Origin Bancorp (OBK) 10-Q3 May 232023 Q1 Quarterly reportFinancial data

Company Profile

Cover

Cover - shares	3 Months Ended
Cover - shares	Mar. 31, 2023	Apr. 27, 2023
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	001-38487
Entity Registrant Name	Origin Bancorp, Inc.
Entity Incorporation, State or Country Code	LA
Entity Tax Identification Number	72-1192928
Entity Address, Address Line One	500 South Service Road East
Entity Address, City or Town	Ruston
Entity Address, State or Province	LA
Entity Address, Postal Zip Code	71270
City Area Code	318
Local Phone Number	255-2222
Title of 12(b) Security	Common Stock, par value $5.00 per share
Trading Symbol	OBNK
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		30,780,953
Amendment Flag	false
Current Fiscal Year Focus	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Entity CIK	0001516912

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 117,309	$ 150,180
Interest-bearing deposits in banks	707,802	208,792
Total cash and cash equivalents	825,111	358,972
Securities:
Available for sale	1,591,334	1,641,484
Held to maturity, net allowance for credit losses of $981 and $899 at March 31, 2023, and December 31, 2022, respectively (fair value of $12,031 and $11,970 at March 31, 2023, and December 31, 2022, respectively)	11,191	11,275
Securities carried at fair value through income	6,413	6,368
Total securities	1,608,938	1,659,127
Non-marketable equity securities held in other financial institutions	77,036	67,378
Loans held for sale ($29,143 and $25,389 at fair value at March 31, 2023, and December 31, 2022, respectively)	29,143	49,957
Loans, net of allowance for credit losses of $92,008 and $87,161 at March 31, 2023, and December 31, 2022, respectively	7,283,815	7,002,861
Premises and equipment, net	104,047	100,201
Mortgage servicing rights	18,261	20,824
Cash surrender value of bank-owned life insurance	39,253	39,040
Goodwill	128,679	128,679
Other intangible assets, net	47,277	49,829
Accrued interest receivable and other assets	196,956	209,199
Total assets	10,358,516	9,686,067
Liabilities and Stockholders’ Equity
Noninterest-bearing deposits	2,247,782	2,482,475
Interest-bearing deposits	4,779,023	4,505,940
Time deposits	1,147,505	787,287
Total deposits	8,174,310	7,775,702
Federal Home Loan Bank (“FHLB”) advances, repurchase obligations and other borrowings	875,502	639,230
Subordinated indebtedness, net	201,845	201,765
Accrued expenses and other liabilities	114,272	119,427
Total liabilities	9,365,929	8,736,124
Commitments and contingencies - See Note 11 — Commitments and Contingencies	0	0
Stockholders’ equity:
Common stock ($5.00 par value; 50,000,000 shares authorized; 30,780,853 and 30,746,600 shares issued at March 31, 2023, and December 31, 2022, respectively)	153,904	153,733
Additional paid‑in capital	522,124	520,669
Retained earnings	455,040	435,416
Accumulated other comprehensive loss	(138,481)	(159,875)
Total stockholders’ equity	992,587	949,943
Total liabilities and stockholders’ equity	$ 10,358,516	$ 9,686,067

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Held to maturity, allowance for credit losses	$ 981	$ 899
Fair value	12,031	11,970
Loans held for sale	29,143	25,389
Allowance for credit losses	$ 92,008	$ 87,161
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	30,780,853	30,746,600

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2023	Mar. 31, 2022
Interest and dividend income
Interest and fees on loans	$ 106,496	$ 51,183
Investment securities-taxable	8,161	5,113
Investment securities-nontaxable	1,410	1,400
Interest and dividend income on assets held in other financial institutions	4,074	587
Total interest and dividend income	120,141	58,283
Interest expense
Interest-bearing deposits	34,557	2,886
FHLB advances and other borrowings	5,880	1,094
Subordinated indebtedness	2,557	1,801
Total interest expense	42,994	5,781
Net interest income	77,147	52,502
Provision for credit losses	6,197	(327)
Net interest income after provision for credit losses	70,950	52,829
Noninterest income
Mortgage banking revenue	1,781	4,096
Other fee income	942	598
Swap fee income	384	139
Gain on sales of securities, net	144	0
Limited partnership investment income (loss)	66	(363)
Gain on sales and disposals of other assets, net	63	0
Other income	1,422	982
Total noninterest income	16,384	15,906
Noninterest expense
Salaries and employee benefits	33,731	26,488
Occupancy and equipment, net	6,503	4,427
Data processing	2,916	2,486
Intangible asset amortization	2,553	537
Office and operations	2,303	1,560
Professional services	1,525	1,060
Loan-related expenses	1,465	1,305
Advertising and marketing	1,456	871
Electronic banking	1,009	917
Franchise tax expense	975	770
Regulatory assessments	951	626
Communications	384	281
Merger-related expense	0	571
Other expenses	989	875
Total noninterest expense	56,760	42,774
Income before income tax expense	30,574	25,961
Income tax expense	6,272	5,278
Net income	$ 24,302	$ 20,683
Basic earnings per common share (in dollars per share)	$ 0.79	$ 0.87
Diluted earnings per common share (in dollars per share)	$ 0.79	$ 0.87
Insurance commission and fee income
Noninterest income
Revenue from contracts with customers	$ 7,011	$ 6,456
Service charges and fees
Noninterest income
Revenue from contracts with customers	$ 4,571	$ 3,998

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 24,302	$ 20,683
Securities available for sale and transferred securities:
Net unrealized holding gain (loss) arising during the period	27,400	(91,214)
Reclassification adjustment for net (gain) included in net income	(144)	0
Change in the net unrealized gain (loss) on available for sale investment securities, before tax	27,256	(91,214)
Net gain realized as a yield adjustment in interest on transferred investment securities	(3)	(3)
Change in the net unrealized gain (loss) on investment securities, before tax	27,253	(91,217)
Income tax expense (benefit) related to net unrealized gain (loss) arising during the period	5,724	(19,156)
Change in the net unrealized gain (loss) on investment securities, net of tax	21,529	(72,061)
Cash flow hedges:
Net unrealized gain arising during the period	643	513
Reclassification adjustment for (gain) loss included in net income	(814)	46
Change in the net unrealized (loss) gain on cash flow hedges, before tax	(171)	559
Income tax (benefit) expense related to net unrealized (loss) gain on cash flow hedges	(36)	117
Change in net unrealized position on cash flow hedges, net of tax	(135)	442
Other comprehensive income (loss), net of tax	21,394	(71,619)
Comprehensive income (loss)	$ 45,696	$ (50,936)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (loss)
Beginning balance (in shares) at Dec. 31, 2021		23,746,502
Beginning balance at Dec. 31, 2021	$ 730,211	$ 118,733	$ 242,114	$ 363,635	$ 5,729
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	20,683			20,683
Other comprehensive income (loss), net of tax	(71,619)				(71,619)
Recognition of stock compensation, net (in shares)		2,246
Recognition of stock compensation, net	686	$ 11	675
Dividends declared - common stock	(3,096)			(3,096)
Ending balance (in shares) at Mar. 31, 2022		23,748,748
Ending balance at Mar. 31, 2022	676,865	$ 118,744	242,789	381,222	(65,890)
Beginning balance (in shares) at Dec. 31, 2022		30,746,600
Beginning balance at Dec. 31, 2022	949,943	$ 153,733	520,669	435,416	(159,875)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	24,302			24,302
Other comprehensive income (loss), net of tax	21,394				21,394
Recognition of stock compensation, net (in shares)		34,253
Recognition of stock compensation, net	1,626	$ 171	1,455
Dividends declared - common stock	(4,678)			(4,678)
Ending balance (in shares) at Mar. 31, 2023		30,780,853
Ending balance at Mar. 31, 2023	$ 992,587	$ 153,904	$ 522,124	$ 455,040	$ (138,481)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Stockholders' Equity [Abstract]
Common stock dividends declared (in dollars per share)	$ 0.15	$ 0.13

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash flows from operating activities:
Net income	$ 24,302	$ 20,683
Adjustments to reconcile net income to net cash provided by operating activities:
Provision (benefit) for credit losses	6,197	(327)
Depreciation and amortization	4,529	2,067
Net amortization on securities	1,744	2,439
Accretion of net premium/discount on purchased loans	(1,617)	0
Amortization of investments in tax credit funds	453	470
Gain on sale of securities, net	(144)	0
Deferred income tax expense	12,310	2,572
Stock-based compensation expense	1,391	737
Originations of mortgage loans held for sale	(43,163)	(81,175)
Proceeds from mortgage loans held for sale	29,905	81,916
Gain on mortgage loans held for sale, including origination of mortgage servicing rights	(758)	(2,450)
Mortgage servicing rights valuation adjustment	906	(4,240)
Net gain on disposals of premises and equipment and sale of other real estate owned	(63)	0
Increase in the cash surrender value of life insurance	(213)	(195)
Other operating activities, net	(8,200)	(7,362)
Net cash provided by operating activities	27,579	15,135
Cash flows from investing activities:
Purchases of securities available for sale	(751)	(430,946)
Maturities and pay downs of securities available for sale	36,610	40,661
Proceeds from sales and calls of securities available for sale	39,195	2,662
Maturities, pay downs and calls of securities held to maturity	0	17,749
Net purchases of non-marketable equity securities held in other financial institutions	(9,306)	(19)
Originations of mortgage warehouse loans	(1,198,573)	(2,631,129)
Proceeds from pay-offs of mortgage warehouse loans	1,145,909	2,754,959
Net increase in loans, excluding mortgage warehouse and loans held for sale	(224,124)	(88,325)
Return of capital and other distributions from limited partnership investments	802	5,276
Capital calls on limited partnership investments	(189)	(97)
Purchase of low-income housing tax credit investments	(411)	0
Purchases of premises and equipment	(5,790)	(1,243)
Net cash used in investing activities	(216,628)	(330,452)
Cash flows from financing activities:
Net increase in deposits	398,608	196,486
Repayments on long-term FHLB advances	(65)	(64)
Proceeds from short-term FHLB advances	3,561,901	0
Repayments on short-term FHLB advances	(3,260,000)	0
Net decrease in other short-term borrowings	(20,000)	0
Net (decrease) increase in securities sold under agreements to repurchase	(20,995)	805
Dividends paid	(4,623)	(3,084)
Cash received from exercise of stock options	362	0
Net cash provided by financing activities	655,188	194,143
Net increase (decrease) in cash and cash equivalents	466,139	(121,174)
Cash and cash equivalents at beginning of period	358,972	705,618
Cash and cash equivalents at end of period	825,111	584,444
Interest paid	40,356	5,714
Income taxes paid	4	0
Significant non-cash transactions:
Unsettled liability for investment purchases recorded at trade date	0	115,180
(Decrease) in GNMA repurchase obligation	(24,569)	(4,982)
Recognition of operating right-of-use assets	7,347	4,769
Recognition of operating lease liabilities	$ 7,306	$ 4,769

Significant Accounting Policies

Significant Accounting Policies	3 Months Ended
Significant Accounting Policies	Mar. 31, 2023
Accounting Policies [Abstract]
Significant Accounting Policies	Note 1 — Significant Accounting Policies Nature of Operations . Origin Bancorp, Inc. (“Company”) is a financial holding company headquartered in Ruston, Louisiana. The Company’s wholly-owned bank subsidiary, Origin Bank (“Bank”), was founded in 1912 in Choudrant, Louisiana. Deeply rooted in Origin’s history is a culture committed to providing personalized, relationship banking to businesses, municipalities, and personal clients to enrich the lives of the people in the communities it serves. Origin provides a broad range of financial services and currently operates 60 banking centers located in Dallas/Fort Worth, East Texas, Houston, North Louisiana and Mississippi. The Company principally operates in one business segment, community banking. Basis of Presentation . The consolidated financial statements in this quarterly report on Form 10-Q include the accounts of the Company and all other entities in which Origin Bancorp, Inc. has a controlling financial interest, including the Bank and Davison Insurance Agency, LLC, doing business as Lincoln Agency, LLC (the “Lincoln Agency”), Lincoln Agency Transportation Insurance, Pulley-White Insurance Agency (“Pulley-White”), Reeves, Coon and Funderburg, Simoneaux & Wallace Agency and Thomas & Farr Agency. All significant intercompany balances and transactions have been eliminated in consolidation. The Company’s accounting and financial reporting policies conform, in all material respects, to generally accepted accounting principles in the United States (“U.S. GAAP”) and to general practices within the financial services industry. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued. The consolidated financial statements in this quarterly report on Form 10-Q have not been audited by an independent registered public accounting firm, excluding the figures as of December 31, 2022, but in the opinion of management, reflect all adjustments (which are of a normal recurring nature) necessary for a fair presentation of the Company’s financial position and results of operations for the periods presented. These consolidated financial statements of the Company have been prepared in accordance with U.S. GAAP and with the rules and regulations of the Securities and Exchange Commission (the “SEC”) for interim financial reporting. Accordingly, they do not include all of the information and notes required by U.S. GAAP for complete financial statements. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto for the year ended December 31, 2022, included in the Company’s annual report on Form 10-K (“2022 Form 10-K”) filed with the SEC. Operating results for the interim periods disclosed herein are not necessarily indicative of results that may be expected for a full year. Certain prior period amounts have been reclassified to conform to the current year financial statement presentations. These reclassifications did not impact previously reported net income or comprehensive income (loss). Use of Estimates . The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions based on available information that affect the amounts reported in the financial statements and disclosures provided, including the accompanying notes, and actual results could differ. Material estimates, that are particularly susceptible to change, include the allowance for credit losses for loans, off-balance sheet commitments and available for sale securities; fair value measurements of assets and liabilities; and income taxes. Estimates and assumptions are reviewed periodically, and the effects of revisions are reflected in the Company’s consolidated financial statements in the period they are deemed necessary. While management uses its best judgment, actual results could differ from those estimates. Allowance for Credit Losses. Accounting Standards Update (“ASU”) No. 2022-02 eliminated the accounting guidance for troubled debt restructurings (“TDRs”) and enhanced disclosure requirements for certain loan modifications. The Company may provide modifications to borrowers experiencing financial difficulty in the form of principal forgiveness, interest rate reductions, other-than-insignificant payment delays, or term extensions. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. In some cases, the Company may provide multiple types of concessions on one loan. The Company will evaluate whether the modification represents a new loan or a continuation of an existing loan. The Company assesses all loan modifications to determine whether they were made to borrowers experiencing financial difficulty. Reclassifications . Certain amounts previously reported have been reclassified to conform to the current presentation. Such reclassifications had no effect on prior year net income or stockholders’ equity. Effect of Recently Adopted Accounting Standards ASU No. 2021-06, Presentation of Financial Statements (Topic 205), Financial Services —Depository and Lending (Topic 942), and Financial Services — Investment Companies (Topic 946) —Amendments to SEC Paragraphs Pursuant to SEC Final Rule Releases No. 33-10786, Amendments to Financial Disclosures about Acquired and Disposed Businesses, and No. 33-10835, Update of Statistical Disclosures for Bank and Savings and Loan Registrants amends the Accounting Standards Codification (“ASC”) in order to codify to the new SEC releases 33-10786 and 33-10835 (the “Releases”). The Releases clearly define whether an acquired or disposed business subsidiary is significant; update, expand and eliminate certain disclosures; eliminate overlap with certain SEC and U.S. GAAP rules; and add a new subpart of Regulation S-K. The ASU is effective upon issuance; however, the SEC release on which the ASU is based is effective for registrants with the first fiscal year ending after December 15, 2021, while Guide 3 were rescinded effective January 1, 2023. Implementation of this ASU did not materially impact the Company’s financial statement disclosures. ASU No. 2021-08, Business Combinations (Topic 805) — Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. The amendments in this Update affect accounting for acquired revenue contracts with customers in a business combination by addressing diversity in practice and inconsistency related to recognition of an acquired contract liability and payment terms and their effect on subsequent revenue recognized by the acquirer. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-01, Derivatives and Hedging (Topic 815) — Fair Value Hedging - Portfolio Layer Method. The amendments in this Update clarify the accounting for and promote consistency in the reporting of hedge basis adjustments applicable to both a single hedged layer and multiple hedged layers. Additionally, this Update allows entities to elect to apply the portfolio layer method of hedge accounting in accordance with Topic 815. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-02, Financial Instruments - Credit Losses (Topic 326) — Troubled Debt Restructurings and Vintage Disclosures. The amendments in this Update eliminate the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables—Troubled Debt Restructurings by Creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance in paragraphs 310-20-35-9 through 35-11 to determine whether a modification results in a new loan or a continuation of an existing loan. For public business entities, the amendments in this Update require that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments—Credit Losses—Measured at Amortized Cost. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-06, Reference Rate Reform (Topic 848) - Deferral of the Sunset Date of Topic 848 — The amendments in this Update provide temporary relief during the transition period in complying with Update No. 2020-04, Reference Rate Reform (Topic 848) - Facilitation of the Effects of Reference Rate Reform on Financial Reporting, which provides optional guidance to ease the potential burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting. The Board included a sunset provision within Topic 848 based on expectations of when the London Interbank Offered Rate (LIBOR) would cease being published. At the time that Update 2020-04 was issued, the UK Financial Conduct Authority (FCA) had established its intent that it would no longer be necessary to persuade, or compel, banks to submit to LIBOR after December 31, 2021. As a result, the sunset provision was set for December 31, 2022 - 12 months after the expected cessation date of all currencies and tenors of LIBOR. In March 2021, the FCA announced that the intended cessation date of the overnight 1-, 3-, 6-, and 12-month tenors of USD LIBOR would be June 30, 2023, which is beyond the current sunset date of Topic 848. Because the current relief in Topic 848 may not cover a period of time during which a significant number of modifications may take place, the amendments in this Update defer the sunset date of Topic 848 from December 31, 2022, to December 31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848. The ASU is effective immediately. Implementation of this ASU did not materially impact the Company's financial statements or disclosures.

Earnings Per Share

Earnings Per Share	3 Months Ended
Earnings Per Share	Mar. 31, 2023
Earnings Per Share [Abstract]
Earnings Per Share	Note 2 — Earnings Per Share Basic and diluted earnings per common share are calculated using the treasury method. Under the treasury method, basic earnings per share is calculated as net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under the Company’s stock and incentive compensation plans. Information regarding the Company’s basic and diluted earnings per common share is presented in the following table: (Dollars in thousands, except per share amounts) Three Months Ended March 31, Numerator: 2023 2022 Net income $ 24,302 $ 20,683 Denominator: Weighted average common shares outstanding 30,742,902 23,700,550 Dilutive effect of stock-based awards 139,254 70,241 Weighted average diluted common shares outstanding 30,882,156 23,770,791 Basic earnings per common share $ 0.79 $ 0.87 Diluted earnings per common share 0.79 0.87

Securities

Securities	3 Months Ended
Securities	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Securities	Note 3 — Securities The following table is a summary of the amortized cost and estimated fair value, including the allowance for credit losses and gross unrealized gains and losses, of available for sale, held to maturity and securities carried at fair value through income for the dates indicated: (Dollars in thousands) March 31, 2023 Amortized Gross Gross Fair Allowance for Credit Losses Net Carrying Amount Available for sale: State and municipal securities $ 405,411 $ 882 $ (47,079) $ 359,214 $ — $ 359,214 Corporate bonds 89,436 — (7,825) 81,611 — 81,611 U.S. government and agency securities 256,100 3 (12,732) 243,371 — 243,371 Commercial mortgage-backed securities 105,267 — (12,170) 93,097 — 93,097 Residential mortgage-backed securities 631,012 — (69,401) 561,611 — 561,611 Commercial collateralized mortgage obligations 44,037 — (4,872) 39,165 — 39,165 Residential collateralized mortgage obligations 166,396 — (21,350) 145,046 — 145,046 Asset-backed securities 69,910 1 (1,692) 68,219 — 68,219 Total $ 1,767,569 $ 886 $ (177,121) $ 1,591,334 $ — $ 1,591,334 Held to maturity: State and municipal securities $ 12,172 $ 351 $ (492) $ 12,031 $ (981) $ 11,191 Securities carried at fair value through income: State and municipal securities (1) $ 7,100 $ — $ — $ 6,413 $ — $ 6,413 December 31, 2022 Available for sale: State and municipal securities $ 447,086 $ 996 $ (58,605) $ 389,477 $ — $ 389,477 Corporate bonds 89,449 — (7,191) 82,258 — 82,258 U.S. government and agency securities 264,755 4 (16,339) 248,420 — 248,420 Commercial mortgage-backed securities 105,536 — (13,593) 91,943 — 91,943 Residential mortgage-backed securities 649,765 — (77,462) 572,303 — 572,303 Commercial collateralized mortgage obligations 44,330 — (5,517) 38,813 — 38,813 Residential collateralized mortgage obligations 170,136 — (23,766) 146,370 — 146,370 Asset-backed securities 73,918 — (2,018) 71,900 — 71,900 Total $ 1,844,975 $ 1,000 $ (204,491) $ 1,641,484 $ — $ 1,641,484 Held to maturity: State and municipal securities $ 12,174 $ 278 $ (482) $ 11,970 $ (899) $ 11,275 Securities carried at fair value through income: State and municipal securities (1) $ 7,100 $ — $ — $ 6,368 $ — $ 6,368 ________________________ (1) Securities carried at fair value through income have no unrealized gains or losses at the consolidated balance sheet dates as all changes in value have been recognized in the consolidated statements of income. See Note 5 — Fair Value of Financial Instruments for more information. Securities with unrealized losses at March 31, 2023, and December 31, 2022, aggregated by investment category and those individual securities that have been in a continuous unrealized loss position for less than 12 months, and for 12 months or more, were as follows. Less than 12 Months 12 Months or More Total (Dollars in thousands) March 31, 2023 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for sale: State and municipal securities $ 24,561 $ (1,723) $ 295,276 $ (45,356) $ 319,837 $ (47,079) Corporate bonds 36,002 (2,192) 44,609 (5,633) 80,611 (7,825) U.S. government and agency securities — — 243,028 (12,732) 243,028 (12,732) Commercial mortgage-backed securities — — 93,097 (12,170) 93,097 (12,170) Residential mortgage-backed securities 23,868 (879) 537,743 (68,522) 561,611 (69,401) Commercial collateralized mortgage obligations — — 39,165 (4,872) 39,165 (4,872) Residential collateralized mortgage obligations 2,321 (48) 142,724 (21,302) 145,045 (21,350) Asset-backed securities 32,895 (737) 34,587 (955) 67,482 (1,692) Total $ 119,647 $ (5,579) $ 1,430,229 $ (171,542) $ 1,549,876 $ (177,121) Held to maturity: State and municipal securities $ 6,508 $ (492) $ — $ — $ 6,508 $ (492) December 31, 2022 Available for sale: State and municipal securities $ 171,079 $ (14,947) $ 175,011 $ (43,658) $ 346,090 $ (58,605) Corporate bonds 69,618 (5,581) 11,640 (1,610) 81,258 (7,191) U.S. government and agency securities 152,471 (7,373) 95,576 (8,966) 248,047 (16,339) Commercial mortgage-backed securities 37,083 (3,416) 54,860 (10,177) 91,943 (13,593) Residential mortgage-backed securities 231,848 (20,465) 340,455 (56,997) 572,303 (77,462) Commercial collateralized mortgage obligations 21,999 (2,516) 16,814 (3,001) 38,813 (5,517) Residential collateralized mortgage obligations 48,749 (3,928) 97,621 (19,838) 146,370 (23,766) Asset-backed securities 62,047 (1,528) 9,853 (490) 71,900 (2,018) Total $ 794,894 $ (59,754) $ 801,830 $ (144,737) $ 1,596,724 $ (204,491) Held to maturity: State and municipal securities $ 6,518 $ (482) $ — $ — $ 6,518 $ (482) At March 31, 2023, the Company had 682 individual securities that were in an unrealized loss position. Management evaluates available for sale debt securities in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to (1) the extent to which the fair value is less than the cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. Management does not have the intent to sell any of the securities in an unrealized loss position and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, at March 31, 2023, management believes that the unrealized losses detailed in the previous table are due to noncredit-related factors, including changes in interest rates and other market conditions. The following table presents the activity in the allowance for credit losses for held-to-maturity debt securities. (Dollars in thousands) Municipal Securities Allowance for credit losses: 2023 Balance at January 1, 2023 $ 899 Credit loss expense 82 Balance at March 31, 2023 $ 981 Balance at January 1, 2022 $ 167 Credit loss expense 185 Balance at March 31, 2022 $ 352 Accrued interest of $7.5 million and $6.8 million was not included in the calculation of the allowance or the amortized cost basis of the debt securities at March 31, 2023 or 2022, respectively. There were no past due held-to-maturity securities or held-to-maturity securities in nonaccrual status at March 31, 2023, or December 31, 2022. Proceeds from sales and calls, and related gross gains and losses of securities available for sale, are shown below. Three Months Ended March 31, (Dollars in thousands) 2023 2022 Proceeds from sales/calls $ 39,195 $ 2,662 Gross realized gains 596 — Gross realized losses (452) — The following table presents the amortized cost and fair value of securities available for sale and held to maturity at March 31, 2023, grouped by contractual maturity. Mortgage-backed securities, collateralized mortgage obligations and asset-backed securities, which do not have contractual payments due at a single maturity date, are shown separately. Actual maturities for mortgage-backed securities, collateralized mortgage obligations and asset-backed securities will differ from contractual maturities as a result of prepayments made on the underlying loans. (Dollars in thousands) Held to Maturity Available for Sale March 31, 2023 Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ — $ — $ 44,230 $ 43,263 Due after one year through five years — — 270,719 259,283 Due after five years through ten years 5,172 5,523 187,518 170,051 Due after ten years 7,000 6,508 248,480 211,599 Commercial mortgage-backed securities — — 105,267 93,097 Residential mortgage-backed securities — — 631,012 561,611 Commercial collateralized mortgage obligations — — 44,037 39,165 Residential collateralized mortgage obligations — — 166,396 145,046 Asset-backed securities — — 69,910 68,219 Total $ 12,172 $ 12,031 $ 1,767,569 $ 1,591,334 The following table presents carrying amounts of securities pledged as collateral for deposits and repurchase agreements at the periods presented. (Dollars in thousands) March 31, 2023 December 31, 2022 Carrying value of securities pledged to secure public deposits $ 860,961 $ 769,691 Carrying value of securities pledged to repurchase agreements 16,050 6,797

Loans

Loans	3 Months Ended
Loans	Mar. 31, 2023
Receivables [Abstract]
Loans	Note 4 — Loans Loans consist of the following: (Dollars in thousands) March 31, 2023 December 31, 2022 Loans held for sale $ 29,143 $ 49,957 LHFI: Loans secured by real estate: Owner occupied commercial real estate $ 855,887 $ 843,006 Non-owner occupied commercial real estate 1,529,513 1,461,672 Total commercial real estate 2,385,400 2,304,678 Construction/land/land development 948,626 945,625 Residential real estate 1,588,491 1,477,538 Total real estate 4,922,517 4,727,841 Commercial and industrial 2,091,093 2,051,161 Mortgage warehouse lines of credit 337,529 284,867 Consumer 24,684 26,153 Total LHFI (1) 7,375,823 7,090,022 Less: Allowance for loan credit losses 92,008 87,161 LHFI, net $ 7,283,815 $ 7,002,861 ____________________________ (1) Includes unamortized purchase accounting adjustment and net deferred loan fees of $12.4 million and $14.2 million at March 31, 2023, and December 31, 2022, respectively. As of March 31, 2023, and December 31, 2022, the remaining purchase accounting net loan discount was $629,000 and $2.2 million, respectively. Credit quality indicators. As part of the Company’s commitment to managing the credit quality of its loan portfolio, management annually and periodically updates and evaluates certain credit quality indicators, which include but are not limited to (i) weighted-average risk rating of the loan portfolio, (ii) net charge-offs, (iii) level of non-performing loans, (iv) level of classified loans (defined as substandard, doubtful and loss), and (v) the general economic conditions in the cities and states in which the Company operates. The Company maintains an internal risk rating system where ratings are assigned to individual loans based on assessed risk. Loan risk ratings are the primary indicator of credit quality for the loan portfolio and are continually evaluated to ensure they are appropriate based on currently available information. The following is a summary description of the Company’s internal risk ratings: • Pass (1-6) Loans within this risk rating are further categorized as follows: Minimal risk (1) Well-collateralized by cash equivalent instruments held by the Banks. Moderate risk (2) Borrowers with excellent asset quality and liquidity. Borrowers’ capitalization and liquidity exceed industry norms. Borrowers in this category have significant levels of liquid assets and have a low level of leverage. Better than average risk (3) Borrowers with strong financial strength and excellent liquidity that consistently demonstrate strong operating performance. Borrowers in this category generally have a sizable net worth that can be converted into liquid assets within 12 months. Average risk (4) Borrowers with sound credit quality and financial performance, including liquidity. Borrowers are supported by sufficient cash flow coverage generated through operations across the full business cycle. Marginally acceptable risk (5) Loans generally meet minimum requirements for an acceptable loan in accordance with lending policy, but possess one or more attributes that cause the overall risk profile to be higher than the majority of newly approved loans. Watch (6) A passing loan with one or more factors that identify a potential weakness in the overall ability of the borrower to repay the loan. These weaknesses are generally mitigated by other factors that reduce the risk of delinquency or loss. • Special Mention (7) This grade is intended to be temporary and includes borrowers whose credit quality has deteriorated and is at risk of further decline. • Substandard (8) This grade includes “Substandard” loans under regulatory guidelines. Substandard loans exhibit a well-defined weakness that jeopardizes debt repayment in accordance with contractual agreements, even though the loan may be performing. These obligations are characterized by the distinct possibility that a loss may be incurred if these weaknesses are not corrected and repayment may be dependent upon collateral liquidation or secondary source of repayment. • Doubtful (9) This grade includes “Doubtful” loans under regulatory guidelines. Such loans are placed on nonaccrual status and repayment may be dependent upon collateral with no readily determinable valuation or valuations that are highly subjective in nature. Repayment for these loans is considered improbable based on currently existing facts and circumstances. • Loss (0) This grade includes “Loss” loans under regulatory guidelines. Loss loans are charged-off or written down when repayment is not expected. In connection with the review of the loan portfolio, the Company considers risk elements attributable to particular loan types or categories in assessing the quality of individual loans. The list of loans to be reviewed for possible individual evaluation consists of nonaccrual commercial loans over $100,000 with direct exposure, unsecured loans over 90 days past due, commercial loans classified substandard or worse over $100,000 with direct exposure, modified loans to borrowers experiencing financial difficulty, consumer loans greater than $100,000 with a FICO score under 625, loans greater than $100,000 in which the borrower has filed bankruptcy, and all loans 180 days or more past due. Loans under $50,000 will be evaluated collectively in designated pools unless a loss exposure has been identified. Some additional risk elements considered by loan type include: • for commercial real estate loans, the debt service coverage ratio, operating results of the owner in the case of owner-occupied properties, the loan to value ratio, the age and condition of the collateral and the volatility of income, property value and future operating results typical of properties of that type; • for construction, land and land development loans, the perceived feasibility of the project, including the ability to sell developed lots or improvements constructed for resale or the ability to lease property constructed for lease, the quality and nature of contracts for presale or prelease, if any, experience and ability of the developer and loan to value ratio; • for residential mortgage loans, the borrower’s ability to repay the loan, including a consideration of the debt to income ratio and employment and income stability, the loan-to-value ratio, and the age, condition and marketability of the collateral; and • for commercial and industrial loans, the debt service coverage ratio (income from the business in excess of operating expenses compared to loan repayment requirements), the operating results of the commercial, industrial or professional enterprise, the borrower’s business, professional and financial ability and expertise, the specific risks and volatility of income and operating results typical for businesses in that category and the value, nature and marketability of collateral. Purchased loans that have experienced more than insignificant credit deterioration since origination are PCD loans. An allowance for credit losses is determined using the same methodology as other individually evaluated loans. As a result of the merger with BTH, the Company held approximately $44.6 million and $48.1 million of unpaid principal balance PCD loans at March 31, 2023, and December 31, 2022, respectively. Please see Note 1 — Significant Accounting Policies included in the 2022 Form 10-K, filed with the SEC for a description of our accounting policies related to purchased financial assets with credit deterioration. The following table reflects recorded investments in loans by credit quality indicator and origination year at March 31, 2023, excluding loans held for sale and loans accounted for at fair value. Loans acquired are shown in the table by origination year, not merger date. The Company had an immaterial amount of revolving loans converted to term loans at March 31, 2023. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 129,550 $ 890,677 $ 491,307 $ 272,473 $ 229,185 $ 261,841 $ 71,387 $ 2,346,420 Special mention — — 2,368 — — 8,111 1,346 11,825 Classified 22 745 1,793 1,866 3,969 18,710 50 27,155 Loss — — — — — — — — Total commercial real estate loans $ 129,572 $ 891,422 $ 495,468 $ 274,339 $ 233,154 $ 288,662 $ 72,783 $ 2,385,400 Current period gross charge-offs $ — $ — $ — $ — $ — $ 42 $ — $ 42 Construction/land/land development: Pass $ 38,284 $ 477,856 $ 281,420 $ 50,069 $ 24,568 $ 28,853 $ 36,055 $ 937,105 Special mention — 6,762 — — — — — 6,762 Classified — 176 87 262 33 1,863 2,338 4,759 Loss — — — — — — — — Total construction/land/land development loans $ 38,284 $ 484,794 $ 281,507 $ 50,331 $ 24,601 $ 30,716 $ 38,393 $ 948,626 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 102,347 $ 554,236 $ 321,288 $ 258,208 $ 105,295 $ 159,646 $ 75,687 $ 1,576,707 Special mention — — — 384 — — — 384 Classified — 2,013 1,512 122 1,493 6,132 128 11,400 Loss — — — — — — — — Total residential real estate loans $ 102,347 $ 556,249 $ 322,800 $ 258,714 $ 106,788 $ 165,778 $ 75,815 $ 1,588,491 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial: Pass $ 115,193 $ 385,419 $ 213,276 $ 49,808 $ 70,276 $ 60,266 $ 1,138,191 $ 2,032,429 Special mention 1,543 8,268 1,056 279 — — 4,715 15,861 Classified 366 3,953 10,061 312 1,529 1,627 24,955 42,803 Loss — — — — — — — Total commercial and industrial loans $ 117,102 $ 397,640 $ 224,393 $ 50,399 $ 71,805 $ 61,893 $ 1,167,861 $ 2,091,093 Current period gross charge-offs $ — $ 4 $ 10 $ — $ — $ 136 $ 2,019 $ 2,169 Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 337,529 $ 337,529 Special mention — — — — — — — — Classified — — — — — — — — Loss — — — — — — — — Total mortgage warehouse lines of credit $ — $ — $ — $ — $ — $ — $ 337,529 $ 337,529 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 2,560 $ 7,932 $ 3,019 $ 952 $ 699 $ 99 $ 9,370 $ 24,631 Special mention — — — — — — — — Classified — 35 12 — 5 — 1 53 Loss $ — $ — $ — $ — $ — $ — $ — $ — Total consumer loans $ 2,560 $ 7,967 $ 3,031 $ 952 $ 704 $ 99 $ 9,371 $ 24,684 Current period gross charge-offs $ — $ 69 $ 7 $ — $ — $ — $ 6 $ 82 The following table reflects recorded investments in loans by credit quality indicator and origination year at December 31, 2022, excluding loans held for sale. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2022. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 885,244 $ 502,287 $ 283,368 $ 230,040 $ 168,079 $ 131,411 $ 69,952 $ 2,270,381 Special mention — — — — 8,174 1,359 1,558 11,091 Classified 930 1,795 1,551 4,014 2,965 11,901 50 23,206 Total commercial real estate loans $ 886,174 $ 504,082 $ 284,919 $ 234,054 $ 179,218 $ 144,671 $ 71,560 $ 2,304,678 Current period gross charge-offs $ — $ — $ — $ — $ — $ 166 $ — $ 166 Construction/land/land development: Pass $ 445,943 $ 320,951 $ 58,880 $ 27,381 $ 27,753 $ 5,253 $ 48,436 $ 934,597 Special mention 6,217 — — — — — — 6,217 Classified 180 100 286 38 160 1,708 2,339 4,811 Total construction/land/land development loans $ 452,340 $ 321,051 $ 59,166 $ 27,419 $ 27,913 $ 6,961 $ 50,775 $ 945,625 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 535,739 $ 308,070 $ 261,293 $ 107,530 $ 48,652 $ 123,052 $ 80,375 $ 1,464,711 Special mention — — 390 — — — — 390 Classified 2,227 2,764 90 1,494 1,064 4,653 145 12,437 Total residential real estate loans $ 537,966 $ 310,834 $ 261,773 $ 109,024 $ 49,716 $ 127,705 $ 80,520 $ 1,477,538 Current period gross charge-offs $ — $ — $ — $ — $ — $ 91 $ — $ 91 Commercial and industrial: Pass $ 454,813 $ 239,411 $ 82,168 $ 75,043 $ 40,534 $ 29,745 $ 1,083,221 $ 2,004,935 Special mention 8,683 2,563 — — 187 — 1,620 13,053 Classified 3,641 11,455 188 1,978 1,224 3 14,684 33,173 Total commercial and industrial loans $ 467,137 $ 253,429 $ 82,356 $ 77,021 $ 41,945 $ 29,748 $ 1,099,525 $ 2,051,161 Current period gross charge-offs $ 28 $ 726 $ 48 $ 869 $ 337 $ 1,103 $ 5,348 $ 8,459 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 282,298 $ 282,298 Special mention — — — — — — 2,042 2,042 Classified — — — — — — 527 527 Total mortgage warehouse lines of credit $ — $ — $ — $ — $ — $ — $ 284,867 $ 284,867 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 9,730 $ 3,822 $ 1,210 $ 784 $ 135 $ 15 $ 10,408 $ 26,104 Classified 22 19 — 6 — — 2 49 Total consumer loans $ 9,752 $ 3,841 $ 1,210 $ 790 $ 135 $ 15 $ 10,410 $ 26,153 Current period gross charge-offs $ 3 $ 27 $ 7 $ 2 $ 1 $ 1 $ 2 $ 43 The following tables present the Company’s loan portfolio aging analysis at the dates indicated: March 31, 2023 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 612 $ — $ 2,685 $ 3,297 $ 2,382,103 $ 2,385,400 $ — Construction/land/land development 50 — — 50 948,576 948,626 — Residential real estate 2,031 72 624 2,727 1,585,764 1,588,491 — Total real estate 2,693 72 3,309 6,074 4,916,443 4,922,517 — Commercial and industrial 3,085 450 1,605 5,140 2,085,953 2,091,093 — Mortgage warehouse lines of credit — — — — 337,529 337,529 — Consumer 202 79 3 284 24,400 24,684 — Total LHFI $ 5,980 $ 601 $ 4,917 $ 11,498 $ 7,364,325 $ 7,375,823 $ — December 31, 2022 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 31 $ — $ 104 $ 135 $ 2,304,543 $ 2,304,678 $ — Construction/land/land development 854 — 17 871 944,754 945,625 — Residential real estate 1,814 891 450 3,155 1,474,383 1,477,538 — Total real estate 2,699 891 571 4,161 4,723,680 4,727,841 — Commercial and industrial 3,878 1,972 544 6,394 2,044,767 2,051,161 — Mortgage warehouse lines of credit — — — — 284,867 284,867 — Consumer 350 16 11 377 25,776 26,153 — Total LHFI $ 6,927 $ 2,879 $ 1,126 $ 10,932 $ 7,079,090 $ 7,090,022 $ — The following tables detail activity in the allowance for loan credit losses by portfolio segment. Accrued interest of $28.5 million and $15.5 million was not included in the book value for the purposes of calculating the allowance at March 31, 2023 and 2022, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended March 31, 2023 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning Balance $ 19,772 $ 7,776 $ 8,230 $ 50,148 $ 379 $ 856 $ 87,161 Charge-offs 42 — — 2,169 — 82 2,293 Recoveries 60 — 5 912 — 5 982 Provision (1) 891 289 285 4,466 186 41 6,158 Ending Balance $ 20,681 $ 8,065 $ 8,520 $ 53,357 $ 565 $ 820 $ 92,008 Average Balance $ 2,342,545 $ 974,914 $ 1,519,325 $ 2,070,356 $ 213,201 $ 26,017 $ 7,146,358 Net Charge-offs to Loan Average Balance (annualized) — % — % — % 0.25 % — % 1.20 % 0.07 % _________________________ (1) The $6.2 million provision for credit losses on the consolidated statement of income includes a $6.2 million provision for loan losses, a $43,000 benefit for off-balance sheet commitments and a $82,000 provision for held to maturity securities credit losses for the three months ended March 31, 2023. Three Months Ended March 31, 2022 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning Balance $ 13,425 $ 4,011 $ 6,116 $ 40,146 $ 340 $ 548 $ 64,586 Charge-offs 166 — 75 2,146 — 15 2,402 Recoveries 2 — 6 635 — 5 648 Provision (1) 1,345 569 (226) (2,320) (11) (16) (659) Ending Balance $ 14,606 $ 4,580 $ 5,821 $ 36,315 $ 329 $ 522 $ 62,173 Average Balance $ 1,718,259 $ 565,347 $ 907,320 $ 1,425,236 $ 423,795 $ 16,462 $ 5,056,419 Net Charge-offs to Loan Average Balance (annualized) 0.04 % — % 0.03 % 0.43 % — % 0.25 % 0.14 % _________________________ (1) The $327,000 provision for credit losses net benefit on the consolidated statement of income includes a $659,000 provision for loan losses net benefit, a $147,000 provision for off-balance sheet commitments and a $185,000 provision for held to maturity securities credit losses for the three months ended March 31, 2022. The increase in provision expense during the three months ended March 31, 2023, compared to the three months ended March 31, 2022, is primarily due to loan growth during the intervening period. The allowance for loan credit losses increased $29.8 million compared to March 31, 2022, primarily due to a $25.2 million allowance for BTH loans at March 31, 2023. Including the impact of the BTH-acquired loans, the Company’s credit quality profile in relation to the allowance for loan credit losses drove an increase of $30.0 million in the collectively evaluated portion of the reserve at March 31, 2023, when compared to March 31, 2022, of which $23.4 million was related to qualitative factor changes across the Company’s risk pools. The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related Allowance for Loan Credit Losses (“ALCL”) allocated to these loans. March 31, 2023 (Dollars in thousands) Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total Real Estate $ 2,895 $ — $ 7,360 $ — $ — $ — $ 10,255 Accounts Receivable — — — 126 — — 126 Equipment — — — 252 — — 252 Total $ 2,895 $ — $ 7,360 $ 378 $ — $ — $ 10,633 ALCL Allocation $ 97 $ — $ — $ 67 $ — $ — $ 164 December 31, 2022 (Dollars in thousands) Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total Real Estate $ 273 $ 97 $ 6,731 $ — $ — $ — $ 7,101 Accounts Receivable — — — 831 — — 831 Equipment — — — 285 — — 285 Total $ 273 $ 97 $ 6,731 $ 1,116 $ — $ — $ 8,217 ALCL Allocation $ — $ — $ — $ 738 $ — $ — $ 738 Collateral-dependent loans consist primarily of residential real estate, commercial real estate and commercial and industrial loans. These loans are individually evaluated when foreclosure is probable or when the repayment of the loan is expected to be provided substantially through the operation or sale of the underlying collateral. In the case of commercial and industrial loans secured by equipment, the fair value of the collateral is estimated by third-party valuation experts. Loan balances are charged down to the underlying collateral value when they are deemed uncollectible. Note that the Company did not elect to use the collateral maintenance agreement practical expedient available under CECL. Nonaccrual LHFI were as follows: Nonaccrual With No Nonaccrual (Dollars in thousands) Loans secured by real estate: March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Commercial real estate $ 430 $ 435 $ 3,100 $ 526 Construction/land/land development — 59 226 270 Residential real estate 8,481 7,023 8,969 7,712 Total real estate 8,911 7,517 12,295 8,508 Commercial and industrial 914 527 4,730 1,383 Consumer — — 53 49 Total nonaccrual loans $ 9,825 $ 8,044 $ 17,078 $ 9,940 All interest formerly accrued but not received for loans placed on nonaccrual status is reversed from interest income. Subsequent receipts on nonaccrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. At March 31, 2023, and December 31, 2022, the Company had no funding commitments for loans in which the terms were modified as a result of the borrowers experiencing financial difficulty. For the three months ended March 31, 2023 and 2022, gross interest income that would have been recorded had the nonaccruing loans been current in accordance with their original terms, was $136,000 and $245,000, respectively. No interest income was recorded on these loans while they were considered nonaccrual during the three months ended March 31, 2023 and 2022. The Company elects the fair value option for recording residential mortgage loans held for sale in accordance with U.S. GAAP. The Company had $4.6 million of nonaccrual mortgage loans held for sale that were recorded using the fair value option election at March 31, 2023, compared to $3.9 million at December 31, 2022. The tables below summarize modifications made to borrowers experiencing financial difficulty by loan and modification type during the dates indicated. Three Months Ended March 31, 2023 Term Extension (Dollars in thousands) Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 2,230 0.09 % Construction/land/land development 3,346 0.35 Total real estate 5,576 0.11 Commercial and industrial 9,304 0.44 Mortgage warehouse lines of credit — — Consumer — — Total $ 14,880 0.20 The following table describes the financial effect of the modification made to 11 borrowers experiencing financial difficulty. Three Months Ended March 31, 2023 Term Extension Commercial real estate Added a weighted average 4.1 months to the life of the modified loans Construction/land/land development Added a weighted average 4.8 months to the life of the modified loans Commercial and industrial Added a weighted average 3.6 months to the life of the modified loans All the loans that have been modified during the three months ended March 31, 2023, are performing in accordance with modified terms. There were no loans to borrowers experiencing financial difficulty that defaulted during the three months ended March 31, 2023, that were modified within the last three months. A payment default is defined as a loan that was 90 or more days past due. The Company monitors the performance of modified loans on an ongoing basis. In the event of subsequent default, the allowance for loan credit losses continues to be reassessed on the basis of an individual evaluation of each loan. The modifications made during the periods presented did not significantly impact the Company’s determination of the allowance for credit losses.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
Fair Value of Financial Instruments	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Note 5 — Fair Value of Financial Instruments Fair value is the exchange price that is expected to be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Certain assets and liabilities are recorded in the Company’s consolidated financial statements at fair value. Some are recorded on a recurring basis and some on a non-recurring basis. The Company utilizes fair value measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The determination of fair values of financial instruments often requires the use of estimates. In cases where quoted market values in an active market are not available, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach to estimate the fair values of its financial instruments. Such valuation techniques are consistently applied. A hierarchy for fair value has been established, which categorizes the valuation techniques into three levels used to measure fair value. The three levels are as follows: Level 1 - Fair value is based on unadjusted quoted prices in active markets for identical assets or liabilities. Level 2 - Fair value is based on significant other observable inputs that are generally determined based on a single price for each financial instrument provided to the Company by an unrelated third-party pricing service and is based on one or more of the following: • Quoted prices for similar, but not identical, assets or liabilities in active markets; • Quoted prices for identical or similar assets or liabilities in markets that are not active; • Inputs other than quoted prices that are observable, such as interest rate and yield curves, volatilities, prepayment speeds, loss severities, credit risks and default rates; and • Other inputs derived from or corroborated by observable market inputs. Level 3 - Prices or valuation techniques that require inputs that are both significant and unobservable in the market. These instruments are valued using the best information available, some of which is internally developed, and reflects the Company’s own assumptions about the risk premiums that market participants would generally require and the assumptions they would use. These estimates can be inherently uncertain. There were no transfers between fair value reporting levels for any period presented. Fair Values of Assets and Liabilities Recorded on a Recurring Basis The following tables summarize financial assets and financial liabilities recorded at fair value on a recurring basis at March 31, 2023, and December 31, 2022, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value. There were no changes in the valuation techniques during 2023 or 2022. March 31, 2023 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 306,391 $ 52,823 $ 359,214 Corporate bonds — 80,611 1,000 81,611 U.S. treasury securities 103,969 — — 103,969 U.S. government agency securities — 139,402 — 139,402 Commercial mortgage-backed securities — 93,097 — 93,097 Residential mortgage-backed securities — 561,611 — 561,611 Commercial collateralized mortgage obligations — 39,165 — 39,165 Residential collateralized mortgage obligations — 145,046 — 145,046 Asset-backed securities — 68,219 — 68,219 Securities available for sale 103,969 1,433,542 53,823 1,591,334 Securities carried at fair value through income — — 6,413 6,413 Loans held for sale — 29,143 — 29,143 Mortgage servicing rights — — 18,261 18,261 Other assets - derivatives — 22,343 — 22,343 Total recurring fair value measurements - assets $ 103,969 $ 1,485,028 $ 78,497 $ 1,667,494 Other liabilities - derivatives $ — $ (20,069) $ — $ (20,069) Total recurring fair value measurements - liabilities $ — $ (20,069) $ — $ (20,069) December 31, 2022 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 334,708 $ 54,769 $ 389,477 Corporate bonds — 81,258 1,000 82,258 U.S. treasury securities 110,645 — — 110,645 U.S. government agency securities — 137,775 — 137,775 Commercial mortgage-backed securities — 91,943 — 91,943 Residential mortgage-backed securities — 572,303 — 572,303 Commercial collateralized mortgage obligations — 38,813 — 38,813 Residential collateralized mortgage obligations — 146,370 — 146,370 Asset-backed securities — 71,900 — 71,900 Securities available for sale 110,645 1,475,070 55,769 1,641,484 Securities carried at fair value through income — — 6,368 6,368 Loans held for sale — 25,389 — 25,389 Mortgage servicing rights — — 20,824 20,824 Other assets - derivatives — 26,733 — 26,733 Total recurring fair value measurements - assets $ 110,645 $ 1,527,192 $ 82,961 $ 1,720,798 Other liabilities - derivatives $ — $ (25,275) $ — $ (25,275) Total recurring fair value measurements - liabilities $ — $ (25,275) $ — $ (25,275) The changes in Level 3 assets and liabilities measured at fair value on a recurring basis for the three months ended March 31, 2023 and 2022, are summarized as follows: (Dollars in thousands) MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2023 $ 20,824 $ 55,769 $ 6,368 Gain (loss) recognized in earnings: Mortgage banking revenue (1) (906) — — Other noninterest income — — 45 Loss recognized in AOCI — 108 — Purchases, issuances, sales and settlements: Originations 149 — — Purchases — — — Sales (1,806) — — Settlements — (2,054) — Balance at March 31, 2023 $ 18,261 $ 53,823 $ 6,413 ___________________________ (1) Total mortgage banking revenue includes changes in fair value due to market changes and run-off. (Dollars in thousands) MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2022 $ 16,220 $ 41,461 $ 7,497 Gain (loss) recognized in earnings: Mortgage banking revenue (1) 4,240 — — Other noninterest income — — (439) Loss recognized in AOCI — (2,216) — Purchases, issuances, sales and settlements: Originations 727 — — Purchases — 18,015 — Settlements — (2,166) — Balance at March 31, 2022 $ 21,187 $ 55,094 $ 7,058 ___________________________ (1) Total mortgage banking revenue includes changes in fair value due to market changes and run-off. The Company obtains fair value measurements for loans at fair value, securities available for sale and securities at fair value through income from an independent pricing service; therefore, quantitative unobservable inputs are unknown. The following methodologies were used to measure the fair value of financial assets and liabilities valued on a recurring basis: Securities Available for Sale Securities classified as available for sale are reported at fair value utilizing Level 1, Level 2 or Level 3 inputs. For Level 1 securities, the Company obtains the fair value measurements for those identical assets from an independent pricing service. For Level 2 securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, market consensus prepayment speeds, credit information and the security's terms and conditions, among other things. In order to ensure the fair values are consistent with ASC 820, Fair Value Measurements and Disclosures , the Company periodically checks the fair value by comparing them to other pricing sources, such as Bloomberg LP. The third-party pricing service is subject to an annual review of internal controls in accordance with the Statement on Standards for Attestation Engagements No. 16, which was made available to the Company. In certain cases where Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. Mortgage Servicing Rights (“MSRs”) The carrying amounts of the MSRs equal fair value, which are determined using a discounted cash flow valuation model. The significant assumptions used to value MSRs were as follows: March 31, 2023 December 31, 2022 Range Weighted Average (1) Range Weighted Average (1) Prepayment speeds 7.40% - 8.34% 8.10 % 7.65% - 9.20% 8.11 % Discount rates 9.50 - 12.00 9.56 9.50 - 22.07 12.55 __________________________ (1) The weighted average was calculated with reference to the principal balance of the underlying mortgages. Recently there have been significant market-driven fluctuations in the assumptions listed above. These fluctuations can be rapid and may continue to be significant. Typically, loans with higher average coupon rates have a greater likelihood of prepayment during comparatively low interest rate environments, while loans with lower average coupon rates have a lower likelihood of prepayment. The recent increase in rates has caused a decrease in the weighted average prepayment speed. The decrease in the discount rate assumption was mainly due to the sale of GNMA MSR portfolio during the current quarter. Estimating these assumptions within ranges that market participants would use in determining the fair value of MSRs requires significant management judgment. Derivatives Fair values for interest rate swap agreements and interest rate lock commitments are based upon the amounts that would be required to settle the contracts. Fair values for risk participations, forward mortgage backed security purchases or loan sale commitments and future contracts to purchase United States treasury notes are based on the fair values of the underlying mortgage loans or securities and the probability of such commitments being exercised. Significant management judgment and estimation is required in determining these fair value measurements. Fair Values of Assets Recorded on a Recurring Basis for which the Fair Value Option has been Elected Certain assets are measured at fair value on a recurring basis due to the Company’s election to adopt fair value accounting treatment for those assets. This election allows for a more effective offset of the changes in fair values of the assets and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting under ASC Topic 815, Derivatives and Hedging. For assets for which the fair value has been elected, the earned current contractual interest payment is recognized in interest income, loan origination costs and fees on fair value option loans are recognized in earnings as incurred and not deferred. At March 31, 2023, and December 31, 2022, there were no gains or losses recorded attributable to changes in instrument-specific credit risk. The following tables summarize the difference between the fair value and the unpaid principal balance for financial instruments for which the fair value option has been elected: March 31, 2023 (Dollars in thousands) Aggregate Fair Value Principal Balance/Amortized Cost Difference Loans held for sale (1) $ 29,143 $ 28,536 $ 607 Securities carried at fair value through income 6,413 7,100 (687) Total $ 35,556 $ 35,636 $ (80) ____________________________ (1) $4.6 million of loans held for sale were designated as nonaccrual or 90 days or more past due at March 31, 2023. Of this balance, $2.8 million was guaranteed by U.S. Government agencies. December 31, 2022 (Dollars in thousands) Aggregate Fair Value Principal Balance/Amortized Cost Difference Loans held for sale (1) $ 25,389 $ 24,946 $ 443 Securities carried at fair value through income 6,368 7,100 (732) Total $ 31,757 $ 32,046 $ (289) ____________________________ (1) $3.9 million of loans held for sale were designated as nonaccrual or 90 days or more past due at December 31, 2022. Of this balance, $3.3 million was guaranteed by U.S. Government agencies. Changes in the fair value of assets for which the Company elected the fair value option are classified in the consolidated statements of income line items reflected in the following table: (Dollars in thousands) Three Months Ended March 31, Changes in fair value included in noninterest income: 2023 2022 Mortgage banking revenue (loans held for sale) $ 164 $ (497) Other income: Securities carried at fair value through income 46 (439) Total fair value option impact on noninterest income (1) $ 210 $ (936) ____________________________ (1) The fair value option impact on noninterest income is offset by the derivative gain/loss recognized in noninterest income. Please see Note 6 — Mortgage Banking for more detail. The following methodologies were used to measure the fair value of financial assets valued on a recurring basis for which the fair value option was elected: Securities at Fair Value through Income Securities carried at fair value through income are valued using a discounted cash flow with a credit spread applied to each instrument based on the creditworthiness of each issuer. Credit spreads ranged from 83 to 227 basis points at both March 31, 2023, and December 31, 2022 . The Company believes the fair value approximates an exit price. Loans Held for Sale Fair values for loans held for sale are established using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans allocated. The Company believes the fair value approximates an exit price. Fair Value of Assets Recorded on a Nonrecurring Basis Equity Securities without Readily Determinable Fair Values Equity securities without readily determinable fair values totaled $77.0 million and $67.4 million at March 31, 2023, and December 31, 2022, respectively, and are shown on the face of the consolidated balance sheets. The majority of the Company’s equity investments qualify for the practical expedient allowed for equity securities without a readily determinable fair value, such that the Company has elected to carry these securities at cost adjusted for any observable transactions during the period, less any impairment. To date, no impairment has been recorded on the Company's investments in equity securities that do not have readily determinable fair values. Government National Mortgage Association Repurchase Asset The Company recorded $24.6 million at December 31, 2022, for Government National Mortgage Association (“GNMA”) repurchase assets included in loans held for sale on the consolidated balance sheets. There were no GNMA repurchase assets at March 31, 2023. The assets were valued at the lower of cost or market and, where market is lower than cost, valued using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans. During the second half of 2022, the Company entered into an agreement to sell its GNMA MSR portfolio, which met all final sale conditions in early 2023. The Company sold $1.8 million in GNMA MSR, with no significant additional gain or loss realized, and derecognized the related GNMA repurchase asset and offsetting liability during the quarter ended March 31, 2023. Individually Evaluated Loans with Credit Losses Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured to determine if any credit loss exists. Allowable methods for determining the amount of credit loss include estimating the fair value using the fair value of the collateral for collateral-dependent loans and a discounted cash flow methodology for other evaluated loans that are not collateral dependent. If the loan is identified as collateral-dependent, the fair value method of measuring the amount of credit loss is utilized. Evaluating the fair value of the collateral for collateral-dependent loans requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. If the loan is not collateral-dependent, the discounted cash flow method is utilized, which involves assumptions and judgments as to credit risk, prepayment risk, liquidity risk, default rates, loss severity, payment speeds, collateral values and discount rate. Loans that have experienced a credit loss with specific allocated losses are within Level 3 of the fair value hierarchy when the credit loss is determined using the fair value method. The fair value of loans that have experienced a credit loss with specific allocated losses was approximately $20.8 million and $20.7 million at March 31, 2023, and December 31, 2022, respectively. Non-Financial Assets Foreclosed assets held for sale are the only non-financial assets valued on a non-recurring basis that are initially recorded by the Company at fair value, less estimated costs to sell. At foreclosure, if the fair value, less estimated costs to sell, of the real estate acquired is less than the Company’s recorded investment in the related loan, a write-down is recognized through a charge to the allowance for loan credit losses. Additionally, valuations are periodically performed by management, and any subsequent reduction in value is recognized by a charge to income. The carrying value and fair value of foreclosed assets held for sale was estimated using Level 3 inputs based on observable market data and was $806,000 at both March 31, 2023, and December 31, 2022, respectively. At March 31, 2023, and December 31, 2022, the Company had zero and $10,000, respectively, in principal amount of residential mortgage loans in the process of foreclosure. Fair Values of Financial Instruments Not Recorded at Fair Value Loans The estimated fair value approximates carrying value for variable-rate loans that reprice frequently and with no significant change in credit risk. The fair value of fixed rate loans and variable-rate loans, which reprice on an infrequent basis, is estimated by discounting future cash flows using exit level pricing, which combines the current interest rates at which similar loans with similar terms would be made to borrowers of similar credit quality and an estimated additional rate to reflect a liquidity premium. An overall valuation adjustment is made for specific credit risks as well as general portfolio credit risk. Deposits The estimated fair value approximates carrying value for demand deposits. The fair value of fixed rate deposit liabilities with defined maturities is estimated by discounting future cash flows using the interest rates currently available for funding from the FHLB. The estimated fair value of deposits does not take into account the value of our long-term relationships with depositors, commonly known as core deposit intangibles, which are separate intangible assets, and not considered financial instruments. Nonetheless, the Company would likely realize a core deposit premium if the deposit portfolio were sold in the principal market for such deposits. Borrowed Funds The estimated fair value approximates carrying value for short-term borrowings. The fair value of long-term fixed rate and fixed-to-floating-rate borrowings is estimated using quoted market prices, if available, or by discounting future cash flows using current interest rates for similar financial instruments. The estimated fair value approximates carrying value for variable-rate junior subordinated debentures that reprice quarterly. The carrying value and estimated fair values of financial instruments not recorded at fair value are as follows: (Dollars in thousands) March 31, 2023 December 31, 2022 Financial assets: Level 1 inputs: Carrying Estimated Carrying Estimated Cash and cash equivalents $ 825,111 $ 825,111 $ 358,972 $ 358,972 Level 2 inputs: Non-marketable equity securities held in other financial institutions 77,036 77,036 67,378 67,378 GNMA repurchase asset — — 24,569 24,569 Accrued interest and loan fees receivable 38,883 38,883 38,136 38,136 Level 3 inputs: Securities held to maturity 11,191 12,031 11,275 11,970 LHFI, net 7,283,815 7,042,787 7,002,861 6,835,770 Financial liabilities: Level 2 inputs: Deposits 8,174,310 8,158,759 7,775,702 7,753,966 FHLB advances and other borrowings 875,502 875,428 639,230 639,103 Subordinated indebtedness 201,845 191,101 201,765 181,624 Accrued interest payable 6,555 6,555 3,917 3,917

Mortgage Banking

Mortgage Banking	3 Months Ended
Mortgage Banking	Mar. 31, 2023
Mortgage Banking [Abstract]
Mortgage Banking	Note 6 — Mortgage Banking The following table presents the Company’s revenue from mortgage banking operations: (Dollars in thousands) Three Months Ended March 31, Mortgage banking revenue 2023 2022 Origination $ 111 $ 205 Gain on sale of loans held for sale 609 1,723 Originations of MSRs 149 727 Servicing 989 1,426 Total gross mortgage revenue 1,858 4,081 MSR valuation adjustments, net (906) 4,240 Mortgage HFS and pipeline fair value adjustment 440 326 MSR hedge impact 389 (4,551) Mortgage banking revenue $ 1,781 $ 4,096 Management uses forward-settling mortgage-backed securities and U.S. Treasury futures to mitigate the impact of changes in fair value of MSRs. See Note 7 — Derivative Financial Instruments for further information. Mortgage Servicing Rights Activity in MSRs was as follows: Three Months Ended March 31, (Dollars in thousands) 2023 2022 Balance at beginning of period $ 20,824 $ 16,220 Addition of servicing rights 149 727 Sale of GNMA MSR (1,806) — Valuation adjustment, net of amortization (906) 4,240 Balance at end of period $ 18,261 $ 21,187 During the second half of 2022, the Company entered into an agreement to sell its GNMA MSR portfolio, which met all final sale conditions in early 2023. The Company sold $1.8 million in GNMA MSR, with no significant additional gain or loss realized, and derecognized the related GNMA repurchase asset and offsetting liability during the quarter ended March 31, 2023. The Company receives annual servicing fee income approximating 0.25% of the outstanding balance of the underlying loans. In connection with the Company's activities as a servicer of mortgage loans, the investors and the securitization trusts have no recourse to the Company’s assets for failure of debtors to pay when due. The Company is potentially subject to losses in its loan servicing portfolio due to loan foreclosures. The Company has obligations to either repurchase the outstanding principal balance of a loan or make the purchaser whole for the economic benefits of a loan if it is determined that the loan sold violated representations or warranties made by the Company and/or the borrower at the time of the sale, which the Company refers to as mortgage loan servicing putback expenses. Such representations and warranties typically include those made regarding loans that had missing or insufficient file documentation and/or loans obtained through fraud by borrowers or other third parties. Putback claims may be made until the loan is paid in full. When a putback claim is received, the Company evaluates the claim and takes appropriate actions based on the nature of the claim. The Company is required by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation to provide a response to putback claims within 60 of the date of receipt. At March 31, 2023, and December 31, 2022, the reserve for mortgage loan servicing putback expenses totaled $185,000 and $217,000, respectively. There is inherent uncertainty in reasonably estimating the requirement for reserves against future mortgage loan servicing putback expenses. Future putback expenses depend on many subjective factors, including the review procedures of the purchasers and the potential refinance activity on loans sold with servicing released and the subsequent consequences under the representations and warranties. GNMA optional repurchase programs allow financial institutions to buy back individual delinquent mortgage loans that meet certain criteria from the securitized loan pool for which the institution provides servicing. At the servicer’s option, and without GNMA's prior authorization, the servicer may repurchase a delinquent loan for an amount equal to 100% of the remaining principal balance of the loan. This buy-back option is considered a conditional option until the delinquency criteria are met, at which time the option becomes unconditional. When a financial institution is deemed to have regained effective control over these loans under the unconditional buy-back option, the loans can no longer be reported as sold and must be included in the consolidated balance sheets as mortgage loans held for sale, regardless of whether the institution intends to exercise the buy-back option. These loans totaled $24.6 million at December 31, 2022, and were recorded as mortgage loans held for sale at the lower of cost or fair value with a corresponding liability in FHLB advances and other borrowings on the Company’s consolidated balance sheets. The final sale conditions of the GNMA MSR portfolio were met during the quarter ended March 31, 2023, and, accordingly, there were no GNMA repurchase program loans on the balance sheet at March 31, 2023.

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
Derivative Financial Instruments	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Note 7 — Derivative Financial Instruments Risk Management Objective of Using Derivatives The Company enters into derivative financial instruments to manage risks related to differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments, as well as to manage changes in fair values of some assets which are marked at fair value through the consolidated statement of income on a recurring basis. Cash Flow Hedges of Interest Rate Risk The Company is a party to interest rate swap agreements under which the Company receives interest at a variable rate and pays at a fixed rate. The derivative instruments represented by these swap agreements are designated as cash flow hedges of the Company’s forecasted variable cash flows under a variable-rate term borrowing agreements. During the terms of the swap agreements, the effective portion of changes in the fair value of the derivative instruments are recorded in accumulated other comprehensive (loss) income and subsequently reclassified into earnings in the periods that the hedged forecasted variable-rate interest payments affected earnings. There was no ineffective portion of the change in fair value of the derivatives recognized directly in earnings. The entire swap fair value will be reclassified into earnings before the expiration dates of the swap agreements. Derivatives Not Designated as Hedges Customer interest rate derivative program The Company offers certain derivatives products, primarily interest rate swaps, directly to qualified commercial banking customers to facilitate their risk management strategies. In most instances, the Company acts only as an intermediary, simultaneously entering into offsetting agreements with unrelated financial institutions, thereby mitigating its net risk exposure resulting from such transactions without significantly impacting its results of operations. Because the interest rate derivatives associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer derivatives and any offsetting derivatives are recognized directly in earnings as a component of noninterest income. From time to time, the Company shares in credit risk on interest rate swap arrangements, by entering into risk participation agreements with syndication partners. These are accounted for at fair value and disclosed as risk participation derivatives. Mortgage banking derivatives The Company enters into certain derivative agreements as part of its mortgage banking and related risk management activities. These agreements include interest rate lock commitments on prospective residential mortgage loans and forward commitments to sell these loans to investors on a mandatory delivery basis. The Company also economically hedges the value of MSRs by entering into a series of commitments to purchase mortgage-backed securities in the future and U.S. Treasury future contracts. Fair Values of Derivative Instruments on the Consolidated Balance Sheets The following tables disclose the fair value of derivative instruments in the Company’s consolidated balance sheets at March 31, 2023, and December 31, 2022, as well as the effect of these derivative instruments on the Company’s consolidated statements of income for the three months ended March 31, 2023 and 2022. Derivative instruments and their related gains and losses are reported in other operating activities, net in the statements of cash flows. (Dollars in thousands) Notional Amounts (1) Fair Values Derivatives designated as cash flow hedging instruments: March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Interest rate swaps included in other assets $ 10,500 $ 10,500 $ 872 $ 1,043 Derivatives not designated as hedging instruments: Interest rate swaps included in other assets $ 349,093 $ 352,842 $ 20,280 $ 25,482 Interest rate swaps included in other liabilities 341,993 345,742 (19,966) (25,175) Risk participation agreements included in other assets 20,000 59,738 5 — Forward commitments to purchase forward-settling mortgage-backed securities included in other assets 10,000 7,000 142 (100) Forward commitments to purchase treasury notes in other assets 15,000 31,500 457 — Forward commitments to sell residential mortgage loans included in other liabilities 14,900 8,500 (103) 7 Interest rate-lock commitments on residential mortgage loans included in other assets 23,013 9,544 587 201 $ 773,999 $ 814,866 $ 1,402 $ 415 ____________________________ (1) Notional or contractual amounts, which represent the extent of involvement in the derivatives market, are used to determine the contractual cash flows required in accordance with the terms of the agreement. These amounts are typically not exchanged, significantly exceed amounts subject to credit or market risk and are not reflected in the consolidated balance sheets. The weighted-average rates paid and received for interest rate swaps at March 31, 2023, and December 31, 2022, were as follows: Weighted-Average Interest Rate March 31, 2023 December 31, 2022 Interest rate swaps: Paid Received Paid Received Cash flow hedges 5.31 % 6.38 % 4.98 % 5.72 % Non-hedging interest rate swaps - financial institution counterparties 4.28 6.85 3.72 5.75 Non-hedging interest rate swaps - customer counterparties 6.85 4.28 5.75 3.72 Gains and losses recognized on derivative instruments not designated as hedging instruments are as follows: (Dollars in thousands) Three Months Ended March 31, Derivatives not designated as hedging instruments: 2023 2022 Amount of gain (loss) recognized in mortgage banking revenue (1) $ 665 $ (2,407) Amount of gain recognized in other non-interest income 11 286 ____________________________ (1) Gains and losses on these instruments are largely offset by market fluctuations in mortgage servicing rights. See Note 6 — Mortgage Banking for more information on components of mortgage banking revenue. Some interest rate swaps included in other assets were subject to a master netting arrangement with the counterparty in all periods presented and could be offset against some amounts included in interest rate swaps included in other liabilities. The Company has chosen not to net these exposures in the consolidated balance sheets, and any impact of netting these amounts would not be significant. At March 31, 2023, and December 31, 2022, the Company had cash collateral on deposit with swap counterparties totaling $6.7 million and $7.6 million, respectively. These amounts are included in interest-bearing deposits in banks in the consolidated balance sheets and are considered restricted cash until such time as the underlying swaps are settled.

Stock and Incentive Compensatio

Stock and Incentive Compensation Plans	3 Months Ended
Stock and Incentive Compensation Plans	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
Stock and Incentive Compensation Plans	Note 8 — Stock and Incentive Compensation Plans The Company has granted, and currently has outstanding, stock and incentive compensation awards subject to the provisions of the Company’s 2012 Stock Incentive Plan (the “2012 Plan”). The 2012 Plan is designed to provide flexibility to the Company regarding its ability to motivate, attract and retain the services of key officers, employees and directors. The 2012 Plan allows the Company to make grants of incentive stock options, non-qualified stock options, stock appreciation rights, restricted stock awards (“RSA”), restricted stock units (“RSU”), dividend equivalent rights, performance stock units (“PSU”) or any combination thereof. At March 31, 2023, the maximum number of shares of the Company’s common stock available for issuance under the 2012 Plan was 87,536 shares. Additionally, the Company’s stockholders approved an employee stock purchase plan (“ESPP”) which qualified as an ESPP under IRS guidelines. The ESPP provides for the purchase of up to an aggregate one million shares of the Company’s common stock by employees, and the total number of shares available for issuance at March 31, 2023, was 973,911. Under the ESPP, employees of the Company, who elect to participate, have the right to purchase a limited number of shares of the Company’s common stock at a 15% discount from the lower of the market value of the common stock at the beginning or the end of each one year offering period, beginning on June 1st. The ESPP benefit is treated as compensation to the employee, and the compensation expense will be recognized over the service period based on the fair value of the rights on the grant date, adjusted for forfeitures and certain modifications. There were no ESPP shares purchased during the three months ended March 31, 2023 or 2022. The Compensation Committee (“Committee”) has approved and the Company has granted PSUs to select officers and employees under the 2012 Plan. Each PSU represents a right for the participant to receive shares of Company common stock or cash equal to the fair market value of such stock, as determined by the Committee. The number of PSUs to which the participant may be entitled will vary from 0% to 150% of the target number of PSUs, based on the Company’s achievement of specified performance criteria during the performance period compared to performance benchmarks adopted by the Committee and, further, the participant’s continuous service with the Company through the third anniversary of the date of the grant. Each performance period commences on January 1 and ends three years later on December 31, (“Performance Period”). On December 13, 2022, (the “Grant Date”), the Company granted a special, one-time stock award to Drake Mills (the “One-Time Award”), having an approximate value of $10.0 million, which was comprised of 129,736 restricted stock units (“CEO RSUs”) and 129,735 market-based performance stock units (“CEO PSUs”), The CEO RSUs vest in five approximately equal installments on each of the third, fourth, fifth, sixth and seventh anniversaries of the Grant Date, subject to Mr. Mills’ continued employment with the Company on each respective vesting date, or upon the earlier occurrence of Mr. Mills’ death, disability, termination of employment without cause or resignation for good reason. The CEO PSUs are eligible to vest based on achievement of five pre-established stock price hurdles (each, a “Stock Price Hurdle”) during a seven-year performance period (the “CEO Performance Period”), which Stock Price Hurdle must be maintained for twenty Compensation expense for the CEO PSUs will be recognized over the vesting period of the awards based on the fair value of the award at the grant date determined by using a Monte Carlo simulation model with the following inputs: Simulation Inputs Grant date December 13, 2022 Performance period seven years Stock price $ 36.87 Expected volatility (1) 33.0 % Risk-free rate (2) 3.5 ____________________________ (1) The expected volatility was determined based on the historical volatilities of the Company and the specified peer group. (2) The risk-free interest rate for the performance period was derived from the seven-year continuous U.S. Treasury Yield constant maturity curve on the valuation date. Share-based compensation cost charged to income for the three months ended March 31, 2023 and 2022, is presented below. There was no stock option expense for any of the periods shown. Three Months Ended March 31, (Dollars in thousands) 2023 2022 RSA & RSU $ 1,022 $ 611 PSU 293 46 ESPP 76 80 Total stock compensation expense $ 1,391 $ 737 Related tax benefits recognized in net income $ 292 $ 155 Restricted Stock and Performance Stock Grants The Company’s RSAs and RSUs are time-vested awards and are granted to the Company’s Board of Directors, executives and senior management team. The service period in which time-vested awards are earned ranges from one The Company’s PSU awards, excluding the CEO PSUs, are three-year cliff-vested awards, with each unit divided into two categories (“ROAA Unit Group” and “ROAE Unit Group”), composed of an equivalent number of initial PSUs granted. The PSUs do not reflect potential increases or decreases resulting from the interim performance results until the final performance results are determined at the end of the three-year period. The ROAA Unit Group is based upon the Company’s Performance Period Return on Average Assets performance, and the ROAE Unit Group is based upon the Company’s Performance Period Return on Average Equity performance. The PSUs are initially valued utilizing the fair value of the Company’s stock at the grant date, assuming 100% of the target number of units are achieved. Subsequent valuation of the PSUs is determined using the ratio of the actual Company’s Performance Period ROAA or ROAE to the Company’s targeted Performance Period ROAA or ROAE, applied to the PSUs awarded times the Company’s closing month end stock price for the month immediately preceding the period end date. Forfeitures are recognized as they occur. The following table summarizes the Company’s award activity: Three Months Ended March 31, 2023 2022 Shares Weighted Average Grant-Date Fair Value Shares Weighted Average Grant-Date Fair Value Nonvested RSAs, January 1, 27,391 $ 35.37 48,048 $ 35.27 Vested RSAs (12,840) 37.39 — — Nonvested RSAs, March 31, 14,551 33.59 48,048 35.27 Nonvested RSUs, January 1, 270,390 $ 39.63 73,977 $ 40.64 Granted RSUs 65,842 40.69 40,475 44.77 Vested RSUs (12,005) 44.77 — — Forfeited RSUs (1,357) 41.41 (743) 40.40 Nonvested RSUs, March 31, 322,870 39.65 113,709 42.11 Nonvested PSUs, January 1, 157,367 $ 29.06 — $ — Granted PSUs 43,591 37.91 27,632 44.77 Forfeited PSUs (1,592) 37.91 — — Nonvested PSUs, March 31, 199,366 30.50 27,632 44.77 At March 31, 2023, there was $269,000, $11.4 million and $5.2 million of total unrecognized compensation cost related to nonvested RSA shares, RSU shares and PSU shares under the 2012 Plan, respectively. Those costs are expected to be recognized over a weighted-average period of 0.6, 4.1 and 2.6 years for RSA, RSU and PSU shares, respectively. Stock Option Grants The Company has previously issued common stock options to select officers and employees primarily through individual agreements. The exercise price of each option varies by agreement and is based on the fair value of the stock at the date of the grant. No outstanding stock option has a term that exceeds twenty years, and all of the outstanding options are fully vested. The Company recognized compensation cost for stock option grants over the required service period based upon the grant date fair value, which is established using a Black-Scholes valuation model. The Black-Scholes valuation model uses assumptions of risk-free interest rate, expected term of stock options, expected stock price volatility and expected dividends. Forfeitures are recognized as they occur. In conjunction with the BTH merger, the Company assumed the BTH 2012 Equity Incentive Plan and converted all outstanding options to purchase BTH common stock into options to purchase an aggregate of 611,676 shares of the Company’s common stock. Under the terms of applicable change in control provisions within the BTH 2012 Equity Incentive Plan and BTH Notice Of Stock Option Award, all BTH stock options fully vested immediately prior to the closing of the merger that occurred on August 1, 2022. BTH converted options have no expiration dates past August 16, 2031, and no further grants will be made under the BTH 2012 Equity Incentive Plan. The table below summarizes the status of the Company’s stock options and changes during the years ended March 31, 2023 and 2022. (Dollars in thousands, except per share amounts) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (in years) Aggregate Intrinsic Value Three Months Ended March 31, 2023 Outstanding at January 1, 2023 504,437 $ 29.46 5.13 $ 3,736 Exercised (27,282) 15.62 — 587 Expired (331) 37.76 — — Outstanding and exercisable at March 31, 2023 476,824 30.24 5.00 1,728 Three Months Ended March 31, 2022 Outstanding at January 1, 2022 39,200 $ 10.73 2.28 $ 1,262 Exercised (4,800) 13.31 — 152 Outstanding and exercisable at March 31, 2022 34,400 10.37 2.34 1,098

Accumulated Other Comprehensive

Accumulated Other Comprehensive (Loss) Income	3 Months Ended
Accumulated Other Comprehensive (Loss) Income	Mar. 31, 2023
Equity [Abstract]
Accumulated Other Comprehensive (Loss) Income	Note 9 — Accumulated Other Comprehensive (Loss) Income Accumulated other comprehensive (loss) income (“AOCI”) includes the after-tax change in unrealized gains and losses on AFS securities and cash flow hedging activities. (Dollars in thousands) Unrealized (Loss) Gain on AFS Securities Unrealized Gain (Loss) on Cash Flow Hedges Accumulated Other Comprehensive (Loss) Income Balance at January 1, 2023 $ (160,700) $ 825 $ (159,875) Net change 21,529 (135) 21,394 Balance at March 31, 2023 $ (139,171) $ 690 $ (138,481) Balance at January 1, 2022 $ 5,809 $ (80) $ 5,729 Net change (72,061) 442 (71,619) Balance at March 31, 2022 $ (66,252) $ 362 $ (65,890)

Capital and Regulatory Matters

Capital and Regulatory Matters	3 Months Ended
Capital and Regulatory Matters	Mar. 31, 2023
Banking Regulation [Abstract]
Capital and Regulatory Matters	Note 10 — Capital and Regulatory Matters The Company (on a consolidated basis) and the Bank is subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. The Company is subject to the Basel III regulatory capital framework (“Basel III Capital Rules”), which includes a 2.5% capital conservation buffer. The capital conservation buffer is designed to absorb losses during periods of economic stress and requires increased capital levels for the purpose of capital distributions and other payments. Failure to meet the full amount of the buffer will result in restrictions on the Company’s ability to make capital distributions, which include dividend payments, stock repurchases and to pay discretionary bonuses to executive officers. Quantitative measures established by regulation to ensure capital adequacy require the Company and Origin to maintain minimum amounts and ratios (set forth in the table below) of total, common equity Tier 1 capital, Tier 1 capital, Tier 1 capital, and total capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average total consolidated assets (as defined). Management believes, at March 31, 2023, and December 31, 2022, that the Company and Origin met all capital adequacy requirements to which they are subject, including the capital buffer requirement. At March 31, 2023, and December 31, 2022, Origin’s capital ratios exceeded those levels necessary to be categorized as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as “well capitalized,” Origin must maintain minimum total risk-based, common equity Tier 1 capital, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the table below. A final rule adopted by the federal banking agencies in February 2019 provides banking organizations with the option to phase in, over a three-year period, the adverse day-one regulatory capital effects of the adoption of CECL. In addition, on March 27, 2020, the federal banking agencies issued an interim final rule that gives banking organizations that were required to implement CECL before the end of 2020 the option to delay for two years CECL’s adverse effects on regulatory capital. Origin elected to adopt CECL in the first quarter of 2020 and exercised the option to delay the estimated impact of the adoption of CECL on the Company’s regulatory capital for two years (from January 2020 through December 31, 2021). The two-year delay is followed by a three-year transition period of CECL’s initial impact on the Company’s regulatory capital (from January 1, 2022, through December 31, 2024). The amount representing the CECL impact to the Company’s regulatory capital that will be ratably transitioning back into regulatory capital over the transition period is $4.5 million and $5.1 million at March 31, 2023, and December 31, 2022, respectively. The actual capital amounts and ratios of the Company and Origin at March 31, 2023, and December 31, 2022, are presented in the following table: (Dollars in thousands) March 31, 2023 Actual Minimum Capital Required - Basel III To be Well Capitalized Under Prompt Corrective Action Provisions Common Equity Tier 1 Capital to Risk-Weighted Assets Amount Ratio Amount Ratio Amount Ratio Origin Bancorp, Inc. $ 942,363 11.08 % $ 595,173 7.00 % N/A N/A Origin Bank 992,417 11.70 593,703 7.00 $ 551,296 6.50 % Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 958,110 11.27 722,710 8.50 N/A N/A Origin Bank 992,417 11.70 720,925 8.50 678,518 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,215,922 14.30 892,760 10.50 N/A N/A Origin Bank 1,154,642 13.61 890,554 10.50 848,147 10.00 Leverage Ratio Origin Bancorp, Inc. 958,110 9.79 391,429 4.00 N/A N/A Origin Bank 992,417 10.17 390,385 4.00 487,981 5.00 December 31, 2022 Common Equity Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 906,859 10.93 580,857 7.00 N/A N/A Origin Bank 952,579 11.50 579,775 7.00 538,363 6.50 Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 922,584 11.12 705,327 8.50 N/A N/A Origin Bank 952,579 11.50 704,013 8.50 662,600 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,180,665 14.23 871,290 10.50 N/A N/A Origin Bank 1,109,257 13.39 869,661 10.50 828,249 10.00 Leverage Ratio Origin Bancorp, Inc. 922,584 9.66 381,955 4.00 N/A N/A Origin Bank 952,579 9.94 383,359 4.00 479,198 5.00 In the ordinary course of business, the Company depends on dividends from the Bank to provide funds for the payment of dividends to stockholders and to provide for other cash requirements. Banking regulations may limit the amount of dividends that may be paid. Approval by regulatory authorities is required if the effect of dividends declared would cause the regulatory capital of the Bank to fall below specified minimum levels. Approval is also required if dividends declared and paid exceed the Bank’s year-to-date net income combined with the retained net income for the preceding year, which was $105.6 million at March 31, 2023. Stock Repurchases In July 2022, the Board of Directors of the Company authorized a stock repurchase program pursuant to which the Company may, from time to time, purchase up to $50 million of its outstanding common stock. The shares may be repurchased in the open market or in privately negotiated transactions from time to time, depending upon market conditions and other factors, and in accordance with applicable regulations of the Securities and Exchange Commission. The stock repurchase program is intended to expire in three years but may be terminated or amended by the Board of Directors at any time. The stock repurchase program does not obligate the Company to purchase any shares at any time. There have been no stock repurchases during the three months ended March 31, 2023 or 2022.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
Commitments and Contingencies	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 11 — Commitments and Contingencies Credit-Related Commitments In the ordinary course of business, the Company enters into financial instruments, such as commitments to extend credit and letters of credit, to meet the financing needs of its customers. Such instruments are not reflected in the accompanying consolidated financial statements until they are funded, although they expose the Company to varying degrees of credit risk and interest rate risk in much the same way as funded loans. Commitments to extend credit include revolving commercial credit lines, non-revolving loan commitments issued mainly to finance the merger and development or construction of real property or equipment, and credit card and personal credit lines. The availability of funds under commercial credit lines and loan commitments generally depends on whether the borrower continues to meet credit standards established in the underlying contract and has not violated other contractual conditions. Loan commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee by the borrower. Credit card and personal credit lines are generally subject to cancellation if the borrower’s credit quality deteriorates. A number of commercial and personal credit lines are used only partially or, in some cases, not at all before they expire, and the total commitment amounts do not necessarily represent future cash requirements of the Company. A substantial majority of the letters of credit are standby agreements that obligate the Company to fulfill a customer’s financial commitments to a third party if the customer is unable to perform. The Company issues standby letters of credit primarily to provide credit enhancement to its customers’ other commercial or public financing arrangements and to help them demonstrate financial capacity to vendors of essential goods and services. The contract amounts of these instruments reflect the Company’s exposure to credit risk. The Company undertakes the same credit evaluation in making loan commitments and assuming conditional obligations as it does for on-balance sheet instruments and may require collateral or other credit support. The table below presents the Company’s commitments to extend credit by commitment expiration date for the dates indicated: (Dollars in thousands) March 31, 2023 Less than One-Three Three-Five Greater than Total Commitments to extend credit (1) $ 1,104,066 $ 1,007,729 $ 467,079 $ 69,962 $ 2,648,836 Standby letters of credit 60,916 1,224 32,987 — 95,127 Total off-balance sheet commitments $ 1,164,982 $ 1,008,953 $ 500,066 $ 69,962 $ 2,743,963 December 31, 2022 Commitments to extend credit (1) $ 1,093,744 $ 988,212 $ 553,069 $ 96,783 $ 2,731,808 Standby letters of credit 86,922 2,264 — — 89,186 Total off-balance sheet commitments $ 1,180,666 $ 990,476 $ 553,069 $ 96,783 $ 2,820,994 ____________________________ (1) Includes $637.3 million and $594.6 million of unconditionally cancellable commitments at March 31, 2023, and December 31, 2022, respectively. At March 31, 2023, the Company held 29 unfunded letters of credit from the FHLB totaling $328.2 million, with expiration dates ranging from April 18, 2023, to September 22, 2027. At December 31, 2022, the Company held 28 unfunded letters of credit from the FHLB totaling $277.4 million, with expiration dates ranging from January 14, 2023, to September 22, 2027. The Company has a total contingent liability of $3.1 million as of March 31, 2023, for retention bonuses and guaranteed minimum incentives. The contingent liability consists of retention bonuses totaling $1.0 million for former BTH employees, with $523,000, or 50%, due at December 31, 2023, and the remaining $523,000, or 50%, due at December 31, 2024. Additionally, the Company will pay $2.0 million, in total, in guaranteed minimum incentives to certain employees, with approximately 42% due on or about December 31, 2023, and 29% each due on or about December 31, 2024 and 2025, respectively. In all cases, continued employment through the payout date is required in order to receive the compensation. In conjunction with the December 31, 2021, acquisitions of the Lincoln Agency, LLC and Pulley-White Insurance Agency, Inc., the Company has a total fair value contingent liability of $1.5 million as of March 31, 2023. The amount is payable if Davison Insurance Agency, LLC, the acquirer and surviving wholly-owned subsidiary of the Company, meets certain revenue growth objectives over three years. The fair value and probability of payout of this liability is reassessed annually at the fiscal year end of the Company. Management establishes an asset-specific allowance for certain lending-related commitments and computes a formula-based allowance for performing consumer and commercial lending-related commitments. These are computed using a methodology similar to that used for the commercial loan portfolio, modified for expected maturities and probabilities of drawdown. The reserve for lending-related commitments was $4.6 million at both March 31, 2023, and December 31, 2022, respectively, and is included in accrued expenses and other liabilities in the accompanying consolidated balance sheets. Loss Contingencies From time to time, the Company is also party to various legal actions arising in the ordinary course of business. At this time, management does not expect that loss contingencies, if any, arising from any such proceedings, either individually or in the aggregate, would have a material adverse effect on the consolidated financial position or liquidity of the Company.

Significant Accounting Polici_2

Significant Accounting Policies (Policies)	3 Months Ended
Significant Accounting Policies (Policies)	Mar. 31, 2023
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation . The consolidated financial statements in this quarterly report on Form 10-Q include the accounts of the Company and all other entities in which Origin Bancorp, Inc. has a controlling financial interest, including the Bank and Davison Insurance Agency, LLC, doing business as Lincoln Agency, LLC (the “Lincoln Agency”), Lincoln Agency Transportation Insurance, Pulley-White Insurance Agency (“Pulley-White”), Reeves, Coon and Funderburg, Simoneaux & Wallace Agency and Thomas & Farr Agency. All significant intercompany balances and transactions have been eliminated in consolidation. The Company’s accounting and financial reporting policies conform, in all material respects, to generally accepted accounting principles in the United States (“U.S. GAAP”) and to general practices within the financial services industry. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued. The consolidated financial statements in this quarterly report on Form 10-Q have not been audited by an independent registered public accounting firm, excluding the figures as of December 31, 2022, but in the opinion of management, reflect all adjustments (which are of a normal recurring nature) necessary for a fair presentation of the Company’s financial position and results of operations for the periods presented. These consolidated financial statements of the Company have been prepared in accordance with U.S. GAAP and with the rules and regulations of the Securities and Exchange Commission (the “SEC”) for interim financial reporting. Accordingly, they do not include all of the information and notes required by U.S. GAAP for complete financial statements. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto for the year ended December 31, 2022, included in the Company’s annual report on Form 10-K (“2022 Form 10-K”) filed with the SEC. Operating results for the interim periods disclosed herein are not necessarily indicative of results that may be expected for a full year. Certain prior period amounts have been reclassified to conform to the current year financial statement presentations. These reclassifications did not impact previously reported net income or comprehensive income (loss).
Use of Estimates	Use of Estimates . The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions based on available information that affect the amounts reported in the financial statements and disclosures provided, including the accompanying notes, and actual results could differ. Material estimates, that are particularly susceptible to change, include the allowance for credit losses for loans, off-balance sheet commitments and available for sale securities; fair value measurements of assets and liabilities; and income taxes. Estimates and assumptions are reviewed periodically, and the effects of revisions are reflected in the Company’s consolidated financial statements in the period they are deemed necessary. While management uses its best judgment, actual results could differ from those estimates.
Allowance for Credit Losses	Allowance for Credit Losses. Accounting Standards Update (“ASU”) No. 2022-02 eliminated the accounting guidance for troubled debt restructurings (“TDRs”) and enhanced disclosure requirements for certain loan modifications. The Company may provide modifications to borrowers experiencing financial difficulty in the form of principal forgiveness, interest rate reductions, other-than-insignificant payment delays, or term extensions. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. In some cases, the Company may provide multiple types of concessions on one loan. The Company will evaluate whether the modification represents a new loan or a continuation of an existing loan. The Company assesses all loan modifications to determine whether they were made to borrowers experiencing financial difficulty.
Reclassifications	Reclassifications . Certain amounts previously reported have been reclassified to conform to the current presentation. Such reclassifications had no effect on prior year net income or stockholders’ equity.
Effect of Recently Adopted Accounting Standards	Effect of Recently Adopted Accounting Standards ASU No. 2021-06, Presentation of Financial Statements (Topic 205), Financial Services —Depository and Lending (Topic 942), and Financial Services — Investment Companies (Topic 946) —Amendments to SEC Paragraphs Pursuant to SEC Final Rule Releases No. 33-10786, Amendments to Financial Disclosures about Acquired and Disposed Businesses, and No. 33-10835, Update of Statistical Disclosures for Bank and Savings and Loan Registrants amends the Accounting Standards Codification (“ASC”) in order to codify to the new SEC releases 33-10786 and 33-10835 (the “Releases”). The Releases clearly define whether an acquired or disposed business subsidiary is significant; update, expand and eliminate certain disclosures; eliminate overlap with certain SEC and U.S. GAAP rules; and add a new subpart of Regulation S-K. The ASU is effective upon issuance; however, the SEC release on which the ASU is based is effective for registrants with the first fiscal year ending after December 15, 2021, while Guide 3 were rescinded effective January 1, 2023. Implementation of this ASU did not materially impact the Company’s financial statement disclosures. ASU No. 2021-08, Business Combinations (Topic 805) — Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. The amendments in this Update affect accounting for acquired revenue contracts with customers in a business combination by addressing diversity in practice and inconsistency related to recognition of an acquired contract liability and payment terms and their effect on subsequent revenue recognized by the acquirer. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-01, Derivatives and Hedging (Topic 815) — Fair Value Hedging - Portfolio Layer Method. The amendments in this Update clarify the accounting for and promote consistency in the reporting of hedge basis adjustments applicable to both a single hedged layer and multiple hedged layers. Additionally, this Update allows entities to elect to apply the portfolio layer method of hedge accounting in accordance with Topic 815. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-02, Financial Instruments - Credit Losses (Topic 326) — Troubled Debt Restructurings and Vintage Disclosures. The amendments in this Update eliminate the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables—Troubled Debt Restructurings by Creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance in paragraphs 310-20-35-9 through 35-11 to determine whether a modification results in a new loan or a continuation of an existing loan. For public business entities, the amendments in this Update require that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments—Credit Losses—Measured at Amortized Cost. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-06, Reference Rate Reform (Topic 848) - Deferral of the Sunset Date of Topic 848 — The amendments in this Update provide temporary relief during the transition period in complying with Update No. 2020-04, Reference Rate Reform (Topic 848) - Facilitation of the Effects of Reference Rate Reform on Financial Reporting, which provides optional guidance to ease the potential burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting. The Board included a sunset provision within Topic 848 based on expectations of when the London Interbank Offered Rate (LIBOR) would cease being published. At the time that Update 2020-04 was issued, the UK Financial Conduct Authority (FCA) had established its intent that it would no longer be necessary to persuade, or compel, banks to submit to LIBOR after December 31, 2021. As a result, the sunset provision was set for December 31, 2022 - 12 months after the expected cessation date of all currencies and tenors of LIBOR. In March 2021, the FCA announced that the intended cessation date of the overnight 1-, 3-, 6-, and 12-month tenors of USD LIBOR would be June 30, 2023, which is beyond the current sunset date of Topic 848. Because the current relief in Topic 848 may not cover a period of time during which a significant number of modifications may take place, the amendments in this Update defer the sunset date of Topic 848 from December 31, 2022, to December 31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848. The ASU is effective immediately. Implementation of this ASU did not materially impact the Company's financial statements or disclosures.
Fair Value of Financial Instruments	Fair value is the exchange price that is expected to be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Certain assets and liabilities are recorded in the Company’s consolidated financial statements at fair value. Some are recorded on a recurring basis and some on a non-recurring basis. The Company utilizes fair value measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The determination of fair values of financial instruments often requires the use of estimates. In cases where quoted market values in an active market are not available, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach to estimate the fair values of its financial instruments. Such valuation techniques are consistently applied. A hierarchy for fair value has been established, which categorizes the valuation techniques into three levels used to measure fair value. The three levels are as follows: Level 1 - Fair value is based on unadjusted quoted prices in active markets for identical assets or liabilities. Level 2 - Fair value is based on significant other observable inputs that are generally determined based on a single price for each financial instrument provided to the Company by an unrelated third-party pricing service and is based on one or more of the following: • Quoted prices for similar, but not identical, assets or liabilities in active markets; • Quoted prices for identical or similar assets or liabilities in markets that are not active; • Inputs other than quoted prices that are observable, such as interest rate and yield curves, volatilities, prepayment speeds, loss severities, credit risks and default rates; and • Other inputs derived from or corroborated by observable market inputs. Level 3 - Prices or valuation techniques that require inputs that are both significant and unobservable in the market. These instruments are valued using the best information available, some of which is internally developed, and reflects the Company’s own assumptions about the risk premiums that market participants would generally require and the assumptions they would use. These estimates can be inherently uncertain. Securities Available for Sale Securities classified as available for sale are reported at fair value utilizing Level 1, Level 2 or Level 3 inputs. For Level 1 securities, the Company obtains the fair value measurements for those identical assets from an independent pricing service. For Level 2 securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, market consensus prepayment speeds, credit information and the security's terms and conditions, among other things. In order to ensure the fair values are consistent with ASC 820, Fair Value Measurements and Disclosures , the Company periodically checks the fair value by comparing them to other pricing sources, such as Bloomberg LP. The third-party pricing service is subject to an annual review of internal controls in accordance with the Statement on Standards for Attestation Engagements No. 16, which was made available to the Company. In certain cases where Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. Mortgage Servicing Rights (“MSRs”) Derivatives Fair values for interest rate swap agreements and interest rate lock commitments are based upon the amounts that would be required to settle the contracts. Fair values for risk participations, forward mortgage backed security purchases or loan sale commitments and future contracts to purchase United States treasury notes are based on the fair values of the underlying mortgage loans or securities and the probability of such commitments being exercised. Significant management judgment and estimation is required in determining these fair value measurements. Fair Values of Assets Recorded on a Recurring Basis for which the Fair Value Option has been Elected Certain assets are measured at fair value on a recurring basis due to the Company’s election to adopt fair value accounting treatment for those assets. This election allows for a more effective offset of the changes in fair values of the assets and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting under ASC Topic 815, Derivatives and Hedging. The following methodologies were used to measure the fair value of financial assets valued on a recurring basis for which the fair value option was elected: Securities at Fair Value through Income Securities carried at fair value through income are valued using a discounted cash flow with a credit spread applied to each instrument based on the creditworthiness of each issuer. Credit spreads ranged from 83 to 227 basis points at both March 31, 2023, and December 31, 2022 . The Company believes the fair value approximates an exit price. Loans Held for Sale Fair values for loans held for sale are established using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans allocated. The Company believes the fair value approximates an exit price. Fair Value of Assets Recorded on a Nonrecurring Basis Equity Securities without Readily Determinable Fair Values Equity securities without readily determinable fair values totaled $77.0 million and $67.4 million at March 31, 2023, and December 31, 2022, respectively, and are shown on the face of the consolidated balance sheets. The majority of the Company’s equity investments qualify for the practical expedient allowed for equity securities without a readily determinable fair value, such that the Company has elected to carry these securities at cost adjusted for any observable transactions during the period, less any impairment. To date, no impairment has been recorded on the Company's investments in equity securities that do not have readily determinable fair values. Government National Mortgage Association Repurchase Asset The Company recorded $24.6 million at December 31, 2022, for Government National Mortgage Association (“GNMA”) repurchase assets included in loans held for sale on the consolidated balance sheets. There were no GNMA repurchase assets at March 31, 2023. The assets were valued at the lower of cost or market and, where market is lower than cost, valued using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans. During the second half of 2022, the Company entered into an agreement to sell its GNMA MSR portfolio, which met all final sale conditions in early 2023. The Company sold $1.8 million in GNMA MSR, with no significant additional gain or loss realized, and derecognized the related GNMA repurchase asset and offsetting liability during the quarter ended March 31, 2023. Individually Evaluated Loans with Credit Losses Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured to determine if any credit loss exists. Allowable methods for determining the amount of credit loss include estimating the fair value using the fair value of the collateral for collateral-dependent loans and a discounted cash flow methodology for other evaluated loans that are not collateral dependent. If the loan is identified as collateral-dependent, the fair value method of measuring the amount of credit loss is utilized. Evaluating the fair value of the collateral for collateral-dependent loans requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. If the loan is not collateral-dependent, the discounted cash flow method is utilized, which involves assumptions and judgments as to credit risk, prepayment risk, liquidity risk, default rates, loss severity, payment speeds, collateral values and discount rate. Loans that have experienced a credit loss with specific allocated losses are within Level 3 of the fair value hierarchy when the credit loss is determined using the fair value method. The fair value of loans that have experienced a credit loss with specific allocated losses was approximately $20.8 million and $20.7 million at March 31, 2023, and December 31, 2022, respectively.
Derivative Financial Instruments	Risk Management Objective of Using Derivatives The Company enters into derivative financial instruments to manage risks related to differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments, as well as to manage changes in fair values of some assets which are marked at fair value through the consolidated statement of income on a recurring basis. Cash Flow Hedges of Interest Rate Risk The Company is a party to interest rate swap agreements under which the Company receives interest at a variable rate and pays at a fixed rate. The derivative instruments represented by these swap agreements are designated as cash flow hedges of the Company’s forecasted variable cash flows under a variable-rate term borrowing agreements. During the terms of the swap agreements, the effective portion of changes in the fair value of the derivative instruments are recorded in accumulated other comprehensive (loss) income and subsequently reclassified into earnings in the periods that the hedged forecasted variable-rate interest payments affected earnings. There was no ineffective portion of the change in fair value of the derivatives recognized directly in earnings. The entire swap fair value will be reclassified into earnings before the expiration dates of the swap agreements. Derivatives Not Designated as Hedges Customer interest rate derivative program The Company offers certain derivatives products, primarily interest rate swaps, directly to qualified commercial banking customers to facilitate their risk management strategies. In most instances, the Company acts only as an intermediary, simultaneously entering into offsetting agreements with unrelated financial institutions, thereby mitigating its net risk exposure resulting from such transactions without significantly impacting its results of operations. Because the interest rate derivatives associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer derivatives and any offsetting derivatives are recognized directly in earnings as a component of noninterest income. From time to time, the Company shares in credit risk on interest rate swap arrangements, by entering into risk participation agreements with syndication partners. These are accounted for at fair value and disclosed as risk participation derivatives. Mortgage banking derivatives The Company enters into certain derivative agreements as part of its mortgage banking and related risk management activities. These agreements include interest rate lock commitments on prospective residential mortgage loans and forward commitments to sell these loans to investors on a mandatory delivery basis. The Company also economically hedges the value of MSRs by entering into a series of commitments to purchase mortgage-backed securities in the future and U.S. Treasury future contracts.
Loans Held For Sale	The Company elects the fair value option for recording residential mortgage loans held for sale in accordance with U.S. GAAP.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
Earnings Per Share (Tables)	Mar. 31, 2023
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	Information regarding the Company’s basic and diluted earnings per common share is presented in the following table: (Dollars in thousands, except per share amounts) Three Months Ended March 31, Numerator: 2023 2022 Net income $ 24,302 $ 20,683 Denominator: Weighted average common shares outstanding 30,742,902 23,700,550 Dilutive effect of stock-based awards 139,254 70,241 Weighted average diluted common shares outstanding 30,882,156 23,770,791 Basic earnings per common share $ 0.79 $ 0.87 Diluted earnings per common share 0.79 0.87

Securities (Tables)

Securities (Tables)	3 Months Ended
Securities (Tables)	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Summary of Amortized Cost and Estimated Fair Value of Securities	The following table is a summary of the amortized cost and estimated fair value, including the allowance for credit losses and gross unrealized gains and losses, of available for sale, held to maturity and securities carried at fair value through income for the dates indicated: (Dollars in thousands) March 31, 2023 Amortized Gross Gross Fair Allowance for Credit Losses Net Carrying Amount Available for sale: State and municipal securities $ 405,411 $ 882 $ (47,079) $ 359,214 $ — $ 359,214 Corporate bonds 89,436 — (7,825) 81,611 — 81,611 U.S. government and agency securities 256,100 3 (12,732) 243,371 — 243,371 Commercial mortgage-backed securities 105,267 — (12,170) 93,097 — 93,097 Residential mortgage-backed securities 631,012 — (69,401) 561,611 — 561,611 Commercial collateralized mortgage obligations 44,037 — (4,872) 39,165 — 39,165 Residential collateralized mortgage obligations 166,396 — (21,350) 145,046 — 145,046 Asset-backed securities 69,910 1 (1,692) 68,219 — 68,219 Total $ 1,767,569 $ 886 $ (177,121) $ 1,591,334 $ — $ 1,591,334 Held to maturity: State and municipal securities $ 12,172 $ 351 $ (492) $ 12,031 $ (981) $ 11,191 Securities carried at fair value through income: State and municipal securities (1) $ 7,100 $ — $ — $ 6,413 $ — $ 6,413 December 31, 2022 Available for sale: State and municipal securities $ 447,086 $ 996 $ (58,605) $ 389,477 $ — $ 389,477 Corporate bonds 89,449 — (7,191) 82,258 — 82,258 U.S. government and agency securities 264,755 4 (16,339) 248,420 — 248,420 Commercial mortgage-backed securities 105,536 — (13,593) 91,943 — 91,943 Residential mortgage-backed securities 649,765 — (77,462) 572,303 — 572,303 Commercial collateralized mortgage obligations 44,330 — (5,517) 38,813 — 38,813 Residential collateralized mortgage obligations 170,136 — (23,766) 146,370 — 146,370 Asset-backed securities 73,918 — (2,018) 71,900 — 71,900 Total $ 1,844,975 $ 1,000 $ (204,491) $ 1,641,484 $ — $ 1,641,484 Held to maturity: State and municipal securities $ 12,174 $ 278 $ (482) $ 11,970 $ (899) $ 11,275 Securities carried at fair value through income: State and municipal securities (1) $ 7,100 $ — $ — $ 6,368 $ — $ 6,368 ________________________ (1) Securities carried at fair value through income have no unrealized gains or losses at the consolidated balance sheet dates as all changes in value have been recognized in the consolidated statements of income. See Note 5 — Fair Value of Financial Instruments for more information.
Schedule of Unrealized Losses	Securities with unrealized losses at March 31, 2023, and December 31, 2022, aggregated by investment category and those individual securities that have been in a continuous unrealized loss position for less than 12 months, and for 12 months or more, were as follows. Less than 12 Months 12 Months or More Total (Dollars in thousands) March 31, 2023 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for sale: State and municipal securities $ 24,561 $ (1,723) $ 295,276 $ (45,356) $ 319,837 $ (47,079) Corporate bonds 36,002 (2,192) 44,609 (5,633) 80,611 (7,825) U.S. government and agency securities — — 243,028 (12,732) 243,028 (12,732) Commercial mortgage-backed securities — — 93,097 (12,170) 93,097 (12,170) Residential mortgage-backed securities 23,868 (879) 537,743 (68,522) 561,611 (69,401) Commercial collateralized mortgage obligations — — 39,165 (4,872) 39,165 (4,872) Residential collateralized mortgage obligations 2,321 (48) 142,724 (21,302) 145,045 (21,350) Asset-backed securities 32,895 (737) 34,587 (955) 67,482 (1,692) Total $ 119,647 $ (5,579) $ 1,430,229 $ (171,542) $ 1,549,876 $ (177,121) Held to maturity: State and municipal securities $ 6,508 $ (492) $ — $ — $ 6,508 $ (492) December 31, 2022 Available for sale: State and municipal securities $ 171,079 $ (14,947) $ 175,011 $ (43,658) $ 346,090 $ (58,605) Corporate bonds 69,618 (5,581) 11,640 (1,610) 81,258 (7,191) U.S. government and agency securities 152,471 (7,373) 95,576 (8,966) 248,047 (16,339) Commercial mortgage-backed securities 37,083 (3,416) 54,860 (10,177) 91,943 (13,593) Residential mortgage-backed securities 231,848 (20,465) 340,455 (56,997) 572,303 (77,462) Commercial collateralized mortgage obligations 21,999 (2,516) 16,814 (3,001) 38,813 (5,517) Residential collateralized mortgage obligations 48,749 (3,928) 97,621 (19,838) 146,370 (23,766) Asset-backed securities 62,047 (1,528) 9,853 (490) 71,900 (2,018) Total $ 794,894 $ (59,754) $ 801,830 $ (144,737) $ 1,596,724 $ (204,491) Held to maturity: State and municipal securities $ 6,518 $ (482) $ — $ — $ 6,518 $ (482)
Schedule of Allowance for Credit Losses for Held-to-Maturity Securities	The following table presents the activity in the allowance for credit losses for held-to-maturity debt securities. (Dollars in thousands) Municipal Securities Allowance for credit losses: 2023 Balance at January 1, 2023 $ 899 Credit loss expense 82 Balance at March 31, 2023 $ 981 Balance at January 1, 2022 $ 167 Credit loss expense 185 Balance at March 31, 2022 $ 352
Proceeds from Sales of Securities Available for Sale and Gross Gains	Proceeds from sales and calls, and related gross gains and losses of securities available for sale, are shown below. Three Months Ended March 31, (Dollars in thousands) 2023 2022 Proceeds from sales/calls $ 39,195 $ 2,662 Gross realized gains 596 — Gross realized losses (452) —
Securities Classified by Contractual Maturity	The following table presents the amortized cost and fair value of securities available for sale and held to maturity at March 31, 2023, grouped by contractual maturity. Mortgage-backed securities, collateralized mortgage obligations and asset-backed securities, which do not have contractual payments due at a single maturity date, are shown separately. Actual maturities for mortgage-backed securities, collateralized mortgage obligations and asset-backed securities will differ from contractual maturities as a result of prepayments made on the underlying loans. (Dollars in thousands) Held to Maturity Available for Sale March 31, 2023 Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ — $ — $ 44,230 $ 43,263 Due after one year through five years — — 270,719 259,283 Due after five years through ten years 5,172 5,523 187,518 170,051 Due after ten years 7,000 6,508 248,480 211,599 Commercial mortgage-backed securities — — 105,267 93,097 Residential mortgage-backed securities — — 631,012 561,611 Commercial collateralized mortgage obligations — — 44,037 39,165 Residential collateralized mortgage obligations — — 166,396 145,046 Asset-backed securities — — 69,910 68,219 Total $ 12,172 $ 12,031 $ 1,767,569 $ 1,591,334
Securities Pledged as Collateral	The following table presents carrying amounts of securities pledged as collateral for deposits and repurchase agreements at the periods presented. (Dollars in thousands) March 31, 2023 December 31, 2022 Carrying value of securities pledged to secure public deposits $ 860,961 $ 769,691 Carrying value of securities pledged to repurchase agreements 16,050 6,797

Loans (Tables)

Loans (Tables)	3 Months Ended
Loans (Tables)	Mar. 31, 2023
Receivables [Abstract]
Schedule of Loans	Loans consist of the following: (Dollars in thousands) March 31, 2023 December 31, 2022 Loans held for sale $ 29,143 $ 49,957 LHFI: Loans secured by real estate: Owner occupied commercial real estate $ 855,887 $ 843,006 Non-owner occupied commercial real estate 1,529,513 1,461,672 Total commercial real estate 2,385,400 2,304,678 Construction/land/land development 948,626 945,625 Residential real estate 1,588,491 1,477,538 Total real estate 4,922,517 4,727,841 Commercial and industrial 2,091,093 2,051,161 Mortgage warehouse lines of credit 337,529 284,867 Consumer 24,684 26,153 Total LHFI (1) 7,375,823 7,090,022 Less: Allowance for loan credit losses 92,008 87,161 LHFI, net $ 7,283,815 $ 7,002,861 ____________________________ (1) Includes unamortized purchase accounting adjustment and net deferred loan fees of $12.4 million and $14.2 million at March 31, 2023, and December 31, 2022, respectively. As of March 31, 2023, and December 31, 2022, the remaining purchase accounting net loan discount was $629,000 and $2.2 million, respectively.
Recorded Investment in Loans by Credit Quality Indicator	The following table reflects recorded investments in loans by credit quality indicator and origination year at March 31, 2023, excluding loans held for sale and loans accounted for at fair value. Loans acquired are shown in the table by origination year, not merger date. The Company had an immaterial amount of revolving loans converted to term loans at March 31, 2023. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 129,550 $ 890,677 $ 491,307 $ 272,473 $ 229,185 $ 261,841 $ 71,387 $ 2,346,420 Special mention — — 2,368 — — 8,111 1,346 11,825 Classified 22 745 1,793 1,866 3,969 18,710 50 27,155 Loss — — — — — — — — Total commercial real estate loans $ 129,572 $ 891,422 $ 495,468 $ 274,339 $ 233,154 $ 288,662 $ 72,783 $ 2,385,400 Current period gross charge-offs $ — $ — $ — $ — $ — $ 42 $ — $ 42 Construction/land/land development: Pass $ 38,284 $ 477,856 $ 281,420 $ 50,069 $ 24,568 $ 28,853 $ 36,055 $ 937,105 Special mention — 6,762 — — — — — 6,762 Classified — 176 87 262 33 1,863 2,338 4,759 Loss — — — — — — — — Total construction/land/land development loans $ 38,284 $ 484,794 $ 281,507 $ 50,331 $ 24,601 $ 30,716 $ 38,393 $ 948,626 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 102,347 $ 554,236 $ 321,288 $ 258,208 $ 105,295 $ 159,646 $ 75,687 $ 1,576,707 Special mention — — — 384 — — — 384 Classified — 2,013 1,512 122 1,493 6,132 128 11,400 Loss — — — — — — — — Total residential real estate loans $ 102,347 $ 556,249 $ 322,800 $ 258,714 $ 106,788 $ 165,778 $ 75,815 $ 1,588,491 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial: Pass $ 115,193 $ 385,419 $ 213,276 $ 49,808 $ 70,276 $ 60,266 $ 1,138,191 $ 2,032,429 Special mention 1,543 8,268 1,056 279 — — 4,715 15,861 Classified 366 3,953 10,061 312 1,529 1,627 24,955 42,803 Loss — — — — — — — Total commercial and industrial loans $ 117,102 $ 397,640 $ 224,393 $ 50,399 $ 71,805 $ 61,893 $ 1,167,861 $ 2,091,093 Current period gross charge-offs $ — $ 4 $ 10 $ — $ — $ 136 $ 2,019 $ 2,169 Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 337,529 $ 337,529 Special mention — — — — — — — — Classified — — — — — — — — Loss — — — — — — — — Total mortgage warehouse lines of credit $ — $ — $ — $ — $ — $ — $ 337,529 $ 337,529 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 2,560 $ 7,932 $ 3,019 $ 952 $ 699 $ 99 $ 9,370 $ 24,631 Special mention — — — — — — — — Classified — 35 12 — 5 — 1 53 Loss $ — $ — $ — $ — $ — $ — $ — $ — Total consumer loans $ 2,560 $ 7,967 $ 3,031 $ 952 $ 704 $ 99 $ 9,371 $ 24,684 Current period gross charge-offs $ — $ 69 $ 7 $ — $ — $ — $ 6 $ 82 The following table reflects recorded investments in loans by credit quality indicator and origination year at December 31, 2022, excluding loans held for sale. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2022. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 885,244 $ 502,287 $ 283,368 $ 230,040 $ 168,079 $ 131,411 $ 69,952 $ 2,270,381 Special mention — — — — 8,174 1,359 1,558 11,091 Classified 930 1,795 1,551 4,014 2,965 11,901 50 23,206 Total commercial real estate loans $ 886,174 $ 504,082 $ 284,919 $ 234,054 $ 179,218 $ 144,671 $ 71,560 $ 2,304,678 Current period gross charge-offs $ — $ — $ — $ — $ — $ 166 $ — $ 166 Construction/land/land development: Pass $ 445,943 $ 320,951 $ 58,880 $ 27,381 $ 27,753 $ 5,253 $ 48,436 $ 934,597 Special mention 6,217 — — — — — — 6,217 Classified 180 100 286 38 160 1,708 2,339 4,811 Total construction/land/land development loans $ 452,340 $ 321,051 $ 59,166 $ 27,419 $ 27,913 $ 6,961 $ 50,775 $ 945,625 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 535,739 $ 308,070 $ 261,293 $ 107,530 $ 48,652 $ 123,052 $ 80,375 $ 1,464,711 Special mention — — 390 — — — — 390 Classified 2,227 2,764 90 1,494 1,064 4,653 145 12,437 Total residential real estate loans $ 537,966 $ 310,834 $ 261,773 $ 109,024 $ 49,716 $ 127,705 $ 80,520 $ 1,477,538 Current period gross charge-offs $ — $ — $ — $ — $ — $ 91 $ — $ 91 Commercial and industrial: Pass $ 454,813 $ 239,411 $ 82,168 $ 75,043 $ 40,534 $ 29,745 $ 1,083,221 $ 2,004,935 Special mention 8,683 2,563 — — 187 — 1,620 13,053 Classified 3,641 11,455 188 1,978 1,224 3 14,684 33,173 Total commercial and industrial loans $ 467,137 $ 253,429 $ 82,356 $ 77,021 $ 41,945 $ 29,748 $ 1,099,525 $ 2,051,161 Current period gross charge-offs $ 28 $ 726 $ 48 $ 869 $ 337 $ 1,103 $ 5,348 $ 8,459 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 282,298 $ 282,298 Special mention — — — — — — 2,042 2,042 Classified — — — — — — 527 527 Total mortgage warehouse lines of credit $ — $ — $ — $ — $ — $ — $ 284,867 $ 284,867 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 9,730 $ 3,822 $ 1,210 $ 784 $ 135 $ 15 $ 10,408 $ 26,104 Classified 22 19 — 6 — — 2 49 Total consumer loans $ 9,752 $ 3,841 $ 1,210 $ 790 $ 135 $ 15 $ 10,410 $ 26,153 Current period gross charge-offs $ 3 $ 27 $ 7 $ 2 $ 1 $ 1 $ 2 $ 43
Loan Portfolio Aging Analysis	The following tables present the Company’s loan portfolio aging analysis at the dates indicated: March 31, 2023 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 612 $ — $ 2,685 $ 3,297 $ 2,382,103 $ 2,385,400 $ — Construction/land/land development 50 — — 50 948,576 948,626 — Residential real estate 2,031 72 624 2,727 1,585,764 1,588,491 — Total real estate 2,693 72 3,309 6,074 4,916,443 4,922,517 — Commercial and industrial 3,085 450 1,605 5,140 2,085,953 2,091,093 — Mortgage warehouse lines of credit — — — — 337,529 337,529 — Consumer 202 79 3 284 24,400 24,684 — Total LHFI $ 5,980 $ 601 $ 4,917 $ 11,498 $ 7,364,325 $ 7,375,823 $ — December 31, 2022 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 31 $ — $ 104 $ 135 $ 2,304,543 $ 2,304,678 $ — Construction/land/land development 854 — 17 871 944,754 945,625 — Residential real estate 1,814 891 450 3,155 1,474,383 1,477,538 — Total real estate 2,699 891 571 4,161 4,723,680 4,727,841 — Commercial and industrial 3,878 1,972 544 6,394 2,044,767 2,051,161 — Mortgage warehouse lines of credit — — — — 284,867 284,867 — Consumer 350 16 11 377 25,776 26,153 — Total LHFI $ 6,927 $ 2,879 $ 1,126 $ 10,932 $ 7,079,090 $ 7,090,022 $ —
Allowance for Loan Losses by Portfolio Segment	The following tables detail activity in the allowance for loan credit losses by portfolio segment. Accrued interest of $28.5 million and $15.5 million was not included in the book value for the purposes of calculating the allowance at March 31, 2023 and 2022, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended March 31, 2023 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning Balance $ 19,772 $ 7,776 $ 8,230 $ 50,148 $ 379 $ 856 $ 87,161 Charge-offs 42 — — 2,169 — 82 2,293 Recoveries 60 — 5 912 — 5 982 Provision (1) 891 289 285 4,466 186 41 6,158 Ending Balance $ 20,681 $ 8,065 $ 8,520 $ 53,357 $ 565 $ 820 $ 92,008 Average Balance $ 2,342,545 $ 974,914 $ 1,519,325 $ 2,070,356 $ 213,201 $ 26,017 $ 7,146,358 Net Charge-offs to Loan Average Balance (annualized) — % — % — % 0.25 % — % 1.20 % 0.07 % _________________________ (1) The $6.2 million provision for credit losses on the consolidated statement of income includes a $6.2 million provision for loan losses, a $43,000 benefit for off-balance sheet commitments and a $82,000 provision for held to maturity securities credit losses for the three months ended March 31, 2023. Three Months Ended March 31, 2022 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning Balance $ 13,425 $ 4,011 $ 6,116 $ 40,146 $ 340 $ 548 $ 64,586 Charge-offs 166 — 75 2,146 — 15 2,402 Recoveries 2 — 6 635 — 5 648 Provision (1) 1,345 569 (226) (2,320) (11) (16) (659) Ending Balance $ 14,606 $ 4,580 $ 5,821 $ 36,315 $ 329 $ 522 $ 62,173 Average Balance $ 1,718,259 $ 565,347 $ 907,320 $ 1,425,236 $ 423,795 $ 16,462 $ 5,056,419 Net Charge-offs to Loan Average Balance (annualized) 0.04 % — % 0.03 % 0.43 % — % 0.25 % 0.14 % _________________________ (1) The $327,000 provision for credit losses net benefit on the consolidated statement of income includes a $659,000 provision for loan losses net benefit, a $147,000 provision for off-balance sheet commitments and a $185,000 provision for held to maturity securities credit losses for the three months ended March 31, 2022.
Financing Receivable Individually Evaluated to Determine Expected Credit Losses and ACL Allocation	The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related Allowance for Loan Credit Losses (“ALCL”) allocated to these loans. March 31, 2023 (Dollars in thousands) Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total Real Estate $ 2,895 $ — $ 7,360 $ — $ — $ — $ 10,255 Accounts Receivable — — — 126 — — 126 Equipment — — — 252 — — 252 Total $ 2,895 $ — $ 7,360 $ 378 $ — $ — $ 10,633 ALCL Allocation $ 97 $ — $ — $ 67 $ — $ — $ 164 December 31, 2022 (Dollars in thousands) Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total Real Estate $ 273 $ 97 $ 6,731 $ — $ — $ — $ 7,101 Accounts Receivable — — — 831 — — 831 Equipment — — — 285 — — 285 Total $ 273 $ 97 $ 6,731 $ 1,116 $ — $ — $ 8,217 ALCL Allocation $ — $ — $ — $ 738 $ — $ — $ 738
Non-performing (Nonaccrual) Loans Held for Investment	Nonaccrual LHFI were as follows: Nonaccrual With No Nonaccrual (Dollars in thousands) Loans secured by real estate: March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Commercial real estate $ 430 $ 435 $ 3,100 $ 526 Construction/land/land development — 59 226 270 Residential real estate 8,481 7,023 8,969 7,712 Total real estate 8,911 7,517 12,295 8,508 Commercial and industrial 914 527 4,730 1,383 Consumer — — 53 49 Total nonaccrual loans $ 9,825 $ 8,044 $ 17,078 $ 9,940
Loans Classified as Troubled Debt Restructurings (TDRs)	The tables below summarize modifications made to borrowers experiencing financial difficulty by loan and modification type during the dates indicated. Three Months Ended March 31, 2023 Term Extension (Dollars in thousands) Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 2,230 0.09 % Construction/land/land development 3,346 0.35 Total real estate 5,576 0.11 Commercial and industrial 9,304 0.44 Mortgage warehouse lines of credit — — Consumer — — Total $ 14,880 0.20 The following table describes the financial effect of the modification made to 11 borrowers experiencing financial difficulty. Three Months Ended March 31, 2023 Term Extension Commercial real estate Added a weighted average 4.1 months to the life of the modified loans Construction/land/land development Added a weighted average 4.8 months to the life of the modified loans Commercial and industrial Added a weighted average 3.6 months to the life of the modified loans

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	3 Months Ended
Fair Value of Financial Instruments (Tables)	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value of Assets and Liabilities Recorded on a Recurring Basis	The following tables summarize financial assets and financial liabilities recorded at fair value on a recurring basis at March 31, 2023, and December 31, 2022, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value. There were no changes in the valuation techniques during 2023 or 2022. March 31, 2023 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 306,391 $ 52,823 $ 359,214 Corporate bonds — 80,611 1,000 81,611 U.S. treasury securities 103,969 — — 103,969 U.S. government agency securities — 139,402 — 139,402 Commercial mortgage-backed securities — 93,097 — 93,097 Residential mortgage-backed securities — 561,611 — 561,611 Commercial collateralized mortgage obligations — 39,165 — 39,165 Residential collateralized mortgage obligations — 145,046 — 145,046 Asset-backed securities — 68,219 — 68,219 Securities available for sale 103,969 1,433,542 53,823 1,591,334 Securities carried at fair value through income — — 6,413 6,413 Loans held for sale — 29,143 — 29,143 Mortgage servicing rights — — 18,261 18,261 Other assets - derivatives — 22,343 — 22,343 Total recurring fair value measurements - assets $ 103,969 $ 1,485,028 $ 78,497 $ 1,667,494 Other liabilities - derivatives $ — $ (20,069) $ — $ (20,069) Total recurring fair value measurements - liabilities $ — $ (20,069) $ — $ (20,069) December 31, 2022 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 334,708 $ 54,769 $ 389,477 Corporate bonds — 81,258 1,000 82,258 U.S. treasury securities 110,645 — — 110,645 U.S. government agency securities — 137,775 — 137,775 Commercial mortgage-backed securities — 91,943 — 91,943 Residential mortgage-backed securities — 572,303 — 572,303 Commercial collateralized mortgage obligations — 38,813 — 38,813 Residential collateralized mortgage obligations — 146,370 — 146,370 Asset-backed securities — 71,900 — 71,900 Securities available for sale 110,645 1,475,070 55,769 1,641,484 Securities carried at fair value through income — — 6,368 6,368 Loans held for sale — 25,389 — 25,389 Mortgage servicing rights — — 20,824 20,824 Other assets - derivatives — 26,733 — 26,733 Total recurring fair value measurements - assets $ 110,645 $ 1,527,192 $ 82,961 $ 1,720,798 Other liabilities - derivatives $ — $ (25,275) $ — $ (25,275) Total recurring fair value measurements - liabilities $ — $ (25,275) $ — $ (25,275)
Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis	The changes in Level 3 assets and liabilities measured at fair value on a recurring basis for the three months ended March 31, 2023 and 2022, are summarized as follows: (Dollars in thousands) MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2023 $ 20,824 $ 55,769 $ 6,368 Gain (loss) recognized in earnings: Mortgage banking revenue (1) (906) — — Other noninterest income — — 45 Loss recognized in AOCI — 108 — Purchases, issuances, sales and settlements: Originations 149 — — Purchases — — — Sales (1,806) — — Settlements — (2,054) — Balance at March 31, 2023 $ 18,261 $ 53,823 $ 6,413 ___________________________ (1) Total mortgage banking revenue includes changes in fair value due to market changes and run-off. (Dollars in thousands) MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2022 $ 16,220 $ 41,461 $ 7,497 Gain (loss) recognized in earnings: Mortgage banking revenue (1) 4,240 — — Other noninterest income — — (439) Loss recognized in AOCI — (2,216) — Purchases, issuances, sales and settlements: Originations 727 — — Purchases — 18,015 — Settlements — (2,166) — Balance at March 31, 2022 $ 21,187 $ 55,094 $ 7,058 ___________________________ (1) Total mortgage banking revenue includes changes in fair value due to market changes and run-off.
Significant Assumptions Used to Value Mortgage Servicing Rights	The significant assumptions used to value MSRs were as follows: March 31, 2023 December 31, 2022 Range Weighted Average (1) Range Weighted Average (1) Prepayment speeds 7.40% - 8.34% 8.10 % 7.65% - 9.20% 8.11 % Discount rates 9.50 - 12.00 9.56 9.50 - 22.07 12.55 __________________________ (1) The weighted average was calculated with reference to the principal balance of the underlying mortgages.
Difference Between Fair Value and the Unpaid Principal Balance for Financial Instruments for which the Fair Value Option has been Elected and Classification in Income Statement	The following tables summarize the difference between the fair value and the unpaid principal balance for financial instruments for which the fair value option has been elected: March 31, 2023 (Dollars in thousands) Aggregate Fair Value Principal Balance/Amortized Cost Difference Loans held for sale (1) $ 29,143 $ 28,536 $ 607 Securities carried at fair value through income 6,413 7,100 (687) Total $ 35,556 $ 35,636 $ (80) ____________________________ (1) $4.6 million of loans held for sale were designated as nonaccrual or 90 days or more past due at March 31, 2023. Of this balance, $2.8 million was guaranteed by U.S. Government agencies. December 31, 2022 (Dollars in thousands) Aggregate Fair Value Principal Balance/Amortized Cost Difference Loans held for sale (1) $ 25,389 $ 24,946 $ 443 Securities carried at fair value through income 6,368 7,100 (732) Total $ 31,757 $ 32,046 $ (289) ____________________________ (1) $3.9 million of loans held for sale were designated as nonaccrual or 90 days or more past due at December 31, 2022. Of this balance, $3.3 million was guaranteed by U.S. Government agencies. Changes in the fair value of assets for which the Company elected the fair value option are classified in the consolidated statements of income line items reflected in the following table: (Dollars in thousands) Three Months Ended March 31, Changes in fair value included in noninterest income: 2023 2022 Mortgage banking revenue (loans held for sale) $ 164 $ (497) Other income: Securities carried at fair value through income 46 (439) Total fair value option impact on noninterest income (1) $ 210 $ (936) ____________________________ (1) The fair value option impact on noninterest income is offset by the derivative gain/loss recognized in noninterest income. Please see Note 6 — Mortgage Banking for more detail.
Carrying Value and Estimated Fair Value of Financial Instruments Not Measured at Fair Value	The carrying value and estimated fair values of financial instruments not recorded at fair value are as follows: (Dollars in thousands) March 31, 2023 December 31, 2022 Financial assets: Level 1 inputs: Carrying Estimated Carrying Estimated Cash and cash equivalents $ 825,111 $ 825,111 $ 358,972 $ 358,972 Level 2 inputs: Non-marketable equity securities held in other financial institutions 77,036 77,036 67,378 67,378 GNMA repurchase asset — — 24,569 24,569 Accrued interest and loan fees receivable 38,883 38,883 38,136 38,136 Level 3 inputs: Securities held to maturity 11,191 12,031 11,275 11,970 LHFI, net 7,283,815 7,042,787 7,002,861 6,835,770 Financial liabilities: Level 2 inputs: Deposits 8,174,310 8,158,759 7,775,702 7,753,966 FHLB advances and other borrowings 875,502 875,428 639,230 639,103 Subordinated indebtedness 201,845 191,101 201,765 181,624 Accrued interest payable 6,555 6,555 3,917 3,917

Mortgage Banking (Tables)

Mortgage Banking (Tables)	3 Months Ended
Mortgage Banking (Tables)	Mar. 31, 2023
Mortgage Banking [Abstract]
Mortgage Banking Operations	The following table presents the Company’s revenue from mortgage banking operations: (Dollars in thousands) Three Months Ended March 31, Mortgage banking revenue 2023 2022 Origination $ 111 $ 205 Gain on sale of loans held for sale 609 1,723 Originations of MSRs 149 727 Servicing 989 1,426 Total gross mortgage revenue 1,858 4,081 MSR valuation adjustments, net (906) 4,240 Mortgage HFS and pipeline fair value adjustment 440 326 MSR hedge impact 389 (4,551) Mortgage banking revenue $ 1,781 $ 4,096
Schedule of Activity in Mortgages Servicing Rights (MSRs)	Activity in MSRs was as follows: Three Months Ended March 31, (Dollars in thousands) 2023 2022 Balance at beginning of period $ 20,824 $ 16,220 Addition of servicing rights 149 727 Sale of GNMA MSR (1,806) — Valuation adjustment, net of amortization (906) 4,240 Balance at end of period $ 18,261 $ 21,187

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	3 Months Ended
Derivative Financial Instruments (Tables)	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Fair Values of Derivative Instruments on the Balance Sheet	The following tables disclose the fair value of derivative instruments in the Company’s consolidated balance sheets at March 31, 2023, and December 31, 2022, as well as the effect of these derivative instruments on the Company’s consolidated statements of income for the three months ended March 31, 2023 and 2022. Derivative instruments and their related gains and losses are reported in other operating activities, net in the statements of cash flows. (Dollars in thousands) Notional Amounts (1) Fair Values Derivatives designated as cash flow hedging instruments: March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Interest rate swaps included in other assets $ 10,500 $ 10,500 $ 872 $ 1,043 Derivatives not designated as hedging instruments: Interest rate swaps included in other assets $ 349,093 $ 352,842 $ 20,280 $ 25,482 Interest rate swaps included in other liabilities 341,993 345,742 (19,966) (25,175) Risk participation agreements included in other assets 20,000 59,738 5 — Forward commitments to purchase forward-settling mortgage-backed securities included in other assets 10,000 7,000 142 (100) Forward commitments to purchase treasury notes in other assets 15,000 31,500 457 — Forward commitments to sell residential mortgage loans included in other liabilities 14,900 8,500 (103) 7 Interest rate-lock commitments on residential mortgage loans included in other assets 23,013 9,544 587 201 $ 773,999 $ 814,866 $ 1,402 $ 415 ____________________________ (1) Notional or contractual amounts, which represent the extent of involvement in the derivatives market, are used to determine the contractual cash flows required in accordance with the terms of the agreement. These amounts are typically not exchanged, significantly exceed amounts subject to credit or market risk and are not reflected in the consolidated balance sheets.
Weighted-average Rates Paid and Received for Interest Rate Swaps	The weighted-average rates paid and received for interest rate swaps at March 31, 2023, and December 31, 2022, were as follows: Weighted-Average Interest Rate March 31, 2023 December 31, 2022 Interest rate swaps: Paid Received Paid Received Cash flow hedges 5.31 % 6.38 % 4.98 % 5.72 % Non-hedging interest rate swaps - financial institution counterparties 4.28 6.85 3.72 5.75 Non-hedging interest rate swaps - customer counterparties 6.85 4.28 5.75 3.72
Gains and Losses Recognized on Derivative Instruments Not Designated as Hedging Instruments	Gains and losses recognized on derivative instruments not designated as hedging instruments are as follows: (Dollars in thousands) Three Months Ended March 31, Derivatives not designated as hedging instruments: 2023 2022 Amount of gain (loss) recognized in mortgage banking revenue (1) $ 665 $ (2,407) Amount of gain recognized in other non-interest income 11 286 ____________________________ (1) Gains and losses on these instruments are largely offset by market fluctuations in mortgage servicing rights. See Note 6 — Mortgage Banking for more information on components of mortgage banking revenue.

Stock and Incentive Compensat_2

Stock and Incentive Compensation Plans (Tables)	3 Months Ended
Stock and Incentive Compensation Plans (Tables)	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
Schedule of Compensation Expense	Compensation expense for the CEO PSUs will be recognized over the vesting period of the awards based on the fair value of the award at the grant date determined by using a Monte Carlo simulation model with the following inputs: Simulation Inputs Grant date December 13, 2022 Performance period seven years Stock price $ 36.87 Expected volatility (1) 33.0 % Risk-free rate (2) 3.5 ____________________________ (1) The expected volatility was determined based on the historical volatilities of the Company and the specified peer group. (2) The risk-free interest rate for the performance period was derived from the seven-year continuous U.S. Treasury Yield constant maturity curve on the valuation date.
Schedule of Share-Based Compensation Cost Charged to Income	Share-based compensation cost charged to income for the three months ended March 31, 2023 and 2022, is presented below. There was no stock option expense for any of the periods shown. Three Months Ended March 31, (Dollars in thousands) 2023 2022 RSA & RSU $ 1,022 $ 611 PSU 293 46 ESPP 76 80 Total stock compensation expense $ 1,391 $ 737 Related tax benefits recognized in net income $ 292 $ 155
Schedule of Time-Vested Award Activity	The following table summarizes the Company’s award activity: Three Months Ended March 31, 2023 2022 Shares Weighted Average Grant-Date Fair Value Shares Weighted Average Grant-Date Fair Value Nonvested RSAs, January 1, 27,391 $ 35.37 48,048 $ 35.27 Vested RSAs (12,840) 37.39 — — Nonvested RSAs, March 31, 14,551 33.59 48,048 35.27 Nonvested RSUs, January 1, 270,390 $ 39.63 73,977 $ 40.64 Granted RSUs 65,842 40.69 40,475 44.77 Vested RSUs (12,005) 44.77 — — Forfeited RSUs (1,357) 41.41 (743) 40.40 Nonvested RSUs, March 31, 322,870 39.65 113,709 42.11 Nonvested PSUs, January 1, 157,367 $ 29.06 — $ — Granted PSUs 43,591 37.91 27,632 44.77 Forfeited PSUs (1,592) 37.91 — — Nonvested PSUs, March 31, 199,366 30.50 27,632 44.77
Schedule of Stock Option Activity	The table below summarizes the status of the Company’s stock options and changes during the years ended March 31, 2023 and 2022. (Dollars in thousands, except per share amounts) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (in years) Aggregate Intrinsic Value Three Months Ended March 31, 2023 Outstanding at January 1, 2023 504,437 $ 29.46 5.13 $ 3,736 Exercised (27,282) 15.62 — 587 Expired (331) 37.76 — — Outstanding and exercisable at March 31, 2023 476,824 30.24 5.00 1,728 Three Months Ended March 31, 2022 Outstanding at January 1, 2022 39,200 $ 10.73 2.28 $ 1,262 Exercised (4,800) 13.31 — 152 Outstanding and exercisable at March 31, 2022 34,400 10.37 2.34 1,098

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive (Loss) Income (Tables)	3 Months Ended
Accumulated Other Comprehensive (Loss) Income (Tables)	Mar. 31, 2023
Equity [Abstract]
Schedule of Accumulated Other Comprehensive (Loss) Income	Accumulated other comprehensive (loss) income (“AOCI”) includes the after-tax change in unrealized gains and losses on AFS securities and cash flow hedging activities. (Dollars in thousands) Unrealized (Loss) Gain on AFS Securities Unrealized Gain (Loss) on Cash Flow Hedges Accumulated Other Comprehensive (Loss) Income Balance at January 1, 2023 $ (160,700) $ 825 $ (159,875) Net change 21,529 (135) 21,394 Balance at March 31, 2023 $ (139,171) $ 690 $ (138,481) Balance at January 1, 2022 $ 5,809 $ (80) $ 5,729 Net change (72,061) 442 (71,619) Balance at March 31, 2022 $ (66,252) $ 362 $ (65,890)

Capital and Regulatory Matters

Capital and Regulatory Matters (Tables)	3 Months Ended
Capital and Regulatory Matters (Tables)	Mar. 31, 2023
Banking Regulation [Abstract]
Actual Capital Amounts and Ratios	The actual capital amounts and ratios of the Company and Origin at March 31, 2023, and December 31, 2022, are presented in the following table: (Dollars in thousands) March 31, 2023 Actual Minimum Capital Required - Basel III To be Well Capitalized Under Prompt Corrective Action Provisions Common Equity Tier 1 Capital to Risk-Weighted Assets Amount Ratio Amount Ratio Amount Ratio Origin Bancorp, Inc. $ 942,363 11.08 % $ 595,173 7.00 % N/A N/A Origin Bank 992,417 11.70 593,703 7.00 $ 551,296 6.50 % Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 958,110 11.27 722,710 8.50 N/A N/A Origin Bank 992,417 11.70 720,925 8.50 678,518 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,215,922 14.30 892,760 10.50 N/A N/A Origin Bank 1,154,642 13.61 890,554 10.50 848,147 10.00 Leverage Ratio Origin Bancorp, Inc. 958,110 9.79 391,429 4.00 N/A N/A Origin Bank 992,417 10.17 390,385 4.00 487,981 5.00 December 31, 2022 Common Equity Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 906,859 10.93 580,857 7.00 N/A N/A Origin Bank 952,579 11.50 579,775 7.00 538,363 6.50 Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 922,584 11.12 705,327 8.50 N/A N/A Origin Bank 952,579 11.50 704,013 8.50 662,600 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,180,665 14.23 871,290 10.50 N/A N/A Origin Bank 1,109,257 13.39 869,661 10.50 828,249 10.00 Leverage Ratio Origin Bancorp, Inc. 922,584 9.66 381,955 4.00 N/A N/A Origin Bank 952,579 9.94 383,359 4.00 479,198 5.00

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
Commitments and Contingencies (Tables)	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Schedule of Off-Balance Sheet Financial Instruments	The table below presents the Company’s commitments to extend credit by commitment expiration date for the dates indicated: (Dollars in thousands) March 31, 2023 Less than One-Three Three-Five Greater than Total Commitments to extend credit (1) $ 1,104,066 $ 1,007,729 $ 467,079 $ 69,962 $ 2,648,836 Standby letters of credit 60,916 1,224 32,987 — 95,127 Total off-balance sheet commitments $ 1,164,982 $ 1,008,953 $ 500,066 $ 69,962 $ 2,743,963 December 31, 2022 Commitments to extend credit (1) $ 1,093,744 $ 988,212 $ 553,069 $ 96,783 $ 2,731,808 Standby letters of credit 86,922 2,264 — — 89,186 Total off-balance sheet commitments $ 1,180,666 $ 990,476 $ 553,069 $ 96,783 $ 2,820,994 ____________________________ (1) Includes $637.3 million and $594.6 million of unconditionally cancellable commitments at March 31, 2023, and December 31, 2022, respectively.

Significant Accounting Polici_3

Significant Accounting Policies (Details)	3 Months Ended
Significant Accounting Policies (Details)	Mar. 31, 2023 segment banking_center
Accounting Policies [Abstract]
Number of banking centers \| banking_center	60
Number of segments \| segment	1

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Numerator:
Net income	$ 24,302	$ 20,683
Denominator:
Weighted average common shares outstanding (in shares)	30,742,902	23,700,550
Dilutive effect of stock-based awards (in shares)	139,254	70,241
Weighted average diluted common shares outstanding (in shares)	30,882,156	23,770,791
Basic earnings per common share (in dollars per share)	$ 0.79	$ 0.87
Diluted earnings per common share (in dollars per share)	$ 0.79	$ 0.87

Securities - Amortized Cost and

Securities - Amortized Cost and Estimated Fair Value of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Available for sale:
Available for sale, amortized cost	$ 1,767,569	$ 1,844,975
Available for sale, gross unrealized gains	886	1,000
Available for sale, gross unrealized losses	(177,121)	(204,491)
Available for sale, fair value	1,591,334	1,641,484
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	1,591,334	1,641,484
Held to maturity:
Held to maturity, amortized cost	12,172
Held to maturity, fair value	12,031	11,970
Held to maturity, allowance for credit losses	(981)	(899)	$ (352)	$ (167)
Held to maturity, net carrying amount	11,191	11,275
Securities carried at fair value through income:
Securities carried at fair value through income, fair value	6,413	6,368
State and municipal securities
Available for sale:
Available for sale, amortized cost	405,411	447,086
Available for sale, gross unrealized gains	882	996
Available for sale, gross unrealized losses	(47,079)	(58,605)
Available for sale, fair value	359,214	389,477
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	359,214	389,477
Held to maturity:
Held to maturity, amortized cost	12,172	12,174
Held to maturity, gross unrealized gains	351	278
Held to maturity, gross unrealized losses	(492)	(482)
Held to maturity, fair value	12,031	11,970
Held to maturity, allowance for credit losses	(981)	(899)
Held to maturity, net carrying amount	11,191	11,275
Securities carried at fair value through income:
Securities carried at fair value through income, amortized cost	7,100	7,100
Securities carried at fair value through income, fair value	6,413	6,368
Securities carried at fair value through income, net carrying amount	6,413	6,368
Corporate bonds
Available for sale:
Available for sale, amortized cost	89,436	89,449
Available for sale, gross unrealized gains	0	0
Available for sale, gross unrealized losses	(7,825)	(7,191)
Available for sale, fair value	81,611	82,258
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	81,611	82,258
U.S. government and agency securities
Available for sale:
Available for sale, amortized cost	256,100	264,755
Available for sale, gross unrealized gains	3	4
Available for sale, gross unrealized losses	(12,732)	(16,339)
Available for sale, fair value	243,371	248,420
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	243,371	248,420
Commercial mortgage-backed securities
Available for sale:
Available for sale, amortized cost	105,267	105,536
Available for sale, gross unrealized gains	0	0
Available for sale, gross unrealized losses	(12,170)	(13,593)
Available for sale, fair value	93,097	91,943
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	93,097	91,943
Residential mortgage-backed securities
Available for sale:
Available for sale, amortized cost	631,012	649,765
Available for sale, gross unrealized gains	0	0
Available for sale, gross unrealized losses	(69,401)	(77,462)
Available for sale, fair value	561,611	572,303
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	561,611	572,303
Commercial collateralized mortgage obligations
Available for sale:
Available for sale, amortized cost	44,037	44,330
Available for sale, gross unrealized gains	0	0
Available for sale, gross unrealized losses	(4,872)	(5,517)
Available for sale, fair value	39,165	38,813
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	39,165	38,813
Residential collateralized mortgage obligations
Available for sale:
Available for sale, amortized cost	166,396	170,136
Available for sale, gross unrealized gains	0	0
Available for sale, gross unrealized losses	(21,350)	(23,766)
Available for sale, fair value	145,046	146,370
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	145,046	146,370
Asset-backed securities
Available for sale:
Available for sale, amortized cost	69,910	73,918
Available for sale, gross unrealized gains	1	0
Available for sale, gross unrealized losses	(1,692)	(2,018)
Available for sale, fair value	68,219	71,900
Available for sale, allowance for credit losses	0	0
Available-for-sale, net carrying amount	$ 68,219	$ 71,900

Securities - Unrealized Losses

Securities - Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Fair Value
Less than 12 Months	$ 119,647	$ 794,894
12 Months or More	1,430,229	801,830
Total	1,549,876	1,596,724
Unrealized Loss
Less than 12 Months	(5,579)	(59,754)
12 Months or More	(171,542)	(144,737)
Total	(177,121)	(204,491)
State and municipal securities
Fair Value
Less than 12 Months	24,561	171,079
12 Months or More	295,276	175,011
Total	319,837	346,090
Unrealized Loss
Less than 12 Months	(1,723)	(14,947)
12 Months or More	(45,356)	(43,658)
Total	(47,079)	(58,605)
Fair Value
Less than 12 Months	6,508	6,518
12 Months or More	0	0
Total	6,508	6,518
Unrealized Loss
Less than 12 Months	(492)	(482)
12 Months or More	0	0
Total	(492)	(482)
Corporate bonds
Fair Value
Less than 12 Months	36,002	69,618
12 Months or More	44,609	11,640
Total	80,611	81,258
Unrealized Loss
Less than 12 Months	(2,192)	(5,581)
12 Months or More	(5,633)	(1,610)
Total	(7,825)	(7,191)
U.S. government and agency securities
Fair Value
Less than 12 Months	0	152,471
12 Months or More	243,028	95,576
Total	243,028	248,047
Unrealized Loss
Less than 12 Months	0	(7,373)
12 Months or More	(12,732)	(8,966)
Total	(12,732)	(16,339)
Commercial mortgage-backed securities
Fair Value
Less than 12 Months	0	37,083
12 Months or More	93,097	54,860
Total	93,097	91,943
Unrealized Loss
Less than 12 Months	0	(3,416)
12 Months or More	(12,170)	(10,177)
Total	(12,170)	(13,593)
Residential mortgage-backed securities
Fair Value
Less than 12 Months	23,868	231,848
12 Months or More	537,743	340,455
Total	561,611	572,303
Unrealized Loss
Less than 12 Months	(879)	(20,465)
12 Months or More	(68,522)	(56,997)
Total	(69,401)	(77,462)
Commercial collateralized mortgage obligations
Fair Value
Less than 12 Months	0	21,999
12 Months or More	39,165	16,814
Total	39,165	38,813
Unrealized Loss
Less than 12 Months	0	(2,516)
12 Months or More	(4,872)	(3,001)
Total	(4,872)	(5,517)
Residential collateralized mortgage obligations
Fair Value
Less than 12 Months	2,321	48,749
12 Months or More	142,724	97,621
Total	145,045	146,370
Unrealized Loss
Less than 12 Months	(48)	(3,928)
12 Months or More	(21,302)	(19,838)
Total	(21,350)	(23,766)
Asset-backed securities
Fair Value
Less than 12 Months	32,895	62,047
12 Months or More	34,587	9,853
Total	67,482	71,900
Unrealized Loss
Less than 12 Months	(737)	(1,528)
12 Months or More	(955)	(490)
Total	$ (1,692)	$ (2,018)

Securities - Narrative (Details

Securities - Narrative (Details)	Mar. 31, 2023 USD ($) security	Dec. 31, 2022 USD ($)
Schedule of Held-to-maturity Securities [Line Items]
Number of securities in an unrealized loss position \| security	682
Held-to-maturity securities, accrued interest	$ 7,500,000	$ 6,800,000
Held to maturity, amortized cost	12,172,000
Held-to-maturity securities, nonaccrual status	0	0
Total Past Due
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	$ 0	$ 0

Securities - Allowance for Cred

Securities - Allowance for Credit Losses for Held-to-Maturity Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Allowance for credit losses:
Beginning Balance	$ 899	$ 167
Credit loss expense	82	185
Ending Balance	$ 981	$ 352

Securities - Proceeds from Sale

Securities - Proceeds from Sales of Securities Available for Sale and Gross Gains (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales/calls	$ 39,195	$ 2,662
Gross realized gains	596	0
Gross realized losses	$ (452)	$ 0

Securities - Contractual Maturi

Securities - Contractual Maturities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized Cost
Due in one year or less	$ 0
Due after one year through five years	0
Due after five years through ten years	5,172
Due after ten years	7,000
Held to maturity, amortized cost	12,172
Fair Value
Due in one year or less	0
Due after one year through five years	0
Due after five years through ten years	5,523
Due after ten years	6,508
Held to maturity, fair value	12,031	$ 11,970
Amortized Cost
Due in one year or less	44,230
Due after one year through five years	270,719
Due after five years through ten years	187,518
Due after ten years	248,480
Available for sale, amortized cost	1,767,569	1,844,975
Fair Value
Due in one year or less	43,263
Due after one year through five years	259,283
Due after five years through ten years	170,051
Due after ten years	211,599
Available for sale, fair value	1,591,334	1,641,484
Commercial mortgage-backed securities
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	105,267
Available for sale, amortized cost	105,267	105,536
Fair Value
Without single maturity date	93,097
Available for sale, fair value	93,097	91,943
Residential mortgage-backed securities
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	631,012
Available for sale, amortized cost	631,012	649,765
Fair Value
Without single maturity date	561,611
Available for sale, fair value	561,611	572,303
Commercial collateralized mortgage obligations
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	44,037
Available for sale, amortized cost	44,037	44,330
Fair Value
Without single maturity date	39,165
Available for sale, fair value	39,165	38,813
Residential collateralized mortgage obligations
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	166,396
Available for sale, amortized cost	166,396	170,136
Fair Value
Without single maturity date	145,046
Available for sale, fair value	145,046	146,370
Asset-backed securities
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	69,910
Available for sale, amortized cost	69,910	73,918
Fair Value
Without single maturity date	68,219
Available for sale, fair value	$ 68,219	$ 71,900

Securities - Securities Pledged

Securities - Securities Pledged as Collateral (Details) - Asset Pledged as Collateral - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Deposits
Schedule of Held-to-maturity Securities [Line Items]
Debt securities	$ 860,961	$ 769,691
Securities Sold under Agreements to Repurchase
Schedule of Held-to-maturity Securities [Line Items]
Debt securities	$ 16,050	$ 6,797

Loans - Schedule of Loans (Deta

Loans - Schedule of Loans (Details) - USD ($) $ in Thousands			3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	$ 29,143	$ 49,957	$ 29,143
Total Loans Receivable	7,375,823	7,090,022	7,375,823
Less: Allowance for loan credit losses	92,008	87,161	92,008	$ 62,173	$ 64,586
LHFI, net	7,283,815	7,002,861	7,283,815
Net deferred loan fees	12,400	14,200	12,400
Net loan discounts	629	2,200	1,617	0
Real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	4,922,517	4,727,841	4,922,517
Real estate \| Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	2,385,400	2,304,678	2,385,400
Less: Allowance for loan credit losses	20,681	19,772	20,681	14,606	13,425
Real estate \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	855,887	843,006	855,887
Real estate \| Non-owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	1,529,513	1,461,672	1,529,513
Real estate \| Construction/land/land development:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	948,626	945,625	948,626
Less: Allowance for loan credit losses	8,065	7,776	8,065	4,580	4,011
Real estate \| Residential real estate:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	1,588,491	1,477,538	1,588,491
Less: Allowance for loan credit losses	8,520	8,230	8,520	5,821	6,116
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	2,091,093	2,051,161	2,091,093
Less: Allowance for loan credit losses	53,357	50,148	53,357	36,315	40,146
Mortgage warehouse lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	337,529	284,867	337,529
Less: Allowance for loan credit losses	565	379	565	329	340
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	24,684	26,153	24,684
Less: Allowance for loan credit losses	$ 820	$ 856	$ 820	$ 522	$ 548

Loans - Narrative (Details)

Loans - Narrative (Details)			3 Months Ended
Loans - Narrative (Details)	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Mar. 31, 2023 USD ($) borrower	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net loan discounts	$ 629,000	$ 2,200,000	$ 1,617,000	$ 0
PCD loans	44,600,000	48,100,000
Provision			6,158,000	(659,000)
Accrued interest	28,500,000		28,500,000	15,500,000
Increase (decrease) in reserve			29,800,000
Allowance for credit losses	92,008,000	87,161,000	92,008,000	62,173,000	$ 64,586,000
Increase of individually evaluated portion of the reserve	30,000,000		30,000,000	23,400,000
Funding commitments	0	0	0
Nonaccrual mortgage loans held for sale recorded at fair value	4,600,000	3,900,000	$ 4,600,000
Number of borrowers experiencing financial difficulty \| borrower			11
Nonperforming Financial Instruments
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross interest income that would have been recorded			$ 136,000	245,000
Interest income			0	0
Real estate \| Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision			891,000	1,345,000
Allowance for credit losses	20,681,000	19,772,000	20,681,000	14,606,000	13,425,000
Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision			4,466,000	(2,320,000)
Allowance for credit losses	53,357,000	$ 50,148,000	53,357,000	$ 36,315,000	$ 40,146,000
BTH
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	$ 25,200,000		$ 25,200,000

Loans - Loans by Credit Quality

Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Real estate \| Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	$ 129,572	$ 886,174
Year two	891,422	504,082
Year three	495,468	284,919
Year four	274,339	234,054
Year five	233,154	179,218
Prior	288,662	144,671
Revolving Loans Amortized Cost Basis	72,783	71,560
Total	2,385,400	2,304,678
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
More than 5 years	42	166
Revolving Loans Amortized Cost Basis	0	0
Charge-offs	42	166
Real estate \| Commercial real estate \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	129,550	885,244
Year two	890,677	502,287
Year three	491,307	283,368
Year four	272,473	230,040
Year five	229,185	168,079
Prior	261,841	131,411
Revolving Loans Amortized Cost Basis	71,387	69,952
Total	2,346,420	2,270,381
Real estate \| Commercial real estate \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	0	0
Year three	2,368	0
Year four	0	0
Year five	0	8,174
Prior	8,111	1,359
Revolving Loans Amortized Cost Basis	1,346	1,558
Total	11,825	11,091
Real estate \| Commercial real estate \| Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	22	930
Year two	745	1,795
Year three	1,793	1,551
Year four	1,866	4,014
Year five	3,969	2,965
Prior	18,710	11,901
Revolving Loans Amortized Cost Basis	50	50
Total	27,155	23,206
Real estate \| Commercial real estate \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0
Year two	0
Year three	0
Year four	0
Year five	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Total	0
Real estate \| Construction/land/land development:
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	38,284	452,340
Year two	484,794	321,051
Year three	281,507	59,166
Year four	50,331	27,419
Year five	24,601	27,913
Prior	30,716	6,961
Revolving Loans Amortized Cost Basis	38,393	50,775
Total	948,626	945,625
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
More than 5 years	0	0
Revolving Loans Amortized Cost Basis	0	0
Charge-offs	0	0
Real estate \| Construction/land/land development: \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	38,284	445,943
Year two	477,856	320,951
Year three	281,420	58,880
Year four	50,069	27,381
Year five	24,568	27,753
Prior	28,853	5,253
Revolving Loans Amortized Cost Basis	36,055	48,436
Total	937,105	934,597
Real estate \| Construction/land/land development: \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	6,217
Year two	6,762	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Total	6,762	6,217
Real estate \| Construction/land/land development: \| Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	180
Year two	176	100
Year three	87	286
Year four	262	38
Year five	33	160
Prior	1,863	1,708
Revolving Loans Amortized Cost Basis	2,338	2,339
Total	4,759	4,811
Real estate \| Construction/land/land development: \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0
Year two	0
Year three	0
Year four	0
Year five	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Total	0
Real estate \| Residential real estate:
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	102,347	537,966
Year two	556,249	310,834
Year three	322,800	261,773
Year four	258,714	109,024
Year five	106,788	49,716
Prior	165,778	127,705
Revolving Loans Amortized Cost Basis	75,815	80,520
Total	1,588,491	1,477,538
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
More than 5 years	0	91
Revolving Loans Amortized Cost Basis	0	0
Charge-offs	0	91
Real estate \| Residential real estate: \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	102,347	535,739
Year two	554,236	308,070
Year three	321,288	261,293
Year four	258,208	107,530
Year five	105,295	48,652
Prior	159,646	123,052
Revolving Loans Amortized Cost Basis	75,687	80,375
Total	1,576,707	1,464,711
Real estate \| Residential real estate: \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	0	0
Year three	0	390
Year four	384	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Total	384	390
Real estate \| Residential real estate: \| Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	2,227
Year two	2,013	2,764
Year three	1,512	90
Year four	122	1,494
Year five	1,493	1,064
Prior	6,132	4,653
Revolving Loans Amortized Cost Basis	128	145
Total	11,400	12,437
Real estate \| Residential real estate: \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0
Year two	0
Year three	0
Year four	0
Year five	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Total	0
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	117,102	467,137
Year two	397,640	253,429
Year three	224,393	82,356
Year four	50,399	77,021
Year five	71,805	41,945
Prior	61,893	29,748
Revolving Loans Amortized Cost Basis	1,167,861	1,099,525
Total	2,091,093	2,051,161
Year one	0	28
Year two	4	726
Year three	10	48
Year four	0	869
Year five	0	337
More than 5 years	136	1,103
Revolving Loans Amortized Cost Basis	2,019	5,348
Charge-offs	2,169	8,459
Commercial and Industrial \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	115,193	454,813
Year two	385,419	239,411
Year three	213,276	82,168
Year four	49,808	75,043
Year five	70,276	40,534
Prior	60,266	29,745
Revolving Loans Amortized Cost Basis	1,138,191	1,083,221
Total	2,032,429	2,004,935
Commercial and Industrial \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	1,543	8,683
Year two	8,268	2,563
Year three	1,056	0
Year four	279	0
Year five	0	187
Prior	0	0
Revolving Loans Amortized Cost Basis	4,715	1,620
Total	15,861	13,053
Commercial and Industrial \| Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	366	3,641
Year two	3,953	11,455
Year three	10,061	188
Year four	312	1,978
Year five	1,529	1,224
Prior	1,627	3
Revolving Loans Amortized Cost Basis	24,955	14,684
Total	42,803	33,173
Commercial and Industrial \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0
Year two	0
Year three
Year four	0
Year five	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Total	0
Mortgage warehouse lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	337,529	284,867
Total	337,529	284,867
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
More than 5 years	0	0
Revolving Loans Amortized Cost Basis	0	0
Charge-offs	0	0
Mortgage warehouse lines of credit \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	337,529	282,298
Total	337,529	282,298
Mortgage warehouse lines of credit \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	2,042
Total	0	2,042
Mortgage warehouse lines of credit \| Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	527
Total	0	527
Mortgage warehouse lines of credit \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0
Year two	0
Year three	0
Year four	0
Year five	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Total	0
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	2,560	9,752
Year two	7,967	3,841
Year three	3,031	1,210
Year four	952	790
Year five	704	135
Prior	99	15
Revolving Loans Amortized Cost Basis	9,371	10,410
Total	24,684	26,153
Year one	0	3
Year two	69	27
Year three	7	7
Year four	0	2
Year five	0	1
More than 5 years	0	1
Revolving Loans Amortized Cost Basis	6	2
Charge-offs	82	43
Consumer \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	2,560	9,730
Year two	7,932	3,822
Year three	3,019	1,210
Year four	952	784
Year five	699	135
Prior	99	15
Revolving Loans Amortized Cost Basis	9,370	10,408
Total	24,631	26,104
Consumer \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0
Year two	0
Year three	0
Year four	0
Year five	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Total	0
Consumer \| Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	22
Year two	35	19
Year three	12	0
Year four	0	6
Year five	5	0
Prior	0	0
Revolving Loans Amortized Cost Basis	1	2
Total	53	$ 49
Consumer \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0
Year two	0
Year three	0
Year four	0
Year five	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Total	$ 0

Loans - Loan Portfolio Aging An

Loans - Loan Portfolio Aging Analysis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	$ 7,375,823	$ 7,090,022
Accruing Loans 90 or More Days Past Due	0	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	11,498	10,932
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	5,980	6,927
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	601	2,879
Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	4,917	1,126
Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	7,364,325	7,079,090
Real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	4,922,517	4,727,841
Accruing Loans 90 or More Days Past Due	0	0
Real estate \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	6,074	4,161
Real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,693	2,699
Real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	72	891
Real estate \| Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	3,309	571
Real estate \| Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	4,916,443	4,723,680
Real estate \| Commercial real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,385,400	2,304,678
Accruing Loans 90 or More Days Past Due	0	0
Real estate \| Commercial real estate \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	3,297	135
Real estate \| Commercial real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	612	31
Real estate \| Commercial real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Real estate \| Commercial real estate \| Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,685	104
Real estate \| Commercial real estate \| Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,382,103	2,304,543
Real estate \| Construction/land/land development:
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	948,626	945,625
Accruing Loans 90 or More Days Past Due	0	0
Real estate \| Construction/land/land development: \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	50	871
Real estate \| Construction/land/land development: \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	50	854
Real estate \| Construction/land/land development: \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Real estate \| Construction/land/land development: \| Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	17
Real estate \| Construction/land/land development: \| Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	948,576	944,754
Real estate \| Residential real estate:
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,588,491	1,477,538
Accruing Loans 90 or More Days Past Due	0	0
Real estate \| Residential real estate: \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,727	3,155
Real estate \| Residential real estate: \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,031	1,814
Real estate \| Residential real estate: \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	72	891
Real estate \| Residential real estate: \| Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	624	450
Real estate \| Residential real estate: \| Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,585,764	1,474,383
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,091,093	2,051,161
Accruing Loans 90 or More Days Past Due	0	0
Commercial and Industrial \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	5,140	6,394
Commercial and Industrial \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	3,085	3,878
Commercial and Industrial \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	450	1,972
Commercial and Industrial \| Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,605	544
Commercial and Industrial \| Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,085,953	2,044,767
Mortgage warehouse lines of credit
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	337,529	284,867
Accruing Loans 90 or More Days Past Due	0	0
Mortgage warehouse lines of credit \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit \| Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit \| Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	337,529	284,867
Consumer
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	24,684	26,153
Accruing Loans 90 or More Days Past Due	0	0
Consumer \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	284	377
Consumer \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	202	350
Consumer \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	79	16
Consumer \| Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	3	11
Consumer \| Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	$ 24,400	$ 25,776

Loans - Allowance for Loan Loss

Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 87,161	$ 64,586
Charge-offs	2,293	2,402
Recoveries	982	648
Provision	6,158	(659)
Ending Balance	92,008	62,173
Average Balance	$ 7,146,358	$ 5,056,419
Net Charge-offs to Loan Average Balance (annualized)	0.07%	0.14%
Provision (benefit) for credit losses	$ 6,200	$ (327)
Provision (release) for off-balance sheet commitments	(43)	147
Credit loss expense	82	185
Real estate \| Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	19,772	13,425
Charge-offs	42	166
Recoveries	60	2
Provision	891	1,345
Ending Balance	20,681	14,606
Average Balance	$ 2,342,545	$ 1,718,259
Net Charge-offs to Loan Average Balance (annualized)	0%	0.04%
Real estate \| Construction/land/land development:
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 7,776	$ 4,011
Charge-offs	0	0
Recoveries	0	0
Provision	289	569
Ending Balance	8,065	4,580
Average Balance	$ 974,914	$ 565,347
Net Charge-offs to Loan Average Balance (annualized)	0%	0%
Real estate \| Residential real estate:
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 8,230	$ 6,116
Charge-offs	0	75
Recoveries	5	6
Provision	285	(226)
Ending Balance	8,520	5,821
Average Balance	$ 1,519,325	$ 907,320
Net Charge-offs to Loan Average Balance (annualized)	0%	0.03%
Commercial and Industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 50,148	$ 40,146
Charge-offs	2,169	2,146
Recoveries	912	635
Provision	4,466	(2,320)
Ending Balance	53,357	36,315
Average Balance	$ 2,070,356	$ 1,425,236
Net Charge-offs to Loan Average Balance (annualized)	0.25%	0.43%
Mortgage warehouse lines of credit
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 379	$ 340
Charge-offs	0	0
Recoveries	0	0
Provision	186	(11)
Ending Balance	565	329
Average Balance	$ 213,201	$ 423,795
Net Charge-offs to Loan Average Balance (annualized)	0%	0%
Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 856	$ 548
Charge-offs	82	15
Recoveries	5	5
Provision	41	(16)
Ending Balance	820	522
Average Balance	$ 26,017	$ 16,462
Net Charge-offs to Loan Average Balance (annualized)	1.20%	0.25%

Loans - Amortized Cost Basis of

Loans - Amortized Cost Basis of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 10,633	$ 8,217
ALCL Allocation	164	738
Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	10,255	7,101
Accounts Receivable
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	126	831
Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	252	285
Commercial Real Estate \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	2,895	273
ALCL Allocation	97	0
Commercial Real Estate \| Real Estate \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	2,895	273
Commercial Real Estate \| Accounts Receivable \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Commercial Real Estate \| Equipment \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Construction/land/land development: \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	97
ALCL Allocation	0	0
Construction/land/land development: \| Real Estate \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	97
Construction/land/land development: \| Accounts Receivable \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Construction/land/land development: \| Equipment \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Residential Real Estate \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	7,360	6,731
ALCL Allocation	0	0
Residential Real Estate \| Real Estate \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	7,360	6,731
Residential Real Estate \| Accounts Receivable \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Residential Real Estate \| Equipment \| Real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Commercial and Industrial \| Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	378	1,116
ALCL Allocation	67	738
Commercial and Industrial \| Real Estate \| Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Commercial and Industrial \| Accounts Receivable \| Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	126	831
Commercial and Industrial \| Equipment \| Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	252	285
Mortgage warehouse lines of credit \| Mortgage warehouse lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
ALCL Allocation	0	0
Mortgage warehouse lines of credit \| Real Estate \| Mortgage warehouse lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Mortgage warehouse lines of credit \| Accounts Receivable \| Mortgage warehouse lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Mortgage warehouse lines of credit \| Equipment \| Mortgage warehouse lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Consumer \| Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
ALCL Allocation	0	0
Consumer \| Real Estate \| Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Consumer \| Accounts Receivable \| Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Consumer \| Equipment \| Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 0	$ 0

Loans - Non Performing (Nonaccr

Loans - Non Performing (Nonaccrual) Loans Held For Investment (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	$ 9,825	$ 8,044
Nonaccrual	17,078	9,940
Real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	8,911	7,517
Nonaccrual	12,295	8,508
Real estate \| Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	430	435
Nonaccrual	3,100	526
Real estate \| Construction/land/land development:
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	0	59
Nonaccrual	226	270
Real estate \| Residential real estate:
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	8,481	7,023
Nonaccrual	8,969	7,712
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	914	527
Nonaccrual	4,730	1,383
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	0	0
Nonaccrual	$ 53	$ 49

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted average term extension (in months)	3 months 18 days
Commercial real estate \| Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted average term extension (in months)	4 months 3 days
Construction/land/land development \| Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted average term extension (in months)	4 months 24 days
Term Extension
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 14,880
% of Total Loans	0.20%
Term Extension \| Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 5,576
% of Total Loans	0.11%
Term Extension \| Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 9,304
% of Total Loans	0.44%
Term Extension \| Mortgage warehouse lines of credit
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 0
% of Total Loans	0%
Term Extension \| Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 0
% of Total Loans	0%
Term Extension \| Commercial real estate \| Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 2,230
% of Total Loans	0.09%
Term Extension \| Construction/land/land development \| Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 3,346
% of Total Loans	0.35%

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Fair Value of Assets and Liabilities Recorded on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 1,591,334	$ 1,641,484
Securities carried at fair value through income	6,413	6,368
Loans held for sale	29,143	25,389
Mortgage servicing rights	18,261	20,824	$ 21,187	$ 16,220
State and municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	359,214	389,477
Securities carried at fair value through income	6,413	6,368
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	81,611	82,258
Commercial mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	93,097	91,943
Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	561,611	572,303
Commercial collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	39,165	38,813
Residential collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	145,046	146,370
Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	68,219	71,900
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,591,334	1,641,484
Securities carried at fair value through income	6,413	6,368
Loans held for sale	29,143	25,389
Mortgage servicing rights	18,261	20,824
Other assets - derivatives	22,343	26,733
Total recurring fair value measurements - assets	1,667,494	1,720,798
Other liabilities - derivatives	(20,069)	(25,275)
Total recurring fair value measurements - liabilities	(20,069)	(25,275)
Fair Value, Measurements, Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	103,969	110,645
Securities carried at fair value through income	0	0
Loans held for sale	0	0
Mortgage servicing rights	0	0
Other assets - derivatives	0	0
Total recurring fair value measurements - assets	103,969	110,645
Other liabilities - derivatives	0	0
Total recurring fair value measurements - liabilities	0	0
Fair Value, Measurements, Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,433,542	1,475,070
Securities carried at fair value through income	0	0
Loans held for sale	29,143	25,389
Mortgage servicing rights	0	0
Other assets - derivatives	22,343	26,733
Total recurring fair value measurements - assets	1,485,028	1,527,192
Other liabilities - derivatives	(20,069)	(25,275)
Total recurring fair value measurements - liabilities	(20,069)	(25,275)
Fair Value, Measurements, Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	53,823	55,769
Securities carried at fair value through income	6,413	6,368
Loans held for sale	0	0
Mortgage servicing rights	18,261	20,824
Other assets - derivatives	0	0
Total recurring fair value measurements - assets	78,497	82,961
Other liabilities - derivatives	0	0
Total recurring fair value measurements - liabilities	0	0
Fair Value, Measurements, Recurring \| State and municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	359,214	389,477
Fair Value, Measurements, Recurring \| State and municipal securities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| State and municipal securities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	306,391	334,708
Fair Value, Measurements, Recurring \| State and municipal securities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	52,823	54,769
Fair Value, Measurements, Recurring \| Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	81,611	82,258
Fair Value, Measurements, Recurring \| Corporate bonds \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Corporate bonds \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	80,611	81,258
Fair Value, Measurements, Recurring \| Corporate bonds \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,000	1,000
Fair Value, Measurements, Recurring \| U.S. treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	103,969	110,645
Fair Value, Measurements, Recurring \| U.S. treasury securities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	103,969	110,645
Fair Value, Measurements, Recurring \| U.S. treasury securities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| U.S. treasury securities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| U.S. government agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	139,402	137,775
Fair Value, Measurements, Recurring \| U.S. government agency securities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| U.S. government agency securities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	139,402	137,775
Fair Value, Measurements, Recurring \| U.S. government agency securities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Commercial mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	93,097	91,943
Fair Value, Measurements, Recurring \| Commercial mortgage-backed securities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Commercial mortgage-backed securities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	93,097	91,943
Fair Value, Measurements, Recurring \| Commercial mortgage-backed securities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	561,611	572,303
Fair Value, Measurements, Recurring \| Residential mortgage-backed securities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Residential mortgage-backed securities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	561,611	572,303
Fair Value, Measurements, Recurring \| Residential mortgage-backed securities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Commercial collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	39,165	38,813
Fair Value, Measurements, Recurring \| Commercial collateralized mortgage obligations \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Commercial collateralized mortgage obligations \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	39,165	38,813
Fair Value, Measurements, Recurring \| Commercial collateralized mortgage obligations \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Residential collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	145,046	146,370
Fair Value, Measurements, Recurring \| Residential collateralized mortgage obligations \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Residential collateralized mortgage obligations \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	145,046	146,370
Fair Value, Measurements, Recurring \| Residential collateralized mortgage obligations \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	68,219	71,900
Fair Value, Measurements, Recurring \| Asset-backed securities \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Fair Value, Measurements, Recurring \| Asset-backed securities \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	68,219	71,900
Fair Value, Measurements, Recurring \| Asset-backed securities \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
MSRs
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	$ 20,824	$ 16,220
Loss recognized in AOCI	0	0
Purchases, issuances, sales and settlements:
Originations	149	727
Purchases	0	0
Sales	(1,806)
Settlements	0	0
Balance at end of period	18,261	21,187
MSRs \| Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	(906)	4,240
MSRs \| Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities Available for Sale
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	55,769	41,461
Loss recognized in AOCI	108	(2,216)
Purchases, issuances, sales and settlements:
Originations	0	0
Purchases	0	18,015
Sales	0
Settlements	(2,054)	(2,166)
Balance at end of period	53,823	55,094
Securities Available for Sale \| Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities Available for Sale \| Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities at Fair Value Through Income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	6,368	7,497
Loss recognized in AOCI	0	0
Purchases, issuances, sales and settlements:
Originations	0	0
Purchases	0	0
Sales	0
Settlements	0	0
Balance at end of period	6,413	7,058
Securities at Fair Value Through Income \| Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities at Fair Value Through Income \| Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	$ 45	$ (439)

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Assumptions Used to Value Mortgage Servicing Rights (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Minimum
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	7.40%	7.65%
Discount rates	9.50%	950%
Maximum
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	8.34%	9.20%
Discount rates	12%	2,207%
Weighted Average
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	8.10%	8.11%
Discount rates	9.56%	12.55%

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Difference Between Fair Value and Unpaid Principal Balance (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	$ 35,556	$ 31,757
Principal Balance/Amortized Cost	35,636	32,046
Difference	(80)	(289)
Nonaccrual mortgage loans held for sale recorded at fair value	4,600	3,900
Loans held for sale
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	29,143	25,389
Principal Balance/Amortized Cost	28,536	24,946
Difference	607	443
Securities carried at fair value through income
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	6,413	6,368
Principal Balance/Amortized Cost	7,100	7,100
Difference	(687)	(732)
U.S. government agency securities
Fair Value, Option, Quantitative Disclosures [Line Items]
Loans, 90 days or more past due	$ 2,800	$ 3,300

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Changes in Fair Value of Assets Classified in the Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Mortgage banking revenue (loans held for sale)
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	$ 164	$ (497)
Other income \| Securities carried at fair value through income
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	46	(439)
Noninterest income
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	$ 210	$ (936)

Fair Value of Financial Instr_8

Fair Value of Financial Instruments - Narrative (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Non-marketable equity securities held in other financial institutions	$ 77,036,000		$ 67,378,000
Impairment recorded on investments in equity securities that do not have readily determinable fair values	0
Liability to repurchase past due GNMA loans	0		24,600,000
Sale of GNMA MSR	1,806,000	$ 0
Loan balance individually evaluated	10,633,000		8,217,000
Fair Value, Inputs, Level 3 \| Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loan balance individually evaluated	20,800,000		20,700,000
Foreclosed assets	806,000		806,000
Fair Value, Inputs, Level 3 \| Fair Value, Measurements, Nonrecurring \| Residential real estate \| Real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans in the process of foreclosure	$ 0		$ 10,000
Minimum \| Measurement Input, Credit Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Credit spread, securities at fair value through income	0.83%	0.83%
Maximum \| Measurement Input, Credit Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Credit spread, securities at fair value through income	2.27%	2.27%

Fair Value of Financial Instr_9

Fair Value of Financial Instruments - Carrying Value and Estimated Fair Values of Financial Instruments Not Measured at Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value	$ 12,031	$ 11,970
Carrying Value \| Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	825,111	358,972
Carrying Value \| Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Non-marketable equity securities held in other financial institutions	77,036	67,378
GNMA repurchase asset	0	24,569
Accrued interest and loan fees receivable	38,883	38,136
Deposits	8,174,310	7,775,702
FHLB advances and other borrowings	875,502	639,230
Subordinated indebtedness	201,845	201,765
Accrued interest payable	6,555	3,917
Carrying Value \| Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value	11,191	11,275
LHFI, net	7,283,815	7,002,861
Estimated Fair Value \| Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	825,111	358,972
Estimated Fair Value \| Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Non-marketable equity securities held in other financial institutions	77,036	67,378
GNMA repurchase asset	0	24,569
Accrued interest and loan fees receivable	38,883	38,136
Deposits	8,158,759	7,753,966
FHLB advances and other borrowings	875,428	639,103
Subordinated indebtedness	191,101	181,624
Accrued interest payable	6,555	3,917
Estimated Fair Value \| Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value	12,031	11,970
LHFI, net	$ 7,042,787	$ 6,835,770

Mortgage Banking - Mortgage Ban

Mortgage Banking - Mortgage Banking Operations (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Mortgage Banking [Abstract]
Origination	$ 111	$ 205
Gain on sale of loans held for sale	609	1,723
Originations of MSRs	149	727
Servicing	989	1,426
Total gross mortgage revenue	1,858	4,081
MSR valuation adjustments, net	(906)	4,240
Mortgage HFS and pipeline fair value adjustment	440	326
MSR hedge impact	389	(4,551)
Mortgage banking revenue	$ 1,781	$ 4,096

Mortgage Banking - Activity in

Mortgage Banking - Activity in Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance at beginning of period	$ 20,824	$ 16,220
Addition of servicing rights	149	727
Sale of GNMA MSR	(1,806)	0
Valuation adjustment, net of amortization	(906)	4,240
Balance at end of period	$ 18,261	$ 21,187

Mortgage Banking - Narrative (D

Mortgage Banking - Narrative (Details) - USD ($)	3 Months Ended
Mortgage Banking - Narrative (Details) - USD ($)	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Mortgage Banking [Abstract]
Sale of GNMA MSR	$ 1,806,000	$ 0
Liability to repurchase past due GNMA loans	$ 0		$ 24,600,000
Annual servicing fee income rate	0.25%
Reserve for mortgage loan servicing putback expenses	$ 185,000		$ 217,000

Derivative Financial Instrume_3

Derivative Financial Instruments - Fair Value of Derivative Instruments on the Balance Sheet (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Derivatives, Fair Value [Line Items]
Notional amounts	$ 773,999	$ 814,866
Fair Values	1,402	415
Interest Rate Swaps \| Derivatives Not Designated as Hedging Instruments \| Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	349,093	352,842
Fair Values	20,280	25,482
Interest Rate Swaps \| Derivatives Not Designated as Hedging Instruments \| Other Liabilities
Derivatives, Fair Value [Line Items]
Notional amounts	341,993	345,742
Fair Values	(19,966)	(25,175)
Risk Participation Derivative \| Derivatives Not Designated as Hedging Instruments \| Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	20,000	59,738
Fair Values	5	0
Forward Commitment To Purchase Forward-Settling Mortgage-Backed Securities \| Derivatives Not Designated as Hedging Instruments \| Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	10,000	7,000
Fair Values	142	(100)
Forward Commitment To Purchase Treasury Notes \| Derivatives Not Designated as Hedging Instruments \| Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	15,000	31,500
Fair Values	457	0
Forward Commitments to Sell \| Derivatives Not Designated as Hedging Instruments \| Other Liabilities
Derivatives, Fair Value [Line Items]
Notional amounts	14,900	8,500
Fair Values	(103)	7
Interest Rate-Lock Commitments \| Derivatives Not Designated as Hedging Instruments \| Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	23,013	9,544
Fair Values	587	201
Cash Flow Hedging \| Interest Rate Swaps \| Derivatives Designated as Cash Flow Hedging Instruments \| Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	10,500	10,500
Fair Values	$ 872	$ 1,043

Derivative Financial Instrume_4

Derivative Financial Instruments - Weighted-average Rates Paid and Received (Details) - Interest Rate Swaps	Mar. 31, 2023	Dec. 31, 2022
Cash flow hedges \| Paid
Derivative [Line Items]
Weighted-Average Interest Rate	5.31%	4.98%
Cash flow hedges \| Received
Derivative [Line Items]
Weighted-Average Interest Rate	6.38%	5.72%
Non-Hedging \| Financial Institution \| Paid
Derivative [Line Items]
Weighted-Average Interest Rate	4.28%	3.72%
Non-Hedging \| Financial Institution \| Received
Derivative [Line Items]
Weighted-Average Interest Rate	6.85%	5.75%
Non-Hedging \| Customer \| Paid
Derivative [Line Items]
Weighted-Average Interest Rate	6.85%	5.75%
Non-Hedging \| Customer \| Received
Derivative [Line Items]
Weighted-Average Interest Rate	4.28%	3.72%

Derivative Financial Instrume_5

Derivative Financial Instruments - Gains and Losses Recognized on Derivative Instruments Not Designated as Hedging Instruments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Mortgage banking revenue
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivatives not designated as hedging instruments	$ 665	$ (2,407)
Amount of gain recognized in other non-interest income
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivatives not designated as hedging instruments	$ 11	$ 286

Derivative Financial Instrume_6

Derivative Financial Instruments - Narrative (Details) - USD ($) $ in Millions	Mar. 31, 2023	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Cash collateral on deposit	$ 6.7	$ 7.6

Stock and Incentive Compensat_3

Stock and Incentive Compensation Plans - Narrative (Details)			3 Months Ended
	Dec. 13, 2022 USD ($) stock_price_hurdle installment shares	Aug. 01, 2022 shares	Mar. 31, 2023 USD ($) category shares	Mar. 31, 2022 USD ($) shares
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
ESPP shares purchased (in shares)			0	0
Stock compensation expense \| $			$ 1,391,000	$ 737,000
Common Stock \| BTH
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Stock converted (in shares)		611,676
CEO
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Vesting Amount \| $	$ 10,000,000
Employee Stock
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Maximum number of common stock available for issuance (in shares)			1,000,000
Total number of shares available for issuance (in shares)			973,911
Stock repurchase program, discount percentage			15%
Offering period			1 year
Stock compensation expense \| $			$ 76,000	$ 80,000
PSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Target percentage			100%
Performance period			3 years
Granted (in shares)			43,591	27,632
Stock compensation expense \| $			$ 293,000	$ 46,000
Expiration period			3 years
Number of categories \| category			2
Unrecognized compensation cost \| $			$ 5,200,000
Unrecognized compensation cost weighted average period for recognition			2 years 7 months 6 days
PSU \| CEO
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Granted (in shares)	129,735
Number of stock price hurdles \| stock_price_hurdle	5
Performance period (in years)	7 years
Stock price hurdle, term	20 days
PSU \| Minimum
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Target percentage			0%
PSU \| Maximum
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Target percentage			150%
Stock Options
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Stock compensation expense \| $			$ 0	$ 0
Expiration period			20 years
RSAs
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Unrecognized compensation cost \| $			$ 269,000
Unrecognized compensation cost weighted average period for recognition			7 months 6 days
RSAs \| Minimum
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned			1 year
RSAs \| Maximum
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned			7 years
RSUs
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Granted (in shares)			65,842	40,475
Unrecognized compensation cost \| $			$ 11,400,000
Unrecognized compensation cost weighted average period for recognition			4 years 1 month 6 days
RSUs \| CEO
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Granted (in shares)	129,736
Number of equal installments \| installment	5
RSUs \| Minimum
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned			1 year
RSUs \| Maximum
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned			7 years
2012 Plan
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Maximum number of common stock available for issuance (in shares)			87,536

Stock and Incentive Compensat_4

Stock and Incentive Compensation Plans - Monte Carlo Simulation Model Inputs (Details) - PSU - CEO	Dec. 13, 2022 $ / shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Performance period (in years)	7 years
Stock price (in dollars per share)	$ 36.87
Expected volatility	33%
Risk-free rate	3.50%

Stock and Incentive Compensat_5

Stock and Incentive Compensation Plans - Share-based Compensation Cost (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	$ 1,391	$ 737
Related tax benefits recognized in net income	292	155
RSA & RSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	1,022	611
PSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	293	46
ESPP
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	$ 76	$ 80

Stock and Incentive Compensat_6

Stock and Incentive Compensation Plans - Time-vested Award Activity (Details) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
RSAs
Shares
Nonvested shares, beginning balance (in shares)	27,391	48,048
Vested (in shares)	(12,840)	0
Nonvested shares, ending balance (in shares)	14,551	48,048
Weighted Average Grant-Date Fair Value
Nonvested shares, beginning balance (in dollars per share)	$ 35.37	$ 35.27
Vested (in dollars per share)	37.39	0
Nonvested shares, ending balance (in dollars per share)	$ 33.59	$ 35.27
RSUs
Shares
Nonvested shares, beginning balance (in shares)	270,390	73,977
Granted (in shares)	65,842	40,475
Vested (in shares)	(12,005)	0
Forfeited (in shares)	(1,357)	(743)
Nonvested shares, ending balance (in shares)	322,870	113,709
Weighted Average Grant-Date Fair Value
Nonvested shares, beginning balance (in dollars per share)	$ 39.63	$ 40.64
Granted (in dollars per share)	40.69	44.77
Vested (in dollars per share)	44.77	0
Forfeited (in dollars per share)	41.41	40.40
Nonvested shares, ending balance (in dollars per share)	$ 39.65	$ 42.11
PSUs
Shares
Nonvested shares, beginning balance (in shares)	157,367	0
Granted (in shares)	43,591	27,632
Forfeited (in shares)	(1,592)	0
Nonvested shares, ending balance (in shares)	199,366	27,632
Weighted Average Grant-Date Fair Value
Nonvested shares, beginning balance (in dollars per share)	$ 29.06	$ 0
Granted (in dollars per share)	37.91	44.77
Forfeited (in dollars per share)	37.91	0
Nonvested shares, ending balance (in dollars per share)	$ 30.50	$ 44.77

Stock and Incentive Compensat_7

Stock and Incentive Compensation Plans - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022	Dec. 31, 2021
Number of Shares
Outstanding at beginning of period (in shares)	504,437	39,200	39,200
Exercised (in shares)	(27,282)	(4,800)
Expired (in shares)	(331)
Outstanding at end of period (in shares)	476,824	34,400	504,437	39,200
Exercisable (in shares)	476,824	34,400
Weighted Average Exercise Price
Outstanding at beginning of period (in dollars per share)	$ 29.46	$ 10.73	$ 10.73
Exercised (in dollars per share)	15.62	13.31
Expired (in dollars per share)	37.76
Outstanding at end of period (in dollars per share)	30.24	10.37	$ 29.46	$ 10.73
Exercisable (in dollars per share)	$ 30.24	$ 10.37
Weighted average remaining contractual term (in years)	5 years	2 years 4 months 2 days	5 years 1 month 17 days	2 years 3 months 10 days
Weighted average remaining contractual term, exercisable (in years)	5 years	2 years 4 months 2 days
Aggregate Intrinsic Value	$ 1,728	$ 1,098	$ 3,736	$ 1,262
Aggregate Intrinsic Value, exercised	587	152
Aggregate Intrinsic Value, exercisable	$ 1,728	$ 1,098

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 949,943	$ 730,211
Net change	21,394	(71,619)
Ending balance	992,587	676,865
Unrealized (Loss) Gain on AFS Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(160,700)	5,809
Net change	21,529	(72,061)
Ending balance	(139,171)	(66,252)
Unrealized Gain (Loss) on Cash Flow Hedges
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	825	(80)
Net change	(135)	442
Ending balance	690	362
Accumulated Other Comprehensive (Loss) Income
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(159,875)	5,729
Net change	21,394	(71,619)
Ending balance	$ (138,481)	$ (65,890)

Capital and Regulatory Matter_2

Capital and Regulatory Matters - Narrative (Details) - USD ($)	1 Months Ended	3 Months Ended
	Jul. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Resale Agreement Counterparty [Line Items]
Transition regulatory capital amount		$ 4,500,000	$ 5,100,000
Purchase price	$ 50,000,000
Stock buyback program, period	3 years
Repurchase of stock (in shares)		0	0
Origin Bank \| Origin Bank
Resale Agreement Counterparty [Line Items]
Aggregate dividends without prior regulatory approval		$ 105,600,000

Capital and Regulatory Matter_3

Capital and Regulatory Matters - Actual Capital Amounts and Ratios (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Origin Bancorp, Inc.
Common Equity Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 942,363	$ 906,859
Actual, ratio	0.1108	0.1093
Minimum capital required, amount	$ 595,173	$ 580,857
Minimum capital required, ratio	7%	7%
Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 958,110	$ 922,584
Actual, ratio	0.1127	0.1112
Minimum capital required, amount	$ 722,710	$ 705,327
Minimum capital required, ratio	0.0850	0.0850
Total Capital to Risk-Weighted Assets
Actual, amount	$ 1,215,922	$ 1,180,665
Actual, ratio	0.1430	0.1423
Minimum capital required, amount	$ 892,760	$ 871,290
Minimum capital required, ratio	0.1050	0.1050
Leverage Ratio
Actual, amount	$ 958,110	$ 922,584
Actual, ratio	0.0979	0.0966
Minimum capital required, amount	$ 391,429	$ 381,955
Minimum capital required, ratio	0.0400	0.0400
Origin Bank \| Origin Bank
Common Equity Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 992,417	$ 952,579
Actual, ratio	0.1170	0.1150
Minimum capital required, amount	$ 593,703	$ 579,775
Minimum capital required, ratio	7%	7%
Well capitalized, amount	$ 551,296	$ 538,363
Well capitalized, ratio	6.50%	6.50%
Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 992,417	$ 952,579
Actual, ratio	0.1170	0.1150
Minimum capital required, amount	$ 720,925	$ 704,013
Minimum capital required, ratio	0.0850	0.0850
Well capitalized, amount	$ 678,518	$ 662,600
Well capitalized, ratio	0.0800	0.0800
Total Capital to Risk-Weighted Assets
Actual, amount	$ 1,154,642	$ 1,109,257
Actual, ratio	0.1361	0.1339
Minimum capital required, amount	$ 890,554	$ 869,661
Minimum capital required, ratio	0.1050	0.1050
Well capitalized, amount	$ 848,147	$ 828,249
Well capitalized, ratio	0.1000	0.1000
Leverage Ratio
Actual, amount	$ 992,417	$ 952,579
Actual, ratio	0.1017	0.0994
Minimum capital required, amount	$ 390,385	$ 383,359
Minimum capital required, ratio	0.0400	0.0400
Well capitalized, amount	$ 487,981	$ 479,198
Well capitalized, ratio	0.0500	0.0500

Commitments and Contingencies -

Commitments and Contingencies - Off-Balance Sheet Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	$ 1,164,982	$ 1,180,666
One-Three Years	1,008,953	990,476
Three-Five Years	500,066	553,069
Greater than Five Years	69,962	96,783
Off-balance sheet financial instrument	2,743,963	2,820,994
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	1,104,066	1,093,744
One-Three Years	1,007,729	988,212
Three-Five Years	467,079	553,069
Greater than Five Years	69,962	96,783
Off-balance sheet financial instrument	2,648,836	2,731,808
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	60,916	86,922
One-Three Years	1,224	2,264
Three-Five Years	32,987	0
Greater than Five Years	0	0
Off-balance sheet financial instrument	95,127	89,186
Unconditional cancellable commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet financial instrument	$ 637,300	$ 594,600

Commitments and Contingencies_2

Commitments and Contingencies - Narrative (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) letter_of_credit	Dec. 31, 2022 USD ($) letter_of_credit
Lending-related Commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Reserve for lending related commitments	$ 4,600	$ 4,600
BTH \| Retention Bonuses And Guaranteed Minimum Incentives
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contingent liability	3,100
BTH \| Retention Bonuses
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contingent liability	1,000
Contingent consideration, due in next fiscal year	$ 523
Contingent consideration, due in next fiscal year, percentage	50%
Contingent consideration, due in year two	$ 523
Contingent consideration, due in year two, percentage	50%
BTH \| Guaranteed Minimum Incentives
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contingent liability	$ 2,000
Contingent consideration, due in next fiscal year, percentage	42%
Contingent consideration, due in year two, percentage	29%
Lincoln Agency, LLC. and Pulley-White Insurance Agency, Inc.
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contingent liability	$ 1,500
Revenue growth objectives, term	3 years
Letter of credit \| FHLB
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Number of instruments \| letter_of_credit	29	28
Maximum borrowing capacity	$ 328,200	$ 277,400