Origin Bancorp (OBK) 10-Q 6 Nov 24 2024 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2024	Oct. 31, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	001-38487
Entity Registrant Name	Origin Bancorp, Inc.
Entity Incorporation, State or Country Code	LA
Entity Tax Identification Number	72-1192928
Entity Address, Address Line One	500 South Service Road East
Entity Address, City or Town	Ruston
Entity Address, State or Province	LA
Entity Address, Postal Zip Code	71270
City Area Code	318
Local Phone Number	255-2222
Title of 12(b) Security	Common Stock, par value $5.00 per share
Trading Symbol	OBK
Security Exchange Name	NYSE
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		31,168,734
Amendment Flag	false
Current Fiscal Year Focus	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Entity CIK	0001516912

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 159,337,000	$ 127,278,000
Interest-bearing deposits in banks	161,854,000	153,163,000
Total cash and cash equivalents	321,191,000	280,441,000
Securities:
Available for sale	1,160,965,000	1,253,631,000
Held to maturity, net allowance for credit losses of $52 and $63 at September 30, 2024, and December 31, 2023, respectively (fair value of $10,701 and $10,848 at September 30, 2024, and December 31, 2023, respectively)	11,096,000	11,615,000
Securities carried at fair value through income	6,533,000	6,808,000
Total securities	1,178,594,000	1,272,054,000
Non-marketable equity securities held in other financial institutions	67,068,000	55,190,000
Loans held for sale at fair value	7,631,000	16,852,000
Loans, net of allowance for credit losses of $95,989 and $96,868 at September 30, 2024, and December 31, 2023, respectively	7,860,801,000	7,564,076,000
Premises and equipment, net	126,751,000	118,978,000
Mortgage servicing rights (“MSR”)	0	15,637,000
Cash surrender value of bank-owned life insurance	40,602,000	39,905,000
Goodwill	128,679,000	128,679,000
Other intangible assets, net	39,272,000	45,452,000
Accrued interest receivable and other assets	195,397,000	185,320,000
Total assets	9,965,986,000	9,722,584,000
Liabilities and Stockholders’ Equity
Noninterest-bearing deposits	1,893,767,000	1,919,638,000
Interest-bearing deposits	5,238,259,000	4,918,597,000
Time deposits	1,354,542,000	1,412,890,000
Total deposits	8,486,568,000	8,251,125,000
Federal Home Loan Bank (“FHLB”) advances, repurchase agreements and other borrowings	30,446,000	83,598,000
Subordinated indebtedness, net	159,861,000	194,279,000
Accrued expenses and other liabilities	143,438,000	130,677,000
Total liabilities	8,820,313,000	8,659,679,000
Commitments and contingencies - See Note 12 — Commitments and Contingencies	0	0
Stockholders’ equity:
Common stock ($5.00 par value; 50,000,000 shares authorized; 31,167,410 and 30,986,109 shares issued at September 30, 2024, and December 31, 2023, respectively)	155,837,000	154,931,000
Additional paid‑in capital	535,662,000	528,578,000
Retained earnings	548,419,000	500,419,000
Accumulated other comprehensive loss	(94,245,000)	(121,023,000)
Total stockholders’ equity	1,145,673,000	1,062,905,000
Total liabilities and stockholders’ equity	$ 9,965,986,000	$ 9,722,584,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Held to maturity, allowance for credit losses	$ 52	$ 63
Fair value of held to maturity securities	10,701	10,848
Allowance for credit losses	$ 95,989	$ 96,868
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	31,167,410	30,986,109

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest and dividend income
Interest and fees on loans	$ 133,195	$ 121,204	$ 390,260	$ 343,142
Investment securities-taxable	6,536	8,194	19,991	24,658
Investment securities-nontaxable	905	1,281	2,708	3,974
Interest and dividend income on assets held in other financial institutions	3,621	4,772	11,793	16,132
Total interest and dividend income	144,257	135,451	424,752	387,906
Interest expense
Interest-bearing deposits	67,051	55,599	195,362	136,686
FHLB advances and other borrowings	482	3,207	1,514	17,038
Subordinated indebtedness	1,920	2,515	5,859	7,614
Total interest expense	69,453	61,321	202,735	161,338
Net interest income	74,804	74,130	222,017	226,568
Provision for credit losses	4,603	3,515	12,846	14,018
Net interest income after provision for credit losses	70,201	70,615	209,171	212,550
Noninterest income
Other fee income	2,114	2,006	6,765	5,970
Mortgage banking revenue	1,153	892	5,429	4,075
Swap fee income	106	366	207	1,081
Gain (loss) on sales of securities, net	221	(7,173)	(182)	(7,029)
Change in fair value of equity investments	0	10,096	5,188	10,096
Other income	803	868	2,770	2,393
Total noninterest income	15,989	18,119	55,709	50,139
Noninterest expense
Salaries and employee benefits	38,491	34,624	112,418	102,888
Occupancy and equipment, net	6,298	6,790	19,952	19,871
Data processing	3,470	2,775	10,083	8,528
Office and operations	2,984	2,868	8,558	7,887
Intangible asset amortization	1,905	2,264	6,179	7,369
Regulatory assessments	1,791	1,913	5,367	4,596
Advertising and marketing	1,449	1,371	4,221	4,296
Professional services	2,012	1,409	4,546	4,491
Loan-related expense	751	1,220	2,733	3,941
Electronic banking	1,308	1,384	3,785	3,609
Franchise tax expense	721	520	2,013	2,392
Other expense	1,341	1,525	5,761	4,442
Total noninterest expense	62,521	58,663	185,616	174,310
Income before income tax expense	23,669	30,071	79,264	88,379
Income tax expense	5,068	5,758	17,042	18,004
Net income	$ 18,601	$ 24,313	$ 62,222	$ 70,375
Basic earnings per common share (in dollars per share)	$ 0.60	$ 0.79	$ 2	$ 2.29
Diluted earnings per common share (in dollars per share)	$ 0.60	$ 0.79	$ 2	$ 2.28
Insurance commission and fee income
Noninterest income
Revenue from contracts with customers	$ 6,928	$ 6,443	$ 21,318	$ 19,639
Service charges and fees
Noninterest income
Revenue from contracts with customers	$ 4,664	$ 4,621	$ 14,214	$ 13,914

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 18,601	$ 24,313	$ 62,222	$ 70,375
Securities available for sale and transferred securities:
Net unrealized holding gain (loss) arising during the period	42,227	(32,357)	33,974	(23,355)
Reclassification adjustment for net (gain) loss included in net income	(221)	7,173	182	7,029
Change in the net unrealized gain (loss) on available for sale investment securities, before tax	42,006	(25,184)	34,156	(16,326)
Net loss realized as a yield adjustment in interest on transferred investment securities	(2)	(3)	(8)	(8)
Change in the net unrealized gain (loss) on investment securities, before tax	42,004	(25,187)	34,148	(16,334)
Income tax expense (benefit) related to net unrealized gain (loss) arising during the period	8,821	(5,289)	7,171	(3,430)
Change in the net unrealized gain (loss) on investment securities, net of tax	33,183	(19,898)	26,977	(12,904)
Cash flow hedges:
Net unrealized (loss) gain arising during the period	(198)	167	77	1,078
Reclassification adjustment for net gain included in net income	(111)	(106)	(329)	(1,014)
Change in the net unrealized (loss) gain on cash flow hedges, before tax	(309)	61	(252)	64
Income tax (benefit) expense related to net unrealized gain (loss) on cash flow hedges	(65)	13	(53)	14
Change in net unrealized net (loss) gain on cash flow hedges, net of tax	(244)	48	(199)	50
Other comprehensive income (loss), net of tax	32,939	(19,850)	26,778	(12,854)
Comprehensive income	$ 51,540	$ 4,463	$ 89,000	$ 57,521

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive (Loss) Income
Beginning balance (in shares) at Dec. 31, 2022		30,746,600
Beginning balance at Dec. 31, 2022	$ 949,943	$ 153,733	$ 520,669	$ 435,416	$ (159,875)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	24,302			24,302
Other comprehensive income (loss), net of tax	21,394				21,394
Stock-based compensation expense	1,391		1,391
Stock-based compensation shares issued, net of shares withheld (in shares)		9,750
Stock-based compensation shares issued, net of shares withheld	(89)	$ 49	(138)
Exercise of stock options, net of shares withheld (in shares)		24,503
Exercise of stock options, net of shares withheld	324	$ 122	202
Dividends declared - common stock ($0.15 per share)	(4,678)			(4,678)
Ending balance (in shares) at Mar. 31, 2023		30,780,853
Ending balance at Mar. 31, 2023	992,587	$ 153,904	522,124	455,040	(138,481)
Beginning balance (in shares) at Dec. 31, 2022		30,746,600
Beginning balance at Dec. 31, 2022	949,943	$ 153,733	520,669	435,416	(159,875)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	70,375
Other comprehensive income (loss), net of tax	$ (12,854)
Exercise of stock options, net of shares withheld (in shares)	55,897
Ending balance (in shares) at Sep. 30, 2023		30,906,716
Ending balance at Sep. 30, 2023	$ 998,945	$ 154,534	525,434	491,706	(172,729)
Beginning balance (in shares) at Mar. 31, 2023		30,780,853
Beginning balance at Mar. 31, 2023	992,587	$ 153,904	522,124	455,040	(138,481)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	21,760			21,760
Other comprehensive income (loss), net of tax	(14,398)				(14,398)
Stock-based compensation expense	1,160		1,160
Stock-based compensation shares issued, net of shares withheld (in shares)		23,647
Stock-based compensation shares issued, net of shares withheld	0	$ 118	(118)
Exercise of stock options, net of shares withheld (in shares)		15,492
Exercise of stock options, net of shares withheld	328	$ 78	250
Shares issued under employee stock purchase program (in shares)		46,213
Shares issued under employee stock purchase program	1,117	$ 231	886
Dividends declared - common stock ($0.15 per share)	(4,695)			(4,695)
Ending balance (in shares) at Jun. 30, 2023		30,866,205
Ending balance at Jun. 30, 2023	997,859	$ 154,331	524,302	472,105	(152,879)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	24,313			24,313
Other comprehensive income (loss), net of tax	(19,850)				(19,850)
Stock-based compensation expense	1,335		1,335
Stock-based compensation shares issued, net of shares withheld (in shares)		27,388
Stock-based compensation shares issued, net of shares withheld	(217)	$ 137	(354)
Exercise of stock options, net of shares withheld (in shares)		13,123
Exercise of stock options, net of shares withheld	217	$ 66	151
Dividends declared - common stock ($0.15 per share)	(4,712)			(4,712)
Ending balance (in shares) at Sep. 30, 2023		30,906,716
Ending balance at Sep. 30, 2023	998,945	$ 154,534	525,434	491,706	(172,729)
Beginning balance (in shares) at Dec. 31, 2023		30,986,109
Beginning balance at Dec. 31, 2023	1,062,905	$ 154,931	528,578	500,419	(121,023)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	22,632			22,632
Other comprehensive income (loss), net of tax	(3,886)				(3,886)
Stock-based compensation expense	2,079		2,079
Stock-based compensation shares issued, net of shares withheld (in shares)		20,108
Stock-based compensation shares issued, net of shares withheld	(185)	$ 101	(286)
Exercise of stock options, net of shares withheld (in shares)		5,087
Exercise of stock options, net of shares withheld	34	$ 25	9
Dividends declared - common stock ($0.15 per share)	(4,726)			(4,726)
Ending balance (in shares) at Mar. 31, 2024		31,011,304
Ending balance at Mar. 31, 2024	1,078,853	$ 155,057	530,380	518,325	(124,909)
Beginning balance (in shares) at Dec. 31, 2023		30,986,109
Beginning balance at Dec. 31, 2023	1,062,905	$ 154,931	528,578	500,419	(121,023)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	62,222
Other comprehensive income (loss), net of tax	$ 26,778
Exercise of stock options, net of shares withheld (in shares)	46,009
Ending balance (in shares) at Sep. 30, 2024		31,167,410
Ending balance at Sep. 30, 2024	$ 1,145,673	$ 155,837	535,662	548,419	(94,245)
Beginning balance (in shares) at Mar. 31, 2024		31,011,304
Beginning balance at Mar. 31, 2024	1,078,853	$ 155,057	530,380	518,325	(124,909)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	20,989			20,989
Other comprehensive income (loss), net of tax	(2,275)				(2,275)
Stock-based compensation expense	1,688		1,688
Stock-based compensation shares issued, net of shares withheld (in shares)		37,064
Stock-based compensation shares issued, net of shares withheld	(99)	$ 185	(284)
Exercise of stock options, net of shares withheld (in shares)		3,641
Exercise of stock options, net of shares withheld	81	$ 18	63
Shares issued under employee stock purchase program (in shares)		56,658
Shares issued under employee stock purchase program	1,386	$ 283	1,103
Dividends declared - common stock ($0.15 per share)	(4,729)			(4,729)
Ending balance (in shares) at Jun. 30, 2024		31,108,667
Ending balance at Jun. 30, 2024	1,095,894	$ 155,543	532,950	534,585	(127,184)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	18,601			18,601
Other comprehensive income (loss), net of tax	32,939				32,939
Stock-based compensation expense	2,186		2,186
Stock-based compensation shares issued, net of shares withheld (in shares)		24,316
Stock-based compensation shares issued, net of shares withheld	(245)	$ 122	(367)
Exercise of stock options, net of shares withheld (in shares)		34,427
Exercise of stock options, net of shares withheld	1,065	$ 172	893
Dividends declared - common stock ($0.15 per share)	(4,767)			(4,767)
Ending balance (in shares) at Sep. 30, 2024		31,167,410
Ending balance at Sep. 30, 2024	$ 1,145,673	$ 155,837	$ 535,662	$ 548,419	$ (94,245)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023
Statement of Stockholders' Equity [Abstract]
Common stock dividends declared (in dollars per share)	$ 0.15	$ 0.15	$ 0.15	$ 0.15	$ 0.15	$ 0.15

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities:
Net income		$ 62,222	$ 70,375
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses		12,846	14,018
Depreciation and amortization		12,266	13,333
Net amortization on securities		3,647	5,309
Accretion of net premium/discount on purchased loans		(10)	(2,067)
Amortization of investments in tax credit funds		1,316	1,368
Loss on sale of securities, net		182	7,029
Deferred income (benefit) tax expense		(1,194)	14,499
Stock-based compensation expense		5,953	3,886
Originations of mortgage loans held for sale		(151,535)	(148,866)
Proceeds from mortgage loans held for sale		144,682	127,574
Gain on mortgage loans held for sale and, for the nine months ended September 30, 2023, origination of MSR		(3,836)	(3,036)
MSR valuation adjustment		(450)	485
Gain on sale of MSR		(410)	0
Net (gain) loss on disposals of premises and equipment		(828)	2
Increase in the cash surrender value of life insurance		(697)	(648)
Gain on equity securities without a readily determinable fair value		(5,188)	(10,096)
Net losses on sales and write-downs of other real estate owned		11	1
Net change in operating leases		1,372	(793)
Increase in other assets		(8,942)	(8,718)
Increase in other liabilities		7,199	16,820
Net cash provided by operating activities		78,606	100,475
Cash flows from investing activities:
Purchases of securities available for sale		(53,840)	(751)
Maturities and pay downs of securities available for sale		126,687	107,679
Proceeds from sales and calls of securities available for sale		54,984	214,302
Maturities, pay downs and calls of securities held to maturity		522	486
Pay downs of securities carried at fair value		299	285
Redemption of non-marketable equity securities held in other financial institutions	[1]	10,680	0
Purchase of non-marketable equity securities held in other financial institutions	[1]	(16,880)	0
Net sales (purchases) of non-marketable equity securities held in other financial institutions	[1]	(6,200)	15,025
Originations of mortgage warehouse loans		(7,224,096)	(5,048,595)
Proceeds from pay-offs of mortgage warehouse loans		7,058,874	5,047,169
Net increase in loans, excluding mortgage warehouse and loans held for sale		(133,143)	(449,804)
Proceeds from sale of MSR		15,885	0
Return of capital and other distributions from limited partnership investments		296	1,591
Capital calls on limited partnership investments		(980)	(2,156)
Purchase of low-income housing tax credit investments		(83)	(538)
Purchases of premises and equipment		(16,602)	(17,514)
Proceeds from sales of premises and equipment		3,572	49
Proceeds from sales of other real estate owned		1,130	0
Net cash used in investing activities		(172,695)	(132,772)
Cash flows from financing activities:
Net increase in deposits		235,443	598,786
Repayments of long-term FHLB advances		(205)	(199)
Proceeds from short-term FHLB advances		1,685,000	5,890,000
Repayments of short-term FHLB advances		(1,735,000)	(6,440,000)
Repurchase of subordinated debentures		(34,599)	(4,729)
Repayments of other short-term borrowings		0	(30,000)
Net decrease in securities sold under agreements to repurchase		(2,947)	(22,250)
Dividends paid		(14,067)	(13,912)
Cash received from exercise of stock options		1,214	907
Net cash provided by (used in) financing activities		134,839	(21,397)
Net increase (decrease) in cash and cash equivalents		40,750	(53,694)
Cash and cash equivalents at beginning of period		280,441	358,972
Cash and cash equivalents at end of period		321,191	305,278
Interest paid		199,497	151,130
Income taxes paid		24,169	483
Significant non-cash transactions:
Real estate acquired in settlement of loans		3,576	3,243
Transfers from loans held for sale to loans held for investment	[1]	16,095	0
Decrease in Government National Mortgage Association (“GNMA”) repurchase obligation		0	(24,569)
Recognition of operating right-of-use assets		11,456	16,225
Recognition of operating lease liabilities		$ 12,613	$ 16,187
[1]No change was made to the prior period presentation due to immateriality.

Significant Accounting Policies

Significant Accounting Policies	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Significant Accounting Policies	Note 1 — Significant Accounting Policies Nature of Operations . Origin Bancorp, Inc. (“Company” or ”Origin”) is a financial holding company headquartered in Ruston, Louisiana. Origin’s wholly owned bank subsidiary, Origin Bank, was founded in 1912 in Choudrant, Louisiana. Deeply rooted in Origin’s history is a culture committed to providing personalized relationship banking to businesses, municipalities, and personal clients to enrich the lives of the people in the communities it serves. Origin provides a broad range of financial services and currently operates more than 60 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama and the Florida Panhandle. The Company principally operates in one business segment, community banking. Basis of Presentation . The consolidated financial statements in this quarterly report on Form 10-Q include the accounts of the Company and all other entities in which Origin Bancorp, Inc. has a controlling financial interest, including the Bank and Forth Insurance, LLC. All significant intercompany balances and transactions have been eliminated in consolidation. The Company’s accounting and financial reporting policies conform, in all material respects, to generally accepted accounting principles in the United States (“U.S. GAAP”) and to general practices within the financial services industry. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued. The consolidated financial statements in this quarterly report on Form 10-Q have not been audited by an independent registered public accounting firm, excluding the figures as of December 31, 2023, but in the opinion of management, reflect all adjustments (which are of a normal recurring nature) necessary for a fair presentation of the Company’s financial position and results of operations for the periods presented. These consolidated financial statements of the Company have been prepared in accordance with U.S. GAAP and with the rules and regulations of the Securities and Exchange Commission (the “SEC”) for interim financial reporting. Accordingly, they do not include all of the information and notes required by U.S. GAAP for complete financial statements. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto for the year ended December 31, 2023, included in the Company’s annual report on Form 10-K (“2023 Form 10-K”) filed with the SEC. Operating results for the interim periods disclosed herein are not necessarily indicative of results that may be expected for a full year. Use of Estimates . The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions based on available information that affect the amounts reported in the financial statements and disclosures provided, including the accompanying notes, and actual results could differ. Material estimates that are particularly susceptible to change include the allowance for credit losses for loans, off-balance sheet commitments and available for sale securities; fair value measurements of assets and liabilities; and income taxes. Estimates and assumptions are reviewed periodically, and the effects of revisions are reflected in the Company’s consolidated financial statements in the period they are deemed necessary. While management uses its best judgment, actual results could differ from those estimates. Reclassifications . Certain amounts previously reported have been reclassified to conform to the current presentation. Such reclassifications had no effect on prior year net income or stockholders’ equity. Investments in Tax Credit Entities. As part of its Community Reinvestment Act responsibilities and due to their favorable economic characteristics, the Company invests in tax credit-motivated projects primarily in the markets it serves. These projects are directed at tax credits issued under Low-Income Housing Tax Credits (“LIHTC”). The Company generates returns on tax credit motivated projects through the receipt of federal, and if applicable, state tax credits. The federal tax credits are recorded as an offset to the income tax provision in the year that they are earned under federal income tax law over 10 to 15 years beginning in the year in which rental activity commences. These credits, if not used in the tax return for the year of origination, can be carried forward for 20 years. The Company invests in a tax credit entity, usually an LLC, which owns the real estate. The Company receives a nonvoting interest in the entity that must be retained during the compliance period for the credits (15 years for Low-Income Housing Tax Credit programs). Control of the tax credit entity rests in the 0.1% interest general partner, who has the power and authority to make decisions that impact economic performance of the project and is required to oversee and manage the project. Due to the lack of any voting, economic, or managerial control, and due to the contractual reduction in the investment, the Company accounts for its investment by amortizing the investment, beginning at the issuance of the certificate of occupancy of the project, over the compliance period, as management believes any potential residual value in the real estate will have limited value. Amortization is included as a component of income tax expense and for the three and nine months ended September 30, 2024, was $486,000 and $1.3 million, respectively. Amortization included as a component of income tax expense for the three and nine months ended September 30, 2023, was $461,000 and $1.4 million, respectively. The income tax credits and other income tax benefits recognized and included as a component of income tax expense on the Consolidated Statements of Income for the three and nine months ended September 30, 2024, was $504,000 and $1.5 million, respectively, and the income tax credits and other income tax benefits recognized for the three and nine months ended September 30, 2023, was $569,000 and $1.7 million. The Company has the risk of credit recapture if the projects do not maintain compliance during the compliance period. No such events have occurred to date. At September 30, 2024, and December 31, 2023, the Company had investments in tax credit entities of $6.3 million and $7.6 million, respectively, which are included in accrued interest receivable and other assets in the accompanying Consolidated Balance Sheets. Effect of Recently Adopted Accounting Standards ASU No. 2021-08, Business Combinations (Topic 805) — Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. The amendments in this Update affect accounting for acquired revenue contracts with customers in a business combination by addressing diversity in practice and inconsistency related to recognition of an acquired contract liability and payment terms and their effect on subsequent revenue recognized by the acquirer. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-01, Derivatives and Hedging (Topic 815) — Fair Value Hedging - Portfolio Layer Method. The amendments in this Update clarify the accounting for and promote consistency in the reporting of hedge basis adjustments applicable to both a single hedged layer and multiple hedged layers. Additionally, this Update allows entities to elect to apply the portfolio layer method of hedge accounting in accordance with Topic 815. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-02, Financial Instruments - Credit Losses (Topic 326) — Troubled Debt Restructurings and Vintage Disclosures. The amendments in this Update eliminate the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables—Troubled Debt Restructurings by Creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance in paragraphs 310-20-35-9 through 35-11 to determine whether a modification results in a new loan or a continuation of an existing loan. For public business entities, the amendments in this Update require that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments—Credit Losses—Measured at Amortized Cost. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-06, Reference Rate Reform (Topic 848) - Deferral of the Sunset Date of Topic 848 — The amendments in this Update provide temporary relief during the transition period in complying with Update No. 2020-04, Reference Rate Reform (Topic 848) - Facilitation of the Effects of Reference Rate Reform on Financial Reporting, which provides optional guidance to ease the potential burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting. The Board included a sunset provision within Topic 848 based on expectations of when the London Interbank Offered Rate (LIBOR) would cease being published. At the time that Update 2020-04 was issued, the UK Financial Conduct Authority (FCA) had established its intent that it would no longer be necessary to persuade, or compel, banks to submit to LIBOR after December 31, 2021. As a result, the sunset provision was set for December 31, 2022 - 12 months after the expected cessation date of all currencies and tenors of LIBOR. In March 2021, the FCA announced that the intended cessation date of the overnight 1-, 3-, 6-, and 12-month tenors of USD LIBOR would be June 30, 2023, which is beyond the current sunset date of Topic 848. Because the relief in Topic 848 may not cover a period of time during which a significant number of modifications may take place, the amendments in this Update defer the sunset date of Topic 848 from December 31, 2022, to December 31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848. The ASU is effective immediately. Implementation of this ASU did not materially impact the Company's financial statements or disclosures. ASU No. 2023-02, Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method — The amendments in this Update allow entities to elect to account for equity investments made primarily for the purpose of receiving income tax credits using the proportional amortization method, regardless of the tax credit program through which the investment earns income tax credits, if certain conditions are met. The amendments in this Update also eliminate certain low income housing tax credits (“LIHTC”)-specific guidance to align the accounting more closely for LIHTCs with the accounting for other equity investments in tax credit structures and require that the delayed equity contribution guidance apply only to tax equity investments accounted for using the proportional amortization method. The ASU is effective for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company's financial statements or disclosures. Effect of Newly Issued But Not Yet Effective Accounting Standards ASU No. 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures — The amendments in this Update improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The amendments in this Update: 1. Require that a public entity disclose, on an annual and interim basis, significant segment expenses that are regularly provided to the chief operating decision maker (“CODM”) and included within each reported measure of segment profit or loss (collectively referred to as the “significant expense principle”). 2. Require that a public entity disclose, on an annual and interim basis, an amount for other segment items by reportable segment and a description of its composition. The other segment items category is the difference between segment revenue less the segment expenses disclosed under the significant expense principle and each reported measure of segment profit or loss. 3. Require that a public entity provide all annual disclosures about a reportable segment’s profit or loss and assets currently required by Topic 280 in interim periods. 4. Clarify that if the CODM uses more than one measure of a segment’s profit or loss in assessing segment performance and deciding how to allocate resources, a public entity may report one or more of those additional measures of segment profit. However, at least one of the reported segment profit or loss measures (or the single reported measure, if only one is disclosed) should be the measure that is most consistent with the measurement principles used in measuring the corresponding amounts in the public entity’s consolidated financial statements. In other words, in addition to the measure that is most consistent with the measurement principles under generally accepted accounting principles (GAAP), a public entity is not precluded from reporting additional measures of a segment’s profit or loss that are used by the CODM in assessing segment performance and deciding how to allocate resources. 5. Require that a public entity disclose the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of segment profit or loss in assessing segment performance and deciding how to allocate resources. 6. Require that a public entity that has a single reportable segment provide all the disclosures required by the amendments in this Update and all existing segment disclosures in Topic 280. The ASU is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Retrospective application to all periods presented in the financial statements is required. The Company is evaluating the impact of this ASU on its consolidated financial statements and disclosures. ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures — The amendments in this Update, on an annual basis, require that public business entities (1) disclose specific categories in the rate reconciliation and (2) provide additional information for reconciling items that meet a quantitative threshold. Specifically, public business entities are required to disclose a tabular reconciliation, using both percentages and reporting currency amounts, for specific listed categories. The ASU is effective for fiscal years beginning after December 15, 2024. The Company is evaluating the impact of this ASU on its consolidated financial statements and disclosures.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Note 2 — Earnings Per Share Basic and diluted earnings per common share are calculated using the treasury method. Under the treasury method, basic earnings per share is calculated as net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under the Company’s stock and incentive compensation plans. Information regarding the Company’s basic and diluted earnings per common share is presented in the following table: (Dollars in thousands, except per share amounts) Three Months Ended September 30, Nine Months Ended September 30, Numerator: 2024 2023 2024 2023 Net income $ 18,601 $ 24,313 $ 62,222 $ 70,375 Denominator: Weighted average common shares outstanding 31,130,293 30,856,649 31,051,672 30,797,399 Dilutive effect of stock-based awards 109,584 87,211 109,195 105,823 Weighted average diluted common shares outstanding 31,239,877 30,943,860 31,160,867 30,903,222 Basic earnings per common share $ 0.60 $ 0.79 $ 2.00 $ 2.29 Diluted earnings per common share 0.60 0.79 2.00 2.28 There were 330,263 and 412,390 weighted average shares of anti-dilutive stock-based awards excluded from the calculation of earnings per share for the three and nine months ended September 30, 2024, respectively, primarily due to the exercise price, grant fair value or purchase price of the stock awards exceeding the average market price of the Company’s stock during the respective periods. There were 613,010 and 459,434 weighted average shares of anti-dilutive stock-based awards excluded from the calculation of earnings per share for the three and nine months ended September 30, 2023, respectively, for the same reason.

Securities

Securities	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Securities	Note 3 — Securities The following table is a summary of the amortized cost and estimated fair value, including the allowance for credit losses and gross unrealized gains and losses, of available for sale, held to maturity and securities carried at fair value through income for the dates indicated: (Dollars in thousands) September 30, 2024 Amortized Gross Gross Fair Allowance for Credit Losses Net Carrying Amount Available for sale: State and municipal securities $ 323,507 $ 293 $ (34,938) $ 288,862 $ — $ 288,862 Corporate bonds 86,288 286 (6,306) 80,268 — 80,268 U.S. treasury and government agency securities 48,710 5 (3,328) 45,387 — 45,387 Commercial mortgage-backed securities 108,079 30 (7,937) 100,172 — 100,172 Residential mortgage-backed securities 523,289 6 (48,126) 475,169 — 475,169 Commercial collateralized mortgage obligations 51,401 174 (3,065) 48,510 — 48,510 Residential collateralized mortgage obligations 139,580 — (16,983) 122,597 — 122,597 Total $ 1,280,854 $ 794 $ (120,683) $ 1,160,965 $ — $ 1,160,965 Held to maturity: State and municipal securities $ 11,148 $ — $ (447) $ 10,701 $ (52) $ 11,096 Securities carried at fair value through income: State and municipal securities (1) $ 6,515 $ — $ — $ 6,533 $ — $ 6,533 December 31, 2023 Available for sale: State and municipal securities $ 323,356 $ 210 $ (41,440) $ 282,126 $ — $ 282,126 Corporate bonds 92,244 80 (8,689) 83,635 — 83,635 U.S. treasury and government agency securities 84,377 3 (4,740) 79,640 — 79,640 Commercial mortgage-backed securities 104,459 — (11,063) 93,396 — 93,396 Residential mortgage-backed securities 569,622 — (63,120) 506,502 — 506,502 Commercial collateralized mortgage obligations 39,386 — (4,203) 35,183 — 35,183 Residential collateralized mortgage obligations 150,710 — (20,566) 130,144 — 130,144 Asset-backed securities 43,521 4 (520) 43,005 — 43,005 Total $ 1,407,675 $ 297 $ (154,341) $ 1,253,631 $ — $ 1,253,631 Held to maturity: State and municipal securities $ 11,678 $ — $ (830) $ 10,848 $ (63) $ 11,615 Securities carried at fair value through income: State and municipal securities (1) $ 6,815 $ — $ — $ 6,808 $ — $ 6,808 ________________________ (1) Securities carried at fair value through income have no unrealized gains or losses at the consolidated balance sheet dates as all changes in value have been recognized in the consolidated statements of income. See Note 5 — Fair Value of Financial Instruments for more information. Securities with unrealized losses at September 30, 2024, and December 31, 2023, aggregated by investment category and those individual securities that have been in a continuous unrealized loss position for less than 12 months, and for 12 months or more, were as follows. Less than 12 Months 12 Months or More Total (Dollars in thousands) September 30, 2024 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for sale: State and municipal securities $ 28,402 $ (81) $ 251,522 $ (34,857) $ 279,924 $ (34,938) Corporate bonds 9,826 (685) 63,546 (5,621) 73,372 (6,306) U.S. treasury and government agency securities 6,986 (11) 34,674 (3,317) 41,660 (3,328) Commercial mortgage-backed securities 3,034 (37) 95,638 (7,900) 98,672 (7,937) Residential mortgage-backed securities 6,249 (47) 467,910 (48,079) 474,159 (48,126) Commercial collateralized mortgage obligations 4,497 (2) 35,168 (3,063) 39,665 (3,065) Residential collateralized mortgage obligations — — 122,597 (16,983) 122,597 (16,983) Total $ 58,994 $ (863) $ 1,071,055 $ (119,820) $ 1,130,049 $ (120,683) Held to maturity: State and municipal securities $ — $ — $ 10,701 $ (447) $ 10,701 $ (447) December 31, 2023 Available for sale: State and municipal securities $ 27,106 $ (266) $ 246,442 $ (41,174) $ 273,548 $ (41,440) Corporate bonds 4,254 (53) 74,566 (8,636) 78,820 (8,689) U.S. treasury and government agency securities — — 77,340 (4,740) 77,340 (4,740) Commercial mortgage-backed securities — — 93,396 (11,063) 93,396 (11,063) Residential mortgage-backed securities 60 (5) 506,442 (63,115) 506,502 (63,120) Commercial collateralized mortgage obligations — — 35,183 (4,203) 35,183 (4,203) Residential collateralized mortgage obligations — — 130,144 (20,566) 130,144 (20,566) Asset-backed securities 7,350 (52) 31,618 (468) 38,968 (520) Total $ 38,770 $ (376) $ 1,195,131 $ (153,965) $ 1,233,901 $ (154,341) Held to maturity: State and municipal securities $ 4,717 $ (447) $ 6,131 $ (383) $ 10,848 $ (830) At September 30, 2024, the Company had 568 individual securities that were in an unrealized loss position. Management evaluates available for sale debt securities in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to (1) the extent to which the fair value is less than the cost, and (2) the financial condition and near-term prospects of the issuer and (3) the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. Management does not currently intend to sell any securities in an unrealized loss position and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, at September 30, 2024, management believes that the unrealized losses detailed in the previous table are due to noncredit-related factors, including changes in interest rates and other market conditions. The following tables present the activity in the allowance for credit losses for held-to-maturity securities. (Dollars in thousands) Municipal Securities Allowance for credit losses: For the Three Months Ended September 30, 2024 & 2023 Balance at June 30, 2024 $ 57 Provision recovery for credit loss for held to maturity securities (5) Balance at September 30, 2024 $ 52 Balance at June 30, 2023 $ 935 Provision recovery for credit loss for held to maturity securities (45) Balance at September 30, 2023 $ 890 (Dollars in thousands) Municipal Securities Allowance for credit losses: For the Nine Months Ended September 30, 2024 & 2023 Balance at January 1, 2024 $ 63 Provision recovery for credit loss for held to maturity securities (11) Balance at September 30, 2024 $ 52 Balance at January 1, 2023 $ 899 Provision recovery for credit loss for held to maturity securities (9) Balance at September 30, 2023 $ 890 Accrued interest of $5.2 million and $6.4 million was not included in the calculation of the allowance or the amortized cost basis of the securities at September 30, 2024 or 2023, respectively. There were no past due or nonaccrual available for sale or held to maturity securities at September 30, 2024 or December 31, 2023. Proceeds from sales and calls, and related gross gains and losses of securities available for sale, are shown below. Nine Months Ended September 30, (Dollars in thousands) 2024 2023 Proceeds from sales/calls $ 54,984 $ 214,302 Gross realized gains 357 596 Gross realized losses (539) (7,625) The following table presents the amortized cost and fair value of securities available for sale and held to maturity at September 30, 2024, grouped by contractual maturity. Mortgage-backed securities, collateralized mortgage obligations and asset-backed securities, which do not have contractual payments due at a single maturity date, are shown separately. Actual maturities for mortgage-backed securities, collateralized mortgage obligations, and asset-backed securities will differ from contractual maturities as a result of prepayments made on the underlying loans. (Dollars in thousands) Held to Maturity Available for Sale September 30, 2024 Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ — $ — $ 12,449 $ 12,419 Due after one year through five years — — 84,650 79,921 Due after five years through ten years 11,148 10,701 207,242 189,784 Due after ten years — — 154,164 132,393 Commercial mortgage-backed securities — — 108,079 100,172 Residential mortgage-backed securities — — 523,289 475,169 Commercial collateralized mortgage obligations — — 51,401 48,510 Residential collateralized mortgage obligations — — 139,580 122,597 Total $ 11,148 $ 10,701 $ 1,280,854 $ 1,160,965 The following table presents carrying amounts of securities pledged as collateral for deposits and repurchase agreements at the periods presented. (Dollars in thousands) September 30, 2024 December 31, 2023 Carrying value of securities pledged to secure public deposits $ 370,090 $ 421,273 Carrying value of securities pledged to repurchase agreements 4,894 5,477

Loans

Loans	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Loans	Note 4 — Loans Loans consist of the following: (Dollars in thousands) September 30, 2024 December 31, 2023 Loans held for sale $ 7,631 $ 16,852 LHFI: Loans secured by real estate: Commercial real estate (1) $ 2,524,764 $ 2,442,734 Construction/land/land development 991,545 1,070,225 Residential real estate 1,848,330 1,734,935 Total real estate 5,364,639 5,247,894 Commercial and industrial 2,074,037 2,059,460 Mortgage warehouse lines of credit 495,188 329,966 Consumer 22,926 23,624 Total LHFI (2) 7,956,790 7,660,944 Less: Allowance for loan credit losses (“ALCL”) 95,989 96,868 LHFI, net $ 7,860,801 $ 7,564,076 ____________________________ (1) Includes owner occupied commercial real estate of $991.7 million and $953.8 million at September 30, 2024, and December 31, 2023, respectively. (2) Includes unamortized purchase accounting adjustment and net deferred loan fees of $10.5 million and $11.8 million at September 30, 2024, and December 31, 2023, respectively. Credit quality indicators. As part of the Company’s commitment to managing the credit quality of its loan portfolio, management annually and periodically updates and evaluates certain credit quality indicators, which include but are not limited to (i) weighted-average risk rating of the loan portfolio, (ii) net charge-offs, (iii) level of non-performing loans, (iv) level of classified loans (defined as substandard, doubtful and loss), and (v) the general economic conditions particularly in the cities and states in which the Company operates. The Company maintains an internal risk rating system where ratings are assigned to individual loans based on assessed risk. Loan risk ratings are the primary indicator of credit quality for the loan portfolio and are continually evaluated to ensure they are appropriate based on currently available information. The following is a summary description of the Company’s internal risk ratings: • Pass (1-6) Loans within this risk rating are further categorized as follows: Minimal risk (1) Well-collateralized by cash equivalent instruments held by the Banks. Moderate risk (2) Borrowers with excellent asset quality and liquidity. Borrowers’ capitalization and liquidity exceed industry norms. Borrowers in this category have significant levels of liquid assets and have a low level of leverage. Better than average risk (3) Borrowers with strong financial strength and excellent liquidity that consistently demonstrate strong operating performance. Borrowers in this category generally have a sizable net worth that can be converted into liquid assets within 12 months. Average risk (4) Borrowers with sound credit quality and financial performance, including liquidity. Borrowers are supported by sufficient cash flow coverage generated through operations across the full business cycle. Marginally acceptable risk (5) Loans generally meet minimum requirements for an acceptable loan in accordance with lending policy, but possess one or more attributes that cause the overall risk profile to be higher than the majority of newly approved loans. Watch (6) A passing loan with one or more factors that identify a potential weakness in the overall ability of the borrower to repay the loan. These weaknesses are generally mitigated by other factors that reduce the risk of delinquency or loss. • Special Mention (7) This grade is intended to be temporary and includes borrowers whose credit quality has deteriorated and is at risk of further decline. • Substandard (8) This grade includes “Substandard” loans under regulatory guidelines. Substandard loans exhibit a well-defined weakness that jeopardizes debt repayment in accordance with contractual agreements, even though the loan may be performing. These obligations are characterized by the distinct possibility that a loss may be incurred if these weaknesses are not corrected and repayment may be dependent upon collateral liquidation or secondary source of repayment. • Doubtful (9) This grade includes “Doubtful” loans under regulatory guidelines. Such loans are placed on nonaccrual status and repayment may be dependent upon collateral with no readily determinable valuation or valuations that are highly subjective in nature. Repayment for these loans is considered improbable based on currently existing facts and circumstances. • Loss (0) This grade includes “Loss” loans under regulatory guidelines. Loss loans are charged-off or written down when repayment is not expected. In connection with the review of the loan portfolio, the Company considers risk elements attributable to particular loan types or categories in assessing the quality of individual loans. The list of loans to be reviewed for possible individual evaluation consists of unsecured loans over 90 days past due, modified loans to borrowers experiencing financial difficulty, loans greater than $100,000 in which the borrower has filed bankruptcy, collateralized loans 180 days or more past due, classified commercial loans, including non-accrual, over $100,000 with direct exposure, and consumer loans greater than $100,000 with a FICO score under 625. Loans under $50,000 will be evaluated collectively in designated pools unless a loss exposure has been identified. Some additional risk elements considered by loan type include: • for commercial real estate loans, the debt service coverage ratio, operating results of the owner in the case of owner-occupied properties, the loan to value ratio, the age and condition of the collateral and the volatility of income, property value and future operating results typical of properties of that type; • for construction, land and land development loans, the perceived feasibility of the project, including the ability to sell developed lots or improvements constructed for resale or the ability to lease property constructed for lease, the quality and nature of contracts for presale or prelease, if any, experience and ability of the developer and loan to value ratio; • for residential mortgage loans, the borrower’s ability to repay the loan, including a consideration of the debt to income ratio and employment and income stability, the loan-to-value ratio, and the age, condition and marketability of the collateral; • for commercial and industrial loans, the debt service coverage ratio (income from the business in excess of operating expenses compared to loan repayment requirements), the operating results of the commercial, industrial or professional enterprise, the borrower’s business, professional and financial ability and expertise, the specific risks and volatility of income and operating results typical for businesses in that category and the value, nature and marketability of collateral; and • for mortgage warehouse loans, the borrower’s adherence to agency or investor underwriting guidelines, while the risk associated with the underlying consumer mortgage loan repayments, similar to other consumer loans, depends on the borrower’s financial stability and are more likely than commercial loans to be adversely affected by divorce, job loss, illness and other personal hardships. Purchased loans that have experienced more than insignificant credit deterioration since origination at the time of acquisition are purchase credit deteriorated (“PCD”) loans. An allowance for credit losses is determined using the same methodology as other individually evaluated loans. As a result of the merger with BT Holdings, Inc., (“BTH”), the Company held approximately $25.0 million and $34.8 million of unpaid principal balance PCD loans at September 30, 2024, and December 31, 2023, respectively. Please see Note 1 — Significant Accounting Policies included in the 2023 Form 10-K, filed with the SEC for a description of our accounting policies related to purchased financial assets with credit deterioration. The following table reflects recorded investments in loans by credit quality indicator and origination year at September 30, 2024, and gross charge-offs for the nine months ended September 30, 2024, excluding loans held for sale. Loans acquired are shown in the table by origination year, not merger date. The Company had an immaterial amount of revolving loans converted to term loans at September 30, 2024. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 171,343 $ 365,817 $ 947,388 $ 441,211 $ 226,544 $ 294,500 $ 59,202 $ 2,506,005 Special mention 1,248 — 248 27 947 1,261 250 3,981 Classified 2,756 522 1,191 3,357 1,792 4,903 257 14,778 Total commercial real estate loans $ 175,347 $ 366,339 $ 948,827 $ 444,595 $ 229,283 $ 300,664 $ 59,709 $ 2,524,764 Year-to-date gross charge-offs $ — $ 36 $ 193 $ — $ 251 $ — $ — $ 480 Construction/land/land development: Pass $ 111,845 $ 240,725 $ 375,233 $ 163,172 $ 17,844 $ 5,180 $ 50,600 $ 964,599 Special mention — — — — — — 112 112 Classified 2,733 2,275 13,398 5,119 739 228 2,342 26,834 Total construction/land/land development loans $ 114,578 $ 243,000 $ 388,631 $ 168,291 $ 18,583 $ 5,408 $ 53,054 $ 991,545 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 153,935 $ 323,765 $ 493,593 $ 314,677 $ 225,524 $ 194,194 $ 109,826 $ 1,815,514 Special mention — — — 18,342 127 310 — 18,779 Classified 1,187 1,340 2,096 3,163 1,161 4,722 368 14,037 Total residential real estate loans $ 155,122 $ 325,105 $ 495,689 $ 336,182 $ 226,812 $ 199,226 $ 110,194 $ 1,848,330 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ 11 $ — $ 11 Commercial and industrial: Pass $ 215,307 $ 302,164 $ 185,177 $ 103,631 $ 23,436 $ 58,308 $ 1,119,291 $ 2,007,314 Special mention — 75 12,302 — — 560 2,356 15,293 Classified 6,690 4,930 8,406 5,748 720 658 24,278 51,430 Total commercial and industrial loans $ 221,997 $ 307,169 $ 205,885 $ 109,379 $ 24,156 $ 59,526 $ 1,145,925 $ 2,074,037 Year-to-date gross charge-offs $ 797 $ 1,159 $ 1,008 $ 3,858 $ 162 $ 406 $ 13,654 $ 21,044 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 495,188 $ 495,188 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 8,279 $ 5,199 $ 1,701 $ 517 $ 230 $ 88 $ 6,505 $ 22,519 Classified 18 14 126 — — 5 244 407 Total consumer loans $ 8,297 $ 5,213 $ 1,827 $ 517 $ 230 $ 93 $ 6,749 $ 22,926 Year-to-date gross charge-offs $ — $ 8 $ 28 $ 3 $ — $ — $ 41 $ 80 The following table reflects recorded investments in loans by credit quality indicator and origination year at December 31, 2023, and gross charge-offs for the year ended December 31, 2023, excluding loans held for sale. Loans acquired are shown in the table by origination year, not merger date. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2023. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 333,887 $ 885,234 $ 470,252 $ 253,700 $ 204,421 $ 188,532 $ 77,993 $ 2,414,019 Special mention — — 308 — — 7,950 — 8,258 Classified 726 4,285 3,212 1,765 524 9,945 — 20,457 Total commercial real estate loans $ 334,613 $ 889,519 $ 473,772 $ 255,465 $ 204,945 $ 206,427 $ 77,993 $ 2,442,734 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ 42 $ — $ 42 Construction/land/land development: Pass $ 259,502 $ 461,373 $ 214,526 $ 21,309 $ 7,221 $ 25,460 $ 42,700 $ 1,032,091 Special mention 746 10,462 19,811 — — — — 31,019 Classified 191 3,132 41 240 662 560 2,289 7,115 Total construction/land/land development loans $ 260,439 $ 474,967 $ 234,378 $ 21,549 $ 7,883 $ 26,020 $ 44,989 $ 1,070,225 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 332,874 $ 549,504 $ 289,289 $ 237,813 $ 79,499 $ 142,265 $ 91,972 $ 1,723,216 Special mention 250 — — 141 — — — 391 Classified 689 1,985 1,439 407 1,367 4,949 492 11,328 Total residential real estate loans $ 333,813 $ 551,489 $ 290,728 $ 238,361 $ 80,866 $ 147,214 $ 92,464 $ 1,734,935 Year-to-date gross charge-offs $ — $ — $ — $ 5 $ — $ 22 $ — $ 27 Commercial and industrial: Pass $ 399,485 $ 272,152 $ 160,636 $ 36,995 $ 57,562 $ 48,523 $ 1,035,021 $ 2,010,374 Special mention 498 6,383 — — — — 650 7,531 Classified 3,583 1,676 12,908 371 470 222 22,325 41,555 Total commercial and industrial loans $ 403,566 $ 280,211 $ 173,544 $ 37,366 $ 58,032 $ 48,745 $ 1,057,996 $ 2,059,460 Year-to-date gross charge-offs $ 203 $ 328 $ 233 $ 141 $ 539 $ 679 $ 9,710 $ 11,833 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 329,966 $ 329,966 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 11,053 $ 3,567 $ 1,040 $ 399 $ 470 $ 17 $ 6,988 $ 23,534 Classified 35 42 10 — 2 — 1 90 Total consumer loans $ 11,088 $ 3,609 $ 1,050 $ 399 $ 472 $ 17 $ 6,989 $ 23,624 Year-to-date gross charge-offs $ 3 $ 102 $ 7 $ — $ — $ 2 $ 33 $ 147 The following tables present the Company’s loan portfolio aging analysis at the dates indicated: September 30, 2024 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 893 $ 59 $ 789 $ 1,741 $ 2,523,023 $ 2,524,764 $ — Construction/land/land development 44 4,789 51 4,884 986,661 991,545 — Residential real estate 1,341 7,330 5,289 13,960 1,834,370 1,848,330 — Total real estate 2,278 12,178 6,129 20,585 5,344,054 5,364,639 — Commercial and industrial 9,053 1,554 7,233 17,840 2,056,197 2,074,037 — Mortgage warehouse lines of credit — — — — 495,188 495,188 — Consumer 60 16 337 413 22,513 22,926 — Total LHFI $ 11,391 $ 13,748 $ 13,699 $ 38,838 $ 7,917,952 $ 7,956,790 $ — December 31, 2023 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 2,264 $ — $ — $ 2,264 $ 2,440,470 $ 2,442,734 $ — Construction/land/land development 834 27 13 874 1,069,351 1,070,225 — Residential real estate 8,055 1,326 5,960 15,341 1,719,594 1,734,935 — Total real estate 11,153 1,353 5,973 18,479 5,229,415 5,247,894 — Commercial and industrial 1,221 713 5,417 7,351 2,052,109 2,059,460 — Mortgage warehouse lines of credit — — — — 329,966 329,966 — Consumer 200 10 3 213 23,411 23,624 — Total LHFI $ 12,574 $ 2,076 $ 11,393 $ 26,043 $ 7,634,901 $ 7,660,944 $ — The following tables detail activity in the ALCL by portfolio segment. Accrued interest of $36.1 million and $33.0 million was not included in the book value for the purposes of calculating the allowance at September 30, 2024 and 2023, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended September 30, 2024 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning balance $ 17,244 $ 9,274 $ 11,780 $ 61,184 $ 676 $ 707 $ 100,865 Charge-offs — — 11 11,195 — 20 11,226 Recoveries 21 — 4 1,680 — 1 1,706 Provision (1) (435) (546) 302 5,070 (13) 266 4,644 Ending balance $ 16,830 $ 8,728 $ 12,075 $ 56,739 $ 663 $ 954 $ 95,989 Average balance $ 2,507,566 $ 1,019,302 $ 1,824,725 $ 2,071,984 $ 484,680 $ 22,739 $ 7,930,996 Net charge-offs to loan average balance (annualized) — % — % — % 1.83 % — % 0.33 % 0.48 % ____________________________ (1) The $4.6 million provision for credit losses on the consolidated statements of income includes a $4.6 million provision for loan credit losses, a $36,000 net benefit provision for off-balance sheet commitments and a $5,000 net benefit provision for held to maturity securities credit losses for the three months ended September 30, 2024. Three Months Ended September 30, 2023 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning balance $ 20,839 $ 8,729 $ 9,018 $ 54,173 $ 817 $ 777 $ 94,353 Charge-offs — — — 3,187 — 15 3,202 Recoveries 28 3 3 477 — 5 516 Provision (1) (1,758) 613 1,048 3,990 (359) (24) 3,510 Ending balance $ 19,109 $ 9,345 $ 10,069 $ 55,453 $ 458 $ 743 $ 95,177 Average balance $ 2,428,969 $ 1,044,180 $ 1,663,291 $ 2,024,675 $ 376,275 $ 23,704 $ 7,561,094 Net charge-offs to loan average balance (annualized) — % — % — % 0.53 % — % 0.17 % 0.14 % ____________________________ (1) The $3.5 million provision for credit losses on the consolidated statements of income includes a $3.5 million provision for loan credit losses, a $50,000 provision for off-balance sheet commitments and a $45,000 net benefit provision for held to maturity securities credit losses for the three months ended September 30, 2023. Nine Months Ended September 30, 2024 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning balance $ 19,625 $ 9,990 $ 10,619 $ 55,330 $ 529 $ 775 $ 96,868 Charge-offs 480 — 11 21,044 — 80 21,615 Recoveries 318 — 12 6,228 — 9 6,567 Provision (1) (2,633) (1,262) 1,455 16,225 134 250 14,169 Ending balance $ 16,830 $ 8,728 $ 12,075 $ 56,739 $ 663 $ 954 $ 95,989 Average balance $ 2,481,274 $ 1,069,360 $ 1,784,035 $ 2,107,195 $ 407,553 $ 22,818 $ 7,872,235 Net charge-offs to loan average balance (annualized) 0.01 % — % — % 0.94 % — % 0.42 % 0.26 % _________________________ (1) The $12.8 million provision for credit losses on the consolidated statement of income includes a $14.2 million provision for loan losses, a $1.3 million and $11,000 net benefit provision for off-balance sheet commitments and held to maturity securities credit losses, respectively, for the nine months ended September 30, 2024. Nine Months Ended September 30, 2023 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning balance $ 19,772 $ 7,776 $ 8,230 $ 50,148 $ 379 $ 856 $ 87,161 Charge-offs 42 — 27 8,070 — 107 8,246 Recoveries 113 3 13 2,189 — 12 2,330 Provision (1) (734) 1,566 1,853 11,186 79 (18) 13,932 Ending balance $ 19,109 $ 9,345 $ 10,069 $ 55,453 $ 458 $ 743 $ 95,177 Average balance $ 2,393,028 $ 997,296 $ 1,599,803 $ 2,051,272 $ 329,205 $ 24,836 $ 7,395,440 Net charge-offs to loan average balance (annualized) — % — % — % 0.38 % — % 0.51 % 0.11 % ____________________________ (1) The $14.0 million provision for credit losses on the consolidated statements of income includes a $13.9 million provision for loan credit losses, a $95,000 provision for off-balance sheet commitments and a $9,000 net benefit provision for held to maturity securities credit losses for the nine months ended September 30, 2023. The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related ALCL allocated to these loans. September 30, 2024 (Dollars in thousands) Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total Real Estate $ — $ 20 $ 10,890 $ — $ — $ — $ 10,910 Other — — — — — 93 93 Total $ — $ 20 $ 10,890 $ — $ — $ 93 $ 11,003 ALCL Allocation $ — $ — $ 32 $ — $ — $ — $ 32 December 31, 2023 (Dollars in thousands) Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total Real Estate $ 605 $ — $ 4,029 $ — $ — $ — $ 4,634 Equipment — — — 119 — — 119 Other — — — 258 — — 258 Total $ 605 $ — $ 4,029 $ 377 $ — $ — $ 5,011 ALCL Allocation $ — $ — $ — $ — $ — $ — $ — Collateral-dependent loans consist primarily of residential real estate, commercial real estate and commercial and industrial loans. These loans are individually evaluated when foreclosure is probable or when the repayment of the loan is expected to be provided substantially through the operation or sale of the underlying collateral. In the case of commercial and industrial loans secured by equipment, the fair value of the collateral is estimated by third-party valuation experts. Loan balances are charged down to the underlying collateral value when they are deemed uncollectible. Note that the Company did not elect to use the collateral maintenance agreement practical expedient available under the current expected credit loss (“CECL”) guidance. Nonaccrual LHFI was as follows: Nonaccrual With No Total Nonaccrual (Dollars in thousands) Loans secured by real estate: September 30, 2024 December 31, 2023 September 30, 2024 December 31, 2023 Commercial real estate $ 2,449 $ 746 $ 2,776 $ 786 Construction/land/land development 19,176 96 26,291 305 Residential real estate 12,410 5,695 14,313 13,037 Total real estate 34,035 6,537 43,380 14,128 Commercial and industrial 2,915 4,706 20,486 15,897 Consumer 93 — 407 90 Total nonaccrual loans $ 37,043 $ 11,243 $ 64,273 $ 30,115 All interest formerly accrued but not received for loans placed on nonaccrual status is reversed from interest income. Subsequent receipts on nonaccrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. No interest income was recorded on nonaccrual loans while they were considered nonaccrual during the nine months ended September 30, 2024 and 2023. The Company elects the fair value option for recording residential mortgage loans held for sale in accordance with U.S. GAAP. The Company had zero nonaccrual mortgage loans held for sale that were recorded using the fair value option election at both September 30, 2024 and December 31, 2023. The tables below summarize modifications made to borrowers experiencing financial difficulty by loan and modification type during the three months ended September 30, 2024 and 2023. Amortized Cost Basis at September 30, 2024 Term Extension (Dollars in thousands) Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 257 0.01 % Construction/land/land development 346 0.03 Residential real estate 1,769 0.10 Total real estate 2,372 0.04 Commercial and industrial (1) 10,689 0.52 Total $ 13,061 0.16 ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. Amortized Cost Basis at September 30, 2023 Term Extension Combination: Other-Than-Insignificant Payment Delay (Dollars in thousands) Amortized Cost % of Loans Amortized Cost % of Loans Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 7,507 0.31 % $ — — % $ 427 0.02 % Construction/land/land development 3,807 0.35 — — — — Residential real estate 745 0.04 — — — — Total real estate 12,059 0.23 — — 427 0.01 Commercial and industrial 13,935 0.68 923 0.04 53 — Total $ 25,994 0.34 $ 923 0.01 $ 480 0.01 The tables below summarize modifications made to borrowers experiencing financial difficulty by loan and modification type during the nine months ended September 30, 2024 and 2023. Amortized Cost Basis at September 30, 2024 Term Extension Combination: Other-Than-Insignificant Payment Delay (Dollars in thousands) Amortized Cost % of Loans Amortized Cost % of Loans Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 257 0.01 % $ — — % $ — — % Construction/land/land development 346 0.03 — — — — Residential real estate 1,998 0.11 132 0.01 — — Total real estate 2,601 0.05 132 — — — Commercial and industrial (1) 15,331 0.74 — — 35 — Consumer — — 4 0.02 — — Total $ 17,932 0.23 $ 136 — $ 35 — ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. Amortized Cost Basis at September 30, 2023 Term Extension Combination: Other-Than-Insignificant Payment Delay (Dollars in thousands) Amortized Cost % of Loans Amortized Cost % of Loans Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 7,853 0.32 % $ — — % $ 427 0.02 % Construction/land/land development 3,808 0.35 — — — — Residential real estate 2,477 0.15 — — — — Total real estate 14,138 0.27 — — 427 0.01 Commercial and industrial 15,562 0.76 1,091 0.05 53 — Total $ 29,700 0.39 $ 1,091 0.01 $ 480 0.01 The following tables describe the financial effects of the modifications made to borrowers experiencing financial difficulty during the three and nine months ended September 30, 2024 and 2023. Three Months Ended September 30, 2024 Term Extension Commercial real estate Added a weighted average 29.0 months to the life of the modified loans Construction/land/land development Added a weighted average 4.1 months to the life of the modified loans Residential real estate Added a weighted average 8.7 months to the life of the modified loans Commercial and industrial (1) Added a weighted average 4.4 months to the life of the modified loans ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. Three Months Ended September 30, 2023 Interest Rate Reduction Term Extension Other-Than-Insignificant Payment Delay Commercial real estate N/A Added a weighted average 10.1 months to the life of the modified loans Delayed payment of weighted average 6 months Construction/land/land development N/A Added a weighted average 8.6 months to the life of the modified loans N/A Residential real estate N/A Added a weighted average 18.4 months to the life of the modified loans N/A Commercial and industrial Reduced weighted average contractual interest rate from 10.1% to 9.5% Added a weighted average 6.7 months to the life of the modified loans Delayed payment of weighted average 6 months Nine Months Ended September 30, 2024 Interest Rate Reduction Term Extension Other-Than-Insignificant Payment Delay Commercial real estate N/A Added a weighted average 32.0 months to the life of the modified loans N/A Construction/land/land development N/A Added a weighted average 6.6 months to the life of the modified loans N/A Residential real estate Reduced weighted average contractual interest rate from 9.0% to 8.0% Added a weighted average 10.4 months to the life of the modified loans N/A Commercial and industrial (1) N/A Added a weighted average 5.9 months to the life of the modified loans Delayed payment of weighted average 2.0 months Consumer Reduced weighted average contractual interest rate from 9.5% to 6.0% Added a weighted average 5.0 months to the life of the modified loans N/A ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. Nine Months Ended September 30, 2023 Interest Rate Reduction Term Extension Other-Than-Insignificant Payment Delay Commercial real estate N/A Added a weighted average 12.1 months to the life of the modified loans Delayed payment of weighted average 6 months Construction/land/land development N/A Added a weighted average 13.1 months to the life of the modified loans N/A Residential real estate N/A Added a weighted average 9.3 months to the life of the modified loans N/A Commercial and industrial Reduced weighted average contractual interest rate from 9.9% to 9.0% Added a weighted average 9.0 months to the life of the modified loans Delayed payment of weighted average 6 months The following table depicts the performance of loans that have been modified Payment Status (Amortized Cost Basis) September 30, 2024 (Dollars in thousands) Current 30-89 Days Past Due 90 Days or More Past Due Loans secured by real estate: Commercial real estate $ 272 $ 10 $ — Construction/land/land development 452 — — Residential real estate 936 1,485 115 Total real estate 1,660 1,495 115 Commercial and industrial (1) 12,865 618 2,007 Consumer 4 — — Total LHFI $ 14,529 $ 2,113 $ 2,122 ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. The following table depicts the performance of loans that have been modified during the nine months ended September 30, 2023. Payment Status (Amortized Cost Basis) September 30, 2023 (Dollars in thousands) Current 30-89 Days Past Due 90 Days or More Past Due Loans secured by real estate: Commercial real estate $ 8,280 $ — $ — Construction/land/land development 3,808 — — Residential real estate 2,195 282 — Total real estate 14,283 282 — Commercial and industrial 16,705 — Total LHFI $ 30,988 $ 282 $ — At September 30, 2024, and December 31, 2023, the Company had $745,000 and $1.6 million funding commitments for loans in which the terms were modified as a result of the borrowers experiencing financial difficulty, respectively. The table below provides the details of loans to borrowers experiencing financial difficulty that were modified within the last twelve months and defaulted during the three and nine months ended September 30, 2024. There were no loans to borrowers experiencing financial difficulty that defaulted during the nine months ended September 30, 2023, that were modified within the nine months ended September 30, 2023. Term Extension (Dollars in thousands) Amortized Cost at September 30, 2024 Default Amount During the Three and Nine Months Ended September 30, 2024 Residential real estate $ 115 $ 115 Commercial and industrial (1) 2,007 9,453 Total $ 2,122 $ 9,568 ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. A payment default is defined as a loan that was 90 or more days past due. The Company monitors the performance of modified loans on an ongoing basis. In the event of subsequent default, the ALCL is assessed on the basis of an individual evaluation of each loan. The modifications made during the periods presented did not significantly impact the Company’s determination of the allowance for credit losses.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Note 5 — Fair Value of Financial Instruments Fair value is the exchange price that is expected to be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Certain assets and liabilities are recorded in the Company’s consolidated financial statements at fair value. Some are recorded on a recurring basis and some on a nonrecurring basis. The Company utilizes fair value measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The determination of fair values of financial instruments often requires the use of estimates. In cases where quoted market values in an active market are not available, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach to estimate the fair values of its financial instruments. Such valuation techniques are consistently applied. A hierarchy for fair value has been established, which categorizes the valuation techniques into three levels used to measure fair value. The three levels are as follows: Level 1 - Fair value is based on unadjusted quoted prices in active markets for identical assets or liabilities. Level 2 - Fair value is based on significant other observable inputs that are generally determined based on a single price for each financial instrument provided to the Company by an unrelated third-party pricing service and is based on one or more of the following: • Quoted prices for similar, but not identical, assets or liabilities in active markets; • Quoted prices for identical or similar assets or liabilities in markets that are not active; • Inputs other than quoted prices that are observable, such as interest rate and yield curves, volatilities, prepayment speeds, loss severities, credit risks and default rates; and • Other inputs derived from or corroborated by observable market inputs. Level 3 - Prices or valuation techniques that require inputs that are both significant and unobservable in the market. These instruments are valued using the best information available, some of which is internally developed, and reflects the Company’s own assumptions about the risk premiums that market participants would generally require and the assumptions they would use. These estimates can be inherently uncertain. There were no transfers between fair value reporting levels for any period presented. Fair Values of Assets and Liabilities Recorded on a Recurring Basis The following tables summarize financial assets and financial liabilities recorded at fair value on a recurring basis at September 30, 2024, and December 31, 2023, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value. There were no changes in the valuation techniques during 2024 or 2023. September 30, 2024 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 246,707 $ 42,155 $ 288,862 Corporate bonds — 79,268 1,000 80,268 U.S. treasury securities 30,729 — — 30,729 U.S. government agency securities — 14,658 — 14,658 Commercial mortgage-backed securities — 100,172 — 100,172 Residential mortgage-backed securities — 475,169 — 475,169 Commercial collateralized mortgage obligations — 48,510 — 48,510 Residential collateralized mortgage obligations — 122,597 — 122,597 Securities available for sale 30,729 1,087,081 43,155 1,160,965 Securities carried at fair value through income — — 6,533 6,533 Loans held for sale — 7,631 — 7,631 Other assets - derivatives — 13,135 — 13,135 Total recurring fair value measurements - assets $ 30,729 $ 1,107,847 $ 49,688 $ 1,188,264 Other liabilities - derivatives $ — $ (11,993) $ — $ (11,993) Total recurring fair value measurements - liabilities $ — $ (11,993) $ — $ (11,993) December 31, 2023 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 232,679 $ 49,447 $ 282,126 Corporate bonds — 82,635 1,000 83,635 U.S. treasury securities 55,480 — — 55,480 U.S. government agency securities — 24,160 — 24,160 Commercial mortgage-backed securities — 93,396 — 93,396 Residential mortgage-backed securities — 506,502 — 506,502 Commercial collateralized mortgage obligations — 35,183 — 35,183 Residential collateralized mortgage obligations — 130,144 — 130,144 Asset-backed securities — 43,005 — 43,005 Securities available for sale 55,480 1,147,704 50,447 1,253,631 Securities carried at fair value through income — — 6,808 6,808 Loans held for sale — 16,852 — 16,852 Mortgage servicing rights — — 15,637 15,637 Other assets - derivatives — 20,487 — 20,487 Total recurring fair value measurements - assets $ 55,480 $ 1,185,043 $ 72,892 $ 1,313,415 Other liabilities - derivatives $ — $ (18,300) $ — $ (18,300) Total recurring fair value measurements - liabilities $ — $ (18,300) $ — $ (18,300) The changes in Level 3 assets and liabilities measured at fair value on a recurring basis for the nine months ended September 30, 2024 and 2023, are summarized as follows: (Dollars in thousands) MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2024 $ 15,637 $ 50,447 $ 6,808 Gain (loss) recognized in earnings: Mortgage banking revenue 450 — — Other noninterest income — — 24 Loss recognized in AOCI — 511 — Purchases, issuances, sales and settlements: Sales (16,087) — — Settlements — (7,803) (299) Balance at September 30, 2024 $ — $ 43,155 $ 6,533 (Dollars in thousands) MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2023 $ 20,824 $ 55,769 $ 6,368 Gain (loss) recognized in earnings: Mortgage banking revenue (1) (485) — — Other noninterest income — — 689 Loss recognized in AOCI — (703) — Purchases, issuances, sales and settlements: Originations 656 — — Sales (1,806) — — Settlements — (2,627) (285) Balance at September 30, 2023 $ 19,189 $ 52,439 $ 6,772 ___________________________ (1) Total mortgage banking revenue includes changes in fair value due to market changes and run-off. The Company obtains fair value measurements for securities available for sale and securities at fair value through income from an independent pricing service; therefore, quantitative unobservable inputs are unknown. The following methodologies were used to measure the fair value of financial assets and liabilities valued on a recurring basis: Securities Available for Sale Securities classified as available for sale are reported at fair value utilizing Level 1, Level 2 or Level 3 inputs. For Level 1 securities, the Company obtains the fair value measurements for those identical assets from an independent pricing service. For Level 2 securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, market consensus prepayment speeds, credit information and the security's terms and conditions, among other things. In order to ensure the fair values are consistent with ASC 820, Fair Value Measurements and Disclosures , the Company periodically checks the fair value by comparing them to other pricing sources, such as Bloomberg LP. The third-party pricing service is subject to an annual review of internal controls in accordance with the Statement on Standards for Attestation Engagements No. 16, which was made available to the Company. In certain cases where Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. For Level 3 securities, the Company determines the fair value of the instruments based on their callability, putability and prepay optionality. Putable instruments are valued at book value, non-putable instruments are priced mainly using a present value calculation based on the spread to the yield curve. Mortgage Servicing Rights (“MSRs”) During December 2023 and January 2024, the Company solicited non-binding indications of interest with respect to the proposed sale of substantially all of the Company’s MSR asset. The Company subsequently sold its MSR asset and recorded a $410,000 gain on the sale during the nine months ended September 30, 2024. There were no MSR assets recognized or recorded during the quarter ended September 30, 2024, and the carrying value of the MSR is zero at September 30, 2024. At December 31, 2023, the carrying amounts of the MSRs equal fair value, which are determined using a discounted cash flow valuation model. The significant assumptions used to value MSRs were as follows: December 31, 2023 Range Weighted Average (1) Prepayment speeds 7.49% - 8.50% 8.10 % Discount rates 10.25% - 12.75% 10.31 % __________________________ (1) The weighted average was calculated with reference to the principal balance of the underlying mortgages. There have been significant market-driven fluctuations in the assumptions listed above. Typically, loans with higher average coupon rates have a greater likelihood of prepayment during comparatively low interest rate environments, while loans with lower average coupon rates have a lower likelihood of prepayment. Estimating these assumptions within ranges that market participants would use in determining the fair value of MSRs requires significant management judgment. Derivatives Fair values for interest rate swap agreements and interest rate lock commitments are based upon the amounts that would be required to settle the contracts. Fair values for risk participations and loan sale commitments are based on the fair values of the underlying mortgage loans or securities and the probability of such commitments being exercised. Significant management judgment and estimation is required in determining these fair value measurements. Fair Values of Assets Recorded on a Recurring Basis for which the Fair Value Option has been Elected Certain assets are measured at fair value on a recurring basis due to the Company’s election to adopt fair value accounting treatment for those assets. This election allows for a more effective offset of the changes in fair values of the assets and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting under ASC Topic 815, Derivatives and Hedging. For assets for which the fair value has been elected, the earned current contractual interest payment is recognized in interest income. At September 30, 2024, and December 31, 2023, there were no gains or losses recorded attributable to changes in instrument-specific credit risk. The following tables summarize the difference between the fair value and the unpaid principal balance for financial instruments for which the fair value option has been elected: September 30, 2024 (Dollars in thousands) Aggregate Fair Value Principal Balance/Amortized Cost Difference Loans held for sale (1) $ 7,631 $ 7,394 $ 237 Securities carried at fair value through income 6,533 6,515 18 Total $ 14,164 $ 13,909 $ 255 ____________________________ (1) There were no loans held for sale that were designated as nonaccrual or 90 days or more past due at September 30, 2024. December 31, 2023 (Dollars in thousands) Aggregate Fair Value Principal Balance/Amortized Cost Difference Loans held for sale (1) $ 16,852 $ 16,475 $ 377 Securities carried at fair value through income 6,808 6,815 (7) Total $ 23,660 $ 23,290 $ 370 ____________________________ (1) There were no of loans held for sale that were designated as nonaccrual or 90 days or more past due at December 31, 2023. Changes in the fair value of assets for which the Company elected the fair value option are classified in the consolidated statements of income line items reflected in the following table: (Dollars in thousands) Three Months Ended September 30, Nine Months Ended September 30, Changes in fair value included in noninterest income: 2024 2023 2024 2023 Mortgage banking revenue (loans held for sale) (1) $ (273) $ (22) $ (139) $ (214) Other income: Securities carried at fair value through income 35 666 25 689 Total fair value option impact on noninterest income $ (238) $ 644 $ (114) $ 475 ____________________________ (1) The fair value option impact on noninterest income is offset by the derivative gain/loss recognized in noninterest income. Please see Note 6 — Mortgage Banking for more detail. The following methodologies were used to measure the fair value of financial assets valued on a recurring basis for which the fair value option was elected: Securities at Fair Value through Income Securities carried at fair value through income are valued using a discounted cash flow with a credit spread applied to each instrument based on the creditworthiness of each issuer. Credit spreads ranged from 83 to 227 basis points at both September 30, 2024, and December 31, 2023. The Company believes the fair value approximates an exit price. Loans Held for Sale Fair values for loans held for sale are established using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans allocated. The Company believes the fair value approximates an exit price. Fair Value of Assets Recorded on a Nonrecurring Basis Non-marketable equity securities held in other financial institutions The majority of the Company’s non-marketable equity securities held in other financial institutions are within Level 2 of the fair value hierarchy and qualify for the practical expedient allowed for equity securities without a readily determinable fair values, such that the Company has elected to carry these securities at cost adjusted for any observable transactions during the period, less any impairment. Non-marketable equity securities held in other financial institutions totaled $67.1 million and $55.2 million at September 30, 2024 and December 31, 2023, respectively, and are shown on the face of the consolidated balance sheets. To date, no impairment has been recorded on the Company's investments in equity securities that do not have readily determinable fair values. During the nine months ended September 30, 2024, the Company observed a price change in multiple orderly transactions for identical equity securities in one of the Company’s equity securities and adjusted the Company’s basis upwards by $5.2 million. Individually Evaluated Loans with Credit Losses Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured to determine if any credit loss exists. Allowable methods for determining the amount of credit loss include estimating the fair value using the fair value of the collateral for collateral-dependent loans and a discounted cash flow methodology for other evaluated loans that are not collateral dependent. If the loan is identified as collateral-dependent, the fair value method of measuring the amount of credit loss is utilized. Evaluating the fair value of the collateral for collateral-dependent loans requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. If the loan is not collateral-dependent, the discounted cash flow method is utilized, which involves assumptions and judgments as to credit risk, prepayment risk, liquidity risk, default rates, loss severity, payment speeds, collateral values and discount rate. Loans that have experienced a credit loss with specific allocated losses are within Level 3 of the fair value hierarchy when the credit loss is determined using the fair value method. The fair value of collateral-dependent loans that have specific allocated reserves was approximately $3.9 million and $3.8 million at September 30, 2024, and December 31, 2023, respectively. Non-Financial Assets Foreclosed assets held for sale are the only non-financial assets valued on a nonrecurring basis that are initially recorded by the Company at fair value, less estimated costs to sell. At foreclosure, if the fair value, less estimated costs to sell, of the real estate acquired is less than the Company’s recorded investment in the related loan, a write-down is recognized through a charge to the ALCL. Additionally, valuations are periodically performed by management, and any subsequent reduction in value is recognized by a charge to income. The carrying value and fair value of foreclosed assets held for sale was estimated using Level 3 inputs based on observable market data and was $6.0 million and $3.9 million at September 30, 2024, and December 31, 2023, respectively. At September 30, 2024, and December 31, 2023, the Company had $669,000 and zero, respectively, principal amounts of residential mortgage loans in the process of foreclosure. Fair Values of Financial Instruments Not Recorded at Fair Value The carrying value and estimated fair values of financial instruments not recorded at fair value are as follows: (Dollars in thousands) September 30, 2024 December 31, 2023 Financial assets: Level 1 inputs: Carrying Estimated Carrying Estimated Cash and cash equivalents $ 321,191 $ 321,191 $ 280,441 $ 280,441 Level 2 inputs: Non-marketable equity securities held in other financial institutions 67,068 67,068 55,190 55,190 Accrued interest and loan fees receivable 42,925 42,925 41,688 41,688 Level 3 inputs: Securities held to maturity 11,096 10,701 11,615 10,848 LHFI, net 7,860,801 7,547,324 7,564,076 7,177,720 Financial liabilities: Level 2 inputs: Deposits 8,486,568 8,481,684 8,251,125 8,240,520 FHLB advances, repurchase agreements and other borrowings 30,446 30,359 83,598 83,187 Subordinated indebtedness 159,861 159,277 194,279 186,251 Accrued interest payable 15,510 15,510 12,272 12,272

Mortgage Banking

Mortgage Banking	9 Months Ended
	Sep. 30, 2024
Mortgage Banking [Abstract]
Mortgage Banking	Note 6 — Mortgage Banking The following table presents the Company’s revenue from mortgage banking operations: (Dollars in thousands) Three Months Ended September 30, Nine Months Ended September 30, Mortgage banking revenue 2024 2023 2024 2023 Origination $ 151 $ 124 $ 421 $ 384 Gain on sale of loans held for sale 1,535 757 3,836 2,380 Originations of MSRs — 225 — 656 Servicing 3 915 738 2,840 Total gross mortgage revenue 1,689 2,021 4,995 6,260 MSR valuation adjustments, net — (122) 450 (485) Gain on sale of MSR — — 410 — Mortgage HFS and pipeline fair value adjustment (536) (110) 53 (27) MSR hedge impact — (897) (479) (1,673) Mortgage banking revenue $ 1,153 $ 892 $ 5,429 $ 4,075 During 2023, management used forward-settling mortgage-backed securities and U.S. Treasury futures to mitigate the impact of changes in fair value of MSRs. See Note 8 — Derivative Financial Instruments for further information. Mortgage Servicing Rights Activity in MSRs was as follows: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in thousands) 2024 2023 2024 2023 Balance at beginning of period $ — $ 19,086 $ 15,637 $ 20,824 Addition of servicing rights — 225 — 656 Settlement of sale of MSR — — (16,087) (1,806) Valuation adjustment, net of amortization — (122) 450 (485) Balance at end of period $ — $ 19,189 $ — $ 19,189 During December 2023 and January 2024, the Company solicited non-binding indications of interest with respect to the proposed sale of substantially all of the Company’s MSR asset. The Company subsequently sold its MSR asset and recorded a $410,000 gain on the sale during the nine months ended September 30, 2024. There were no MSR assets recognized or recorded during the three or nine months ended September 30, 2024, and the Company is no longer retaining servicing on sold loans. During the second half of 2022, the Company entered into an agreement to sell its GNMA MSR portfolio, which met all final sale conditions in early 2023. The Company sold $1.8 million in GNMA MSR, with no significant gain or loss realized, and derecognized the related GNMA repurchase asset and offsetting liability during the quarter ended March 31, 2023. Prior to the sale of the Company’s MSR, the Company received annual servicing fee income approximating 0.25% of the outstanding balance of the underlying loans. In connection with the Company's activities as a servicer of mortgage loans, the investors and the securitization trusts have no recourse to the Company’s assets for failure of debtors to pay when due. The Company is potentially subject to losses on loans previously sold due to loan foreclosures. The Company has obligations to either repurchase the outstanding principal balance of a loan or make the purchaser whole for the economic benefits of a loan if it is determined that the loan sold violated representations or warranties made by the Company and/or the borrower at the time of the sale, which the Company refers to as mortgage loan putback expenses. Such representations and warranties typically include those made regarding loans that had missing or insufficient file documentation and/or loans obtained through fraud by borrowers or other third parties. Putback claims may be made until the loan is paid in full. When a putback claim is received, the Company evaluates the claim and takes appropriate actions based on the nature of the claim. The Company is required by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation to provide a response to putback claims within 60 days of the date of receipt. At September 30, 2024, and December 31, 2023, the reserve for mortgage loan putback expenses totaled $103,000 and $127,000, respectively. There is inherent uncertainty in reasonably estimating the requirement for reserves against future mortgage loan putback expenses. Future putback expenses depend on many subjective factors, including the review procedures of the purchasers and the potential refinance activity on loans sold with servicing released and the subsequent consequences under the representations and warranties.

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Borrowings	Note 7 — Borrowings Borrowed funds are summarized as follows: (Dollars in thousands) September 30, 2024 December 31, 2023 Short-term FHLB advances $ 20,000 $ 70,000 Long-term FHLB advances 6,268 6,474 Overnight repurchase agreements with depositors 4,178 7,124 Total FHLB advances and other borrowings $ 30,446 $ 83,598 Subordinated indebtedness, net $ 159,861 $ 194,279 At December 31, 2023, the Company had $34.7 million in subordinated promissory notes that were assumed in the merger with BTH (“BTH Notes”) with origination dates ranging from June 2015 to June 2021. After the five-year anniversary of issuance, the Company had the right to redeem the BTH Notes in part or in full at the Company’s discretion and, if applicable, subject to receipt of any required regulatory approvals. Primarily due to the declining Tier 2 capital contribution of the BTH Notes, the Company elected to redeem all but $1.1 million of the BTH Notes during the nine months ended September 30, 2024.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Note 8 — Derivative Financial Instruments Risk Management Objective of Using Derivatives The Company enters into derivative financial instruments to manage risks related to differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments, as well as to manage changes in fair values of some assets which are marked at fair value through the consolidated statement of income on a recurring basis. Cash Flow Hedges of Interest Rate Risk The Company is a party to interest rate swap agreements under which the Company receives interest at a variable rate and pays at a fixed rate. The derivative instruments represented by these swap agreements are designated as cash flow hedges of the Company’s forecasted variable cash flows under variable-rate term borrowing agreements. During the terms of the swap agreements, the effective portion of changes in the fair value of the derivative instruments are recorded in accumulated other comprehensive (loss) income and subsequently reclassified into earnings in the periods that the hedged forecasted variable-rate interest payments affected earnings. There was no ineffective portion of the change in fair value of the derivatives recognized directly in earnings. The entire swap fair value will be reclassified into earnings before the expiration dates of the swap agreements. Derivatives Not Designated as Hedges Customer interest rate derivative program The Company offers certain derivatives products, primarily interest rate swaps, directly to qualified commercial banking customers to facilitate their risk management strategies. In most instances, the Company acts only as an intermediary, simultaneously entering into offsetting agreements with unrelated financial institutions, thereby mitigating its net risk exposure resulting from such transactions without significantly impacting its results of operations. Because the interest rate derivatives associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer derivatives and any offsetting derivatives are recognized directly in earnings as a component of noninterest income. From time to time, the Company shares in credit risk on interest rate swap arrangements, by entering into risk participation agreements with syndication partners. These are accounted for at fair value and disclosed as risk participation derivatives. Mortgage banking derivatives As part of its mortgage banking and related risk management activities, the Company enters into interest rate lock commitment (“IRLC”) agreements on prospective residential mortgage loans. These IRLCs are derivative financial instruments and the fair value of these IRLCs are included in other assets. Prior to January 1, 2024, the Company also economically hedged the value of MSRs by entering into a series of commitments to purchase mortgage-backed securities in the future and U.S. Treasury Notes. Fair Values of Derivative Instruments on the Consolidated Balance Sheets The following tables disclose the fair value of derivative instruments in the Company’s consolidated balance sheets at September 30, 2024 and December 31, 2023, as well as the effect of these derivative instruments on the Company’s consolidated statements of income for the nine months ended September 30, 2024 and 2023. Derivative instruments and their related gains and losses are reported in other operating activities, net in the statements of cash flows. (Dollars in thousands) Notional Amounts (1) Fair Values Derivatives designated as cash flow hedging instruments: September 30, 2024 December 31, 2023 September 30, 2024 December 31, 2023 Interest rate swaps included in other assets $ 10,500 $ 10,500 $ 534 $ 786 Derivatives not designated as hedging instruments: Interest rate swaps included in other assets $ 364,855 $ 363,498 $ 12,188 $ 18,567 Interest rate swaps included in other liabilities 358,340 356,683 (11,992) (18,298) Risk participation agreements included in other liabilities 32,578 20,000 (1) (2) Forward commitments to purchase forward-settling mortgage-backed securities included in other assets — 9,000 — 91 Forward commitments to purchase treasury notes in other assets — 22,500 — 822 Interest rate-lock commitments on residential mortgage loans included in other assets 14,532 8,471 413 221 $ 770,305 $ 780,152 $ 608 $ 1,401 ____________________________ (1) Notional or contractual amounts, which represent the extent of involvement in the derivatives market, are used to determine the contractual cash flows required in accordance with the terms of the agreement. These amounts are typically not exchanged, significantly exceed amounts subject to credit or market risk and are not reflected in the consolidated balance sheets. The weighted-average rates paid and received for interest rate swaps were as follows: Weighted-Average Interest Rate September 30, 2024 December 31, 2023 Interest rate swaps: Paid Received Paid Received Cash flow hedges 4.24 % 8.23 % 4.24 % 8.35 % Non-hedging interest rate swaps - financial institution counterparties 5.11 7.79 4.88 7.82 Non-hedging interest rate swaps - customer counterparties 7.79 5.11 7.82 4.88 Gains and losses recognized on derivative instruments not designated as hedging instruments are as follows: (Dollars in thousands) Three Months Ended September 30, Nine Months Ended September 30, Derivatives not designated as hedging instruments: 2024 2023 2024 2023 Amount of (loss) gain recognized in mortgage banking revenue (1) $ (261) $ (1,102) $ 123 $ (1,613) Amount of (loss) gain recognized in other non-interest income (136) 82 (72) 167 ____________________________ (1) Gains and losses on these instruments are largely offset by market fluctuations in mortgage servicing rights. The Company sold substantially all of its MSR recognizing a gain on the sale of $410,000 for the nine months ended September 30, 2024. See Note 6 — Mortgage Banking for more information on components of mortgage banking revenue. Some interest rate swaps included in other assets were subject to a master netting arrangement with the counterparty in all periods presented and could be offset against some amounts included in interest rate swaps included in other liabilities. The Company has chosen not to net these exposures in the consolidated balance sheets, and any impact of netting these amounts would not be significant.

Stock and Incentive Compensatio

Stock and Incentive Compensation Plans	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
Stock and Incentive Compensation Plans	Note 9 — Stock and Incentive Compensation Plans The Company has granted, and currently has outstanding, stock and incentive compensation awards subject to the provisions of the Company’s 2012 Stock Incentive Plan (the “2012 Plan”). Additionally, the Company’s stockholders approved the Origin Bancorp, Inc. Omnibus Incentive Plan (“Omnibus Plan”) at the April 24, 2024, Annual Meeting. The 2012 Plan and the Omnibus Plan (collectively, the “Incentive Plans”) are designed to provide flexibility to the Company regarding its ability to motivate, attract and retain the services of key officers, employees and directors. The Incentive Plans allow the Company to make grants of incentive stock options, non-qualified stock options, stock appreciation rights, restricted stock awards (“RSA”), restricted stock units (“RSU”), dividend equivalent rights, performance stock units (“PSU”) or any combination thereof. A maximum of 1,375,000 shares were originally reserved for issuance under the Incentive Plans. The Omnibus Plan, approved in April 2024, allows for the issuance of 675,000 shares, and no future awards may be granted under the 2012 Plan after adoption of the Omnibus Plan. At September 30, 2024, the number of shares of the Company’s common stock no longer able to be granted under the 2012 Plan due to the adoption of the Omnibus Plan was 2,233, and the maximum number of shares of the Company’s common stock available for grant under the Omnibus Plan was 502,283. Additionally, the Company’s stockholders previously approved an employee stock purchase plan (“ESPP”) which qualified as an ESPP under IRS guidelines. The ESPP provides for the purchase of up to an aggregate 1,000,000 shares of the Company’s common stock by employees. Under the ESPP, employees of the Company, who elect to participate, have the right to purchase a limited number of shares of the Company’s common stock at a 15% discount from the lower of the market value of the common stock at the beginning or the end of each one year offering period, beginning on June 1st. The ESPP benefit is treated as compensation to the employee, and the compensation expense will be recognized over the service period based on the grant date fair value of the rights determined at the beginning of the purchase period, adjusted for forfeitures and certain modifications. Forfeitures are recognized as they occur. At September 30, 2024, there was $346,189 of total unrecognized compensation cost related to estimated ESPP shares for the June 1, 2024 - May 31, 2025 ESPP offering period. These costs are expected to be recognized over a period of 0.7 years. The table below includes the weighted-average assumptions used to calculate the grant date fair value of the ESPP rights for the periods indicated using the Black-Scholes option pricing model: Three Months Ended September 30, Nine Months Ended September 30, 2024 2023 2024 2023 Expected term (in years) 1.00 1.00 1.00 1.00 Dividend yield $ 1.98 $ 2.08 $ 2.03 $ 1.81 Risk-free interest rate 4.94 % 4.94 % 4.94 3.52 % Expected volatility 30.40 31.12 30.78 31.81 The ESPP shares purchased are as follows for the dates indicated: Three Months Ended September 30, Nine Months Ended September 30, 2024 2023 2024 2023 ESPP shares purchased — — 56,658 46,213 Shares available for issuance under the ESPP 871,040 927,698 871,040 927,698 The Compensation Committee (“Committee”) has approved, and the Company has granted PSUs to select officers and employees under the 2012 Plan and Omnibus Plan. Each PSU represents a right for the participant to receive shares of Company common stock or cash equal to the fair market value of such stock, as determined by the Committee. The number of PSUs to which the participant may be entitled will vary from 0% to 150% of the target number of PSUs, based on the Company’s achievement of specified performance criteria during the performance period compared to performance benchmarks adopted by the Committee and, further, the participant’s continuous service with the Company through the third anniversary of the date of the grant. Each performance period commences on January 1 and ends three years later on December 31 (“Performance Period”). Share-based compensation cost charged to income for the three and nine months ended September 30, 2024 and 2023, is presented below. There was no stock option expense for any of the periods shown. Three Months Ended September 30, Nine Months Ended September 30, (Dollars in thousands) 2024 2023 2024 2023 RSA & RSU $ 1,260 $ 1,180 $ 3,475 $ 3,236 PSU 782 41 2,109 336 ESPP 144 114 369 314 Total stock compensation expense $ 2,186 $ 1,335 $ 5,953 $ 3,886 Related tax benefits recognized in net income $ 459 $ 280 $ 1,250 $ 816 Restricted Stock and Performance Stock Grants The Company’s RSAs and RSUs are time-vested awards and are granted to the Company’s Board of Directors, executives and senior management team. The service period in which time-vested awards are earned ranges from one The Company’s PSU awards, excluding certain PSUs granted to the Company’s CEO in 2022, are three-year cliff-vested awards, with each unit divided into two categories (“ROAA Unit Group” and “ROAE Unit Group”), composed of an equivalent number of initial PSUs granted. The PSU share amounts do not reflect potential increases or decreases resulting from the interim performance results until the final performance results are determined at the end of the three-year period. The ROAA Unit Group is based upon the Company’s Performance Period Return on Average Assets performance, as defined in the award agreement, and the ROAE Unit Group is based upon the Company’s Performance Period Return on Average Equity performance, as defined in the award agreement. The PSUs are initially valued utilizing the fair value of the Company’s stock at the grant date, assuming 100% of the target number of units are achieved. Subsequent valuation of the PSUs is determined using the ratio of the actual Company’s Performance Period ROAA or ROAE to the Company’s targeted Performance Period ROAA or ROAE. The determination of whether and to what extent the performance criteria has been satisfied during the applicable Performance Period shall be made by the Compensation Committee, in its sole and absolute discretion, including disregarding certain nonrecurring, unusual or infrequent items in the ROAA or ROAE calculation as described further in the PSU award agreement. Forfeitures are recognized as they occur. The following table summarizes the Company’s award activity: Nine Months Ended September 30, 2024 2023 Shares Weighted Average Grant-Date Fair Value Shares Weighted Average Grant-Date Fair Value Nonvested RSAs, January 1, 17,629 $ 29.33 27,391 $ 35.27 Granted RSAs 19,682 33.03 16,788 28.61 Vested RSAs (17,629) 29.33 (17,237) 34.33 Nonvested RSAs, September 30, 19,682 33.03 26,942 31.82 Nonvested RSUs, January 1, 318,168 $ 37.69 270,390 $ 39.63 Granted RSUs 117,597 31.98 113,674 35.70 Vested RSUs (80,948) 38.89 (53,263) 41.94 Forfeited RSUs (785) 42.55 (10,014) 43.44 Nonvested RSUs, September 30, 354,032 35.51 320,787 37.73 Nonvested PSUs, January 1, 197,842 $ 28.33 157,367 $ 29.06 Granted PSUs 67,355 33.03 43,591 30.69 Forfeited PSUs — — (3,116) 30.69 Nonvested PSUs, September 30, 265,197 32.07 197,842 27.96 At September 30, 2024, there was $394,000, $10.4 million and $4.5 million of total unrecognized compensation cost related to nonvested RSA shares, RSU shares and PSU shares under the Incentive Plans, respectively. Those costs are expected to be recognized over a weighted-average period of 0.6, 3.2 and 1.5 years for RSA, RSU and PSU shares, respectively. Stock Option Grants The Company has previously issued common stock options to select officers and employees primarily through individual agreements. The exercise price of each option varies by agreement and is based on the fair value of the stock at the date of the grant. No outstanding stock option has a term that exceeds twenty years, and all of the outstanding options are fully vested. The Company recognized compensation cost for stock option grants over the required service period based upon the grant date fair value, which is established using a Black-Scholes valuation model. The Black-Scholes valuation model uses assumptions of risk-free interest rate, expected term of stock options, expected stock price volatility and expected dividends. Forfeitures are recognized as they occur. In conjunction with the BTH merger, the Company assumed the BTH 2012 Equity Incentive Plan and converted all outstanding options to purchase BTH common stock into options to purchase an aggregate of 611,676 shares of the Company’s common stock. Under the terms of applicable change in control provisions within the BTH 2012 Equity Incentive Plan and BTH Notice Of Stock Option Award, all BTH stock options fully vested immediately prior to the closing of the merger that occurred on August 1, 2022. BTH converted options have no expiration dates past August 16, 2031, and no further grants will be made under the BTH 2012 Equity Incentive Plan. The table below summarizes the status of the Company’s stock options and changes during the nine months ended September 30, 2024 and 2023. (Dollars in thousands, except per share amounts) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (in years) Aggregate Intrinsic Value Nine Months Ended September 30, 2024 Outstanding at January 1, 2024 353,473 $ 31.49 4.46 $ 1,670 Exercised (46,009) 27.80 — 282 Expired (45,680) 35.52 — — Outstanding and exercisable at September 30, 2024 261,784 31.43 3.72 758 Nine Months Ended September 30, 2023 Outstanding at January 1, 2023 504,437 $ 29.46 5.13 $ 3,736 Exercised (55,897) 17.35 — 918 Expired (11,081) 33.63 — — Outstanding and exercisable at September 30, 2023 437,459 30.90 3.88 917

Accumulated Other Comprehensive

Accumulated Other Comprehensive (Loss) Income	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Accumulated Other Comprehensive (Loss) Income	Note 10 — Accumulated Other Comprehensive (Loss) Income Accumulated other comprehensive (loss) income (“AOCI”) includes the after-tax change in unrealized gains and losses on AFS securities and cash flow hedging activities. (Dollars in thousands) Unrealized (Loss) Gain on AFS Securities Unrealized Gain (Loss) on Cash Flow Hedges Accumulated Other Comprehensive (Loss) Income Balance at January 1, 2024 $ (121,646) $ 623 $ (121,023) Net change 26,977 (199) 26,778 Balance at September 30, 2024 $ (94,669) $ 424 $ (94,245) Balance at January 1, 2023 $ (160,700) $ 825 $ (159,875) Net change (12,904) 50 (12,854) Balance at September 30, 2023 $ (173,604) $ 875 $ (172,729)

Capital and Regulatory Matters

Capital and Regulatory Matters	9 Months Ended
	Sep. 30, 2024
Banking Regulation [Abstract]
Capital and Regulatory Matters	Note 11 — Capital and Regulatory Matters The Company (on a consolidated basis) and the Bank are subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. The Company is subject to the Basel III regulatory capital framework (“Basel III Capital Rules”), which includes a 2.5% capital conservation buffer. The capital conservation buffer is designed to absorb losses during periods of economic stress and requires increased capital levels for the purpose of capital distributions and other payments. Failure to meet the full amount of the buffer will result in restrictions on the Company’s ability to make capital distributions, which include dividend payments, stock repurchases and to pay discretionary bonuses to executive officers. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total, common equity Tier 1 and Tier 1 capital to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average total consolidated assets (as defined). Management believes, at September 30, 2024, and December 31, 2023, that the Company and the Bank met all capital adequacy requirements to which they are subject, including the capital buffer requirement. At September 30, 2024, and December 31, 2023, the Bank’s capital ratios exceeded those levels necessary to be categorized as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as “well capitalized,” the Bank must maintain minimum total risk-based, common equity Tier 1 risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the table below. A final rule adopted by the federal banking agencies in February 2019 provides banking organizations with the option to phase in, over a three-year period, the adverse day-one regulatory capital effects of the adoption of CECL. In addition, on March 27, 2020, the federal banking agencies issued an interim final rule that gives banking organizations that were required to implement CECL before the end of 2020 the option to delay for two years CECL’s adverse effects on regulatory capital. The Bank elected to adopt CECL in the first quarter of 2020 and exercised the option to delay the estimated impact of the adoption of CECL on the Company’s regulatory capital for two years (from January 2020 through December 31, 2021). The two-year delay is followed by a three-year transition period of CECL’s initial impact on the Company’s regulatory capital (from January 1, 2022, through December 31, 2024). The amount representing the CECL impact to the Company’s regulatory capital that will be ratably transitioning back into regulatory capital over the transition period is $637,000 and $2.5 million at September 30, 2024, and December 31, 2023, respectively. The actual capital amounts and ratios of the Company and the Bank at September 30, 2024, and December 31, 2023, are presented in the following table: (Dollars in thousands) September 30, 2024 Actual Minimum Capital Required - Basel III To be Well Capitalized Under Prompt Corrective Action Provisions Common Equity Tier 1 Capital to Risk-Weighted Assets Amount Ratio Amount Ratio Amount Ratio Origin Bancorp, Inc. $ 1,073,318 12.46 % $ 603,075 7.00 % N/A N/A Origin Bank 1,064,953 12.43 599,867 7.00 $ 557,020 6.50 % Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,089,200 12.64 732,308 8.50 N/A N/A Origin Bank 1,064,953 12.43 728,410 8.50 685,563 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,331,311 15.45 904,611 10.50 N/A N/A Origin Bank 1,233,004 14.39 899,803 10.50 856,955 10.00 Leverage Ratio Origin Bancorp, Inc. 1,089,200 10.93 398,551 4.00 N/A N/A Origin Bank 1,064,953 10.75 396,243 4.00 495,304 5.00 December 31, 2023 Common Equity Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,012,916 11.83 599,455 7.00 N/A N/A Origin Bank 1,019,732 11.95 597,548 7.00 554,866 6.50 Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,028,729 12.01 727,907 8.50 N/A N/A Origin Bank 1,019,732 11.95 725,593 8.50 682,912 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,286,604 15.02 899,184 10.50 N/A N/A Origin Bank 1,188,000 13.92 896,320 10.50 853,638 10.00 Leverage Ratio Origin Bancorp, Inc. 1,028,729 10.50 391,822 4.00 N/A N/A Origin Bank 1,019,732 10.45 390,246 4.00 487,807 5.00 In the ordinary course of business, the Company depends on dividends from the Bank to provide funds for the payment of dividends to stockholders and to provide for other cash requirements. Banking regulations may limit the amount of dividends that may be paid. Approval by regulatory authorities is required if the effect of dividends declared would cause the regulatory capital of the Bank to fall below specified minimum levels. Approval is also required if dividends declared and paid exceed the Bank’s year-to-date net income combined with the retained net income for the preceding year, which was $69.6 million at September 30, 2024. Stock Repurchases In July 2022, the Board of Directors of the Company authorized a stock repurchase program pursuant to which the Company may, from time to time, purchase up to $50 million of its outstanding common stock. The shares may be repurchased in the open market or in privately negotiated transactions from time to time, depending upon market conditions and other factors, and in accordance with applicable regulations of the Securities and Exchange Commission. The stock repurchase program is intended to expire in three years but may be terminated or amended by the Board of Directors at any time. The stock repurchase program does not obligate the Company to purchase any shares at any time. There have been no stock repurchases during the nine months ended September 30, 2024 or 2023.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 12 — Commitments and Contingencies Credit-Related Commitments In the ordinary course of business, the Company enters into financial instruments, such as commitments to extend credit and letters of credit, to meet the financing needs of its customers. Such instruments are not reflected in the accompanying consolidated financial statements until they are funded, although they expose the Company to varying degrees of credit risk and interest rate risk in much the same way as funded loans. Commitments to extend credit include revolving commercial credit lines, non-revolving loan commitments issued mainly to finance the merger and development or construction of real property or equipment, and credit card and personal credit lines. The availability of funds under commercial credit lines and loan commitments generally depends on whether the borrower continues to meet credit standards established in the underlying contract and has not violated other contractual conditions. Loan commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee by the borrower. Credit card and personal credit lines are generally subject to cancellation if the borrower’s credit quality deteriorates. A number of commercial and personal credit lines are used only partially or, in some cases, not at all before they expire, and the total commitment amounts do not necessarily represent future cash requirements of the Company. A substantial majority of the letters of credit are standby agreements that obligate the Company to fulfill a customer’s financial commitments to a third party if the customer is unable to perform. The Company issues standby letters of credit primarily to provide credit enhancement to its customers’ other commercial or public financing arrangements and to help them demonstrate financial capacity to vendors of essential goods and services. The contract amounts of these instruments reflect the Company’s exposure to credit risk. The Company undertakes the same credit evaluation in making loan commitments and assuming conditional obligations as it does for on-balance sheet instruments and may require collateral or other credit support. The table below presents the Company’s commitments to extend credit by commitment expiration date for the dates indicated: (Dollars in thousands) September 30, 2024 Less than One-Three Three-Five Greater than Total Commitments to extend credit (1) $ 789,841 $ 634,711 $ 329,739 $ 41,184 $ 1,795,475 Standby letters of credit 141,770 67,823 11,273 350 221,216 Total off-balance sheet commitments $ 931,611 $ 702,534 $ 341,012 $ 41,534 $ 2,016,691 December 31, 2023 Commitments to extend credit (1) $ 955,486 $ 990,690 $ 349,918 $ 58,954 $ 2,355,048 Standby letters of credit 103,280 20,458 32,957 — 156,695 Total off-balance sheet commitments $ 1,058,766 $ 1,011,148 $ 382,875 $ 58,954 $ 2,511,743 ____________________________ (1) Includes $717.3 million and $759.4 million of unconditionally cancellable commitments at September 30, 2024, and December 31, 2023, respectively. At September 30, 2024, the Company held 39 unfunded letters of credit from the FHLB totaling $729.2 million, with expiration dates ranging from October 16, 2024, to September 22, 2027. At December 31, 2023, the Company held 31 unfunded letters of credit from the FHLB totaling $693.6 million, with expiration dates ranging from January 14, 2024, to September 22, 2027. Management establishes an asset-specific allowance for certain lending-related commitments and computes a formula-based allowance for performing consumer and commercial lending-related commitments. These are computed using a methodology similar to that used for the commercial loan portfolio, modified for expected maturities and probabilities of drawdown. The reserve for lending-related commitments was $3.4 million and $4.7 million at September 30, 2024, and December 31, 2023, respectively, and is included in accrued expenses and other liabilities in the accompanying consolidated balance sheets. Loss Contingencies During the nine months ended September 30, 2024, the Company discovered certain questioned activity involving a former banker. The activity involved the banker, who has since been terminated, facilitating advances in and among certain customer loans and accounts that, in one or more instances, may not have been appropriately documented. The Company has notified its insurance providers of anticipated claims resulting from this activity, but there is no consideration in the Company’s financial results of any potential insurance recoveries. The Company’s investigation into the questioned activity and impact on its financial statements remains ongoing. As a result of these specific activities, the Company recorded a provision for loan credit losses of $3.2 million during the quarter ended June 30, 2024. Also, during the quarter ended June 30, 2024, several of the relationships impacted by the activity were placed on non-accrual and we recorded an additional $4.1 million provision for loan credit losses in conjunction with these loan relationships. No additional provision for loan credit losses, or release of provision, has been made related to this activity during the quarter ended September 30, 2024. Therefore, we have total loan loss reserves related to the questioned/impacted activity of $7.3 million at September 30, 2024. Also, as a result of the questioned activity and during the second and third quarters ended June 30, 2024, and September 30, 2024, the Company recorded additional expenses totaling $2.3 million, which consisted of a loss contingency and interest expense accrual of $1.2 million and legal and professional fees of $1.1 million, recorded in noninterest expense. The Company continues to work with a third-party forensic accounting team to confirm the Bank’s identification and reconciliation of the activity, and also assist in evaluating any additional impact from the questioned activity. There is at least a reasonable possibility that an additional loss may have been incurred in excess of the amount accrued above and that a change in the estimate will occur in the near term. As of the date of this report, management has assessed that an estimate for this additional loss cannot be made. At this time, we believe that any ultimate loss arising from the situation will not be material to our financial position. From time to time, the Company is also party to various other legal actions arising in the ordinary course of business. Currently, management has not identified any other loss contingencies, either individually or in the aggregate, that would have a material adverse effect on the consolidated financial position or liquidity of the Company.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net income	$ 18,601	$ 20,989	$ 22,632	$ 24,313	$ 21,760	$ 24,302	$ 62,222	$ 70,375

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Significant Accounting Polici_2

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation . The consolidated financial statements in this quarterly report on Form 10-Q include the accounts of the Company and all other entities in which Origin Bancorp, Inc. has a controlling financial interest, including the Bank and Forth Insurance, LLC. All significant intercompany balances and transactions have been eliminated in consolidation. The Company’s accounting and financial reporting policies conform, in all material respects, to generally accepted accounting principles in the United States (“U.S. GAAP”) and to general practices within the financial services industry. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued. The consolidated financial statements in this quarterly report on Form 10-Q have not been audited by an independent registered public accounting firm, excluding the figures as of December 31, 2023, but in the opinion of management, reflect all adjustments (which are of a normal recurring nature) necessary for a fair presentation of the Company’s financial position and results of operations for the periods presented. These consolidated financial statements of the Company have been prepared in accordance with U.S. GAAP and with the rules and regulations of the Securities and Exchange Commission (the “SEC”) for interim financial reporting. Accordingly, they do not include all of the information and notes required by U.S. GAAP for complete financial statements.
Use of Estimates	Use of Estimates . The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions based on available information that affect the amounts reported in the financial statements and disclosures provided, including the accompanying notes, and actual results could differ. Material estimates that are particularly susceptible to change include the allowance for credit losses for loans, off-balance sheet commitments and available for sale securities; fair value measurements of assets and liabilities; and income taxes. Estimates and assumptions are reviewed periodically, and the effects of revisions are reflected in the Company’s consolidated financial statements in the period they are deemed necessary. While management uses its best judgment, actual results could differ from those estimates.
Reclassifications	Reclassifications . Certain amounts previously reported have been reclassified to conform to the current presentation. Such reclassifications had no effect on prior year net income or stockholders’ equity.
Investments in Tax Credit Entities	Investments in Tax Credit Entities. As part of its Community Reinvestment Act responsibilities and due to their favorable economic characteristics, the Company invests in tax credit-motivated projects primarily in the markets it serves. These projects are directed at tax credits issued under Low-Income Housing Tax Credits (“LIHTC”). The Company generates returns on tax credit motivated projects through the receipt of federal, and if applicable, state tax credits. The federal tax credits are recorded as an offset to the income tax provision in the year that they are earned under federal income tax law over 10 to 15 years beginning in the year in which rental activity commences. These credits, if not used in the tax return for the year of origination, can be carried forward for 20 years. The Company invests in a tax credit entity, usually an LLC, which owns the real estate. The Company receives a nonvoting interest in the entity that must be retained during the compliance period for the credits (15 years for Low-Income Housing Tax Credit programs). Control of the tax credit entity rests in the 0.1% interest general partner, who has the power and authority to make decisions that impact economic performance of the project and is required to oversee and manage the project. Due to the lack of any voting, economic, or managerial control, and due to the contractual reduction in the investment, the Company accounts for its investment by amortizing the investment, beginning at the issuance of the certificate of occupancy of the project, over the compliance period, as management believes any potential residual value in the real estate will have limited value. Amortization is included as a component of income tax expense and for the three and nine months ended September 30, 2024, was $486,000 and $1.3 million, respectively. Amortization included as a component of income tax expense for the three and nine months ended September 30, 2023, was $461,000 and $1.4 million, respectively. The income tax credits and other income tax benefits recognized and included as a component of income tax expense on the Consolidated Statements of Income for the three and nine months ended September 30, 2024, was $504,000 and $1.5 million, respectively, and the income tax credits and other income tax benefits recognized for the three and nine months ended September 30, 2023, was $569,000 and $1.7 million.
Effect of Recently Adopted Accounting Standards and Effect of Newly Issued But Not Yet Effective Accounting Standards	Effect of Recently Adopted Accounting Standards ASU No. 2021-08, Business Combinations (Topic 805) — Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. The amendments in this Update affect accounting for acquired revenue contracts with customers in a business combination by addressing diversity in practice and inconsistency related to recognition of an acquired contract liability and payment terms and their effect on subsequent revenue recognized by the acquirer. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-01, Derivatives and Hedging (Topic 815) — Fair Value Hedging - Portfolio Layer Method. The amendments in this Update clarify the accounting for and promote consistency in the reporting of hedge basis adjustments applicable to both a single hedged layer and multiple hedged layers. Additionally, this Update allows entities to elect to apply the portfolio layer method of hedge accounting in accordance with Topic 815. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-02, Financial Instruments - Credit Losses (Topic 326) — Troubled Debt Restructurings and Vintage Disclosures. The amendments in this Update eliminate the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables—Troubled Debt Restructurings by Creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance in paragraphs 310-20-35-9 through 35-11 to determine whether a modification results in a new loan or a continuation of an existing loan. For public business entities, the amendments in this Update require that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments—Credit Losses—Measured at Amortized Cost. The ASU is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company’s financial statements or disclosures. ASU No. 2022-06, Reference Rate Reform (Topic 848) - Deferral of the Sunset Date of Topic 848 — The amendments in this Update provide temporary relief during the transition period in complying with Update No. 2020-04, Reference Rate Reform (Topic 848) - Facilitation of the Effects of Reference Rate Reform on Financial Reporting, which provides optional guidance to ease the potential burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting. The Board included a sunset provision within Topic 848 based on expectations of when the London Interbank Offered Rate (LIBOR) would cease being published. At the time that Update 2020-04 was issued, the UK Financial Conduct Authority (FCA) had established its intent that it would no longer be necessary to persuade, or compel, banks to submit to LIBOR after December 31, 2021. As a result, the sunset provision was set for December 31, 2022 - 12 months after the expected cessation date of all currencies and tenors of LIBOR. In March 2021, the FCA announced that the intended cessation date of the overnight 1-, 3-, 6-, and 12-month tenors of USD LIBOR would be June 30, 2023, which is beyond the current sunset date of Topic 848. Because the relief in Topic 848 may not cover a period of time during which a significant number of modifications may take place, the amendments in this Update defer the sunset date of Topic 848 from December 31, 2022, to December 31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848. The ASU is effective immediately. Implementation of this ASU did not materially impact the Company's financial statements or disclosures. ASU No. 2023-02, Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method — The amendments in this Update allow entities to elect to account for equity investments made primarily for the purpose of receiving income tax credits using the proportional amortization method, regardless of the tax credit program through which the investment earns income tax credits, if certain conditions are met. The amendments in this Update also eliminate certain low income housing tax credits (“LIHTC”)-specific guidance to align the accounting more closely for LIHTCs with the accounting for other equity investments in tax credit structures and require that the delayed equity contribution guidance apply only to tax equity investments accounted for using the proportional amortization method. The ASU is effective for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. Implementation of this ASU did not materially impact the Company's financial statements or disclosures. Effect of Newly Issued But Not Yet Effective Accounting Standards ASU No. 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures — The amendments in this Update improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The amendments in this Update: 1. Require that a public entity disclose, on an annual and interim basis, significant segment expenses that are regularly provided to the chief operating decision maker (“CODM”) and included within each reported measure of segment profit or loss (collectively referred to as the “significant expense principle”). 2. Require that a public entity disclose, on an annual and interim basis, an amount for other segment items by reportable segment and a description of its composition. The other segment items category is the difference between segment revenue less the segment expenses disclosed under the significant expense principle and each reported measure of segment profit or loss. 3. Require that a public entity provide all annual disclosures about a reportable segment’s profit or loss and assets currently required by Topic 280 in interim periods. 4. Clarify that if the CODM uses more than one measure of a segment’s profit or loss in assessing segment performance and deciding how to allocate resources, a public entity may report one or more of those additional measures of segment profit. However, at least one of the reported segment profit or loss measures (or the single reported measure, if only one is disclosed) should be the measure that is most consistent with the measurement principles used in measuring the corresponding amounts in the public entity’s consolidated financial statements. In other words, in addition to the measure that is most consistent with the measurement principles under generally accepted accounting principles (GAAP), a public entity is not precluded from reporting additional measures of a segment’s profit or loss that are used by the CODM in assessing segment performance and deciding how to allocate resources. 5. Require that a public entity disclose the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of segment profit or loss in assessing segment performance and deciding how to allocate resources. 6. Require that a public entity that has a single reportable segment provide all the disclosures required by the amendments in this Update and all existing segment disclosures in Topic 280. The ASU is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Retrospective application to all periods presented in the financial statements is required. The Company is evaluating the impact of this ASU on its consolidated financial statements and disclosures. ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures — The amendments in this Update, on an annual basis, require that public business entities (1) disclose specific categories in the rate reconciliation and (2) provide additional information for reconciling items that meet a quantitative threshold. Specifically, public business entities are required to disclose a tabular reconciliation, using both percentages and reporting currency amounts, for specific listed categories. The ASU is effective for fiscal years beginning after December 15, 2024. The Company is evaluating the impact of this ASU on its consolidated financial statements and disclosures.
Fair Value of Financial Instruments	Fair value is the exchange price that is expected to be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Certain assets and liabilities are recorded in the Company’s consolidated financial statements at fair value. Some are recorded on a recurring basis and some on a nonrecurring basis. The Company utilizes fair value measurement to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The determination of fair values of financial instruments often requires the use of estimates. In cases where quoted market values in an active market are not available, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach to estimate the fair values of its financial instruments. Such valuation techniques are consistently applied. A hierarchy for fair value has been established, which categorizes the valuation techniques into three levels used to measure fair value. The three levels are as follows: Level 1 - Fair value is based on unadjusted quoted prices in active markets for identical assets or liabilities. Level 2 - Fair value is based on significant other observable inputs that are generally determined based on a single price for each financial instrument provided to the Company by an unrelated third-party pricing service and is based on one or more of the following: • Quoted prices for similar, but not identical, assets or liabilities in active markets; • Quoted prices for identical or similar assets or liabilities in markets that are not active; • Inputs other than quoted prices that are observable, such as interest rate and yield curves, volatilities, prepayment speeds, loss severities, credit risks and default rates; and • Other inputs derived from or corroborated by observable market inputs. Level 3 - Prices or valuation techniques that require inputs that are both significant and unobservable in the market. These instruments are valued using the best information available, some of which is internally developed, and reflects the Company’s own assumptions about the risk premiums that market participants would generally require and the assumptions they would use. These estimates can be inherently uncertain. Securities Available for Sale Securities classified as available for sale are reported at fair value utilizing Level 1, Level 2 or Level 3 inputs. For Level 1 securities, the Company obtains the fair value measurements for those identical assets from an independent pricing service. For Level 2 securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, market consensus prepayment speeds, credit information and the security's terms and conditions, among other things. In order to ensure the fair values are consistent with ASC 820, Fair Value Measurements and Disclosures , the Company periodically checks the fair value by comparing them to other pricing sources, such as Bloomberg LP. The third-party pricing service is subject to an annual review of internal controls in accordance with the Statement on Standards for Attestation Engagements No. 16, which was made available to the Company. In certain cases where Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. For Level 3 securities, the Company determines the fair value of the instruments based on their callability, putability and prepay optionality. Putable instruments are valued at book value, non-putable instruments are priced mainly using a present value calculation based on the spread to the yield curve. Derivatives Fair values for interest rate swap agreements and interest rate lock commitments are based upon the amounts that would be required to settle the contracts. Fair values for risk participations and loan sale commitments are based on the fair values of the underlying mortgage loans or securities and the probability of such commitments being exercised. Significant management judgment and estimation is required in determining these fair value measurements. Fair Values of Assets Recorded on a Recurring Basis for which the Fair Value Option has been Elected Certain assets are measured at fair value on a recurring basis due to the Company’s election to adopt fair value accounting treatment for those assets. This election allows for a more effective offset of the changes in fair values of the assets and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting under ASC Topic 815, Derivatives and Hedging. The following methodologies were used to measure the fair value of financial assets valued on a recurring basis for which the fair value option was elected: Securities at Fair Value through Income Securities carried at fair value through income are valued using a discounted cash flow with a credit spread applied to each instrument based on the creditworthiness of each issuer. Credit spreads ranged from 83 to 227 basis points at both September 30, 2024, and December 31, 2023. The Company believes the fair value approximates an exit price. Loans Held for Sale Fair values for loans held for sale are established using anticipated sale prices for loans allocated to a sale commitment, and those unallocated to a commitment are valued based on the interest rate and term for similar loans allocated. The Company believes the fair value approximates an exit price. Fair Value of Assets Recorded on a Nonrecurring Basis Non-marketable equity securities held in other financial institutions The majority of the Company’s non-marketable equity securities held in other financial institutions are within Level 2 of the fair value hierarchy and qualify for the practical expedient allowed for equity securities without a readily determinable fair values, such that the Company has elected to carry these securities at cost adjusted for any observable transactions during the period, less any impairment. Non-marketable equity securities held in other financial institutions totaled $67.1 million and $55.2 million at September 30, 2024 and December 31, 2023, respectively, and are shown on the face of the consolidated balance sheets. To date, no impairment has been recorded on the Company's investments in equity securities that do not have readily determinable fair values. During the nine months ended September 30, 2024, the Company observed a price change in multiple orderly transactions for identical equity securities in one of the Company’s equity securities and adjusted the Company’s basis upwards by $5.2 million. Individually Evaluated Loans with Credit Losses Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured to determine if any credit loss exists. Allowable methods for determining the amount of credit loss include estimating the fair value using the fair value of the collateral for collateral-dependent loans and a discounted cash flow methodology for other evaluated loans that are not collateral dependent. If the loan is identified as collateral-dependent, the fair value method of measuring the amount of credit loss is utilized. Evaluating the fair value of the collateral for collateral-dependent loans requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. If the loan is not collateral-dependent, the discounted cash flow method is utilized, which involves assumptions and judgments as to credit risk, prepayment risk, liquidity risk, default rates, loss severity, payment speeds, collateral values and discount rate. Loans that have experienced a credit loss with specific allocated losses are within Level 3 of the fair value hierarchy when the credit loss is determined using the fair value method. The fair value of collateral-dependent loans that have specific allocated reserves was approximately $3.9 million and $3.8 million at September 30, 2024, and December 31, 2023, respectively. Non-Financial Assets
Derivative Instruments and Hedging Activities	Risk Management Objective of Using Derivatives The Company enters into derivative financial instruments to manage risks related to differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments, as well as to manage changes in fair values of some assets which are marked at fair value through the consolidated statement of income on a recurring basis. Cash Flow Hedges of Interest Rate Risk The Company is a party to interest rate swap agreements under which the Company receives interest at a variable rate and pays at a fixed rate. The derivative instruments represented by these swap agreements are designated as cash flow hedges of the Company’s forecasted variable cash flows under variable-rate term borrowing agreements. During the terms of the swap agreements, the effective portion of changes in the fair value of the derivative instruments are recorded in accumulated other comprehensive (loss) income and subsequently reclassified into earnings in the periods that the hedged forecasted variable-rate interest payments affected earnings. There was no ineffective portion of the change in fair value of the derivatives recognized directly in earnings. The entire swap fair value will be reclassified into earnings before the expiration dates of the swap agreements. Derivatives Not Designated as Hedges Customer interest rate derivative program The Company offers certain derivatives products, primarily interest rate swaps, directly to qualified commercial banking customers to facilitate their risk management strategies. In most instances, the Company acts only as an intermediary, simultaneously entering into offsetting agreements with unrelated financial institutions, thereby mitigating its net risk exposure resulting from such transactions without significantly impacting its results of operations. Because the interest rate derivatives associated with this program do not meet hedge accounting requirements, changes in the fair value of both the customer derivatives and any offsetting derivatives are recognized directly in earnings as a component of noninterest income. From time to time, the Company shares in credit risk on interest rate swap arrangements, by entering into risk participation agreements with syndication partners. These are accounted for at fair value and disclosed as risk participation derivatives. Mortgage banking derivatives As part of its mortgage banking and related risk management activities, the Company enters into interest rate lock commitment (“IRLC”) agreements on prospective residential mortgage loans. These IRLCs are derivative financial instruments and the fair value of these IRLCs are included in other assets. Prior to January 1, 2024, the Company also economically hedged the value of MSRs by entering into a series of commitments to purchase mortgage-backed securities in the future and U.S. Treasury Notes. Some interest rate swaps included in other assets were subject to a master netting arrangement with the counterparty in all periods presented and could be offset against some amounts included in interest rate swaps included in other liabilities. The Company has chosen not to net these exposures in the consolidated balance sheets, and any impact of netting these amounts would not be significant.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	Information regarding the Company’s basic and diluted earnings per common share is presented in the following table: (Dollars in thousands, except per share amounts) Three Months Ended September 30, Nine Months Ended September 30, Numerator: 2024 2023 2024 2023 Net income $ 18,601 $ 24,313 $ 62,222 $ 70,375 Denominator: Weighted average common shares outstanding 31,130,293 30,856,649 31,051,672 30,797,399 Dilutive effect of stock-based awards 109,584 87,211 109,195 105,823 Weighted average diluted common shares outstanding 31,239,877 30,943,860 31,160,867 30,903,222 Basic earnings per common share $ 0.60 $ 0.79 $ 2.00 $ 2.29 Diluted earnings per common share 0.60 0.79 2.00 2.28

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Cost and Estimated Fair Value of Securities	The following table is a summary of the amortized cost and estimated fair value, including the allowance for credit losses and gross unrealized gains and losses, of available for sale, held to maturity and securities carried at fair value through income for the dates indicated: (Dollars in thousands) September 30, 2024 Amortized Gross Gross Fair Allowance for Credit Losses Net Carrying Amount Available for sale: State and municipal securities $ 323,507 $ 293 $ (34,938) $ 288,862 $ — $ 288,862 Corporate bonds 86,288 286 (6,306) 80,268 — 80,268 U.S. treasury and government agency securities 48,710 5 (3,328) 45,387 — 45,387 Commercial mortgage-backed securities 108,079 30 (7,937) 100,172 — 100,172 Residential mortgage-backed securities 523,289 6 (48,126) 475,169 — 475,169 Commercial collateralized mortgage obligations 51,401 174 (3,065) 48,510 — 48,510 Residential collateralized mortgage obligations 139,580 — (16,983) 122,597 — 122,597 Total $ 1,280,854 $ 794 $ (120,683) $ 1,160,965 $ — $ 1,160,965 Held to maturity: State and municipal securities $ 11,148 $ — $ (447) $ 10,701 $ (52) $ 11,096 Securities carried at fair value through income: State and municipal securities (1) $ 6,515 $ — $ — $ 6,533 $ — $ 6,533 December 31, 2023 Available for sale: State and municipal securities $ 323,356 $ 210 $ (41,440) $ 282,126 $ — $ 282,126 Corporate bonds 92,244 80 (8,689) 83,635 — 83,635 U.S. treasury and government agency securities 84,377 3 (4,740) 79,640 — 79,640 Commercial mortgage-backed securities 104,459 — (11,063) 93,396 — 93,396 Residential mortgage-backed securities 569,622 — (63,120) 506,502 — 506,502 Commercial collateralized mortgage obligations 39,386 — (4,203) 35,183 — 35,183 Residential collateralized mortgage obligations 150,710 — (20,566) 130,144 — 130,144 Asset-backed securities 43,521 4 (520) 43,005 — 43,005 Total $ 1,407,675 $ 297 $ (154,341) $ 1,253,631 $ — $ 1,253,631 Held to maturity: State and municipal securities $ 11,678 $ — $ (830) $ 10,848 $ (63) $ 11,615 Securities carried at fair value through income: State and municipal securities (1) $ 6,815 $ — $ — $ 6,808 $ — $ 6,808 ________________________ (1) Securities carried at fair value through income have no unrealized gains or losses at the consolidated balance sheet dates as all changes in value have been recognized in the consolidated statements of income. See Note 5 — Fair Value of Financial Instruments for more information.
Schedule of Unrealized Losses	Securities with unrealized losses at September 30, 2024, and December 31, 2023, aggregated by investment category and those individual securities that have been in a continuous unrealized loss position for less than 12 months, and for 12 months or more, were as follows. Less than 12 Months 12 Months or More Total (Dollars in thousands) September 30, 2024 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for sale: State and municipal securities $ 28,402 $ (81) $ 251,522 $ (34,857) $ 279,924 $ (34,938) Corporate bonds 9,826 (685) 63,546 (5,621) 73,372 (6,306) U.S. treasury and government agency securities 6,986 (11) 34,674 (3,317) 41,660 (3,328) Commercial mortgage-backed securities 3,034 (37) 95,638 (7,900) 98,672 (7,937) Residential mortgage-backed securities 6,249 (47) 467,910 (48,079) 474,159 (48,126) Commercial collateralized mortgage obligations 4,497 (2) 35,168 (3,063) 39,665 (3,065) Residential collateralized mortgage obligations — — 122,597 (16,983) 122,597 (16,983) Total $ 58,994 $ (863) $ 1,071,055 $ (119,820) $ 1,130,049 $ (120,683) Held to maturity: State and municipal securities $ — $ — $ 10,701 $ (447) $ 10,701 $ (447) December 31, 2023 Available for sale: State and municipal securities $ 27,106 $ (266) $ 246,442 $ (41,174) $ 273,548 $ (41,440) Corporate bonds 4,254 (53) 74,566 (8,636) 78,820 (8,689) U.S. treasury and government agency securities — — 77,340 (4,740) 77,340 (4,740) Commercial mortgage-backed securities — — 93,396 (11,063) 93,396 (11,063) Residential mortgage-backed securities 60 (5) 506,442 (63,115) 506,502 (63,120) Commercial collateralized mortgage obligations — — 35,183 (4,203) 35,183 (4,203) Residential collateralized mortgage obligations — — 130,144 (20,566) 130,144 (20,566) Asset-backed securities 7,350 (52) 31,618 (468) 38,968 (520) Total $ 38,770 $ (376) $ 1,195,131 $ (153,965) $ 1,233,901 $ (154,341) Held to maturity: State and municipal securities $ 4,717 $ (447) $ 6,131 $ (383) $ 10,848 $ (830)
Schedule of Allowance for Credit Losses for Held-to-Maturity Debt Securities	The following tables present the activity in the allowance for credit losses for held-to-maturity securities. (Dollars in thousands) Municipal Securities Allowance for credit losses: For the Three Months Ended September 30, 2024 & 2023 Balance at June 30, 2024 $ 57 Provision recovery for credit loss for held to maturity securities (5) Balance at September 30, 2024 $ 52 Balance at June 30, 2023 $ 935 Provision recovery for credit loss for held to maturity securities (45) Balance at September 30, 2023 $ 890 (Dollars in thousands) Municipal Securities Allowance for credit losses: For the Nine Months Ended September 30, 2024 & 2023 Balance at January 1, 2024 $ 63 Provision recovery for credit loss for held to maturity securities (11) Balance at September 30, 2024 $ 52 Balance at January 1, 2023 $ 899 Provision recovery for credit loss for held to maturity securities (9) Balance at September 30, 2023 $ 890
Schedule of Proceeds from Sales of Securities Available for Sale and Gross Gains and Losses	Proceeds from sales and calls, and related gross gains and losses of securities available for sale, are shown below. Nine Months Ended September 30, (Dollars in thousands) 2024 2023 Proceeds from sales/calls $ 54,984 $ 214,302 Gross realized gains 357 596 Gross realized losses (539) (7,625)
Schedule of Securities Classified by Contractual Maturity	The following table presents the amortized cost and fair value of securities available for sale and held to maturity at September 30, 2024, grouped by contractual maturity. Mortgage-backed securities, collateralized mortgage obligations and asset-backed securities, which do not have contractual payments due at a single maturity date, are shown separately. Actual maturities for mortgage-backed securities, collateralized mortgage obligations, and asset-backed securities will differ from contractual maturities as a result of prepayments made on the underlying loans. (Dollars in thousands) Held to Maturity Available for Sale September 30, 2024 Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ — $ — $ 12,449 $ 12,419 Due after one year through five years — — 84,650 79,921 Due after five years through ten years 11,148 10,701 207,242 189,784 Due after ten years — — 154,164 132,393 Commercial mortgage-backed securities — — 108,079 100,172 Residential mortgage-backed securities — — 523,289 475,169 Commercial collateralized mortgage obligations — — 51,401 48,510 Residential collateralized mortgage obligations — — 139,580 122,597 Total $ 11,148 $ 10,701 $ 1,280,854 $ 1,160,965
Schedule of Securities Pledged as Collateral	The following table presents carrying amounts of securities pledged as collateral for deposits and repurchase agreements at the periods presented. (Dollars in thousands) September 30, 2024 December 31, 2023 Carrying value of securities pledged to secure public deposits $ 370,090 $ 421,273 Carrying value of securities pledged to repurchase agreements 4,894 5,477

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Schedule of Loans	Loans consist of the following: (Dollars in thousands) September 30, 2024 December 31, 2023 Loans held for sale $ 7,631 $ 16,852 LHFI: Loans secured by real estate: Commercial real estate (1) $ 2,524,764 $ 2,442,734 Construction/land/land development 991,545 1,070,225 Residential real estate 1,848,330 1,734,935 Total real estate 5,364,639 5,247,894 Commercial and industrial 2,074,037 2,059,460 Mortgage warehouse lines of credit 495,188 329,966 Consumer 22,926 23,624 Total LHFI (2) 7,956,790 7,660,944 Less: Allowance for loan credit losses (“ALCL”) 95,989 96,868 LHFI, net $ 7,860,801 $ 7,564,076 ____________________________ (1) Includes owner occupied commercial real estate of $991.7 million and $953.8 million at September 30, 2024, and December 31, 2023, respectively. (2) Includes unamortized purchase accounting adjustment and net deferred loan fees of $10.5 million and $11.8 million at September 30, 2024, and December 31, 2023, respectively.
Schedule of Recorded Investment in Loans by Credit Quality Indicator	The following table reflects recorded investments in loans by credit quality indicator and origination year at September 30, 2024, and gross charge-offs for the nine months ended September 30, 2024, excluding loans held for sale. Loans acquired are shown in the table by origination year, not merger date. The Company had an immaterial amount of revolving loans converted to term loans at September 30, 2024. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 171,343 $ 365,817 $ 947,388 $ 441,211 $ 226,544 $ 294,500 $ 59,202 $ 2,506,005 Special mention 1,248 — 248 27 947 1,261 250 3,981 Classified 2,756 522 1,191 3,357 1,792 4,903 257 14,778 Total commercial real estate loans $ 175,347 $ 366,339 $ 948,827 $ 444,595 $ 229,283 $ 300,664 $ 59,709 $ 2,524,764 Year-to-date gross charge-offs $ — $ 36 $ 193 $ — $ 251 $ — $ — $ 480 Construction/land/land development: Pass $ 111,845 $ 240,725 $ 375,233 $ 163,172 $ 17,844 $ 5,180 $ 50,600 $ 964,599 Special mention — — — — — — 112 112 Classified 2,733 2,275 13,398 5,119 739 228 2,342 26,834 Total construction/land/land development loans $ 114,578 $ 243,000 $ 388,631 $ 168,291 $ 18,583 $ 5,408 $ 53,054 $ 991,545 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 153,935 $ 323,765 $ 493,593 $ 314,677 $ 225,524 $ 194,194 $ 109,826 $ 1,815,514 Special mention — — — 18,342 127 310 — 18,779 Classified 1,187 1,340 2,096 3,163 1,161 4,722 368 14,037 Total residential real estate loans $ 155,122 $ 325,105 $ 495,689 $ 336,182 $ 226,812 $ 199,226 $ 110,194 $ 1,848,330 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ 11 $ — $ 11 Commercial and industrial: Pass $ 215,307 $ 302,164 $ 185,177 $ 103,631 $ 23,436 $ 58,308 $ 1,119,291 $ 2,007,314 Special mention — 75 12,302 — — 560 2,356 15,293 Classified 6,690 4,930 8,406 5,748 720 658 24,278 51,430 Total commercial and industrial loans $ 221,997 $ 307,169 $ 205,885 $ 109,379 $ 24,156 $ 59,526 $ 1,145,925 $ 2,074,037 Year-to-date gross charge-offs $ 797 $ 1,159 $ 1,008 $ 3,858 $ 162 $ 406 $ 13,654 $ 21,044 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 495,188 $ 495,188 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 8,279 $ 5,199 $ 1,701 $ 517 $ 230 $ 88 $ 6,505 $ 22,519 Classified 18 14 126 — — 5 244 407 Total consumer loans $ 8,297 $ 5,213 $ 1,827 $ 517 $ 230 $ 93 $ 6,749 $ 22,926 Year-to-date gross charge-offs $ — $ 8 $ 28 $ 3 $ — $ — $ 41 $ 80 The following table reflects recorded investments in loans by credit quality indicator and origination year at December 31, 2023, and gross charge-offs for the year ended December 31, 2023, excluding loans held for sale. Loans acquired are shown in the table by origination year, not merger date. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2023. Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate: Pass $ 333,887 $ 885,234 $ 470,252 $ 253,700 $ 204,421 $ 188,532 $ 77,993 $ 2,414,019 Special mention — — 308 — — 7,950 — 8,258 Classified 726 4,285 3,212 1,765 524 9,945 — 20,457 Total commercial real estate loans $ 334,613 $ 889,519 $ 473,772 $ 255,465 $ 204,945 $ 206,427 $ 77,993 $ 2,442,734 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ 42 $ — $ 42 Construction/land/land development: Pass $ 259,502 $ 461,373 $ 214,526 $ 21,309 $ 7,221 $ 25,460 $ 42,700 $ 1,032,091 Special mention 746 10,462 19,811 — — — — 31,019 Classified 191 3,132 41 240 662 560 2,289 7,115 Total construction/land/land development loans $ 260,439 $ 474,967 $ 234,378 $ 21,549 $ 7,883 $ 26,020 $ 44,989 $ 1,070,225 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate: Pass $ 332,874 $ 549,504 $ 289,289 $ 237,813 $ 79,499 $ 142,265 $ 91,972 $ 1,723,216 Special mention 250 — — 141 — — — 391 Classified 689 1,985 1,439 407 1,367 4,949 492 11,328 Total residential real estate loans $ 333,813 $ 551,489 $ 290,728 $ 238,361 $ 80,866 $ 147,214 $ 92,464 $ 1,734,935 Year-to-date gross charge-offs $ — $ — $ — $ 5 $ — $ 22 $ — $ 27 Commercial and industrial: Pass $ 399,485 $ 272,152 $ 160,636 $ 36,995 $ 57,562 $ 48,523 $ 1,035,021 $ 2,010,374 Special mention 498 6,383 — — — — 650 7,531 Classified 3,583 1,676 12,908 371 470 222 22,325 41,555 Total commercial and industrial loans $ 403,566 $ 280,211 $ 173,544 $ 37,366 $ 58,032 $ 48,745 $ 1,057,996 $ 2,059,460 Year-to-date gross charge-offs $ 203 $ 328 $ 233 $ 141 $ 539 $ 679 $ 9,710 $ 11,833 Mortgage Warehouse Lines of Credit: Pass $ — $ — $ — $ — $ — $ — $ 329,966 $ 329,966 Year-to-date gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Pass $ 11,053 $ 3,567 $ 1,040 $ 399 $ 470 $ 17 $ 6,988 $ 23,534 Classified 35 42 10 — 2 — 1 90 Total consumer loans $ 11,088 $ 3,609 $ 1,050 $ 399 $ 472 $ 17 $ 6,989 $ 23,624 Year-to-date gross charge-offs $ 3 $ 102 $ 7 $ — $ — $ 2 $ 33 $ 147
Schedule of Loan Portfolio Aging Analysis	The following tables present the Company’s loan portfolio aging analysis at the dates indicated: September 30, 2024 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 893 $ 59 $ 789 $ 1,741 $ 2,523,023 $ 2,524,764 $ — Construction/land/land development 44 4,789 51 4,884 986,661 991,545 — Residential real estate 1,341 7,330 5,289 13,960 1,834,370 1,848,330 — Total real estate 2,278 12,178 6,129 20,585 5,344,054 5,364,639 — Commercial and industrial 9,053 1,554 7,233 17,840 2,056,197 2,074,037 — Mortgage warehouse lines of credit — — — — 495,188 495,188 — Consumer 60 16 337 413 22,513 22,926 — Total LHFI $ 11,391 $ 13,748 $ 13,699 $ 38,838 $ 7,917,952 $ 7,956,790 $ — December 31, 2023 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Loans Past Due 90 Days or More Total Past Due Current Loans Total Loans Receivable Accruing Loans 90 or More Days Past Due Loans secured by real estate: Commercial real estate $ 2,264 $ — $ — $ 2,264 $ 2,440,470 $ 2,442,734 $ — Construction/land/land development 834 27 13 874 1,069,351 1,070,225 — Residential real estate 8,055 1,326 5,960 15,341 1,719,594 1,734,935 — Total real estate 11,153 1,353 5,973 18,479 5,229,415 5,247,894 — Commercial and industrial 1,221 713 5,417 7,351 2,052,109 2,059,460 — Mortgage warehouse lines of credit — — — — 329,966 329,966 — Consumer 200 10 3 213 23,411 23,624 — Total LHFI $ 12,574 $ 2,076 $ 11,393 $ 26,043 $ 7,634,901 $ 7,660,944 $ —
Schedule of Allowance for Loan Losses by Portfolio Segment	The following tables detail activity in the ALCL by portfolio segment. Accrued interest of $36.1 million and $33.0 million was not included in the book value for the purposes of calculating the allowance at September 30, 2024 and 2023, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended September 30, 2024 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning balance $ 17,244 $ 9,274 $ 11,780 $ 61,184 $ 676 $ 707 $ 100,865 Charge-offs — — 11 11,195 — 20 11,226 Recoveries 21 — 4 1,680 — 1 1,706 Provision (1) (435) (546) 302 5,070 (13) 266 4,644 Ending balance $ 16,830 $ 8,728 $ 12,075 $ 56,739 $ 663 $ 954 $ 95,989 Average balance $ 2,507,566 $ 1,019,302 $ 1,824,725 $ 2,071,984 $ 484,680 $ 22,739 $ 7,930,996 Net charge-offs to loan average balance (annualized) — % — % — % 1.83 % — % 0.33 % 0.48 % ____________________________ (1) The $4.6 million provision for credit losses on the consolidated statements of income includes a $4.6 million provision for loan credit losses, a $36,000 net benefit provision for off-balance sheet commitments and a $5,000 net benefit provision for held to maturity securities credit losses for the three months ended September 30, 2024. Three Months Ended September 30, 2023 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning balance $ 20,839 $ 8,729 $ 9,018 $ 54,173 $ 817 $ 777 $ 94,353 Charge-offs — — — 3,187 — 15 3,202 Recoveries 28 3 3 477 — 5 516 Provision (1) (1,758) 613 1,048 3,990 (359) (24) 3,510 Ending balance $ 19,109 $ 9,345 $ 10,069 $ 55,453 $ 458 $ 743 $ 95,177 Average balance $ 2,428,969 $ 1,044,180 $ 1,663,291 $ 2,024,675 $ 376,275 $ 23,704 $ 7,561,094 Net charge-offs to loan average balance (annualized) — % — % — % 0.53 % — % 0.17 % 0.14 % ____________________________ (1) The $3.5 million provision for credit losses on the consolidated statements of income includes a $3.5 million provision for loan credit losses, a $50,000 provision for off-balance sheet commitments and a $45,000 net benefit provision for held to maturity securities credit losses for the three months ended September 30, 2023. Nine Months Ended September 30, 2024 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning balance $ 19,625 $ 9,990 $ 10,619 $ 55,330 $ 529 $ 775 $ 96,868 Charge-offs 480 — 11 21,044 — 80 21,615 Recoveries 318 — 12 6,228 — 9 6,567 Provision (1) (2,633) (1,262) 1,455 16,225 134 250 14,169 Ending balance $ 16,830 $ 8,728 $ 12,075 $ 56,739 $ 663 $ 954 $ 95,989 Average balance $ 2,481,274 $ 1,069,360 $ 1,784,035 $ 2,107,195 $ 407,553 $ 22,818 $ 7,872,235 Net charge-offs to loan average balance (annualized) 0.01 % — % — % 0.94 % — % 0.42 % 0.26 % _________________________ (1) The $12.8 million provision for credit losses on the consolidated statement of income includes a $14.2 million provision for loan losses, a $1.3 million and $11,000 net benefit provision for off-balance sheet commitments and held to maturity securities credit losses, respectively, for the nine months ended September 30, 2024. Nine Months Ended September 30, 2023 Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total (Dollars in thousands) Beginning balance $ 19,772 $ 7,776 $ 8,230 $ 50,148 $ 379 $ 856 $ 87,161 Charge-offs 42 — 27 8,070 — 107 8,246 Recoveries 113 3 13 2,189 — 12 2,330 Provision (1) (734) 1,566 1,853 11,186 79 (18) 13,932 Ending balance $ 19,109 $ 9,345 $ 10,069 $ 55,453 $ 458 $ 743 $ 95,177 Average balance $ 2,393,028 $ 997,296 $ 1,599,803 $ 2,051,272 $ 329,205 $ 24,836 $ 7,395,440 Net charge-offs to loan average balance (annualized) — % — % — % 0.38 % — % 0.51 % 0.11 % ____________________________ (1) The $14.0 million provision for credit losses on the consolidated statements of income includes a $13.9 million provision for loan credit losses, a $95,000 provision for off-balance sheet commitments and a $9,000 net benefit provision for held to maturity securities credit losses for the nine months ended September 30, 2023.
Schedule of Amortized Cost Basis of Collateral Dependent Loans	The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related ALCL allocated to these loans. September 30, 2024 (Dollars in thousands) Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total Real Estate $ — $ 20 $ 10,890 $ — $ — $ — $ 10,910 Other — — — — — 93 93 Total $ — $ 20 $ 10,890 $ — $ — $ 93 $ 11,003 ALCL Allocation $ — $ — $ 32 $ — $ — $ — $ 32 December 31, 2023 (Dollars in thousands) Commercial Real Estate Construction/ Land/ Land Development Residential Real Estate Commercial and Industrial Mortgage Warehouse Lines of Credit Consumer Total Real Estate $ 605 $ — $ 4,029 $ — $ — $ — $ 4,634 Equipment — — — 119 — — 119 Other — — — 258 — — 258 Total $ 605 $ — $ 4,029 $ 377 $ — $ — $ 5,011 ALCL Allocation $ — $ — $ — $ — $ — $ — $ —
Schedule of Non-performing (Nonaccrual) Loans Held for Investment	Nonaccrual LHFI was as follows: Nonaccrual With No Total Nonaccrual (Dollars in thousands) Loans secured by real estate: September 30, 2024 December 31, 2023 September 30, 2024 December 31, 2023 Commercial real estate $ 2,449 $ 746 $ 2,776 $ 786 Construction/land/land development 19,176 96 26,291 305 Residential real estate 12,410 5,695 14,313 13,037 Total real estate 34,035 6,537 43,380 14,128 Commercial and industrial 2,915 4,706 20,486 15,897 Consumer 93 — 407 90 Total nonaccrual loans $ 37,043 $ 11,243 $ 64,273 $ 30,115
Schedule of Loans Classified as Troubled Debt Restructurings (TDRs)	The tables below summarize modifications made to borrowers experiencing financial difficulty by loan and modification type during the three months ended September 30, 2024 and 2023. Amortized Cost Basis at September 30, 2024 Term Extension (Dollars in thousands) Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 257 0.01 % Construction/land/land development 346 0.03 Residential real estate 1,769 0.10 Total real estate 2,372 0.04 Commercial and industrial (1) 10,689 0.52 Total $ 13,061 0.16 ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. Amortized Cost Basis at September 30, 2023 Term Extension Combination: Other-Than-Insignificant Payment Delay (Dollars in thousands) Amortized Cost % of Loans Amortized Cost % of Loans Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 7,507 0.31 % $ — — % $ 427 0.02 % Construction/land/land development 3,807 0.35 — — — — Residential real estate 745 0.04 — — — — Total real estate 12,059 0.23 — — 427 0.01 Commercial and industrial 13,935 0.68 923 0.04 53 — Total $ 25,994 0.34 $ 923 0.01 $ 480 0.01 The tables below summarize modifications made to borrowers experiencing financial difficulty by loan and modification type during the nine months ended September 30, 2024 and 2023. Amortized Cost Basis at September 30, 2024 Term Extension Combination: Other-Than-Insignificant Payment Delay (Dollars in thousands) Amortized Cost % of Loans Amortized Cost % of Loans Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 257 0.01 % $ — — % $ — — % Construction/land/land development 346 0.03 — — — — Residential real estate 1,998 0.11 132 0.01 — — Total real estate 2,601 0.05 132 — — — Commercial and industrial (1) 15,331 0.74 — — 35 — Consumer — — 4 0.02 — — Total $ 17,932 0.23 $ 136 — $ 35 — ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. Amortized Cost Basis at September 30, 2023 Term Extension Combination: Other-Than-Insignificant Payment Delay (Dollars in thousands) Amortized Cost % of Loans Amortized Cost % of Loans Amortized Cost % of Loans Loans secured by real estate: Commercial real estate $ 7,853 0.32 % $ — — % $ 427 0.02 % Construction/land/land development 3,808 0.35 — — — — Residential real estate 2,477 0.15 — — — — Total real estate 14,138 0.27 — — 427 0.01 Commercial and industrial 15,562 0.76 1,091 0.05 53 — Total $ 29,700 0.39 $ 1,091 0.01 $ 480 0.01 The following tables describe the financial effects of the modifications made to borrowers experiencing financial difficulty during the three and nine months ended September 30, 2024 and 2023. Three Months Ended September 30, 2024 Term Extension Commercial real estate Added a weighted average 29.0 months to the life of the modified loans Construction/land/land development Added a weighted average 4.1 months to the life of the modified loans Residential real estate Added a weighted average 8.7 months to the life of the modified loans Commercial and industrial (1) Added a weighted average 4.4 months to the life of the modified loans ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. Three Months Ended September 30, 2023 Interest Rate Reduction Term Extension Other-Than-Insignificant Payment Delay Commercial real estate N/A Added a weighted average 10.1 months to the life of the modified loans Delayed payment of weighted average 6 months Construction/land/land development N/A Added a weighted average 8.6 months to the life of the modified loans N/A Residential real estate N/A Added a weighted average 18.4 months to the life of the modified loans N/A Commercial and industrial Reduced weighted average contractual interest rate from 10.1% to 9.5% Added a weighted average 6.7 months to the life of the modified loans Delayed payment of weighted average 6 months Nine Months Ended September 30, 2024 Interest Rate Reduction Term Extension Other-Than-Insignificant Payment Delay Commercial real estate N/A Added a weighted average 32.0 months to the life of the modified loans N/A Construction/land/land development N/A Added a weighted average 6.6 months to the life of the modified loans N/A Residential real estate Reduced weighted average contractual interest rate from 9.0% to 8.0% Added a weighted average 10.4 months to the life of the modified loans N/A Commercial and industrial (1) N/A Added a weighted average 5.9 months to the life of the modified loans Delayed payment of weighted average 2.0 months Consumer Reduced weighted average contractual interest rate from 9.5% to 6.0% Added a weighted average 5.0 months to the life of the modified loans N/A ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. Nine Months Ended September 30, 2023 Interest Rate Reduction Term Extension Other-Than-Insignificant Payment Delay Commercial real estate N/A Added a weighted average 12.1 months to the life of the modified loans Delayed payment of weighted average 6 months Construction/land/land development N/A Added a weighted average 13.1 months to the life of the modified loans N/A Residential real estate N/A Added a weighted average 9.3 months to the life of the modified loans N/A Commercial and industrial Reduced weighted average contractual interest rate from 9.9% to 9.0% Added a weighted average 9.0 months to the life of the modified loans Delayed payment of weighted average 6 months The following table depicts the performance of loans that have been modified Payment Status (Amortized Cost Basis) September 30, 2024 (Dollars in thousands) Current 30-89 Days Past Due 90 Days or More Past Due Loans secured by real estate: Commercial real estate $ 272 $ 10 $ — Construction/land/land development 452 — — Residential real estate 936 1,485 115 Total real estate 1,660 1,495 115 Commercial and industrial (1) 12,865 618 2,007 Consumer 4 — — Total LHFI $ 14,529 $ 2,113 $ 2,122 ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”. The following table depicts the performance of loans that have been modified during the nine months ended September 30, 2023. Payment Status (Amortized Cost Basis) September 30, 2023 (Dollars in thousands) Current 30-89 Days Past Due 90 Days or More Past Due Loans secured by real estate: Commercial real estate $ 8,280 $ — $ — Construction/land/land development 3,808 — — Residential real estate 2,195 282 — Total real estate 14,283 282 — Commercial and industrial 16,705 — Total LHFI $ 30,988 $ 282 $ —
Schedule of Amortized Cost of Loans with Payment Default	The table below provides the details of loans to borrowers experiencing financial difficulty that were modified within the last twelve months and defaulted during the three and nine months ended September 30, 2024. There were no loans to borrowers experiencing financial difficulty that defaulted during the nine months ended September 30, 2023, that were modified within the nine months ended September 30, 2023. Term Extension (Dollars in thousands) Amortized Cost at September 30, 2024 Default Amount During the Three and Nine Months Ended September 30, 2024 Residential real estate $ 115 $ 115 Commercial and industrial (1) 2,007 9,453 Total $ 2,122 $ 9,568 ____________________________ (1) Does not include the loans impacted by the questioned activity as a result of not meeting the modification criteria as described in the Accounting Standards Codification 310-10-50-36, “Modifications”.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Fair Value of Assets and Liabilities Recorded on a Recurring Basis	The following tables summarize financial assets and financial liabilities recorded at fair value on a recurring basis at September 30, 2024, and December 31, 2023, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value. There were no changes in the valuation techniques during 2024 or 2023. September 30, 2024 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 246,707 $ 42,155 $ 288,862 Corporate bonds — 79,268 1,000 80,268 U.S. treasury securities 30,729 — — 30,729 U.S. government agency securities — 14,658 — 14,658 Commercial mortgage-backed securities — 100,172 — 100,172 Residential mortgage-backed securities — 475,169 — 475,169 Commercial collateralized mortgage obligations — 48,510 — 48,510 Residential collateralized mortgage obligations — 122,597 — 122,597 Securities available for sale 30,729 1,087,081 43,155 1,160,965 Securities carried at fair value through income — — 6,533 6,533 Loans held for sale — 7,631 — 7,631 Other assets - derivatives — 13,135 — 13,135 Total recurring fair value measurements - assets $ 30,729 $ 1,107,847 $ 49,688 $ 1,188,264 Other liabilities - derivatives $ — $ (11,993) $ — $ (11,993) Total recurring fair value measurements - liabilities $ — $ (11,993) $ — $ (11,993) December 31, 2023 (Dollars in thousands) Level 1 Level 2 Level 3 Total State and municipal securities $ — $ 232,679 $ 49,447 $ 282,126 Corporate bonds — 82,635 1,000 83,635 U.S. treasury securities 55,480 — — 55,480 U.S. government agency securities — 24,160 — 24,160 Commercial mortgage-backed securities — 93,396 — 93,396 Residential mortgage-backed securities — 506,502 — 506,502 Commercial collateralized mortgage obligations — 35,183 — 35,183 Residential collateralized mortgage obligations — 130,144 — 130,144 Asset-backed securities — 43,005 — 43,005 Securities available for sale 55,480 1,147,704 50,447 1,253,631 Securities carried at fair value through income — — 6,808 6,808 Loans held for sale — 16,852 — 16,852 Mortgage servicing rights — — 15,637 15,637 Other assets - derivatives — 20,487 — 20,487 Total recurring fair value measurements - assets $ 55,480 $ 1,185,043 $ 72,892 $ 1,313,415 Other liabilities - derivatives $ — $ (18,300) $ — $ (18,300) Total recurring fair value measurements - liabilities $ — $ (18,300) $ — $ (18,300)
Schedule of Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis	The changes in Level 3 assets and liabilities measured at fair value on a recurring basis for the nine months ended September 30, 2024 and 2023, are summarized as follows: (Dollars in thousands) MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2024 $ 15,637 $ 50,447 $ 6,808 Gain (loss) recognized in earnings: Mortgage banking revenue 450 — — Other noninterest income — — 24 Loss recognized in AOCI — 511 — Purchases, issuances, sales and settlements: Sales (16,087) — — Settlements — (7,803) (299) Balance at September 30, 2024 $ — $ 43,155 $ 6,533 (Dollars in thousands) MSRs Securities Available for Sale Securities at Fair Value Through Income Balance at January 1, 2023 $ 20,824 $ 55,769 $ 6,368 Gain (loss) recognized in earnings: Mortgage banking revenue (1) (485) — — Other noninterest income — — 689 Loss recognized in AOCI — (703) — Purchases, issuances, sales and settlements: Originations 656 — — Sales (1,806) — — Settlements — (2,627) (285) Balance at September 30, 2023 $ 19,189 $ 52,439 $ 6,772 ___________________________ (1) Total mortgage banking revenue includes changes in fair value due to market changes and run-off.
Schedule of Significant Assumptions Used to Value Mortgage Servicing Rights	The significant assumptions used to value MSRs were as follows: December 31, 2023 Range Weighted Average (1) Prepayment speeds 7.49% - 8.50% 8.10 % Discount rates 10.25% - 12.75% 10.31 % __________________________ (1) The weighted average was calculated with reference to the principal balance of the underlying mortgages.
Schedule of Difference Between Fair Value and the Unpaid Principal Balance for Financial Instruments for which the Fair Value Option has been Elected and Classified in Income Statement	The following tables summarize the difference between the fair value and the unpaid principal balance for financial instruments for which the fair value option has been elected: September 30, 2024 (Dollars in thousands) Aggregate Fair Value Principal Balance/Amortized Cost Difference Loans held for sale (1) $ 7,631 $ 7,394 $ 237 Securities carried at fair value through income 6,533 6,515 18 Total $ 14,164 $ 13,909 $ 255 ____________________________ (1) There were no loans held for sale that were designated as nonaccrual or 90 days or more past due at September 30, 2024. December 31, 2023 (Dollars in thousands) Aggregate Fair Value Principal Balance/Amortized Cost Difference Loans held for sale (1) $ 16,852 $ 16,475 $ 377 Securities carried at fair value through income 6,808 6,815 (7) Total $ 23,660 $ 23,290 $ 370 ____________________________ (1) There were no of loans held for sale that were designated as nonaccrual or 90 days or more past due at December 31, 2023. Changes in the fair value of assets for which the Company elected the fair value option are classified in the consolidated statements of income line items reflected in the following table: (Dollars in thousands) Three Months Ended September 30, Nine Months Ended September 30, Changes in fair value included in noninterest income: 2024 2023 2024 2023 Mortgage banking revenue (loans held for sale) (1) $ (273) $ (22) $ (139) $ (214) Other income: Securities carried at fair value through income 35 666 25 689 Total fair value option impact on noninterest income $ (238) $ 644 $ (114) $ 475 ____________________________ (1) The fair value option impact on noninterest income is offset by the derivative gain/loss recognized in noninterest income. Please see Note 6 — Mortgage Banking for more detail.
Schedule of Carrying Value and Estimated Fair Value of Financial Instruments Not Measured at Fair Value	The carrying value and estimated fair values of financial instruments not recorded at fair value are as follows: (Dollars in thousands) September 30, 2024 December 31, 2023 Financial assets: Level 1 inputs: Carrying Estimated Carrying Estimated Cash and cash equivalents $ 321,191 $ 321,191 $ 280,441 $ 280,441 Level 2 inputs: Non-marketable equity securities held in other financial institutions 67,068 67,068 55,190 55,190 Accrued interest and loan fees receivable 42,925 42,925 41,688 41,688 Level 3 inputs: Securities held to maturity 11,096 10,701 11,615 10,848 LHFI, net 7,860,801 7,547,324 7,564,076 7,177,720 Financial liabilities: Level 2 inputs: Deposits 8,486,568 8,481,684 8,251,125 8,240,520 FHLB advances, repurchase agreements and other borrowings 30,446 30,359 83,598 83,187 Subordinated indebtedness 159,861 159,277 194,279 186,251 Accrued interest payable 15,510 15,510 12,272 12,272

Mortgage Banking (Tables)

Mortgage Banking (Tables)	9 Months Ended
	Sep. 30, 2024
Mortgage Banking [Abstract]
Schedule of Mortgage Banking Operations	The following table presents the Company’s revenue from mortgage banking operations: (Dollars in thousands) Three Months Ended September 30, Nine Months Ended September 30, Mortgage banking revenue 2024 2023 2024 2023 Origination $ 151 $ 124 $ 421 $ 384 Gain on sale of loans held for sale 1,535 757 3,836 2,380 Originations of MSRs — 225 — 656 Servicing 3 915 738 2,840 Total gross mortgage revenue 1,689 2,021 4,995 6,260 MSR valuation adjustments, net — (122) 450 (485) Gain on sale of MSR — — 410 — Mortgage HFS and pipeline fair value adjustment (536) (110) 53 (27) MSR hedge impact — (897) (479) (1,673) Mortgage banking revenue $ 1,153 $ 892 $ 5,429 $ 4,075
Schedule of Activity in Mortgages Servicing Rights (MSRs)	Activity in MSRs was as follows: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in thousands) 2024 2023 2024 2023 Balance at beginning of period $ — $ 19,086 $ 15,637 $ 20,824 Addition of servicing rights — 225 — 656 Settlement of sale of MSR — — (16,087) (1,806) Valuation adjustment, net of amortization — (122) 450 (485) Balance at end of period $ — $ 19,189 $ — $ 19,189

Borrowings (Tables)

Borrowings (Tables)	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Schedule of Borrowed Funds	Borrowed funds are summarized as follows: (Dollars in thousands) September 30, 2024 December 31, 2023 Short-term FHLB advances $ 20,000 $ 70,000 Long-term FHLB advances 6,268 6,474 Overnight repurchase agreements with depositors 4,178 7,124 Total FHLB advances and other borrowings $ 30,446 $ 83,598 Subordinated indebtedness, net $ 159,861 $ 194,279

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Values of Derivative Instruments on the Balance Sheet	The following tables disclose the fair value of derivative instruments in the Company’s consolidated balance sheets at September 30, 2024 and December 31, 2023, as well as the effect of these derivative instruments on the Company’s consolidated statements of income for the nine months ended September 30, 2024 and 2023. Derivative instruments and their related gains and losses are reported in other operating activities, net in the statements of cash flows. (Dollars in thousands) Notional Amounts (1) Fair Values Derivatives designated as cash flow hedging instruments: September 30, 2024 December 31, 2023 September 30, 2024 December 31, 2023 Interest rate swaps included in other assets $ 10,500 $ 10,500 $ 534 $ 786 Derivatives not designated as hedging instruments: Interest rate swaps included in other assets $ 364,855 $ 363,498 $ 12,188 $ 18,567 Interest rate swaps included in other liabilities 358,340 356,683 (11,992) (18,298) Risk participation agreements included in other liabilities 32,578 20,000 (1) (2) Forward commitments to purchase forward-settling mortgage-backed securities included in other assets — 9,000 — 91 Forward commitments to purchase treasury notes in other assets — 22,500 — 822 Interest rate-lock commitments on residential mortgage loans included in other assets 14,532 8,471 413 221 $ 770,305 $ 780,152 $ 608 $ 1,401 ____________________________ (1) Notional or contractual amounts, which represent the extent of involvement in the derivatives market, are used to determine the contractual cash flows required in accordance with the terms of the agreement. These amounts are typically not exchanged, significantly exceed amounts subject to credit or market risk and are not reflected in the consolidated balance sheets.
Schedule of Weighted-average Rates Paid and Received for Interest Rate Swaps	The weighted-average rates paid and received for interest rate swaps were as follows: Weighted-Average Interest Rate September 30, 2024 December 31, 2023 Interest rate swaps: Paid Received Paid Received Cash flow hedges 4.24 % 8.23 % 4.24 % 8.35 % Non-hedging interest rate swaps - financial institution counterparties 5.11 7.79 4.88 7.82 Non-hedging interest rate swaps - customer counterparties 7.79 5.11 7.82 4.88
Schedule of Gains and Losses Recognized on Derivative Instruments Not Designated as Hedging Instruments	Gains and losses recognized on derivative instruments not designated as hedging instruments are as follows: (Dollars in thousands) Three Months Ended September 30, Nine Months Ended September 30, Derivatives not designated as hedging instruments: 2024 2023 2024 2023 Amount of (loss) gain recognized in mortgage banking revenue (1) $ (261) $ (1,102) $ 123 $ (1,613) Amount of (loss) gain recognized in other non-interest income (136) 82 (72) 167 ____________________________ (1) Gains and losses on these instruments are largely offset by market fluctuations in mortgage servicing rights. The Company sold substantially all of its MSR recognizing a gain on the sale of $410,000 for the nine months ended September 30, 2024. See Note 6 — Mortgage Banking

Stock and Incentive Compensat_2

Stock and Incentive Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
Schedule of Black-Scholes Option Pricing Model	The table below includes the weighted-average assumptions used to calculate the grant date fair value of the ESPP rights for the periods indicated using the Black-Scholes option pricing model: Three Months Ended September 30, Nine Months Ended September 30, 2024 2023 2024 2023 Expected term (in years) 1.00 1.00 1.00 1.00 Dividend yield $ 1.98 $ 2.08 $ 2.03 $ 1.81 Risk-free interest rate 4.94 % 4.94 % 4.94 3.52 % Expected volatility 30.40 31.12 30.78 31.81
Schedule of ESPP Shares Purchased	The ESPP shares purchased are as follows for the dates indicated: Three Months Ended September 30, Nine Months Ended September 30, 2024 2023 2024 2023 ESPP shares purchased — — 56,658 46,213 Shares available for issuance under the ESPP 871,040 927,698 871,040 927,698
Schedule of Share-Based Compensation Cost Charged to Income	Share-based compensation cost charged to income for the three and nine months ended September 30, 2024 and 2023, is presented below. There was no stock option expense for any of the periods shown. Three Months Ended September 30, Nine Months Ended September 30, (Dollars in thousands) 2024 2023 2024 2023 RSA & RSU $ 1,260 $ 1,180 $ 3,475 $ 3,236 PSU 782 41 2,109 336 ESPP 144 114 369 314 Total stock compensation expense $ 2,186 $ 1,335 $ 5,953 $ 3,886 Related tax benefits recognized in net income $ 459 $ 280 $ 1,250 $ 816
Schedule of Time-Vested Award Activity	The following table summarizes the Company’s award activity: Nine Months Ended September 30, 2024 2023 Shares Weighted Average Grant-Date Fair Value Shares Weighted Average Grant-Date Fair Value Nonvested RSAs, January 1, 17,629 $ 29.33 27,391 $ 35.27 Granted RSAs 19,682 33.03 16,788 28.61 Vested RSAs (17,629) 29.33 (17,237) 34.33 Nonvested RSAs, September 30, 19,682 33.03 26,942 31.82 Nonvested RSUs, January 1, 318,168 $ 37.69 270,390 $ 39.63 Granted RSUs 117,597 31.98 113,674 35.70 Vested RSUs (80,948) 38.89 (53,263) 41.94 Forfeited RSUs (785) 42.55 (10,014) 43.44 Nonvested RSUs, September 30, 354,032 35.51 320,787 37.73 Nonvested PSUs, January 1, 197,842 $ 28.33 157,367 $ 29.06 Granted PSUs 67,355 33.03 43,591 30.69 Forfeited PSUs — — (3,116) 30.69 Nonvested PSUs, September 30, 265,197 32.07 197,842 27.96
Schedule of Stock Option Activity	The table below summarizes the status of the Company’s stock options and changes during the nine months ended September 30, 2024 and 2023. (Dollars in thousands, except per share amounts) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (in years) Aggregate Intrinsic Value Nine Months Ended September 30, 2024 Outstanding at January 1, 2024 353,473 $ 31.49 4.46 $ 1,670 Exercised (46,009) 27.80 — 282 Expired (45,680) 35.52 — — Outstanding and exercisable at September 30, 2024 261,784 31.43 3.72 758 Nine Months Ended September 30, 2023 Outstanding at January 1, 2023 504,437 $ 29.46 5.13 $ 3,736 Exercised (55,897) 17.35 — 918 Expired (11,081) 33.63 — — Outstanding and exercisable at September 30, 2023 437,459 30.90 3.88 917

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive (Loss) Income (Tables)	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Schedule of Accumulated Other Comprehensive (Loss) Income	Accumulated other comprehensive (loss) income (“AOCI”) includes the after-tax change in unrealized gains and losses on AFS securities and cash flow hedging activities. (Dollars in thousands) Unrealized (Loss) Gain on AFS Securities Unrealized Gain (Loss) on Cash Flow Hedges Accumulated Other Comprehensive (Loss) Income Balance at January 1, 2024 $ (121,646) $ 623 $ (121,023) Net change 26,977 (199) 26,778 Balance at September 30, 2024 $ (94,669) $ 424 $ (94,245) Balance at January 1, 2023 $ (160,700) $ 825 $ (159,875) Net change (12,904) 50 (12,854) Balance at September 30, 2023 $ (173,604) $ 875 $ (172,729)

Capital and Regulatory Matters

Capital and Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2024
Banking Regulation [Abstract]
Schedule of Actual Capital Amounts and Ratios	The actual capital amounts and ratios of the Company and the Bank at September 30, 2024, and December 31, 2023, are presented in the following table: (Dollars in thousands) September 30, 2024 Actual Minimum Capital Required - Basel III To be Well Capitalized Under Prompt Corrective Action Provisions Common Equity Tier 1 Capital to Risk-Weighted Assets Amount Ratio Amount Ratio Amount Ratio Origin Bancorp, Inc. $ 1,073,318 12.46 % $ 603,075 7.00 % N/A N/A Origin Bank 1,064,953 12.43 599,867 7.00 $ 557,020 6.50 % Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,089,200 12.64 732,308 8.50 N/A N/A Origin Bank 1,064,953 12.43 728,410 8.50 685,563 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,331,311 15.45 904,611 10.50 N/A N/A Origin Bank 1,233,004 14.39 899,803 10.50 856,955 10.00 Leverage Ratio Origin Bancorp, Inc. 1,089,200 10.93 398,551 4.00 N/A N/A Origin Bank 1,064,953 10.75 396,243 4.00 495,304 5.00 December 31, 2023 Common Equity Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,012,916 11.83 599,455 7.00 N/A N/A Origin Bank 1,019,732 11.95 597,548 7.00 554,866 6.50 Tier 1 Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,028,729 12.01 727,907 8.50 N/A N/A Origin Bank 1,019,732 11.95 725,593 8.50 682,912 8.00 Total Capital to Risk-Weighted Assets Origin Bancorp, Inc. 1,286,604 15.02 899,184 10.50 N/A N/A Origin Bank 1,188,000 13.92 896,320 10.50 853,638 10.00 Leverage Ratio Origin Bancorp, Inc. 1,028,729 10.50 391,822 4.00 N/A N/A Origin Bank 1,019,732 10.45 390,246 4.00 487,807 5.00

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Schedule of Off-Balance Sheet Financial Instruments	The table below presents the Company’s commitments to extend credit by commitment expiration date for the dates indicated: (Dollars in thousands) September 30, 2024 Less than One-Three Three-Five Greater than Total Commitments to extend credit (1) $ 789,841 $ 634,711 $ 329,739 $ 41,184 $ 1,795,475 Standby letters of credit 141,770 67,823 11,273 350 221,216 Total off-balance sheet commitments $ 931,611 $ 702,534 $ 341,012 $ 41,534 $ 2,016,691 December 31, 2023 Commitments to extend credit (1) $ 955,486 $ 990,690 $ 349,918 $ 58,954 $ 2,355,048 Standby letters of credit 103,280 20,458 32,957 — 156,695 Total off-balance sheet commitments $ 1,058,766 $ 1,011,148 $ 382,875 $ 58,954 $ 2,511,743 ____________________________ (1) Includes $717.3 million and $759.4 million of unconditionally cancellable commitments at September 30, 2024, and December 31, 2023, respectively.

Significant Accounting Polici_3

Significant Accounting Policies (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) banking_center	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) banking_center segment	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Property, Plant and Equipment [Line Items]
Number of segments | segment			1
Number of Locations | banking_center	60		60
Amortization of investments in tax credit funds	$ 486	$ 461	$ 1,316	$ 1,368
Income tax credits and other income tax benefits	504	$ 569	1,500	$ 1,700
Investments in tax credit entities	$ 6,300		$ 6,300		$ 7,600
Tax Credit Entity
Property, Plant and Equipment [Line Items]
General partner ownership interest			0.10%

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Numerator:
Net income	$ 18,601	$ 20,989	$ 22,632	$ 24,313	$ 21,760	$ 24,302	$ 62,222	$ 70,375
Denominator:
Weighted average common shares outstanding (in shares)	31,130,293			30,856,649			31,051,672	30,797,399
Dilutive effect of stock-based awards (in shares)	109,584			87,211			109,195	105,823
Weighted average diluted common shares outstanding (in shares)	31,239,877			30,943,860			31,160,867	30,903,222
Basic earnings per common share (in dollars per share)	$ 0.60			$ 0.79			$ 2	$ 2.29
Diluted earnings per common share (in dollars per share)	$ 0.60			$ 0.79			$ 2	$ 2.28

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Earnings Per Share [Abstract]
Antidilutive securities (in shares)	330,263	613,010	412,390	459,434

Securities - Amortized Cost and

Securities - Amortized Cost and Estimated Fair Value of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Available for sale:
Amortized Cost	$ 1,280,854		$ 1,407,675
Gross Unrealized Gains	794		297
Gross Unrealized Losses	(120,683)		(154,341)
Fair Value	1,160,965		1,253,631
Allowance for Credit Losses	0		0
Net Carrying Amount	1,160,965		1,253,631
Held to maturity:
Amortized Cost	11,148
Fair Value	10,701		10,848
Allowance for Credit Losses	(52)	$ (57)	(63)	$ (890)	$ (935)	$ (899)
Net Carrying Amount	11,096		11,615
Securities carried at fair value through income:
Fair Value	6,533		6,808
State and municipal securities
Available for sale:
Amortized Cost	323,507		323,356
Gross Unrealized Gains	293		210
Gross Unrealized Losses	(34,938)		(41,440)
Fair Value	288,862		282,126
Allowance for Credit Losses	0		0
Net Carrying Amount	288,862		282,126
Held to maturity:
Amortized Cost	11,148		11,678
Gross Unrealized Gains	0		0
Gross Unrealized Losses	(447)		(830)
Fair Value	10,701		10,848
Allowance for Credit Losses	(52)		(63)
Net Carrying Amount	11,096		11,615
Securities carried at fair value through income:
Amortized Cost	6,515		6,815
Fair Value	6,533		6,808
Net Carrying Amount	6,533		6,808
Corporate bonds
Available for sale:
Amortized Cost	86,288		92,244
Gross Unrealized Gains	286		80
Gross Unrealized Losses	(6,306)		(8,689)
Fair Value	80,268		83,635
Allowance for Credit Losses	0		0
Net Carrying Amount	80,268		83,635
U.S. treasury and government agency securities
Available for sale:
Amortized Cost	48,710		84,377
Gross Unrealized Gains	5		3
Gross Unrealized Losses	(3,328)		(4,740)
Fair Value	45,387		79,640
Allowance for Credit Losses	0		0
Net Carrying Amount	45,387		79,640
Commercial mortgage-backed securities
Available for sale:
Amortized Cost	108,079		104,459
Gross Unrealized Gains	30		0
Gross Unrealized Losses	(7,937)		(11,063)
Fair Value	100,172		93,396
Allowance for Credit Losses	0		0
Net Carrying Amount	100,172		93,396
Residential mortgage-backed securities
Available for sale:
Amortized Cost	523,289		569,622
Gross Unrealized Gains	6		0
Gross Unrealized Losses	(48,126)		(63,120)
Fair Value	475,169		506,502
Allowance for Credit Losses	0		0
Net Carrying Amount	475,169		506,502
Commercial collateralized mortgage obligations
Available for sale:
Amortized Cost	51,401		39,386
Gross Unrealized Gains	174		0
Gross Unrealized Losses	(3,065)		(4,203)
Fair Value	48,510		35,183
Allowance for Credit Losses	0		0
Net Carrying Amount	48,510		35,183
Residential collateralized mortgage obligations
Available for sale:
Amortized Cost	139,580		150,710
Gross Unrealized Gains	0		0
Gross Unrealized Losses	(16,983)		(20,566)
Fair Value	122,597		130,144
Allowance for Credit Losses	0		0
Net Carrying Amount	$ 122,597		130,144
Asset-backed securities
Available for sale:
Amortized Cost			43,521
Gross Unrealized Gains			4
Gross Unrealized Losses			(520)
Fair Value			43,005
Allowance for Credit Losses			0
Net Carrying Amount			$ 43,005

Securities - Unrealized Losses

Securities - Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value
Less than 12 Months	$ 58,994	$ 38,770
12 Months or More	1,071,055	1,195,131
Total	1,130,049	1,233,901
Unrealized Loss
Less than 12 Months	(863)	(376)
12 Months or More	(119,820)	(153,965)
Total	(120,683)	(154,341)
State and municipal securities
Fair Value
Less than 12 Months	28,402	27,106
12 Months or More	251,522	246,442
Total	279,924	273,548
Unrealized Loss
Less than 12 Months	(81)	(266)
12 Months or More	(34,857)	(41,174)
Total	(34,938)	(41,440)
Fair Value
Less than 12 Months	0	4,717
12 Months or More	10,701	6,131
Total	10,701	10,848
Unrealized Loss
Less than 12 Months	0	(447)
12 Months or More	(447)	(383)
Total	(447)	(830)
Corporate bonds
Fair Value
Less than 12 Months	9,826	4,254
12 Months or More	63,546	74,566
Total	73,372	78,820
Unrealized Loss
Less than 12 Months	(685)	(53)
12 Months or More	(5,621)	(8,636)
Total	(6,306)	(8,689)
U.S. treasury and government agency securities
Fair Value
Less than 12 Months	6,986	0
12 Months or More	34,674	77,340
Total	41,660	77,340
Unrealized Loss
Less than 12 Months	(11)	0
12 Months or More	(3,317)	(4,740)
Total	(3,328)	(4,740)
Commercial mortgage-backed securities
Fair Value
Less than 12 Months	3,034	0
12 Months or More	95,638	93,396
Total	98,672	93,396
Unrealized Loss
Less than 12 Months	(37)	0
12 Months or More	(7,900)	(11,063)
Total	(7,937)	(11,063)
Residential mortgage-backed securities
Fair Value
Less than 12 Months	6,249	60
12 Months or More	467,910	506,442
Total	474,159	506,502
Unrealized Loss
Less than 12 Months	(47)	(5)
12 Months or More	(48,079)	(63,115)
Total	(48,126)	(63,120)
Commercial collateralized mortgage obligations
Fair Value
Less than 12 Months	4,497	0
12 Months or More	35,168	35,183
Total	39,665	35,183
Unrealized Loss
Less than 12 Months	(2)	0
12 Months or More	(3,063)	(4,203)
Total	(3,065)	(4,203)
Residential collateralized mortgage obligations
Fair Value
Less than 12 Months	0	0
12 Months or More	122,597	130,144
Total	122,597	130,144
Unrealized Loss
Less than 12 Months	0	0
12 Months or More	(16,983)	(20,566)
Total	$ (16,983)	(20,566)
Asset-backed securities
Fair Value
Less than 12 Months		7,350
12 Months or More		31,618
Total		38,968
Unrealized Loss
Less than 12 Months		(52)
12 Months or More		(468)
Total		$ (520)

Securities - Narrative (Details

Securities - Narrative (Details)	Sep. 30, 2024 USD ($) security	Dec. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)
Schedule of Held-to-maturity Securities [Line Items]
Number of securities in an unrealized loss position | security	568
Held-to-maturity securities, accrued interest	$ 5,200,000		$ 6,400,000
Held to maturity, amortized cost	11,148,000
Held-to-maturity securities, nonaccrual status	0	$ 0
Available for sale, past due	1,280,854,000	1,407,675,000
Available-for-sale, nonaccrual	0	0
Total Past Due
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	0	0
Available for sale, past due	$ 0	$ 0

Securities - Allowance for Cred

Securities - Allowance for Credit Losses for Held-to-Maturity Debt Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Allowance for credit losses:
Beginning Balance	$ 57	$ 935	$ 63	$ 899
Provision recovery for credit loss for held to maturity securities	(5)	(45)	(11)	(9)
Ending Balance	$ 52	$ 890	$ 52	$ 890

Securities - Proceeds from Sale

Securities - Proceeds from Sales of Securities Available for Sale and Gross Gains and Losses (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales/calls	$ 54,984	$ 214,302
Gross realized gains	357	596
Gross realized losses	$ (539)	$ (7,625)

Securities - Contractual Maturi

Securities - Contractual Maturities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Amortized Cost
Due in one year or less	$ 0
Due after one year through five years	0
Due after five years through ten years	11,148
Due after ten years	0
Amortized Cost	11,148
Fair Value
Due in one year or less	0
Due after one year through five years	0
Due after five years through ten years	10,701
Due after ten years	0
Held to maturity, fair value	10,701	$ 10,848
Amortized Cost
Due in one year or less	12,449
Due after one year through five years	84,650
Due after five years through ten years	207,242
Due after ten years	154,164
Amortized Cost	1,280,854	1,407,675
Fair Value
Due in one year or less	12,419
Due after one year through five years	79,921
Due after five years through ten years	189,784
Due after ten years	132,393
Available for sale, fair value	1,160,965	1,253,631
Commercial mortgage-backed securities
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	108,079
Amortized Cost	108,079	104,459
Fair Value
Without single maturity date	100,172
Available for sale, fair value	100,172	93,396
Residential mortgage-backed securities
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	523,289
Amortized Cost	523,289	569,622
Fair Value
Without single maturity date	475,169
Available for sale, fair value	475,169	506,502
Commercial collateralized mortgage obligations
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	51,401
Amortized Cost	51,401	39,386
Fair Value
Without single maturity date	48,510
Available for sale, fair value	48,510	35,183
Residential collateralized mortgage obligations
Amortized Cost
Without single maturity date	0
Fair Value
Without single maturity date	0
Amortized Cost
Without single maturity date	139,580
Amortized Cost	139,580	150,710
Fair Value
Without single maturity date	122,597
Available for sale, fair value	$ 122,597	$ 130,144

Securities - Securities Pledged

Securities - Securities Pledged as Collateral (Details) - Asset Pledged as Collateral - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Carrying value of securities pledged to secure public deposits
Schedule of Held-to-maturity Securities [Line Items]
Debt securities	$ 370,090	$ 421,273
Carrying value of securities pledged to repurchase agreements
Schedule of Held-to-maturity Securities [Line Items]
Debt securities	$ 4,894	$ 5,477

Loans - Schedule of Loans (Deta

Loans - Schedule of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	$ 7,631		$ 16,852
Total Loans Receivable	7,956,790		7,660,944
Less: Allowance for loan credit losses (“ALCL”)	95,989	$ 100,865	96,868	$ 95,177	$ 94,353	$ 87,161
LHFI, net	7,860,801		7,564,076
Total loans receivable	7,956,790		7,660,944
Net deferred loan fees	10,500		11,800
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	5,364,639		5,247,894
Total loans receivable	5,364,639		5,247,894
Residential real estate | Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	2,524,764		2,442,734
Less: Allowance for loan credit losses (“ALCL”)	16,830	17,244	19,625	19,109	20,839	19,772
Total loans receivable	2,524,764		2,442,734
Residential real estate | Construction/land/land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	991,545		1,070,225
Less: Allowance for loan credit losses (“ALCL”)	8,728	9,274	9,990	9,345	8,729	7,776
Total loans receivable	991,545		1,070,225
Residential real estate | Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	1,848,330		1,734,935
Less: Allowance for loan credit losses (“ALCL”)	12,075	11,780	10,619	10,069	9,018	8,230
Total loans receivable	1,848,330		1,734,935
Residential real estate | Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	991,700		953,800
Total loans receivable	991,700		953,800
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	2,074,037		2,059,460
Less: Allowance for loan credit losses (“ALCL”)	56,739	61,184	55,330	55,453	54,173	50,148
Total loans receivable	2,074,037		2,059,460
Mortgage warehouse lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	495,188		329,966
Less: Allowance for loan credit losses (“ALCL”)	663	676	529	458	817	379
Total loans receivable	495,188		329,966
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	22,926		23,624
Less: Allowance for loan credit losses (“ALCL”)	954	$ 707	775	$ 743	$ 777	$ 856
Total loans receivable	$ 22,926		$ 23,624

Loans - Narrative (Details)

Loans - Narrative (Details) - USD ($)			9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
PCD loans	$ 25,000,000	$ 34,800,000
Accrued interest	36,100,000		$ 36,100,000	$ 33,000,000
Nonaccrual mortgage loans held for sale recorded at fair value	0	0	0
Funding commitments	$ 745,000,000	$ 1,600,000	745,000,000
Nonperforming Financial Instruments
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest income			$ 0	$ 0

Loans - Loans by Credit Quality

Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
Charge-offs	$ 11,226	$ 3,202	$ 21,615	$ 8,246
Residential real estate | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	175,347		175,347		$ 334,613
Year two	366,339		366,339		889,519
Year three	948,827		948,827		473,772
Year four	444,595		444,595		255,465
Year five	229,283		229,283		204,945
Prior	300,664		300,664		206,427
Revolving Loans Amortized Cost Basis	59,709		59,709		77,993
Total	2,524,764		2,524,764		2,442,734
Year one			0		0
Year two			36		0
Year three			193		0
Year four			0		0
Year five			251		0
Prior			0		42
Revolving Loans Amortized Cost Basis			0		0
Charge-offs	0	0	480	42	42
Residential real estate | Commercial real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	171,343		171,343		333,887
Year two	365,817		365,817		885,234
Year three	947,388		947,388		470,252
Year four	441,211		441,211		253,700
Year five	226,544		226,544		204,421
Prior	294,500		294,500		188,532
Revolving Loans Amortized Cost Basis	59,202		59,202		77,993
Total	2,506,005		2,506,005		2,414,019
Residential real estate | Commercial real estate | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	1,248		1,248		0
Year two	0		0		0
Year three	248		248		308
Year four	27		27		0
Year five	947		947		0
Prior	1,261		1,261		7,950
Revolving Loans Amortized Cost Basis	250		250		0
Total	3,981		3,981		8,258
Residential real estate | Commercial real estate | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	2,756		2,756		726
Year two	522		522		4,285
Year three	1,191		1,191		3,212
Year four	3,357		3,357		1,765
Year five	1,792		1,792		524
Prior	4,903		4,903		9,945
Revolving Loans Amortized Cost Basis	257		257		0
Total	14,778		14,778		20,457
Residential real estate | Construction/land/land development
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	114,578		114,578		260,439
Year two	243,000		243,000		474,967
Year three	388,631		388,631		234,378
Year four	168,291		168,291		21,549
Year five	18,583		18,583		7,883
Prior	5,408		5,408		26,020
Revolving Loans Amortized Cost Basis	53,054		53,054		44,989
Total	991,545		991,545		1,070,225
Year one			0		0
Year two			0		0
Year three			0		0
Year four			0		0
Year five			0		0
Prior			0		0
Revolving Loans Amortized Cost Basis			0		0
Charge-offs	0	0	0	0	0
Residential real estate | Construction/land/land development | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	111,845		111,845		259,502
Year two	240,725		240,725		461,373
Year three	375,233		375,233		214,526
Year four	163,172		163,172		21,309
Year five	17,844		17,844		7,221
Prior	5,180		5,180		25,460
Revolving Loans Amortized Cost Basis	50,600		50,600		42,700
Total	964,599		964,599		1,032,091
Residential real estate | Construction/land/land development | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0		0		746
Year two	0		0		10,462
Year three	0		0		19,811
Year four	0		0		0
Year five	0		0		0
Prior	0		0		0
Revolving Loans Amortized Cost Basis	112		112		0
Total	112		112		31,019
Residential real estate | Construction/land/land development | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	2,733		2,733		191
Year two	2,275		2,275		3,132
Year three	13,398		13,398		41
Year four	5,119		5,119		240
Year five	739		739		662
Prior	228		228		560
Revolving Loans Amortized Cost Basis	2,342		2,342		2,289
Total	26,834		26,834		7,115
Residential real estate | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	155,122		155,122		333,813
Year two	325,105		325,105		551,489
Year three	495,689		495,689		290,728
Year four	336,182		336,182		238,361
Year five	226,812		226,812		80,866
Prior	199,226		199,226		147,214
Revolving Loans Amortized Cost Basis	110,194		110,194		92,464
Total	1,848,330		1,848,330		1,734,935
Year one			0		0
Year two			0		0
Year three			0		0
Year four			0		5
Year five			0		0
Prior			11		22
Revolving Loans Amortized Cost Basis			0		0
Charge-offs	11	0	11	27	27
Residential real estate | Residential real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	153,935		153,935		332,874
Year two	323,765		323,765		549,504
Year three	493,593		493,593		289,289
Year four	314,677		314,677		237,813
Year five	225,524		225,524		79,499
Prior	194,194		194,194		142,265
Revolving Loans Amortized Cost Basis	109,826		109,826		91,972
Total	1,815,514		1,815,514		1,723,216
Residential real estate | Residential real estate | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0		0		250
Year two	0		0		0
Year three	0		0		0
Year four	18,342		18,342		141
Year five	127		127		0
Prior	310		310		0
Revolving Loans Amortized Cost Basis	0		0		0
Total	18,779		18,779		391
Residential real estate | Residential real estate | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	1,187		1,187		689
Year two	1,340		1,340		1,985
Year three	2,096		2,096		1,439
Year four	3,163		3,163		407
Year five	1,161		1,161		1,367
Prior	4,722		4,722		4,949
Revolving Loans Amortized Cost Basis	368		368		492
Total	14,037		14,037		11,328
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	221,997		221,997		403,566
Year two	307,169		307,169		280,211
Year three	205,885		205,885		173,544
Year four	109,379		109,379		37,366
Year five	24,156		24,156		58,032
Prior	59,526		59,526		48,745
Revolving Loans Amortized Cost Basis	1,145,925		1,145,925		1,057,996
Total	2,074,037		2,074,037		2,059,460
Year one			797		203
Year two			1,159		328
Year three			1,008		233
Year four			3,858		141
Year five			162		539
Prior			406		679
Revolving Loans Amortized Cost Basis			13,654		9,710
Charge-offs	11,195	3,187	21,044	8,070	11,833
Commercial and industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	215,307		215,307		399,485
Year two	302,164		302,164		272,152
Year three	185,177		185,177		160,636
Year four	103,631		103,631		36,995
Year five	23,436		23,436		57,562
Prior	58,308		58,308		48,523
Revolving Loans Amortized Cost Basis	1,119,291		1,119,291		1,035,021
Total	2,007,314		2,007,314		2,010,374
Commercial and industrial | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0		0		498
Year two	75		75		6,383
Year three	12,302		12,302		0
Year four	0		0		0
Year five	0		0		0
Prior	560		560		0
Revolving Loans Amortized Cost Basis	2,356		2,356		650
Total	15,293		15,293		7,531
Commercial and industrial | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	6,690		6,690		3,583
Year two	4,930		4,930		1,676
Year three	8,406		8,406		12,908
Year four	5,748		5,748		371
Year five	720		720		470
Prior	658		658		222
Revolving Loans Amortized Cost Basis	24,278		24,278		22,325
Total	51,430		51,430		41,555
Mortgage warehouse lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Year one			0		0
Year two			0		0
Year three			0		0
Year four			0		0
Year five			0		0
Prior			0		0
Revolving Loans Amortized Cost Basis			0		0
Charge-offs	0	0	0	0	0
Mortgage warehouse lines of credit | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0		0		0
Year two	0		0		0
Year three	0		0		0
Year four	0		0		0
Year five	0		0		0
Prior	0		0		0
Revolving Loans Amortized Cost Basis	495,188		495,188		329,966
Total	495,188		495,188		329,966
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	8,297		8,297		11,088
Year two	5,213		5,213		3,609
Year three	1,827		1,827		1,050
Year four	517		517		399
Year five	230		230		472
Prior	93		93		17
Revolving Loans Amortized Cost Basis	6,749		6,749		6,989
Total	22,926		22,926		23,624
Year one			0		3
Year two			8		102
Year three			28		7
Year four			3		0
Year five			0		0
Prior			0		2
Revolving Loans Amortized Cost Basis			41		33
Charge-offs	20	$ 15	80	$ 107	147
Consumer | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	8,279		8,279		11,053
Year two	5,199		5,199		3,567
Year three	1,701		1,701		1,040
Year four	517		517		399
Year five	230		230		470
Prior	88		88		17
Revolving Loans Amortized Cost Basis	6,505		6,505		6,988
Total	22,519		22,519		23,534
Consumer | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	18		18		35
Year two	14		14		42
Year three	126		126		10
Year four	0		0		0
Year five	0		0		2
Prior	5		5		0
Revolving Loans Amortized Cost Basis	244		244		1
Total	$ 407		$ 407		$ 90

Loans - Loan Portfolio Aging An

Loans - Loan Portfolio Aging Analysis (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	$ 7,956,790	$ 7,660,944
Accruing Loans 90 or More Days Past Due	0	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	38,838	26,043
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	11,391	12,574
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	13,748	2,076
Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	13,699	11,393
Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	7,917,952	7,634,901
Residential real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	5,364,639	5,247,894
Accruing Loans 90 or More Days Past Due	0	0
Residential real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	20,585	18,479
Residential real estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,278	11,153
Residential real estate | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	12,178	1,353
Residential real estate | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	6,129	5,973
Residential real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	5,344,054	5,229,415
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,074,037	2,059,460
Accruing Loans 90 or More Days Past Due	0	0
Commercial and industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	17,840	7,351
Commercial and industrial | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	9,053	1,221
Commercial and industrial | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,554	713
Commercial and industrial | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	7,233	5,417
Commercial and industrial | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,056,197	2,052,109
Mortgage warehouse lines of credit
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	495,188	329,966
Accruing Loans 90 or More Days Past Due	0	0
Mortgage warehouse lines of credit | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	0	0
Mortgage warehouse lines of credit | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	495,188	329,966
Consumer
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	22,926	23,624
Accruing Loans 90 or More Days Past Due	0	0
Consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	413	213
Consumer | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	60	200
Consumer | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	16	10
Consumer | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	337	3
Consumer | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	22,513	23,411
Commercial real estate | Residential real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,524,764	2,442,734
Accruing Loans 90 or More Days Past Due	0	0
Commercial real estate | Residential real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,741	2,264
Commercial real estate | Residential real estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	893	2,264
Commercial real estate | Residential real estate | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	59	0
Commercial real estate | Residential real estate | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	789	0
Commercial real estate | Residential real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	2,523,023	2,440,470
Construction/land/land development | Residential real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	991,545	1,070,225
Accruing Loans 90 or More Days Past Due	0	0
Construction/land/land development | Residential real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	4,884	874
Construction/land/land development | Residential real estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	44	834
Construction/land/land development | Residential real estate | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	4,789	27
Construction/land/land development | Residential real estate | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	51	13
Construction/land/land development | Residential real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	986,661	1,069,351
Residential real estate | Residential real estate
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,848,330	1,734,935
Accruing Loans 90 or More Days Past Due	0	0
Residential real estate | Residential real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	13,960	15,341
Residential real estate | Residential real estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,341	8,055
Residential real estate | Residential real estate | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	7,330	1,326
Residential real estate | Residential real estate | Loans Past Due 90 Days or More
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	5,289	5,960
Residential real estate | Residential real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	$ 1,834,370	$ 1,719,594

Loans - Allowance for Loan Loss

Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 100,865	$ 94,353	$ 96,868	$ 87,161	$ 87,161
Charge-offs	11,226	3,202	21,615	8,246
Recoveries	1,706	516	6,567	2,330
Provision	4,644	3,510	14,169	13,932
Ending balance	95,989	95,177	95,989	95,177	96,868
Average balance	$ 7,930,996	$ 7,561,094	$ 7,872,235	$ 7,395,440
Net charge-offs to loan average balance (annualized)	0.48%	0.14%	0.26%	0.11%
Provision for credit losses	$ 4,600	$ 3,500	$ 12,800	$ 14,000
Provision for loan credit losses	4,644	3,510	14,169	13,932
Provision (benefit) for off-balance sheet commitments	(36)	50	(1,300)	95
Provision (benefit) for held to maturity securities	(5)	(45)	(11)	(9)
Real Estate | Commercial Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	17,244	20,839	19,625	19,772	19,772
Charge-offs	0	0	480	42	42
Recoveries	21	28	318	113
Provision	(435)	(1,758)	(2,633)	(734)
Ending balance	16,830	19,109	16,830	19,109	19,625
Average balance	$ 2,507,566	$ 2,428,969	$ 2,481,274	$ 2,393,028
Net charge-offs to loan average balance (annualized)	0%	0%	0.01%	0%
Provision for loan credit losses	$ (435)	$ (1,758)	$ (2,633)	$ (734)
Real Estate | Construction/ Land/ Land Development
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	9,274	8,729	9,990	7,776	7,776
Charge-offs	0	0	0	0	0
Recoveries	0	3	0	3
Provision	(546)	613	(1,262)	1,566
Ending balance	8,728	9,345	8,728	9,345	9,990
Average balance	$ 1,019,302	$ 1,044,180	$ 1,069,360	$ 997,296
Net charge-offs to loan average balance (annualized)	0%	0%	0%	0%
Provision for loan credit losses	$ (546)	$ 613	$ (1,262)	$ 1,566
Real Estate | Residential Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	11,780	9,018	10,619	8,230	8,230
Charge-offs	11	0	11	27	27
Recoveries	4	3	12	13
Provision	302	1,048	1,455	1,853
Ending balance	12,075	10,069	12,075	10,069	10,619
Average balance	$ 1,824,725	$ 1,663,291	$ 1,784,035	$ 1,599,803
Net charge-offs to loan average balance (annualized)	0%	0%	0%	0%
Provision for loan credit losses	$ 302	$ 1,048	$ 1,455	$ 1,853
Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	61,184	54,173	55,330	50,148	50,148
Charge-offs	11,195	3,187	21,044	8,070	11,833
Recoveries	1,680	477	6,228	2,189
Provision	5,070	3,990	16,225	11,186
Ending balance	56,739	55,453	56,739	55,453	55,330
Average balance	$ 2,071,984	$ 2,024,675	$ 2,107,195	$ 2,051,272
Net charge-offs to loan average balance (annualized)	1.83%	0.53%	0.94%	0.38%
Provision for loan credit losses	$ 5,070	$ 3,990	$ 16,225	$ 11,186
Mortgage Warehouse Lines of Credit
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	676	817	529	379	379
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0
Provision	(13)	(359)	134	79
Ending balance	663	458	663	458	529
Average balance	$ 484,680	$ 376,275	$ 407,553	$ 329,205
Net charge-offs to loan average balance (annualized)	0%	0%	0%	0%
Provision for loan credit losses	$ (13)	$ (359)	$ 134	$ 79
Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	707	777	775	856	856
Charge-offs	20	15	80	107	147
Recoveries	1	5	9	12
Provision	266	(24)	250	(18)
Ending balance	954	743	954	743	$ 775
Average balance	$ 22,739	$ 23,704	$ 22,818	$ 24,836
Net charge-offs to loan average balance (annualized)	0.33%	0.17%	0.42%	0.51%
Provision for loan credit losses	$ 266	$ (24)	$ 250	$ (18)

Loans - Amortized Cost Basis of

Loans - Amortized Cost Basis of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 11,003	$ 5,011
ALCL Allocation	32	0
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	377
ALCL Allocation	0	0
Mortgage Warehouse Lines of Credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
ALCL Allocation	0	0
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	93	0
ALCL Allocation	0	0
Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	10,910	4,634
Real Estate | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Real Estate | Mortgage Warehouse Lines of Credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Real Estate | Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total		119
Equipment | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total		119
Equipment | Mortgage Warehouse Lines of Credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total		0
Equipment | Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total		0
Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	93	258
Other | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	258
Other | Mortgage Warehouse Lines of Credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Other | Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	93	0
Commercial Real Estate | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	605
ALCL Allocation	0	0
Commercial Real Estate | Real Estate | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	605
Commercial Real Estate | Equipment | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total		0
Commercial Real Estate | Other | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Construction/ Land/ Land Development | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	20	0
ALCL Allocation	0	0
Construction/ Land/ Land Development | Real Estate | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	20	0
Construction/ Land/ Land Development | Equipment | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total		0
Construction/ Land/ Land Development | Other | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0
Residential Real Estate | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	10,890	4,029
ALCL Allocation	32	0
Residential Real Estate | Real Estate | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	10,890	4,029
Residential Real Estate | Equipment | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total		0
Residential Real Estate | Other | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 0	$ 0

Loans - Non Performing (Nonaccr

Loans - Non Performing (Nonaccrual) Loans Held For Investment (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	$ 37,043	$ 11,243
Total Nonaccrual	64,273	30,115
Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	34,035	6,537
Total Nonaccrual	43,380	14,128
Residential real estate | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	2,449	746
Total Nonaccrual	2,776	786
Residential real estate | Construction/land/land development
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	19,176	96
Total Nonaccrual	26,291	305
Residential real estate | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	12,410	5,695
Total Nonaccrual	14,313	13,037
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	2,915	4,706
Total Nonaccrual	20,486	15,897
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Nonaccrual With No Allowance for Credit Loss	93	0
Total Nonaccrual	$ 407	$ 90

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Term Extension
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 13,061	$ 25,994	$ 17,932	$ 29,700
% of Loans	0.16%	0.34%	0.23%	0.39%
Term Extension | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 2,372	$ 12,059	$ 2,601	$ 14,138
% of Loans	0.04%	0.23%	0.05%	0.27%
Term Extension | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 10,689	$ 13,935	$ 15,331	$ 15,562
% of Loans	0.52%	0.68%	0.74%	0.76%
Weighted average term extension (in months)	4 months 12 days	6 months 21 days	5 months 27 days	9 months
Term Extension | Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost			$ 0
% of Loans			0%
Weighted average term extension (in months)			5 months
Term Extension | Commercial real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 257	$ 7,507	$ 257	$ 7,853
% of Loans	0.01%	0.31%	0.01%	0.32%
Weighted average term extension (in months)	29 months	10 months 3 days	32 months	12 months 3 days
Term Extension | Construction/land/land development | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 346	$ 3,807	$ 346	$ 3,808
% of Loans	0.03%	0.35%	0.03%	0.35%
Weighted average term extension (in months)	4 months 3 days	8 months 18 days	6 months 18 days	13 months 3 days
Term Extension | Residential real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost	$ 1,769	$ 745	$ 1,998	$ 2,477
% of Loans	0.10%	0.04%	0.11%	0.15%
Weighted average term extension (in months)	8 months 21 days	18 months 12 days	10 months 12 days	9 months 9 days
Combination: Term Extension and Interest Rate Reduction
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 923	$ 136	$ 1,091
% of Loans		0.01%	0%	0.01%
Combination: Term Extension and Interest Rate Reduction | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 0	$ 132	$ 0
% of Loans		0%	0%	0%
Combination: Term Extension and Interest Rate Reduction | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 923	$ 0	$ 1,091
% of Loans		0.04%	0%	0.05%
Combination: Term Extension and Interest Rate Reduction | Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost			$ 4
% of Loans			0.02%
Combination: Term Extension and Interest Rate Reduction | Commercial real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 0	$ 0	$ 0
% of Loans		0%	0%	0%
Combination: Term Extension and Interest Rate Reduction | Construction/land/land development | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 0	$ 0	$ 0
% of Loans		0%	0%	0%
Combination: Term Extension and Interest Rate Reduction | Residential real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 0	$ 132	$ 0
% of Loans		0%	0.01%	0%
Other-Than-Insignificant Payment Delay
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 480	$ 35	$ 480
% of Loans		0.01%	0%	0.01%
Other-Than-Insignificant Payment Delay | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 427	$ 0	$ 427
% of Loans		0.01%	0%	0.01%
Other-Than-Insignificant Payment Delay | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 53	$ 35	$ 53
% of Loans		0%	0%	0%
Weighted average term extension (in months)		6 months	2 months	6 months
Other-Than-Insignificant Payment Delay | Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost			$ 0
% of Loans			0%
Other-Than-Insignificant Payment Delay | Commercial real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 427	$ 0	$ 427
% of Loans		0.02%	0%	0.02%
Weighted average term extension (in months)		6 months		6 months
Other-Than-Insignificant Payment Delay | Construction/land/land development | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 0	$ 0	$ 0
% of Loans		0%	0%	0%
Other-Than-Insignificant Payment Delay | Residential real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized Cost		$ 0	$ 0	$ 0
% of Loans		0%	0%	0%
Interest Rate Reduction | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted-average contractual interest rate before modification		10.10%		9.90%
Weighted-average contractual interest rate after modification		9.50%		9%
Interest Rate Reduction | Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted-average contractual interest rate before modification			9.50%
Weighted-average contractual interest rate after modification			6%
Interest Rate Reduction | Residential real estate | Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted-average contractual interest rate before modification			9%
Weighted-average contractual interest rate after modification			8%

Loans - Payment Status (Amortiz

Loans - Payment Status (Amortized Cost Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Sep. 30, 2023
Current
Financing Receivable, Past Due [Line Items]
Total LHFI	$ 14,529	$ 30,988
30-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	2,113	282
90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	2,122	0
Residential real estate | Current
Financing Receivable, Past Due [Line Items]
Total LHFI	1,660	14,283
Residential real estate | 30-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	1,495	282
Residential real estate | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	115	0
Commercial and industrial | Current
Financing Receivable, Past Due [Line Items]
Total LHFI	12,865	16,705
Commercial and industrial | 30-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	618
Commercial and industrial | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	2,007	0
Consumer | Current
Financing Receivable, Past Due [Line Items]
Total LHFI	4
Consumer | 30-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	0
Consumer | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	0
Commercial real estate | Residential real estate | Current
Financing Receivable, Past Due [Line Items]
Total LHFI	272	8,280
Commercial real estate | Residential real estate | 30-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	10	0
Commercial real estate | Residential real estate | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	0	0
Construction/land/land development | Residential real estate | Current
Financing Receivable, Past Due [Line Items]
Total LHFI	452	3,808
Construction/land/land development | Residential real estate | 30-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	0	0
Construction/land/land development | Residential real estate | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	0	0
Residential real estate | Residential real estate | Current
Financing Receivable, Past Due [Line Items]
Total LHFI	936	2,195
Residential real estate | Residential real estate | 30-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	1,485	282
Residential real estate | Residential real estate | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total LHFI	$ 115	$ 0

Loans - Amortized Cost of Loans

Loans - Amortized Cost of Loans with Payment Default (Details) - Term Extension - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Line Items]
Amortized Cost	$ 2,122	$ 2,122
Default Amount	9,568	9,568
Residential real estate | Residential real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Amortized Cost	115	115
Default Amount	115	115
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Amortized Cost	2,007	2,007
Default Amount	$ 9,453	$ 9,453

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Fair Value of Assets and Liabilities Recorded on a Recurring Basis (Details) - USD ($)	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 1,160,965,000		$ 1,253,631,000
Securities carried at fair value through income	6,533,000		6,808,000
Mortgage servicing rights (“MSR”)	0	$ 0	15,637,000	$ 19,189,000	$ 19,086,000	$ 20,824,000
State and municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	288,862,000		282,126,000
Securities carried at fair value through income	6,533,000		6,808,000
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	80,268,000		83,635,000
Commercial mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	100,172,000		93,396,000
Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	475,169,000		506,502,000
Commercial collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	48,510,000		35,183,000
Residential collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	122,597,000		130,144,000
Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale			43,005,000
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,160,965,000		1,253,631,000
Securities carried at fair value through income	6,533,000		6,808,000
Loans held for sale	7,631,000		16,852,000
Mortgage servicing rights (“MSR”)			15,637,000
Other assets - derivatives	13,135,000		20,487,000
Total recurring fair value measurements - assets	1,188,264,000		1,313,415,000
Other liabilities - derivatives	(11,993,000)		(18,300,000)
Total recurring fair value measurements - liabilities	(11,993,000)		(18,300,000)
Fair Value, Measurements, Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	30,729,000		55,480,000
Securities carried at fair value through income	0		0
Loans held for sale	0		0
Mortgage servicing rights (“MSR”)			0
Other assets - derivatives	0		0
Total recurring fair value measurements - assets	30,729,000		55,480,000
Other liabilities - derivatives	0		0
Total recurring fair value measurements - liabilities	0		0
Fair Value, Measurements, Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,087,081,000		1,147,704,000
Securities carried at fair value through income	0		0
Loans held for sale	7,631,000		16,852,000
Mortgage servicing rights (“MSR”)			0
Other assets - derivatives	13,135,000		20,487,000
Total recurring fair value measurements - assets	1,107,847,000		1,185,043,000
Other liabilities - derivatives	(11,993,000)		(18,300,000)
Total recurring fair value measurements - liabilities	(11,993,000)		(18,300,000)
Fair Value, Measurements, Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	43,155,000		50,447,000
Securities carried at fair value through income	6,533,000		6,808,000
Loans held for sale	0		0
Mortgage servicing rights (“MSR”)			15,637,000
Other assets - derivatives	0		0
Total recurring fair value measurements - assets	49,688,000		72,892,000
Other liabilities - derivatives	0		0
Total recurring fair value measurements - liabilities	0		0
Fair Value, Measurements, Recurring | State and municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	288,862,000		282,126,000
Fair Value, Measurements, Recurring | State and municipal securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | State and municipal securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	246,707,000		232,679,000
Fair Value, Measurements, Recurring | State and municipal securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	42,155,000		49,447,000
Fair Value, Measurements, Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	80,268,000		83,635,000
Fair Value, Measurements, Recurring | Corporate bonds | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Corporate bonds | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	79,268,000		82,635,000
Fair Value, Measurements, Recurring | Corporate bonds | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,000,000		1,000,000
Fair Value, Measurements, Recurring | U.S. treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	30,729,000		55,480,000
Fair Value, Measurements, Recurring | U.S. treasury securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	30,729,000		55,480,000
Fair Value, Measurements, Recurring | U.S. treasury securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | U.S. treasury securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | U.S. government agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	14,658,000		24,160,000
Fair Value, Measurements, Recurring | U.S. government agency securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | U.S. government agency securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	14,658,000		24,160,000
Fair Value, Measurements, Recurring | U.S. government agency securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Commercial mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	100,172,000		93,396,000
Fair Value, Measurements, Recurring | Commercial mortgage-backed securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Commercial mortgage-backed securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	100,172,000		93,396,000
Fair Value, Measurements, Recurring | Commercial mortgage-backed securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	475,169,000		506,502,000
Fair Value, Measurements, Recurring | Residential mortgage-backed securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Residential mortgage-backed securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	475,169,000		506,502,000
Fair Value, Measurements, Recurring | Residential mortgage-backed securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Commercial collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	48,510,000		35,183,000
Fair Value, Measurements, Recurring | Commercial collateralized mortgage obligations | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Commercial collateralized mortgage obligations | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	48,510,000		35,183,000
Fair Value, Measurements, Recurring | Commercial collateralized mortgage obligations | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Residential collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	122,597,000		130,144,000
Fair Value, Measurements, Recurring | Residential collateralized mortgage obligations | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0		0
Fair Value, Measurements, Recurring | Residential collateralized mortgage obligations | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	122,597,000		130,144,000
Fair Value, Measurements, Recurring | Residential collateralized mortgage obligations | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 0		0
Fair Value, Measurements, Recurring | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale			43,005,000
Fair Value, Measurements, Recurring | Asset-backed securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale			0
Fair Value, Measurements, Recurring | Asset-backed securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale			43,005,000
Fair Value, Measurements, Recurring | Asset-backed securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale			$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
MSRs
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	$ 15,637	$ 20,824
Loss recognized in AOCI	0	0
Purchases, issuances, sales and settlements:
Originations		656
Sales	(16,087)	(1,806)
Settlements	0	0
Balance at end of period	0	19,189
MSRs | Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	450	(485)
MSRs | Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities Available for Sale
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	50,447	55,769
Loss recognized in AOCI	511	(703)
Purchases, issuances, sales and settlements:
Originations		0
Sales	0	0
Settlements	(7,803)	(2,627)
Balance at end of period	43,155	52,439
Securities Available for Sale | Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities Available for Sale | Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities at Fair Value Through Income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Balance at beginning of period	6,808	6,368
Loss recognized in AOCI	0	0
Purchases, issuances, sales and settlements:
Originations		0
Sales	0	0
Settlements	(299)	(285)
Balance at end of period	6,533	6,772
Securities at Fair Value Through Income | Mortgage banking revenue
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	0	0
Securities at Fair Value Through Income | Other noninterest income
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis
Gain (loss) recognized in earnings	$ 24	$ 689

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Narrative (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing asset at fair value, gain on disposal			$ 410,000
Mortgage servicing rights assets recognized or recorded during period	$ 0	$ 225,000	0	$ 656,000
Carrying value MSR assets	0	19,189,000	0	19,189,000	$ 15,637,000	$ 0	$ 19,086,000	$ 20,824,000
Non-marketable equity securities held in other financial institutions	67,068,000		67,068,000		55,190,000
Impairment recorded on investments in equity securities that do not have readily determinable fair values	0		0
Change in fair value of equity investments	0	$ 10,096,000	5,188,000	$ 10,096,000
Loan balance individually evaluated	11,003,000		11,003,000		5,011,000
Fair Value, Inputs, Level 3 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loan balance individually evaluated	3,900,000		3,900,000		3,800,000
Foreclosed assets	6,000,000		6,000,000		3,900,000
Fair Value, Inputs, Level 3 | Fair Value, Measurements, Nonrecurring | Residential real estate | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans in the process of foreclosure	$ 669,000		$ 669,000		$ 0
Minimum | Measurement Input, Credit Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Credit spread, securities at fair value through income			0.83%		0.83%
Maximum | Measurement Input, Credit Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Credit spread, securities at fair value through income			2.27%		2.27%

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Assumptions Used to Value Mortgage Servicing Rights (Details)	12 Months Ended
	Dec. 31, 2023
Minimum
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	7.49%
Discount rates	10.25%
Maximum
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	8.50%
Discount rates	12.75%
Weighted Average
Fair Value, Option, Quantitative Disclosures [Line Items]
Prepayment speeds	8.10%
Discount rates	10.31%

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Difference Between Fair Value and Unpaid Principal Balance (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	$ 14,164,000	$ 23,660,000
Principal Balance/Amortized Cost	13,909,000	23,290,000
Difference	255,000	370,000
Nonaccrual mortgage loans held for sale recorded at fair value	0	0
Loans held for sale
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	7,631,000	16,852,000
Principal Balance/Amortized Cost	7,394,000	16,475,000
Difference	237,000	377,000
Securities carried at fair value through income
Fair Value, Option, Quantitative Disclosures [Line Items]
Aggregate Fair Value	6,533,000	6,808,000
Principal Balance/Amortized Cost	6,515,000	6,815,000
Difference	$ 18,000	$ (7,000)

Fair Value of Financial Instr_8

Fair Value of Financial Instruments - Changes in Fair Value of Assets Classified in the Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Mortgage banking revenue (loans held for sale)
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	$ (273)	$ (22)	$ (139)	$ (214)
Other income: | Securities carried at fair value through income
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	35	666	25	689
Noninterest income
Fair Value, Measured on Recurring Basis, Gain (Loss) Included in Earnings [Line Items]
Total fair value option impact on noninterest income	$ (238)	$ 644	$ (114)	$ 475

Fair Value of Financial Instr_9

Fair Value of Financial Instruments - Carrying Value and Estimated Fair Values of Financial Instruments Not Measured at Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held to maturity	$ 10,701	$ 10,848
Carrying Value | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	321,191	280,441
Carrying Value | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Non-marketable equity securities held in other financial institutions	67,068	55,190
Accrued interest and loan fees receivable	42,925	41,688
Deposits	8,486,568	8,251,125
FHLB advances, repurchase agreements and other borrowings	30,446	83,598
Subordinated indebtedness	159,861	194,279
Accrued interest payable	15,510	12,272
Carrying Value | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held to maturity	11,096	11,615
LHFI, net	7,860,801	7,564,076
Estimated Fair Value | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	321,191	280,441
Estimated Fair Value | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Non-marketable equity securities held in other financial institutions	67,068	55,190
Accrued interest and loan fees receivable	42,925	41,688
Deposits	8,481,684	8,240,520
FHLB advances, repurchase agreements and other borrowings	30,359	83,187
Subordinated indebtedness	159,277	186,251
Accrued interest payable	15,510	12,272
Estimated Fair Value | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held to maturity	10,701	10,848
LHFI, net	$ 7,547,324	$ 7,177,720

Mortgage Banking - Mortgage Ban

Mortgage Banking - Mortgage Banking Operations (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Mortgage Banking [Abstract]
Origination	$ 151	$ 124	$ 421	$ 384
Gain on sale of loans held for sale	1,535	757	3,836	2,380
Originations of MSRs	0	225	0	656
Servicing	3	915	738	2,840
Total gross mortgage revenue	1,689	2,021	4,995	6,260
MSR valuation adjustments, net	0	(122)	450	(485)
Gain on sale of MSR	0	0	410	0
Mortgage HFS and pipeline fair value adjustment	(536)	(110)	53	(27)
MSR hedge impact	0	(897)	(479)	(1,673)
Mortgage banking revenue	$ 1,153	$ 892	$ 5,429	$ 4,075

Mortgage Banking - Activity in

Mortgage Banking - Activity in Mortgage Servicing Rights (Details) - USD ($)	3 Months Ended			9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance at beginning of period	$ 0	$ 19,086,000	$ 20,824,000	$ 15,637,000	$ 20,824,000
Addition of servicing rights	0	225,000		0	656,000
Settlement of sale of MSR	0	0	$ (1,800,000)	(16,087,000)	(1,806,000)
Valuation adjustment, net of amortization	0	(122,000)		450,000	(485,000)
Balance at end of period	$ 0	$ 19,189,000		$ 0	$ 19,189,000

Mortgage Banking - Narrative (D

Mortgage Banking - Narrative (Details) - USD ($)	3 Months Ended			9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Mortgage Banking [Abstract]
Gain on sale of MSR	$ 0	$ 0		$ 410,000	$ 0
Mortgage servicing rights assets recognized or recorded during period	0	225,000		0	656,000
Settlement of sale of MSR	0	$ 0	$ 1,800,000	$ 16,087,000	$ 1,806,000
Annual servicing fee income rate				0.25%
Reserve for mortgage loan servicing putback expenses	$ 103,000			$ 103,000		$ 127,000

Borrowings - Borrowed Funds (De

Borrowings - Borrowed Funds (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	$ 30,446	$ 83,598
FHLB advances
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	6,268	6,474
Subordinated indebtedness, net
Debt Instrument [Line Items]
Subordinated indebtedness, net	159,861	194,279
FHLB advances
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	20,000	70,000
Overnight repurchase agreements with depositors
Debt Instrument [Line Items]
Total FHLB advances and other borrowings	$ 4,178	$ 7,124

Borrowings - Narrative (Details

Borrowings - Narrative (Details) - Subordinated indebtedness, net - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Debt Instrument [Line Items]
Subordinated indebtedness, net	$ 159,861	$ 194,279
BTH
Debt Instrument [Line Items]
Subordinated indebtedness, net	$ 1,100	$ 34,700
Debt instrument, redemption period, term threshold	5 years

Derivative Financial Instrume_3

Derivative Financial Instruments - Fair Value of Derivative Instruments on the Balance Sheet (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Derivatives, Fair Value [Line Items]
Notional amounts	$ 770,305	$ 780,152
Fair Values	608	1,401
Interest Rate Swaps | Derivatives Not Designated as Hedging Instruments | Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	364,855	363,498
Fair Values	12,188	18,567
Interest Rate Swaps | Derivatives Not Designated as Hedging Instruments | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional amounts	358,340	356,683
Fair Values	(11,992)	(18,298)
Risk participation agreements included in other liabilities | Derivatives Not Designated as Hedging Instruments | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional amounts	32,578	20,000
Fair Values	(1)	(2)
Forward commitments to purchase forward-settling mortgage-backed securities included in other assets | Derivatives Not Designated as Hedging Instruments | Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	0	9,000
Fair Values	0	91
Forward commitments to purchase treasury notes in other assets | Derivatives Not Designated as Hedging Instruments | Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	0	22,500
Fair Values	0	822
Interest rate-lock commitments on residential mortgage loans included in other assets | Derivatives Not Designated as Hedging Instruments | Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	14,532	8,471
Fair Values	413	221
Cash Flow Hedging | Interest Rate Swaps | Derivatives Designated as Cash Flow Hedging Instruments | Other Assets
Derivatives, Fair Value [Line Items]
Notional amounts	10,500	10,500
Fair Values	$ 534	$ 786

Derivative Financial Instrume_4

Derivative Financial Instruments - Weighted-average Rates Paid and Received (Details) - Interest Rate Swaps	Sep. 30, 2024	Dec. 31, 2023
Cash flow hedges | Paid
Derivative [Line Items]
Weighted-Average Interest Rate	4.24%	4.24%
Cash flow hedges | Received
Derivative [Line Items]
Weighted-Average Interest Rate	8.23%	8.35%
Non-Hedging | Non-hedging interest rate swaps - financial institution counterparties | Paid
Derivative [Line Items]
Weighted-Average Interest Rate	5.11%	4.88%
Non-Hedging | Non-hedging interest rate swaps - financial institution counterparties | Received
Derivative [Line Items]
Weighted-Average Interest Rate	7.79%	7.82%
Non-Hedging | Non-hedging interest rate swaps - customer counterparties | Paid
Derivative [Line Items]
Weighted-Average Interest Rate	7.79%	7.82%
Non-Hedging | Non-hedging interest rate swaps - customer counterparties | Received
Derivative [Line Items]
Weighted-Average Interest Rate	5.11%	4.88%

Derivative Financial Instrume_5

Derivative Financial Instruments - Gains and Losses Recognized on Derivative Instruments Not Designated as Hedging Instruments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Derivative Instruments, Gain (Loss) [Line Items]
Gain on sale of MSR	$ 0	$ 0	$ 410	$ 0
Amount of gain (loss) recognized in mortgage banking revenue
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivatives not designated as hedging instruments	(261)	(1,102)	123	(1,613)
Amount of (loss) gain recognized in other non-interest income
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivatives not designated as hedging instruments	$ (136)	$ 82	$ (72)	$ 167

Derivative Financial Instrume_6

Derivative Financial Instruments - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Cash collateral on deposit	$ 570	$ 865

Stock and Incentive Compensat_3

Stock and Incentive Compensation Plans - Narrative (Details)		3 Months Ended		9 Months Ended
	Aug. 01, 2022 shares	Sep. 30, 2024 USD ($) shares	Sep. 30, 2023 USD ($) shares	Sep. 30, 2024 USD ($) category shares	Sep. 30, 2023 USD ($) shares	Apr. 30, 2024 shares
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Stock compensation expense | $		$ 2,186,000	$ 1,335,000	$ 5,953,000	$ 3,886,000
Common Stock | BTH
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Stock converted (in shares) | shares	611,676
Employee Stock
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Maximum number of common stock available for issuance (in shares) | shares		1,000,000		1,000,000
Shares available for issuance (in shares) | shares		871,040	927,698	871,040	927,698
Stock repurchase program, discount percentage				15%
Offering period				1 year
Unrecognized compensation cost | $		$ 346,189		$ 346,189
Unrecognized compensation cost weighted average period for recognition				8 months 12 days
Stock compensation expense | $		144,000	$ 114,000	$ 369,000	$ 314,000
RSAs
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Unrecognized compensation cost | $		394,000		$ 394,000
Unrecognized compensation cost weighted average period for recognition				7 months 6 days
PSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Unrecognized compensation cost | $		4,500,000		$ 4,500,000
Unrecognized compensation cost weighted average period for recognition				1 year 6 months
Target percentage				100%
Performance period (in years)				3 years
Stock compensation expense | $		782,000	$ 41,000	$ 2,109,000	336,000
Expiration period				3 years
Number of categories | category				2
RSUs
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Unrecognized compensation cost | $		$ 10,400,000		$ 10,400,000
Unrecognized compensation cost weighted average period for recognition				3 years 2 months 12 days
Stock Options
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Stock compensation expense | $				$ 0	$ 0
Expiration period				20 years
Minimum | RSAs
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned				1 year
Minimum | PSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Target percentage				0%
Minimum | RSUs
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned				1 year
Maximum | RSAs
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned				7 years
Maximum | PSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Target percentage				150%
Maximum | RSUs
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Service period in which time-vested awards are earned				7 years
2012 Plan and the Omnibus Plan
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Maximum number of common stock available for issuance (in shares) | shares		1,375,000		1,375,000
Omnibus Plan
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Maximum number of common stock available for issuance (in shares) | shares		502,283		502,283
Shares available for issuance (in shares) | shares						675,000
2012 Plan
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Maximum number of common stock available for issuance (in shares) | shares		2,233		2,233
Shares available for issuance (in shares) | shares						0

Stock and Incentive Compensat_4

Stock and Incentive Compensation Plans - Black-Scholes Option Pricing Model (Details) - Employee Stock - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected term (in years)	1 year	1 year	1 year	1 year
Dividend yield (in dollars per share)	$ 1.98	$ 2.08	$ 2.03	$ 1.81
Risk-free interest rate	4.94%	4.94%	4.94%	3.52%
Expected volatility	30.40%	31.12%	30.78%	31.81%

Stock and Incentive Compensat_5

Stock and Incentive Compensation Plans - Compensation Expense (Details) - Employee Stock - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
ESPP shares purchased (in shares)	0	0	56,658	46,213
Shares available for issuance under the ESPP (in shares)	871,040	927,698	871,040	927,698

Stock and Incentive Compensat_6

Stock and Incentive Compensation Plans - Share-based Compensation Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	$ 2,186	$ 1,335	$ 5,953	$ 3,886
Related tax benefits recognized in net income	459	280	1,250	816
RSA & RSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	1,260	1,180	3,475	3,236
PSU
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	782	41	2,109	336
ESPP
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock compensation expense	$ 144	$ 114	$ 369	$ 314

Stock and Incentive Compensat_7

Stock and Incentive Compensation Plans - Time-vested Award Activity (Details) - $ / shares	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
RSAs
Shares
Nonvested shares, beginning balance (in shares)	17,629	27,391
Granted (in shares)	19,682	16,788
Vested (in shares)	(17,629)	(17,237)
Nonvested shares, ending balance (in shares)	19,682	26,942
Weighted Average Grant-Date Fair Value
Nonvested shares, beginning balance (in dollars per share)	$ 29.33	$ 35.27
Granted (in dollars per share)	33.03	28.61
Vested (in dollars per share)	29.33	34.33
Nonvested shares, ending balance (in dollars per share)	$ 33.03	$ 31.82
RSUs
Shares
Nonvested shares, beginning balance (in shares)	318,168	270,390
Granted (in shares)	117,597	113,674
Vested (in shares)	(80,948)	(53,263)
Forfeited (in shares)	(785)	(10,014)
Nonvested shares, ending balance (in shares)	354,032	320,787
Weighted Average Grant-Date Fair Value
Nonvested shares, beginning balance (in dollars per share)	$ 37.69	$ 39.63
Granted (in dollars per share)	31.98	35.70
Vested (in dollars per share)	38.89	41.94
Forfeited (in dollars per share)	42.55	43.44
Nonvested shares, ending balance (in dollars per share)	$ 35.51	$ 37.73
PSUs
Shares
Nonvested shares, beginning balance (in shares)	197,842	157,367
Granted (in shares)	67,355	43,591
Forfeited (in shares)	0	(3,116)
Nonvested shares, ending balance (in shares)	265,197	197,842
Weighted Average Grant-Date Fair Value
Nonvested shares, beginning balance (in dollars per share)	$ 28.33	$ 29.06
Granted (in dollars per share)	33.03	30.69
Forfeited (in dollars per share)	0	30.69
Nonvested shares, ending balance (in dollars per share)	$ 32.07	$ 27.96

Stock and Incentive Compensat_8

Stock and Incentive Compensation Plans - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023	Dec. 31, 2022
Number of Shares
Outstanding at beginning of period (in shares)	353,473	504,437	504,437
Exercised (in shares)	(46,009)	(55,897)
Expired (in shares)	(45,680)	(11,081)
Outstanding at end of period (in shares)	261,784	437,459	353,473	504,437
Outstanding and exercisable (in shares)	261,784	437,459
Weighted Average Exercise Price
Outstanding at beginning of period (in dollars per share)	$ 31.49	$ 29.46	$ 29.46
Exercised (in dollars per share)	27.80	17.35
Expired (in dollars per share)	35.52	33.63
Outstanding at end of period (in dollars per share)	31.43	30.90	$ 31.49	$ 29.46
Outstanding and exercisable (in dollars per share)	$ 31.43	$ 30.90
Weighted average remaining contractual term (in years)	3 years 8 months 19 days	3 years 10 months 17 days	4 years 5 months 15 days	5 years 1 month 17 days
Weighted average remaining contractual term, outstanding and exercisable (in years)	3 years 8 months 19 days	3 years 10 months 17 days
Aggregate Intrinsic Value	$ 758	$ 917	$ 1,670	$ 3,736
Aggregate Intrinsic Value, exercised	282	918
Aggregate Intrinsic Value, outstanding and exercisable	$ 758	$ 917

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 1,095,894	$ 1,078,853	$ 1,062,905	$ 997,859	$ 992,587	$ 949,943	$ 1,062,905	$ 949,943
Net change	32,939	(2,275)	(3,886)	(19,850)	(14,398)	21,394	26,778	(12,854)
Ending balance	1,145,673	1,095,894	1,078,853	998,945	997,859	992,587	1,145,673	998,945
Accumulated Other Comprehensive (Loss) Income
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(127,184)	(124,909)	(121,023)	(152,879)	(138,481)	(159,875)	(121,023)	(159,875)
Net change	32,939	(2,275)	(3,886)	(19,850)	(14,398)	21,394
Ending balance	(94,245)	$ (127,184)	(124,909)	(172,729)	$ (152,879)	(138,481)	(94,245)	(172,729)
Unrealized (Loss) Gain on AFS Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance			(121,646)			(160,700)	(121,646)	(160,700)
Net change							26,977	(12,904)
Ending balance	(94,669)			(173,604)			(94,669)	(173,604)
Unrealized Gain (Loss) on Cash Flow Hedges
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance			$ 623			$ 825	623	825
Net change							(199)	50
Ending balance	$ 424			$ 875			$ 424	$ 875

Capital and Regulatory Matter_2

Capital and Regulatory Matters - Narrative (Details) - USD ($)			1 Months Ended	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023	Jul. 31, 2022	Sep. 30, 2024	Sep. 30, 2023
Resale Agreement Counterparty [Line Items]
Transition regulatory capital amount	$ 637,000	$ 2,500,000
Purchase price			$ 50,000,000
Stock buyback program, period			3 years
Repurchase of stock (in shares)				0	0
Origin Bank | Origin Bank
Resale Agreement Counterparty [Line Items]
Aggregate dividends without prior regulatory approval	$ 69,600,000			$ 69,600,000

Capital and Regulatory Matter_3

Capital and Regulatory Matters - Actual Capital Amounts and Ratios (Details) $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Origin Bancorp, Inc.
Common Equity Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 1,073,318	$ 1,012,916
Actual, ratio	0.1246	0.1183
Minimum capital required, amount	$ 603,075	$ 599,455
Minimum capital required, ratio	0.0700	0.0700
Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 1,089,200	$ 1,028,729
Actual, ratio	0.1264	0.1201
Minimum capital required, amount	$ 732,308	$ 727,907
Minimum capital required, ratio	0.0850	0.0850
Total Capital to Risk-Weighted Assets
Actual, amount	$ 1,331,311	$ 1,286,604
Actual, ratio	0.1545	0.1502
Minimum capital required, amount	$ 904,611	$ 899,184
Minimum capital required, ratio	0.1050	0.1050
Leverage Ratio
Actual, amount	$ 1,089,200	$ 1,028,729
Actual, ratio	0.1093	0.1050
Minimum capital required, amount	$ 398,551	$ 391,822
Minimum capital required, ratio	0.0400	0.0400
Origin Bank | Origin Bank
Common Equity Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 1,064,953	$ 1,019,732
Actual, ratio	0.1243	0.1195
Minimum capital required, amount	$ 599,867	$ 597,548
Minimum capital required, ratio	0.0700	0.0700
Well capitalized, amount	$ 557,020	$ 554,866
Well capitalized, ratio	6.50%	6.50%
Tier 1 Capital to Risk-Weighted Assets
Actual, amount	$ 1,064,953	$ 1,019,732
Actual, ratio	0.1243	0.1195
Minimum capital required, amount	$ 728,410	$ 725,593
Minimum capital required, ratio	0.0850	0.0850
To be well capitalized under prompt corrective action provisions, amount	$ 685,563	$ 682,912
To be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Total Capital to Risk-Weighted Assets
Actual, amount	$ 1,233,004	$ 1,188,000
Actual, ratio	0.1439	0.1392
Minimum capital required, amount	$ 899,803	$ 896,320
Minimum capital required, ratio	0.1050	0.1050
To be well capitalized under prompt corrective action provisions, amount	$ 856,955	$ 853,638
To be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Leverage Ratio
Actual, amount	$ 1,064,953	$ 1,019,732
Actual, ratio	0.1075	0.1045
Minimum capital required, amount	$ 396,243	$ 390,246
Minimum capital required, ratio	0.0400	0.0400
To be well capitalized under prompt corrective action provisions, amount	$ 495,304	$ 487,807
To be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500

Commitments and Contingencies -

Commitments and Contingencies - Off-Balance Sheet Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	$ 931,611	$ 1,058,766
One-Three Years	702,534	1,011,148
Three-Five Years	341,012	382,875
Greater than Five Years	41,534	58,954
Off-balance sheet financial instrument	2,016,691	2,511,743
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	789,841	955,486
One-Three Years	634,711	990,690
Three-Five Years	329,739	349,918
Greater than Five Years	41,184	58,954
Off-balance sheet financial instrument	1,795,475	2,355,048
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Less than One Year	141,770	103,280
One-Three Years	67,823	20,458
Three-Five Years	11,273	32,957
Greater than Five Years	350	0
Off-balance sheet financial instrument	221,216	156,695
Unconditional cancellable commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet financial instrument	$ 717,300	$ 759,400

Commitments and Contingencies_2

Commitments and Contingencies - Narrative (Details)	3 Months Ended			6 Months Ended	9 Months Ended
	Sep. 30, 2024 USD ($) letter_of_credit	Jun. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) letter_of_credit	Sep. 30, 2024 USD ($) letter_of_credit	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($) letter_of_credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Provision for loan credit losses	$ 4,644,000		$ 3,510,000		$ 14,169,000	$ 13,932,000
Professional services	2,012,000		$ 1,409,000		4,546,000	$ 4,491,000
Loss Contingency Loans
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Provision for loan credit losses	0	$ 3,200,000			7,300,000
Additional provision for loan credit losses		$ 4,100,000
Loss contingency accrual expenses				$ 2,300,000
Interest expense accrual	1,200,000			1,200,000	1,200,000
Professional services				1,100,000
Lending-related Commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Reserve for lending related commitments	$ 3,400,000			$ 3,400,000	$ 3,400,000		$ 4,700,000
Letter of credit | FHLB
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Number of instruments | letter_of_credit	39			39	39		31
Maximum borrowing capacity	$ 729,200,000			$ 729,200,000	$ 729,200,000		$ 693,600,000