Bankrate 10-Q 10 May 17 2017 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2017	Apr. 30, 2017
Document Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1
Entity Registrant Name	Bankrate, Inc.
Entity Central Index Key	1,518,222
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		89,512,596

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Assets
Cash and cash equivalents	$ 183,315	$ 176,680
Accounts receivable, net of allowance for doubtful accounts of $417 and $190, respectively	50,675	52,211
Prepaid expenses and other current assets	45,153	42,041
Total current assets	279,143	270,932
Furniture, fixtures and equipment, net of accumulated depreciation of $18,327 and $19,514, respectively	17,719	15,440
Intangible assets, net of accumulated amortization of $211,566 and $202,331, respectively	182,926	192,119
Goodwill	599,805	599,805
Other assets	4,794	5,564
Total assets	1,084,387	1,083,860
Liabilities
Accounts payable	14,277	11,191
Accrued expenses	20,492	27,887
Deferred revenue and customer deposits	938	1,369
Accrued interest payable	2,294	6,887
Other current liabilities	50,579	6,511
Total current liabilities	88,580	53,845
Deferred income taxes	5,181	5,118
Long term debt, net of unamortized discount	296,355	295,721
Other liabilities	8,836	39,798
Total liabilities	398,952	394,482
Commitments and contingencies (Note 9)
Stockholders' equity
Preferred stock, par value $.01 per share - 50,000,000 authorized, none issued
Common stock, par value $.01 per share - 300,000,000 shares authorized;102,241,290 and 103,132,289 shares issued, respectively; 89,352,541 and 90,072,482 shares outstanding, respectively	1,023	1,032
Additional paid-in capital	902,920	903,177
Accumulated deficit	(76,727)	(71,119)
Less: Treasury stock, at cost - 12,888,749 and 13,059,807 shares, respectively	(141,115)	(142,983)
Accumulated other comprehensive loss	(666)	(729)
Total stockholders' equity	685,435	689,378
Total liabilities and stockholders' equity	$ 1,084,387	$ 1,083,860

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Condensed Consolidated Balance Sheets [Abstract]
Accounts receivable, allowance for doubtful accounts	$ 417	$ 190
Accumulated depreciation	18,327	19,514
Accumulated amortization	$ 211,566	$ 202,331
Preferred Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Preferred stock, shares authorized	50,000,000	50,000,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	300,000,000	300,000,000
Common stock, shares issued	102,241,290	103,132,289
Common stock, shares outstanding	89,352,541	90,072,482
Treasury stock, shares	12,888,749	13,059,807

Condensed Consolidated Statemen

Condensed Consolidated Statements Of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Condensed Consolidated Statements Of Comprehensive Income (Loss) [Abstract]
Revenue	$ 118,659	$ 93,478
Costs and expenses:
Cost of revenue	63,194	47,310
Sales and marketing	5,226	4,895
Product development and technology	8,579	6,579
General and administrative	21,839	16,889
Legal settlements		(851)
Restructuring charge		(34)
Changes in fair value of contingent acquisition consideration	12,847	(162)
Depreciation and amortization	10,542	9,627
Total costs and expenses	122,227	84,253
(Loss) income from operations	(3,568)	9,225
Interest expense	5,462	5,479
Interest income and other, net	(509)	(632)
(Loss) income before income taxes	(8,521)	4,378
Income tax (benefit) expense	(3,274)	3,656
Net (loss) income from continuing operations	(5,247)	722
Net loss from discontinued operation, net of income taxes		(439)
Net (loss) income	$ (5,247)	$ 283
Basic net (loss) income per share:
Continuing operations	$ (0.06)	$ 0.01
Discontinued operations		(0.01)
Basic net (loss) income per share:	(0.06)	0
Diluted net (loss) income per share:
Continuing operations	(0.06)	0.01
Discontinued operations		(0.01)
Diluted net (loss) income per share	$ (0.06)	$ 0
Weighted average common shares outstanding:
Basic	88,260,929	92,899,932
Diluted	88,260,929	93,440,754
Other comprehensive income (loss), net of tax	$ 63	$ (63)
Comprehensive (loss) income	$ (5,184)	$ 220

Condensed Consolidated Stateme5

Condensed Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash flows from operating activities
Net (loss) income	$ (5,247)	$ 283
Adjustments to reconcile net (loss) income to net cash provided by operating activities:
Depreciation and amortization	10,542	9,627
Provision for doubtful accounts receivable	351	39
Deferred income taxes	271	(602)
Amortization of deferred financing charges and original issue discount	719	682
Stock-based compensation	6,358	3,904
Loss on disposal of assets	70
Changes in fair value of contingent acquisition consideration	12,847	(162)
Change in operating assets and liabilities, net of effect of business acquisitions:
Accounts receivable	1,186	1,137
Prepaid expenses and other assets	(2,528)	2,544
Accounts payable	3,088	(8,765)
Accrued expenses	(7,395)	2,817
Other liabilities	(1,561)	(8,050)
Deferred revenue and customer deposits	(431)	(1)
Net cash provided by operating activities - continuing operations	18,270	3,453
Cash flows from investing activities
Purchases of furniture, fixtures and equipment and capitalized software and website development costs	(3,578)	(1,231)
Net cash provided by (used in) investing activities - continuing operations	(3,578)	(1,231)
Cash flows from financing activities
Cash paid for contingent acquisition consideration	(3,309)	(5,181)
Purchase of Company stock	(4,790)	(29,612)
Net cash (used in) provided by financing activities - continuing operations	(8,099)	(34,793)
Effect of exchange rate on cash and cash equivalents	42	(42)
Net increase (decrease) in cash	6,635	(32,613)
Cash - beginning of period	176,680	237,204
Cash - end of period	183,315	204,591
Cash of continuing operations - end of period	183,315
Supplemental disclosure of other cash flow activities
Cash paid for interest	9,366	9,254
Cash (refunded) paid for taxes, net	(1,331)	71
Supplemental disclosure of non-cash investing and financing activities
Accrued additions to furniture, fixtures and equipment and capitalized software and website development costs	30
Vested share-based awards	$ 10,984	$ 7,201

Organization And Basis Of Prese

Organization And Basis Of Presentation	3 Months Ended
	Mar. 31, 2017
Organization And Basis Of Presentation [Abstract]
Organization And Basis Of Presentation	Bankrate, Inc. and Subsidiaries Notes to Condensed Consolidated Financial Statements (unaudited)   NOTE 1 – ORGANIZATION AND BASIS OF PRESENTATION  The Company  Bankrate, Inc. and its subsidiaries (“Bankrate” or the “Company,” “we,” “us,” “our”) own and operate an Internet-based consumer banking, personal finance and senior care network (“Online Network”). Our flagship websites, CreditCards.com , Bankrate.com , and Caring.com are some of the Internet’s leading aggregators of information on more than 300 financial and senior care products and services, including credit cards, mortgages, deposits, and other personal finance categories. Additionally, we provide financial applications and information to a network of distribution partners and through national and state publications.  We operate the following reportable business segments:  · Credit Cards – we present visitors a comprehensive selection of consumer and business credit and prepaid cards, providing detailed information and comparison capabilities, and host news and advice on personal finance, credit card and bank policies, as well as tools, calculators, products and services to estimate credit scores and card benefits. · Banking – we offer information on rates for various types of mortgages, home lending and refinancing. We maintain current rate information for more than 600 local markets, covering all 50 U.S. states. Consumers can customize searches for mortgage rates by loan size, type, maturity, and location through our online portals. We also offer rate information and original editorial content on various deposit products, retirement, taxes and debt management. · Senior Care – we provide helpful caregiving content, a comprehensive online senior living directory for the United States, a local directory covering a wide array of other senior caregiving services and telephone support and advice from trained Family Advisors. · Other – includes unallocated corporate overhead, the elimination of transactions between segments and the wind down of our China operations.  Basis of Presentation  The accompanying condensed consolidated financial statements include the accounts of Bankrate, Inc., and its subsidiaries . I ntercompany accounts and transactions are eliminated in consolidation .  The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for the fair statement of our results have been included. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent gains and losses at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. Operating results for the three months ended March 31, 2017 are not necessarily indicative of the results that may be expected for the year ending December 31, 2017, for any future interim period or for any future year.  The accompanying unaudited condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto contained in the Company’s 2016 Annual Report on Form 10-K (“2016 Annual Report”) filed with the Securities and Exchange Commission (“SEC”) on March 22, 2017 .  Other than as noted below, there have been no significant changes in the Company’s accounting policies from those disclosed in our 2016 Annual Report.  Reclassifications  Certain amounts presented for the three months ended March 31, 2016 reflect reclassifications made to conform to the presentation in our 2016 Annual Report and our current presentation as follows:  In 2016 we adopted ASU 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments,” on a retrospective basis. In doing so, the presentation and classification of certain transactions involving cash paid for contingent acquisition consideration on our statement of cash flows for the three months ended March 31, 2016 have been retrospectively adjusted to conform to our current presentation and classification.  As disclosed in our 2016 Annual Report, in the third quarter 2016 management revised the strategy of its Quizzle reporting unit to focus its technology resources primarily on enhancing the user experience of the products and services provided by the Banking segment through greater personalization, and realigned its management reporting structure by integrating the Quizzle operations into the Banking segment , as it was previously reported in Other . All segment results reported for the three months ended March 31, 2016 have been revised to reflect such change.  As disclosed in our 2016 Annual Report, our operations in China were previously presented as a discontinued operation as we were marketing them for sale. During the second quarter 2016 we could not come to terms with the potential buyers of the business, negotiations ended and the plan to sell the business was abandoned. It was then determined to start the process of winding down and closing the operations in China, a process which, based on local requirements and regulations, is not expected to be completed until 2018. The results reported for the three months ended March 31, 201 6 have been revised to be included in continuing operations to reflect such change.  New Accounting Pronouncements  Recently Adopted Pronouncements  In August 2014, the FASB issued ASU 2014-15, “Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern,” which requires management to perform interim and annual assessments of an entity’s ability to continue as a going concern within one year of the date the financial statements are issued and to provide related footnote disclosures in certain circumstances. We adopted this guidance and it may have an impact on future disclosures to our condensed consolidated financial statements.  In March 2016, the FASB issued ASU 2016-09 “Compensation—Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting.” This update is intended to reduce complexity in the accounting standard and simplify several aspects of the accounting for employee share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. In addition, the amendments in this update eliminate the guidance in Topic 718. We adopted this guidance on January 1, 2017, as required, on a modified retrospective basis , adjusted forfeiture rates in related calculations and recorded a cumulative-effect adjustment to retained earnings (See Note 4 – Stockholders’ Equity).  In January 2017, the FASB issued ASU 2017-04, “Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment.” The primary amendment of the guidance update to simplify the subsequent measurement of goodwill eliminated Step 2 from the goodwill impairment test. Instead, under the amendments in this update, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early adoption is permitted for any entity in any interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. We elected to early adopt this standard on January 1, 2017 and it did not have an impact on our condensed consolidated financial statements and related disclosures.  Recently Issued Pronouncements, Not Adopted as of March 31, 2017  The FASB issued several updates on Topic 606 “Revenue from Contracts with Customers”, including: · ASU 2014-09, “Revenue from Contracts with Customers (Topic 606)” · ASU 2016-08 “Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net).” · ASU 2016-10, “Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing.” · ASU 2016-11, “Revenue Recognition (Topic 605) and Derivatives and Hedging (Topic 815): Rescission of SEC Guidance Because of Accounting Standards Updates 2014-09 and 2014-16 Pursuant to Staff Announcements at the March 3, 2016 EITF (Emerging Issue Task Force) Meeting.” · ASU 2016-12, “Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients.” · ASU 2016-20, “Technical Corrections and Improvements to Topic 606, Revenue from Contracts with Customers.”  The standards provide companies with a single model for use in accounting for revenue arising from contracts with customers that supersedes current revenue recognition guidance, including industry-specific revenue guidance. The core principle of the model is to recognize revenue when control of the goods or services transfers to the customer, as opposed to recognizing revenue when the risks and rewards transfer to the customer under the existing revenue guidance. The guidance permits companies to either apply the requirements retrospectively to all prior periods presented, or apply the requirements in the year of adoption, through a cumulative adjustment. The guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is permitted, to be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. We plan to adopt this guidance effective January 1, 2018, as required. We understand that the adoption of these updates have the potential to materially impact our revenue recognition process and related expenses. We have engaged a third-party to assist in our analysis and review of our contracts regarding this guidance and we are in the process of completing the analysis of the standards’ impact on our Credit Cards segment, our largest revenue producing segment. While we have not completed our analysis of the impact of the provisions of these standards on the Credit Cards segment, at this time we have not identified any provisions that we would expect to have a significant impact on how we recognize revenue and related expenses for our Credit Cards segment. When the assessment of the Credit Cards segment is complete, we will analyze our remaining segments. We expect to complete our assessments prior to adoption of the guidance.  In January 2016, the FASB issued ASU 2016-01 “Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities.” This update amends some of the existing guidance related to the recognition, measurement, presentation, and disclosure of financial instruments. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. We are evaluating the effect that this update will have on our consolidated financial statements and related disclosures.  In January 2016, the FASB issued ASU 2016-02 “Leases (Topic 842).” This update will supersede the leases requirements in Topic 840, Leases, and create an additional Topic 842, which specifies the accounting for leases. The objective is to establish the principles that lessees and lessors shall apply to report useful information to users of financial statements about the amount, timing, and uncertainty of cash flows arising from a lease. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. We do not anticipate that this update will have a significant impact on our consolidated financial statements and related disclosures.  In June 2016, the FASB issued ASU 2016-13, “Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” This update requires a financial asset, or group of financial assets, measured at amortized cost basis to be presented at the net amount expected to be collected. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early adoption is permitted for any entity in any interim or annual period within those fiscal years, beginning after December 15, 2018. We are evaluating the effect that this update will have on our consolidated financial statements and related disclosures.  In October 2016, the FASB issued ASU 2016-16, “Income Taxes (Topic 740): Intra-Entity Transfers of Assets Other Than Inventory,” to improve the accounting for the income tax consequences of intra-entity transfers of assets other than inventory. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is permitted for all entities in the first interim period if an entity issues interim financial statements. We are evaluating the effect that this update will have on our consolidated financial statements and related disclosures.  In November 2016, the FASB issued ASU 2016-18, “Statement of Cash Flows (Topic 230): Restricted Cash,” to provide guidance on the presentation of restricted cash or restricted cash equivalents in the statement of cash flows, thereby reducing the diversity in presentation. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. This update may have an effect on our future classification of certain transactions on our consolidated statements of cash flows and related disclosures.  In January 2017, the FASB issued ASU 2017-01, “Business Combinations (Topic 805): Clarifying the Definition of a Business.” These amendments clarify the definition of a business. The amendments affect all companies and other reporting organizations that must determine whether they have acquired or sold a business. The definition of a business affects many areas of accounting including acquisitions, disposals, goodwill, and consolidation. The amendments are intended to help companies and other organizations evaluate whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is permitted under certain circumstances. The amendments should be applied prospectively as of the beginning of the period of adoption. We are evaluating the effect that this update will have on our consolidated financial statements and related disclosures.   

Goodwill And Intangible Assets

Goodwill And Intangible Assets	3 Months Ended
	Mar. 31, 2017
Goodwill And Intangible Assets [Abstract]
Goodwill And Intangible Assets	NOTE 2 – GOODWILL AND INTANGIBLE ASSETS  Goodwill activity for the three months ended March 31, 2017 is shown below:     (In thousands) Credit Cards Banking Senior Care Total Company  Balance, January 1, 2017 $ 451,771 $ 127,516 $ 20,518 $ 599,805  Additions due to acquisitions - - - -  Balance, March 31, 2017 $ 451,771 $ 127,516 $ 20,518 $ 599,805  Intangible assets consist primarily of trademarks and domain names, customer relationships, affiliate relationships and developed technologies. Intangible assets are being amortized over their estimated useful lives on a straight-line bas i s.  Intangible assets subject to amortization were as follows as of March 31, 2017 :     (In thousands) Cost Accumulated Amortization Net Weighted Average Amortization Period Years  Trademarks and domain names $ 204,555 $ (88,509) $ 116,046 16.5  Customer relationships 157,668 (105,109) 52,559 9.0  Affiliate relationships 12,670 (7,057) 5,613 10.3  Developed technologies 18,168 (10,513) 7,655 6.3  Non-compete 1,431 (378) 1,053 3.0  $ 394,492 $ (211,566) $ 182,926 12.8  Intangible assets subject to amortization were as follows as of December 31, 2016 :    (In thousands) Cost Accumulated Amortization Net Weighted Average Amortization Period Years  Trademarks and domain names $ 204,534 $ (84,494) $ 120,040 16.5  Customer relationships 157,648 (100,611) 57,037 9.0  Affiliate relationships 12,670 (6,922) 5,748 10.3  Developed technologies 18,167 (10,046) 8,121 6.2  Non-compete 1,431 (258) 1,173 3.0  $ 394,450 $ (202,331) $ 192,119 12.8  Amortization expense for three months ended March 31, 2017 was $ 9.2 million, and amortization expense for the three months ended March 31, 2016 was $8.4 million .  Future amortization expense for intangible assets placed into service on or before March 31, 2017 is expected to be:     Amortization  (In thousands) Expense  Remainder of 2017 $ 25,357  2018 30,962  2019 22,363  2020 15,889  2021 13,433  2022 11,237  Thereafter 63,685  Total expected amortization expense for intangible assets $ 182,926 

Earnings (Loss) Per Share

Earnings (Loss) Per Share	3 Months Ended
	Mar. 31, 2017
Earnings (Loss) Per Share [Abstract]
Earnings (Loss) Per Share	NOTE 3 – EARNINGS (LOSS) PER SHARE  We compute basic earnings (loss) per share by dividing net income (loss) for the period by the weighted average number of shares outstanding for the period. Diluted earnings (loss) per share includes the effects of dilutive common stock equivalents, consisting of outstanding stock-based awards in accordance with ASC 718, Compensation — Stock Compensation, to the extent the effect is not anti-dilutive, using the treasury stock method.  The following table presents the computation of basic and diluted earnings (loss) per share:     Three months ended  March 31, March 31,  (In thousands, except share and per share data) 2017 2016  Net (loss) income from continuing operations $ (5,247) $ 722  Net loss from discontinued operation, net of income taxes - (439)  Net (loss) income $ (5,247) $ 283   Weighted average common shares outstanding for basic earnings (loss) per share 88,260,929 92,899,932  Additional dilutive shares related to share based awards - 540,822  Weighted average common shares outstanding for diluted earnings (loss) per share 88,260,929 93,440,754   Basic net (loss) income per share:  Continuing operations $ (0.06) $ 0.01  Discontinued operation - (0.01)  Basic net (loss) income per share: $ (0.06) $ 0.00   Diluted net (loss) income per share:  Continuing operations $ (0.06) $ 0.01  Discontinued operation - (0.01)  Diluted net (loss) income per share $ (0.06) $ 0.00   As we incurred a loss from continuing operations for the three months ended March 3 1 , 201 7 , all outstanding stock options, restricted stock awards and performance stock awards have an anti-dilutive effect and therefore are excluded from the computation of diluted weighted average shares outstanding for those periods . Accordingly, basic and diluted weighted average shares outstanding are equal for such periods. The following were excluded from the calculation of diluted earnings per share because their impact would have been anti-dilutive :      Three months ended  March 31, March 31,  2017 2016  Restricted shares and restricted stock units 1,674,498 983,149  Performance shares and performance stock units 121,268 -  Stock options 954,940 2,470,995  

Stockholders' Equity

Stockholders' Equity	3 Months Ended
	Mar. 31, 2017
Stockholders' Equity [Abstract]
Stockholders' Equity	NOTE 4 – STOCKHOLDERS’ EQUITY  The activity in stockholders’ equity for the three months ended March 31, 2017 is shown below:     Common Stock Treasury Stock  (In thousands) Shares Amount Additional paid-in capital Accumulated Deficit Shares Amount Accumulated Other Comprehensive Loss - Foreign Currency Translation Total Stockholders' Equity   Balance at January 1, 2017 103,132 $ 1,032 $ 903,177 $ (71,119) (13,059) $ (142,983) $ (729) $ 689,378  Cumulative-effect adjustment of adoption of ASU 2016-09 - - 571 (361) - - - 210  Other comprehensive income, net of taxes - - - - - - 63 63  Treasury stock purchased - - - - (450) (4,790) - (4,790)  Restricted stock issued, net of cancellations (6) - (6,658) - 621 6,658 - -  Performance stock issued, net of cancellations (885) (9) 9 - - - - -  Stock-based compensation - - 5,821 - - - - 5,821  Net loss - - - (5,247) - - - (5,247)  Balance at March 31, 2017 102,241 $ 1,023 $ 902,920 $ (76,727) (12,888) $ (141,115) $ (666) $ 685,435  On January 1, 2017, we recorded a $361,000, net of tax, cumulative-effect adjustment related to the adoption of ASU 2016-09 “Compensation—Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting.”  During the three months e nded March 31, 2017 , we increased our treasury stock by 450 ,000 shares ($ 4.8 million) for shares withheld from the vesting of stock-based compensation awards paid for employee tax withholding.  

Segments

Segments	3 Months Ended
	Mar. 31, 2017
Segments [Abstract]
Segments	NOTE 5 – SEGMENTS  The reportable segments presented below represent the Company’s operating segments for which separate financial information is available and utilized on a regular basis by its chief operating decision maker, the Company’s chief executive officer, to assess performance and allocate resources. Management evaluates the operating results of each of the Company’s operating segments based upon revenue and “Adjusted EBITDA”, which we define as income from continuing operations before depreciation and amortization; interest; income taxes; changes in fair value of contingent acquisition consideration; stock-based compensation and other items such as loss on extinguishment of debt, legal settlements, acquisition, disposition and related expenses; restructuring charges; any impairment charges; NextAdvisor contingent deferred compensation for the acquisition; costs related to the amendment and restatement of our consolidated financial statements and other financial information, which was set forth in our Annual Report on Form 10-K for the year ended December 31, 2014 (the “Restatement”) and related internal review, the SEC and DOJ investigations and related litigation and indemnification obligations ; purchase accounting adjustments; and our operations in China as we are winding down and ceasing its operations. The Company’s presentation of Adjusted EBITDA, a non-GAAP measure, may not be comparable to similarly titled measures used by other companies.      Three months ended March 31,  2017 2016  (In thousands) Revenue Adjusted EBITDA Revenue Adjusted EBITDA  Credit Cards (A) $ 85,524 $ 29,021 $ 63,142 $ 25,799  Banking (B) 29,837 8,944 25,339 5,267  Senior Care 5,829 (1,184) 6,187 (453)  Other (2,531) (6,364) (1,190) (7,304)  Total Company $ 118,659 30,417 $ 93,478 23,309   Less:  Interest expense 5,462 5,479  Interest income and other, net (509) (632)  Depreciation and amortization 10,542 9,627  Changes in fair value of contingent acquisition consideration 12,847 (162)  Stock-based compensation expense 6,358 3,904  Legal settlements - (851)  Restructuring charge - (34)  Restatement-related expenses (C) 1,222 1,427  NextAdvisor contingent deferred compensation (D) 2,976 -  China operations (E) 40 173  (Loss) income before income taxes $ (8,521) $ 4,378   __________ (A) Results for the three months ended March 31, 2017 include NextAdvisor, acquired during the second quarter 2016. (B) During the third quarter 2016, management realigned its management reporting structure by integrating the Quizzle operations into the Banking segment. All segment results reported for 2016 have been revised to reflect such change. (C) Restatement-related expenses include expenses related to the Restatement and related internal review, the SEC and DOJ investigations and related litigation and indemnification obligations . (D) Represents contingent deferred compensation expense related to the NextAdvisor acquisition. (E) Represents the loss from the operations in China, and includes legal and other costs incurred to wind down those operations. The results of China were previously presented as a discontinued operation when it was actively marketed for sale. After the negotiations with the potential buyer did not result in a sale of the business, we initiated the process to wind down the operations.   Segment revenues during the three months ended March 3 1 , 201 7 included $2.5 million of inter segment revenue and the three months ended March 3 1 , 201 6 included $1.4 million of inter segment r evenue. Intersegment revenue is eliminated in Other.  

Fair Value Measurement

Fair Value Measurement	3 Months Ended
	Mar. 31, 2017
Fair Value Measurement [Abstract]
Fair Value Measurement	NOTE 6 – FAIR VALUE MEASUREMENT  Fair value, in accordance with ASC 820, Fair Value Measurement, is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants at the measurement date. As such, fair value is a market-based measurement that should be determined based on assumptions that market participants would use in pricing an asset or liability. Valuation techniques include the market approach (comparable market prices), the income approach (present value of future income or cash flow), and the cost approach (cost to replace the service capacity of an asset or replacement cost). These valuation techniques may be based upon observable and unobservable inputs. The three levels of inputs used to measure fair value pursuant to the guidance are as follows:  Level 1—Quoted prices in active markets for identical assets or liabilities. Level 2—Observable inputs other than quoted prices included in Level 1, such as quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets and liabilities in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3—Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities, which includes certain pricing models, discounted cash flow methodologies and similar techniques that use significant unobservable inputs.  Our financial instruments consist primarily of cash and cash equivalents, accounts receivable, accrued interest, the assets held in the Rabbi Trust and our Senior Notes (see Note 10 – Debt) .  The carrying amounts of cash, accounts receivable and accrued interest approximate estimated fair value due to their short term nature . In measuring the fair value of our long term debt, we use Level 2 market informat ion . These estimates require considerable judgment in interpreting market data, and changes in assumptions or estimation methods could significantly affect the fair value estimates.  The following table presents estimated fair value, and related carrying amounts:     March 31, 2017 December 31, 2016  (In thousands) Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value  Financial liabilities:  Long term debt $ 296,355 $ 302,625 $ 295,721 $ 302,250  W e make recurring fair value measurement of contingent acquisition consideration and contingent acquisition deferred compensation liabilit ies using Level 3 unobservable inputs. We recognize the fair value based on its estimated fair value at the beginning period date using discounted cash flows, Monte Carlo simulations or probability weighted-expected return model. Subsequent adjustments to the fair value are due to the passage of time as we approach the payment date or changes to management’s estimates of the projected performance target. In determining the fair value, we review current results along with projected results for the remaining earnout period to calculate the expected contingent acquisition consideration and contingent acquisition deferred compensation to be paid using the agreed upon formula as laid out in the acquisition agreement. The fair value of the se liabilit ies will be adjusted based on the change in fair value resulting from the passage of time at the applicable discount rate, or changes in the forecasted results as we approach the payment dates absent any significant changes in assumptions related to the valuation or the probability of payment.  The following tables present the fair value measurements of the assets of the non-qualified deferred compensation plan , contingent acquisition deferred compensation and the contingent acquisition consideration using the fair value hierarchy:       Fair Value Measurement at March 31, 2017 Using  (In thousands) Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total  Recurring fair value measurement:  Assets:  Investments of the non-qualified deferred compensation plan $ 188 $ - $ - $ 188  Total asset recurring fair value measurements $ 188 $ - $ - $ 188   Liabilities:  Contingent acquisition deferred compensation $ - $ - $ 1,862 $ 1,862  Contingent acquisition consideration - - 43,558 43,558  Total liabilities recurring fair value measurements $ - $ - $ 45,420 $ 45,420          Fair Value Measurement at December 31, 2016 Using  (In thousands) Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total  Recurring fair value measurement:   Investments of the non-qualified deferred compensation plan $ 178 $ - $ - $ 178  Total asset recurring fair value measurements $ 178 $ - $ - $ 178   Liabilities:  Contingent acquisition deferred compensation $ - $ - $ 869 $ 869  Contingent acquisition consideration - - 30,711 30,711  Total liabilities recurring fair value measurements $ - $ - $ 31,580 $ 31,580   The following table sets forth a reconciliation of changes in the fair value of our contingent acquisition consideration Level 3 financial liabilities:     Three months ended March 31,  (In thousands) 2017  Balance, January 1, $ 30,711  Additions to Level 3 -  Transfers into Level 3 -  Transfers out of Level 3 -  Change in fair value 12,847  Payments -  Balance, March 31, $ 43,558  The unobservable inputs used in determining the fair value of contingent acquisition consideration for earnout periods not yet completed include discount factors of 14% to 18% based on our weighted average cost of capital and projected results of the acquired businesses. In addition, we consider the cost of debt to be a significant input in the valuation of the fair value of the contingent bonus and continent acquisition consideration. We used 5.25% percent as our cost of debt in the se valuation s as of March 31, 2017. The fair value calculated as of March 31, 2017 is subject to sensitivity as it relates to the projected results of the acquired businesses, which are uncertain in nature. Each calculation is based on a separate formula and results that differ from our projections could impact the fair value significantly.  During the three months ended March 31, 2017 , we recorded an expense of $12.8 million for the change in fair value of contingent acquisition consideration , which consists of an increase of $ 12.4 million due to a change in estimate for revised forecasted results and probability of achievement, and an increase of $454,000 related to the passage of time . As of March 31, 2017 , the possible contingent acquisition consideration payouts from our acquisition ranges from zero to $134.1 million, depending on the achievement of certain Adjusted EBITDA targets by the acquired operations. This liability is recorded on the condensed consolidated balance sheet in other current liabilities at March 31, 2017 and in other liabilities at December 31, 2016.  The following table sets forth a reconciliation of changes in the fair value of our contingent acquisition deferred compensation Level 3 financial liabilities:     Three months ended March 31,  (In thousands) 2017  Balance, January 1, $ 869  Additions to Level 3 -  Transfers into Level 3 -  Transfers out of Level 3 -  Change in fair value 993  Payments -  Balance, March 31, $ 1,862   The fair value of the contingent acquisition deferred compensation is based on the achievement of certain Adjusted EBITDA targets, and is tied to the participant ’ s employment. During the three months ended March 31, 2017 , we recorded an expense of $993,000 for the change in fair value of contingent acquisition deferred compensation , which consists of increase s of $5 59 ,000 related to a change in estimate for revised forecasts and probability of achievement, and $4 34 ,000 related to the passage of time. As of March 31, 2017 , the possible contingent acquisition deferred compensation payout ranges from zero to $11.7 million, depending on the achievement of certain Adjusted EBITDA targets. This liability is recorded on the condensed consolidated balance sheet in other current liabilities at March 31, 2017 and in other liabilities at December 31, 2016.  

Stock-Based Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2017
Stock-Based Compensation [Abstract]
Stock-Based Compensation	NOTE 7 – STOCK-BASED COMPENSATION  The Company’s stock-based compensation program is a long-term retention program that is intended to attract, retain and provide incentives for directors, officers and employees in the form of awards of non-qualified stock options, restricted stock and performance-based restricted shares or units. Stock unit awards entitle the holder to receive shares of common stock of the Company upon vesting on a one-to-one basis. The Company typically settles stock based awards with treasury shares. As of March 31, 2017 , approximately 5.2 million shares were available for future grants of awards under the plan.  The stock-based compensation expense for stock options, restricted stock and performance stock awards recognized in our condensed consolidated statements of comprehensive income (loss) are as follows:     Three months ended  March 31, March 31,  (In thousands) 2017 2016  Cost of revenue $ 579 $ 428  Sales and marketing 325 476  Product development and technology 1,201 744  General and administrative 4,253 2,256  Total stock-based compensation $ 6,358 $ 3,904  Stock -based compensation expense for the three months ended March 31, 2017 and 2016 includes $537,000 and $153,000 , respectively, of expense related to performance - based restricted share grants that are classified as a liability until the number of shares is determinable and granted . This amount is included in the performance - based restricted share expense discussed below. These grants vest 50% on their determination dates and 50% on the first anniversary of their determination dates .  Stock-based compensation expense, by award type, recognized in our condensed consolidated statements of comprehensive income (loss) is as follows:      Three months ended  March 31, March 31,  (In thousands) 2017 2016  Restricted shares $ 1,925 $ 2,846  Restricted stock units 2,137 261  Performance-based restricted shares 614 430  Performance-based restricted stock units 1,524 142  Stock Options 158 225  Total stock-based compensation $ 6,358 $ 3,904  Restricted Stock  The following table summarizes restricted stock award activity for the three months ended March 31, 2017 :     Weighted Average  Number of Grant Date  Shares Fair Value  Balance, January 1, 2017 1,038,284 $ 12.86  Granted 32,609 11.50  Vested and released (323,772) 14.02  Forfeited (6,131) 14.04  Balance, March 31, 2017 740,990 $ 12.28  The total fair value of restricted stock awards that vested during the three months ended March 31, 2017 was $4.5 million .  As of March 31, 2017 , there was unrecognized compensation cost related to non-vested restricted stock awards of $6.1 million, which is estimated to be recognized over a weighted average period of 0.9 years.  Restricted Stock Units  During the three months ended March 31, 2017 , restricted stock units were awarded that vest ratably over a three year period following the date of the grant.      Weighted Average  Number of Grant Date  Units Fair Value  Balance, January 1, 2017 2,398,049 $ 8.27  Granted 1,887,336 10.03  Vested and released (588,014) 8.33  Forfeited (37,456) 9.11  Balance, March 31, 2017 3,659,915 $ 9.16   The total fair value of restricted stock units that vested during the three months ended March 31, 2017 was $4.9 million.  As of March 31, 2017 , there was unrecognized compensation cost related to non-vested restricted stock units of $31.1 million, which is expected to be recognized over an estimated weighted average period of 1.6 years.  Performance -b ased Restricted Shares  Performance - based restricted shares activity was as follows for the three months ended March 31, 2017 :     Weighted Average  Number of Grant Date  Shares Fair Value  Balance, January 1, 2017 1,025,670 $ 12.52  Granted - -  Vested/Earned (100,659) 15.36  Forfeited (884,868) 12.77  Balance, March 31, 2017 40,143 $ 11.21   The total fair value of performance-based restricted shares that vested during the three months ended March 31, 2017 was $1.5 m illion.  As of March 31, 2017 , there was unrecognized compensation expense related to non-vested performance stock awards , including grants classified as liability awards where the number of shares are not yet determinable, of $1.8 million, which is expected to be recognized over an estimated weighted average period of 1.5 years.  Performance- b ased Restricted Stock Units  During 2017, performance-based restricted stock units were awarded that vest based upon a performance factor, which is equal to a measure of the Company’s profitability over a 2 year period with 50% vesting on the determination date , which will be the date on which the audit of the Company’s financial statements for its fiscal year 201 8 is completed , and 50% on the third anniversary of the grant date. The granted amount represents the target amount of performance-based restricted stock units to be awarded. The amount awarded is determined based on the Company’s financial performance metric, Adjusted EBITDA. The total number of performance-based restricted stock units earned based on the financial performance metric can range from 0% to 150% of the target amount.  In 2016, performance-based restricted stock units were awarded that vest based upon a performance factor, which is equal to a measure of the Company’s profitability over a 2 year period and multiplied by a total shareholder return factor achieved by the Company relative to a determined peer group, with 50% vesting on the determination date, which will be the later of (i) the date on which the audit of the Company’s financial statements for its fiscal year 2017 is completed and (ii) the date on which the final calculation of the relative total shareholder return factor is made by the Compensation Committee of the Board of Directors; and 50% on the third anniversary of the grant date. The granted amount represents the target amount of performance-based restricted stock units to be awarded. The amount awarded is determined based on the Company’s financial performance metric, Adjusted EBITDA. The total number of performance-based restricted stock units earned based on the financial performance metric can range from 0% to 150% of the target amount. The total shareholder return factor could further adjust the number of performance-based restricted stock units earned by a maximum increase or decrease of 25% .  The grant date fair value of the 2016 performance-based restricted stock units incorporates a total-stockholders return metric, which is estimated using a Monte Carlo simulation model to estimate the Company’s ranking relative to an applicable stock index of peers. The weighted average assumptions used in the Monte Carlo simulation model to calculate the fair value of the Company’s 2016 performance-based restricted stock unit award s are outlined below:     Three months ended March 31, 2017  Expected volatility of stock price 56.35%  Risk-free interest rate 0.94%  Valuation period 2.06 years  Dividend yield 0.00%   Performance-based restricted stock unit activity was as follows for the three months ended March 31, 2017 :      Weighted Average  Number of Grant Date  Units Fair Value  Balance, January 1, 2017 833,933 $ 9.21  Granted 737,898 10.00  Forfeited - -  Balance, March 31, 2017 1,571,831 $ 9.58  As of March 31, 2017 , there was unrecognized compensation expense related to non-vested performance-based restricted stock units of $12.2 million, which is expected to be recognized over a n estimated weighted average period of 2.2 years.  Stock Options  Stock option activity was as follows for the three months ended March 31, 2017 :      Number of Exercise Price Weighted Average Aggregate  Options Per Share Exercise Price Intrinsic Value  Balance, January 1, 2017 954,940 12.55 - 22.39 16.81 -  Granted - - -  Forfeited - - -  Expired - - -  Balance, March 31, 2017 954,940 $ 12.55 - 22.39 $ 16.81 $ -   Approximately 18,000 stock options vested during the three months ended March 31, 2017 .  The following table summarizes our options outstanding and options currently exercisable :      As of March 31, 2017  Weighted Average  Number of Weighted Average Contractual Term Aggregate  Options Exercise Price (in years) Intrinsic Value  Options vested and expected to vest 954,940 $ 16.81 3.7 $ -  Options exercisable 920,346 16.67 3.7 -   The aggregate intrinsic value of stock options outstanding in the tables above calculated as the difference between the closing price of Bankrate’s common stock on the last trading day of the reporting period ( $9.65 at March 31, 2017 ) and the exercise price of the stock options multiplied by the number of shares underlying options with an exercise prices less than the closing price on the last trading day of the reporting period.  As of March 31, 2017 , approximately $300,000 of total unrecognized compensation costs related to non-vested stock option awards is expected to be recognized over an estimated weighted average period of 0.2 years.  

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2017
Income Taxes [Abstract]
Income Taxes	NOTE 8 – INCOME TAXES  We calculate our income tax provision for interim periods based on two components: (i) the estimate of the annual effective tax rate and (ii) the existence of any interim period (i.e., discrete) events. The difference between income tax expense computed at the statutory rate and the reported income tax expense during the three months ended March 31, 2017 and 2016 is primarily due to a discrete tax charge related to share-based awards and the effect of U.S. state income taxes .  Our effective tax rate on continuing operations was a benefit of 38.4% during the three months ended March 31, 2017 , compared to an expense of 83.5% during the three months ended March 31, 2016 . The chang e in our effective tax rate during the three months ended March 31, 2017 is primarily attributed to a higher discrete tax charge related to share-based awards in 2016.  We have approximately $5.7 million and $5.6 million of unrecognized tax benefits at March 31, 2017 and December 31, 2016 , including accrued interest and penalties .  We are subject to income taxes in the U.S. federal jurisdiction, various states, and foreign jurisdictions. Tax regulations within each jurisdiction are subject to the interpretation of the related tax laws and regulations and require significant judgment to apply. With few exceptions, we are no longer subject to U.S. federal, state and local, or non-U.S. income tax examinations by tax authorities for the years before 201 2 .  We accrued approximately $25,000 and $7,000 during the three months ended March 31, 2017 and 2016 , respectively, for the payment of interest and penalties which is recorded as income tax expense.  During the three months ended March 31, 2017 , we recorded an additional reserve for uncertain tax positions in the amount of $81,000 .  

Commitments And Contingencies

Commitments And Contingencies	3 Months Ended
	Mar. 31, 2017
Commitments And Contingencies [Abstract]
Commitments And Contingencies	NOTE 9 – COMMITMENTS AND CONTINGENCIES  Legal Proceedings  From time to time, the Company is party to litigation and regulatory matters and claims. The Company expenses legal fees as incurred. The Company records a provision for contingent losses when it is both probable that a liability will be incurred and the amount or range of the loss can be reasonably estimated. The results of complex proceedings and reviews are difficult to predict and the Company’s view of these matters may change in the future as events related thereto unfold. Except as otherwise stated, we have concluded that we cannot estimate the reasonably possible loss or range of loss, including reasonably possible losses in excess of amounts already accrued, for each matter disclosed below. An unfavorable outcome to any legal or regulatory matter, if material, could have an adverse effect on the Company’s operations or its financial position, liquidity or results of operations.  BanxCorp Litigation  In July 2007, BanxCorp, an online publisher of rate information provided by financial institutions with respect to various financial products, filed suit against the Company in the United States District Court for the District of New Jersey alleging violations of Federal and New Jersey State antitrust laws, including the Sherman Act and the Clayton Act. BanxCorp has alleged that it has been injured as a result of monopolistic and otherwise anticompetitive conduct on the part of the Company and is seeking approximately $180 million in compensatory damages, treble damages, and attorneys' fees and costs. In October 2012, BanxCorp filed a Seventh Amended Complaint, alleging violations of Section 2 of the Sherman Act, Section 7 of the Clayton Act and parallel provisions of New Jersey antitrust laws, and dropping its claims under Section 1 of the Sherman Act. Discovery closed on December 21, 2012 and both parties filed motions in the first quarter of 2013 seeking summary judgment that are pending before the court. The Company will continue to vigorously defend this lawsuit. The Company cannot presently estimate the amount of loss, if any, that would result from an adverse resolution of this matter.  Securities Litigation  In October 2014, a putative class action lawsuit was brought in federal court in the United States District Court for the Southern District of Florida against the Company, certain of its current and former officers and directors, and other defendants, which is captioned The City of Los Angeles v. Bankrate, Inc., et al., No. 14-CV-81323-DMM. On November 23, 2015, the District Court dismissed an amended complaint in its entirety without prejudice for failing to adequately plead material misrepresentations or omissions, scienter, or loss causation and damages. On December 8, 2015, Lead Plaintiff filed a Second Amended Complaint alleging that the Company’s 2012, 2013, and first half of 2014 financial statements improperly recognized revenues and expenses and therefore were materially false and misleading and caused damages. Plaintiffs sought relief (including damages and rescission or rescissionary damages) under the Securities Act of 1933 based on a March 2014 secondary offering and under the Securities Exchange Act of 1934 on behalf of a proposed class consisting of all persons, other than the defendants, who purchased the Company’s securities between August 1, 2012 and October 9, 2014, inclusive. On May 17, 2016, the Company announced a proposed agreement, subject to Court approval, to settle this private securities class action against all defendants. Under the settlement, Bankrate agreed to pay a total of $20 million in cash to a Settlement Fund to resolve all claims asserted on behalf of investors who purchased or otherwise acquired Bankrate stock between October 27, 2011 and October 9, 2014. The settlement further provided that Bankrate denies all claims of wrongdoing or liability. The court granted final approval of the settlement on February 6, 2017. The Company accrued the settlement amount as of June 30, 2016 and funded approximately $6.1 million to the settlement fund. Approximately $13.8 million of the settlement fund has been funded from insurance proceeds.  DOJ Investigation  A s previously reported, the DOJ has informed the Company that it is investigating the matters that were the subject of the SEC investigation settled by the Company in 2015 . It is not possible to predict when the DOJ investigation will be completed, the final outcome of the investigation, and what if any actions may be taken by the DOJ.  CFPB Investigation  The Company and certain of its employees have received Civil Investigative Demands (CIDs) from the CFPB to produce certain documents and answer questions relating to the Company’s quality control process for its online mortgage rate tables. The Company has cooperated in responding to the CIDs. In late 2015, the Company received a communication from the CFPB inviting the Company to respond to the CFPB’s identified issues in the form of a Notice of Opportunity to Respond and Advise during which the CFPB identified potential claims it might bring against the Company. In early 2016, the Company submitted a response that it believes addressed the CFPB’s issues with respect to the Company’s online mortgage rate tables and its quality control processes. We are unable to predict when the CFPB investigation will be completed or the final outcome of the investigation, and cannot presently estimate the amount of loss, if any, that would result from an adverse resolution of this matter.  In addition to the above, we are also involved in other litigation and regulatory matters and claims that arise in the ordinary course of business and although we cannot be certain of the outcome of any such litigation or claims, nor the amount of damages and exposure that we could incur, we currently believe that the final disposition of such matters will not have a material effect on our business, financial position, results of operations or cash flow. Regardless of the outcome, litigation and regulatory matters can have an adverse impact on us because of investigative, defense or settlement costs, diversion of management resources and other factors. 

Debt

Debt	3 Months Ended
	Mar. 31, 2017
Debt [Abstract]
Debt	NOTE 10 – DEBT  Senior Notes  The Company’s $300.0 million 6.125% senior unsecured notes due 2018 (the “Senior Notes”) were issued in August 2013. Interest on the Senior Notes accrues daily on the outstanding principal amount thereof and is payable semi-annually, in arrears, on August 15 and February 15. On or after August 15, 2015, the Company may redeem some or all of the Senior Notes at a premium that will decrease over time as set forth in Bankrate, Inc.’s Indenture, dated as of August 7, 2013 (the “Senior Notes Indenture”).  We amortize original issue discount and deferred loan fees related to the Senior Notes, which are included within interest and other expenses , net on the accompanying condensed consolidated statement s of comprehensive income (loss). Interest expense, amortization of original issue discounts and amortization of deferred financing costs, related to the Senior Notes were as follows:      Three months ended  (in thousands) March 31, 2017 March 31, 2016  Interest expense $ 4,594 $ 4,594  Original issue discount 170 160  Deferred financing costs 464 437   The following amounts remain to be amortized:      (in thousands) March 31, 2017 December 31, 2016  Original issue discount $ 962 $ 1,133  Deferred financing costs 2,683 3,147   Revolving Credit Facility  The Company has a $70.0 million r evolving c redit facility (“Revolving Credit Facility”), which matures on May 17, 2018 . The proceeds can be used for ongoing working capital requirements and other general corporate purposes, including the financing of capital expenditures and acquisitions.  Borrowings under the Revolving Credit Facility bear interest at a rate per annum equal to, at our option, either (i) an alternate base rate (as defined in the Revolving Credit Facility) or (ii) an adjusted LIBO rate (as defined in the Revolving Credit Facility), each calculated in a customary manner, plus applicable margin. The applicable margin is 3.00% per annum with respect to alternate base rate loans and 2.00% per annum with respect to adjusted LIBO rate loans. In addition to paying interest on the outstanding principal amount of borrowings under the Revolving Credit Facility, we must pay a commitment fee to the Lenders in respect of their average daily unused amount of revolving commitments at a rate that ranges from 0.375% to 0.50% per annum depending on our consolidated total leverage ratio. We may voluntarily prepay loans under the Revolving Credit Facility at any time without premium or penalty (subject to customary “breakage” fees in the case of Eurodollar rate loans).  The Credit Agreement contains customary affirmative and negative covenants and events of default and requires the Company to comply with a maximum consolidated total leverage ratio of 4.00 :1.00 as of the last day of any fiscal quarter only if the aggregate amount (without duplication) of letters of credit (other than letters of credit that are issued and not drawn to the extent such letters of credit are cash collateralized) and loans outstanding under the Revolving Credit Facility exceed, on a pro forma basis, 30% of the total revolving commitments of all Lenders at such time. We were in compliance with all required covenants as of March 31, 2017 .  All obligations under the Credit Agreement are guaranteed by the Guarantors and are secured, subject to certain exceptions, by first priority liens on the assets of the Company and the Guarantors.  As of March 31, 2017 $69.4 million was available for borrowing under the Revolving Credit Facility and there were approximately $593,000 in letters of credit issued against the facility.  We amortize deferred financing costs related to the Revolving Credit Facility , which is included within interest and other expenses , net on the accompanying condensed consolidated statement s of comprehensive income (loss). Interest expense and amortization of deferred financing costs related to the Revolving Credit Facility were as follows:      Three months ended  (in thousands) March 31, 2017 March 31, 2016  Interest expense $ 90 $ 67  Deferred financing costs 85 85   Deferred financing costs remain ing to be amortized:      (in thousands) March 31, 2017 December 31, 2016  Deferred financing costs $ 366 $ 450  

Acquisitions

Acquisitions	3 Months Ended
	Mar. 31, 2017
Acquisitions [Abstract]
Acquisitions	NOTE 11 – ACQUISITION  2016 Acquisition  I n June 2016 , we completed the acquisition of certain assets of Next Advisor, Inc. ( the “Acquired NextAdvisor Business ”) , a n online source of research and reviews of credit cards, personal finance and internet services. This acquisition was made to accelerate our business, broaden our reach and increas e ways to engage consumers looking for credit cards. The results of operations of the Acquired NextAdvisor Business are being reported in our Credit Cards segment and are included in our condensed consolidated results from the acquisition date. The acquisition is accounted for as a business combination and the acquisition accounting is preliminary and subject to change as third party valuations are not finalized.  The Company paid $63.4 million at closing, recorded $37.3 million of deferred contingent consideration, and placed $11.9 million in to escrow as a deferred payment and to serve as recourse for indemnity obligations. An additional $1.3 million was paid to the seller subsequent to the closing date, related to net working capital adjustments. The deferred payment is recorded in other assets and is being amortized into compensation expense over the period earned . As of March 31, 2017 , approximately $4.0 million has been paid from escrow to the seller .  The transaction called for cash consideration as well as contingent payments based on levels of Adjusted EBITDA achieve d . We have estimated contingent payments , which are classified as purchase consideration if made or due to the seller and as compensation if made to current employees. As part of the purchase price, the Company recorded a $37 .3 million liability on the date of acquisition for the deferred contingent consideration due to seller based upon the net present value of the Company’s estimate of the future payments. Subsequent measurements are made using the same methodology. This fair value measurement represents a Level 3 measurement as it is based on significant inputs not observable in the market. Significant judgment is employed in determining the appropriateness of these assumptions as of the acquisition date. Subsequent changes to the fair value of the contingent acquisition consideration are recorded as changes in fair value of contingent acquisition consideration , see Note 6 – Fair Value Measurement.  We recorded approximately $67.9 million in goodwill, which reflects the adjustments necessary to allocate the purchase price to the fair value of the assets acquired and the liabilities assumed and represents the expected future economic benefits from future growth arising from the Acquired NextAdvisor Business’s scale and expertise in driving traffic via sponsored content , benefits expected from using that expertise to driv e traffic to other Bankrate-owned web sites and future economic benefits arising from other assets acquired that could not be individually ident ified and separately recognized . We expect goodwill will be deductible for income tax purposes. The valuations used to determine the preliminary estimated fair value of the intangible assets and the resulting goodwill in the purchase price allocation principally use the discounted cash flow methodology and were made concurrent with the effective date of the acquisition. Intangible assets including trademark s and internet domain name , customer relationships, and the non-compete covenant were valued using the income a pproach , and t he developed technology was valued using cost methodology. Approximately $30.0 million was recorded as intangible assets consisting of customer relationships for $22.2 million, trademarks and i nternet domain name for $6.2 million, non-compete covenant for $1.4 million and developed technology for $150,000 . The current assets and receivables acquired and the current liabilities assumed were recorded at cost which approximated fair value.  The following table presents the March 31, 2017 , preliminary estimated fair value of assets acquired and liabilities assumed at the acquisition date:     Acquisition Date  (In thousands) Estimated Fair Value  Prepaid expenses and other current assets $ 43  Receivables 8,409  Intangible assets 30,018  Total identifiable assets acquired 38,470   Current liabilities 4,342  Total liabilities assumed 4,342  Net assets acquired 34,128  Goodwill 67,893  Purchase price $ 102,021  Included in the amounts disclosed and the table above are adjustments recorded subsequent to the acquisition for approximately $1.5 million, primarily for post-closing working capital adjustments and changes in the valuation of acquired assets.  The estimated weighted average amortization periods for intangible assets recorded in the acquisition are as follows:     Weighted Average  Amortization Period  (Years)  Trademarks and domain names 5.0  Customer relationships 8.0  Developed technology 2.0  Non-compete covenant 3.0  The amounts of revenue and net income generated by the Acquired NextAdvisor Business included in our Condensed Consolidated Statement of Comprehensive Income (Loss) for the three months ended March 31, 2017 are approximately $22.5 million and $6.0 million, respectively . These amounts include both results from existing NextAdvisor operations and revenue and net income on C redit C ard s .com which resulted from content marketing managed by NextAdvisor. We record income tax expense at the consolidated level and do not allocate to the businesses.  Unaudited pro forma revenue , net income , weighted average shares and net loss of the Company, assuming the Acquired NextAdvisor Business occurred January 1, 2016, for the three months ended March 31, 2016 :      March 31,  (In thousands, except share and per share data) 2016  Total revenue $ 107,977  Net loss $ (74)  Weighted average shares:  Basic 93,250,088  Diluted 93,790,910  Earnings (loss) per share:  Basic $ -  Diluted $ -        

Discontinued Operation

Discontinued Operation	3 Months Ended
	Mar. 31, 2017
Discontinued Operation [Abstract]
Discontinued Operation	NOTE 1 2 – DISCONTINUED OPERATION  During the three months ended March 31, 2016 , we incurred a net loss of $439,000 in discontinued operations related to the December 2015 disposal of our former Insurance business. This activity primarily relates to legal and other post-closing expenses, partially offset by reimbursements from s everal states for previous sales tax remittances.   

Subsequent Events

Subsequent Events	3 Months Ended
	Mar. 31, 2017
Subsequent Events [Abstract]
Subsequent Events	N O TE 1 3 – SUBSEQUENT EVENTS  In April 2017 the Company approved a restructuring initiative to exit our print business and drive increased efficiencies by better aligning resources with its strategic objectives. The initiative will reduce headcount and consolidate functions and locations. The Company expects to incur restructuring costs of approximately $ 2 . 1 million as part of this process, for termination c osts, including severance and retention expenses, facility closure costs and the acceleration of depreciation of certain assets. The Company expects to complete th is initiative by December 31, 2017.   

Organization And Basis Of Pre19

Organization And Basis Of Presentation (Policies)	3 Months Ended
	Mar. 31, 2017
Organization And Basis Of Presentation [Abstract]
The Company	The Company  Bankrate, Inc. and its subsidiaries (“Bankrate” or the “Company,” “we,” “us,” “our”) own and operate an Internet-based consumer banking, personal finance and senior care network (“Online Network”). Our flagship websites, CreditCards.com , Bankrate.com , and Caring.com are some of the Internet’s leading aggregators of information on more than 300 financial and senior care products and services, including credit cards, mortgages, deposits, and other personal finance categories. Additionally, we provide financial applications and information to a network of distribution partners and through national and state publications.  We operate the following reportable business segments:  · Credit Cards – we present visitors a comprehensive selection of consumer and business credit and prepaid cards, providing detailed information and comparison capabilities, and host news and advice on personal finance, credit card and bank policies, as well as tools, calculators, products and services to estimate credit scores and card benefits. · Banking – we offer information on rates for various types of mortgages, home lending and refinancing. We maintain current rate information for more than 600 local markets, covering all 50 U.S. states. Consumers can customize searches for mortgage rates by loan size, type, maturity, and location through our online portals. We also offer rate information and original editorial content on various deposit products, retirement, taxes and debt management. · Senior Care – we provide helpful caregiving content, a comprehensive online senior living directory for the United States, a local directory covering a wide array of other senior caregiving services and telephone support and advice from trained Family Advisors. · Other – includes unallocated corporate overhead, the elimination of transactions between segments and the wind down of our China operations.
Basis Of Presentation	Basis of Presentation  The accompanying condensed consolidated financial statements include the accounts of Bankrate, Inc., and its subsidiaries . I ntercompany accounts and transactions are eliminated in consolidation .  The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for the fair statement of our results have been included. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent gains and losses at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. Operating results for the three months ended March 31, 2017 are not necessarily indicative of the results that may be expected for the year ending December 31, 2017, for any future interim period or for any future year.  The accompanying unaudited condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto contained in the Company’s 2016 Annual Report on Form 10-K (“2016 Annual Report”) filed with the Securities and Exchange Commission (“SEC”) on March 22, 2017 .  Other than as noted below, there have been no significant changes in the Company’s accounting policies from those disclosed in our 2016 Annual Report.
Reclassification	Reclassifications  Certain amounts presented for the three months ended March 31, 2016 reflect reclassifications made to conform to the presentation in our 2016 Annual Report and our current presentation as follows:  In 2016 we adopted ASU 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments,” on a retrospective basis. In doing so, the presentation and classification of certain transactions involving cash paid for contingent acquisition consideration on our statement of cash flows for the three months ended March 31, 2016 have been retrospectively adjusted to conform to our current presentation and classification.  As disclosed in our 2016 Annual Report, in the third quarter 2016 management revised the strategy of its Quizzle reporting unit to focus its technology resources primarily on enhancing the user experience of the products and services provided by the Banking segment through greater personalization, and realigned its management reporting structure by integrating the Quizzle operations into the Banking segment , as it was previously reported in Other . All segment results reported for the three months ended March 31, 2016 have been revised to reflect such change.  As disclosed in our 2016 Annual Report, our operations in China were previously presented as a discontinued operation as we were marketing them for sale. During the second quarter 2016 we could not come to terms with the potential buyers of the business, negotiations ended and the plan to sell the business was abandoned. It was then determined to start the process of winding down and closing the operations in China, a process which, based on local requirements and regulations, is not expected to be completed until 2018. The results reported for the three months ended March 31, 201 6 have been revised to be included in continuing operations to reflect such change.
New Accounting Pronouncements	New Accounting Pronouncements  Recently Adopted Pronouncements  In August 2014, the FASB issued ASU 2014-15, “Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern,” which requires management to perform interim and annual assessments of an entity’s ability to continue as a going concern within one year of the date the financial statements are issued and to provide related footnote disclosures in certain circumstances. We adopted this guidance and it may have an impact on future disclosures to our condensed consolidated financial statements.  In March 2016, the FASB issued ASU 2016-09 “Compensation—Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting.” This update is intended to reduce complexity in the accounting standard and simplify several aspects of the accounting for employee share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. In addition, the amendments in this update eliminate the guidance in Topic 718. We adopted this guidance on January 1, 2017, as required, on a modified retrospective basis , adjusted forfeiture rates in related calculations and recorded a cumulative-effect adjustment to retained earnings (See Note 4 – Stockholders’ Equity).  In January 2017, the FASB issued ASU 2017-04, “Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment.” The primary amendment of the guidance update to simplify the subsequent measurement of goodwill eliminated Step 2 from the goodwill impairment test. Instead, under the amendments in this update, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early adoption is permitted for any entity in any interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. We elected to early adopt this standard on January 1, 2017 and it did not have an impact on our condensed consolidated financial statements and related disclosures.  Recently Issued Pronouncements, Not Adopted as of March 31, 2017  The FASB issued several updates on Topic 606 “Revenue from Contracts with Customers”, including: · ASU 2014-09, “Revenue from Contracts with Customers (Topic 606)” · ASU 2016-08 “Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net).” · ASU 2016-10, “Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing.” · ASU 2016-11, “Revenue Recognition (Topic 605) and Derivatives and Hedging (Topic 815): Rescission of SEC Guidance Because of Accounting Standards Updates 2014-09 and 2014-16 Pursuant to Staff Announcements at the March 3, 2016 EITF (Emerging Issue Task Force) Meeting.” · ASU 2016-12, “Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients.” · ASU 2016-20, “Technical Corrections and Improvements to Topic 606, Revenue from Contracts with Customers.”  The standards provide companies with a single model for use in accounting for revenue arising from contracts with customers that supersedes current revenue recognition guidance, including industry-specific revenue guidance. The core principle of the model is to recognize revenue when control of the goods or services transfers to the customer, as opposed to recognizing revenue when the risks and rewards transfer to the customer under the existing revenue guidance. The guidance permits companies to either apply the requirements retrospectively to all prior periods presented, or apply the requirements in the year of adoption, through a cumulative adjustment. The guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is permitted, to be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. We plan to adopt this guidance effective January 1, 2018, as required. We understand that the adoption of these updates have the potential to materially impact our revenue recognition process and related expenses. We have engaged a third-party to assist in our analysis and review of our contracts regarding this guidance and we are in the process of completing the analysis of the standards’ impact on our Credit Cards segment, our largest revenue producing segment. While we have not completed our analysis of the impact of the provisions of these standards on the Credit Cards segment, at this time we have not identified any provisions that we would expect to have a significant impact on how we recognize revenue and related expenses for our Credit Cards segment. When the assessment of the Credit Cards segment is complete, we will analyze our remaining segments. We expect to complete our assessments prior to adoption of the guidance.  In January 2016, the FASB issued ASU 2016-01 “Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities.” This update amends some of the existing guidance related to the recognition, measurement, presentation, and disclosure of financial instruments. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. We are evaluating the effect that this update will have on our consolidated financial statements and related disclosures.  In January 2016, the FASB issued ASU 2016-02 “Leases (Topic 842).” This update will supersede the leases requirements in Topic 840, Leases, and create an additional Topic 842, which specifies the accounting for leases. The objective is to establish the principles that lessees and lessors shall apply to report useful information to users of financial statements about the amount, timing, and uncertainty of cash flows arising from a lease. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. We do not anticipate that this update will have a significant impact on our consolidated financial statements and related disclosures.  In June 2016, the FASB issued ASU 2016-13, “Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” This update requires a financial asset, or group of financial assets, measured at amortized cost basis to be presented at the net amount expected to be collected. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early adoption is permitted for any entity in any interim or annual period within those fiscal years, beginning after December 15, 2018. We are evaluating the effect that this update will have on our consolidated financial statements and related disclosures.  In October 2016, the FASB issued ASU 2016-16, “Income Taxes (Topic 740): Intra-Entity Transfers of Assets Other Than Inventory,” to improve the accounting for the income tax consequences of intra-entity transfers of assets other than inventory. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is permitted for all entities in the first interim period if an entity issues interim financial statements. We are evaluating the effect that this update will have on our consolidated financial statements and related disclosures.  In November 2016, the FASB issued ASU 2016-18, “Statement of Cash Flows (Topic 230): Restricted Cash,” to provide guidance on the presentation of restricted cash or restricted cash equivalents in the statement of cash flows, thereby reducing the diversity in presentation. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. This update may have an effect on our future classification of certain transactions on our consolidated statements of cash flows and related disclosures.  In January 2017, the FASB issued ASU 2017-01, “Business Combinations (Topic 805): Clarifying the Definition of a Business.” These amendments clarify the definition of a business. The amendments affect all companies and other reporting organizations that must determine whether they have acquired or sold a business. The definition of a business affects many areas of accounting including acquisitions, disposals, goodwill, and consolidation. The amendments are intended to help companies and other organizations evaluate whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is permitted under certain circumstances. The amendments should be applied prospectively as of the beginning of the period of adoption. We are evaluating the effect that this update will have on our consolidated financial statements and related disclosures. 

Goodwill And Intangible Assets

Goodwill And Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2017
Goodwill And Intangible Assets [Abstract]
Summary Of Goodwill Activity	   (In thousands) Credit Cards Banking Senior Care Total Company  Balance, January 1, 2017 $ 451,771 $ 127,516 $ 20,518 $ 599,805  Additions due to acquisitions - - - -  Balance, March 31, 2017 $ 451,771 $ 127,516 $ 20,518 $ 599,805  
Components Of Intangible Assets Subject To Amortization	 Intangible assets subject to amortization were as follows as of March 31, 2017 :     (In thousands) Cost Accumulated Amortization Net Weighted Average Amortization Period Years  Trademarks and domain names $ 204,555 $ (88,509) $ 116,046 16.5  Customer relationships 157,668 (105,109) 52,559 9.0  Affiliate relationships 12,670 (7,057) 5,613 10.3  Developed technologies 18,168 (10,513) 7,655 6.3  Non-compete 1,431 (378) 1,053 3.0  $ 394,492 $ (211,566) $ 182,926 12.8  Intangible assets subject to amortization were as follows as of December 31, 2016 :    (In thousands) Cost Accumulated Amortization Net Weighted Average Amortization Period Years  Trademarks and domain names $ 204,534 $ (84,494) $ 120,040 16.5  Customer relationships 157,648 (100,611) 57,037 9.0  Affiliate relationships 12,670 (6,922) 5,748 10.3  Developed technologies 18,167 (10,046) 8,121 6.2  Non-compete 1,431 (258) 1,173 3.0  $ 394,450 $ (202,331) $ 192,119 12.8 
Summary Of Future Amortization Expense	   Amortization  (In thousands) Expense  Remainder of 2017 $ 25,357  2018 30,962  2019 22,363  2020 15,889  2021 13,433  2022 11,237  Thereafter 63,685  Total expected amortization expense for intangible assets $ 182,926 

Earnings (Loss) Per Share (Tabl

Earnings (Loss) Per Share (Tables)	3 Months Ended
	Mar. 31, 2017
Earnings (Loss) Per Share [Abstract]
Schedule Of Computation Of Basic And Diluted Earnings (Loss) Per Share	   Three months ended  March 31, March 31,  (In thousands, except share and per share data) 2017 2016  Net (loss) income from continuing operations $ (5,247) $ 722  Net loss from discontinued operation, net of income taxes - (439)  Net (loss) income $ (5,247) $ 283   Weighted average common shares outstanding for basic earnings (loss) per share 88,260,929 92,899,932  Additional dilutive shares related to share based awards - 540,822  Weighted average common shares outstanding for diluted earnings (loss) per share 88,260,929 93,440,754   Basic net (loss) income per share:  Continuing operations $ (0.06) $ 0.01  Discontinued operation - (0.01)  Basic net (loss) income per share: $ (0.06) $ 0.00   Diluted net (loss) income per share:  Continuing operations $ (0.06) $ 0.01  Discontinued operation - (0.01)  Diluted net (loss) income per share $ (0.06) $ 0.00 
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share	   Three months ended  March 31, March 31,  2017 2016  Restricted shares and restricted stock units 1,674,498 983,149  Performance shares and performance stock units 121,268 -  Stock options 954,940 2,470,995  

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2017
Stockholders' Equity [Abstract]
Summary Of Stockholders' Equity	  Common Stock Treasury Stock  (In thousands) Shares Amount Additional paid-in capital Accumulated Deficit Shares Amount Accumulated Other Comprehensive Loss - Foreign Currency Translation Total Stockholders' Equity   Balance at January 1, 2017 103,132 $ 1,032 $ 903,177 $ (71,119) (13,059) $ (142,983) $ (729) $ 689,378  Cumulative-effect adjustment of adoption of ASU 2016-09 - - 571 (361) - - - 210  Other comprehensive income, net of taxes - - - - - - 63 63  Treasury stock purchased - - - - (450) (4,790) - (4,790)  Restricted stock issued, net of cancellations (6) - (6,658) - 621 6,658 - -  Performance stock issued, net of cancellations (885) (9) 9 - - - - -  Stock-based compensation - - 5,821 - - - - 5,821  Net loss - - - (5,247) - - - (5,247)  Balance at March 31, 2017 102,241 $ 1,023 $ 902,920 $ (76,727) (12,888) $ (141,115) $ (666) $ 685,435 

Segments (Tables)

Segments (Tables)	3 Months Ended
	Mar. 31, 2017
Segments [Abstract]
Schedule Of Revenue By Reportable Segments	   Three months ended March 31,  2017 2016  (In thousands) Revenue Adjusted EBITDA Revenue Adjusted EBITDA  Credit Cards (A) $ 85,524 $ 29,021 $ 63,142 $ 25,799  Banking (B) 29,837 8,944 25,339 5,267  Senior Care 5,829 (1,184) 6,187 (453)  Other (2,531) (6,364) (1,190) (7,304)  Total Company $ 118,659 30,417 $ 93,478 23,309   Less:  Interest expense 5,462 5,479  Interest income and other, net (509) (632)  Depreciation and amortization 10,542 9,627  Changes in fair value of contingent acquisition consideration 12,847 (162)  Stock-based compensation expense 6,358 3,904  Legal settlements - (851)  Restructuring charge - (34)  Restatement-related expenses (C) 1,222 1,427  NextAdvisor contingent deferred compensation (D) 2,976 -  China operations (E) 40 173  (Loss) income before income taxes $ (8,521) $ 4,378   __________ (A) Results for the three months ended March 31, 2017 include NextAdvisor, acquired during the second quarter 2016. (B) During the third quarter 2016, management realigned its management reporting structure by integrating the Quizzle operations into the Banking segment. All segment results reported for 2016 have been revised to reflect such change. (C) Restatement-related expenses include expenses related to the Restatement and related internal review, the SEC and DOJ investigations and related litigation and indemnification obligations . (D) Represents contingent deferred compensation expense related to the NextAdvisor acquisition. (E) Represents the loss from the operations in China, and includes legal and other costs incurred to wind down those operations. The results of China were previously presented as a discontinued operation when it was actively marketed for sale. After the negotiations with the potential buyer did not result in a sale of the business, we initiated the process to wind down the operations.

Fair Value Measurement (Tables)

Fair Value Measurement (Tables)	3 Months Ended
	Mar. 31, 2017
Estimated Fair Value And Related Carrying Amounts	  March 31, 2017 December 31, 2016  (In thousands) Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value  Financial liabilities:  Long term debt $ 296,355 $ 302,625 $ 295,721 $ 302,250 
Fair Value Measurement Of Contingent Acquisition Consideration	    Fair Value Measurement at March 31, 2017 Using  (In thousands) Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total  Recurring fair value measurement:  Assets:  Investments of the non-qualified deferred compensation plan $ 188 $ - $ - $ 188  Total asset recurring fair value measurements $ 188 $ - $ - $ 188   Liabilities:  Contingent acquisition deferred compensation $ - $ - $ 1,862 $ 1,862  Contingent acquisition consideration - - 43,558 43,558  Total liabilities recurring fair value measurements $ - $ - $ 45,420 $ 45,420          Fair Value Measurement at December 31, 2016 Using  (In thousands) Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total  Recurring fair value measurement:   Investments of the non-qualified deferred compensation plan $ 178 $ - $ - $ 178  Total asset recurring fair value measurements $ 178 $ - $ - $ 178   Liabilities:  Contingent acquisition deferred compensation $ - $ - $ 869 $ 869  Contingent acquisition consideration - - 30,711 30,711  Total liabilities recurring fair value measurements $ - $ - $ 31,580 $ 31,580  
Contingent Acquisition Consideration [Member]
Reconciliation Of Changes In Fair Value Of Company's Level 3 Financial Liabilities	  Three months ended March 31,  (In thousands) 2017  Balance, January 1, $ 30,711  Additions to Level 3 -  Transfers into Level 3 -  Transfers out of Level 3 -  Change in fair value 12,847  Payments -  Balance, March 31, $ 43,558 
Contingent Acquisition Deferred Compensation [Member]
Reconciliation Of Changes In Fair Value Of Company's Level 3 Financial Liabilities	  Three months ended March 31,  (In thousands) 2017  Balance, January 1, $ 869  Additions to Level 3 -  Transfers into Level 3 -  Transfers out of Level 3 -  Change in fair value 993  Payments -  Balance, March 31, $ 1,862 

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2017
Stock-based Compensation Expense For Stock Options And Restricted Stock Awards	  Three months ended  March 31, March 31,  (In thousands) 2017 2016  Cost of revenue $ 579 $ 428  Sales and marketing 325 476  Product development and technology 1,201 744  General and administrative 4,253 2,256  Total stock-based compensation $ 6,358 $ 3,904 
Weighted Average Assumptions Used To Calculate Fair Value	   Three months ended March 31, 2017  Expected volatility of stock price 56.35%  Risk-free interest rate 0.94%  Valuation period 2.06 years  Dividend yield 0.00%  
Stock Option Activity	   Number of Exercise Price Weighted Average Aggregate  Options Per Share Exercise Price Intrinsic Value  Balance, January 1, 2017 954,940 12.55 - 22.39 16.81 -  Granted - - -  Forfeited - - -  Expired - - -  Balance, March 31, 2017 954,940 $ 12.55 - 22.39 $ 16.81 $ - 
Summary Of Options Outstanding And Options Exercisable	   As of March 31, 2017  Weighted Average  Number of Weighted Average Contractual Term Aggregate  Options Exercise Price (in years) Intrinsic Value  Options vested and expected to vest 954,940 $ 16.81 3.7 $ -  Options exercisable 920,346 16.67 3.7 -  
Restricted Stock [Member]
Summary Of Restricted Stock And Restricted Stock Units Award Activity	  Weighted Average  Number of Grant Date  Shares Fair Value  Balance, January 1, 2017 1,038,284 $ 12.86  Granted 32,609 11.50  Vested and released (323,772) 14.02  Forfeited (6,131) 14.04  Balance, March 31, 2017 740,990 $ 12.28 
Restricted Stock Units (RSUs) [Member]
Summary Of Restricted Stock And Restricted Stock Units Award Activity	   Weighted Average  Number of Grant Date  Units Fair Value  Balance, January 1, 2017 2,398,049 $ 8.27  Granted 1,887,336 10.03  Vested and released (588,014) 8.33  Forfeited (37,456) 9.11  Balance, March 31, 2017 3,659,915 $ 9.16  
Performance Based Restricted Shares [Member]
Schedule Of Performance Based Restricted Shares And Performance Based Restricted Stock Units	  Weighted Average  Number of Grant Date  Shares Fair Value  Balance, January 1, 2017 1,025,670 $ 12.52  Granted - -  Vested/Earned (100,659) 15.36  Forfeited (884,868) 12.77  Balance, March 31, 2017 40,143 $ 11.21  
Performance Based Restricted Stock Units [Member]
Schedule Of Performance Based Restricted Shares And Performance Based Restricted Stock Units	   Weighted Average  Number of Grant Date  Units Fair Value  Balance, January 1, 2017 833,933 $ 9.21  Granted 737,898 10.00  Forfeited - -  Balance, March 31, 2017 1,571,831 $ 9.58  
All Award Types [Member]
Stock-based Compensation Expense For Stock Options And Restricted Stock Awards	   Three months ended  March 31, March 31,  (In thousands) 2017 2016  Restricted shares $ 1,925 $ 2,846  Restricted stock units 2,137 261  Performance-based restricted shares 614 430  Performance-based restricted stock units 1,524 142  Stock Options 158 225  Total stock-based compensation $ 6,358 $ 3,904  

Debt (Tables)

Debt (Tables)	3 Months Ended
	Mar. 31, 2017
Senior Notes [Member]
Summary Of Interest Expenses, Amortization Of Original Issue Discounts And Amortization Of Deferred Financing Costs	Interest expense, amortization of original issue discounts and amortization of deferred financing costs, related to the Senior Notes were as follows:      Three months ended  (in thousands) March 31, 2017 March 31, 2016  Interest expense $ 4,594 $ 4,594  Original issue discount 170 160  Deferred financing costs 464 437   The following amounts remain to be amortized:      (in thousands) March 31, 2017 December 31, 2016  Original issue discount $ 962 $ 1,133  Deferred financing costs 2,683 3,147  
Revolving Credit Facility [Member]
Summary Of Interest Expenses For Commitment Fees And Amortization Of Deferred Financing Costs	   Three months ended  (in thousands) March 31, 2017 March 31, 2016  Interest expense $ 90 $ 67  Deferred financing costs 85 85  
Summary Of Deferred Financing Costs	   (in thousands) March 31, 2017 December 31, 2016  Deferred financing costs $ 366 $ 450  

Acquisitions (Tables)

Acquisitions (Tables)	3 Months Ended
	Mar. 31, 2017
Acquisitions [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	   Acquisition Date  (In thousands) Estimated Fair Value  Prepaid expenses and other current assets $ 43  Receivables 8,409  Intangible assets 30,018  Total identifiable assets acquired 38,470   Current liabilities 4,342  Total liabilities assumed 4,342  Net assets acquired 34,128  Goodwill 67,893  Purchase price $ 102,021 
Schedule of Estimated Weighted Average Amortization Periods For Intangible Assets	  Weighted Average  Amortization Period  (Years)  Trademarks and domain names 5.0  Customer relationships 8.0  Developed technology 2.0  Non-compete covenant 3.0 
Schedule of Business Acquisition, Pro Forma Information	   March 31,  (In thousands, except share and per share data) 2016  Total revenue $ 107,977  Net loss $ (74)  Weighted average shares:  Basic 93,250,088  Diluted 93,790,910  Earnings (loss) per share:  Basic $ -  Diluted $ -  

Organization And Basis Of Pre28

Organization And Basis Of Presentation (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)item
Organization And Basis Of Presentation [Abstract]
Number Of Local Markets	600
Number of financial products	300
Treasury stock purchased | $	$ 4,790

Goodwill And Intangible Asset29

Goodwill And Intangible Assets (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Goodwill And Intangible Assets [Abstract]
Amortization expense	$ 9.2	$ 8.4

Goodwill And Intangible Asset30

Goodwill And Intangible Assets (Summary Of Goodwill Activity) (Details) $ in Thousands	Mar. 31, 2017USD ($)
Business Acquisition [Line Items]
Balance, Beginning of period	$ 599,805
Balance, End of period	599,805
Credit Cards [Member]
Business Acquisition [Line Items]
Balance, Beginning of period	451,771
Balance, End of period	451,771
Banking [Member]
Business Acquisition [Line Items]
Balance, Beginning of period	127,516
Balance, End of period	127,516
Senior Care [Member]
Business Acquisition [Line Items]
Balance, Beginning of period	20,518
Balance, End of period	$ 20,518

Goodwill And Intangible Asset31

Goodwill And Intangible Assets (Components Of Intangible Assets Subject To Amortization) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Finite-Lived Intangible Assets [Line Items]
Cost	$ 394,492	$ 394,450
Accumulated Amortization	(211,566)	(202,331)
Total expected amortization expense for intangible assets	$ 182,926	$ 192,119
Weighted Average Amortization Period Years	12 years 9 months 18 days	12 years 9 months 18 days
Trademarks And Domain Names [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	$ 204,555	$ 204,534
Accumulated Amortization	(88,509)	(84,494)
Total expected amortization expense for intangible assets	$ 116,046	$ 120,040
Weighted Average Amortization Period Years	16 years 6 months	16 years 6 months
Customer Relationships [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	$ 157,668	$ 157,648
Accumulated Amortization	(105,109)	(100,611)
Total expected amortization expense for intangible assets	$ 52,559	$ 57,037
Weighted Average Amortization Period Years	9 years	9 years
Affiliate Relationships [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	$ 12,670	$ 12,670
Accumulated Amortization	(7,057)	(6,922)
Total expected amortization expense for intangible assets	$ 5,613	$ 5,748
Weighted Average Amortization Period Years	10 years 3 months 18 days	10 years 3 months 18 days
Developed Technologies [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	$ 18,168	$ 18,167
Accumulated Amortization	(10,513)	(10,046)
Total expected amortization expense for intangible assets	$ 7,655	$ 8,121
Weighted Average Amortization Period Years	6 years 3 months 18 days	6 years 2 months 12 days
Non-compete [Member]
Finite-Lived Intangible Assets [Line Items]
Cost	$ 1,431	$ 1,431
Accumulated Amortization	(378)	(258)
Total expected amortization expense for intangible assets	$ 1,053	$ 1,173
Weighted Average Amortization Period Years	3 years	3 years

Goodwill And Intangible Asset32

Goodwill And Intangible Assets (Summary Of Future Amortization Expense) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Goodwill And Intangible Assets [Abstract]
Remainder of 2017	$ 25,357
2,018	30,962
2,019	22,363
2,020	15,889
2,021	13,433
2,022	11,237
Thereafter	63,685
Total expected amortization expense for intangible assets	$ 182,926	$ 192,119

Earnings (Loss) Per Share (Sche

Earnings (Loss) Per Share (Schedule Of Computation Of Basic And Diluted Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Earnings (Loss) Per Share [Abstract]
Net (loss) income from continuing operations	$ (5,247)	$ 722
Net loss from discontinued operation, net of income taxes		(439)
Net (loss) income	$ (5,247)	$ 283
Weighted average common shares outstanding for basic earnings (loss) per share	88,260,929	92,899,932
Additional dilutive shares related to share based awards		540,822
Weighted average common shares outstanding for diluted earnings (loss) per share	88,260,929	93,440,754
Basic net (loss) income per share:
Continuing operations	$ (0.06)	$ 0.01
Discontinued operations		(0.01)
Basic net (loss) income per share:	(0.06)	0
Diluted net (loss) income per share:
Continuing operations	(0.06)	0.01
Discontinued operations		(0.01)
Diluted net (loss) income per share	$ (0.06)	$ 0

Earnings (Loss) Per Share (Sc34

Earnings (Loss) Per Share (Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share) (Details) - shares	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Restricted Shares and Restricted Stock Units [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount	1,674,498	983,149
Performance Shares and Performance Stock Units [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount	121,268
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount	954,940	2,470,995

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)shares
Class of Stock [Line Items]
Cumulative-effect adjustment of adoption of ASU 2016-09	$ 210
Treasury stock purchased	4,790
Additional paid-in capital [Member]
Class of Stock [Line Items]
Cumulative-effect adjustment of adoption of ASU 2016-09	571
Accumulated Deficit [Member]
Class of Stock [Line Items]
Cumulative-effect adjustment of adoption of ASU 2016-09	$ (361)
Treasury Stock [Member]
Class of Stock [Line Items]
Treasury stock purchased, Shares | shares	450
Treasury stock purchased	$ 4,790

Stockholders' Equity (Summary O

Stockholders' Equity (Summary Of Stockholders' Equity) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Class of Stock [Line Items]
Balance	$ 689,378
Balance, Shares	103,132,289
Treasury Stock, Shares	(13,059,807)
Cumulative-effect adjustment of adoption of ASU 2016-09	$ 210
Other comprehensive income, net of tax	63	$ (63)
Treasury stock purchased	(4,790)
Stock-based compensation	5,821
Net loss	(5,247)	$ 283
Balance	$ 685,435
Balance, Shares	102,241,290
Treasury Stock, Shares	(12,888,749)
Common Stock [Member]
Class of Stock [Line Items]
Balance	$ 1,032
Balance, Shares	103,132,000
Restricted stock issued, net of cancellations, Shares	6,000
Performance stock issued, net of cancellations	$ (9)
Performance stock issued, net of cancellations, Shares	(885,000)
Balance	$ 1,023
Balance, Shares	102,241,000
Additional paid-in capital [Member]
Class of Stock [Line Items]
Balance	$ 903,177
Cumulative-effect adjustment of adoption of ASU 2016-09	571
Restricted stock issued, net of cancellations	6,658
Performance stock issued, net of cancellations	9
Stock-based compensation	5,821
Balance	902,920
Accumulated Deficit [Member]
Class of Stock [Line Items]
Balance	(71,119)
Cumulative-effect adjustment of adoption of ASU 2016-09	(361)
Net loss	(5,247)
Balance	(76,727)
Treasury Stock [Member]
Class of Stock [Line Items]
Balance	$ (142,983)
Treasury Stock, Shares	(13,059,000)
Treasury stock purchased	$ (4,790)
Treasury stock purchased, Shares	(450,000)
Restricted stock issued, net of cancellations	$ (6,658)
Restricted stock issued, net of cancellations, Shares	621,000
Balance	$ (141,115)
Treasury Stock, Shares	(12,888,000)
Accumulated Other Comprehensive Loss - Foreign Currency Translation [Member]
Class of Stock [Line Items]
Balance	$ (729)
Other comprehensive income, net of tax	63
Balance	$ (666)

Segments (Narrative) (Details)

Segments (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Revenue	$ (118,659)	$ (93,478)
Intercompany Eliminations [Member]
Revenue	2,500	1,400
Other [Member]
Revenue	$ 2,531	$ 1,190

Segments (Schedule Of Revenue B

Segments (Schedule Of Revenue By Reportable Segments) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Segment Reporting Information [Line Items]
Revenue	$ 118,659	$ 93,478
Adjusted EBITDA	30,417	23,309
Interest expense	5,462	5,479
Interest income and other, net	(509)	(632)
Depreciation and amortization	10,542	9,627
Changes in fair value of contingent acquisition consideration	12,847	(162)
Stock-based compensation expense	6,358	3,904
Legal settlements		(851)
Restructuring charge		(34)
Restatement-related expenses	1,222	1,427
NextAdvisor contingent deferred compensation	2,976
China operations	40	173
(Loss) income before income taxes	(8,521)	4,378
Credit Cards [Member]
Segment Reporting Information [Line Items]
Revenue	85,524	63,142
Adjusted EBITDA	29,021	25,799
Banking [Member]
Segment Reporting Information [Line Items]
Revenue	29,837	25,339
Adjusted EBITDA	8,944	5,267
Senior Care [Member]
Segment Reporting Information [Line Items]
Revenue	5,829	6,187
Adjusted EBITDA	(1,184)	(453)
Other [Member]
Segment Reporting Information [Line Items]
Revenue	(2,531)	(1,190)
Adjusted EBITDA	$ (6,364)	$ (7,304)

Fair Value Measurement (Narrati

Fair Value Measurement (Narrative) (Details)	3 Months Ended
	Mar. 31, 2017USD ($)
Cost of debt	5.25%
Minimum [Member]
Discount factor	14.00%
Maximum [Member]
Discount factor	18.00%
Contingent Acquisition Deferred Compensation [Member]
Possible contingent payouts, low	$ 0
Possible contingent payouts, high	11,700,000
Change in fair value	993,000
Contingent Acquisition Deferred Compensation [Member] | Change in Accounting Method Accounted for as Change in Estimate [Member]
(Decrease) Increase in fair value of contingent consideration	559,000
Contingent Acquisition Deferred Compensation [Member] | Passage Of Time [Member]
(Decrease) Increase in fair value of contingent consideration	434,000
Contingent Acquisition Consideration [Member]
Change in fair value of contingent consideration related to a passage of time	12,800,000
Possible contingent payouts, low	0
Possible contingent payouts, high	134,100,000
Change in fair value	12,847,000
Contingent Acquisition Consideration [Member] | Change in Accounting Method Accounted for as Change in Estimate [Member]
(Decrease) Increase in fair value of contingent consideration	12,400,000
Contingent Acquisition Consideration [Member] | Passage Of Time [Member]
(Decrease) Increase in fair value of contingent consideration	$ 454,000

Fair Value Measurement (Estimat

Fair Value Measurement (Estimated Fair Value And Related Carrying Amounts) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Long term debt	$ 296,355	$ 295,721
Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Long term debt	$ 302,625	$ 302,250

Fair Value Measurement (Fair Va

Fair Value Measurement (Fair Value Measurement Of Contingent Acquisition Consideration) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total asset recurring fair value measurements	$ 188	$ 178
Total liabilities recurring fair value measurements	45,420	31,580
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total asset recurring fair value measurements	188	178
Total liabilities recurring fair value measurements
Significant Other Observable Inputs (Level 2) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total asset recurring fair value measurements
Total liabilities recurring fair value measurements
Significant Unobservable Inputs (Level 3) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements	45,420	31,580
Investments Of The Non-qualified Deferred Compensation Plan [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total asset recurring fair value measurements	188	178
Investments Of The Non-qualified Deferred Compensation Plan [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total asset recurring fair value measurements	188	178
Investments Of The Non-qualified Deferred Compensation Plan [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total asset recurring fair value measurements
Contingent Acquisition Deferred Compensation [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements	1,862	869
Contingent Acquisition Deferred Compensation [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements
Contingent Acquisition Deferred Compensation [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements
Contingent Acquisition Deferred Compensation [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements	1,862	869
Contingent Acquisition Consideration [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements	43,558	30,711
Contingent Acquisition Consideration [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements
Contingent Acquisition Consideration [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements
Contingent Acquisition Consideration [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Total liabilities recurring fair value measurements	$ 43,558	$ 30,711

Fair Value Measurement (Reconci

Fair Value Measurement (Reconciliation Of Changes In The Fair Value Of The Company's Level 3 Financial Assets) (Details)	3 Months Ended
	Mar. 31, 2017USD ($)
Contingent Acquisition Deferred Compensation [Member]
Balance at beginning of period	$ 869,000
Change in fair value	993,000
Balance at end of period	1,862,000
Contingent Acquisition Consideration [Member]
Balance at beginning of period	30,711,000
Transfers into Level 3
Transfers out of Level 3
Change in fair value	12,847,000
Balance at end of period	$ 43,558,000

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 6,358,000	$ 3,904,000
Restructuring-related expenses		34,000
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 158,000	225,000
Awards vested	18,000
Closing price of common stock	$ 9.65
Unrecognized compensation costs, net of forfeitures, related to non-vested stock option awards	$ 300,000
Unrecognized compensation cost, recognition period	2 months 12 days
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 1,925,000	2,846,000
Number of Shares, Granted	32,609
Shares outstanding	740,990		1,038,284
Total fair value of restricted stock awards that vested during year	$ 4,500,000
Average grant date fair value	$ 11.50
Unrecognized compensation costs, net of forfeitures, not related to stock option awards	$ 6,100,000
Unrecognized compensation cost, recognition period	10 months 24 days
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 2,137,000	261,000
Number of Shares, Granted	1,887,336
Shares outstanding	3,659,915		2,398,049
Vesting period	3 years
Total fair value of restricted stock awards that vested during year	$ 4,900,000
Average grant date fair value	$ 10.03
Unrecognized compensation costs, net of forfeitures, not related to stock option awards	$ 31,100,000
Unrecognized compensation cost, recognition period	1 year 7 months 6 days
Performance Based Restricted Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 614,000	430,000
Shares outstanding	40,143		1,025,670
Total fair value of restricted stock awards that vested during year	$ 1,500,000
Unrecognized compensation costs, net of forfeitures, not related to stock option awards	$ 1,800,000
Unrecognized compensation cost, recognition period	1 year 6 months
Performance Based Restricted Shares [Member] | Determination Date [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting installment percentage			50.00%
Performance Based Restricted Shares [Member] | Third Anniversary Of The Grant Date [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting installment percentage			50.00%
Performance Shares, Classified As A Liability [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense, restricted stock	$ 537,000	153,000
Performance Shares, Classified As A Liability [Member] | Determination Date [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting installment percentage	50.00%
Performance Shares, Classified As A Liability [Member] | First Anniversary Of The Determination Date [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting installment percentage	50.00%
Performance Based Restricted Stock Units [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 1,524,000	$ 142,000
Number of Shares, Granted	737,898
Shares outstanding	1,571,831		833,933
Vesting period	2 years		2 years
Average grant date fair value	$ 10
Total shareholder return factor could further adjust the number of shares by a maximum increase or decrease			25.00%
Unrecognized compensation costs, net of forfeitures, not related to stock option awards	$ 12,200,000
Unrecognized compensation cost, recognition period	2 years 2 months 12 days
Performance Based Restricted Stock Units [Member] | Determination Date [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting installment percentage	50.00%
Performance Based Restricted Stock Units [Member] | Third Anniversary Of The Grant Date [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting installment percentage	50.00%
Performance Based Restricted Stock Units [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Condition on issuance of performance shares, range percentage	0.00%		0.00%
Performance Based Restricted Stock Units [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Condition on issuance of performance shares, range percentage	150.00%		150.00%
2015 Equity Compensation Plan (the “2015 Plan”) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for future issuance	5,200,000

Stock-Based Compensation (Stock

Stock-Based Compensation (Stock-Based Compensation Expense For Stock Options And Restricted Stock Awards (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	$ 6,358	$ 3,904
Cost Of Revenue [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	579	428
Sales And Marketing [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	325	476
Product Development And Technology [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	1,201	744
General And Administrative [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	4,253	2,256
Restricted Stock [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	1,925	2,846
Restricted Stock Units (RSUs) [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	2,137	261
Performance Based Restricted Shares [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	614	430
Performance Based Restricted Stock Units [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	1,524	142
Stock Options [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total stock-based compensation expense	$ 158	$ 225

Stock-Based Compensation (Summa

Stock-Based Compensation (Summary Of Restricted Stock Award, Restricted Stock Units, Performance Based Restricted Shares And Performance Based Restricted Stock Units Activity) (Details)	3 Months Ended
	Mar. 31, 2017$ / sharesshares
Restricted Stock [Member]
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding [Line Items]
Number of Shares, Beginning Balance | shares	1,038,284
Number of Shares, Granted | shares	32,609
Number of Shares, Vested and released | shares	(323,772)
Number of Shares, Forfeited | shares	(6,131)
Number of Shares, Ending Balance | shares	740,990
Weighted Average Grant Date Fair Value, Beginning Balance | $ / shares	$ 12.86
Weighted Average Grant Date Fair Value, Granted | $ / shares	11.50
Weighted Average Grant Date Fair Value, Vested and released | $ / shares	14.02
Weighted Average Grant Date Fair Value, Forfeited | $ / shares	14.04
Weighted Average Grant Date Fair Value, Ending Balance | $ / shares	$ 12.28
Restricted Stock Units (RSUs) [Member]
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding [Line Items]
Number of Shares, Beginning Balance | shares	2,398,049
Number of Shares, Granted | shares	1,887,336
Number of Shares, Vested and released | shares	(588,014)
Number of Shares, Forfeited | shares	(37,456)
Number of Shares, Ending Balance | shares	3,659,915
Weighted Average Grant Date Fair Value, Beginning Balance | $ / shares	$ 8.27
Weighted Average Grant Date Fair Value, Granted | $ / shares	10.03
Weighted Average Grant Date Fair Value, Vested and released | $ / shares	8.33
Weighted Average Grant Date Fair Value, Forfeited | $ / shares	9.11
Weighted Average Grant Date Fair Value, Ending Balance | $ / shares	$ 9.16
Performance Based Restricted Shares [Member]
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding [Line Items]
Number of Shares, Beginning Balance | shares	1,025,670
Number of Shares, Vested and released | shares	(100,659)
Number of Shares, Forfeited | shares	(884,868)
Number of Shares, Ending Balance | shares	40,143
Weighted Average Grant Date Fair Value, Beginning Balance | $ / shares	$ 12.52
Weighted Average Grant Date Fair Value, Vested and released | $ / shares	15.36
Weighted Average Grant Date Fair Value, Forfeited | $ / shares	12.77
Weighted Average Grant Date Fair Value, Ending Balance | $ / shares	$ 11.21
Performance Based Restricted Stock Units [Member]
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding [Line Items]
Number of Shares, Beginning Balance | shares	833,933
Number of Shares, Granted | shares	737,898
Number of Shares, Ending Balance | shares	1,571,831
Weighted Average Grant Date Fair Value, Beginning Balance | $ / shares	$ 9.21
Weighted Average Grant Date Fair Value, Granted | $ / shares	10
Weighted Average Grant Date Fair Value, Ending Balance | $ / shares	$ 9.58

Stock-Based Compensation (Weigh

Stock-Based Compensation (Weighted Average Assumptions Used To Calculate Fair Value) (Details)	3 Months Ended
	Mar. 31, 2017
Stock-Based Compensation [Abstract]
Expected volatility of stock price	56.35%
Risk-free interest rate	0.94%
Valuation period	2 years 22 days
Dividend yield	0.00%

Stock-Based Compensation (Sto47

Stock-Based Compensation (Stock Option Activity) (Details)	Mar. 31, 2017$ / sharesshares
Stock-Based Compensation [Abstract]
Number of Options, Beginning Balance | shares	954,940
Number of Options, Ending Balance | shares	954,940
Exercise Price Per Share, Minimum Beginning Balance	$ 12.55
Exercise Price Per Share, Maximum Beginning Balance	22.39
Exercise Price Per Share, Minimum Ending Balance	12.55
Exercise Price Per Share, Maximum Ending Balance	22.39
Weighted Average Exercise Price, Beginning Balance	16.81
Weighted Average Exercise Price, Ending Balance	$ 16.81

Stock-Based Compensation (Sum48

Stock-Based Compensation (Summary Of Options Outstanding And Options Exercisable) (Details)	3 Months Ended
	Mar. 31, 2017$ / sharesshares
Stock-Based Compensation [Abstract]
Options vested and expected to vest, Number of Options | shares	954,940
Options vested and expected to vest, Weighted Average Exercise Price | $ / shares	$ 16.81
Options vested and expected to vest, Weight Average Contractual Term (in years)	3 years 8 months 12 days
Options exercisable, Number of Options | shares	920,346
Options exercisable, Weighted Average Exercise Price | $ / shares	$ 16.67
Options exercisable, Weight Average Contractual Term (in years)	3 years 8 months 12 days

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Income Taxes [Abstract]
Effective income tax rate	38.40%	83.50%
Unrecognized tax benefits	$ 5,700,000		$ 5,600,000
Interest and penalties recognized	25,000	$ 7,000
Uncertain tax positions, reserve	$ 81,000,000,000

Commitments And Contingencies (

Commitments And Contingencies (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2017	Jun. 30, 2016
BanxCorp Litigation [Member]
Loss Contingencies [Line Items]
Compensatory damages, treble damages, and attorneys' fees and costs	$ 180
Securities Litigation [Member]
Loss Contingencies [Line Items]
Loss Contingency Accrual, Payments		$ 6.1
Insurance proceeds	13.8
Proposed settlement	$ 20

Debt (Senior Notes Narrative) (

Debt (Senior Notes Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Debt Instrument [Line Items]
Senior Secured Note, Carrying Amount	$ 296,355,000		$ 295,721,000
Interest expense excluding amortization	4,594,000	$ 4,594,000
Amortization of Original issue discounts	170,000	160,000
Outstanding discounts	962,000		1,133,000
Amortization of deferred financing costs	464,000	$ 437,000
Long term debt, net of unamortized discount	296,355,000		$ 295,721,000
Senior Notes [Member]
Debt Instrument [Line Items]
Debt instrument principal amount	$ 300,000,000
Interest rate	6.125%

Debt (Revolving Credit Facility

Debt (Revolving Credit Facility Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Line of Credit Facility [Line Items]
Amortization of deferred financing costs	$ 464,000	$ 437,000
Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Revolving credit facility, amount	70,000,000
Amortization of deferred financing costs	$ 85,000	$ 85,000
Revolving Credit Facility [Member] | Lenders [Member]
Line of Credit Facility [Line Items]
Maximum consolidated leverage ratio	400.00%
Maximum aggregate amount of total commitments	30.00%
Amount available for borrowing	$ 69,400,000
Amounts outstanding	$ 593,000
Revolving Credit Facility [Member] | Lenders [Member] | Minimum [Member]
Line of Credit Facility [Line Items]
Commitment fee percentage	0.375%
Revolving Credit Facility [Member] | Lenders [Member] | Maximum [Member]
Line of Credit Facility [Line Items]
Commitment fee percentage	0.50%
Revolving Credit Facility [Member] | Lenders [Member] | Base Rate [Member]
Line of Credit Facility [Line Items]
Applicable margin rate	3.00%
Revolving Credit Facility [Member] | Lenders [Member] | LIBOR [Member]
Line of Credit Facility [Line Items]
Applicable margin rate	2.00%

Debt (Summary Of Interest Expen

Debt (Summary Of Interest Expenses, Amortization Of Original Issue Discounts And Amortization Of Deferred Financing Costs) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Interest expense	$ 4,594	$ 4,594
Amortization of Original issue discounts	170	160
Amortization of deferred financing costs	464	437
Unamortized Original issue discounts	962		$ 1,133
Deferred financing costs	2,683		3,147
Revolving Credit Facility [Member]
Interest expense	90	67
Amortization of deferred financing costs	85	$ 85
Deferred financing costs	$ 366		$ 450

Acquisitions (Narrative) (Detai

Acquisitions (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016	Jun. 17, 2016
Business Acquisition [Line Items]
Contingent consideration liability	$ 12,847,000	$ (162,000)
Goodwill	$ 599,805,000		$ 599,805,000
Next Advisor, Inc. [Member]
Business Acquisition [Line Items]
Business Acquisition, Effective Date of Acquisition	Jun. 1, 2016
Cash paid	$ 63,400,000
Escrow deposit	11,900,000
Escrow payments	4,000,000
Contingent consideration liability	37,300,000
Assumed net liability				$ 4,342,000
Assumed net liability				(34,128,000)
Goodwill	67,900,000			67,893,000
Intangible assets	30,000,000			$ 30,018,000
Adjustments recorded subsequent to the acquisition, primarily for post-closing working capital adjustments	1,300,000
Contributed revenue from acquisitions	22,500,000
Business Combination, Pro Forma Information, Earnings or Loss of Acquiree since Acquisition Date, Actual	6,000,000
Adjustments recorded subsequent to the acquisition, primarily for post-closing working capital adjustments and changes in the valuation of acquired assets	1,500,000
Developed Technologies [Member] | Next Advisor, Inc. [Member]
Business Acquisition [Line Items]
Intangible assets	150,000
Customer Relationships [Member] | Next Advisor, Inc. [Member]
Business Acquisition [Line Items]
Intangible assets	22,200,000
Trademarks And Domain Names [Member] | Next Advisor, Inc. [Member]
Business Acquisition [Line Items]
Intangible assets	6,200,000
Non-compete [Member] | Next Advisor, Inc. [Member]
Business Acquisition [Line Items]
Intangible assets	$ 1,400,000

Acquisitions (Schedule of Recog

Acquisitions (Schedule of Recognized Identified Assets Acquired and Liabilities Assumed) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Jun. 17, 2016
Goodwill	$ 599,805	$ 599,805
Next Advisor, Inc. [Member]
Prepaid expenses and other current assets			$ 43
Receivables			8,409
Intangible assets	30,000		30,018
Total identifiable assets acquired			38,470
Current liabilities			4,342
Total liabilities assumed			4,342
Net assets acquired			34,128
Goodwill	$ 67,900		67,893
Purchase price			$ 102,021

Acquisitions (Schedule of Estim

Acquisitions (Schedule of Estimated Weighted Average Amortization Periods For Intangible Assets) (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	12 years 9 months 18 days	12 years 9 months 18 days
Trademarks And Domain Names [Member]
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	16 years 6 months	16 years 6 months
Customer Relationships [Member]
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	9 years	9 years
Developed Technologies [Member]
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	6 years 3 months 18 days	6 years 2 months 12 days
Non-compete [Member]
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	3 years	3 years
Next Advisor, Inc. [Member] | Trademarks And Domain Names [Member]
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	5 years
Next Advisor, Inc. [Member] | Customer Relationships [Member]
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	8 years
Next Advisor, Inc. [Member] | Developed Technologies [Member]
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	2 years
Next Advisor, Inc. [Member] | Non-compete [Member]
Finite Lived Intangible Assets [Line Items]
Weighted Average Amortization Period Years	3 years

Acquisitions (Schedule of Busin

Acquisitions (Schedule of Business Acquisition, Pro Forma Information) (Details) - Next Advisor, Inc. [Member] $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)shares
Total revenue | $	$ 107,977
Net income (loss) | $	$ (74)
Weighted average shares: Basic | shares	93,250,088
Weighted average shares: Diluted | shares	93,790,910

Discontinued Operation (Narrati

Discontinued Operation (Narrative) (Details)	3 Months Ended
	Mar. 31, 2016USD ($)
Net income (loss) from discontinued operations, net of income taxes	$ (439,000)
Insurance [Member]
Net income (loss) from discontinued operations, net of income taxes	$ 439,000

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) $ in Millions	1 Months Ended
	Apr. 30, 2017USD ($)
Minimum [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Restructuring Costs	$ 2.1