Regional Management (RM) 10-K 10 Feb 17 2016 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2016	Feb. 09, 2017	Jun. 30, 2016
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Trading Symbol	RM
Entity Registrant Name	Regional Management Corp.
Entity Central Index Key	1,519,401
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		11,579,472
Entity Public Float			$ 131,510,242

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash	$ 4,446	$ 7,654
Gross finance receivables	916,954	785,042
Unearned finance charges and insurance premiums	(199,179)	(156,598)
Finance receivables	717,775	628,444
Allowance for credit losses	(41,250)	(37,452)
Net finance receivables	676,525	590,992
Property and equipment	11,693	9,049
Restricted cash	8,297	10,506
Intangible assets	6,448	3,023
Deferred tax asset	33	1,982
Other assets	4,782	3,167
Total assets	712,224	626,373
Liabilities:
Long-term debt	491,678	411,177
Unamortized debt issuance costs	(2,152)	(2,692)
Net long-term debt	489,526	408,485
Accounts payable and accrued expenses	15,223	12,661
Total liabilities	504,749	421,146
Commitments and Contingencies (Notes 6, 16, and 17)
Stockholders' equity:
Preferred stock, $0.10 par value, 100,000 shares authorized, no shares issued or outstanding
Common stock, $0.10 par value, 1,000,000 shares authorized, 12,996 shares issued and 11,450 shares outstanding at December 31, 2016 and 12,914 shares issued and outstanding at December 31, 2015	1,300	1,291
Additional paid-in-capital	92,432	89,178
Retained earnings	138,789	114,758
Treasury stock, 1,546 shares at December 31, 2016	(25,046)
Total stockholders' equity	207,475	205,227
Total liabilities and stockholders' equity	712,224	626,373
Variable Interest Entity, Primary Beneficiary [Member]
Assets
Cash	36	376
Finance receivables	41,244	80,309
Allowance for credit losses	(2,337)	(2,588)
Restricted cash	4,426	7,605
Other assets	201	36
Total assets	43,570	85,738
Liabilities:
Net long-term debt	37,898	71,226
Accounts payable and accrued expenses	5	50
Total liabilities	$ 37,903	$ 71,276

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2016	Dec. 31, 2015
Statement of Financial Position [Abstract]
Preferred stock, par value	$ 0.10	$ 0.10
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.10	$ 0.10
Common stock, shares authorized	1,000,000,000	1,000,000,000
Common stock, shares issued	12,996,000	12,914,000
Common stock, shares outstanding	11,450,000	12,914,000
Treasury stock, shares	1,546,000

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Revenue
Interest and fee income	$ 220,963	$ 195,794	$ 184,797
Insurance income, net	9,456	11,654	10,673
Other income	10,099	9,858	9,249
Total revenue	240,518	217,306	204,719
Expenses
Provision for credit losses	63,014	47,348	69,057
Personnel	68,979	69,247	55,383
Occupancy	20,059	17,313	14,760
Marketing	6,837	7,017	6,330
Other	22,757	22,021	20,303
Total general and administrative expenses	118,632	115,598	96,776
Interest expense	19,924	16,221	14,947
Income before income taxes	38,948	38,139	23,939
Income taxes	14,917	14,774	9,137
Net income	$ 24,031	$ 23,365	$ 14,802
Net income per common share:
Basic	$ 2.03	$ 1.82	$ 1.17
Diluted	$ 1.99	$ 1.79	$ 1.14
Weighted-average common shares outstanding:
Basic	11,824	12,849	12,701
Diluted	12,085	13,074	12,951

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock [Member]	Additional Paid-in-Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]
Beginning Balance at Dec. 31, 2013	$ 161,173	$ 1,265	$ 83,317	$ 76,591
Beginning Balance, shares at Dec. 31, 2013		12,652
Issuance of restricted stock awards		$ 7	(7)
Issuance of restricted stock awards, shares		73
Exercise of stock options	123	$ 5	118
Exercise of stock options, shares		46
Excess tax benefit (deficiency) from stock option exercises, net	161		161
Shares withheld related to net share settlement	(196)	$ (2)	(194)
Shares withheld related to net share settlement, shares		(23)
Share-based compensation	2,260		2,260
Net income	14,802			14,802
Ending Balance at Dec. 31, 2014	178,323	$ 1,275	85,655	91,393
Ending Balance, shares at Dec. 31, 2014		12,748
Issuance of restricted stock awards		$ 11	(11)
Issuance of restricted stock awards, shares		108
Exercise of stock options	14	$ 14
Exercise of stock options, shares		145
Excess tax benefit (deficiency) from stock option exercises, net	378		378
Shares withheld related to net share settlement	(543)	$ (9)	(534)
Shares withheld related to net share settlement, shares		(87)
Share-based compensation	3,690		3,690
Net income	23,365			23,365
Ending Balance at Dec. 31, 2015	205,227	$ 1,291	89,178	114,758
Ending Balance, shares at Dec. 31, 2015		12,914
Issuance of restricted stock awards		$ 4	(4)
Issuance of restricted stock awards, shares		37
Exercise of stock options	$ 20	$ 20
Exercise of stock options, shares	203	203
Excess tax benefit (deficiency) from stock option exercises, net	$ (35)		(35)
Repurchase of common stock	(25,046)				$ (25,046)
Shares withheld related to net share settlement	(508)	$ (15)	(493)
Shares withheld related to net share settlement, shares		(158)
Share-based compensation	3,786		3,786
Net income	24,031			24,031
Ending Balance at Dec. 31, 2016	$ 207,475	$ 1,300	$ 92,432	$ 138,789	$ (25,046)
Ending Balance, shares at Dec. 31, 2016		12,996

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Cash flows from operating activities:
Net income	$ 24,031	$ 23,365	$ 14,802
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	63,014	47,348	69,057
Depreciation and amortization	6,444	3,920	3,882
Loss on disposal of property and equipment	3	343	21
Accretion of discounts on purchased receivables		(27)	(85)
Share-based compensation	4,158	3,638	2,312
Fair value adjustment on interest rate caps	170	457
Deferred income taxes, net	1,902	(122)	(4,523)
Changes in operating assets and liabilities:
(Increase) decrease in other assets	(1,739)	1,788	(2,585)
Increase in other liabilities	1,925	2,329	2,966
Net cash provided by operating activities	99,908	83,039	85,847
Cash flows from investing activities:
Net origination of finance receivables	(148,548)	(132,632)	(59,962)
Purchase of intangible assets	(5,302)	(1,946)	(1,334)
(Increase) decrease in restricted cash	2,209	(8,605)
Purchase of property and equipment	(6,433)	(3,366)	(3,319)
Payment for business combination, net of cash			(128)
Proceeds from disposal of property and equipment	721
Net cash used in investing activities	(157,353)	(146,549)	(64,743)
Cash flows from financing activities:
Net proceeds from (payments on) amortizing loan	(33,968)	72,798
Net advances (payments) on senior revolving credit facility	114,567	(3,114)	(21,334)
Payments for debt issuance costs	(1,060)	(2,237)	(165)
Taxes paid related to net share settlement of equity awards	(487)	(721)
Excess tax benefits from exercise of stock options	231	426	167
Proceeds from exercise of stock options			119
Repurchase of common stock	(25,046)
Net cash provided by (used in) financing activities	54,237	67,152	(21,213)
Net change in cash	(3,208)	3,642	(109)
Cash at beginning of period	7,654	4,012	4,121
Cash at end of period	4,446	7,654	4,012
Supplemental cash flow information
Interest paid	17,590	15,385	14,367
Income taxes paid	$ 12,585	$ 12,449	$ 15,237

Nature of Business

Nature of Business	12 Months Ended
	Dec. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Business	Note 1. Nature of Business Regional Management Corp. (the “ Company The Company’s loan volume and contractual delinquency follow seasonal trends. Demand for the Company’s small and large loans is typically highest during the second, third, and fourth quarters, which the Company believes is largely due to customers borrowing money for vacation, back-to-school,

Significant Accounting Policies

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Significant Accounting Policies	Note 2. Significant Accounting Policies The following is a description of significant accounting policies used in preparing the financial statements. The accounting and reporting policies of the Company are in accordance with GAAP and conform to general practices within the consumer finance industry. Business segments: Principles of consolidation: VIE Treasury stock: Variable interest entity: RMR The Company’s asset-backed loan under this arrangement is structured to provide enhancements to the lender in the form of overcollateralization (principal balance of the collateral exceeds the balance of the debt) and reserve funds (restricted cash accounts held by RMR). These enhancements, along with the isolated finance receivables pool, increase the creditworthiness of RMR above that of the Company as a whole. This increases the marketability of the Company’s collateral for borrowing purposes, which leads to more favorable borrowing terms, improved interest rate risk management, and additional flexibility to grow the business. RMR is considered a VIE under GAAP and is consolidated into the financial statements of RMR’s primary beneficiary. The Company is considered to be the primary beneficiary of RMR because it has (i) power over the significant activities of RMR through its role as servicer of the finance receivables under the credit agreement and (ii) the obligation to absorb losses or the right to receive returns that could be significant through the Company’s interest in the monthly residual cash flows of RMR after the debt is paid. Consolidation of RMR results in the transaction being accounted for as a secured borrowing; therefore, the pooled receivables and the related debt remain on the consolidated balance sheet of the Company. The debt is secured solely by the assets of RMR and not by any other assets of the Company. The assets of RMR are the only source of funds for repayment on the debt. Restricted cash accounts held by RMR can only be used to support payments on the debt. The Company recognizes revenue and provision for credit losses on RMR’s finance receivables and interest expense on the related secured debt. Use of estimates: Material estimates that are particularly susceptible to change relate to the determination of the allowance for credit losses, fair value of share-based compensation, the valuation of deferred tax assets and liabilities, contingent liabilities on litigation matters, and the allocation of the purchase price to assets acquired in business combinations. Reclassifications: Statement of cash flows: Finance receivables: non-essential pre-screening non-essential Credit losses: charge-off charge-off non-titled The Company initiates repossession proceedings when, in the opinion of management, the customer is unlikely to make further payments. The Company sells substantially all repossessed vehicle inventory through public sales conducted by independent automobile auction organizations after the required post-repossession waiting period. Losses on the sale of repossessed collateral are charged to the allowance for credit losses. The allowance for credit losses consists of general and specific components. The general component of the allowance estimates credit losses for groups of finance receivables on a collective basis and relates to probable incurred losses of unimpaired finance receivables. Prior to September 30, 2016, the general component of the allowance was primarily based on historical loss rates. Effective September 30, 2016, it is based on delinquency roll rates. The Company’s finance receivable types are stratified by delinquency stages, and the future monthly delinquency profiles and credit losses are projected forward using historical delinquency roll rates. The Company records a general allowance for credit losses that includes forecasted future credit losses over the estimated loss emergence period (the interval of time between the event which caused a borrower to default and the Company’s recording of the credit loss) for each finance receivable type. The Company adjusts the computed roll rate forecast as described above for qualitative factors based on an assessment of internal and external influences on credit quality that are not fully reflected in the roll rate forecast. Those qualitative factors include trends in growth in the loan portfolio, delinquency, unemployment, bankruptcy, operational risks, and other economic trends. Impaired finance receivables: For customers in a confirmed Chapter 13 bankruptcy plan, the Company reduces the interest rate to that specified in the bankruptcy order and the Company receives payments with respect to the remaining amount of the loan from the bankruptcy trustee. For customers who recently filed for Chapter 13 bankruptcy, the Company generally does not receive any payments until their bankruptcy plan is confirmed by the court. If the customers have made payments to the trustee in advance of plan confirmation, the Company may receive a lump sum payment from the trustee once the plan is confirmed. This lump sum payment represents the Company’s pro-rata If a customer files for bankruptcy under Chapter 7 of the bankruptcy code, the bankruptcy court has the authority to cancel the customer’s debt. If a vehicle secures a Chapter 7 bankruptcy account, the customer has the option of buying the vehicle at fair value or reaffirming the loan and continuing to pay the loan. Prior to the charge-off Delinquency: Repossessed assets: Property and equipment: non-cancellable Restricted cash: Derivative instruments: Income recognition: pre-compute sum-of-the-years’ The Company recognizes income on credit life insurance using the sum-of-the-years’ sum-of-the-years’ sum-of-the-years’ The Company defers fees charged to automobile dealers and recognizes income using the constant yield method for indirect loans and the straight-line method for direct loans over the lives of the respective loans. Charges for late fees are recognized as income when collected. Finance receivable origination fees and costs: Non-refundable Share-based compensation: Marketing costs: Income taxes: When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the consolidated statements of income. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effects of future tax rate changes are recognized in the period when the enactment of new rates occurs. Earnings per share: Recent accounting pronouncements: FASB line-of-credit line-of-credit. In February 2016, the FASB issued an accounting update to increase transparency and comparability of accounting for lease transactions. The update requires all leases to be recognized on the balance sheet as lease assets and lease liabilities and requires both quantitative and qualitative disclosures regarding key information about leasing arrangements. All of the Company’s leases are currently classified as operating leases with no lease assets or lease liabilities recorded. The update is effective for annual and interim periods beginning after December 15, 2018, and early adoption is permitted. The Company is currently evaluating the potential impact of this update on its consolidated financial statements. In March 2016, the FASB issued an accounting update to simplify the accounting for share-based compensation, including the accounting for forfeitures, the statutory tax withholding requirements, the accounting for income taxes, and the classification of share-based compensation transactions in the statement of cash flows. The key provision of the update is the requirement for the excess tax benefits or tax deficiencies from the exercise or vesting of share-based awards to flow through the statement of income rather than through additional paid-in-capital In May 2016, the FASB issued an accounting update providing narrow scope improvements and practical expedients related to the previous update for Revenue from Contracts with Customers. The amendments in this update do not change the core revenue recognition principles. The update addresses certain issues identified in the guidance on assessing collectability, presentation of sales taxes, noncash consideration, and completed contracts and contract modifications at transition. This update is effective for annual and interim periods beginning after December 15, 2017. The Company is currently evaluating the potential impact of the new revenue recognition standard on its consolidated financial statements. In June 2016, the FASB issued an accounting update to change the impairment model for estimating credit losses on financial assets. The current incurred loss impairment model requires the recognition of credit losses when it is probable that a loss has been incurred. The incurred loss model will be replaced by an expected loss model, which requires entities to estimate the lifetime expected credit loss on such instruments and to record an allowance to offset the amortized cost basis of the financial asset. This update is effective for annual and interim periods beginning after December 15, 2019, and early adoption is permitted. The Company is currently evaluating the potential impact of this guidance on its consolidated financial statements. In August 2016, the FASB issued an accounting update to provide specific guidance on certain cash flow classification issues to reduce diversity in practice. These issues include debt prepayment or extinguishment costs, contingent consideration payments after business combinations, beneficial interest in securitization transactions, and proceeds from insurance claims. This update is effective for annual and interim periods beginning after December 15, 2017 and early adoption is permitted. The Company is currently evaluating the potential impact of the new standards on its consolidated financial statements. In November 2016, the FASB issued an accounting update to address diversity in the classification of restricted cash transfers on the statement of cash flows. The amendment requires that the statements of cash flows explain the change during the period in the total of cash, cash equivalents, restricted cash, and restricted cash equivalents. This update is effective for annual and interim periods beginning after December 15, 2017, and early adoption is permitted. At adoption, the Company will no longer report the changes in restricted cash as an investing activity. Instead, restricted cash will be included in the beginning and ending cash balances on the consolidated statements of cash flows. Additionally, the Company will present a reconciliation from the balance sheet cash and restricted cash with the beginning and ending cash used on the consolidated statements of cash flows. In January 2017, the FASB issued an accounting update to simplify the subsequent measurement of goodwill. The amendment reduces the cost and complexity of evaluating goodwill for impairment by eliminating the second step in the goodwill impairment test. This update is effective for annual and interim periods beginning after December 15, 2019, and early adoption is permitted. The adoption of this accounting pronouncement will not impact the Company’s consolidated financial statements.

Concentrations of Credit Risk

Concentrations of Credit Risk	12 Months Ended
	Dec. 31, 2016
Risks and Uncertainties [Abstract]
Concentrations of Credit Risk	Note 3. Concentrations of Credit Risk The Company’s portfolio of finance receivables is with customers living in five southeastern states (Alabama, Georgia, North Carolina, South Carolina, and Tennessee), three southwestern states (Oklahoma, New Mexico, and Texas), and one mid-Atlantic The Company also has a risk that its customers will seek protection from creditors by filing under the bankruptcy laws. When a customer files for bankruptcy protection, the Company must cease collection efforts and petition the bankruptcy court to obtain its collateral or work out a court approved bankruptcy plan involving the Company and all other creditors of the customer. It is the Company’s experience that such plans can take an extended period of time to conclude and usually involve a reduction in the interest rate from the rate in the contract to a court-approved rate. The Company maintains amounts in bank accounts which, at times, may exceed federally insured limits. The Company has not experienced losses in such accounts, which are maintained with large domestic banks. Management believes the Company’s exposure to credit risk is minimal for these accounts.

Finance Receivables, Credit Qua

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2016
Receivables [Abstract]
Finance Receivables, Credit Quality Information, and Allowance for Credit Losses	Note 4. Finance Receivables, Credit Quality Information, and Allowance for Credit Losses Finance receivables for the periods indicated consisted of the following: December 31, In thousands 2016 2015 Small loans $ 358,471 $ 338,157 Large loans 235,349 146,553 Automobile loans 90,432 116,109 Retail loans 33,523 27,625 Finance receivables $ 717,775 $ 628,444 The contractual delinquency of the finance receivable portfolio by product and aging for the periods indicated are as follows: December 31, 2016 Small Large Automobile Retail Total In thousands $ % $ % $ % $ % $ % Current $ 288,983 80.6 % $ 204,063 86.8 % $ 66,936 74.0 % $ 27,220 81.2 % $ 587,202 81.9 % 1 to 29 days past due 36,533 10.2 % 19,172 8.1 % 17,196 19.0 % 4,205 12.5 % 77,106 10.7 % Delinquent accounts 30 to 59 days 9,408 2.6 % 3,948 1.7 % 2,654 3.0 % 717 2.2 % 16,727 2.3 % 60 to 89 days 7,110 2.0 % 2,920 1.2 % 1,171 1.3 % 440 1.3 % 11,641 1.6 % 90 to 119 days 6,264 1.8 % 2,271 1.0 % 1,110 1.2 % 376 1.1 % 10,021 1.4 % 120 to 149 days 5,424 1.5 % 1,710 0.7 % 743 0.8 % 328 1.0 % 8,205 1.1 % 150 to 179 days 4,749 1.3 % 1,265 0.5 % 622 0.7 % 237 0.7 % 6,873 1.0 % Total delinquency $ 32,955 9.2 % $ 12,114 5.1 % $ 6,300 7.0 % $ 2,098 6.3 % $ 53,467 7.4 % Total finance receivables $ 358,471 100.0 % $ 235,349 100.0 % $ 90,432 100.0 % $ 33,523 100.0 % $ 717,775 100.0 % Finance receivables in nonaccrual status $ 16,437 4.6 % $ 5,246 2.2 % $ 2,475 2.7 % $ 941 2.8 % $ 25,099 3.5 % December 31, 2015 Small Large Automobile Retail Total In thousands $ % $ % $ % $ % $ % Current $ 270,635 80.1 % $ 127,374 86.9 % $ 79,878 68.8 % $ 22,704 82.2 % $ 500,591 79.7 % 1 to 29 days past due 37,337 11.0 % 14,234 9.7 % 27,518 23.7 % 3,500 12.7 % 82,589 13.1 % Delinquent accounts 30 to 59 days 8,841 2.6 % 2,157 1.5 % 4,119 3.5 % 537 1.9 % 15,654 2.5 % 60 to 89 days 6,430 1.9 % 1,153 0.8 % 1,959 1.7 % 316 1.1 % 9,858 1.6 % 90 to 119 days 5,620 1.6 % 682 0.4 % 1,147 1.0 % 247 1.0 % 7,696 1.1 % 120 to 149 days 4,928 1.5 % 574 0.4 % 1,003 0.9 % 173 0.6 % 6,678 1.1 % 150 to 179 days 4,366 1.3 % 379 0.3 % 485 0.4 % 148 0.5 % 5,378 0.9 % Total delinquency $ 30,185 8.9 % $ 4,945 3.4 % $ 8,713 7.5 % $ 1,421 5.1 % $ 45,264 7.2 % Total finance receivables $ 338,157 100.0 % $ 146,553 100.0 % $ 116,109 100.0 % $ 27,625 100.0 % $ 628,444 100.0 % Finance receivables in nonaccrual status $ 14,914 4.4 % $ 1,635 1.1 % $ 2,635 2.3 % $ 568 2.1 % $ 19,752 3.1 % The allowance for credit losses consists of general and specific components. Prior to September 30, 2016, the general component estimated credit losses for groups of finance receivables on a collective basis and was primarily based on historical loss rates (adjusted for qualitative factors). Effective September 30, 2016 and forward, it is primarily based on delinquency roll rates. Delinquency roll rate modeling is forward-looking and common practice in the consumer finance industry. As a result of this change, the Company decreased the provision for credit losses for the year ended December 31, 2016 by $0.5 million, which increased net income by $0.3 million, or $0.03 diluted earnings per share. In September 2014, the Company changed the time-based element of the charge-off one-time charge-off Prior to September 30, 2016, the general component of the allowance estimated credit losses for groups of finance receivables on a collective basis and was primarily based on historical loss rates. The September 2014 charge-off During 2015, the effective life of the large loan product category increased from ten months to twelve months as the Company originated longer term loans. As a result, the Company increased the allowance for credit losses by $0.5 million, which decreased net income for the year ended December 31, 2015 by $0.3 million, or $0.02 diluted earnings per share. The increase in the allowance for credit losses due to the change in effective life was offset by a decrease in the Company’s normal allowance for credit losses on qualitative factors surrounding finance receivables growth and credit quality. The overall large loan allowance for credit losses as a percentage of loans declined from 4.3% to 3.8% as of December 31, 2014 and 2015, respectively. Changes in the allowance for credit losses for the periods indicated are as follows: December 31, In thousands 2016 2015 2014 Balance at beginning of year $ 37,452 $ 40,511 $ 30,089 Provision for credit losses 63,014 47,348 69,057 Credit losses (64,064 ) (55,043 ) (58,236 ) Credit losses (180+ policy change) — — (2,106 ) Recoveries 4,848 4,636 1,707 Balance at end of year $ 41,250 $ 37,452 $ 40,511 In December 2015, the Company began selling previously charged-off charged-off charged-off charged-off The following is a reconciliation of the allowance for credit losses by product for the periods indicated: In thousands Balance January 1, Provision Credit Losses Recoveries Balance December 31, Finance Receivables December 31, 2016 Allowance as Percentage of December 31, 2016 Small loans $ 21,535 $ 41,119 $ (43,797 ) $ 2,913 $ 21,770 $ 358,471 6.1 % Large loans 5,593 14,261 (8,946 ) 552 11,460 235,349 4.9 % Automobile loans 8,828 4,785 (8,886 ) 1,183 5,910 90,432 6.5 % Retail loans 1,496 2,849 (2,435 ) 200 2,110 33,523 6.3 % Total $ 37,452 $ 63,014 $ (64,064 ) $ 4,848 $ 41,250 $ 717,775 5.7 % In thousands Balance January 1, Provision Credit Losses Recoveries Balance December 31, Finance Receivables December 31, 2015 Allowance as Percentage of December 31, 2015 Small loans $ 25,280 $ 33,428 $ (40,059 ) $ 2,886 $ 21,535 $ 338,157 6.4 % Large loans 1,980 6,032 (2,762 ) 343 5,593 146,553 3.8 % Automobile loans 11,776 6,285 (10,466 ) 1,233 8,828 116,109 7.6 % Retail loans 1,475 1,603 (1,756 ) 174 1,496 27,625 5.4 % Total $ 40,511 $ 47,348 $ (55,043 ) $ 4,636 $ 37,452 $ 628,444 6.0 % In thousands Balance January 1, Provision Credit Losses Credit Losses Recoveries Balance December 31, Finance Receivables December 31, 2014 Allowance as Percentage of December 31, 2014 Small loans $ 15,370 $ 50,755 $ (40,697 ) $ (1,132 ) $ 984 $ 25,280 $ 319,533 7.9 % Large loans 2,233 1,985 (2,334 ) (203 ) 299 1,980 46,147 4.3 % Automobile loans 10,827 14,259 (12,939 ) (688 ) 317 11,776 154,382 7.6 % Retail loans 1,659 2,058 (2,266 ) (83 ) 107 1,475 26,130 5.6 % Total $ 30,089 $ 69,057 $ (58,236 ) $ (2,106 ) $ 1,707 $ 40,511 $ 546,192 7.4 % Impaired finance receivables as a percentage of total finance receivables were 1.6% and 1.2% for the years ended December 31, 2016 and 2015, respectively. The following is a summary of finance receivables evaluated for impairment for the periods indicated: December 31, 2016 In thousands Small Large Automobile Retail Total Impaired receivables specifically evaluated $ 2,409 $ 6,441 $ 2,460 $ 101 $ 11,411 Finance receivables evaluated collectively 356,062 228,908 87,972 33,422 706,364 Finance receivables outstanding $ 358,471 $ 235,349 $ 90,432 $ 33,523 $ 717,775 Impaired receivables in nonaccrual status $ 288 $ 610 $ 175 $ 7 $ 1,080 Amount of the specific reserve for impaired accounts $ 563 $ 1,216 $ 576 $ 19 $ 2,374 Amount of the general component of the allowance $ 21,207 $ 10,244 $ 5,334 $ 2,091 $ 38,876 December 31, 2015 In thousands Small Large Automobile Retail Total Impaired receivables specifically evaluated $ 1,009 $ 2,760 $ 3,370 $ 121 $ 7,260 Finance receivables evaluated collectively 337,148 143,793 112,739 27,504 621,184 Finance receivables outstanding $ 338,157 $ 146,553 $ 116,109 $ 27,625 $ 628,444 Impaired receivables in nonaccrual status $ 204 $ 83 $ 415 $ 17 $ 719 Amount of the specific reserve for impaired accounts $ 266 $ 560 $ 862 $ 20 $ 1,708 Amount of the general component of the allowance $ 21,269 $ 5,033 $ 7,966 $ 1,476 $ 35,744 Average recorded investment in impaired finance receivables for the periods indicated are as follows: December 31, In thousands 2016 2015 Small loans $ 1,686 $ 1,100 Large loans 4,478 1,523 Automobile loans 2,801 3,571 Retail loans 114 128 Total average recorded investment $ 9,079 $ 6,322 It is not practical to compute the amount of interest earned on impaired loans.

Property and Equipment

Property and Equipment	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Property and Equipment	Note 5. Property and Equipment For the periods indicated, property and equipment consisted of the following: December 31, In thousands 2016 2015 Land and building $ 919 $ 919 Furniture, fixtures, and equipment 19,925 17,746 Leasehold improvements 7,476 4,548 Property and equipment cost 28,320 23,213 Less accumulated depreciation 16,627 14,164 Property and equipment, net of accumulated depreciation $ 11,693 $ 9,049 Depreciation expense for the years ended December 31, 2016, 2015, and 2014 totaled $3.1 million, $2.6 million, and $1.9 million, respectively.

Leases

Leases	12 Months Ended
	Dec. 31, 2016
Leases [Abstract]
Leases	Note 6. Leases Future minimum rent commitments under non-cancellable In thousands Amount 2017 $ 5,967 2018 4,440 2019 2,974 2020 2,716 2021 1,765 Thereafter 6,570 Total $ 24,432 Leases generally contain options to extend for periods from 1 to 10 years and the cost of such extensions is not included above. Rent expense for the years ended December 31, 2016, 2015, and 2014 equaled $7.0 million, $6.0 million, and $5.2 million, respectively. In addition to rent, the Company typically pays for all operating expenses, property taxes, and repairs and maintenance on properties that it leases.

Intangible Assets

Intangible Assets	12 Months Ended
	Dec. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Intangible Assets	Note 7. Intangible Assets The following table provides the gross carrying amount and related accumulated amortization of intangible assets: December 31, 2016 December 31, 2015 In thousands Gross Carrying Amount Accumulated Amortization Net Amount Gross Carrying Amount Accumulated Amortization Net Amount Software $ 8,743 $ (3,220 ) $ 5,523 $ 4,173 $ (2,338 ) $ 1,835 Customer list 2,485 (2,276 ) 209 2,516 (2,044 ) 472 Goodwill 950 (234 ) 716 950 (234 ) 716 Total intangible assets $ 12,178 $ (5,730 ) $ 6,448 $ 7,639 $ (4,616 ) $ 3,023 Intangible amortization expense for the years ended December 31, 2016, 2015, and 2014 totaled $1.9 million, $0.8 million, and $1.4 million, respectively. The following table sets forth the future amortization of intangible assets: In thousands Amount 2017 $ 1,909 2018 902 2019 692 2020 601 2021 601 Thereafter 1,027 Total $ 5,732 The Company performs an annual impairment test on goodwill during the fourth quarter of each fiscal year. There were no goodwill additions or impairment losses for the years ended 2016 and 2015.

Other Assets

Other Assets	12 Months Ended
	Dec. 31, 2016
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other Assets	Note 8. Other Assets Other assets include the following as of the periods indicated: December 31, In thousands 2016 2015 Prepaid expenses $ 2,561 $ 1,798 Card payments receivable 725 163 Repossessed assets 502 307 Credit insurance receivable 436 658 Other 558 241 Total $ 4,782 $ 3,167

Interest Rate Caps

Interest Rate Caps	12 Months Ended
	Dec. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest Rate Caps	Note 9. Interest Rate Caps The Company has purchased interest rate cap contracts with an aggregate notional principal amount of $200.0 million and 2.50% strike rates against the one-month one-month one-month December 31, In thousands 2016 2015 Balance at beginning of period $ 120 $ — Purchases 112 577 Fair value adjustment included as an (increase) in interest expense (170 ) (457 ) Balance at end of period, included in other assets $ 62 $ 120

Long-Term Debt

Long-Term Debt	12 Months Ended
	Dec. 31, 2016
Debt Disclosure [Abstract]
Long-Term Debt	Note 10. Long-Term Debt Following is a summary of the Company’s debt as of the periods indicated: December 31, 2016 December 31, 2015 In thousands Long-term Unamortized Net Long-term Long-term Unamortized Net Long-term Senior revolving credit facility $ 452,849 $ (1,221 ) $ 451,628 $ 338,281 $ (1,022 ) $ 337,259 Amortizing loan 38,829 (931 ) 37,898 72,896 (1,670 ) 71,226 Total $ 491,678 $ (2,152 ) $ 489,526 $ 411,177 $ (2,692 ) $ 408,485 Unused amount of senior revolving credit facility (subject to borrowing base) $ 132,151 $ 199,719 In August 2016, the Company amended its senior revolving credit facility by increasing availability under the facility from $538 million to $585 million, and extended the maturity of the facility from September 2018 to August 2019. The facility has an accordion provision that allows for the expansion of the facility to $650 million. Excluding the receivables held by the Company’s VIE, the senior revolving credit facility is secured by substantially all of the Company’s finance receivables and equity interests of the majority of its subsidiaries. Borrowings under the facility bear interest, payable monthly, at rates equal to LIBOR of a maturity the Company elects between one and six months, with a LIBOR floor of 1.00%, plus a 3.00% margin. The one-month Advances on the senior revolving credit facility are capped at 85% of eligible secured finance receivables plus 70% of eligible unsecured finance receivables. These rates are subject to adjustment at certain credit quality levels (83% secured and 68% unsecured as of December 31, 2016). As of December 31, 2016, the Company had $58.2 million of eligible capacity under the facility. The facility also contains restrictive covenants and monthly and annual reporting requirements to the banks. At December 31, 2016, the Company was in compliance with all debt covenants. In December 2015, the Company and its wholly-owned subsidiary, RMR, entered into a credit agreement providing for a $75.7 million amortizing asset-backed loan to RMR. RMR purchased $86.1 million in automobile finance receivables, net of a $2.6 million allowance for credit losses, from the Company’s affiliates using the proceeds of the loan and an equity investment from the Company to fund such purchase. RMR holds $1.7 million in a restricted cash reserve account to satisfy provisions of the credit agreement. RMR pays interest of 3.00% per annum on the loan balance from the closing date until the date the loan balance has been fully repaid. The amortizing loan terminates in December 2022. The credit agreement allows RMR to prepay the loan when the outstanding balance falls below 20% of the original loan amount. The amortizing loan is supported by the expected cash flows from the underlying collateralized finance receivables. Collections on these accounts are remitted to a restricted cash collection account, which totaled $2.7 million and $3.9 million as of December 31, 2016 and 2015, respectively. Cash inflows from the finance receivables are distributed to the lender and service providers in accordance with a monthly contractual priority of payments (waterfall) and, as such, the inflows are directed first to servicing fees. RMR pays a 4% servicing fee to the Company, which is eliminated in consolidation. Next, all cash inflows are directed to the interest, principal, and any adjustments to the reserve account of the amortizing loan and, thereafter, to the residual interest that the Company owns. Distributions from RMR to the Company are permitted under the credit agreement. RMR is considered a VIE under GAAP and is consolidated into the financial statements of RMR’s primary beneficiary. The Company is considered to be the primary beneficiary of RMR because it has (i) power over the significant activities of RMR through its role as servicer of the finance receivables under the credit agreement and (ii) the obligation to absorb losses or the right to receive returns that could be significant through the Company’s interest in the monthly residual cash flows of RMR after the debt is paid. The carrying amount of VIE assets and liabilities are as follows: December 31, In thousands 2016 2015 Assets Cash $ 36 $ 376 Finance receivables 41,244 80,309 Allowance for credit losses (2,337 ) (2,588 ) Restricted cash 4,426 7,605 Other assets 201 36 Total assets $ 43,570 $ 85,738 Liabilities Net long-term debt $ 37,898 $ 71,226 Accounts payable and accrued expenses 5 50 Total liabilities $ 37,903 $ 71,276 Following is a summary of principal payments required on outstanding debt during each of the next five years: In thousands Amount 2017 $ 21,585 2018 11,185 2019 457,371 2020 1,537 2021 — Total $ 491,678

Disclosure About Fair Value of

Disclosure About Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Disclosure About Fair Value of Financial Instruments	Note 11. Disclosure About Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value: Cash and restricted cash: Finance receivables: Interest rate caps: Repossessed assets: Long-term debt: The carrying amount and estimated fair values of the Company’s financial instruments summarized by level are as follows: December 31, 2016 December 31, 2015 In thousands Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Assets Level 1 inputs Cash $ 4,446 $ 4,446 $ 7,654 $ 7,654 Restricted cash 8,297 8,297 10,506 10,506 Level 2 inputs Interest rate caps 62 62 120 120 Level 3 inputs Net finance receivables 676,525 676,525 590,992 590,992 Repossessed assets 502 502 307 307 Liabilities Level 3 inputs Long-term debt 491,678 491,678 411,177 411,177 Certain of the Company’s assets carried at fair value are classified and disclosed in one of the following three categories: Level 1 – Quoted market prices in active markets for identical assets or liabilities. Level 2 – Observable market-based inputs or unobservable inputs that are corroborated by market data. Level 3 – Unobservable inputs that are not corroborated by market data. In determining the appropriate levels, the Company performs an analysis of the assets and liabilities that are carried at fair value. At each reporting period, all assets and liabilities for which the fair value measurement is based on significant unobservable inputs are classified as Level 3. The table below presents the balances of assets measured at fair value on a recurring basis by level within the hierarchy as of December 31, 2016 and 2015: Interest Rate Caps In thousands Total Level 1 Level 2 Level 3 2016 $ 62 $ — $ 62 $ — 2015 $ 120 $ — $ 120 $ — Certain assets are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following table presents the assets carried on the balance sheet by level within the hierarchy as of December 31, 2016 and 2015 for which a nonrecurring change in fair value has been recorded during the years ended December 31, 2016 and 2015: Repossessed Assets In thousands Total Level 1 Level 2 Level 3 Total Losses 2016 $ 502 $ — $ — $ 502 $ 452 2015 $ 307 $ — $ — $ 307 $ 338

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Income Taxes	Note 12. Income Taxes The Company and its subsidiaries file a consolidated federal income tax return. The Company files consolidated or separate state income tax returns as permitted by individual states in which it operates. Income tax expense was $14.9 million, $14.8 million, and $9.1 million for the years ended December 31, 2016, 2015, and 2014, respectively, which differed from the amount computed by applying the federal income tax rate of 35% to total income before income taxes as a result of the following: Year Ended December 31, In thousands 2016 2015 2014 Federal tax expense at statutory rate $ 13,632 $ 13,349 $ 8,379 Increase (reduction) in income taxes resulting from: State tax, net of federal benefit 1,275 1,098 603 Non-deductible — 378 — Other 10 (51 ) 155 $ 14,917 $ 14,774 $ 9,137 Income tax expense attributable to total income before income taxes consists of the following for the periods indicated: Year Ended December 31, In thousands 2016 2015 2014 Current: Federal $ 11,431 $ 13,037 $ 11,827 State and local 1,584 1,859 1,859 13,015 14,896 13,686 Deferred: Federal 1,694 (104 ) (3,958 ) State and local 208 (18 ) (591 ) 1,902 (122 ) (4,549 ) Total $ 14,917 $ 14,774 $ 9,137 Net deferred tax assets and liabilities consist of the following as of the periods indicated: December 31, In thousands 2016 2015 Deferred tax assets: Allowance for credit losses $ 15,823 $ 14,463 Share-based compensation 2,888 2,241 Unearned insurance premiums 2,612 2,152 Amortization of intangible assets 675 661 Accrued expenses 565 475 Deferred contract incentive 307 — State net operating loss carryforward 32 17 Other 50 111 Gross deferred tax assets 22,952 20,120 Deferred tax liabilities: Fair market value adjustment of finance receivables 17,448 13,469 Deferred loan costs 2,283 2,302 Tax over book depreciation 2,266 1,585 Prepaid expenses 724 616 Other 198 166 Gross deferred tax liabilities 22,919 18,138 Net deferred tax asset $ 33 $ 1,982 The Company’s determination of the realization of deferred tax assets is based on its assessment of all available positive and negative evidence. At December 31, 2016, positive evidence supporting the realization of the deferred tax assets includes the generation of taxable income for the two prior tax years and the reversal of taxable temporary differences. At December 31, 2016, the Company has not identified significant negative evidence related to the realization of its deferred tax assets. At both December 31, 2016 and December 31, 2015, the Company was in a three-year cumulative pre-tax The Company had state net operating loss carryforwards of approximately $1.2 million and $0.6 million as of December 31, 2016 and 2015, respectively. These carryforwards are available to offset future taxable income. If not used, the current carryforwards will expire between 2030 and 2035. At December 31, 2016, the Company did not have any material uncertain tax positions.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Earnings Per Share	Note 13. Earnings Per Share The following schedule reconciles the computation of basic and diluted earnings per share for the periods indicated: Year Ended December 31, In thousands, except per share amounts 2016 2015 2014 Numerator: Net income $ 24,031 $ 23,365 $ 14,802 Denominator: Weighted average shares outstanding for basic earnings per share 11,824 12,849 12,701 Effect of dilutive securities 261 225 250 Weighted average shares adjusted for dilutive securities 12,085 13,074 12,951 Earnings per share: Basic $ 2.03 $ 1.82 $ 1.17 Diluted $ 1.99 $ 1.79 $ 1.14 Options to purchase 140 thousand, 489 thousand, and 478 thousand shares of common stock were outstanding during the years ended December 31, 2016, 2015, and 2014, respectively, but were not included in the computation of diluted earnings per share because they were anti-dilutive.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2016
Postemployment Benefits [Abstract]
Employee Benefit Plans	Note 14. Employee Benefit Plans Retirement savings plan:

Share-Based Compensation

Share-Based Compensation	12 Months Ended
	Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share-Based Compensation	Note 15. Share-Based Compensation The Company previously adopted the 2007 Management Incentive Plan (the “ 2007 Plan 2011 Plan 2015 Plan For the years ended December 31, 2016, 2015, and 2014, the Company recorded share-based compensation expense of $4.2 million, $3.6 million, and $2.3 million, respectively. As of December 31, 2016, unrecognized share-based compensation expense to be recognized over future periods approximated $4.0 million. This amount will be recognized as expense over a weighted-average period of 1.7 years. Share-based compensation expenses are recognized on a straight-line basis over the requisite service period of the agreement. All share-based compensation is classified as equity awards except for cash-settled performance units, which are classified as liabilities. The Company allows for the settlement of share-based awards on a net share basis. With net share settlement, the employee does not surrender any cash or shares upon the exercise of stock options or the vesting of stock awards or stock units. Rather, the Company withholds the number of shares with a value equivalent to the option exercise price (for stock options) and the statutory tax withholding (for all share-based awards). Net share settlements have the effect of reducing the number of shares that would have otherwise been issued as a result of exercise or vesting. Long-term incentive program: RSU CSPU In 2016, the Company introduced a key team member incentive program for certain members of senior management. Recurring annual participation in the program is at the discretion of the Board and executive management. Each participant in the program is eligible to earn a restricted stock award, subject to performance over a one-year period. Payout under the program can range from 0% to 150% of target based on the achievement of five Company performance metrics and individual performance goals (subject to continued employment and certain other terms and conditions of the program). If earned, the restricted stock award is issued following the one-year performance period and vests ratably over a subsequent two-year period (subject to continued employment or as otherwise provided in the underlying award agreement). Inducement and retention program: Non-employee non-employee The following are the terms and amounts of the awards issued under the Company’s share-based incentive programs: Stock options: 18-month 5-year The fair value of option grants are estimated on the grant date using the Black-Scholes option-pricing model with the following weighted-average assumptions for option grants during the periods indicated below. Year Ended December 31, 2016 2015 2014 Expected volatility 46.04 % 47.15 % 42.68 % Expected dividends 0.00 % 0.00 % 0.00 % Expected term (in years) 5.80 6.15 6.21 Risk-free rate 1.32 % 1.62 % 1.94 % Expected volatility is based on the Company’s historical stock price volatility. The expected term is calculated by using the simplified method (average of the vesting and original contractual terms) due to insufficient historical data to estimate the expected term. The risk-free rate is based on the zero coupon U.S. Treasury bond rate over the expected term of the awards. The following table summarizes the stock option activity for the year ended December 31, 2016: In thousands, except per share amounts Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Life (Years) Aggregate Intrinsic Value Options outstanding at January 1, 2016 1,044 $ 13.36 Granted 329 17.49 Exercised (203 ) 12.52 Forfeited (4 ) 15.66 Expired — — Options outstanding at December 31, 2016 1,166 $ 14.66 6.3 $ 13,754 Options exercisable at December 31, 2016 683 $ 13.09 4.9 $ 9,127 Available for grant at December 31, 2016 161 The following table provides additional stock option information for the periods indicated: Year Ended December 31, In thousands, except per share amounts 2016 2015 2014 Weighted-average grant date fair value per share $ 7.74 $ 7.13 $ 7.83 Intrinsic value of options exercised $ 1,397 $ 1,524 $ 584 Fair value of stock options that vested $ 2,131 $ 1,207 $ 1,484 Restricted stock units: The following table summarizes restricted stock unit activity during the year ended December 31, 2016: In thousands, except per unit amounts Units Weighted-Average Grant Date Fair Value Per Unit Non-vested 124 $ 15.55 Granted 73 17.02 Vested — — Forfeited (33 ) 16.22 Non-vested 164 $ 16.07 The following table provides additional restricted stock unit information for the periods indicated: Year Ended December 31, 2016 2015 2014 Weighted-average grant date fair value per unit $ 17.02 $ 14.89 $ 17.76 Cash-settled performance units: The following table summarizes cash-settled performance unit activity during the year ended December 31, 2016: In thousands, except per unit amounts Units Weighted-Average Grant Date Fair Value Per Unit Non-vested 1,923 $ 1.00 Granted 1,252 1.00 Vested — — Forfeited (534 ) 1.00 Non-vested 2,641 $ 1.00 Restricted stock awards: The following table summarizes restricted stock activity during the year ended December 31, 2016: In thousands, except per share amounts Shares Weighted-Average Grant Date Fair Value Per Share Non-vested 23 $ 16.74 Granted 37 16.37 Vested (21 ) 16.62 Forfeited — — Non-vested 39 $ 16.46 The following table provides additional restricted stock information. Year Ended December 31, In thousands, except per share amounts 2016 2015 2014 Weighted-average grant date fair value per share $ 16.37 $ 15.36 $ 16.23 Fair value of restricted stock awards that vested $ 347 $ 2,198 $ 224

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 16. Commitments and Contingencies On May 30, 2014, a securities class action lawsuit was filed in the United States District Court for the Southern District of New York (the “ Court Defendants 1933 Act Claims Plaintiffs 1934 Act Claims On March 30, 2016, the Court granted the Defendants’ motion to dismiss the second amended complaint in its entirety. On May 23, 2016, the Plaintiffs moved for leave to file a third amended complaint. The Defendants’ opposition brief was filed on June 9, 2016, and the Plaintiffs’ reply was filed on June 20, 2016. On January 27, 2017, the Court denied the Plaintiffs’ motion for leave to file a third amended complaint and directed entry of final judgment in favor of the Defendants. On January 30, 2017, the Court entered final judgment in favor of the Defendants. The Plaintiffs have until March 1, 2017 to appeal the Court’s decision. The Company believes that the claims against it are without merit and will continue to defend against the litigation vigorously. The Company’s primary insurance carrier during the applicable time period has (i) denied coverage for the 1933 Act Claims and (ii) acknowledged coverage of the Company and other insureds for the 1934 Act Claims under a reservation of rights and subject to the terms and conditions of the applicable insurance policy. The parties plan to negotiate an allocation between denied and acknowledged claims, as appropriate. In addition, as of December 31, 2016, the Company was involved in a purchase price dispute stemming from the Company’s acquisition of certain consumer loan receivables in 2012. The dispute was submitted to a large public accounting firm for resolution and determination of the final purchase price for such receivables pursuant to the terms of the purchase agreement. The accounting firm had the discretion to calculate a final purchase price between $27.9 million and $29.9 million, based upon the arguments, purchase price calculations, and support submitted by the parties. As of December 31, 2016, the Company had paid $28.1 million toward the purchase price and had accrued a reserve of an additional $0.5 million for the matter. On February 2, 2017, the accounting firm issued its determination that the final purchase price for the consumer loan receivables was $28.7 million. The accounting firm’s decision as to the final purchase price resolves the material aspects of this litigation matter. In the normal course of business, the Company has been named as a defendant in legal actions, including arbitrations, class actions, and other litigation arising in connection with its activities. Some of the actual or threatened legal actions include claims for compensatory and punitive damages or claims for indeterminate amounts of damages. While the Company will continue to identify legal actions where the Company believes a material loss to be reasonably possible and reasonably estimable, there can be no assurance that material losses will not be incurred from claims that the Company has not yet been notified of or are not yet determined to be probable, or reasonably possible and reasonable to estimate. The Company contests liability and the amount of damages, as appropriate, in each pending matter. Where available information indicates that it is probable that a liability has been incurred and the Company can reasonably estimate the amount of that loss, the Company accrues the estimated loss by a charge to net income. As of December 31, 2016, the Company had accrued $0.5 million for these matters. In many actions, however, it is inherently difficult to determine whether any loss is probable or even reasonably possible or to estimate the amount of loss. In addition, even where a loss is reasonably possible or an exposure to loss exists in excess of the liability already accrued, it is not always possible to reasonably estimate the size of the possible loss or range of loss. For certain legal actions, the Company cannot reasonably estimate such losses, particularly for actions that are in their early stages of development or where plaintiffs seek indeterminate damages. Numerous issues may need to be resolved, including through lengthy discovery and determination of important factual matters, and by addressing novel or unsettled legal questions relevant to the actions in question, before a loss, additional loss, range of loss, or range of additional loss can be reasonably estimated for any given action. For certain other legal actions, the Company can estimate reasonably possible losses, additional losses, ranges of loss, or ranges of additional loss in excess of amounts accrued, but the Company does not believe, based on current knowledge and after consultation with counsel, that such losses will have a material adverse effect on the consolidated financial statements. The Company expenses legal costs as they are incurred.

Insurance Products and Reinsura

Insurance Products and Reinsurance of Certain Risks	12 Months Ended
	Dec. 31, 2016
Insurance [Abstract]
Insurance Products and Reinsurance of Certain Risks	Note 17. Insurance Products and Reinsurance of Certain Risks RMC Reinsurance, Ltd. is a wholly-owned insurance subsidiary of the Company. The Company sells optional insurance products to its customers in connection with its lending operations. These optional products include credit life, credit accident and health, credit property insurance, and credit involuntary unemployment insurance. The Company also collects a fee for collateral protection and purchases non-recording non-life The Company maintains a cash reserve for life insurance claims in an amount determined by the ceding company. As of December 31, 2016 and 2015, the cash reserves were $3.9 million and $2.9 million, respectively. The Company also purchased a cash collateralized letter of credit in favor of the ceding company. The letter of credit was $2.0 million and $2.9 million as of December 31, 2016 and 2015, respectively. Reinsurance income is accounted for over the period of the underlying reinsured policies using assumptions consistent with the policy terms. Following are total net premiums written and reinsured and total earned premiums for the years ended December 31, 2016, 2015, and 2014: In thousands Net Written Premiums Earned Premiums 2016 $ 31,576 $ 22,498 2015 30,812 20,257 2014 17,831 17,385 Prior to May 2016, the Company had a collateral protection insurance (“ CPI The Company offers a self-insured Guaranteed Asset Protection (“ GAP

Quarterly Information (unaudite

Quarterly Information (unaudited)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Quarterly Information (unaudited)	Note 18. Quarterly Information (unaudited) The following tables summarize the Company’s quarterly financial information for each of the four quarters of 2016 and 2015: 2016 In thousands, except per share amounts First Second Third Fourth Total revenue $ 56,697 $ 57,325 $ 62,475 $ 64,021 Provision for credit losses 13,791 13,386 16,410 19,427 General and administrative expenses 29,805 29,548 30,453 28,826 Interest expense 4,710 4,811 5,116 5,287 Income tax 3,215 3,668 4,020 4,014 Net income $ 5,176 $ 5,912 $ 6,476 $ 6,467 Net income per common share: Basic $ 0.41 $ 0.50 $ 0.57 $ 0.57 Diluted $ 0.40 $ 0.49 $ 0.56 $ 0.55 2015 In thousands, except per share amounts First Second Third Fourth Total revenue $ 52,524 $ 53,001 $ 55,096 $ 56,685 Provision for credit losses (1) 9,712 12,102 14,085 11,449 General and administrative expenses (2) 32,623 28,243 26,182 28,550 Interest expense 3,604 3,932 4,335 4,350 Income tax 2,502 3,316 3,987 4,969 Net income $ 4,083 $ 5,408 $ 6,507 $ 7,367 Net income per common share: Basic $ 0.32 $ 0.42 $ 0.51 $ 0.57 Diluted $ 0.31 $ 0.41 $ 0.50 $ 0.56 (1) Fourth quarter of 2015 includes a $2.0 million gain from the bulk sale of charged-off (2) First quarter of 2015 includes a CEO stock grant of $1.5 million.

Significant Accounting Polici25

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Business segments	Business segments:
Principles of consolidation	Principles of consolidation: VIE
Treasury stock	Treasury stock:
Variable interest entity	Variable interest entity: RMR The Company’s asset-backed loan under this arrangement is structured to provide enhancements to the lender in the form of overcollateralization (principal balance of the collateral exceeds the balance of the debt) and reserve funds (restricted cash accounts held by RMR). These enhancements, along with the isolated finance receivables pool, increase the creditworthiness of RMR above that of the Company as a whole. This increases the marketability of the Company’s collateral for borrowing purposes, which leads to more favorable borrowing terms, improved interest rate risk management, and additional flexibility to grow the business. RMR is considered a VIE under GAAP and is consolidated into the financial statements of RMR’s primary beneficiary. The Company is considered to be the primary beneficiary of RMR because it has (i) power over the significant activities of RMR through its role as servicer of the finance receivables under the credit agreement and (ii) the obligation to absorb losses or the right to receive returns that could be significant through the Company’s interest in the monthly residual cash flows of RMR after the debt is paid. Consolidation of RMR results in the transaction being accounted for as a secured borrowing; therefore, the pooled receivables and the related debt remain on the consolidated balance sheet of the Company. The debt is secured solely by the assets of RMR and not by any other assets of the Company. The assets of RMR are the only source of funds for repayment on the debt. Restricted cash accounts held by RMR can only be used to support payments on the debt. The Company recognizes revenue and provision for credit losses on RMR’s finance receivables and interest expense on the related secured debt.
Use of estimates	Use of estimates: Material estimates that are particularly susceptible to change relate to the determination of the allowance for credit losses, fair value of share-based compensation, the valuation of deferred tax assets and liabilities, contingent liabilities on litigation matters, and the allocation of the purchase price to assets acquired in business combinations.
Reclassifications	Reclassifications:
Statement of cash flows	Statement of cash flows:
Finance receivables	Finance receivables: non-essential household goods and, in some instances, an automobile. Convenience checks are direct loans originated by mailing checks to customers based on a pre-screening process that includes a review of the prospective customer’s credit profile provided by national credit reporting bureaus or data aggregators. A recipient of a convenience check is able to enter into a loan by endorsing and depositing or cashing the check. Large loan receivables are direct loans to customers and are typically secured by automobiles, other vehicles, and/or non-essential household goods. Automobile loan receivables consist of direct automobile purchase loans, which are originated at the dealership and closed in one of the Company’s branches, and indirect automobile purchase loans, which are originated and closed at a dealership in the Company’s network without the need for the customer to visit one of the Company’s branches. In each case, these automobile loans are collateralized primarily by the purchased automobiles and, in the case of indirect loans, are initiated by and purchased from automobile dealerships, subject to the Company’s credit approval. Retail loan receivables consist principally of retail installment sales contracts collateralized by the purchased furniture, appliances, and other retail items, and are initiated by and purchased from retailers, subject to the Company’s credit approval.
Credit losses	Credit losses: charge-off charge-off non-titled The Company initiates repossession proceedings when, in the opinion of management, the customer is unlikely to make further payments. The Company sells substantially all repossessed vehicle inventory through public sales conducted by independent automobile auction organizations after the required post-repossession waiting period. Losses on the sale of repossessed collateral are charged to the allowance for credit losses. The allowance for credit losses consists of general and specific components. The general component of the allowance estimates credit losses for groups of finance receivables on a collective basis and relates to probable incurred losses of unimpaired finance receivables. Prior to September 30, 2016, the general component of the allowance was primarily based on historical loss rates. Effective September 30, 2016, it is based on delinquency roll rates. The Company’s finance receivable types are stratified by delinquency stages, and the future monthly delinquency profiles and credit losses are projected forward using historical delinquency roll rates. The Company records a general allowance for credit losses that includes forecasted future credit losses over the estimated loss emergence period (the interval of time between the event which caused a borrower to default and the Company’s recording of the credit loss) for each finance receivable type. The Company adjusts the computed roll rate forecast as described above for qualitative factors based on an assessment of internal and external influences on credit quality that are not fully reflected in the roll rate forecast. Those qualitative factors include trends in growth in the loan portfolio, delinquency, unemployment, bankruptcy, operational risks, and other economic trends.
Impaired finance receivables	Impaired finance receivables: For customers in a confirmed Chapter 13 bankruptcy plan, the Company reduces the interest rate to that specified in the bankruptcy order and the Company receives payments with respect to the remaining amount of the loan from the bankruptcy trustee. For customers who recently filed for Chapter 13 bankruptcy, the Company generally does not receive any payments until their bankruptcy plan is confirmed by the court. If the customers have made payments to the trustee in advance of plan confirmation, the Company may receive a lump sum payment from the trustee once the plan is confirmed. This lump sum payment represents the Company’s pro-rata If a customer files for bankruptcy under Chapter 7 of the bankruptcy code, the bankruptcy court has the authority to cancel the customer’s debt. If a vehicle secures a Chapter 7 bankruptcy account, the customer has the option of buying the vehicle at fair value or reaffirming the loan and continuing to pay the loan. Prior to the charge-off
Delinquency	Delinquency:
Repossessed assets	Repossessed assets:
Property and equipment	Property and equipment: non-cancellable
Restricted cash	Restricted cash:
Derivative instruments	Derivative instruments:
Income recognition	Income recognition: pre-compute sum-of-the-years’ The Company recognizes income on credit life insurance using the sum-of-the-years’ sum-of-the-years’ sum-of-the-years’ The Company defers fees charged to automobile dealers and recognizes income using the constant yield method for indirect loans and the straight-line method for direct loans over the lives of the respective loans. Charges for late fees are recognized as income when collected.
Finance receivable origination fees and costs	Finance receivable origination fees and costs: Non-refundable
Share-based compensation	Share-based compensation:
Marketing costs	Marketing costs:
Income taxes	Income taxes: When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the consolidated statements of income. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effects of future tax rate changes are recognized in the period when the enactment of new rates occurs.
Earnings per share	Earnings per share:
Recent accounting pronouncements	Recent accounting pronouncements: FASB line-of-credit line-of-credit. In February 2016, the FASB issued an accounting update to increase transparency and comparability of accounting for lease transactions. The update requires all leases to be recognized on the balance sheet as lease assets and lease liabilities and requires both quantitative and qualitative disclosures regarding key information about leasing arrangements. All of the Company’s leases are currently classified as operating leases with no lease assets or lease liabilities recorded. The update is effective for annual and interim periods beginning after December 15, 2018, and early adoption is permitted. The Company is currently evaluating the potential impact of this update on its consolidated financial statements. In March 2016, the FASB issued an accounting update to simplify the accounting for share-based compensation, including the accounting for forfeitures, the statutory tax withholding requirements, the accounting for income taxes, and the classification of share-based compensation transactions in the statement of cash flows. The key provision of the update is the requirement for the excess tax benefits or tax deficiencies from the exercise or vesting of share-based awards to flow through the statement of income rather than through additional paid-in-capital In May 2016, the FASB issued an accounting update providing narrow scope improvements and practical expedients related to the previous update for Revenue from Contracts with Customers. The amendments in this update do not change the core revenue recognition principles. The update addresses certain issues identified in the guidance on assessing collectability, presentation of sales taxes, noncash consideration, and completed contracts and contract modifications at transition. This update is effective for annual and interim periods beginning after December 15, 2017. The Company is currently evaluating the potential impact of the new revenue recognition standard on its consolidated financial statements. In June 2016, the FASB issued an accounting update to change the impairment model for estimating credit losses on financial assets. The current incurred loss impairment model requires the recognition of credit losses when it is probable that a loss has been incurred. The incurred loss model will be replaced by an expected loss model, which requires entities to estimate the lifetime expected credit loss on such instruments and to record an allowance to offset the amortized cost basis of the financial asset. This update is effective for annual and interim periods beginning after December 15, 2019, and early adoption is permitted. The Company is currently evaluating the potential impact of this guidance on its consolidated financial statements. In August 2016, the FASB issued an accounting update to provide specific guidance on certain cash flow classification issues to reduce diversity in practice. These issues include debt prepayment or extinguishment costs, contingent consideration payments after business combinations, beneficial interest in securitization transactions, and proceeds from insurance claims. This update is effective for annual and interim periods beginning after December 15, 2017 and early adoption is permitted. The Company is currently evaluating the potential impact of the new standards on its consolidated financial statements. In November 2016, the FASB issued an accounting update to address diversity in the classification of restricted cash transfers on the statement of cash flows. The amendment requires that the statements of cash flows explain the change during the period in the total of cash, cash equivalents, restricted cash, and restricted cash equivalents. This update is effective for annual and interim periods beginning after December 15, 2017, and early adoption is permitted. At adoption, the Company will no longer report the changes in restricted cash as an investing activity. Instead, restricted cash will be included in the beginning and ending cash balances on the consolidated statements of cash flows. Additionally, the Company will present a reconciliation from the balance sheet cash and restricted cash with the beginning and ending cash used on the consolidated statements of cash flows. In January 2017, the FASB issued an accounting update to simplify the subsequent measurement of goodwill. The amendment reduces the cost and complexity of evaluating goodwill for impairment by eliminating the second step in the goodwill impairment test. This update is effective for annual and interim periods beginning after December 15, 2019, and early adoption is permitted. The adoption of this accounting pronouncement will not impact the Company’s consolidated financial statements.

Finance Receivables, Credit Q26

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2016
Receivables [Abstract]
Summary of Finance Receivables	Finance receivables for the periods indicated consisted of the following: December 31, In thousands 2016 2015 Small loans $ 358,471 $ 338,157 Large loans 235,349 146,553 Automobile loans 90,432 116,109 Retail loans 33,523 27,625 Finance receivables $ 717,775 $ 628,444
Contractual Delinquency of the Finance Receivable Portfolio by Component	The contractual delinquency of the finance receivable portfolio by product and aging for the periods indicated are as follows: December 31, 2016 Small Large Automobile Retail Total In thousands $ % $ % $ % $ % $ % Current $ 288,983 80.6 % $ 204,063 86.8 % $ 66,936 74.0 % $ 27,220 81.2 % $ 587,202 81.9 % 1 to 29 days past due 36,533 10.2 % 19,172 8.1 % 17,196 19.0 % 4,205 12.5 % 77,106 10.7 % Delinquent accounts 30 to 59 days 9,408 2.6 % 3,948 1.7 % 2,654 3.0 % 717 2.2 % 16,727 2.3 % 60 to 89 days 7,110 2.0 % 2,920 1.2 % 1,171 1.3 % 440 1.3 % 11,641 1.6 % 90 to 119 days 6,264 1.8 % 2,271 1.0 % 1,110 1.2 % 376 1.1 % 10,021 1.4 % 120 to 149 days 5,424 1.5 % 1,710 0.7 % 743 0.8 % 328 1.0 % 8,205 1.1 % 150 to 179 days 4,749 1.3 % 1,265 0.5 % 622 0.7 % 237 0.7 % 6,873 1.0 % Total delinquency $ 32,955 9.2 % $ 12,114 5.1 % $ 6,300 7.0 % $ 2,098 6.3 % $ 53,467 7.4 % Total finance receivables $ 358,471 100.0 % $ 235,349 100.0 % $ 90,432 100.0 % $ 33,523 100.0 % $ 717,775 100.0 % Finance receivables in nonaccrual status $ 16,437 4.6 % $ 5,246 2.2 % $ 2,475 2.7 % $ 941 2.8 % $ 25,099 3.5 % December 31, 2015 Small Large Automobile Retail Total In thousands $ % $ % $ % $ % $ % Current $ 270,635 80.1 % $ 127,374 86.9 % $ 79,878 68.8 % $ 22,704 82.2 % $ 500,591 79.7 % 1 to 29 days past due 37,337 11.0 % 14,234 9.7 % 27,518 23.7 % 3,500 12.7 % 82,589 13.1 % Delinquent accounts 30 to 59 days 8,841 2.6 % 2,157 1.5 % 4,119 3.5 % 537 1.9 % 15,654 2.5 % 60 to 89 days 6,430 1.9 % 1,153 0.8 % 1,959 1.7 % 316 1.1 % 9,858 1.6 % 90 to 119 days 5,620 1.6 % 682 0.4 % 1,147 1.0 % 247 1.0 % 7,696 1.1 % 120 to 149 days 4,928 1.5 % 574 0.4 % 1,003 0.9 % 173 0.6 % 6,678 1.1 % 150 to 179 days 4,366 1.3 % 379 0.3 % 485 0.4 % 148 0.5 % 5,378 0.9 % Total delinquency $ 30,185 8.9 % $ 4,945 3.4 % $ 8,713 7.5 % $ 1,421 5.1 % $ 45,264 7.2 % Total finance receivables $ 338,157 100.0 % $ 146,553 100.0 % $ 116,109 100.0 % $ 27,625 100.0 % $ 628,444 100.0 % Finance receivables in nonaccrual status $ 14,914 4.4 % $ 1,635 1.1 % $ 2,635 2.3 % $ 568 2.1 % $ 19,752 3.1 %
Summary of Changes in Allowance for Credit Losses	Changes in the allowance for credit losses for the periods indicated are as follows: December 31, In thousands 2016 2015 2014 Balance at beginning of year $ 37,452 $ 40,511 $ 30,089 Provision for credit losses 63,014 47,348 69,057 Credit losses (64,064 ) (55,043 ) (58,236 ) Credit losses (180+ policy change) — — (2,106 ) Recoveries 4,848 4,636 1,707 Balance at end of year $ 41,250 $ 37,452 $ 40,511
Reconciliation of Allowance for Credit Losses	The following is a reconciliation of the allowance for credit losses by product for the periods indicated: In thousands Balance January 1, Provision Credit Losses Recoveries Balance December 31, Finance Receivables December 31, 2016 Allowance as Percentage of December 31, 2016 Small loans $ 21,535 $ 41,119 $ (43,797 ) $ 2,913 $ 21,770 $ 358,471 6.1 % Large loans 5,593 14,261 (8,946 ) 552 11,460 235,349 4.9 % Automobile loans 8,828 4,785 (8,886 ) 1,183 5,910 90,432 6.5 % Retail loans 1,496 2,849 (2,435 ) 200 2,110 33,523 6.3 % Total $ 37,452 $ 63,014 $ (64,064 ) $ 4,848 $ 41,250 $ 717,775 5.7 % In thousands Balance January 1, Provision Credit Losses Recoveries Balance December 31, Finance Receivables December 31, 2015 Allowance as Percentage of December 31, 2015 Small loans $ 25,280 $ 33,428 $ (40,059 ) $ 2,886 $ 21,535 $ 338,157 6.4 % Large loans 1,980 6,032 (2,762 ) 343 5,593 146,553 3.8 % Automobile loans 11,776 6,285 (10,466 ) 1,233 8,828 116,109 7.6 % Retail loans 1,475 1,603 (1,756 ) 174 1,496 27,625 5.4 % Total $ 40,511 $ 47,348 $ (55,043 ) $ 4,636 $ 37,452 $ 628,444 6.0 % In thousands Balance January 1, Provision Credit Losses Credit Losses Recoveries Balance December 31, Finance Receivables December 31, 2014 Allowance as Percentage of December 31, 2014 Small loans $ 15,370 $ 50,755 $ (40,697 ) $ (1,132 ) $ 984 $ 25,280 $ 319,533 7.9 % Large loans 2,233 1,985 (2,334 ) (203 ) 299 1,980 46,147 4.3 % Automobile loans 10,827 14,259 (12,939 ) (688 ) 317 11,776 154,382 7.6 % Retail loans 1,659 2,058 (2,266 ) (83 ) 107 1,475 26,130 5.6 % Total $ 30,089 $ 69,057 $ (58,236 ) $ (2,106 ) $ 1,707 $ 40,511 $ 546,192 7.4 %
Summary of Finance Receivables Evaluated for Impairment	The following is a summary of finance receivables evaluated for impairment for the periods indicated: December 31, 2016 In thousands Small Large Automobile Retail Total Impaired receivables specifically evaluated $ 2,409 $ 6,441 $ 2,460 $ 101 $ 11,411 Finance receivables evaluated collectively 356,062 228,908 87,972 33,422 706,364 Finance receivables outstanding $ 358,471 $ 235,349 $ 90,432 $ 33,523 $ 717,775 Impaired receivables in nonaccrual status $ 288 $ 610 $ 175 $ 7 $ 1,080 Amount of the specific reserve for impaired accounts $ 563 $ 1,216 $ 576 $ 19 $ 2,374 Amount of the general component of the allowance $ 21,207 $ 10,244 $ 5,334 $ 2,091 $ 38,876 December 31, 2015 In thousands Small Large Automobile Retail Total Impaired receivables specifically evaluated $ 1,009 $ 2,760 $ 3,370 $ 121 $ 7,260 Finance receivables evaluated collectively 337,148 143,793 112,739 27,504 621,184 Finance receivables outstanding $ 338,157 $ 146,553 $ 116,109 $ 27,625 $ 628,444 Impaired receivables in nonaccrual status $ 204 $ 83 $ 415 $ 17 $ 719 Amount of the specific reserve for impaired accounts $ 266 $ 560 $ 862 $ 20 $ 1,708 Amount of the general component of the allowance $ 21,269 $ 5,033 $ 7,966 $ 1,476 $ 35,744
Schedule of Average Recorded Investment in Impaired Finance Receivables	Average recorded investment in impaired finance receivables for the periods indicated are as follows: December 31, In thousands 2016 2015 Small loans $ 1,686 $ 1,100 Large loans 4,478 1,523 Automobile loans 2,801 3,571 Retail loans 114 128 Total average recorded investment $ 9,079 $ 6,322

Property and Equipment (Tables)

Property and Equipment (Tables)	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Summary of Property and Equipment	For the periods indicated, property and equipment consisted of the following: December 31, In thousands 2016 2015 Land and building $ 919 $ 919 Furniture, fixtures, and equipment 19,925 17,746 Leasehold improvements 7,476 4,548 Property and equipment cost 28,320 23,213 Less accumulated depreciation 16,627 14,164 Property and equipment, net of accumulated depreciation $ 11,693 $ 9,049

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2016
Leases [Abstract]
Summary of Future Minimum Rent Commitments Under Non-cancellable Operating Leases	Future minimum rent commitments under non-cancellable In thousands Amount 2017 $ 5,967 2018 4,440 2019 2,974 2020 2,716 2021 1,765 Thereafter 6,570 Total $ 24,432

Intangible Assets (Tables)

Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Summary of Gross Carrying Amount and Related Accumulated Amortization of Intangible Assets	The following table provides the gross carrying amount and related accumulated amortization of intangible assets: December 31, 2016 December 31, 2015 In thousands Gross Carrying Amount Accumulated Amortization Net Amount Gross Carrying Amount Accumulated Amortization Net Amount Software $ 8,743 $ (3,220 ) $ 5,523 $ 4,173 $ (2,338 ) $ 1,835 Customer list 2,485 (2,276 ) 209 2,516 (2,044 ) 472 Goodwill 950 (234 ) 716 950 (234 ) 716 Total intangible assets $ 12,178 $ (5,730 ) $ 6,448 $ 7,639 $ (4,616 ) $ 3,023
Summary of Future Amortization of Intangible Assets	The following table sets forth the future amortization of intangible assets: In thousands Amount 2017 $ 1,909 2018 902 2019 692 2020 601 2021 601 Thereafter 1,027 Total $ 5,732

Other Assets (Tables)

Other Assets (Tables)	12 Months Ended
	Dec. 31, 2016
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Summary of Other Assets	Other assets include the following as of the periods indicated: December 31, In thousands 2016 2015 Prepaid expenses $ 2,561 $ 1,798 Card payments receivable 725 163 Repossessed assets 502 307 Credit insurance receivable 436 658 Other 558 241 Total $ 4,782 $ 3,167

Interest Rate Caps (Tables)

Interest Rate Caps (Tables)	12 Months Ended
	Dec. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summary of Changes in Rate Caps	The following is a summary of changes in the rate caps: December 31, In thousands 2016 2015 Balance at beginning of period $ 120 $ — Purchases 112 577 Fair value adjustment included as an (increase) in interest expense (170 ) (457 ) Balance at end of period, included in other assets $ 62 $ 120

Long-Term Debt (Tables)

Long-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2016
Summary of the Company's Debt	Following is a summary of the Company’s debt as of the periods indicated: December 31, 2016 December 31, 2015 In thousands Long-term Unamortized Net Long-term Long-term Unamortized Net Long-term Senior revolving credit facility $ 452,849 $ (1,221 ) $ 451,628 $ 338,281 $ (1,022 ) $ 337,259 Amortizing loan 38,829 (931 ) 37,898 72,896 (1,670 ) 71,226 Total $ 491,678 $ (2,152 ) $ 489,526 $ 411,177 $ (2,692 ) $ 408,485 Unused amount of senior revolving credit facility (subject to borrowing base) $ 132,151 $ 199,719
Summary of Principal Payments Required on Outstanding Debt	Following is a summary of principal payments required on outstanding debt during each of the next five years: In thousands Amount 2017 $ 21,585 2018 11,185 2019 457,371 2020 1,537 2021 — Total $ 491,678
Variable Interest Entity, Primary Beneficiary [Member]
Schedule of Carrying Amount of the VIE's Assets and Liabilities	The carrying amount of VIE assets and liabilities are as follows: December 31, In thousands 2016 2015 Assets Cash $ 36 $ 376 Finance receivables 41,244 80,309 Allowance for credit losses (2,337 ) (2,588 ) Restricted cash 4,426 7,605 Other assets 201 36 Total assets $ 43,570 $ 85,738 Liabilities Net long-term debt $ 37,898 $ 71,226 Accounts payable and accrued expenses 5 50 Total liabilities $ 37,903 $ 71,276

Disclosure About Fair Value o33

Disclosure About Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Carrying Amount and Estimated Fair Values of Company's Financial Instruments	The carrying amount and estimated fair values of the Company’s financial instruments summarized by level are as follows: December 31, 2016 December 31, 2015 In thousands Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Assets Level 1 inputs Cash $ 4,446 $ 4,446 $ 7,654 $ 7,654 Restricted cash 8,297 8,297 10,506 10,506 Level 2 inputs Interest rate caps 62 62 120 120 Level 3 inputs Net finance receivables 676,525 676,525 590,992 590,992 Repossessed assets 502 502 307 307 Liabilities Level 3 inputs Long-term debt 491,678 491,678 411,177 411,177
Schedule of Assets Measured at Fair Value on Recurring Basis	The table below presents the balances of assets measured at fair value on a recurring basis by level within the hierarchy as of December 31, 2016 and 2015: Interest Rate Caps In thousands Total Level 1 Level 2 Level 3 2016 $ 62 $ — $ 62 $ — 2015 $ 120 $ — $ 120 $ —
Schedule of Assets Measured at Fair Value on a Nonrecurring Basis	The following table presents the assets carried on the balance sheet by level within the hierarchy as of December 31, 2016 and 2015 for which a nonrecurring change in fair value has been recorded during the years ended December 31, 2016 and 2015: Repossessed Assets In thousands Total Level 1 Level 2 Level 3 Total Losses 2016 $ 502 $ — $ — $ 502 $ 452 2015 $ 307 $ — $ — $ 307 $ 338

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Schedule of Effective Income Tax Reconciliation	Income tax expense was $14.9 million, $14.8 million, and $9.1 million for the years ended December 31, 2016, 2015, and 2014, respectively, which differed from the amount computed by applying the federal income tax rate of 35% to total income before income taxes as a result of the following: Year Ended December 31, In thousands 2016 2015 2014 Federal tax expense at statutory rate $ 13,632 $ 13,349 $ 8,379 Increase (reduction) in income taxes resulting from: State tax, net of federal benefit 1,275 1,098 603 Non-deductible — 378 — Other 10 (51 ) 155 $ 14,917 $ 14,774 $ 9,137
Income Tax Expense Attributable to Total Income Before Income Taxes	Income tax expense attributable to total income before income taxes consists of the following for the periods indicated: Year Ended December 31, In thousands 2016 2015 2014 Current: Federal $ 11,431 $ 13,037 $ 11,827 State and local 1,584 1,859 1,859 13,015 14,896 13,686 Deferred: Federal 1,694 (104 ) (3,958 ) State and local 208 (18 ) (591 ) 1,902 (122 ) (4,549 ) Total $ 14,917 $ 14,774 $ 9,137
Net Deferred Tax Assets and Liabilities	Net deferred tax assets and liabilities consist of the following as of the periods indicated: December 31, In thousands 2016 2015 Deferred tax assets: Allowance for credit losses $ 15,823 $ 14,463 Share-based compensation 2,888 2,241 Unearned insurance premiums 2,612 2,152 Amortization of intangible assets 675 661 Accrued expenses 565 475 Deferred contract incentive 307 — State net operating loss carryforward 32 17 Other 50 111 Gross deferred tax assets 22,952 20,120 Deferred tax liabilities: Fair market value adjustment of finance receivables 17,448 13,469 Deferred loan costs 2,283 2,302 Tax over book depreciation 2,266 1,585 Prepaid expenses 724 616 Other 198 166 Gross deferred tax liabilities 22,919 18,138 Net deferred tax asset $ 33 $ 1,982

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The following schedule reconciles the computation of basic and diluted earnings per share for the periods indicated: Year Ended December 31, In thousands, except per share amounts 2016 2015 2014 Numerator: Net income $ 24,031 $ 23,365 $ 14,802 Denominator: Weighted average shares outstanding for basic earnings per share 11,824 12,849 12,701 Effect of dilutive securities 261 225 250 Weighted average shares adjusted for dilutive securities 12,085 13,074 12,951 Earnings per share: Basic $ 2.03 $ 1.82 $ 1.17 Diluted $ 1.99 $ 1.79 $ 1.14

Share-Based Compensation (Table

Share-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Fair Value of Option Grants	The fair value of option grants are estimated on the grant date using the Black-Scholes option-pricing model with the following weighted-average assumptions for option grants during the periods indicated below. Year Ended December 31, 2016 2015 2014 Expected volatility 46.04 % 47.15 % 42.68 % Expected dividends 0.00 % 0.00 % 0.00 % Expected term (in years) 5.80 6.15 6.21 Risk-free rate 1.32 % 1.62 % 1.94 %
Summary of Company's Stock Option Plan Activity	The following table summarizes the stock option activity for the year ended December 31, 2016: In thousands, except per share amounts Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Life (Years) Aggregate Intrinsic Value Options outstanding at January 1, 2016 1,044 $ 13.36 Granted 329 17.49 Exercised (203 ) 12.52 Forfeited (4 ) 15.66 Expired — — Options outstanding at December 31, 2016 1,166 $ 14.66 6.3 $ 13,754 Options exercisable at December 31, 2016 683 $ 13.09 4.9 $ 9,127 Available for grant at December 31, 2016 161
Summary of Additional Stock Option Information	The following table provides additional stock option information for the periods indicated: Year Ended December 31, In thousands, except per share amounts 2016 2015 2014 Weighted-average grant date fair value per share $ 7.74 $ 7.13 $ 7.83 Intrinsic value of options exercised $ 1,397 $ 1,524 $ 584 Fair value of stock options that vested $ 2,131 $ 1,207 $ 1,484
Summary of Restricted Stock Unit Activity	The following table summarizes restricted stock unit activity during the year ended December 31, 2016: In thousands, except per unit amounts Units Weighted-Average Grant Date Fair Value Per Unit Non-vested 124 $ 15.55 Granted 73 17.02 Vested — — Forfeited (33 ) 16.22 Non-vested 164 $ 16.07
Summary of Additional Restricted Stock Unit Information	The following table provides additional restricted stock unit information for the periods indicated: Year Ended December 31, 2016 2015 2014 Weighted-average grant date fair value per unit $ 17.02 $ 14.89 $ 17.76
Summary of Cash-Settled Performance Units Activity	The following table summarizes cash-settled performance unit activity during the year ended December 31, 2016: In thousands, except per unit amounts Units Weighted-Average Grant Date Fair Value Per Unit Non-vested 1,923 $ 1.00 Granted 1,252 1.00 Vested — — Forfeited (534 ) 1.00 Non-vested 2,641 $ 1.00
Summary of Restricted Stock Activity	The following table summarizes restricted stock activity during the year ended December 31, 2016: In thousands, except per share amounts Shares Weighted-Average Grant Date Fair Value Per Share Non-vested 23 $ 16.74 Granted 37 16.37 Vested (21 ) 16.62 Forfeited — — Non-vested 39 $ 16.46
Summary of Additional Restricted Stock Information	The following table provides additional restricted stock information. Year Ended December 31, In thousands, except per share amounts 2016 2015 2014 Weighted-average grant date fair value per share $ 16.37 $ 15.36 $ 16.23 Fair value of restricted stock awards that vested $ 347 $ 2,198 $ 224

Insurance Products and Reinsu37

Insurance Products and Reinsurance of Certain Risks (Tables)	12 Months Ended
	Dec. 31, 2016
Insurance [Abstract]
Net Premiums Written and Reinsured and Earned Premiums	Following are total net premiums written and reinsured and total earned premiums for the years ended December 31, 2016, 2015, and 2014: In thousands Net Written Premiums Earned Premiums 2016 $ 31,576 $ 22,498 2015 30,812 20,257 2014 17,831 17,385

Quarterly Information (unaudi38

Quarterly Information (unaudited) (Tables)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Summary of the Company's Quarterly Financial Information	The following tables summarize the Company’s quarterly financial information for each of the four quarters of 2016 and 2015: 2016 In thousands, except per share amounts First Second Third Fourth Total revenue $ 56,697 $ 57,325 $ 62,475 $ 64,021 Provision for credit losses 13,791 13,386 16,410 19,427 General and administrative expenses 29,805 29,548 30,453 28,826 Interest expense 4,710 4,811 5,116 5,287 Income tax 3,215 3,668 4,020 4,014 Net income $ 5,176 $ 5,912 $ 6,476 $ 6,467 Net income per common share: Basic $ 0.41 $ 0.50 $ 0.57 $ 0.57 Diluted $ 0.40 $ 0.49 $ 0.56 $ 0.55 2015 In thousands, except per share amounts First Second Third Fourth Total revenue $ 52,524 $ 53,001 $ 55,096 $ 56,685 Provision for credit losses (1) 9,712 12,102 14,085 11,449 General and administrative expenses (2) 32,623 28,243 26,182 28,550 Interest expense 3,604 3,932 4,335 4,350 Income tax 2,502 3,316 3,987 4,969 Net income $ 4,083 $ 5,408 $ 6,507 $ 7,367 Net income per common share: Basic $ 0.32 $ 0.42 $ 0.51 $ 0.57 Diluted $ 0.31 $ 0.41 $ 0.50 $ 0.56 (1) Fourth quarter of 2015 includes a $2.0 million gain from the bulk sale of charged-off (2) First quarter of 2015 includes a CEO stock grant of $1.5 million.

Nature of Business - Additional

Nature of Business - Additional Information (Detail)	Dec. 31, 2016BranchesLocation	Dec. 31, 2015Branches	Dec. 31, 2014Branches
Nature of Business [Line Items]
Number of branches	339
Number of branches opened | Branches	8	31	36
Alabama [Member]
Nature of Business [Line Items]
Number of branches	49
Georgia [Member]
Nature of Business [Line Items]
Number of branches	8
New Mexico [Member]
Nature of Business [Line Items]
Number of branches	19
North Carolina [Member]
Nature of Business [Line Items]
Number of branches	36
Oklahoma [Member]
Nature of Business [Line Items]
Number of branches	28
South Carolina [Member]
Nature of Business [Line Items]
Number of branches	72
Tennessee [Member]
Nature of Business [Line Items]
Number of branches	21
Texas [Member]
Nature of Business [Line Items]
Number of branches	98
Virginia [Member]
Nature of Business [Line Items]
Number of branches	8

Significant Accounting Polici40

Significant Accounting Policies - Additional Information (Detail) - Segment	1 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2016	Dec. 31, 2014
Significant Accounting Policies [Line Items]
Number of segment		1
Contractual delinquent period of loans	180 days	180 days	180 days
Bankruptcy delinquency threshold			60 days
Financing receivable suspended period		90 days
Contractual delinquent period of accrual income		90 days
Tax benefit		50.00%
Office Building [Member]
Significant Accounting Policies [Line Items]
Estimated useful lives		39 years
Minimum [Member] | Office Building [Member]
Significant Accounting Policies [Line Items]
Non cancellable lease period		1 year
Minimum [Member] | Furniture, Fixtures and Equipment [Member]
Significant Accounting Policies [Line Items]
Estimated useful lives		3 years
Maximum [Member] | Office Building [Member]
Significant Accounting Policies [Line Items]
Non cancellable lease period		7 years
Maximum [Member] | Furniture, Fixtures and Equipment [Member]
Significant Accounting Policies [Line Items]
Estimated useful lives		5 years
As Reported [Member]
Significant Accounting Policies [Line Items]
Contractual delinquent period of loans	365 days

Concentrations of Credit Risk -

Concentrations of Credit Risk - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2016
Risks and Uncertainties [Abstract]
Concentration risk, geographic	The Company's portfolio of finance receivables is with customers living in five southeastern states (Alabama, Georgia, North Carolina, South Carolina, and Tennessee), three southwestern states (Oklahoma, New Mexico, and Texas), and one mid-Atlantic state (Virginia)

Finance Receivables, Credit Q42

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Summary of Finance Receivables (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables	$ 717,775	$ 628,444	$ 546,192
Small Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables	358,471	338,157	319,533
Large Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables	235,349	146,553	46,147
Automobile Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables	90,432	116,109	154,382
Retail Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables	$ 33,523	$ 27,625	$ 26,130

Finance Receivables, Credit Q43

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Contractual Delinquency of the Finance Receivable Portfolio by Component (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 53,467	$ 45,264
Past due, Percent	7.40%	7.20%
Finance receivables	$ 717,775	$ 628,444	$ 546,192
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 25,099	$ 19,752
Finance receivables in nonaccrual status, Percent	3.50%	3.10%
Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 587,202	$ 500,591
Current, Percent	81.90%	79.70%
1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 77,106	$ 82,589
Past due, Percent	10.70%	13.10%
Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 16,727	$ 15,654
Past due, Percent	2.30%	2.50%
Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 11,641	$ 9,858
Past due, Percent	1.60%	1.60%
Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 10,021	$ 7,696
Past due, Percent	1.40%	1.10%
Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 8,205	$ 6,678
Past due, Percent	1.10%	1.10%
Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 6,873	$ 5,378
Past due, Percent	1.00%	0.90%
Small Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 32,955	$ 30,185
Past due, Percent	9.20%	8.90%
Finance receivables	$ 358,471	$ 338,157	319,533
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 16,437	$ 14,914
Finance receivables in nonaccrual status, Percent	4.60%	4.40%
Small Loans [Member] | Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 288,983	$ 270,635
Current, Percent	80.60%	80.10%
Small Loans [Member] | 1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 36,533	$ 37,337
Past due, Percent	10.20%	11.00%
Small Loans [Member] | Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 9,408	$ 8,841
Past due, Percent	2.60%	2.60%
Small Loans [Member] | Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 7,110	$ 6,430
Past due, Percent	2.00%	1.90%
Small Loans [Member] | Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 6,264	$ 5,620
Past due, Percent	1.80%	1.60%
Small Loans [Member] | Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 5,424	$ 4,928
Past due, Percent	1.50%	1.50%
Small Loans [Member] | Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 4,749	$ 4,366
Past due, Percent	1.30%	1.30%
Large Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 12,114	$ 4,945
Past due, Percent	5.10%	3.40%
Finance receivables	$ 235,349	$ 146,553	46,147
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 5,246	$ 1,635
Finance receivables in nonaccrual status, Percent	2.20%	1.10%
Large Loans [Member] | Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 204,063	$ 127,374
Current, Percent	86.80%	86.90%
Large Loans [Member] | 1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 19,172	$ 14,234
Past due, Percent	8.10%	9.70%
Large Loans [Member] | Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 3,948	$ 2,157
Past due, Percent	1.70%	1.50%
Large Loans [Member] | Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 2,920	$ 1,153
Past due, Percent	1.20%	0.80%
Large Loans [Member] | Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 2,271	$ 682
Past due, Percent	1.00%	0.40%
Large Loans [Member] | Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 1,710	$ 574
Past due, Percent	0.70%	0.40%
Large Loans [Member] | Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 1,265	$ 379
Past due, Percent	0.50%	0.30%
Automobile Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 6,300	$ 8,713
Past due, Percent	7.00%	7.50%
Finance receivables	$ 90,432	$ 116,109	154,382
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 2,475	$ 2,635
Finance receivables in nonaccrual status, Percent	2.70%	2.30%
Automobile Loans [Member] | Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 66,936	$ 79,878
Current, Percent	74.00%	68.80%
Automobile Loans [Member] | 1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 17,196	$ 27,518
Past due, Percent	19.00%	23.70%
Automobile Loans [Member] | Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 2,654	$ 4,119
Past due, Percent	3.00%	3.50%
Automobile Loans [Member] | Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 1,171	$ 1,959
Past due, Percent	1.30%	1.70%
Automobile Loans [Member] | Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 1,110	$ 1,147
Past due, Percent	1.20%	1.00%
Automobile Loans [Member] | Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 743	$ 1,003
Past due, Percent	0.80%	0.90%
Automobile Loans [Member] | Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 622	$ 485
Past due, Percent	0.70%	0.40%
Retail Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 2,098	$ 1,421
Past due, Percent	6.30%	5.10%
Finance receivables	$ 33,523	$ 27,625	$ 26,130
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 941	$ 568
Finance receivables in nonaccrual status, Percent	2.80%	2.10%
Retail Loans [Member] | Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 27,220	$ 22,704
Current, Percent	81.20%	82.20%
Retail Loans [Member] | 1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 4,205	$ 3,500
Past due, Percent	12.50%	12.70%
Retail Loans [Member] | Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 717	$ 537
Past due, Percent	2.20%	1.90%
Retail Loans [Member] | Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 440	$ 316
Past due, Percent	1.30%	1.10%
Retail Loans [Member] | Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 376	$ 247
Past due, Percent	1.10%	1.00%
Retail Loans [Member] | Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 328	$ 173
Past due, Percent	1.00%	0.60%
Retail Loans [Member] | Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 237	$ 148
Past due, Percent	0.70%	0.50%

Finance Receivables, Credit Q44

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Additional Information (Detail) - USD ($)	1 Months Ended	3 Months Ended									12 Months Ended
	Sep. 30, 2014	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Sep. 30, 2014	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Increase (decrease) in net income		$ 6,467,000	$ 6,476,000	$ 5,912,000	$ 5,176,000	$ 7,367,000	$ 6,507,000	$ 5,408,000	$ 4,083,000		$ 24,031,000	$ 23,365,000	$ 14,802,000
Increase (decrease) in diluted earnings per share		$ 0.55	$ 0.56	$ 0.49	$ 0.40	$ 0.56	$ 0.50	$ 0.41	$ 0.31		$ 1.99	$ 1.79	$ 1.14
Credit losses	$ 2,100,000												$ 2,106,000
Contractual delinquent period of loans	180 days										180 days		180 days
Increase in provision for credit losses										$ 300,000
Decrease in net income													$ 200,000
Decrease in diluted earnings per share													$ 0.02
Increase in loss allowance due to change in allowance assumption												$ 500,000
Decrease in net income from a change in allowance assumption												$ (300,000)
Decrease in diluted earnings per share from a change in allowance assumption												$ (0.02)
Allowance for credit losses as percentage of loans		5.70%				6.00%					5.70%	6.00%	7.40%
Effective life of the large loan product category, previous												10 months
Effective life of the large loan product category, new												12 months
Recoveries						$ 2,000,000						$ 2,000,000
Sales of previously charged-off loans													$ 0
Impaired finance receivables as a percentage of total finance receivables											1.60%	1.20%
Large Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Credit losses													$ 203,000
Allowance for credit losses as percentage of loans		4.90%				3.80%					4.90%	3.80%	4.30%
As Reported [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Contractual delinquent period of loans	365 days
Change in Accounting Method Accounted for as Change in Estimate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses - factors influencing management's judgment											Prior to September 30, 2016, the general component estimated credit losses for groups of finance receivables on a collective basis and was primarily based on historical loss rates (adjusted for qualitative factors). Effective September 30, 2016 and forward, it is primarily based on delinquency roll rates. Delinquency roll rate modeling is forward-looking and common practice in the consumer finance industry.
Increase (decrease) in provision for credit losses											$ 500,000
Increase (decrease) in net income											$ 300,000
Increase (decrease) in diluted earnings per share											$ 0.03

Finance Receivables, Credit Q45

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Summary of Changes in Allowance for Credit Losses (Detail) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended								12 Months Ended
	Sep. 30, 2014	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Receivables [Abstract]
Balance at beginning of year					$ 37,452				$ 40,511	$ 37,452	$ 40,511	$ 30,089
Provision for credit losses		$ 19,427	$ 16,410	$ 13,386	$ 13,791	$ 11,449	$ 14,085	$ 12,102	$ 9,712	63,014	47,348	69,057
Credit losses										(64,064)	(55,043)	(58,236)
Credit losses (180+ policy change)	$ (2,100)											(2,106)
Recoveries										4,848	4,636	1,707
Balance at end of year		$ 41,250				$ 37,452				$ 41,250	$ 37,452	$ 40,511

Finance Receivables, Credit Q46

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses (Detail) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended								12 Months Ended
	Sep. 30, 2014	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of year					$ 37,452				$ 40,511	$ 37,452	$ 40,511	$ 30,089
Provision		$ 19,427	$ 16,410	$ 13,386	13,791	$ 11,449	$ 14,085	$ 12,102	9,712	63,014	47,348	69,057
Credit losses										(64,064)	(55,043)	(58,236)
Credit Losses (180+Policy Change)	$ (2,100)											(2,106)
Recoveries										4,848	4,636	1,707
Balance at end of year		41,250				37,452				41,250	37,452	40,511
Finance receivables		$ 717,775				$ 628,444				$ 717,775	$ 628,444	$ 546,192
Allowance as Percentage of Finance Receivable		5.70%				6.00%				5.70%	6.00%	7.40%
Small Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of year					21,535				25,280	$ 21,535	$ 25,280	$ 15,370
Provision										41,119	33,428	50,755
Credit losses										(43,797)	(40,059)	(40,697)
Credit Losses (180+Policy Change)												(1,132)
Recoveries										2,913	2,886	984
Balance at end of year		$ 21,770				$ 21,535				21,770	21,535	25,280
Finance receivables		$ 358,471				$ 338,157				$ 358,471	$ 338,157	$ 319,533
Allowance as Percentage of Finance Receivable		6.10%				6.40%				6.10%	6.40%	7.90%
Large Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of year					5,593				1,980	$ 5,593	$ 1,980	$ 2,233
Provision										14,261	6,032	1,985
Credit losses										(8,946)	(2,762)	(2,334)
Credit Losses (180+Policy Change)												(203)
Recoveries										552	343	299
Balance at end of year		$ 11,460				$ 5,593				11,460	5,593	1,980
Finance receivables		$ 235,349				$ 146,553				$ 235,349	$ 146,553	$ 46,147
Allowance as Percentage of Finance Receivable		4.90%				3.80%				4.90%	3.80%	4.30%
Automobile Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of year					8,828				11,776	$ 8,828	$ 11,776	$ 10,827
Provision										4,785	6,285	14,259
Credit losses										(8,886)	(10,466)	(12,939)
Credit Losses (180+Policy Change)												(688)
Recoveries										1,183	1,233	317
Balance at end of year		$ 5,910				$ 8,828				5,910	8,828	11,776
Finance receivables		$ 90,432				$ 116,109				$ 90,432	$ 116,109	$ 154,382
Allowance as Percentage of Finance Receivable		6.50%				7.60%				6.50%	7.60%	7.60%
Retail Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of year					$ 1,496				$ 1,475	$ 1,496	$ 1,475	$ 1,659
Provision										2,849	1,603	2,058
Credit losses										(2,435)	(1,756)	(2,266)
Credit Losses (180+Policy Change)												(83)
Recoveries										200	174	107
Balance at end of year		$ 2,110				$ 1,496				2,110	1,496	1,475
Finance receivables		$ 33,523				$ 27,625				$ 33,523	$ 27,625	$ 26,130
Allowance as Percentage of Finance Receivable		6.30%				5.40%				6.30%	5.40%	5.60%

Finance Receivables, Credit Q47

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Summary of Finance Receivables Evaluated for Impairment (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired receivables specifically evaluated	$ 11,411	$ 7,260
Finance receivables evaluated collectively	706,364	621,184
Finance receivables	717,775	628,444	$ 546,192
Impaired receivables in nonaccrual status	1,080	719
Amount of the specific reserve for impaired accounts	2,374	1,708
Amount of the general component of the allowance	38,876	35,744
Small Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired receivables specifically evaluated	2,409	1,009
Finance receivables evaluated collectively	356,062	337,148
Finance receivables	358,471	338,157	319,533
Impaired receivables in nonaccrual status	288	204
Amount of the specific reserve for impaired accounts	563	266
Amount of the general component of the allowance	21,207	21,269
Large Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired receivables specifically evaluated	6,441	2,760
Finance receivables evaluated collectively	228,908	143,793
Finance receivables	235,349	146,553	46,147
Impaired receivables in nonaccrual status	610	83
Amount of the specific reserve for impaired accounts	1,216	560
Amount of the general component of the allowance	10,244	5,033
Automobile Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired receivables specifically evaluated	2,460	3,370
Finance receivables evaluated collectively	87,972	112,739
Finance receivables	90,432	116,109	154,382
Impaired receivables in nonaccrual status	175	415
Amount of the specific reserve for impaired accounts	576	862
Amount of the general component of the allowance	5,334	7,966
Retail Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired receivables specifically evaluated	101	121
Finance receivables evaluated collectively	33,422	27,504
Finance receivables	33,523	27,625	$ 26,130
Impaired receivables in nonaccrual status	7	17
Amount of the specific reserve for impaired accounts	19	20
Amount of the general component of the allowance	$ 2,091	$ 1,476

Finance Receivables, Credit Q48

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Schedule of Average Recorded Investment in Impaired Finance Receivables (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Total average recorded investment	$ 9,079	$ 6,322
Small Loans [Member]
Financing Receivable, Impaired [Line Items]
Total average recorded investment	1,686	1,100
Large Loans [Member]
Financing Receivable, Impaired [Line Items]
Total average recorded investment	4,478	1,523
Automobile Loans [Member]
Financing Receivable, Impaired [Line Items]
Total average recorded investment	2,801	3,571
Retail Loans [Member]
Financing Receivable, Impaired [Line Items]
Total average recorded investment	$ 114	$ 128

Property and Equipment - Summar

Property and Equipment - Summary of Property and Equipment (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Line Items]
Property and equipment, gross	$ 28,320	$ 23,213
Less accumulated depreciation	16,627	14,164
Property and equipment, net of accumulated depreciation	11,693	9,049
Land and Building [Member]
Property, Plant and Equipment [Line Items]
Property and equipment, gross	919	919
Furniture, Fixtures and Equipment [Member]
Property, Plant and Equipment [Line Items]
Property and equipment, gross	19,925	17,746
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Property and equipment, gross	$ 7,476	$ 4,548

Property and Equipment - Additi

Property and Equipment - Additional Information (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 3.1	$ 2.6	$ 1.9

Leases - Summary of Future Mini

Leases - Summary of Future Minimum Rent Commitments Under Non-cancellable Operating Leases (Detail) $ in Thousands	Dec. 31, 2016USD ($)
Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]
2,017	$ 5,967
2,018	4,440
2,019	2,974
2,020	2,716
2,021	1,765
Thereafter	6,570
Total	$ 24,432

Leases - Additional Information

Leases - Additional Information (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Operating Leased Assets [Line Items]
Rent expense	$ 7	$ 6	$ 5.2
Minimum [Member]
Operating Leased Assets [Line Items]
Lease extension period	1 year
Maximum [Member]
Operating Leased Assets [Line Items]
Lease extension period	10 years

Intangible Assets - Summary of

Intangible Assets - Summary of Gross Carrying Amount and Related Accumulated Amortization of Intangible Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Intangible Assets Including Goodwill [Line Items]
Goodwill, Gross Carrying Amount	$ 950	$ 950
Total intangible assets, Gross Carrying Amount	12,178	7,639
Goodwill, Accumulated Amortization	(234)	(234)
Total intangible assets, Accumulated Amortization	(5,730)	(4,616)
Net Amount	5,732
Goodwill, Net Amount	716	716
Total intangible assets, Net Amount	6,448	3,023
Customer List [Member]
Intangible Assets Including Goodwill [Line Items]
Gross Carrying Amount	2,485	2,516
Accumulated Amortization	(2,276)	(2,044)
Net Amount	209	472
Software [Member]
Intangible Assets Including Goodwill [Line Items]
Gross Carrying Amount	8,743	4,173
Accumulated Amortization	(3,220)	(2,338)
Net Amount	$ 5,523	$ 1,835

Intangible Assets - Additional

Intangible Assets - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization expense for intangible assets	$ 1,900,000	$ 800,000	$ 1,400,000
Impairment losses	0	0
Goodwill acquired during the year	$ 0	$ 0

Intangible Assets - Summary o55

Intangible Assets - Summary of Future Amortization of Intangible Assets (Detail) $ in Thousands	Dec. 31, 2016USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2,017	$ 1,909
2,018	902
2,019	692
2,020	601
2,021	601
Thereafter	1,027
Total	$ 5,732

Other Assets - Summary of Other

Other Assets - Summary of Other Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Prepaid expenses	$ 2,561	$ 1,798
Card payments receivable	725	163
Repossessed assets	502	307
Credit insurance receivable	436	658
Other	558	241
Total	$ 4,782	$ 3,167

Interest Rate Caps - Additional

Interest Rate Caps - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2016USD ($)
Derivative [Line Items]
Notional amount of interest rate cap	$ 200,000,000
Strike rate	2.50%
Interest Rate Cap Contracts Expiring in April 2018 [Member]
Derivative [Line Items]
Notional amount of interest rate cap	$ 150,000,000
Maturity period of interest rate caps exchanged	Apr. 1, 2018
Interest Rate Cap Contracts Expiring in March 2019 [Member]
Derivative [Line Items]
Notional amount of interest rate cap	$ 50,000,000
Maturity period of interest rate caps exchanged	Mar. 31, 2019

Interest Rate Caps - Summary of

Interest Rate Caps - Summary of Change in Rate Caps (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Offsetting [Abstract]
Balance at beginning of period	$ 120
Purchases	112	$ 577
Fair value adjustment included as an (increase) in interest expense	(170)	(457)
Balance at end of period, included in other assets	$ 62	$ 120

Long-Term Debt - Summary of the

Long-Term Debt - Summary of the Company's Debt (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Debt Instrument [Line Items]
Long-term debt	$ 491,678	$ 411,177
Unamortized debt issuance costs	(2,152)	(2,692)
Net long-term debt	489,526	408,485
Senior Revolving Credit Facility [Member]
Debt Instrument [Line Items]
Long-term debt	452,849	338,281
Unamortized debt issuance costs	(1,221)	(1,022)
Net long-term debt	451,628	337,259
Unused amount of senior revolving credit facility (subject to borrowing base)	132,151	199,719
Amortizing Loan [Member]
Debt Instrument [Line Items]
Long-term debt	38,829	72,896
Unamortized debt issuance costs	(931)	(1,670)
Net long-term debt	$ 37,898	$ 71,226

Long-Term Debt - Additional Inf

Long-Term Debt - Additional Information (Detail) - USD ($)	1 Months Ended	12 Months Ended
	Aug. 31, 2016	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Line of Credit Facility [Line Items]
Finance receivables		$ 717,775,000	$ 628,444,000	$ 546,192,000
Allowance for credit losses		41,250,000	37,452,000	40,511,000	$ 30,089,000
Cash deposited to restricted cash reserve account		8,297,000	10,506,000
Waterfall [Member]
Line of Credit Facility [Line Items]
Cash deposited to restricted cash reserve account		2,700,000	3,900,000
Variable Interest Entity, Primary Beneficiary [Member]
Line of Credit Facility [Line Items]
Finance receivables		41,244,000	80,309,000
Allowance for credit losses		2,337,000	2,588,000
Cash deposited to restricted cash reserve account		$ 4,426,000	7,605,000
Servicing fee		4.00%
Asset Backed Loans [Member]
Line of Credit Facility [Line Items]
Amortizing loan, amount			$ 75,700,000
Amortizing loan, maturity date			2022-12
Senior Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Secured line of credit	$ 585,000,000
Debt agreement expiration date	Aug. 31, 2016
Line of credit facility, accordion feature	$ 650,000,000
Current percentage of advances on eligible secured finance receivables		85.00%
Current percentage of advances on eligible unsecured finance receivables		70.00%
Percentage of advances on debt agreement eligible secured finance receivables		83.00%
Percentage of advances on debt agreement eligible unsecured finance receivables		68.00%
Credit facility, eligible capacity		$ 58,200,000
Senior Revolving Credit Facility [Member] | Senior Revolving Credit Facility Prior to August 26, 2016 [Member]
Line of Credit Facility [Line Items]
Secured line of credit	$ 538,000,000
Debt agreement expiration date	Sep. 18, 2018
Credit Agreement [Member] | Variable Interest Entity, Primary Beneficiary [Member]
Line of Credit Facility [Line Items]
Allowance for credit losses			$ 2,600,000
Cash deposited to restricted cash reserve account			$ 1,700,000
Credit agreement, Interest rate			3.00%
Terms related to loan prepayment		The credit agreement allows RMR to prepay the loan when the outstanding balance falls below 20% of the original loan amount.
Automobile Loans [Member]
Line of Credit Facility [Line Items]
Finance receivables		$ 90,432,000	$ 116,109,000	154,382,000
Allowance for credit losses		$ 5,910,000	8,828,000	$ 11,776,000	$ 10,827,000
Automobile Loans [Member] | Credit Agreement [Member] | Variable Interest Entity, Primary Beneficiary [Member]
Line of Credit Facility [Line Items]
Finance receivables			$ 86,100,000
London Interbank Offered Rate (LIBOR) [Member] | Senior Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Senior Secured Revolving Credit Facility, Description of Variable Rate Basis		The Company elects between one and six months, with a LIBOR floor of 1.00%, plus a 3.00% margin.
Interest rate, basis spread		3.00%
Interest rate		0.88%	0.50%
London Interbank Offered Rate (LIBOR) [Member] | Minimum [Member] | Senior Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Effective interest rate on line of credit		1.00%
Base Rate [Member] | Senior Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Senior Secured Revolving Credit Facility, Description of Variable Rate Basis		The Company may pay interest at prime rate plus a 2.00% margin.
Margin Rate [Member] | Senior Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Interest rate, basis spread		2.00%
Prime Rate [Member] | Senior Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Interest rate		3.75%	3.50%

Long-Term Debt - Schedule of Ca

Long-Term Debt - Schedule of Carrying Amount of the VIE's Assets and Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash	$ 4,446	$ 7,654	$ 4,012	$ 4,121
Finance receivables	717,775	628,444	546,192
Allowance for credit losses	(41,250)	(37,452)	$ (40,511)	$ (30,089)
Restricted cash	8,297	10,506
Other assets	4,782	3,167
Total assets	712,224	626,373
Liabilities
Net long-term debt	489,526	408,485
Accounts payable and accrued expenses	15,223	12,661
Total liabilities	504,749	421,146
Variable Interest Entity, Primary Beneficiary [Member]
Assets
Cash	36	376
Finance receivables	41,244	80,309
Allowance for credit losses	(2,337)	(2,588)
Restricted cash	4,426	7,605
Other assets	201	36
Total assets	43,570	85,738
Liabilities
Net long-term debt	37,898	71,226
Accounts payable and accrued expenses	5	50
Total liabilities	$ 37,903	$ 71,276

Long-Term Debt - Summary of Pri

Long-Term Debt - Summary of Principal Payments Required on Outstanding Debt (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Debt Disclosure [Abstract]
2,017	$ 21,585
2,018	11,185
2,019	457,371
2,020	1,537
2,021	0
Total	$ 491,678	$ 411,177

Disclosure About Fair Value o63

Disclosure About Fair Value of Financial Instruments - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Turnover rate of loan portfolio	1.4

Disclosure About Fair Value o64

Disclosure About Fair Value of Financial Instruments - Carrying Amount and Estimated Fair Values of Company's Financial Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Interest rate caps	$ 62	$ 120
Net finance receivables	676,525	590,992
Carrying Amount [Member] | Level 1 Inputs [Member]
Assets
Cash	4,446	7,654
Restricted cash	8,297	10,506
Carrying Amount [Member] | Level 2 Inputs [Member]
Assets
Interest rate caps	62	120
Carrying Amount [Member] | Level 3 Inputs [Member]
Assets
Net finance receivables	676,525	590,992
Repossessed assets	502	307
Liabilities
Long-term debt	491,678	411,177
Estimated Fair Value [Member] | Level 1 Inputs [Member]
Assets
Cash	4,446	7,654
Restricted cash	8,297	10,506
Estimated Fair Value [Member] | Level 2 Inputs [Member]
Assets
Interest rate caps	62	120
Estimated Fair Value [Member] | Level 3 Inputs [Member]
Assets
Net finance receivables	676,525	590,992
Repossessed assets	502	307
Liabilities
Long-term debt	$ 491,678	$ 411,177

Disclosure About Fair Value o65

Disclosure About Fair Value of Financial Instruments - Schedule of Assets Measured at Fair Value on Recurring Basis (Detail) - Interest Rate Caps [Member] - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	$ 62	$ 120
Level 2 Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	$ 62	$ 120

Disclosure About Fair Value o66

Disclosure About Fair Value of Financial Instruments - Schedule of Assets Measured at Fair Value on a Nonrecurring Basis (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Losses (charged off amount) adjustments to the assets at fair value	$ 452	$ 338
Assets measured at fair value on a nonrecurring basis	502	307
Repossessed Assets [Member] | Level 3 Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	$ 502	$ 307

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Income Taxes [Line Items]
Income tax expense	$ 4,014	$ 4,020	$ 3,668	$ 3,215	$ 4,969	$ 3,987	$ 3,316	$ 2,502	$ 14,917	$ 14,774	$ 9,137
Federal income tax rate									35.00%	35.00%	35.00%
Cumulative pre-tax book income position period									3 years	3 years
Taxable income generation period									2 years
State net operating loss carryforward	$ 1,200				$ 600				$ 1,200	$ 600
Minimum [Member]
Schedule Of Income Taxes [Line Items]
State net operating loss carryforwards expiration period									2,030
Maximum [Member]
Schedule Of Income Taxes [Line Items]
State net operating loss carryforwards expiration period									2,035

Income Taxes - Schedule of Effe

Income Taxes - Schedule of Effective Income Tax Reconciliation (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Federal tax expense at statutory rate									$ 13,632	$ 13,349	$ 8,379
Increase (reduction) in income taxes resulting from:
State tax, net of federal benefit									1,275	1,098	603
Non-deductible compensation										378
Other									10	(51)	155
Total	$ 4,014	$ 4,020	$ 3,668	$ 3,215	$ 4,969	$ 3,987	$ 3,316	$ 2,502	$ 14,917	$ 14,774	$ 9,137

Income Taxes - Income Tax Expen

Income Taxes - Income Tax Expense Attributable to Total Income Before Income Taxes (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Current:
Federal									$ 11,431	$ 13,037	$ 11,827
State and local									1,584	1,859	1,859
Current total									13,015	14,896	13,686
Deferred:
Federal									1,694	(104)	(3,958)
State and local									208	(18)	(591)
Deferred total									1,902	(122)	(4,549)
Total	$ 4,014	$ 4,020	$ 3,668	$ 3,215	$ 4,969	$ 3,987	$ 3,316	$ 2,502	$ 14,917	$ 14,774	$ 9,137

Income Taxes - Net Deferred Tax

Income Taxes - Net Deferred Tax Assets and Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deferred tax assets:
Allowance for credit losses	$ 15,823	$ 14,463
Share-based compensation	2,888	2,241
Unearned insurance premiums	2,612	2,152
Amortization of intangible assets	675	661
Accrued expenses	565	475
Deferred contract incentive	307
State net operating loss carryforward	32	17
Other	50	111
Gross deferred tax assets	22,952	20,120
Deferred tax liabilities:
Fair market value adjustment of finance receivables	17,448	13,469
Deferred loan costs	2,283	2,302
Tax over book depreciation	2,266	1,585
Prepaid expenses	724	616
Other	198	166
Gross deferred tax liabilities	22,919	18,138
Net deferred tax asset	$ 33	$ 1,982

Earnings Per Share - Computatio

Earnings Per Share - Computation of Basic and Diluted Earnings Per Share (Detail) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Numerator:
Net income	$ 6,467	$ 6,476	$ 5,912	$ 5,176	$ 7,367	$ 6,507	$ 5,408	$ 4,083	$ 24,031	$ 23,365	$ 14,802
Denominator:
Weighted average shares outstanding for basic earnings per share									11,824	12,849	12,701
Effect of dilutive securities									261	225	250
Weighted average shares adjusted for dilutive securities									12,085	13,074	12,951
Basic	$ 0.57	$ 0.57	$ 0.50	$ 0.41	$ 0.57	$ 0.51	$ 0.42	$ 0.32	$ 2.03	$ 1.82	$ 1.17
Diluted	$ 0.55	$ 0.56	$ 0.49	$ 0.40	$ 0.56	$ 0.50	$ 0.41	$ 0.31	$ 1.99	$ 1.79	$ 1.14

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Detail) - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Stock Compensation Plans [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Options to purchase common stock, Shares	140,000	489,000	478,000

Employee Benefit Plans - Additi

Employee Benefit Plans - Additional Information (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Employee Benefit Plans [Line Items]
Minimum service period required	1 year
Expense of employee related plan	$ 0.8	$ 0.6	$ 0.5
Matching Contribution up to 3% [Member]
Employee Benefit Plans [Line Items]
Matching contribution	100.00%	100.00%	100.00%
Matching Contribution 3 to 5% [Member]
Employee Benefit Plans [Line Items]
Matching contribution	50.00%	50.00%	50.00%
Employee Contribution Matched at 100% [Member]
Employee Benefit Plans [Line Items]
Employee contribution	3.00%	3.00%	3.00%
Employee Contribution Matched at 50% [Member]
Employee Benefit Plans [Line Items]
Employee contribution	2.00%	2.00%	2.00%

Share-based Compensation - Addi

Share-based Compensation - Additional Information (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Apr. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant	161,000
Exercise period of options	10 years
2015 Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant	161,000
Long Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Performance target for achievement period	3 years
Non-Employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-employee director compensation grant period	5 days
Minimum [Member] | Graded and Cliff Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period of options	18 months
Minimum [Member] | Long Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of performance target for achievement	0.00%
Maximum [Member] | Graded and Cliff Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period of options	5 years
Maximum [Member] | Long Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of performance target for achievement	150.00%
Stock Compensation Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized share-based compensation expense	$ 4
Period of recognition of share-based compensation expense	1 year 8 months 12 days
Share-based compensation expense	$ 4.2	$ 3.6	$ 2.3
Stock Compensation Plans [Member] | 2015 Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum aggregate number of shares	350,000
Shares available for grant				922,000
Plan description	Subject to adjustments as provided in the 2015 Plan, the maximum aggregate number of shares of the Company’s common stock that may be issued under the 2015 Plan may not exceed the sum of (i) 350 thousand shares plus (ii) any shares (A) remaining available for the grant of awards as of the effective date under the 2007 Plan or the 2011 Plan, and/or (B) subject to an award granted under the 2007 Plan or the 2011 Plan, which award is forfeited, cancelled, terminated, expires, or lapses. As of the effectiveness of the 2015 Plan, there were 922 thousand shares available for grant under the 2015 Plan, inclusive of shares previously available for grant under the 2007 Plan and the 2011 Plan that were rolled over to the 2015 Plan.
Restricted Stock [Member] | Long Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Performance target for achievement period	1 year
Deferred compensation arrangement with individual, description	Each participant in the program eligible to earn a restricted stock award, subject to performance over a one-year period. Payout under the program can range from 0% to 150% of target based on the achievement of five Company performance metrics and individual performance goals (subject to continued employment and certain other terms and conditions of the program).
Vesting period of options	2 years
Restricted Stock [Member] | Minimum [Member] | Long Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of performance target for achievement	0.00%
Restricted Stock [Member] | Maximum [Member] | Long Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of performance target for achievement	150.00%

Share-based Compensation - Fair

Share-based Compensation - Fair Value of Option Grants (Detail)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Expected volatility	46.04%	47.15%	42.68%
Expected dividends	0.00%	0.00%	0.00%
Expected term (in years)	5 years 9 months 18 days	6 years 1 month 24 days	6 years 2 months 16 days
Risk-free rate	1.32%	1.62%	1.94%

Share-based Compensation - Summ

Share-based Compensation - Summary of Company's Stock Option Plan Activity (Detail) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)$ / sharesshares
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Number of Shares, Options outstanding, Beginning balance	1,044
Number of Shares, Granted	329
Number of Shares, Exercised	(203)
Number of Shares, Forfeited	(4)
Number of Shares, Expired	0
Number of Shares, Options outstanding, Ending balance	1,166
Number of Shares, Options exercisable	683
Number of Shares, Available for grant	161
Weighted Average Exercise Price Per Share, Options outstanding, Beginning balance | $ / shares	$ 13.36
Weighted Average Exercise Price Per Share, Granted | $ / shares	17.49
Weighted Average Exercise Price Per Share, Exercised | $ / shares	12.52
Weighted Average Exercise Price Per Share, Forfeited | $ / shares	15.66
Weighted Average Exercise Price Per Share, Expired | $ / shares	0
Weighted Average Exercise Price Per Share, Options outstanding, Ending balance | $ / shares	14.66
Weighted Average Exercise Price Per Share, Options exercisable | $ / shares	$ 13.09
Weighted Average Remaining Contractual Life (Years), Options outstanding	6 years 3 months 18 days
Weighted Average Remaining Contractual Life (Years), Options exercisable	4 years 10 months 24 days
Aggregate Intrinsic Value, Options outstanding | $	$ 13,754
Aggregate Intrinsic Value, Options exercisable | $	$ 9,127

Share-based Compensation - Su77

Share-based Compensation - Summary of Additional Stock Option Information (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Weighted-average grant date fair value per share	$ 7.74	$ 7.13	$ 7.83
Intrinsic value of options exercised	$ 1,397	$ 1,524	$ 584
Fair value of stock options that vested	$ 2,131	$ 1,207	$ 1,484

Share-based Compensation - Su78

Share-based Compensation - Summary of Restricted Stock Unit Activity (Detail) - Restricted Stock Units (RSUs) [Member] - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested shares, beginning of the year	124
Units, Granted	73
Units, Vested	0
Units, Forfeited	(33)
Non-vested shares, end of the year	164	124
Weighted Average Grant Date Fair Value, Non-vested restricted stock, beginning of the year	$ 15.55
Weighted Average Grant Date Fair Value, Granted	17.02	$ 14.89	$ 17.76
Weighted Average Grant Date Fair Value, Vested	0
Weighted Average Grant Date Fair Value, Forfeited	16.22
Weighted Average Grant Date Fair Value, Non-vested restricted stock, end of the period	$ 16.07	$ 15.55

Share-based Compensation - Su79

Share-based Compensation - Summary of Additional Restricted Stock Unit Information (Detail) - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted-average grant date fair value per unit	$ 17.02	$ 14.89	$ 17.76

Share-based Compensation - Su80

Share-based Compensation - Summary of Cash-Settled Performance Units Activity (Detail) - Performance Units [Member] shares in Thousands	12 Months Ended
	Dec. 31, 2016$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested shares, beginning of the year | shares	1,923
Units, Granted | shares	1,252
Units, Vested | shares	0
Units, Forfeited | shares	(534)
Non-vested shares, end of the year | shares	2,641
Weighted Average Grant Date Fair Value, Non-vested restricted stock, beginning of the year | $ / shares	$ 1
Weighted Average Grant Date Fair Value, Granted | $ / shares	1
Weighted Average Grant Date Fair Value, Vested | $ / shares	0
Weighted Average Grant Date Fair Value, Forfeited | $ / shares	1
Weighted Average Grant Date Fair Value, Non-vested restricted stock, end of the period | $ / shares	$ 1

Share-based Compensation - Su81

Share-based Compensation - Summary of Restricted Stock Activity (Detail) - Restricted Stock [Member] - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested shares, beginning of the year	23
Shares, Granted	37
Shares, Vested	(21)
Shares, Forfeited	0
Non-vested shares, end of the year	39	23
Weighted Average Grant Date Fair Value, Non-vested restricted stock, beginning of the year	$ 16.74
Weighted Average Grant Date Fair Value, Granted	16.37	$ 15.36	$ 16.23
Weighted Average Grant Date Fair Value, Vested	16.62
Weighted Average Grant Date Fair Value, Forfeited	0
Weighted Average Grant Date Fair Value, Non-vested restricted stock, end of the period	$ 16.46	$ 16.74

Share-based Compensation - Su82

Share-based Compensation - Summary of Additional Restricted Stock Information (Detail) - Restricted Stock [Member] - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted-average grant date fair value per share	$ 16.37	$ 15.36	$ 16.23
Fair value of restricted stock awards that vested	$ 347	$ 2,198	$ 224

Commitments and Contingencies -

Commitments and Contingencies - Additional Information (Detail) - USD ($)	Feb. 02, 2017	Dec. 31, 2016
Loss Contingencies [Line Items]
Business combination, final purchase price		$ 28,100,000
Loss contingency accrual		500,000
Subsequent Event [Member]
Loss Contingencies [Line Items]
Business combination, final purchase price	$ 28,700,000
Minimum [Member]
Loss Contingencies [Line Items]
Business combination, final purchase price		27,900,000
Maximum [Member]
Loss Contingencies [Line Items]
Business combination, final purchase price		$ 29,900,000

Insurance Products and Reinsu84

Insurance Products and Reinsurance of Certain Risks - Additional Information (Detail) - USD ($)	12 Months Ended	30 Months Ended
	Dec. 31, 2016	Dec. 31, 2016	Dec. 31, 2015
Insurance [Line Items]
Restricted cash	$ 8,297,000	$ 8,297,000	$ 10,506,000
Letter of credit	$ 2,000,000	2,000,000	2,900,000
Term of CPI Policy	1 year
CPI policy commission earned		0
Letter of Credit [Member]
Insurance [Line Items]
Restricted cash	$ 3,900,000	$ 3,900,000	$ 2,900,000

Insurance Products and Reinsu85

Insurance Products and Reinsurance of Certain Risks - Net Premiums Written and Reinsured and Earned Premiums (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Insurance [Abstract]
Net Written Premiums	$ 31,576	$ 30,812	$ 17,831
Earned Premiums	$ 22,498	$ 20,257	$ 17,385

Quarterly Information (Unaudi86

Quarterly Information (Unaudited) - Summary of the Company's Quarterly Financial Information (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Quarterly Financial Information Disclosure [Abstract]
Total revenue	$ 64,021	$ 62,475	$ 57,325	$ 56,697	$ 56,685	$ 55,096	$ 53,001	$ 52,524	$ 240,518	$ 217,306	$ 204,719
Provision for credit losses	19,427	16,410	13,386	13,791	11,449	14,085	12,102	9,712	63,014	47,348	69,057
General and administrative expenses	28,826	30,453	29,548	29,805	28,550	26,182	28,243	32,623	118,632	115,598	96,776
Interest expense	5,287	5,116	4,811	4,710	4,350	4,335	3,932	3,604	19,924	16,221	14,947
Income tax	4,014	4,020	3,668	3,215	4,969	3,987	3,316	2,502	14,917	14,774	9,137
Net income	$ 6,467	$ 6,476	$ 5,912	$ 5,176	$ 7,367	$ 6,507	$ 5,408	$ 4,083	$ 24,031	$ 23,365	$ 14,802
Net income per common share:
Basic	$ 0.57	$ 0.57	$ 0.50	$ 0.41	$ 0.57	$ 0.51	$ 0.42	$ 0.32	$ 2.03	$ 1.82	$ 1.17
Diluted	$ 0.55	$ 0.56	$ 0.49	$ 0.40	$ 0.56	$ 0.50	$ 0.41	$ 0.31	$ 1.99	$ 1.79	$ 1.14

Quarterly Information (Unaudi87

Quarterly Information (Unaudited) - Summary of the Company's Quarterly Financial Information (Parenthetical) (Detail) - USD ($) $ in Millions	3 Months Ended		12 Months Ended
	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2015
Quarterly Information [Line Items]
Gain from the bulk sale of charged-off loan	$ 2		$ 2
General and Administrative Expenses [Member] | CEO [Member]
Quarterly Information [Line Items]
Stock grant		$ 1.5