Bankrate 10-Q 18 Jun 15 2015 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2015	29-May-15
Document Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Registrant Name	Bankrate, Inc.
Entity Central Index Key	1518222
Current Fiscal Year End Date	-19
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		103,884,733

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and cash equivalents	$154,637	$141,725
Accounts receivable, net of allowance for doubtful accounts of $403 and $419 at March 31, 2015 and December 31, 2014, respectively	79,807	70,865
Deferred income taxes	6,407	6,407
Prepaid expenses and other current assets	17,624	35,652
Assets held for sale	1,564	1,627
Total current assets	260,039	256,276
Furniture, fixtures and equipment, net of accumulated depreciation of $26,659 and $24,756 at March 31, 2015 and December 31, 2014, respectively	14,176	13,299
Intangible assets, net of accumulated amortization of $242,383 and $228,667 at March 31, 2015 and December 31, 2014, respectively	329,805	338,988
Goodwill	642,567	641,367
Other assets	13,892	13,499
Total assets	1,260,479	1,263,429
Liabilities
Accounts payable	16,788	8,047
Accrued expenses	36,190	46,030
Deferred revenue and customer deposits	4,575	4,303
Accrued interest payable	2,297	6,980
Other current liabilities	11,388	13,629
Liabilities subject to sale	408	1,074
Total current liabilities	71,646	80,063
Deferred income taxes	51,633	51,633
Long term debt, net of unamortized discount	297,748	297,598
Other liabilities	6,693	10,849
Total liabilities	427,720	440,143
Commitments and contingencies (Note 9)
Stockholders' equity
Common stock, par value $.01 per share - 300,000,000 shares authorized at March 31, 2015 and December 31, 2014; 104,688,179 shares and 104,701,530 shares issued at March 31, 2015 and December 31, 2014, respectively; 103,901,016 shares and 101,485,200 shares outstanding at March 31, 2015 and December 31, 2014, respectively	1,047	1,047
Additional paid-in capital	861,608	892,738
Accumulated deficit	-18,686	-23,639
Less: Treasury stock, at cost - 787,163 shares and 3,216,330 shares at March 31, 2015 and December 31, 2014, respectively	-10,733	-46,494
Accumulated other comprehensive loss	-477	-366
Total stockholders' equity	832,759	823,286
Total liabilities and stockholders' equity	$1,260,479	$1,263,429

Condensed_Consolidated_Balance1

Condensed Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Condensed Consolidated Balance Sheets [Abstract]
Accounts receivable, allowance for doubtful accounts	$403	$419
Accumulated depreciation	26,659	24,756
Accumulated amortization	$242,383	$228,667
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	300,000,000	300,000,000
Common stock, shares issued	104,688,179	104,701,530
Common stock, shares outstanding	103,901,016	101,485,200
Treasury stock, shares	787,163	3,216,330

Condensed_Consolidated_Stateme

Condensed Consolidated Statements Of Comprehensive Income (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Condensed Consolidated Statements Of Comprehensive Income [Abstract]
Revenue	$141,541	$136,275
Costs and expenses:
Cost of revenue (excludes depreciation and amortization)	78,749	78,508
Sales and marketing	6,137	6,087
Product development and technology	8,193	6,875
General and administrative	18,064	12,543
Acquisition, offering and related expenses	263	2,403
Changes in fair value of contingent acquisition consideration	-240	1,407
Depreciation and amortization	15,703	13,856
Total costs and expenses	126,869	121,679
Income from operations	14,672	14,596
Interest and other expenses, net	5,276	5,190
Income before taxes	9,396	9,406
Income tax expense	4,119	4,874
Net income from continuing operations	5,277	4,532
Net loss from discontinued operations, net of income taxes	-324	-446
Net income	4,953	4,086
Basic net income per share:
Continuing operations	$0.05	$0.04
Discontinued operations
Basic net income per share	$0.05	$0.04
Diluted net income per share
Continuing operations	$0.05	$0.04
Discontinued operations
Diluted net income per share	$0.05	$0.04
Weighted average common shares outstanding:
Basic	102,468,045	100,876,470
Diluted	105,515,247	103,081,843
Other comprehensive (loss) income, net of tax	-111	25
Comprehensive income	$4,842	$4,111

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities
Net income from continuing operations	$5,277	$4,532
Adjustments to reconcile net income to net cash provided by (used in) operating activities
Depreciation and amortization	15,703	13,856
Provision for doubtful accounts receivable	192	198
Amortization of deferred financing charges and original issue discount	237	536
Stock-based compensation	5,816	3,923
Changes in fair value of contingent acquisition consideration	-240	1,407
Change in operating assets and liabilities, net of effect of business acquisitions
Accounts receivable	-9,135	-16,673
Prepaid expenses and other assets	16,835	4,080
Accounts payable	8,741	2,077
Accrued expenses	-9,844	-3,513
Other liabilities	-9,313	-13,180
Deferred revenue	272	203
Net cash provided by (used in) operating activities - continuing operations	24,541	-2,554
Net cash provided by operating activities - discontinued operations	182	301
Net cash provided by (used in) operating activities	24,723	-2,253
Cash flows from investing activities
Purchases of furniture, fixtures and equipment and capitalized website development costs	-2,927	-1,851
Cash used in business acquisitions, net	-3,556
Restricted cash		-1
Net cash used in investing activities - continuing operations	-6,483	-1,852
Net cash used in investing activities - discontinued operations	-100	-68
Net cash used in investing activities	-6,583	-1,920
Cash flows from financing activities
Cash paid for contingent acquisition consideration	-3,878	-4,335
Purchase of Company common stock	-1,185	-451
Proceeds from exercise of stock options, net of costs		22,811
Net cash (used in) provided by financing activities - continuing operations	-5,063	18,025
Net cash (used in) provided by financing activities	-5,063	18,025
Effect of exchange rate on cash and cash equivalents	-77	-3
Net increase in cash	13,000	13,849
Cash - beginning of period	142,051	230,071
Cash - end of period	155,051	243,920
Less cash of discontinued operations - end of period	414	623
Cash of continuing operations - end of period	$154,637	$243,297

Organization_And_Basis_Of_Pres

Organization And Basis Of Presentation	3 Months Ended
	Mar. 31, 2015
Organization And Basis Of Presentation [Abstract]
Organization And Basis Of Presentation	NOTE 1 – ORGANIZATION AND BASIS OF PRESENTATION
	The Company
	Bankrate, Inc. and its subsidiaries (“Bankrate” or the “Company,” “we,” “us,” “our”) own and operate an Internet-based consumer banking and personal finance network (“Online Network”). Our flagship websites, Bankrate.com,  CreditCards.com,  insuranceQuotes.com and Caring.com are some of the Internet’s leading aggregators of information on more than 300 financial products and services, including mortgages, deposits, credit cards, insurance, and other personal finance categories. Additionally, we provide financial applications and information to a network of distribution partners and through national and state publications.
	Basis of Presentation
	The accompanying condensed consolidated financial statements include the accounts of Bankrate, Inc., and subsidiaries NetQuote Holdings, Inc. (“NetQuote”), NetQuote, Inc., insuranceQuotes, Inc., CreditCards.com, Inc. (“CreditCards”), LinkOffers, Inc., CreditCards.com Limited (United Kingdom), Freedom Marketing Limited (United Kingdom), Caring, Inc., and Wallaby Financial, Inc. after elimination of all intercompany accounts and transactions. During the quarter ended September 30, 2014, the Company commenced the process of divesting its operations in China. The operating results and the assets and liabilities of the operations in China are classified as discontinued operations for all periods presented in the Company’s condensed consolidated financial statements.
	We operate the following business segments:
		·	Banking – we offer information on rates for various types of mortgages, home lending and refinancing. We maintain current rate information for more than 600 local markets, covering all 50 U.S. states. Consumers can customize searches for mortgage rates by loan size, type, maturity, and location through our online portals. We also offer rate information and original editorial content on various deposit products, retirement, taxes and debt management.
		·	Credit Cards – we present visitors with a comprehensive selection of consumer and business credit and prepaid cards, providing detailed information and comparison capabilities, and host news and advice on personal finance, credit card and bank policies, as well as tools and calculators to estimate credit scores and card benefits.
		·	Insurance – in conjunction with local agents and  insurance carriers, we facilitate a consumer’s ability to receive multiple competitive insurance quotes, provide advice and detailed descriptions of insurance terms, and articles on topical subjects.
		·	Other – includes the results of operations of Caring.com and aggregated smaller operating units, which operate businesses dissimilar to those of the reportable segments, and the results of the Company’s investments, unallocated corporate overhead and the elimination of transactions between segments.
	The accompanying unaudited condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto contained in the Company’s 2014 Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”) on June 17, 2015.
	Other than as noted below, there have been no significant changes in the Company’s accounting policies from those disclosed in the Company’s 2014 Annual Report on Form 10-K filed with the SEC on June 17, 2015.
	Reclassification
	Certain reclassifications have been made to the Condensed Consolidated Statements of Comprehensive Income for the three months ended March 31, 2014 to conform to the presentation for the three months ended March 31, 2015. In the third quarter of 2014, the Company announced that it has commenced the process of divesting its operations in China. In accordance with generally accepted accounting principles in United States (“GAAP”), the results of our operations in China are presented as discontinued operations and, as such, have been excluded from continuing operations in the Condensed Consolidated Statements of Comprehensive Income for all periods presented. The assets and liabilities of the operations in China at March 31, 2015 and December 31, 2014 have been reclassified and segregated as held for sale and subject to sale, respectively, in the Condensed Consolidated Balance Sheets. The cash flows related to the operations in China have been reclassified and segregated in the Condensed Consolidated Statement of Cash Flows, for all periods presented. Amounts related to the operations in China are consistently excluded from the Notes to Condensed Consolidated Financial Statements for all periods presented.
	New Accounting Pronouncements
	Recently Adopted Pronouncements
	In April 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-08, “Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity,” which amends the definition of a discontinued operation and requires entities to provide additional disclosures about disposal transactions that do not meet the discontinued operations criteria. This ASU requires discontinued operations treatment for disposals of a component or group of components of an entity that represent a strategic shift that has or will have a major impact on an entity’s operations or financial results. ASU 2014-08 also expands the scope of FASB Accounting Standards Codification (“ASC”) 205-20, “Discontinued Operations,” to disposals of equity method investments and acquired businesses held for sale. The Company adopted ASU-2014-08 on January 1, 2015, as required and it did not have a material impact on the Company’s consolidated financial statements.
	Recently Issued Pronouncements, Not Adopted as of March 31, 2015
	In May 2014, the FASB issued ASU 2014-09: “Revenue from Contracts with Customers.” The standard provides companies with a single model for use in accounting for revenue arising from contracts with customers supersedes current revenue recognition guidance, including industry-specific revenue guidance. The core principle of the model is to recognize revenue when control of the goods or services transfers to the customer, as opposed to recognizing revenue when the risks and rewards transfer to the customer under the existing revenue guidance. This amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is not permitted. The guidance permits companies to either apply the requirements retrospectively to all prior periods presented, or apply the requirements in the year of adoption, through a cumulative adjustment. We are evaluating the effect that ASU 2014-09 will have on our consolidated financial statements and related disclosures. We have not yet selected a transition method nor have we determined the effect of the standard on our ongoing financial reporting.
	In June 2014, the FASB issued ASU 2014-12, “Accounting for Share-Based Payments When the Terms of an Award Allow a Performance Target to Be Achieved After the Requisite Service Period,” which requires that a performance target that could be achieved after the requisite service period be treated as a performance condition that affects the vesting of the award. This amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The adoption of this accounting pronouncement is not expected to have an impact on the Company’s consolidated financial statements.
	In August 2014, the FASB issued ASU 2014-15, “Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern,” which requires management to perform interim and annual assessments of an entity’s ability to continue as a going concern within one year of the date the financial statements are issued and to provide related footnote disclosures in certain circumstances.
	This amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The adoption of this accounting pronouncement is not expected to have an impact on the Company’s consolidated financial statements.
	In January 2015, the FASB issued ASU 2015-01, “Income Statement – Extraordinary and Unusual Items.” This guidance eliminates the concept of an extraordinary item, which required that an entity separately classify, present, and disclose extraordinary events and transactions on the income statement, net of tax after earnings from continuing operations and disclose applicable income taxes and earnings per share date applicable to the extraordinary item. This amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015 and may be applied prospectively and retrospectively. The Company is currently evaluating the impact on its consolidated financial statements of adopting this new guidance but at this time does not expect it to have an impact on the Company’s consolidated financial statements.
	In April 2015, the FASB issued ASU 2015-03, “Imputation of Interest – Simplifying the Presentation of Debt Issuance Costs.” This guidance requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the debt liability, consistent with the presentation of a debt discount. This amendment is effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted. The Company is currently evaluating the impact on its consolidated financial statements of adopting this new guidance but at this time does not expect it to have an impact on the Company’s consolidated financial statements.

Goodwill_And_Intangible_Assets

Goodwill And Intangible Assets	3 Months Ended
	Mar. 31, 2015
Goodwill And Intangible Assets [Abstract]
Goodwill And Intangible Assets	NOTE 2 – GOODWILL AND INTANGIBLE ASSETS
	Goodwill activity for the three months ended March 31, 2015 is shown below:
	Balance, January 1, 2015			$	641,367
	Acquisition of certain assets and liabilities of various entities				1,200
	Balance, March 31, 2015			$	642,567
	Intangible assets consist primarily of domain names and URLs, customer relationships, affiliate relationships and developed technologies. Intangible assets are being amortized over their estimated useful lives on both straight-line and accelerated bases.
	Intangible assets subject to amortization were as follows as of March 31, 2015:
	(In thousands)	Cost		Accumulated Amortization		Net
	Trademarks and URLs	$	295,469	$	-81,519	$	213,950
	Customer relationships		226,215		-128,577		97,638
	Affiliate relationships		22,780		-12,843		9,937
	Developed technology		27,724		-19,444		8,280
		$	572,188	$	-242,383	$	329,805
	Intangible assets subject to amortization were as follows as of December 31, 2014:
	(In thousands)	Cost		Accumulated Amortization		Net
	Trademarks and URLs	$	293,241	$	-75,176	$	218,065
	Customer relationships		223,906		-122,201		101,705
	Affiliate relationships		22,780		-12,617		10,163
	Developed technology		27,728		-18,673		9,055
		$	567,655	$	-228,667	$	338,988
	Amortization expense for the three months ended March 31, 2015 and 2014 was $13.8 million and $12.2 million, respectively.
	Future amortization expense as of March 31, 2015 is expected to be:
				Amortization
	(In thousands)			Expense
	Remainder of 2015			$	40,665
	2016				53,319
	2017				48,482
	2018				38,836
	2019				26,243
	Thereafter				122,260
	Total expected amortization expense for intangible assets			$	329,805

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 3 – EARNINGS PER SHARE
	We compute basic earnings per share by dividing net income (loss) for the period by the weighted average number of shares outstanding for the period. Diluted earnings per share includes the effects of dilutive common stock equivalents, consisting of outstanding stock-based awards in accordance with ASC 718, Compensation – Stock Compensation, to the extent the effect is not anti-dilutive, using the treasury stock method.
	The following table presents the computation of basic and diluted earnings per share:
		Three months ended
		March 31,		March 31,
	(In thousands, except share and per share data)	2015		2014
	Net income from continuing operations	$	5,277	$	4,532
	Net loss from discontinued operations, net of income taxes		-324		-446
	Net income	$	4,953	$	4,086
	Weighted average common shares outstanding for basic earnings per share		102,468,045		100,876,470
	Additional dilutive shares related to share based awards		3,047,202		2,205,373
	Weighted average common shares outstanding for diluted earnings per share		105,515,247		103,081,843
	Basic net income per share:
	Continuing operations	$	0.05	$	0.04
	Discontinued operations		-		-
	Basic net income per share	$	0.05	$	0.04
	Diluted net income per share
	Continuing operations	$	0.05	$	0.04
	Discontinued operations		-		-
	Diluted net income per share	$	0.05	$	0.04
	For the three months ended March 31, 2015 and 2014 there were 2,734,885 and 623,126 stock options, respectively, which are not included in the calculation of diluted earnings per share because their impact would have been anti-dilutive.

Stockholders_Equity

Stockholders' Equity	3 Months Ended
	Mar. 31, 2015
Stockholders' Equity [Abstract]
Stockholders' Equity	NOTE 4 – STOCKHOLDERS’ EQUITY
	The activity in stockholders’ equity for the three months ended March 31, 2015 is shown below:
		Common Stock
	(In thousands)	Shares	Amount		Additional paid-in capital		Accumulated Deficit		Treasury Stock		Accumulated Other Comprehensive Loss - Foreign Currency Translation		Total Stockholders' Equity
	Balance at December 31, 2014	104,701	$	1,047	$	892,738	$	-23,639	$	-46,494	$	-366	$	823,286
	Other comprehensive loss, net of taxes	-		-		-		-		-		-111		-111
	Treasury stock purchased	-		-		-		-		-1,185		-		-1,185
	Restricted stock issued, net of cancellations	-13		-		-17,225		-		17,225		-		-
	Performance stock issued, net of cancellations	-		-		-19,721		-		19,721		-		-
	Stock-based compensation	-		-		5,816		-		-		-		5,816
	Net income	-		-		-		4,953		-		-		4,953
	Balance at March 31, 2015	104,688	$	1,047	$	861,608	$	-18,686	$	-10,733	$	-477	$	832,759

Segments

Segments	3 Months Ended
	Mar. 31, 2015
Segments [Abstract]
Segments	NOTE 5 – SEGMENTS
	The reportable segments presented below represent the Company’s operating segments for which separate financial information is available and utilized on a regular basis by its chief operating decision maker, the Company’s chief executive officer, to assess performance and allocate resources. Management evaluates the operating results of each of the Company’s operating segments based upon revenue and “Adjusted EBITDA”, which we define as income from continuing operations before depreciation and amortization, interest, income taxes, changes in fair value of contingent acquisition consideration, stock-based compensation, and non-recurring items such as loss on extinguishment of debt, legal settlements, acquisition, offering and related expenses, restructuring charges, and costs related to unusual regulatory actions, the financial review process that was used to prepare the restatement (the “Internal Review”), the restatement of our financial statements and related litigation. The Company’s presentation of Adjusted EBITDA, a non- GAAP measure, may not be comparable to similarly-titled measures used by other companies.
		Three months ended
		March 31,		March 31,
	(In thousands)	2015		2014
	Revenue:
	Banking	$	28,170	$	32,465
	Credit Cards		56,774		52,833
	Insurance		52,531		52,314
	Other		4,066		-1,337
		$	141,541	$	136,275
		Three months ended
		March 31,		March 31,
	(In thousands)	2015		2014
	Adjusted EBITDA:
	Banking	$	10,559	$	13,195
	Credit Cards		26,089		21,465
	Insurance		8,342		6,690
	Other		-4,569		-4,487
			40,421		36,863
	Interest and other expenses, net		5,276		5,190
	Depreciation and amortization		15,703		13,856
	Changes in fair value of contingent acquisition consideration		-240		1,407
	Stock-based compensation expense		5,816		3,923
	Acquisition, offering and related expenses		263		2,403
	Restatement charges (A)		4,174		678
	Impact of purchase accounting		33		-
	Income tax expense		4,119		4,874
	Net income from continuing operations	$	5,277	$	4,532
	(A) Restatement charges include expenses related to unusual regulatory actions, the Internal Review, and restatement of our financial statements and related litigation.

Fair_Value_Measurement

Fair Value Measurement	3 Months Ended
	Mar. 31, 2015
Fair Value Measurement [Abstract]
Fair Value Measurement	NOTE 6 – FAIR VALUE MEASUREMENT
	The carrying amounts of cash, accounts receivable and accrued interest approximate estimated fair value. In measuring the fair value of our long term debt, the Company used market information. These estimates require considerable judgment in interpreting market data, and changes in assumptions or estimation methods could significantly affect the fair value estimates.
	The following table presents estimated fair value, and related carrying amounts:
		31-Mar-15				31-Dec-14
	(In thousands)	Carrying Amount		Estimated Fair Value		Carrying Amount		Estimated Fair Value
	Financial Liabilities:
	Long term debt	$	297,748	$	295,500	$	297,598	$	280,500
	In addition, the Company makes recurring fair value measurements of its contingent acquisition consideration using Level 3 unobservable inputs. The Company recognizes the fair value of contingent acquisition consideration based on its estimated fair value at the date of acquisition using discounted cash flows and subsequent adjustments to the fair value are due to the passage of time as we approach the payment date or changes to management’s estimates of the projected results of the acquired business. In determining the fair value of contingent acquisition consideration, the Company reviews current results of the acquired business along with projected results for the remaining earnout period to calculate the expected contingent acquisition consideration to be paid using the agreed upon formula as laid out in the acquisition agreements.
	The following tables present the Company’s fair value measurements of its contingent acquisition consideration using the fair value hierarchy:
		Fair Value Measurement at March 31, 2015 Using
	(In thousands)	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Total
	Recurring fair value measurement
	Contingent acquisition consideration	$	-	$	-	$	12,638	$	12,638
	Total recurring fair value measurements	$	-	$	-	$	12,638	$	12,638
		Fair Value Measurement at December 31, 2014 Using
	(In thousands)	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Total
	Recurring fair value measurement
	Contingent acquisition consideration	$	-	$	-	$	19,028	$	19,028
	Total recurring fair value measurements	$	-	$	-	$	19,028	$	19,028
	The following table sets forth a reconciliation of changes in the fair value of the Company’s Level 3 financial liabilities, contingent acquisition consideration, for the three months ended March 31, 2015:
		Three months ended
	(In thousands)	31-Mar-15
	Balance at beginning of period	$	19,028
	Additions to Level 3		2,350
	Transfers into Level 3		-
	Transfers out of Level 3		-
	Change in fair value		-240
	Payments		-8,500
	Balance at end of period	$	12,638
	The unobservable inputs used by the Company in determining the fair value of contingent acquisition consideration for earnout periods not yet completed include discount factors of 14% to 16% based on the Company’s weighted average cost of capital and projected results of the acquired businesses. The fair value calculated as of March 31, 2015 is subject to sensitivity as it relates to the projected results of the acquired businesses. Each calculation is based on a separate formula and results that differ from our projections could impact the fair value significantly. During the three months ended March 31, 2015, the Company changed certain estimates of the projected results of acquired businesses that resulted in a decrease in the fair value of contingent acquisition consideration and a credit to operating income of $946,000 offset by $706,000 recorded in the change in fair value of contingent acquisition consideration related to the passage of time.

StockBased_Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2015
Stock-Based Compensation [Abstract]
Stock-Based Compensation	NOTE 7 – STOCK-BASED COMPENSATION
	In June 2011, the Company established the 2011 Equity Compensation Plan (the “2011 Plan”) to grant stock-based awards for up to 12,120,000 shares of our common stock. Under the 2011 Plan, the Board of Directors or its delegate has the sole authority to determine who receives such grants, the type, size and timing of such grants, and to specify the terms of any non-competition agreements relating to the grants. The purpose of the 2011 Plan is to advance our interests by providing eligible participants in the Plan with the opportunity to receive equity-based or cash incentive awards, thereby aligning their economic interests with those of our stockholders. As of March 31, 2015,  1,561,587  shares were available for future issuance under the 2011 plan.
	The stock-based compensation expense for stock options and restricted stock awards recognized in our condensed consolidated statements of comprehensive income are as follows:
		Three months ended
		March 31,		March 31,
	(In thousands)	2015		2014
	Cost of revenue	$	566	$	309
	Sales and marketing		1,028		563
	Product development and technology		1,103		507
	General and administrative		3,119		2,544
	Total stock-based compensation	$	5,816	$	3,923
	Restricted Stock
	The following table summarizes restricted stock award activity for the three months ended March 31, 2015:
				Weighted Average
			Number of	Grant Date
			Shares	Fair Value
	Balance, January 1, 2015		2,162,382	$	14.40
	Granted		1,179,470		12.76
	Vested and released		-288,192		16.06
	Forfeited		-13,351		13.76
	Balance, March 31, 2015		3,040,309	$	13.62
	Stock-based compensation expense for the three months ended March 31, 2015 and 2014 included approximately $4.2 million and $2.0 million related to restricted stock awards, respectively. As of March 31, 2015, there was unrecognized compensation cost related to non-vested restricted stock awards of $34.5  million, which is estimated to be recognized over a weighted average period of 1.6 years.
	Performance Based Restricted Shares
	Performance based shares activity was as follows for the three months ended March 31, 2015:
				Weighted Average
			Number of	Grant Date
			Shares	Fair Value
	Balance, January 1, 2015		1,020,720	$	15.71
	Granted		1,341,358		12.77
	Vested/Earned		-		-
	Forfeited		-		-
	Unearned		-		-
	Balance, March 31, 2015		2,362,078	$	14.04
	During the three months ended March 31, 2015, we granted 1,341,358 performance based restricted shares with an average grant date fair value of $12.77 per share. The shares include a performance condition and the number of shares ultimately issued will be determined based on the Company’s performance for the two years ending December 31, 2016. The granted amount represents the maximum amount of the award at 150% of the target and the total number of shares ultimately issued can range from 0% to 100% of the granted amount. No stock-based compensation expense has been recorded during the three months ended March 31, 2015 and 2014 as the satisfaction of the performance condition is not considered probable.
	Stock Options
	Stock option activity was as follows for the three months ended March 31, 2015:
			Number of	Price		Weighted Average		Aggregate
			Shares	Per Share		Exercise Price		Intrinsic Value
	Balance, January 1, 2015		2,825,709	$	11.05 - 24.25	$	16.04	$	85,250
	Granted		-		-		-
	Exercised		-		-		-
	Forfeited		-844		15.00		15.00
	Expired		-17,480		15.00		15.00
	Balance, March 31, 2015		2,807,385	$	11.05 - 24.25	$	16.05	$	13,325
	Pursuant to the income tax provisions of ASC 718 “Stock Compensation”, we follow the “long-haul method” of computing our hypothetical additional paid-in capital, or APIC, pool. Approximately 214,086 stock options vested during the three months ended March 31, 2015.
	The aggregate intrinsic value of stock options outstanding in the table above is calculated as the difference between the closing price of Bankrate’s common stock on the last trading day of the reporting period ($11.34) and the exercise price of the stock options multiplied by the number of shares underlying options with an exercise prices less than the closing price on the last trading day of the reporting period.
	As of March 31, 2015,  approximately  $3.9  million of total unrecognized compensation costs, net of forfeitures, related to non-vested stock option awards is expected to be recognized over a weighted average period of 0.6 years.

Income_Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2015
Income Taxes [Abstract]
Income Taxes	NOTE 8 – INCOME TAXES
	We calculate our income tax provision for interim periods based on two factors: (i) the estimate of the annual effective tax rate and (ii) the existence of any interim period (i.e., discrete) events. The difference between income tax expense computed at the statutory rate and the reported income tax expense during the three months ended March 31, 2015 is primarily due to a tax charge taken for stock compensation and the effect of U.S. state income tax expense. The difference between income tax expense computed at the statutory rate and the reported income tax expense during the three months ended March 31, 2014 is primarily due to nondeductible acquisition costs, tax charges taken for stock compensation and the effect of U.S. state income tax expense.
	We have approximately $5.2 million of unrecognized tax benefits as of March 31, 2015 and December 31, 2014.
	We are subject to income taxes in the U.S. federal jurisdiction, various states, and foreign jurisdictions. Tax regulations within each jurisdiction are subject to the interpretation of the related tax laws and regulations and require significant judgment to apply. With few exceptions, we are no longer subject to U.S. federal, state and local, or non-U.S. income tax examinations by tax authorities for the years before 2010. During the three months ended March 31, 2015, the Texas Comptroller of Public Accounts (“Texas”) notified us of an examination into the 2012 tax year. Texas has not collected data at this time and is currently in its discovery stage. We cannot presently estimate the outcome of this examination.
	We accrued approximately $12,000 and $78,000 for the payment of interest and penalties which was recorded as an income tax expense during the three months ended March 31, 2015 and 2014, respectively.
	Our effective tax rate on continuing operations changed to 43.8% during the three months ended March 31, 2015 from 51.8% in the same period in 2014. The decrease in our effective tax rate is primarily attributed to a decrease in tax liability related to stock compensation.

Commitments_And_Contingencies

Commitments And Contingencies	3 Months Ended
	Mar. 31, 2015
Commitments And Contingencies [Abstract]
Commitments And Contingencies	NOTE 9 – COMMITMENTS AND CONTINGENCIES
	Legal Proceedings
	From time to time, in the normal course of its operations, the Company is party to litigation and regulatory matters and claims. Litigation and regulatory reviews can be expensive and disruptive to normal business operations. Moreover, the results of complex proceedings and reviews are difficult to predict and the Company’s view of these matters may change in the future as events related thereto unfold. The Company expenses legal fees as incurred. The Company records a provision for contingent losses when it is both probable that a liability will be incurred and the amount or range of the loss can be reasonably estimated. Except as otherwise stated, we have concluded that we cannot estimate the reasonably possible loss or range of loss, including reasonably possible losses in excess of amounts already accrued, for each matter disclosed below. An unfavorable outcome to any legal or regulatory matter, if material, could have an adverse effect on the Company’s operations or its financial position, liquidity or results of operations.
	BanxCorp Litigation
	In July 2007, BanxCorp, an online publisher of rate information provided by financial institutions with respect to various financial products, filed suit against the Company in the United States District Court for the District of New Jersey alleging violations of Federal and New Jersey State antitrust laws, including the Sherman Act and the Clayton Act. BanxCorp has alleged that it has been injured as a result of monopolistic and otherwise anticompetitive conduct on the part of the Company and is seeking approximately $180 million in compensatory damages, treble damages, and attorneys' fees and costs. In October 2012, BanxCorp filed a Seventh Amended Complaint, alleging violations of Section 2 of the Sherman Act, Section 7 of the Clayton Act and parallel provisions of New Jersey antitrust laws, and dropping its claims under Section 1 of the Sherman Act. Discovery closed on December 21, 2012 and both parties filed motions in the first quarter of 2013 seeking summary judgment that are pending before the court. The Company will continue to vigorously defend this lawsuit. The Company cannot presently estimate the amount of loss, if any, that would result from an adverse resolution of this matter.
	TCPA Litigation
	In October 2012, a putative class action lawsuit styled Stephanie Speight v. Bankrate, Inc. was filed against the Company in the United States District Court for the District of Colorado alleging violations of the Telephone Consumer Protection Act (TCPA) and seeking statutory damages, injunctive relief and attorney fees. The plaintiff alleged that the Company contacted her and the members of the class she sought to represent on their cellular telephones without their prior express consent. On January 16, 2014, the plaintiff and a proposed plaintiff, Julio Acosta, who filed a motion for leave to be added as a plaintiff, entered into a settlement agreement with the Company on an individual basis, at no cost to the Company. On January 17, 2014, the court dismissed the case with prejudice.
	In October 2013, a putative class action lawsuit styled Steven Nicoski v. Bankrate, Inc. was filed against the Company in the United States District Court for the District of Minnesota alleging violations of the Telephone Consumer Protection Act (TCPA) and seeking statutory damages, injunctive relief and attorney fees. The plaintiff alleged that the Company contacted him and the members of the class he sought to represent on their cellular telephones without their prior express consent. The plaintiff filed a motion for class certification in December 2013, which was denied without prejudice in March 2014. On June 23, 2014, the plaintiff entered into a settlement agreement with the Company on an individual basis for an immaterial amount. On July 15, 2014, the court dismissed the case with prejudice.
	Securities Litigation
	In October 2013, a class action lawsuit captioned Arkansas Teacher Retirement System v. Bankrate, Inc., No. 13-CV-7183, was brought in the United States District Court for the Southern District of New York. The complaint, as amended, asserted claims against the Company, certain officers and directors of the Company, and entities associated with Apax Partners, and alleged, among other things, that the Company’s public disclosures regarding its insurance leads business were materially misleading. On June 9, 2014, the Company announced that it had reached a proposed agreement, subject to Court approval, to settle the litigation. On November 21, 2014, the court approved the settlement of the action as a class action and entered a final judgment dismissing the action with prejudice. Under the terms of the settlement, Bankrate paid $18 million in cash to a Settlement Fund to resolve all claims asserted on behalf of investors who purchased or otherwise acquired Bankrate stock between June 16, 2011, and October 15, 2012, excluding any claims: (i) relating solely to the accuracy of Bankrate’s financial statements or Bankrate’s compliance with Generally Accepted Accounting Principles, including, but not limited to, any such claims arising from the subject of the Securities and Exchange Commission investigation into the Company’s financial reporting or Bankrate’s Audit Committee’s internal review of Bankrate’s financial statements for years ended 2011, 2012 and 2013; (ii) relating to auditor’s compliance with Generally Accepted Auditing Standards in connection with said financial statements (iii) relating to the enforcement of the settlement; and (iv) of any person or entity who submits a request for exclusion. The settlement provided that Bankrate denies all claims of wrongdoing or liability. During the year ended December 31, 2014 the Company recorded a loss for the settlement and related legal expenses of $9.2 million, net of insurance proceeds of $10.0 million in legal settlements within the Consolidated Statements of Comprehensive Income.
	In October 2014, a putative class action lawsuit was brought in federal court in the United States District Court for the Southern District of Florida against the Company and certain of its current and former officers and directors. The suit, captioned The City of Los Angeles v. Bankrate, Inc., et al., No. 14-CV-81323-DMM, alleges, among other things, that the Company’s 2011, 2012, and 2013 financial statements improperly recognized revenues and expenses and therefore were materially false and misleading, and seeks relief (including damages) under the federal securities laws on behalf of a proposed class consisting of all persons, other than the defendants, who purchased the Company’s securities between October 16, 2012 and September 15, 2014, inclusive. On February 23, 2015, the lead plaintiff filed an amended complaint, which asserts claims against the Company, certain officers and directors of the Company, entities associated with Apax Partners, the underwriters of the Company’s March 2014 stock offering, and the Company’s independent registered public accountant, alleging that the Company’s 2011, 2012, and 2013 financial statements were materially false and misleading and that the Company sold securities in March 2014 pursuant to a registration statement and prospectuses in violation of federal securities law. The amended complaint seeks unspecified compensatory damages and rescission or rescissionary damages. On March 9, 2015, the Company filed a motion to dismiss the amended complaint. Other named defendants, including the Company’s accountant, the underwriter defendants, and the Company’s former Chief Financial Officer, Edward J. DiMaria, have each filed separate and additional motions to dismiss the amended complaint. Those motions are pending. Pursuant to a notice of voluntary dismissal submitted by the lead plaintiff, the Apax Defendants were terminated from the action on April 23, 2015. The action is in its preliminary stages and we are not able to predict its outcome. The Company cannot presently estimate the amount of loss, if any, that would result from an adverse resolution of this matter.
	Two earlier lawsuits making similar allegations, captioned Tong v. Evans, et al., No. 14-cv-81183-KLR (S.D. Fla), and Atiyeh v. Evans, et al., No. 14 Civ. 8443 (JFK) (S.D.N.Y), were voluntarily dismissed by their respective plaintiffs.
	SEC and DOJ Investigations
	As previously disclosed, the SEC is conducting a non-public formal investigation of Bankrate’s financial reporting with the principal focus on the quarters ending March 31, 2012 and June 30, 2012. The investigation is examining whether accounting entries may have improperly impacted the Company’s reported results, including relative to market expectations at such time. In addition, as previously reported, the DOJ has informed the Company that it is investigating the matters that are the subject of the SEC investigation.
	The Company has agreed to the terms of a potential settlement of the SEC investigation with respect to the Company that the SEC enforcement staff has indicated it is prepared to recommend to the Commission. The proposed settlement is subject to acceptance and authorization by the Commission and would, among other things, require the Company to pay a $15.0 million penalty. As a result, the Company recorded an accrual in the amount of $15.0 million as of September 30, 2014. However, the terms of the settlement have not been approved by the Commission and therefore there can be no assurance that the Company’s efforts to resolve the SEC’s investigation with respect to the Company will be successful, that the settlement amount will be as anticipated or that the accrual with respect thereto will be sufficient, and the Company cannot predict the ultimate timing or the final terms of any settlement. In addition, it is not possible to predict when the DOJ investigation will be completed, the final outcome of the investigation, and what if any actions may be taken by the DOJ.
	CFPB Investigation
	The Company and certain of its employees have received Civil Investigative Demands (CIDs) from the CFPB to produce certain documents and answer questions relating to the Company’s quality control process for its online mortgage rate tables.  The Company has cooperated in responding to the CIDs. The Company received a communication from the CFPB inviting the Company to respond to the CFPB’s identified issues in the form of a Notice of Opportunity to Respond and Advise during which the CFPB identified potential claims it might bring against the Company. The Company has submitted a response that it believes addresses the CFPB’s issues with respect to the Company’s online mortgage rate tables and its quality control processes. We are unable to predict when the CFPB investigation will be completed or the final outcome of the investigation, and cannot presently estimate the amount of loss, if any, that would result from an adverse resolution of this matter.

Debt

Debt	3 Months Ended
	Mar. 31, 2015
Debt [Abstract]
Debt	NOTE 10 – DEBT
	Senior Notes
	On August 2, 2013, the Company completed the offering of its 6.125% unsecured notes (“Senior Notes”). The Senior Notes, due 2018, were issued at 98.938% of par and accrue interest daily on the outstanding principal amount, which is payable semi-annually, in arrears, on August 15 and February 15.
	On or after August 15, 2015, the Company may redeem some or all of the Senior Notes at a premium that will decrease over time as set forth in Bankrate, Inc.’s Indenture, dated as of August 7, 2013 (the “Senior Notes Indenture”). Additionally, if the Company experiences a Change of Control Triggering Event (as defined in the Senior Notes Indenture), the Company must offer to purchase all of the Senior Notes at a price in cash equal to 101% of the principal amount thereof, together with accrued and unpaid interest, if any, to the date of purchase. The Senior Notes Indenture contains covenants and events of default customary for transactions of this type and has no financial maintenance covenant. All obligations under the Senior Notes are guaranteed by the Guarantors (as defined below).
	For the three months ended March 31, 2015 and 2014, interest expense, excluding the amortization of deferred financing costs and the original issue discounts, related to the Senior Notes was $4.7 million and $4.7 million, respectively.
	During the three months ended March 31,  2015 and 2014, the Company amortized original issue discount which is included within interest and other expenses on the accompanying condensed consolidated statements of comprehensive income of $150,000 and $141,000, respectively. At March 31, 2015 and December 31, 2014, the Company had approximately $2.3 million and $2.4 million, respectively, in original issue discount remaining to be amortized.
	During the three months ended March 31, 2015 and 2014, the Company amortized deferred loan fees related to the Senior Notes which are included within interest and other expenses on the accompanying condensed consolidated statement of comprehensive income, of $332,000 and $309,000, respectively. At March 31, 2015 and December 31, 2014, the Company had approximately $5.8 million and $5.8 million, respectively, in deferred loan fees remaining to be amortized.
	The Company had a balance of approximately $297.7 million and $297.6 million in Senior Notes, net of amortization, as of March 31, 2015 and December 31, 2014, respectively recorded on the accompanying consolidated balance sheet.
	Revolving Credit Facility
	On August 7, 2013, the Company entered into a Revolving Credit Agreement (the “Credit Agreement”), among the Company, as borrower, certain subsidiaries of the Company, as guarantors (the “Guarantors”), the lenders party thereto (the “Lenders”), Royal Bank of Canada, as administrative agent, and the other parties thereto. The Credit Agreement provides for a $70.0 million revolving facility (“Revolving Credit Facility”) which matures on May 17, 2018. The proceeds of any loans made under the Revolving Credit Facility can be used for ongoing working capital requirements and other general corporate purposes, including the financing of capital expenditures and acquisitions.
	Borrowings under the Revolving Credit Facility bear interest at a rate per annum equal to, at the Company’s option, either (i) an alternate base rate (as defined in the Revolving Credit Facility) or (ii) an adjusted LIBO rate (as defined in the Revolving Credit Facility), each calculated in a customary manner, plus applicable margin. The applicable margin is 3.00% per annum with respect to alternate base rate loans and 2.00% per annum with respect to adjusted LIBO rate loans. In addition to paying interest on the outstanding principal amount of borrowings under the Revolving Credit Facility, the Company must pay a commitment fee to the Lenders in respect of their average daily unused amount of revolving commitments at a rate that ranges from 0.375% to 0.50% per annum depending on the Company’s consolidated total leverage ratio. The Company may voluntarily prepay loans under the Revolving Credit Facility at any time without premium or penalty (subject to customary “breakage” fees in the case of Eurodollar rate loans).
	The Credit Agreement contains customary affirmative and negative covenants and events of default and requires the Company to comply with a maximum consolidated total leverage ratio of 4.00:1.00 as of the last day of any fiscal quarter only if the aggregate amount (without duplication) of letters of credit (other than letters of credit that are issued and not drawn to the extent such letters of credit are cash collateralized) and loans outstanding under the Revolving Credit Facility exceed, on a pro forma basis, 30% of the total revolving commitments of all Lenders at such time. The Company was in compliance with all required covenants as of March 31, 2015.
	All obligations under the Credit Agreement are guaranteed by the Guarantors and are secured, subject to certain exceptions, by first priority liens on the assets of the Company and the Guarantors.
	As of March 31, 2015, the Company had $70.0 million available for borrowing under the Revolving Credit Facility and there were no amounts outstanding. During the three months ended March 31, 2015 and 2014, the Company amortized $85,000 and $85,000 of deferred loan fees, respectively, which is included in interest and other expenses on the accompanying consolidated statements of comprehensive income (loss). At March 31, 2015 and December 31, 2014, the Company had approximately $1.0 million and $1.1 million, respectively, in deferred loan fees remaining to be amortized.

Acquisitions

Acquisitions	3 Months Ended
	Mar. 31, 2015
Acquisitions [Abstract]
Acquisitions	NOTE 11 – ACQUISITIONS
	2015 Acquisition
	On January 1, 2015, the Company completed the acquisition of certain assets and the assumption of certain liabilities of Moseo Corporation, a Washington corporation (“Moseo”), for $3.6 million in cash and $2.3 million in contingent consideration liability. The financial results of the acquired business are immaterial to the Company’s net assets and results of operations. The acquisition was accounted for as a purchase and included in the Company’s consolidated results from the acquisition date. The Company recorded $1.2 million in goodwill and $4.6 million in intangible assets related to the acquisition, consisting of $2.3 million for internet domain name and $2.4 million in customer relationships. The Company has not finalized the purchase accounting for this acquisition.
	2014 Acquisitions
	Acquisition of Caring, Inc.
	On May 1, 2014, the Company completed the acquisition of Caring, Inc., a Delaware corporation (“Caring”), through the merger of a wholly owned subsidiary of Bankrate with and into Caring, with Caring continuing as the surviving corporation (the “Merger”). Caring was a privately held company and the owner of Caring.com, a leading senior care resource for those seeking information and support as they care for aging family members and loved ones. As a result of the Merger, Caring became a wholly owned subsidiary of Bankrate. This acquisition was made to complement our online publishing business and to enter a new product vertical. The results of operations of Caring are included in the Company’s consolidated results from the acquisition date. The acquisition is accounted for as a business combination.
	The Company paid $53.7 million, net of cash acquired, and $4.3 million was placed in escrow to satisfy certain indemnification obligations of Caring’s shareholders. As of March 31, 2015, no escrow payments have been made.
	We recorded approximately $23.0 million in goodwill, which reflects the adjustments necessary to allocate the purchase price to the fair value of the assets acquired and the liabilities assumed. We expect goodwill will not be deductible for income tax purposes. Approximately $29.5 million was recorded as intangible assets consisting of an Internet domain name for $14.6 million, customer relationships for $9.9 million, and developed technology for $5.0 million.
	The following table presents the December 31, 2014 preliminary estimated fair value of assets acquired and liabilities assumed at the acquisition date:
		Acquisition Date
	(In thousands)	Estimated Fair Value
	Current assets, net of cash acquired	$	1,490
	Property and equipment, net		76
	Intangible assets		29,500
	Goodwill		22,998
	Deferred tax asset		12,994
	Other noncurrent assets		76
	Current liabilities		-2,174
	Deferred tax liability		-11,269
	Other noncurrent liabilities		-6
	Purchase price	$	53,685
	The valuations used to determine the estimated fair value of the intangible assets and the resulting goodwill in the purchase price allocation principally use the discounted cash flow methodology and were made concurrent with the effective date of the acquisition. The estimated weighted average amortization periods for intangible assets recorded in the acquisition are as follows:
				Weighted Average
				Amortization Period
				(Years)
	Trademarks and URLs			10.0
	Customer relationships			7.0
	Developed technology			8.0
	Acquisition of Wallaby Financial, Inc.
	On December 1, 2014, the Company completed the acquisition of Wallaby Financial, Inc., a Delaware corporation (“Wallaby”), for $10.0 million. The financial results of Wallaby are immaterial to the Company’s net assets and results of operations. The acquisition was accounted for as a purchase and included in the Company’s consolidated results from the acquisition date. The Company recorded $6.1 million in goodwill and $3.9 million in intangible assets with estimated weighted average useful lives of 5 years, related to the acquisition, consisting of $3.6 million of developed technology and $250,000 of trademarks. We expect goodwill will not be deductible for income tax purposes. The Company has not yet finalized the purchase accounting of the acquisition.

Discontinued_Operations

Discontinued Operations	3 Months Ended
	Mar. 31, 2015
Discontinued Operations [Abstract]
Discontinued Operations	NOTE 12 – DISCONTINUED OPERATIONS
	During 2014, the Company announced that it had commenced the process of divesting its operations in China. This component is classified as discontinued operations in the condensed consolidated financial statements for all periods presented. In addition, the assets and liabilities associated with the discontinued operations are classified as assets held for sale and liabilities subject to sale in the condensed consolidated balance sheets.
	The following table presents the carrying amounts of major classes of assets and liabilities of the discontinued operations that are presented as assets held for sale and liabilities subject to sale on the Condensed Consolidated Balance Sheet:
		(Unaudited)
		March 31,		December 31,
		2015		2014
	Cash and cash equivalents	$	414	$	326
	Accounts receivable, net		356		479
	Prepaid expenses and other current assets		144		177
	Total current assets		914		982
	Furniture, fixtures and equipment, net		586		635
	Intangible assets, net		11		10
	Other assets		53		-
	Total assets classified as held for sale	$	1,564	$	1,627
	Accounts payable		16		5
	Accrued expenses		236		442
	Deferred revenue and customer deposits		141		194
	Other current liabilities		15		433
	Total current liabilities		408		1,074
	Total liabilities classified as subject to sale	$	408	$	1,074
	The following table presents the major classes of line items constituting pretax loss of discontinued operations to the after-tax loss of discontinued operations that are presented in the Condensed Consolidated Statement of Comprehensive Income:
			Three months ended
		March 31,		March 31,
		2015		2014
	Revenue	$	216	$	200
	Cost of revenue (excludes depreciation and amortization)		-96		-167
	Sales and marketing		-130		-130
	Product development and technology		-40		-86
	General and administrative		-178		-189
	Depreciation and amortization		-96		-73
	Interest income and other		-		-1
	Net loss from discontinued operations	$	-324	$	-446

Subsequent_Events

Subsequent Events	3 Months Ended
	Mar. 31, 2015
Subsequent Events [Abstract]
Subsequent Events	NOTE 13 – SUBSEQUENT EVENTS
	On April 1, 2015, the Company announced the acquisition of Detroit-based Quizzle.com, a leading national free credit report and monitoring site which provides users with free credit scores and credit reports, as well as credit monitoring and identity protection.
	On May 11, 2015, as required under the terms of the Company’s Senior Notes Indenture, as supplemented by the Third Supplemental Indenture thereto, the Company made a $374,000 consent payment to certain holders of its Senior Notes due to the delay in providing timely financial statements.

Organization_And_Basis_Of_Pres1

Organization And Basis Of Presentation (Policies)	3 Months Ended
	Mar. 31, 2015
Organization And Basis Of Presentation [Abstract]
The Company	The Company
	Bankrate, Inc. and its subsidiaries (“Bankrate” or the “Company,” “we,” “us,” “our”) own and operate an Internet-based consumer banking and personal finance network (“Online Network”). Our flagship websites, Bankrate.com,  CreditCards.com,  insuranceQuotes.com and Caring.com are some of the Internet’s leading aggregators of information on more than 300 financial products and services, including mortgages, deposits, credit cards, insurance, and other personal finance categories. Additionally, we provide financial applications and information to a network of distribution partners and through national and state publications.
Basis of Presentation	Basis of Presentation
	The accompanying condensed consolidated financial statements include the accounts of Bankrate, Inc., and subsidiaries NetQuote Holdings, Inc. (“NetQuote”), NetQuote, Inc., insuranceQuotes, Inc., CreditCards.com, Inc. (“CreditCards”), LinkOffers, Inc., CreditCards.com Limited (United Kingdom), Freedom Marketing Limited (United Kingdom), Caring, Inc., and Wallaby Financial, Inc. after elimination of all intercompany accounts and transactions. During the quarter ended September 30, 2014, the Company commenced the process of divesting its operations in China. The operating results and the assets and liabilities of the operations in China are classified as discontinued operations for all periods presented in the Company’s condensed consolidated financial statements.
	We operate the following business segments:
		·	Banking – we offer information on rates for various types of mortgages, home lending and refinancing. We maintain current rate information for more than 600 local markets, covering all 50 U.S. states. Consumers can customize searches for mortgage rates by loan size, type, maturity, and location through our online portals. We also offer rate information and original editorial content on various deposit products, retirement, taxes and debt management.
		·	Credit Cards – we present visitors with a comprehensive selection of consumer and business credit and prepaid cards, providing detailed information and comparison capabilities, and host news and advice on personal finance, credit card and bank policies, as well as tools and calculators to estimate credit scores and card benefits.
		·	Insurance – in conjunction with local agents and  insurance carriers, we facilitate a consumer’s ability to receive multiple competitive insurance quotes, provide advice and detailed descriptions of insurance terms, and articles on topical subjects.
		·	Other – includes the results of operations of Caring.com and aggregated smaller operating units, which operate businesses dissimilar to those of the reportable segments, and the results of the Company’s investments, unallocated corporate overhead and the elimination of transactions between segments.
	The accompanying unaudited condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto contained in the Company’s 2014 Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”) on June 17, 2015.
	Other than as noted below, there have been no significant changes in the Company’s accounting policies from those disclosed in the Company’s 2014 Annual Report on Form 10-K filed with the SEC on June 17, 2015.
Reclassification	Reclassification
	Certain reclassifications have been made to the Condensed Consolidated Statements of Comprehensive Income for the three months ended March 31, 2014 to conform to the presentation for the three months ended March 31, 2015. In the third quarter of 2014, the Company announced that it has commenced the process of divesting its operations in China. In accordance with generally accepted accounting principles in United States (“GAAP”), the results of our operations in China are presented as discontinued operations and, as such, have been excluded from continuing operations in the Condensed Consolidated Statements of Comprehensive Income for all periods presented. The assets and liabilities of the operations in China at March 31, 2015 and December 31, 2014 have been reclassified and segregated as held for sale and subject to sale, respectively, in the Condensed Consolidated Balance Sheets. The cash flows related to the operations in China have been reclassified and segregated in the Condensed Consolidated Statement of Cash Flows, for all periods presented. Amounts related to the operations in China are consistently excluded from the Notes to Condensed Consolidated Financial Statements for all periods presented.
New Accounting Pronouncements	New Accounting Pronouncements
	Recently Adopted Pronouncements
	In April 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-08, “Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity,” which amends the definition of a discontinued operation and requires entities to provide additional disclosures about disposal transactions that do not meet the discontinued operations criteria. This ASU requires discontinued operations treatment for disposals of a component or group of components of an entity that represent a strategic shift that has or will have a major impact on an entity’s operations or financial results. ASU 2014-08 also expands the scope of FASB Accounting Standards Codification (“ASC”) 205-20, “Discontinued Operations,” to disposals of equity method investments and acquired businesses held for sale. The Company adopted ASU-2014-08 on January 1, 2015, as required and it did not have a material impact on the Company’s consolidated financial statements.
	Recently Issued Pronouncements, Not Adopted as of March 31, 2015
	In May 2014, the FASB issued ASU 2014-09: “Revenue from Contracts with Customers.” The standard provides companies with a single model for use in accounting for revenue arising from contracts with customers supersedes current revenue recognition guidance, including industry-specific revenue guidance. The core principle of the model is to recognize revenue when control of the goods or services transfers to the customer, as opposed to recognizing revenue when the risks and rewards transfer to the customer under the existing revenue guidance. This amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is not permitted. The guidance permits companies to either apply the requirements retrospectively to all prior periods presented, or apply the requirements in the year of adoption, through a cumulative adjustment. We are evaluating the effect that ASU 2014-09 will have on our consolidated financial statements and related disclosures. We have not yet selected a transition method nor have we determined the effect of the standard on our ongoing financial reporting.
	In June 2014, the FASB issued ASU 2014-12, “Accounting for Share-Based Payments When the Terms of an Award Allow a Performance Target to Be Achieved After the Requisite Service Period,” which requires that a performance target that could be achieved after the requisite service period be treated as a performance condition that affects the vesting of the award. This amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The adoption of this accounting pronouncement is not expected to have an impact on the Company’s consolidated financial statements.
	In August 2014, the FASB issued ASU 2014-15, “Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern,” which requires management to perform interim and annual assessments of an entity’s ability to continue as a going concern within one year of the date the financial statements are issued and to provide related footnote disclosures in certain circumstances.
	This amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The adoption of this accounting pronouncement is not expected to have an impact on the Company’s consolidated financial statements.
	In January 2015, the FASB issued ASU 2015-01, “Income Statement – Extraordinary and Unusual Items.” This guidance eliminates the concept of an extraordinary item, which required that an entity separately classify, present, and disclose extraordinary events and transactions on the income statement, net of tax after earnings from continuing operations and disclose applicable income taxes and earnings per share date applicable to the extraordinary item. This amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015 and may be applied prospectively and retrospectively. The Company is currently evaluating the impact on its consolidated financial statements of adopting this new guidance but at this time does not expect it to have an impact on the Company’s consolidated financial statements.
	In April 2015, the FASB issued ASU 2015-03, “Imputation of Interest – Simplifying the Presentation of Debt Issuance Costs.” This guidance requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the debt liability, consistent with the presentation of a debt discount. This amendment is effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted. The Company is currently evaluating the impact on its consolidated financial statements of adopting this new guidance but at this time does not expect it to have an impact on the Company’s consolidated financial statements.

Goodwill_And_Intangible_Assets1

Goodwill And Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2015
Goodwill And Intangible Assets [Abstract]
Summary Of Goodwill Activity
	Balance, January 1, 2015			$	641,367
	Acquisition of certain assets and liabilities of various entities				1,200
	Balance, March 31, 2015			$	642,567
Components Of Intangible Assets Subject To Amortization	Intangible assets subject to amortization were as follows as of March 31, 2015:
	(In thousands)	Cost		Accumulated Amortization		Net
	Trademarks and URLs	$	295,469	$	-81,519	$	213,950
	Customer relationships		226,215		-128,577		97,638
	Affiliate relationships		22,780		-12,843		9,937
	Developed technology		27,724		-19,444		8,280
		$	572,188	$	-242,383	$	329,805
	Intangible assets subject to amortization were as follows as of December 31, 2014:
	(In thousands)	Cost		Accumulated Amortization		Net
	Trademarks and URLs	$	293,241	$	-75,176	$	218,065
	Customer relationships		223,906		-122,201		101,705
	Affiliate relationships		22,780		-12,617		10,163
	Developed technology		27,728		-18,673		9,055
		$	567,655	$	-228,667	$	338,988
Summary Of Future Amortization Expense
				Amortization
	(In thousands)			Expense
	Remainder of 2015			$	40,665
	2016				53,319
	2017				48,482
	2018				38,836
	2019				26,243
	Thereafter				122,260
	Total expected amortization expense for intangible assets			$	329,805

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule Of Computation Of Basic And Diluted Earnings Per Share
		Three months ended
		March 31,		March 31,
	(In thousands, except share and per share data)	2015		2014
	Net income from continuing operations	$	5,277	$	4,532
	Net loss from discontinued operations, net of income taxes		-324		-446
	Net income	$	4,953	$	4,086
	Weighted average common shares outstanding for basic earnings per share		102,468,045		100,876,470
	Additional dilutive shares related to share based awards		3,047,202		2,205,373
	Weighted average common shares outstanding for diluted earnings per share		105,515,247		103,081,843
	Basic net income per share:
	Continuing operations	$	0.05	$	0.04
	Discontinued operations		-		-
	Basic net income per share	$	0.05	$	0.04
	Diluted net income per share
	Continuing operations	$	0.05	$	0.04
	Discontinued operations		-		-
	Diluted net income per share	$	0.05	$	0.04

Segments_Tables

Segments (Tables)	3 Months Ended
	Mar. 31, 2015
Segments [Abstract]
Schedule Of Revenue By Reportable Segments
		Three months ended
		March 31,		March 31,
	(In thousands)	2015		2014
	Revenue:
	Banking	$	28,170	$	32,465
	Credit Cards		56,774		52,833
	Insurance		52,531		52,314
	Other		4,066		-1,337
		$	141,541	$	136,275
		Three months ended
		March 31,		March 31,
	(In thousands)	2015		2014
	Adjusted EBITDA:
	Banking	$	10,559	$	13,195
	Credit Cards		26,089		21,465
	Insurance		8,342		6,690
	Other		-4,569		-4,487
			40,421		36,863
	Interest and other expenses, net		5,276		5,190
	Depreciation and amortization		15,703		13,856
	Changes in fair value of contingent acquisition consideration		-240		1,407
	Stock-based compensation expense		5,816		3,923
	Acquisition, offering and related expenses		263		2,403
	Restatement charges (A)		4,174		678
	Impact of purchase accounting		33		-
	Income tax expense		4,119		4,874
	Net income from continuing operations	$	5,277	$	4,532
	(A) Restatement charges include expenses related to unusual regulatory actions, the Internal Review, and restatement of our financial statements and related litigation.

Fair_Value_Measurement_Tables

Fair Value Measurement (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Measurement [Abstract]
Estimated Fair Value And Related Carrying Amounts
		31-Mar-15				31-Dec-14
	(In thousands)	Carrying Amount		Estimated Fair Value		Carrying Amount		Estimated Fair Value
	Financial Liabilities:
	Long term debt	$	297,748	$	295,500	$	297,598	$	280,500
Fair Value Measurement Of Contingent Acquisition Consideration
		Fair Value Measurement at March 31, 2015 Using
	(In thousands)	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Total
	Recurring fair value measurement
	Contingent acquisition consideration	$	-	$	-	$	12,638	$	12,638
	Total recurring fair value measurements	$	-	$	-	$	12,638	$	12,638
		Fair Value Measurement at December 31, 2014 Using
	(In thousands)	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Total
	Recurring fair value measurement
	Contingent acquisition consideration	$	-	$	-	$	19,028	$	19,028
	Total recurring fair value measurements	$	-	$	-	$	19,028	$	19,028
Reconciliation Of Changes In Fair Value Of Company's Level 3 Financial Assets
		Three months ended
	(In thousands)	31-Mar-15
	Balance at beginning of period	$	19,028
	Additions to Level 3		2,350
	Transfers into Level 3		-
	Transfers out of Level 3		-
	Change in fair value		-240
	Payments		-8,500
	Balance at end of period	$	12,638

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2015
Stock-Based Compensation [Abstract]
Stock-Based Compensation Expense For Stock Options And Restricted Stock Awards
		Three months ended
		March 31,		March 31,
	(In thousands)	2015		2014
	Cost of revenue	$	566	$	309
	Sales and marketing		1,028		563
	Product development and technology		1,103		507
	General and administrative		3,119		2,544
	Total stock-based compensation	$	5,816	$	3,923
Summary Of Restricted Stock Award Activity
				Weighted Average
			Number of	Grant Date
			Shares	Fair Value
	Balance, January 1, 2015		2,162,382	$	14.40
	Granted		1,179,470		12.76
	Vested and released		-288,192		16.06
	Forfeited		-13,351		13.76
	Balance, March 31, 2015		3,040,309	$	13.62
Schedule Of Performance Based Shares
				Weighted Average
			Number of	Grant Date
			Shares	Fair Value
	Balance, January 1, 2015		1,020,720	$	15.71
	Granted		1,341,358		12.77
	Vested/Earned		-		-
	Forfeited		-		-
	Unearned		-		-
	Balance, March 31, 2015		2,362,078	$	14.04
Stock Option Activity
			Number of	Price		Weighted Average		Aggregate
			Shares	Per Share		Exercise Price		Intrinsic Value
	Balance, January 1, 2015		2,825,709	$	11.05 - 24.25	$	16.04	$	85,250
	Granted		-		-		-
	Exercised		-		-		-
	Forfeited		-844		15.00		15.00
	Expired		-17,480		15.00		15.00
	Balance, March 31, 2015		2,807,385	$	11.05 - 24.25	$	16.05	$	13,325

Acquisitions_Tables

Acquisitions (Tables)	3 Months Ended
	Mar. 31, 2015
Acquisitions [Abstract]
Schedule Of Preliminary Estimated Fair Value Of Assets Acquired And Liabilities Assumed
		Acquisition Date
	(In thousands)	Estimated Fair Value
	Current assets, net of cash acquired	$	1,490
	Property and equipment, net		76
	Intangible assets		29,500
	Goodwill		22,998
	Deferred tax asset		12,994
	Other noncurrent assets		76
	Current liabilities		-2,174
	Deferred tax liability		-11,269
	Other noncurrent liabilities		-6
	Purchase price	$	53,685
Schedule Of Weighted Average Amortization Periods For Intangible Assets Recorded In the Acquisition
			Weighted Average
			Amortization Period
			(Years)
	Trademarks and URLs		10.0
	Customer relationships		7.0
	Developed technology		8.0
Schedule Of Unaudited Pro Forma Data Summarizing The Results Of Operations

Discontinued_Operations_Tables

Discontinued Operations (Tables)	3 Months Ended
	Mar. 31, 2015
Discontinued Operations [Abstract]
Schedule of Disposal Groups, Including Discontinued Operations, Condensed Consolidated Balance Sheet and Condensed Consolidated Statement Of Comprehensive Income	The following table presents the carrying amounts of major classes of assets and liabilities of the discontinued operations that are presented as assets held for sale and liabilities subject to sale on the Condensed Consolidated Balance Sheet:
		(Unaudited)
		March 31,		December 31,
		2015		2014
	Cash and cash equivalents	$	414	$	326
	Accounts receivable, net		356		479
	Prepaid expenses and other current assets		144		177
	Total current assets		914		982
	Furniture, fixtures and equipment, net		586		635
	Intangible assets, net		11		10
	Other assets		53		-
	Total assets classified as held for sale	$	1,564	$	1,627
	Accounts payable		16		5
	Accrued expenses		236		442
	Deferred revenue and customer deposits		141		194
	Other current liabilities		15		433
	Total current liabilities		408		1,074
	Total liabilities classified as subject to sale	$	408	$	1,074
	The following table presents the major classes of line items constituting pretax loss of discontinued operations to the after-tax loss of discontinued operations that are presented in the Condensed Consolidated Statement of Comprehensive Income:
			Three months ended
		March 31,		March 31,
		2015		2014
	Revenue	$	216	$	200
	Cost of revenue (excludes depreciation and amortization)		-96		-167
	Sales and marketing		-130		-130
	Product development and technology		-40		-86
	General and administrative		-178		-189
	Depreciation and amortization		-96		-73
	Interest income and other		-		-1
	Net loss from discontinued operations	$	-324	$	-446

Organization_And_Basis_Of_Pres2

Organization And Basis Of Presentation (Narrative) (Details)	3 Months Ended
	Mar. 31, 2015
	item
Organization And Basis Of Presentation [Abstract]
Number of financial products	300

Goodwill_And_Intangible_Assets2

Goodwill And Intangible Assets (Narrative) (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Goodwill And Intangible Assets [Abstract]
Amortization expense	$13.80	$12.20

Goodwill_And_Intangible_Assets3

Goodwill And Intangible Assets (Summary Of Goodwill Activity) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
Goodwill And Intangible Assets [Abstract]
Balance, January 1, 2015	$641,367
Acquisition of certain assets and liabilities of various entities	1,200
Balance, March 31, 2015	$642,567

Goodwill_And_Intangible_Assets4

Goodwill And Intangible Assets (Components Of Intangible Assets Subject To Amortization) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Finite-Lived Intangible Assets [Line Items]
Cost	$572,188	$567,655
Accumulated Amortization	-242,383	-228,667
Total expected amortization expense for intangible assets	329,805	338,988
Trademarks and URLs [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	295,469	293,241
Accumulated Amortization	-81,519	-75,176
Total expected amortization expense for intangible assets	213,950	218,065
Customer relationships [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	226,215	223,906
Accumulated Amortization	-128,577	-122,201
Total expected amortization expense for intangible assets	97,638	101,705
Affiliate relationships [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	22,780	22,780
Accumulated Amortization	-12,843	-12,617
Total expected amortization expense for intangible assets	9,937	10,163
Developed technology [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	27,724	27,728
Accumulated Amortization	-19,444	-18,673
Total expected amortization expense for intangible assets	$8,280	$9,055

Goodwill_And_Intangible_Assets5

Goodwill And Intangible Assets (Summary Of Future Amortization Expense) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Goodwill And Intangible Assets [Abstract]
Remainder of 2015	$40,665
2016	53,319
2017	48,482
2018	38,836
2019	26,243
Thereafter	122,260
Total expected amortization expense for intangible assets	$329,805	$338,988

Earnings_Per_Share_Narrative_D

Earnings Per Share (Narrative) (Details) (Stock Options [Member])	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share	2,734,885	623,126

Earnings_Per_Share_Schedule_Of

Earnings Per Share (Schedule Of Computation Of Basic And Diluted Earnings Per Share) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share [Abstract]
Net income from continuing operations	$5,277	$4,532
Net loss from discontinued operations, net of income taxes	-324	-446
Net income	$4,953	$4,086
Weighted average common shares outstanding for basic earnings per share	102,468,045	100,876,470
Additional dilutive shares related to share based awards	3,047,202	2,205,373
Weighted average common shares outstanding for diluted earnings per share	105,515,247	103,081,843
Basic net income per share:
Continuing operations	$0.05	$0.04
Discontinued operations
Basic net income per share	$0.05	$0.04
Diluted net income per share
Continuing operations	$0.05	$0.04
Discontinued operations
Diluted net income per share	$0.05	$0.04

Stockholders_Equity_Details

Stockholders' Equity (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Stockholders' Equity [Line Items]
Balance	$823,286
Balance, Shares	101,485,200
Other comprehensive income, net of taxes	-111
Treasury stock purchased	-1,185
Stock-based compensation	5,816
Net income	4,953	4,086
Balance	832,759
Balance, Shares	103,901,016
Common Stock [Member]
Stockholders' Equity [Line Items]
Balance	1,047
Balance, Shares	104,701,000
Restricted stock issued, net of cancellations, Shares	-13,000
Balance	1,047
Balance, Shares	104,688,000
Additional paid-in capital [Member]
Stockholders' Equity [Line Items]
Balance	892,738
Restricted stock issued, net of cancellations	-17,225
Performance stock issued, net of cancellations	-19,721
Stock-based compensation	5,816
Balance	861,608
Accumulated Deficit [Member]
Stockholders' Equity [Line Items]
Balance	-23,639
Net income	4,953
Balance	-18,686
Treasury Stock [Member]
Stockholders' Equity [Line Items]
Balance	-46,494
Treasury stock purchased	-1,185
Restricted stock issued, net of cancellations	17,225
Performance stock issued, net of cancellations	19,721
Balance	-10,733
Accumulated Other Comprehensive Loss - Foreign Currency Translation [Member]
Stockholders' Equity [Line Items]
Balance	-366
Other comprehensive income, net of taxes	-111
Balance	($477)

Segments_Narrative_Details

Segments (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Segments [Abstract]
Cost of revenue	$78,749	$78,508
Sales and marketing expense	6,137	6,087
Product development costs	8,193	6,875
General and administrative expenses	$18,064	$12,543

Segments_Schedule_Of_Revenue_B

Segments (Schedule Of Revenue By Reportable Segments) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Segment Reporting Information [Line Items]
Revenues	$141,541	$136,275
Adjusted EBITDA	40,421	36,863
Interest and other expenses, net	5,276	5,190
Depreciation and amortization	15,703	13,856
Changes in fair value of contingent acquisition consideration	-240	1,407
Stock-based compensation expense	5,816	3,923
Acquisition, offering and related expenses	263	2,403
Restatement charges	4,174	678
Impact of purchase accounting	33
Income tax expense	4,119	4,874
Net income (loss) from continuing operations	5,277	4,532
Banking [Member]
Segment Reporting Information [Line Items]
Revenues	28,170	32,465
Adjusted EBITDA	10,559	13,195
Credit Cards [Member]
Segment Reporting Information [Line Items]
Revenues	56,774	52,833
Adjusted EBITDA	26,089	21,465
Insurance [Member]
Segment Reporting Information [Line Items]
Revenues	52,531	52,314
Adjusted EBITDA	8,342	6,690
Other [Member]
Segment Reporting Information [Line Items]
Revenues	4,066	-1,337
Adjusted EBITDA	($4,569)	($4,487)

Fair_Value_Measurement_Narrati

Fair Value Measurement (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015
Decrease in fair value of contingent consideration	($946,000)
Change in fair value of contingent consideration related to a passage of time	$706,000
Minimum [Member]
Discount factor	14.00%
Maximum [Member]
Discount factor	16.00%

Fair_Value_Measurement_Estimat

Fair Value Measurement (Estimated Fair Value And Related Carrying Amounts) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Long term debt	$297,748	$297,598
Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Long term debt	$295,500	$280,500

Fair_Value_Measurement_Fair_Va

Fair Value Measurement (Fair Value Measurement Of Contingent Acquisition Consideration) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent acquisition consideration	$12,638	$19,028
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent acquisition consideration
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent acquisition consideration
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent acquisition consideration	12,638	19,028
Contingent acquisition consideration [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent acquisition consideration	12,638	19,028
Contingent acquisition consideration [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent acquisition consideration
Contingent acquisition consideration [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent acquisition consideration
Contingent acquisition consideration [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent acquisition consideration	$12,638	$19,028

Fair_Value_Measurement_Reconci

Fair Value Measurement (Reconciliation Of Changes In The Fair Value Of The Company's Level 3 Financial Assets) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
Fair Value Measurement [Abstract]
Balance at beginning of period	$19,028
Additions to Level 3	2,350
Transfers into Level 3
Transfers out of Level 3
Change in fair value	-240
Payments	-8,500
Balance at end of period	$12,638

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	3 Months Ended	12 Months Ended
In Millions, except Share data, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2011
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense, restricted stock	$4.20	$2
Unrecognized compensation costs, net of forfeitures, not related to stock option awards	34.5
Unrecognized compensation costs, recognition period	1 year 7 months 6 days
Number of shares granted	1,179,470
Average grant date fair value	$12.76
Performance Based Restricted Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares granted	1,341,358
Average grant date fair value	$12.77
Granted amount as percentage of target	150.00%
Performance Based Restricted Shares [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Condition on issuance of performance shares, range percentage	0.00%
Performance Based Restricted Shares [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Condition on issuance of performance shares, range percentage	100.00%
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation costs, recognition period	7 months 6 days
Stock options vested	214,086
Closing price of common stock	$11.34
Unrecognized compensation costs, net of forfeitures, related to non-vested stock option awards	$3.90
2011 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock based compensation program grant stock based awards			12,120,000
Shares available for future issuance	1,561,587

StockBased_Compensation_StockB

Stock-Based Compensation (Stock-Based Compensation Expense For Stock Options And Restricted Stock Awards (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	$5,816	$3,923
Cost Of Revenue [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	566	309
Sales And Marketing [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	1,028	563
Product Development And Technology [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	1,103	507
General And Administrative [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	$3,119	$2,544

StockBased_Compensation_Summar

Stock-Based Compensation (Summary Of Restricted Stock Award Activity) (Details) (Restricted Stock [Member], USD $)	3 Months Ended
	Mar. 31, 2015
Restricted Stock [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of Shares, Beginning Balance	2,162,382
Number of Shares, Granted	1,179,470
Number of Shares, Vested and released	-288,192
Number of Shares, Forfeited	-13,351
Number of Shares, Ending Balance	3,040,309
Weighted Average Grant Date Fair Value, Beginning Balance	$14.40
Weighted Average Grant Date Fair Value, Granted	$12.76
Weighted Average Grant Date Fair Value, Vested and released	$16.06
Weighted Average Grant Date Fair Value, Forfeited	$13.76
Weighted Average Grant Date Fair Value, Ending Balance	$13.62

StockBased_Compensation_Schedu

Stock-Based Compensation (Schedule Of Performance Based Shares) (Details) (Performance Based Restricted Shares [Member], USD $)	3 Months Ended
	Mar. 31, 2015
Performance Based Restricted Shares [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of Shares, Beginning Balance	1,020,720
Number of Shares, Granted	1,341,358
Number of Shares, Ending Balance	2,362,078
Weighted Average Grant Date Fair Value, Beginning Balance	$15.71
Weighted Average Grant Date Fair Value, Granted	$12.77
Weighted Average Grant Date Fair Value, Ending Balance	$14.04

StockBased_Compensation_Stock_

Stock-Based Compensation (Stock Option Activity) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015
Stock-Based Compensation [Abstract]
Number of Shares, Beginning Balance	2,825,709
Number of Shares, Forfeited	-844
Number of Shares, Expired	-17,480
Number of Shares, Ending Balance	2,807,385
Price Per Share, Minimum Beginning Balance	$11.05
Price Per Share, Maximum Beginning Balance	$24.25
Price Per Share, Forfeited	$15
Price Per Share, Expired	$15
Price Per Share, Minimum Ending Balance	$11.05
Price Per Share, Maximum Ending Balance	$24.25
Weighted Average Exercise Price, Beginning Balance	$16.04
Weighted Average Exercise Price, Forfeited	$15
Weighted Average Exercise Price, Expired	$15
Weighted Average Exercise Price, Ending Balance	$16.05
Aggregate Intrinsic Value, Beginning Balance	$85,250
Aggregate Intrinsic Value, Ending Balance	$13,325

Income_Taxes_Narrative_Details

Income Taxes (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Income Taxes [Abstract]
Unrecognized tax benefits	$5,200,000
Interest and penalties recognized	$12,000	$78,000
Effective income tax rate	43.80%	51.80%

Commitments_And_Contingencies_

Commitments And Contingencies (Narrative) (Details) (USD $)	1 Months Ended	12 Months Ended	3 Months Ended
In Millions, unless otherwise specified	Nov. 21, 2014	Dec. 31, 2014	Mar. 31, 2015
Loss Contingencies [Line Items]
Litigation settlement, amount	$18
Loss for the settlement and related legal expenses		9.2
Insurance proceeds		10
Proposed settlement penalty			15
Recorded reserve for proposed settlement penalty		15
BanxCorp Litigation [Member]
Loss Contingencies [Line Items]
Compensatory damages, treble damages, and attorneys' fees and costs			$180

Debt_Senior_Notes_Details

Debt (Senior Notes) (Details) (USD $)	3 Months Ended		0 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Aug. 02, 2013	Dec. 31, 2014
Debt Instrument [Line Items]
Amortization of original issue discounts included in interest and other expenses	$150,000	$141,000
Outstanding discounts	2,300,000			2,400,000
Long term debt, net of unamortized discount	297,748,000			297,598,000
Senior Secured Notes [Member]
Debt Instrument [Line Items]
Redemption price, percentage of principal amount redeemed			98.94%
Senior Notes [Member]
Debt Instrument [Line Items]
Interest rate			6.13%
Redemption price, percentage	101.00%
Amortization of deferred financing costs	332,000	309,000
Senior Notes and Senior Secured Notes [Member]
Debt Instrument [Line Items]
Interest expense excluding amortization	4,700,000	4,700,000
Unamortized deferred loan fees	$5,800,000			$5,800,000

Debt_Revolving_Credit_Facility

Debt (Revolving Credit Facility) (Narrative) (Details) (Revolving Credit Facility [Member], Royal Bank Of Canada [Member], USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014	Aug. 07, 2013
Line of Credit Facility [Line Items]
Revolving credit facility, amount				$70,000,000
Debt maturity date	17-May-18
Maximum consolidated leverage ratio	400.00%
Maximum aggregate amount of total commitments	30.00%
Amount available for borrowing	70,000,000
Amounts outstanding	0
Amortization of deferred financing costs	85,000	85,000
Unamortized deferred loan fees	$1,000,000		$1,100,000
Minimum [Member]
Line of Credit Facility [Line Items]
Commitment fee percentage	0.38%
Maximum [Member]
Line of Credit Facility [Line Items]
Commitment fee percentage	0.50%
Base Rate [Member]
Line of Credit Facility [Line Items]
Applicable margin rate	3.00%
LIBOR [Member]
Line of Credit Facility [Line Items]
Applicable margin rate	2.00%

Acquisitions_Narrative_Details

Acquisitions (Narrative) (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill	$642,567,000	$641,367,000
Moseo Corporation [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Business Combination, Consideration Transferred	3,000,000
Goodwill	1,200,000
Intangible assets	4,600,000
Contingent consideration liability	2,300,000
Caring, Inc. [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Escrow deposit		4,300,000
Wallaby Financial, Inc. [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Business Combination, Consideration Transferred		10,000,000
Goodwill		6,100,000
Intangible assets		3,900,000
Weighted Average Amortization Period (Years)		5 years
Trademarks [Member] | Wallaby Financial, Inc. [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Intangible assets		250,000
Internet domain names [Member] | Moseo Corporation [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Intangible assets	2,000,000
Internet domain names [Member] | Caring, Inc. [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Intangible assets		14,600,000
Customer relationships [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period (Years)	7 years
Customer relationships [Member] | Moseo Corporation [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Intangible assets	2,400,000
Customer relationships [Member] | Caring, Inc. [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Intangible assets		9,900,000
Developed technology [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Weighted Average Amortization Period (Years)	8 years
Developed technology [Member] | Caring, Inc. [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Intangible assets		5,000,000
Developed technology [Member] | Wallaby Financial, Inc. [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Intangible assets		$3,600,000

Acquisitions_Schedule_Of_Preli

Acquisitions (Schedule Of Preliminary Estimated Fair Value Of Assets Acquired And Liabilities Assumed) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Business Acquisition [Line Items]
Goodwill	$642,567,000	$641,367,000
Caring, Inc. [Member]
Business Acquisition [Line Items]
Current assets, net of cash acquired		1,490,000
Property and equipment, net		76,000
Intangible assets		29,500,000
Goodwill		22,998,000
Deferred tax asset		12,994,000
Other noncurrent assets		76,000
Current liabilities		-2,174,000
Deferred tax liability		-11,269,000
Other noncurrent liabilities		-6,000
Purchase price		$53,685,000

Acquisitions_Schedule_Of_Weigh

Acquisitions (Schedule Of Weighted Average Amortization Periods For Intangible Assets Recorded In the Acquisition) (Details)	3 Months Ended
	Mar. 31, 2015
Trademarks and URLs [Member]
Business Acquisition [Line Items]
Weighted Average Amortization Period (Years)	10 years
Customer relationships [Member]
Business Acquisition [Line Items]
Weighted Average Amortization Period (Years)	7 years
Developed technology [Member]
Business Acquisition [Line Items]
Weighted Average Amortization Period (Years)	8 years

Discontinued_Operations_Schedu

Discontinued Operations (Schedule of Disposal Groups, Including Discontinued Operations, Condensed Consolidated Balance Sheet) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Discontinued Operations [Abstract]
Cash and cash equivalents	$414	$326	$623
Accounts receivable, net	356	479
Prepaid expenses and other current assets	144	177
Total current assets	914	982
Furniture, fixtures and equipment, net	586	635
Intangible assets, net	11	10
Other assets	53
Total assets classified as held for sale	1,564	1,627
Accounts payable	16	5
Accrued expenses	236	442
Deferred revenue and customer deposits	141	194
Other current liabilities	15	433
Total current liabilities	408	1,074
Total liabilities classified as held for sale	$408	$1,074

Discontinued_Operations_Schedu1

Discontinued Operations (Schedule of Disposal Groups, Including Discontinued Operations, Condensed Consolidated Statement Of Comprehensive Income) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Discontinued Operations [Abstract]
Revenue	$216	$200
Cost of revenue (excludes depreciation and amortization)	-96	-167
Sales and marketing	-130	-130
Product development and technology	-40	-86
General and administrative	-178	-189
Depreciation and amortization	-96	-73
Interest income and other		-1
Net loss from discontinued operations	($324)	($446)

Subsequent_Events_Narrative_De

Subsequent Events (Narrative) (Details) (Subsequent Event [Member], USD $)	11-May-15
Subsequent Event [Member]
Subsequent Event [Line Items]
Consent payment	$374,000