Regional Management (RM) 8-K Regional Management Corp. Announces Fourth Quarter 2018 Results

Exhibit 99.2

4Q 2018 Earnings Call Supplemental Presentation February 12, 2019

Safe Harbor Statement This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see the Company’s most recent Annual Report on Form10-K and Quarterly Reports on Form10-Q filed with the U.S. Securities and Exchange Commission (the “SEC”), as well as the Company’s other reports filed with the SEC from time to time. Such reports are or will be available on the Company’s website (www.regionalmanagement.com) and on the SEC’s website (www.sec.gov). This presentation, the related remarks, and the responses to various questions may contain various “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, which represent the Company’s expectations or beliefs concerning future events. Words such as “may,” “will,” “should,” “likely,” “anticipates,” “expects,” “intends,” “plans,” “projects,” “believes,” “estimates,” “outlook,” and similar expressions may be used to identify these forward-looking statements. Such forward-looking statements are about matters that are inherently subject to risks and uncertainties, many of which are outside of the control of the Company. Factors that could cause actual results or performance to differ from the expectations expressed or implied in such forward-looking statements include, but are not limited to, the following: changes in general economic conditions, including levels of unemployment and bankruptcies; risks associated with the Company’s transition to a new loan origination and servicing software system; risks related to opening new branches, including the ability or inability to open new branches as planned; risks inherent in making loans, including repayment risks and value of collateral, which risks may increase in light of adverse or recessionary economic conditions; risks relating to the Company’s asset-backed securitization transactions; changes in interest rates; the risk that the Company’s existing sources of liquidity become insufficient to satisfy its needs or that its access to these sources becomes unexpectedly restricted; changes in federal, state, or local laws, regulations, or regulatory policies and practices, and risks associated with the manner in which laws and regulations are interpreted, implemented, and enforced; the impact of changes in tax laws, guidance, and interpretations, including related to certain provisions of the Tax Cuts and Jobs Act; the timing and amount of revenues that may be recognized by the Company; changes in current revenue and expense trends (including trends affecting delinquencies and credit losses); changes in the Company’s markets and general changes in the economy (particularly in the markets served by the Company); changes in the competitive environment in which the Company operates or in the demand for its products; the impact of a prolonged shutdown of the federal government; risks related to acquisitions; changes in operating and administrative expenses; and the departure, transition, or replacement of key personnel. Such factors and others are discussed in greater detail in the Company’s filings with the SEC. The Company cannot guarantee future events, results, actions, levels of activity, performance, or achievements. Except to the extent required by law, neither the Company nor any of its respective agents, employees, or advisors intend or have any duty or obligation to supplement, amend, update, or revise any forward-looking statement, whether as a result of new information, future developments, or otherwise. The information and opinions contained in this document are provided as of the date of this presentation and are subject to change without notice. This document has not been approved by any regulatory or supervisory authority. 2

4Q 18 Highlights –Continued Double-Digit Portfolio Growth (dollars in millions, except EPS) 4Q 18 4Q 17 Chg B/(W) % Chg B/(W) Total Finance Receivables $932.2 $817.5 $114.8 14.0% Total Revenue 83.7 72.1 11.6 16.1% Provision for Credit Losses 23.7 19.5 (4.2) (21.8%) G&A Expense 36.6 34.0 (2.6) (7.6%) Interest Expense 9.6 6.8 (2.8) (41.5%) Net Income $10.8 $10.9 ($0.1) (1.1%) ROA 4.6% 5.4% (0.8%) (14.8%) ROE 15.7% 18.7% (3.0%) (16.0%) Diluted EPS $0.90 $0.92 ($0.02) (2.2%) • GAAP net income of $10.8 million, or $0.90 diluted EPS. 4Q 2017 net income includes $0.30 per share of tax benefit from:—Federal tax rate reduction on our net deferred tax liability ($3.1 million or $0.27 cents per share)—R&D tax credit ($0.4 million or $0.03 per share) • Total revenue growth of 16.1% driven by $115 million year-over-year portfolio growth—Total finance receivables increased 14.0% year-over-year—$1.5 million increase due to lowernon-file insurance claims (with corresponding increase in net credit losses, resulting in no impact on net income) • Provision for credit losses is up $4.2 million primarily due to: - 14% increase in total finance receivables—$1.5 million increase due to shift innon-file claims noted above, which resulted in no impact on net income • Annualized G&A expenses as a percentage of average finance receivables declined 100 basis points from the prior-year period • Higher interest expense due to portfolio growth as well as Fed rate increases 3

15 Consecutive Quarters of Double-Digit Portfolio Growth in millions vs. 3Q 18 vs. 4Q 17 Finance Receivables 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 $ Chg I/(D) % Chg I/(D) $ Chg I/(D) % Chg I/(D) Small Loans (£ $2,500) $349 $358 $336 $349 $363 $376 $360 $385 $414 $438 $23 5.6% $62 16.5% Large Loans (> $2,500) $217 $235 $242 $268 $309 $347 $364 $392 $411 $438 $27 6.6% $91 26.1% Core Loan Products $566 $594 $578 $617 $672 $723 $724 $777 $825 $876 $50 6.1% $153 21.1% Retail Loans $33 $34 $31 $30 $31 $33 $32 $31 $31 $30 ($0) (0.2%) ($3) (7.9%) Automobile Loans $97 $90 $86 $80 $72 $61 $49 $39 $32 $26 ($6) (19.1%) ($35) (57.4%) Total $696 $718 $695 $727 $775 $817 $805 $847 $888 $932 $44 5.0% $115 14.0% Total YoY Ä ($) $95 $89 $88 $81 $79 $100 $110 $120 $113 $115 Total YoY Ä (%) 15.7% 14.2% 14.4% 12.5% 11.3% 13.9% 15.8% 16.6% 14.6% 14.0% Product Mix • 15 consecutive quarters of 60.0% 60.0% double-digit growth Small Loans 50.0%50.2% 50.0% 47.0% • Core loans are 94% of total Receivables 46.9% 40.0% 40.0% loan portfolio Large Loans Finance 30.0%31.2% 30.0% • Strong core loan growth of Retail Loans Total 21% from prior year of 20.0% 20.0% Automobile Loans % 14.0% • Approximately 50% of small 10.0% 10.0% 4.7% 3.3% loans qualify to apply for a 2.8% 0.0% 0.0% large loan offer 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 4

10 Consecutive Quarters of Double-Digit Revenue Growth $90.0 Revenue $83.7 $85.0 $77.9 • $1.5 million of year- $80.0 $72.6 over-year revenue $75.0 $72.1 $72.4 increase due to $69.2 $70.0 reduction ofnon-file Millions $65.8 $65.3 $64.0 insurance claims (with $65.0 $62.5 offsetting increase in $60.0 net credit losses, $55.0 resulting in no impact $50.0 on net income) 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 Interest & Fee Income Insurance Income Other Income Total Revenue 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 Sequential Ä 9.0% 2.5% 2.8% (0.7%) 5.9% 4.2% 0.7% (0.3%) 7.6% 7.5% YoY Ä 13.4% 12.9% 16.1% 14.0% 10.8% 12.6% 10.3% 10.8% 12.6% 16.1% Average Finance Receivables $1,000 40.0% Total Revenue and Interest & Fee Yield $913 AFR) $900 of 37.5% 37.0% 37.1% 36.9% 36.7% 36.7% $869 % 36.2% 36.2% 35.7% 35.9% 35.4% $814 $818 $797 35.0% 34.0% Millions 33.8% 33.8% 33.8% $800 33.4% 33.3% 33.2% $754 32.7% 32.9% (Annualized 32.5% $709 $708 32.5% $707 $700 $675 Yields 30.0% 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 $600 Total Revenue Yield Interest & Fee Yield 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 Total Revenue 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 Sequential Ä 8.0% 4.8% 0.3% (0.2%) 6.5% 5.7% 2.2% 0.4% 6.2% 5.0% Sequential Ä 0.3% (0.8%) 0.9% (0.2%) (0.2%) (0.5%) (0.5%) (0.3%) 0.5% 0.8% YoY Ä 14.6% 15.1% 14.9% 13.3% 11.8% 12.7% 14.8% 15.6% 15.3% 14.5% YoY Ä (0.4%) (0.7%) 0.4% 0.2% (0.3%) 0.0% (1.4%) (1.5%) (0.8%) 0.5% 5

Provision Expense Tracking with Growth Net Credit Loss Rates 12.0% 10.9% 12.0% • 4Q 18 net credit loss rate 9.9% 10.2% AFR) 9.8% 9.5% includes 30 basis points of of 10.0% 9.0% 9.1% 10.0% % 8.0% 7.8% 7.7% higher impact from shift of 8.0% 8.0%non-file claims vs. 4Q 17 (Annualized 6.0% 6.0% • Net credit loss rate will Losses 4.0% 4.0% include at least 70 basis Credit 2.0% Net Credit Loss Rates 2.0% Net points of shift innon-file 0.0% 0.0% claims in future periods 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 Sequential Ä (0.6%) 1.8% 1.1% (1.0%) (2.1%) 1.2% 1.2% (0.7%) (1.8%) 1.4% •Non-file shift has offsetting Year/Year Ä (0.5%) 2.1% 1.2% 1.3% (0.2%) (0.8%) (0.7%) (0.4%) (0.1%) 0.1% Net credit loss rate above includes: increase to revenue with noNon-file claims 0.5% 0.9% 0.5% 0.4% 0.3% 0.1% 0.2% 0.7% impact on net income Bulk debt sale proceeds — (0.5%) — ——Hurricane losses ——0.0% 0.5% 0.3%—0.1% Provision for Credit Losses $30.0 35.0% 30.3% 30.3% Allowance as % of Finance Receivables 29.1% 28.5% 29.1% 28.3% 27.0% 26.9% 27.9% 30.0% $25.0 26.3% $80.0 7.0% 6.1% 6.2% 6.3% $23.6 $23.7 25.0% 5.7% 5.9% 5.8% 6.0% 5.9% 5.7% $20.0 $70.0 5.6% 6.0% $20.2 $20.2AFR $19.4 $19.1 $19.5 $19.5 20.0% $18.6 $15.0 Losses $60.0 EFR) $16.4 and $58.3 5.0%of 15.0% $55.3 Millions 11.0% 10.8% 10.5% 10.7% 10.9% $50.0 9.7% 9.8% 9.9% 10.4% $10.0 9.6% 4.0%(% Credit $48.9 $47.8 $48.5 10.0%Revenue $40.0 $47.4 for $41.3 $41.0 $42.0 $5.0 of $39.1 3.0% 5.0% % $30.0 $0.0 0.0% 2.0%Allowance $20.0 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 Allowance Provision for Credit Losses % of Revenue Annualized % of AFR $10.0 1.0% % of Revenue 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 $0.0 0.0% Sequential Ä 2.9% 4.0% (1.2%) (0.6%) 0.6% (2.1%) (0.1%) 1.0% 2.4% (2.0%) 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 YoY Ä 0.7% 10.1% 4.8% 5.1% 2.8% (3.3%) (2.2%) (0.6%) 1.2% 1.3% Allowance Allowance as % of Finance Receivables % of AFR 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 Sequential Ä 1.1% 1.3% (0.2%) (0.3%) 0.2% (0.9%) (0.2%) 0.3% 1.0% (0.5%) Sequential Ä 0.0% 0.1% 0.2% (0.1%) 0.3% (0.1%) (0.1%) (0.2%) 0.5% 0.1% YoY Ä 0.1% 3.5% 1.9% 1.9% 1.0% (1.2%) (1.2%) (0.6%) 0.2% 0.6% YoY Ä (0.7%) (0.3%) (0.1%) 0.2% 0.5% 0.3% 0.0% (0.1%) 0.1% 0.3% 6

Seasonal Pattern of Delinquency $80.0 30+ Delinquency Trend $70.0 $9.1 $60.0 $6.8 $7.3 $10.9 $32.3 $50.0 $8.5 $6.9 $6.2 $8.9 $6.7 $25.5 $5.8 $27.5 $8.8 Millions $5.5 $12.3 in $40.0 $7.2 $21.4 $8.2 $25.1 $6.6 $6.8 $22.7 $6.9 $22.0 $10.2 $11.3 $7.9 $6.3 $19.6 $26.4 $7.0 $21.2 $9.7 $8.4 $8.4 $10.0 $30.0 $7.8 $9.7 $17.4 $15.4 $7.6 $15.3 $11.6 $12.1 $11.0 $11.6 $10.7 $20.0 $11.5 Delinquency $9.9 $10.0 $22.2 $22.5 $17.3 $16.7 $17.0 $18.6 $18.7 $18.9 $13.9 $14.9 $0.0 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 1830-59 Days60-89 Days90-119 Days120-149 Days150-179 Days 30+ & 90+ Delinquency Rates 4Q 18 delinquency up partially to 10.0% 10.0% • due 7.4% 7.5% 7.7%mid-year tightening of underwriting: 8.0% 7.1% 6.8% 7.1% 8.0% 6.5% 6.5% 6.5% 6.3% Receivables 6.0% 6.0% - 30+ days past due of 7.7% is 0.2% higher 3.5% 3.4% 3.3% 3.5% than prior year 4.0% 3.1% 3.0% 2.9% 2.9% 4.0% Finance 2.7% 2.6% of 2.0% 2.0% - 90+ days past due of 3.5% is 0.1% higher % 0.0% 0.0% than prior year 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 30+ Delinquency Rate 90+ Delinquency Rate • 30+ day delinquencies include 0.4% and 30+ DQ 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 0.3% related to hurricane-affected Sequential Ä 0.3% 0.3% (0.9%) 0.0% 0.3% 0.7% (1.0%) (0.2%) 0.8% 0.6% YoY Ä (0.2%) 0.2% 0.3% (0.3%) (0.3%) 0.1% 0.0% (0.2%) 0.3% 0.2% branches as of Dec 31, 2018 and Dec 31, 90+ DQ 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 2017, respectively. Sequential Ä 0.4% 0.4% (0.5%) (0.3%) 0.2% 0.5% (0.1%) (0.7%) 0.3% 0.6% YoY Ä 0.3% 0.4% 0.0% 0.0% (0.2%) (0.1%) 0.3% (0.1%) 0.0% 0.1% 7

G&A Expense Ratio Improved 100 Basis Points Total G&A Expenses $50.0 20.0% 18.1% 17.7% 17.9% 18.0% 17.1% 17.0% 16.3% 16.2% 16.5% 16.1% $40.0 15.0% $34.6 $35.9 $36.6 $33.8 $34.0 $33.2AFR $30.0 $31.5 $31.6 of $30.5 % Millions $28.8 10.0% $20.0 Annualized 5.0% $10.0 $0.0 0.0% 3Q 16 4Q 16 1Q 17 2Q 17 3Q 17 4Q 17 1Q 18 2Q 18 3Q 18 4Q 18 Sequential Ä 3.1% (5.3%) 9.1% 0.6% 6.9% 0.5% 1.7% (4.0%) 8.0% 2.1% YoY Ä 16.3% 1.0% 5.5% 7.1% 11.1% 18.0% 10.0% 5.0% 6.0% 7.6% As % of AFR 18.1% 16.3% 17.7% 17.9% 18.0% 17.1% 17.0% 16.2% 16.5% 16.1% • 4Q 18 annualized G&A expense as a percentage of average finance receivables improved 100 basis points from the prior-year period 8

RESIONAL TM MANAGEMENT