Investments in debt and marketable equity securities	$ 37,552		$ 37,552		$ 47,146
Temporarily impaired debt securities percentage of investment securities portfolio	26.00%		26.00%		32.00%
Maximum [Member]
Debt Securities, Available-for-sale [Line Items]
Repurchase agreements term			90 days
Minimum [Member]
Debt Securities, Available-for-sale [Line Items]
Repurchase agreements term			30 days
Maturity Overnight [Member]
Debt Securities, Available-for-sale [Line Items]
Repurchase agreements	$ 1,700		$ 1,700
Maturity 30 to 90 Days [Member]
Debt Securities, Available-for-sale [Line Items]
Repurchase agreements	1,600		1,600
U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	10,665		10,665		$ 12,654
Fair Value	11,070		11,070		12,950
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	128,984		128,984		124,615
Fair Value	130,387		130,387		125,510
Investments in debt and marketable equity securities	33,744		33,744		46,216
Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Investments in debt and marketable equity securities	$ 37,552		$ 37,552		$ 47,146

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Debt Securities, Available-for-sale [Line Items]
Within one year, Amortized Cost
One to five years, Amortized Cost	6,024
Five to ten years, Amortized Cost	7,848
After ten years, Amortized Cost	2,040
Amortized Cost	15,912
Amortized Cost	144,896	$ 144,905
Within one year, Fair Value
One to five years, Fair Value	6,248
Five to ten years, Fair Value	8,172
After ten years, Fair Value	2,000
Fair Value	16,420
Fair Value	146,807	146,291
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	128,984	124,615
Fair Value	$ 130,387	$ 125,510

Securities - Association's Inve

Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Less than 12 Months, Fair Value	$ 28,100	$ 16,097
Less than 12 Months, Unrealized Losses	(256)	(73)
12 Months or More, Fair Value	9,452	31,049
12 Months or More, Unrealized Losses	(149)	(264)
Total Fair Value	37,552	47,146
Total, Unrealized Losses	(405)	(337)
Mortgage-backed Securities - GSE Residential [Member]
Less than 12 Months, Fair Value	24,292	15,167
Less than 12 Months, Unrealized Losses	(205)	(72)
12 Months or More, Fair Value	9,452	31,049
12 Months or More, Unrealized Losses	(149)	(264)
Total Fair Value	33,744	46,216
Total, Unrealized Losses	(354)	(336)
Small Business Administration [Member]
Less than 12 Months, Fair Value	3,747	930
Less than 12 Months, Unrealized Losses	(50)	(1)
Total Fair Value	3,747	930
Total, Unrealized Losses	(50)	$ (1)
State and Political Subdivisions [Member]
Less than 12 Months, Fair Value	61
Less than 12 Months, Unrealized Losses	(1)
Total Fair Value	61
Total, Unrealized Losses	$ (1)

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Categories of Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018
Real estate loans
Total loans	$ 496,397		$ 493,753	$ 500,301
Unearned fees and discounts, net	(306)		(349)
Allowance for loan losses	6,222	$ 6,277	6,328	6,319	$ 6,181	$ 5,945
Loans, net	490,481		487,774
One- to four-family [Member]
Real estate loans
Total loans	127,679		129,290	130,800
Allowance for loan losses	991	990	1,031	1,023	1,012	997
Multi-family [Member]
Real estate loans
Total loans	102,756		104,663	108,391
Allowance for loan losses	1,562	1,602	1,642	1,668	1,656	1,650
Home equity lines of credit [Member]
Real estate loans
Total loans	8,867		8,938	8,913
Allowance for loan losses	90	90	89	103	91	91
Construction [Member]
Real estate loans
Total loans	18,749		16,113	12,447
Allowance for loan losses	217	204	213	170	169	168
Commercial [Member]
Real estate loans
Total loans	148,299		143,367	158,226
Allowance for loan losses	1,685	1,657	1,623	1,804	1,644	1,604
Commercial [Member]
Real estate loans
Total loans	82,692		84,246	74,231
Allowance for loan losses	1,610	1,664	1,659	1,481	1,547	1,373
Consumer [Member]
Real estate loans
Total loans	7,355		7,136	7,293
Allowance for loan losses	$ 67	$ 70	$ 71	$ 70	$ 62	$ 62

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Additional Information (Detail)	6 Months Ended	12 Months Ended
	Dec. 31, 2019USD ($)SecurityLoan	Jun. 30, 2019USD ($)SecurityLoan	Dec. 31, 2019TDRs	Dec. 31, 2019Banking_Office
Loans and Allowance for Credit Losses [Line Items]
Maximum amount of one-to-four family residential mortgage loans can be approved by loan officer	$ 100,000
Maximum amount of other secured loans real estate loans can be approved by loan officer	50,000
Maximum amount of unsecured loans real estate loans can be approved by loan officer	10,000
Maximum amount of one-to-four family residential mortgage loans can be approved by managing officer	375,000
Maximum amount other secured loans residential mortgage loans can be approved by managing officer	375,000
Maximum amount of unsecured loans residential mortgage loans can be approved by managing officer	100,000
Maximum amount of unsecured loans real estate loans can be approved by loan committee	500,000
Maximum aggregate loan amount of one-to four-family residential mortgage loans, commercial real estate loans, multi-family real estate loans and land loans can be approved by loan committee	2,000,000
Troubled debt restructurings, Impaired loans	1,457,000	$ 1,505,000
Foreclosed residential real estate properties	435,000	778,000
Residential real estate properties foreclosure proceedings	33,000
Fair Value, Concentration of Risk, Collateral Policy [Member]
Loans and Allowance for Credit Losses [Line Items]
Commercial and multi-family real estate	264,384,000	$ 260,888,000
Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	1,500,000
Number of default loans | SecurityLoan		6
Minimum period for default		90 days
Residential Real Estate [Member]
Loans and Allowance for Credit Losses [Line Items]
Foreclosed residential real estate properties	$ 213,000
Consumer [Member]
Loans and Allowance for Credit Losses [Line Items]
Consumer loans term in years	7 years
Unsecured loans are limited to period	0 months
Investment recorded post modification		$ 2,000
Consumer [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan		1
Investment recorded post modification		$ 2,000
Commercial [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 2,000	6,000
Investment recorded post modification default loans	4,000
Commercial [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Investment recorded post modification	$ 0
One- to four-family [Member]
Loans and Allowance for Credit Losses [Line Items]
Maximum term of fixed-rate one- to four-family residential mortgage loans	15 years
Troubled debt restructurings, Impaired loans	$ 1,437,000	$ 1,475,000
Number of default loans | SecurityLoan	2	3
Number of troubled debt restructurings in accrual status			10	10
Amount of troubled debt restructurings in accrual status	$ 1,300,000	$ 1,300,000
Investment recorded prior to modification		159,000
Investment recorded post modification		$ 8,000
One- to four-family [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of loans | SecurityLoan	3	4
Investment recorded post modification	$ 134,000	$ 144,000
Purchased Loans and Loan Participations [Member]
Loans and Allowance for Credit Losses [Line Items]
Approximate amount of purchase loans included in loans receivable	4,293,000	4,844,000
Approximate amount of loans included on out-of-area participation	26,626,000	29,524,000
Amount within 100 miles of primary area	$ 9,341,000	$ 12,025,000
Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan	3
Foreclosure [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan	0	0
Home equity lines of credit [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 18,000	$ 22,000
Number of default loans | SecurityLoan		1
Number of troubled debt restructurings in accrual status			1	1
Amount of troubled debt restructurings in accrual status	$ 1,000	$ 1,000
Investment recorded post modification		$ 20,000
Home equity lines of credit [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan		1
Investment recorded post modification		$ 20,000

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Jun. 30, 2019
Allowance for loan losses:
Balance, beginning of year	$ 6,277	$ 6,181	$ 6,328	$ 5,945	$ 5,945
Provision charged to expense	(30)	138	(84)	375	407
Losses charged off	(26)	(3)	(41)	(5)	(50)
Recoveries	1	3	19	4	26
Balance, end of period	6,222	6,319	6,222	6,319	6,328
Ending balance: individually evaluated for impairment		23		23	23
Ending balance: collectively evaluated for impairment	6,222	6,296	6,222	6,296	6,305
Loans:
Ending balance	496,397	500,301	496,397	500,301	493,753
Ending balance: individually evaluated for impairment	1,550	2,743	1,550	2,743	1,851
Ending balance: collectively evaluated for impairment	494,847	497,558	494,847	497,558	491,902
One- to four-family [Member]
Allowance for loan losses:
Balance, beginning of year	990	1,012	1,031	997	997
Provision charged to expense	14	11	(30)	25	29
Losses charged off	(13)		(13)		(17)
Recoveries			3	1	22
Balance, end of period	991	1,023	991	1,023	1,031
Ending balance: individually evaluated for impairment					13
Ending balance: collectively evaluated for impairment	991	1,023	991	1,023	1,018
Loans:
Ending balance	127,679	130,800	127,679	130,800	129,290
Ending balance: individually evaluated for impairment	1,470	1,458	1,470	1,458	1,722
Ending balance: collectively evaluated for impairment	126,209	129,342	126,209	129,342	127,568
Multi-family [Member]
Allowance for loan losses:
Balance, beginning of year	1,602	1,656	1,642	1,650	1,650
Provision charged to expense	(40)	12	(80)	18	(8)
Balance, end of period	1,562	1,668	1,562	1,668	1,642
Ending balance: collectively evaluated for impairment	1,562	1,668	1,562	1,668	1,642
Loans:
Ending balance	102,756	108,391	102,756	108,391	104,663
Ending balance: individually evaluated for impairment		1,200		1,200
Ending balance: collectively evaluated for impairment	102,756	107,191	102,756	107,191	104,663
Home equity lines of credit [Member]
Allowance for loan losses:
Balance, beginning of year	90	91	89	91	91
Provision charged to expense		12	1	12	13
Losses charged off					(15)
Balance, end of period	90	103	90	103	89
Ending balance: individually evaluated for impairment		15		15
Ending balance: collectively evaluated for impairment	90	88	90	88	89
Loans:
Ending balance	8,867	8,913	8,867	8,913	8,938
Ending balance: individually evaluated for impairment	18	38	18	38	22
Ending balance: collectively evaluated for impairment	8,849	8,875	8,849	8,875	8,916
Construction [Member]
Allowance for loan losses:
Balance, beginning of year	204	169	213	168	168
Provision charged to expense	13	1	4	2	45
Balance, end of period	217	170	217	170	213
Ending balance: collectively evaluated for impairment	217	170	217	170	213
Loans:
Ending balance	18,749	12,447	18,749	12,447	16,113
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	18,749	12,447	18,749	12,447	16,113
Commercial [Member]
Allowance for loan losses:
Balance, beginning of year	1,657	1,644	1,623	1,604	1,604
Provision charged to expense	28	160	62	200	19
Balance, end of period	1,685	1,804	1,685	1,804	1,623
Ending balance: individually evaluated for impairment		2		2
Ending balance: collectively evaluated for impairment	1,685	1,802	1,685	1,802	1,623
Loans:
Ending balance	148,299	158,226	148,299	158,226	143,367
Ending balance: individually evaluated for impairment	6	38	6	38	18
Ending balance: collectively evaluated for impairment	148,293	158,188	148,293	158,188	143,349
Commercial [Member]
Allowance for loan losses:
Balance, beginning of year	1,664	1,547	1,659	1,373	1,373
Provision charged to expense	(54)	(66)	(63)	108	286
Recoveries			14
Balance, end of period	1,610	1,481	1,610	1,481	1,659
Ending balance: individually evaluated for impairment		6		6
Ending balance: collectively evaluated for impairment	1,610	1,475	1,610	1,475	1,659
Loans:
Ending balance	82,692	74,231	82,692	74,231	84,246
Ending balance: individually evaluated for impairment	48	6	48	6	60
Ending balance: collectively evaluated for impairment	82,644	74,225	82,644	74,225	84,186
Consumer [Member]
Allowance for loan losses:
Balance, beginning of year	70	62	71	62	62
Provision charged to expense	9	8	22	10	23
Losses charged off	(13)	(3)	(28)	(5)	(18)
Recoveries	1	3	2	3	4
Balance, end of period	67	70	67	70	71
Ending balance: individually evaluated for impairment					10
Ending balance: collectively evaluated for impairment	67	70	67	70	61
Loans:
Ending balance	7,355	7,293	7,355	7,293	7,136
Ending balance: individually evaluated for impairment	8	3	8	3	29
Ending balance: collectively evaluated for impairment	$ 7,347	$ 7,290	$ 7,347	$ 7,290	$ 7,107

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 496,397	$ 493,753	$ 500,301
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	490,471	488,010
Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,802	2,415
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,124	3,318
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		10
One- to four-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	127,679	129,290	130,800
One- to four-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	126,043	127,386
One- to four-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,636	1,904
Multi-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	102,756	104,663	108,391
Multi-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	102,482	104,504
Multi-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	274	159
Home equity lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,867	8,938	8,913
Home equity lines of credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,713	8,918
Home equity lines of credit [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	137
Home equity lines of credit [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	17	20
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	18,749	16,113	12,447
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	18,749	16,113
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	148,299	143,367	158,226
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	146,929	142,076
Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,090	1,040
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	280	251
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	82,692	84,246	74,231
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	80,208	81,906
Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,575	1,375
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	909	965
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,355	7,136	$ 7,293
Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,347	7,107
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 8	19
Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		$ 10

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Association's Loan Portfolio Aging Analysis (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 4,108	$ 3,290
Current	492,289	490,463
Total loans	496,397	493,753	$ 500,301
Total Loans 90 Days Past Due & Accruing	326	226
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,000	92
Current	147,299	143,275
Total loans	148,299	143,367	158,226
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	569	351
Current	82,123	83,895
Total loans	82,692	84,246	74,231
Total Loans 90 Days Past Due & Accruing	30
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	127	128
Current	7,228	7,008
Total loans	7,355	7,136	7,293
One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,914	2,251
Current	125,765	127,039
Total loans	127,679	129,290	130,800
Total Loans 90 Days Past Due & Accruing	296	226
Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		422
Current	102,756	104,241
Total loans	102,756	104,663	108,391
Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	498	46
Current	8,369	8,892
Total loans	8,867	8,938	8,913
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Current	18,749	16,113
Total loans	18,749	16,113	$ 12,447
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	2,949	2,401
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	890	74
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	217	291
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	83	99
Financing Receivables, 30 to 59 Days Past Due [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,261	1,515
Financing Receivables, 30 to 59 Days Past Due [Member] | Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		422
Financing Receivables, 30 to 59 Days Past Due [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	498
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	747	287
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	110	6
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	274
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	44
Financing Receivables, 60 to 89 Days Past Due [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	319	255
Financing Receivables, 60 to 89 Days Past Due [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		26
Financing Receivables, 90 Days or Greater [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	412	602
Financing Receivables, 90 Days or Greater [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		12
Financing Receivables, 90 Days or Greater [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	78	60
Financing Receivables, 90 Days or Greater [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		29
Financing Receivables, 90 Days or Greater [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 334	481
Financing Receivables, 90 Days or Greater [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		$ 20

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Summary of Impaired Loans (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Jun. 30, 2019
Financing Receivable, Impaired [Line Items]
Specific Allowance		$ 23		$ 23	$ 23
Recorded Balance	$ 1,550	2,743	$ 1,550	2,743	1,851
Unpaid Principal Balance	1,550	2,743	1,550	2,743	1,851
Specific Allowance		23		23	23
Average Investment in Impaired Loans	1,577	2,763	1,592	2,779	1,922
Interest Income Recognized	15	38	29	75	74
Interest on Cash Basis	15	37	30	77	83
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	6	36	6	36	18
Unpaid Principal Balance, Loans without a specific allowance	6	36	6	36	18
Average Investment in Impaired Loans, Loans without a specific allowance	11	40	12	41	34
Recorded Balance, Loans with a specific allowance		2		2
Unpaid Principal Balance, Loans with a specific allowance		2		2
Specific Allowance		2		2
Average Investment in Impaired Loans, Loans with a specific allowance		2		3
Recorded Balance	6	38	6	38	18
Unpaid Principal Balance	6	38	6	38	18
Specific Allowance		2		2
Average Investment in Impaired Loans	11	42	12	44	34
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	48		48		60
Unpaid Principal Balance, Loans without a specific allowance	48		48		60
Average Investment in Impaired Loans, Loans without a specific allowance	52		54		63
Interest Income Recognized, Loans without a specific allowance					6
Interest on Cash Basis, Loans without a specific allowance					6
Recorded Balance, Loans with a specific allowance		6		6
Unpaid Principal Balance, Loans with a specific allowance		6		6
Specific Allowance		6		6
Average Investment in Impaired Loans, Loans with a specific allowance		8		8
Recorded Balance	48	6	48	6	60
Unpaid Principal Balance	48	6	48	6	60
Specific Allowance		6		6
Average Investment in Impaired Loans	52	8	54	8	63
Interest Income Recognized					6
Interest on Cash Basis					6
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	8	3	8	3	19
Unpaid Principal Balance, Loans without a specific allowance	8	3	8	3	19
Average Investment in Impaired Loans, Loans without a specific allowance	10	3	10	3	24
Interest Income Recognized, Loans without a specific allowance					2
Interest on Cash Basis, Loans without a specific allowance					2
Recorded Balance, Loans with a specific allowance					10
Unpaid Principal Balance, Loans with a specific allowance					10
Specific Allowance					10
Average Investment in Impaired Loans, Loans with a specific allowance					11
Interest Income Recognized, Loans with a specific allowance					1
Interest on Cash Basis, Loans with a specific allowance					1
Recorded Balance	8	3	8	3	29
Unpaid Principal Balance	8	3	8	3	29
Specific Allowance					10
Average Investment in Impaired Loans	10	3	10	3	35
Interest Income Recognized					3
Interest on Cash Basis					3
One- to four-family [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	1,470	1,458	1,470	1,458	1,676
Unpaid Principal Balance, Loans without a specific allowance	1,470	1,458	1,470	1,458	1,676
Average Investment in Impaired Loans, Loans without a specific allowance	1,486	1,467	1,496	1,477	1,718
Interest Income Recognized, Loans without a specific allowance	15	16	29	32	63
Interest on Cash Basis, Loans without a specific allowance	15	16	30	34	71
Recorded Balance, Loans with a specific allowance					46
Unpaid Principal Balance, Loans with a specific allowance					46
Specific Allowance					13
Average Investment in Impaired Loans, Loans with a specific allowance					47
Interest Income Recognized, Loans with a specific allowance					1
Interest on Cash Basis, Loans with a specific allowance					1
Recorded Balance	1,470	1,458	1,470	1,458	1,722
Unpaid Principal Balance	1,470	1,458	1,470	1,458	1,722
Specific Allowance					13
Average Investment in Impaired Loans	1,486	1,467	1,496	1,477	1,765
Interest Income Recognized	15	16	29	32	64
Interest on Cash Basis	15	16	30	34	72
Multi-family [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance		1,200		1,200
Unpaid Principal Balance, Loans without a specific allowance		1,200		1,200
Average Investment in Impaired Loans, Loans without a specific allowance		1,204		1,207	1
Interest Income Recognized, Loans without a specific allowance		21		42
Interest on Cash Basis, Loans without a specific allowance		21		42
Recorded Balance		1,200		1,200
Unpaid Principal Balance		1,200		1,200
Average Investment in Impaired Loans		1,204		1,207	1
Interest Income Recognized		21		42
Interest on Cash Basis		21		42
Home equity lines of credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	18	23	18	23	22
Unpaid Principal Balance, Loans without a specific allowance	18	23	18	23	22
Average Investment in Impaired Loans, Loans without a specific allowance	18	24	20	25	24
Interest Income Recognized, Loans without a specific allowance		1		1	1
Interest on Cash Basis, Loans without a specific allowance				1	2
Recorded Balance, Loans with a specific allowance		15		15
Unpaid Principal Balance, Loans with a specific allowance		15		15
Specific Allowance		15		15
Average Investment in Impaired Loans, Loans with a specific allowance		15		15
Recorded Balance	18	38	18	38	22
Unpaid Principal Balance	18	38	18	38	22
Specific Allowance		15		15
Average Investment in Impaired Loans	$ 18	39	$ 20	40	24
Interest Income Recognized		$ 1		1	1
Interest on Cash Basis				$ 1	$ 2

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Non Accruals (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Mortgages on real estate:
Total	$ 270	$ 541
One- to four-family [Member]
Mortgages on real estate:
Total	191	414
Home equity lines of credit [Member]
Mortgages on real estate:
Total	17	20
Consumer Loans [Member]
Mortgages on real estate:
Total	8	29
Commercial [Member]
Mortgages on real estate:
Total	6	18
Commercial Business Loans [Member]
Mortgages on real estate:
Total	$ 48	$ 60

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Non Accruals 1 (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Real estate loans
Total	$ 1,457	$ 1,505
One- to four-family [Member]
Real estate loans
Total	1,437	1,475
Home equity lines of credit [Member]
Real estate loans
Total	18	22
Real Estate Loan [Member]
Real estate loans
Total	1,457	1,503
Commercial [Member]
Real estate loans
Total	$ 2	6
Consumer Loans [Member]
Real estate loans
Total		$ 2

Federal Home Loan Bank Stock -

Federal Home Loan Bank Stock - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank stock owned	$ 1,598	$ 1,174

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income - Components of Accumulated Other Comprehensive Income (Loss) (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before Tax	$ 1,325	$ 790
Tax effect	(378)	(225)
Total	947	565
Unrealized Gains on Available-for-Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before Tax	1,911	1,386
Amortization of Defined Benefit Pension Items [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before Tax	$ (586)	$ (596)

Changes in Accumulated Other _3

Changes in Accumulated Other Comprehensive Income (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gains (losses) on available-for-salesecurities	$ (8)		$ (7)	$ 0
Tax expense (credit)	372	$ 279	787	624
Net Income	964	787	2,064	1,721
Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassified amount before tax	(3)	4	3	7
Tax expense (credit)	(1)	2	1	3
Net Income	(2)	2	2	4
Accumulated Net Realized Investment Gains (Losses) [Member] | Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gains (losses) on available-for-salesecurities	(8)		(7)
Amortization of Defined Benefit Pension Items [Member] | Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Actuarial losses	$ 5	$ 4	$ 10	$ 7

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Income Taxes Paid, Net [Abstract]
Computed at the statutory rate	$ 281	$ 224	$ 599	$ 492
Decrease resulting from
Tax exempt interest	(5)	(6)	(11)	(13)
Cash surrender value of life insurance	(14)	(14)	(29)	(28)
State income taxes	103	72	213	157
Other	7	3	15	16
Income tax expense	$ 372	$ 279	$ 787	$ 624

Regulatory Capital - Additional

Regulatory Capital - Additional Information (Detail) - USD ($)	Jan. 01, 2019	Dec. 31, 2019
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital conservation buffer risk-weighted assets	2.50%
Maximum asset value required to be maintained leverage ratio		$ 10,000,000,000
Leverage ratio		9.00%
Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		8.00%
Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		10.00%

Disclosures about Fair Value _3

Disclosures about Fair Value of Assets and Liabilities - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
Available-for-sale securities:
Available-for-sale securities, Fair Value	$ 146,807	$ 146,291
Mortgage servicing rights	888	853
U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	11,070	12,950
Mortgage-backed Securities - GSE Residential [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	130,387	125,510
Small Business Administration [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	3,747	4,935
State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	1,603	2,896
Significant Other Observable Inputs (Level 2) [Member] | U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	11,070	12,950
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-backed Securities - GSE Residential [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	130,387	125,510
Significant Other Observable Inputs (Level 2) [Member] | Small Business Administration [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	3,747	4,935
Significant Other Observable Inputs (Level 2) [Member] | State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	1,603	2,896
Significant Unobservable Inputs (Level 3) [Member]
Available-for-sale securities:
Mortgage servicing rights	$ 888	$ 853

Disclosures about Fair Value _4

Disclosures about Fair Value of Assets and Liabilities - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail) - Mortgage Servicing Rights [Member] $ in Thousands	6 Months Ended
	Dec. 31, 2019USD ($)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	$ 853
Total realized and unrealized gains and losses included in net income	(20)
Servicing rights that result from asset transfers	133
Payments received and loans refinanced	(78)
Ending Balance	888
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date	$ (20)

Disclosures about Fair Value _5

Disclosures about Fair Value of Assets and Liabilities - Fair Value Measurement of Assets Recognized on Nonrecurring Basis (Detail) - Non-recurring [Member] $ in Thousands	Jun. 30, 2019USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral dependent)	$ 33
Foreclosed assets	512
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral dependent)	33
Foreclosed assets	$ 512

Disclosures about Fair Value _6

Disclosures about Fair Value of Assets and Liabilities - (Losses)/Recoveries Recognized on Assets Measured on Non-Recurring Basis (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Non-recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (collateral-dependent)	$ 13	$ (11)	$ 13	$ (19)

Disclosures about Fair Value _7

Disclosures about Fair Value of Assets and Liabilities - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) $ in Thousands	3 Months Ended
	Jun. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights	$ 853	$ 888
Marketability Discount [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Impaired loans (collateral-dependent)	$ 33
Impaired loans (collateral-dependent)	0.111
Comparability Adjustments [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Foreclosed assets	$ 512
Minimum [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.095	0.095
Minimum [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.083	0.088
Minimum [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0005	0.0005
Maximum [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.115	0.115
Maximum [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.110	0.111
Maximum [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0012	0.0012
Maximum [Member] | Comparability Adjustments [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Foreclosed assets	0.078
Weighted Average [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.095	0.095
Weighted Average [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.090	0.097
Weighted Average [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0011	0.0011
Weighted Average [Member] | Marketability Discount [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Impaired loans (collateral-dependent)	0.111
Weighted Average [Member] | Comparability Adjustments [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Foreclosed assets	0.078

Disclosures about Fair Value _8

Disclosures about Fair Value of Assets and Liabilities - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019	Dec. 31, 2018	Jun. 30, 2018
Financial assets
Cash and cash equivalents	$ 10,844	$ 59,600	$ 7,018	$ 4,754
Interest-bearing time deposits in banks	3,000	3,000
Loans, net of allowance for loan losses	490,481	487,774
Federal Home Loan Bank stock	1,598	1,174
Accrued interest receivable	2,317	2,142
Financial liabilities
Deposits	549,326	607,023
Repurchase agreements	3,340	2,015
Federal Home Loan Bank advances	33,500	24,000
Advances from borrowers for taxes and insurance	1,093	747
Accrued interest payable	1,706	801
Unrecognized financial instruments (net of contract amount)
Lines of credit	5,000
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Cash and cash equivalents	10,844	59,600
Interest-bearing time deposits in banks	3,000	3,000
Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Federal Home Loan Bank stock	1,598	1,174
Accrued interest receivable	2,317	2,142
Financial liabilities
Deposits	234,613	276,738
Repurchase agreements	3,340	2,015
Federal Home Loan Bank advances	33,929	24,419
Advances from borrowers for taxes and insurance	1,093	747
Accrued interest payable	1,706	801
Unrecognized financial instruments (net of contract amount)
Lines of credit	5,000
Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Loans, net of allowance for loan losses	486,943	480,479
Financial liabilities
Deposits	$ 315,901	$ 331,865