IF Bancorp (IROQ) 10-K 15 Sep 22 2022 FY Annual report Financial data

Cover Page

Cover Page - USD ($)	12 Months Ended
	Jun. 30, 2022	Sep. 07, 2022	Dec. 31, 2021
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Jun. 30, 2022
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	FY
Trading Symbol	IROQ
Entity Registrant Name	IF BANCORP, INC.
Entity Central Index Key	0001514743
Current Fiscal Year End Date	--06-30
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		3,257,626
Entity Public Float			$ 61,041,000
Entity Interactive Data Current	Yes
Entity Shell Company	false
Entity Small Business	true
Entity Emerging Growth Company	false
Title of 12(b) Security	Common Stock
Security Exchange Name	NASDAQ
Entity Address, State or Province	IL
Entity Address, Address Line One	201 East Cherry Street
Entity Address, City or Town	Watseka
City Area Code	815
Local Phone Number	432-2476
Entity Tax Identification Number	45-1834449
Entity Incorporation, State or Country Code	MD
Entity File Number	001-35226
Entity Address, Postal Zip Code	60970
Auditor Name	FORVIS, LLP
Auditor Firm ID	686
Auditor Location	Decatur, Illinois

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Assets
Cash and due from banks	$ 74,494	$ 60,785
Interest-bearing demand deposits	1,317	1,950
Cash and cash equivalents	75,811	62,735
Interest-bearing time deposits in banks	1,500	2,250
Available-for-sale securities	220,906	189,891
Loans, net of allowance for loan losses of $7,052 and $6,599 at June 30, 2022 and 2021, respectively	518,931	513,371
Premises and equipment, net of accumulated depreciation of $8,704 and $8,695 at June 30, 2022 and 2021, respectively	9,505	9,793
Federal Home Loan Bank stock, at cost	3,142	4,198
Foreclosed assets held for sale	120	259
Accrued interest receivable	2,023	1,897
Bank-owned life insurance	14,373	9,339
Mortgage servicing rights	1,463	1,013
Deferred income taxes	9,166	1,697
Other	618	898
Total assets	857,558	797,341
Deposits
Demand	104,944	96,923
Savings, NOW and money market	396,600	308,741
Certificates of deposit	246,909	251,198
Brokered certificates of deposit	3,567	10,770
Total deposits	752,020	667,632
Repurchase agreements	9,244	6,245
Federal Home Loan Bank advances	15,000	25,000
Line of credit and other borrowings	0	3,000
Advances from borrowers for taxes and insurance	503	928
Accrued post-retirement benefit obligation	2,620	3,065
Accrued interest payable	176	199
Other	6,337	5,968
Total liabilities	785,900	712,037
Commitments and Contingencies
Stockholders' Equity
Common stock, $.01 par value, 100,000,000 shares authorized, 3,257,626 and 3,240,376 shares issued and outstanding at June 30, 2022 and 2021, respectively	32	32
Additional paid-in capital	50,342	49,619
Unearned ESOP shares, at cost, 173,205 and 192,450 shares at June 30, 2022 and 2021, respectively	(1,732)	(1,925)
Retained earnings	40,362	35,645
Accumulated other comprehensive income (loss), net of tax	(17,346)	1,933
Total stockholders' equity	71,658	85,304
Total liabilities and stockholders' equity	$ 857,558	$ 797,341

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Statement of Financial Position [Abstract]
Allowance for loan losses	$ 7,052	$ 6,599
Premises and equipment, accumulated depreciation	$ 8,704	$ 8,695
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	3,257,626	3,240,376
Common stock, shares outstanding	3,257,626	3,240,376
Unearned ESOP shares	173,205	192,450

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Interest Income
Interest and fees on loans	$ 20,195	$ 20,999
Securities:
Taxable	4,296	3,101
Tax-exempt	51	39
Federal Home Loan Bank dividends	120	128
Deposits with financial institutions	130	90
Total interest and dividend income	24,792	24,357
Interest Expense
Deposits	2,068	3,693
Federal Home Loan Bank advances and repurchase agreements	382	409
Line of credit and other borrowings	79	76
Total interest expense	2,529	4,178
Net Interest Income	22,263	20,179
Provision for Loan Losses	492	844
Net Interest Income After Provision for Loan Losses	21,771	19,335
Noninterest Income
Insurance commissions	692	645
Brokerage commissions	1,131	967
Net realized gains (losses) on sale of available-for-sale securities	(275)	320
Mortgage banking income, net	797	613
Gain on sale of loans	515	1,573
Bank-owned life insurance income, net	488	411
Other	1,495	1,035
Total noninterest income	5,504	6,258
Noninterest Expense
Compensation and benefits	13,051	11,897
Office occupancy	951	900
Equipment	1,994	1,730
Federal deposit insurance	197	178
Stationary, printing and office	71	75
Advertising	404	441
Professional services	398	491
Supervisory examination	162	147
Audit and accounting services	142	138
Organizational dues and subscriptions	52	50
Insurance bond premiums	187	181
Telephone and postage	160	191
Loss on foreclosed assets, net	6	30
Other	1,673	1,763
Total noninterest expense	19,448	18,212
Income Before Income Tax	7,827	7,381
Provision for Income Tax	2,043	2,034
Net Income	$ 5,784	$ 5,347
Earnings Per Share:
Basic	$ 1.88	$ 1.76
Diluted	1.84	1.74
Dividends declared per common share	$ 0.35	$ 0.3
Customer Service Fees [Member]
Noninterest Income
Noninterest income	$ 347	$ 275
Other Service Charges and Fees [Member]
Noninterest Income
Noninterest income	$ 314	$ 419

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Net Income	$ 5,784	$ 5,347
Other Comprehensive Loss
Unrealized depreciation on available-for-sale securities, net of taxes of $(7,902) and $(907) for 2022 and 2021, respectively	(19,821)	(2,276)
Less: reclassification adjustment for realized gains (losses) included in net income, net of taxes of $(78) and $92 for 2022 and 2021, respectively	(197)	228
Accumulated other comprehensive income (loss) before tax	(19,624)	(2,504)
Change in postretirement health plan gains and losses, net of taxes of $137 and $94 for 2022 and 2021, respectively	345	234
Other comprehensive loss, net of tax	(19,279)	(2,270)
Comprehensive Income (Loss)	$ (13,495)	$ 3,077

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Unrealized appreciation (depreciation) on available-for-sale securities, tax	$ (7,902)	$ (907)
Reclassification adjustment for realized gains included in net income, Tax	(78)	92
Change in postretirement health plan gains and losses, net of taxes	$ 137	$ 94

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Unearned Esop Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Beginning Balance at Jun. 30, 2020	$ 82,564	$ 32	$ 49,239	$ (2,117)	$ 31,207	$ 4,203
Net income	5,347				5,347
Other comprehensive loss	(2,270)					(2,270)
Dividends on common stock	(909)				(909)
Stock equity plan	193		193
ESOP shares earned	379		187	192
Ending Balance at Jun. 30, 2021	85,304	32	49,619	(1,925)	35,645	1,933
Net income	5,784				5,784
Other comprehensive loss	(19,279)					(19,279)
Dividends on common stock	(1,067)				(1,067)
Stock options exercised	315		315
Stock equity plan	156		156
ESOP shares earned	445		252	193
Ending Balance at Jun. 30, 2022	$ 71,658	$ 32	$ 50,342	$ (1,732)	$ 40,362	$ (17,346)

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Dividends declared per common share	$ 0.35	$ 0.3
ESOP shares earned, shares	19,245	19,245
Retained Earnings [Member]
Dividends declared per common share	$ 0.35	$ 0.3

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Operating Activities
Net income	$ 5,784	$ 5,347
Items not requiring (providing) cash
Depreciation	675	679
Provision for loan losses	492	844
Amortization of premiums and discounts on securities	614	855
Deferred income taxes	218	(162)
Net realized gains on loan sales	(515)	(1,573)
Net realized (gains) losses on sales of available-for-sale securities	275	(320)
Loss on foreclosed real estate held for sale	6	30
Bank-owned life insurance income, net	(488)	(411)
Originations of loans held for sale	(27,546)	(57,465)
Proceeds from sales of loans held for sale	28,016	58,660
ESOP compensation expense	445	379
Stock equity plan expense	156	193
Changes in
Accrued interest receivable	(126)	11
Other assets	280	(264)
Accrued interest payable	(23)	(338)
Post-retirement benefit obligation	37	87
Other liabilities	369	315
Net cash provided by operating activities	8,669	6,867
Investing Activities
Net change in interest bearing time deposits	750	750
Purchases of available-for-sale securities	(98,784)	(79,590)
Proceeds from the sales of available-for-sale securities	6,049	12,891
Proceeds from maturities and pay-downs of available-for-sale securities	33,383	35,164
Net change in loans	(6,577)	(4,639)
Purchase of premises and equipment	(387)	(279)
Proceeds from the sale of foreclosed assets	253	418
Purchase of Federal Home Loan Bank stock	0	(1,170)
Redemption of Federal Home Loan Bank stock	1,056	0
Purchase of bank-owned life insurance	(5,000)	0
Proceeds from settlement of bank-owned life insurance death claim	454	417
Net cash used in investing activities	(68,803)	(36,038)
Financing Activities
Net increase in demand deposits, money market, NOW and savings accounts	95,880	85,455
Net decrease in certificates of deposit, including brokered certificates	(11,492)	(19,523)
Net increase (decrease) in advances from borrowers for taxes and insurance	(425)	409
Proceeds from Federal Home Loan Bank advances	0	77,000
Repayment of Federal Home Loan Bank advances	(10,000)	(86,500)
Repayments of other borrowings	(3,000)	0
Net increase in repurchase agreements	2,999	2,507
Dividends paid	(1,067)	(909)
Proceeds from exercise of stock options	315	0
Net cash provided by financing activities	73,210	58,439
Increase in Cash and Cash Equivalents	13,076	29,268
Cash and Cash Equivalents, Beginning of Year	62,735	33,467
Cash and Cash Equivalents, End of Year	75,811	62,735
Supplemental Cash Flows Information
Interest paid	2,552	4,516
Income taxes paid (net of refunds)	1,956	2,743
Foreclosed assets acquired in settlement of loans	$ 120	$ 321

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	12 Months Ended
	Jun. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1: Nature of Operations and Summary of Significant Accounting Policies Nature of Operations IF Bancorp, Inc., (“IF Bancorp” or the “Company”) is a Maryland corporation whose principal activity is the ownership and management of its wholly-owned subsidiary, Iroquois Federal Savings and Loan Association (“Iroquois Federal” or the “Association”). The Association provides a full range of banking and financial services to individual and corporate customers from our seven Principles of Consolidation The consolidated financial statements include the accounts of the Company, the Association and Association’s wholly owned subsidiary, L.C.I. All significant intercompany accounts and transactions have been eliminated in consolidation. Operating Segment The Company provides community banking services, including such products and services as loans, certificates of deposits, savings accounts, and mortgage originations. These activities are reported as a single operating segment. The Company does not derive revenues from, or have assets located in, foreign countries, nor does it derive revenues from any single customer that represents 10% or more of the Company’s total revenues. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, fair value measurements of investment securities, loan servicing rights and income taxes. Interest-bearing Time Deposits in Banks Interest-bearing time deposits in banks mature within three years and are carried at cost. Cash Equivalents The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At June 30, 2022 and 2021, cash equivalents consisted primarily of noninterest bearing deposits and interest bearing demand deposits. At June 30, 2022, the Company’s cash accounts exceeded federally insured limits by approximately $3,017,000. The Company had approximately $67,200,000 at the Federal Reserve and Federal Home Loan Banks, which are government-affiliated entities not insured by the FDIC. Securities Securities are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive loss. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to noninterest income. Gains and losses on loan sales are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, and any unamortized deferred fees or costs on originated loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and amortized as a level yield adjustment over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows or the collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified charge-off A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case loan-by-loan Groups of loans with similar characteristics, including individually evaluated loans not determined to be impaired, are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Premises and Equipment Land is carried at cost. Depreciable assets are stated at cost less accumulated depreciation. Depreciation is charged to expense using the straight-line method over the estimated useful lives of the assets. The estimated useful lives for each major depreciable classification of premises and equipment are as follows: Buildings and improvements 35-40 years Furniture and equipment 3-5 Federal Home Loan Bank Stock Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula, carried at cost and evaluated for impairment. Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net income or expense from foreclosed assets. Long-Lived Asset Impairment The Company evaluates the recoverability of the carrying value of long-lived assets whenever events or circumstances indicate the carrying amount may not be recoverable. If a long-lived asset is tested for recoverability and the undiscounted estimated future cash flows expected to result from the use and eventual disposition of the asset are less than the carrying amount of the asset, the asset cost is adjusted to fair value and an impairment loss is recognized as the amount by which the carrying amount of a long-lived asset exceeds its fair value. No asset impairment was recognized during the years ended June 30, 2022 and 2021. Bank-owned Life Insurance Bank-owned life insurance policies are reflected on the consolidated balance sheets at the estimated cash surrender value. Changes in the cash surrender value are reflected in noninterest income in the consolidated statements of income. Fee Income Loan origination fees, net of direct origination costs, are recognized as income using the level-yield method over the contractual life of the loans. Revenue Recognition Accounting Standards Codification (“ASC”) 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows: Customer Service Fees—The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied. Insurance Commissions—The Company’s insurance agency, Iroquois Insurance Agency, receives commissions on premiums of new and renewed business policies. Iroquois Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, Iroquois Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation. Brokerage Commissions—The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded. Other—The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied. Mortgage Servicing Rights Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets. Under the servicing assets and liabilities accounting guidance (ASC 860-50), Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to noninterest income. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The change in fair value of mortgage servicing rights is netted against loan servicing fee income. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company – put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets. Income Taxes The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes paid Tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not more-likely-than-not The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiary. Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each year. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options and restricted stock awards and are determined using the treasury stock method. Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and other comprehensive loss, net of applicable income taxes. Other comprehensive loss includes unrealized depreciation on available-for-sale Stock-based Compensation Plans At June 30, 2022 and 2021, the Company has stock-based compensation plans (stock options and restricted stock) which are described more fully in Note 16. COVID-19 The Company is subject to risks and uncertainties as a result of the COVID-19 COVID-19; COVID-19 COVID-19 Recent and Future Accounting Requirements In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments available-for-sale 2016-13, 2016-13 credit

Securities

Securities	12 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Note 2: Securities The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities are as follows: Amortized Gross Gross Fair Value Available-for-sale June 30, 2022: U.S. Treasury $ 3,483 $ — $ (83 ) $ 3,400 U.S. Government and federal agency and Government sponsored enterprises (GSEs) 9,488 — (367 ) 9,121 Mortgage-backed: GSE residential 210,367 47 (22,229 ) 188,185 Small Business Administration 17,960 3 (1,521 ) 16,442 State and political subdivisions 3,754 4 — 3,758 $ 245,052 $ 54 $ (24,200 ) $ 220,906 June 30, 2021: U.S. Treasury $ 990 $ 6 $ — $ 996 U.S. Government and federal agency and Government sponsored enterprises (GSEs) 7,522 517 — 8,039 Mortgage-backed: GSE residential 167,711 4,011 (1,307 ) 170,415 Small Business Administration 9,115 105 (30 ) 9,190 State and political subdivisions 1,251 — — 1,251 $ 186,589 $ 4,639 $ (1,337 ) $ 189,891 With the exception of U.S. Government and federal agency securities, Mortgage-backed-GSE 9,488 210,367 17,960 9,121 188,185 16,442 All mortgage-backed securities at June 30, 2022 and 2021 were issued by government sponsored enterprises. The amortized cost and fair value of available-for-sale Amortized Fair Value Within one year $ 1,999 $ 1,977 One to five years 9,274 9,069 Five to ten years 10,598 10,044 After ten years 12,814 11,631 34,685 32,721 Mortgage-backed securities 210,367 188,185 Totals $ 245,052 $ 220,906 The carrying value of securities pledged as collateral, to secure public deposits and for other purposes, was $ 125,209 96,429 Gross gains of $ 0 327 275 7 available-for-sale (78 92 Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2022 and 2021, was $209,133,000 and $85,118,000, respectively, which is approximately 95% and 45% of the Company’s available-for-sale The following table shows the Company’s gross unrealized investment losses and the fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2022 and 2021: Less Than 12 Months 12 Months or More Total Description of Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized June 30, 2022: U.S. Treasury $ 3,400 $ (83 ) $ — $ — $ 3,400 $ (83 ) U.S. Government and federal agency and Government sponsored enterprises (GSEs) 9,121 (367 ) — — 9,121 (367 ) Mortgage-backed: GSE residential 144,042 (15,267 ) 37,587 (6,962 ) 181,629 (22,229 ) Small Business Administration 12,955 (1,160 ) 2,028 (361 ) 14,983 (1,521 ) Total temporarily impaired securities $ 169,518 $ (16,877 ) $ 39,615 $ (7,323 ) $ 209,133 $ (24,200 ) June 30, 2021: Mortgage-backed: GSE residential $ 75,002 (1,259 ) 4,160 (48 ) 79,162 (1,307 ) Small Business Administration 5,956 (30 ) — — 5,956 (30 ) Total temporarily impaired securities $ 80,958 $ (1,289 ) $ 4,160 $ (48 ) $ 85,118 $ (1,337 ) The unrealized losses on the Company’s investment in U.S. Treasury, U.S. Government and federal agency, GSE residential mortgage-backed securities and Small Business Administration securities at June 30, 2022 and 2021, were mostly the result of a decline in market value that was attributable to changes in interest rates and not credit quality, and the Company does not consider those investments to be other-than-temporarily impaired at June 30, 2022 and 2021.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	12 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 3: Loans and Allowance for Loan Losses Classes of loans at June 30, include: 2022 2021 Real estate loans One- $ 132,474 $ 117,435 Multi-family 88,247 104,433 Commercial 167,375 155,884 Home equity lines of credit 6,987 6,688 Construction 41,254 25,345 Commercial 80,418 103,088 Consumer 8,981 7,653 525,736 520,526 Less Unearned fees and discounts, net (247 ) 556 Allowance for loan losses 7,052 6,599 Loans, net $ 518,931 $ 513,371 The Company had loans held for sale included in one- The Company believes that sound loans are a necessary and desirable means of employing funds available for investment. Recognizing the Company’s obligations to its depositors and to the communities it serves, authorized personnel are expected to seek to develop and make sound, profitable loans that resources permit and that opportunity affords. The Company maintains lending policies and procedures in place designed to focus our lending efforts on the types, locations, and duration of loans most appropriate for our business model and markets. The Company’s lending activity includes the origination of one- The Company’s lending can be summarized into six primary areas; one- One- The Company offers one- non-conforming one- one- The Company also offers USDA (USDA Rural Development), FHA and VA loans that are originated through a nationwide wholesale lender. In addition, the Company also offers home equity loans that are secured by a second mortgage on the borrower’s primary or secondary residence. Home equity loans are generally underwritten using the same criteria used to underwrite one- As one- one- Commercial Real Estate and Multi-Family Real Estate Loans Commercial real estate mortgage loans are primarily secured by office buildings, owner-occupied businesses, strip mall centers, churches, and farm loans secured by real estate. In underwriting commercial real estate and multi-family real estate loans, the Company considers a number of factors, which include the projected net cash flow to the loan’s debt service requirement, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower’s experience in owning or managing similar properties. Personal guarantees are typically obtained from commercial real estate and multi-family real estate borrowers. In addition, the borrower’s financial information on such loans is monitored on an ongoing basis by requiring periodic financial statement updates. The repayment of these loans is primarily dependent on the cash flows of the underlying property. However, the commercial real estate loan generally must be supported by an adequate underlying collateral value. The performance and the value of the underlying property may be adversely affected by economic factors or geographical and/or industry specific factors. These loans are subject to other industry guidelines that are closely monitored by the Company. Management reviews and approves the Company’s lending policies and procedures on a routine basis. Management routinely (at least quarterly) reviews our allowance for loan losses and reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing The Company’s policies and loan approval limits are established by the Board of Directors. The loan officers generally have authority to approve one- one- one- The Company conducts internal loan reviews that validate the loans against the Company’s loan policy quarterly for mortgage, consumer, and small commercial loans on a sample basis, and all larger commercial loans on an annual basis. The Company also receives independent loan reviews performed by a third party on larger commercial loans to be performed annually. In addition to compliance with our policy, the third party loan review process reviews the risk assessments made by our credit department, lenders and loan committees. Results of these reviews are presented to management, Audit Committee and the Board of Directors. Home Equity Lines of Credit In addition to traditional one- one- Commercial Business Loans The Company originates commercial non-mortgage medium-sized The commercial business loan portfolio consists primarily of secured loans. When making commercial business loans, the Company considers the financial statements, lending history and debt service capabilities of the borrower, the projected cash flows of the business and the value of the collateral, if any. The cash flows of the underlying borrower, however, may not perform consistent with historical or projected information. Further, the collateral securing loans may fluctuate in value due to individual economic or other factors. Loans are typically guaranteed by the principals of the borrower. The Company has established minimum standards and underwriting guidelines for all commercial loan types. Commercial business loans also include Small Business Administration (SBA) Paycheck Protection Program (PPP) loans which are covered by a 100% government guaranty. As of June 30, 2022, the Company had no PPP loans, compared to 364 loans totaling $20.6 million at June 30, 2021. Real Estate Construction Loans The Company originates construction loans for one- Consumer Loans Consumer loans consist of installment loans to individuals, primarily automotive loans. These loans are underwritten utilizing the borrower’s financial history, including the Fair Isaac Corporation (“FICO”) Loan-to-value Loan Concentrations The loan portfolio includes a concentration of loans secured by commercial real estate properties, including commercial real estate construction loans, amounting to $290,972,000 and $274,892,000 as of June 30, 2022 and 2021, respectively. Generally, these loans are collateralized by multi-family and nonresidential properties. The loans are expected to be repaid from cash flows or from proceeds from the sale of the properties of the borrower. Purchased Loans and Loan Participations The Company’s loans receivable included purchased loans of $1,570,000 and $3,578,000 at June 30, 2022 and 2021, respectively. All of these purchased loans are secured by single family homes located out of our primary market area primarily in the Midwest. The Company’s loans receivable also include commercial loan participations of $29,972,000 and $26,870,000 at June 30, 2022 and 2021, respectively, of which $13,234,000 and $9,718,000, at June 30, 2022 and 2021 were outside of our primary market area. These participation loans are secured by real estate and other business assets. The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2022 and 2021: 2022 Real Estate Loans One- to four- Multi-family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 967 $ 1,674 $ 1,831 $ 67 Provision charged to expense 100 (299 ) 154 3 Losses charged off (40 ) — — — Recoveries 1 — — — Balance, end of period $ 1,028 $ 1,375 $ 1,985 $ 70 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,028 $ 1,375 $ 1,985 $ 70 Loans: Ending balance $ 132,474 $ 88,247 $ 167,375 $ 6,987 Ending balance: individually evaluated for impairment $ 1,350 $ — $ — $ — Ending balance: collectively evaluated for impairment $ 131,124 $ 88,247 $ 167,375 $ 6,987 2022 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 258 $ 1,740 $ 62 $ 6,599 Provision charged to expense 231 265 38 492 Losses charged off — — (27 ) (67 ) Recoveries — 20 7 28 Balance, end of year $ 489 $ 2,025 $ 80 $ 7,052 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 489 $ 2,025 $ 80 $ 7,052 Loans: Ending balance $ 41,254 $ 80,418 $ 8,981 $ 525,736 Ending balance: individually evaluated for impairment $ — $ 35 $ — $ 1,385 Ending balance: collectively evaluated for impairment $ 41,254 $ 80,383 $ 8,981 $ 524,351 2021 Real Estate Loans One- Multi-family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 1,044 $ 1,514 $ 1,706 $ 87 Provision charged to expense (64 ) 160 125 (20 ) Losses charged off (15 ) — — — Recoveries 2 — — — Balance, end of period $ 967 $ 1,674 $ 1,831 $ 67 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 967 $ 1,674 $ 1,831 $ 67 Loans: Ending balance $ 117,435 $ 104,433 $ 155,884 $ 6,688 Ending balance: individually evaluated for impairment $ 1,252 $ — $ — $ — Ending balance: collectively evaluated for impairment $ 116,183 $ 104,433 $ 155,884 $ 6,688 2021 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 240 $ 1,583 $ 60 $ 6,234 Provision charged to expense 18 611 14 844 Losses charged off — (473 ) (25 ) (513 ) Recoveries — 19 13 34 Balance, end of year $ 258 $ 1,740 $ 62 $ 6,599 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 258 $ 1,740 $ 62 $ 6,599 Loans: Ending balance $ 25,345 $ 103,088 $ 7,653 $ 520,526 Ending balance: individually evaluated for impairment $ — $ 46 $ — $ 1,298 Ending balance: collectively evaluated for impairment $ 25,345 $ 103,042 $ 7,653 $ 519,228 Management’s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers. Allowance for Loan Losses The allowance for loan losses represents an estimate of the amount of losses believed inherent in our loan portfolio at the balance sheet date. The allowance calculation involves a high degree of estimation that management attempts to mitigate through the use of objective historical data where available. Loan losses are charged against the allowance for loan losses when management believes that the loan balance is confirmed as uncollectible. Subsequent recoveries, if any, are credited to the allowance. Overall, we believe the reserve to be consistent with prior periods and adequate to cover the estimated losses in our loan portfolio. The Company’s methodology for assessing the appropriateness of the allowance for loan losses consists of two key elements: (1) specific allowances for estimated credit losses on individual loans that are determined to be impaired through the Company’s review for identified problem loans; and (2) a general allowance based on estimated credit losses inherent in the remainder of the loan portfolio. The specific allowance is measured by determining the present value of expected cash flows, the loan’s observable market value, or for collateral-dependent loans, the fair value of the collateral adjusted for market conditions and selling expense. Factors used in identifying a specific problem loan include: (1) the strength of the customer’s personal or business cash flows; (2) the availability of other sources of repayment; (3) the amount due or past due; (4) the type and value of collateral; (5) the strength of the collateral position; (6) the estimated cost to sell the collateral; and (7) the borrower’s effort to cure the delinquency. In addition for loans secured by real estate, the Company also considers the extent of any past due and unpaid property taxes applicable to the property serving as collateral on the mortgage. The Company establishes a general allowance for loans that are not deemed impaired to recognize the inherent losses associated with lending activities, but which, unlike specific allowances, has not been allocated to particular problem assets. The general valuation allowance is determined by segregating the loans by loan category and assigning allowance percentages based on the Company’s historical loss experience, delinquency trends, and management’s evaluation of the collectability of the loan portfolio. In certain instances, the historical loss experience could be adjusted if similar risks are not inherent in the remaining portfolio. The allowance is then adjusted for qualitative factors that, in management’s judgment, affect the collectability of the portfolio as of the evaluation date. These qualitative factors may include: (1) Management’s assumptions regarding the minimal level of risk for a given loan category; (2) changes in lending policies and procedures, including changes in underwriting standards, and charge-off volume of the portfolio and in the terms of loans; (5) changes in the experience, ability, and depth of the lending officers and other relevant staff; (6) changes in the volume and severity of past due loans, the volume of non-accrual re-evaluated Although the Company’s policy allows for a general valuation allowance on certain smaller-balance, homogenous pools of loans classified as substandard, the Company has historically evaluated every loan classified as substandard, regardless of size, for impairment as part of the review for establishing specific allowances. The Company’s policy also allows for general valuation allowance on certain smaller-balance, homogenous pools of loans which are loans criticized as special mention or watch. A separate general allowance calculation is made on these loans based on historical measured weakness, and which is no less than twice the amount of the general allowance calculated on the non-classified There have been no changes to the Company’s accounting policies or methodology from the prior periods. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. All loans are graded at inception of the loan. Subsequently, analyses are performed on an annual basis and grade changes are made as necessary. Interim grade reviews may take place if circumstances of the borrower warrant a more timely review. The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk rating system, the Company classifies problem and potential problem loans as “Watch,” “Substandard,” “Doubtful,” and “Loss.” The Company uses the following definitions for risk ratings: Pass – Watch – Substandard – Doubtful – Loss – charged-off. Risk characteristics applicable to each segment of the loan portfolio are described as follows. Residential One- one- one- Commercial and Multi-family Real Estate: Construction Real Estate: Commercial: Consumer: The following tables present the credit risk profile of the Company’s loan portfolio, as of June 30, 2022 and 2021, based on rating category and payment activity: Real Estate Loans June 30, 2022 One- Multi-family Commercial Home Equity Construction Pass $ 130,950 $ 87,993 $ 164,424 $ 6,987 $ 41,254 Watch — — — — — Substandard 1,524 254 2,951 — — Doubtful — — — — — Loss — — — — — Total $ 132,474 $ 88,247 $ 167,375 $ 6,987 $ 41,254 June 30, 2022, (Continued) Commercial Consumer Total Pass $ 73,226 $ 8,970 $ 513,804 Watch — — — Substandard 7,192 11 11,932 Doubtful — — — Loss — — — Total $ 80,418 $ 8,981 $ 525,736 Real Estate Loans June 30, 2021 One- Multi- Commercial Home Equity Construction Pass $ 116,980 $ 104,170 $ 154,833 $ 6,688 $ 25,345 Watch — — 954 — — Substandard 455 263 97 — — Doubtful — — — — — Loss — — — — — Total $ 117,435 $ 104,433 $ 155,884 $ 6,688 $ 25,345 June 30, 2021, (Continued) Commercial Consumer Total Pass $ 97,078 $ 7,652 $ 512,746 Watch 5,964 1 6,919 Substandard 46 — 861 Doubtful — — — Loss — — — Total $ 103,088 $ 7,653 $ 520,526 The following tables present the Company’s loan portfolio aging analysis as of June 30, 2022 and 2021: 30-59 Days 60-89 Days Past Due Greater Than Total Past Due Current Total Loans Total Loans > June 30, 2022 Real estate loans: One- $ 374 $ 144 $ 1,174 $ 1,692 $ 130,782 $ 132,474 $ 47 Multi-family — — — — 88,247 88,247 — Commercial — — — — 167,375 167,375 — Home equity lines of credit — — — — 6,987 6,987 — Construction — — — — 41,254 41,254 — Commercial — — — — 80,418 80,418 — Consumer 78 21 — 99 8,882 8,981 — Total $ 452 $ 165 $ 1,174 $ 1,791 $ 523,945 $ 525,736 $ 47 June 30, 2021 Real estate loans: One- $ 320 $ 52 $ 152 $ 524 $ 116,911 $ 117,435 $ 118 Multi-family — — — — 104,433 104,433 — Commercial 86 — — 86 155,798 155,884 — Home equity lines of credit 55 — — 55 6,633 6,688 — Construction — — — — 25,345 25,345 — Commercial 9 — — 9 103,079 103,088 — Consumer 6 — — 6 7,647 7,653 — Total $ 476 $ 52 $ 152 $ 680 $ 519,846 $ 520,526 $ 118 A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), case-by-case Impairment is measured on a loan-by-loan The Company actively seeks to reduce its investment in impaired loans. The primary tools to work through impaired loans are settlement with the borrowers or guarantors, foreclosure of the underlying collateral, or restructuring. Included in certain loan categories in the impaired loans are $998,000 in troubled debt restructurings that were classified as impaired. The following tables present impaired loans for year ended June 30, 2022 and 2021: June 30, 2022 Recorded Unpaid Specific Average Interest Interest on Loans without a specific allowance: Real estate loans: One- $ 1,350 $ 1,350 $ — $ 1,361 $ 15 $ 13 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial 35 35 — 40 4 4 Consumer — — — — — — Loans with a specific allowance: Real estate loans: One- $ — $ — $ — $ — $ — $ — Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer — — — — — — Total: Real estate loans: One- $ 1,350 $ 1,350 $ — $ 1,361 $ 15 $ 13 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial 35 35 — 40 4 4 Consumer — — — — — — Total $ 1,385 $ 1,385 $ — $ 1,401 $ 19 $ 17 June 30, 2021 Recorded Unpaid Specific Average Interest Interest on Loans without a specific allowance: Real estate loans: One- $ 1,252 $ 1,252 $ — $ 1,271 $ 67 $ 50 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial 46 46 — 265 19 23 Consumer — — — — — — Loans with a specific allowance: Real estate loans: One- $ — $ — $ — $ — $ — $ — Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer — — — — — — Total: Real estate loans: One- $ 1,252 $ 1,252 $ — $ 1,271 $ 67 $ 50 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial 46 46 — 265 19 23 Consumer — — — — — — Total $ 1,298 $ 1,298 $ — $ 1,536 $ 86 $ 73 Interest income recognized on impaired loans includes interest accrued and collected on the outstanding balances of accruing impaired loans as well as interest cash collections on non-accruing The following table presents the Company’s nonaccrual loans at June 30, 2022 and 2021: 2022 2021 Real estate loans One- $ 1,127 $ 34 Multi-family — — Commercial — — Home equity lines of credit — — Construction — — Commercial — — Consumer — — Total $ 1,127 $ 34 At June 30, 2022 and 2021, the Company had a number of loans that were modified in troubled debt restructurings (TDR’s) and impaired. The modification of terms of such loans included one or a combination of the following: an extension of maturity, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan. The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2022 and 2021. All were performing according to the terms of the restructuring as of June 30, 2022, and with the exception of a single one- June 30, 2022 June 30, 2021 Real estate loans One- $ 962 $ 1,218 Multi-family — — Commercial — — Home equity lines of credit — — Total real estate loans 962 1,218 Construction — — Commercial 36 46 Consumer — — Total $ 998 $ 1,264 2022 Modifications During the year ended June 30, 2022, one previously modified TDR was modified a second time to amortize for full payment by original maturity. 2021 Modifications During the year ended June 30, 2021, the Company did not modify any loans. COVID-19 Under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) that was signed into law on March 27, 2020, certain COVID-19 COVID-19; COVID-19 TDRs with Defaults The Company had no TDRs in default and no restructured loans in foreclosure as of June 30, 2022. The Company had one TDR, a one- Specific loss allowances are included in the calculation of estimated future loss ratios, which are applied to the various loan portfolios for purposes of estimating future losses. Management considers the level of defaults within the various portfolios, as well as the current adverse economic environment and negative outlook in the real estate and collateral markets when evaluating qualitative adjustments used to determine the adequacy of the allowance for loan losses. We believe the qualitative adjustments more accurately reflect collateral values in light of the sales and economic conditions that we have recently observed. We may obtain physical possession of real estate collateralizing a residential mortgage loan or home equity loan via foreclosure or in-substance

Premises and Equipment

Premises and Equipment	12 Months Ended
	Jun. 30, 2022
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 4: Premises and Equipment Major classifications of premises and equipment, stated at cost, are as follows: 2022 2021 Land $ 2,028 $ 2,028 Buildings and improvements 11,518 11,358 Furniture and equipment 4,663 5,102 18,209 18,488 Less accumulated depreciation 8,704 8,695 Net premises and equipment $ 9,505 $ 9,793

Loan Servicing

Loan Servicing	12 Months Ended
	Jun. 30, 2022
Transfers and Servicing [Abstract]
Loan Servicing	Note 5: Loan Servicing Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balance of mortgage loans serviced for others was $141,229,000 and $138,119,000 at June 30, 2022 and 2021, respectively. Custodial escrow balances in connection with the foregoing loan servicing were $691,000 and $747,000 at June 30, 2022 and 2021, respectively. The aggregate fair value of capitalized mortgage servicing rights at June 30, 2022 and 2021 was $1,463,000 and $1,013,000, respectively. Comparable market values and a valuation model that calculates the present value of future cash flows were used to estimate fair value. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as costs to service, a discount rate, custodial earnings rate, default rates and losses and prepayment speeds. The following summarizes the activity in mortgage servicing rights measured using the fair value method: 2022 2021 Fair value, beginning of period $ 1,013 $ 715 Additions: Servicing assets resulting from asset transfers 287 433 Subtractions: Payments received and loans refinanced (263 ) (299 ) Changes in fair value, due to changes in valuation inputs or assumptions 426 164 Fair value, end of period $ 1,463 $ 1,013 For purposes of measuring impairment, risk characteristics including product type, investor type, and interest rates, were used to stratify the originated mortgage servicing rights.

Interest-Bearing Deposits

Interest-Bearing Deposits	12 Months Ended
	Jun. 30, 2022
Federal Home Loan Banks [Abstract]
Interest-Bearing Deposits	Note 6: Interest-bearing Deposits Interest-bearing deposits in denominations of $100,000 or more were $435,126,000 at June 30, 2022 and $333,266,000 at June 30, 2021. The following table represents interest expense by deposit type: 2022 2021 Savings, NOW, and Money Market $ 788 $ 742 Certificates of deposit 1,255 2,880 Brokered certificates of deposit 25 71 Total deposit interest expense $ 2,068 $ 3,693 At June 30, 2022, the scheduled maturities of time deposits; including brokered time deposits, are as follows: 2023 $ 218,693 2024 19,086 2025 4,502 2026 5,998 2027 and thereafter 2,197 $ 250,476

Federal Home Loan Bank Advances

Federal Home Loan Bank Advances	12 Months Ended
	Jun. 30, 2022
Federal Home Loan Banks [Abstract]
Federal Home Loan Bank Advances	Note 7: Federal Home Loan Bank Advances The Federal Home Loan Bank advances totaled $15,000,000 and $25,000,000 as of June 30, 2022 and 2021, respectively. The Federal Home Loan Bank advances are secured by mortgage, multi-family, commercial real estate, and HELOC loans totaling $291,213,000 at June 30, 2022. Advances at June 30, 2022, at interest rates from 1.58 to 2.72 percent are subject to restrictions or penalties in the event of prepayment. Aggregate annual maturities of Federal Home Loan Bank advances at June 30, 2022, are: 2023 $ 5,000 2024 10,000 2025 — 2026 — 2027 — Thereafter — $ 15,000

Lines of Credit

Lines of Credit	12 Months Ended
	Jun. 30, 2022
Line of Credit Facility [Abstract]
Lines of Credit	Note 8: Lines of Credit In September of 2021, the Company renewed a revolving line of credit up to $7.5 million from CIBC BANK USA for general corporate purposes at a rate equal to prime rate minus 75 basis points, and an unused commitment fee of 0.25%. The Company had an outstanding balance of $0 at June 30, 2022. The current note matures in October, 2022

Repurchase Agreements

Repurchase Agreements	12 Months Ended
	Jun. 30, 2022
Brokers and Dealers [Abstract]
Repurchase Agreements	Note 9: Repurchase Agreements Securities sold under agreements to repurchase consist of obligations of the Company to other parties. The carrying value of securities sold under agreement to repurchase amounted to $9.2 million at June 30, 2022 and $6.2 million at June 30, 2021. At June 30, 2022, all $9.2 million of our repurchase agreements had an overnight maturity. The maximum amount of outstanding agreements at any month-end

Income Taxes

Income Taxes	12 Months Ended
	Jun. 30, 2022
Income Tax Disclosure [Abstract]
Income Taxes	Note 10: Income Taxes The Company and its subsidiary file income tax returns in the U.S. federal jurisdiction and the States of Illinois, Missouri, Indiana and Iowa. During the years ended June 30, 2022 and 2021, the Company did not recognize expense for interest or penalties. The provision for income taxes includes these components: 2022 2021 Taxes currently payable $ 1,825 $ 2,196 Deferred income taxes 218 (162 ) Income tax expense $ 2,043 $ 2,034 A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: 2022 2021 Computed at the statutory rate of 21.0% $ 1,644 $ 1,550 Increase (decrease) resulting from Tax exempt interest (11 ) (8 ) Cash surrender value of life insurance (102 ) (87 ) State income taxes 570 540 Other (58 ) 39 Actual tax expense $ 2,043 $ 2,034 Tax rate as a percentage of pre-tax 26.1 % 27.6 % The tax effects of temporary differences related to deferred taxes shown on the consolidated balance sheets were: 2022 2021 Deferred tax assets Allowance for loan losses $ 2,007 $ 1,880 Accrued retirement liability 714 703 Deferred compensation 557 508 Deferred loan fees 115 336 Postretirement health plan 33 170 Unrealized losses on available-for-sale 6,883 — Accrued vacation 53 61 MPF recourse liability 50 121 Deferred revenue Mastercard 16 19 Stock options—Directors 54 54 Restricted stock — — Accrued professional services 18 23 Other 22 — 10,522 3,875 Deferred tax liabilities Depreciation (682 ) (687 ) Mortgage servicing rights (417 ) (289 ) Deferred loan expense (185 ) (177 ) Unrealized gains on available-for-sale — (941 ) Restricted stock (32 ) (8 ) Prepaid expenses (40 ) (76 )_ (1,356 ) (2,178 ) Net deferred tax asset $ 9,166 $ 1,697 Retained earnings at both June 30, 2022 and 2021, include approximately $2,217,000, for which no deferred federal income tax liability has been recognized. These amounts represent an allocation of income to bad debt deductions for tax purposes only. Reduction of amounts so allocated for purposes other than tax bad debt losses or adjustments arising from carryback of net operating losses would create income for tax purposes only, which would be subject to the then-current corporate income tax rate. The deferred income tax liabilities on the preceding amounts that would have been recorded if they were expected to reverse into taxable income in the foreseeable future were approximately $466,000 at both June 30, 2022 and 2021.​​​​​​​

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Jun. 30, 2022
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 11: Accumulated Other Comprehensive Income (Loss) The following tables present changes in accumulated other comprehensive income (loss), by component, net of tax, for the years ended June 30, 2022 and 2021: Unrealized Available-for- Sale Defined Total June 30, 2022: Beginning balance $ 2,361 $ (428 ) $ 1,933 Other comprehensive income before reclassification (19,821 ) — (19,821 ) Amounts reclassified from accumulated other comprehensive income 197 — 197 Net current period other comprehensive income — 345 345 Ending balance $ (17,263 ) $ (83 ) $ (17,346 ) June 30, 2021: Beginning balance $ 4,865 $ (662 ) $ 4,203 Other comprehensive income before reclassification (2,276 ) — (2,276 ) Amounts reclassified from accumulated other comprehensive income (228 ) — (228 ) Net current period other comprehensive income — 234 234 Ending balance $ 2,361 $ (428 ) $ 1,933

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component	12 Months Ended
	Jun. 30, 2022
Text Block [Abstract]
Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component	Note 12: Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component Amounts reclassified from AOCI and the affected line items in the statements of income during the years ended June 30, 2022 and 2021, were as follows: Amounts 2022 2021 Affected Line Item in the Condensed Statements of Income Realized gains (losses) on available-for-sale $ (275 ) $ 320 Net realized gains (losses) on sale of available-for-sale Amortization of defined benefit pension items: Actuarial losses 482 328 Components are included in computation of net periodic pension cost Total reclassified amount before tax 207 648 Tax expense 59 186 Provision for Income Tax Total reclassification out of AOCI $ 148 $ 462 Net Income

Regulatory Matters

Regulatory Matters	12 Months Ended
	Jun. 30, 2022
Federal Home Loan Banks [Abstract]
Regulatory Matters	Note 13: Regulatory Matters The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that if undertaken, could have a direct material effect on the Association’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines involving quantitative measures of the Association’s assets, liabilities and certain off-balance-sheet The Basel III regulatory capital framework (the “Basel III Capital Rules”) adopted by U.S. federal regulatory authorities, among other things, (i) establish the capital measure called “Common Equity Tier 1” (“CET1”), (ii) specify that Tier 1 capital consist of CET1 and “Additional Tier 1 Capital” instruments meeting stated requirements, (iii) define CET1 narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital and (iv) set forth the acceptable scope of deductions/adjustments to the specified capital measures. In addition, to avoid restrictions on capital distributions, including dividend payments and stock repurchases, or discretionary bonus payments to executives, a covered banking organization must maintain a “capital conservation buffer” of 2.5 percent on top of its minimum risk-based capital requirements. This buffer must consist solely of Tier 1 Common Equity and the buffer applies to all three measurements: Common Equity Tier 1, Tier 1 capital and total capital. As a result of the Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies were required to develop a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A “qualifying community bank” that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered “well capitalized” under Prompt Corrective Action statutes. The federal banking agencies issued a final rule setting the Community Bank Leverage Ratio at 9%, effective with the quarter ended March 31, 2020. The rule also established a two-quarter As of June 30, 2022 and 2021, the Association met all capital adequacy requirements to which it is subject and was categorized as well capitalized under regulatory framework for prompt corrective action. There are no conditions or events that management believes have changed the Association’s prompt corrective action category. The Association’s actual capital amounts (in thousands) and ratios are also presented in the table.​​​​​​​ Actual Minimum Minimum to Be Amount Ratio Amount Ratio Amount Ratio As of June 30, 2022 Community Bank Leverage Ratio $ 81,143 9.78 % $ 74,703 9.00 % $ 74,703 9.00 % Tier 1 capital (to adjusted total assets) 81,143 9.78 % 33,201 4.00 % 41,502 5.00 % Tangible capital (to adjusted tangible assets) 81,143 9.78 % 12,450 1.50 % N/A N/A As of June 30, 2021 Community Bank Leverage Ratio $ 78,539 10.48 % $ 63,685 8.50 % $ 63,685 8.50 % Tier 1 capital (to adjusted total assets) 78,539 10.48 % 29,970 4.00 % 37,462 5.00 % Tangible capital (to adjusted tangible assets) 78,539 10.48 % 11,239 1.50 % N/A N/A The following is a reconciliation of the Association equity amounts included in the consolidated balance sheets to the amounts reflected for regulatory purposes: 2022 2021 Association equity $ 63,797 $ 80,472 Less net unrealized gains (losses) (17,263 ) 2,361 Less postretirement benefit plan (83 ) (428 ) Tier 1 capital 81,143 78,539 Plus allowance for loan losses subject to limit 7,052 6,599 Total risk-based capital $ 88,195 $ 85,138 The Association’s ability to pay dividends on its common stock to the Company is restricted to maintain adequate capital as shown in the previous tables. Additionally, prior regulatory approval is required for the declaration of any dividends generally in excess of the sum of net income for the calendar year and retained net income for the preceding two calendar years.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Jun. 30, 2022
Related Party Transactions [Abstract]
Related Party Transactions	Note 14: Related Party Transactions At June 30, 2022 and 2021, the Company had loans outstanding to executive officers, directors, significant members and their affiliates (related parties). Changes in loans to executive officers and directors are summarized as follows: 2022 2021 Balance, beginning of year $ 3,223 $ 3,341 New loans 279 1,700 Repayments (145 ) (1,818 ) Balance, end of year $ 3,357 $ 3,223 Deposits from related parties held by the Company at June 30, 2022 and 2021 totaled $2,502,000 and $2,176,000, respectively. In management’s opinion, such loans and other extensions of credit and deposits were made in the ordinary course of business and were made on substantially the same terms (including interest rates and collateral) as those prevailing at the time for comparable transactions with other persons. Further, in management’s opinion, these loans did not involve more than normal risk of collectability or present other unfavorable features.

Employee Benefits

Employee Benefits	12 Months Ended
	Jun. 30, 2022
Retirement Benefits [Abstract]
Employee Benefits	Note 15: Employee Benefits The Company sponsors a noncontributory postretirement health benefit plan (postretirement plan). The postretirement plan provides medical coverage benefits for former employees and their spouses upon retirement. The postretirement plan has no assets to offset the future liabilities incurred under the postretirement plan. The Company’s funding policy is to make the minimum annual contribution that is required by applicable regulations, plus such amounts as the Company may determine to be appropriate from time to time. The Company expects to contribute $146,000 to the plan in fiscal year 2023. The Company uses a June 30 measurement date for the plan. Information about the plan’s funded status and pension cost follows: 2022 2021 Change in benefit obligation Beginning of year $ 3,065 $ 3,306 Service cost 48 56 Interest cost 79 75 Actuarial gain (loss) (449 ) (268 ) Benefits paid (123 ) (104 ) End of year $ 2,620 $ 3,065 Significant balances, costs and assumptions are: Postretirement Plan 2022 2021 Benefit obligation $ 2,620 $ 3,065 Fair value of plan assets — — Funded status $ (2,620 ) $ (3,065 ) Accumulated benefit obligation $ 2,620 $ 3,065 Amounts recognized in the consolidated balance sheets: Accrued postretirement benefit obligation $ 2,620 $ 3,065 Components of net periodic benefit cost: 2022 2021 Service cost $ 48 $ 56 Interest cost 79 75 Amortization of Loss 27 60 $ 154 $ 191 Amounts recognized in accumulated other comprehensive income (loss) not yet recognized as components of net periodic benefit cost consist of: 2022 2021 Net loss $ 57 $ 532 Other significant balances and costs are: 2022 2021 Employer contribution $ 124 $ 104 Benefits paid 124 104 Benefit costs 154 191 Other changes in benefit obligations recognized in other comprehensive income are described in Note 12. The estimated net loss, prior service cost and transition obligation for the postretirement plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost of the next fiscal year are $59,000, $0, and $0, respectively. Discount rates of 4.02% and 2.65% were used for 2022 and 2021, respectively, to determine the benefit obligations, and 2.65% and 2.32%, respectively, for benefit costs. Assumed health care cost trend rates have a significant effect on the amounts reported for health care plans. A one-percentage-point One- One- Effect on total of service and interest cost components $ 5 $ (4 ) Effect on postretirement benefit obligation 32 (30 ) For measurement purposes, 9.0%, 8.5% and 8.5% annual rates of increase in the per capita cost of covered health care benefits were assumed for 2022, 2023 and 2024, respectively. The rate was assumed to decrease gradually to 5.0% by the year 2033 and remain at that level thereafter. The following postretirement plan benefit payments, which reflect expected future service, as appropriate, are expected to be paid as of June 30, 2022: 2023 $ 140,193 2024 157,981 2025 170,530 2026 189,114 2027 190,643 2028-2032 958,561 The Company has a 401(k) plan covering substantially all employees. The Company matches 25% of the first 5% of compensation that a participant defers. Employer contributions charged to expense for 2022 and 2021 were $90,000 and $88,000, respectively. The plan also includes an Employer Profit Sharing contribution which allows all eligible participants to receive at least 5% of their Plan year salary. The Company’s contributions for the plan years ended June 30, 2022 and 2021 were $676,000 and $650,000, respectively. The Company has deferred compensation agreements for directors, which provides benefits payable upon normal retirement age of 72. The present value of the estimated liability under the agreement is being accrued using a discount rate of 6 percent. The deferred compensation charged to expense totaled $278,000 and $251,000 for the years ended June 30, 2022 and 2021, respectively. The agreements’ accrued liability of $2.0 million and $1.8 million as of June 30, 2022 and 2021, respectively, is included in other liabilities in the consolidated balance sheets. The following benefit payments are expected to be paid for these agreements:​​​​​​​ 2023 $ 104 2024 137 2025 137 2026 227 2027 240 Thereafter 4,289 $ 5,134

Stock-based Compensation

Stock-based Compensation	12 Months Ended
	Jun. 30, 2022
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-based Compensation	Note 16: Stock-based Compensation In connection with the conversion to stock form, the Association established an ESOP for the exclusive benefit of eligible employees (all salaried employees who have completed at least 1,000 is expected to be repaid over a period of up to 20 years. Shares purchased with the loan proceeds are held in a suspense account for allocation among participants as the loan is repaid. Contributions to the ESOP and shares released from the suspense account are allocated among participants in proportion to their compensation, relative to total compensation of all active participants. Participants will vest 100% in their accrued benefits under the employee stock ownership plan after six two five The Company is accounting for its ESOP in accordance with ASC Topic 718, Employers Accounting for Employee Stock Ownership Plans A summary of ESOP shares at June 30, 2022 and 2021 are as follows (dollars in thousands): 2022 2021 Allocated shares 160,772 145,389 Shares committed for release 19,245 19,245 Unearned shares 173,205 192,450 Total ESOP shares 353,222 357,084 Fair value of unearned ESOP shares (1) $ 3,291 $ 4,388 (1) Based on closing price of $19.00 and $22.80 per share on June 30, 2022, and 2021, respectively. During the year ended June 30, 2022 and 2021, 3,862 and 958 ESOP shares, respectively, were paid to ESOP participants due to separation from service. The IF Bancorp, Inc. 2012 Equity Incentive Plan (the “Equity Incentive Plan”) was approved by stockholders in 2012. The purpose of the Equity Incentive Plan is to promote the long-term financial success of the Company and its Subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interests with those of the Company’s stockholders. The Equity Incentive Plan authorizes the issuance or delivery to participants of up to 673,575 shares of the Company common stock pursuant to grants of incentive and non-qualified the exercise of stock options (all of which may be granted as incentive stock options) is 481,125 and the maximum number of shares of Company stock that may be issued as restricted stock awards or restricted stock units is 192,450. On December 10, 2013, the Board of Directors approved grants of 85,500 shares of restricted stock and 167,000 in stock options to be awarded to senior officers and directors of the Association. The restricted stock will vest in equal installments over 10 years and the stock options will vest in equal installments over 7 years, both starting in December 2014. On December 10, 2015, the Board of Directors approved grants of 16,900 shares of restricted stock to be awarded to senior officers and directors of the Association. The restricted stock will vest in equal installments over 8 years, starting in December 2016. As of June 30, 2022, there were 91,800 shares of restricted stock and 314,125 stock option shares available for future grants under this plan until the plan terminates in November, 2022. The following table summarizes stock option activity for the year ended June 30, 2022 (dollars in thousands): Shares Weighted- Weighted- Aggregate Outstanding, June 30, 2021 153,143 $ 16.63 Granted — — Exercised 19,000 16.63 Forfeited — — Outstanding, June 30, 2022 134,143 $ 16.63 1.4 $ 318 (1) Exercisable, June 30, 2022 134,143 $ 16.63 1.4 $ 318 (1) (1) Based on closing price of $19.00 per share on June 30, 2022. Intrinsic value for stock options is defined as the difference between the current market value and the exercise price. There were no options granted during the year ended June 30, 2022. No stock options vested during the year ended June 30, 2022, while 22,286 stock options vested during the year ended June 30, 2021. Stock-based compensation expense and related tax benefit was considered nominal for stock options for the years ended June 30, 2022 and June 30, 2021. Compensation cost related to non-vested The following table summarizes non-vested Shares Weighted- Grant-Date Balance, June 30, 2021 30,188 $ 16.79 Granted — — Forfeited 1,750 16.63 Earned and issued 9,562 16.79 Balance, June 30, 2022 18,876 16.79 The fair value of the restricted stock awards is amortized to compensation expense over the vesting period (ten years) and is based on the market price of the Company’s common stock at the date of grant multiplied by the number of shares granted that are expected to vest. At the date of grant the par value of the shares granted was recorded in equity as a credit to common stock and a debit to paid-in non-interest non-vested paid-in

Earnings Per Common Share ("EPS

Earnings Per Common Share ("EPS")	12 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Common Share ("EPS")	Note 17: Earnings Per Share (“EPS”) Basic and diluted earnings per common share are presented for the years ended June 30, 2022 and 2021. The factors used in the earnings per common share computation follow: Year Ended Year Ended June 30, June 30, Net income $ 5,784 $ 5,347 Basic weighted average shares outstanding 3,252,707 3,240,376 Less: Average unallocated ESOP shares (182,828 ) (202,073 ) Average shares outstanding 3,069,879 3,038,303 Diluted effect of restricted stock awards and stock options 66,212 40,564 Diluted average shares outstanding 3,136,091 3,078,867 Basic earnings per common share $ 1.88 $ 1.76 Diluted earnings per common share $ 1.84 $ 1.74

Disclosures about Fair Value of

Disclosures about Fair Value of Assets	12 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Disclosures about Fair Value of Assets	Note 18: Disclosures about Fair Value of Assets Fair value is the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and 2021: Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2022: Available-for-sale US Treasury $ 3,400 $ — $ 3,400 $ — US Government and federal agency 9,121 — 9,121 — Mortgage-backed securities – GSE residential 188,185 — 188,185 — Small Business Administration 16,442 — 16,442 — State and political subdivisions 3,758 — 1,096 2,662 Mortgage servicing rights 1,463 — — 1,463 Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2021: Available-for-sale US Treasury $ 996 $ — $ 996 $ — US Government and federal agency 8,039 — 8,039 — Mortgage-backed securities – GSE residential 170,415 — 170,415 — Small Business Administration 9,190 — 9,190 — State and political subdivisions 1,251 — 1,251 — Mortgage servicing rights 1,013 — — 1,013 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the year ended June 30, 2022. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-sale Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. There were no Level 1 securities as of June 30, 2022 or 2021. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. For these investments, the inputs used by the pricing service to determine fair value may include one, or a combination of, observable inputs such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided Mortgage Servicing Rights Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. Management measures mortgage servicing rights through the completion of a proprietary model. Inputs to the model are developed by the accounting staff and are reviewed by management. The model is tested annually using baseline data to check its accuracy. Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: State and Balance, July 1, 2020 $ — Transfers into Level 3 — Transfers out of Level 3 — Total realized and unrealized gains and losses included in net income — Purchases — Sales — Settlements — Balance, June 30, 2021 — Transfers into Level 3 1,110 Transfers out of Level 3 — Total realized and unrealized gains and losses included in net income — Purchases 1,552 Sales — Settlements — Balance, June 30, 2022 $ 2,662 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ — Mortgage Balance, July 1, 2020 $ 715 Total realized and unrealized gains and losses included in net income 164 Servicing rights that result from asset transfers 433 Payments received and loans refinanced (299 ) Balance, June 30, 2021 1,013 Total realized and unrealized gains and losses included in net income 426 Servicing rights that result from asset transfers 287 Payments received and loans refinanced (263 ) Balance, June 30, 2022 $ 1,463 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ 426 Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as noninterest income. Nonrecurring Measurements The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and 2021: Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2022: Foreclosed assets $ — $ — $ — $ — June 30, 2021: Foreclosed assets $ 191 $ — $ — $ 191 The following table presents (losses)/recoveries recognized on assets measured on a non-recurring 2022 2021 Foreclosed and repossessed assets held for sale $ — $ (9 ) Following is a description of the valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Foreclosed assets Foreclosed assets are carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of foreclosed assets are based on appraisals or evaluations and are classified within Level 3 of the fair value hierarchy. Appraisals of foreclosed assets are obtained when the real estate is acquired and subsequently as deemed necessary by management. Appraisals are reviewed for accuracy and consistency and are selected from the list of approved appraisers maintained by management. Unobservable (Level 3) Inputs The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements. Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 1,463 Discounted cash flow Discount rate 9.5% (9.5%) Constant prepayment rate 6.0% - 6.7% (6.7%) Probability of default 0.10% – 0.14% (0.12%) State and political subdivision $ 2,662 Discounted cash flow Maturity/Call Date 1 month – 10 years Weighted average coupon 2.97% - 3.08% (3.03%) Marketability yield adjustment 1.0% - 2.0% (1.6%) Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 1,013 Discounted cash flow Discount rate 9.5% – 11.5% (9.5%) Constant prepayment rate 9.8% – 14.4% (11.9%) Probability of default 0.00% – 0.14% (0.12%) Foreclosed assets 191 Market comparable properties Comparability adjustments (%) 11.6% (11.6%) Fair Value of Financial Instruments The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and 2021. Fair Value Carrying Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2022: Financial assets Cash and cash equivalents $ 75,811 $ 75,811 $ — $ — Interest-bearing time deposits in banks 1,500 1,500 — — Loans, net of allowance for loan losses 518,931 — — 512,643 Federal Home Loan Bank stock 3,142 — 3,142 — Accrued interest receivable 2,023 — 2,023 — Financial liabilities Deposits 752,020 — 501,544 250,650 Repurchase agreements 9,244 — 9,244 — Federal Home Loan Bank advances 15,000 — 14,903 — Lines of credit — — — — Advances from borrowers for taxes and insurance 503 — 503 — Accrued interest payable 176 — 176 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — Fair Value Carrying Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2021: Financial assets Cash and cash equivalents $ 62,735 $ 62,735 $ — $ — Interest-bearing time deposits in banks 2,250 2,250 — — Loans, net of allowance for loan losses 513,371 — — 515,515 Federal Home Loan Bank stock 4,198 — 4,198 — Accrued interest receivable 1,897 — 1,897 — Financial liabilities Deposits 667,632 — 405,664 262,603 Repurchase agreements 6,245 — 6,245 — Federal Home Loan Bank advances 25,000 — 25,673 — Lines of credit 3,000 — 3,000 — Advances from borrowers for taxes and insurance 928 — 928 — Accrued interest payable 199 — 199 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — In accordance with the Company’s adoption of ASU 2016-01

Significant Estimates and Conce

Significant Estimates and Concentrations	12 Months Ended
	Jun. 30, 2022
Text Block [Abstract]
Significant Estimates and Concentrations	Note 19: Significant Estimates and Concentrations Accounting principles generally accepted in the United States of America require disclosure of certain significant estimates and current vulnerabilities due to certain concentrations. Estimates related to the allowance for loan losses are reflected in the footnote regarding loans. Current vulnerabilities due to certain concentrations of credit risk are discussed in the footnote on commitments and credit risk. Postretirement Benefit Obligations The Company has a postretirement health care plan whereby it agrees to provide certain postretirement benefits to eligible employees. The benefit obligation is the actuarial present value of all benefits attributed to service rendered prior to the valuation date based on the projected unit credit cost method. It is reasonably possible that events could occur that would change the estimated amount of this liability materially in the near term. Investments The Company invests in various investment securities. Investment securities are exposed to various risks such as interest rate, market and credit risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and that such changes could materially affect the amounts reported in the accompanying consolidated balance sheets .

Commitments and Credit Risk

Commitments and Credit Risk	12 Months Ended
	Jun. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments and Credit Risk	Note 20: Commitments and Credit Risk The Company generates commercial, mortgage and consumer loans and receives deposits from customers located in the Illinois counties of Vermilion, Iroquois, Champaign, and Kankakee, as well as adjacent counties in Illinois and Indiana within 30 miles of a branch or loan production office. The Company generates commercial, mortgage and consumer loans from its location in Osage Beach, Missouri. The Company’s loans are generally secured by specific items of collateral including real property and consumer assets. Although the Company has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent upon economic conditions in the Company’s various locations. Commitments to Originate Loans Commitments to originate loans are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case At June 30, 2022 and 2021, the Company had outstanding commitments to originate loans aggregating approximately $28,024,000 and $19,137,000, respectively. The commitments extended over varying periods of time with the majority being disbursed within a one-year Lines of Credit Lines of credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a case-by-case Management uses the same credit policies in granting lines of credit as it does for on-balance-sheet At June 30, 2022, the Company had granted unused lines of credit to borrowers aggregating approximately $116,284,000 and $11,468,000 for commercial lines and open-end open-end Other Credit Risks At June 30, 2022 and 2021, the interest-bearing demand deposits on the consolidated balance sheets represent amounts on deposit with one financial institution, the Federal Home Loan Bank of Chicago.

Condensed Financial Information

Condensed Financial Information (Parent Company Only)	12 Months Ended
	Jun. 30, 2022
Condensed Financial Information Disclosure [Abstract]
Condensed Financial Information (Parent Company Only)	Note 21: Condensed Financial Information (Parent Company Only) Presented below is condensed financial information as to financial position, results of operations and cash flows of the Company as of and for the years ended June 30, 2022 and 2021: Condensed Balance Sheets June 30, June 30, 2022 2021 Assets Cash and due from banks $ 5,890 $ 5,679 Investment in common stock of subsidiary 63,797 80,472 ESOP loan 2,083 2,279 Total assets $ 71,770 $ 88,430 Liabilities Line of credit $ — $ 3,000 Interest payable 21 19 Other liabilities 91 107 Total liabilities 112 3,126 Stockholders’ Equity 71,658 85,304 Total liabilities and stockholders’ equity $ 71,770 $ 88,430 Condensed Statements of Income and Comprehensive Income (Loss) Year Ending Year Ending 2022 2021 Income Interest on ESOP loan $ 72 $ 78 Deposits with financial institutions — — Total income 72 78 Expense Interest on line of credit 78 76 Other expenses 207 181 Total expense 285 257 Loss Before Income Tax and Equity in Undistributed Income of Subsidiary (213 ) (179 ) Benefit for Income Taxes (61 ) (51 ) Loss Before Equity in Undistributed Loss of Subsidiary (152 ) (128 ) Equity in Undistributed Income of Subsidiary 5,936 5,475 Net Income $ 5,784 $ 5,347 Comprehensive Income (Loss) $ (13,495 ) $ 3,077 Condensed Statements of Cash Flows Year Year 2022 2021 Cash flows from operating activities Net income $ 5,784 $ 5,347 Items not requiring (providing) cash Net change accrued interest payable 2 (12 ) Net change in other liabilities (16 ) 10 Earnings from subsidiary (5,936 ) (5,475 ) Net cash used in operating activities (166 ) (130 ) Cash flows from financing activities Proceeds from exercise of stock options 315 — Dividends paid (1,134 ) (973 ) Dividends received 4,000 4,000 Loan for ESOP 196 190 Repayment of line of credit (3,000 ) — Net cash provided by financing activities 377 3,217 Net Change in Cash and Cash Equivalents 211 3,087 Cash and Cash Equivalents at Beginning of Year 5,679 2,592 Cash and Cash Equivalents at End of Year $ 5,890 $ 5,679

Nature of Operations and Summ_2

Nature of Operations and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Jun. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations	Nature of Operations IF Bancorp, Inc., (“IF Bancorp” or the “Company”) is a Maryland corporation whose principal activity is the ownership and management of its wholly-owned subsidiary, Iroquois Federal Savings and Loan Association (“Iroquois Federal” or the “Association”). The Association provides a full range of banking and financial services to individual and corporate customers from our seven
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of the Company, the Association and Association’s wholly owned subsidiary, L.C.I. All significant intercompany accounts and transactions have been eliminated in consolidation.
Operating Segment	Operating Segment The Company provides community banking services, including such products and services as loans, certificates of deposits, savings accounts, and mortgage originations. These activities are reported as a single operating segment. The Company does not derive revenues from, or have assets located in, foreign countries, nor does it derive revenues from any single customer that represents 10% or more of the Company’s total revenues.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, fair value measurements of investment securities, loan servicing rights and income taxes.
Interest-bearing Time Deposits in Banks	Interest-bearing Time Deposits in Banks Interest-bearing time deposits in banks mature within three years and are carried at cost.
Cash Equivalents	Cash Equivalents The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At June 30, 2022 and 2021, cash equivalents consisted primarily of noninterest bearing deposits and interest bearing demand deposits. At June 30, 2022, the Company’s cash accounts exceeded federally insured limits by approximately $3,017,000. The Company had approximately $67,200,000 at the Federal Reserve and Federal Home Loan Banks, which are government-affiliated entities not insured by the FDIC.
Securities	Securities Securities are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive loss. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method.
Loans Held for Sale	Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to noninterest income. Gains and losses on loan sales are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, and any unamortized deferred fees or costs on originated loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and amortized as a level yield adjustment over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows or the collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified charge-off A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case loan-by-loan Groups of loans with similar characteristics, including individually evaluated loans not determined to be impaired, are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.
Premises and Equipment	Premises and Equipment Land is carried at cost. Depreciable assets are stated at cost less accumulated depreciation. Depreciation is charged to expense using the straight-line method over the estimated useful lives of the assets. The estimated useful lives for each major depreciable classification of premises and equipment are as follows: Buildings and improvements 35-40 years Furniture and equipment 3-5
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula, carried at cost and evaluated for impairment.
Foreclosed Assets Held for Sale	Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net income or expense from foreclosed assets.
Long-Lived Asset Impairment	Long-Lived Asset Impairment The Company evaluates the recoverability of the carrying value of long-lived assets whenever events or circumstances indicate the carrying amount may not be recoverable. If a long-lived asset is tested for recoverability and the undiscounted estimated future cash flows expected to result from the use and eventual disposition of the asset are less than the carrying amount of the asset, the asset cost is adjusted to fair value and an impairment loss is recognized as the amount by which the carrying amount of a long-lived asset exceeds its fair value. No asset impairment was recognized during the years ended June 30, 2022 and 2021.
Bank-owned Life Insurance	Bank-owned Life Insurance Bank-owned life insurance policies are reflected on the consolidated balance sheets at the estimated cash surrender value. Changes in the cash surrender value are reflected in noninterest income in the consolidated statements of income.
Fee Income	Fee Income Loan origination fees, net of direct origination costs, are recognized as income using the level-yield method over the contractual life of the loans.
Revenue Recognition	Revenue Recognition Accounting Standards Codification (“ASC”) 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows: Customer Service Fees—The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied. Insurance Commissions—The Company’s insurance agency, Iroquois Insurance Agency, receives commissions on premiums of new and renewed business policies. Iroquois Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, Iroquois Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation. Brokerage Commissions—The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded. Other—The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied.
Mortgage Servicing Rights	Mortgage Servicing Rights Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets. Under the servicing assets and liabilities accounting guidance (ASC 860-50), Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to noninterest income. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The change in fair value of mortgage servicing rights is netted against loan servicing fee income.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company – put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.
Income Taxes	Income Taxes The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes paid Tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not more-likely-than-not The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiary.
Earnings Per Share	Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each year. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options and restricted stock awards and are determined using the treasury stock method.
Comprehensive Income	Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and other comprehensive loss, net of applicable income taxes. Other comprehensive loss includes unrealized depreciation on available-for-sale
Stock-based Compensation Plans	Stock-based Compensation Plans At June 30, 2022 and 2021, the Company has stock-based compensation plans (stock options and restricted stock) which are described more fully in Note 16.
COVID-19	COVID-19 The Company is subject to risks and uncertainties as a result of the COVID-19 COVID-19; COVID-19 COVID-19
Liabilities	Recent and Future Accounting Requirements In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments available-for-sale 2016-13, 2016-13 credit

Nature of Operations and Summ_3

Nature of Operations and Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Jun. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Estimated Useful Lives of Premises and Equipment	The estimated useful lives for each major depreciable classification of premises and equipment are as follows: Buildings and improvements 35-40 years Furniture and equipment 3-5

Securities (Tables)

Securities (Tables)	12 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities	The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities are as follows: Amortized Gross Gross Fair Value Available-for-sale June 30, 2022: U.S. Treasury $ 3,483 $ — $ (83 ) $ 3,400 U.S. Government and federal agency and Government sponsored enterprises (GSEs) 9,488 — (367 ) 9,121 Mortgage-backed: GSE residential 210,367 47 (22,229 ) 188,185 Small Business Administration 17,960 3 (1,521 ) 16,442 State and political subdivisions 3,754 4 — 3,758 $ 245,052 $ 54 $ (24,200 ) $ 220,906 June 30, 2021: U.S. Treasury $ 990 $ 6 $ — $ 996 U.S. Government and federal agency and Government sponsored enterprises (GSEs) 7,522 517 — 8,039 Mortgage-backed: GSE residential 167,711 4,011 (1,307 ) 170,415 Small Business Administration 9,115 105 (30 ) 9,190 State and political subdivisions 1,251 — — 1,251 $ 186,589 $ 4,639 $ (1,337 ) $ 189,891
Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity	The amortized cost and fair value of available-for-sale Amortized Fair Value Within one year $ 1,999 $ 1,977 One to five years 9,274 9,069 Five to ten years 10,598 10,044 After ten years 12,814 11,631 34,685 32,721 Mortgage-backed securities 210,367 188,185 Totals $ 245,052 $ 220,906
Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses	The following table shows the Company’s gross unrealized investment losses and the fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2022 and 2021: Less Than 12 Months 12 Months or More Total Description of Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized June 30, 2022: U.S. Treasury $ 3,400 $ (83 ) $ — $ — $ 3,400 $ (83 ) U.S. Government and federal agency and Government sponsored enterprises (GSEs) 9,121 (367 ) — — 9,121 (367 ) Mortgage-backed: GSE residential 144,042 (15,267 ) 37,587 (6,962 ) 181,629 (22,229 ) Small Business Administration 12,955 (1,160 ) 2,028 (361 ) 14,983 (1,521 ) Total temporarily impaired securities $ 169,518 $ (16,877 ) $ 39,615 $ (7,323 ) $ 209,133 $ (24,200 ) June 30, 2021: Mortgage-backed: GSE residential $ 75,002 (1,259 ) 4,160 (48 ) 79,162 (1,307 ) Small Business Administration 5,956 (30 ) — — 5,956 (30 ) Total temporarily impaired securities $ 80,958 $ (1,289 ) $ 4,160 $ (48 ) $ 85,118 $ (1,337 )

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Jun. 30, 2022
Categories of Loans	Classes of loans at June 30, include: 2022 2021 Real estate loans One- $ 132,474 $ 117,435 Multi-family 88,247 104,433 Commercial 167,375 155,884 Home equity lines of credit 6,987 6,688 Construction 41,254 25,345 Commercial 80,418 103,088 Consumer 8,981 7,653 525,736 520,526 Less Unearned fees and discounts, net (247 ) 556 Allowance for loan losses 7,052 6,599 Loans, net $ 518,931 $ 513,371
Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2022 and 2021: 2022 Real Estate Loans One- to four- Multi-family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 967 $ 1,674 $ 1,831 $ 67 Provision charged to expense 100 (299 ) 154 3 Losses charged off (40 ) — — — Recoveries 1 — — — Balance, end of period $ 1,028 $ 1,375 $ 1,985 $ 70 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,028 $ 1,375 $ 1,985 $ 70 Loans: Ending balance $ 132,474 $ 88,247 $ 167,375 $ 6,987 Ending balance: individually evaluated for impairment $ 1,350 $ — $ — $ — Ending balance: collectively evaluated for impairment $ 131,124 $ 88,247 $ 167,375 $ 6,987 2022 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 258 $ 1,740 $ 62 $ 6,599 Provision charged to expense 231 265 38 492 Losses charged off — — (27 ) (67 ) Recoveries — 20 7 28 Balance, end of year $ 489 $ 2,025 $ 80 $ 7,052 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 489 $ 2,025 $ 80 $ 7,052 Loans: Ending balance $ 41,254 $ 80,418 $ 8,981 $ 525,736 Ending balance: individually evaluated for impairment $ — $ 35 $ — $ 1,385 Ending balance: collectively evaluated for impairment $ 41,254 $ 80,383 $ 8,981 $ 524,351 2021 Real Estate Loans One- Multi-family Commercial Home Equity Allowance for loan losses: Balance, beginning of year $ 1,044 $ 1,514 $ 1,706 $ 87 Provision charged to expense (64 ) 160 125 (20 ) Losses charged off (15 ) — — — Recoveries 2 — — — Balance, end of period $ 967 $ 1,674 $ 1,831 $ 67 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 967 $ 1,674 $ 1,831 $ 67 Loans: Ending balance $ 117,435 $ 104,433 $ 155,884 $ 6,688 Ending balance: individually evaluated for impairment $ 1,252 $ — $ — $ — Ending balance: collectively evaluated for impairment $ 116,183 $ 104,433 $ 155,884 $ 6,688 2021 (Continued) Construction Commercial Consumer Total Allowance for loan losses: Balance, beginning of year $ 240 $ 1,583 $ 60 $ 6,234 Provision charged to expense 18 611 14 844 Losses charged off — (473 ) (25 ) (513 ) Recoveries — 19 13 34 Balance, end of year $ 258 $ 1,740 $ 62 $ 6,599 Ending balance: individually evaluated for impairment $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 258 $ 1,740 $ 62 $ 6,599 Loans: Ending balance $ 25,345 $ 103,088 $ 7,653 $ 520,526 Ending balance: individually evaluated for impairment $ — $ 46 $ — $ 1,298 Ending balance: collectively evaluated for impairment $ 25,345 $ 103,042 $ 7,653 $ 519,228
Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity	The following tables present the credit risk profile of the Company’s loan portfolio, as of June 30, 2022 and 2021, based on rating category and payment activity: Real Estate Loans June 30, 2022 One- Multi-family Commercial Home Equity Construction Pass $ 130,950 $ 87,993 $ 164,424 $ 6,987 $ 41,254 Watch — — — — — Substandard 1,524 254 2,951 — — Doubtful — — — — — Loss — — — — — Total $ 132,474 $ 88,247 $ 167,375 $ 6,987 $ 41,254 June 30, 2022, (Continued) Commercial Consumer Total Pass $ 73,226 $ 8,970 $ 513,804 Watch — — — Substandard 7,192 11 11,932 Doubtful — — — Loss — — — Total $ 80,418 $ 8,981 $ 525,736 Real Estate Loans June 30, 2021 One- Multi- Commercial Home Equity Construction Pass $ 116,980 $ 104,170 $ 154,833 $ 6,688 $ 25,345 Watch — — 954 — — Substandard 455 263 97 — — Doubtful — — — — — Loss — — — — — Total $ 117,435 $ 104,433 $ 155,884 $ 6,688 $ 25,345 June 30, 2021, (Continued) Commercial Consumer Total Pass $ 97,078 $ 7,652 $ 512,746 Watch 5,964 1 6,919 Substandard 46 — 861 Doubtful — — — Loss — — — Total $ 103,088 $ 7,653 $ 520,526
Association's Loan Portfolio Aging Analysis	The following tables present the Company’s loan portfolio aging analysis as of June 30, 2022 and 2021: 30-59 Days 60-89 Days Past Due Greater Than Total Past Due Current Total Loans Total Loans > June 30, 2022 Real estate loans: One- $ 374 $ 144 $ 1,174 $ 1,692 $ 130,782 $ 132,474 $ 47 Multi-family — — — — 88,247 88,247 — Commercial — — — — 167,375 167,375 — Home equity lines of credit — — — — 6,987 6,987 — Construction — — — — 41,254 41,254 — Commercial — — — — 80,418 80,418 — Consumer 78 21 — 99 8,882 8,981 — Total $ 452 $ 165 $ 1,174 $ 1,791 $ 523,945 $ 525,736 $ 47 June 30, 2021 Real estate loans: One- $ 320 $ 52 $ 152 $ 524 $ 116,911 $ 117,435 $ 118 Multi-family — — — — 104,433 104,433 — Commercial 86 — — 86 155,798 155,884 — Home equity lines of credit 55 — — 55 6,633 6,688 — Construction — — — — 25,345 25,345 — Commercial 9 — — 9 103,079 103,088 — Consumer 6 — — 6 7,647 7,653 — Total $ 476 $ 52 $ 152 $ 680 $ 519,846 $ 520,526 $ 118
Summary of Impaired Loans	The following tables present impaired loans for year ended June 30, 2022 and 2021: June 30, 2022 Recorded Unpaid Specific Average Interest Interest on Loans without a specific allowance: Real estate loans: One- $ 1,350 $ 1,350 $ — $ 1,361 $ 15 $ 13 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial 35 35 — 40 4 4 Consumer — — — — — — Loans with a specific allowance: Real estate loans: One- $ — $ — $ — $ — $ — $ — Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer — — — — — — Total: Real estate loans: One- $ 1,350 $ 1,350 $ — $ 1,361 $ 15 $ 13 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial 35 35 — 40 4 4 Consumer — — — — — — Total $ 1,385 $ 1,385 $ — $ 1,401 $ 19 $ 17 June 30, 2021 Recorded Unpaid Specific Average Interest Interest on Loans without a specific allowance: Real estate loans: One- $ 1,252 $ 1,252 $ — $ 1,271 $ 67 $ 50 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial 46 46 — 265 19 23 Consumer — — — — — — Loans with a specific allowance: Real estate loans: One- $ — $ — $ — $ — $ — $ — Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial — — — — — — Consumer — — — — — — Total: Real estate loans: One- $ 1,252 $ 1,252 $ — $ 1,271 $ 67 $ 50 Multi-family — — — — — — Commercial — — — — — — Home equity lines of credit — — — — — — Construction — — — — — — Commercial 46 46 — 265 19 23 Consumer — — — — — — Total $ 1,298 $ 1,298 $ — $ 1,536 $ 86 $ 73
Loans Modified as Troubled Debt Restructurings	The following table presents the Company’s nonaccrual loans at June 30, 2022 and 2021: 2022 2021 Real estate loans One- $ 1,127 $ 34 Multi-family — — Commercial — — Home equity lines of credit — — Construction — — Commercial — — Consumer — — Total $ 1,127 $ 34
Nonaccrual 1 [Member]
Nonaccrual Loans	The following table presents the Company’s nonaccrual loans at June 30, 2022 and 2021: 2022 2021 Real estate loans One- $ 1,127 $ 34 Multi-family — — Commercial — — Home equity lines of credit — — Construction — — Commercial — — Consumer — — Total $ 1,127 $ 34
Nonaccrual 2 [Member]
Nonaccrual Loans	The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2022 and 2021. All were performing according to the terms of the restructuring as of June 30, 2022, and with the exception of a single one- June 30, 2022 June 30, 2021 Real estate loans One- $ 962 $ 1,218 Multi-family — — Commercial — — Home equity lines of credit — — Total real estate loans 962 1,218 Construction — — Commercial 36 46 Consumer — — Total $ 998 $ 1,264

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Jun. 30, 2022
Property, Plant and Equipment [Abstract]
Major Classifications of Premises and Equipment, Stated at Cost	Major classifications of premises and equipment, stated at cost, are as follows: 2022 2021 Land $ 2,028 $ 2,028 Buildings and improvements 11,518 11,358 Furniture and equipment 4,663 5,102 18,209 18,488 Less accumulated depreciation 8,704 8,695 Net premises and equipment $ 9,505 $ 9,793

Loan Servicing (Tables)

Loan Servicing (Tables)	12 Months Ended
	Jun. 30, 2022
Transfers and Servicing [Abstract]
Activity in Mortgage Servicing Rights Measured Using Fair Value Method	The following summarizes the activity in mortgage servicing rights measured using the fair value method: 2022 2021 Fair value, beginning of period $ 1,013 $ 715 Additions: Servicing assets resulting from asset transfers 287 433 Subtractions: Payments received and loans refinanced (263 ) (299 ) Changes in fair value, due to changes in valuation inputs or assumptions 426 164 Fair value, end of period $ 1,463 $ 1,013

Interest-Bearing Deposits (Tabl

Interest-Bearing Deposits (Tables)	12 Months Ended
	Jun. 30, 2022
Federal Home Loan Banks [Abstract]
Interest Expense by Deposit Type	The following table represents interest expense by deposit type: 2022 2021 Savings, NOW, and Money Market $ 788 $ 742 Certificates of deposit 1,255 2,880 Brokered certificates of deposit 25 71 Total deposit interest expense $ 2,068 $ 3,693
Scheduled Maturities of Time Deposits Including Brokered Time Deposits	At June 30, 2022, the scheduled maturities of time deposits; including brokered time deposits, are as follows: 2023 $ 218,693 2024 19,086 2025 4,502 2026 5,998 2027 and thereafter 2,197 $ 250,476

Federal Home Loan Bank Advanc_2

Federal Home Loan Bank Advances (Tables)	12 Months Ended
	Jun. 30, 2022
Federal Home Loan Banks [Abstract]
Aggregate Annual Maturities of Federal Home Loan Bank Advances	Aggregate annual maturities of Federal Home Loan Bank advances at June 30, 2022, are: 2023 $ 5,000 2024 10,000 2025 — 2026 — 2027 — Thereafter — $ 15,000

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Jun. 30, 2022
Income Tax Disclosure [Abstract]
Components of the Provision for Income Taxes	The provision for income taxes includes these components: 2022 2021 Taxes currently payable $ 1,825 $ 2,196 Deferred income taxes 218 (162 ) Income tax expense $ 2,043 $ 2,034
Reconciliation of Income Tax Expense at the Statutory Rate	A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: 2022 2021 Computed at the statutory rate of 21.0% $ 1,644 $ 1,550 Increase (decrease) resulting from Tax exempt interest (11 ) (8 ) Cash surrender value of life insurance (102 ) (87 ) State income taxes 570 540 Other (58 ) 39 Actual tax expense $ 2,043 $ 2,034 Tax rate as a percentage of pre-tax 26.1 % 27.6 %
Temporary Differences Related to Deferred Taxes	The tax effects of temporary differences related to deferred taxes shown on the consolidated balance sheets were: 2022 2021 Deferred tax assets Allowance for loan losses $ 2,007 $ 1,880 Accrued retirement liability 714 703 Deferred compensation 557 508 Deferred loan fees 115 336 Postretirement health plan 33 170 Unrealized losses on available-for-sale 6,883 — Accrued vacation 53 61 MPF recourse liability 50 121 Deferred revenue Mastercard 16 19 Stock options—Directors 54 54 Restricted stock — — Accrued professional services 18 23 Other 22 — 10,522 3,875 Deferred tax liabilities Depreciation (682 ) (687 ) Mortgage servicing rights (417 ) (289 ) Deferred loan expense (185 ) (177 ) Unrealized gains on available-for-sale — (941 ) Restricted stock (32 ) (8 ) Prepaid expenses (40 ) (76 )_ (1,356 ) (2,178 ) Net deferred tax asset $ 9,166 $ 1,697

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Jun. 30, 2022
Equity [Abstract]
Components of Accumulated Other Comprehensive Income (Loss)	The following tables present changes in accumulated other comprehensive income (loss), by component, net of tax, for the years ended June 30, 2022 and 2021: Unrealized Available-for- Sale Defined Total June 30, 2022: Beginning balance $ 2,361 $ (428 ) $ 1,933 Other comprehensive income before reclassification (19,821 ) — (19,821 ) Amounts reclassified from accumulated other comprehensive income 197 — 197 Net current period other comprehensive income — 345 345 Ending balance $ (17,263 ) $ (83 ) $ (17,346 ) June 30, 2021: Beginning balance $ 4,865 $ (662 ) $ 4,203 Other comprehensive income before reclassification (2,276 ) — (2,276 ) Amounts reclassified from accumulated other comprehensive income (228 ) — (228 ) Net current period other comprehensive income — 234 234 Ending balance $ 2,361 $ (428 ) $ 1,933

Changes in Accumulated Other _2

Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component (Tables)	12 Months Ended
	Jun. 30, 2022
Text Block [Abstract]
Amounts Reclassified from Accumulated Other Comprehensive Income	Amounts reclassified from AOCI and the affected line items in the statements of income during the years ended June 30, 2022 and 2021, were as follows: Amounts 2022 2021 Affected Line Item in the Condensed Statements of Income Realized gains (losses) on available-for-sale $ (275 ) $ 320 Net realized gains (losses) on sale of available-for-sale Amortization of defined benefit pension items: Actuarial losses 482 328 Components are included in computation of net periodic pension cost Total reclassified amount before tax 207 648 Tax expense 59 186 Provision for Income Tax Total reclassification out of AOCI $ 148 $ 462 Net Income

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Jun. 30, 2022
Federal Home Loan Banks [Abstract]
Association's Actual Capital Amounts and Ratios	The Association’s actual capital amounts (in thousands) and ratios are also presented in the table. Actual Minimum Minimum to Be Amount Ratio Amount Ratio Amount Ratio As of June 30, 2022 Community Bank Leverage Ratio $ 81,143 9.78 % $ 74,703 9.00 % $ 74,703 9.00 % Tier 1 capital (to adjusted total assets) 81,143 9.78 % 33,201 4.00 % 41,502 5.00 % Tangible capital (to adjusted tangible assets) 81,143 9.78 % 12,450 1.50 % N/A N/A As of June 30, 2021 Community Bank Leverage Ratio $ 78,539 10.48 % $ 63,685 8.50 % $ 63,685 8.50 % Tier 1 capital (to adjusted total assets) 78,539 10.48 % 29,970 4.00 % 37,462 5.00 % Tangible capital (to adjusted tangible assets) 78,539 10.48 % 11,239 1.50 % N/A N/A
Reconciliation of Association Equity Amounts	The following is a reconciliation of the Association equity amounts included in the consolidated balance sheets to the amounts reflected for regulatory purposes: 2022 2021 Association equity $ 63,797 $ 80,472 Less net unrealized gains (losses) (17,263 ) 2,361 Less postretirement benefit plan (83 ) (428 ) Tier 1 capital 81,143 78,539 Plus allowance for loan losses subject to limit 7,052 6,599 Total risk-based capital $ 88,195 $ 85,138

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Jun. 30, 2022
Related Party Transactions [Abstract]
Changes in Loans Outstanding	Changes in loans to executive officers and directors are summarized as follows: 2022 2021 Balance, beginning of year $ 3,223 $ 3,341 New loans 279 1,700 Repayments (145 ) (1,818 ) Balance, end of year $ 3,357 $ 3,223

Employee Benefits (Tables)

Employee Benefits (Tables)	12 Months Ended
	Jun. 30, 2022
Retirement Benefits [Abstract]
Plan's Funded Status and Pension Cost	The Company uses a June 30 measurement date for the plan. Information about the plan’s funded status and pension cost follows: 2022 2021 Change in benefit obligation Beginning of year $ 3,065 $ 3,306 Service cost 48 56 Interest cost 79 75 Actuarial gain (loss) (449 ) (268 ) Benefits paid (123 ) (104 ) End of year $ 2,620 $ 3,065
Significant Balances, Costs and Assumptions	Significant balances, costs and assumptions are: Postretirement Plan 2022 2021 Benefit obligation $ 2,620 $ 3,065 Fair value of plan assets — — Funded status $ (2,620 ) $ (3,065 ) Accumulated benefit obligation $ 2,620 $ 3,065
Summary of Accrued postretirement benefit obligations recognized in Balance sheet	Amounts recognized in the consolidated balance sheets: Accrued postretirement benefit obligation $ 2,620 $ 3,065
Net Periodic Benefit Cost	Components of net periodic benefit cost: 2022 2021 Service cost $ 48 $ 56 Interest cost 79 75 Amortization of Loss 27 60 $ 154 $ 191
Accumulated Other Comprehensive Income (Loss) Not Yet Recognized	Amounts recognized in accumulated other comprehensive income (loss) not yet recognized as components of net periodic benefit cost consist of: 2022 2021 Net loss $ 57 $ 532
Other Significant Balances and Costs	Other significant balances and costs are: 2022 2021 Employer contribution $ 124 $ 104 Benefits paid 124 104 Benefit costs 154 191
One-percentage-Point Change in Assumed Health Care Cost Trend Rates	One- One- Effect on total of service and interest cost components $ 5 $ (4 ) Effect on postretirement benefit obligation 32 (30 )
Postretirement Plan Benefit Payments Expected Future Service	The following postretirement plan benefit payments, which reflect expected future service, as appropriate, are expected to be paid as of June 30, 2022: 2023 $ 140,193 2024 157,981 2025 170,530 2026 189,114 2027 190,643 2028-2032 958,561
Benefit Payments Expected to be Paid for Agreements	The following benefit payments are expected to be paid for these agreements: 2023 $ 104 2024 137 2025 137 2026 227 2027 240 Thereafter 4,289 $ 5,134

Stock-based Compensation (Table

Stock-based Compensation (Tables)	12 Months Ended
	Jun. 30, 2022
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary of ESOP Shares	A summary of ESOP shares at June 30, 2022 and 2021 are as follows (dollars in thousands): 2022 2021 Allocated shares 160,772 145,389 Shares committed for release 19,245 19,245 Unearned shares 173,205 192,450 Total ESOP shares 353,222 357,084 Fair value of unearned ESOP shares (1) $ 3,291 $ 4,388 (1) Based on closing price of $19.00 and $22.80 per share on June 30, 2022, and 2021, respectively.
Summary of Stock Option Activity	The following table summarizes stock option activity for the year ended June 30, 2022 (dollars in thousands): Shares Weighted- Weighted- Aggregate Outstanding, June 30, 2021 153,143 $ 16.63 Granted — — Exercised 19,000 16.63 Forfeited — — Outstanding, June 30, 2022 134,143 $ 16.63 1.4 $ 318 (1) Exercisable, June 30, 2022 134,143 $ 16.63 1.4 $ 318 (1) (1) Based on closing price of $19.00 per share on June 30, 2022.
Summary of Non-vested Restricted Stock Activity	The following table summarizes non-vested Shares Weighted- Grant-Date Balance, June 30, 2021 30,188 $ 16.79 Granted — — Forfeited 1,750 16.63 Earned and issued 9,562 16.79 Balance, June 30, 2022 18,876 16.79

Earnings Per Common Share ("E_2

Earnings Per Common Share ("EPS") (Tables)	12 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Factors Used in Earnings Per Common Share Computation	Basic and diluted earnings per common share are presented for the years ended June 30, 2022 and 2021. The factors used in the earnings per common share computation follow: Year Ended Year Ended June 30, June 30, Net income $ 5,784 $ 5,347 Basic weighted average shares outstanding 3,252,707 3,240,376 Less: Average unallocated ESOP shares (182,828 ) (202,073 ) Average shares outstanding 3,069,879 3,038,303 Diluted effect of restricted stock awards and stock options 66,212 40,564 Diluted average shares outstanding 3,136,091 3,078,867 Basic earnings per common share $ 1.88 $ 1.76 Diluted earnings per common share $ 1.84 $ 1.74

Disclosures about Fair Value _2

Disclosures about Fair Value of Assets (Tables)	12 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements of Assets Recognized on Recurring Basis	The following table presents the fair value measurements of assets recognized in the accompanying consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and 2021: Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2022: Available-for-sale US Treasury $ 3,400 $ — $ 3,400 $ — US Government and federal agency 9,121 — 9,121 — Mortgage-backed securities – GSE residential 188,185 — 188,185 — Small Business Administration 16,442 — 16,442 — State and political subdivisions 3,758 — 1,096 2,662 Mortgage servicing rights 1,463 — — 1,463 Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2021: Available-for-sale US Treasury $ 996 $ — $ 996 $ — US Government and federal agency 8,039 — 8,039 — Mortgage-backed securities – GSE residential 170,415 — 170,415 — Small Business Administration 9,190 — 9,190 — State and political subdivisions 1,251 — 1,251 — Mortgage servicing rights 1,013 — — 1,013
Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet	The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: State and Balance, July 1, 2020 $ — Transfers into Level 3 — Transfers out of Level 3 — Total realized and unrealized gains and losses included in net income — Purchases — Sales — Settlements — Balance, June 30, 2021 — Transfers into Level 3 1,110 Transfers out of Level 3 — Total realized and unrealized gains and losses included in net income — Purchases 1,552 Sales — Settlements — Balance, June 30, 2022 $ 2,662 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ — Mortgage Balance, July 1, 2020 $ 715 Total realized and unrealized gains and losses included in net income 164 Servicing rights that result from asset transfers 433 Payments received and loans refinanced (299 ) Balance, June 30, 2021 1,013 Total realized and unrealized gains and losses included in net income 426 Servicing rights that result from asset transfers 287 Payments received and loans refinanced (263 ) Balance, June 30, 2022 $ 1,463 Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ 426
Fair Value Measurement of Assets Recognized on Nonrecurring Basis	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and 2021: Fair Value Measurements Using Fair Value Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2022: Foreclosed assets $ — $ — $ — $ — June 30, 2021: Foreclosed assets $ 191 $ — $ — $ 191
(Losses)/Recoveries Recognized on Assets Measured on Non-Recurring Basis	The following table presents (losses)/recoveries recognized on assets measured on a non-recurring 2022 2021 Foreclosed and repossessed assets held for sale $ — $ (9 )
Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements. Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 1,463 Discounted cash flow Discount rate 9.5% (9.5%) Constant prepayment rate 6.0% - 6.7% (6.7%) Probability of default 0.10% – 0.14% (0.12%) State and political subdivision $ 2,662 Discounted cash flow Maturity/Call Date 1 month – 10 years Weighted average coupon 2.97% - 3.08% (3.03%) Marketability yield adjustment 1.0% - 2.0% (1.6%) Fair Value at Valuation Technique Unobservable Inputs Range (Weighted Average) Mortgage servicing rights $ 1,013 Discounted cash flow Discount rate 9.5% – 11.5% (9.5%) Constant prepayment rate 9.8% – 14.4% (11.9%) Probability of default 0.00% – 0.14% (0.12%) Foreclosed assets 191 Market comparable properties Comparability adjustments (%) 11.6% (11.6%)
Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall	The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and 2021. Fair Value Carrying Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2022: Financial assets Cash and cash equivalents $ 75,811 $ 75,811 $ — $ — Interest-bearing time deposits in banks 1,500 1,500 — — Loans, net of allowance for loan losses 518,931 — — 512,643 Federal Home Loan Bank stock 3,142 — 3,142 — Accrued interest receivable 2,023 — 2,023 — Financial liabilities Deposits 752,020 — 501,544 250,650 Repurchase agreements 9,244 — 9,244 — Federal Home Loan Bank advances 15,000 — 14,903 — Lines of credit — — — — Advances from borrowers for taxes and insurance 503 — 503 — Accrued interest payable 176 — 176 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — — Fair Value Carrying Quoted Prices (Level 1) Significant (Level 2) Significant (Level 3) June 30, 2021: Financial assets Cash and cash equivalents $ 62,735 $ 62,735 $ — $ — Interest-bearing time deposits in banks 2,250 2,250 — — Loans, net of allowance for loan losses 513,371 — — 515,515 Federal Home Loan Bank stock 4,198 — 4,198 — Accrued interest receivable 1,897 — 1,897 — Financial liabilities Deposits 667,632 — 405,664 262,603 Repurchase agreements 6,245 — 6,245 — Federal Home Loan Bank advances 25,000 — 25,673 — Lines of credit 3,000 — 3,000 — Advances from borrowers for taxes and insurance 928 — 928 — Accrued interest payable 199 — 199 — Unrecognized financial instruments (net of contract amount) Commitments to originate loans — — — —

Condensed Financial Informati_2

Condensed Financial Information (Parent Company Only) (Tables)	12 Months Ended
	Jun. 30, 2022
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheet	Condensed Balance Sheets June 30, June 30, 2022 2021 Assets Cash and due from banks $ 5,890 $ 5,679 Investment in common stock of subsidiary 63,797 80,472 ESOP loan 2,083 2,279 Total assets $ 71,770 $ 88,430 Liabilities Line of credit $ — $ 3,000 Interest payable 21 19 Other liabilities 91 107 Total liabilities 112 3,126 Stockholders’ Equity 71,658 85,304 Total liabilities and stockholders’ equity $ 71,770 $ 88,430
Condensed Statement of Income and Comprehensive Income	Condensed Statements of Income and Comprehensive Income (Loss) Year Ending Year Ending 2022 2021 Income Interest on ESOP loan $ 72 $ 78 Deposits with financial institutions — — Total income 72 78 Expense Interest on line of credit 78 76 Other expenses 207 181 Total expense 285 257 Loss Before Income Tax and Equity in Undistributed Income of Subsidiary (213 ) (179 ) Benefit for Income Taxes (61 ) (51 ) Loss Before Equity in Undistributed Loss of Subsidiary (152 ) (128 ) Equity in Undistributed Income of Subsidiary 5,936 5,475 Net Income $ 5,784 $ 5,347 Comprehensive Income (Loss) $ (13,495 ) $ 3,077
Condensed Statement of Cash Flows	Condensed Statements of Cash Flows Year Year 2022 2021 Cash flows from operating activities Net income $ 5,784 $ 5,347 Items not requiring (providing) cash Net change accrued interest payable 2 (12 ) Net change in other liabilities (16 ) 10 Earnings from subsidiary (5,936 ) (5,475 ) Net cash used in operating activities (166 ) (130 ) Cash flows from financing activities Proceeds from exercise of stock options 315 — Dividends paid (1,134 ) (973 ) Dividends received 4,000 4,000 Loan for ESOP 196 190 Repayment of line of credit (3,000 ) — Net cash provided by financing activities 377 3,217 Net Change in Cash and Cash Equivalents 211 3,087 Cash and Cash Equivalents at Beginning of Year 5,679 2,592 Cash and Cash Equivalents at End of Year $ 5,890 $ 5,679

Nature of Operations and Summ_4

Nature of Operations and Summary of Significant Accounting Policies - Estimated Useful Lives of Premises and Equipment (Detail)	12 Months Ended
	Jun. 30, 2022
Maximum [Member] | Buildings and Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	40 years
Maximum [Member] | Furniture and Equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	5 years
Minimum [Member] | Buildings and Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	35 years
Minimum [Member] | Furniture and Equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years

Nature of Operations and Summ_5

Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Detail)	12 Months Ended
	Jun. 30, 2022 USD ($) Banking_Office	Jun. 30, 2021 USD ($)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Number of full service banking offices | Banking_Office	7
Interest-bearing deposits, maturity period (in months)	3 years
Liquid investments with original maturity period	3 months
Accrual of interest on loans due discontinued period, in days	90 days
Percentage of minimum likelihood of realized tax benefit upon settlement	50%
Cash, Uninsured Amount	$ 3,017,000,000
Federal home loan bank stock and federal reserve bank stock	67,200,000,000
Long-Lived Asset Impairment	$ 0	$ 0
Sales [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage of major customer revenues	10%

Securities - Amortized Cost and

Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 245,052	$ 186,589
Gross Unrealized Gains	54	4,639
Gross Unrealized Losses	(24,200)	(1,337)
Fair Value	220,906	189,891
US Treasury [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	3,483	990
Gross Unrealized Gains	0	6
Gross Unrealized Losses	(83)
Fair Value	3,400	996
U.S. Government and Federal Agency and Government sponsored enterprises (GSE's) [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	9,488	7,522
Gross Unrealized Gains	0	517
Gross Unrealized Losses	(367)
Fair Value	9,121	8,039
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	210,367	167,711
Gross Unrealized Gains	47	4,011
Gross Unrealized Losses	(22,229)	(1,307)
Fair Value	188,185	170,415
Small Business Administration [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	17,960	9,115
Gross Unrealized Gains	3	105
Gross Unrealized Losses	(1,521)	(30)
Fair Value	16,442	9,190
State and Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	3,754	1,251
Gross Unrealized Gains	4	0
Fair Value	$ 3,758	$ 1,251

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	$ 245,052	$ 186,589
Fair Value	$ 220,906	189,891
Percentage of equity securities	10%
Gross gains from sales of available for sale securities	$ 0	327
Gross losses from sales of available for sale securities	275	7
Tax benefit to net realized gains (losses)	(78)	92
Investments in debt and marketable equity securities	$ 209,133	$ 85,118
Temporarily impaired debt securities percentage of investment securities portfolio	95%	45%
Asset Pledged as Collateral with Right [Member]
Debt Securities, Available-for-sale [Line Items]
Carrying value of securities pledged as collateral	$ 125,209	$ 96,429
U.S. Government and Federal Agency and Government Sponsored Enterprises (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	9,488	7,522
Fair Value	9,121	8,039
Investments in debt and marketable equity securities	9,121
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	210,367	167,711
Fair Value	188,185	170,415
Investments in debt and marketable equity securities	181,629	79,162
Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Investments in debt and marketable equity securities	209,133	85,118
Small Business Administration [Member]
Debt Securities, Available-for-sale [Line Items]
Mortgage-backed securities with a book value	17,960	9,115
Fair Value	16,442	9,190
Investments in debt and marketable equity securities	$ 14,983	$ 5,956

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Within one year, Amortized Cost	$ 1,999
One to five years, Amortized Cost	9,274
Five to ten years, Amortized Cost	10,598
After ten years, Amortized Cost	12,814
Amortized Cost	34,685
Amortized Cost	245,052	$ 186,589
Within one year, Fair Value	1,977
One to five years, Fair Value	9,069
Five to ten years, Fair Value	10,044
After ten years, Fair Value	11,631
Fair Value	32,721
Fair Value	220,906	189,891
Mortgage-backed Securities - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	210,367	167,711
Fair Value	$ 188,185	$ 170,415

Securities - Association's Inve

Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Less than 12 Months, Fair Value	$ 169,518	$ 80,958
Less than 12 Months, Unrealized Losses	(16,877)	(1,289)
12 Months or More, Fair Value	39,615	4,160
12 Months or More, Unrealized Losses	(7,323)	(48)
Total Fair Value	209,133	85,118
Total, Unrealized Losses	(24,200)	(1,337)
US Treasury [Member]
Less than 12 Months, Fair Value	3,400
Less than 12 Months, Unrealized Losses	(83)
12 Months or More, Fair Value	0
12 Months or More, Unrealized Losses	0
Total Fair Value	3,400
Total, Unrealized Losses	(83)
U.S. Government and Federal Agency [Member]
Less than 12 Months, Fair Value	9,121
Less than 12 Months, Unrealized Losses	(367)
12 Months or More, Fair Value	0
12 Months or More, Unrealized Losses	0
Total Fair Value	9,121
Total, Unrealized Losses	(367)
Mortgage-backed Securities - GSE Residential [Member]
Less than 12 Months, Fair Value	144,042	75,002
Less than 12 Months, Unrealized Losses	(15,267)	(1,259)
12 Months or More, Fair Value	37,587	4,160
12 Months or More, Unrealized Losses	(6,962)	(48)
Total Fair Value	181,629	79,162
Total, Unrealized Losses	(22,229)	(1,307)
Small Business Administration [Member]
Less than 12 Months, Fair Value	12,955	5,956
Less than 12 Months, Unrealized Losses	(1,160)	(30)
12 Months or More, Fair Value	2,028	0
12 Months or More, Unrealized Losses	(361)	0
Total Fair Value	14,983	5,956
Total, Unrealized Losses	$ (1,521)	$ (30)

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Categories of Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Real estate loans
Total loans	$ 525,736	$ 520,526
Unearned fees and discounts, net	(247)	556
Allowance for loan losses	7,052	6,599	$ 6,234
Loans, net	518,931	513,371
One- to four-family [Member]
Real estate loans
Total loans	132,474	117,435
Allowance for loan losses	1,028	967	1,044
Multi-family [Member]
Real estate loans
Total loans	88,247	104,433
Allowance for loan losses	1,375	1,674	1,514
Home equity lines of credit [Member]
Real estate loans
Total loans	6,987	6,688
Allowance for loan losses	70	67	87
Construction [Member]
Real estate loans
Total loans	41,254	25,345
Allowance for loan losses	489	258	240
Commercial [Member]
Real estate loans
Total loans	167,375	155,884
Allowance for loan losses	1,985	1,831	1,706
Commercial [Member]
Real estate loans
Total loans	80,418	103,088
Allowance for loan losses	2,025	1,740	1,583
Consumer [Member]
Real estate loans
Total loans	8,981	7,653
Allowance for loan losses	$ 80	$ 62	$ 60

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Additional Information (Detail)	12 Months Ended
	Jun. 30, 2022 USD ($) Loans SecurityLoan	Jun. 30, 2021 USD ($) Loans SecurityLoan
Loans and Allowance for Credit Losses [Line Items]
Maximum amount of one-to-four family residential mortgage loans can be approved by loan officer	$ 100,000
Maximum amount of other secured loans real estate loans can be approved by loan officer	50,000
Maximum amount of unsecured loans real estate loans can be approved by loan officer	10,000
Maximum amount of one-to-four family residential mortgage loans can be approved by managing officer	375,000
Maximum amount other secured loans residential mortgage loans can be approved by managing officer	375,000
Maximum amount of unsecured loans residential mortgage loans can be approved by managing officer	$ 100,000
Maximum amount of unsecured loans real estate loans can be approved by loan committee		$ 500,000
Maximum aggregate loan amount of one-to four-family residential mortgage loans, commercial real estate loans, multi-family real estate loans and land loans can be approved by loan committee		2,000,000
Maximum term of fixed-rate one- to four-family residential mortgage loans	15 years
Troubled debt restructurings, Impaired loans	$ 998,000	1,264,000
Number of default loans | SecurityLoan	0
Investment recorded prior to modification		0
Residential real estate properties foreclosure proceedings	$ 0	34,000
Foreclosed residential real estate properties	120,000	259,000
Loans and Leases Receivable, Gross	525,736,000	520,526,000
Fair Value, Concentration of Risk, Collateral Policy [Member]
Loans and Allowance for Credit Losses [Line Items]
Commercial and multi-family real estate	290,972,000	274,892,000
Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	$ 998,000
Minimum period for default	90 days
Residential Real Estate [Member]
Loans and Allowance for Credit Losses [Line Items]
Foreclosed residential real estate properties	$ 120,000	68,000
Commercial Business Loans [Member]
Loans and Allowance for Credit Losses [Line Items]
Troubled debt restructurings, Impaired loans	36,000	46,000
Loans and Leases Receivable, Gross	$ 80,418,000	$ 103,088,000
Commercial Business Loans [Member] | Small Business Administration Paycheck Protection Programme Loans [Member]
Loans and Allowance for Credit Losses [Line Items]
Percentage of government guarantee for loans as per scheme	100%
Commercial Portfolio And Commercial Residential Portfolio [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of loans as on closing date | Loans	0	364
Loans and Leases Receivable, Gross		$ 20,600,000
One- to four-family [Member]
Loans and Allowance for Credit Losses [Line Items]
Loans held for sale	$ 227,000	632,000
Maximum term of fixed-rate one- to four-family residential mortgage loans	15 years
Troubled debt restructurings, Impaired loans	$ 962,000	1,218,000
Investment recorded post modification	118,000
Loans and Leases Receivable, Gross	132,474,000	$ 117,435,000
One- to four-family [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan		1
Investment recorded post modification		$ 118,000
Purchased Loans and Loan Participations [Member]
Loans and Allowance for Credit Losses [Line Items]
Approximate amount of purchase loans included in loans receivable	1,570,000	3,578,000
Approximate amount of loans included on out-of-area participation	29,972,000	26,870,000
Amount within 100 miles of primary area	13,234,000	$ 9,718,000
Troubled Debt Restructurings [Member] | Covid Nineteen [Member]
Loans and Allowance for Credit Losses [Line Items]
Investment recorded post modification	$ 48,300,000
Troubled Debt Restructurings [Member] | Modification one [Member] | Covid Nineteen [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of Modifications | Loans	93
Financing Receivable, Modifications, Post-Modification Recorded Investment	$ 45,200,000
Troubled Debt Restructurings [Member] | Modification Two [Member] | Covid Nineteen [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of Modifications | Loans	90
Financing Receivable, Modifications, Post-Modification Recorded Investment	$ 3,100,000
Foreclosure [Member] | Troubled Debt Restructurings [Member]
Loans and Allowance for Credit Losses [Line Items]
Number of default loans | SecurityLoan		0
Non troubled debt restructuring [Member] | Covid Nineteen [Member] | Financing receivables, 30 to 59 days past due [Member]
Loans and Allowance for Credit Losses [Line Items]
Financing receivable number of days past due	30 days
Period of loan excecution	60 days

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Allowance for loan losses:
Balance, beginning of year	$ 6,599	$ 6,234
Provision charged to expense	492	844
Losses charged off	(67)	(513)
Recoveries	28	34
Balance, end of period	7,052	6,599
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	7,052	6,599
Loans:
Ending balance	525,736	520,526
Ending balance: individually evaluated for impairment	1,385	1,298
Ending balance: collectively evaluated for impairment	524,351	519,228
One- to four-family [Member]
Allowance for loan losses:
Balance, beginning of year	967	1,044
Provision charged to expense	100	(64)
Losses charged off	(40)	(15)
Recoveries	1	2
Balance, end of period	1,028	967
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	1,028	967
Loans:
Ending balance	132,474	117,435
Ending balance: individually evaluated for impairment	1,350	1,252
Ending balance: collectively evaluated for impairment	131,124	116,183
Multi-family [Member]
Allowance for loan losses:
Balance, beginning of year	1,674	1,514
Provision charged to expense	(299)	160
Losses charged off	0	0
Recoveries	0	0
Balance, end of period	1,375	1,674
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	1,375	1,674
Loans:
Ending balance	88,247	104,433
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	88,247	104,433
Home equity lines of credit [Member]
Allowance for loan losses:
Balance, beginning of year	67	87
Provision charged to expense	3	(20)
Losses charged off	0	0
Recoveries	0	0
Balance, end of period	70	67
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	70	67
Loans:
Ending balance	6,987	6,688
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	6,987	6,688
Construction [Member]
Allowance for loan losses:
Balance, beginning of year	258	240
Provision charged to expense	231	18
Losses charged off	0	0
Recoveries	0	0
Balance, end of period	489	258
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	489	258
Loans:
Ending balance	41,254	25,345
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	41,254	25,345
Commercial [Member]
Allowance for loan losses:
Balance, beginning of year	1,831	1,706
Provision charged to expense	154	125
Losses charged off	0	0
Recoveries	0	0
Balance, end of period	1,985	1,831
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	1,985	1,831
Loans:
Ending balance	167,375	155,884
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	167,375	155,884
Commercial [Member]
Allowance for loan losses:
Balance, beginning of year	1,740	1,583
Provision charged to expense	265	611
Losses charged off	0	(473)
Recoveries	20	19
Balance, end of period	2,025	1,740
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	2,025	1,740
Loans:
Ending balance	80,418	103,088
Ending balance: individually evaluated for impairment	35	46
Ending balance: collectively evaluated for impairment	80,383	103,042
Consumer [Member]
Allowance for loan losses:
Balance, beginning of year	62	60
Provision charged to expense	38	14
Losses charged off	(27)	(25)
Recoveries	7	13
Balance, end of period	80	62
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	80	62
Loans:
Ending balance	8,981	7,653
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	$ 8,981	$ 7,653

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 525,736	$ 520,526
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	513,804	512,746
Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		6,919
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	11,932	861
One- to four-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	132,474	117,435
One- to four-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	130,950	116,980
One- to four-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,524	455
Multi-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	88,247	104,433
Multi-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	87,993	104,170
Multi-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	254	263
Home equity lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,987	6,688
Home equity lines of credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,987	6,688
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	41,254	25,345
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	41,254	25,345
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	167,375	155,884
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	164,424	154,833
Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		954
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,951	97
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	80,418	103,088
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	73,226	97,078
Commercial [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		5,964
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,192	46
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,981	7,653
Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,970	7,652
Consumer [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		$ 1
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 11

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Association's Loan Portfolio Aging Analysis (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 1,791	$ 680
Current	523,945	519,846
Total loans	525,736	520,526
Total Loans 90 Days Past Due & Accruing	47	118
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		86
Current	167,375	155,798
Total loans	167,375	155,884
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		9
Current	80,418	103,079
Total loans	80,418	103,088
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	99	6
Current	8,882	7,647
Total loans	8,981	7,653
One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,692	524
Current	130,782	116,911
Total loans	132,474	117,435
Total Loans 90 Days Past Due & Accruing	47	118
Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Current	88,247	104,433
Total loans	88,247	104,433
Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		55
Current	6,987	6,633
Total loans	6,987	6,688
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Current	41,254	25,345
Total loans	41,254	25,345
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	452	476
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		86
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		9
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	78	6
Financing Receivables, 30 to 59 Days Past Due [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	374	320
Financing Receivables, 30 to 59 Days Past Due [Member] | Home equity lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due		55
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	165	52
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	21
Financing Receivables, 60 to 89 Days Past Due [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	144	52
Financing Receivables, 90 Days or Greater [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	1,174	152
Financing Receivables, 90 Days or Greater [Member] | One- to four-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 1,174	$ 152

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Summary of Impaired Loans (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Impaired [Line Items]
Specific Allowance	$ 0	$ 0
Recorded Balance	1,385	1,298
Unpaid Principal Balance	1,385	1,298
Specific Allowance	0	0
Average Investment in Impaired Loans	1,401	1,536
Interest Income Recognized	19	86
Interest on Cash Basis	17	73
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance		0
Unpaid Principal Balance, Loans without a specific allowance		0
Average Investment in Impaired Loans, Loans without a specific allowance		0
Specific Allowance		0
Recorded Balance		0
Unpaid Principal Balance		0
Specific Allowance		0
Average Investment in Impaired Loans		0
Interest Income Recognized		0
Interest on Cash Basis		0
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	35	46
Unpaid Principal Balance, Loans without a specific allowance	35	46
Average Investment in Impaired Loans, Loans without a specific allowance	40	265
Interest Income Recognized, Loans without a specific allowance	4	19
Interest on Cash Basis, Loans without a specific allowance	4	23
Specific Allowance		0
Recorded Balance	35	46
Unpaid Principal Balance	35	46
Specific Allowance		0
Average Investment in Impaired Loans	40	265
Interest Income Recognized	4	19
Interest on Cash Basis	4	23
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance		0
Unpaid Principal Balance, Loans without a specific allowance		0
Average Investment in Impaired Loans, Loans without a specific allowance		0
Interest Income Recognized, Loans without a specific allowance		0
Interest on Cash Basis, Loans without a specific allowance		0
Recorded Balance, Loans with a specific allowance		0
Unpaid Principal Balance, Loans with a specific allowance		0
Specific Allowance		0
Average Investment in Impaired Loans, Loans with a specific allowance		0
Interest Income Recognized, Loans with a specific allowance		0
Interest on Cash Basis, Loans with a specific allowance		0
Recorded Balance		0
Unpaid Principal Balance		0
Specific Allowance		0
Average Investment in Impaired Loans		0
Interest Income Recognized		0
Interest on Cash Basis		0
One- to four-family [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance	1,350	1,252
Unpaid Principal Balance, Loans without a specific allowance	1,350	1,252
Average Investment in Impaired Loans, Loans without a specific allowance	1,361	1,271
Interest Income Recognized, Loans without a specific allowance	15	67
Interest on Cash Basis, Loans without a specific allowance	13	50
Recorded Balance, Loans with a specific allowance		0
Unpaid Principal Balance, Loans with a specific allowance		0
Specific Allowance		0
Average Investment in Impaired Loans, Loans with a specific allowance		0
Interest Income Recognized, Loans with a specific allowance		0
Interest on Cash Basis, Loans with a specific allowance		0
Recorded Balance	1,350	1,252
Unpaid Principal Balance	1,350	1,252
Specific Allowance		0
Average Investment in Impaired Loans	1,361	1,271
Interest Income Recognized	15	67
Interest on Cash Basis	$ 13	50
Multi-family [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance		0
Unpaid Principal Balance		0
Average Investment in Impaired Loans		0
Interest Income Recognized		0
Interest on Cash Basis		0
Home equity lines of credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Loans without a specific allowance		0
Unpaid Principal Balance, Loans without a specific allowance		0
Average Investment in Impaired Loans, Loans without a specific allowance		0
Interest Income Recognized, Loans without a specific allowance		0
Interest on Cash Basis, Loans without a specific allowance		0
Recorded Balance		0
Unpaid Principal Balance		0
Average Investment in Impaired Loans		0
Interest Income Recognized		0
Interest on Cash Basis		$ 0

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Non Accruals (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Mortgages on real estate:
Total	$ 1,127	$ 34
One- to four-family [Member]
Mortgages on real estate:
Total	1,127	34
Real Estate Loans Home Equity Lines Of Credit [Member]
Mortgages on real estate:
Total	0	0
Consumer Loans [Member]
Mortgages on real estate:
Total	0	0
Commercial [Member]
Mortgages on real estate:
Total		0
Commercial Business Loans [Member]
Mortgages on real estate:
Total	$ 0	$ 0

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Non Accruals 1 (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Real estate loans
Total	$ 998	$ 1,264
One- to four-family [Member]
Real estate loans
Total	962	1,218
Home equity lines of credit [Member]
Real estate loans
Total	0	0
Real Estate Loan [Member]
Real estate loans
Total	962	1,218
Commercial [Member]
Real estate loans
Total		0
Commercial [Member]
Real estate loans
Total	$ 36	46
Consumer Loans [Member]
Real estate loans
Total		$ 0

Premises and Equipment - Major

Premises and Equipment - Major Classifications of Premises and Equipment, Stated at Cost (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Property Plant And Equipment Useful Life And Values [Abstract]
Land	$ 2,028	$ 2,028
Buildings and improvements	11,518	11,358
Furniture and equipment	4,663	5,102
Premises and equipment, gross	18,209	18,488
Less accumulated depreciation	8,704	8,695
Net premises and equipment	$ 9,505	$ 9,793

Loan Servicing - Activity in Mo

Loan Servicing - Activity in Mortgage Servicing Rights Measured Using the Fair Value Method (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Transfers and Servicing [Abstract]
Fair value, beginning of period	$ 1,013	$ 715
Servicing assets resulting from asset transfers	287	433
Payments received and loans refinanced	(263)	(299)
Changes in fair value, due to changes in valuation inputs or assumptions	426	164
Fair value, end of period	$ 1,463	$ 1,013

Loan Servicing - Additional Inf

Loan Servicing - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Transfers and Servicing [Abstract]
Unpaid principal balances of mortgage loans serviced for others	$ 141,229	$ 138,119
Custodial escrow balances in connection with the foregoing loan servicing	691	747
Mortgage servicing rights, Fair value	$ 1,463	$ 1,013	$ 715

Interest-Bearing Deposits - Int

Interest-Bearing Deposits - Interest Expense by Deposit Type (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Federal Home Loan Banks [Abstract]
Savings, NOW, and Money Market	$ 788	$ 742
Certificates of deposit	1,255	2,880
Brokered certificates of deposit	25	71
Total deposit interest expense	$ 2,068	$ 3,693

Interest-Bearing Deposits - Sch

Interest-Bearing Deposits - Scheduled Maturities of Time Deposits Including Brokered Time Deposits (Detail) $ in Thousands	Jun. 30, 2022 USD ($)
Federal Home Loan Banks [Abstract]
2023	$ 218,693
2024	19,086
2025	4,502
2026	5,998
2027 and thereafter	2,197
Time Deposits	$ 250,476

Interest-Bearing Deposits - Add

Interest-Bearing Deposits - Additional Information (Detail) - USD ($)	Jun. 30, 2022	Jun. 30, 2021
Federal Home Loan Banks [Abstract]
Interest-bearing deposits in denominations of $100,000 or more	$ 435,126,000	$ 333,266,000

Federal Home Loan Bank Advanc_3

Federal Home Loan Bank Advances - Aggregate Annual Maturities of Federal Home Loan Bank Advances (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Federal Home Loan Banks [Abstract]
2023	$ 5,000
2024	10,000
2025	0
2026	0
2027	0
Thereafter	0
Total federal home loan bank advances	$ 15,000	$ 25,000

Federal Home Loan Bank Advanc_4

Federal Home Loan Bank Advances - Additional Information (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank advances	$ 15,000	$ 25,000
Mortgage loans secured for Federal Home Loan Bank Advances	$ 291,213,000
Maximum [Member]
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank advances interest rate range from	2.72%
Minimum [Member]
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank advances interest rate range from	1.58%

Lines of Credit - Additional in

Lines of Credit - Additional information (Detail) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Sep. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Line of Credit Facility [Line Items]
Line of credit outstanding		$ 0	$ 3,000
CIBC Bank USA [Member]
Line of Credit Facility [Line Items]
Line of credit maximum borrowing capacity	$ 7,500
Line of credit outstanding		$ 0
Line of credit maturity		Oct. 31, 2022
Line of credit facility fair value basis for measurement	75
Line of credit facility unused capacity commitment fee percentage	0.25%

Repurchase Agreements - Additio

Repurchase Agreements - Additional Information (Detail) - USD ($)	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Assets Sold under Agreements to Repurchase [Line Items]
Maximum amount of outstanding agreements	$ 9,244,000	$ 7,142,000
Repurchase agreement monthly average amount	7,277,000	5,421,000
Repurchase agreements	9,244,000	$ 6,245,000
Maturity Overnight [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase agreements	$ 9,200,000

Income Taxes - Components of th

Income Taxes - Components of the Provision for Income Taxes (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Taxes currently payable	$ 1,825	$ 2,196
Deferred income taxes	218	(162)
Income tax expense	$ 2,043	$ 2,034

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Income Taxes Paid, Net [Abstract]
Computed at the statutory rate	$ 1,644	$ 1,550
Increase (decrease) resulting from
Tax exempt interest	(11)	(8)
Cash surrender value of life insurance	(102)	(87)
State income taxes	570	540
Other	(58)	39
Actual tax expense	$ 2,043	$ 2,034
Tax rate as a percentage of pre-tax income	26.10%	27.60%

Income Taxes - Reconciliation_2

Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Parenthetical) (Detail)	12 Months Ended
	Jun. 30, 2022
Income Taxes Paid, Net [Abstract]
Statutory tax rate	21%

Income Taxes - Temporary Differ

Income Taxes - Temporary Differences Related to Deferred Taxes (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Deferred tax assets
Allowance for loan losses	$ 2,007	$ 1,880
Accrued retirement liability	714	703
Deferred compensation	557	508
Deferred loan fees	115	336
Postretirement health plan	33	170
Unrealized losses on available-for-sale securities	6,883	0
Accrued vacation	53	61
MPF recourse liability	50	121
Deferred revenue Mastercard	16	19
Stock options—Directors	54	54
Restricted stock		0
Accrued professional services	18	23
Other	22
Total deferred tax assets	10,522	3,875
Deferred tax liabilities
Depreciation	(682)	(687)
Mortgage servicing rights	(417)	(289)
Deferred loan expense	(185)	(177)
Unrealized gains on available-for-sale securities		(941)
Restricted stock	(32)	(8)
Prepaid expenses	(40)	(76)
Total deferred tax liabilities	(1,356)	(2,178)
Net deferred tax asset	$ 9,166	$ 1,697

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($)	Jun. 30, 2022	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Retained earnings excluding deferred federal income tax liability	$ 2,217,000	$ 2,217,000
Amount deferred income tax liabilities expected to reverse into taxable income	$ 466,000	$ 466,000

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Accumulated Other Comprehensive Income [Line Items]
Beginning balance	$ 1,933	$ 4,203
Other comprehensive income before reclassification	(19,821)	(2,276)
Amounts reclassified from accumulated other comprehensive income	197	(228)
Net current period other comprehensive income	345	234
Ending balance	(17,346)	1,933
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Accumulated Other Comprehensive Income [Line Items]
Beginning balance	2,361	4,865
Other comprehensive income before reclassification	(19,821)	(2,276)
Amounts reclassified from accumulated other comprehensive income	197	(228)
Ending balance	(17,263)	2,361
Defined Benefit Pension Items [Member]
Accumulated Other Comprehensive Income [Line Items]
Beginning balance	(428)	(662)
Net current period other comprehensive income	345	234
Ending balance	$ (83)	$ (428)

Changes in Accumulated Other _3

Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gains (losses) on available-for-sale securities	$ (275)	$ 320
Tax expense	2,043	2,034
Net Income	5,784	5,347
Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassified amount before tax	207	648
Tax expense	59	186
Net Income	148	462
Accumulated Net Realized Investment Gains (Losses) [Member] | Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gains (losses) on available-for-sale securities	(275)	320
Amortization of Defined Benefit Pension Items [Member] | Amounts Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Actuarial losses	$ 482	$ 328

Regulatory Matters - Associatio

Regulatory Matters - Association's Actual Capital Amounts and Ratios (Detail) - Association [Member] $ in Thousands	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual, Community Bank Leverage Ratio, Amount	$ 81,143	$ 78,539
Actual, Tier 1 capital (to adjusted total assets), Amount	81,143	78,539
Actual, Tangible capital (to adjusted tangible assets), Amount	$ 81,143	$ 78,539
Actual, Community Bank Leverage Ratio, Ratio	0.0978	0.1048
Actual, Tier 1 capital (to adjusted total assets), Ratio	9.78%	10.48%
Actual, Tangible capital (to adjusted total assets), Ratio	0.0978	0.1048
Minimum Capital Requirement, Community Bank Leverage Ratio, Amount	$ 74,703	$ 63,685
Minimum Capital Requirement, Tier 1 capital (to adjusted total assets), Amount	33,201	29,970
Minimum Capital Requirement, Tangible capital (to adjusted tangible assets), Amount	$ 12,450	$ 11,239
Minimum Capital Requirement, Community Bank Leverage Ratio, Ratio	0.09	0.085
Minimum Capital Requirement, Tier 1 capital (to adjusted total assets), Ratio	4%	4%
Minimum Capital Requirement, Tangible capital (to adjusted tangible assets), Ratio	0.015	0.015
Minimum To Be Well Capitalised Under Prompt Corrective Action Provisions, Community Bank Leverage Ratio, Amount	$ 74,703	$ 63,685
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Tier 1 capital (to adjusted total assets), Amount	$ 41,502	$ 37,462
Minimum To Be Well Capitalised Under Prompt Corrective Action Provisions, Community Bank Leverage Ratio, Ratio	0.09	0.085
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Tier 1 capital (to adjusted total assets), Ratio	5%	5%

Regulatory Matters - Reconcilia

Regulatory Matters - Reconciliation of Association Equity Amounts (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Association equity	$ 71,658	$ 85,304	$ 82,564
Association [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Association equity	63,797	80,472
Less net unrealized gains (losses)	(17,263)	2,361
Less postretirement benefit plan	(83)	(428)
Tier 1 capital	81,143	78,539
Plus allowance for loan losses subject to limit	7,052	6,599
Total risk-based capital	$ 88,195	$ 85,138

Regulatory Matters - Additional

Regulatory Matters - Additional Information (Detail) $ in Billions	Jun. 30, 2022 USD ($)	Jun. 30, 2021	Mar. 31, 2020
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Maximum Asset Value Required To Be Maintained Leverage Ratio	$ 10
Tier 1 capital ratio of risk-weighted assets	0.025
Covid 19[Member] | Throughout Two Thousand And Twenty [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		0.08
Tier One Leverage Capital to Average Assets		0.08
Covid 19[Member] | Throughout Two Thousand And Twenty One [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		0.085
Tier One Leverage Capital to Average Assets		0.085
Covid 19[Member] | From Two Thousand And Twenty Two Onwards [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio		0.09
Tier One Leverage Capital to Average Assets		0.09
Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio			0.08
Tier One Leverage Capital to Average Assets			0.08
Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio			0.09
Tier One Leverage Capital to Average Assets			0.09

Related Party Transactions - Ch

Related Party Transactions - Changes in Loans Outstanding (Detail) - Management [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Related Party Transaction [Line Items]
Balance, beginning of year	$ 3,223	$ 3,341
New loans	279	1,700
Repayments	(145)	(1,818)
Balance, end of year	$ 3,357	$ 3,223

Related Party Transactions - Ad

Related Party Transactions - Additional Information (Detail) - USD ($)	Jun. 30, 2022	Jun. 30, 2021
Management [Member]
Related Party Transaction [Line Items]
Deposits from related parties held by the Company	$ 2,502,000	$ 2,176,000

Employee Benefits - Plan's Fund

Employee Benefits - Plan's Funded Status and Pension Cost (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Change in benefit obligation
Beginning of year	$ 3,065	$ 3,306
Service cost	48	56
Interest cost	79	75
Actuarial gain (loss)	(449)	(268)
Benefits paid	(123)	(104)
End of year	$ 2,620	$ 3,065

Employee Benefits - Significant

Employee Benefits - Significant Balances, Costs and Assumptions (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Retirement Benefits [Abstract]
Benefit obligation	$ 2,620	$ 3,065	$ 3,306
Fair value of plan assets
Funded status	(2,620)	(3,065)
Accumulated benefit obligation	$ 2,620	$ 3,065

Employee Benefits - Summary of

Employee Benefits - Summary of Accrued postretirement benefit obligations recognized in Balance sheet (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Defined Benefit Plan, Amounts for Asset (Liability) Recognized in Statement of Financial Position [Abstract]
Accrued postretirement benefit obligation	$ 2,620	$ 3,065

Employee Benefits - Net Periodi

Employee Benefits - Net Periodic Benefit Cost (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Retirement Benefits [Abstract]
Service cost	$ 48	$ 56
Interest cost	79	75
Amortization of Loss	27	60
Net periodic benefit cost, Total	$ 154	$ 191

Employee Benefits - Accumulated

Employee Benefits - Accumulated Other Comprehensive Income (Loss) Not Yet Recognized (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Retirement Benefits [Abstract]
Net loss	$ 57	$ 532

Employee Benefits - Other Signi

Employee Benefits - Other Significant Balances and Costs (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Retirement Benefits [Abstract]
Employer contribution	$ 124	$ 104
Benefits paid	124	104
Benefit costs	$ 154	$ 191

Employee Benefits - One-Percent

Employee Benefits - One-Percentage-Point Change in Assumed Health Care Cost Trend Rates (Detail) $ in Thousands	12 Months Ended
	Jun. 30, 2022 USD ($)
Retirement Benefits [Abstract]
One-Percentage-Point Increase, Effect on total of service and interest cost components	$ 5
One-Percentage-Point Increase, Effect on postretirement benefit obligation	32
One-Percentage-Point Decrease, Effect on total of service and interest cost components	(4)
One-Percentage-Point Decrease, Effect on postretirement benefit obligation	$ (30)

Employee Benefits - Postretirem

Employee Benefits - Postretirement Plan Benefit Payments Expected Future Service (Detail) $ in Thousands	Jun. 30, 2022 USD ($)
Retirement Benefits [Abstract]
2023	$ 140,193
2024	157,981
2025	170,530
2026	189,114
2027	190,643
2028-2032	$ 958,561

Employee Benefits - Benefit Pay

Employee Benefits - Benefit Payments Expected to be Paid for Agreements (Detail) $ in Thousands	Jun. 30, 2022 USD ($)
Defined Benefit Plan Disclosure [Line Items]
2023	$ 140,193
2024	157,981
2025	170,530
2026	189,114
2027	190,643
Thereafter	958,561
Deferred Compensation Agreements [Member]
Defined Benefit Plan Disclosure [Line Items]
2023	104
2024	137
2025	137
2026	227
2027	240
Thereafter	4,289
Total	$ 5,134

Employee Benefits - Additional

Employee Benefits - Additional Information (Detail) - USD ($)	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2024	Jun. 30, 2023
Defined Benefit Plan Disclosure [Line Items]
Expected contribution by the association in the year 2021	$ 146,000
Estimated net loss	(59,000)
Prior service cost	0
Transition obligation	$ 0
Discount rates	4.02%	2.65%
Annual rate of health care cost, increase	9%		8.50%	8.50%
Matching contribution contributed by the association under the plan	25%
Percentage of employee's compensation	5%
Employer contributions	$ 90,000	$ 88,000
Employer contributions	$ 2,000,000	$ 1,800,000
Normal retirement age of directors	72 years
Benefit cost discount rate	2.65%	2.32%
Deferred Profit Sharing [Member]
Defined Benefit Plan Disclosure [Line Items]
Employer contributions	$ 676,000	$ 650,000
Minimum [Member] | Deferred Profit Sharing [Member]
Defined Benefit Plan Disclosure [Line Items]
Employer Profit Sharing contribution under the Plan	5%
Deferred Compensation Agreements [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected annual rate of health care cost, decrease	(5.00%)
Benefit cost discount rate	6%
Employer contributions	$ 278,000	$ 251,000

Stock-based Compensation - Summ

Stock-based Compensation - Summary of ESOP Shares (Detail) - USD ($) $ in Thousands		Jun. 30, 2022	Jun. 30, 2021
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Allocated shares		160,772	145,389
Shares committed for release		19,245	19,245
Unearned shares		173,205	192,450
Total ESOP shares		353,222	357,084
Fair value of unearned ESOP shares	[1]	$ 3,291	$ 4,388
[1]Based on closing price of $19.00 and $22.80 per share on June 30, 2022, and 2021, respectively.

Stock-based Compensation - Su_2

Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail) - $ / shares	Jun. 30, 2022	Jun. 30, 2021
Employee Stock Ownership Plan Esop [Member]
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
ESOP, closing price per share	$ 19	$ 22.8

Stock-based Compensation - Su_3

Stock-based Compensation - Summary of Stock Option Activity (Detail) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2022 USD ($) $ / shares shares
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Outstanding, June 30, 2021 | shares	153,143
Granted | shares
Exercised | shares	19,000
Forfeited | shares
Outstanding, March 31, 2022 | shares	134,143
Exercisable, March 31, 2022 | shares	134,143
Outstanding, June 30, 2021 | $ / shares	$ 16.63
Granted | $ / shares
Exercised | $ / shares	16.63
Forfeited | $ / shares
Outstanding, March 31, 2022 | $ / shares	16.63
Exercisable, March 31, 2022 | $ / shares	$ 16.63
Outstanding, March 31, 2022	1 year 4 months 24 days
Exercisable, March 31, 2022	1 year 4 months 24 days
Outstanding, March 31, 2022 | $	$ 318	[1]
Exercisable, March 31, 2022 | $	$ 318	[1]
[1]Based on closing price of $19.00 per share on June 30, 2022.

Stock-based Compensation - Su_4

Stock-based Compensation - Summary of Stock Option Activity (Parenthetical) (Detail)	Jun. 30, 2022 $ / shares
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Closing price per share	$ 19

Stock-based Compensation - Su_5

Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail) - Restricted Stock [Member]	12 Months Ended
	Jun. 30, 2022 $ / shares shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Beginning balance, Shares | shares	30,188
Granted, Shares | shares
Forfeited, Shares | shares	1,750
Earned and issued, Shares | shares	9,562
Ending balance, Shares | shares	18,876
Beginning balance, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.79
Granted, Weighted-Average Grant-Date Fair Value | $ / shares
Forfeited, Weighted-Average Grant-Date Fair Value | $ / shares	16.63
Earned and issued, Weighted-Average Grant-Date Fair Value | $ / shares	16.79
Ending balance, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.79

Stock-based Compensation - Addi

Stock-based Compensation - Additional Information (Detail) - USD ($)		6 Months Ended	12 Months Ended
	Dec. 10, 2013	Dec. 31, 2016	Jun. 30, 2022	Jun. 30, 2021	Dec. 10, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares paid under ESOP			353,222	357,084
Employee Stock Ownership Plan Esop [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Minimum hours of service required			1000 hours
Period of service to qualify for ESOP benefits			12 months
Minimum age of employee to attain the plan			21 years
Shares to be purchased for ESOP, from borrowed funds			384,900
Shares to be purchased for ESOP, percentage of common stock			8%
Repayment of loan on ESOP			20 years
Percentage vested in accrued benefits			100%
Vesting period			6 years
Employee Stock Ownership Plan Esop [Member] | Employee Severance [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares paid under ESOP			3,862	958
Employee Stock Ownership Plan Esop [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Prorated vesting period			2 years
Employee Stock Ownership Plan Esop [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Prorated vesting period			5 years
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized			673,575
Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	7 years
Shares authorized	167,000		481,125
Restricted stock available for future grants			314,125
Stock options granted			0
Options vested during the period			0	22,286
Weighted average recognition period for non-vested restricted stock awards			7 years
Unrecognized compensation expense for non-vested restricted stock awards			$ 0
Equity Incentive Plan [Member] | Restricted Stock And Restricted Stock Units Rsu [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized			192,450
Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	10 years	8 years
Shares authorized	85,500				16,900
Restricted stock available for future grants			91,800
Weighted average recognition period for non-vested restricted stock awards			1 year 4 months 24 days
Unrecognized compensation expense for non-vested restricted stock awards			$ 251,000
Stock based compensation expense			156,000	$ 169,000
Tax benefit			$ 45,000	$ 48,000

Earnings Per Share ("EPS") - Fa

Earnings Per Share ("EPS") - Factors Used in Earnings Per Common Share Computation (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 5,784	$ 5,347
Basic weighted average shares outstanding	3,252,707	3,240,376
Less: Average unallocated ESOP shares	(182,828)	(202,073)
Average shares outstanding	3,069,879	3,038,303
Diluted effect of restricted stock awards and stock options	66,212	40,564
Diluted average shares outstanding	3,136,091	3,078,867
Basic earnings per common share	$ 1.88	$ 1.76
Diluted earnings per common share	$ 1.84	$ 1.74

Disclosures about Fair Value _3

Disclosures about Fair Value of Assets - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Available-for-sale securities:
Available-for-sale securities, Fair Value	$ 220,906	$ 189,891
Mortgage servicing rights	1,463	1,013	$ 715
US Treasury [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	3,400	996
US Government and Federal Agency [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	9,121	8,039
Mortgage-backed Securities - GSE Residential [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	188,185	170,415
Small Business Administration [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	16,442	9,190
State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	3,758	1,251
Significant Other Observable Inputs (Level 2) [Member]
Available-for-sale securities:
Mortgage servicing rights	0	0
Significant Other Observable Inputs (Level 2) [Member] | US Treasury [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	3,400	996
Significant Other Observable Inputs (Level 2) [Member] | US Government and Federal Agency [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	9,121	8,039
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-backed Securities - GSE Residential [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	188,185	170,415
Significant Other Observable Inputs (Level 2) [Member] | Small Business Administration [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	16,442	9,190
Significant Other Observable Inputs (Level 2) [Member] | State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	1,096	1,251
Significant Unobservable Inputs (Level 3) [Member]
Available-for-sale securities:
Mortgage servicing rights	1,463	$ 1,013
Significant Unobservable Inputs (Level 3) [Member] | State and Political Subdivisions [Member]
Available-for-sale securities:
Available-for-sale securities, Fair Value	$ 2,662

Disclosures about Fair Value _4

Disclosures about Fair Value of Assets - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Mortgage Servicing Rights [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	$ 1,013	$ 715
Total realized and unrealized gains and losses included in net income	426	164
Servicing rights that result from asset transfers	287	433
Payments received and loans refinanced	(263)	(299)
Ending Balance	1,463	1,013
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date	426
State and Political Subdivision [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	0	0
Total realized and unrealized gains and losses included in net income	1,110	0
Purchases	1,552
Sales	0
Settlements	0
Ending Balance	$ 2,662	$ 0

Disclosures about Fair Value _5

Disclosures about Fair Value of Assets - Fair Value Measurement of Assets Recognized on Nonrecurring Basis (Detail) - Non-recurring [Member] - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	$ 0	$ 191
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	0
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	$ 0	$ 191

Disclosures about Fair Value _6

Disclosures about Fair Value of Assets - Recoveries (Losses) Recognized on Assets Measured on Non-Recurring Basis (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Non-recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed and repossessed assets held for sale	$ 0	$ (9)

Disclosures about Fair Value _7

Disclosures about Fair Value of Assets - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) $ in Thousands	12 Months Ended
	Jun. 30, 2022 USD ($) yr mo	Jun. 30, 2021 USD ($) Banking_Office
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights	$ 1,463	$ 1,013
Impaired loans (collateral dependent)	$ 2,662
Foreclosed assets | Banking_Office		191
Minimum [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	9.5	9.5
Minimum [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	6
Minimum [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.1
Minimum [Member] | Comparability Adjustments [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input		11.6
Minimum [Member] | Maturity/Call Date [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input | mo	1
Minimum [Member] | Weighted average coupon [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	2.97	9.8
Minimum [Member] | Marketability yield adjustment [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	1	0
Maximum [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input		11.5
Maximum [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	6.7
Maximum [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.14
Maximum [Member] | Maturity/Call Date [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input | yr	10
Maximum [Member] | Weighted average coupon [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	3.08	14.4
Maximum [Member] | Marketability yield adjustment [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	2	0.14
Weighted Average [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.095
Weighted Average [Member] | Discount Rate [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input		0.095
Weighted Average [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.067
Weighted Average [Member] | Constant Prepayment Rate [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input		0.119
Weighted Average [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0012
Weighted Average [Member] | Probability of Default [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input		0.0012
Weighted Average [Member] | Comparability Adjustments [Member] | Market Comparable Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input		0.116
Weighted Average [Member] | Weighted average coupon [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.0303
Weighted Average [Member] | Marketability yield adjustment [Member] | Discounted Cash Flow [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage servicing rights, measurement input	0.016

Disclosures about Fair Value _8

Disclosures about Fair Value of Assets - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Financial assets
Cash and cash equivalents	$ 75,811	$ 62,735
Interest-bearing time deposits in banks	1,500	2,250
Loans, net of allowance for loan losses	518,931	513,371
Federal Home Loan Bank stock	3,142	4,198
Accrued interest receivable	2,023	1,897
Financial liabilities
Deposits	752,020	667,632
Repurchase agreements	9,244	6,245
Federal Home Loan Bank advances	15,000	25,000
Advances from borrowers for taxes and insurance	503	928
Accrued interest payable	176	199
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	0	3,000
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Cash and cash equivalents	75,811	62,735
Interest-bearing time deposits in banks	1,500	2,250
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Federal Home Loan Bank stock	3,142	4,198
Accrued interest receivable	2,023	1,897
Financial liabilities
Deposits	501,544	405,664
Repurchase agreements	9,244	6,245
Federal Home Loan Bank advances	14,903	25,673
Advances from borrowers for taxes and insurance	503	928
Accrued interest payable	176	199
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	0	0
Lines of credit	0	3,000
Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Loans, net of allowance for loan losses	512,643	515,515
Financial liabilities
Deposits	250,650	262,603
Unrecognized financial instruments (net of contract amount)
Commitments to originate loans	$ 0	$ 0

Commitments and Credit Risk - A

Commitments and Credit Risk - Additional Information (Detail) - USD ($)	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Commitments And Contingencies Disclosure [Line Items]
Outstanding commitments to originate loans amount	$ 28,024,000	$ 19,137,000
Loan amount commitments at fixed rates of interest	$ 15,704,000	$ 7,594,000
Weighted average interest rates for fixed rate loan commitments	4.36%	3.59%
Commercial [Member]
Commitments And Contingencies Disclosure [Line Items]
Lines of credit to borrowers	$ 116,284,000	$ 93,339,000
Open End Consumer Lines [Member]
Commitments And Contingencies Disclosure [Line Items]
Lines of credit to borrowers	$ 11,468,000	$ 10,633,000

Condensed Financial Informati_3

Condensed Financial Information (Parent Company Only) - Condensed Balance Sheet (Detail) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Assets
Cash and due from banks	$ 74,494	$ 60,785
Total assets	857,558	797,341
Liabilities
Line of credit	0	3,000
Interest payable	176	199
Other liabilities	6,337	5,968
Total liabilities	785,900	712,037
Stockholders' Equity	71,658	85,304	$ 82,564
Total liabilities and stockholders' equity	857,558	797,341
Parent Company [Member]
Assets
Cash and due from banks	5,890	5,679
Investment in common stock of subsidiary	63,797	80,472
ESOP loan	2,083	2,279
Total assets	71,770	88,430
Liabilities
Line of credit	0	3,000
Interest payable	21	19
Other liabilities	91	107
Total liabilities	112	3,126
Stockholders' Equity	71,658	85,304
Total liabilities and stockholders' equity	$ 71,770	$ 88,430

Condensed Financial Informati_4

Condensed Financial Information (Parent Company Only) - Condensed Statement of Income and Comprehensive Income (Loss) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Income
Interest on ESOP loan	$ 20,195	$ 20,999
Deposits with financial institutions	130	90
Total interest and dividend income	24,792	24,357
Expense
Interest on line of credit	79	76
Other expenses	1,673	1,763
Benefit for Income Taxes	2,043	2,034
Net Income	5,784	5,347
Comprehensive Income (Loss)	(13,495)	3,077
Parent Company [Member]
Income
Interest on ESOP loan	72	78
Deposits with financial institutions
Total interest and dividend income	72	78
Expense
Interest on line of credit	78	76
Other expenses	207	181
Total expense	285	257
Loss Before Income Tax and Equity in Undistributed Income of Subsidiary	(213)	(179)
Benefit for Income Taxes	(61)	(51)
Loss Before Equity in Undistributed Loss of Subsidiary	(152)	(128)
Equity in Undistributed Income of Subsidiary	5,936	5,475
Net Income	5,784	5,347
Comprehensive Income (Loss)	$ (13,495)	$ 3,077

Condensed Financial Informati_5

Condensed Financial Information (Parent Company Only) - Condensed Statement of Cash Flows (Detail) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash flows from operating activities
Net income	$ 5,784	$ 5,347
Items not requiring (providing) cash
Net change accrued interest payable	(23)	(338)
Net change in other liabilities	369	315
Net cash provided by operating activities	8,669	6,867
Cash flows from financing activities
Dividends paid	(1,067)	(909)
Net cash provided by financing activities	73,210	58,439
Increase in Cash and Cash Equivalents	13,076	29,268
Cash and Cash Equivalents at Beginning of Year	62,735
Cash and Cash Equivalents at End of Year	75,811	62,735
Parent Company [Member]
Cash flows from operating activities
Net income	5,784	5,347
Items not requiring (providing) cash
Net change accrued interest payable	2	(12)
Net change in other liabilities	(16)	10
Earnings from subsidiary	(5,936)	(5,475)
Net cash provided by operating activities	(166)	(130)
Cash flows from financing activities
Proceeds from exercise of stock options	315	0
Dividends paid	(1,134)	(973)
Dividends received	4,000	4,000
Loan for ESOP	196	190
Repayment of line of credit	(3,000)	0
Net cash provided by financing activities	377	3,217
Increase in Cash and Cash Equivalents	211	3,087
Cash and Cash Equivalents at Beginning of Year	5,679	2,592
Cash and Cash Equivalents at End of Year	$ 5,890	$ 5,679