LOAN AND SECURITY AGREEMENT
REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA,
REGIONAL FINANCE CORPORATION OF GEORGIA,
REGIONAL FINANCE CORPORATION OF TEXAS,
REGIONAL FINANCE CORPORATION OF NORTH CAROLINA,
REGIONAL FINANCE CORPORATION OF ALABAMA, and
REGIONAL FINANCE CORPORATION OF TENNESSEE
LOAN AND SECURITY AGREEMENT
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Borrowing | Base Rate | LIBOR | ||||||||||
Base | Revolver | Revolver | ||||||||||
Level | Ratio | Loans | Loans | |||||||||
I | > 2.75 to 1.00 | 2.50 | % | 3.50 | % | |||||||
II | < 2.75 to 1.00 | 2.25 | % | 3.25 | % |
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LIBOR Rate | = | LIBOR | |||
1.00 — Eurodollar Reserve Percentage |
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REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA
REGIONAL FINANCE CORPORATION OF GEORGIA
REGIONAL FINANCE CORPORATION OF TEXAS
REGIONAL FINANCE CORPORATION OF NORTH CAROLINA
REGIONAL FINANCE CORPORATION OF ALABAMA
REGIONAL FINANCE CORPORATION OF TENNESSEE
By: | /s/ Robert D. Barry | |||
Title: EVP/CFO of each of the above-listed corporations |
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as Agent
By: | /s/ Bruce Jenks | |||
Title: Vice President |
as a Lender and Letter of Credit Issuer
By: | /s/ Bruce Jenks | |||
Title: Vice President | ||||
Address: 335 Madison Avenue New York, NY 10017 Attn: Bruce Jenks, Vice President | ||||
Fax: (212) 503-7340 |
as a Lender
By: | /s/ Michael S. Cameli | |||
Title: SVP | ||||
Address: 115 South LaSalle Street, 19W Chicago, Illinois 60603 | ||||
Fax: (312) 765-8353 |
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as a Lender
By: | /s/ Bev Abrahams | |||
Title: SVP | ||||
Address: 440 Third Street Baton Rouge, Louisiana 70802 Fax: (225) 381-7570 |
as a Lender
By: | /s/ Patrick Green | |||
Title: Vice President | ||||
Address: 165 Madison Avenue Memphis, Tennessee 38103 | ||||
Fax: (901) 523-4633 |
as a Lender
By: | /s/ Stephanie Hopkins | |||
Title: SVP |
Inc.),
as a Lender
By: | /s/ William M. Laird | |||
Title: SVP |
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1. | The Business Day of the proposed Borrowing is _________________, 20__. |
2. | The aggregate amount of the proposed Borrowing is $_______________. |
3. | The Borrowing is to be comprised of $________ of Base Rate Revolving Loans and $__________ of LIBOR Revolving Loans. |
4. | The duration of the Interest Period for the LIBOR Revolving Loans, if any, included in the Borrowing shall be ____________ months. |
(a) | The representations and warranties of Borrower contained in the Loan and Security Agreement are true and correct in all material respects as though made on and as of such date (except for representations and warranties that expressly relate to an earlier date); |
(b) | No Default or Event of Default has occurred and is continuing, or would result from such proposed Borrowing; and |
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(c) | The proposed Borrowing will not cause the aggregate principal amount of all outstanding Revolving Loans to exceed the Availability or the Total Credit Facility. |
By: | ||||
Title: |
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By: | ||||
Title: |
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[ASSIGNOR] | ||||
By: | ||||
Name: | ||||
Title: | ||||
By: | ||||
Name: | ||||
Title: | ||||
Address: | ||||
[ASSIGNEE] | ||||
By: | ||||
Name: | ||||
Title: | ||||
By: | ||||
Name: | ||||
Title: | ||||
Address: | ||||
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335 Madison Avenue
P.O. Box 776
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Address: | ||||
Attention: | ||||
Telephone: | ( ) | |||
Telecopier: | ( ) |
Account No.: | ||||||
At: | ||||||
Reference: | ||||||
Attention: |
Very truly yours, [NAME OF ASSIGNOR] | ||||
By: | ||||
Name: | ||||
Title: | ||||
[NAME OF ASSIGNEE] | ||||
By: | ||||
Name: | ||||
Title: |
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ACKNOWLEDGED AND ASSIGNMENT CONSENTED TO: AGENT: Bank of America, N.A., as Agent | ||||
By: | ||||
Name: | ||||
Title: | ||||
REGIONAL MANAGEMENT CORP.
REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA
REGIONAL FINANCE CORPORATION OF GEORGIA
REGIONAL FINANCE CORPORATION OF TEXAS
REGIONAL FINANCE CORPORATION OF NORTH CAROLINA
REGIONAL FINANCE CORPORATION OF ALABAMA
REGIONAL FINANCE CORPORATION OF TENNESSEE
By: | ||||
Name: | ||||
Title: | ________________ of each of the above-listed corporations |
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[INSERT NAME OF GUARANTOR] | ||||
By: | ||||
Name: | ||||
Title: |
BANK OF AMERICA, N.A., as Agent | ||||
By: | ||||
Name: | ||||
Title: | ||||
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Section | Page No. | |||
SECTION ONE — DEFINITIONS; INTERPRETATION OF THIS AGREEMENT | 2 | |||
1.1 Terms Defined | 2 | |||
1.2 Interpretive Provisions | 23 | |||
SECTION TWO — LOANS AND LETTERS OF CREDIT AND TERMS OF PAYMENT | 24 | |||
2.1 Total Facility | 24 | |||
2.2 Revolving Loans | 24 | |||
2.3 Books and Records; Monthly Statements | 30 | |||
2.4 Apportionment Application and Reversal of Payments | 31 | |||
2.5 Interest | 32 | |||
2.6 Conversion and Continuation Elections | 32 | |||
2.7 Maximum Interest Rate | 34 | |||
2.8 Unused Line Fee | 34 | |||
2.9 Payment of Revolving Loans | 34 | |||
2.10 Payments by Borrowers | 34 | |||
2.11 Taxes | 35 | |||
2.12 Illegality | 36 | |||
2.13 Increased Costs and Reduction of Return | 37 | |||
2.14 Funding Losses | 37 | |||
2.15 Inability to Determine Rates | 37 | |||
2.16 Certificates of Lenders | 38 | |||
2.17 Survival | 38 | |||
2.18 Letters of Credit | 38 | |||
2.19 Letter of Credit Fee | 43 | |||
2.20 Bank Products | 43 | |||
2.21 Loan Administration | 44 | |||
SECTION THREE — TERM | 44 | |||
3.1 Term of Agreement and Loan Repayment | 44 | |||
3.2 Termination of Security Interests | 45 | |||
SECTION FOUR — SECURITY INTEREST IN COLLATERAL | 45 | |||
4.1 Creation of Security Interest in Collateral | 45 | |||
4.2 Borrower’s Representations and Warranties Regarding Collateral | 45 | |||
4.3 Financing Statements | 46 | |||
4.4 Location of Collateral | 46 |
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Section | Page No. | |||
4.5 Protection of Collateral; Reimbursement | 46 | |||
4.6 Release of Collateral | 47 | |||
4.7 Assigned Contracts | 47 | |||
SECTION FIVE — RECORDS AND SERVICING OF CONTRACTS | 48 | |||
5.1 Records of Contracts | 48 | |||
5.2 Servicing of Contracts | 48 | |||
SECTION SIX — CONDITIONS PRECEDENT TO ADVANCES | 49 | |||
6.1 Conditions Precedent to Initial Loans | 49 | |||
6.2 Conditions to all Advances and Letters of Credit | 50 | |||
SECTION SEVEN — REPRESENTATIONS, WARRANTIES AND COVENANTS | 51 | |||
7.1 Representations and Warranties Reaffirmed | 51 | |||
7.2 Warranties and Representations Regarding Contracts | 51 | |||
7.3 Warranties and Representations Regarding Collateral Generally | 51 | |||
7.4 Solvent Financial Condition | 52 | |||
7.5 Organization and Authority | 52 | |||
7.6 Financial Statements | 52 | |||
7.7 Full Disclosure | 52 | |||
7.8 Pending Litigation | 53 | |||
7.9 Titles to Properties | 53 | |||
7.10 Licenses | 53 | |||
7.11 Transaction is Legal and Authorized; Restrictive Agreements | 53 | |||
7.12 Taxes | 53 | |||
7.13 Compliance with Law | 53 | |||
7.14 Borrowers’ Office and Names | 54 | |||
7.15 Credit Guidelines | 54 | |||
7.16 Subsidiaries | 54 | |||
7.17 No Default | 54 | |||
7.18 Use of Proceeds | 54 | |||
7.19 Bank Accounts | 54 | |||
7.20 Proper Contract Documentation | 55 | |||
7.21 Credit File | 55 | |||
7.22 Assignments of Contracts and Security Documents. | 55 | |||
7.23 Pledging of Contracts | 55 | |||
7.24 Accurate Records Regarding Collateral | 55 | |||
7.25 Reserved | 55 | |||
7.26 ERISA | 55 | |||
7.27 Labor Relations | 55 | |||
7.28 Reincorporation of Regional | 56 | |||
SECTION EIGHT — FINANCIAL AND OTHER COVENANTS | 56 | |||
8.1 Payment of Taxes and Claims | 56 | |||
8.2 Maintenance of Properties and Existence | 56 | |||
8.3 Guaranties | 56 | |||
8.4 Borrowing Base Ratio | 57 |
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Section | Page No. | |||
8.5 Business Conducted | 57 | |||
8.6 Debt | 57 | |||
8.7 Further Assurances | 58 | |||
8.8 Subsidiaries | 58 | |||
8.9 Interest Coverage Ratio | 58 | |||
8.10 Loss Reserve | 58 | |||
8.11 Charge-Off Policy | 59 | |||
8.12 Prohibition on Distributions; Equity Capital Changes | 59 | |||
8.13 Limitation on Bulk Purchases | 60 | |||
8.14 Transactions with Affiliates | 61 | |||
8.15 Accounting Changes | 62 | |||
8.16 Bank Accounts | 62 | |||
8.17 Plans | 62 | |||
8.18 IPO; Related Transactions | 62 | |||
8.19 Mergers, Consolidations or Acquisitions | 62 | |||
8.20 Use of Loan Proceeds | 63 | |||
SECTION NINE — INFORMATION AS TO BORROWER | 63 | |||
9.1 Financial Statements | 63 | |||
9.2 Inspection | 64 | |||
SECTION TEN — EVENTS OF DEFAULT; REMEDIES | 65 | |||
10.1 Events of Default | 65 | |||
10.2 Default Remedies | 67 | |||
SECTION ELEVEN — AMENDMENTS; WAIVERS; PARTICIPATIONS; ASSIGNMENTS; SUCCESSORS | 68 | |||
11.1 Amendments and Waivers | 68 | |||
11.2 Assignments; Participations | 69 | |||
SECTION TWELVE — THE AGENT | 72 | |||
12.1 Appointment and Authorization | 72 | |||
12.2 Delegation of Duties | 72 | |||
12.3 Liability of Agent | 72 | |||
12.4 Reliance by Agent | 73 | |||
12.5 Notice of Default | 73 | |||
12.6 Indemnification | 74 | |||
12.7 Agent in Individual Capacity | 74 | |||
12.8 Successor Agent | 74 | |||
12.9 Withholding Tax | 74 | |||
12.10 Collateral Matters | 75 | |||
12.11 Restrictions on Actions by Lenders; Sharing of Payments | 76 | |||
12.12 Agency for Perfection | 76 | |||
12.13 Payments by Agent to Lenders | 77 | |||
12.14 Concerning the Collateral and the Related Loan Documents | 77 | |||
12.15 Field Audit and Examination Reports; Disclaimer by Lenders | 77 | |||
12.16 Relation Among Lenders | 77 |
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Section | Page No. | |||
SECTION THIRTEEN — GENERAL | 78 | |||
13.1 Expenses | 78 | |||
13.2 Invalidated Payments | 78 | |||
13.3 Application of Code to Agreement | 78 | |||
13.4 Parties, Successors and Assigns | 79 | |||
13.5 Notices and Communications | 79 | |||
13.6 Accounting Principles | 79 | |||
13.7 Total Agreement; References | 80 | |||
13.8 Governing Law | 80 | |||
13.9 Survival | 80 | |||
13.10 Power of Attorney | 80 | |||
13.11 Litigation | 81 | |||
13.12 Severability | 81 | |||
13.13 Jury Trial Waiver | 81 | |||
13.14 Indemnity of Agent and Lenders by Borrower | 82 | |||
13.15 Limitation of Liability | 82 | |||
13.16 Right of Setoff | 83 | |||
13.17 Joint and Several Liability | 83 | |||
13.18 Counterparts | 85 | |||
13.19 Headings | 85 | |||
13.20 No Waivers; Cumulative Remedies | 85 | |||
13.21 Other Security and Guarantees | 85 | |||
13.22 NO ORAL AGREEMENTS | 86 | |||
13.23 Patriot Act Notice | 86 | |||
13.24 Replacement of Lenders | 86 |
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1
LOCATION OF COLLATERAL
AS OF JANUARY 13, 2012
815 West Greenwood Street, Suite 3 | Abbeville | SC | 29620 | |||
314 Richland Avenue West | Aiken | SC | 29801 | |||
8144 U.S. Highway 431 | Albertville | AL | 35950 | |||
2705 North Main Street, Suite C | Anderson | SC | 29621 | |||
2705 North Main Street, Suite G | Anderson | SC | 29621 | |||
840 Secretary Drive | Arlington | TX | 76015 | |||
1337 East Dixie Drive, Suite C | Asheboro | NC | 27203 | |||
473 Hendersonville Road, Suite A | Asheville | NC | 28803 | |||
2140 E. University Drive, Suite E | Auburn | AL | 36830 | |||
6615 Airport Blvd. | Austin | TX | 78752 | |||
719 West William Cannon, Suite 112 | Austin | TX | 78745 | |||
197 Main Street | Barnwell | SC | 29812 | |||
112D West Church Street | Batesburg | SC | 29006 | |||
2303 Boundary St., Suite 3 | Beaufort | SC | 29902 | |||
6240 Phelan Blvd. | Beaumont | TX | 77706 | |||
218 City Square | Belton | SC | 29627 | |||
145 Hwy 15 & 401 Bypass, Suite 7 | Bennettsville | SC | 29512 | |||
1930 Edwards Lake Road, Suite 120 | Birmingham | AL | 35235 | |||
3906 Highway 9, Suite C | Boiling Springs | SC | 29316 | |||
1135 Volunteer Parkway, Suite 1 | Bristol | TN | 37620 | |||
857 East Washington Street, Suite D | Brownsville | TX | 78520 | |||
1710 C South Texas Avenue, Suite 101 | Bryan | TX | 77802 | |||
2140 South Church Street | Burlington | NC | 27216 | |||
1047 Broad Street | Camden | SC | 29020 | |||
528 Knox Abbott Drive | Cayce | SC | 29033 | |||
567 King Street | Charleston | SC | 29403 | |||
1300 Savannah Highway, Suite 12 | Charleston | SC | 29407 | |||
4401 East Independence Blvd., Suite 102 | Charlotte | NC | 28205 | |||
9123 Monroe Road, Suite 100 | Charlotte | NC | 28270 | |||
5210 North Tryon Street, Unit B | Charlotte | NC | 28213 | |||
6407 South Blvd., Suite J | Charlotte | NC | 28217 | |||
5716 Ringgold Road, Unit 106 | Chattanooga | TN | 37412 | |||
233 Second Street | Cheraw | SC | 29520 | |||
891 Keith Street, Suite 6 | Cleveland | TN | 37311 | |||
6729 B Two Notch Road | Columbia | SC | 29223 | |||
6729 L Two Notch Road | Columbia | SC | 29223 | |||
7509 Garners Ferry Road, Suite F | Columbia | SC | 29209 |
810 Dutch Square Blvd., Suite 102 | Columbia | SC | 29210 | |||
136 Bear Creek Pike, Suite E | Columbia | TN | 38401 | |||
3401 W. Davis Street, Suite A1 | Conroe | TX | 77304 | |||
302 Main Street | Conway | SC | 29526 | |||
516 S. Willow Avenue | Cookeville | TN | 38501 | |||
4918 Ayers Road, Suite 136 | Corpus Christi | TX | 78415 | |||
126 The Crossings | Crossville | TN | 38555 | |||
1710 2nd Avenue SW, Suite 5 | Cullman | AL | 35055 | |||
200 Able Drive, Suite 12 | Dayton | TN | 37321 | |||
2699 Sandlin Road, Suite B-2 | Decatur | AL | 35601 | |||
2400 Veterans Blvd., Suite 10 | Del Rio | TX | 78840 | |||
121 Henslee Drive, Suite H | Dickson | TN | 37055 | |||
222 East Main Street | Dillon | SC | 29536 | |||
3074 Ross Clark Circle, Suite 8 | Dothan | AL | 36301 | |||
5410 NC Highway 55, Suite R | Durham | NC | 27713 | |||
220 Jefferson Street | Eagle Pass | TX | 78852 | |||
6932 Calhoun Memorial Highway, Suite G | Easley | SC | 29640 | |||
710 South Pendleton Street | Easley | SC | 29640 | |||
229 Apple Square Plaza | Edgefield | SC | 29824 | |||
613 East University Drive | Edinburg | TX | 78539 | |||
500 N. Oregon, Suite E | El Paso | TX | 79901 | |||
8720 Alameda Aveunue, Suite A | El Paso | TX | 79907 | |||
2801 Mall Road, Suite 9 | Florence | AL | 35630 | |||
355 West Evans Street | Florence | SC | 29501 | |||
1222 West Evans Street | Florence | SC | 29501 | |||
1518 Pennsylvania Avenue | Fort Worth | TX | 76104 | |||
2725 NE 28th Street, Suite 130 | Fort Worth | TX | 76111 | |||
449 George Wallace Drive | Gadsden | AL | 35903 | |||
515 North Limestone Street | Gaffney | SC | 29340 | |||
3115 South 1st, Suite 300 | Garland | TX | 75041 | |||
2568 West Franklin Blvd. | Gastonia | NC | 28052 | |||
808 East Franklin Blvd. | Gastonia | NC | 28054 | |||
1113 North Fraser Street | Georgetown | SC | 29440 | |||
134 Saint James Avenue, Suite 6 | Goose Creek | SC | 29445 | |||
2080 N. Highway 360, Suite 140 | Grand Prairie | TX | 75050 | |||
817 West Pioneer Parkway, Suite 156 | Grand Prairie | TX | 75051 | |||
2565 East Andrew Johnson Highway | Greeneville | TN | 37745 | |||
3733 B Farmington Drive | Greensboro | NC | 27407 | |||
2403 Battleground Avenue, Suite 6 | Greensboro | NC | 27408 | |||
1414 E Washington St., Suite G | Greenville | SC | 29607 | |||
1414 E Washington St., Suite H | Greenville | SC | 29607 |
2301 Wade Hampton Blvd., Suite 3 | Greenville | SC | 29615 | |||
718A Montague Avenue | Greenwood | SC | 29649 | |||
726A Montague Avenue | Greenwood | SC | 29649 | |||
1309 B West Poinsett Street | Greer | SC | 29650 | |||
129 Lee Avenue | Hampton | SC | 29924 | |||
318 East Jackson Street | Harlingen | TX | 78550 | |||
112 East Carolina Avenue | Hartsville | SC | 29550 | |||
475 N. Main Street, Suite D | Hemingway | SC | 29554 | |||
512 South Main Street | Hendersonville | NC | 28792 | |||
2442 B Highway 70 Southeast | Hickory | NC | 28602 | |||
2108 North Centennial Street, Suite 114 | High Point | NC | 27265 | |||
3659 Lorna Road, Suite 125 | Hoover | AL | 35216 | |||
1804 Wirt Road | Houston | TX | 77055 | |||
5517 Airline Drive, Suite E | Houston | TX | 77076 | |||
459 Uvalde Road | Houston | TX | 77015 | |||
6003 Bellaire Blvd., Suite G | Houston | TX | 77081 | |||
7100 Regency Square Blvd., Suite 248 | Houston | TX | 77036 | |||
4925 University Drive, Suite 110 | Huntsville | AL | 35816 | |||
1918 North Story Road | Irving | TX | 75061 | |||
319 Vann Drive, Suite B | Jackson | TN | 38305 | |||
3014 Bristol Highway, Suite 3 | Johnson City | TN | 37601 | |||
3379 Cloverleaf Parkway | Kannapolis | NC | 28083 | |||
421 West Stone Drive, Suite 3 | Kingsport | TN | 37660 | |||
200 West Mill Street | Kingstree | SC | 29556 | |||
218 East Kleberg Avenue | Kingsville | TX | 78363 | |||
7118 Maynardville Highway | Knoxville | TN | 37918 | |||
1645 Downtown West Blvd., Unit 11 | Knoxville | TN | 37919 | |||
109 East Main St. | Lake City | SC | 29560 | |||
226 South Main Street | Lancaster | SC | 29720 | |||
502 West Calton Road, Suite 109 | Laredo | TX | 78041 | |||
1104 B North Meadow | Laredo | TX | 78040 | |||
507 N. Harper Street, Suite D | Laurens | SC | 29360 | |||
224 West Main Street, Suite D | Lebanon | TN | 37087 | |||
5175 Sunset Blvd., Suite 4 | Lexington | SC | 29072 | |||
110 East Tyler Street | Longview | TX | 75601 | |||
348 North Highway 701, Unit 1 | Loris | SC | 29569 | |||
2021 Gallatin Pike North, Suite 240 | Madison | TN | 37115 | |||
103 South Brooks Street | Manning | SC | 29102 | |||
1107 East Godbold Street | Marion | SC | 29571 | |||
509 S. Bicentennial Blvd. | McAllen | TX | 78501 | |||
2708 H East Griffin Parkway | Mission | TX | 78572 |
104 Bi-Lo Way, Suite A2 | Moncks Corner | SC | 29461 | |||
3306 D Highway 74 West | Monroe | NC | 28110 | |||
6144 Atlanta Highway | Montgomery | AL | 36117 | |||
1631 E. Andrew Johnson Highway | Morristown | TN | 37814 | |||
1035 Johnnie Dodds Blvd., Suite C-7 | Mt. Pleasant | SC | 29464 | |||
1636 Memorial Blvd. | Murfreesboro | TN | 37129 | |||
605 Broadway Street | Myrtle Beach | SC | 29577 | |||
1337 Wilson Road | Newberry | SC | 29108 | |||
404 E. Martintown Road, Suite 4 | North Augusta | SC | 29841 | |||
1922 Remount Road | North Charleston | SC | 29406 | |||
1924 Remount Road | North Charleston | SC | 29406 | |||
867 U.S. Highway 17 South | North Myrtle Beach | SC | 29582 | |||
7141 S. Western Avenue, Suite C | Oklahoma City | OK | 73139 | |||
642 John C. Calhoun Drive | Orangeburg | SC | 29115 | |||
1291 John C. Calhoun Drive | Orangeburg | SC | 29115 | |||
1225 Snow Street, Suite 4 | Oxford | AL | 36203 | |||
3910 Fairmont Parkway, Suite D | Pasadena | TX | 77504 | |||
246 Interstate Commercial Park Loop | Prattville | AL | 36066 | |||
4011 Capital Blvd., Suite 123 | Raleigh | NC | 27604 | |||
4761 B East Highway 83 | Rio Grande City | TX | 78582 | |||
592 North Anderson Road | Rock Hill | SC | 29730 | |||
704 C East Broad Avenue | Rockingham | NC | 28379 | |||
811 South Jake Alexander Blvd. | Salisbury | NC | 28147 | |||
1121 SW Military Drive, Suite 101 | San Antonio | TX | 78221 | |||
14145 Nacogdoches Road, Suite 1 | San Antonio | TX | 78247 | |||
3221 Wurzbach Road | San Antonio | TX | 78238 | |||
3655 Fredericksburg Road, Suite 119 | San Antonio | TX | 78201 | |||
4525 Rigsby Avenue, Suite 106 | San Antonio | TX | 78222 | |||
4502 Centerview Drive, Suite 116 | San Antonio | TX | 78228 | |||
206 B West San Antonio Street | San Marcos | TX | 78666 | |||
211 Oconee Square Drive | Seneca | SC | 29678 | |||
195 A South Converse Street | Spartanburg | SC | 29306 | |||
110 Garner Road, Suite 10 | Spartanburg | SC | 29303 | |||
12220 Murphy Road, Suite H | Stafford | TX | 77477 | |||
230 Signal Hill Drive | Statesville | NC | 28625 | |||
115 East Richardson Avenue | Summerville | SC | 29483 | |||
251 Broad Street | Sumter | SC | 29150 | |||
708 Bultman Drive | Sumter | SC | 29150 | |||
2314 C West Adams Avenue | Temple | TX | 76504 | |||
2001 Skyland Blvd. East, Suite C-1 | Tuscaloosa | AL | 35405 | |||
2523 East 5th Street | Tyler | TX | 75701 |
410 North Duncan Bypass, Suite D | Union | SC | 29379 | |||
2912 North Laurent Street | Victoria | TX | 77901 | |||
1615 North Valley Mills Drive | Waco | TX | 76710 | |||
110A North Memorial Avenue | Walterboro | SC | 29488 | |||
1025 North Texas Blvd., Suite 17 | Weslaco | TX | 78596 | |||
622 Twelfth Street | West Columbia | SC | 29169 | |||
420 Eastwood Road, Suite 101 | Wilmington | NC | 28403 | |||
153 North Congress Street | Winnsboro | SC | 29180 | |||
3193 D Peters Creek Drive | Winston Salem | NC | 27127 | |||
4964 Martin View Lane | Winston Salem | NC | 27104 | |||
902 North Main Street | Woodruff | SC | 29388 | |||
710 East Liberty Street, Suite 102 | York | SC | 29745 |
Regional Finance Corporation of Georgia
Regional Finance Corporation of North Carolina
Regional Finance Corporation of South Carolina
Regional Finance Corporation of Tennessee
Regional Finance Corporation of Texas
Upstate Motor Company
Credit Recovery Associates
Regional Finance Company of Oklahoma, LLC (Wholly owned by Regional Finance Corporation of North Carolina)
RMC Reinsurance, LTD
Bank Name | Account Number | City | State | Purpose | Company Name | |||||||
BB & T | 0005121078874 | Winston Salem | NC | Depository | Regional Management Corp | |||||||
BB & T | 115665804 | Winston Salem | NC | Depository | Regional Finance Corp of TN | |||||||
Compass Bank | 51115751 | Birmingham | AL | Depository | Regional Finance Corp of TX | |||||||
Compass Bank | 0270014337 | Birmingham | AL | Depository | Regional Finance Corp of TX | |||||||
First Bank | 3083039 | Dickson | TN | Depository | Regional Finance Corp of TN | |||||||
First Citizens/Williamsburg 1st National | 079021391201 | Columbia | SC | Depository | Regional Finance of SC | |||||||
First Citizens /Williamsburg 1st National | 620513879 | Columbia | SC | Depository | Regional Management Corp | |||||||
First National | 40802761 | Edinburgh | TX | Depository | Regional Finance Corp of TX | |||||||
First National Bank of TN | 5153937 | Livingston | TN | Depository | Regional Finance Corp of TN | |||||||
First Tennessee Bank | 175587910 | Memphis | TN | Depository | Regional Finance Corp of TN | |||||||
International Bank and Commerce | 6001755817 | Laredo | TX | Depository | Regional Finance Corp of TX | |||||||
International Bank and Commerce | 6001755736 | Laredo | TX | Depository | Regional Finance Corp of TX | |||||||
International Bank and Commerce | 2511526972 | Laredo | TX | Depository | Regional Finance Corp of TX | |||||||
NBSC | 021-407-440-1 | Columbus | GA | Depository | Regional Finance Corp of SC | |||||||
Southeast Bank | 1023407 | Dayton | TN | Depository | Regional Finance Corp of TN | |||||||
Southside | 1422340 | Tyler | TX | Depository | Regional Finance Corp of TX | |||||||
US Bank | 151204275326 | Columbia | TN | Depository | Regional Finance Corp of TN | |||||||
Grand South | 2006476 | Greenville | SC | Reinsurance | RMC Reinsurance | |||||||
Bank Of America | 4427-13-5868 | Charlotte | NC | Reinsurance | RMC Reinsurance | |||||||
Bank Of America | 3359-00-0828 | Charlotte | NC | Payroll | Regional Management Corp | |||||||
Bank Of America | 3299-12-9611 | Charlotte | NC | Loan Disbursement | Regional Management Corp | |||||||
Bank Of America | 4426-40-0808 | Charlotte | NC | Master Depository | Regional Management Corp | |||||||
Bank Of America | 4426-40-5900 | Charlotte | NC | Master Funding | Regional Management Corp | |||||||
Wachovia / Wells Fargo | 200002781131 | Greenville | SC | Used to transfer all non Wachovia deposits to main SC Checking | Regional Management Corp | |||||||
Wachovia / Wells Fargo | 2079900-55-2661 | Greenville | SC | SC Checking /Depository (main) | Regional Finance Corp of SC | |||||||
Wachovia / Wells Fargo | 2079900-58-7018 | Greenville | SC | SC Checking / Depository (sweep account) | Regional Finance Corp of SC |
Bank Name | Account Number | City | State | Purpose | Company Name | |||||||
Wachovia / Wells Fargo | 2079900-58-7021 | Greenville | SC | SC Checking / Depository (sweep account) | Regional Finance Corp of SC | |||||||
Wachovia / Wells Fargo | 2079900-55-3385 | Greenville | SC | RMC Checking / Depository (sweep account) | RMC Financial Services Corp | |||||||
Wachovia / Wells Fargo | 2079900-55-2658 | Greenville | SC | TX Checking / Depository (sweep account) | Regional Finance Corp of TX | |||||||
Wachovia / Wells Fargo | 2079900-55-3356 | Greenville | SC | NC Checking / Depository (sweep account) | Regional Finance Corp of NC | |||||||
Wachovia / Wells Fargo | 2079900-59-8816 | Greenville | SC | TN Checking / Depository (sweep account) | Regional Finance Corp of TN | |||||||
Wachovia / Wells Fargo | 2079900-62-0784 | Greenville | SC | AL Checking / Depository (sweep account) | Regional Finance Corp of AL | |||||||
Wachovia / Wells Fargo | 2079900594742 | Greenville | SC | OK Checking / Depository (sweep account) | Regional Finance Corp of OK | |||||||
Wachovia / Wells Fargo | 2079900599637 | Greenville | SC | AutoCredit Source / Depository (sweep account) | AutoCredit Source | |||||||
Wachovia / Wells Fargo | 2079900608191 | Greenville | SC | CRA/ Depository (sweep account) | Credit Recovery Associates, Inc. | |||||||
Wachovia / Wells Fargo | 2000035792279 | Greenville | SC | CRA/ Trust Account | Credit Recovery Associates, Inc. | |||||||
Wachovia / Wells Fargo | 2079900-55-3424 | Greenville | SC | Corporate AP | Regional Management Corp | |||||||
Wachovia / Wells Fargo | 2079900-55-2771 | Greenville | SC | Corporate Loan Solicitation | Regional Management Corp | |||||||
Wachovia / Wells Fargo | 2079900-55-2975 | Greenville | SC | SC Loan Solicitation | Regional Finance Corp of SC | |||||||
Wachovia / Wells Fargo | 2079900-55-2962 | Greenville | SC | TN Loan Solicitation | Regional Finance Corp of TN | |||||||
Wachovia / Wells Fargo | 2079900-55-2632 | Greenville | SC | TX Loan Solicitation | Regional Finance Corp of TX | |||||||
Wachovia / Wells Fargo | 2079900-55-3369 | Greenville | SC | NC Loan Solicitation | Regional Finance Corp of NC | |||||||
Wachovia / Wells Fargo | 2079900-58-5175 | Greenville | SC | SC NB Loan Solicitation | Regional Finance Corp of SC | |||||||
Wachovia / Wells Fargo | 2079900-58-5201 | Greenville | SC | TN NB Loan Solicitation | Regional Finance Corp of TN | |||||||
Wachovia / Wells Fargo | 2079900-58-5188 | Greenville | SC | TX NB Loan Solicitation | Regional Finance Corp of TX | |||||||
Wachovia / Wells Fargo | 2079900-58-5191 | Greenville | SC | NC NB Loan Solicitation | Regional Finance Corp of NC | |||||||
Wachovia / Wells Fargo | 2079900-58-5214 | Greenville | SC | AL NB Loan Solicitation | Regional Finance Corp of AL |