Origin Bancorp (OBK) 10-K 23 Feb 22 2021 FY Annual report Financial data

Cover Page

Cover Page - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Feb. 16, 2022	Jun. 30, 2021
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-38487
Entity Registrant Name	Origin Bancorp, Inc.
Entity Incorporation, State or Country Code	LA
Entity Tax Identification Number	72-1192928
Entity Address, Address Line One	500 South Service Road East
Entity Address, City or Town	Ruston
Entity Address, State or Province	LA
Entity Address, Postal Zip Code	71270
City Area Code	318
Local Phone Number	255-2222
Title of 12(b) Security	Common Stock, par value $5.00 per share
Trading Symbol	OBNK
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Public Float			$ 937.8
Entity Common Stock, Shares Outstanding (in shares)		23,748,748
Documents Incorporated by Reference	Portions of the registrant's Definitive Proxy Statement for the 2022 Annual Meeting of Stockholders of Origin Bancorp, Inc. to be held on April 27, 2022, are incorporated by reference into Part III of this Annual Report on Form 10-K to the extent stated herein. Such Definitive Proxy Statement will be filed with the Securities and Exchange Commission within 120 days after the end of the registrant's fiscal year ended December 31, 2021.
Amendment Flag	false
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Entity CIK	0001516912

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2021
Audit Information [Abstract]
Auditor Name	BKD, LLP
Auditor Location	Little Rock, Arkansas
Auditor Firm ID	686

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 133,334	$ 60,544
Interest-bearing deposits in banks	572,284	316,670
Total cash and cash equivalents	705,618	377,214
Securities:
Available for sale	1,504,728	1,004,674
Held to maturity, net allowance for credit losses of $167 and $66 at December 31, 2021, and December 31, 2020, respectively (fair value of $25,117 and $41,205 at December 31, 2021, and December 31, 2020, respectively)	22,767	38,128
Securities carried at fair value through income	7,497	11,554
Total securities	1,534,992	1,054,356
Non-marketable equity securities held in other financial institutions	45,192	62,586
Loans held for sale ($37,032 and $136,026 at fair value at December 31, 2021, and December 31, 2020, respectively)	80,387	191,512
Loans, net of allowance for credit losses of $64,586 and $86,670 at December 31, 2021, and December 31, 2020, respectively ($17,011 at fair value at December 31, 2020)	5,166,745	5,638,103
Premises and equipment, net	80,691	81,763
Mortgage servicing rights	16,220	13,660
Cash surrender value of bank-owned life insurance	38,352	37,553
Goodwill and other intangible assets, net	51,330	30,480
Accrued interest receivable and other assets	141,758	141,041
Total assets	7,861,285	7,628,268
Liabilities and Stockholders' Equity
Noninterest-bearing deposits	2,163,507	1,607,564
Interest-bearing deposits	3,864,058	3,478,985
Time deposits	543,128	664,766
Total deposits	6,570,693	5,751,315
Federal Home Loan Bank ("FHLB") advances and other borrowings	309,801	984,608
Subordinated indebtedness, net	157,417	157,181
Accrued expenses and other liabilities	93,163	88,014
Total liabilities	7,131,074	6,981,118
Commitments and contingencies - See Note 18 - Commitments and Contingencies
Stockholders' equity:
Preferred stock, no par value, 2,000,000 shares authorized	0	0
Common stock ($5.00 par value; 50,000,000 shares authorized; 23,746,502 and 23,506,312 shares issued at December 31, 2021, and December 31, 2020, respectively)	118,733	117,532
Additional paid‑in capital	242,114	237,341
Retained earnings	363,635	266,628
Accumulated other comprehensive income	5,729	25,649
Total stockholders' equity	730,211	647,150
Total liabilities and stockholders' equity	$ 7,861,285	$ 7,628,268
Common stock, shares issued (in shares)	23,746,502	23,506,312

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Held to maturity, allowance for credit losses	$ 167	$ 66
Held to maturity, fair value	25,117	41,205
Loans held for sale	37,032	136,026
Allowance for credit loss	64,586	86,670
Loans at fair value	$ 0	$ 17,011
Preferred stock, shares authorized (in shares)	2,000,000	2,000,000
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	23,746,502	23,506,312

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest and dividend income
Interest and fees on loans	$ 218,781	$ 209,114	$ 206,899
Investment securities-taxable	14,555	11,302	11,975
Investment securities-nontaxable	6,337	5,428	3,327
Interest and dividend income on assets held in other financial institutions	1,983	2,858	4,881
Total interest and dividend income	241,656	228,702	227,082
Interest expense
Interest-bearing deposits	13,418	27,150	44,716
FHLB advances and other borrowings	4,654	5,895	8,097
Subordinated indebtedness	7,332	4,121	557
Total interest expense	25,404	37,166	53,370
Net interest income	216,252	191,536	173,712
Provision for credit losses	(10,765)	59,900	9,568
Net interest income after provision for credit losses	227,017	131,636	164,144
Noninterest income
Mortgage banking revenue	12,927	29,603	12,309
Gain on sales of securities, net	1,748	580	20
Loss on sales and disposals of other assets, net	(185)	(1,213)	(333)
Limited partnership investment income (loss)	5,701	78	(6)
Swap fee income	814	2,546	2,185
Other fee income	2,879	2,253	1,490
Other income	10,162	5,061	4,777
Total noninterest income	62,193	64,652	46,478
Noninterest expense
Salaries and employee benefits	93,026	91,105	88,974
Occupancy and equipment, net	17,347	17,022	16,759
Data processing	9,117	8,321	6,961
Electronic banking	3,563	3,686	3,441
Communications	1,574	1,767	2,098
Advertising and marketing	3,438	3,710	3,808
Professional services	3,644	3,975	3,577
Regulatory assessments	2,904	3,826	1,694
Loan-related expenses	7,688	6,316	4,174
Office and operations	6,399	5,624	6,674
Intangible asset amortization	844	1,060	1,321
Franchise tax expense	2,538	2,186	2,160
Other expenses	4,697	3,337	2,433
Total noninterest expense	156,779	151,935	144,074
Income before income tax expense	132,431	44,353	66,548
Income tax expense	23,885	7,996	12,666
Net income	$ 108,546	$ 36,357	$ 53,882
Basic earnings per common share (in dollars per share)	$ 4.63	$ 1.56	$ 2.30
Diluted earnings per common share (in dollars per share)	$ 4.60	$ 1.55	$ 2.28
Service charges and fees
Noninterest income
Revenue from contracts with customers	$ 15,049	$ 12,998	$ 13,859
Insurance commission and fee income
Noninterest income
Revenue from contracts with customers	$ 13,098	$ 12,746	$ 12,177

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 108,546	$ 36,357	$ 53,882
Securities available for sale and transferred securities:
Net unrealized holding (loss) gain arising during the period	(24,061)	25,646	11,439
Net losses realized as a yield adjustment in interest on investment securities	(10)	(10)	(10)
Reclassification adjustment for net gain included in net income	(1,748)	(580)	(20)
Change in the net unrealized (loss) gain on investment securities, before tax	(25,819)	25,056	11,409
Income tax (benefit) expense related to net unrealized (loss) gain arising during the period	(5,422)	5,262	2,396
Change in the net unrealized (loss) gain on investment securities, net of tax	(20,397)	19,794	9,013
Cash flow hedges:
Net unrealized gain (loss) arising during the period	400	(739)	(216)
Reclassification adjustment for (loss) gain included in net income	(204)	(134)	37
Change in the net unrealized gain (loss) on cash flow hedges, before tax	604	(605)	(253)
Income tax expense (benefit) related to net unrealized gain (loss) on cash flow hedges	127	(127)	(53)
Change in net unrealized position on cash flow hedges, net of tax	477	(478)	(200)
Other comprehensive (loss) income, net of tax	(19,920)	19,316	8,813
Comprehensive income	$ 88,626	$ 55,673	$ 62,695

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Lincoln Agency, LLC	Pulley White	Adjustment	Common Stock	Common StockLincoln Agency, LLC	Common StockPulley White	Additional Paid-In Capital	Additional Paid-In CapitalLincoln Agency, LLC	Additional Paid-In CapitalPulley White	Retained Earnings	Retained EarningsAdjustment	Accumulated Other Comprehensive Income (loss)
Common shares outstanding, beginning balance (in shares) at Dec. 31, 2018					23,726,559
Stockholders' equity, beginning balance at Dec. 31, 2018	$ 549,779			$ 321	$ 118,633			$ 242,041			$ 191,585	$ 321	$ (2,480)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	53,882										53,882
Other comprehensive income (loss), net of tax	8,813												8,813
Recognition of stock compensation, net (in shares)					54,386
Recognition of stock compensation, net	2,413				$ 272			2,141
Dividends declared - common stock	(5,887)										(5,887)
Repurchase of common stock (in shares)					(300,000)
Repurchase of common stock	(10,059)				$ (1,500)			(8,559)
Common shares outstanding, ending balance (in shares) at Dec. 31, 2019					23,480,945
Stockholders' equity, ending balance at Dec. 31, 2019	$ 599,262			$ (760)	$ 117,405			235,623			239,901	$ (760)	6,333
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Accounting Standards Update [Extensible List]	Accounting Standards Update 2016-13 [Member]
Net income	$ 36,357										36,357
Other comprehensive income (loss), net of tax	19,316												19,316
Recognition of stock compensation, net (in shares)					56,235
Recognition of stock compensation, net	2,568				$ 281			2,287
Dividends declared - common stock	(8,870)										(8,870)
Repurchase of common stock (in shares)					(30,868)
Repurchase of common stock	(723)				$ (154)			(569)
Common shares outstanding, ending balance (in shares) at Dec. 31, 2020					23,506,312
Stockholders' equity, ending balance at Dec. 31, 2020	647,150				$ 117,532			237,341			266,628		25,649
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	108,546										108,546
Other comprehensive income (loss), net of tax	(19,920)												(19,920)
Recognition of stock compensation, net (in shares)					100,410
Recognition of stock compensation, net	(228)				$ 502			(730)
Stock issuance (in shares)						125,386	51,962
Stock issuance		$ 5,273	$ 2,185			$ 627	$ 260		$ 4,646	$ 1,925
Dividends declared - common stock	(11,539)										(11,539)
Repurchase of common stock (in shares)					(37,568)
Repurchase of common stock	(1,256)				$ (188)			(1,068)
Common shares outstanding, ending balance (in shares) at Dec. 31, 2021					23,746,502
Stockholders' equity, ending balance at Dec. 31, 2021	$ 730,211				$ 118,733			$ 242,114			$ 363,635		$ 5,729

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement of Stockholders' Equity [Abstract]
Common stock dividends declared (in dollars per share)	$ 0.49	$ 0.3775	$ 0.25

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net income	$ 108,546	$ 36,357	$ 53,882
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	(10,765)	59,900	9,568
Depreciation and amortization	6,830	6,880	6,706
Net amortization on securities	7,758	4,581	975
Amortization of investments in tax credit funds	1,825	1,442	1,608
Net realized gain on securities sold	(1,748)	(580)	(20)
Deferred income tax expense (benefit)	6,279	(11,884)	(2,596)
Stock-based compensation expense	2,295	2,320	2,247
Originations of mortgage loans held for sale	(478,325)	(659,188)	(353,090)
Proceeds from mortgage loans held for sale	542,638	570,349	334,958
Gain on mortgage loans held for sale, including origination of servicing rights	(17,015)	(19,190)	(6,943)
Mortgage servicing rights valuation adjustment	2,593	12,746	7,012
Net loss on disposals of premises and equipment	82	72	139
Increase in the cash surrender value of life insurance	(810)	(917)	(755)
Gain on equity securities without a readily determinable fair value	(19)	0	(367)
Net losses on sales and write-downs of other real estate owned	103	1,141	194
Gain on fair value of previously held interest in Lincoln Agency	(5,213)	0	0
Other operating activities, net	6,431	(3,142)	8,035
Net cash provided by operating activities	171,485	887	61,553
Cash flows from investing activities:
Cash paid for business combinations	(7,457)	0	0
Purchases of securities available for sale	(717,028)	(700,319)	(94,544)
Maturities, pay downs and calls of securities available for sale	146,941	151,932	154,473
Proceeds from sales of securities available for sale	44,893	64,702	27,766
Purchase of securities held to maturity	0	(10,000)	(10,000)
Maturities, pay downs and calls of securities held to maturity	15,250	415	541
Pay downs of securities carried at fair value	3,243	452	434
Net sales (purchases) of non-marketable equity securities held in other financial institutions	17,583	(22,401)	3,386
Originations of mortgage warehouse loans	(16,121,464)	(13,665,295)	(4,306,171)
Proceeds from pay-offs of mortgage warehouse loans	16,578,387	12,855,955	4,239,381
Net decrease (increase) in loans, excluding mortgage warehouse and loans held for sale	55,020
Net decrease (increase) in loans, excluding mortgage warehouse and loans held for sale		(788,719)	(290,278)
Surrender (purchase) of bank-owned life insurance	11	0	(4,500)
Return of capital on limited partnership investments	0	818	503
Capital calls on limited partnership investments	(225)	(525)	(1,521)
Purchase of low-income housing tax credit investments	(1,254)	0	0
Purchases of premises and equipment	(5,015)	(7,198)	(11,152)
Proceeds from sales of premises and equipment	18	0	27
Proceeds from sales of other real estate owned	3,949	4,451	470
Net cash provided by (used in) investing activities	12,852	(2,115,732)	(291,185)
Cash flows from financing activities:
Net increase in deposits	819,378	1,522,703	445,474
Proceeds from long-term FHLB advances	0	0	100,000
Repayments on long-term FHLB advances	(13,716)	(1,898)	(101,649)
Proceeds from Federal Reserve Bank Paycheck Protection Program Liquidity Facility ("PPPLF")	0	319,257	0
Repayments on PPPLF	0	(319,257)	0
Proceeds from short-term FHLB advances	5,726,000	2,107,000	2,815,000
Repayments on short-term FHLB advances	(6,376,000)	(1,557,000)	(2,815,000)
Issuance of subordinated indebtedness, net	0	147,374	0
Net increase (decrease) in securities sold under agreements to repurchase	1,039	(8,309)	(23,597)
Dividends paid	(11,525)	(8,854)	(5,863)
Cash received from exercise of stock options	146	248	166
Common stock repurchased	(1,256)	(723)	(10,059)
Net cash provided by financing activities	144,066	2,200,541	404,472
Net increase in cash and cash equivalents	328,403	85,696	174,840
Cash and cash equivalents at beginning of period	377,214	291,518	116,678
Cash and cash equivalents at end of period	705,617	377,214	291,518
Interest paid	26,265	36,432	53,227
Income taxes paid	21,164	24,974	10,023
Significant non-cash transactions:
Unsettled liability for investment purchases recorded at trade date	8,191	1,514	2,659
Real estate acquired in settlement of loans	$ 3,889	$ 2,446	$ 1,577

Significant Accounting Policies

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Significant Accounting Policies	Note 1 - Significant Accounting Policies Nature of Operations . Origin Bancorp, Inc. ("Company") is a financial holding company headquartered in Ruston, Louisiana. The Company's wholly-owned bank subsidiary, Origin Bank ("Bank"), provides a broad range of financial services to businesses, municipalities, high net worth individuals and retail clients. The Company currently operates 44 banking centers located in Dallas/Fort Worth and Houston, Texas, North Louisiana and into Mississippi. The Company principally operates in one business segment, community banking. Basis of Presentation . The consolidated financial statements include the accounts of the Company and all other entities in which Origin Bancorp, Inc. has a controlling financial interest, including the Bank, and Davison Insurance Agency, LLC ("Davison Insurance"), doing business as Lincoln Agency, LLC (the "Lincoln Agency"), Lincoln Agency Transportation Insurance, Pulley-White Insurance Agency ("Pulley-White"), Reeves, Coon & Funderburg, Simoneaux & Wallace Agency and Thomas & Farr Agency. All significant intercompany balances and transactions have been eliminated in consolidation. The Company's accounting and financial reporting policies conform, in all material respects, to accounting principles generally accepted in the United States ("U.S. GAAP") and to general practices within the financial services industry. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued. Reclassifications . Certain amounts previously reported have been reclassified to conform to the current presentation. Such reclassifications had no effect on prior year net income or stockholders' equity. Variable Interest Entities . The Company determines whether it has a controlling financial interest in an entity by first evaluating whether the entity is a voting interest entity or a variable interest entity ("VIE") under U.S. GAAP. Voting interest entities are entities in which the total equity investment at risk is sufficient to enable the entity to finance itself independently and provides the equity holders with the obligation to absorb losses, the right to receive residual returns and the right to make decisions about the entity's activities. The Company consolidates voting interest entities in which it has all, or at least a majority of, the voting interest. As defined in applicable accounting standards, VIEs are entities that lack one or more of the characteristics of a voting interest entity. A controlling financial interest in a VIE is present when an enterprise has both the power to direct the activities of the VIE that most significantly impact the VIE's economic performance and an obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIE. The enterprise with a controlling financial interest, known as the primary beneficiary, consolidates the VIE. The Company's wholly-owned subsidiaries CTB Statutory Trust I and First Louisiana Statutory Trust I are VIEs for which the Company is not the primary beneficiary. Accordingly, the accounts of these trusts are not included in the Company's consolidated financial statements. Operating Segments . Operating segments are components of an enterprise about which separate financial information is available that is evaluated regularly by the chief operating decision-maker in deciding how to allocate resources and in assessing performance. The Bank is the only significant subsidiary upon which management makes decisions regarding how to allocate resources and assess performance. Individual bank branches offer a group of similar services, including commercial, real estate and consumer loans, time deposits, checking and savings accounts, all with similar operating and economic characteristics. While the chief operating decision-maker monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the community banking services and branch locations are considered by management to be aggregated into one reportable operating segment, community banking. Use of Estimates . The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions based on available information that affect the amounts reported in the financial statements and disclosures provided, including the accompanying notes, and actual results could differ. Material estimates that are particularly susceptible to change include the allowance for credit losses for loans and available for sale securities; fair value measurements of assets and liabilities; and income taxes. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the Company's consolidated financial statements in the period they are deemed necessary. While management uses its best judgment, actual results could differ from those estimates. Cash and Cash Equivalents . For purposes of the statement of cash flows, the Company considers all cash on hand, demand deposits with other banks, federal funds sold and short-term interest-bearing cash items with an original maturity less than 90 days to be cash equivalents. The Company maintains deposits with other financial institutions in amounts that exceed federal deposit insurance coverage. Furthermore, federal funds sold are essentially uncollateralized loans to other financial institutions. Management regularly evaluates the credit risk associated with the counterparties to these transactions and believes that the Company is not exposed to any significant credit risks on cash and cash equivalents. At December 31, 2021 and 2020 the Company had cash collateral required to be held with counterparties on certain derivative transactions as discussed in Note 12 - Derivative Financial Instruments . Securities . The Company accounts for debt and equity securities as follows: Available for Sale ("AFS") - Debt securities that will be held for indefinite periods of time, including securities that may be sold in response to changes in market interest or prepayment rates, needs for liquidity and changes in the availability of and the yield of alternative investments are classified as AFS. These assets are carried at fair value. Fair value is determined using published quotes. If quoted market prices are not available, fair values are based on other methods including, but not limited to the discounting of cash flows. Unrealized gains and losses on AFS securities are excluded from earnings and reported net of tax in accumulated other comprehensive income until realized. Please see the paragraphs under Allowance for Credit Losses referenced below in this footnote for information on the allowance for credit losses pertaining to AFS securities. Held to Maturity ("HTM") - Debt securities that management has the positive intent and ability to hold until maturity are classified as HTM and are carried at their remaining unpaid principal balance, net of unamortized premiums or unaccredited discounts. Please see the paragraphs under Allowance for Credit Losses referenced below in this footnote for information on the allowance for credit losses pertaining to HTM securities. Securities Carried at Fair Value through Income - Debt securities for which the Company has elected the fair value option for accounting are classified as securities carried at fair value through income. Management has elected the fair value option for these items to offset the corresponding change in fair value of related interest rate swap agreements. Fair value is determined using discounted cash flows and credit quality indicators. Changes in fair value are reported through the consolidated statements of income as a part of other noninterest income. Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on nonaccrual status if (i) principal or interest has been in default for a period of 90 days or more or (ii) full payment of principal and interest is not expected. Interest accrued but not received for a security placed on nonaccrual status is reversed against interest income. Gains and losses on sales are recorded on the trade date, are derived from the amortized cost of the security sold and are determined using the specific identification method. Non-marketable Equity Securities Held in Other Financial Institutions . Securities with limited marketability, such as stock in the Federal Reserve Bank of Dallas ("FRB") or the Federal Home Loan Bank of Dallas ("FHLB"), are carried at cost, less impairment, if any. These investments in stock do not have readily determinable fair values. The Company's remaining equity investments in other financial institutions, excluding FRB and FHLB, totaling $15.7 million and $12.1 million at December 31, 2021 and 2020, respectively, qualify for the practicability exception under Accounting Standards Update ("ASU") 2016-01 due to having illiquid markets and are carried at cost, less impairment, plus or minus any observable price changes. The carrying value of these securities was evaluated and was determined not to be impaired for the years ended December 31, 2021, 2020 and 2019. Loans Held for Sale . Loans held for sale include mortgage loans and are carried at fair value, with unrealized gains and losses recorded in the consolidated statements of income. Please see Mortgage Servicing Rights and Transfers of Financial Assets below for information on the GNMA repurchase asset which represents the difference between the total loans held for sale on the face of the balance sheet and the loans held for sale at fair value also shown on the face of the balance sheet. Forward commitments to sell mortgage loans are acquired to reduce market risk on mortgage loans in the process of origination and mortgage loans held for sale. The forward commitments acquired by the Company for mortgage loans in process of origination are mandatory forward commitments, and the Company is required to substitute another loan or to buy back the commitment if the original loan does not fund. Typically, the Company delivers the mortgage loans within a few days after the loans are funded. These commitments are derivative instruments carried at fair value. Gains and losses resulting from sales of mortgage loans are realized when the respective loans are sold to investors. Gains and losses are determined by the difference between the selling price (including the fair value of any items such as mortgage servicing rights) and the carrying amount of the loans sold. Fees received from borrowers to guarantee the funding of mortgage loans held for sale are recognized as income or expense when the loans are sold or when it becomes evident that the commitment will not be used. Loans . Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or payoff, are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for credit losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, and certain direct origination costs, are deferred and amortized as a yield adjustment over the lives of the related loans using the interest method. Late fees are recognized as income when earned, assuming collectability is reasonably assured. The Company has elected the fair value option on a small portion of its LHFI at December 31, 2020, with changes in fair value recorded in noninterest income. For these loans, the earned current contractual interest payment is recognized in interest income. Loan origination costs and fees are recognized in earnings as incurred and not deferred. Because these loans are recognized at fair value, the Company's allowance for credit losses policy does not apply to these loans. Fair value is determined using discounted cash flows and credit quality indicators. In addition to loans issued in the normal course of business, the Company considers overdrafts on customer deposit accounts to be loans and classifies these overdrafts as loans in its consolidated balance sheets. Loans are placed on nonaccrual status when management believes that the borrower's financial condition, after giving consideration to economic and business conditions and collection efforts, is such that collection of interest is doubtful, or generally when loans are 90 days or more past due. Loans may be placed on nonaccrual status even if the contractual payments are not past due if information becomes available that causes substantial doubt about the borrower's ability to meet the contractual obligations of the loan. When accrual of interest is discontinued, all unpaid accrued interest is reversed. Past due status is based on contractual terms of the loan. Interest income on nonaccrual loans may be recognized to the extent cash payments are received, but payments received are usually applied to principal. Nonaccrual loans are generally returned to accrual status when contractual payments are less than 90 days past due, the customer has made required payments for at least six months, and the Company reasonably expects to collect all principal and interest. If a loan is determined by management to be uncollectible, regardless of size, the portion of the loan determined to be uncollectible is then charged to the allowance for loan credit losses. Allowance for Credit Losses . The allowance for loan credit losses represents the estimated losses for financial assets accounted for on an amortized cost basis. Expected losses are calculated using relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Company evaluates loans held for investment ("LHFI") on a pool basis with pools of loans characterized by loan type, collateral, industry, internal credit risk rating and Fair Isaac Corporation ("FICO") score. The Company applied a probability of default, loss given default loss methodology to the loan pools at January 1 and December 31, 2021. Historical loss rates for each pool are calculated based on charge-off and recovery data beginning with the second quarter of 2012. These loss rates are adjusted for differences between current period conditions, including the ongoing effects of COVID-19 on the U.S. economy, and the conditions existing during the historical loss period. Historical losses are additionally adjusted for the effects of certain economic variables forecast over a one-year period. Subsequent to the forecast effects, historical loss rates are used to estimate losses over the estimated remaining lives of the loans. The estimated remaining lives consist of the contractual lives, adjusted for estimated prepayments. Loans that exhibit characteristics different from their pool characteristics are evaluated on an individual basis. Certain of these loans are considered to be collateral dependent with the borrower experiencing financial difficulty. For these loans, the fair value of collateral practical expedient is elected whereby the allowance is calculated as the amount by which the amortized cost exceeds the fair value of collateral, less costs to sell (if applicable). Those individual loans that are not collateral dependent are evaluated based on a discounted cash flow methodology. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. Loans are charged off against the allowance for credit losses when management believes the loss is confirmed. Subsequent recoveries, if any, are credited to the allowance. Delinquency statistics are updated at least monthly and are the most meaningful indicator of the credit quality of one-to-four single-family residential, home equity loans and lines of credit and other consumer loans. Internal risk ratings are considered the most meaningful indicator of credit quality for commercial and industrial, construction, and commercial real estate loans. Internal risk ratings are a key factor in identifying loans that are individually evaluated for impairment and impact management's estimates of loss factors used in determining the amount of the allowance for credit losses. Internal risk ratings are updated on a regular basis. Troubled debt restructurings ("TDRs") are loans for which the contractual terms on the loan have been modified and both of the following conditions exist: (1) the borrower is experiencing financial difficulty and (2) the restructuring constitutes a concession. Concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The Company assesses all loan modifications to determine whether they constitute a TDR. The allowance for off-balance sheet exposures was determined using the same methodology that is applied to LHFI. Utilization rates are determined based on historical usage. Credit losses related to available for sale debt securities are recorded through an allowance for credit losses. The amount of the allowance for credit losses is limited to the amount by which fair value is below amortized cost. Discounted cash flow analysis is required for determining credit losses for available for sale securities. In determining whether or not a credit loss exists, such factors as extent of the loss, adverse conditions related to the entity, industry or geographic region, security structure, ratings and changes by a rating agency and past performance are considered. The length of time a security has been in an unrealized loss position is not a factor in determining whether a credit loss exists. The allowance for credit losses for held-to-maturity securities is calculated using a probability of default, loss given default methodology. Credit losses are estimated over the lives of the securities using historical loss rates, adjusted for current conditions and reasonable and supportable forecasts. Third-party data is used for the historical loss rates and probability of default statistics. The forecast effect is applied over the estimated lives of the securities. Premises and Equipment, net . Land is carried at cost. Buildings and improvements are stated at cost less accumulated depreciation computed using the straight-line method over the estimated useful lives of the assets, which range from 35 to 39 years. Furniture, fixtures, and equipment are stated at cost less accumulated depreciation computed using the straight-line method over the estimated useful lives of the assets, which range from three Leases. The Company determines if an arrangement is a lease at inception. Operating lease assets are included in accrued interest receivable and other assets, operating lease liabilities are included in accrued expenses and other liabilities in the Company's consolidated balance sheets. The Company has made an accounting policy election not to recognize short-term lease assets and liabilities (less than a 12-month term) or immaterial equipment and server space leases in its balance sheets; instead, the Company recognizes the lease expense for these leases on a straight-line basis over the life of the lease. The Company has no material finance leases. Right of use ("ROU") assets represent the Company's right to use an underlying asset for the lease term and lease liabilities represent the Company's obligation to make lease payments arising from the lease. ROU lease assets and liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. The Company uses an estimated incremental collateralized borrowing rate, which is derived from information available at the lease commencement date and gives consideration to the applicable FHLB borrowing rates, when determining the present value of lease payments. The Company's lease terms include options to extend a lease when it is reasonably certain that the Company will exercise that option. The Company's lease agreements do not contain any residual value guarantees. All of the Company's operating long-term leases are real estate leases, which are accounted for as a single lease component. Mortgage Servicing Rights and Transfers of Financial Assets . Gains or losses on "servicing-retained" loan sale transactions generally include a component reflecting the differential between the contractual interest rate of the loan and the interest rate to be received by the investor. The present value of the estimated future profit for servicing the loans is also taken into account in determining the amount of gain or loss on the sale of these loans. For loans sold servicing-retained, the fair value of mortgage servicing rights is recorded as an asset, with their value estimated using a discounted cash flow methodology to arrive at the present value of future expected earnings from the servicing of the loans. Significant model inputs include prepayment speeds, discount rates, and servicing costs. Servicing revenues are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. Loans sold into the secondary market are considered transfers of financial assets. These transfers are accounted for as sales when control over the asset has been surrendered, which is deemed to have occurred when: an asset does not have any claims to it by the transferor or their creditors, including in bankruptcy or other receivership situations; the transferee obtains the unconditional right to pledge or exchange the asset; or the transfer does not include a repurchase provision above the limited recourse provisions of these loan sales. GNMA optional repurchase programs allow financial institutions to buy back individual delinquent mortgage loans that meet certain criteria from the securitized loan pool for which the institution provides servicing. At the servicer's option and without GNMA's prior authorization, the servicer may repurchase a delinquent loan for an amount equal to 100% of the remaining principal balance of the loan. This buy-back option is considered a conditional option until the delinquency criteria are met, at which time the option becomes unconditional. When a financial institution is deemed to have regained effective control over these loans under the unconditional buy-back option, the loans can no longer be reported as sold and must be included in the balance sheet as mortgage loans held for sale, regardless of whether the institution intends to exercise the buy-back option. These loans were recorded as mortgage loans held for sale, at the lower of cost or fair value with a corresponding liability in FHLB advances and other borrowings on the Company's consolidated balance sheets. Derivative Instruments and Hedging Activities . All derivatives are recorded on the accompanying consolidated balance sheets at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a fair value hedge or the earnings effect of the hedged forecasted transactions in a cash flow hedge. During the term of a cash flow hedge contract, the effective portion of changes in fair value in the derivative instrument are recorded in accumulated other comprehensive income. Changes in the fair value of derivatives to which hedge accounting does not apply are recognized immediately in earnings. Note 12 - Derivative Financial Instruments describes the derivative instruments currently used by the Company and discloses how these derivatives impact its consolidated balance sheets and statements of income. Goodwill and Other Intangible Assets . Goodwill, which represents the excess of cost over the fair value of the net assets of an acquired business, is not amortized but tested for impairment on an annual basis, which is typically October 1 for the Company, or more often if events or circumstances indicate that there may be impairment. Because of the volatile market conditions during which the Company's market value fell below book value, the Company performed a qualitative assessment of whether it was more likely than not that the fair value was less than carrying value during each quarter of 2020 including a goodwill impairment assessment performed by a third-party valuation specialist during the second quarter of 2020. Based on these assessments, it was determined that the Company's fair value exceeded carrying value and no goodwill impairment was recorded during 2020. Other intangible assets, such as relationship based intangibles and core deposit intangibles, are amortized on a basis consistent with the receipt of economic benefit to us. Such assets are evaluated at least annually as to the recoverability of their carrying value for potential impairment. In the quarter following the period in which identified intangible assets become fully amortized, the fully amortized balances are removed from the gross asset and accumulated amortization amounts. Other Real Estate Owned . Other real estate owned ("OREO") represents properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure on loans on which the borrowers have defaulted as to payment of principal and interest. OREO also includes bank-owned real estate which the Company is no longer utilizing and intends to sell. These properties are initially recorded at fair value, less cost to sell, at the date of foreclosure, establishing a new cost basis. Fair value is determined based on third-party appraisals. Any subsequent capital improvements that increase value are added to the balance of the properties. Any valuation adjustments required at the date of transfer from loans to OREO are charged to the allowance for credit losses. Any subsequent write-downs to reflect current fair value, or gains and losses on the sale of the properties are charged to noninterest income. At December 31, 2021 and 2020, the balance of OREO was $1.5 million and $1.6 million, respectively, and included as a component of accrued interest receivable and other assets in the accompanying consolidated balance sheets. Overnight Repurchase Agreements with Depositors . The Company enters into agreements under which it sells securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the Company may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates it to repurchase the assets. Securities sold under agreements to repurchase generally mature on the banking day following that on which the investment was initially sold and are treated as collateralized financing transactions which are recorded at the amounts at which the securities were sold plus accrued interest. Interest rates and maturity dates of the securities involved vary and are not intended to be matched with funds from customers. Revenue Recognition . In general, for revenue not associated with financial instruments, guarantees and lease contracts, the Company applies the following steps when recognizing revenue from contracts with customers: (i) identify the contract, (ii) identify the performance obligations, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations and (v) recognize revenue when a performance obligation is satisfied. Our contracts with customers are generally short-term in nature, typically due within one year or less or cancellable by us or our customer upon a short notice period. Performance obligations for our customer contracts are generally satisfied at a single point in time, typically when the transaction is complete, or over time. Descriptions of the Company's revenue generating activities that are within the scope of Topic 606 are described below. Service charges and fees on deposit accounts Service charges and fees on deposit accounts are primarily comprised of maintenance fees, service fees, stop payment and insufficient funds fees. The Company's performance obligation for service fees or other fees covering a period of time are generally satisfied, and related revenue recognized, over the period in which the service is provided. The Company's performance obligations for transactional-based fees are generally satisfied, and related revenue recognized, at a point in time. Insurance commission and fee income The Company earns commission income through production on behalf of insurance carriers and also earns fee income by providing complementary services such as collection of premiums. In most instances, the Company considers the performance obligation to be complete at the time the service was rendered. Credit card interchange income The Company records credit card interchange income at a point in time as card transactions occur. The Company's performance obligation for these transactions is deemed to have occurred upon completion of each transaction. The amounts are included as a component of other income in the consolidated statements of income. Gain or loss on sale of other assets and OREO In the normal course of business, the Company recognizes the sale on other assets and OREO, along with any gain or loss, when control of the property transfers to the buyer through an executed contractual agreement. The transaction price is fixed, and on occasion the Company will finance a portion of the purchase price of the transferred asset. Mortgage Banking Revenue . This revenue category primarily reflects the Company's mortgage production, sales and mortgage servicing revenue, including fees and income derived from mortgages originated with the intent to sell; mortgage sales and servicing; and the impact of risk management activities associated with the mortgage pipeline and mortgage servicing rights ("MSRs"). This revenue category also includes gains and losses on sales and changes in fair value for mortgage loans originated with the intent to sell and measured at fair value under the fair value option. Changes in the fair value of MSRs are reported in mortgage banking revenue. Net interest income from mortgage loans is recorded in interest income. Income Taxes . Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company did not have any amount accrued with respect to uncertainty in income taxes at December 31,

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Share	Note 2 - Earnings Per Share Basic and diluted earnings per common share are calculated using the treasury method. Under the treasury method, basic earnings per share is calculated as net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under stock options and restricted stock awards. Information regarding the Company's basic and diluted earnings per common share is presented in the following table: (Dollars in thousands, except per share amounts) Years Ended December 31, Numerator: 2021 2020 2019 Net income $ 108,546 $ 36,357 $ 53,882 Denominator: Weighted average common shares outstanding 23,431,504 23,367,221 23,470,746 Dilutive effect of stock-based awards 177,082 144,731 203,319 Weighted average diluted common shares outstanding 23,608,586 23,511,952 23,674,065 Basic earnings per common share $ 4.63 $ 1.56 $ 2.30 Diluted earnings per common share 4.60 1.55 2.28

Securities

Securities	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Note 3 - Securities The following table is a summary of the amortized cost and estimated fair value, including the allowance for credit losses and gross unrealized gains and losses, of available for sale, held to maturity and securities carried at fair value through income for the dates indicated: (Dollars in thousands) December 31, 2021 Amortized Gross Gross Fair Allowance for Credit Losses Net Carrying Amount Available for sale: State and municipal securities $ 394,046 $ 14,095 $ (2,323) $ 405,818 $ — $ 405,818 Corporate bonds 80,498 2,509 (273) 82,734 — 82,734 U.S. government and agency securities 98,892 2 (1,236) 97,658 — 97,658 Commercial mortgage-backed securities 65,691 — (1,448) 64,243 — 64,243 Residential mortgage-backed securities 559,655 3,751 (5,605) 557,801 — 557,801 Commercial collateralized mortgage obligations 20,000 2 (330) 19,672 — 19,672 Residential collateralized mortgage obligations 196,691 460 (3,411) 193,740 — 193,740 Asset-backed securities 81,985 1,077 — 83,062 — 83,062 Total $ 1,497,458 $ 21,896 $ (14,626) $ 1,504,728 $ — $ 1,504,728 Held to maturity: State and municipal securities $ 22,934 $ 2,183 $ — $ 25,117 $ (167) $ 22,767 Securities carried at fair value through income: State and municipal securities (1) $ 7,375 $ — $ — $ 7,497 $ — $ 7,497 December 31, 2020 Available for sale: State and municipal securities $ 420,559 $ 21,884 $ (258) $ 442,185 $ — $ 442,185 Corporate bonds 64,313 1,762 (137) 65,938 — 65,938 U.S. government and agency securities 851 3 (5) 849 — 849 Commercial mortgage-backed securities 10,814 266 — 11,080 — 11,080 Residential mortgage-backed securities 207,742 7,441 (232) 214,951 — 214,951 Residential collateralized mortgage obligations 193,865 1,739 (261) 195,343 — 195,343 Asset-backed securities 73,451 877 — 74,328 — 74,328 Total $ 971,595 $ 33,972 $ (893) $ 1,004,674 $ — $ 1,004,674 Held to maturity: State and municipal securities $ 38,194 $ 3,011 $ — $ 41,205 $ (66) $ 38,128 Securities carried at fair value through income: State and municipal securities (1) $ 10,618 $ — $ — $ 11,554 $ — $ 11,554 ____________________________ (1) Securities carried at fair value through income have no unrealized gains or losses at the balance sheet date as all changes in value have been recognized in the consolidated statements of income. See Note 5 - Fair Value of Financial Instruments for more information. Securities with unrealized losses at December 31, 2021 and 2020, aggregated by investment category and those individual securities that have been in a continuous unrealized loss position for less than 12 months, and for 12 months or more, were as follows. Less than 12 Months 12 Months or More Total (Dollars in thousands) December 31, 2021 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for sale: State and municipal securities $ 82,627 $ (1,651) $ 16,617 $ (672) $ 99,244 $ (2,323) Corporate bonds 13,299 (201) 2,928 (72) 16,227 (273) U.S. government and agency securities 97,010 (1,234) 440 (2) 97,450 (1,236) Commercial mortgage-backed securities 57,703 (1,167) 6,540 (281) 64,243 (1,448) Residential mortgage-backed securities 409,382 (5,577) 1,693 (28) 411,075 (5,605) Commercial collateralized mortgage obligations 14,568 (330) — — 14,568 (330) Residential collateralized mortgage obligations 127,080 (2,623) 31,301 (788) 158,381 (3,411) Total $ 801,669 $ (12,783) $ 59,519 $ (1,843) $ 861,188 $ (14,626) Held to maturity: State and municipal securities $ — $ — $ — $ — $ — $ — December 31, 2020 Available for sale: State and municipal securities $ 21,979 $ (258) $ — $ — $ 21,979 $ (258) Corporate bonds 30,513 (137) — — 30,513 (137) U.S. government and agency securities — — 568 (5) 568 (5) Residential mortgage-backed securities 23,178 (232) — — 23,178 (232) Residential collateralized mortgage obligations 43,911 (261) — — 43,911 (261) Total $ 119,581 $ (888) $ 568 $ (5) $ 120,149 $ (893) Held to maturity: State and municipal securities $ — $ — $ — $ — $ — $ — Management evaluates available for sale debt securities in unrealized loss positions to determine whether the impairment is due to credit-related factors or non credit-related factors. Consideration is given to (1) the extent to which the fair value is less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. Management does not have the intent to sell any of the securities in an unrealized loss position and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, at December 31, 2021, management believes that the unrealized losses detailed in the previous table are due to non credit-related factors, including changes in interest rates and other market conditions, and therefore no losses have been recognized in the Company’s consolidated statements of income. The following table presents the activity in the allowance for credit losses for held-to-maturity debt securities. (Dollars in thousands) Municipal Securities Allowance for credit losses: 2021 2020 Balance at January 1, $ 66 $ — Impact of adopting ASC 326 — 96 Credit loss allowance (recovery) 101 (30) Balance at December 31, $ 167 $ 66 Accrued interest of $6.1 million and $5.4 million was not included in the calculation of the allowance at December 31, 2021 or 2020, respectively. There were no past due held-to-maturity securities or held-to-maturity securities in nonaccrual status at December 31, 2021 or 2020. Proceeds from sales and calls, and related gross gains and losses of securities available for sale, are shown below. Year Ended December 31, (Dollars in thousands) 2021 2020 2019 Proceeds from sales/calls $ 44,893 $ 64,702 $ 27,766 Gross realized gains 1,780 774 161 Gross realized losses (32) (194) (141) The following table presents the amortized cost and fair value of securities available for sale and held to maturity at December 31, 2021, grouped by contractual maturity. Mortgage-backed securities, collateralized mortgage obligations and asset-backed securities, which do not have contractual payments due at a single maturity date, are shown separately. Actual maturities for mortgage-backed securities, collateralized mortgage obligations and asset-backed securities will differ from contractual maturities as a result of prepayments made on the underlying loans. (Dollars in thousands) Held to Maturity Available for Sale December 31, 2021 Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ — $ — $ 5,618 $ 5,623 Due after one year through five years — — 117,609 120,398 Due after five years through ten years 22,934 25,117 153,260 155,903 Due after ten years — — 296,949 304,286 Commercial mortgage-backed securities — — 65,691 64,243 Residential mortgage-backed securities — — 559,655 557,801 Commercial collateralized mortgage obligations — — 20,000 19,672 Residential collateralized mortgage obligations — — 196,691 193,740 Asset-backed securities — — 81,985 83,062 Total $ 22,934 $ 25,117 $ 1,497,458 $ 1,504,728 The following table presents carrying amounts of securities pledged as collateral for deposits and repurchase agreements for the period ends presented. (Dollars in thousands) December 31, 2021 December 31, 2020 Carrying value of securities pledged to secure public deposits $ 331,651 $ 289,537 Carrying value of securities pledged to repurchase agreements 10,312 10,982

Loans

Loans	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Loans	Note 4 - Loans Loans consist of the following: (Dollars in thousands) December 31, 2021 December 31, 2020 Loans held for sale $ 80,387 $ 191,512 LHFI: Loans secured by real estate: Commercial real estate $ 1,693,512 $ 1,370,928 Construction/land/land development 530,083 531,860 Residential real estate 909,739 885,120 Total real estate 3,133,334 2,787,908 Commercial and industrial (1) 1,454,235 1,817,862 Mortgage warehouse lines of credit 627,078 1,084,001 Consumer 16,684 17,991 Total loans accounted for at amortized cost 5,231,331 5,707,762 Loans accounted for at fair value — 17,011 Total LHFI (2) 5,231,331 5,724,773 Less: Allowance for loan losses 64,586 86,670 LHFI, net $ 5,166,745 $ 5,638,103 ____________________________ (1) Includes $105.8 million and $546.5 million of PPP loans at December 31, 2021 and December 31, 2020, respectively. (2) Includes net deferred loan fees of $9.6 million and $13.7 million at December 31, 2021, and December 31, 2020, respectively. There were no loans held for investment ("LHFI") for which the fair value option was elected at December 31, 2021, and $17.0 million of commercial real estate loans for which the fair value option was elected at December 31, 2020. The Company mitigates the interest rate component of fair value risk on loans at fair value by entering into derivative interest rate contracts. See Note 5 - Fair Value of Financial Instruments for more information on loans for which the fair value option has been elected. The Company was a participating lender in the Paycheck Protection Program ("PPP") in 2020 and 2021. There were approximately $105.8 million and $546.5 million in PPP loans outstanding included in the Company’s commercial and industrial loan portfolio at December 31, 2021 and 2020, respectively, which included $3.0 million and $9.6 million in net deferred loan fees at December 31, 2021 and 2020, respectively. PPP loans have a maximum maturity of five years and earn interest at 1%. PPP loans are fully guaranteed by the U.S. government and can be forgiven by the Small Business Administration ("SBA") if the borrower uses the proceeds to pay specified expenses. The Company believes that the vast majority of its PPP loans will ultimately be forgiven by the SBA in accordance with the terms of the program, and as of December 31, 2021, forgiveness has been granted on $648.4 million of PPP loans. Credit quality indicators. As part of the Company's commitment to manage the credit quality of its loan portfolio, management annually and periodically updates and evaluates certain credit quality indicators, which include but are not limited to (i) weighted-average risk rating of the loan portfolio, (ii) net charge-offs, (iii) level of non-performing loans, (iv) level of classified loans (defined as substandard, doubtful and loss), and (v) the general economic conditions in the cities and states in which the Company operates. The Company maintains an internal risk rating system where ratings are assigned to individual loans based on assessed risk. Loan risk ratings are the primary indicator of credit quality for the loan portfolio and are continually evaluated to ensure they are appropriate based on currently available information. The following is a summary description of the Company's internal risk ratings: • Pass (1-6) Loans within this risk rating are further categorized as follows: Minimal risk (1) Well-collateralized by cash equivalent instruments held by the Bank. Moderate risk (2) Borrowers with excellent asset quality and liquidity. Borrowers' capitalization and liquidity exceed industry norms. Borrowers in this category have significant levels of liquid assets and have a low level of leverage. Better than average risk (3) Borrowers with strong financial strength and excellent liquidity that consistently demonstrate strong operating performance. Borrowers in this category generally have a sizable net worth that can be converted into liquid assets within 12 months. Average risk (4) Borrowers with sound credit quality and financial performance, including liquidity. Borrowers are supported by sufficient cash flow coverage generated through operations across the full business cycle. Marginally acceptable risk (5) Loans generally meet minimum requirements for an acceptable loan in accordance with lending policy, but possess one or more attributes that cause the overall risk profile to be higher than the majority of newly approved loans. Watch (6) A passing loan with one or more factors that identify a potential weakness in the overall ability of the borrower to repay the loan. These weaknesses are generally mitigated by other factors that reduce the risk of delinquency or loss. • Special Mention (7) This grade is intended to be temporary and includes borrowers whose credit quality has deteriorated and is at risk of further decline. • Substandard (8) This grade includes "Substandard" loans under regulatory guidelines. Substandard loans exhibit a well-defined weakness that jeopardizes debt repayment in accordance with contractual agreements, even though the loan may be performing. These obligations are characterized by the distinct possibility that a loss may be incurred if these weaknesses are not corrected and repayment may be dependent upon collateral liquidation or secondary source of repayment. • Doubtful (9) This grade includes "Doubtful" loans under regulatory guidelines. Such loans are placed on nonaccrual status and repayment may be dependent upon collateral with no readily determinable valuation or valuations that are highly subjective in nature. Repayment for these loans is considered improbable based on currently existing facts and circumstances. • Loss (0) This grade includes "Loss" loans under regulatory guidelines. Loss loans are charged-off or written down when repayment is not expected. In connection with the review of the loan portfolio, the Company considers risk elements attributable to particular loan types or categories in assessing the quality of individual loans. The list of loans to be reviewed for possible individual evaluation consists of nonaccrual commercial loans over $100,000 with direct exposure, unsecured loans over 90 days past due, commercial loans classified substandard or worse over $100,000 with direct exposure, TDRs, consumer loans greater than $100,000 with a FICO score under 625, loans greater than $100,000 in which the borrower has filed bankruptcy, and all loans 180 days or more past due. Loans under $50,000 will be evaluated collectively in designated pools unless a loss exposure has been identified. Some additional risk elements considered by loan type include: • for commercial real estate loans, the debt service coverage ratio, operating results of the owner in the case of owner-occupied properties, the loan to value ratio, the age and condition of the collateral and the volatility of income, property value and future operating results typical of properties of that type; • for construction, land and land development loans, the perceived feasibility of the project, including the ability to sell developed lots or improvements constructed for resale or the ability to lease property constructed for lease, the quality and nature of contracts for presale or prelease, if any, experience and ability of the developer and loan to value ratio; • for residential mortgage loans, the borrower's ability to repay the loan, including a consideration of the debt to income ratio and employment and income stability, the loan-to-value ratio, and the age, condition and marketability of the collateral; and • for commercial and industrial loans, the debt service coverage ratio (income from the business in excess of operating expenses compared to loan repayment requirements), the operating results of the commercial, industrial or professional enterprise, the borrower's business, professional and financial ability and expertise, the specific risks and volatility of income and operating results typical for businesses in that category and the value, nature and marketability of collateral. The following table reflects recorded investments in loans by credit quality indicator and origination year at December 31, 2021, excluding loans held for sale and loans accounted for at fair value. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2021. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 556,218 $ 369,128 $ 278,045 $ 236,543 $ 111,308 $ 86,498 $ 22,904 $ 1,660,644 Special mention — — — 8,392 15,828 — — 24,220 Classified 2,045 625 772 2,456 299 2,288 163 8,648 Total commercial real estate loans $ 558,263 $ 369,753 $ 278,817 $ 247,391 $ 127,435 $ 88,786 $ 23,067 $ 1,693,512 Current period gross charge-offs $ — $ — $ — $ 120 $ 24 $ 26 $ — $ 170 Current period gross recoveries — — — 48 3 14 — 65 Current period net charge-offs (recoveries) $ — $ — $ — $ 72 $ 21 $ 12 $ — $ 105 Construction/land/land development: Pass $ 256,212 $ 102,459 $ 85,442 $ 32,128 $ 5,422 $ 553 $ 30,729 $ 512,945 Special mention — — 8,126 — 1,003 — — 9,129 Classified 443 297 272 1,677 158 — 5,162 8,009 Total construction/land/land development loans $ 256,655 $ 102,756 $ 93,840 $ 33,805 $ 6,583 $ 553 $ 35,891 $ 530,083 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Current period gross recoveries — — — — — — — — Current period net charge-offs (recoveries) $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 313,898 $ 252,115 $ 109,564 $ 52,515 $ 45,042 $ 59,690 $ 60,342 $ 893,166 Special mention — 174 — 421 477 — — 1,072 Classified 1,398 191 2,393 2,848 1,819 6,606 246 15,501 Total residential real estate loans $ 315,296 $ 252,480 $ 111,957 $ 55,784 $ 47,338 $ 66,296 $ 60,588 $ 909,739 Current period gross charge-offs $ — $ 7 $ 61 $ — $ — $ 10 $ — $ 78 Current period gross recoveries — 21 19 — 25 52 — 117 Current period net charge-offs (recoveries) $ — $ (14) $ 42 $ — $ (25) $ (42) $ — $ (39) Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Total (Dollars in thousands) Commercial and industrial: Pass $ 448,377 $ 164,910 $ 93,488 $ 64,791 $ 14,742 $ 24,014 $ 599,144 $ 1,409,466 Special mention 259 2,170 — 1,519 — — 3,752 7,700 Classified 14,378 167 2,978 3,849 3,849 3,008 8,840 37,069 Total commercial and industrial loans $ 463,014 $ 167,247 $ 96,466 $ 70,159 $ 18,591 $ 27,022 $ 611,736 $ 1,454,235 Current period gross charge-offs $ 9 $ 1,172 $ 54 $ 5 $ 1,467 $ 6,354 $ 2,862 $ 11,923 Current period gross recoveries — 18 51 3 102 204 339 717 Current period net charge-offs (recoveries) $ 9 $ 1,154 $ 3 $ 2 $ 1,365 $ 6,150 $ 2,523 $ 11,206 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 627,078 $ 627,078 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Current period gross recoveries — — — — — — — — Current period net charge-offs (recoveries) $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 6,976 $ 2,169 $ 1,467 $ 443 $ 55 $ 67 $ 5,407 $ 16,584 Classified 26 21 1 — — 1 51 100 Total consumer loans $ 7,002 $ 2,190 $ 1,468 $ 443 $ 55 $ 68 $ 5,458 $ 16,684 Current period gross charge-offs $ — $ 5 $ 29 $ 2 $ — $ 9 $ 18 $ 63 Current period gross recoveries — — 20 7 1 17 4 49 Current period net charge-offs (recoveries) $ — $ 5 $ 9 $ (5) $ (1) $ (8) $ 14 $ 14 The following table reflects recorded investments in loans by credit quality indicator and origination year at December 31, 2020, excluding loans held for sale and loans accounted for at fair value. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2020. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: (1) Pass $ 393,317 $ 290,394 $ 312,051 $ 154,445 $ 46,132 $ 106,994 $ 18,419 $ 1,321,752 Special mention 824 113 2,410 20,691 — 1,656 2,145 27,839 Classified 2,806 1,678 6,704 6,586 1,476 1,093 994 21,337 Total commercial real estate loans $ 396,947 $ 292,185 $ 321,165 $ 181,722 $ 47,608 $ 109,743 $ 21,558 $ 1,370,928 Current period gross charge-offs $ — $ — $ — $ 3,622 $ 199 $ 1,103 $ — $ 4,924 Current period gross recoveries — — — — — 19 — 19 Current period net charge-offs (recoveries) $ — $ — $ — $ 3,622 $ 199 $ 1,084 $ — $ 4,905 (1) Excludes $17.0 million of commercial real estate loans at fair value at December 31, 2020, which are not included in the loss estimation methodology due to the fair value option election. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Total Construction/land/land development: Pass $ 189,311 $ 150,281 $ 138,000 $ 12,907 $ 1,812 $ 1,157 $ 18,892 $ 512,360 Special mention 323 10,421 135 1,003 — — — 11,882 Classified — 1,811 726 1,507 143 168 3,263 7,618 Total construction/land/land development loans $ 189,634 $ 162,513 $ 138,861 $ 15,417 $ 1,955 $ 1,325 $ 22,155 $ 531,860 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Current period gross recoveries — — — — — 1 — 1 Current period net charge-offs (recoveries) $ — $ — $ — $ — $ — $ (1) $ — $ (1) Residential real estate: Pass $ 367,652 $ 143,368 $ 103,450 $ 102,272 $ 41,522 $ 50,094 $ 53,854 $ 862,212 Special mention 188 — 29 1,875 9,287 803 — 12,182 Classified 1,857 2,403 2,982 511 1,344 1,533 96 10,726 Total residential real estate loans $ 369,697 $ 145,771 $ 106,461 $ 104,658 $ 52,153 $ 52,430 $ 53,950 $ 885,120 Current period gross charge-offs $ 94 $ 271 $ — $ 283 $ — $ 44 $ — $ 692 Current period gross recoveries — — — — — 202 — 202 Current period net charge-offs (recoveries) $ 94 $ 271 $ — $ 283 $ — $ (158) $ — $ 490 Commercial and industrial: Pass $ 851,780 $ 153,722 $ 110,092 $ 29,413 $ 9,927 $ 26,964 $ 511,220 $ 1,693,118 Special mention 4,860 2,059 26,438 423 — 14,843 8,077 56,700 Classified 5,436 12,250 5,859 5,450 5,950 6,707 26,392 68,044 Total commercial and industrial loans $ 862,076 $ 168,031 $ 142,389 $ 35,286 $ 15,877 $ 48,514 $ 545,689 $ 1,817,862 Current period gross charge-offs $ 189 $ 204 $ 87 $ 121 $ 3,228 $ 469 $ 2,404 $ 6,702 Current period gross recoveries — 42 20 81 185 112 582 1,022 Current period net charge-offs (recoveries) $ 189 $ 162 $ 67 $ 40 $ 3,043 $ 357 $ 1,822 $ 5,680 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 1,084,001 $ 1,084,001 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Current period gross recoveries — — — — — — — — Current period net charge-offs (recoveries) $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 6,702 $ 3,318 $ 1,578 $ 203 $ 116 $ 83 $ 5,935 $ 17,935 Classified 28 8 — — 6 1 13 56 Total consumer loans $ 6,730 $ 3,326 $ 1,578 $ 203 $ 122 $ 84 $ 5,948 $ 17,991 Current period gross charge-offs $ — $ 39 $ 23 $ 8 $ — $ 4 $ 2 $ 76 Current period gross recoveries — — 1 7 5 7 4 24 Current period net charge-offs (recoveries) $ — $ 39 $ 22 $ 1 $ (5) $ (3) $ (2) $ 52 The following tables present the Company's loan portfolio aging analysis at the dates indicated: December 31, 2021 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 22 $ — $ 197 $ 219 $ 1,693,293 $ 1,693,512 $ — Construction/land/land development — 129 52 181 529,902 530,083 — Residential real estate 2,245 352 10,331 12,928 896,811 909,739 — Total real estate 2,267 481 10,580 13,328 3,120,006 3,133,334 — Commercial and industrial 77 1,172 10,927 12,176 1,442,059 1,454,235 — Mortgage warehouse lines of credit — — — — 627,078 627,078 — Consumer 90 — 21 111 16,573 16,684 — Total LHFI $ 2,434 $ 1,653 $ 21,528 $ 25,615 $ 5,205,716 $ 5,231,331 $ — December 31, 2020 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate (1) $ 1,072 $ — $ 3,172 $ 4,244 $ 1,383,695 $ 1,387,939 $ — Construction/land/land development 369 1 2,328 2,698 529,162 531,860 — Residential real estate 3,774 134 364 4,272 880,848 885,120 — Total real estate 5,215 135 5,864 11,214 2,793,705 2,804,919 — Commercial and industrial 703 1,097 12,625 14,425 1,803,437 1,817,862 — Mortgage warehouse lines of credit — — — — 1,084,001 1,084,001 — Consumer 113 9 2 124 17,867 17,991 — Total LHFI $ 6,031 $ 1,241 $ 18,491 $ 25,763 $ 5,699,010 $ 5,724,773 $ — ____________________________ (1) Includes $17.0 million of commercial real estate loans at fair value. The following tables detail activity in the allowance for loan credit losses by portfolio segment. Accrued interest of $15.9 million and $20.3 million was not included in the book value for the purposes of calculating the allowance at December 31, 2021, and December 31, 2020, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Year Ended December 31, 2021 (Dollars in thousands) Beginning Balance Charge-offs Recoveries Provision (1) Ending Balance Average Balance Net Charge-offs to Loan Average Balance Loans secured by real estate: Commercial real estate $ 15,430 $ 170 $ 65 $ (1,900) $ 13,425 $ 1,501,890 0.01 % Construction/land/land development 8,191 — — (4,180) 4,011 528,618 — Residential real estate 9,418 78 117 (3,341) 6,116 916,039 — Commercial and industrial 51,857 11,923 717 (505) 40,146 1,627,077 0.69 Mortgage warehouse lines of credit 856 — — (516) 340 753,588 — Consumer 918 63 49 (356) 548 16,764 0.08 Total $ 86,670 $ 12,234 $ 948 $ (10,798) $ 64,586 $ 5,343,976 0.21 (1) The $10.8 million provision for credit losses net benefit on the consolidated statements of income includes a $10.8 million provision for loan losses net benefit, a $68,000 provision for off-balance sheet commitments net benefit and a $101,000 provision for held to maturity securities credit losses for the year ended December 31, 2021. Year Ended December 31, 2020 (Dollars in thousands) Beginning Balance Impact of Adopting ASC 326 Charge-offs Recoveries Provision (1) Ending Balance Average Balance Net Charge-offs to Loan Average Balance Loans secured by real estate: Commercial real estate $ 10,013 $ (5,052) $ 4,924 $ 19 $ 15,374 $ 15,430 $ 1,322,477 0.37 % Construction/land/land development 3,711 1,141 — 1 3,338 8,191 554,038 — Residential real estate 6,332 (2,526) 692 202 6,102 9,418 769,838 0.06 Commercial and industrial 16,960 7,296 6,702 1,022 33,281 51,857 1,710,648 0.33 Mortgage warehouse lines of credit 262 29 — — 565 856 574,837 — Consumer 242 360 76 24 368 918 18,707 0.28 Total $ 37,520 $ 1,248 $ 12,394 $ 1,268 $ 59,028 $ 86,670 $ 4,950,545 0.22 (1) The $59.9 million provision for credit losses on the consolidated statements of income includes a $59.0 million net loan loss provision, a $902,000 provision for off-balance sheet commitments and a $30,000 provision benefit for held to maturity securities credit losses for the year ended December 31, 2020. Year Ended December 31, 2019 (Dollars in thousands) Beginning Balance Charge-offs Recoveries Provision (1) Ending Balance Average Balance Net Charge-offs to Loan Average Balance Loans secured by real estate: Commercial real estate $ 8,999 $ 1,420 $ 341 $ 2,093 $ 10,013 $ 1,247,941 0.09 % Construction/land/land development 3,331 38 40 378 3,711 505,795 — Residential real estate 5,705 265 185 707 6,332 661,581 0.01 Commercial and industrial 15,616 8,231 3,627 5,948 16,960 1,324,002 0.35 Mortgage warehouse lines of credit 316 29 — (25) 262 212,733 0.01 Consumer 236 148 48 106 242 20,809 0.48 Total $ 34,203 $ 10,131 $ 4,241 $ 9,207 $ 37,520 $ 3,972,861 0.15 (1) The $9.6 million provision for credit losses on the consolidated statements of income includes a $9.2 million net loan loss provision, a $361,000 provision for off-balance sheet commitments for the year ended December 31, 2019. The decrease in provision expense compared to the year ended December 31, 2020, was primarily due to improvement in forecasted economic conditions during the year ended December 31, 2021, as compared to continuing uncertainty related to ongoing economic impact and duration of the COVID-19 pandemic during the year ended December 31, 2020. The Company's credit quality profile in relation to the allowance for loan credit losses drove a decline of $25.1 million in the collectively evaluated portion of the reserve during the year ended December 31, 2021, of which a $19.6 million decrease was related to qualitative factor changes across the Company's risk pools for the year ended December 31, 2021. These declines were partially offset by an increase in certain specific loan reserves, at December 31, 2021. The provision for loan credit losses for the year ended December 31, 2020, was driven by the continuing uncertainty related to the ongoing economic impact and duration of the COVID-19 pandemic. Based upon the requirements of CECL, economic forecasts are essential for estimating the life of loan losses. The increased risk, as reflected in current and forecast adjustments, resulted in approximately $39.8 million in provision expense in total collective reserves, of which $27.5 million was related to qualitative factor changes, across the Company’s risk pools for the year ended December 31, 2020. An additional $8.1 million in provision expense was due to the current and forecast effects of individually evaluated loans. There were four significant loan charge-offs during year ended December 31, 2020, totaling $6.6 million, reflecting two loan relationships. The following tables show the recorded investment in loans by loss estimation methodology, excluding loans for which the fair value option was elected at December 31, 2020. There were no LHFI for which the fair value option was elected at December 31, 2021. December 31, 2021 Collectively Evaluated Individually Evaluated (Dollars in thousands) Probability of Default Fair Value of Collateral Discounted Cash Flow Total Loans secured by real estate: Commercial real estate $ 1,691,269 $ 166 $ 2,077 $ 1,693,512 Construction/land/land development 529,789 — 294 530,083 Residential real estate 898,456 8,150 3,133 909,739 Commercial and industrial 1,441,204 8,547 4,484 1,454,235 Mortgage warehouse lines of credit 627,078 — — 627,078 Consumer 16,682 2 — 16,684 Total $ 5,204,478 $ 16,865 $ 9,988 $ 5,231,331 December 31, 2020 Collectively Evaluated Individually Evaluated (Dollars in thousands) Probability of Default Fair Value of Collateral Discounted Cash Flow Total Loans secured by real estate: Commercial real estate (1) $ 1,365,284 $ 3,173 $ 2,471 $ 1,370,928 Construction/land/land development 528,894 2,621 345 531,860 Residential real estate 879,015 2,009 4,096 885,120 Commercial and industrial 1,804,049 3,152 10,661 1,817,862 Mortgage warehouse lines of credit 1,084,001 — — 1,084,001 Consumer 17,991 — — 17,991 Total $ 5,679,234 $ 10,955 $ 17,573 $ 5,707,762 ____________________________ (1) Excludes $17.0 million of commercial real estate loans at fair value, which are not included in the loss estimation methodology due to the fair value option election. The following tables show the allowance for loan credit losses by loss estimation methodology at December 31, 2021, and December 31, 2020. December 31, 2021 Collectively Evaluated Individually Evaluated (Dollars in thousands) Probability of Default Fair Value of Collateral Discounted Cash Flow Total Loans secured by real estate: Commercial real estate $ 13,416 $ — $ 9 $ 13,425 Construction/land/land development 3,997 — 14 4,011 Residential real estate 5,017 19 1,080 6,116 Commercial and industrial 29,995 6,680 3,471 40,146 Mortgage warehouse lines of credit 340 — — 340 Consumer 546 2 — 548 Total $ 53,311 $ 6,701 $ 4,574 $ 64,586 December 31, 2020 Collectively Evaluated Individually Evaluated (Dollars in thousands) Probability of Default Fair Value of Collateral Discounted Cash Flow Total Loans secured by real estate: Commercial real estate $ 14,896 $ 525 $ 9 $ 15,430 Construction/land/land development 8,062 128 1 8,191 Residential real estate 8,983 — 435 9,418 Commercial and industrial 44,714 1,707 5,436 51,857 Mortgage warehouse lines of credit 856 — — 856 Consumer 918 — — 918 Total $ 78,429 $ 2,360 $ 5,881 $ 86,670 Note that the Company is not using the collateral maintenance agreement practical expedient. The fair value of equipment collateral that secures commercial and industrial loans is estimated by third-party valuation experts. Collateral-dependent loans consist primarily of commercial real estate and commercial and industrial loans. These loans are individually evaluated when foreclosure is probable or when the repayment of the loan is expected to be provided substantially through the operation or sale of the underlying collateral. Loan balances are charged down to the underlying collateral value when they are deemed uncollectible. Nonaccrual LHFI were as follows: Nonaccrual With No Nonaccrual (Dollars in thousands) Loans secured by real estate: December 31, 2021 December 31, 2020 December 31, 2021 December 31, 2020 Commercial real estate $ 453 $ 1,053 $ 512 $ 3,704 Construction/land/land development 52 1,319 338 2,962 Residential real estate 7,684 2,436 11,647 6,530 Total real estate 8,189 4,808 12,497 13,196 Commercial and industrial 58 82 12,306 12,897 Consumer — — 100 56 Total nonaccrual loans $ 8,247 $ 4,890 $ 24,903 $ 26,149 All interest accrued but not received for loans placed on nonaccrual status is reversed against interest income. Subsequent receipts on nonaccrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. At December 31, 2021, the Company had no funding commitments for which the terms have been modified in TDRs. For the years ended December 31, 2021, 2020 and 2019, gross interest income that would have been recorded had the nonaccruing loans been current in accordance with their original terms was $1.9 million, $1.5 million and $1.5 million, respectively. No interest income was recorded on these loans while they were considered nonaccrual during the years ended December 31, 2021, 2020 and 2019. The Company elects the fair value option for recording residential mortgage loans held for sale, as well as for certain commercial real estate loans at December 31, 2020, in accordance with U.S. GAAP. The Company had $1.8 million of nonaccrual mortgage loans held for sale that were recorded using the fair value option election at December 31, 2021, compared to $681,000 at December 31, 2020. There were no LHFI that were recorded using the fair value option election at December 31, 2021. Loans classified as TDRs, excluding the impact of forbearances granted due to COVID-19, were as follows: (Dollars in thousands) December 31, 2021 December 31, 2020 TDRs Nonaccrual TDRs $ 4,064 $ 5,671 Performing TDRs 2,763 3,314 Total $ 6,827 $ 8,985 The tables below summarize loans classified as TDRs by loan and concession type during the dates indicated. Year Ended December 31, 2021 (Dollars in thousands) Number of Loans Restructured Pre-Modification Recorded Balance Term Concessions Interest Rate Concessions Combination of Term and Rate Concessions Total Modifications Residential real estate 1 $ 31 $ 26 $ — $ — $ 26 Commercial and industrial 1 100 100 — — 100 Total 2 $ 131 $ 126 $ — $ — $ 126 Year Ended December 31, 2020 (Dollars in thousands) Number of Loans Restructured Pre-Modification Recorded Balance Term Concessions Interest Rate Concessions Combination of Term and Rate Concessions Total Modifications Loans secured by real estate: Commercial real estate 2 $ 1,696 $ 1,694 $ — $ — $ 1,694 Residential real estate 5 1,212 — 177 877 1,054 Total real estate 7 2,908 1,694 177 877 2,748 Commercial and industrial 5 217 193 — — 193 Consumer 1 2 — — 2 2 Total 13 $ 3,127 $ 1,887 $ 177 $ 879 $ 2,943 Year Ended December 31, 2019 (Dollars in thousands) Number of Loans Restructured Pre-Modification Recorded Balance Term Concessions Interest Rate Concessions Combination of Term and Rate Concessions Total Modifications Loans secured by real estate: Construction/land/land development 1 $ 361 $ — $ — $ 343 $ 343 Residential real estate 2 2,516 — — 2,410 2,410 Total real estate 3 2,877 — — 2,753 2,753 Commercial and industrial 5 1,314 852 — — 852 Consumer 1 11 9 — — 9 Total 9 $ 4,202 $ 861 $ — $ 2,753 $ 3,614 During the year ended December 31, 2021, one loan with an outstanding principal balance of $9,000 defaulted after having been modified as a TDR within the previous 12 months. During the year ended December 31, 2020, no loans defaulted after having been modified as a TDR within the previous 12 months. During the year ended December 31, 2019, two loans with an outstanding principal balance of $117,000 defaulted after having been modified as a TDR within the previous 12 months. A payment default is defined as a loan that was 90 or more days past due. The modifications made during the year ended December 31, 2021, did not significantly impact the Company's determination of the allowance for loan credit losses. The Company monitors the performance of the modified loans to their restructured terms on an ongoing basis. In the event of a subsequent default, the allowance for loan credit losses continues to be reassessed on the basis of an individual evaluation of each loan.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Note 5 - Fair Value of Financial Instruments Fair value is the exchange price that is expected to be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Certain assets and liabilities are recorded in the Company's consolidated financial statements at fair value. Some are recorded on a recurring basis and some on a non-recurring basis. The Company utilizes fair value measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The determination of fair values of financial instruments often requires the use of estimates. In cases where quoted market values in an active market are not available, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach to estimate the fair values of its financial instruments. Such valuation techniques are consistently applied. A hierarchy for fair value has been established, which categorizes the valuation techniques into three levels used to measure fair value. The three levels are as follows: Level 1 - Fair value is based on unadjusted quoted prices in active markets for identical assets or liabilities. Level 2 - Fair value is based on significant other observable inputs that are generally determined based on a single price for each financial instrument provided to the Company by an unrelated third-party pricing service and is based on one or more of the following: • Quoted prices for similar, but not identical, assets or liabilities in active markets; • Quoted prices for identical or similar assets or liabilities in markets that are not active; • Inputs other than quoted prices that are observable, such as interest rate and yield curves, volatilities, prepayment speeds, loss severities, credit risks and default rates; and • Other inputs derived from or corroborated by observable market inputs. Level 3 - Prices or valuation techniques that require inputs that are both significant and unobservable in the market. These instruments are valued using the best information available, some of which is internally developed, and reflects the Company's own assumptions about the risk premiums that market participants would generally require and the assumptions they would use. There were no transfers between fair value reporting levels for any period presented. Fair Values of Assets and Liabilities Recorded on a Recurring Basis The following tables summarize financial assets and financial liabilities recorded at fair value on a recurring basis at December 31, 2021 and 2020, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value. There were no changes in the valuation techniques during 2021 or 2020. December 31, 2021 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 364,357 $ 41,461 $ 405,818 Corporate bonds — 82,734 — 82,734 U.S. treasury securities 92,245 — — 92,245 U.S. government agency securities — 5,413 — 5,413 Commercial mortgage-backed securities — 64,243 — 64,243 Residential mortgage-backed securities — 557,801 — 557,801 Commercial collateralized mortgage obligations — 19,672 — 19,672 Residential collateralized mortgage obligations — 193,740 — 193,740 Asset-backed securities — 83,062 — 83,062 Securities available for sale 92,245 1,371,022 41,461 1,504,728 Securities carried at fair value through income — — 7,497 7,497 Loans held for sale — 37,032 — 37,032 Mortgage servicing rights — — 16,220 16,220 Other assets - derivatives — 11,459 — 11,459 Total recurring fair value measurements - assets $ 92,245 $ 1,419,513 $ 65,178 $ 1,576,936 Other liabilities - derivatives $ — $ (11,494) $ — $ (11,494) Total recurring fair value measurements - liabilities $ — $ (11,494) $ — $ (11,494) December 31, 2020 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 398,120 $ 44,065 $ 442,185 Corporate bonds — 65,938 — 65,938 U.S. government agency securities — 849 — 849 Commercial mortgage-backed securities — 11,080 — 11,080 Residential mortgage-backed securities — 214,951 — 214,951 Residential collateralized mortgage obligations — 195,343 — 195,343 Asset-backed securities — 74,328 — 74,328 Securities available for sale — 960,609 44,065 1,004,674 Securities carried at fair value through income — — 11,554 11,554 Loans held for sale — 136,026 — 136,026 Loans at fair value — — 17,011 17,011 Mortgage servicing rights — — 13,660 13,660 Other assets - derivatives — 23,694 — 23,694 Total recurring fair value measurements - assets $ — $ 1,120,329 $ 86,290 $ 1,206,619 Other liabilities - derivatives $ — $ (23,020) $ — $ (23,020) Total recurring fair value measurements - liabilities $ — $ (23,020) $ — $ (23,020) The changes in Level 3 assets and liabilities measured at fair value on a recurring basis for the years ended December 31, 2021 and 2020, are summarized as follows: (Dollars in thousands) Loans at Fair Value MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2021 $ 17,011 $ 13,660 $ 44,065 $ 11,554 Gain (loss) recognized in earnings: Mortgage banking revenue (1) — (2,593) — — Other noninterest income (251) — — (814) Loss recognized in AOCI — — (1,263) — Purchases, issuances, sales and settlements: Originations — 5,153 — — Purchases — — 1,000 — Sales — — — — Settlements (16,760) — (2,341) (3,243) Balance at December 31, 2021 $ — $ 16,220 $ 41,461 $ 7,497 Balance at January 1, 2020 $ 17,670 $ 20,697 $ 38,173 $ 11,513 Gain (loss) recognized in earnings: Mortgage banking revenue (1) — (12,746) — — Other noninterest income (53) — — 493 Gain recognized in AOCI — — 1,575 — Purchases, issuances, sales and settlements: Originations — 5,709 — — Purchases — — 6,478 — Sales — — (140) — Settlements (606) — (2,021) (452) Balance at December 31, 2020 $ 17,011 $ 13,660 $ 44,065 $ 11,554 ____________________________ (1) Total mortgage banking revenue includes changes in fair value due to market changes and run-off. The Company obtains fair value measurements for loans at fair value, securities available for sale and securities at fair value through income from an independent pricing service; therefore, quantitative unobservable inputs are unknown. The following methodologies were used to measure the fair value of financial assets and liabilities valued on a recurring basis: Securities Available for Sale Securities classified as available for sale are reported at fair value utilizing Level 1, Level 2 or Level 3 inputs. For Level 1 securities, the Company obtains the fair value measurements for those identical assets from an independent pricing service. For Level 2 securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, market consensus prepayment speeds, credit information and the security's terms and conditions, among other things. In order to ensure the fair values are consistent with ASC 820, Fair Value Measurements and Disclosures , the Company periodically checks the fair value by comparing them to other pricing sources, such as Bloomberg LP. The third-party pricing service is subject to an annual review of internal controls in accordance with the Statement on Standards for Attestation Engagements No. 16, which was made available to the Company. In certain cases where Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. Mortgage Servicing Rights ("MSRs") The carrying amounts of the MSRs equal fair value and are valued using a discounted cash flow valuation technique. The significant assumptions used to value MSRs were as follows: December 31, 2021 December 31, 2020 Range Weighted Average (1) Range Weighted Average (1) Prepayment speeds 9.10% - 36.51% 15.63 % 11.82% - 37.95% 22.08 % Discount rates 8.89 - 10.39 9.32 7.83 - 9.09 8.27 __________________________ (1) The weighted average was calculated with reference to the principal balance of the underlying mortgages. In recent years, there have been significant market-driven fluctuations in the assumptions listed above. Loans with higher average coupon rates have a greater likelihood of prepayment during comparatively low interest rate environments, while loans with lower average coupon rates have a lower likelihood of prepayment. The increase in rates since the year ended December 31, 2020, has caused a decrease in our weighted average prepayment speed and an increase in our discount rate assumptions used in the MSR valuation. These fluctuations can be rapid and may continue to be significant. Therefore, estimating these assumptions within ranges that market participants would use in determining the fair value of MSRs requires significant management judgment. Derivatives Fair values for interest rate swap agreements are based upon the amounts that would be required to settle the contracts. Fair values for derivative loan commitments and forward loan sale commitments are based on fair values of the underlying mortgage loans and the probability of such commitments being exercised. Significant management judgment and estimation is required in determining these fair value measurements. Fair Values of Assets Recorded on a Recurring Basis for which the Fair Value Option has been Elected Certain assets are measured at fair value on a recurring basis due to the Company's election to adopt fair value accounting treatment for those assets. This election allows for a more effective offset of the changes in fair values of the assets and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting under ASC Topic 815, Derivatives and Hedging. For assets for which the fair value has been elected, the earned current contractual interest payment is recognized in interest income, loan origination costs and fees on fair value option loans are recognized in earnings as incurred and not deferred. At December 31, 2021, and December 31, 2020, there were no gains or losses recorded attributable to changes in instrument-specific credit risk. The following tables summarize the difference between the fair value and the unpaid principal balance for financial instruments for which the fair value option has been elected: December 31, 2021 (Dollars in thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Loans held for sale (1) $ 37,032 $ 36,072 $ 960 Securities carried at fair value through income 7,497 7,375 122 Total $ 44,529 $ 43,447 $ 1,082 ____________________________ (1) $1.8 million of loans held for sale were designated as nonaccrual or 90 days or more past due at December 31, 2021. Of this balance, $1.2 million was guaranteed by U.S. Government agencies. December 31, 2020 (Dollars in thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Loans held for sale (1) $ 136,026 $ 129,955 $ 6,071 Commercial real estate LHFI (2) 17,011 16,760 251 Securities carried at fair value through income 11,554 10,618 936 Total $ 164,591 $ 157,333 $ 7,258 ____________________________ (1) $681,000 of loans held for sale were designated as nonaccrual or 90 days or more past due at December 31, 2020. Of this balance, $473,000 was guaranteed by U.S. Government agencies. (2) There were no commercial real estate loans for which the fair value had been elected that were designated as nonaccrual or 90 days or more past due at December 31, 2020. Changes in the fair value of assets for which the Company elected the fair value option are classified in the consolidated statement of income line items reflected in the following table: (Dollars in thousands) Years Ended December 31, Changes in fair value included in noninterest income: 2021 2020 2019 Mortgage banking revenue (loans held for sale) $ (5,111) $ 5,131 $ 550 Other income: Loans at fair value held for investment (251) (53) 124 Securities carried at fair value through income (814) 493 586 Total impact on other income (1,065) 440 710 Total fair value option impact on noninterest income (1) $ (6,176) $ 5,571 $ 1,260 ____________________________ (1) The fair value option impact on noninterest income is offset by the derivative gain/loss recognized in noninterest income. Please see Note 9 - Mortgage Banking for more detail. The following methodologies were used to measure the fair value of financial assets valued on a recurring basis for which the fair value option was elected: Securities at Fair Value through Income Securities carried at fair value through income are valued using a discounted cash flow with a credit spread applied to each instrument based on the creditworthiness of each issuer. Credit spreads ranged from 83 to 227 basis points at both December 31, 2021 and 2020. The Company believes the fair value approximates an exit price. Loans Held for Sale Fair values for loans held for sale are established using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans allocated. The Company believes the fair value approximates an exit price. LHFI There are no LHFI for which the fair value option had been elected at December 31, 2021. For LHFI for which the fair value option has been elected at December 31, 2020, fair values are calculated using a discounted cash flow model with inputs including observable interest rate curves and unobservable credit adjustment spreads based on credit risk inherent in the loan. Credit spreads ranged from 290 to 413 basis points at December 31, 2020. The Company believes the fair value approximates an exit price. Fair Value of Assets Recorded on a Nonrecurring Basis Equity Securities without Readily Determinable Fair Values Equity securities without readily determinable fair values totaled $45.2 million and $62.6 million, at December 31, 2021, and December 31, 2020, respectively, and are shown on the face of the consolidated balance sheets. The majority of the Company's equity investments qualify for the practical expedient allowed for equity securities without a readily determinable fair value, such that the Company has elected to carry these securities at cost adjusted for any observable transactions during the period, less any impairment. To date, no impairment has been recorded on the Company's investments in equity securities that do not have readily determinable fair values. Government National Mortgage Association Repurchase Asset The Company recorded $43.4 million and $55.5 million, respectively, at December 31, 2021, and December 31, 2020, for Government National Mortgage Association ("GNMA") repurchase assets included in loans held for sale on the consolidated balance sheets. The assets are valued at the lower of cost or market and, where market is lower than cost, valued using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans allocated. The Company believes the fair value approximates an exit price. Please see Note 9 - Mortgage Banking for more information on the GNMA repurchase asset. Collateral Dependent Loans with Credit Losses Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured to determine if any credit loss exists. Allowable methods for determining the amount of credit loss includes estimating the fair value using the fair value of the collateral for collateral-dependent loans. If the loan is identified as collateral-dependent, the fair value method of measuring the amount of credit loss is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. Loans that have experienced a credit loss that are collateral-dependent are classified within Level 3 of the fair value hierarchy when the credit loss is determined using the fair value method. The fair value of loans that have experienced a credit loss with specific allocated losses was approximately $4.8 million and $12.3 million at December 31, 2021, and December 31, 2020, respectively. Non-Financial Assets Foreclosed assets held for sale are the only non-financial assets valued on a non-recurring basis that are initially recorded by the Company at fair value, less estimated costs to sell. At foreclosure, if the fair value, less estimated costs to sell, of the real estate acquired is less than the Company's recorded investment in the related loan, a write-down is recognized through a charge to the allowance for loan credit losses. Additionally, valuations are periodically performed by management, and any subsequent reduction in value is recognized by a charge to income. The carrying value and fair value of foreclosed assets held for sale is estimated using Level 3 inputs based on observable market data and was $1.5 million and $1.6 million at December 31, 2021 and 2020, respectively. At December 31, 2021, the Company had $5.9 million in principal amount of residential mortgage loans in the process of foreclosure. Fair Values of Financial Instruments Not Recorded at Fair Value Loans The estimated fair value approximates carrying value for variable-rate loans that reprice frequently and with no significant change in credit risk. The fair value of fixed rate loans and variable-rate loans which reprice on an infrequent basis is estimated by discounting future cash flows using exit level pricing, which combines the current interest rates at which similar loans with similar terms would be made to borrowers of similar credit quality and an estimated additional rate to reflect a liquidity premium. An overall valuation adjustment is made for specific credit risks as well as general portfolio credit risk. Deposits The estimated fair value approximates carrying value for demand deposits. The fair value of fixed rate deposit liabilities with defined maturities is estimated by discounting future cash flows using the interest rates currently available for funding from the FHLB. The estimated fair value of deposits does not take into account the value of our long-term relationships with depositors, commonly known as core deposit intangibles, which are separate intangible assets, and not considered financial instruments. Nonetheless, the Company would likely realize a core deposit premium if the deposit portfolio were sold in the principal market for such deposits. Borrowed Funds The estimated fair value approximates carrying value for short-term borrowings. The fair value of long-term fixed rate and fixed-to-floating-rate borrowings is estimated using quoted market prices, if available, or by discounting future cash flows using current interest rates for similar financial instruments. The estimated fair value approximates carrying value for variable-rate junior subordinated debentures that reprice quarterly. The carrying value and estimated fair values of financial instruments not recorded at fair value are as follows: (Dollars in thousands) December 31, 2021 December 31, 2020 Financial assets: Level 1 inputs: Carrying Estimated Carrying Estimated Cash and cash equivalents $ 705,618 $ 705,618 $ 377,214 $ 377,214 Level 2 inputs: Non-marketable equity securities held in other financial institutions 45,192 45,192 62,586 62,586 Accrued interest and loan fees receivable 23,402 23,402 27,146 27,146 Level 3 inputs: Securities held to maturity 22,767 25,117 38,128 41,205 LHFI, net (1) 5,166,745 5,133,257 5,621,092 5,802,744 Financial liabilities: Level 2 inputs: Deposits 6,570,693 6,572,215 5,751,315 5,756,312 FHLB advances and other borrowings 309,801 305,374 984,608 991,943 Subordinated indebtedness 157,417 156,629 157,181 156,395 Accrued interest payable 2,696 2,696 3,556 3,556 ____________________________ (1) Does not include loans for which the fair value option had been elected at December 31, 2020, as these loans are carried at fair value on a recurring basis. There are no loans for which the fair value option had been elected at December 31, 2021.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 6 - Premises and Equipment Major classifications of premises and equipment are summarized below: December 31, (Dollars in thousands) 2021 2020 Land, buildings and improvements $ 87,313 $ 85,108 Furniture, fixtures and equipment 28,454 28,599 Leasehold improvements 17,864 16,715 Construction in process 1,377 1,142 Total premises and equipment 135,008 131,564 Accumulated depreciation (54,317) (49,801) Premises and equipment, net $ 80,691 $ 81,763 Depreciation expense for premises and equipment totaled $6.0 million, $5.8 million and $5.4 million for the years ended December 31, 2021, 2020 and 2019, respectively.

Leases

Leases	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Leases	Note 7 - Leases The Company leases certain real estate, as well as certain equipment, under non-cancelable operating leases that expire at various dates through 2038. The balance sheet details and components of the Company's lease expense were as follows: (Dollars in thousands) December 31, 2021 December 31, 2020 Operating lease right of use assets (included in Accrued interest receivable and other assets) $ 23,732 $ 21,667 Operating lease liabilities (included in Accrued expenses and other liabilities) 25,691 23,445 Finance lease liabilities (included in Accrued expenses and other liabilities) 2,852 3,148 Weighted average remaining lease term (years) - operating leases 9.47 9.22 Weighted average discount rate - operating leases 2.89 % 3.44 % Years Ended (Dollars in thousands) December 31, 2021 December 31, 2020 December 31, 2019 Lease expense: Operating lease expense $ 4,553 $ 4,680 $ 4,716 Other lease expense 369 265 245 Total lease expense $ 4,922 $ 4,945 $ 4,961 Right of use assets obtained in exchange for new operating lease liabilities $ 5,776 $ 1,338 $ 1,256 Maturities of operating lease liabilities at December 31, 2021, were as follows: December 31, 2021 Year 1 $ 5,035 Year 2 4,530 Year 3 3,336 Year 4 2,666 Year 5 2,385 Year 6 and thereafter 11,820 Total lease payments 29,772 Less: Imputed interest 4,081 Total lease obligations $ 25,691 Supplemental cash flow related to leases was as follows: Year Ended December 31, 2021 December 31, 2020 Cash paid for operating leases $ 4,890 $ 4,791

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Note 8 - Goodwill and Other Intangible Assets During 2021, the Company recorded goodwill totaling $7.6 million and other intangible assets totaling $14.1 million in connection with the acquisitions of the Lincoln Agency and Pulley-White. There were no changes to the carrying amount of the Company's goodwill during the year ended December 31, 2020. The components of the Company's goodwill and other intangible assets are as follows: (Dollars in thousands) December 31, 2021 Gross Accumulated Amortization Net Goodwill $ 34,368 $ — $ 34,368 Other intangible assets: Core deposit intangibles 1,260 (1,248) 12 Relationship based intangibles 19,650 (4,421) 15,229 Tradename 1,004 (186) 818 Non-compete 903 — 903 Total $ 57,185 $ (5,855) $ 51,330 December 31, 2020 Goodwill $ 26,741 $ — $ 26,741 Other intangible assets: Core deposit intangibles 1,260 (1,192) 68 Relationship based intangibles 7,304 (3,648) 3,656 Tradename 186 (171) 15 Non-compete 270 (270) — Total $ 35,761 $ (5,281) $ 30,480 Amortization expense on other intangible assets totaled $844,000, $1.1 million and $1.3 million for the years ended December 31, 2021, 2020 and 2019, respectively, and was included as a component of other noninterest expense in the consolidated statements of income. Estimated future amortization expense for intangible assets remaining at December 31, 2021, was as follows: (Dollars in thousands) Years Ended December 31, 2022 $ 2,072 2023 1,971 2024 1,610 2025 1,467 2026 1,327 Thereafter 8,515 Total $ 16,962

Mortgage Banking

Mortgage Banking	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Mortgage Banking	Note 9 - Mortgage Banking The following table presents the Company's revenue from mortgage banking operations: (Dollars in thousands) Years Ended December 31, Mortgage banking revenue 2021 2020 2019 Origination $ 1,379 $ 1,880 $ 1,000 Gain on sale of loans held for sale 11,862 13,481 4,348 Originations of MSRs 5,153 5,709 2,595 Servicing 5,990 6,116 6,547 Total gross mortgage revenue 24,384 27,186 14,490 MSR valuation adjustments, net (2,593) (12,746) (7,012) Mortgage HFS and pipeline fair value adjustment (6,897) 7,351 979 MSR hedge impact (1,967) 7,812 3,852 Mortgage banking revenue $ 12,927 $ 29,603 $ 12,309 Management uses mortgage-backed securities to mitigate the impact of changes in fair value of MSRs. See Note 12 - Derivative Financial Instruments for further information. Mortgage Servicing Rights Activity in MSRs was as follows: Years Ended December 31, (Dollars in thousands) 2021 2020 2019 Fair Value at Beginning of Period $ 13,660 $ 20,697 $ 25,114 Originations of MSRs 5,153 5,709 2,595 MSR valuation adjustments, net (2,593) (12,746) (7,012) Fair Value at End of Period $ 16,220 $ 13,660 $ 20,697 The Company receives annual servicing fee income approximating 0.28% of the outstanding balance of the underlying loans. In connection with the Company's activities as a servicer of mortgage loans, the investors and the securitization trusts have no recourse to the Company's assets for failure of debtors to pay when due. The Company is potentially subject to losses in its loan servicing portfolio due to loan foreclosures. The Company has obligations to either repurchase the outstanding principal balance of a loan or make the purchaser whole for the economic benefits of a loan if it is determined that the loan sold violated representations or warranties made by the Company and/or the borrower at the time of the sale, which the Company refers to as mortgage loan servicing put back expenses. Such representations and warranties typically include those made regarding loans that had missing or insufficient file documentation and/or loans obtained through fraud by borrowers or other third parties. Put back claims may be made until the loan is paid in full. When a put back claim is received, the Company evaluates the claim and takes appropriate actions based on the nature of the claim. The Company is required by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation to provide a response to put back claims within 60 days of the date of receipt. At December 31, 2021 and 2020, the reserve for mortgage loan servicing put back expenses totaled $379,000 and $311,000, respectively. There is inherent uncertainty in reasonably estimating the requirement for reserves against future mortgage loan servicing put back expenses. Future put back expenses depend on many subjective factors, including the review procedures of the purchasers and the potential refinance activity on loans sold with servicing released and the subsequent consequences under the representations and warranties.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Deposits	Note 10 - Deposits Deposit balances are summarized as follows: December 31, (Dollars in thousands) 2021 2020 Noninterest-bearing demand $ 2,163,507 $ 1,607,564 Interest bearing demand 1,412,089 1,478,818 Money market 2,204,109 1,794,915 Time deposits 543,128 664,766 Savings 247,860 205,252 Total $ 6,570,693 $ 5,751,315 Municipal deposits totaled $814.8 million and $689.3 million at December 31, 2021 and 2020, respectively. Included in time deposits at December 31, 2021 and 2020, are $222.7 million and $271.3 million, respectively, of time deposits in denominations of $250,000 or more. Maturities of time deposits, at December 31, 2021, are as follows: (Dollars in thousands) Years Ended December 31, 2022 $ 427,558 2023 65,602 2024 34,370 2025 7,841 2026 7,246 2027 511 Total $ 543,128 At December 31, 2021 and 2020, overdrawn deposits of $1.9 million and $462,000, respectively, were reclassified as unsecured loans.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Borrowings	Note 11 - Borrowings Borrowed funds are summarized as follows: December 31, (Dollars in thousands) 2021 2020 Overnight repurchase agreements with depositors $ 9,447 $ 8,408 Short-term FHLB advances — 650,000 GNMA repurchase liability 43,355 55,485 Long-term FHLB advances 256,999 270,715 Total FHLB advances and other borrowings $ 309,801 $ 984,608 Subordinated indebtedness, net $ 157,417 $ 157,181 Additional details of certain FHLB advances are as follows: (Dollars in thousands) Amount Interest Rate Maturity Date At December 31, 2021: Long-term FHLB advance, callable quarterly, fixed rate $ 250,000 1.65 % 8/23/2033 At December 31, 2020: Short-term FHLB advance, fixed rate 650,000 0.10 1/4/2021 Long-term FHLB advance, callable quarterly, fixed rate 250,000 1.65 8/23/2033 Short-Term Borrowings The Company had unsecured lines of credit for the purchase of federal funds in the amount of $140.0 million and $190.0 million at December 31, 2021 and 2020, respectively. The Company also had a $75.0 million secured repurchase line of credit at December 31, 2021 and 2020. There were no amounts outstanding on these lines at either date. It is customary for the financial institutions granting the unsecured lines of credit to require a minimum amount of cash be held on deposit at that institution. Amounts required to be held on deposit are typically $250,000 or less, and the Company has complied with all compensating balance requirements to allow utilization of these lines of credit. Securities sold under agreements to repurchase consist of the Company's obligations to other parties and mature on a daily basis. These obligations to other parties carried a daily average interest rate of 0.08% and 0.22% for the years ended December 31, 2021 and 2020, respectively. Long-Term Borrowings Interest rates for FHLB long-term advances outstanding at December 31, 2021, ranged from 1.65% to 4.57%. Interest rates for FHLB long-term advances outstanding at December 31, 2020, ranged from 1.65% to 5.72%. These advances are all fixed rate and are subject to restrictions or penalties in the event of prepayment. Scheduled maturities of long-term advances from the FHLB at December 31, 2021, are as follows: (Dollars in thousands) Years Ended December 31, 2022 $ 258 2023 267 2024 276 2025 285 2026 703 Thereafter (1) 255,210 Total $ 256,999 __________________________ (1) Includes a FHLB advances totaling $250.0 million callable quarterly with a final maturity in 2033, carrying a rate of 1.65%. Security for all indebtedness and outstanding commitments to the FHLB consists of a blanket floating lien on all of the Company's first mortgage loans, commercial real estate and other real estate loans, as well as the Company's investment in capital stock of the FHLB and deposit accounts at the FHLB. The net amounts available under the blanket floating lien at December 31, 2021 and 2020, were $982.2 million and $456.9 million, respectively. Additionally, at December 31, 2021 and December 31, 2020, the Company had the availability to borrow $856.8 million and $793.2 million, respectively, from the discount window at the Federal Reserve Bank of Dallas, with $1.09 billion and $999.7 million in commercial and industrial loans pledged as collateral, respectively. There were no borrowings against this line at December 31, 2021 or 2020. Holding Company Line of Credit On October 5, 2018, the Company entered into a Loan Agreement (the "Loan Agreement"), along with certain ancillary instruments, with NexBank SSB ("Lender") pursuant to which the Lender would make one or more revolving credit loans of up to $50 million to the Company, maturing October 5, 2021, which the Company could use for working capital and general corporate purposes. On October 5, 2021, the Company entered into a first amendment to the Loan Agreement extending the maturity to November 5, 2021. On October 29, 2021, the Company entered into a second amendment (the "Amendment") to the Loan Agreement. Pursuant to the Amendment, the loan may not exceed an aggregate principal amount of $100 million, consisting of the $50 million existing loan amount and any one or more potential incremental revolving loan commitments that the Lender may make in its sole discretion, up to an aggregate principal of $50 million, upon the request of the Company. The Lender has no obligation to agree to extend any incremental revolving loan or to increase the loan amount. The principal amounts borrowed under the Loan Agreement bears interest at a variable rate equal to the applicable Term SOFR for the then-current SOFR Interest Period plus 3.35% (as such terms are defined in the Loan Agreement). Pursuant to the Amendment, the line of credit available to the Company expires on October 28, 2022, or such date of the acceleration of the obligation pursuant to the Loan Agreement, as amended, at which time all amounts borrowed, together with applicable interest, fees and other amounts owed by the Company shall be due and payable. The Company may extend the maturity date to a date that is three hundred and sixty-four (364) days after the then-effective maturity date, no more than two times upon (i) delivery of a written request therefor to Lender at least thirty (30) days, but no more than (60) days, prior to the maturity date then in effect; and (ii) receipt by the Lender of a certificate of the Company dated the date of such request. There were no outstanding revolving credit loans under the Loan Agreement at December 31, 2021 or 2020. Subordinated Indebtedness In February 2020, Origin Bank completed an offering of $70.0 million in aggregate principal amount of 4.25% fixed-to-floating rate subordinated notes due 2030 (the “Notes”) to certain investors in a transaction exempt from registration under Section 3(a)(2) of the Securities Act of 1933, as amended. The Notes initially bear interest at a fixed annual rate of 4.25%, payable semi-annually in arrears, to but excluding February 15, 2025. From and including February 15, 2025, to but excluding the maturity date or early redemption date, the interest rate will equal the three-month LIBOR rate (provided, that in the event the three-month LIBOR is less than zero, the three-month LIBOR will be deemed to be zero) plus 282 basis points, payable quarterly in arrears, subject to customary fallback provision upon the discontinuation of LIBOR. Origin Bank is entitled to redeem the Notes, in whole or in part, on or after February 15, 2025, and to redeem the Notes at any time in whole upon certain other specified events. The Notes qualify as Tier 2 capital for regulatory capital purposes for Origin Bank. In October 2020, the Company completed of an offering of $80.0 million in aggregate principal amount of 4.50% fixed-to-floating rate subordinated notes due 2030 (the “4.50% Notes”). The 4.50% Notes bear a fixed interest rate of 4.50% payable semi-annually in arrears, to but excluding November 1, 2025. From and including November 1, 2025, to but excluding the maturity date or earlier redemption date, the 4.50% Notes bear a floating interest rate expected to equal the three-month term Secured Overnight Financing Rate plus 432 basis points, payable quarterly in arrears. The Company may redeem the 4.50% Notes at any time upon certain specified events or in whole or in part on or after November 1, 2025. The 4.50% Notes qualify as Tier 2 capital for regulatory capital purposes for the Company and $51.0 million was transferred to Origin Bank during the fourth quarter of 2020, which qualifies as Tier 1 capital for regulatory capital purposes for the Bank. The 4.50% Notes provided net proceeds to the Company of approximately $78.6 million. The Company has two wholly-owned, unconsolidated subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the "debentures") of the Company. The debentures are the sole assets of the trusts. The Company's obligations under the debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the debentures and can be currently redeemed by the Company in whole or in part, at a redemption price specified in the indentures plus any accrued but unpaid interest to the redemption date. Due to the extended maturity date of the trust preferred securities, they are included in Tier 1 capital for regulatory purposes, subject to certain limitations. The following table is a summary of the terms of the current junior subordinated debentures at December 31, 2021: (Dollars in thousands) Issuance Trust Issuance Date Maturity Date Amount Outstanding Rate Type Current Rate Maximum Rate CTB Statutory Trust I 07/2001 07/2031 $ 6,702 Variable (1) 3.43 % 12.50 % First Louisiana Statutory Trust I 09/2006 12/2036 4,124 Variable (2) 2.00 16.00 $ 10,826 ____________________________ (1) The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.30%, with the last reprice date on October 28, 2021. (2) The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.80%, with the last reprice date on December 13, 2021. The balance of the subordinated indebtedness varies from the amounts carried on the consolidated balance sheets due to the remaining purchase discount of $3.4 million and $3.6 million, at December 31, 2021, and December 31, 2020, respectively, which was established at the time of issuance and is being amortized over the remaining life of the securities using the interest method.

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Note 12 - Derivative Financial Instruments Risk Management Objective of Using Derivatives The Company enters into derivative financial instruments to manage risks related to differences in the amount, timing, and duration of the Company's known or expected cash receipts and its known or expected cash payments, as well as to manage changes in fair values of some assets which are marked at fair value through the consolidated statement of income on a recurring basis. Cash Flow Hedges of Interest Rate Risk The Company is a party to an interest rate swap agreement under which the Company receives interest at a variable rate and pays at a fixed rate. The derivative instrument represented by this swap agreement is designated as a cash flow hedge of the Company's forecasted variable cash flows under a variable-rate term borrowing agreement. During the term of the swap agreement, the effective portion of changes in the fair value of the derivative instrument are recorded in accumulated other comprehensive income and subsequently reclassified into earnings in the periods that the hedged forecasted variable-rate interest payments affected earnings. There was no ineffective portion of the change in fair value of the derivative recognized directly in earnings. The entire swap fair value will be reclassified into earnings before the expiration date of the swap agreement. Derivatives Not Designated as Hedges Customer interest rate derivative program The Company offers certain derivatives products, primarily interest rate swaps, directly to qualified commercial banking customers to facilitate their risk management strategies. In some instances, the Company acts only as an intermediary, simultaneously entering into offsetting agreements with unrelated financial institutions, thereby mitigating its net risk exposure resulting from such transactions without significantly impacting its results of operations. Because the interest rate derivatives associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer derivatives and any offsetting derivatives are recognized directly in earnings as a component of noninterest income. From time to time, the Company shares in credit risk on interest rate swap arrangements, by entering into risk participation agreements with syndication partners. These are accounted for at fair value and disclosed as risk participation derivatives. Mortgage banking derivatives The Company enters into certain derivative agreements as part of its mortgage banking and related risk management activities. These agreements include interest rate lock commitments on prospective residential mortgage loans and forward commitments to sell these loans to investors on a mandatory delivery basis. The Company also economically hedges the value of MSRs by entering into a series of commitments to purchase mortgage-backed securities in the future. Fair Values of Derivative Instruments on the Balance Sheet The following tables disclose the fair value of derivative instruments in the Company's balance sheets at December 31, 2021, and December 31, 2020: Notional Amounts (1) Fair Values (Dollars in thousands) Derivatives designated as cash flow hedging instruments: December 31, 2021 December 31, 2020 December 31, 2021 December 31, 2020 Interest rate swaps included in other liabilities $ 21,000 $ 21,000 $ (103) $ (706) Derivatives not designated as hedging instruments: Interest rate swaps included in other assets $ 315,188 $ 326,542 $ 10,417 $ 20,207 Interest rate swaps included in other liabilities 327,510 347,096 (10,762) (21,321) Risk participation derivatives included in accrued expenses and other liabilities on the consolidated balance sheets 63,374 63,374 (2) (18) Forward commitments to purchase mortgage-backed securities included in other liabilities 80,000 107,000 (627) (317) Forward commitments to sell residential mortgage loans included in other assets (liabilities) 52,000 107,200 1 (658) Interest rate-lock commitments on residential mortgage loans included in other assets 36,694 79,554 1,041 3,487 $ 874,766 $ 1,030,766 $ 68 $ 1,380 ____________________________ (1) Notional or contractual amounts, which represent the extent of involvement in the derivatives market, are used to determine the contractual cash flows required in accordance with the terms of the agreement. These amounts are typically not exchanged, significantly exceed amounts subject to credit or market risk and are not reflected in the consolidated balance sheets. The weighted-average rates paid and received for interest rate swaps at the dates indicated were as follows: Weighted-Average Interest Rate December 31, 2021 December 31, 2020 Interest rate swaps: Paid Received Paid Received Cash flow hedges 4.81 % 2.89 % 4.81 % 2.94 % Non-hedging interest rate swaps - financial institution counterparties 4.32 2.68 4.18 2.48 Non-hedging interest rate swaps - customer counterparties 2.68 4.33 2.52 4.19 Gains and losses recognized on derivative instruments not designated as hedging instruments are as follows: (Dollars in thousands) Years Ended December 31, Derivatives not designated as hedging instruments: 2021 2020 2019 Amount of (loss) gain recognized in mortgage banking revenue (1) $ (3,118) $ 4,081 $ 3,079 Amount of gain (loss) recognized in other non-interest income 816 (307) (530) ____________________________ (1) Gains and losses on these instruments are largely offset by market fluctuations in mortgage servicing rights. See Note 9 - Mortgage Banking for more information on components of mortgage banking revenue. Some interest rate swaps included in other assets were subject to a master netting arrangement with the counterparty in all years presented and could be offset against some amounts included in interest rate swaps included in other liabilities. The Company has chosen not to net these exposures in the consolidated balance sheets, and any impact of netting these amounts would not be significant. At December 31, 2021 and 2020, the Company had cash collateral on deposit with swap counterparties totaling $16.5 million and $22.2 million, respectively. These amounts are included in interest-bearing deposits in banks in the consolidated balance sheets and are considered restricted cash until such time as the underlying swaps are settled.

Stock and Incentive Compensatio

Stock and Incentive Compensation Plans	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Stock and Incentive Compensation Plans	Note 13 - Stock and Incentive Compensation Plans On April 28, 2021, an employee stock purchase plan ("ESPP") was approved by the Company's stockholders and qualified as an ESPP under IRS guidelines. The ESPP provides for the purchase of up to an aggregate one million shares of the Company's common stock by employees pursuant to the terms of the ESPP. Under the ESPP, employees of the Company who elect to participate have the right to purchase a limited number of shares of the Company's common stock at a 15% discount from the lower of the market value of the common stock at the beginning or the end of each one year offering period, beginning on June 1st. The ESPP benefit is treated as compensation to the employee and the compensation expense will be recognized over the service period based on the fair value of the rights on the grant date, adjusted for forfeitures and certain modifications. There were no shares of common stock issued pursuant to the ESPP during the year ended December 31, 2021. The Company has granted, and currently has outstanding, stock and incentive compensation awards subject to the provisions of the Company's 2012 Stock Incentive Plan (the "2012 Plan"). Additionally, awards have been issued prior to the establishment of the 2012 Plan, some of which were still outstanding at December 31, 2021. The 2012 Plan is designed to provide flexibility to the Company regarding its ability to motivate, attract and retain the services of key officers, employees and directors. The 2012 Plan allows the Company to make grants of incentive stock options, non-qualified stock options, stock appreciation rights, restricted stock awards ("RSA"), restricted stock units ("RSU"), dividend equivalent rights, performance unit awards or any combination thereof. At December 31, 2021, the maximum number of shares of the Company's common stock available for issuance under the 2012 Plan was 664,668 shares. Share-based compensation cost charged to income for the years ended December 31, 2021, 2020 and 2019, is presented below. There was no stock option expense for any of the periods shown. Years Ended December 31, (Dollars in thousands) 2021 2020 2019 RSA & RSU $ 2,100 $ 2,320 $ 2,247 ESPP 195 — — Total stock compensation expense $ 2,295 $ 2,320 $ 2,247 Related tax benefits recognized in net income $ 482 $ 487 $ 472 Restricted Stock Grants The Company's restricted stock grants are time-vested awards and are granted to the Company's Board of Directors, executives and senior management team. The service period in which time-vested awards are earned ranges from one The following table summarizes the Company's time-vested award activity: Year Ended December 31, 2021 2020 2019 Shares Weighted Average Grant-Date Fair Value Shares Weighted Average Grant-Date Fair Value Shares Weighted Average Grant-Date Fair Value Nonvested RSA shares, January 1, 103,359 $ 31.51 149,449 $ 35.15 174,407 $ 35.01 Granted RSA 13,460 42.26 30,638 20.14 37,641 32.77 Vested RSA (67,825) 31.07 (72,325) 33.88 (59,344) 33.50 Forfeited RSA (946) 24.69 (4,403) 37.11 (3,255) 30.21 Nonvested RSA shares, December 31, 48,048 35.27 103,359 31.51 149,449 35.15 Nonvested RSU, January 1, — $ — — $ — — $ — Granted RSU 73,977 40.64 — — — — Nonvested RSU, December 31 73,977 40.64 — — — — At December 31, 2021, there was $1.1 million and $2.7 million of total unrecognized compensation cost related to nonvested RSA shares and RSU shares under the 2012 Plan, respectively. Those costs are expected to be recognized over a weighted-average period of 1.2 years and 2.7 years for RSA shares and RSU shares, respectively. Stock Option Grants The Company issued common stock options to select officers and employees primarily through individual agreements. As a result, both incentive and nonqualified stock options have been issued and may be issued in the future. The exercise price of each option varies by agreement and is based on the fair value of the stock at the date of the grant. No outstanding stock option has a term that exceeds twenty years, and all of the outstanding options are fully vested. The Company recognizes compensation cost for stock option grants over the required service period based upon the grant date fair value, which is established using a Black-Scholes valuation model. The Black-Scholes valuation model uses assumptions of risk-free interest rate, expected term of stock options, expected stock price volatility and expected dividends. Forfeitures are recognized as they occur. The table below summarizes the status of the Company's stock options and changes during the years ended December 31, 2021, 2020 and 2019 . (Dollars in thousands, except per share amounts) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at January 1, 2019 274,000 $ 10.38 6.75 $ 6,493 Exercised (20,000) 8.25 — — Outstanding at December 31, 2019 254,000 10.55 5.81 6,932 Exercised (30,000) 8.25 — — Outstanding at December 31, 2020 224,000 10.86 4.92 3,789 Exercised (184,800) 10.88 — — Outstanding at December 31, 2021 39,200 10.73 2.28 1,262 Exercisable at December 31, 2021 39,200 10.73 2.28 1,262

Employee Retirement Plan - 401(

Employee Retirement Plan - 401(k)	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Employee Retirement Plan - 401(k)	Note 14 - Employee Retirement Plan - 401(k) Defined Contribution Retirement Plan The Company maintains the Origin Bancorp, Inc. Employee Retirement Plan (the "Retirement Plan") that is a defined contribution benefit plan, that allows contributions under section 401(k) of the Internal Revenue Code. The Retirement Plan covers substantially all employees who meet certain other requirements and employment classification criteria. Under the provisions of the Retirement Plan, the Company may make discretionary matching contributions on a percentage, not to exceed 6%, of a participant's elective deferrals. Any percentage(s) determined by the Company shall apply to all eligible persons for the entire plan year. Historically, the Company has matched 50% of the first 6% of eligible compensation deferred by a participant. Eligible compensation includes salaries, wages, overtime and bonuses, and excludes expense reimbursements and fringe benefits. In addition, the Company may make additional discretionary contributions out of current or accumulated net profit. Matching contributions are invested as directed by the participant. The total of the Company's contributions may not exceed limitations set forth in the Retirement Plan document or the maximum deductible under the Internal Revenue Code. Although it has not expressed any intention to do so, the Company has the right to terminate the Retirement Plan at any time. The total expense related to the Retirement Plan, including optional contributions, was $2.1 million, $2.0 million and $1.8 million for the years ended December 31, 2021, 2020 and 2019, respectively. Other Benefit Plans The Company has established non-qualified defined benefit plans for some of its key executives for which deferred compensation liabilities are recorded as a component of accrued expenses and other liabilities in the accompanying consolidated balance sheets. The deferred compensation liability was $10.4 million and $11.3 million at December 31, 2021 and 2020, respectively. The expense recorded for the deferred compensation plan totaled $1.1 million, $1.9 million, and $1.2 million for the years ended December 31, 2021, 2020 and 2019, respectively.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Note 15 - Income Taxes The provision for income taxes is as follows: (Dollars in thousands) Years Ended December 31, Federal income taxes: 2021 2020 2019 Current $ 17,022 $ 18,157 $ 14,232 Deferred 6,077 (11,545) (2,513) State income taxes: Current 584 1,723 1,030 Deferred 202 (339) (83) Income tax expense $ 23,885 $ 7,996 $ 12,666 A reconciliation of income tax expense at the statutory rate to the Company's actual income tax expense is below: Years Ended December 31, 2021 2020 2019 (Dollars in thousands) Amount % Amount % Amount % Income taxes computed at statutory rate $ 27,811 21.00 % $ 9,314 21.00 % $ 13,975 21.00 % Tax exempt revenue, net of nondeductible interest (1,339) (1.01) (878) (1.98) (644) (0.97) Low-income housing tax credits, net of amortization (468) (0.35) (511) (1.15) (514) (0.77) Other tax credits, net of add-backs (1,218) (0.92) (1,218) (2.75) (1,218) (1.83) Bank-owned life insurance income (170) (0.13) (259) (0.58) (158) (0.24) State income taxes, net of federal benefit 662 0.50 1,033 2.35 730 1.10 Stock-based compensation (1,272) (0.96) 181 0.41 (100) (0.15) Nondeductible expense 106 0.08 257 0.58 413 0.62 Other (227) (0.17) 77 0.16 182 0.27 Total income tax expense $ 23,885 18.04 % $ 7,996 18.04 % $ 12,666 19.03 % Significant components of deferred tax assets and liabilities are as follows: (Dollars in thousands) December 31, Deferred tax assets: 2021 2020 Credit loss allowances $ 14,565 $ 19,315 Deferred compensation and share-based compensation 4,795 4,504 Net operating loss carryforwards 1,170 1,240 Other 278 1,064 Gross deferred tax assets 20,808 26,123 Valuation allowance (974) (994) Deferred tax assets net of valuation allowance $ 19,834 $ 25,129 Deferred tax liabilities: Basis difference in premises and equipment $ 2,461 $ 3,089 Intangible assets 127 118 Mortgage servicing rights 3,504 2,951 Other 1,144 146 Gross deferred tax liabilities 7,236 6,304 Net deferred tax asset $ 12,598 $ 18,825 At December 31, 2021, the Company has $3.4 million in Federal gross net operating loss carryforwards acquired in previous business combinations expiring between 2022 and 2028, and $15.0 million in state net operating losses expiring between 2022 and 2041. Due to limitations on the amounts of these losses that can be recognized annually, the Company has determined that it is more likely than not that some of these net operating loss carryforwards will expire unused, and has established a $974,000 valuation allowance related to these carryforwards. The Company files a consolidated income tax return in the U.S. federal jurisdiction and various states. With few exceptions, the Company is no longer subject to income tax examinations by tax authorities in these taxing jurisdictions for the years before 2018.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Accumulated Other Comprehensive Income	Note 16 - Accumulated Other Comprehensive Income Accumulated other comprehensive income ("AOCI") includes the after-tax change in unrealized gains and losses on AFS securities and cash flow hedging activities. (Dollars in thousands) Unrealized Gain (Loss) on AFS Securities Unrealized (Loss) Gain on Cash Flow Hedges Accumulated Other Comprehensive Income Balance at January 1, 2019 $ (2,601) $ 121 $ (2,480) Net change 9,013 (200) 8,813 Balance at December 31, 2019 6,412 (79) 6,333 Net change 19,794 (478) 19,316 Balance at December 31, 2020 26,206 (557) 25,649 Net change (20,397) 477 (19,920) Balance at December 31, 2021 $ 5,809 $ (80) $ 5,729

Capital and Regulatory Matters

Capital and Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Banking Regulation [Abstract]
Capital and Regulatory Matters	Note 17 - Capital and Regulatory Matters The Company (on a consolidated basis) and the Bank are subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. The Company is subject to the Basel III regulatory capital framework ("Basel III Capital Rules"), which includes a 2.5% capital conservation buffer. The capital conservation buffer is designed to absorb losses during periods of economic stress and requires increased capital levels for the purpose of capital distributions and other payments. Failure to meet the full amount of the buffer will result in restrictions on the Company's ability to make capital distributions, which includes dividend payments, and stock repurchases and to pay discretionary bonuses to executive officers. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total, common equity Tier 1 capital, Tier 1 capital, Tier 1 capital, and total capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average total consolidated assets (as defined). Management believes, at December 31, 2021 and 2020, that the Company and the Bank met all capital adequacy requirements to which they are subject, including the capital buffer requirement. At December 31, 2021 and 2020, the Bank's capital ratios exceeded those levels necessary to be categorized as "well capitalized" under the regulatory framework for prompt corrective action. To be categorized as "well capitalized," the Bank must maintain minimum total risk-based, common equity Tier 1 capital, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the table below. A final rule adopted by the federal banking agencies in February 2019 provides banking organizations with the option to phase in, over a three-year period, the adverse day-one regulatory capital effects of the adoption of CECL. In addition, on March 27, 2020, the federal banking agencies issued an interim final rule that gives banking organizations that were required to implement CECL before the end of 2020 the option to delay for two years CECL’s adverse effects on regulatory capital. Origin elected to adopt CECL in the first quarter of 2020 and exercised the option to delay the estimated impact of the adoption of CECL on the Company's regulatory capital for two years (from January 2020 through December 31, 2021), which resulted in a 14 basis point benefit to the common equity Tier 1 capital to risk-weighted assets capital ratio at December 31, 2021. The two-year delay is followed by a three-year transition period of CECL's initial impact on our regulatory capital (from January 1, 2022 through December 31, 2024). The actual capital amounts and ratios of the Company and Bank at December 31, 2021, and December 31, 2020, are presented in the following table: (Dollars in thousands) December 31, 2021 Actual Minimum Capital Required - Basel III To be Well Capitalized Under Prompt Corrective Action Provisions Common Equity Tier 1 Capital to Risk-Weighted Assets Amount Ratio Amount Ratio Amount Ratio Origin Bancorp, Inc. $ 681,039 11.20 % $ 425,475 7.00 % N/A N/A Origin Bank 724,440 11.97 423,819 7.00 $ 393,546 6.50 % Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 690,448 11.36 516,648 8.50 N/A N/A Origin Bank 724,440 11.97 514,637 8.50 484,365 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 897,503 14.77 638,212 10.50 N/A N/A Origin Bank 852,825 14.09 635,727 10.50 605,454 10.00 Leverage Ratio Origin Bancorp, Inc. 690,448 9.20 300,195 4.00 N/A N/A Origin Bank 724,440 9.66 299,932 4.00 374,915 5.00 December 31, 2020 Common Equity Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 604,306 9.95 425,012 7.00 N/A N/A Origin Bank 637,863 10.53 424,010 7.00 393,724 6.50 Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 613,682 10.11 516,107 8.50 N/A N/A Origin Bank 637,863 10.53 514,870 8.50 484,583 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 837,058 13.79 637,539 10.50 N/A N/A Origin Bank 782,503 12.92 636,019 10.50 605,732 10.00 Leverage Ratio Origin Bancorp, Inc. 613,682 8.62 284,771 4.00 N/A N/A Origin Bank 637,863 8.99 283,842 4.00 354,802 5.00 In the ordinary course of business, the Company depends on dividends from the Bank to provide funds for the payment of dividends to stockholders and to provide for other cash requirements. Banking regulations may limit the amount of dividends that may be paid. Approval by regulatory authorities is required if the effect of dividends declared would cause the regulatory capital of the Bank to fall below specified minimum levels. Approval is also required if dividends declared and paid exceed the Bank's year-to-date net income combined with the retained net income for the preceding year, which was $110.8 million at December 31, 2021. Stock Repurchases During the first quarter of 2021, the Company repurchased a total of 37,568 shares of its common stock pursuant to its stock buyback program at an average price per share of $33.42, for an aggregate purchase price of $1.3 million. There have been no common stock repurchases since the first quarter of the 2021 year. Prior to December 31, 2020, the Company had cumulatively repurchased an aggregate of 330,868 shares of common stock for a total purchase price of $10.8 million under the stock buyback program. As of December 31, 2021, the Company's board of directors has approved approximately $28.0 million remaining to be purchased under the program.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 18 - Commitments and Contingencies Credit-Related Commitments In the normal course of business, the Company enters into financial instruments, such as commitments to extend credit and letters of credit, to meet the financing needs of its customers. Such instruments are not reflected in the accompanying consolidated financial statements until they are funded, although they expose the Company to varying degrees of credit risk and interest rate risk in much the same way as funded loans. Commitments to extend credit include revolving commercial credit lines, non-revolving loan commitments issued mainly to finance the acquisition and development or construction of real property or equipment, and credit card and personal credit lines. The availability of funds under commercial credit lines and loan commitments generally depends on whether the borrower continues to meet credit standards established in the underlying contract and has not violated other contractual conditions. Loan commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee by the borrower. Credit card and personal credit lines are generally subject to cancellation if the borrower's credit quality deteriorates. A number of commercial and personal credit lines are used only partially or, in some cases, not at all before they expire, and the total commitment amounts do not necessarily represent future cash requirements of the Company. A substantial majority of the letters of credit are standby agreements that obligate the Company to fulfill a customer's financial commitments to a third-party if the customer is unable to perform. The Company issues standby letters of credit primarily to provide credit enhancement to its customers' other commercial or public financing arrangements and to help them demonstrate financial capacity to vendors of essential goods and services. The contract amounts of these instruments reflect the Company's exposure to credit risk. The Company undertakes the same credit evaluation in making loan commitments and assuming conditional obligations as it does for on-balance sheet instruments and may require collateral or other credit support. The table below presents the Company's commitments to extend credit by commitment expiration date for the dates indicated: (Dollars in thousands) December 31, 2021 Less than One-Three Three-Five Greater than Total Commitments to extend credit (1) $ 643,089 $ 620,741 $ 300,863 $ 56,525 $ 1,621,218 Standby letters of credit 42,516 6,633 — — 49,149 Total off-balance sheet commitments $ 685,605 $ 627,374 $ 300,863 $ 56,525 $ 1,670,367 December 31, 2020 Commitments to extend credit (1) $ 641,951 $ 428,893 $ 163,520 $ 107,137 $ 1,341,501 Standby letters of credit 34,212 8,699 — — 42,911 Total off-balance sheet commitments $ 676,163 $ 437,592 $ 163,520 $ 107,137 $ 1,384,412 ____________________________ (1) Includes $513.0 million and $504.6 million of unconditionally cancellable commitments at December 31, 2021 and 2020, respectively. At December 31, 2021, the Company held 43 unfunded letters of credit from the FHLB totaling $599.3 million with expiration dates ranging from January 20, 2022, to March 22, 2023. At December 31, 2020, the Company held 35 unfunded letters of credit from the FHLB totaling $527.4 million with expiration dates ranging from January 20, 2021, to November 4, 2022. Management establishes an asset-specific allowance for certain lending-related commitments and computes a formula-based allowance for performing consumer and commercial lending-related commitments. These are computed using a methodology similar to that used for the commercial loan portfolio, modified for expected maturities and probabilities of drawdown. The reserve for lending-related commitments was $2.3 million at both December 31, 2021, and December 31, 2020, respectively, and is included in accrued expenses and other liabilities in the accompanying consolidated balance sheets. Loss Contingencies From time to time, the Company is also party to various legal actions arising in the ordinary course of business. At this time, management does not expect that loss contingencies, if any, arising from any such proceedings, either individually or in the aggregate, would have a material adverse effect on the consolidated financial position or liquidity of the Company.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Related Party Transactions	Note 19 - Related Party Transactions Loans to executive officers, directors, and their affiliates at December 31, 2021 and 2020, were as follows: (Dollars in thousands) 2021 2020 Balance, beginning of year $ 1,392 $ 1,093 Advances 907 1,092 Principal repayments (1,544) (793) Effect of changes in composition of related parties (284) — Balance, end of year $ 471 $ 1,392 Commitments to extend credit $ 833 $ 2,702 None of the above loans were considered non-performing or potential problem loans. These loans were made in the ordinary course of business and on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other unaffiliated persons and do not involve more than normal risk of collectability. Deposits from related parties held by the Company at December 31, 2021 and 2020, amounted to $30.0 million and $30.4 million, respectively.

Business Combinations

Business Combinations	12 Months Ended
	Dec. 31, 2021
Business Combination and Asset Acquisition [Abstract]
Business Combinations	Note 20 - Business Combinations On December 31, 2021, the Company acquired the remaining 62% equity interest in the Lincoln Agency for $5.3 million in cash and $5.3 million in Company common stock. The Company previously acquired a 38% minority interest in Lincoln Agency that was accounted for as an equity method investment, which had an immaterial carrying value at the acquisition date. The acquisition of the remaining equity interest was considered a step acquisition, whereby the Company re-measured the previously held equity method investment to its fair value of $5.2 million, resulting in the recognition of a gain of $5.2 million, which is recorded as a component of noninterest income in the accompanying consolidated statements of income. The acquisition date fair value of the previously held equity method investment was calculated using multiple factors, including the total consideration for the acquired ownership interest of Lincoln Agency and an analysis of control premiums paid for similar transactions. The purchase agreement for Lincoln Agency includes potential earnout payments of up to $250,000 based on net product line revenue for fiscal year 2023 and up to an additional $750,000 based on compound annual revenue growth for fiscal year 2024. The Company included the $795,000 fair value of this contingent liability as a component of other liabilities on the accompanying consolidated balance sheet. Additionally, the Company acquired 100% of the book of business, and certain assets, and assumed certain liabilities of Pulley-White on December 31, 2021, for $2.2 million in cash and $2.2 million in Company common stock. The purchase agreement for Pulley-White also includes potential earnout payments of up to an additional $250,000 provided the revenue attributable to the legacy operations of Pulley-White for the two years ended December 31, 2023, achieve certain compounded annual growth rate metrics and payments of up to $500,000 provided the revenue attributable to the legacy operations of Pulley-White for the three years ended December 31, 2024, achieve certain compounded annual growth rate metrics. The Company included the $574,000 fair value of this contingent liability as a component of other liabilities on the accompanying consolidated balance sheet. A preliminary summary of the fair value of assets acquired and liabilities assumed from the acquisitions is as follows: (Dollars in thousands) Estimated Fair Value Assets Acquired: Definite-lived intangibles $ 14,067 Operating lease right of use assets 1,488 Prepaid expense and other assets 47 Total assets acquired 15,602 Liabilities Assumed: Operating lease liability 1,488 Accounts payable and accrued expenses 244 Total liabilities assumed 1,732 Net assets acquired 13,870 Total consideration 21,497 Goodwill $ 7,627 With these acquisitions, the Company continues to expand the scope of product offerings to its banking customers. $4.6 million of goodwill associated with these acquisitions is deductible for income tax purposes.   A summary of total consideration is as follows: (Dollars in thousands) December 31, 2021 Cash paid $ 7,457 Common stock issued (177,348 shares) 7,458 Contingent consideration 1,369 Fair value of previously held interest in Lincoln Agency 5,213 Total consideration $ 21,497 The Company has determined the above noted acquisitions constitute a business combination as defined by ASC Topic 805, which establishes principles and requirements for how the acquirer of a business recognizes and measures in its financial statements the identifiable assets acquired and the liabilities assumed. The Company has recorded the assets purchased and liabilities assumed at their estimated fair value in accordance with ASC Topic 805. The fair value of assets acquired and liabilities assumed are preliminary and based on valuation estimates and assumptions. The accounting for business combinations require estimates and judgments regarding expectations of future cash flows of the acquired business, and the allocations of those cash flows to identifiable tangible and intangible assets. The estimates and assumptions underlying the preliminary valuations are subject to collection of information necessary to complete the valuations (specifically related to projected financial information) within the measurement periods, which are up to one year from the acquisition date. Although the Company does not currently expect material changes to the initial value of net assets acquired, the Company continues to evaluate assumptions related to the valuation of the assets acquired and liabilities assumed. Any adjustments to our estimates of purchase price allocation will be made in the periods in which the adjustments are determined, and the cumulative effect of such adjustments will be calculated as if the adjustments had been completed as of the acquisition date. Pro forma results of operations for these acquisitions in the aggregate are not presented because these acquisitions are not material to the Company's consolidated results of operations.

Condensed Parent Company Only F

Condensed Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Condensed Parent Company Only Financial Statements	Financial statements of Origin Bancorp, Inc. (parent company only) are as follows: (Dollars in thousands) December 31, Condensed Balance Sheets 2021 2020 Assets Cash and cash equivalents $ 28,904 $ 42,908 Investment in affiliates/subsidiaries 774,840 684,410 Other assets 16,343 10,198 Total assets $ 820,087 $ 737,516 Liabilities and Stockholders' Equity Subordinated indebtedness, net $ 88,405 $ 88,258 Accrued expenses and other liabilities 1,471 2,108 Total liabilities 89,876 90,366 Stockholders' Equity Common stock 118,733 117,532 Additional paid‑in capital 242,114 237,341 Retained earnings 363,635 266,628 Accumulated other comprehensive income 5,729 25,649 Total stockholders' equity 730,211 647,150 Total liabilities and stockholders' equity $ 820,087 $ 737,516 (Dollars in thousands) Years Ended December 31, Condensed Statements of Income 2021 2020 2019 Income: Dividends from subsidiaries $ 19,200 $ 17,250 $ 17,500 Other 1,608 12 470 Total income 20,808 17,262 17,970 Expenses: Interest expense 4,313 1,333 563 Salaries and employee benefits 221 214 728 Other 1,079 1,182 1,565 Total expenses 5,613 2,729 2,856 Income before income taxes and equity in undistributed net income of subsidiaries 15,195 14,533 15,114 Income tax benefit 762 549 502 Income before equity in undistributed net income of subsidiaries 15,957 15,082 15,616 Equity in undistributed net income of subsidiaries 92,589 21,275 38,266 Net income $ 108,546 $ 36,357 $ 53,882 (Dollars in thousands) Years Ended December 31, Condensed Statements of Cash Flows 2021 2020 2019 Cash flows from operating activities: Net income $ 108,546 $ 36,357 $ 53,882 Adjustments to reconcile net income to net cash provided by operating activities: Deferred income taxes 7 (1) 9 Equity in undistributed net income of subsidiaries (92,589) (21,275) (38,266) Amortization of subordinated indebtedness discount 147 58 28 Other, net (5,898) 3,633 130 Net cash provided by operating activities 10,213 18,772 15,783 Cash flows from investing activities: Lincoln Agency and Pulley-White acquisitions (7,457) — — Capital contributed to subsidiaries — (51,000) — Net purchases of non-marketable equity securities held in other financial institutions (3,612) — — Capital calls on limited partnership investments (513) — — Net cash used in investing activities (11,582) (51,000) — Cash flows from financing activities: Dividends paid (11,525) (8,854) (5,863) Cash received on exercise of stock options 146 248 166 Proceeds from issuance of subordinated indebtedness — 78,556 — Payment to repurchase common stock (1,256) (723) (10,059) Net cash provided by (used by) financing activities (12,635) 69,227 (15,756) Net increase (decrease) in cash and cash equivalents (14,004) 36,999 27 Cash and cash equivalents at beginning of year 42,908 5,909 5,882 Cash and cash equivalents at end of year $ 28,904 $ 42,908 $ 5,909

Significant Accounting Polici_2

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation . The consolidated financial statements include the accounts of the Company and all other entities in which Origin Bancorp, Inc. has a controlling financial interest, including the Bank, and Davison Insurance Agency, LLC ("Davison Insurance"), doing business as Lincoln Agency, LLC (the "Lincoln Agency"), Lincoln Agency Transportation Insurance, Pulley-White Insurance Agency ("Pulley-White"), Reeves, Coon & Funderburg, Simoneaux & Wallace Agency and Thomas & Farr Agency. All significant intercompany balances and transactions have been eliminated in consolidation. The Company's accounting and financial reporting policies conform, in all material respects, to accounting principles generally accepted in the United States ("U.S. GAAP") and to general practices within the financial services industry. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued.
Reclassifications	Reclassifications . Certain amounts previously reported have been reclassified to conform to the current presentation. Such reclassifications had no effect on prior year net income or stockholders' equity.
Variable Interest Entities	Variable Interest Entities . The Company determines whether it has a controlling financial interest in an entity by first evaluating whether the entity is a voting interest entity or a variable interest entity ("VIE") under U.S. GAAP. Voting interest entities are entities in which the total equity investment at risk is sufficient to enable the entity to finance itself independently and provides the equity holders with the obligation to absorb losses, the right to receive residual returns and the right to make decisions about the entity's activities. The Company consolidates voting interest entities in which it has all, or at least a majority of, the voting interest. As defined in applicable accounting standards, VIEs are entities that lack one or more of the characteristics of a voting interest entity. A controlling financial interest in a VIE is present when an enterprise has both the power to direct the activities of the VIE that most significantly impact the VIE's economic performance and an obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIE. The enterprise with a controlling financial interest, known as the primary beneficiary, consolidates the VIE. The Company's wholly-owned subsidiaries CTB Statutory Trust I and First Louisiana Statutory Trust I are VIEs for which the Company is not the primary beneficiary. Accordingly, the accounts of these trusts are not included in the Company's consolidated financial statements.
Operating Segments	Operating Segments . Operating segments are components of an enterprise about which separate financial information is available that is evaluated regularly by the chief operating decision-maker in deciding how to allocate resources and in assessing performance. The Bank is the only significant subsidiary upon which management makes decisions regarding how to allocate resources and assess performance. Individual bank branches offer a group of similar services, including commercial, real estate and consumer loans, time deposits, checking and savings accounts, all with similar operating and economic characteristics. While the chief operating decision-maker monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the community banking services and branch locations are considered by management to be aggregated into one reportable operating segment, community banking.
Use of Estimates	Use of Estimates . The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions based on available information that affect the amounts reported in the financial statements and disclosures provided, including the accompanying notes, and actual results could differ. Material estimates that are particularly susceptible to change include the allowance for credit losses for loans and available for sale securities; fair value measurements of assets and liabilities; and income taxes. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the Company's consolidated financial statements in the period they are deemed necessary. While management uses its best judgment, actual results could differ from those estimates.
Cash and Cash Equivalents	Cash and Cash Equivalents . For purposes of the statement of cash flows, the Company considers all cash on hand, demand deposits with other banks, federal funds sold and short-term interest-bearing cash items with an original maturity less than 90 days to be cash equivalents. The Company maintains deposits with other financial institutions in amounts that exceed federal deposit insurance coverage. Furthermore, federal funds sold are essentially uncollateralized loans to other financial institutions. Management regularly evaluates the credit risk associated with the counterparties to these transactions and believes that the Company is not exposed to any significant credit risks on cash and cash equivalents.
Securities	Securities . The Company accounts for debt and equity securities as follows: Available for Sale ("AFS") - Debt securities that will be held for indefinite periods of time, including securities that may be sold in response to changes in market interest or prepayment rates, needs for liquidity and changes in the availability of and the yield of alternative investments are classified as AFS. These assets are carried at fair value. Fair value is determined using published quotes. If quoted market prices are not available, fair values are based on other methods including, but not limited to the discounting of cash flows. Unrealized gains and losses on AFS securities are excluded from earnings and reported net of tax in accumulated other comprehensive income until realized. Please see the paragraphs under Allowance for Credit Losses referenced below in this footnote for information on the allowance for credit losses pertaining to AFS securities. Held to Maturity ("HTM") - Debt securities that management has the positive intent and ability to hold until maturity are classified as HTM and are carried at their remaining unpaid principal balance, net of unamortized premiums or unaccredited discounts. Please see the paragraphs under Allowance for Credit Losses referenced below in this footnote for information on the allowance for credit losses pertaining to HTM securities. Securities Carried at Fair Value through Income - Debt securities for which the Company has elected the fair value option for accounting are classified as securities carried at fair value through income. Management has elected the fair value option for these items to offset the corresponding change in fair value of related interest rate swap agreements. Fair value is determined using discounted cash flows and credit quality indicators. Changes in fair value are reported through the consolidated statements of income as a part of other noninterest income. Interest income on securities includes amortization of purchase premiums and discounts. Premiums and discounts on securities are generally amortized using the interest method with a constant effective yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Premiums on callable securities are amortized to their earliest call date. A security is placed on nonaccrual status if (i) principal or interest has been in default for a period of 90 days or more or (ii) full payment of principal and interest is not expected. Interest accrued but not received for a security placed on nonaccrual status is reversed against interest income. Gains and losses on sales are recorded on the trade date, are derived from the amortized cost of the security sold and are determined using the specific identification method.
Non-marketable Equity Securities Held in Other Financial Institutions	Non-marketable Equity Securities Held in Other Financial Institutions .
Loans Held For Sale	Loans Held for Sale . Loans held for sale include mortgage loans and are carried at fair value, with unrealized gains and losses recorded in the consolidated statements of income. Please see Mortgage Servicing Rights and Transfers of Financial Assets below for information on the GNMA repurchase asset which represents the difference between the total loans held for sale on the face of the balance sheet and the loans held for sale at fair value also shown on the face of the balance sheet. Forward commitments to sell mortgage loans are acquired to reduce market risk on mortgage loans in the process of origination and mortgage loans held for sale. The forward commitments acquired by the Company for mortgage loans in process of origination are mandatory forward commitments, and the Company is required to substitute another loan or to buy back the commitment if the original loan does not fund. Typically, the Company delivers the mortgage loans within a few days after the loans are funded. These commitments are derivative instruments carried at fair value. Gains and losses resulting from sales of mortgage loans are realized when the respective loans are sold to investors. Gains and losses are determined by the difference between the selling price (including the fair value of any items such as mortgage servicing rights) and the carrying amount of the loans sold. Fees received from borrowers to guarantee the funding of mortgage loans held for sale are recognized as income or expense when the loans are sold or when it becomes evident that the commitment will not be used.
Loans	Loans . Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or payoff, are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for credit losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, and certain direct origination costs, are deferred and amortized as a yield adjustment over the lives of the related loans using the interest method. Late fees are recognized as income when earned, assuming collectability is reasonably assured. The Company has elected the fair value option on a small portion of its LHFI at December 31, 2020, with changes in fair value recorded in noninterest income. For these loans, the earned current contractual interest payment is recognized in interest income. Loan origination costs and fees are recognized in earnings as incurred and not deferred. Because these loans are recognized at fair value, the Company's allowance for credit losses policy does not apply to these loans. Fair value is determined using discounted cash flows and credit quality indicators. In addition to loans issued in the normal course of business, the Company considers overdrafts on customer deposit accounts to be loans and classifies these overdrafts as loans in its consolidated balance sheets. Loans are placed on nonaccrual status when management believes that the borrower's financial condition, after giving consideration to economic and business conditions and collection efforts, is such that collection of interest is doubtful, or generally when loans are 90 days or more past due. Loans may be placed on nonaccrual status even if the contractual payments are not past due if information becomes available that causes substantial doubt about the borrower's ability to meet the contractual obligations of the loan. When accrual of interest is discontinued, all unpaid accrued interest is reversed. Past due status is based on contractual terms of the loan. Interest income on nonaccrual loans may be recognized to the extent cash payments are received, but payments received are usually applied to principal. Nonaccrual loans are generally returned to accrual status when contractual payments are less than 90 days past due, the customer has made required payments for at least six months, and the Company reasonably expects to collect all principal and interest. If a loan is determined by management to be uncollectible, regardless of size, the portion of the loan determined to be uncollectible is then charged to the allowance for loan credit losses.
Allowance for Credit Losses	Allowance for Credit Losses . The allowance for loan credit losses represents the estimated losses for financial assets accounted for on an amortized cost basis. Expected losses are calculated using relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Company evaluates loans held for investment ("LHFI") on a pool basis with pools of loans characterized by loan type, collateral, industry, internal credit risk rating and Fair Isaac Corporation ("FICO") score. The Company applied a probability of default, loss given default loss methodology to the loan pools at January 1 and December 31, 2021. Historical loss rates for each pool are calculated based on charge-off and recovery data beginning with the second quarter of 2012. These loss rates are adjusted for differences between current period conditions, including the ongoing effects of COVID-19 on the U.S. economy, and the conditions existing during the historical loss period. Historical losses are additionally adjusted for the effects of certain economic variables forecast over a one-year period. Subsequent to the forecast effects, historical loss rates are used to estimate losses over the estimated remaining lives of the loans. The estimated remaining lives consist of the contractual lives, adjusted for estimated prepayments. Loans that exhibit characteristics different from their pool characteristics are evaluated on an individual basis. Certain of these loans are considered to be collateral dependent with the borrower experiencing financial difficulty. For these loans, the fair value of collateral practical expedient is elected whereby the allowance is calculated as the amount by which the amortized cost exceeds the fair value of collateral, less costs to sell (if applicable). Those individual loans that are not collateral dependent are evaluated based on a discounted cash flow methodology. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. Loans are charged off against the allowance for credit losses when management believes the loss is confirmed. Subsequent recoveries, if any, are credited to the allowance. Delinquency statistics are updated at least monthly and are the most meaningful indicator of the credit quality of one-to-four single-family residential, home equity loans and lines of credit and other consumer loans. Internal risk ratings are considered the most meaningful indicator of credit quality for commercial and industrial, construction, and commercial real estate loans. Internal risk ratings are a key factor in identifying loans that are individually evaluated for impairment and impact management's estimates of loss factors used in determining the amount of the allowance for credit losses. Internal risk ratings are updated on a regular basis. Troubled debt restructurings ("TDRs") are loans for which the contractual terms on the loan have been modified and both of the following conditions exist: (1) the borrower is experiencing financial difficulty and (2) the restructuring constitutes a concession. Concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The Company assesses all loan modifications to determine whether they constitute a TDR. The allowance for off-balance sheet exposures was determined using the same methodology that is applied to LHFI. Utilization rates are determined based on historical usage. Credit losses related to available for sale debt securities are recorded through an allowance for credit losses. The amount of the allowance for credit losses is limited to the amount by which fair value is below amortized cost. Discounted cash flow analysis is required for determining credit losses for available for sale securities. In determining whether or not a credit loss exists, such factors as extent of the loss, adverse conditions related to the entity, industry or geographic region, security structure, ratings and changes by a rating agency and past performance are considered. The length of time a security has been in an unrealized loss position is not a factor in determining whether a credit loss exists. The allowance for credit losses for held-to-maturity securities is calculated using a probability of default, loss given default methodology. Credit losses are estimated over the lives of the securities using historical loss rates, adjusted for current conditions and reasonable and supportable forecasts. Third-party data is used for the historical loss rates and probability of default statistics. The forecast effect is applied over the estimated lives of the securities.
Premises and Equipment, net	Premises and Equipment, net . Land is carried at cost. Buildings and improvements are stated at cost less accumulated depreciation computed using the straight-line method over the estimated useful lives of the assets, which range from 35 to 39 years. Furniture, fixtures, and equipment are stated at cost less accumulated depreciation computed using the straight-line method over the estimated useful lives of the assets, which range from three
Leases	Leases. The Company determines if an arrangement is a lease at inception. Operating lease assets are included in accrued interest receivable and other assets, operating lease liabilities are included in accrued expenses and other liabilities in the Company's consolidated balance sheets. The Company has made an accounting policy election not to recognize short-term lease assets and liabilities (less than a 12-month term) or immaterial equipment and server space leases in its balance sheets; instead, the Company recognizes the lease expense for these leases on a straight-line basis over the life of the lease. The Company has no material finance leases. Right of use ("ROU") assets represent the Company's right to use an underlying asset for the lease term and lease liabilities represent the Company's obligation to make lease payments arising from the lease. ROU lease assets and liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. The Company uses an estimated incremental collateralized borrowing rate, which is derived from information available at the lease commencement date and gives consideration to the applicable FHLB borrowing rates, when determining the present value of lease payments. The Company's lease terms include options to extend a lease when it is reasonably certain that the Company will exercise that option. The Company's lease agreements do not contain any residual value guarantees. All of the Company's operating long-term leases are real estate leases, which are accounted for as a single lease component.
Mortgage Servicing Rights and Transfers of Financial Assets	Mortgage Servicing Rights and Transfers of Financial Assets . Gains or losses on "servicing-retained" loan sale transactions generally include a component reflecting the differential between the contractual interest rate of the loan and the interest rate to be received by the investor. The present value of the estimated future profit for servicing the loans is also taken into account in determining the amount of gain or loss on the sale of these loans. For loans sold servicing-retained, the fair value of mortgage servicing rights is recorded as an asset, with their value estimated using a discounted cash flow methodology to arrive at the present value of future expected earnings from the servicing of the loans. Significant model inputs include prepayment speeds, discount rates, and servicing costs. Servicing revenues are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. Loans sold into the secondary market are considered transfers of financial assets. These transfers are accounted for as sales when control over the asset has been surrendered, which is deemed to have occurred when: an asset does not have any claims to it by the transferor or their creditors, including in bankruptcy or other receivership situations; the transferee obtains the unconditional right to pledge or exchange the asset; or the transfer does not include a repurchase provision above the limited recourse provisions of these loan sales. GNMA optional repurchase programs allow financial institutions to buy back individual delinquent mortgage loans that meet certain criteria from the securitized loan pool for which the institution provides servicing. At the servicer's option and without GNMA's prior authorization, the servicer may repurchase a delinquent loan for an amount equal to 100% of the remaining principal balance of the loan. This buy-back option is considered a conditional option until the delinquency criteria are met, at which time the option becomes unconditional. When a financial institution is deemed to have regained effective control over these loans under the unconditional buy-back option, the loans can no longer be reported as sold and must be included in the balance sheet as mortgage loans held for sale, regardless of whether the institution intends to exercise the buy-back option. These loans were recorded as mortgage loans held for sale, at the lower of cost or fair value with a corresponding liability in FHLB advances and other borrowings on the Company's consolidated balance sheets.
Derivative Instruments and Hedging Activities	Derivative Instruments and Hedging Activities . Risk Management Objective of Using Derivatives The Company enters into derivative financial instruments to manage risks related to differences in the amount, timing, and duration of the Company's known or expected cash receipts and its known or expected cash payments, as well as to manage changes in fair values of some assets which are marked at fair value through the consolidated statement of income on a recurring basis. Cash Flow Hedges of Interest Rate Risk The Company is a party to an interest rate swap agreement under which the Company receives interest at a variable rate and pays at a fixed rate. The derivative instrument represented by this swap agreement is designated as a cash flow hedge of the Company's forecasted variable cash flows under a variable-rate term borrowing agreement. During the term of the swap agreement, the effective portion of changes in the fair value of the derivative instrument are recorded in accumulated other comprehensive income and subsequently reclassified into earnings in the periods that the hedged forecasted variable-rate interest payments affected earnings. There was no ineffective portion of the change in fair value of the derivative recognized directly in earnings. The entire swap fair value will be reclassified into earnings before the expiration date of the swap agreement. Derivatives Not Designated as Hedges Customer interest rate derivative program The Company offers certain derivatives products, primarily interest rate swaps, directly to qualified commercial banking customers to facilitate their risk management strategies. In some instances, the Company acts only as an intermediary, simultaneously entering into offsetting agreements with unrelated financial institutions, thereby mitigating its net risk exposure resulting from such transactions without significantly impacting its results of operations. Because the interest rate derivatives associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer derivatives and any offsetting derivatives are recognized directly in earnings as a component of noninterest income. From time to time, the Company shares in credit risk on interest rate swap arrangements, by entering into risk participation agreements with syndication partners. These are accounted for at fair value and disclosed as risk participation derivatives. Mortgage banking derivatives The Company enters into certain derivative agreements as part of its mortgage banking and related risk management activities. These agreements include interest rate lock commitments on prospective residential mortgage loans and forward commitments to sell these loans to investors on a mandatory delivery basis. The Company also economically hedges the value of MSRs by entering into a series of commitments to purchase mortgage-backed securities in the future.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets . Goodwill, which represents the excess of cost over the fair value of the net assets of an acquired business, is not amortized but tested for impairment on an annual basis, which is typically October 1 for the Company, or more often if events or circumstances indicate that there may be impairment. Because of the volatile market conditions during which the Company's market value fell below book value, the Company performed a qualitative assessment of whether it was more likely than not that the fair value was less than carrying value during each quarter of 2020 including a goodwill impairment assessment performed by a third-party valuation specialist during the second quarter of 2020. Based on these assessments, it was determined that the Company's fair value exceeded carrying value and no goodwill impairment was recorded during 2020. Other intangible assets, such as relationship based intangibles and core deposit intangibles, are amortized on a basis consistent with the receipt of economic benefit to us. Such assets are evaluated at least annually as to the recoverability of their carrying value for potential impairment. In the quarter following the period in which identified intangible assets become fully amortized, the fully amortized balances are removed from the gross asset and accumulated amortization amounts.
Other Real Estate Owned	Other Real Estate Owned .
Overnight Repurchase Agreements with Depositors	Overnight Repurchase Agreements with Depositors . The Company enters into agreements under which it sells securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the Company may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates it to repurchase the assets. Securities sold under agreements to repurchase generally mature on the banking day following that on which the investment was initially sold and are treated as collateralized financing transactions which are recorded at the amounts at which the securities were sold plus accrued interest. Interest rates and maturity dates of the securities involved vary and are not intended to be matched with funds from customers.
Revenue Recognition	Revenue Recognition . In general, for revenue not associated with financial instruments, guarantees and lease contracts, the Company applies the following steps when recognizing revenue from contracts with customers: (i) identify the contract, (ii) identify the performance obligations, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations and (v) recognize revenue when a performance obligation is satisfied. Our contracts with customers are generally short-term in nature, typically due within one year or less or cancellable by us or our customer upon a short notice period. Performance obligations for our customer contracts are generally satisfied at a single point in time, typically when the transaction is complete, or over time. Descriptions of the Company's revenue generating activities that are within the scope of Topic 606 are described below. Service charges and fees on deposit accounts Service charges and fees on deposit accounts are primarily comprised of maintenance fees, service fees, stop payment and insufficient funds fees. The Company's performance obligation for service fees or other fees covering a period of time are generally satisfied, and related revenue recognized, over the period in which the service is provided. The Company's performance obligations for transactional-based fees are generally satisfied, and related revenue recognized, at a point in time. Insurance commission and fee income The Company earns commission income through production on behalf of insurance carriers and also earns fee income by providing complementary services such as collection of premiums. In most instances, the Company considers the performance obligation to be complete at the time the service was rendered. Credit card interchange income The Company records credit card interchange income at a point in time as card transactions occur. The Company's performance obligation for these transactions is deemed to have occurred upon completion of each transaction. The amounts are included as a component of other income in the consolidated statements of income. Gain or loss on sale of other assets and OREO In the normal course of business, the Company recognizes the sale on other assets and OREO, along with any gain or loss, when control of the property transfers to the buyer through an executed contractual agreement. The transaction price is fixed, and on occasion the Company will finance a portion of the purchase price of the transferred asset.
Mortgage Banking Revenue	Mortgage Banking Revenue . This revenue category primarily reflects the Company's mortgage production, sales and mortgage servicing revenue, including fees and income derived from mortgages originated with the intent to sell; mortgage sales and servicing; and the impact of risk management activities associated with the mortgage pipeline and mortgage servicing rights ("MSRs"). This revenue category also includes gains and losses on sales and changes in fair value for mortgage loans originated with the intent to sell and measured at fair value under the fair value option. Changes in the fair value of MSRs are reported in mortgage banking revenue. Net interest income from mortgage loans is recorded in interest income.
Income Taxes	Income Taxes . Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company did not have any amount accrued with respect to uncertainty in income taxes at December 31, 2021 and 2020.
Stock-Based Compensation	Stock-Based Compensation .
Other Investments	Other Investments . The Company accounts for investments in limited partnerships, limited liability companies ("LLCs"), and other privately held companies using either the equity method of accounting or at amortized cost net of impairments and observable price changes. The accounting treatment depends upon the Company's percentage ownership or degree of management influence. Under the equity method of accounting, the Company records its initial investment at cost. Subsequently, the carrying amount of the investment is increased or decreased to reflect its share of income or loss of the investee. The Company's recognition of earnings or losses from an equity method investment is based on its ownership percentage in the investee and the investee's earnings for the reporting period, and is recorded on a one-quarter lag. All of the Company's investments in limited partnerships, LLCs, and other companies are privately held, and their fair values are not readily available. Management evaluates the investments in investees for impairment based on the investee's ability to generate cash through its operations or obtain alternative financing, and other subjective factors. There are inherent risks associated with investments in such companies, which may result in volatility in the consolidated statements of income in future periods.
Investments in Tax Credit Entities	Investments in Tax Credit Entities . As part of its Community Reinvestment Act responsibilities and due to their favorable economic characteristics, the Company invests in tax credit-motivated projects primarily in the markets it serves. These projects are directed at tax credits issued under Low-Income Housing Tax Credits. The Company generates returns on tax credit motivated projects through the receipt of federal, and if applicable, state tax credits. The federal tax credits are recorded as an offset to the income tax provision in the year that they are earned under federal income tax law – over 10 to 15 years beginning in the year in which rental activity commences. These credits, if not used in the tax return for the year of origination, can be carried forward for 20 years. The Company invests in a tax credit entity, usually an LLC, which owns the real estate. The Company receives a nonvoting interest in the entity that must be retained during the compliance period for the credits (15 years for Low-Income Housing Tax Credit programs). Control of the tax credit entity rests in the 0.1% interest general partner, who has the power and authority to make decisions that impact economic performance of the project and is required to oversee and manage the project. Due to the lack of any voting, economic, or managerial control, and due to the contractual reduction in the investment, the Company accounts for its investment by amortizing the investment, beginning at the issuance of the certificate of occupancy of the project, over the compliance period, as management believes any potential residual value in the real estate will have limited value. Amortization is included as a component of income tax expense.
Earnings Per Share	Earnings Per Share . Basic and diluted earnings per common share are calculated using the treasury method, under which basic earnings per share is calculated as net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under stock options and restricted stock awards. Diluted income per common share considers common stock issuable under the assumed release of unvested restricted stock awards, convertible preferred stock being converted to common stock, and the assumed exercise of stock options granted. The dilutive effect of share-based payment awards that are not deemed to be participating securities is calculated using the treasury stock method, which assumes that the proceeds from exercise are used to purchase common stock at the average market price for the period. The dilutive effect of participating securities is calculated using the more dilutive of the treasury stock method (which assumes that the participating securities are exercised/released) or the two-class method (which assumes that the participating securities are not exercised/released and earnings are reallocated between common and participating security stockholders). Potentially dilutive common stock equivalents are excluded from the computation of diluted earnings per common share in periods in which the effect would be anti-dilutive.
Effect of Recently Adopted Accounting Standards and Effect of Newly Issued But Not Yet Effective Accounting Standards	Effect of Recently Adopted Accounting Standards ASU No. 2019-10, Financial Instruments —Credit Losses (Topic 326), the impact of this ASU alleviates step 2 of the goodwill impairment test. Implementation of this ASU became effective for the Company on January 1, 2020, and did not materially impact the consolidated financial statements or disclosures. ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments; ASU No. 2018-19, Codification Improvements to Topic 326, Financial Instruments - Credit Losses; ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments; ASU 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief; ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments - Credit Losses; collectively, the "ASUs". These ASUs introduce and amend Accounting Standards Codification ("ASC") Topic 326, Financial Instruments - Credit Losses and amend guidance on reporting credit losses for assets held at amortized cost basis and available for sale debt securities. For assets held at amortized cost basis, Topic 326 eliminates the current incurred loss approach and, instead, requires an entity to reflect its current estimate of all expected credit losses. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of the financial assets to present the net amount expected to be collected. This guidance also changes the accounting for purchased loans and securities with credit deterioration. Topic 326 also applies to off-balance sheet exposures such as unfunded loan commitments, letters of credit and other financial guarantees. Expected credit losses related to off-balance sheet exposures will be presented as a liability rather than as an allowance. Please see the paragraphs under Allowance for Credit Losses referenced above in this footnote for additional information on the determination of the allowance for credit losses as required by these ASUs. The Company made the following policy elections related to the adoption of the guidance in Topic 326: • Accrued interest will be written off against interest income when financial assets are placed into nonaccrual status. Therefore, accrued interest will be excluded from the amortized cost basis for purposes of calculating the allowance for credit losses. Accrued interest receivable is presented with other assets in a separate line item in the consolidated balance sheet. • The fair value of collateral practical expedient has been elected on certain loans, in determining the allowance for credit losses, for which the repayment is expected to be provided substantially through the operation or sale of the collateral when the borrower is experiencing financial difficulty. • For credit loss estimates calculated using a discounted cash flow approach, the entire change in present value is reported in credit loss expense rather than being attributed to interest income. The adoption of ASC Topic 326 was recorded on its original effective date as a cumulative effect adjustment to retained earnings at January 1, 2020, and is shown below. (Dollars in thousands) December 31, 2019 Balance Transition Adjustment January 1, 2020 LHFI: Loans secured by real estate: Commercial real estate $ 10,013 $ (5,052) $ 4,961 Construction/land/land development 3,711 1,141 4,852 Residential real estate 6,332 (2,526) 3,806 Total real estate 20,056 (6,437) 13,619 Commercial and industrial 16,960 7,296 24,256 Mortgage warehouse lines of credit 262 29 291 Consumer 242 360 602 Total allowance for loan credit losses $ 37,520 $ 1,248 $ 38,768 Reserve for off-balance sheet exposures $ 1,810 $ (381) $ 1,429 Held-to-Maturity Securities: Municipal securities $ — $ 96 $ 96 ASU No. 2018-13, Fair Value Measurement - (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement modifies the disclosure requirements on fair value measurements in Topic 820. The amendments in this update remove disclosures that no longer are considered cost beneficial, modify/clarify the specific requirements of certain disclosures, and add disclosure requirements identified as relevant. ASU 2018-13 became effective on January 1, 2020, and did not have a significant impact on our financial statements. ASU No. 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. ASU 2019-12 simplifies the accounting for income taxes by eliminating some exceptions to the general approach in ASC 740, Income Taxes. It also clarifies certain aspects of the existing guidance to promote more consistent application, among other things. The amendments in the update became effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years, and did not have a significant impact on the Company's consolidated financial statements or disclosures. ASU No. 2021-06, Presentation of Financial Statements (Topic 205), Financial Services —Depository and Lending(Topic 942), and Financial Services — Investment Companies (Topic 946) —Amendments to SEC Paragraphs Pursuant to SEC Final Rule Releases No. 33-10786, Amendments to Financial Disclosures about Acquired and Disposed Businesses, and No. 33-10835, Update of Statistical Disclosures for Bank and Savings and Loan Registrants amends the Accounting Standards Codification in order to agree the Codification to the new SEC releases 33-10786 and 33-10835 (the "Releases"). The Releases clearly define whether an acquired or disposed business subsidiary is significant; update, expand and eliminate certain disclosures; eliminate overlap with certain SEC and U.S.GAAP rules; and add a new subpart of Regulation S-K. The ASU is effective upon issuance, however, the SEC release on which the ASU is based is effective for registrants with the first fiscal year ending after December 15, 2021, while Guide 3 will be rescinded effective January 1, 2023. Implementation of this ASU is not expected to materially impact the Company's financial statement disclosures. Effect of Newly Issued But Not Yet Effective Accounting Standards ASU No. 2021-08, Business Combinations (Topic 805) — Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. The amendments in this update affect accounting for acquired revenue contracts with customers in a business combination by addressing diversity in practice and inconsistency related to recognition of an acquired contract liability and payment terms and their effect on subsequent revenue recognized by the acquirer. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU is not expected to materially impact the Company's financial statements or disclosures.
Loans , Nonaccrual Status	All interest accrued but not received for loans placed on nonaccrual status is reversed against interest income. Subsequent receipts on nonaccrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured.
Fair Value of Financial Instruments	Fair value is the exchange price that is expected to be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Certain assets and liabilities are recorded in the Company's consolidated financial statements at fair value. Some are recorded on a recurring basis and some on a non-recurring basis. The Company utilizes fair value measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The determination of fair values of financial instruments often requires the use of estimates. In cases where quoted market values in an active market are not available, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach to estimate the fair values of its financial instruments. Such valuation techniques are consistently applied. A hierarchy for fair value has been established, which categorizes the valuation techniques into three levels used to measure fair value. The three levels are as follows: Level 1 - Fair value is based on unadjusted quoted prices in active markets for identical assets or liabilities. Level 2 - Fair value is based on significant other observable inputs that are generally determined based on a single price for each financial instrument provided to the Company by an unrelated third-party pricing service and is based on one or more of the following: • Quoted prices for similar, but not identical, assets or liabilities in active markets; • Quoted prices for identical or similar assets or liabilities in markets that are not active; • Inputs other than quoted prices that are observable, such as interest rate and yield curves, volatilities, prepayment speeds, loss severities, credit risks and default rates; and • Other inputs derived from or corroborated by observable market inputs. Level 3 - Prices or valuation techniques that require inputs that are both significant and unobservable in the market. These instruments are valued using the best information available, some of which is internally developed, and reflects the Company's own assumptions about the risk premiums that market participants would generally require and the assumptions they would use. Securities Available for Sale Securities classified as available for sale are reported at fair value utilizing Level 1, Level 2 or Level 3 inputs. For Level 1 securities, the Company obtains the fair value measurements for those identical assets from an independent pricing service. For Level 2 securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, market consensus prepayment speeds, credit information and the security's terms and conditions, among other things. In order to ensure the fair values are consistent with ASC 820, Fair Value Measurements and Disclosures , the Company periodically checks the fair value by comparing them to other pricing sources, such as Bloomberg LP. The third-party pricing service is subject to an annual review of internal controls in accordance with the Statement on Standards for Attestation Engagements No. 16, which was made available to the Company. In certain cases where Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. Derivatives Fair values for interest rate swap agreements are based upon the amounts that would be required to settle the contracts. Fair values for derivative loan commitments and forward loan sale commitments are based on fair values of the underlying mortgage loans and the probability of such commitments being exercised. Significant management judgment and estimation is required in determining these fair value measurements. Fair Values of Assets Recorded on a Recurring Basis for which the Fair Value Option has been Elected Certain assets are measured at fair value on a recurring basis due to the Company's election to adopt fair value accounting treatment for those assets. This election allows for a more effective offset of the changes in fair values of the assets and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting under ASC Topic 815, Derivatives and Hedging. The following methodologies were used to measure the fair value of financial assets valued on a recurring basis for which the fair value option was elected: Securities at Fair Value through Income Securities carried at fair value through income are valued using a discounted cash flow with a credit spread applied to each instrument based on the creditworthiness of each issuer. Credit spreads ranged from 83 to 227 basis points at both December 31, 2021 and 2020. The Company believes the fair value approximates an exit price. Loans Held for Sale Fair values for loans held for sale are established using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans allocated. The Company believes the fair value approximates an exit price. LHFI There are no LHFI for which the fair value option had been elected at December 31, 2021. For LHFI for which the fair value option has been elected at December 31, 2020, fair values are calculated using a discounted cash flow model with inputs including observable interest rate curves and unobservable credit adjustment spreads based on credit risk inherent in the loan. Credit spreads ranged from 290 to 413 basis points at December 31, 2020. The Company believes the fair value approximates an exit price. Fair Value of Assets Recorded on a Nonrecurring Basis Equity Securities without Readily Determinable Fair Values Equity securities without readily determinable fair values totaled $45.2 million and $62.6 million, at December 31, 2021, and December 31, 2020, respectively, and are shown on the face of the consolidated balance sheets. The majority of the Company's equity investments qualify for the practical expedient allowed for equity securities without a readily determinable fair value, such that the Company has elected to carry these securities at cost adjusted for any observable transactions during the period, less any impairment. To date, no impairment has been recorded on the Company's investments in equity securities that do not have readily determinable fair values. Government National Mortgage Association Repurchase Asset The Company recorded $43.4 million and $55.5 million, respectively, at December 31, 2021, and December 31, 2020, for Government National Mortgage Association ("GNMA") repurchase assets included in loans held for sale on the consolidated balance sheets. The assets are valued at the lower of cost or market and, where market is lower than cost, valued using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans allocated. The Company believes the fair value approximates an exit price. Please see Note 9 - Mortgage Banking for more information on the GNMA repurchase asset. Collateral Dependent Loans with Credit Losses Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured to determine if any credit loss exists. Allowable methods for determining the amount of credit loss includes estimating the fair value using the fair value of the collateral for collateral-dependent loans. If the loan is identified as collateral-dependent, the fair value method of measuring the amount of credit loss is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. Loans that have experienced a credit loss that are collateral-dependent are classified within Level 3 of the fair value hierarchy when the credit loss is determined using the fair value method. The fair value of loans that have experienced a credit loss with specific allocated losses was approximately $4.8 million and $12.3 million at December 31, 2021, and December 31, 2020, respectively. Non-Financial Assets

Significant Accounting Polici_3

Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Adjustment Recorded as a Result of the Adoption of ASC Topic 326	The adoption of ASC Topic 326 was recorded on its original effective date as a cumulative effect adjustment to retained earnings at January 1, 2020, and is shown below. (Dollars in thousands) December 31, 2019 Balance Transition Adjustment January 1, 2020 LHFI: Loans secured by real estate: Commercial real estate $ 10,013 $ (5,052) $ 4,961 Construction/land/land development 3,711 1,141 4,852 Residential real estate 6,332 (2,526) 3,806 Total real estate 20,056 (6,437) 13,619 Commercial and industrial 16,960 7,296 24,256 Mortgage warehouse lines of credit 262 29 291 Consumer 242 360 602 Total allowance for loan credit losses $ 37,520 $ 1,248 $ 38,768 Reserve for off-balance sheet exposures $ 1,810 $ (381) $ 1,429 Held-to-Maturity Securities: Municipal securities $ — $ 96 $ 96

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	Information regarding the Company's basic and diluted earnings per common share is presented in the following table: (Dollars in thousands, except per share amounts) Years Ended December 31, Numerator: 2021 2020 2019 Net income $ 108,546 $ 36,357 $ 53,882 Denominator: Weighted average common shares outstanding 23,431,504 23,367,221 23,470,746 Dilutive effect of stock-based awards 177,082 144,731 203,319 Weighted average diluted common shares outstanding 23,608,586 23,511,952 23,674,065 Basic earnings per common share $ 4.63 $ 1.56 $ 2.30 Diluted earnings per common share 4.60 1.55 2.28

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Summary of Amortized Cost and Estimated Fair Value of Securities	The following table is a summary of the amortized cost and estimated fair value, including the allowance for credit losses and gross unrealized gains and losses, of available for sale, held to maturity and securities carried at fair value through income for the dates indicated: (Dollars in thousands) December 31, 2021 Amortized Gross Gross Fair Allowance for Credit Losses Net Carrying Amount Available for sale: State and municipal securities $ 394,046 $ 14,095 $ (2,323) $ 405,818 $ — $ 405,818 Corporate bonds 80,498 2,509 (273) 82,734 — 82,734 U.S. government and agency securities 98,892 2 (1,236) 97,658 — 97,658 Commercial mortgage-backed securities 65,691 — (1,448) 64,243 — 64,243 Residential mortgage-backed securities 559,655 3,751 (5,605) 557,801 — 557,801 Commercial collateralized mortgage obligations 20,000 2 (330) 19,672 — 19,672 Residential collateralized mortgage obligations 196,691 460 (3,411) 193,740 — 193,740 Asset-backed securities 81,985 1,077 — 83,062 — 83,062 Total $ 1,497,458 $ 21,896 $ (14,626) $ 1,504,728 $ — $ 1,504,728 Held to maturity: State and municipal securities $ 22,934 $ 2,183 $ — $ 25,117 $ (167) $ 22,767 Securities carried at fair value through income: State and municipal securities (1) $ 7,375 $ — $ — $ 7,497 $ — $ 7,497 December 31, 2020 Available for sale: State and municipal securities $ 420,559 $ 21,884 $ (258) $ 442,185 $ — $ 442,185 Corporate bonds 64,313 1,762 (137) 65,938 — 65,938 U.S. government and agency securities 851 3 (5) 849 — 849 Commercial mortgage-backed securities 10,814 266 — 11,080 — 11,080 Residential mortgage-backed securities 207,742 7,441 (232) 214,951 — 214,951 Residential collateralized mortgage obligations 193,865 1,739 (261) 195,343 — 195,343 Asset-backed securities 73,451 877 — 74,328 — 74,328 Total $ 971,595 $ 33,972 $ (893) $ 1,004,674 $ — $ 1,004,674 Held to maturity: State and municipal securities $ 38,194 $ 3,011 $ — $ 41,205 $ (66) $ 38,128 Securities carried at fair value through income: State and municipal securities (1) $ 10,618 $ — $ — $ 11,554 $ — $ 11,554 ____________________________ (1) Securities carried at fair value through income have no unrealized gains or losses at the balance sheet date as all changes in value have been recognized in the consolidated statements of income. See Note 5 - Fair Value of Financial Instruments for more information.
Schedule of Securities with Unrealized Loss	Securities with unrealized losses at December 31, 2021 and 2020, aggregated by investment category and those individual securities that have been in a continuous unrealized loss position for less than 12 months, and for 12 months or more, were as follows. Less than 12 Months 12 Months or More Total (Dollars in thousands) December 31, 2021 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for sale: State and municipal securities $ 82,627 $ (1,651) $ 16,617 $ (672) $ 99,244 $ (2,323) Corporate bonds 13,299 (201) 2,928 (72) 16,227 (273) U.S. government and agency securities 97,010 (1,234) 440 (2) 97,450 (1,236) Commercial mortgage-backed securities 57,703 (1,167) 6,540 (281) 64,243 (1,448) Residential mortgage-backed securities 409,382 (5,577) 1,693 (28) 411,075 (5,605) Commercial collateralized mortgage obligations 14,568 (330) — — 14,568 (330) Residential collateralized mortgage obligations 127,080 (2,623) 31,301 (788) 158,381 (3,411) Total $ 801,669 $ (12,783) $ 59,519 $ (1,843) $ 861,188 $ (14,626) Held to maturity: State and municipal securities $ — $ — $ — $ — $ — $ — December 31, 2020 Available for sale: State and municipal securities $ 21,979 $ (258) $ — $ — $ 21,979 $ (258) Corporate bonds 30,513 (137) — — 30,513 (137) U.S. government and agency securities — — 568 (5) 568 (5) Residential mortgage-backed securities 23,178 (232) — — 23,178 (232) Residential collateralized mortgage obligations 43,911 (261) — — 43,911 (261) Total $ 119,581 $ (888) $ 568 $ (5) $ 120,149 $ (893) Held to maturity: State and municipal securities $ — $ — $ — $ — $ — $ —
Schedule of Allowance for Credit Losses for Held -to -Maturity Securities	The following table presents the activity in the allowance for credit losses for held-to-maturity debt securities. (Dollars in thousands) Municipal Securities Allowance for credit losses: 2021 2020 Balance at January 1, $ 66 $ — Impact of adopting ASC 326 — 96 Credit loss allowance (recovery) 101 (30) Balance at December 31, $ 167 $ 66
Proceeds from Sales of Securities Available for Sale and Gross Gains	Proceeds from sales and calls, and related gross gains and losses of securities available for sale, are shown below. Year Ended December 31, (Dollars in thousands) 2021 2020 2019 Proceeds from sales/calls $ 44,893 $ 64,702 $ 27,766 Gross realized gains 1,780 774 161 Gross realized losses (32) (194) (141)
Securities Classified by Contractual Maturity	The following table presents the amortized cost and fair value of securities available for sale and held to maturity at December 31, 2021, grouped by contractual maturity. Mortgage-backed securities, collateralized mortgage obligations and asset-backed securities, which do not have contractual payments due at a single maturity date, are shown separately. Actual maturities for mortgage-backed securities, collateralized mortgage obligations and asset-backed securities will differ from contractual maturities as a result of prepayments made on the underlying loans. (Dollars in thousands) Held to Maturity Available for Sale December 31, 2021 Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ — $ — $ 5,618 $ 5,623 Due after one year through five years — — 117,609 120,398 Due after five years through ten years 22,934 25,117 153,260 155,903 Due after ten years — — 296,949 304,286 Commercial mortgage-backed securities — — 65,691 64,243 Residential mortgage-backed securities — — 559,655 557,801 Commercial collateralized mortgage obligations — — 20,000 19,672 Residential collateralized mortgage obligations — — 196,691 193,740 Asset-backed securities — — 81,985 83,062 Total $ 22,934 $ 25,117 $ 1,497,458 $ 1,504,728
Securities Pledged as Collateral	The following table presents carrying amounts of securities pledged as collateral for deposits and repurchase agreements for the period ends presented. (Dollars in thousands) December 31, 2021 December 31, 2020 Carrying value of securities pledged to secure public deposits $ 331,651 $ 289,537 Carrying value of securities pledged to repurchase agreements 10,312 10,982

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Schedule of Loans	Loans consist of the following: (Dollars in thousands) December 31, 2021 December 31, 2020 Loans held for sale $ 80,387 $ 191,512 LHFI: Loans secured by real estate: Commercial real estate $ 1,693,512 $ 1,370,928 Construction/land/land development 530,083 531,860 Residential real estate 909,739 885,120 Total real estate 3,133,334 2,787,908 Commercial and industrial (1) 1,454,235 1,817,862 Mortgage warehouse lines of credit 627,078 1,084,001 Consumer 16,684 17,991 Total loans accounted for at amortized cost 5,231,331 5,707,762 Loans accounted for at fair value — 17,011 Total LHFI (2) 5,231,331 5,724,773 Less: Allowance for loan losses 64,586 86,670 LHFI, net $ 5,166,745 $ 5,638,103 ____________________________ (1) Includes $105.8 million and $546.5 million of PPP loans at December 31, 2021 and December 31, 2020, respectively. (2) Includes net deferred loan fees of $9.6 million and $13.7 million at December 31, 2021, and December 31, 2020, respectively.
Recorded Investment in Loans by Credit Quality Indicator	The following table reflects recorded investments in loans by credit quality indicator and origination year at December 31, 2021, excluding loans held for sale and loans accounted for at fair value. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2021. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 556,218 $ 369,128 $ 278,045 $ 236,543 $ 111,308 $ 86,498 $ 22,904 $ 1,660,644 Special mention — — — 8,392 15,828 — — 24,220 Classified 2,045 625 772 2,456 299 2,288 163 8,648 Total commercial real estate loans $ 558,263 $ 369,753 $ 278,817 $ 247,391 $ 127,435 $ 88,786 $ 23,067 $ 1,693,512 Current period gross charge-offs $ — $ — $ — $ 120 $ 24 $ 26 $ — $ 170 Current period gross recoveries — — — 48 3 14 — 65 Current period net charge-offs (recoveries) $ — $ — $ — $ 72 $ 21 $ 12 $ — $ 105 Construction/land/land development: Pass $ 256,212 $ 102,459 $ 85,442 $ 32,128 $ 5,422 $ 553 $ 30,729 $ 512,945 Special mention — — 8,126 — 1,003 — — 9,129 Classified 443 297 272 1,677 158 — 5,162 8,009 Total construction/land/land development loans $ 256,655 $ 102,756 $ 93,840 $ 33,805 $ 6,583 $ 553 $ 35,891 $ 530,083 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Current period gross recoveries — — — — — — — — Current period net charge-offs (recoveries) $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 313,898 $ 252,115 $ 109,564 $ 52,515 $ 45,042 $ 59,690 $ 60,342 $ 893,166 Special mention — 174 — 421 477 — — 1,072 Classified 1,398 191 2,393 2,848 1,819 6,606 246 15,501 Total residential real estate loans $ 315,296 $ 252,480 $ 111,957 $ 55,784 $ 47,338 $ 66,296 $ 60,588 $ 909,739 Current period gross charge-offs $ — $ 7 $ 61 $ — $ — $ 10 $ — $ 78 Current period gross recoveries — 21 19 — 25 52 — 117 Current period net charge-offs (recoveries) $ — $ (14) $ 42 $ — $ (25) $ (42) $ — $ (39) Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Total (Dollars in thousands) Commercial and industrial: Pass $ 448,377 $ 164,910 $ 93,488 $ 64,791 $ 14,742 $ 24,014 $ 599,144 $ 1,409,466 Special mention 259 2,170 — 1,519 — — 3,752 7,700 Classified 14,378 167 2,978 3,849 3,849 3,008 8,840 37,069 Total commercial and industrial loans $ 463,014 $ 167,247 $ 96,466 $ 70,159 $ 18,591 $ 27,022 $ 611,736 $ 1,454,235 Current period gross charge-offs $ 9 $ 1,172 $ 54 $ 5 $ 1,467 $ 6,354 $ 2,862 $ 11,923 Current period gross recoveries — 18 51 3 102 204 339 717 Current period net charge-offs (recoveries) $ 9 $ 1,154 $ 3 $ 2 $ 1,365 $ 6,150 $ 2,523 $ 11,206 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 627,078 $ 627,078 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Current period gross recoveries — — — — — — — — Current period net charge-offs (recoveries) $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 6,976 $ 2,169 $ 1,467 $ 443 $ 55 $ 67 $ 5,407 $ 16,584 Classified 26 21 1 — — 1 51 100 Total consumer loans $ 7,002 $ 2,190 $ 1,468 $ 443 $ 55 $ 68 $ 5,458 $ 16,684 Current period gross charge-offs $ — $ 5 $ 29 $ 2 $ — $ 9 $ 18 $ 63 Current period gross recoveries — — 20 7 1 17 4 49 Current period net charge-offs (recoveries) $ — $ 5 $ 9 $ (5) $ (1) $ (8) $ 14 $ 14 The following table reflects recorded investments in loans by credit quality indicator and origination year at December 31, 2020, excluding loans held for sale and loans accounted for at fair value. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2020. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: (1) Pass $ 393,317 $ 290,394 $ 312,051 $ 154,445 $ 46,132 $ 106,994 $ 18,419 $ 1,321,752 Special mention 824 113 2,410 20,691 — 1,656 2,145 27,839 Classified 2,806 1,678 6,704 6,586 1,476 1,093 994 21,337 Total commercial real estate loans $ 396,947 $ 292,185 $ 321,165 $ 181,722 $ 47,608 $ 109,743 $ 21,558 $ 1,370,928 Current period gross charge-offs $ — $ — $ — $ 3,622 $ 199 $ 1,103 $ — $ 4,924 Current period gross recoveries — — — — — 19 — 19 Current period net charge-offs (recoveries) $ — $ — $ — $ 3,622 $ 199 $ 1,084 $ — $ 4,905 (1) Excludes $17.0 million of commercial real estate loans at fair value at December 31, 2020, which are not included in the loss estimation methodology due to the fair value option election. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Total Construction/land/land development: Pass $ 189,311 $ 150,281 $ 138,000 $ 12,907 $ 1,812 $ 1,157 $ 18,892 $ 512,360 Special mention 323 10,421 135 1,003 — — — 11,882 Classified — 1,811 726 1,507 143 168 3,263 7,618 Total construction/land/land development loans $ 189,634 $ 162,513 $ 138,861 $ 15,417 $ 1,955 $ 1,325 $ 22,155 $ 531,860 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Current period gross recoveries — — — — — 1 — 1 Current period net charge-offs (recoveries) $ — $ — $ — $ — $ — $ (1) $ — $ (1) Residential real estate: Pass $ 367,652 $ 143,368 $ 103,450 $ 102,272 $ 41,522 $ 50,094 $ 53,854 $ 862,212 Special mention 188 — 29 1,875 9,287 803 — 12,182 Classified 1,857 2,403 2,982 511 1,344 1,533 96 10,726 Total residential real estate loans $ 369,697 $ 145,771 $ 106,461 $ 104,658 $ 52,153 $ 52,430 $ 53,950 $ 885,120 Current period gross charge-offs $ 94 $ 271 $ — $ 283 $ — $ 44 $ — $ 692 Current period gross recoveries — — — — — 202 — 202 Current period net charge-offs (recoveries) $ 94 $ 271 $ — $ 283 $ — $ (158) $ — $ 490 Commercial and industrial: Pass $ 851,780 $ 153,722 $ 110,092 $ 29,413 $ 9,927 $ 26,964 $ 511,220 $ 1,693,118 Special mention 4,860 2,059 26,438 423 — 14,843 8,077 56,700 Classified 5,436 12,250 5,859 5,450 5,950 6,707 26,392 68,044 Total commercial and industrial loans $ 862,076 $ 168,031 $ 142,389 $ 35,286 $ 15,877 $ 48,514 $ 545,689 $ 1,817,862 Current period gross charge-offs $ 189 $ 204 $ 87 $ 121 $ 3,228 $ 469 $ 2,404 $ 6,702 Current period gross recoveries — 42 20 81 185 112 582 1,022 Current period net charge-offs (recoveries) $ 189 $ 162 $ 67 $ 40 $ 3,043 $ 357 $ 1,822 $ 5,680 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 1,084,001 $ 1,084,001 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Current period gross recoveries — — — — — — — — Current period net charge-offs (recoveries) $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 6,702 $ 3,318 $ 1,578 $ 203 $ 116 $ 83 $ 5,935 $ 17,935 Classified 28 8 — — 6 1 13 56 Total consumer loans $ 6,730 $ 3,326 $ 1,578 $ 203 $ 122 $ 84 $ 5,948 $ 17,991 Current period gross charge-offs $ — $ 39 $ 23 $ 8 $ — $ 4 $ 2 $ 76 Current period gross recoveries — — 1 7 5 7 4 24 Current period net charge-offs (recoveries) $ — $ 39 $ 22 $ 1 $ (5) $ (3) $ (2) $ 52
Loan Portfolio Aging Analysis	The following tables present the Company's loan portfolio aging analysis at the dates indicated: December 31, 2021 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 22 $ — $ 197 $ 219 $ 1,693,293 $ 1,693,512 $ — Construction/land/land development — 129 52 181 529,902 530,083 — Residential real estate 2,245 352 10,331 12,928 896,811 909,739 — Total real estate 2,267 481 10,580 13,328 3,120,006 3,133,334 — Commercial and industrial 77 1,172 10,927 12,176 1,442,059 1,454,235 — Mortgage warehouse lines of credit — — — — 627,078 627,078 — Consumer 90 — 21 111 16,573 16,684 — Total LHFI $ 2,434 $ 1,653 $ 21,528 $ 25,615 $ 5,205,716 $ 5,231,331 $ — December 31, 2020 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate (1) $ 1,072 $ — $ 3,172 $ 4,244 $ 1,383,695 $ 1,387,939 $ — Construction/land/land development 369 1 2,328 2,698 529,162 531,860 — Residential real estate 3,774 134 364 4,272 880,848 885,120 — Total real estate 5,215 135 5,864 11,214 2,793,705 2,804,919 — Commercial and industrial 703 1,097 12,625 14,425 1,803,437 1,817,862 — Mortgage warehouse lines of credit — — — — 1,084,001 1,084,001 — Consumer 113 9 2 124 17,867 17,991 — Total LHFI $ 6,031 $ 1,241 $ 18,491 $ 25,763 $ 5,699,010 $ 5,724,773 $ — ____________________________ (1) Includes $17.0 million of commercial real estate loans at fair value.
Allowance for Loan Losses by Portfolio Segment	The following tables detail activity in the allowance for loan credit losses by portfolio segment. Accrued interest of $15.9 million and $20.3 million was not included in the book value for the purposes of calculating the allowance at December 31, 2021, and December 31, 2020, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Year Ended December 31, 2021 (Dollars in thousands) Beginning Balance Charge-offs Recoveries Provision (1) Ending Balance Average Balance Net Charge-offs to Loan Average Balance Loans secured by real estate: Commercial real estate $ 15,430 $ 170 $ 65 $ (1,900) $ 13,425 $ 1,501,890 0.01 % Construction/land/land development 8,191 — — (4,180) 4,011 528,618 — Residential real estate 9,418 78 117 (3,341) 6,116 916,039 — Commercial and industrial 51,857 11,923 717 (505) 40,146 1,627,077 0.69 Mortgage warehouse lines of credit 856 — — (516) 340 753,588 — Consumer 918 63 49 (356) 548 16,764 0.08 Total $ 86,670 $ 12,234 $ 948 $ (10,798) $ 64,586 $ 5,343,976 0.21 (1) The $10.8 million provision for credit losses net benefit on the consolidated statements of income includes a $10.8 million provision for loan losses net benefit, a $68,000 provision for off-balance sheet commitments net benefit and a $101,000 provision for held to maturity securities credit losses for the year ended December 31, 2021. Year Ended December 31, 2020 (Dollars in thousands) Beginning Balance Impact of Adopting ASC 326 Charge-offs Recoveries Provision (1) Ending Balance Average Balance Net Charge-offs to Loan Average Balance Loans secured by real estate: Commercial real estate $ 10,013 $ (5,052) $ 4,924 $ 19 $ 15,374 $ 15,430 $ 1,322,477 0.37 % Construction/land/land development 3,711 1,141 — 1 3,338 8,191 554,038 — Residential real estate 6,332 (2,526) 692 202 6,102 9,418 769,838 0.06 Commercial and industrial 16,960 7,296 6,702 1,022 33,281 51,857 1,710,648 0.33 Mortgage warehouse lines of credit 262 29 — — 565 856 574,837 — Consumer 242 360 76 24 368 918 18,707 0.28 Total $ 37,520 $ 1,248 $ 12,394 $ 1,268 $ 59,028 $ 86,670 $ 4,950,545 0.22 (1) The $59.9 million provision for credit losses on the consolidated statements of income includes a $59.0 million net loan loss provision, a $902,000 provision for off-balance sheet commitments and a $30,000 provision benefit for held to maturity securities credit losses for the year ended December 31, 2020. Year Ended December 31, 2019 (Dollars in thousands) Beginning Balance Charge-offs Recoveries Provision (1) Ending Balance Average Balance Net Charge-offs to Loan Average Balance Loans secured by real estate: Commercial real estate $ 8,999 $ 1,420 $ 341 $ 2,093 $ 10,013 $ 1,247,941 0.09 % Construction/land/land development 3,331 38 40 378 3,711 505,795 — Residential real estate 5,705 265 185 707 6,332 661,581 0.01 Commercial and industrial 15,616 8,231 3,627 5,948 16,960 1,324,002 0.35 Mortgage warehouse lines of credit 316 29 — (25) 262 212,733 0.01 Consumer 236 148 48 106 242 20,809 0.48 Total $ 34,203 $ 10,131 $ 4,241 $ 9,207 $ 37,520 $ 3,972,861 0.15 (1) The $9.6 million provision for credit losses on the consolidated statements of income includes a $9.2 million net loan loss provision, a $361,000 provision for off-balance sheet commitments for the year ended December 31, 2019. The following tables show the recorded investment in loans by loss estimation methodology, excluding loans for which the fair value option was elected at December 31, 2020. There were no LHFI for which the fair value option was elected at December 31, 2021. December 31, 2021 Collectively Evaluated Individually Evaluated (Dollars in thousands) Probability of Default Fair Value of Collateral Discounted Cash Flow Total Loans secured by real estate: Commercial real estate $ 1,691,269 $ 166 $ 2,077 $ 1,693,512 Construction/land/land development 529,789 — 294 530,083 Residential real estate 898,456 8,150 3,133 909,739 Commercial and industrial 1,441,204 8,547 4,484 1,454,235 Mortgage warehouse lines of credit 627,078 — — 627,078 Consumer 16,682 2 — 16,684 Total $ 5,204,478 $ 16,865 $ 9,988 $ 5,231,331 December 31, 2020 Collectively Evaluated Individually Evaluated (Dollars in thousands) Probability of Default Fair Value of Collateral Discounted Cash Flow Total Loans secured by real estate: Commercial real estate (1) $ 1,365,284 $ 3,173 $ 2,471 $ 1,370,928 Construction/land/land development 528,894 2,621 345 531,860 Residential real estate 879,015 2,009 4,096 885,120 Commercial and industrial 1,804,049 3,152 10,661 1,817,862 Mortgage warehouse lines of credit 1,084,001 — — 1,084,001 Consumer 17,991 — — 17,991 Total $ 5,679,234 $ 10,955 $ 17,573 $ 5,707,762 ____________________________ (1) Excludes $17.0 million of commercial real estate loans at fair value, which are not included in the loss estimation methodology due to the fair value option election. The following tables show the allowance for loan credit losses by loss estimation methodology at December 31, 2021, and December 31, 2020. December 31, 2021 Collectively Evaluated Individually Evaluated (Dollars in thousands) Probability of Default Fair Value of Collateral Discounted Cash Flow Total Loans secured by real estate: Commercial real estate $ 13,416 $ — $ 9 $ 13,425 Construction/land/land development 3,997 — 14 4,011 Residential real estate 5,017 19 1,080 6,116 Commercial and industrial 29,995 6,680 3,471 40,146 Mortgage warehouse lines of credit 340 — — 340 Consumer 546 2 — 548 Total $ 53,311 $ 6,701 $ 4,574 $ 64,586 December 31, 2020 Collectively Evaluated Individually Evaluated (Dollars in thousands) Probability of Default Fair Value of Collateral Discounted Cash Flow Total Loans secured by real estate: Commercial real estate $ 14,896 $ 525 $ 9 $ 15,430 Construction/land/land development 8,062 128 1 8,191 Residential real estate 8,983 — 435 9,418 Commercial and industrial 44,714 1,707 5,436 51,857 Mortgage warehouse lines of credit 856 — — 856 Consumer 918 — — 918 Total $ 78,429 $ 2,360 $ 5,881 $ 86,670
Non-performing (Nonaccrual) Loans Held for Investment	Nonaccrual LHFI were as follows: Nonaccrual With No Nonaccrual (Dollars in thousands) Loans secured by real estate: December 31, 2021 December 31, 2020 December 31, 2021 December 31, 2020 Commercial real estate $ 453 $ 1,053 $ 512 $ 3,704 Construction/land/land development 52 1,319 338 2,962 Residential real estate 7,684 2,436 11,647 6,530 Total real estate 8,189 4,808 12,497 13,196 Commercial and industrial 58 82 12,306 12,897 Consumer — — 100 56 Total nonaccrual loans $ 8,247 $ 4,890 $ 24,903 $ 26,149
Loans Classified as Troubled Debt Restructurings (TDRs)	Loans classified as TDRs, excluding the impact of forbearances granted due to COVID-19, were as follows: (Dollars in thousands) December 31, 2021 December 31, 2020 TDRs Nonaccrual TDRs $ 4,064 $ 5,671 Performing TDRs 2,763 3,314 Total $ 6,827 $ 8,985 The tables below summarize loans classified as TDRs by loan and concession type during the dates indicated. Year Ended December 31, 2021 (Dollars in thousands) Number of Loans Restructured Pre-Modification Recorded Balance Term Concessions Interest Rate Concessions Combination of Term and Rate Concessions Total Modifications Residential real estate 1 $ 31 $ 26 $ — $ — $ 26 Commercial and industrial 1 100 100 — — 100 Total 2 $ 131 $ 126 $ — $ — $ 126 Year Ended December 31, 2020 (Dollars in thousands) Number of Loans Restructured Pre-Modification Recorded Balance Term Concessions Interest Rate Concessions Combination of Term and Rate Concessions Total Modifications Loans secured by real estate: Commercial real estate 2 $ 1,696 $ 1,694 $ — $ — $ 1,694 Residential real estate 5 1,212 — 177 877 1,054 Total real estate 7 2,908 1,694 177 877 2,748 Commercial and industrial 5 217 193 — — 193 Consumer 1 2 — — 2 2 Total 13 $ 3,127 $ 1,887 $ 177 $ 879 $ 2,943 Year Ended December 31, 2019 (Dollars in thousands) Number of Loans Restructured Pre-Modification Recorded Balance Term Concessions Interest Rate Concessions Combination of Term and Rate Concessions Total Modifications Loans secured by real estate: Construction/land/land development 1 $ 361 $ — $ — $ 343 $ 343 Residential real estate 2 2,516 — — 2,410 2,410 Total real estate 3 2,877 — — 2,753 2,753 Commercial and industrial 5 1,314 852 — — 852 Consumer 1 11 9 — — 9 Total 9 $ 4,202 $ 861 $ — $ 2,753 $ 3,614

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value of Assets and Liabilities Recorded on a Recurring Basis	The following tables summarize financial assets and financial liabilities recorded at fair value on a recurring basis at December 31, 2021 and 2020, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value. There were no changes in the valuation techniques during 2021 or 2020. December 31, 2021 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 364,357 $ 41,461 $ 405,818 Corporate bonds — 82,734 — 82,734 U.S. treasury securities 92,245 — — 92,245 U.S. government agency securities — 5,413 — 5,413 Commercial mortgage-backed securities — 64,243 — 64,243 Residential mortgage-backed securities — 557,801 — 557,801 Commercial collateralized mortgage obligations — 19,672 — 19,672 Residential collateralized mortgage obligations — 193,740 — 193,740 Asset-backed securities — 83,062 — 83,062 Securities available for sale 92,245 1,371,022 41,461 1,504,728 Securities carried at fair value through income — — 7,497 7,497 Loans held for sale — 37,032 — 37,032 Mortgage servicing rights — — 16,220 16,220 Other assets - derivatives — 11,459 — 11,459 Total recurring fair value measurements - assets $ 92,245 $ 1,419,513 $ 65,178 $ 1,576,936 Other liabilities - derivatives $ — $ (11,494) $ — $ (11,494) Total recurring fair value measurements - liabilities $ — $ (11,494) $ — $ (11,494) December 31, 2020 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 398,120 $ 44,065 $ 442,185 Corporate bonds — 65,938 — 65,938 U.S. government agency securities — 849 — 849 Commercial mortgage-backed securities — 11,080 — 11,080 Residential mortgage-backed securities — 214,951 — 214,951 Residential collateralized mortgage obligations — 195,343 — 195,343 Asset-backed securities — 74,328 — 74,328 Securities available for sale — 960,609 44,065 1,004,674 Securities carried at fair value through income — — 11,554 11,554 Loans held for sale — 136,026 — 136,026 Loans at fair value — — 17,011 17,011 Mortgage servicing rights — — 13,660 13,660 Other assets - derivatives — 23,694 — 23,694 Total recurring fair value measurements - assets $ — $ 1,120,329 $ 86,290 $ 1,206,619 Other liabilities - derivatives $ — $ (23,020) $ — $ (23,020) Total recurring fair value measurements - liabilities $ — $ (23,020) $ — $ (23,020)
Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis	The changes in Level 3 assets and liabilities measured at fair value on a recurring basis for the years ended December 31, 2021 and 2020, are summarized as follows: (Dollars in thousands) Loans at Fair Value MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2021 $ 17,011 $ 13,660 $ 44,065 $ 11,554 Gain (loss) recognized in earnings: Mortgage banking revenue (1) — (2,593) — — Other noninterest income (251) — — (814) Loss recognized in AOCI — — (1,263) — Purchases, issuances, sales and settlements: Originations — 5,153 — — Purchases — — 1,000 — Sales — — — — Settlements (16,760) — (2,341) (3,243) Balance at December 31, 2021 $ — $ 16,220 $ 41,461 $ 7,497 Balance at January 1, 2020 $ 17,670 $ 20,697 $ 38,173 $ 11,513 Gain (loss) recognized in earnings: Mortgage banking revenue (1) — (12,746) — — Other noninterest income (53) — — 493 Gain recognized in AOCI — — 1,575 — Purchases, issuances, sales and settlements: Originations — 5,709 — — Purchases — — 6,478 — Sales — — (140) — Settlements (606) — (2,021) (452) Balance at December 31, 2020 $ 17,011 $ 13,660 $ 44,065 $ 11,554 ____________________________ (1) Total mortgage banking revenue includes changes in fair value due to market changes and run-off.
Significant Assumptions Used to Value Mortgage Servicing Rights	The significant assumptions used to value MSRs were as follows: December 31, 2021 December 31, 2020 Range Weighted Average (1) Range Weighted Average (1) Prepayment speeds 9.10% - 36.51% 15.63 % 11.82% - 37.95% 22.08 % Discount rates 8.89 - 10.39 9.32 7.83 - 9.09 8.27 __________________________ (1) The weighted average was calculated with reference to the principal balance of the underlying mortgages.
Difference Between Fair Value and the Unpaid Principal Balance for Financial Instruments for which the Fair Value Option has been Elected and Classification in Income Statement	The following tables summarize the difference between the fair value and the unpaid principal balance for financial instruments for which the fair value option has been elected: December 31, 2021 (Dollars in thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Loans held for sale (1) $ 37,032 $ 36,072 $ 960 Securities carried at fair value through income 7,497 7,375 122 Total $ 44,529 $ 43,447 $ 1,082 ____________________________ (1) $1.8 million of loans held for sale were designated as nonaccrual or 90 days or more past due at December 31, 2021. Of this balance, $1.2 million was guaranteed by U.S. Government agencies. December 31, 2020 (Dollars in thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Loans held for sale (1) $ 136,026 $ 129,955 $ 6,071 Commercial real estate LHFI (2) 17,011 16,760 251 Securities carried at fair value through income 11,554 10,618 936 Total $ 164,591 $ 157,333 $ 7,258 ____________________________ (1) $681,000 of loans held for sale were designated as nonaccrual or 90 days or more past due at December 31, 2020. Of this balance, $473,000 was guaranteed by U.S. Government agencies. (2) There were no commercial real estate loans for which the fair value had been elected that were designated as nonaccrual or 90 days or more past due at December 31, 2020. Changes in the fair value of assets for which the Company elected the fair value option are classified in the consolidated statement of income line items reflected in the following table: (Dollars in thousands) Years Ended December 31, Changes in fair value included in noninterest income: 2021 2020 2019 Mortgage banking revenue (loans held for sale) $ (5,111) $ 5,131 $ 550 Other income: Loans at fair value held for investment (251) (53) 124 Securities carried at fair value through income (814) 493 586 Total impact on other income (1,065) 440 710 Total fair value option impact on noninterest income (1) $ (6,176) $ 5,571 $ 1,260 ____________________________ (1) The fair value option impact on noninterest income is offset by the derivative gain/loss recognized in noninterest income. Please see Note 9 - Mortgage Banking for more detail.
Carrying Value and Estimated Fair Value of Financial Instruments Not Measured at Fair Value	The carrying value and estimated fair values of financial instruments not recorded at fair value are as follows: (Dollars in thousands) December 31, 2021 December 31, 2020 Financial assets: Level 1 inputs: Carrying Estimated Carrying Estimated Cash and cash equivalents $ 705,618 $ 705,618 $ 377,214 $ 377,214 Level 2 inputs: Non-marketable equity securities held in other financial institutions 45,192 45,192 62,586 62,586 Accrued interest and loan fees receivable 23,402 23,402 27,146 27,146 Level 3 inputs: Securities held to maturity 22,767 25,117 38,128 41,205 LHFI, net (1) 5,166,745 5,133,257 5,621,092 5,802,744 Financial liabilities: Level 2 inputs: Deposits 6,570,693 6,572,215 5,751,315 5,756,312 FHLB advances and other borrowings 309,801 305,374 984,608 991,943 Subordinated indebtedness 157,417 156,629 157,181 156,395 Accrued interest payable 2,696 2,696 3,556 3,556 ____________________________ (1) Does not include loans for which the fair value option had been elected at December 31, 2020, as these loans are carried at fair value on a recurring basis. There are no loans for which the fair value option had been elected at December 31, 2021.

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Major Classifications of Premises and Equipment	Major classifications of premises and equipment are summarized below: December 31, (Dollars in thousands) 2021 2020 Land, buildings and improvements $ 87,313 $ 85,108 Furniture, fixtures and equipment 28,454 28,599 Leasehold improvements 17,864 16,715 Construction in process 1,377 1,142 Total premises and equipment 135,008 131,564 Accumulated depreciation (54,317) (49,801) Premises and equipment, net $ 80,691 $ 81,763

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Balance Sheet Details	The balance sheet details and components of the Company's lease expense were as follows: (Dollars in thousands) December 31, 2021 December 31, 2020 Operating lease right of use assets (included in Accrued interest receivable and other assets) $ 23,732 $ 21,667 Operating lease liabilities (included in Accrued expenses and other liabilities) 25,691 23,445 Finance lease liabilities (included in Accrued expenses and other liabilities) 2,852 3,148 Weighted average remaining lease term (years) - operating leases 9.47 9.22 Weighted average discount rate - operating leases 2.89 % 3.44 %
Components of Lease Expense and Supplemental Cash Flow Related to Leases	Years Ended (Dollars in thousands) December 31, 2021 December 31, 2020 December 31, 2019 Lease expense: Operating lease expense $ 4,553 $ 4,680 $ 4,716 Other lease expense 369 265 245 Total lease expense $ 4,922 $ 4,945 $ 4,961 Right of use assets obtained in exchange for new operating lease liabilities $ 5,776 $ 1,338 $ 1,256 Supplemental cash flow related to leases was as follows: Year Ended December 31, 2021 December 31, 2020 Cash paid for operating leases $ 4,890 $ 4,791
Maturities of Operating Lease Liabilities	Maturities of operating lease liabilities at December 31, 2021, were as follows: December 31, 2021 Year 1 $ 5,035 Year 2 4,530 Year 3 3,336 Year 4 2,666 Year 5 2,385 Year 6 and thereafter 11,820 Total lease payments 29,772 Less: Imputed interest 4,081 Total lease obligations $ 25,691

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Components of Goodwill and Other Intangible Assets	The components of the Company's goodwill and other intangible assets are as follows: (Dollars in thousands) December 31, 2021 Gross Accumulated Amortization Net Goodwill $ 34,368 $ — $ 34,368 Other intangible assets: Core deposit intangibles 1,260 (1,248) 12 Relationship based intangibles 19,650 (4,421) 15,229 Tradename 1,004 (186) 818 Non-compete 903 — 903 Total $ 57,185 $ (5,855) $ 51,330 December 31, 2020 Goodwill $ 26,741 $ — $ 26,741 Other intangible assets: Core deposit intangibles 1,260 (1,192) 68 Relationship based intangibles 7,304 (3,648) 3,656 Tradename 186 (171) 15 Non-compete 270 (270) — Total $ 35,761 $ (5,281) $ 30,480
Estimated Future Amortization Expense for Intangible Assets	Estimated future amortization expense for intangible assets remaining at December 31, 2021, was as follows: (Dollars in thousands) Years Ended December 31, 2022 $ 2,072 2023 1,971 2024 1,610 2025 1,467 2026 1,327 Thereafter 8,515 Total $ 16,962

Mortgage Banking (Tables)

Mortgage Banking (Tables)	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Mortgage Banking Operations	The following table presents the Company's revenue from mortgage banking operations: (Dollars in thousands) Years Ended December 31, Mortgage banking revenue 2021 2020 2019 Origination $ 1,379 $ 1,880 $ 1,000 Gain on sale of loans held for sale 11,862 13,481 4,348 Originations of MSRs 5,153 5,709 2,595 Servicing 5,990 6,116 6,547 Total gross mortgage revenue 24,384 27,186 14,490 MSR valuation adjustments, net (2,593) (12,746) (7,012) Mortgage HFS and pipeline fair value adjustment (6,897) 7,351 979 MSR hedge impact (1,967) 7,812 3,852 Mortgage banking revenue $ 12,927 $ 29,603 $ 12,309
Schedule of Activity in Mortgages Servicing Rights (MSRs)	Activity in MSRs was as follows: Years Ended December 31, (Dollars in thousands) 2021 2020 2019 Fair Value at Beginning of Period $ 13,660 $ 20,697 $ 25,114 Originations of MSRs 5,153 5,709 2,595 MSR valuation adjustments, net (2,593) (12,746) (7,012) Fair Value at End of Period $ 16,220 $ 13,660 $ 20,697

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Summary of Deposit Balances	Deposit balances are summarized as follows: December 31, (Dollars in thousands) 2021 2020 Noninterest-bearing demand $ 2,163,507 $ 1,607,564 Interest bearing demand 1,412,089 1,478,818 Money market 2,204,109 1,794,915 Time deposits 543,128 664,766 Savings 247,860 205,252 Total $ 6,570,693 $ 5,751,315
Maturities of Time Deposits	Maturities of time deposits, at December 31, 2021, are as follows: (Dollars in thousands) Years Ended December 31, 2022 $ 427,558 2023 65,602 2024 34,370 2025 7,841 2026 7,246 2027 511 Total $ 543,128

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Summary of Borrowed Funds	Borrowed funds are summarized as follows: December 31, (Dollars in thousands) 2021 2020 Overnight repurchase agreements with depositors $ 9,447 $ 8,408 Short-term FHLB advances — 650,000 GNMA repurchase liability 43,355 55,485 Long-term FHLB advances 256,999 270,715 Total FHLB advances and other borrowings $ 309,801 $ 984,608 Subordinated indebtedness, net $ 157,417 $ 157,181 Additional details of certain FHLB advances are as follows: (Dollars in thousands) Amount Interest Rate Maturity Date At December 31, 2021: Long-term FHLB advance, callable quarterly, fixed rate $ 250,000 1.65 % 8/23/2033 At December 31, 2020: Short-term FHLB advance, fixed rate 650,000 0.10 1/4/2021 Long-term FHLB advance, callable quarterly, fixed rate 250,000 1.65 8/23/2033
Schedule of Maturities of Long-term Advances	Scheduled maturities of long-term advances from the FHLB at December 31, 2021, are as follows: (Dollars in thousands) Years Ended December 31, 2022 $ 258 2023 267 2024 276 2025 285 2026 703 Thereafter (1) 255,210 Total $ 256,999 __________________________ (1) Includes a FHLB advances totaling $250.0 million callable quarterly with a final maturity in 2033, carrying a rate of 1.65%.
Summary of Terms of Current Debentures	The following table is a summary of the terms of the current junior subordinated debentures at December 31, 2021: (Dollars in thousands) Issuance Trust Issuance Date Maturity Date Amount Outstanding Rate Type Current Rate Maximum Rate CTB Statutory Trust I 07/2001 07/2031 $ 6,702 Variable (1) 3.43 % 12.50 % First Louisiana Statutory Trust I 09/2006 12/2036 4,124 Variable (2) 2.00 16.00 $ 10,826 ____________________________ (1) The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.30%, with the last reprice date on October 28, 2021. (2) The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.80%, with the last reprice date on December 13, 2021.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Fair Values of Derivative Instruments on the Balance Sheet	The following tables disclose the fair value of derivative instruments in the Company's balance sheets at December 31, 2021, and December 31, 2020: Notional Amounts (1) Fair Values (Dollars in thousands) Derivatives designated as cash flow hedging instruments: December 31, 2021 December 31, 2020 December 31, 2021 December 31, 2020 Interest rate swaps included in other liabilities $ 21,000 $ 21,000 $ (103) $ (706) Derivatives not designated as hedging instruments: Interest rate swaps included in other assets $ 315,188 $ 326,542 $ 10,417 $ 20,207 Interest rate swaps included in other liabilities 327,510 347,096 (10,762) (21,321) Risk participation derivatives included in accrued expenses and other liabilities on the consolidated balance sheets 63,374 63,374 (2) (18) Forward commitments to purchase mortgage-backed securities included in other liabilities 80,000 107,000 (627) (317) Forward commitments to sell residential mortgage loans included in other assets (liabilities) 52,000 107,200 1 (658) Interest rate-lock commitments on residential mortgage loans included in other assets 36,694 79,554 1,041 3,487 $ 874,766 $ 1,030,766 $ 68 $ 1,380 ____________________________ (1) Notional or contractual amounts, which represent the extent of involvement in the derivatives market, are used to determine the contractual cash flows required in accordance with the terms of the agreement. These amounts are typically not exchanged, significantly exceed amounts subject to credit or market risk and are not reflected in the consolidated balance sheets.
Weighted-average Rates Paid and Received for Interest Rate Swaps	The weighted-average rates paid and received for interest rate swaps at the dates indicated were as follows: Weighted-Average Interest Rate December 31, 2021 December 31, 2020 Interest rate swaps: Paid Received Paid Received Cash flow hedges 4.81 % 2.89 % 4.81 % 2.94 % Non-hedging interest rate swaps - financial institution counterparties 4.32 2.68 4.18 2.48 Non-hedging interest rate swaps - customer counterparties 2.68 4.33 2.52 4.19
Gains and Losses Recognized on Derivative Instruments Not Designated as Hedging Instruments	Gains and losses recognized on derivative instruments not designated as hedging instruments are as follows: (Dollars in thousands) Years Ended December 31, Derivatives not designated as hedging instruments: 2021 2020 2019 Amount of (loss) gain recognized in mortgage banking revenue (1) $ (3,118) $ 4,081 $ 3,079 Amount of gain (loss) recognized in other non-interest income 816 (307) (530) ____________________________ (1) Gains and losses on these instruments are largely offset by market fluctuations in mortgage servicing rights. See Note 9 - Mortgage Banking for more information on components of mortgage banking revenue.

Stock and Incentive Compensat_2

Stock and Incentive Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Share-Based Compensation Cost Charged to Income	Share-based compensation cost charged to income for the years ended December 31, 2021, 2020 and 2019, is presented below. There was no stock option expense for any of the periods shown. Years Ended December 31, (Dollars in thousands) 2021 2020 2019 RSA & RSU $ 2,100 $ 2,320 $ 2,247 ESPP 195 — — Total stock compensation expense $ 2,295 $ 2,320 $ 2,247 Related tax benefits recognized in net income $ 482 $ 487 $ 472
Time-Vested Award Activity	The following table summarizes the Company's time-vested award activity: Year Ended December 31, 2021 2020 2019 Shares Weighted Average Grant-Date Fair Value Shares Weighted Average Grant-Date Fair Value Shares Weighted Average Grant-Date Fair Value Nonvested RSA shares, January 1, 103,359 $ 31.51 149,449 $ 35.15 174,407 $ 35.01 Granted RSA 13,460 42.26 30,638 20.14 37,641 32.77 Vested RSA (67,825) 31.07 (72,325) 33.88 (59,344) 33.50 Forfeited RSA (946) 24.69 (4,403) 37.11 (3,255) 30.21 Nonvested RSA shares, December 31, 48,048 35.27 103,359 31.51 149,449 35.15 Nonvested RSU, January 1, — $ — — $ — — $ — Granted RSU 73,977 40.64 — — — — Nonvested RSU, December 31 73,977 40.64 — — — —
Stock Option Activity	The table below summarizes the status of the Company's stock options and changes during the years ended December 31, 2021, 2020 and 2019 . (Dollars in thousands, except per share amounts) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at January 1, 2019 274,000 $ 10.38 6.75 $ 6,493 Exercised (20,000) 8.25 — — Outstanding at December 31, 2019 254,000 10.55 5.81 6,932 Exercised (30,000) 8.25 — — Outstanding at December 31, 2020 224,000 10.86 4.92 3,789 Exercised (184,800) 10.88 — — Outstanding at December 31, 2021 39,200 10.73 2.28 1,262 Exercisable at December 31, 2021 39,200 10.73 2.28 1,262

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Schedule of Provision for Income Taxes	The provision for income taxes is as follows: (Dollars in thousands) Years Ended December 31, Federal income taxes: 2021 2020 2019 Current $ 17,022 $ 18,157 $ 14,232 Deferred 6,077 (11,545) (2,513) State income taxes: Current 584 1,723 1,030 Deferred 202 (339) (83) Income tax expense $ 23,885 $ 7,996 $ 12,666
Reconciliation of Income Tax Expense	A reconciliation of income tax expense at the statutory rate to the Company's actual income tax expense is below: Years Ended December 31, 2021 2020 2019 (Dollars in thousands) Amount % Amount % Amount % Income taxes computed at statutory rate $ 27,811 21.00 % $ 9,314 21.00 % $ 13,975 21.00 % Tax exempt revenue, net of nondeductible interest (1,339) (1.01) (878) (1.98) (644) (0.97) Low-income housing tax credits, net of amortization (468) (0.35) (511) (1.15) (514) (0.77) Other tax credits, net of add-backs (1,218) (0.92) (1,218) (2.75) (1,218) (1.83) Bank-owned life insurance income (170) (0.13) (259) (0.58) (158) (0.24) State income taxes, net of federal benefit 662 0.50 1,033 2.35 730 1.10 Stock-based compensation (1,272) (0.96) 181 0.41 (100) (0.15) Nondeductible expense 106 0.08 257 0.58 413 0.62 Other (227) (0.17) 77 0.16 182 0.27 Total income tax expense $ 23,885 18.04 % $ 7,996 18.04 % $ 12,666 19.03 %
Significant Components of Deferred Tax Assets and Liabilities	Significant components of deferred tax assets and liabilities are as follows: (Dollars in thousands) December 31, Deferred tax assets: 2021 2020 Credit loss allowances $ 14,565 $ 19,315 Deferred compensation and share-based compensation 4,795 4,504 Net operating loss carryforwards 1,170 1,240 Other 278 1,064 Gross deferred tax assets 20,808 26,123 Valuation allowance (974) (994) Deferred tax assets net of valuation allowance $ 19,834 $ 25,129 Deferred tax liabilities: Basis difference in premises and equipment $ 2,461 $ 3,089 Intangible assets 127 118 Mortgage servicing rights 3,504 2,951 Other 1,144 146 Gross deferred tax liabilities 7,236 6,304 Net deferred tax asset $ 12,598 $ 18,825

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income	Accumulated other comprehensive income ("AOCI") includes the after-tax change in unrealized gains and losses on AFS securities and cash flow hedging activities. (Dollars in thousands) Unrealized Gain (Loss) on AFS Securities Unrealized (Loss) Gain on Cash Flow Hedges Accumulated Other Comprehensive Income Balance at January 1, 2019 $ (2,601) $ 121 $ (2,480) Net change 9,013 (200) 8,813 Balance at December 31, 2019 6,412 (79) 6,333 Net change 19,794 (478) 19,316 Balance at December 31, 2020 26,206 (557) 25,649 Net change (20,397) 477 (19,920) Balance at December 31, 2021 $ 5,809 $ (80) $ 5,729

Capital and Regulatory Matters

Capital and Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Banking Regulation [Abstract]
Actual Capital Amounts and Ratios	The actual capital amounts and ratios of the Company and Bank at December 31, 2021, and December 31, 2020, are presented in the following table: (Dollars in thousands) December 31, 2021 Actual Minimum Capital Required - Basel III To be Well Capitalized Under Prompt Corrective Action Provisions Common Equity Tier 1 Capital to Risk-Weighted Assets Amount Ratio Amount Ratio Amount Ratio Origin Bancorp, Inc. $ 681,039 11.20 % $ 425,475 7.00 % N/A N/A Origin Bank 724,440 11.97 423,819 7.00 $ 393,546 6.50 % Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 690,448 11.36 516,648 8.50 N/A N/A Origin Bank 724,440 11.97 514,637 8.50 484,365 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 897,503 14.77 638,212 10.50 N/A N/A Origin Bank 852,825 14.09 635,727 10.50 605,454 10.00 Leverage Ratio Origin Bancorp, Inc. 690,448 9.20 300,195 4.00 N/A N/A Origin Bank 724,440 9.66 299,932 4.00 374,915 5.00 December 31, 2020 Common Equity Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 604,306 9.95 425,012 7.00 N/A N/A Origin Bank 637,863 10.53 424,010 7.00 393,724 6.50 Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 613,682 10.11 516,107 8.50 N/A N/A Origin Bank 637,863 10.53 514,870 8.50 484,583 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 837,058 13.79 637,539 10.50 N/A N/A Origin Bank 782,503 12.92 636,019 10.50 605,732 10.00 Leverage Ratio Origin Bancorp, Inc. 613,682 8.62 284,771 4.00 N/A N/A Origin Bank 637,863 8.99 283,842 4.00 354,802 5.00

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Off-Balance Sheet Financial Instruments	The table below presents the Company's commitments to extend credit by commitment expiration date for the dates indicated: (Dollars in thousands) December 31, 2021 Less than One-Three Three-Five Greater than Total Commitments to extend credit (1) $ 643,089 $ 620,741 $ 300,863 $ 56,525 $ 1,621,218 Standby letters of credit 42,516 6,633 — — 49,149 Total off-balance sheet commitments $ 685,605 $ 627,374 $ 300,863 $ 56,525 $ 1,670,367 December 31, 2020 Commitments to extend credit (1) $ 641,951 $ 428,893 $ 163,520 $ 107,137 $ 1,341,501 Standby letters of credit 34,212 8,699 — — 42,911 Total off-balance sheet commitments $ 676,163 $ 437,592 $ 163,520 $ 107,137 $ 1,384,412 ____________________________ (1) Includes $513.0 million and $504.6 million of unconditionally cancellable commitments at December 31, 2021 and 2020, respectively.

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Loans to Executive Officers, Directors, and Their Affiliates	Loans to executive officers, directors, and their affiliates at December 31, 2021 and 2020, were as follows: (Dollars in thousands) 2021 2020 Balance, beginning of year $ 1,392 $ 1,093 Advances 907 1,092 Principal repayments (1,544) (793) Effect of changes in composition of related parties (284) — Balance, end of year $ 471 $ 1,392 Commitments to extend credit $ 833 $ 2,702

Business Combinations (Tables)

Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2021
Business Combination and Asset Acquisition [Abstract]
Schedule of Fair Values of Assets Acquired and Liabilities Assumed	A preliminary summary of the fair value of assets acquired and liabilities assumed from the acquisitions is as follows: (Dollars in thousands) Estimated Fair Value Assets Acquired: Definite-lived intangibles $ 14,067 Operating lease right of use assets 1,488 Prepaid expense and other assets 47 Total assets acquired 15,602 Liabilities Assumed: Operating lease liability 1,488 Accounts payable and accrued expenses 244 Total liabilities assumed 1,732 Net assets acquired 13,870 Total consideration 21,497 Goodwill $ 7,627
Schedule of Total Consideration	A summary of total consideration is as follows: (Dollars in thousands) December 31, 2021 Cash paid $ 7,457 Common stock issued (177,348 shares) 7,458 Contingent consideration 1,369 Fair value of previously held interest in Lincoln Agency 5,213 Total consideration $ 21,497

Condensed Parent Company Only_2

Condensed Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheets	Financial statements of Origin Bancorp, Inc. (parent company only) are as follows: (Dollars in thousands) December 31, Condensed Balance Sheets 2021 2020 Assets Cash and cash equivalents $ 28,904 $ 42,908 Investment in affiliates/subsidiaries 774,840 684,410 Other assets 16,343 10,198 Total assets $ 820,087 $ 737,516 Liabilities and Stockholders' Equity Subordinated indebtedness, net $ 88,405 $ 88,258 Accrued expenses and other liabilities 1,471 2,108 Total liabilities 89,876 90,366 Stockholders' Equity Common stock 118,733 117,532 Additional paid‑in capital 242,114 237,341 Retained earnings 363,635 266,628 Accumulated other comprehensive income 5,729 25,649 Total stockholders' equity 730,211 647,150 Total liabilities and stockholders' equity $ 820,087 $ 737,516
Condensed Statements of Income	(Dollars in thousands) Years Ended December 31, Condensed Statements of Income 2021 2020 2019 Income: Dividends from subsidiaries $ 19,200 $ 17,250 $ 17,500 Other 1,608 12 470 Total income 20,808 17,262 17,970 Expenses: Interest expense 4,313 1,333 563 Salaries and employee benefits 221 214 728 Other 1,079 1,182 1,565 Total expenses 5,613 2,729 2,856 Income before income taxes and equity in undistributed net income of subsidiaries 15,195 14,533 15,114 Income tax benefit 762 549 502 Income before equity in undistributed net income of subsidiaries 15,957 15,082 15,616 Equity in undistributed net income of subsidiaries 92,589 21,275 38,266 Net income $ 108,546 $ 36,357 $ 53,882
Condensed Statements of Cash Flows	(Dollars in thousands) Years Ended December 31, Condensed Statements of Cash Flows 2021 2020 2019 Cash flows from operating activities: Net income $ 108,546 $ 36,357 $ 53,882 Adjustments to reconcile net income to net cash provided by operating activities: Deferred income taxes 7 (1) 9 Equity in undistributed net income of subsidiaries (92,589) (21,275) (38,266) Amortization of subordinated indebtedness discount 147 58 28 Other, net (5,898) 3,633 130 Net cash provided by operating activities 10,213 18,772 15,783 Cash flows from investing activities: Lincoln Agency and Pulley-White acquisitions (7,457) — — Capital contributed to subsidiaries — (51,000) — Net purchases of non-marketable equity securities held in other financial institutions (3,612) — — Capital calls on limited partnership investments (513) — — Net cash used in investing activities (11,582) (51,000) — Cash flows from financing activities: Dividends paid (11,525) (8,854) (5,863) Cash received on exercise of stock options 146 248 166 Proceeds from issuance of subordinated indebtedness — 78,556 — Payment to repurchase common stock (1,256) (723) (10,059) Net cash provided by (used by) financing activities (12,635) 69,227 (15,756) Net increase (decrease) in cash and cash equivalents (14,004) 36,999 27 Cash and cash equivalents at beginning of year 42,908 5,909 5,882 Cash and cash equivalents at end of year $ 28,904 $ 42,908 $ 5,909

Significant Accounting Polici_4

Significant Accounting Policies (Details)	12 Months Ended
	Dec. 31, 2021USD ($)segmentbanking_center	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Accounting Policies [Abstract]
Number of banking centers | banking_center	44
Number of segments | segment	1
Equity investments	$ 15,700,000	$ 12,100,000
Impairment loss		0
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
OREO	1,500,000	1,600,000
Penalties and related interest	0	0	$ 0
Other Investments	21,400,000	15,700,000
Investments in tax credit entities	$ 11,100,000	$ 7,600,000
Tax Credit Entity
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
General partner ownership interest	0.10%
Buildings and improvements | Minimum
Property, Plant and Equipment [Line Items]
Estimated useful lives	35 years
Buildings and improvements | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful lives	39 years
Furniture, fixtures and equipment | Minimum
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years
Furniture, fixtures and equipment | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful lives	7 years

Significant Accounting Polici_5

Significant Accounting Policies - Cumulative Effect Adjustment to Retained Earnings (Details) - USD ($) $ in Thousands	Jan. 01, 2020	Dec. 31, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses		$ 37,520
Reserve for off-balance sheet exposures		1,810
Municipal securities		0
Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	$ 1,248
Reserve for off-balance sheet exposures	(381)
Municipal securities	96
Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	38,768
Reserve for off-balance sheet exposures	1,429
Municipal securities	96
Real estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses		20,056
Real estate | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	(6,437)
Real estate | Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	13,619
Real estate | Commercial real estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses		10,013
Real estate | Commercial real estate | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	(5,052)
Real estate | Commercial real estate | Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	4,961
Real estate | Construction/land/land development
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses		3,711
Real estate | Construction/land/land development | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	1,141
Real estate | Construction/land/land development | Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	4,852
Real estate | Residential real estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses		6,332
Real estate | Residential real estate | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	(2,526)
Real estate | Residential real estate | Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	3,806
Commercial and industrial
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses		16,960
Commercial and industrial | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	7,296
Commercial and industrial | Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	24,256
Mortgage warehouse lines of credit
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses		262
Mortgage warehouse lines of credit | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	29
Mortgage warehouse lines of credit | Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	291
Consumer
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses		$ 242
Consumer | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	360
Consumer | Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan losses	$ 602

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Numerator:
Net income	$ 108,546	$ 36,357	$ 53,882
Denominator:
Weighted average common shares outstanding (in shares)	23,431,504	23,367,221	23,470,746
Dilutive effect of stock-based awards (in shares)	177,082	144,731	203,319
Weighted average diluted common shares outstanding (in shares)	23,608,586	23,511,952	23,674,065
Basic earnings per common share (in dollars per share)	$ 4.63	$ 1.56	$ 2.30
Diluted earnings per common share (in dollars per share)	$ 4.60	$ 1.55	$ 2.28

Securities - Amortized Cost and

Securities - Amortized Cost and Estimated Fair Value of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Available for sale:
Available for sale, amortized cost	$ 1,497,458	$ 971,595
Available for sale, gross unrealized gains	21,896	33,972
Available for sale, gross unrealized losses	(14,626)	(893)
Available for sale, fair value	1,504,728	1,004,674
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	1,504,728	1,004,674
Held to maturity:
Held to maturity, fair value	25,117	41,205
Held to maturity, allowance for credit losses	(167)	(66)	$ 0
Held to maturity, net carrying amount	22,767	38,128
Securities carried at fair value through income:
Securities carried at fair value through income, fair value	7,497	11,554
State and municipal securities
Available for sale:
Available for sale, amortized cost	394,046	420,559
Available for sale, gross unrealized gains	14,095	21,884
Available for sale, gross unrealized losses	(2,323)	(258)
Available for sale, fair value	405,818	442,185
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	405,818	442,185
Held to maturity:
Held to maturity, amortized cost	22,934	38,194
Held to maturity, gross unrealized gains	2,183	3,011
Held to maturity, gross unrealized losses	0	0
Held to maturity, fair value	25,117	41,205
Held to maturity, allowance for credit losses	(167)	(66)
Held to maturity, net carrying amount	22,767	38,128
Securities carried at fair value through income:
Securities carried at fair value through income, amortized cost	7,375	10,618
Securities carried at fair value through income, fair value	7,497	11,554
Securities carried at fair value through income, net carrying amount	7,497	11,554
Corporate bonds
Available for sale:
Available for sale, amortized cost	80,498	64,313
Available for sale, gross unrealized gains	2,509	1,762
Available for sale, gross unrealized losses	(273)	(137)
Available for sale, fair value	82,734	65,938
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	82,734	65,938
U.S. government and agency securities
Available for sale:
Available for sale, amortized cost	98,892	851
Available for sale, gross unrealized gains	2	3
Available for sale, gross unrealized losses	(1,236)	(5)
Available for sale, fair value	97,658	849
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	97,658	849
Commercial mortgage-backed securities
Available for sale:
Available for sale, amortized cost	65,691	10,814
Available for sale, gross unrealized gains	0	266
Available for sale, gross unrealized losses	(1,448)	0
Available for sale, fair value	64,243	11,080
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	64,243	11,080
Residential mortgage-backed securities
Available for sale:
Available for sale, amortized cost	559,655	207,742
Available for sale, gross unrealized gains	3,751	7,441
Available for sale, gross unrealized losses	(5,605)	(232)
Available for sale, fair value	557,801	214,951
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	557,801	214,951
Commercial collateralized mortgage obligations
Available for sale:
Available for sale, amortized cost	20,000
Available for sale, gross unrealized gains	2
Available for sale, gross unrealized losses	(330)
Available for sale, fair value	19,672
Available for sale, allowance for credit losses	0
Available-for-sale, net carrying amount	19,672
Residential collateralized mortgage obligations
Available for sale:
Available for sale, amortized cost	196,691	193,865
Available for sale, gross unrealized gains	460	1,739
Available for sale, gross unrealized losses	(3,411)	(261)
Available for sale, fair value	193,740	195,343
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	193,740	195,343
Asset-backed securities
Available for sale:
Available for sale, amortized cost	81,985	73,451
Available for sale, gross unrealized gains	1,077	877
Available for sale, gross unrealized losses	0	0
Available for sale, fair value	83,062	74,328
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	$ 83,062	$ 74,328

Securities - Unrealized Losses

Securities - Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value
Less than 12 Months	$ 801,669	$ 119,581
12 Months or More	59,519	568
Total	861,188	120,149
Unrealized Loss
Less than 12 Months	(12,783)	(888)
12 Months or More	(1,843)	(5)
Total	(14,626)	(893)
State and municipal securities
Fair Value
Less than 12 Months	82,627	21,979
12 Months or More	16,617	0
Total	99,244	21,979
Unrealized Loss
Less than 12 Months	(1,651)	(258)
12 Months or More	(672)	0
Total	(2,323)	(258)
Fair Value
Less than 12 Months	0	0
12 Months or More	0	0
Total	0	0
Unrealized Loss
Less than 12 Months	0	0
12 Months or More	0	0
Total	0	0
Corporate bonds
Fair Value
Less than 12 Months	13,299	30,513
12 Months or More	2,928	0
Total	16,227	30,513
Unrealized Loss
Less than 12 Months	(201)	(137)
12 Months or More	(72)	0
Total	(273)	(137)
U.S. government and agency securities
Fair Value
Less than 12 Months	97,010	0
12 Months or More	440	568
Total	97,450	568
Unrealized Loss
Less than 12 Months	(1,234)	0
12 Months or More	(2)	(5)
Total	(1,236)	(5)
Commercial mortgage-backed securities
Fair Value
Less than 12 Months	57,703
12 Months or More	6,540
Total	64,243
Unrealized Loss
Less than 12 Months	(1,167)
12 Months or More	(281)
Total	(1,448)
Residential mortgage-backed securities
Fair Value
Less than 12 Months	409,382	23,178
12 Months or More	1,693	0
Total	411,075	23,178
Unrealized Loss
Less than 12 Months	(5,577)	(232)
12 Months or More	(28)	0
Total	(5,605)	(232)
Commercial collateralized mortgage obligations
Fair Value
Less than 12 Months	14,568
12 Months or More	0
Total	14,568
Unrealized Loss
Less than 12 Months	(330)
12 Months or More	0
Total	(330)
Residential collateralized mortgage obligations
Fair Value
Less than 12 Months	127,080	43,911
12 Months or More	31,301	0
Total	158,381	43,911
Unrealized Loss
Less than 12 Months	(2,623)	(261)
12 Months or More	(788)	0
Total	$ (3,411)	$ (261)

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, accrued interest	$ 6,100,000	$ 5,400,000
Held to maturity, amortized cost	22,934,000
Held-to-maturity securities, nonaccrual status	0	0
Total Past Due
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	$ 0	$ 0

Securities - Allowance for Cred

Securities - Allowance for Credit Losses for Held -to - Maturity Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Allowance for credit losses:
Beginning Balance	$ 66	$ 0
Impact of adopting ASC 326	167	66
Credit loss allowance (recovery)	101	(30)
Ending Balance	167	66
Adjustment
Allowance for credit losses:
Beginning Balance	$ 0	96
Impact of adopting ASC 326		0
Ending Balance		$ 0

Securities - Proceeds from Sale

Securities - Proceeds from Sales of Securities Available for Sale and Gross Gains (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales/calls	$ 44,893	$ 64,702	$ 27,766
Gross realized gains	1,780	774	161
Gross realized losses	$ (32)	$ (194)	$ (141)

Securities - Contractual Maturi

Securities - Contractual Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Amortized Cost
Due in one year or less	$ 0
Due after one year through five years	0
Due after five years through ten years	22,934
Due after ten years	0
Held to maturity, amortized cost	22,934
Fair Value
Due in one year or less	0
Due after one year through five years	0
Due after five years through ten years	25,117
Due after ten years	0
Held to maturity, fair value	25,117	$ 41,205
Amortized Cost
Due in one year or less	5,618
Due after one year through five years	117,609
Due after five years through ten years	153,260
Due after ten years	296,949
Available for sale, amortized cost	1,497,458	971,595
Fair Value
Due in one year or less	5,623
Due after one year through five years	120,398
Due after five years through ten years	155,903
Due after ten years	304,286
Available for sale, fair value	1,504,728	1,004,674
Commercial mortgage-backed securities
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	65,691
Available for sale, amortized cost	65,691	10,814
Fair Value
Without single maturity date	64,243
Available for sale, fair value	64,243	11,080
Residential mortgage-backed securities
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	559,655
Available for sale, amortized cost	559,655	207,742
Fair Value
Without single maturity date	557,801
Available for sale, fair value	557,801	214,951
Commercial collateralized mortgage obligations
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	20,000
Available for sale, amortized cost	20,000
Fair Value
Without single maturity date	19,672
Available for sale, fair value	19,672
Residential collateralized mortgage obligations
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	196,691
Available for sale, amortized cost	196,691	193,865
Fair Value
Without single maturity date	193,740
Available for sale, fair value	193,740	195,343
Asset-backed securities
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	81,985
Available for sale, amortized cost	81,985	73,451
Fair Value
Without single maturity date	83,062
Available for sale, fair value	$ 83,062	$ 74,328

Securities - Securities Pledged

Securities - Securities Pledged as Collateral (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Carrying value of securities pledged to secure public deposits
Schedule of Held-to-maturity Securities [Line Items]
Securities pledged as collateral	$ 331,651	$ 289,537
Carrying value of securities pledged to repurchase agreements
Schedule of Held-to-maturity Securities [Line Items]
Securities pledged as collateral	$ 10,312	$ 10,982

Loans - Schedule of Loans (Deta

Loans - Schedule of Loans (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure [Line Items]
Loans held for sale	$ 80,387,000	$ 191,512,000
Total	5,231,331,000	5,707,762,000
Loans accounted for at fair value	0	17,011,000
Total LHFI	5,231,331,000	5,724,773,000
Allowance for credit loss	64,586,000	86,670,000	$ 37,520,000	$ 34,203,000
LHFI, net	5,166,745,000	5,638,103,000
Net deferred loan fees	9,600,000	13,700,000
Paycheck Protection Program
Loans and Leases Receivable Disclosure [Line Items]
Total	105,800,000	546,500,000
Net deferred loan fees	3,000,000	9,600,000
Real estate
Loans and Leases Receivable Disclosure [Line Items]
Total	3,133,334,000	2,787,908,000
Total LHFI	3,133,334,000	2,804,919,000
Real estate | Commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Total	1,693,512,000	1,370,928,000
Loans accounted for at fair value	0	17,000,000
Total LHFI	1,693,512,000	1,387,939,000
Allowance for credit loss	13,425,000	15,430,000	10,013,000	8,999,000
Real estate | Construction/land/land development
Loans and Leases Receivable Disclosure [Line Items]
Total	530,083,000	531,860,000
Total LHFI	530,083,000	531,860,000
Allowance for credit loss	4,011,000	8,191,000	3,711,000	3,331,000
Real estate | Residential real estate
Loans and Leases Receivable Disclosure [Line Items]
Total	909,739,000	885,120,000
Total LHFI	909,739,000	885,120,000
Allowance for credit loss	6,116,000	9,418,000	6,332,000	5,705,000
Commercial and industrial
Loans and Leases Receivable Disclosure [Line Items]
Total	1,454,235,000	1,817,862,000
Total LHFI	1,454,235,000	1,817,862,000
Allowance for credit loss	40,146,000	51,857,000	16,960,000	15,616,000
Mortgage warehouse lines of credit
Loans and Leases Receivable Disclosure [Line Items]
Total	627,078,000	1,084,001,000
Total LHFI	627,078,000	1,084,001,000
Allowance for credit loss	340,000	856,000	262,000	316,000
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total	16,684,000	17,991,000
Total LHFI	16,684,000	17,991,000
Allowance for credit loss	$ 548,000	$ 918,000	$ 242,000	$ 236,000

Loans - Narrative (Details)

Loans - Narrative (Details)	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment at fair value	$ 0	$ 17,011,000
Loans held for investment	5,231,331,000	5,707,762,000
Net deferred loan fees	9,600,000	13,700,000
Accrued interest	15,900,000	20,300,000
Increase (decrease) in reserve	(25,100,000)
Decrease in reserves due to qualitative factor changes across risk pools	19,600,000
Provision expense		39,800,000
Provision expense as a result of COVID-19		27,500,000
Provision expense as a result of COVID-19 due to effects of individually evaluated loans		$ 8,100,000
Number of significant loan write-offs | loan		4
Charge-off as a result of COVID-19		$ 6,600,000
Nonaccrual mortgage loans held for sale recorded at fair value	$ 1,800,000	$ 681,000
Number of loans that defaulted | loan	1	0	2
Nonperforming Financial Instruments
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross interest income that would have been recorded	$ 1,900,000	$ 1,500,000	$ 1,500,000
Interest income	0	0	0
Outstanding principal balance	9,000		$ 117,000
Paycheck Protection Program
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment	105,800,000	546,500,000
Net deferred loan fees	3,000,000	9,600,000
Debt instrument forgiveness	648,400,000
Real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment	3,133,334,000	2,787,908,000
Real estate | Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment at fair value	0	17,000,000
Loans held for investment	1,693,512,000	1,370,928,000
Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment	$ 1,454,235,000	$ 1,817,862,000

Loans - Loans by Credit Quality

Loans - Loans by Credit Quality Indicator (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 5,231,331,000	$ 5,707,762,000
Charge-offs	12,234,000	12,394,000	$ 10,131,000
Total, Current period gross recoveries	948,000	1,268,000	4,241,000
Loans at fair value	0	17,011,000
Real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total	3,133,334,000	2,787,908,000
Real estate | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	558,263,000	396,947,000
Year two	369,753,000	292,185,000
Year three	278,817,000	321,165,000
Year four	247,391,000	181,722,000
Year five	127,435,000	47,608,000
Prior	88,786,000	109,743,000
Revolving Loans Amortized Cost Basis	23,067,000	21,558,000
Total	1,693,512,000	1,370,928,000
2021, Current period gross charge-offs	0
2020, Current period gross charge-offs	0	0
2019, Current period gross charge-offs	0	0
2018, Current period gross charge-offs	120,000	0
2017, Current period gross charge-offs	24,000	3,622,000
2016, Current period gross charge-offs		199,000
Prior, Current period gross charge-offs	26,000	1,103,000
Revolving Loans Amortized Cost Basis, Current period gross charge-offs	0	0
Charge-offs	170,000	4,924,000	1,420,000
2021, Current period gross recoveries	0
2020, Current period gross recoveries	0	0
2019, Current period gross recoveries	0	0
2018, Current period gross recoveries	48,000	0
2017, Current period gross recoveries	3,000	0
2016, Current period gross recoveries		0
Prior, Current period gross recoveries	14,000	19,000
Revolving Loans Amortized Cost Basis, Current period gross recoveries	0	0
Total, Current period gross recoveries	65,000	19,000	341,000
2021, Current period net charge-offs (recoveries)	0
2020, Current period net charge-offs (recoveries)	0	0
2019, Current period net charge-offs (recoveries)	0	0
2018, Current period net charge-offs (recoveries)	72,000	0
2017, Current period net charge-offs (recoveries)	21,000	3,622,000
2016, Current period net charge-offs (recoveries)		199,000
Prior, Current period net charge-offs (recoveries)	12,000	1,084,000
Revolving Loans Amortized Cost Basis, Current period net charge-offs (recoveries)	0	0
Total, Current period net charge-offs (recoveries)	105,000	4,905,000
Loans at fair value	0	17,000,000
Real estate | Commercial real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	556,218,000	393,317,000
Year two	369,128,000	290,394,000
Year three	278,045,000	312,051,000
Year four	236,543,000	154,445,000
Year five	111,308,000	46,132,000
Prior	86,498,000	106,994,000
Revolving Loans Amortized Cost Basis	22,904,000	18,419,000
Total	1,660,644,000	1,321,752,000
Real estate | Commercial real estate | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	824,000
Year two	0	113,000
Year three	0	2,410,000
Year four	8,392,000	20,691,000
Year five	15,828,000	0
Prior	0	1,656,000
Revolving Loans Amortized Cost Basis	0	2,145,000
Total	24,220,000	27,839,000
Real estate | Commercial real estate | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	2,045,000	2,806,000
Year two	625,000	1,678,000
Year three	772,000	6,704,000
Year four	2,456,000	6,586,000
Year five	299,000	1,476,000
Prior	2,288,000	1,093,000
Revolving Loans Amortized Cost Basis	163,000	994,000
Total	8,648,000	21,337,000
Real estate | Construction/land/land development
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	256,655,000	189,634,000
Year two	102,756,000	162,513,000
Year three	93,840,000	138,861,000
Year four	33,805,000	15,417,000
Year five	6,583,000	1,955,000
Prior	553,000	1,325,000
Revolving Loans Amortized Cost Basis	35,891,000	22,155,000
Total	530,083,000	531,860,000
2021, Current period gross charge-offs	0
2020, Current period gross charge-offs	0	0
2019, Current period gross charge-offs	0	0
2018, Current period gross charge-offs	0	0
2017, Current period gross charge-offs	0	0
2016, Current period gross charge-offs		0
Prior, Current period gross charge-offs	0	0
Revolving Loans Amortized Cost Basis, Current period gross charge-offs	0	0
Charge-offs	0	0	38,000
2021, Current period gross recoveries	0
2020, Current period gross recoveries	0	0
2019, Current period gross recoveries	0	0
2018, Current period gross recoveries	0	0
2017, Current period gross recoveries	0	0
2016, Current period gross recoveries		0
Prior, Current period gross recoveries	0	1,000
Revolving Loans Amortized Cost Basis, Current period gross recoveries	0	0
Total, Current period gross recoveries	0	1,000	40,000
2021, Current period net charge-offs (recoveries)	0
2020, Current period net charge-offs (recoveries)	0	0
2019, Current period net charge-offs (recoveries)	0	0
2018, Current period net charge-offs (recoveries)	0	0
2017, Current period net charge-offs (recoveries)	0	0
2016, Current period net charge-offs (recoveries)		0
Prior, Current period net charge-offs (recoveries)	0	(1,000)
Revolving Loans Amortized Cost Basis, Current period net charge-offs (recoveries)	0	0
Total, Current period net charge-offs (recoveries)	0	(1,000)
Real estate | Construction/land/land development | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	256,212,000	189,311,000
Year two	102,459,000	150,281,000
Year three	85,442,000	138,000,000
Year four	32,128,000	12,907,000
Year five	5,422,000	1,812,000
Prior	553,000	1,157,000
Revolving Loans Amortized Cost Basis	30,729,000	18,892,000
Total	512,945,000	512,360,000
Real estate | Construction/land/land development | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	323,000
Year two	0	10,421,000
Year three	8,126,000	135,000
Year four	0	1,003,000
Year five	1,003,000	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Total	9,129,000	11,882,000
Real estate | Construction/land/land development | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	443,000	0
Year two	297,000	1,811,000
Year three	272,000	726,000
Year four	1,677,000	1,507,000
Year five	158,000	143,000
Prior	0	168,000
Revolving Loans Amortized Cost Basis	5,162,000	3,263,000
Total	8,009,000	7,618,000
Real estate | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	315,296,000	369,697,000
Year two	252,480,000	145,771,000
Year three	111,957,000	106,461,000
Year four	55,784,000	104,658,000
Year five	47,338,000	52,153,000
Prior	66,296,000	52,430,000
Revolving Loans Amortized Cost Basis	60,588,000	53,950,000
Total	909,739,000	885,120,000
2021, Current period gross charge-offs	0
2020, Current period gross charge-offs	7,000	94,000
2019, Current period gross charge-offs	61,000	271,000
2018, Current period gross charge-offs	0	0
2017, Current period gross charge-offs	0	283,000
2016, Current period gross charge-offs		0
Prior, Current period gross charge-offs	10,000	44,000
Revolving Loans Amortized Cost Basis, Current period gross charge-offs	0	0
Charge-offs	78,000	692,000	265,000
2021, Current period gross recoveries	0
2020, Current period gross recoveries	21,000	0
2019, Current period gross recoveries	19,000	0
2018, Current period gross recoveries	0	0
2017, Current period gross recoveries	25,000	0
2016, Current period gross recoveries		0
Prior, Current period gross recoveries	52,000	202,000
Revolving Loans Amortized Cost Basis, Current period gross recoveries	0	0
Total, Current period gross recoveries	117,000	202,000	185,000
2021, Current period net charge-offs (recoveries)	0
2020, Current period net charge-offs (recoveries)	(14,000)	94,000
2019, Current period net charge-offs (recoveries)	42,000	271,000
2018, Current period net charge-offs (recoveries)	0	0
2017, Current period net charge-offs (recoveries)	(25,000)	283,000
2016, Current period net charge-offs (recoveries)		0
Prior, Current period net charge-offs (recoveries)	(42,000)	(158,000)
Revolving Loans Amortized Cost Basis, Current period net charge-offs (recoveries)	0	0
Total, Current period net charge-offs (recoveries)	(39,000)	490,000
Real estate | Residential real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	313,898,000	367,652,000
Year two	252,115,000	143,368,000
Year three	109,564,000	103,450,000
Year four	52,515,000	102,272,000
Year five	45,042,000	41,522,000
Prior	59,690,000	50,094,000
Revolving Loans Amortized Cost Basis	60,342,000	53,854,000
Total	893,166,000	862,212,000
Real estate | Residential real estate | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	188,000
Year two	174,000	0
Year three	0	29,000
Year four	421,000	1,875,000
Year five	477,000	9,287,000
Prior	0	803,000
Revolving Loans Amortized Cost Basis	0	0
Total	1,072,000	12,182,000
Real estate | Residential real estate | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	1,398,000	1,857,000
Year two	191,000	2,403,000
Year three	2,393,000	2,982,000
Year four	2,848,000	511,000
Year five	1,819,000	1,344,000
Prior	6,606,000	1,533,000
Revolving Loans Amortized Cost Basis	246,000	96,000
Total	15,501,000	10,726,000
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	463,014,000	862,076,000
Year two	167,247,000	168,031,000
Year three	96,466,000	142,389,000
Year four	70,159,000	35,286,000
Year five	18,591,000	15,877,000
Prior	27,022,000	48,514,000
Revolving Loans Amortized Cost Basis	611,736,000	545,689,000
Total	1,454,235,000	1,817,862,000
2021, Current period gross charge-offs	9,000
2020, Current period gross charge-offs	1,172,000	189,000
2019, Current period gross charge-offs	54,000	204,000
2018, Current period gross charge-offs	5,000	87,000
2017, Current period gross charge-offs	1,467,000	121,000
2016, Current period gross charge-offs		3,228,000
Prior, Current period gross charge-offs	6,354,000	469,000
Revolving Loans Amortized Cost Basis, Current period gross charge-offs	2,862,000	2,404,000
Charge-offs	11,923,000	6,702,000	8,231,000
2021, Current period gross recoveries	0
2020, Current period gross recoveries	18,000	0
2019, Current period gross recoveries	51,000	42,000
2018, Current period gross recoveries	3,000	20,000
2017, Current period gross recoveries	102,000	81,000
2016, Current period gross recoveries		185,000
Prior, Current period gross recoveries	204,000	112,000
Revolving Loans Amortized Cost Basis, Current period gross recoveries	339,000	582,000
Total, Current period gross recoveries	717,000	1,022,000	3,627,000
2021, Current period net charge-offs (recoveries)	9,000
2020, Current period net charge-offs (recoveries)	1,154,000	189,000
2019, Current period net charge-offs (recoveries)	3,000	162,000
2018, Current period net charge-offs (recoveries)	2,000	67,000
2017, Current period net charge-offs (recoveries)	1,365,000	40,000
2016, Current period net charge-offs (recoveries)		3,043,000
Prior, Current period net charge-offs (recoveries)	6,150,000	357,000
Revolving Loans Amortized Cost Basis, Current period net charge-offs (recoveries)	2,523,000	1,822,000
Total, Current period net charge-offs (recoveries)	11,206,000	5,680,000
Commercial and industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	448,377,000	851,780,000
Year two	164,910,000	153,722,000
Year three	93,488,000	110,092,000
Year four	64,791,000	29,413,000
Year five	14,742,000	9,927,000
Prior	24,014,000	26,964,000
Revolving Loans Amortized Cost Basis	599,144,000	511,220,000
Total	1,409,466,000	1,693,118,000
Commercial and industrial | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	259,000	4,860,000
Year two	2,170,000	2,059,000
Year three	0	26,438,000
Year four	1,519,000	423,000
Year five	0	0
Prior	0	14,843,000
Revolving Loans Amortized Cost Basis	3,752,000	8,077,000
Total	7,700,000	56,700,000
Commercial and industrial | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	14,378,000	5,436,000
Year two	167,000	12,250,000
Year three	2,978,000	5,859,000
Year four	3,849,000	5,450,000
Year five	3,849,000	5,950,000
Prior	3,008,000	6,707,000
Revolving Loans Amortized Cost Basis	8,840,000	26,392,000
Total	37,069,000	68,044,000
Mortgage warehouse lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Total	627,078,000	1,084,001,000
2021, Current period gross charge-offs	0
2020, Current period gross charge-offs	0	0
2019, Current period gross charge-offs	0	0
2018, Current period gross charge-offs	0	0
2017, Current period gross charge-offs	0	0
2016, Current period gross charge-offs		0
Prior, Current period gross charge-offs	0	0
Revolving Loans Amortized Cost Basis, Current period gross charge-offs	0	0
Charge-offs	0	0	29,000
2021, Current period gross recoveries	0
2020, Current period gross recoveries	0	0
2019, Current period gross recoveries	0	0
2018, Current period gross recoveries	0	0
2017, Current period gross recoveries	0	0
2016, Current period gross recoveries		0
Prior, Current period gross recoveries	0	0
Revolving Loans Amortized Cost Basis, Current period gross recoveries	0	0
Total, Current period gross recoveries	0	0	0
2021, Current period net charge-offs (recoveries)	0
2020, Current period net charge-offs (recoveries)	0	0
2019, Current period net charge-offs (recoveries)	0	0
2018, Current period net charge-offs (recoveries)	0	0
2017, Current period net charge-offs (recoveries)	0	0
2016, Current period net charge-offs (recoveries)		0
Prior, Current period net charge-offs (recoveries)	0	0
Revolving Loans Amortized Cost Basis, Current period net charge-offs (recoveries)	0	0
Total, Current period net charge-offs (recoveries)	0	0
Mortgage warehouse lines of credit | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	627,078,000	1,084,001,000
Total	627,078,000	1,084,001,000
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	7,002,000	6,730,000
Year two	2,190,000	3,326,000
Year three	1,468,000	1,578,000
Year four	443,000	203,000
Year five	55,000	122,000
Prior	68,000	84,000
Revolving Loans Amortized Cost Basis	5,458,000	5,948,000
Total	16,684,000	17,991,000
2021, Current period gross charge-offs	0
2020, Current period gross charge-offs	5,000	0
2019, Current period gross charge-offs	29,000	39,000
2018, Current period gross charge-offs	2,000	23,000
2017, Current period gross charge-offs	0	8,000
2016, Current period gross charge-offs		0
Prior, Current period gross charge-offs	9,000	4,000
Revolving Loans Amortized Cost Basis, Current period gross charge-offs	18,000	2,000
Charge-offs	63,000	76,000	148,000
2021, Current period gross recoveries	0
2020, Current period gross recoveries	0	0
2019, Current period gross recoveries	20,000	0
2018, Current period gross recoveries	7,000	1,000
2017, Current period gross recoveries	1,000	7,000
2016, Current period gross recoveries		5,000
Prior, Current period gross recoveries	17,000	7,000
Revolving Loans Amortized Cost Basis, Current period gross recoveries	4,000	4,000
Total, Current period gross recoveries	49,000	24,000	$ 48,000
2021, Current period net charge-offs (recoveries)	0
2020, Current period net charge-offs (recoveries)	5,000	0
2019, Current period net charge-offs (recoveries)	9,000	39,000
2018, Current period net charge-offs (recoveries)	(5,000)	22,000
2017, Current period net charge-offs (recoveries)	(1,000)	1,000
2016, Current period net charge-offs (recoveries)		(5,000)
Prior, Current period net charge-offs (recoveries)	(8,000)	(3,000)
Revolving Loans Amortized Cost Basis, Current period net charge-offs (recoveries)	14,000	(2,000)
Total, Current period net charge-offs (recoveries)	14,000	52,000
Consumer | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	6,976,000	6,702,000
Year two	2,169,000	3,318,000
Year three	1,467,000	1,578,000
Year four	443,000	203,000
Year five	55,000	116,000
Prior	67,000	83,000
Revolving Loans Amortized Cost Basis	5,407,000	5,935,000
Total	16,584,000	17,935,000
Consumer | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	26,000	28,000
Year two	21,000	8,000
Year three	1,000	0
Year four	0	0
Year five	0	6,000
Prior	1,000	1,000
Revolving Loans Amortized Cost Basis	51,000	13,000
Total	$ 100,000	$ 56,000

Loans - Loan Portfolio Aging An

Loans - Loan Portfolio Aging Analysis (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	$ 5,231,331,000	$ 5,724,773,000
Accruing Loans 90 or More Days Past Due	0	0
Loans at fair value	0	17,011,000
Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	25,615,000	25,763,000
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,434,000	6,031,000
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,653,000	1,241,000
Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	21,528,000	18,491,000
Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	5,205,716,000	5,699,010,000
Real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	3,133,334,000	2,804,919,000
Accruing Loans 90 or More Days Past Due	0	0
Real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	13,328,000	11,214,000
Real estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,267,000	5,215,000
Real estate | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	481,000	135,000
Real estate | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	10,580,000	5,864,000
Real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	3,120,006,000	2,793,705,000
Real estate | Commercial real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,693,512,000	1,387,939,000
Accruing Loans 90 or More Days Past Due	0	0
Loans at fair value	0	17,000,000
Real estate | Commercial real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	219,000	4,244,000
Real estate | Commercial real estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	22,000	1,072,000
Real estate | Commercial real estate | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Real estate | Commercial real estate | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	197,000	3,172,000
Real estate | Commercial real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,693,293,000	1,383,695,000
Real estate | Construction/land/land development
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	530,083,000	531,860,000
Accruing Loans 90 or More Days Past Due	0	0
Real estate | Construction/land/land development | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	181,000	2,698,000
Real estate | Construction/land/land development | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	369,000
Real estate | Construction/land/land development | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	129,000	1,000
Real estate | Construction/land/land development | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	52,000	2,328,000
Real estate | Construction/land/land development | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	529,902,000	529,162,000
Real estate | Residential real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	909,739,000	885,120,000
Accruing Loans 90 or More Days Past Due	0	0
Real estate | Residential real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	12,928,000	4,272,000
Real estate | Residential real estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,245,000	3,774,000
Real estate | Residential real estate | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	352,000	134,000
Real estate | Residential real estate | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	10,331,000	364,000
Real estate | Residential real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	896,811,000	880,848,000
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,454,235,000	1,817,862,000
Accruing Loans 90 or More Days Past Due	0	0
Commercial and industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	12,176,000	14,425,000
Commercial and industrial | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	77,000	703,000
Commercial and industrial | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,172,000	1,097,000
Commercial and industrial | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	10,927,000	12,625,000
Commercial and industrial | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,442,059,000	1,803,437,000
Mortgage warehouse lines of credit
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	627,078,000	1,084,001,000
Accruing Loans 90 or More Days Past Due	0	0
Mortgage warehouse lines of credit | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	627,078,000	1,084,001,000
Consumer
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	16,684,000	17,991,000
Accruing Loans 90 or More Days Past Due	0	0
Consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	111,000	124,000
Consumer | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	90,000	113,000
Consumer | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	9,000
Consumer | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	21,000	2,000
Consumer | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	$ 16,573,000	$ 17,867,000

Loans - Allowance for Loan Loss

Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 86,670	$ 37,520	$ 34,203
Impact of Adopting ASC 326	64,586	86,670	37,520
Charge-offs	12,234	12,394	10,131
Recoveries	948	1,268	4,241
Provision	(10,798)	59,028	9,207
Ending Balance	64,586	86,670	37,520
Average Balance	$ 5,343,976	$ 4,950,545	$ 3,972,861
Net Charge-offs to Loan Average Balance	0.21%	0.22%	0.15%
Provision (benefit) for credit losses	$ (10,800)	$ 59,900	$ 9,600
Provision (release) for off-balance sheet commitments	68	902	361
Credit loss expense (benefit)	101	30
Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance		1,248
Impact of Adopting ASC 326			1,248
Ending Balance			1,248
Real estate | Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	15,430	10,013	8,999
Impact of Adopting ASC 326	13,425	15,430	10,013
Charge-offs	170	4,924	1,420
Recoveries	65	19	341
Provision	(1,900)	15,374	2,093
Ending Balance	13,425	15,430	10,013
Average Balance	$ 1,501,890	$ 1,322,477	$ 1,247,941
Net Charge-offs to Loan Average Balance	0.01%	0.37%	0.09%
Real estate | Commercial real estate | Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance		$ (5,052)
Impact of Adopting ASC 326			$ (5,052)
Ending Balance			(5,052)
Real estate | Construction/land/land development
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 8,191	3,711	3,331
Impact of Adopting ASC 326	4,011	8,191	3,711
Charge-offs	0	0	38
Recoveries	0	1	40
Provision	(4,180)	3,338	378
Ending Balance	4,011	8,191	3,711
Average Balance	$ 528,618	$ 554,038	$ 505,795
Net Charge-offs to Loan Average Balance	0.00%	0.00%	0.00%
Real estate | Construction/land/land development | Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance		$ 1,141
Impact of Adopting ASC 326			$ 1,141
Ending Balance			1,141
Real estate | Residential real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 9,418	6,332	5,705
Impact of Adopting ASC 326	6,116	9,418	6,332
Charge-offs	78	692	265
Recoveries	117	202	185
Provision	(3,341)	6,102	707
Ending Balance	6,116	9,418	6,332
Average Balance	$ 916,039	$ 769,838	$ 661,581
Net Charge-offs to Loan Average Balance	0.00%	0.06%	0.01%
Real estate | Residential real estate | Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance		$ (2,526)
Impact of Adopting ASC 326			$ (2,526)
Ending Balance			(2,526)
Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 51,857	16,960	15,616
Impact of Adopting ASC 326	40,146	51,857	16,960
Charge-offs	11,923	6,702	8,231
Recoveries	717	1,022	3,627
Provision	(505)	33,281	5,948
Ending Balance	40,146	51,857	16,960
Average Balance	$ 1,627,077	$ 1,710,648	$ 1,324,002
Net Charge-offs to Loan Average Balance	0.69%	0.33%	0.35%
Commercial and industrial | Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance		$ 7,296
Impact of Adopting ASC 326			$ 7,296
Ending Balance			7,296
Mortgage warehouse lines of credit
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 856	262	316
Impact of Adopting ASC 326	340	856	262
Charge-offs	0	0	29
Recoveries	0	0	0
Provision	(516)	565	(25)
Ending Balance	340	856	262
Average Balance	$ 753,588	$ 574,837	$ 212,733
Net Charge-offs to Loan Average Balance	0.00%	0.00%	0.01%
Mortgage warehouse lines of credit | Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance		$ 29
Impact of Adopting ASC 326			$ 29
Ending Balance			29
Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 918	242	236
Impact of Adopting ASC 326	548	918	242
Charge-offs	63	76	148
Recoveries	49	24	48
Provision	(356)	368	106
Ending Balance	548	918	242
Average Balance	$ 16,764	$ 18,707	$ 20,809
Net Charge-offs to Loan Average Balance	0.08%	0.28%	0.48%
Consumer | Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance		$ 360
Impact of Adopting ASC 326			$ 360
Ending Balance			$ 360

Loans - Recorded Investment in

Loans - Recorded Investment in Loans and Allowance for Credit Losses by Loss Estimation Methodology (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 5,231,331,000	$ 5,707,762,000
Loans, allowance for credit losses	64,586,000	86,670,000	$ 37,520,000	$ 34,203,000
Loans at fair value	0	17,011,000
Probability of Default
Financing Receivable, Allowance for Credit Loss [Line Items]
Collectively evaluated, probability of default	5,204,478,000	5,679,234,000
Loan balance collectively evaluated	53,311,000	78,429,000
Fair Value of Collateral
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	16,865,000	10,955,000
Loan balance individually evaluated	6,701,000	2,360,000
Discounted Cash Flow
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	9,988,000	17,573,000
Loan balance individually evaluated	4,574,000	5,881,000
Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	3,133,334,000	2,787,908,000
Real estate | Commercial real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	1,693,512,000	1,370,928,000
Loans, allowance for credit losses	13,425,000	15,430,000	10,013,000	8,999,000
Loans at fair value	0	17,000,000
Real estate | Commercial real estate | Probability of Default
Financing Receivable, Allowance for Credit Loss [Line Items]
Collectively evaluated, probability of default	1,691,269,000	1,365,284,000
Loan balance collectively evaluated	13,416,000	14,896,000
Real estate | Commercial real estate | Fair Value of Collateral
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	166,000	3,173,000
Loan balance individually evaluated	0	525,000
Real estate | Commercial real estate | Discounted Cash Flow
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	2,077,000	2,471,000
Loan balance individually evaluated	9,000	9,000
Real estate | Construction/land/land development
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	530,083,000	531,860,000
Loans, allowance for credit losses	4,011,000	8,191,000	3,711,000	3,331,000
Real estate | Construction/land/land development | Probability of Default
Financing Receivable, Allowance for Credit Loss [Line Items]
Collectively evaluated, probability of default	529,789,000	528,894,000
Loan balance collectively evaluated	3,997,000	8,062,000
Real estate | Construction/land/land development | Fair Value of Collateral
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	0	2,621,000
Loan balance individually evaluated	0	128,000
Real estate | Construction/land/land development | Discounted Cash Flow
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	294,000	345,000
Loan balance individually evaluated	14,000	1,000
Real estate | Residential real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	909,739,000	885,120,000
Loans, allowance for credit losses	6,116,000	9,418,000	6,332,000	5,705,000
Real estate | Residential real estate | Probability of Default
Financing Receivable, Allowance for Credit Loss [Line Items]
Collectively evaluated, probability of default	898,456,000	879,015,000
Loan balance collectively evaluated	5,017,000	8,983,000
Real estate | Residential real estate | Fair Value of Collateral
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	8,150,000	2,009,000
Loan balance individually evaluated	19,000	0
Real estate | Residential real estate | Discounted Cash Flow
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	3,133,000	4,096,000
Loan balance individually evaluated	1,080,000	435,000
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	1,454,235,000	1,817,862,000
Loans, allowance for credit losses	40,146,000	51,857,000	16,960,000	15,616,000
Commercial and industrial | Probability of Default
Financing Receivable, Allowance for Credit Loss [Line Items]
Collectively evaluated, probability of default	1,441,204,000	1,804,049,000
Loan balance collectively evaluated	29,995,000	44,714,000
Commercial and industrial | Fair Value of Collateral
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	8,547,000	3,152,000
Loan balance individually evaluated	6,680,000	1,707,000
Commercial and industrial | Discounted Cash Flow
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	4,484,000	10,661,000
Loan balance individually evaluated	3,471,000	5,436,000
Mortgage warehouse lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	627,078,000	1,084,001,000
Loans, allowance for credit losses	340,000	856,000	262,000	316,000
Mortgage warehouse lines of credit | Probability of Default
Financing Receivable, Allowance for Credit Loss [Line Items]
Collectively evaluated, probability of default	627,078,000	1,084,001,000
Loan balance collectively evaluated	340,000	856,000
Mortgage warehouse lines of credit | Fair Value of Collateral
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	0	0
Loan balance individually evaluated	0	0
Mortgage warehouse lines of credit | Discounted Cash Flow
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	0	0
Loan balance individually evaluated	0	0
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	16,684,000	17,991,000
Loans, allowance for credit losses	548,000	918,000	$ 242,000	$ 236,000
Consumer | Probability of Default
Financing Receivable, Allowance for Credit Loss [Line Items]
Collectively evaluated, probability of default	16,682,000	17,991,000
Loan balance collectively evaluated	546,000	918,000
Consumer | Fair Value of Collateral
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	2,000	0
Loan balance individually evaluated	2,000	0
Consumer | Discounted Cash Flow
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan balance individually evaluated	0	0
Loan balance individually evaluated	$ 0	$ 0

Loans - Non Performing (Nonaccr

Loans - Non Performing (Nonaccrual) Loans Held For Investment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	$ 8,247	$ 4,890
Nonaccrual	24,903	26,149
Real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	8,189	4,808
Nonaccrual	12,497	13,196
Real estate | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	453	1,053
Nonaccrual	512	3,704
Real estate | Construction/land/land development
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	52	1,319
Nonaccrual	338	2,962
Real estate | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	7,684	2,436
Nonaccrual	11,647	6,530
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	58	82
Nonaccrual	12,306	12,897
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	0	0
Nonaccrual	$ 100	$ 56

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans classified as troubled debt restructurings	$ 6,827	$ 8,985
Nonaccrual TDRs
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans classified as troubled debt restructurings	4,064	5,671
Performing TDRs
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans classified as troubled debt restructurings	$ 2,763	$ 3,314

Loans - Pre-Modification Balanc

Loans - Pre-Modification Balances of TDR (Details) - Nonperforming Financial Instruments $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans Restructured | loan	2	13	9
Pre-Modification Recorded Balance	$ 131	$ 3,127	$ 4,202
Total Modifications	$ 126	$ 2,943	$ 3,614
Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans Restructured | loan		7	3
Pre-Modification Recorded Balance		$ 2,908	$ 2,877
Total Modifications		$ 2,748	$ 2,753
Real estate | Construction/land/land development
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans Restructured | loan			1
Pre-Modification Recorded Balance			$ 361
Total Modifications			$ 343
Real estate | Commercial real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans Restructured | loan		2
Pre-Modification Recorded Balance		$ 1,696
Total Modifications		$ 1,694
Real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans Restructured | loan	1	5	2
Pre-Modification Recorded Balance	$ 31	$ 1,212	$ 2,516
Total Modifications	$ 26	$ 1,054	$ 2,410
Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans Restructured | loan	1	5	5
Pre-Modification Recorded Balance	$ 100	$ 217	$ 1,314
Total Modifications	100	$ 193	$ 852
Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans Restructured | loan		1	1
Pre-Modification Recorded Balance		$ 2	$ 11
Total Modifications		2	9
Term Concessions
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	126	1,887	861
Term Concessions | Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		1,694	0
Term Concessions | Real estate | Construction/land/land development
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications			0
Term Concessions | Real estate | Commercial real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		1,694
Term Concessions | Real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	26	0	0
Term Concessions | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	100	193	852
Term Concessions | Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		0	9
Interest Rate Concessions
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	0	177	0
Interest Rate Concessions | Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		177	0
Interest Rate Concessions | Real estate | Construction/land/land development
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications			0
Interest Rate Concessions | Real estate | Commercial real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		0
Interest Rate Concessions | Real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	0	177	0
Interest Rate Concessions | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	0	0	0
Interest Rate Concessions | Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		0	0
Combination of Term and Rate Concessions
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	0	879	2,753
Combination of Term and Rate Concessions | Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		877	2,753
Combination of Term and Rate Concessions | Real estate | Construction/land/land development
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications			343
Combination of Term and Rate Concessions | Real estate | Commercial real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		0
Combination of Term and Rate Concessions | Real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	0	877	2,410
Combination of Term and Rate Concessions | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications	$ 0	0	0
Combination of Term and Rate Concessions | Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total Modifications		$ 2	$ 0

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Fair Value of Assets and Liabilities Recorded on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 1,504,728	$ 1,004,674
Securities carried at fair value through income	7,497	11,554
Loans held for sale	37,032	136,026
Loans at fair value	0	17,011
Mortgage servicing rights	16,220	13,660	$ 20,697	$ 25,114
State and municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	405,818	442,185
Securities carried at fair value through income	7,497	11,554
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	82,734	65,938
Commercial mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	64,243	11,080
Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	557,801	214,951
Commercial collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,672
Residential collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	193,740	195,343
Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	83,062	74,328
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,504,728	1,004,674
Securities carried at fair value through income	7,497	11,554
Loans held for sale	37,032	136,026
Loans at fair value		17,011
Mortgage servicing rights	16,220	13,660
Other assets - derivatives	11,459	23,694
Total recurring fair value measurements - assets	1,576,936	1,206,619
Other liabilities - derivatives	(11,494)	(23,020)
Total recurring fair value measurements - liabilities	(11,494)	(23,020)
Fair Value, Measurements, Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	92,245	0
Securities carried at fair value through income	0	0
Loans held for sale	0	0
Loans at fair value		0
Mortgage servicing rights	0	0
Other assets - derivatives	0	0
Total recurring fair value measurements - assets	92,245	0
Other liabilities - derivatives	0	0
Total recurring fair value measurements - liabilities	0	0
Fair Value, Measurements, Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,371,022	960,609
Securities carried at fair value through income	0	0
Loans held for sale	37,032	136,026
Loans at fair value		0
Mortgage servicing rights	0	0
Other assets - derivatives	11,459	23,694
Total recurring fair value measurements - assets	1,419,513	1,120,329
Other liabilities - derivatives	(11,494)	(23,020)
Total recurring fair value measurements - liabilities	(11,494)	(23,020)
Fair Value, Measurements, Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	41,461	44,065
Securities carried at fair value through income	7,497	11,554
Loans held for sale	0	0
Loans at fair value		17,011
Mortgage servicing rights	16,220	13,660
Other assets - derivatives	0	0
Total recurring fair value measurements - assets	65,178	86,290
Other liabilities - derivatives	0	0
Total recurring fair value measurements - liabilities	0	0
Fair Value, Measurements, Recurring | State and municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	405,818	442,185
Fair Value, Measurements, Recurring | State and municipal securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | State and municipal securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	364,357	398,120
Fair Value, Measurements, Recurring | State and municipal securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	41,461	44,065
Fair Value, Measurements, Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	82,734	65,938
Fair Value, Measurements, Recurring | Corporate bonds | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Corporate bonds | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	82,734	65,938
Fair Value, Measurements, Recurring | Corporate bonds | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | U.S. treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	92,245
Fair Value, Measurements, Recurring | U.S. treasury securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	92,245
Fair Value, Measurements, Recurring | U.S. treasury securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0
Fair Value, Measurements, Recurring | U.S. treasury securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0
Fair Value, Measurements, Recurring | U.S. government agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,413	849
Fair Value, Measurements, Recurring | U.S. government agency securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | U.S. government agency securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,413	849
Fair Value, Measurements, Recurring | U.S. government agency securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Commercial mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	64,243	11,080
Fair Value, Measurements, Recurring | Commercial mortgage-backed securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Commercial mortgage-backed securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	64,243	11,080
Fair Value, Measurements, Recurring | Commercial mortgage-backed securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	557,801	214,951
Fair Value, Measurements, Recurring | Residential mortgage-backed securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Residential mortgage-backed securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	557,801	214,951
Fair Value, Measurements, Recurring | Residential mortgage-backed securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Commercial collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,672
Fair Value, Measurements, Recurring | Commercial collateralized mortgage obligations | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0
Fair Value, Measurements, Recurring | Commercial collateralized mortgage obligations | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,672
Fair Value, Measurements, Recurring | Commercial collateralized mortgage obligations | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0
Fair Value, Measurements, Recurring | Residential collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	193,740	195,343
Fair Value, Measurements, Recurring | Residential collateralized mortgage obligations | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Residential collateralized mortgage obligations | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	193,740	195,343
Fair Value, Measurements, Recurring | Residential collateralized mortgage obligations | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	83,062	74,328
Fair Value, Measurements, Recurring | Asset-backed securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring | Asset-backed securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	83,062	74,328
Fair Value, Measurements, Recurring | Asset-backed securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans at Fair Value
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	$ 17,011	$ 17,670
Gain loss recognized in AOCI	0	0
Purchases, issuances, sales and settlements:
Originations	0	0
Purchases	0	0
Sales	0	0
Settlements	(16,760)	(606)
Balance at end of period	0	17,011
Loans at Fair Value | Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Loans at Fair Value | Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	(251)	(53)
MSRs
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	13,660	20,697
Gain loss recognized in AOCI	0	0
Purchases, issuances, sales and settlements:
Originations	5,153	5,709
Purchases	0	0
Sales	0	0
Settlements	0	0
Balance at end of period	16,220	13,660
MSRs | Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	(2,593)	(12,746)
MSRs | Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities Available for Sale
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	44,065	38,173
Gain loss recognized in AOCI	(1,263)	1,575
Purchases, issuances, sales and settlements:
Originations	0	0
Purchases	1,000	6,478
Sales	0	(140)
Settlements	(2,341)	(2,021)
Balance at end of period	41,461	44,065
Securities Available for Sale | Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities Available for Sale | Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities at Fair Value Through Income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	11,554	11,513
Gain loss recognized in AOCI	0	0
Purchases, issuances, sales and settlements:
Originations	0	0
Purchases	0	0
Sales	0	0
Settlements	(3,243)	(452)
Balance at end of period	7,497	11,554
Securities at Fair Value Through Income | Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities at Fair Value Through Income | Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	$ (814)	$ 493

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Assumptions Used to Value Mortgage Servicing Rights (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Minimum
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	9.10%	11.82%
Discount rates	8.89%	7.83%
Maximum
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	36.51%	37.95%
Discount rates	10.39%	9.09%
Weighted Average
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	15.63%	22.08%
Discount rates	9.32%	8.27%

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Difference Between Fair Value and Unpaid Principal Balance (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	$ 44,529,000	$ 164,591,000
Aggregate Unpaid Principal Balance	43,447,000	157,333,000
Difference	1,082,000	7,258,000
Nonaccrual mortgage loans held for sale recorded at fair value	1,800,000	681,000
Loans for which the fair value had been elected that were designated as nonaccrual or past due 90 days or more	0	0
Loans held for sale
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	37,032,000	136,026,000
Aggregate Unpaid Principal Balance	36,072,000	129,955,000
Difference	960,000	6,071,000
Commercial real estate LHFI
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value		17,011,000
Aggregate Unpaid Principal Balance		16,760,000
Difference		251,000
Securities carried at fair value through income
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	7,497,000	11,554,000
Aggregate Unpaid Principal Balance	7,375,000	10,618,000
Difference	122,000	936,000
U.S. government agency securities
Fair Value, Option, Quantitative Disclosures [Line Items]
Loans, 90 days or more past due	$ 1,200,000	$ 473,000

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Changes in Fair Value of Assets Classified in the Income Statement (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Mortgage banking revenue (loans held for sale)
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	$ (5,111)	$ 5,131	$ 550
Other income
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	(1,065)	440	710
Other income | Loans at fair value held for investment
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	(251)	(53)	124
Other income | Securities carried at fair value through income
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	(814)	493	586
Noninterest income
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	$ (6,176)	$ 5,571	$ 1,260

Fair Value of Financial Instr_8

Fair Value of Financial Instruments - Narrative (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value option	$ 0	$ 0
Non-marketable equity securities held in other financial institutions	45,192,000	62,586,000
Impairment recorded on investments in equity securities that do not have readily determinable fair values	0
Liability to repurchase past due GNMA loans	43,400,000	55,500,000
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of impaired loans	4,800,000	12,300,000
Foreclosed assets	1,500,000	$ 1,600,000
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Residential real estate | Real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans in the process of foreclosure	$ 5,900,000
Minimum | Measurement Input, Credit Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Credit spread, securities at fair value through income	0.83%	0.83%
Credit spread, loans held-for-investment		2.90%
Maximum | Measurement Input, Credit Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Credit spread, securities at fair value through income	2.27%	2.27%
Credit spread, loans held-for-investment		4.13%

Fair Value of Financial Instr_9

Fair Value of Financial Instruments - Carrying Value and Estimated Fair Values of Financial Instruments Not Measured at Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held to maturity	$ 25,117	$ 41,205
Carrying Value | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	705,618	377,214
Carrying Value | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Non-marketable equity securities held in other financial institutions	45,192	62,586
Accrued interest and loan fees receivable	23,402	27,146
Deposits	6,570,693	5,751,315
FHLB advances and other borrowings	309,801	984,608
Subordinated indebtedness	157,417	157,181
Accrued interest payable	2,696	3,556
Carrying Value | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held to maturity	22,767	38,128
LHFI , net	5,166,745	5,621,092
Estimated Fair Value | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	705,618	377,214
Estimated Fair Value | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Non-marketable equity securities held in other financial institutions	45,192	62,586
Accrued interest and loan fees receivable	23,402	27,146
Deposits	6,572,215	5,756,312
FHLB advances and other borrowings	305,374	991,943
Subordinated indebtedness	156,629	156,395
Accrued interest payable	2,696	3,556
Estimated Fair Value | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held to maturity	25,117	41,205
LHFI , net	$ 5,133,257	$ 5,802,744

Premises and Equipment - Major

Premises and Equipment - Major Classifications of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 135,008	$ 131,564
Accumulated depreciation	(54,317)	(49,801)
Premises and equipment, net	80,691	81,763
Land, buildings and improvements
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	87,313	85,108
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	28,454	28,599
Leasehold improvements
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	17,864	16,715
Construction in process
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 1,377	$ 1,142

Premises and Equipment - Narrat

Premises and Equipment - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 6	$ 5.8	$ 5.4

Leases - Balance Sheet Details

Leases - Balance Sheet Details and Components of Lease Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Operating lease right of use assets (included in Accrued interest receivable and other assets)	$ 23,732	$ 21,667
Operating lease liabilities (included in Accrued expenses and other liabilities)	25,691	23,445
Finance lease liabilities (included in Accrued expenses and other liabilities)	$ 2,852	$ 3,148
Weighted average remaining lease term (years) - operating leases	9 years 5 months 19 days	9 years 2 months 19 days
Weighted average discount rate - operating leases	2.89%	3.44%
Lease expense:
Operating lease expense	$ 4,553	$ 4,680	$ 4,716
Other lease expense	369	265	245
Total lease expense	4,922	4,945	4,961
Right of use assets obtained in exchange for new operating lease liabilities	$ 5,776	$ 1,338	$ 1,256
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Accrued interest receivable and other assets	Accrued interest receivable and other assets
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Accrued expenses and other liabilities	Accrued expenses and other liabilities
Finance Lease, Liability, Statement of Financial Position [Extensible List]	Accrued expenses and other liabilities	Accrued expenses and other liabilities

Leases - Maturities of Operatin

Leases - Maturities of Operating Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Year 1	$ 5,035
Year 2	4,530
Year 3	3,336
Year 4	2,666
Year 5	2,385
Year 6 and thereafter	11,820
Total lease payments	29,772
Less: Imputed interest	4,081
Total lease obligations	$ 25,691	$ 23,445

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Related to Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Cash paid for operating leases	$ 4,890	$ 4,791

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Business Acquisition [Line Items]
Goodwill	$ 34,368	$ 26,741
Intangible asset amortization	844	$ 1,060	$ 1,321
Lincoln Agency and Pulley - White Insurance Agency
Business Acquisition [Line Items]
Goodwill	7,627
Intangible assets acquired	$ 14,100

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Components of Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Goodwill
Gross and Net	$ 34,368	$ 26,741
Finite-Lived Intangible Assets, Net [Abstract]
Gross	57,185
Accumulated Amortization	(5,855)	(5,281)
Net	16,962
Intangible Assets, Net (Including Goodwill) [Abstract]
Gross		35,761
Accumulated Amortization	(5,855)	(5,281)
Net	51,330	30,480
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross	1,260	1,260
Accumulated Amortization	(1,248)	(1,192)
Net	12	68
Intangible Assets, Net (Including Goodwill) [Abstract]
Accumulated Amortization	(1,248)	(1,192)
Relationship based intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross	19,650	7,304
Accumulated Amortization	(4,421)	(3,648)
Net	15,229	3,656
Intangible Assets, Net (Including Goodwill) [Abstract]
Accumulated Amortization	(4,421)	(3,648)
Tradename
Finite-Lived Intangible Assets, Net [Abstract]
Gross	1,004	186
Accumulated Amortization	(186)	(171)
Net	818	15
Intangible Assets, Net (Including Goodwill) [Abstract]
Accumulated Amortization	(186)	(171)
Non-compete
Finite-Lived Intangible Assets, Net [Abstract]
Gross	903	270
Accumulated Amortization	0	(270)
Net	903	0
Intangible Assets, Net (Including Goodwill) [Abstract]
Accumulated Amortization	$ 0	$ (270)

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Estimated Future Amortization Expense for Intangible Assets (Details) $ in Thousands	Dec. 31, 2021USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2022	$ 2,072
2023	1,971
2024	1,610
2025	1,467
2026	1,327
Thereafter	8,515
Net	$ 16,962

Mortgage Banking - Mortgage Ban

Mortgage Banking - Mortgage Banking Operations (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Mortgage Banking [Abstract]
Origination	$ 1,379	$ 1,880	$ 1,000
Gain on sale of loans held for sale	11,862	13,481	4,348
Originations of MSRs	5,153	5,709	2,595
Servicing	5,990	6,116	6,547
Total gross mortgage revenue	24,384	27,186	14,490
MSR valuation adjustments, net	(2,593)	(12,746)	(7,012)
Mortgage HFS and pipeline fair value adjustment	(6,897)	7,351	979
MSR hedge impact	(1,967)	7,812	3,852
Mortgage banking revenue	$ 12,927	$ 29,603	$ 12,309

Mortgage Banking - Activity in

Mortgage Banking - Activity in Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance at beginning of period	$ 13,660	$ 20,697	$ 25,114
Originations of MSRs	5,153	5,709	2,595
MSR valuation adjustments, net	(2,593)	(12,746)	(7,012)
Balance at end of period	$ 16,220	$ 13,660	$ 20,697

Mortgage Banking - Narrative (D

Mortgage Banking - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Mortgage Banking [Abstract]
Annual servicing fee income rate	0.28%
Reserve for mortgage loan servicing putback expenses	$ 379	$ 311
Liability to repurchase past due GNMA loans	$ 43,400	$ 55,500

Deposits - Summary of Deposit B

Deposits - Summary of Deposit Balances (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Noninterest-bearing demand	$ 2,163,507	$ 1,607,564
Interest bearing demand	1,412,089	1,478,818
Money market	2,204,109	1,794,915
Time deposits	543,128	664,766
Savings	247,860	205,252
Total deposits	$ 6,570,693	$ 5,751,315

Deposits - Narrative (Details)

Deposits - Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Municipal deposits	$ 814,800	$ 689,300
Time deposits	222,700	271,300
Overdrawn deposits reclassified as unsecured loans	$ 1,900	$ 462

Deposits - Maturities of Time D

Deposits - Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Time Deposits, Fiscal Year Maturity [Abstract]
2022	$ 427,558
2023	65,602
2024	34,370
2025	7,841
2026	7,246
2027	511
Total	$ 543,128	$ 664,766

Borrowings - Summary of Borrowe

Borrowings - Summary of Borrowed Funds (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020	Oct. 31, 2020	Feb. 29, 2020
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	$ 309,801,000	$ 984,608,000
FHLB advances
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	256,999,000	270,715,000
Subordinated indebtedness, net	256,999,000
GNMA repurchase liability
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	43,355,000	55,485,000
Subordinated indebtedness, net
Debt Instrument [Line Items]
Subordinated indebtedness, net	157,417,000	157,181,000
Amount			$ 80,000,000	$ 70,000,000
Interest Rate			4.50%	4.25%
Long-term FHLB advance
Debt Instrument [Line Items]
Amount	$ 250,000,000	$ 250,000,000
Interest Rate	1.65%	1.65%
Overnight repurchase agreements with depositors
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	$ 9,447,000	$ 8,408,000
FHLB advances
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	$ 0	650,000,000
Federal Home Loan Bank Advances, Maturing January 2, 2020
Debt Instrument [Line Items]
Amount		$ 650,000,000
Interest Rate		0.10%

Borrowings - Narrative (Details

Borrowings - Narrative (Details)	Oct. 29, 2021USD ($)	Oct. 31, 2020USD ($)	Feb. 29, 2020USD ($)	Dec. 31, 2021USD ($)trust	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Oct. 05, 2018USD ($)
Debt Instrument [Line Items]
Proceeds of issuance debt				$ 0	$ 147,374,000	$ 0
Number of wholly-owned, unconsolidated subsidiary grantor trusts | trust				2
FHLB
Debt Instrument [Line Items]
Net amounts available under the blanket floating lien				$ 982,200,000	456,900,000
Line of credit | Federal Reserve Bank of Dallas
Debt Instrument [Line Items]
Current borrowing capacity				856,800,000	793,200,000
Commercial and industrial loans pledged as collateral				1,090,000,000	999,700,000
Line of credit outstanding, long-term				$ 0	$ 0
FHLB advances | Minimum
Debt Instrument [Line Items]
Interest Rate				1.65%	1.65%
FHLB advances | Maximum
Debt Instrument [Line Items]
Interest Rate				4.57%	5.72%
Line of credit | Revolving credit loans
Debt Instrument [Line Items]
Maximum borrowing capacity	$ 100,000,000						$ 50,000,000	$ 50,000,000
Line of credit outstanding, long-term				$ 0	$ 0
Incremental revolving loan maximum	$ 50,000,000
Debt instrument, option to extend, term	364 days
Line of credit | Revolving credit loans | SOFR
Debt Instrument [Line Items]
Basis spread on variable rate	3.35%
Subordinated indebtedness, net
Debt Instrument [Line Items]
Interest Rate		4.50%	4.25%
Basis spread on variable rate		4.32%
Principal amount		$ 80,000,000	$ 70,000,000
Term of floating rate		3 months
Proceeds of issuance debt		$ 78,600,000
Subordinated indebtedness, net | Origin Bank | Origin Bank
Debt Instrument [Line Items]
Principal amount					51,000,000
Subordinated indebtedness, net | LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate			2.82%
Junior subordinated debt
Debt Instrument [Line Items]
Remaining purchase discount				3,400,000	3,600,000
Line of credit
Debt Instrument [Line Items]
Maximum borrowing capacity				140,000,000	190,000,000
Line of credit outstanding, short-term				0	0
Amount held on deposit				250,000
secured repurchase line of credit
Debt Instrument [Line Items]
Maximum borrowing capacity				$ 75,000,000	$ 75,000,000
Overnight repurchase agreements with depositors
Debt Instrument [Line Items]
Daily average interest rate				0.08%	0.22%

Borrowings - Schedule of Maturi

Borrowings - Schedule of Maturities of Long-term Advances (Details)	Dec. 31, 2021USD ($)
FHLB Advance, Maturities of 15 Years
Years Ended December 31,
Amount	$ 250,000,000
FHLB Advances One
Years Ended December 31,
Interest Rate	1.65%
FHLB advances
Years Ended December 31,
2022	$ 258,000
2023	267,000
2024	276,000
2025	285,000
2026	703,000
Thereafter	255,210,000
Total	$ 256,999,000

Borrowings - Summary of Terms o

Borrowings - Summary of Terms of Current Debentures (Details) - Junior subordinated debt $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)
Debt Instrument [Line Items]
Amount Outstanding	$ 10,826
CTB Statutory Trust I
Debt Instrument [Line Items]
Amount Outstanding	$ 6,702
Current Rate	3.43%
CTB Statutory Trust I | Maximum
Debt Instrument [Line Items]
Maximum Rate	12.50%
CTB Statutory Trust I | LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate	3.30%
First Louisiana Statutory Trust I
Debt Instrument [Line Items]
Amount Outstanding	$ 4,124
Current Rate	2.00%
First Louisiana Statutory Trust I | Maximum
Debt Instrument [Line Items]
Maximum Rate	16.00%
First Louisiana Statutory Trust I | LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate	1.80%

Derivative Financial Instrume_3

Derivative Financial Instruments - Fair Value of Derivative Instruments on the Balance Sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Derivatives, Fair Value [Line Items]
Notional Amounts	$ 874,766	$ 1,030,766
Fair Values	68	1,380
Interest Rate Swaps | Derivatives Not Designated as Hedging Instruments | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amounts	327,510	347,096
Fair Values	(10,762)	(21,321)
Interest Rate Swaps | Derivatives Not Designated as Hedging Instruments | Other Assets
Derivatives, Fair Value [Line Items]
Notional Amounts	315,188	326,542
Fair Values	10,417	20,207
Risk Participation Derivative | Derivatives Not Designated as Hedging Instruments | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amounts	63,374	63,374
Fair Values	(2)	(18)
Forward Commitments to Purchase | Derivatives Not Designated as Hedging Instruments | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amounts	80,000	107,000
Fair Values	(627)	(317)
Forward Commitments to Sell | Derivatives Not Designated as Hedging Instruments | Other Liabilities
Derivatives, Fair Value [Line Items]
Fair Values		(658)
Forward Commitments to Sell | Derivatives Not Designated as Hedging Instruments | Other Assets
Derivatives, Fair Value [Line Items]
Notional Amounts	52,000	107,200
Fair Values	1
Interest Rate-Lock Commitments | Derivatives Not Designated as Hedging Instruments | Other Assets
Derivatives, Fair Value [Line Items]
Notional Amounts	36,694	79,554
Fair Values	1,041	3,487
Cash Flow Hedging | Interest Rate Swaps | Derivatives Designated as Cash Flow Hedging Instruments | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amounts	21,000	21,000
Fair Values	$ (103)	$ (706)

Derivative Financial Instrume_4

Derivative Financial Instruments - Weighted-average Rates Paid and Received (Details) - Interest Rate Swaps	Dec. 31, 2021	Dec. 31, 2020
Cash flow hedges | Paid
Derivative [Line Items]
Weighted-Average Interest Rate	4.81%	4.81%
Cash flow hedges | Received
Derivative [Line Items]
Weighted-Average Interest Rate	2.89%	2.94%
Non-Hedging | Financial Institution | Paid
Derivative [Line Items]
Weighted-Average Interest Rate	4.32%	4.18%
Non-Hedging | Financial Institution | Received
Derivative [Line Items]
Weighted-Average Interest Rate	2.68%	2.48%
Non-Hedging | Customer | Paid
Derivative [Line Items]
Weighted-Average Interest Rate	2.68%	2.52%
Non-Hedging | Customer | Received
Derivative [Line Items]
Weighted-Average Interest Rate	4.33%	4.19%

Derivative Financial Instrume_5

Derivative Financial Instruments - Gains and Losses Recognized on Derivative Instruments Not Designated as Hedging Instruments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Mortgage banking revenue (loans held for sale)
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivatives not designated as hedging instruments	$ (3,118)	$ 4,081	$ 3,079
Other non-interest income
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivatives not designated as hedging instruments	$ 816	$ (307)	$ (530)

Derivative Financial Instrume_6

Derivative Financial Instruments - Narrative (Details) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Cash collateral on deposit	$ 16.5	$ 22.2

Stock and Incentive Compensat_3

Stock and Incentive Compensation Plans - Narrative (Details) - USD ($)	Apr. 28, 2021	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Common stock issued (in shares)				0
Stock compensation expense				$ 2,295,000	$ 2,320,000	$ 2,247,000
Expiration period				20 years
Minimum
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned				1 year
Maximum
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned				5 years
2012 Plan
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Maximum number of common stock available for issuance (in shares)		664,668		664,668
Employee Stock
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Maximum number of common stock available for issuance (in shares)	1,000,000
Stock repurchase program, discount percentage	15.00%
Offering period	1 year
Stock compensation expense				$ 195,000	0	$ 0
Stock Options
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Stock compensation expense		$ 0	$ 0	0	$ 0
RSA
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Unrecognized compensation cost		1,100,000		$ 1,100,000
Unrecognized compensation cost weighted average period for recognition				1 year 2 months 12 days
RSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Unrecognized compensation cost		$ 2,700,000		$ 2,700,000
Unrecognized compensation cost weighted average period for recognition				2 years 8 months 12 days

Stock and Incentive Compensat_4

Stock and Incentive Compensation Plans - Share-based Compensation Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	$ 2,295	$ 2,320	$ 2,247
Related tax benefits recognized in net income	482	487	472
RSA & RSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	2,100	2,320	2,247
ESPP
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	$ 195	$ 0	$ 0

Stock and Incentive Compensat_5

Stock and Incentive Compensation Plans - Time-vested Award Activity (Details) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
RSA
Shares
Nonvested shares, beginning balance (in shares)	103,359	149,449	174,407
Granted (in shares)	13,460	30,638	37,641
Vested (in shares)	(67,825)	(72,325)	(59,344)
Forfeited (in shares)	(946)	(4,403)	(3,255)
Nonvested shares, ending balance (in shares)	48,048	103,359	149,449
Weighted Average Grant-Date Fair Value
Nonvested shares, beginning balance (in dollars per share)	$ 31.51	$ 35.15	$ 35.01
Granted (in dollars per share)	42.26	20.14	32.77
Vested (in dollars per share)	31.07	33.88	33.50
Forfeited (in dollars per share)	24.69	37.11	30.21
Nonvested shares, ending balance (in dollars per share)	$ 35.27	$ 31.51	$ 35.15
RSU
Shares
Nonvested shares, beginning balance (in shares)	0	0	0
Granted (in shares)	73,977	0	0
Nonvested shares, ending balance (in shares)	73,977	0	0
Weighted Average Grant-Date Fair Value
Nonvested shares, beginning balance (in dollars per share)	$ 0	$ 0	$ 0
Granted (in dollars per share)	40.64	0	0
Nonvested shares, ending balance (in dollars per share)	$ 40.64	$ 0	$ 0

Stock and Incentive Compensat_6

Stock and Incentive Compensation Plans - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Number of Shares
Outstanding at beginning of period (in shares)	224,000	254,000	274,000
Exercised (in shares)	(184,800)	(30,000)	(20,000)
Outstanding at end of period (in shares)	39,200	224,000	254,000	274,000
Exercisable at end of period (in shares)	39,200
Weighted Average Exercise Price
Outstanding at beginning of period (in dollars per share)	$ 10.86	$ 10.55	$ 10.38
Exercised (in dollars per share)	10.88	8.25	8.25
Outstanding at end of period (in dollars per share)	10.73	$ 10.86	$ 10.55	$ 10.38
Exercisable at end of period (in dollars per share)	$ 10.73
Weighted average remaining contractual term (in years)	2 years 3 months 10 days	4 years 11 months 1 day	5 years 9 months 21 days	6 years 9 months
Weighted average remaining contractual term, exercisable (in years)	2 years 3 months 10 days
Aggregate Intrinsic Value	$ 1,262	$ 3,789	$ 6,932	$ 6,493
Aggregate intrinsic value, exercised	0	$ 0	$ 0
Aggregate intrinsic value, exercisable	$ 1,262

Employee Retirement Plan - 40_2

Employee Retirement Plan - 401(k) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Retirement Benefits [Abstract]
Percentage of eligible compensation matched	6.00%
Company match percentage	50.00%
Total expense related to the Retirement Plan, including optional contributions	$ 2.1	$ 2	$ 1.8
Deferred compensation liability	10.4	11.3
Expense recorded for deferred compensation plan	$ 1.1	$ 1.9	$ 1.2

Income Taxes - Provision for In

Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Federal income taxes:
Current	$ 17,022	$ 18,157	$ 14,232
Deferred	6,077	(11,545)	(2,513)
State income taxes:
Current	584	1,723	1,030
Deferred	202	(339)	(83)
Income tax expense	$ 23,885	$ 7,996	$ 12,666

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Amount
Income taxes computed at statutory rate	$ 27,811	$ 9,314	$ 13,975
Tax exempt revenue, net of nondeductible interest	(1,339)	(878)	(644)
Low-income housing tax credits, net of amortization	(468)	(511)	(514)
Other tax credits, net of add-backs	(1,218)	(1,218)	(1,218)
Bank-owned life insurance income	(170)	(259)	(158)
State income taxes, net of federal benefit	662	1,033	730
Stock-based compensation	(1,272)	181	(100)
Nondeductible expense	106	257	413
Other	(227)	77	182
Income tax expense	$ 23,885	$ 7,996	$ 12,666
Percent
Income taxes computed at statutory rate	21.00%	21.00%	21.00%
Tax exempt revenue, net of nondeductible interest	(1.01%)	(1.98%)	(0.97%)
Low-income housing tax credits, net of amortization	(0.35%)	(1.15%)	(0.77%)
Other tax credits, net of add-backs	(0.92%)	(2.75%)	(1.83%)
Bank-owned life insurance income	(0.13%)	(0.58%)	(0.24%)
State income taxes, net of federal benefit	0.50%	2.35%	1.10%
Stock-based compensation	(0.96%)	0.41%	(0.15%)
Nondeductible expense	0.08%	0.58%	0.62%
Other	(0.17%)	0.16%	0.27%
Total income tax expense	18.04%	18.04%	19.03%

Income Taxes - Significant Comp

Income Taxes - Significant Components of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets:
Credit loss allowances	$ 14,565	$ 19,315
Deferred compensation and share-based compensation	4,795	4,504
Net operating loss carryforwards	1,170	1,240
Other	278	1,064
Gross deferred tax assets	20,808	26,123
Valuation allowance	(974)	(994)
Deferred tax assets net of valuation allowance	19,834	25,129
Deferred tax liabilities:
Basis difference in premises and equipment	2,461	3,089
Intangible assets	127	118
Mortgage servicing rights	3,504	2,951
Other	1,144	146
Gross deferred tax liabilities	7,236	6,304
Net deferred tax asset	$ 12,598	$ 18,825

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) $ in Thousands	Dec. 31, 2021USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Valuation allowance related to carryforwards	$ 974
Federal
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Gross net operating loss carryforwards	3,400
State
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Gross net operating loss carryforwards	$ 15,000

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Stockholders' equity, beginning balance	$ 647,150	$ 599,262	$ 549,779
Net change	(19,920)	19,316	8,813
Stockholders' equity, ending balance	730,211	647,150	599,262
Unrealized Gain (Loss) on AFS Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Stockholders' equity, beginning balance	26,206	6,412	(2,601)
Net change	(20,397)	19,794	9,013
Stockholders' equity, ending balance	5,809	26,206	6,412
Unrealized (Loss) Gain on Cash Flow Hedges
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Stockholders' equity, beginning balance	(557)	(79)	121
Net change	477	(478)	(200)
Stockholders' equity, ending balance	(80)	(557)	(79)
Accumulated Other Comprehensive Income
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Stockholders' equity, beginning balance	25,649	6,333	(2,480)
Net change	(19,920)	19,316	8,813
Stockholders' equity, ending balance	$ 5,729	$ 25,649	$ 6,333

Capital and Regulatory Matter_2

Capital and Regulatory Matters - Narrative (Details) $ / shares in Units, $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Mar. 31, 2021USD ($)$ / sharesshares	Dec. 31, 2021USD ($)shares	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)shares	Dec. 31, 2019USD ($)
Resale Agreement Counterparty [Line Items]
Benefit to capital risk-weighted assets capital ratio, basis point			0.0014
Repurchase of common stock (in shares) | shares	37,568	0
Buyback program at a price per share (in dollars per share) | $ / shares	$ 33.42
Repurchase of common stock, value	$ 1,300		$ 1,256	$ 723	$ 10,059
Stock repurchase, cumulative shares (in shares) | shares				330,868
Stock repurchase, cumulative value				$ 10,800
Repurchased amount		$ 28,000	28,000
Origin Bank | Origin Bank
Resale Agreement Counterparty [Line Items]
Aggregate dividends without prior regulatory approval		$ 110,800	$ 110,800

Capital and Regulatory Matter_3

Capital and Regulatory Matters - Actual Capital Amounts and Ratios (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Origin Bancorp, Inc.
Common Equity Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 681,039	$ 604,306
Actual, ratio	0.1120	0.0995
Minimum capital required, amount	$ 425,475	$ 425,012
Minimum capital required, ratio	7.00%	7.00%
Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 690,448	$ 613,682
Actual, ratio	0.1136	0.1011
Minimum capital required, amount	$ 516,648	$ 516,107
Minimum capital required, ratio	0.0850	0.0850
Total Capital to Risk-Weighted Assets
Actual, amount	$ 897,503	$ 837,058
Actual, ratio	0.1477	0.1379
Minimum capital required, amount	$ 638,212	$ 637,539
Minimum capital required, ratio	0.1050	0.1050
Leverage Ratio
Actual, amount	$ 690,448	$ 613,682
Actual, ratio	0.0920	0.0862
Minimum capital required, amount	$ 300,195	$ 284,771
Minimum capital required, ratio	0.0400	0.0400
Origin Bank | Origin Bank
Common Equity Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 724,440	$ 637,863
Actual, ratio	0.1197	0.1053
Minimum capital required, amount	$ 423,819	$ 424,010
Minimum capital required, ratio	7.00%	7.00%
Well capitalized, amount	$ 393,546	$ 393,724
Well capitalized, ratio	6.50%	6.50%
Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 724,440	$ 637,863
Actual, ratio	0.1197	0.1053
Minimum capital required, amount	$ 514,637	$ 514,870
Minimum capital required, ratio	0.0850	0.0850
Well capitalized, amount	$ 484,365	$ 484,583
Well capitalized, ratio	0.0800	0.0800
Total Capital to Risk-Weighted Assets
Actual, amount	$ 852,825	$ 782,503
Actual, ratio	0.1409	0.1292
Minimum capital required, amount	$ 635,727	$ 636,019
Minimum capital required, ratio	0.1050	0.1050
Well capitalized, amount	$ 605,454	$ 605,732
Well capitalized, ratio	0.1000	0.1000
Leverage Ratio
Actual, amount	$ 724,440	$ 637,863
Actual, ratio	0.0966	0.0899
Minimum capital required, amount	$ 299,932	$ 283,842
Minimum capital required, ratio	0.0400	0.0400
Well capitalized, amount	$ 374,915	$ 354,802
Well capitalized, ratio	0.0500	0.0500

Commitments and Contingencies -

Commitments and Contingencies - Off-Balance Sheet Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	$ 685,605	$ 676,163
One-Three Years	627,374	437,592
Three-Five Years	300,863	163,520
Greater than Five Years	56,525	107,137
Off-balance sheet financial instrument	1,670,367	1,384,412
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	643,089	641,951
One-Three Years	620,741	428,893
Three-Five Years	300,863	163,520
Greater than Five Years	56,525	107,137
Off-balance sheet financial instrument	1,621,218	1,341,501
Financial standby letter of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	42,516	34,212
One-Three Years	6,633	8,699
Three-Five Years	0	0
Greater than Five Years	0	0
Off-balance sheet financial instrument	49,149	42,911
Unconditional cancellable commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet financial instrument	$ 513,000	$ 504,600

Commitments and Contingencies_2

Commitments and Contingencies - Narrative (Details)	Dec. 31, 2021USD ($)letter_of_credit	Dec. 31, 2020USD ($)letter_of_credit
Lending-related Commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Reserve for lending related commitments	$ 2,300,000	$ 2,300,000
Letter of credit | FHLB
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Number of instruments | letter_of_credit	43	35
Maximum borrowing capacity	$ 599,300,000	$ 527,400,000

Related Party Transactions - Lo

Related Party Transactions - Loans to Executive Officers, Directors, and Their Affiliates (Details) - Executive Officers, Directors, and their Affiliates - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Notes Receivable, Related Parties [Roll Forward]
Balance, beginning of year	$ 1,392	$ 1,093
Advances	907	1,092
Principal repayments	(1,544)	(793)
Effect of changes in composition of related parties	(284)	0
Balance, end of year	471	1,392
Commitments to extend credit	$ 833	$ 2,702

Related Party Transactions - Na

Related Party Transactions - Narrative (Details) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Related Party Transactions [Abstract]
Deposits from related parties	$ 30	$ 30.4

Business Combinations - Narrati

Business Combinations - Narrative (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Business Acquisition [Line Items]
Business combination, step acquisition, equity interest in acquiree, remeasurement gain		$ 5,213,000	$ 0	$ 0
Lincoln Agency and Pulley - White Insurance Agency
Business Acquisition [Line Items]
Cash paid	$ 7,457,000
Common stock issued	7,458,000
Fair value of previously held interest in Lincoln Agency	5,213,000
Contingent consideration	1,369,000	1,369,000
Goodwill	$ 4,600,000	4,600,000
Acquisition costs		$ 214,000
Lincoln Agency, LLC
Business Acquisition [Line Items]
Percentage of interests acquired	62.00%	62.00%
Cash paid	$ 5,300,000
Percentage of equity interests held just prior to business combination	38.00%	38.00%
Fair value of previously held interest in Lincoln Agency	$ 5,200,000
Business combination, step acquisition, equity interest in acquiree, remeasurement gain	5,200,000
Contingent consideration	795,000	$ 795,000
Lincoln Agency, LLC | Common Stock
Business Acquisition [Line Items]
Common stock issued	5,300,000
Lincoln Agency, LLC | Net Product Line Revenue
Business Acquisition [Line Items]
Business combination, potential earn-out payments, maximum	250,000	250,000
Lincoln Agency, LLC | Compound Annual Revenue Growth
Business Acquisition [Line Items]
Business combination, potential earn-out payments, maximum	$ 750,000	$ 750,000
Pulley - White Insurance Agency
Business Acquisition [Line Items]
Percentage of interests acquired	100.00%	100.00%
Cash paid	$ 2,200,000
Common stock issued	2,200,000
Fair value of contingent liability	574,000	$ 574,000
Pulley - White Insurance Agency | Revenue attributable to the legacy operations of PW for two years ended December 31, 2013
Business Acquisition [Line Items]
Business combination, potential earn-out payments, maximum	250,000	250,000
Pulley - White Insurance Agency | Revenue attributable to the legacy operations of PW For Three Years Ended December 31, 2024
Business Acquisition [Line Items]
Business combination, potential earn-out payments, maximum	$ 500,000	$ 500,000

Business Combinations - Fair Va

Business Combinations - Fair Values of Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Liabilities Assumed [Abstract]
Goodwill	$ 34,368	$ 26,741
Lincoln Agency and Pulley - White Insurance Agency
Assets Acquired:
Definite-lived intangibles	14,067
Operating lease right of use assets	1,488
Prepaid expense and other assets	47
Total assets acquired	15,602
Liabilities Assumed [Abstract]
Operating lease liability	1,488
Accounts payable and accrued expenses	244
Total liabilities assumed	1,732
Net assets acquired	13,870
Total consideration	21,497
Goodwill	$ 7,627

Business Combinations - Total C

Business Combinations - Total Consideration (Details) - Lincoln Agency and Pulley - White Insurance Agency $ in Thousands	Dec. 31, 2021USD ($)shares
Business Acquisition [Line Items]
Cash paid	$ 7,457
Common stock issued (177,348 shares)	7,458
Contingent consideration	1,369
Fair value of previously held interest in Lincoln Agency	5,213
Total consideration	$ 21,497
Number of shares issued (in shares) | shares	177,348

Condensed Parent Company Only_3

Condensed Parent Company Only Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 705,618	$ 377,214
Other assets	141,758	141,041
Total assets	7,861,285	7,628,268
Liabilities and Stockholders' Equity
Subordinated indebtedness, net	157,417	157,181
Accrued expenses and other liabilities	93,163	88,014
Total liabilities	7,131,074	6,981,118
Stockholders' Equity
Common stock	118,733	117,532
Additional paid‑in capital	242,114	237,341
Retained earnings	363,635	266,628
Accumulated other comprehensive income	5,729	25,649
Total liabilities and stockholders' equity	7,861,285	7,628,268
Origin Bancorp, Inc.
Assets
Cash and cash equivalents	28,904	42,908
Investment in affiliates/subsidiaries	774,840	684,410
Other assets	16,343	10,198
Total assets	820,087	737,516
Liabilities and Stockholders' Equity
Subordinated indebtedness, net	88,405	88,258
Accrued expenses and other liabilities	1,471	2,108
Total liabilities	89,876	90,366
Stockholders' Equity
Common stock	118,733	117,532
Additional paid‑in capital	242,114	237,341
Retained earnings	363,635	266,628
Accumulated other comprehensive income	5,729	25,649
Total stockholders' equity	730,211	647,150
Total liabilities and stockholders' equity	$ 820,087	$ 737,516

Condensed Parent Company Only_4

Condensed Parent Company Only Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Expenses:
Interest expense	$ 25,404	$ 37,166	$ 53,370
Salaries and employee benefits	93,026	91,105	88,974
Other	4,697	3,337	2,433
Income before income tax expense	132,431	44,353	66,548
Income tax benefit	(23,885)	(7,996)	(12,666)
Equity in undistributed net income of subsidiaries	5,701	78	(6)
Net income	108,546	36,357	53,882
Origin Bancorp, Inc.
Income:
Dividends from subsidiaries	19,200	17,250	17,500
Other	1,608	12	470
Total income	20,808	17,262	17,970
Expenses:
Interest expense	4,313	1,333	563
Salaries and employee benefits	221	214	728
Other	1,079	1,182	1,565
Total expenses	5,613	2,729	2,856
Income before income tax expense	15,195	14,533	15,114
Income tax benefit	762	549	502
Income before equity in undistributed net income of subsidiaries	15,957	15,082	15,616
Equity in undistributed net income of subsidiaries	92,589	21,275	38,266
Net income	$ 108,546	$ 36,357	$ 53,882

Condensed Parent Company Only_5

Condensed Parent Company Only Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net income	$ 108,546	$ 36,357	$ 53,882
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred income taxes	6,279	(11,884)	(2,596)
Equity in undistributed net income of subsidiaries	(5,701)	(78)	6
Amortization of subordinated indebtedness discount	7,758	4,581	975
Other, net	6,431	(3,142)	8,035
Net cash provided by operating activities	171,485	887	61,553
Cash flows from investing activities:
Lincoln Agency and Pulley-White acquisitions	(7,457)	0	0
Capital calls on limited partnership investments	(225)	(525)	(1,521)
Net cash provided by (used in) investing activities	12,852	(2,115,732)	(291,185)
Cash flows from financing activities:
Dividends paid	(11,525)	(8,854)	(5,863)
Cash received on exercise of stock options	146	248	166
Proceeds from issuance of subordinated indebtedness	0	147,374	0
Payment to repurchase common stock	(1,256)	(723)	(10,059)
Net cash provided by financing activities	144,066	2,200,541	404,472
Net increase in cash and cash equivalents	328,403	85,696	174,840
Cash and cash equivalents at beginning of period	377,214	291,518	116,678
Cash and cash equivalents at end of period	705,617	377,214	291,518
Origin Bancorp, Inc.
Cash flows from operating activities:
Net income	108,546	36,357	53,882
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred income taxes	7	(1)	9
Equity in undistributed net income of subsidiaries	(92,589)	(21,275)	(38,266)
Amortization of subordinated indebtedness discount	147	58	28
Other, net	(5,898)	3,633	130
Net cash provided by operating activities	10,213	18,772	15,783
Cash flows from investing activities:
Lincoln Agency and Pulley-White acquisitions	(7,457)	0	0
Capital contributed to subsidiaries	0	(51,000)	0
Net purchases of non-marketable equity securities held in other financial institutions	(3,612)	0	0
Capital calls on limited partnership investments	(513)	0	0
Net cash provided by (used in) investing activities	(11,582)	(51,000)	0
Cash flows from financing activities:
Dividends paid	(11,525)	(8,854)	(5,863)
Cash received on exercise of stock options	146	248	166
Proceeds from issuance of subordinated indebtedness	0	78,556	0
Payment to repurchase common stock	(1,256)	(723)	(10,059)
Net cash provided by financing activities	(12,635)	69,227	(15,756)
Net increase in cash and cash equivalents	(14,004)	36,999	27
Cash and cash equivalents at beginning of period	42,908	5,909	5,882
Cash and cash equivalents at end of period	$ 28,904	$ 42,908	$ 5,909

Uncategorized Items - obnk-2021

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-02 [Member]