Financial Advantage 13FHR Quarterly holdings report by institutional manager | SEC 10 Feb 15

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
APPLE INC	COM	037833100	85	774	SH		SOLE	NONE	0	0	774
AMERICAN ELEC PWR INC	COM	025537101	121	2,000	SH		SOLE	NONE	0	0	2,000
AFLAC INC	COM	001055102	20	323	SH		SOLE	NONE	0	0	323
APACHE CORP	COM	037411105	3,305	52,736	SH		SOLE	NONE	0	0	52,736
ANADARKO PETE CORP	COM	032511107	8	100	SH		SOLE	NONE	0	0	100
ASHLAND INC NEW	COM	044209104	2	16	SH		SOLE	NONE	0	0	16
AMERICAN EXPRESS CO	COM	025816109	63	680	SH		SOLE	NONE	0	0	680
BOEING CO	COM	097023105	2	12	SH		SOLE	NONE	0	0	12
BROOKFIELD ASSET MGMT INC	CL A LTD VT SH	112585104	15	300	SH		SOLE	NONE	0	0	300
BECTON DICKINSON & CO	COM	075887109	111	800	SH		SOLE	NONE	0	0	800
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	1	12	SH		SOLE	NONE	0	0	12
BANK OF NEW YORK MELLON CORP	COM	064058100	58	1,428	SH		SOLE	NONE	0	0	1,428
BLACKROCK HEALTH SCIENCES TR	COM	09250W107	62	1,450	SH		SOLE	NONE	0	0	1,450
BRISTOL MYERS SQUIBB CO	COM	110122108	27	450	SH		SOLE	NONE	0	0	450
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	111	1,350	SH		SOLE	NONE	0	0	1,350
BROOKFIELD PPTY PARTNERS L P	UNIT LTD PARTN	G16249107	0	17	SH		SOLE	NONE	0	0	17
BLACKSTONE MTG TR INC	COM CL A	09257W100	4,292	147,288	SH		SOLE	NONE	0	0	147,288
CELGENE CORP	COM	151020104	22	200	SH		SOLE	NONE	0	0	200
CHESAPEAKE ENERGY CORP	COM	165167107	2	77	SH		SOLE	NONE	0	0	77
COMCAST CORP NEW	CL A	20030N101	86	1,488	SH		SOLE	NONE	0	0	1,488
CANADIAN NATL RY CO	COM	136375102	14	200	SH		SOLE	NONE	0	0	200
CONOCOPHILLIPS	COM	20825C104	21	310	SH		SOLE	NONE	0	0	310
CISCO SYS INC	COM	17275R102	4,300	154,605	SH		SOLE	NONE	0	0	154,605
CSX CORP	COM	126408103	54	1,498	SH		SOLE	NONE	0	0	1,498
DOMINION RES INC VA NEW	COM	25746U109	41	530	SH		SOLE	NONE	0	0	530
DU PONT E I DE NEMOURS & CO	COM	263534109	15	200	SH		SOLE	NONE	0	0	200
QUEST DIAGNOSTICS INC	COM	74834L100	5,085	75,822	SH		SOLE	NONE	0	0	75,822
DISNEY WALT CO	COM DISNEY	254687106	138	1,465	SH		SOLE	NONE	0	0	1,465
DOW CHEM CO	COM	260543103	13	280	SH		SOLE	NONE	0	0	280
DUKE ENERGY CORP NEW	COM NEW	26441C204	4,922	58,916	SH		SOLE	NONE	0	0	58,916
EATON VANCE SR FLTNG RTE TR	COM	27828Q105	169	12,367	SH		SOLE	NONE	0	0	12,367
EQT CORP	COM	26884L109	42	550	SH		SOLE	NONE	0	0	550
EXPRESS SCRIPTS HLDG CO	COM	30219G108	10	116	SH		SOLE	NONE	0	0	116
FORD MTR CO DEL	COM PAR $0.01	345370860	4	235	SH		SOLE	NONE	0	0	235
ABERDEEN ASIA PACIFIC INCOM	COM	003009107	60	10,838	SH		SOLE	NONE	0	0	10,838
FACEBOOK INC	CL A	30303M102	78	1,000	SH		SOLE	NONE	0	0	1,000
FEDERAL REALTY INVT TR	SH BEN INT NEW	313747206	17	124	SH		SOLE	NONE	0	0	124
FULTON FINL CORP PA	COM	360271100	10	800	SH		SOLE	NONE	0	0	800
CAMBRIA ETF TR	CAMBRIA FGN SHR	132061300	7,416	331,067	SH		SOLE	NONE	0	0	331,067
MARKET VECTORS ETF TR	GOLD MINER ETF	57060U100	19	1,016	SH		SOLE	NONE	0	0	1,016
GENERAL ELECTRIC CO	COM	369604103	6	236	SH		SOLE	NONE	0	0	236
TEMPLETON GLOBAL INCOME FD	COM	880198106	110	15,317	SH		SOLE	NONE	0	0	15,317
SPDR GOLD TRUST	GOLD SHS	78463V107	8,438	74,290	SH		SOLE	NONE	0	0	74,290
GOOGLE INC	CL C	38259P706	2,954	5,611	SH		SOLE	NONE	0	0	5,611
GOOGLE INC	CL A	38259P508	2,396	4,516	SH		SOLE	NONE	0	0	4,516
Garmin Ltd.	SHS	H2906T109	26	500	SH		SOLE	NONE	0	0	500
HCC INS HLDGS INC	COM	404132102	5,367	100,277	SH		SOLE	NONE	0	0	100,277
HOME DEPOT INC	COM	437076102	3	25	SH		SOLE	NONE	0	0	25
HARLEY DAVIDSON INC	COM	412822108	33	500	SH		SOLE	NONE	0	0	500
HUBBELL INC	CL A	443510102	67	600	SH		SOLE	NONE	0	0	600
ISHARES GOLD TRUST	ISHARES	464285105	112	9,792	SH		SOLE	NONE	0	0	9,792
INTERNATIONAL BUSINESS MACHS	COM	459200101	91	567	SH		SOLE	NONE	0	0	567
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	41	400	SH		SOLE	NONE	0	0	400
ISHARES TR	NA TEC-SFTWR ETF	464287515	9,800	105,607	SH		SOLE	NONE	0	0	105,607
INTEL CORP	COM	458140100	31	854	SH		SOLE	NONE	0	0	854
INTUITIVE SURGICAL INC	COM NEW	46120E602	74	140	SH		SOLE	NONE	0	0	140
JOHNSON & JOHNSON	COM	478160104	113	1,080	SH		SOLE	NONE	0	0	1,080
Kinder Morgan Inc	COM	49456B101	6,159	145,560	SH		SOLE	NONE	0	0	145,560
COCA COLA CO	COM	191216100	55	1,308	SH		SOLE	NONE	0	0	1,308
KRAFT FOODS GROUP INC	COM	50076Q106	5	78	SH		SOLE	NONE	0	0	78
LAZARD LTD	SHS A	G54050102	3,900	77,946	SH		SOLE	NONE	0	0	77,946
LOCKHEED MARTIN CORP	COM	539830109	16	81	SH		SOLE	NONE	0	0	81
ISHARES TR	MBS ETF	464288588	52	480	SH		SOLE	NONE	0	0	480
MONDELEZ INTL INC	CL A	609207105	24	650	SH		SOLE	NONE	0	0	650
MCCORMICK & CO INC	COM NON VTG	579780206	53	720	SH		SOLE	NONE	0	0	720
3M CO	COM	88579Y101	4,918	29,930	SH		SOLE	NONE	0	0	29,930
ALTRIA GROUP INC	COM	02209S103	30	600	SH		SOLE	NONE	0	0	600
MERCK & CO INC NEW	COM	58933Y105	4,359	76,750	SH		SOLE	NONE	0	0	76,750
MARATHON OIL CORP	COM	565849106	3	99	SH		SOLE	NONE	0	0	99
MICROSOFT CORP	COM	594918104	74	1,602	SH		SOLE	NONE	0	0	1,602
MYRIAD GENETICS INC	COM	62855J104	27	800	SH		SOLE	NONE	0	0	800
NEXTERA ENERGY INC	COM	65339F101	145	1,364	SH		SOLE	NONE	0	0	1,364
NEWMONT MINING CORP	COM	651639106	4	200	SH		SOLE	NONE	0	0	200
NEWPARK RES INC	COM PAR $.01NEW	651718504	5	500	SH		SOLE	NONE	0	0	500
NORFOLK SOUTHERN CORP	COM	655844108	15	139	SH		SOLE	NONE	0	0	139
NORTHEAST UTILS	COM	664397106	4	81	SH		SOLE	NONE	0	0	81
CORPORATE OFFICE PPTYS TR	SH BEN INT	22002T108	105	3,700	SH		SOLE	NONE	0	0	3,700
PLUM CREEK TIMBER CO INC	COM	729251108	4,423	103,355	SH		SOLE	NONE	0	0	103,355
PEPSICO INC	COM	713448108	8	85	SH		SOLE	NONE	0	0	85
PFIZER INC	COM	717081103	3	83	SH		SOLE	NONE	0	0	83
PROCTER & GAMBLE CO	COM	742718109	9	100	SH		SOLE	NONE	0	0	100
PHILIP MORRIS INTL INC	COM	718172109	12	143	SH		SOLE	NONE	0	0	143
PNC FINL SVCS GROUP INC	COM	693475105	45	493	SH		SOLE	NONE	0	0	493
PRUDENTIAL FINL INC	COM	744320102	21	230	SH		SOLE	NONE	0	0	230
PHILLIPS 66	COM	718546104	11	155	SH		SOLE	NONE	0	0	155
PIONEER NAT RES CO	COM	723787107	8	52	SH		SOLE	NONE	0	0	52
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	51	765	SH		SOLE	NONE	0	0	765
SEI INVESTMENTS CO	COM	784117103	24	600	SH		SOLE	NONE	0	0	600
SIRIUS XM RADIO INC	COM	82968B103	1	162	SH		SOLE	NONE	0	0	162
SMUCKER J M CO	COM NEW	832696405	3	32	SH		SOLE	NONE	0	0	32
SOUTHERN CO	COM	842587107	3,869	78,790	SH		SOLE	NONE	0	0	78,790
Seventy Seven Energy Inc.	COM	818097107	0	5	SH		SOLE	NONE	0	0	5
FIRSTHAND TECH VALUE FD INC	COM	33766Y100	4	191	SH		SOLE	NONE	0	0	191
AT&T INC	COM	00206R102	596	17,751	SH		SOLE	NONE	0	0	17,751
TJX COS INC NEW	COM	872540109	4,099	59,767	SH		SOLE	NONE	0	0	59,767
PRICE T ROWE GROUP INC	COM	74144T108	180	2,092	SH		SOLE	NONE	0	0	2,092
TIME WARNER INC	COM NEW	887317303	4,560	53,386	SH		SOLE	NONE	0	0	53,386
UNDER ARMOUR INC	CL A	904311107	31	460	SH		SOLE	NONE	0	0	460
UNITED PARCEL SERVICE INC	CL B	911312106	44	400	SH		SOLE	NONE	0	0	400
UNITED TECHNOLOGIES CORP	COM	913017109	115	1,000	SH		SOLE	NONE	0	0	1,000
VISA INC	COM CL A	92826C839	58	220	SH		SOLE	NONE	0	0	220
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	169	1,960	SH		SOLE	NONE	0	0	1,960
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	242	3,040	SH		SOLE	NONE	0	0	3,040
Vangaurd Energy	ENERGY ETF	92204A306	62	552	SH		SOLE	NONE	0	0	552
VANGUARD SPECIALIZED PORTFOL	DIV APP ETF	921908844	65	800	SH		SOLE	NONE	0	0	800
VERIZON COMMUNICATIONS INC	COM	92343V104	160	3,420	SH		SOLE	NONE	0	0	3,420
WAL-MART STORES INC	COM	931142103	6,214	72,359	SH		SOLE	NONE	0	0	72,359
UNITED STATES STL CORP NEW	COM	912909108	0	9	SH		SOLE	NONE	0	0	9
SPDR SERIES TRUST	S&P BIOTECH	78464A870	1,481	7,941	SH		SOLE	NONE	0	0	7,941
EXXON MOBIL CORP	COM	30231G102	856	9,262	SH		SOLE	NONE	0	0	9,262
DENTSPLY INTL INC NEW	COM	249030107	11	200	SH		SOLE	NONE	0	0	200
YAHOO INC	COM	984332106	3	50	SH		SOLE	NONE	0	0	50
ZOETIS INC	CL A	98978V103	1	26	SH		SOLE	NONE	0	0	26

Financial Advantage 13F-HRQuarterly holdings report by institutional manager