Financial Advantage 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
APPLE INC	COM	037833100	106	852	SH		SOLE	NONE	0	0	852
AMERICAN ELEC PWR INC	COM	025537101	113	2,000	SH		SOLE	NONE	0	0	2,000
AFLAC INC	COM	001055102	21	323	SH		SOLE	NONE	0	0	323
Applied Materials Inc	COM	038222105	11	479	SH		SOLE	NONE	0	0	479
AOL Time Warner	COM	00184X105	0	3	SH		SOLE	NONE	0	0	3
APACHE CORP	COM	037411105	3,261	54,053	SH		SOLE	NONE	0	0	54,053
ANADARKO PETE CORP	COM	032511107	8	100	SH		SOLE	NONE	0	0	100
ASHLAND INC NEW	COM	044209104	2	16	SH		SOLE	NONE	0	0	16
AMERICAN EXPRESS CO	COM	025816109	53	680	SH		SOLE	NONE	0	0	680
BOEING CO	COM	097023105	2	12	SH		SOLE	NONE	0	0	12
Alibaba Group Hldg Limited	SPONSORED ADS	01609W102	7	85	SH		SOLE	NONE	0	0	85
BROOKFIELD ASSET MGMT INC	CL A LTD VT SH	112585104	16	300	SH		SOLE	NONE	0	0	300
BECTON DICKINSON & CO	COM	075887109	115	800	SH		SOLE	NONE	0	0	800
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	1	12	SH		SOLE	NONE	0	0	12
BANK OF NEW YORK MELLON CORP	COM	064058100	57	1,428	SH		SOLE	NONE	0	0	1,428
BLACKROCK HEALTH SCIENCES TR	COM	09250W107	62	1,450	SH		SOLE	NONE	0	0	1,450
BRISTOL MYERS SQUIBB CO	COM	110122108	29	450	SH		SOLE	NONE	0	0	450
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	113	1,350	SH		SOLE	NONE	0	0	1,350
BROOKFIELD PPTY PARTNERS L P	UNIT LTD PARTN	G16249107	0	17	SH		SOLE	NONE	0	0	17
BLACKSTONE MTG TR INC	COM CL A	09257W100	4,279	150,813	SH		SOLE	NONE	0	0	150,813
Citigroup Inc	COM NEW	172967424	1	27	SH		SOLE	NONE	0	0	27
Corporate Executive Board Co	COM	21988R102	3	40	SH		SOLE	NONE	0	0	40
CHESAPEAKE ENERGY CORP	COM	165167107	1	77	SH		SOLE	NONE	0	0	77
COMCAST CORP NEW	CL A	20030N101	87	1,543	SH		SOLE	NONE	0	0	1,543
CANADIAN NATL RY CO	COM	136375102	13	200	SH		SOLE	NONE	0	0	200
CONOCOPHILLIPS	COM	20825C104	19	310	SH		SOLE	NONE	0	0	310
CISCO SYS INC	COM	17275R102	4,304	156,382	SH		SOLE	NONE	0	0	156,382
CSX CORP	COM	126408103	50	1,498	SH		SOLE	NONE	0	0	1,498
Citrix Systems Inc	COM	177376100	5	85	SH		SOLE	NONE	0	0	85
DOMINION RES INC VA NEW	COM	25746U109	38	530	SH		SOLE	NONE	0	0	530
DU PONT E I DE NEMOURS & CO	COM	263534109	14	200	SH		SOLE	NONE	0	0	200
QUEST DIAGNOSTICS INC	COM	74834L100	5,026	65,404	SH		SOLE	NONE	0	0	65,404
DISNEY WALT CO	COM DISNEY	254687106	154	1,465	SH		SOLE	NONE	0	0	1,465
Barclays Bank Ipath Etn	DJUBS CMDT ETN36	06738C778	6	200	SH		SOLE	NONE	0	0	200
DOW CHEM CO	COM	260543103	13	280	SH		SOLE	NONE	0	0	280
DUKE ENERGY CORP NEW	COM NEW	26441C204	4,531	59,013	SH		SOLE	NONE	0	0	59,013
EATON VANCE SR FLTNG RTE TR	COM	27828Q105	179	12,367	SH		SOLE	NONE	0	0	12,367
EQT CORP	COM	26884L109	46	550	SH		SOLE	NONE	0	0	550
Eversource Energy	COM	30040W108	4	82	SH		SOLE	NONE	0	0	82
EXPRESS SCRIPTS HLDG CO	COM	30219G108	10	116	SH		SOLE	NONE	0	0	116
FORD MTR CO DEL	COM PAR $0.01	345370860	4	235	SH		SOLE	NONE	0	0	235
ABERDEEN ASIA PACIFIC INCOM	COM	003009107	37	6,914	SH		SOLE	NONE	0	0	6,914
FACEBOOK INC	CL A	30303M102	82	1,000	SH		SOLE	NONE	0	0	1,000
Fidelity MSCI Health Care	MSCI HLTH CARE I	316092600	8	230	SH		SOLE	NONE	0	0	230
F.N.B. Corp	COM	302520101	2,952	224,644	SH		SOLE	NONE	0	0	224,644
FEDERAL REALTY INVT TR	SH BEN INT NEW	313747206	18	124	SH		SOLE	NONE	0	0	124
FULTON FINL CORP PA	COM	360271100	10	800	SH		SOLE	NONE	0	0	800
CAMBRIA ETF TR	CAMBRIA FGN SHR	132061300	7,600	334,351	SH		SOLE	NONE	0	0	334,351
Sanofi	SPONSORED ADR	80105N105	0	28	SH		SOLE	NONE	0	0	28
MARKET VECTORS ETF TR	GOLD MINER ETF	57060U100	19	1,016	SH		SOLE	NONE	0	0	1,016
GENERAL ELECTRIC CO	COM	369604103	6	236	SH		SOLE	NONE	0	0	236
TEMPLETON GLOBAL INCOME FD	COM	880198106	110	15,317	SH		SOLE	NONE	0	0	15,317
SPDR GOLD TRUST	GOLD SHS	78463V107	8,521	74,967	SH		SOLE	NONE	0	0	74,967
GOOGLE INC	CL C	38259P706	3,192	5,825	SH		SOLE	NONE	0	0	5,825
GOOGLE INC	CL A	38259P508	2,483	4,477	SH		SOLE	NONE	0	0	4,477
Garmin Ltd.	SHS	H2906T109	24	500	SH		SOLE	NONE	0	0	500
HCC INS HLDGS INC	COM	404132102	5,757	101,591	SH		SOLE	NONE	0	0	101,591
WisdomTree Europe Hedged Equit	EUROPE HEDGED EQ	97717X701	6	90	SH		SOLE	NONE	0	0	90
HARLEY DAVIDSON INC	COM	412822108	30	500	SH		SOLE	NONE	0	0	500
Hewlett-Packard Company	COM	428236103	2	63	SH		SOLE	NONE	0	0	63
HUBBELL INC	CL A	443510102	64	600	SH		SOLE	NONE	0	0	600
Pimco 0-5 Year high yield Corp	0-5 HIGH YIELD	72201R783	10	95	SH		SOLE	NONE	0	0	95
ISHARES GOLD TRUST	ISHARES	464285105	107	9,378	SH		SOLE	NONE	0	0	9,378
INTERNATIONAL BUSINESS MACHS	COM	459200101	91	567	SH		SOLE	NONE	0	0	567
iShares Barclays 7-10 Year Tre	7-10 Y TR BD ETF	464287440	18	170	SH		SOLE	NONE	0	0	170
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	47	400	SH		SOLE	NONE	0	0	400
ISHARES TR	NA TEC-SFTWR ETF	464287515	8,466	88,092	SH		SOLE	NONE	0	0	88,092
iShares US Healthcare Provider	US HLTHCR PR ETF	464288828	9	65	SH		SOLE	NONE	0	0	65
INTEL CORP	COM	458140100	35	1,105	SH		SOLE	NONE	0	0	1,105
INTUITIVE SURGICAL INC	COM NEW	46120E602	71	140	SH		SOLE	NONE	0	0	140
iShares Dow Jones US Home Cons	US HOME CONS ETF	464288752	3	95	SH		SOLE	NONE	0	0	95
JOHNSON & JOHNSON	COM	478160104	109	1,080	SH		SOLE	NONE	0	0	1,080
Kinder Morgan Inc	COM	49456B101	6,055	143,950	SH		SOLE	NONE	0	0	143,950
COCA COLA CO	COM	191216100	53	1,308	SH		SOLE	NONE	0	0	1,308
KRAFT FOODS GROUP INC	COM	50076Q106	7	78	SH		SOLE	NONE	0	0	78
LAZARD LTD	SHS A	G54050102	4,158	79,073	SH		SOLE	NONE	0	0	79,073
LOCKHEED MARTIN CORP	COM	539830109	16	81	SH		SOLE	NONE	0	0	81
ISHARES TR	MBS ETF	464288588	53	480	SH		SOLE	NONE	0	0	480
MONDELEZ INTL INC	CL A	609207105	23	650	SH		SOLE	NONE	0	0	650
MCCORMICK & CO INC	COM NON VTG	579780206	56	720	SH		SOLE	NONE	0	0	720
3M CO	COM	88579Y101	4,884	29,610	SH		SOLE	NONE	0	0	29,610
ALTRIA GROUP INC	COM	02209S103	30	600	SH		SOLE	NONE	0	0	600
MERCK & CO INC NEW	COM	58933Y105	4,570	79,510	SH		SOLE	NONE	0	0	79,510
MARATHON OIL CORP	COM	565849106	3	99	SH		SOLE	NONE	0	0	99
Mirati Therapeutics Inc	COM	60468T105	6	200	SH		SOLE	NONE	0	0	200
MICROSOFT CORP	COM	594918104	70	1,724	SH		SOLE	NONE	0	0	1,724
MYRIAD GENETICS INC	COM	62855J104	28	800	SH		SOLE	NONE	0	0	800
NEXTERA ENERGY INC	COM	65339F101	142	1,364	SH		SOLE	NONE	0	0	1,364
NEWMONT MINING CORP	COM	651639106	4	200	SH		SOLE	NONE	0	0	200
NEWPARK RES INC	COM PAR $.01NEW	651718504	5	500	SH		SOLE	NONE	0	0	500
NORFOLK SOUTHERN CORP	COM	655844108	14	139	SH		SOLE	NONE	0	0	139
CORPORATE OFFICE PPTYS TR	SH BEN INT	22002T108	109	3,700	SH		SOLE	NONE	0	0	3,700
Oracle Corp	COM	68389X105	46	1,060	SH		SOLE	NONE	0	0	1,060
PLUM CREEK TIMBER CO INC	COM	729251108	4,496	103,483	SH		SOLE	NONE	0	0	103,483
Precision Castparts Corp	COM	740189105	3,440	16,381	SH		SOLE	NONE	0	0	16,381
PEPSICO INC	COM	713448108	8	85	SH		SOLE	NONE	0	0	85
PFIZER INC	COM	717081103	3	83	SH		SOLE	NONE	0	0	83
PROCTER & GAMBLE CO	COM	742718109	8	100	SH		SOLE	NONE	0	0	100
PHILIP MORRIS INTL INC	COM	718172109	11	143	SH		SOLE	NONE	0	0	143
PNC FINL SVCS GROUP INC	COM	693475105	46	493	SH		SOLE	NONE	0	0	493
PRUDENTIAL FINL INC	COM	744320102	18	230	SH		SOLE	NONE	0	0	230
PHILLIPS 66	COM	718546104	12	155	SH		SOLE	NONE	0	0	155
PIONEER NAT RES CO	COM	723787107	9	52	SH		SOLE	NONE	0	0	52
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	46	765	SH		SOLE	NONE	0	0	765
SEI INVESTMENTS CO	COM	784117103	26	600	SH		SOLE	NONE	0	0	600
SMUCKER J M CO	COM NEW	832696405	4	32	SH		SOLE	NONE	0	0	32
SOUTHERN CO	COM	842587107	3,536	79,862	SH		SOLE	NONE	0	0	79,862
Seventy Seven Energy Inc.	COM	818097107	0	5	SH		SOLE	NONE	0	0	5
FIRSTHAND TECH VALUE FD INC	COM	33766Y100	3	191	SH		SOLE	NONE	0	0	191
AT&T INC	COM	00206R102	518	15,850	SH		SOLE	NONE	0	0	15,850
Time Inc	COM	887228104	0	4	SH		SOLE	NONE	0	0	4
TJX COS INC NEW	COM	872540109	4,236	60,477	SH		SOLE	NONE	0	0	60,477
PRICE T ROWE GROUP INC	COM	74144T108	169	2,092	SH		SOLE	NONE	0	0	2,092
Travelers Inc	COM	89417E109	1	12	SH		SOLE	NONE	0	0	12
Time Warner Cable Inc.	COM	88732J207	1	8	SH		SOLE	NONE	0	0	8
TIME WARNER INC	COM NEW	887317303	4,555	53,949	SH		SOLE	NONE	0	0	53,949
UNDER ARMOUR INC	CL A	904311107	37	460	SH		SOLE	NONE	0	0	460
UBS ETRACS CMCI Total Return	CMCI ETN 38	902641778	4	240	SH		SOLE	NONE	0	0	240
UNITED PARCEL SERVICE INC	CL B	911312106	39	400	SH		SOLE	NONE	0	0	400
WisdomTree Bloomberg US Dolla	BLMBG US BULL	97717W471	4	135	SH		SOLE	NONE	0	0	135
UNITED TECHNOLOGIES CORP	COM	913017109	117	1,000	SH		SOLE	NONE	0	0	1,000
VISA INC	COM CL A	92826C839	58	880	SH		SOLE	NONE	0	0	880
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	172	1,960	SH		SOLE	NONE	0	0	1,960
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	244	3,040	SH		SOLE	NONE	0	0	3,040
Vanguard Health Care	HEALTH CAR ETF	92204A504	13	95	SH		SOLE	NONE	0	0	95
Viacom Inc Non Vtg Cl B	CL B	92553P201	8	117	SH		SOLE	NONE	0	0	117
VANGUARD SPECIALIZED PORTFOL	DIV APP ETF	921908844	64	800	SH		SOLE	NONE	0	0	800
VERIZON COMMUNICATIONS INC	COM	92343V104	171	3,516	SH		SOLE	NONE	0	0	3,516
WAL-MART STORES INC	COM	931142103	5,958	72,437	SH		SOLE	NONE	0	0	72,437
UNITED STATES STL CORP NEW	COM	912909108	0	9	SH		SOLE	NONE	0	0	9
SPDR SERIES TRUST	S&P BIOTECH	78464A870	819	3,634	SH		SOLE	NONE	0	0	3,634
SPDR S&P Oil & Gas Equipment &	OILGAS EQUIP	78464A748	668	26,552	SH		SOLE	NONE	0	0	26,552
SPDR Energy Select Sector	SBI INT-ENERGY	81369Y506	4	55	SH		SOLE	NONE	0	0	55
SPDR Financial Select Sector	SBI INT-FINL	81369Y605	28	1,160	SH		SOLE	NONE	0	0	1,160
SPDR Industrial Select Sector	SBI INT-INDS	81369Y704	7	120	SH		SOLE	NONE	0	0	120
EXXON MOBIL CORP	COM	30231G102	787	9,262	SH		SOLE	NONE	0	0	9,262
DENTSPLY INTL INC NEW	COM	249030107	10	200	SH		SOLE	NONE	0	0	200
SPDR S&P Transportation	S&P TRANSN ETF	78464A532	5	45	SH		SOLE	NONE	0	0	45
YAHOO INC	COM	984332106	2	50	SH		SOLE	NONE	0	0	50
ZOETIS INC	CL A	98978V103	1	26	SH		SOLE	NONE	0	0	26