First Business Financial Services (FBIZ) 10-Q 25 Oct 24 2024 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Sep. 30, 2024	Oct. 21, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	001-34095
Entity Registrant Name	FIRST BUSINESS FINANCIAL SERVICES, INC.
Entity Incorporation, State or Country Code	WI
Entity Tax Identification Number	39-1576570
Entity Address, Address Line One	401 Charmany Drive
Entity Address, City or Town	Madison
Entity Address, State or Province	WI
Entity Address, Postal Zip Code	53719
City Area Code	608
Local Phone Number	238-8008
Title of 12(b) Security	Common Stock, $0.01 par value
Trading Symbol	FBIZ
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		8,295,017
Entity Central Index Key	0001521951
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 45,302	$ 32,348
Short-term investments	86,670	107,162
Cash and cash equivalents	131,972	139,510
Securities available-for-sale, at fair value	313,336	297,006
Securities held-to-maturity, at amortized cost	6,907	8,503
Loans held for sale	8,173	4,589
Loans and leases receivable, net of allowance for credit losses of $33,688 and $31,275, respectively	3,016,391	2,818,986
Premises and equipment, net	5,478	6,190
Repossessed assets	56	247
Right-of-use assets, net	5,789	6,559
Bank-owned life insurance	56,767	55,536
Federal Home Loan Bank stock, at cost	12,775	12,042
Goodwill and other intangible assets	11,834	12,023
Derivatives	42,539	55,597
Accrued interest receivable and other assets	103,707	91,058
Total assets	3,715,724	3,507,846
Liabilities and Stockholders’ Equity
Deposits	2,969,947	2,796,779
Federal Home Loan Bank advances and other borrowings	349,109	330,916
Lease liabilities	8,054	8,954
Derivatives	45,399	51,949
Accrued interest payable and other liabilities	31,233	29,660
Total liabilities	3,403,742	3,218,258
Stockholders’ equity:
Preferred stock, $0.01 par value, 2,500,000 shares authorized, 12,500 shares of 7% non-cumulative perpetual preferred stock, Series A, outstanding at September 30, 2024 and December 31, 2023	11,992	11,992
Common stock, $0.01 par value, 25,000,000 shares authorized, 9,434,444 and 9,418,463 shares issued, 8,295,017 and 8,314,778 shares outstanding at September 30, 2024 and December 31, 2023, respectively	95	95
Additional paid-in capital	92,650	90,616
Retained earnings	253,660	230,728
Accumulated other comprehensive loss	(15,032)	(13,717)
Treasury stock, 1,139,427 and 1,103,685 shares at September 30, 2024 and December 31, 2023, respectively, at cost	(31,383)	(30,126)
Total stockholders’ equity	311,982	289,588
Total liabilities and stockholders’ equity	$ 3,715,724	$ 3,507,846

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Allowance for loan losses	$ 33,688	$ 31,275
Preferred Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized	2,500,000	2,500,000
Preferred stock, shares issued	12,500	12,500
Preferred Stock, Shares Outstanding	12,500	12,500
Preferred stock, dividend rate, percentage	7%	7%
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	25,000,000	25,000,000
Common Stock, Shares, Issued	9,434,444	9,418,463
Common Stock, Shares, Outstanding	8,295,017	8,314,778
Treasury Stock, Common, Shares	1,139,427	1,103,685

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest income
Loans and leases	$ 55,506	$ 47,868	$ 160,947	$ 131,962
Securities	2,976	2,198	8,823	5,601
Short-term investments	845	875	3,250	2,604
Total interest income	59,327	50,941	173,020	140,167
Interest expense
Deposits	25,290	19,803	73,802	48,774
Federal Home Loan Bank advances and other borrowings	3,030	2,542	8,159	8,344
Total interest expense	28,320	22,345	81,961	57,118
Net interest income	31,007	28,596	91,059	83,049
Provision for credit losses	2,087	1,817	6,126	5,610
Net interest income after provision for credit losses	28,920	26,779	84,933	77,439
Non-interest income
Private wealth management service fees	3,264	2,945	9,835	8,492
Gain on sale of Small Business Administration loans	460	851	1,004	1,771
Service charges on deposits	920	835	2,810	2,283
Loan fees	812	786	2,486	2,495
Increase in cash surrender value of bank-owned life insurance	416	376	1,231	1,106
Net loss on sale of securities	0	0	(8)	(45)
Swap fees	460	992	815	2,526
Other non-interest income	732	1,645	3,073	5,586
Total non-interest income	7,064	8,430	21,246	24,214
Non-interest expense
Compensation	15,198	15,573	47,570	46,610
Occupancy	585	575	1,785	1,809
Professional fees	1,305	1,429	4,348	4,012
Data processing	1,045	953	3,245	2,889
Marketing	922	758	2,591	2,165
Equipment	333	349	1,013	1,000
Computer software	1,608	1,289	4,581	3,668
FDIC insurance	810	680	2,032	1,653
Other non-interest expense	1,301	1,583	3,164	3,181
Total non-interest expense	23,107	23,189	70,329	66,987
Income before income tax expense	12,877	12,020	35,850	34,666
Income tax expense	2,351	2,079	6,020	7,409
Net income	10,526	9,941	29,830	27,257
Preferred stock dividend	218	218	656	656
Net income available to common shareholders	$ 10,308	$ 9,723	$ 29,174	$ 26,601
Earnings per common share
Basic	$ 1.24	$ 1.17	$ 3.5	$ 3.19
Diluted	1.24	1.17	3.5	3.19
Dividends declared per share	$ 0.25	$ 0.2275	$ 0.75	$ 0.6825

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 10,526	$ 9,941	$ 29,830	$ 27,257
Other comprehensive (loss) income
Unrealized securities gains (losses) arising during the period	9,129	(6,194)	5,624	(6,446)
Reclassification adjustment for net loss realized in net income	0	0	8	45
Amortization of net unrealized losses transferred from available-for-sale	1	1	2	4
Unrealized (losses) gains on interest rate swaps arising during the period	(11,811)	5,713	(6,507)	7,844
Income tax benefit (expense)	593	123	(442)	(371)
Total other comprehensive (loss) income	(2,088)	(357)	(1,315)	1,076
Comprehensive income	$ 8,438	$ 9,584	$ 28,515	$ 28,333

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Cumulative Effect, Period of Adoption, Adjusted Balance	Common stock	Preferred Stock	Additional paid-in capital	Retained earnings	Retained earnings Cumulative Effect, Period of Adoption, Adjustment	Retained earnings Cumulative Effect, Period of Adoption, Adjusted Balance	Accumulated Other Comprehensive Loss	Treasury Stock, Common
Beginning balance at Dec. 31, 2022	$ 260,640	$ (1,353)	$ 259,287	$ 94	$ 11,992	$ 87,512	$ 203,507	$ (1,353)	$ 202,154	$ (15,310)	$ (27,155)
Common shares outstanding at Dec. 31, 2022				8,362,085
Net income	8,979						8,979
Other comprehensive income (loss)	1,639									1,639
Share-based compensation - restricted shares and employee stock purchase plan	634					634
Share-based compensation restricted shares and employee stock purchase plan, shares				(426)
Issuance of common stock under the employee stock purchase plan	27					27
Issuance of common stock under the employee stock purchase plan, shares				1,005
Preferred stock dividends	(219)						(219)
Cash dividends	(1,906)						(1,906)
Treasury stock purchased	(1,860)										(1,860)
Treasury stock purchased, shares				(56,394)
Ending balance at Mar. 31, 2023	266,581			$ 94	11,992	88,173	209,008			(13,671)	(29,015)
Common shares outstanding at Mar. 31, 2023				8,306,270
Beginning balance at Dec. 31, 2022	260,640	$ (1,353)	$ 259,287	$ 94	11,992	87,512	203,507	$ (1,353)	$ 202,154	(15,310)	(27,155)
Common shares outstanding at Dec. 31, 2022				8,362,085
Net income	27,257
Preferred stock dividends	(656)
Ending balance at Sep. 30, 2023	280,758			$ 95	11,992	89,947	223,068			(14,234)	(30,110)
Common shares outstanding at Sep. 30, 2023				8,315,186
Beginning balance at Mar. 31, 2023	266,581			$ 94	11,992	88,173	209,008			(13,671)	(29,015)
Common shares outstanding at Mar. 31, 2023				8,306,270
Net income	8,337						8,337
Other comprehensive income (loss)	(206)									(206)
Share-based compensation - restricted shares and employee stock purchase plan	1,072			$ 1		1,071
Share-based compensation restricted shares and employee stock purchase plan, shares				45,280
Issuance of common stock under the employee stock purchase plan	28					28
Issuance of common stock under the employee stock purchase plan, shares				1,044
Preferred stock dividends	(219)						(219)
Cash dividends	(1,889)						(1,889)
Treasury stock purchased	(1,072)										(1,072)
Treasury stock purchased, shares				(37,129)
Ending balance at Jun. 30, 2023	272,632			$ 95	11,992	89,272	215,237			(13,877)	(30,087)
Common shares outstanding at Jun. 30, 2023				8,315,465
Net income	9,941						9,941
Other comprehensive income (loss)	(357)									(357)
Share-based compensation - restricted shares and employee stock purchase plan	643					643
Share-based compensation restricted shares and employee stock purchase plan, shares				(702)
Issuance of common stock under the employee stock purchase plan	32					32
Issuance of common stock under the employee stock purchase plan, shares				1,134
Preferred stock dividends	(218)						(218)
Cash dividends	(1,892)						(1,892)
Treasury stock purchased	(23)										(23)
Treasury stock purchased, shares				(711)
Ending balance at Sep. 30, 2023	280,758			$ 95	11,992	89,947	223,068			(14,234)	(30,110)
Common shares outstanding at Sep. 30, 2023				8,315,186
Beginning balance at Dec. 31, 2023	$ 289,588			$ 95	11,992	90,616	230,728			(13,717)	(30,126)
Common shares outstanding at Dec. 31, 2023	8,314,778			8,314,778
Net income	$ 8,848						8,848
Other comprehensive income (loss)	1,541									1,541
Share-based compensation - restricted shares and employee stock purchase plan	665					665
Share-based compensation restricted shares and employee stock purchase plan, shares				6,940
Issuance of common stock under the employee stock purchase plan	31					31
Issuance of common stock under the employee stock purchase plan, shares				913
Preferred stock dividends	(219)						(219)
Cash dividends	(2,087)						(2,087)
Treasury stock purchased	(579)										(579)
Treasury stock purchased, shares				(16,058)
Ending balance at Mar. 31, 2024	297,788			$ 95	11,992	91,312	237,270			(12,176)	(30,705)
Common shares outstanding at Mar. 31, 2024				8,306,573
Beginning balance at Dec. 31, 2023	$ 289,588			$ 95	11,992	90,616	230,728			(13,717)	(30,126)
Common shares outstanding at Dec. 31, 2023	8,314,778			8,314,778
Net income	$ 29,830
Issuance of common stock under the employee stock purchase plan, shares	2,692
Preferred stock dividends	$ (656)
Ending balance at Sep. 30, 2024	$ 311,982			$ 95	11,992	92,650	253,660			(15,032)	(31,383)
Common shares outstanding at Sep. 30, 2024	8,295,017			8,295,017
Beginning balance at Mar. 31, 2024	$ 297,788			$ 95	11,992	91,312	237,270			(12,176)	(30,705)
Common shares outstanding at Mar. 31, 2024				8,306,573
Net income	10,456						10,456
Other comprehensive income (loss)	(768)									(768)
Share-based compensation - restricted shares and employee stock purchase plan	624					624
Share-based compensation restricted shares and employee stock purchase plan, shares				6,494
Issuance of common stock under the employee stock purchase plan	31					31
Issuance of common stock under the employee stock purchase plan, shares				949
Preferred stock dividends	(219)						(219)
Cash dividends	(2,076)						(2,076)
Treasury stock purchased	(666)										(666)
Treasury stock purchased, shares				(19,427)
Ending balance at Jun. 30, 2024	305,170			$ 95	11,992	91,967	245,431			(12,944)	(31,371)
Common shares outstanding at Jun. 30, 2024				8,294,589
Net income	10,526						10,526
Other comprehensive income (loss)	(2,088)									(2,088)
Share-based compensation - restricted shares and employee stock purchase plan	649					649
Share-based compensation restricted shares and employee stock purchase plan, shares				(145)
Issuance of common stock under the employee stock purchase plan	34					34
Issuance of common stock under the employee stock purchase plan, shares				830
Preferred stock dividends	(218)						(218)
Cash dividends	(2,079)						(2,079)
Treasury stock purchased	(12)										(12)
Treasury stock purchased, shares				(257)
Ending balance at Sep. 30, 2024	$ 311,982			$ 95	$ 11,992	$ 92,650	$ 253,660			$ (15,032)	$ (31,383)
Common shares outstanding at Sep. 30, 2024	8,295,017			8,295,017

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Stockholders' Equity [Abstract]
Dividends declared per share	$ 0.25	$ 0.25	$ 0.25	$ 0.2275	$ 0.2275	$ 0.2275	$ 0.75	$ 0.6825

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Operating activities
Net Income (Loss)	$ 29,830	$ 27,257
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred income taxes, net	565	(733)
Provision for credit losses	6,126	5,610
Depreciation, amortization and accretion, net	2,723	2,838
Share-based compensation	1,938	2,349
Net loss on disposal of fixed assets	10	73
Net loss on sale of securities	8	45
Amortization of tax credit investments	3,888	2,882
Bank-owned life insurance policy income	(1,231)	(1,106)
Originations of loans for sale	(103,865)	(115,925)
Sale of loans originated for sale	101,285	116,160
Gain on sale of loans originated for sale	(1,004)	(1,771)
Net loss on repossessed assets	162	9
Return on investment in limited partnerships	1,481	3,542
Excess tax benefit expense from share-based compensation	172	185
Net payments on operating lease liabilities	(1,099)	(1,061)
Net decrease in accrued interest receivable and other assets	(10,465)	(8,870)
Net increase in accrued interest payable and other liabilities	5,003	7,474
Net cash provided by operating activities	35,527	38,958
Investing activities
Proceeds from maturities, redemptions, and paydowns of available-for-sale securities	60,688	16,536
Proceeds from maturities, redemptions, and paydowns of held-to-maturity securities	1,586	3,932
Proceeds from sale of available-for-sale securities	7,533	5,028
Purchases of available-for-sale securities	(79,066)	(88,563)
Proceeds from sale of repossessed assets	18	25
Net increase in loans and leases	(203,422)	(321,570)
Investments in limited partnerships	(1,200)	(1,106)
Returns of investments in limited partnerships	22	7
Investment in tax credit investments	(13,417)	(11,430)
Distribution from tax credit investments	130	33
Proceeds from sale of tax credit	1,645	0
Investment in Federal Home Loan Bank stock	(20,555)	(30,540)
Proceeds from the sale of Federal Home Loan Bank stock	19,822	34,824
Purchases of leasehold improvements and equipment, net	(181)	(2,574)
Proceeds from sale of leasehold improvements and equipment	30	0
Net cash used in investing activities	(226,367)	(395,398)
Financing activities
Net increase in deposits	173,168	488,801
Repayment of Federal Home Loan Bank advances	(908,205)	(1,536,255)
Proceeds from Federal Home Loan Bank advances	921,155	1,434,375
Repayment of subordinated notes and debentures	(15,000)	0
Proceeds from issuance of subordinated notes and debentures	20,000	15,000
Net increase (decrease) in long-term borrowed funds	243	(6,037)
Cash dividends paid	(6,242)	(5,687)
Preferred stock dividends paid	(656)	(656)
Proceeds from issuance of common stock under ESPP	96	87
Purchase of treasury stock	(1,257)	(2,955)
Net cash provided by financing activities	183,302	386,673
Net (decrease) increase in cash and cash equivalents	(7,538)	30,233
Cash and cash equivalents at the beginning of the period	139,510	102,682
Cash and cash equivalents at the end of the period	131,972	132,915
Cash paid during the period for:
Interest paid on deposits and borrowings	82,002	51,092
Net income taxes paid	853	5,022
Non-cash investing and financing activities:
Transfer of repossessed assets to loans	$ 10	$ 0

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 10,526	$ 10,456	$ 8,848	$ 9,941	$ 8,337	$ 8,979	$ 29,830	$ 27,257

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1 — Nature of Operations and Summary of Significant Accounting Policies Nature of Operations The accounting and reporting practices of First Business Financial Services, Inc. (“FBFS” or the “Corporation”), through our wholly-owned subsidiary, First Business Bank (“FBB” or the “Bank”), have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”). FBB operates as a commercial banking institution primarily in Wisconsin and the greater Kansas City metropolitan area. The Bank provides a full range of financial services to businesses, business owners, executives, professionals, and high net worth individuals. FBB also offers bank consulting services to community financial institutions. The Bank is subject to competition from other financial institutions and service providers and is also subject to state and federal regulations. As of September 30, 2024, FBB had the following wholly-owned subsidiaries: First Business Specialty Finance, LLC (“FBSF”), First Madison Investment Corp. (“FMIC”), ABKC Real Estate, LLC (“ABKC”), FBB Real Estate 2, LLC (“FBB RE 2”), Mitchell Street Apartments Investment, LLC (“Mitchell Street”), and FBB Tax Credit Investment, LLC (“FBB Tax Credit”). Basis of Presentation The accompanying unaudited Consolidated Financial Statements were prepared in accordance with GAAP and the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with the Corporation’s Consolidated Financial Statements and footnotes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2023. The unaudited Consolidated Financial Statements include the accounts of the Corporation and its wholly-owned subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. Management of the Corporation is required to make estimates and assumptions which affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements as well as reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that could significantly change in the near-term include the value of securities and interest rate swaps, level of the allowance for credit losses, lease residuals, property under operating leases, goodwill, and income taxes . The results of operations for the three and nine months ended September 30, 2024, are not necessarily indicative of results that may be expected for any other interim period or the entire fiscal year ending December 31, 2024 . Certain amounts in prior periods may have been reclassified to conform to the current presentation. Subsequent events have been evaluated through the date of the issuance of the unaudited Consolidated Financial Statements. No significant subsequent events have occurred through this date requiring adjustment to the financial statements or disclosures. The Corporation has not changed its significant accounting and reporting policies from those disclosed in the Corporation’s Form 10-K for the year ended December 31, 2023. Recent Accounting Pronouncements In November 2023, the FASB issued ASU No. 2023-07, “Segment Reporting (Topic 820): Improvements to Reportable Segment Disclosures.” This update is intended to improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2024. The Corporation is one operating segment; therefore, we do not anticipate any material impact to the financial statements. In December 2023, the FASB issued ASU No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures.” This update enhances the transparency and decision usefulness of income tax disclosures by providing better information regarding exposure to potential changes in jurisdictional tax legislation and related forecasting and cash flow opportunities. This update is effective for fiscal years beginning after December 15, 2024. The Corporation is assessing the impact of the standard.

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Common Share	Note 2 — Earnings per Common Share Earnings per common share are computed using the two-class method. Basic earnings per common share are computed by dividing net income allocated to common shares by the weighted-average number of shares outstanding during the applicable period, excluding outstanding participating securities. Participating securities include unvested restricted shares. Unvested restricted shares are considered participating securities because holders of these securities receive non-forfeitable dividends, or dividend equivalents, at the same rate as holders of the Corporation’s common stock. Diluted earnings per share are computed by dividing net income allocated to common shares adjusted for reallocation of undistributed earnings of unvested restricted shares by the weighted average number of shares determined for the basic earnings per common share computation plus the dilutive effect of common stock equivalents using the treasury stock method. For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 (Dollars in Thousands, Except Basic earnings per common share Net income $ 10,526 $ 9,941 $ 29,830 $ 27,257 Less: preferred stock dividends 218 218 656 656 Less: earnings allocated to participating securities 228 242 682 690 Basic earnings allocated to common shareholders $ 10,080 $ 9,481 $ 28,492 $ 25,911 Weighted-average common shares outstanding, excluding participating securities 8,111,215 8,107,641 8,149,949 8,134,587 Basic earnings per common share $ 1.24 $ 1.17 $ 3.50 $ 3.19 Diluted earnings per common share Earnings allocated to common shareholders, diluted $ 10,080 $ 9,481 $ 28,492 $ 25,911 Weighted-average diluted common shares outstanding, excluding participating securities 8,111,215 8,107,641 8,149,949 8,134,587 Diluted earnings per common share $ 1.24 $ 1.17 $ 3.50 $ 3.19

Share-Based Compensation

Share-Based Compensation	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
Share-Based Compensation	Note 3 — Share-Based Compensation The Corporation initially adopted the 2019 Equity Incentive Plan (the “Plan”) during the quarter ended June 30, 2019. The Plan is administered by the Compensation Committee of the Board of Directors (the “Board”) of the Corporation and provides for the grant of equity ownership opportunities through incentive stock options and nonqualified stock options, restricted stock, restricted stock units, dividend equivalent units, and any other type of award permitted by the Plan. As of September 30, 2024, 267,439 shares were available for future grants under the Plan, as amended. Shares covered by awards that expire, terminate, or lapse will again be available for the grant of awards under the Plan. Restricted Stock Under the Plan, the Corporation may grant restricted stock awards (“RSA”), restricted stock units (“RSU”), and other stock-based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, RSA participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. RSUs do not have voting rights. RSUs granted prior to 2023 are provided dividend equivalents concurrent with dividends paid to shareholders while RSUs granted in 2023 and after will accrue dividend equivalents payable upon vesting. The restricted stock granted under the Plan is typically subject to a vesting period. Compensation expense for restricted stock is recognized over the requisite service period of generally three or four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the unaudited Consolidated Statements of Income. The Corporation may also issue performance-based restricted stock units (“PRSU”). Vesting of the PRSU will be measured on the relative Total Shareholder Return (“TSR”) and relative Return on Average Equity (“ROAE”) for issuances prior to 2023 or Return on Average Common Equity (“ROACE”) for issuances after 2022, and will cliff-vest after a three-year measurement period based on the Corporation’s TSR performance and ROAE or ROACE performance compared to a broad peer group of over 100 banks. At the end of the performance period, the number of actual shares to be awarded varies between 0 % and 200 % of target amounts. The restricted stock awards and units issued to executive officers will vest ratably over a three-year period. Compensation expense is recognized for PRSU over the requisite service and performance period of generally three years for the entire expected award on a straight-line basis. The compensation expense for the awards expected to vest for the percentage of performance-based restricted stock units subject to the ROAE or ROACE metric will be adjusted if there is a change in the expectation of ROAE or ROACE. The compensation expense for the awards expected to vest for the percentage of PRSU subject to the TSR metric are never adjusted and are amortized utilizing the accounting fair value provided using a Monte Carlo pricing model. Restricted stock activity for the year ended December 31, 2023 and the nine months ended September 30, 2024 was as follows: RSA Weighted Average PRSU Weighted Average RSU Weighted Average Total Weighted Average Nonvested balance as of December 31, 2022 133,317 $ 27.95 57,435 $ 32.89 6,105 $ 25.92 196,857 $ 29.32 Granted (1) — — 34,840 35.79 54,955 34.43 89,795 34.96 Vested ( 56,931 ) 27.03 ( 36,120 ) 31.31 ( 3,253 ) 26.06 ( 96,304 ) 28.60 Forfeited ( 4,435 ) 30.20 — — ( 820 ) 36.42 ( 5,255 ) 31.17 Nonvested balance as of December 31, 2023 71,951 28.53 56,155 35.70 56,987 33.97 185,093 32.38 Granted (1) — — 27,614 34.76 64,747 30.13 92,361 31.52 Vested ( 34,170 ) 26.93 ( 34,139 ) 25.43 ( 31,859 ) 20.76 ( 100,168 ) 24.46 Forfeited ( 5,430 ) 30.35 — — ( 4,857 ) 36.28 ( 10,287 ) 33.15 Nonvested balance as of September 30, 2024 32,351 $ 29.92 49,630 $ 42.24 85,018 $ 35.87 166,999 $ 36.61 Unrecognized compensation cost (in thousands) $ 577 $ 1,152 $ 2,433 $ 4,162 Weighted average remaining recognition period (in years) 1.07 1.64 2.50 2.11 (1) The number of restricted shares/units shown includes the shares that would be granted if the target level of performance is achieved related to the PRSU. The number of shares actually issued may vary. During the nine months ended September 30, 2024, an additional 10,589 were issued related to actual performance results of previously granted awards. Employee Stock Purchase Plan The Corporation is authorized to issue up to 250,000 shares of common stock under the employee stock purchase plan ("ESPP"). The plan qualifies as an employee stock purchase plan under section 423 of the Internal Revenue Code of 1986. Under the ESPP, eligible employees may enroll in a three month offer period that begins January, April, July, and October of each year. Employees may elect to purchase a limited number of shares of the Corporation's common stock at 90 % of the fair market value on the last day of the offering period. The ESPP is treated as a compensatory item for purposes of share-based compensation expense. During the nine months ended September 30, 2024, the Corporation issued 2,692 shares of common stock under the ESPP. As of September 30, 2024, 227,946 shares remained available for issuance under the ESPP. Share-based compensation expense related to restricted stock and ESPP included in the unaudited Consolidated Statements of Income was as follows: For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 (In Thousands) Share-based compensation expense $ 649 $ 643 $ 1,938 $ 2,349

Securities

Securities	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Securities	Note 4 — Securities The amortized cost and fair value of securities available-for-sale and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: As of September 30, 2024 Amortized Cost Gross Gross Fair Value (In Thousands) Available-for-sale: U.S. treasuries $ 4,987 $ — $ ( 252 ) 4,735 U.S. government agency securities - government-sponsored 8,500 — ( 310 ) 8,190 Municipal securities 40,099 — ( 4,038 ) 36,061 Residential mortgage-backed securities - government issued 107,364 1,385 ( 1,985 ) 106,764 Residential mortgage-backed securities - government-sponsored 133,898 710 ( 8,255 ) 126,353 Commercial mortgage-backed securities - government issued 2,718 — ( 372 ) 2,346 Commercial mortgage-backed securities - government-sponsored 32,212 72 ( 3,397 ) 28,887 $ 329,778 $ 2,167 $ ( 18,609 ) $ 313,336 As of December 31, 2023 Amortized Cost Gross Gross Fair Value (In Thousands) Available-for-sale: U.S. treasuries $ 14,158 $ 7 $ ( 389 ) $ 13,776 U.S. government agency securities - government-sponsored 27,986 35 ( 455 ) 27,566 Municipal securities 40,407 — ( 4,526 ) 35,881 Residential mortgage-backed securities - government issued 69,441 1,000 ( 2,385 ) 68,056 Residential mortgage-backed securities - government-sponsored 131,321 281 ( 10,769 ) 120,833 Commercial mortgage-backed securities - government issued 2,995 — ( 470 ) 2,525 Commercial mortgage-backed securities - government-sponsored 32,774 65 ( 4,470 ) 28,369 $ 319,082 $ 1,388 $ ( 23,464 ) $ 297,006 The amortized cost and fair value of securities held-to-maturity and the corresponding amounts of gross unrecognized gains and losses were as follows: As of September 30, 2024 Amortized Cost Gross Gross Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 3,140 $ 4 $ ( 14 ) $ 3,130 Residential mortgage-backed securities - government issued 931 — ( 46 ) 885 Residential mortgage-backed securities - government-sponsored 833 — ( 31 ) 802 Commercial mortgage-backed securities - government-sponsored 2,003 — ( 45 ) 1,958 $ 6,907 $ 4 $ ( 136 ) $ 6,775 As of December 31, 2023 Amortized Cost Gross Gross Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 4,210 $ 4 $ ( 41 ) $ 4,173 Residential mortgage-backed securities - government issued 1,211 — ( 76 ) 1,135 Residential mortgage-backed securities - government-sponsored 1,078 — ( 53 ) 1,025 Commercial mortgage-backed securities - government-sponsored 2,004 — ( 82 ) 1,922 $ 8,503 $ 4 $ ( 252 ) $ 8,255 U.S. Treasuries contain treasury bonds issued by the United States Treasury. U.S. government agency securities - government-sponsored enterprises represent securities issued by Federal National Mortgage Association (“FNMA”) and the SBA. Municipal securities include securities issued by various municipalities located primarily within Wisconsin and are primarily general obligation bonds that are tax-exempt in nature. Residential and commercial mortgage-backed securities - government issued represent securities guaranteed by the Government National Mortgage Association. Residential and commercial mortgage-backed securities - government-sponsored enterprises include securities guaranteed by the Federal Home Loan Mortgage Corporation, FNMA, and the FHLB. The Corporation sold no available-for-sale securities during the three months ended September 30, 2024 and 5 available-for-sale securities during the nine months ended September 30, 2024 . The Corporation sold no available-for-sale securities during the three months ended September 30, 2023 and 16 available-for-sale securities during the nine months ended September 30, 2023. At September 30, 2024 and December 31, 2023, securities with a fair value of $ 39.3 million and $ 45.4 million , respectively, were pledged to secure various obligations, including interest rate swap contracts and municipal deposits. The amortized cost and fair value of securities by contractual maturity at September 30, 2024 are shown below. Actual maturities may differ from contractual maturities because issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In Thousands) Due in one year or less $ 3,501 $ 3,463 $ 738 $ 735 Due in one year through five years 20,270 19,305 2,402 2,395 Due in five through ten years 8,855 8,220 — — Due in over ten years 20,960 17,998 — — 53,586 48,986 3,140 3,130 Residential mortgage-backed securities 241,262 233,117 1,764 1,687 Commercial mortgage-backed securities 34,930 31,233 2,003 1,958 $ 329,778 $ 313,336 $ 6,907 $ 6,775 The tables below show the Corporation’s gross unrealized losses and fair value of available-for-sale investments aggregated by investment category and length of time that individual investments were in a continuous loss position at September 30, 2024 and December 31, 2023. At September 30, 2024, the Corporation held 160 available-for-sale securities that were in an unrealized loss position, 155 of which have been in a continuous unrealized loss position for twelve months or greater. The Corporation has not specifically identified available-for-sale securities in a loss position that it intends to sell in the near term and does not believe that it will be required to sell any such securities. The Corporation reviews its securities on a quarterly basis to assess declines in fair value for credit losses. Consideration is given to such factors as the credit rating of the borrower, market conditions such as current interest rates, any adverse conditions specific to the security, and delinquency status on contractual payments. For the three and nine months ended September 30, 2024 and 2023, management concluded that in all instances securities with fair value less than carrying value was due to market factors; thus, no credit loss provision was required. A summary of unrealized loss information for securities available-for-sale, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: As of September 30, 2024 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Available-for-sale: U.S. treasuries $ — $ — $ 4,735 $ 252 $ 4,735 $ 252 U.S. government agency securities - government- 3,000 1 3,190 309 6,190 310 Municipal securities — — 36,061 4,038 36,061 4,038 Residential mortgage-backed securities - 3,209 20 20,108 1,965 23,317 1,985 Residential mortgage-backed securities - 3,710 55 75,879 8,200 79,589 8,255 Commercial mortgage-backed securities - — — 2,346 372 2,346 372 Commercial mortgage-backed securities - — — 27,861 3,397 27,861 3,397 $ 9,919 $ 76 $ 170,180 $ 18,533 $ 180,099 $ 18,609 As of December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Available-for-sale: U.S. treasuries $ — $ — $ 4,595 $ 389 $ 4,595 $ 389 U.S. government agency securities - government- 13,370 30 3,076 425 16,446 455 Municipal securities — — 35,881 4,526 35,881 4,526 Residential mortgage-backed securities - 13,178 160 13,819 2,225 26,997 2,385 Residential mortgage-backed securities - 19,925 285 78,086 10,484 98,011 10,769 Commercial mortgage-backed securities - — — 2,525 470 2,525 470 Commercial mortgage-backed securities - 893 20 26,465 4,450 27,358 4,470 $ 47,366 $ 495 $ 164,447 $ 22,969 $ 211,813 $ 23,464 The tables below show the Corporation’s gross unrealized losses and fair value of held-to-maturity investments, aggregated by investment category and length of time that individual investments were in a continuous loss position at September 30, 2024 and December 31, 2023. At September 30, 2024, the Corporation held 21 held-to-maturity securities that were in an unrealized loss position, 21 of which have been in a continuous loss position for twelve months or greater. Management assesses held-to-maturity securities for credit losses on a quarterly basis. The assessment includes review of credit ratings, identification of delinquency and evaluation of market factors. Based on this analysis, management concludes the decline in fair value is due to market factors, specifically changes in interest rates. Accordingly, no credit loss provision was recorded in the unaudited Consolidated Statements of Income for the three and nine months ended September 30, 2024 and 2023. A summary of unrecognized loss information for securities held-to-maturity, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: As of September 30, 2024 Less than 12 Months 12 Months or Longer Total Fair Value Unrecognized Fair Value Unrecognized Fair Value Unrecognized (In Thousands) Held-to-maturity: Municipal securities $ — $ — $ 2,159 $ 14 $ 2,159 $ 14 Residential mortgage-backed securities - — — 885 46 885 46 Residential mortgage-backed securities - — — 802 31 802 31 Commercial mortgage-backed securities - — — 1,958 45 1,958 45 $ — $ — $ 5,804 $ 136 $ 5,804 $ 136 As of December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Value Unrecognized Fair Value Unrecognized Fair Value Unrecognized (In Thousands) Held-to-maturity: Municipal securities $ 1,424 $ 4 $ 2,234 $ 37 $ 3,658 $ 41 Residential mortgage-backed securities - — — 1,135 76 1,135 76 Residential mortgage-backed securities - — — 1,025 53 1,025 53 Commercial mortgage-backed securities - — — 1,922 82 1,922 82 $ 1,424 $ 4 $ 6,316 $ 248 $ 7,740 $ 252

Loans, Lease Receivables, and A

Loans, Lease Receivables, and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Loans, Lease Receivables, and Allowance for Credit Losses	Note 5 — Loans, Lease Receivables, and Allowance for Credit Losses Loan and lease receivables consist of the following: September 30, December 31, (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ 259,532 $ 256,479 Commercial real estate — non-owner occupied 768,195 773,494 Construction 266,762 193,080 Multi-family 494,954 450,529 1-4 family 39,933 26,289 Total commercial real estate 1,829,376 1,699,871 Commercial and industrial 1,174,295 1,105,835 Consumer and other 46,610 44,312 Total gross loans and leases receivable 3,050,281 2,850,018 Less: Allowance for credit losses 33,688 31,275 Deferred loan fees and costs, net 202 ( 243 ) Loans and leases receivable, net $ 3,016,391 $ 2,818,986 Loans transferred to third parties consist of the guaranteed portions of SBA loans which the Corporation sold in the secondary market and participation interests in other, non-SBA originated loans. The total principal amount of the guaranteed portions of SBA loans sold during the three months ended September 30, 2024 and 2023, was $ 4.6 million and $ 10.7 million , respectively. The total principal amount of the guaranteed portions of SBA loans sold during the nine months ended September 30, 2024 and 2023, was $ 10.3 million and $ 20.5 million , respectively. Each of the transfers of these financial assets met the qualifications for sale accounting, and therefore all of the loans transferred during the three and nine months ended September 30, 2024 and 2023, have been derecognized in the unaudited Consolidated Financial Statements. The guaranteed portions of SBA loans were transferred at their fair value and the related gain was recognized upon the transfer as non-interest income in the unaudited Consolidated Financial Statements. The total outstanding balance of sold SBA loans serviced by the Corporation at September 30, 2024, and December 31, 2023, was $ 74.6 million and $ 84.2 million , respectively. The total principal amount of transferred participation interests in other, non-SBA originated loans during the three months ended September 30, 2024 and 2023, was $ 31.4 million and $ 39.2 million , respectively, all of which were treated as sales and derecognized under the applicable accounting guidance at the time of transfer. The total principal amount of transferred participation interests in other, non-SBA originated loans during the nine months ended September 30, 2024 and 2023, was $ 90.0 million and $ 93.9 million , respectively, all of which were treated as sales and derecognized under the applicable accounting guidance at the time of transfer. No gain or loss was recognized on participation interests in other, non-SBA originated loans as they were transferred at or near the date of loan origination and the payments received for servicing the portion of the loans participated represents adequate compensation. The total amount of loan participation purchased on the Corporation's Consolidated Balance Sheet as of September 30, 2024 was $ 2.2 million . There were no loan participation purchased on the Corporation's Consolidated Balance Sheet as of December 31, 2023. The total outstanding balance of these transferred loans serviced by the Corporation at September 30, 2024, and December 31, 2023, was $ 332.0 million and $ 279.5 million , respectively. As of September 30, 2024, and December 31, 2023, the total amount of the Corporation’s retained ownership of these transferred loans was $ 390.1 million and $ 367.4 million , respectively. As of September 30, 2024 and December 31, 2023 , the non-SBA originated participation portfolio contained no non-accrual loans. The Corporation does not share in the participant’s portion of any potential charge-offs. The following table illustrates ending balances of the Corporation’s loan and lease portfolio, including non-accrual loans by class of receivable, and considering certain credit quality indicators: September 30, 2024 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2024 2023 2022 2021 2020 Prior Revolving Total Commercial real estate — Category I $ 9,514 $ 38,462 $ 45,346 $ 37,126 $ 42,580 $ 83,902 $ 1,747 $ 258,677 II — — — — — — — — III — — — — — 855 — 855 IV — — — — — — — — Total $ 9,514 $ 38,462 $ 45,346 $ 37,126 $ 42,580 $ 84,757 $ 1,747 $ 259,532 Commercial real estate — Category I $ 18,420 $ 69,137 $ 76,518 $ 70,956 $ 85,917 $ 350,267 $ 38,223 $ 709,438 II — — — 2,257 2,176 30,266 — 34,699 III — 651 — — — 23,407 — 24,058 IV — — — — — — — — Total $ 18,420 $ 69,788 $ 76,518 $ 73,213 $ 88,093 $ 403,940 $ 38,223 $ 768,195 Construction Category I $ 53,512 $ 130,485 $ 37,255 $ 4,769 $ 729 $ 5,556 $ 19,870 $ 252,176 II — — — — — — — — III — — 454 8,155 5,713 264 — 14,586 IV — — — — — — — — Total $ 53,512 $ 130,485 $ 37,709 $ 12,924 $ 6,442 $ 5,820 $ 19,870 $ 266,762 Multi-family Category I $ 26,055 $ 80,720 $ 75,986 $ 69,682 $ 102,078 $ 136,119 $ 2,900 $ 493,540 II — — — 1,414 — — — 1,414 III — — — — — — — — IV — — — — — — — — Total $ 26,055 $ 80,720 $ 75,986 $ 71,096 $ 102,078 $ 136,119 $ 2,900 $ 494,954 1-4 family Category I $ 10,544 $ 4,211 $ 7,153 $ 2,356 $ 2,302 $ 2,508 $ 10,843 $ 39,917 II — — — — — — — — III — — — — — — — — IV — — — — — 16 — 16 Total $ 10,544 $ 4,211 $ 7,153 $ 2,356 $ 2,302 $ 2,524 $ 10,843 $ 39,933 Commercial and industrial Category I $ 187,043 $ 242,991 $ 106,808 $ 59,711 $ 27,053 $ 29,980 $ 448,373 $ 1,101,959 II 199 3,352 3,666 — 472 8 5,792 13,489 III 4,413 5,190 6,103 1,473 2,489 4,529 15,302 39,499 IV 58 3,578 5,653 1,026 447 2,381 6,205 19,348 Total $ 191,713 $ 255,111 $ 122,230 $ 62,210 $ 30,461 $ 36,898 $ 475,672 $ 1,174,295 Consumer and other Category I $ 6,580 $ 5,388 $ 7,674 $ 2,866 $ 11,467 $ 5,220 $ 7,415 $ 46,610 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 6,580 $ 5,388 $ 7,674 $ 2,866 $ 11,467 $ 5,220 $ 7,415 $ 46,610 Total Loans Category I $ 311,668 $ 571,394 $ 356,740 $ 247,466 $ 272,126 $ 613,552 $ 529,371 $ 2,902,317 II 199 3,352 3,666 3,671 2,648 30,274 5,792 49,602 III 4,413 5,841 6,557 9,628 8,202 29,055 15,302 78,998 IV 58 3,578 5,653 1,026 447 2,397 6,205 19,364 Total $ 316,338 $ 584,165 $ 372,616 $ 261,791 $ 283,423 $ 675,278 $ 556,670 $ 3,050,281 December 31, 2023 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2023 2022 2021 2020 2019 Prior Revolving Total Commercial real estate — Category I $ 31,637 $ 43,156 $ 38,803 $ 44,704 $ 22,078 $ 72,774 $ 451 $ 253,603 II — — — 260 — — — 260 III — — — — — 2,616 — 2,616 IV — — — — — — — — Total $ 31,637 $ 43,156 $ 38,803 $ 44,964 $ 22,078 $ 75,390 $ 451 $ 256,479 Commercial real estate — Category I $ 71,857 $ 76,689 $ 72,660 $ 78,212 $ 66,262 $ 314,970 $ 32,478 $ 713,128 II — — 2,302 2,252 19,838 16,274 — 40,666 III — — — — — 19,700 — 19,700 IV — — — — — — — — Total $ 71,857 $ 76,689 $ 74,962 $ 80,464 $ 86,100 $ 350,944 $ 32,478 $ 773,494 Construction Category I $ 63,660 $ 83,161 $ 8,542 $ 744 $ 433 $ 6,528 $ 15,011 $ 178,079 II — — 9,289 5,712 — — — 15,001 III — — — — — — — — IV — — — — — — — — Total $ 63,660 $ 83,161 $ 17,831 $ 6,456 $ 433 $ 6,528 $ 15,011 $ 193,080 Multi-family Category I $ 84,932 $ 41,068 $ 70,054 $ 113,294 $ 22,925 $ 115,243 $ 3,013 $ 450,529 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 84,932 $ 41,068 $ 70,054 $ 113,294 $ 22,925 $ 115,243 $ 3,013 $ 450,529 1-4 family Category I $ 4,242 $ 7,684 $ 2,672 $ 2,359 $ 443 $ 2,805 $ 6,062 $ 26,267 II — — — — — — — — III — — — — — — — — IV — — — — — 22 — 22 Total $ 4,242 $ 7,684 $ 2,672 $ 2,359 $ 443 $ 2,827 $ 6,062 $ 26,289 Commercial and industrial Category I $ 302,612 $ 144,167 $ 85,504 $ 38,164 $ 20,151 $ 26,490 $ 415,301 $ 1,032,389 II 1,496 5,280 785 353 94 219 5,706 13,933 III 1,093 7,168 1,882 5,919 3,861 3,957 15,058 38,938 IV 1,482 6,519 1,319 321 133 1,644 9,157 20,575 Total $ 306,683 $ 163,134 $ 89,490 $ 44,757 $ 24,239 $ 32,310 $ 445,222 $ 1,105,835 Consumer and other Category I $ 5,920 $ 8,786 $ 3,167 $ 12,193 $ 2,049 $ 3,485 $ 8,712 $ 44,312 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 5,920 $ 8,786 $ 3,167 $ 12,193 $ 2,049 $ 3,485 $ 8,712 $ 44,312 Total Loans Category I $ 564,860 $ 404,711 $ 281,402 $ 289,670 $ 134,341 $ 542,295 $ 481,028 $ 2,698,307 II 1,496 5,280 12,376 8,577 19,932 16,493 5,706 69,860 III 1,093 7,168 1,882 5,919 3,861 26,273 15,058 61,254 IV 1,482 6,519 1,319 321 133 1,666 9,157 20,597 Total $ 568,931 $ 423,678 $ 296,979 $ 304,487 $ 158,267 $ 586,727 $ 510,949 $ 2,850,018 Each credit is evaluated for proper risk rating upon origination, at the time of each subsequent renewal, upon receipt and evaluation of updated financial information from the Corporation’s borrowers, or as other circumstances dictate. The Corporation primarily uses a nine grade risk rating system to monitor the ongoing credit quality of its loans and leases. The risk rating grades follow a consistent definition and are then applied to specific loan types based on the nature of the loan. Each risk rating is determined based on various quantitative and qualitative factors and is subject to various levels of review and concurrence on the stated risk rating. In addition to its nine grade risk rating system, the Corporation groups loans into four loan and related risk categories which determine the level and nature of review by management. Category I — Loans and leases in this category are performing in accordance with the terms of the contract and generally exhibit no immediate concerns regarding the security and viability of the underlying collateral, financial stability of the borrower, integrity or strength of the borrowers’ management team, or the industry in which the borrower operates. The Corporation monitors Category I loans and leases through payment performance, continued maintenance of its personal relationships with such borrowers, and continued review of such borrowers’ compliance with the terms of their respective agreements. Category II — Loans and leases in this category are beginning to show signs of deterioration in one or more of the Corporation’s core underwriting criteria such as financial stability, management strength, industry trends, or collateral values. Management will place credits in this category to allow for proactive monitoring and resolution with the borrower to possibly mitigate the area of concern and prevent further deterioration or risk of loss to the Corporation. Category II loans are considered performing but are monitored frequently by the assigned business development officer and by asset quality review committees. Category III — Loans and leases in this category are identified by management as warranting special attention. However, the balance in this category is not intended to represent the amount of adversely classified assets held by the Bank. Category III loans and leases generally exhibit undesirable characteristics, such as evidence of adverse financial trends and conditions, managerial problems, deteriorating economic conditions within the related industry, or evidence of adverse public filings and may exhibit collateral shortfall positions. Management continues to believe that it will collect all contractual principal and interest in accordance with the original terms of the contracts relating to the loans and leases in this category, and therefore Category III loans are considered performing with no specific reserves established for this category. Category III loans are monitored by management and asset quality review committees on a monthly basis. Category IV — Loans and leases in this category are non-accrual loans. Management has determined that it is unlikely that the Bank will receive the contractual principal and interest in accordance with the original terms of the agreement. Non-accrual loans are individually evaluated to assess the need for the establishment of specific reserves or charge-offs. When analyzing the adequacy of collateral, the Corporation obtains external appraisals at least annually. External appraisals are obtained from the Corporation’s approved appraiser listing and are independently reviewed to monitor the quality of such appraisals. To the extent a collateral shortfall position is present, a specific reserve or charge-off will be recorded. Loans and leases in this category are monitored by management and asset quality review committees on a monthly basis. The delinquency aging of the loan and lease portfolio by class of receivable was as follows: September 30, 2024 30-59 60-89 Greater Total Past Current Total (Dollars in Thousands) Total loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 259,532 $ 259,532 Non-owner occupied 375 — — 375 767,820 768,195 Construction — — — — 266,762 266,762 Multi-family — — — — 494,954 494,954 1-4 family — — — — 39,933 39,933 Commercial and industrial 1,555 2,835 17,497 21,887 1,152,408 1,174,295 Consumer and other — — — — 46,610 46,610 Total $ 1,930 $ 2,835 $ 17,497 $ 22,262 $ 3,028,019 $ 3,050,281 Percent of portfolio 0.06 % 0.09 % 0.57 % 0.73 % 99.27 % 100.00 % December 31, 2023 30-59 60-89 Greater Total Past Current Total (Dollars in Thousands) Total loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 256,479 $ 256,479 Non-owner occupied — — — — 773,494 773,494 Construction — — — — 193,080 193,080 Multi-family — — — — 450,529 450,529 1-4 family — — — — 26,289 26,289 Commercial and industrial 3,430 1,041 18,347 22,818 1,083,017 1,105,835 Consumer and other — — — — 44,312 44,312 Total $ 3,430 $ 1,041 $ 18,347 $ 22,818 $ 2,827,200 $ 2,850,018 Percent of portfolio 0.12 % 0.04 % 0.64 % 0.80 % 99.20 % 100.00 % The following tables provide additional detail on loans on non-accrual status and loans past due over 89 days still accruing as of: September 30, 2024 Non-accrual Non-accrual Loans Past Due (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ — $ — $ — Commercial real estate — non-owner occupied — — — Construction — — — Multi-family — — — 1-4 family 16 — — Total commercial real estate 16 — — Commercial and industrial 8,009 11,339 — Consumer and other — — — Total non-accrual loans and leases $ 8,025 $ 11,339 $ — December 31, 2023 Non-accrual Non-accrual Loans Past Due (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ — $ — $ — Commercial real estate — non-owner occupied — — — Construction — — — Multi-family — — — 1-4 family — 22 — Total commercial real estate — 22 — Commercial and industrial 9,691 10,884 — Consumer and other — — — Total non-accrual loans and leases $ 9,691 $ 10,906 $ — September 30, December 31, Total non-accrual loans and leases to gross loans and leases 0.63 % 0.72 % Allowance for credit losses to gross loans and leases 1.16 1.16 Allowance for credit losses to non-accrual loans and leases 183.38 160.21 The following table presents the amortized cost basis of the non-accrual, collateral-dependent commercial and industrial loans as of: September 30, December 31, (In Thousands) Inventory $ 75 $ 8,879 Equipment 10,128 8,903 Real Estate 132 46 Accounts Receivable 6,179 278 Other 1,021 1,348 Total $ 17,535 $ 19,454 Occasionally, the Corporation modifies loans to borrowers in financial distress by providing principal forgiveness, term extension, an other-than-insignificant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. The following table presents the amortized cost basis of loans at September 30, 2024 that were both experiencing financial difficulty and modified during the nine months ended September 30, 2024 and 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized costs basis of each class of financing receivable is also presented below. For the Nine Months Ended September 30, 2024 Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Total Total Class of Financing Receivable (In Thousands) Commercial real estate $ — $ 5,901 $ — $ — $ 5,901 0.32 % Commercial and industrial — 1,847 477 — 2,324 0.20 Total $ — $ 7,748 $ 477 $ — $ 8,225 0.27 % For the Nine Months Ended September 30, 2023 Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Total Total Class of Financing Receivable (In Thousands) Commercial real estate $ — $ — $ — $ — $ — 0.00 % Commercial and industrial — 716 — — 716 0.07 Total $ — $ 716 $ — $ — $ 716 0.03 % The Corporation closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified in the last 12 months: For the Nine Months Ended September 30, 2024 30-59 60-89 Greater Total Past (Dollars in Thousands) Commercial real estate $ — $ — $ — $ — Commercial and industrial — 360 50 410 Total $ — $ 360 $ 50 $ 410 For the Nine Months Ended September 30, 2023 30-59 60-89 Greater Total Past (Dollars in Thousands) Commercial real estate $ — $ — $ — $ — Commercial and industrial — — 389 389 Total $ — $ — $ 389 $ 389 The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the nine months ended September 30, 2024 and 2023: For the Nine Months Ended September 30, 2024 (Dollars in Thousands) Principal Forgiveness Weighted Average Interest Rate Reduction Weighted Average Term Extension (years) Weighted Average Payment Delay (years) Commercial real estate $ — $ — 0.00 0.75 Commercial and industrial — — 1.01 0.67 Total $ — $ — 1.01 1.42 For the Nine Months Ended September 30, 2023 (Dollars in Thousands) Principal Forgiveness Weighted Average Interest Rate Reduction Weighted Average Term Extension (years) Weighted Average Payment Delay (years) Commercial real estate $ — $ — 0.00 0.00 Commercial and industrial — — 0.00 0.50 Total $ — $ — 0.00 0.50 The following table presents the amortized cost basis of loans that had a payment default during the nine months ended September 30, 2024 and 2023 and were modified in the 12 months prior to that default to borrowers experience financial difficulty: For the Nine Months Ended September 30, 2024 Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction (In Thousands) Commercial real estate $ — $ — $ — $ — Commercial and industrial — 753 — — Total $ — $ 753 $ — $ — For the Nine Months Ended September 30, 2023 Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction (In Thousands) Commercial real estate $ — $ — $ — $ — Commercial and industrial — — — — Total $ — $ — $ — $ — Allowance for Credit Losses The ACL is an estimate of the expected credit losses on financial assets measured at amortized cost, which is measured using relevant information about past events, including historical credit loss experience on financial assets with similar risk characteristics, current conditions, and reasonable and supportable forecasts that affect the collectability of the remaining cash flows over the contractual term of the financial assets. A provision for credit losses is charged to operations based on management’s periodic evaluation of these and other pertinent factors as discussed within Note 1 – Nature of Operations and Summary of Significant Accounting Policies included in the Corporation’s Form 10-K for the year ended December 31, 2023. Quantitative Considerations The ACL is primarily calculated utilizing a Discounted Cash Flow (“DCF”) model. Key inputs and assumptions used in this model are discussed below: • Forecast model - For each portfolio segment, a Loss Driver Analysis (“LDA”) was performed in order to identify appropriate loss drivers and create a regression model for use in forecasting cash flows. The LDA analysis utilized peer FFIEC Call Report data for all DCF pools. The Corporation plans to update the LDA annually. • Probability of Default ("PD") – PD is the probability that an asset will be in default within a given time frame. The Corporation has defined default as when a charge-off has occurred, a loan goes to non-accrual status, or a loan is greater than 90 days past due. The forecast model is utilized to estimate PDs. • Loss Given Default ("LGD") – LGD is the percentage of the asset not expected to be collected due to default. The LGD is derived from using a method referred to as Frye Jacobs which uses industry data. • Prepayments and curtailments – Prepayments and curtailments are calculated based on the Corporation’s own data. This analysis is updated semi-annually. • Forecast and reversion – The Corporation has established a one-year reasonable and supportable forecast period with a one-year straight line reversion to the long-term historical average. • Economic forecast – The Corporation utilizes a third party to provide economic forecasts under various scenarios, which are assessed against economic indicators and management’s observations in the market. As of December 31, 2023, the Corporation selected a forecast which estimates unemployment between 3.89% and 4.04% and GDP growth change between 1.29% and 2.32% over the next four quarters. As of September 30, 2024, the Corporation selected a forecast which estimates unemployment between 4.12% and 4.20% and GDP growth change between 1.83% and 2.34% over the next four quarters. Following the forecast period, the model reverts to long-term averages over four quarters. Management believes that the resulting quantitative reserve appropriately balances economic indicators with identified risks. Qualitative Considerations In addition to the quantitative model, management considers the need for qualitative adjustment for risks not considered in the DCF. Factors that are considered by management in determining loan collectability and the appropriate level of the ACL are listed below: • The Corporation’s lending policies and procedures, including changes in lending strategies, underwriting standards and practices for collections, write-offs, and recoveries; • Actual and expected changes in international, national, regional, and local economic and business conditions and developments in which the Corporation operates that affect the collectability of financial assets; • The experience, ability, and depth of the Corporation’s lending, investment, collection, and other relevant management and staff; • The volume of past due financial assets, the volume of non-accrual loans and leases, and the volume and severity of adversely classified or graded assets; • The existence and effect of industry concentrations of credit; • The nature and volume of the portfolio segment or class; • The quality of the Corporation’s credit function; and • The effect of other external factors such as the regulatory, legal and technological environments, competition, and events such as natural disasters or pandemics. ACL Activity A summary of the activity in the allowance for credit losses by portfolio segment is as follows: As of and for the Three Months Ended September 30, 2024 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,531 $ 6,415 $ 3,045 $ 3,752 $ 461 $ 19,280 $ 466 $ 34,950 Charge-offs — — — — — ( 1,619 ) — ( 1,619 ) Recoveries 1 — — — 6 84 — 91 Net recoveries (charge-offs) 1 — — — 6 ( 1,535 ) — ( 1,528 ) Provision for credit losses 70 ( 325 ) 483 ( 17 ) 12 1,911 ( 47 ) 2,087 Ending balance $ 1,602 $ 6,090 $ 3,528 $ 3,735 $ 479 $ 19,656 $ 419 $ 35,509 Components: Allowance for credit losses on loans $ 1,588 $ 6,048 $ 2,518 $ 3,710 $ 439 $ 19,010 $ 375 $ 33,688 Allowance for credit losses on 14 42 1,010 25 40 646 44 1,821 Total ACL $ 1,602 $ 6,090 $ 3,528 $ 3,735 $ 479 $ 19,656 $ 419 $ 35,509 As of and for the Three Months Ended September 30, 2023 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,721 $ 5,241 $ 2,293 $ 3,426 $ 249 $ 16,223 $ 544 $ 29,697 Charge-offs — — — — — ( 562 ) — ( 562 ) Recoveries 3 — — — 9 72 — 84 Net recoveries (charge-offs) 3 — — — 9 ( 490 ) — ( 478 ) Provision for credit losses ( 151 ) 26 68 96 ( 10 ) 1,833 ( 45 ) 1,817 Ending balance $ 1,573 $ 5,267 $ 2,361 $ 3,522 $ 248 $ 17,566 $ 499 $ 31,036 Components: Allowance for credit losses on loans $ 1,556 $ 5,209 $ 1,441 $ 3,512 $ 228 $ 16,946 $ 439 $ 29,331 Allowance for credit losses on 17 58 920 10 20 620 60 1,705 Total ACL $ 1,573 $ 5,267 $ 2,361 $ 3,522 $ 248 $ 17,566 $ 499 $ 31,036 As of and for the Nine Months Ended September 30, 2024 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,540 $ 5,636 $ 2,125 $ 3,571 $ 266 $ 19,408 $ 451 $ 32,997 Charge-offs — — — — — ( 4,101 ) ( 22 ) ( 4,123 ) Recoveries 2 — — — 121 365 21 509 Net recoveries (charge-offs) 2 — — — 121 ( 3,736 ) ( 1 ) ( 3,614 ) Provision for credit losses 60 454 1,403 164 92 3,984 ( 31 ) 6,126 Ending balance $ 1,602 $ 6,090 $ 3,528 $ 3,735 $ 479 $ 19,656 $ 419 $ 35,509 Components: Allowance for credit losses on loans $ 1,588 $ 6,048 $ 2,518 $ 3,710 $ 439 $ 19,010 $ 375 $ 33,688 Allowance for credit losses on 14 42 1,010 25 40 646 44 1,821 Total ACL $ 1,602 $ 6,090 $ 3,528 $ 3,735 $ 479 $ 19,656 $ 419 $ 35,509 As of and for the Nine Months Ended September 30, 2023 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,766 $ 5,108 $ 1,646 $ 2,634 $ 207 $ 12,403 $ 466 $ 24,230 Impact of adopting ASC 326 ( 204 ) ( 242 ) 796 ( 386 ) ( 45 ) 1,873 26 1,818 Charge-offs — — — — — ( 1,057 ) — ( 1,057 ) Recoveries 5 1 — — 30 386 13 435 Net recoveries (charge-offs) 5 1 — — 30 ( 671 ) 13 ( 622 ) Provision for credit losses 6 400 ( 81 ) 1,274 56 3,961 ( 6 ) 5,610 Ending balance $ 1,573 $ 5,267 $ 2,361 $ 3,522 $ 248 $ 17,566 $ 499 $ 31,036 Components: Allowance for credit losses on loans $ 1,556 $ 5,209 $ 1,441 $ 3,512 $ 228 $ 16,946 $ 439 $ 29,331 Allowance for credit losses on 17 58 920 10 20 620 60 1,705 Total ACL $ 1,573 $ 5,267 $ 2,361 $ 3,522 $ 248 $ 17,566 $ 499 $ 31,036 ACL Summary Loans collectively evaluated for credit losses in the following tables include all performing loans at September 30, 2024 and December 31, 2023. Loans individually evaluated for credit losses include all non-accrual loans. The following tables provide information regarding the allowance for credit losses and balances by type of allowance methodology. As of September 30, 2024 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Allowance for credit losses: Collectively evaluated for credit $ 1,588 $ 6,048 $ 2,518 $ 3,710 $ 439 $ 12,671 $ 375 $ 27,349 Individually evaluated for credit — — — — — 6,339 — 6,339 Total $ 1,588 $ 6,048 $ 2,518 $ 3,710 $ 439 $ 19,010 $ 375 $ 33,688 Loans and lease receivables: Collectively evaluated for credit $ 259,532 $ 768,195 $ 266,762 $ 494,954 $ 39,917 $ 1,154,947 $ 46,610 $ 3,030,917 Individually evaluated for credit — — — — 16 19,348 — 19,364 Total $ 259,532 $ 768,195 $ 266,762 $ 494,954 $ 39,933 $ 1,174,295 $ 46,610 $ 3,050,281 As of December 31, 2023 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Allowance for credit losses: Collectively evaluated for credit $ 1,525 $ 5,596 $ 1,244 $ 3,562 $ 221 $ 12,743 $ 395 $ 25,286 Individually evaluated for credit — — — — 22 5,967 — 5,989 Total $ 1,525 $ 5,596 $ 1,244 $ 3,562 $ 243 $ 18,710 $ 395 $ 31,275 Loans and lease receivables: Collectively evaluated for credit $ 256,479 $ 773,494 $ 193,080 $ 450,529 $ 26,267 $ 1,085,260 $ 44,312 $ 2,829,421 Individually evaluated for credit — — — — 22 20,575 — 20,597 Total $ 256,479 $ 773,494 $ 193,080 $ 450,529 $ 26,289 $ 1,105,835 $ 44,312 $ 2,850,018

Leases

Leases	9 Months Ended
	Sep. 30, 2024
Leases [Abstract]
Leases	Note 6 — Leases The Corporation leases various office spaces and specialized lending production offices under non-cancellable operating leases which expire on various dates through 2033. The Corporation also leases office equipment. The Corporation recognizes a right-of-use asset and an operating lease liability for all leases, with the exception of short-term leases. Right-of-use assets represent the right to use an underlying asset for the lease term and lease liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. Lease expense for operating leases and short-term leases is recognized on a straight-line basis over the lease term. The components of total lease expense were as follows: For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 (In Thousands) Operating lease cost $ 333 $ 338 $ 1,028 $ 1,088 Short-term lease cost 31 36 106 145 Variable lease cost 143 139 430 436 Less: sublease income — — — ( 75 ) Total lease cost, net $ 507 $ 513 $ 1,564 $ 1,594 Quantitative information regarding the Corporation’s operating leases was as follows: September 30, 2024 December 31, 2023 Weighted-average remaining lease term (in years) 7.20 7.70 Weighted-average discount rate 3.78 % 3.61 % The following maturity analysis shows the undiscounted cash flows due on the Corporation’s operating lease liabilities: (In Thousands) 2024 $ 367 2025 1,408 2026 1,400 2027 1,427 2028 1,113 Thereafter 3,600 Total undiscounted cash flows 9,315 Discount on cash flows ( 1,261 ) Total lease liability $ 8,054

Other Assets

Other Assets	9 Months Ended
	Sep. 30, 2024
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other Assets	Note 7 — Other Assets A summary of accrued interest receivable and other assets was as follows: September 30, 2024 December 31, 2023 (In Thousands) Accrued interest receivable $ 12,906 $ 13,275 Net deferred tax asset 9,641 9,508 Investment in historic development entities 4,866 2,393 Investment in low-income housing development entities 41,059 33,303 Investment in limited partnerships 16,465 15,027 Prepaid expenses 5,425 4,269 Other assets 13,345 13,283 Total accrued interest receivable and other assets $ 103,707 $ 91,058 For the nine months ended September 30, 2024 and 2023, the Corporation amortized tax credit investments of $ 3.9 million and $ 2.9 million respectively, and recognized tax credits and other benefits for the nine months ended September 30, 2024 and 2023 of $ 5.0 million and $ 4.0 million , respectively, within the income tax expense line on the unaudited Consolidated Statements of Income.

Deposits

Deposits	9 Months Ended
	Sep. 30, 2024
Deposits [Abstract]
Deposits	Note 8 — Deposits The composition of deposits is shown below. Average balances represent year-to-date averages. September 30, 2024 December 31, 2023 Balance Average Average Rate Balance Average Average Rate (Dollars in Thousands) Non-interest-bearing transaction accounts $ 428,012 $ 440,182 — % $ 445,376 $ 453,930 — % Interest-bearing transaction accounts 930,252 869,511 3.93 895,319 689,500 3.44 Money market accounts 817,129 809,593 4.05 711,245 681,336 3.25 Certificates of deposit 207,337 246,267 4.65 287,131 273,387 4.10 Wholesale deposits 587,217 488,543 4.08 457,708 346,285 4.14 Total deposits $ 2,969,947 $ 2,854,096 3.45 $ 2,796,779 $ 2,444,438 2.92 A summary of annual maturities of core and wholesale certificates of deposit at September 30, 2024 is as follows: (In Thousands) Maturities during the year ended December 31, 2024 $ 431,326 2025 92,189 2026 57,587 2027 73,517 2028 12,821 Thereafter 7,072 $ 674,512 Wholesale deposits include $ 467.2 million and $ 120.0 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at September 30, 2024, compared to $ 407.7 million and $ 50.0 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at December 31, 2023. The Corporation has entered into derivative contracts hedging a portion of the certificates of deposit included in the 2024 maturities above. As of September 30, 2024, the notional amount of derivatives designated as cash flow hedges totaled $ 431.3 million with a weighted average remaining maturity of 3.77 years and a weighted average rate of 3.83 % . Certificates of deposit and wholesale deposits denominated in amounts greater than $250,000 were $ 85.9 million at September 30, 2024 and $ 120.2 million at December 31, 2023 .

FHLB Advances, Other Borrowings

FHLB Advances, Other Borrowings and Subordinated Notes and Debentures	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
FHLB Advances, Other Borrowings and Subordinated Notes and Debentures	Note 9 — FHLB Advances, Other Borrowings and Subordinated Notes and Debentures The composition of borrowed funds is shown below. Average balances represent year-to-date averages. September 30, 2024 December 31, 2023 Balance Weighted Weighted Balance Weighted Weighted (Dollars in Thousands) Federal funds purchased $ — $ 2 6.31 % $ — $ 3 5.37 % FHLB advances 294,450 286,454 2.68 281,500 351,990 2.52 Line of credit — 1,642 7.76 — 38 7.26 Other borrowings — 10 — 20 600 8.33 Subordinated notes and debentures 54,659 48,208 6.37 49,396 38,250 5.16 $ 349,109 $ 336,316 3.23 $ 330,916 $ 390,881 2.79 A summary of annual maturities of borrowings at September 30, 2024 is as follows: (In Thousands) Maturities during the year ended December 31, 2024 $ 116,000 2025 48,000 2026 65,000 2027 10,000 2028 10,450 Thereafter 99,659 $ 349,109 As of September 30, 2024 , the Corporation has no other borrowings. As of December 31, 2023, the Corporation had other borrowings of $ 20,000 , which consisted of sold tax credit investments accounted for as secured borrowings because they did not qualify for true sale accounting. The Corporation has entered into derivative contracts hedging a portion of the borrowings included in the 2024 maturities above. As of September 30, 2024, the notional amount of derivatives designated as cash flow hedges totaled $ 68.4 million with a weighted average remaining maturity of 2.55 years and a weighted average rate of 1.98 % . As of September 30, 2024 and December 31, 2023 , the Corporation was in compliance with its debt covenants under its third-party secured senior line of credit. On February 20, 2024, the credit line was renewed for one additional year with pricing terms of 1-month term SOFR + 2.36% and a maturity date of February 19, 2025 . The Corporation issued new subordinated notes payable as of September 13, 2024. The aggregate principal amount of the newly issued subordinated notes payable was $ 20.0 million which qualified as Tier 2 capital. The subordinated notes payable bear a fixed interest rate of 7.5 % with a maturity date of September 13, 2034 . The Corporation may, at its option, redeem the notes payable, in whole or part, at anytime after the fifth anniversary of the issuance. As of August 15, 2024, the $ 15.0 million subordinated notes payable that bore a fixed interest rate of 5.5 % were redeemed, and the remaining unamortized debt issuance cost was accelerated due to the early redemption. As of September 30, 2024 , $ 341,000 of debt issuance costs remain in the subordinated note and debentures payable balance, of which $ 56,000 is related to the recently issued subordinated debentures.

Preferred Stock

Preferred Stock	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Preferred Stock	Note 10 — Preferred Stock On March 4, 2022, the Corporation issued 12,500 shares, or $ 12.5 million in aggregate liquidation preference, of 7.0 % Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A, par value $ 0.01 per share, with a liquidation preference of $ 1,000 per share (the “Series A Preferred Stock”) in a private placement to institutional investors. The net proceeds received from the issuance of the Series A Preferred Stock were $ 12.0 million. The Corporation expects to pay dividends on the Series A Preferred Stock when and if declared by the Board, at a fixed rate of 7.0 % per annum, payable quarterly, in arrears, on March 15, June 15, September 15 and December 15 of each year up to, but excluding, March 15, 2027. For each dividend period from and including March 15, 2027, dividends will be paid at a floating rate of Three-Month Term SOFR plus a spread of 539 basis points per annum. During the three and nine months ended September 30, 2024, the Board of Directors declared an aggregate preferred stock dividend of $ 218,000 and $ 656,000 , respectively. The Series A Preferred Stock is perpetual and has no stated maturity. The Corporation may redeem the Series A Preferred Stock at its option at a redemption price equal to $ 1,000 per share, plus any declared and unpaid dividends (without regard to any undeclared dividends), subject to regulatory approval, on or after March 15, 2027 or within 90 days following a regulatory capital treatment event, in accordance with the terms of the Series A Preferred Stock.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 11 — Commitments and Contingencies In the normal course of business, various legal proceedings involving the Corporation are pending. Management, based upon advice from legal counsel, does not anticipate any significant losses as a result of these actions. Management believes that any liability arising from any such proceedings currently existing or threatened will not have a material adverse effect on the Corporation’s financial position, results of operations, and cash flows. The Corporation sells the guaranteed portions of SBA 7(a) and 504 loans, as well as participation interests in other, non-SBA originated, loans to third parties. The Corporation has a continuing involvement in each of the transferred lending arrangements by way of relationship management and servicing the loans, as well as being subject to normal and customary requirements of the SBA loan program and standard representations and warranties related to sold amounts. In the event of a loss resulting from default and a determination by the SBA that there is a deficiency in the manner in which the loan was originated, funded, or serviced by the Corporation, the SBA may require the Corporation to repurchase the loan, deny its liability under the guaranty, reduce the amount of the guaranty, or, if it has already paid under the guaranty, seek recovery of the principal loss related to the deficiency from the Corporation. The Corporation must comply with applicable SBA regulations in order to maintain the guaranty. In addition, the Corporation retains the option to repurchase the sold guaranteed portion of an SBA loan if the loan defaults. Management has assessed estimated losses inherent in the outstanding guaranteed portions of SBA loans sold in accordance with ASC 450, Contingencies , and determined a recourse reserve based on the probability of future losses for these loans to be $ 1.3 million at September 30, 2024, which is reported in accrued interest payable and other liabilities on the unaudited Consolidated Balance Sheets. The summary of the activity in the SBA recourse reserve is as follows: As of and for the Three Months As of and for the Nine Months Ended September 30, 2024 2023 2024 2023 (In Thousands) Balance at the beginning of the period $ 906 $ 752 $ 955 $ 441 SBA recourse 466 242 583 565 Charge-offs, net ( 40 ) ( 11 ) ( 206 ) ( 23 ) Balance at the end of the period $ 1,332 $ 983 $ 1,332 $ 983

Fair Value Disclosures

Fair Value Disclosures	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Disclosures	Note 12 — Fair Value Disclosures The Corporation determines the fair values of its financial instruments based on the fair value hierarchy established in ASC Topic 820, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is defined as the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date and is based on exit prices. Fair value includes assumptions about risk, such as nonperformance risk in liability fair values, and is a market-based measurement, not an entity-specific measurement. The standard describes three levels of inputs that may be used to measure fair value. Level 1 — Level 1 inputs are unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 — Level 2 inputs are inputs, other than quoted prices included with Level 1, that are observable for the asset or liability either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 — Level 3 inputs are supported by little or no market activity and are significant to the fair value of the assets or liabilities. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The Corporation’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability. Assets and liabilities measured at fair value on a recurring basis, segregated by fair value hierarchy level, are summarized below: September 30, 2024 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. treasuries $ — $ 4,735 $ — $ 4,735 U.S. government agency securities - government-sponsored — 8,190 — 8,190 Municipal securities — 36,061 — 36,061 Residential mortgage-backed securities - government issued — 106,764 — 106,764 Residential mortgage-backed securities - government- — 126,353 — 126,353 Commercial mortgage-backed securities - government issued — 2,346 — 2,346 Commercial mortgage-backed securities - government- — 28,887 — 28,887 Interest rate swaps — 42,539 — 42,539 Liabilities: Interest rate swaps — 45,399 — 45,399 December 31, 2023 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. treasuries $ — $ 13,776 $ — $ 13,776 U.S. government agency securities - government-sponsored — 27,566 — 27,566 Municipal securities — 35,881 — 35,881 Residential mortgage-backed securities - government issued — 68,056 — 68,056 Residential mortgage-backed securities - government- — 120,833 — 120,833 Commercial mortgage-backed securities - government issued — 2,525 — 2,525 Commercial mortgage-backed securities - government- — 28,369 — 28,369 Interest rate swaps — 55,597 — 55,597 Liabilities: Interest rate swaps — 51,949 — 51,949 For assets and liabilities measured at fair value on a recurring basis, there were no transfers between the levels during the three and nine months ended September 30, 2024 or the year ended December 31, 2023 related to the above measurements. Assets and liabilities measured at fair value on a no n-recurring basis, segregated by fair value hierarchy are summarized below: September 30, 2024 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Collateral-dependent loans $ — $ — $ 6,201 $ 6,201 Repossessed assets — — 56 56 Loan servicing rights — — 1,167 1,167 December 31, 2023 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Collateral-dependent loans $ — $ — $ 4,917 $ 4,917 Repossessed assets — — 247 247 Loan servicing rights — — 1,356 1,356 Collateral-dependent loans were written down to the fair value of their underlying collateral less costs to sell of $ 6.2 million and $ 4.9 million at September 30, 2024 and December 31, 2023 , respectively, through the establishment of specific reserves or by recording charge-offs when the carrying value exceeded the fair value of the underlying collateral of individually evaluated loans. Valuation techniques consistent with the market approach, income approach, or cost approach were used to measure fair value. These techniques included observable inputs for the collateral dependent loans being evaluated, such as current appraisals, recent sales of similar assets, or other observable market data, and u no bservable inputs, typically when discounts are applied to appraisal values to adjust such values to current market conditions or to reflect net realizable values. The quantification of unobservable inputs for Level 3 individually evaluated loan values range from 10 % - 100 % as of the measurement date of September 30, 2024. The weighted average of those unobservable inputs was 42 % . The majority of the individually evaluated loans are considered collateral dependent loans or are supported by an SBA guaranty. Repossessed assets are measured and reported at fair value through a charge-off to the allowance for credit losses, if deemed necessary. The fair value of a repossessed asset, upon initial recognition, is estimated using a market approach or based on observable market data, such as a current appraisal, recent sale price of similar assets, or based upon assumptions specific to the individual property or equipment, such as management applied discounts used to further reduce values to a net realizable value when observable inputs become stale. Loan servicing rights represent the asset retained upon sale of the guaranteed portion of certain SBA loans. When SBA loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. The servicing rights are subsequently measured using the amortization method, which requires amortization into interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. The Corporation periodically reviews this portfolio for impairment and engages a third-party valuation firm to assess the fair value of the overall servicing rights portfolio. Loan servicing rights do not trade in an active, open market with readily observable prices. While sales of loan servicing rights do occur, the precise terms and conditions typically are not readily available to allow for a “quoted price for similar assets” comparison. Accordingly, the Corporation utilizes an independent valuation from a third party which uses a discounted cash flow model to estimate the fair value of its loan servicing rights. The valuation model incorporates prepayment assumptions to project loan servicing rights cash flows based on the current interest rate scenario, which is then discounted to estimate an expected fair value of the loan servicing rights. The valuation model considers portfolio characteristics of the underlying serviced portion of the SBA loans and uses the following significant unobservable inputs: (1) constant prepayment rate (“CPR”) assumptions based on the SBA sold pools historical CPR as quoted in Bloomberg and (2) a discount rate. Due to the nature of the valuation inputs, loan servicing rights are classified in Level 3 of the fair value hierarchy. Fair Value of Financial Instruments The Corporation is required to disclose estimated fair values for its financial instruments. Fair value estimates, methods, and assumptions, consistent with exit price concepts for fair value measurements, are set forth below: September 30, 2024 Carrying Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 131,972 $ 131,972 $ 131,972 $ — $ — Securities available-for-sale 313,336 313,336 — 313,336 — Securities held-to-maturity 6,907 6,775 — 6,775 — Loans held for sale 8,173 8,827 — 8,827 — Loans and lease receivables, net 3,016,391 2,998,254 — — 2,998,254 Federal Home Loan Bank stock 12,775 N/A N/A N/A N/A Accrued interest receivable 12,906 12,906 12,906 — — Interest rate swaps 42,539 42,539 — 42,539 — Financial liabilities: Deposits 2,969,947 2,966,694 2,295,436 671,258 — Federal Home Loan Bank advances and other borrowings 349,109 344,004 — 344,004 — Accrued interest payable 10,820 10,820 10,820 — — Interest rate swaps 45,399 45,399 — 45,399 — Off-balance sheet items: Standby letters of credit 216 216 — — 216 N/A = The fair value is not applicable due to restrictions placed on transferability December 31, 2023 Carrying Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 139,510 $ 139,510 $ 139,510 $ — $ — Securities available-for-sale 297,006 297,006 — 297,006 — Securities held-to-maturity 8,503 8,255 — 8,255 — Loans held for sale 4,589 4,956 — 4,956 — Loans and lease receivables, net 2,818,986 2,789,731 — — 2,789,731 Federal Home Loan Bank stock 12,042 N/A N/A N/A N/A Accrued interest receivable 13,275 13,275 13,275 — — Interest rate swaps 55,597 55,597 — 55,597 — Financial liabilities: Deposits 2,796,779 2,795,463 2,101,939 693,524 — Federal Home Loan Bank advances and other borrowings 330,916 320,287 — 320,287 — Accrued interest payable 10,860 10,860 10,860 — — Interest rate swaps 51,949 51,949 — 51,949 — Off-balance sheet items: Standby letters of credit 190 190 — — 190 N/A = The fair value is not applicable due to restrictions placed on transferability Disclosure of fair value information about financial instruments, for which it is practicable to estimate that value, is required whether or not recognized in the unaudited Consolidated Balance Sheets. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Certain financial instruments and all non-financial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not necessarily represent the underlying value of the Corporation. Securities: The fair value measurements of investment securities are determined by a third-party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trade execution data, market consensus prepayment speeds, credit information, and the securities’ terms and conditions, among other things. The fair value measurements are subject to independent verification by another pricing source on a quarterly basis to review for reasonableness. Any significant differences in pricing are reviewed with appropriate members of management who have the relevant technical expertise to assess the results. The Corporation has determined that these valuations are classified in Level 2 of the fair value hierarchy. When the independent pricing service does not provide a fair value measurement for a particular security, the Corporation will estimate the fair value based on specific information about each security. Fair values derived in this manner are classified in Level 3 of the fair value hierarchy. Loans Held for Sale: Loans held for sale, which consist of the guaranteed portions of SBA 7(a) loans, are carried at the lower of cost or estimated fair value. The estimated fair value is based on what secondary markets are currently offering for portfolios with similar characteristics. Derivatives: The carrying amount and fair value of existing derivative financial instruments are based upon independent valuation models, which use widely accepted valuation techniques, including discounted cash flow analysis on the expected cash flows of each derivative contract. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves and implied volatilities. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Corporation considers the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. Limitations: Fair value estimates are made at a discrete point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Corporation’s entire holding of a particular financial instrument. Because no market exists for a significant portion of the Corporation’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and are not considered in the estimates.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Note 13 — Derivative Financial Instruments The Corporation offers interest rate swap products directly to qualified commercial borrowers. The Corporation economically hedges client derivative transactions by entering into offsetting interest rate swap contracts executed with a third party. Derivative transactions executed as part of this program are not considered hedging instruments and are marked-to-market through earnings each period. The derivative contracts have mirror-image terms, which results in the positions’ changes in fair value offsetting through earnings each period. The credit risk and risk of non-performance embedded in the fair value calculations is different between the dealer counterparties and the commercial borrowers which may result in a difference in the changes in the fair value of the mirror-image swaps. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own non-performance risk and the counterparty’s risk in the fair value measurements. When evaluating the fair value of its derivative contracts for the effects of non-performance and credit risk, the Corporation considered the impact of netting and any applicable credit enhancements such as collateral postings, thresholds, and guarantees. As of September 30, 2024 and December 31, 2023, the credit valuation allowance was $ 38,000 and $ 117,000 , respectively. The Corporation receives fixed rates and pays floating rates based upon designated benchmark interest rates used on the swaps with commercial borrowers. Commercial borrower swaps are completed independently with each borrower and are not subject to master netting arrangements. The Corporation pays fixed rates and receives floating rates based upon designated benchmark interest rates used on the swaps with dealer counterparties. Dealer counterparty swaps are subject to master netting agreements among the contracts within our Bank and are reported on the unaudited Consolidated Balance Sheet. The gross amount of dealer counterparty swaps, without regard to the enforceable master netting agreement, was a gross derivative asset of $ 39.8 million and gross derivative liability of $ 11.4 million as of September 30, 2024. All changes in fair value of these instruments are recorded in other non-interest income. Given the mirror-image terms of the outstanding derivative portfolio, the change in fair value for the three and nine months ended September 30, 2024 and 2023 had an insignificant impact on the unaudited Consolidated Statements of Income. The Corporation also enters into interest rate swaps to manage interest rate risk and reduce the cost of match-funding certain long-term fixed rate loans. These derivative contracts involve the receipt of floating rate interest from a counterparty in exchange for the Corporation making fixed-rate payments over the life of the agreement, without the exchange of the underlying notional value. The instruments are designated as cash flow hedges as the receipt of floating rate interest from the counterparty is used to manage interest rate risk related to cash outflows attributable to future wholesale deposit or short-term FHLB advance borrowings. The change in the fair value of these hedging instruments is recorded in accumulated other comprehensive income and is subsequently reclassified into earnings in the period that the hedged transactions affect earnings. A pre-tax unrealized loss of $ 11.6 million and $ 6.5 million was recognized in other comprehensive income for the three and nine months ended September 30, 2024 , respectively, and there were no ineffective portions of the hedges. A pre-tax unrealized gain of $ 5.3 million and $ 7.5 million was recognized in other comprehensive income for the three and nine months ended September 30, 2023 , respectively, and there were no ineffective portions of the hedges. The Corporation also enters into interest rate swaps to mitigate market value volatility on certain long-term fixed securities. The objective of the hedge is to protect the Corporation against changes in fair value due to changes in benchmark interest rates. The instruments are designated as fair value hedges as the changes in the fair value of the interest rate swap are expected to offset changes in the fair value of the hedged item attributable to changes in the SOFR swap rate, the designated benchmark interest rate. These derivative contracts involve the receipt of floating rate interest from a counterparty in exchange for the Corporation making fixed-rate payments over the life of the agreement, without the exchange of the underlying notional value. The change in the fair value of these hedging instruments is recorded in accumulated other comprehensive income and is subsequently reclassified into earnings in the period that the hedged transactions affect earnings. A pre-tax unrealized loss of $ 246,000 and $ 24,000 was recognized in other comprehensive income for the three and nine months ended September 30, 2024 , respectively, and there was no ineffective portion of these hedges. A pre-tax unrealized gain of $ 421,000 and $ 353,000 was recognized in other comprehensive income for the three and nine months ended September 30, 2023 , respectively, and there was no ineffective portion of these hedges. As of September 30, 2024 Number of Notional Weighted Fair (Dollars in Thousands) Included in Derivative assets Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial 33 $ 377,041 5.12 $ 11,352 Interest rate swap agreements on loans with third-party 106 975,845 5.49 28,444 Derivatives designated as hedging instruments Interest rate swap related to AFS securities 11 $ 12,500 7.53 $ 601 Interest rate swap related to wholesale funding 6 68,400 2.55 2,142 Included in Derivative liabilities Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial 73 $ 598,803 5.73 $ 39,796 Derivatives designated as hedging instruments Interest rate swap related to wholesale funding 41 $ 431,255 3.77 $ 5,603 As of December 31, 2023 Number of Notional Weighted Fair (Dollars in Thousands) Included in Derivative assets Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial 25 $ 249,454 6.33 $ 7,904 Interest rate swap agreements on loans with third-party 106 939,156 6.06 43,234 Derivatives designated as hedging instruments Interest rate swap related to AFS securities 11 $ 12,500 8.28 $ 624 Interest rate swap related to wholesale funding 9 96,400 2.47 3,835 Included in Derivative liabilities Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial 81 $ 689,702 5.96 $ 51,138 Derivatives designated as hedging instruments Interest rate swap related to wholesale funding 29 $ 306,255 3.89 $ 811

Regulatory Capital

Regulatory Capital	9 Months Ended
	Sep. 30, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Regulatory Capital	Note 14 — Regulatory Capital The Corporation and the Bank are subject to various regulatory capital requirements administered by Federal and Wisconsin banking agencies. Failure to meet minimum capital requirements can result in certain mandatory, and possibly additional discretionary actions on the part of regulators, that if undertaken, could have a direct material effect on the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory practices. The Corporation’s and the Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Corporation regularly reviews and updates, when appropriate, its capital and liquidity action plans, which is designed to help ensure appropriate capital adequacy, to plan for future capital needs, and to ensure that the Corporation serves as a source of financial strength to the Bank. The Corporation’s and the Bank’s Board and management teams adhere to the appropriate regulatory guidelines on decisions which affect their respective capital positions, including but not limited to, decisions relating to the payment of dividends and increasing indebtedness. As a bank holding company, the Corporation’s ability to pay dividends is affected by the policies and enforcement powers of the Board of Governors of the Federal Reserve system (the “Federal Reserve”). Federal Reserve guidance urges financial institutions to strongly consider eliminating, deferring, or significantly reducing dividends if: (i) net income available to common shareholders for the past four quarters, net of dividends previously paid during that period, is not sufficient to fully fund the dividend; (ii) the prospective rate of earnings retention is not consistent with the bank holding company’s capital needs and overall current and prospective financial condition; or (iii) the bank holding company will not meet, or is in danger of not meeting, its minimum regulatory capital ratios. Management intends, when appropriate under regulatory guidelines, to consult with the Federal Reserve Bank (“FRB”) of Chicago and provide it with information on the Corporation’s then-current and prospective earnings and capital position in advance of declaring any cash dividends. As a Wisconsin corporation, the Corporation is subject to the limitations of the Wisconsin Business Corporation Law, which prohibit the Corporation from paying dividends if such payment would: (i) render the Corporation unable to pay its debts as they become due in the usual course of business, or (ii) result in the Corporation’s assets being less than the sum of its total liabilities plus the amount needed to satisfy the preferential rights upon dissolution of any shareholders with preferential rights superior to those shareholders receiving the dividend. The Bank is also subject to certain legal, regulatory, and other restrictions on their ability to pay dividends to the Corporation. As a bank holding company, the payment of dividends by the Bank to the Corporation is one of the sources of funds the Corporation could use to pay dividends, if any, in the future and to make other payments. Future dividend decisions by the Bank and the Corporation will continue to be subject to compliance with various legal, regulatory, and other restrictions as defined from time to time. Quantitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum amounts and ratios of Total Common Equity Tier 1 and Tier 1 capital to risk-weighted assets and of Tier 1 capital to adjusted total assets. These risk-based capital requirements presently address credit risk related to both recorded and off-balance sheet commitments and obligations. As of September 30, 2024 , the Corporation’s capital levels exceeded the regulatory minimums and the Bank’s capital levels remained characterized as well capitalized under the regulatory framework. The following tables summarize both the Corporation’s and the Bank’s capital ratios and the ratios required by their federal regulators: As of September 30, 2024 Actual (1) Minimum Required For Capital Minimum Required Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital Consolidated $ 407,421 11.72 % $ 278,219 8.00 % $ 365,162 10.50 % N/A N/A First Business Bank 402,567 11.57 278,257 8.00 365,212 10.50 $ 347,821 10.00 % Tier 1 capital Consolidated $ 316,792 9.11 % $ 208,664 6.00 % $ 295,607 8.50 % N/A N/A First Business Bank 366,597 10.54 208,692 6.00 295,648 8.50 $ 278,257 8.00 % Common equity tier 1 capital Consolidated $ 304,800 8.76 % $ 156,498 4.50 % $ 243,441 7.00 % N/A N/A First Business Bank 366,597 10.54 156,519 4.50 243,474 7.00 $ 226,083 6.50 % Tier 1 leverage capital Consolidated $ 316,792 8.68 % $ 145,944 4.00 % $ 145,944 4.00 % N/A N/A First Business Bank 366,597 10.05 145,914 4.00 145,914 4.00 $ 182,393 5.00 % As of December 31, 2023 Actual (1) Minimum Required For Capital Minimum Required Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital Consolidated $ 375,440 11.19 % $ 268,500 8.00 % $ 352,406 10.50 % N/A N/A First Business Bank 376,310 11.21 268,595 8.00 352,531 10.50 $ 335,744 10.00 % Tier 1 capital Consolidated $ 293,338 8.74 % $ 201,375 6.00 % $ 285,281 8.50 % N/A N/A First Business Bank 343,604 10.23 201,446 6.00 285,382 8.50 $ 268,595 8.00 % Common equity tier 1 capital Consolidated $ 281,346 8.38 % $ 151,031 4.50 % $ 234,937 7.00 % N/A N/A First Business Bank 343,604 10.23 151,085 4.50 235,021 7.00 $ 218,233 6.50 % Tier 1 leverage capital Consolidated $ 293,338 8.43 % $ 139,145 4.00 % $ 139,145 4.00 % N/A N/A First Business Bank 343,604 9.87 139,262 4.00 139,262 4.00 $ 174,077 5.00 % (1) 2024 and 2023 capital amounts include $677,000 and $1.0 million, respectively, of additional stockholders’ equity as elected by the Corporation and permitted by federal banking regulatory agencies related to the adoption of ASC 326. Risk-weighted assets were also adjusted accordingly.

Nature of Operations and Summ_2

Nature of Operations and Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited Consolidated Financial Statements were prepared in accordance with GAAP and the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with the Corporation’s Consolidated Financial Statements and footnotes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2023.
Principles of Consolidation	The unaudited Consolidated Financial Statements include the accounts of the Corporation and its wholly-owned subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation.
Use of Estimates	Management of the Corporation is required to make estimates and assumptions which affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements as well as reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that could significantly change in the near-term include the value of securities and interest rate swaps, level of the allowance for credit losses, lease residuals, property under operating leases, goodwill, and income taxes
Reclassification	Certain amounts in prior periods may have been reclassified to conform to the current presentation.
Subsequent Events	Subsequent events have been evaluated through the date of the issuance of the unaudited Consolidated Financial Statements. No significant subsequent events have occurred through this date requiring adjustment to the financial statements or disclosures.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In November 2023, the FASB issued ASU No. 2023-07, “Segment Reporting (Topic 820): Improvements to Reportable Segment Disclosures.” This update is intended to improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2024. The Corporation is one operating segment; therefore, we do not anticipate any material impact to the financial statements. In December 2023, the FASB issued ASU No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures.” This update enhances the transparency and decision usefulness of income tax disclosures by providing better information regarding exposure to potential changes in jurisdictional tax legislation and related forecasting and cash flow opportunities. This update is effective for fiscal years beginning after December 15, 2024. The Corporation is assessing the impact of the standard.
Loans and Leases Receivable, Allowance for Credit Losses	Allowance for Credit Losses The ACL is an estimate of the expected credit losses on financial assets measured at amortized cost, which is measured using relevant information about past events, including historical credit loss experience on financial assets with similar risk characteristics, current conditions, and reasonable and supportable forecasts that affect the collectability of the remaining cash flows over the contractual term of the financial assets. A provision for credit losses is charged to operations based on management’s periodic evaluation of these and other pertinent factors as discussed within Note 1 – Nature of Operations and Summary of Significant Accounting Policies included in the Corporation’s Form 10-K for the year ended December 31, 2023. Quantitative Considerations The ACL is primarily calculated utilizing a Discounted Cash Flow (“DCF”) model. Key inputs and assumptions used in this model are discussed below: • Forecast model - For each portfolio segment, a Loss Driver Analysis (“LDA”) was performed in order to identify appropriate loss drivers and create a regression model for use in forecasting cash flows. The LDA analysis utilized peer FFIEC Call Report data for all DCF pools. The Corporation plans to update the LDA annually. • Probability of Default ("PD") – PD is the probability that an asset will be in default within a given time frame. The Corporation has defined default as when a charge-off has occurred, a loan goes to non-accrual status, or a loan is greater than 90 days past due. The forecast model is utilized to estimate PDs. • Loss Given Default ("LGD") – LGD is the percentage of the asset not expected to be collected due to default. The LGD is derived from using a method referred to as Frye Jacobs which uses industry data. • Prepayments and curtailments – Prepayments and curtailments are calculated based on the Corporation’s own data. This analysis is updated semi-annually. • Forecast and reversion – The Corporation has established a one-year reasonable and supportable forecast period with a one-year straight line reversion to the long-term historical average. • Economic forecast – The Corporation utilizes a third party to provide economic forecasts under various scenarios, which are assessed against economic indicators and management’s observations in the market. As of December 31, 2023, the Corporation selected a forecast which estimates unemployment between 3.89% and 4.04% and GDP growth change between 1.29% and 2.32% over the next four quarters. As of September 30, 2024, the Corporation selected a forecast which estimates unemployment between 4.12% and 4.20% and GDP growth change between 1.83% and 2.34% over the next four quarters. Following the forecast period, the model reverts to long-term averages over four quarters. Management believes that the resulting quantitative reserve appropriately balances economic indicators with identified risks. Qualitative Considerations In addition to the quantitative model, management considers the need for qualitative adjustment for risks not considered in the DCF. Factors that are considered by management in determining loan collectability and the appropriate level of the ACL are listed below: • The Corporation’s lending policies and procedures, including changes in lending strategies, underwriting standards and practices for collections, write-offs, and recoveries; • Actual and expected changes in international, national, regional, and local economic and business conditions and developments in which the Corporation operates that affect the collectability of financial assets; • The experience, ability, and depth of the Corporation’s lending, investment, collection, and other relevant management and staff; • The volume of past due financial assets, the volume of non-accrual loans and leases, and the volume and severity of adversely classified or graded assets; • The existence and effect of industry concentrations of credit; • The nature and volume of the portfolio segment or class; • The quality of the Corporation’s credit function; and • The effect of other external factors such as the regulatory, legal and technological environments, competition, and events such as natural disasters or pandemics.
Fair Value of Financial Instruments	The Corporation determines the fair values of its financial instruments based on the fair value hierarchy established in ASC Topic 820, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is defined as the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date and is based on exit prices. Fair value includes assumptions about risk, such as nonperformance risk in liability fair values, and is a market-based measurement, not an entity-specific measurement. The standard describes three levels of inputs that may be used to measure fair value. Level 1 — Level 1 inputs are unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 — Level 2 inputs are inputs, other than quoted prices included with Level 1, that are observable for the asset or liability either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 — Level 3 inputs are supported by little or no market activity and are significant to the fair value of the assets or liabilities. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The Corporation’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability.
Fair Value Measurement	Disclosure of fair value information about financial instruments, for which it is practicable to estimate that value, is required whether or not recognized in the unaudited Consolidated Balance Sheets. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Certain financial instruments and all non-financial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not necessarily represent the underlying value of the Corporation. Securities: The fair value measurements of investment securities are determined by a third-party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trade execution data, market consensus prepayment speeds, credit information, and the securities’ terms and conditions, among other things. The fair value measurements are subject to independent verification by another pricing source on a quarterly basis to review for reasonableness. Any significant differences in pricing are reviewed with appropriate members of management who have the relevant technical expertise to assess the results. The Corporation has determined that these valuations are classified in Level 2 of the fair value hierarchy. When the independent pricing service does not provide a fair value measurement for a particular security, the Corporation will estimate the fair value based on specific information about each security. Fair values derived in this manner are classified in Level 3 of the fair value hierarchy. Loans Held for Sale: Loans held for sale, which consist of the guaranteed portions of SBA 7(a) loans, are carried at the lower of cost or estimated fair value. The estimated fair value is based on what secondary markets are currently offering for portfolios with similar characteristics. Derivatives: The carrying amount and fair value of existing derivative financial instruments are based upon independent valuation models, which use widely accepted valuation techniques, including discounted cash flow analysis on the expected cash flows of each derivative contract. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves and implied volatilities. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Corporation considers the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. Limitations: Fair value estimates are made at a discrete point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Corporation’s entire holding of a particular financial instrument. Because no market exists for a significant portion of the Corporation’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and are not considered in the estimates.

Earnings Per Common Share (Poli

Earnings Per Common Share (Policies)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Earnings per common share are computed using the two-class method. Basic earnings per common share are computed by dividing net income allocated to common shares by the weighted-average number of shares outstanding during the applicable period, excluding outstanding participating securities. Participating securities include unvested restricted shares. Unvested restricted shares are considered participating securities because holders of these securities receive non-forfeitable dividends, or dividend equivalents, at the same rate as holders of the Corporation’s common stock. Diluted earnings per share are computed by dividing net income allocated to common shares adjusted for reallocation of undistributed earnings of unvested restricted shares by the weighted average number of shares determined for the basic earnings per common share computation plus the dilutive effect of common stock equivalents using the treasury stock method. For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 (Dollars in Thousands, Except Basic earnings per common share Net income $ 10,526 $ 9,941 $ 29,830 $ 27,257 Less: preferred stock dividends 218 218 656 656 Less: earnings allocated to participating securities 228 242 682 690 Basic earnings allocated to common shareholders $ 10,080 $ 9,481 $ 28,492 $ 25,911 Weighted-average common shares outstanding, excluding participating securities 8,111,215 8,107,641 8,149,949 8,134,587 Basic earnings per common share $ 1.24 $ 1.17 $ 3.50 $ 3.19 Diluted earnings per common share Earnings allocated to common shareholders, diluted $ 10,080 $ 9,481 $ 28,492 $ 25,911 Weighted-average diluted common shares outstanding, excluding participating securities 8,111,215 8,107,641 8,149,949 8,134,587 Diluted earnings per common share $ 1.24 $ 1.17 $ 3.50 $ 3.19

Share-Based Compensation (Polic

Share-Based Compensation (Policies)	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
Share-based Compensation, Option and Incentive Plans	The Corporation initially adopted the 2019 Equity Incentive Plan (the “Plan”) during the quarter ended June 30, 2019. The Plan is administered by the Compensation Committee of the Board of Directors (the “Board”) of the Corporation and provides for the grant of equity ownership opportunities through incentive stock options and nonqualified stock options, restricted stock, restricted stock units, dividend equivalent units, and any other type of award permitted by the Plan. As of September 30, 2024, 267,439 shares were available for future grants under the Plan, as amended. Shares covered by awards that expire, terminate, or lapse will again be available for the grant of awards under the Plan. Restricted Stock Under the Plan, the Corporation may grant restricted stock awards (“RSA”), restricted stock units (“RSU”), and other stock-based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, RSA participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. RSUs do not have voting rights. RSUs granted prior to 2023 are provided dividend equivalents concurrent with dividends paid to shareholders while RSUs granted in 2023 and after will accrue dividend equivalents payable upon vesting. The restricted stock granted under the Plan is typically subject to a vesting period. Compensation expense for restricted stock is recognized over the requisite service period of generally three or four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the unaudited Consolidated Statements of Income. The Corporation may also issue performance-based restricted stock units (“PRSU”). Vesting of the PRSU will be measured on the relative Total Shareholder Return (“TSR”) and relative Return on Average Equity (“ROAE”) for issuances prior to 2023 or Return on Average Common Equity (“ROACE”) for issuances after 2022, and will cliff-vest after a three-year measurement period based on the Corporation’s TSR performance and ROAE or ROACE performance compared to a broad peer group of over 100 banks. At the end of the performance period, the number of actual shares to be awarded varies between 0 % and 200 % of target amounts. The restricted stock awards and units issued to executive officers will vest ratably over a three-year period. Compensation expense is recognized for PRSU over the requisite service and performance period of generally three years for the entire expected award on a straight-line basis. The compensation expense for the awards expected to vest for the percentage of performance-based restricted stock units subject to the ROAE or ROACE metric will be adjusted if there is a change in the expectation of ROAE or ROACE. The compensation expense for the awards expected to vest for the percentage of PRSU subject to the TSR metric are never adjusted and are amortized utilizing the accounting fair value provided using a Monte Carlo pricing model.

Derivative Financial Instrume_2

Derivative Financial Instruments (Policies)	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	The Corporation offers interest rate swap products directly to qualified commercial borrowers. The Corporation economically hedges client derivative transactions by entering into offsetting interest rate swap contracts executed with a third party. Derivative transactions executed as part of this program are not considered hedging instruments and are marked-to-market through earnings each period. The derivative contracts have mirror-image terms, which results in the positions’ changes in fair value offsetting through earnings each period. The credit risk and risk of non-performance embedded in the fair value calculations is different between the dealer counterparties and the commercial borrowers which may result in a difference in the changes in the fair value of the mirror-image swaps. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own non-performance risk and the counterparty’s risk in the fair value measurements. When evaluating the fair value of its derivative contracts for the effects of non-performance and credit risk, the Corporation considered the impact of netting and any applicable credit enhancements such as collateral postings, thresholds, and guarantees. As of September 30, 2024 and December 31, 2023, the credit valuation allowance was $ 38,000 and $ 117,000 , respectively.

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Summary of Earnings Per Common Share	For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 (Dollars in Thousands, Except Basic earnings per common share Net income $ 10,526 $ 9,941 $ 29,830 $ 27,257 Less: preferred stock dividends 218 218 656 656 Less: earnings allocated to participating securities 228 242 682 690 Basic earnings allocated to common shareholders $ 10,080 $ 9,481 $ 28,492 $ 25,911 Weighted-average common shares outstanding, excluding participating securities 8,111,215 8,107,641 8,149,949 8,134,587 Basic earnings per common share $ 1.24 $ 1.17 $ 3.50 $ 3.19 Diluted earnings per common share Earnings allocated to common shareholders, diluted $ 10,080 $ 9,481 $ 28,492 $ 25,911 Weighted-average diluted common shares outstanding, excluding participating securities 8,111,215 8,107,641 8,149,949 8,134,587 Diluted earnings per common share $ 1.24 $ 1.17 $ 3.50 $ 3.19

Share-Based Compensation (Table

Share-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
Summary of Restricted Stock Activity	Restricted stock activity for the year ended December 31, 2023 and the nine months ended September 30, 2024 was as follows: RSA Weighted Average PRSU Weighted Average RSU Weighted Average Total Weighted Average Nonvested balance as of December 31, 2022 133,317 $ 27.95 57,435 $ 32.89 6,105 $ 25.92 196,857 $ 29.32 Granted (1) — — 34,840 35.79 54,955 34.43 89,795 34.96 Vested ( 56,931 ) 27.03 ( 36,120 ) 31.31 ( 3,253 ) 26.06 ( 96,304 ) 28.60 Forfeited ( 4,435 ) 30.20 — — ( 820 ) 36.42 ( 5,255 ) 31.17 Nonvested balance as of December 31, 2023 71,951 28.53 56,155 35.70 56,987 33.97 185,093 32.38 Granted (1) — — 27,614 34.76 64,747 30.13 92,361 31.52 Vested ( 34,170 ) 26.93 ( 34,139 ) 25.43 ( 31,859 ) 20.76 ( 100,168 ) 24.46 Forfeited ( 5,430 ) 30.35 — — ( 4,857 ) 36.28 ( 10,287 ) 33.15 Nonvested balance as of September 30, 2024 32,351 $ 29.92 49,630 $ 42.24 85,018 $ 35.87 166,999 $ 36.61 Unrecognized compensation cost (in thousands) $ 577 $ 1,152 $ 2,433 $ 4,162 Weighted average remaining recognition period (in years) 1.07 1.64 2.50 2.11 (1) The number of restricted shares/units shown includes the shares that would be granted if the target level of performance is achieved related to the PRSU. The number of shares actually issued may vary. During the nine months ended September 30, 2024, an additional 10,589 were issued related to actual performance results of previously granted awards.
Share-based Payment Arrangement, Expensed and Capitalized, Amount	Share-based compensation expense related to restricted stock and ESPP included in the unaudited Consolidated Statements of Income was as follows: For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 (In Thousands) Share-based compensation expense $ 649 $ 643 $ 1,938 $ 2,349

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities	The amortized cost and fair value of securities available-for-sale and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: As of September 30, 2024 Amortized Cost Gross Gross Fair Value (In Thousands) Available-for-sale: U.S. treasuries $ 4,987 $ — $ ( 252 ) 4,735 U.S. government agency securities - government-sponsored 8,500 — ( 310 ) 8,190 Municipal securities 40,099 — ( 4,038 ) 36,061 Residential mortgage-backed securities - government issued 107,364 1,385 ( 1,985 ) 106,764 Residential mortgage-backed securities - government-sponsored 133,898 710 ( 8,255 ) 126,353 Commercial mortgage-backed securities - government issued 2,718 — ( 372 ) 2,346 Commercial mortgage-backed securities - government-sponsored 32,212 72 ( 3,397 ) 28,887 $ 329,778 $ 2,167 $ ( 18,609 ) $ 313,336 As of December 31, 2023 Amortized Cost Gross Gross Fair Value (In Thousands) Available-for-sale: U.S. treasuries $ 14,158 $ 7 $ ( 389 ) $ 13,776 U.S. government agency securities - government-sponsored 27,986 35 ( 455 ) 27,566 Municipal securities 40,407 — ( 4,526 ) 35,881 Residential mortgage-backed securities - government issued 69,441 1,000 ( 2,385 ) 68,056 Residential mortgage-backed securities - government-sponsored 131,321 281 ( 10,769 ) 120,833 Commercial mortgage-backed securities - government issued 2,995 — ( 470 ) 2,525 Commercial mortgage-backed securities - government-sponsored 32,774 65 ( 4,470 ) 28,369 $ 319,082 $ 1,388 $ ( 23,464 ) $ 297,006
Schedule of Held-to-maturity Securities	The amortized cost and fair value of securities held-to-maturity and the corresponding amounts of gross unrecognized gains and losses were as follows: As of September 30, 2024 Amortized Cost Gross Gross Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 3,140 $ 4 $ ( 14 ) $ 3,130 Residential mortgage-backed securities - government issued 931 — ( 46 ) 885 Residential mortgage-backed securities - government-sponsored 833 — ( 31 ) 802 Commercial mortgage-backed securities - government-sponsored 2,003 — ( 45 ) 1,958 $ 6,907 $ 4 $ ( 136 ) $ 6,775 As of December 31, 2023 Amortized Cost Gross Gross Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 4,210 $ 4 $ ( 41 ) $ 4,173 Residential mortgage-backed securities - government issued 1,211 — ( 76 ) 1,135 Residential mortgage-backed securities - government-sponsored 1,078 — ( 53 ) 1,025 Commercial mortgage-backed securities - government-sponsored 2,004 — ( 82 ) 1,922 $ 8,503 $ 4 $ ( 252 ) $ 8,255
Summary of Amortized Cost and Fair Value by Contractual Maturity	The amortized cost and fair value of securities by contractual maturity at September 30, 2024 are shown below. Actual maturities may differ from contractual maturities because issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In Thousands) Due in one year or less $ 3,501 $ 3,463 $ 738 $ 735 Due in one year through five years 20,270 19,305 2,402 2,395 Due in five through ten years 8,855 8,220 — — Due in over ten years 20,960 17,998 — — 53,586 48,986 3,140 3,130 Residential mortgage-backed securities 241,262 233,117 1,764 1,687 Commercial mortgage-backed securities 34,930 31,233 2,003 1,958 $ 329,778 $ 313,336 $ 6,907 $ 6,775
Summary of Unrealized Loss for Securities Available-For-Sale	A summary of unrealized loss information for securities available-for-sale, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: As of September 30, 2024 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Available-for-sale: U.S. treasuries $ — $ — $ 4,735 $ 252 $ 4,735 $ 252 U.S. government agency securities - government- 3,000 1 3,190 309 6,190 310 Municipal securities — — 36,061 4,038 36,061 4,038 Residential mortgage-backed securities - 3,209 20 20,108 1,965 23,317 1,985 Residential mortgage-backed securities - 3,710 55 75,879 8,200 79,589 8,255 Commercial mortgage-backed securities - — — 2,346 372 2,346 372 Commercial mortgage-backed securities - — — 27,861 3,397 27,861 3,397 $ 9,919 $ 76 $ 170,180 $ 18,533 $ 180,099 $ 18,609 As of December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Available-for-sale: U.S. treasuries $ — $ — $ 4,595 $ 389 $ 4,595 $ 389 U.S. government agency securities - government- 13,370 30 3,076 425 16,446 455 Municipal securities — — 35,881 4,526 35,881 4,526 Residential mortgage-backed securities - 13,178 160 13,819 2,225 26,997 2,385 Residential mortgage-backed securities - 19,925 285 78,086 10,484 98,011 10,769 Commercial mortgage-backed securities - — — 2,525 470 2,525 470 Commercial mortgage-backed securities - 893 20 26,465 4,450 27,358 4,470 $ 47,366 $ 495 $ 164,447 $ 22,969 $ 211,813 $ 23,464
Summary of Unrecognized Loss for Securities Held-To-Maturity	A summary of unrecognized loss information for securities held-to-maturity, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: As of September 30, 2024 Less than 12 Months 12 Months or Longer Total Fair Value Unrecognized Fair Value Unrecognized Fair Value Unrecognized (In Thousands) Held-to-maturity: Municipal securities $ — $ — $ 2,159 $ 14 $ 2,159 $ 14 Residential mortgage-backed securities - — — 885 46 885 46 Residential mortgage-backed securities - — — 802 31 802 31 Commercial mortgage-backed securities - — — 1,958 45 1,958 45 $ — $ — $ 5,804 $ 136 $ 5,804 $ 136 As of December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Value Unrecognized Fair Value Unrecognized Fair Value Unrecognized (In Thousands) Held-to-maturity: Municipal securities $ 1,424 $ 4 $ 2,234 $ 37 $ 3,658 $ 41 Residential mortgage-backed securities - — — 1,135 76 1,135 76 Residential mortgage-backed securities - — — 1,025 53 1,025 53 Commercial mortgage-backed securities - — — 1,922 82 1,922 82 $ 1,424 $ 4 $ 6,316 $ 248 $ 7,740 $ 252

Loans, Lease Receivables, and_2

Loans, Lease Receivables, and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Loan and Lease Receivables Composition	Loan and lease receivables consist of the following: September 30, December 31, (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ 259,532 $ 256,479 Commercial real estate — non-owner occupied 768,195 773,494 Construction 266,762 193,080 Multi-family 494,954 450,529 1-4 family 39,933 26,289 Total commercial real estate 1,829,376 1,699,871 Commercial and industrial 1,174,295 1,105,835 Consumer and other 46,610 44,312 Total gross loans and leases receivable 3,050,281 2,850,018 Less: Allowance for credit losses 33,688 31,275 Deferred loan fees and costs, net 202 ( 243 ) Loans and leases receivable, net $ 3,016,391 $ 2,818,986
Financing Receivable by Credit Quality Indicators	The following table illustrates ending balances of the Corporation’s loan and lease portfolio, including non-accrual loans by class of receivable, and considering certain credit quality indicators: September 30, 2024 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2024 2023 2022 2021 2020 Prior Revolving Total Commercial real estate — Category I $ 9,514 $ 38,462 $ 45,346 $ 37,126 $ 42,580 $ 83,902 $ 1,747 $ 258,677 II — — — — — — — — III — — — — — 855 — 855 IV — — — — — — — — Total $ 9,514 $ 38,462 $ 45,346 $ 37,126 $ 42,580 $ 84,757 $ 1,747 $ 259,532 Commercial real estate — Category I $ 18,420 $ 69,137 $ 76,518 $ 70,956 $ 85,917 $ 350,267 $ 38,223 $ 709,438 II — — — 2,257 2,176 30,266 — 34,699 III — 651 — — — 23,407 — 24,058 IV — — — — — — — — Total $ 18,420 $ 69,788 $ 76,518 $ 73,213 $ 88,093 $ 403,940 $ 38,223 $ 768,195 Construction Category I $ 53,512 $ 130,485 $ 37,255 $ 4,769 $ 729 $ 5,556 $ 19,870 $ 252,176 II — — — — — — — — III — — 454 8,155 5,713 264 — 14,586 IV — — — — — — — — Total $ 53,512 $ 130,485 $ 37,709 $ 12,924 $ 6,442 $ 5,820 $ 19,870 $ 266,762 Multi-family Category I $ 26,055 $ 80,720 $ 75,986 $ 69,682 $ 102,078 $ 136,119 $ 2,900 $ 493,540 II — — — 1,414 — — — 1,414 III — — — — — — — — IV — — — — — — — — Total $ 26,055 $ 80,720 $ 75,986 $ 71,096 $ 102,078 $ 136,119 $ 2,900 $ 494,954 1-4 family Category I $ 10,544 $ 4,211 $ 7,153 $ 2,356 $ 2,302 $ 2,508 $ 10,843 $ 39,917 II — — — — — — — — III — — — — — — — — IV — — — — — 16 — 16 Total $ 10,544 $ 4,211 $ 7,153 $ 2,356 $ 2,302 $ 2,524 $ 10,843 $ 39,933 Commercial and industrial Category I $ 187,043 $ 242,991 $ 106,808 $ 59,711 $ 27,053 $ 29,980 $ 448,373 $ 1,101,959 II 199 3,352 3,666 — 472 8 5,792 13,489 III 4,413 5,190 6,103 1,473 2,489 4,529 15,302 39,499 IV 58 3,578 5,653 1,026 447 2,381 6,205 19,348 Total $ 191,713 $ 255,111 $ 122,230 $ 62,210 $ 30,461 $ 36,898 $ 475,672 $ 1,174,295 Consumer and other Category I $ 6,580 $ 5,388 $ 7,674 $ 2,866 $ 11,467 $ 5,220 $ 7,415 $ 46,610 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 6,580 $ 5,388 $ 7,674 $ 2,866 $ 11,467 $ 5,220 $ 7,415 $ 46,610 Total Loans Category I $ 311,668 $ 571,394 $ 356,740 $ 247,466 $ 272,126 $ 613,552 $ 529,371 $ 2,902,317 II 199 3,352 3,666 3,671 2,648 30,274 5,792 49,602 III 4,413 5,841 6,557 9,628 8,202 29,055 15,302 78,998 IV 58 3,578 5,653 1,026 447 2,397 6,205 19,364 Total $ 316,338 $ 584,165 $ 372,616 $ 261,791 $ 283,423 $ 675,278 $ 556,670 $ 3,050,281 December 31, 2023 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2023 2022 2021 2020 2019 Prior Revolving Total Commercial real estate — Category I $ 31,637 $ 43,156 $ 38,803 $ 44,704 $ 22,078 $ 72,774 $ 451 $ 253,603 II — — — 260 — — — 260 III — — — — — 2,616 — 2,616 IV — — — — — — — — Total $ 31,637 $ 43,156 $ 38,803 $ 44,964 $ 22,078 $ 75,390 $ 451 $ 256,479 Commercial real estate — Category I $ 71,857 $ 76,689 $ 72,660 $ 78,212 $ 66,262 $ 314,970 $ 32,478 $ 713,128 II — — 2,302 2,252 19,838 16,274 — 40,666 III — — — — — 19,700 — 19,700 IV — — — — — — — — Total $ 71,857 $ 76,689 $ 74,962 $ 80,464 $ 86,100 $ 350,944 $ 32,478 $ 773,494 Construction Category I $ 63,660 $ 83,161 $ 8,542 $ 744 $ 433 $ 6,528 $ 15,011 $ 178,079 II — — 9,289 5,712 — — — 15,001 III — — — — — — — — IV — — — — — — — — Total $ 63,660 $ 83,161 $ 17,831 $ 6,456 $ 433 $ 6,528 $ 15,011 $ 193,080 Multi-family Category I $ 84,932 $ 41,068 $ 70,054 $ 113,294 $ 22,925 $ 115,243 $ 3,013 $ 450,529 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 84,932 $ 41,068 $ 70,054 $ 113,294 $ 22,925 $ 115,243 $ 3,013 $ 450,529 1-4 family Category I $ 4,242 $ 7,684 $ 2,672 $ 2,359 $ 443 $ 2,805 $ 6,062 $ 26,267 II — — — — — — — — III — — — — — — — — IV — — — — — 22 — 22 Total $ 4,242 $ 7,684 $ 2,672 $ 2,359 $ 443 $ 2,827 $ 6,062 $ 26,289 Commercial and industrial Category I $ 302,612 $ 144,167 $ 85,504 $ 38,164 $ 20,151 $ 26,490 $ 415,301 $ 1,032,389 II 1,496 5,280 785 353 94 219 5,706 13,933 III 1,093 7,168 1,882 5,919 3,861 3,957 15,058 38,938 IV 1,482 6,519 1,319 321 133 1,644 9,157 20,575 Total $ 306,683 $ 163,134 $ 89,490 $ 44,757 $ 24,239 $ 32,310 $ 445,222 $ 1,105,835 Consumer and other Category I $ 5,920 $ 8,786 $ 3,167 $ 12,193 $ 2,049 $ 3,485 $ 8,712 $ 44,312 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 5,920 $ 8,786 $ 3,167 $ 12,193 $ 2,049 $ 3,485 $ 8,712 $ 44,312 Total Loans Category I $ 564,860 $ 404,711 $ 281,402 $ 289,670 $ 134,341 $ 542,295 $ 481,028 $ 2,698,307 II 1,496 5,280 12,376 8,577 19,932 16,493 5,706 69,860 III 1,093 7,168 1,882 5,919 3,861 26,273 15,058 61,254 IV 1,482 6,519 1,319 321 133 1,666 9,157 20,597 Total $ 568,931 $ 423,678 $ 296,979 $ 304,487 $ 158,267 $ 586,727 $ 510,949 $ 2,850,018
Delinquency Aging of Loan and Lease Portfolio by Class of Receivable	The delinquency aging of the loan and lease portfolio by class of receivable was as follows: September 30, 2024 30-59 60-89 Greater Total Past Current Total (Dollars in Thousands) Total loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 259,532 $ 259,532 Non-owner occupied 375 — — 375 767,820 768,195 Construction — — — — 266,762 266,762 Multi-family — — — — 494,954 494,954 1-4 family — — — — 39,933 39,933 Commercial and industrial 1,555 2,835 17,497 21,887 1,152,408 1,174,295 Consumer and other — — — — 46,610 46,610 Total $ 1,930 $ 2,835 $ 17,497 $ 22,262 $ 3,028,019 $ 3,050,281 Percent of portfolio 0.06 % 0.09 % 0.57 % 0.73 % 99.27 % 100.00 % December 31, 2023 30-59 60-89 Greater Total Past Current Total (Dollars in Thousands) Total loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 256,479 $ 256,479 Non-owner occupied — — — — 773,494 773,494 Construction — — — — 193,080 193,080 Multi-family — — — — 450,529 450,529 1-4 family — — — — 26,289 26,289 Commercial and industrial 3,430 1,041 18,347 22,818 1,083,017 1,105,835 Consumer and other — — — — 44,312 44,312 Total $ 3,430 $ 1,041 $ 18,347 $ 22,818 $ 2,827,200 $ 2,850,018 Percent of portfolio 0.12 % 0.04 % 0.64 % 0.80 % 99.20 % 100.00 %
Schedule of Financing Receivables, Non-Performing Status	The following tables provide additional detail on loans on non-accrual status and loans past due over 89 days still accruing as of: September 30, 2024 Non-accrual Non-accrual Loans Past Due (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ — $ — $ — Commercial real estate — non-owner occupied — — — Construction — — — Multi-family — — — 1-4 family 16 — — Total commercial real estate 16 — — Commercial and industrial 8,009 11,339 — Consumer and other — — — Total non-accrual loans and leases $ 8,025 $ 11,339 $ — December 31, 2023 Non-accrual Non-accrual Loans Past Due (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ — $ — $ — Commercial real estate — non-owner occupied — — — Construction — — — Multi-family — — — 1-4 family — 22 — Total commercial real estate — 22 — Commercial and industrial 9,691 10,884 — Consumer and other — — — Total non-accrual loans and leases $ 9,691 $ 10,906 $ — September 30, December 31, Total non-accrual loans and leases to gross loans and leases 0.63 % 0.72 % Allowance for credit losses to gross loans and leases 1.16 1.16 Allowance for credit losses to non-accrual loans and leases 183.38 160.21
Schedule of Collateral Dependent Loans	The following table presents the amortized cost basis of the non-accrual, collateral-dependent commercial and industrial loans as of: September 30, December 31, (In Thousands) Inventory $ 75 $ 8,879 Equipment 10,128 8,903 Real Estate 132 46 Accounts Receivable 6,179 278 Other 1,021 1,348 Total $ 17,535 $ 19,454
Summary of Financial Difficulty and Modification Type	The following table presents the amortized cost basis of loans at September 30, 2024 that were both experiencing financial difficulty and modified during the nine months ended September 30, 2024 and 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized costs basis of each class of financing receivable is also presented below. For the Nine Months Ended September 30, 2024 Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Total Total Class of Financing Receivable (In Thousands) Commercial real estate $ — $ 5,901 $ — $ — $ 5,901 0.32 % Commercial and industrial — 1,847 477 — 2,324 0.20 Total $ — $ 7,748 $ 477 $ — $ 8,225 0.27 % For the Nine Months Ended September 30, 2023 Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Total Total Class of Financing Receivable (In Thousands) Commercial real estate $ — $ — $ — $ — $ — 0.00 % Commercial and industrial — 716 — — 716 0.07 Total $ — $ 716 $ — $ — $ 716 0.03 % The Corporation closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified in the last 12 months: For the Nine Months Ended September 30, 2024 30-59 60-89 Greater Total Past (Dollars in Thousands) Commercial real estate $ — $ — $ — $ — Commercial and industrial — 360 50 410 Total $ — $ 360 $ 50 $ 410 For the Nine Months Ended September 30, 2023 30-59 60-89 Greater Total Past (Dollars in Thousands) Commercial real estate $ — $ — $ — $ — Commercial and industrial — — 389 389 Total $ — $ — $ 389 $ 389 The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the nine months ended September 30, 2024 and 2023: For the Nine Months Ended September 30, 2024 (Dollars in Thousands) Principal Forgiveness Weighted Average Interest Rate Reduction Weighted Average Term Extension (years) Weighted Average Payment Delay (years) Commercial real estate $ — $ — 0.00 0.75 Commercial and industrial — — 1.01 0.67 Total $ — $ — 1.01 1.42 For the Nine Months Ended September 30, 2023 (Dollars in Thousands) Principal Forgiveness Weighted Average Interest Rate Reduction Weighted Average Term Extension (years) Weighted Average Payment Delay (years) Commercial real estate $ — $ — 0.00 0.00 Commercial and industrial — — 0.00 0.50 Total $ — $ — 0.00 0.50
Schedule of Amortized Cost Basis of Loans That Had Payment Default	The following table presents the amortized cost basis of loans that had a payment default during the nine months ended September 30, 2024 and 2023 and were modified in the 12 months prior to that default to borrowers experience financial difficulty: For the Nine Months Ended September 30, 2024 Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction (In Thousands) Commercial real estate $ — $ — $ — $ — Commercial and industrial — 753 — — Total $ — $ 753 $ — $ — For the Nine Months Ended September 30, 2023 Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction (In Thousands) Commercial real estate $ — $ — $ — $ — Commercial and industrial — — — — Total $ — $ — $ — $ —
Summary of Activity in Allowance for Credit Losses by Portfolio Segment	A summary of the activity in the allowance for credit losses by portfolio segment is as follows: As of and for the Three Months Ended September 30, 2024 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,531 $ 6,415 $ 3,045 $ 3,752 $ 461 $ 19,280 $ 466 $ 34,950 Charge-offs — — — — — ( 1,619 ) — ( 1,619 ) Recoveries 1 — — — 6 84 — 91 Net recoveries (charge-offs) 1 — — — 6 ( 1,535 ) — ( 1,528 ) Provision for credit losses 70 ( 325 ) 483 ( 17 ) 12 1,911 ( 47 ) 2,087 Ending balance $ 1,602 $ 6,090 $ 3,528 $ 3,735 $ 479 $ 19,656 $ 419 $ 35,509 Components: Allowance for credit losses on loans $ 1,588 $ 6,048 $ 2,518 $ 3,710 $ 439 $ 19,010 $ 375 $ 33,688 Allowance for credit losses on 14 42 1,010 25 40 646 44 1,821 Total ACL $ 1,602 $ 6,090 $ 3,528 $ 3,735 $ 479 $ 19,656 $ 419 $ 35,509 As of and for the Three Months Ended September 30, 2023 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,721 $ 5,241 $ 2,293 $ 3,426 $ 249 $ 16,223 $ 544 $ 29,697 Charge-offs — — — — — ( 562 ) — ( 562 ) Recoveries 3 — — — 9 72 — 84 Net recoveries (charge-offs) 3 — — — 9 ( 490 ) — ( 478 ) Provision for credit losses ( 151 ) 26 68 96 ( 10 ) 1,833 ( 45 ) 1,817 Ending balance $ 1,573 $ 5,267 $ 2,361 $ 3,522 $ 248 $ 17,566 $ 499 $ 31,036 Components: Allowance for credit losses on loans $ 1,556 $ 5,209 $ 1,441 $ 3,512 $ 228 $ 16,946 $ 439 $ 29,331 Allowance for credit losses on 17 58 920 10 20 620 60 1,705 Total ACL $ 1,573 $ 5,267 $ 2,361 $ 3,522 $ 248 $ 17,566 $ 499 $ 31,036 As of and for the Nine Months Ended September 30, 2024 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,540 $ 5,636 $ 2,125 $ 3,571 $ 266 $ 19,408 $ 451 $ 32,997 Charge-offs — — — — — ( 4,101 ) ( 22 ) ( 4,123 ) Recoveries 2 — — — 121 365 21 509 Net recoveries (charge-offs) 2 — — — 121 ( 3,736 ) ( 1 ) ( 3,614 ) Provision for credit losses 60 454 1,403 164 92 3,984 ( 31 ) 6,126 Ending balance $ 1,602 $ 6,090 $ 3,528 $ 3,735 $ 479 $ 19,656 $ 419 $ 35,509 Components: Allowance for credit losses on loans $ 1,588 $ 6,048 $ 2,518 $ 3,710 $ 439 $ 19,010 $ 375 $ 33,688 Allowance for credit losses on 14 42 1,010 25 40 646 44 1,821 Total ACL $ 1,602 $ 6,090 $ 3,528 $ 3,735 $ 479 $ 19,656 $ 419 $ 35,509 As of and for the Nine Months Ended September 30, 2023 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,766 $ 5,108 $ 1,646 $ 2,634 $ 207 $ 12,403 $ 466 $ 24,230 Impact of adopting ASC 326 ( 204 ) ( 242 ) 796 ( 386 ) ( 45 ) 1,873 26 1,818 Charge-offs — — — — — ( 1,057 ) — ( 1,057 ) Recoveries 5 1 — — 30 386 13 435 Net recoveries (charge-offs) 5 1 — — 30 ( 671 ) 13 ( 622 ) Provision for credit losses 6 400 ( 81 ) 1,274 56 3,961 ( 6 ) 5,610 Ending balance $ 1,573 $ 5,267 $ 2,361 $ 3,522 $ 248 $ 17,566 $ 499 $ 31,036 Components: Allowance for credit losses on loans $ 1,556 $ 5,209 $ 1,441 $ 3,512 $ 228 $ 16,946 $ 439 $ 29,331 Allowance for credit losses on 17 58 920 10 20 620 60 1,705 Total ACL $ 1,573 $ 5,267 $ 2,361 $ 3,522 $ 248 $ 17,566 $ 499 $ 31,036
Allowance for Credit Losses and Balances by Type of Allowance Methodology	The following tables provide information regarding the allowance for credit losses and balances by type of allowance methodology. As of September 30, 2024 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Allowance for credit losses: Collectively evaluated for credit $ 1,588 $ 6,048 $ 2,518 $ 3,710 $ 439 $ 12,671 $ 375 $ 27,349 Individually evaluated for credit — — — — — 6,339 — 6,339 Total $ 1,588 $ 6,048 $ 2,518 $ 3,710 $ 439 $ 19,010 $ 375 $ 33,688 Loans and lease receivables: Collectively evaluated for credit $ 259,532 $ 768,195 $ 266,762 $ 494,954 $ 39,917 $ 1,154,947 $ 46,610 $ 3,030,917 Individually evaluated for credit — — — — 16 19,348 — 19,364 Total $ 259,532 $ 768,195 $ 266,762 $ 494,954 $ 39,933 $ 1,174,295 $ 46,610 $ 3,050,281 As of December 31, 2023 Owner Non-Owner Construction Multi- 1-4 Family Commercial Consumer Total (In Thousands) Allowance for credit losses: Collectively evaluated for credit $ 1,525 $ 5,596 $ 1,244 $ 3,562 $ 221 $ 12,743 $ 395 $ 25,286 Individually evaluated for credit — — — — 22 5,967 — 5,989 Total $ 1,525 $ 5,596 $ 1,244 $ 3,562 $ 243 $ 18,710 $ 395 $ 31,275 Loans and lease receivables: Collectively evaluated for credit $ 256,479 $ 773,494 $ 193,080 $ 450,529 $ 26,267 $ 1,085,260 $ 44,312 $ 2,829,421 Individually evaluated for credit — — — — 22 20,575 — 20,597 Total $ 256,479 $ 773,494 $ 193,080 $ 450,529 $ 26,289 $ 1,105,835 $ 44,312 $ 2,850,018

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2024
Leases [Abstract]
Components of Lease expense	The components of total lease expense were as follows: For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 (In Thousands) Operating lease cost $ 333 $ 338 $ 1,028 $ 1,088 Short-term lease cost 31 36 106 145 Variable lease cost 143 139 430 436 Less: sublease income — — — ( 75 ) Total lease cost, net $ 507 $ 513 $ 1,564 $ 1,594
Operating Lease Quantitative Information	Quantitative information regarding the Corporation’s operating leases was as follows: September 30, 2024 December 31, 2023 Weighted-average remaining lease term (in years) 7.20 7.70 Weighted-average discount rate 3.78 % 3.61 %
Maturity of Operating Lease Liabilities	The following maturity analysis shows the undiscounted cash flows due on the Corporation’s operating lease liabilities: (In Thousands) 2024 $ 367 2025 1,408 2026 1,400 2027 1,427 2028 1,113 Thereafter 3,600 Total undiscounted cash flows 9,315 Discount on cash flows ( 1,261 ) Total lease liability $ 8,054

Other Assets (Tables)

Other Assets (Tables)	9 Months Ended
	Sep. 30, 2024
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Summary of Accrued Interest Receivable and Other Assets	A summary of accrued interest receivable and other assets was as follows: September 30, 2024 December 31, 2023 (In Thousands) Accrued interest receivable $ 12,906 $ 13,275 Net deferred tax asset 9,641 9,508 Investment in historic development entities 4,866 2,393 Investment in low-income housing development entities 41,059 33,303 Investment in limited partnerships 16,465 15,027 Prepaid expenses 5,425 4,269 Other assets 13,345 13,283 Total accrued interest receivable and other assets $ 103,707 $ 91,058

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Sep. 30, 2024
Deposits [Abstract]
Schedule of Deposits Composition	The composition of deposits is shown below. Average balances represent year-to-date averages. September 30, 2024 December 31, 2023 Balance Average Average Rate Balance Average Average Rate (Dollars in Thousands) Non-interest-bearing transaction accounts $ 428,012 $ 440,182 — % $ 445,376 $ 453,930 — % Interest-bearing transaction accounts 930,252 869,511 3.93 895,319 689,500 3.44 Money market accounts 817,129 809,593 4.05 711,245 681,336 3.25 Certificates of deposit 207,337 246,267 4.65 287,131 273,387 4.10 Wholesale deposits 587,217 488,543 4.08 457,708 346,285 4.14 Total deposits $ 2,969,947 $ 2,854,096 3.45 $ 2,796,779 $ 2,444,438 2.92
Time Deposit by Maturity	A summary of annual maturities of core and wholesale certificates of deposit at September 30, 2024 is as follows: (In Thousands) Maturities during the year ended December 31, 2024 $ 431,326 2025 92,189 2026 57,587 2027 73,517 2028 12,821 Thereafter 7,072 $ 674,512

FHLB Advances, Other Borrowin_2

FHLB Advances, Other Borrowings and Subordinated Notes and Debentures (Tables)	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Composition of Borrowed Funds	The composition of borrowed funds is shown below. Average balances represent year-to-date averages. September 30, 2024 December 31, 2023 Balance Weighted Weighted Balance Weighted Weighted (Dollars in Thousands) Federal funds purchased $ — $ 2 6.31 % $ — $ 3 5.37 % FHLB advances 294,450 286,454 2.68 281,500 351,990 2.52 Line of credit — 1,642 7.76 — 38 7.26 Other borrowings — 10 — 20 600 8.33 Subordinated notes and debentures 54,659 48,208 6.37 49,396 38,250 5.16 $ 349,109 $ 336,316 3.23 $ 330,916 $ 390,881 2.79
Summary of Annual Maturities of Borrowing	A summary of annual maturities of borrowings at September 30, 2024 is as follows: (In Thousands) Maturities during the year ended December 31, 2024 $ 116,000 2025 48,000 2026 65,000 2027 10,000 2028 10,450 Thereafter 99,659 $ 349,109

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Summary of SBA Recourse Reserve	The summary of the activity in the SBA recourse reserve is as follows: As of and for the Three Months As of and for the Nine Months Ended September 30, 2024 2023 2024 2023 (In Thousands) Balance at the beginning of the period $ 906 $ 752 $ 955 $ 441 SBA recourse 466 242 583 565 Charge-offs, net ( 40 ) ( 11 ) ( 206 ) ( 23 ) Balance at the end of the period $ 1,332 $ 983 $ 1,332 $ 983

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value On a Recurring Basis	Assets and liabilities measured at fair value on a recurring basis, segregated by fair value hierarchy level, are summarized below: September 30, 2024 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. treasuries $ — $ 4,735 $ — $ 4,735 U.S. government agency securities - government-sponsored — 8,190 — 8,190 Municipal securities — 36,061 — 36,061 Residential mortgage-backed securities - government issued — 106,764 — 106,764 Residential mortgage-backed securities - government- — 126,353 — 126,353 Commercial mortgage-backed securities - government issued — 2,346 — 2,346 Commercial mortgage-backed securities - government- — 28,887 — 28,887 Interest rate swaps — 42,539 — 42,539 Liabilities: Interest rate swaps — 45,399 — 45,399 December 31, 2023 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. treasuries $ — $ 13,776 $ — $ 13,776 U.S. government agency securities - government-sponsored — 27,566 — 27,566 Municipal securities — 35,881 — 35,881 Residential mortgage-backed securities - government issued — 68,056 — 68,056 Residential mortgage-backed securities - government- — 120,833 — 120,833 Commercial mortgage-backed securities - government issued — 2,525 — 2,525 Commercial mortgage-backed securities - government- — 28,369 — 28,369 Interest rate swaps — 55,597 — 55,597 Liabilities: Interest rate swaps — 51,949 — 51,949
Schedule of Assets and Liabilities Measured at Fair Value on a Non-recurring Basis	Assets and liabilities measured at fair value on a no n-recurring basis, segregated by fair value hierarchy are summarized below: September 30, 2024 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Collateral-dependent loans $ — $ — $ 6,201 $ 6,201 Repossessed assets — — 56 56 Loan servicing rights — — 1,167 1,167 December 31, 2023 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Collateral-dependent loans $ — $ — $ 4,917 $ 4,917 Repossessed assets — — 247 247 Loan servicing rights — — 1,356 1,356
Schedule of Estimated Fair Values for Financial Instruments	The Corporation is required to disclose estimated fair values for its financial instruments. Fair value estimates, methods, and assumptions, consistent with exit price concepts for fair value measurements, are set forth below: September 30, 2024 Carrying Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 131,972 $ 131,972 $ 131,972 $ — $ — Securities available-for-sale 313,336 313,336 — 313,336 — Securities held-to-maturity 6,907 6,775 — 6,775 — Loans held for sale 8,173 8,827 — 8,827 — Loans and lease receivables, net 3,016,391 2,998,254 — — 2,998,254 Federal Home Loan Bank stock 12,775 N/A N/A N/A N/A Accrued interest receivable 12,906 12,906 12,906 — — Interest rate swaps 42,539 42,539 — 42,539 — Financial liabilities: Deposits 2,969,947 2,966,694 2,295,436 671,258 — Federal Home Loan Bank advances and other borrowings 349,109 344,004 — 344,004 — Accrued interest payable 10,820 10,820 10,820 — — Interest rate swaps 45,399 45,399 — 45,399 — Off-balance sheet items: Standby letters of credit 216 216 — — 216 N/A = The fair value is not applicable due to restrictions placed on transferability December 31, 2023 Carrying Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 139,510 $ 139,510 $ 139,510 $ — $ — Securities available-for-sale 297,006 297,006 — 297,006 — Securities held-to-maturity 8,503 8,255 — 8,255 — Loans held for sale 4,589 4,956 — 4,956 — Loans and lease receivables, net 2,818,986 2,789,731 — — 2,789,731 Federal Home Loan Bank stock 12,042 N/A N/A N/A N/A Accrued interest receivable 13,275 13,275 13,275 — — Interest rate swaps 55,597 55,597 — 55,597 — Financial liabilities: Deposits 2,796,779 2,795,463 2,101,939 693,524 — Federal Home Loan Bank advances and other borrowings 330,916 320,287 — 320,287 — Accrued interest payable 10,860 10,860 10,860 — — Interest rate swaps 51,949 51,949 — 51,949 — Off-balance sheet items: Standby letters of credit 190 190 — — 190 N/A = The fair value is not applicable due to restrictions placed on transferability

Derivative Financial Instrume_3

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summary of Location and Fair Value of Derivative Instruments	As of September 30, 2024 Number of Notional Weighted Fair (Dollars in Thousands) Included in Derivative assets Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial 33 $ 377,041 5.12 $ 11,352 Interest rate swap agreements on loans with third-party 106 975,845 5.49 28,444 Derivatives designated as hedging instruments Interest rate swap related to AFS securities 11 $ 12,500 7.53 $ 601 Interest rate swap related to wholesale funding 6 68,400 2.55 2,142 Included in Derivative liabilities Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial 73 $ 598,803 5.73 $ 39,796 Derivatives designated as hedging instruments Interest rate swap related to wholesale funding 41 $ 431,255 3.77 $ 5,603 As of December 31, 2023 Number of Notional Weighted Fair (Dollars in Thousands) Included in Derivative assets Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial 25 $ 249,454 6.33 $ 7,904 Interest rate swap agreements on loans with third-party 106 939,156 6.06 43,234 Derivatives designated as hedging instruments Interest rate swap related to AFS securities 11 $ 12,500 8.28 $ 624 Interest rate swap related to wholesale funding 9 96,400 2.47 3,835 Included in Derivative liabilities Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial 81 $ 689,702 5.96 $ 51,138 Derivatives designated as hedging instruments Interest rate swap related to wholesale funding 29 $ 306,255 3.89 $ 811

Regulatory Capital (Tables)

Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The following tables summarize both the Corporation’s and the Bank’s capital ratios and the ratios required by their federal regulators: As of September 30, 2024 Actual (1) Minimum Required For Capital Minimum Required Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital Consolidated $ 407,421 11.72 % $ 278,219 8.00 % $ 365,162 10.50 % N/A N/A First Business Bank 402,567 11.57 278,257 8.00 365,212 10.50 $ 347,821 10.00 % Tier 1 capital Consolidated $ 316,792 9.11 % $ 208,664 6.00 % $ 295,607 8.50 % N/A N/A First Business Bank 366,597 10.54 208,692 6.00 295,648 8.50 $ 278,257 8.00 % Common equity tier 1 capital Consolidated $ 304,800 8.76 % $ 156,498 4.50 % $ 243,441 7.00 % N/A N/A First Business Bank 366,597 10.54 156,519 4.50 243,474 7.00 $ 226,083 6.50 % Tier 1 leverage capital Consolidated $ 316,792 8.68 % $ 145,944 4.00 % $ 145,944 4.00 % N/A N/A First Business Bank 366,597 10.05 145,914 4.00 145,914 4.00 $ 182,393 5.00 % As of December 31, 2023 Actual (1) Minimum Required For Capital Minimum Required Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital Consolidated $ 375,440 11.19 % $ 268,500 8.00 % $ 352,406 10.50 % N/A N/A First Business Bank 376,310 11.21 268,595 8.00 352,531 10.50 $ 335,744 10.00 % Tier 1 capital Consolidated $ 293,338 8.74 % $ 201,375 6.00 % $ 285,281 8.50 % N/A N/A First Business Bank 343,604 10.23 201,446 6.00 285,382 8.50 $ 268,595 8.00 % Common equity tier 1 capital Consolidated $ 281,346 8.38 % $ 151,031 4.50 % $ 234,937 7.00 % N/A N/A First Business Bank 343,604 10.23 151,085 4.50 235,021 7.00 $ 218,233 6.50 % Tier 1 leverage capital Consolidated $ 293,338 8.43 % $ 139,145 4.00 % $ 139,145 4.00 % N/A N/A First Business Bank 343,604 9.87 139,262 4.00 139,262 4.00 $ 174,077 5.00 % (1) 2024 and 2023 capital amounts include $677,000 and $1.0 million, respectively, of additional stockholders’ equity as elected by the Corporation and permitted by federal banking regulatory agencies related to the adoption of ASC 326. Risk-weighted assets were also adjusted accordingly.

Nature of Operations and Summ_3

Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Details)	9 Months Ended
	Sep. 30, 2024 Segment
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of operating segments	1

Earnings Per Common Share - Sum

Earnings Per Common Share - Summary of Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Basic earnings per common share
Net income	$ 10,526	$ 10,456	$ 8,848	$ 9,941	$ 8,337	$ 8,979	$ 29,830	$ 27,257
Preferred stock dividend	218	$ 219	$ 219	218	$ 219	$ 219	656	656
Less: earnings allocated to participating securities	228			242			682	690
Basic earnings allocated to common shareholders	$ 10,080			$ 9,481			$ 28,492	$ 25,911
Weighted-average common shares outstanding, excluding participating securities	8,111,215			8,107,641			8,149,949	8,134,587
Basic earnings per common share	$ 1.24			$ 1.17			$ 3.5	$ 3.19
Diluted earnings per common share
Diluted earnings allocated to common shareholders	$ 10,080			$ 9,481			$ 28,492	$ 25,911
Weighted-average diluted common shares outstanding, excluding participating securities	8,111,215			8,107,641			8,149,949	8,134,587
Diluted earnings per common share	$ 1.24			$ 1.17			$ 3.5	$ 3.19

Share-Based Compensation - Addi

Share-Based Compensation - Additional Information (Details)	9 Months Ended
	Sep. 30, 2024 shares
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, number of shares available for grant	267,439
Issuance of common stock under the employee stock purchase plan, shares	2,692
Restricted Stock | Minimum
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Requisite service and performance period	3 years
Restricted Stock | Maximum
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Requisite service and performance period	4 years
Performance-Based Restricted Stock Units
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Award vesting period	3 years
Requisite service and performance period	3 years
Performance-Based Restricted Stock Units | Minimum
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Percentage of target shares granted	0%
Performance-Based Restricted Stock Units | Maximum
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Percentage of target shares granted	200%
Employee Stock Purchase Plan
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, number of shares available for grant	227,946
Shares authorized for issuance	250,000
Purchase price of common stock, percentage on fair value	90%

Share-Based Compensation - Summ

Share-Based Compensation - Summary of Restricted Stock Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of restricted shares/units, Nonvested beginning balance	185,093	196,857
Number of restricted shares/units, Granted	92,361	89,795
Number of restricted shares/units, Vested	(100,168)	(96,304)
Number of restricted shares/units, Forfeited	(10,287)	(5,255)
Number of restricted shares/units, Nonvested ending balance	166,999	185,093
Weighted Average Grant Price, Nonvested beginning balance	$ 32.38	$ 29.32
Weighted Average Grant Price, Granted	31.52	34.96
Weighted Average Grant Price, Vested	24.46	28.6
Weighted Average Grant Price, Forfeited	33.15	31.17
Weighted Average Grant Price, Nonvested ending balance	$ 36.61	$ 32.38
Unrecognized compensation cost	$ 4,162
Weighted average remaining recognition period (in years)	2 years 1 month 9 days
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of restricted shares/units, Nonvested beginning balance	71,951	133,317
Number of restricted shares/units, Granted	0	0
Number of restricted shares/units, Vested	(34,170)	(56,931)
Number of restricted shares/units, Forfeited	(5,430)	(4,435)
Number of restricted shares/units, Nonvested ending balance	32,351	71,951
Weighted Average Grant Price, Nonvested beginning balance	$ 28.53	$ 27.95
Weighted Average Grant Price, Granted	0	0
Weighted Average Grant Price, Vested	26.93	27.03
Weighted Average Grant Price, Forfeited	30.35	30.2
Weighted Average Grant Price, Nonvested ending balance	$ 29.92	$ 28.53
Unrecognized compensation cost	$ 577
Weighted average remaining recognition period (in years)	1 year 25 days
Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of restricted shares/units, Nonvested beginning balance	56,155	57,435
Number of restricted shares/units, Granted	27,614	34,840
Number of restricted shares/units, Vested	(34,139)	(36,120)
Number of restricted shares/units, Forfeited	0	0
Number of restricted shares/units, Nonvested ending balance	49,630	56,155
Weighted Average Grant Price, Nonvested beginning balance	$ 35.7	$ 32.89
Weighted Average Grant Price, Granted	34.76	35.79
Weighted Average Grant Price, Vested	25.43	31.31
Weighted Average Grant Price, Forfeited	0	0
Weighted Average Grant Price, Nonvested ending balance	$ 42.24	$ 35.7
Unrecognized compensation cost	$ 1,152
Weighted average remaining recognition period (in years)	1 year 7 months 20 days
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of restricted shares/units, Nonvested beginning balance	56,987	6,105
Number of restricted shares/units, Granted	64,747	54,955
Number of restricted shares/units, Vested	(31,859)	(3,253)
Number of restricted shares/units, Forfeited	(4,857)	(820)
Number of restricted shares/units, Nonvested ending balance	85,018	56,987
Weighted Average Grant Price, Nonvested beginning balance	$ 33.97	$ 25.92
Weighted Average Grant Price, Granted	30.13	34.43
Weighted Average Grant Price, Vested	20.76	26.06
Weighted Average Grant Price, Forfeited	36.28	36.42
Weighted Average Grant Price, Nonvested ending balance	$ 35.87	$ 33.97
Unrecognized compensation cost	$ 2,433
Weighted average remaining recognition period (in years)	2 years 6 months

Share-Based Compensation - Su_2

Share-Based Compensation - Summary of Restricted Stock Activity (Parenthetical) (Details)	9 Months Ended
	Sep. 30, 2024 shares
Performance Shares
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Additional shares issued	10,589

Share-Based Compensation - Su_3

Share-Based Compensation - Summary of Share-Based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Share-Based Payment Arrangement [Abstract]
Share-based compensation	$ 649	$ 643	$ 1,938	$ 2,349

Securities - Schedule of Availa

Securities - Schedule of Available-for-sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Available-for-sale Securities
Amortized Cost	$ 329,778	$ 319,082
Gross unrealized holding gains	2,167	1,388
Gross unrealized holding losses	(18,609)	(23,464)
Available-for-sale securities, fair value	313,336	297,006
US Treasuries
Schedule of Available-for-sale Securities
Amortized Cost	4,987	14,158
Gross unrealized holding gains	0	7
Gross unrealized holding losses	(252)	(389)
Available-for-sale securities, fair value	4,735	13,776
Municipal Securities
Schedule of Available-for-sale Securities
Amortized Cost	40,099	40,407
Gross unrealized holding gains	0	0
Gross unrealized holding losses	(4,038)	(4,526)
Available-for-sale securities, fair value	36,061	35,881
Residential Mortgage-backed Securities
Schedule of Available-for-sale Securities
Amortized Cost	241,262
Available-for-sale securities, fair value	233,117
Commercial Mortgage-backed Securities
Schedule of Available-for-sale Securities
Amortized Cost	34,930
Available-for-sale securities, fair value	31,233
Government Sponsored Enterprises | US government agency securities
Schedule of Available-for-sale Securities
Amortized Cost	8,500	27,986
Gross unrealized holding gains	0	35
Gross unrealized holding losses	(310)	(455)
Available-for-sale securities, fair value	8,190	27,566
Government Sponsored Enterprises | Residential Mortgage-backed Securities
Schedule of Available-for-sale Securities
Amortized Cost	133,898	131,321
Gross unrealized holding gains	710	281
Gross unrealized holding losses	(8,255)	(10,769)
Available-for-sale securities, fair value	126,353	120,833
Government Sponsored Enterprises | Commercial Mortgage-backed Securities
Schedule of Available-for-sale Securities
Amortized Cost	32,212	32,774
Gross unrealized holding gains	72	65
Gross unrealized holding losses	(3,397)	(4,470)
Available-for-sale securities, fair value	28,887	28,369
GNMA | Residential Mortgage-backed Securities
Schedule of Available-for-sale Securities
Amortized Cost	107,364	69,441
Gross unrealized holding gains	1,385	1,000
Gross unrealized holding losses	(1,985)	(2,385)
Available-for-sale securities, fair value	106,764	68,056
GNMA | Commercial Mortgage-backed Securities
Schedule of Available-for-sale Securities
Amortized Cost	2,718	2,995
Gross unrealized holding gains	0	0
Gross unrealized holding losses	(372)	(470)
Available-for-sale securities, fair value	$ 2,346	$ 2,525

Securities - Schedule of Held-t

Securities - Schedule of Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Held-to-maturity Securities
Amortized Cost	$ 6,907	$ 8,503
Gross unrecognized holding gains	4	4
Gross unrecognized holding losses	(136)	(252)
Estimated Fair Value	6,775	8,255
Municipal Securities
Schedule of Held-to-maturity Securities
Amortized Cost	3,140	4,210
Gross unrecognized holding gains	4	4
Gross unrecognized holding losses	(14)	(41)
Estimated Fair Value	3,130	4,173
Residential Mortgage-backed Securities
Schedule of Held-to-maturity Securities
Amortized Cost	1,764
Estimated Fair Value	1,687
Commercial Mortgage-backed Securities
Schedule of Held-to-maturity Securities
Amortized Cost	2,003
Estimated Fair Value	1,958
GNMA | Residential Mortgage-backed Securities
Schedule of Held-to-maturity Securities
Amortized Cost	931	1,211
Gross unrecognized holding gains	0	0
Gross unrecognized holding losses	(46)	(76)
Estimated Fair Value	885	1,135
Government Sponsored Enterprises | Residential Mortgage-backed Securities
Schedule of Held-to-maturity Securities
Amortized Cost	833	1,078
Gross unrecognized holding gains	0	0
Gross unrecognized holding losses	(31)	(53)
Estimated Fair Value	802	1,025
Government Sponsored Enterprises | Commercial Mortgage-backed Securities
Schedule of Held-to-maturity Securities
Amortized Cost	2,003	2,004
Gross unrecognized holding gains	0	0
Gross unrecognized holding losses	(45)	(82)
Estimated Fair Value	$ 1,958	$ 1,922

Securities - Summary of Amortiz

Securities - Summary of Amortized Cost and Fair Value by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Available-for-Sale, Amortized Cost
Due in one year or less	$ 3,501
Due in one year through five years	20,270
Due in five through ten years	8,855
Due in over ten years	20,960
Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost	53,586
Amortized cost	329,778	$ 319,082
Available-for-Sale, Estimated Fair Value
Due in one year or less	3,463
Due after one year through five years	19,305
Due in five through ten years	8,220
Due in over ten years	17,998
Debt Securities, Held-to-Maturity, Maturity, without Single Maturity Date, Fair Value	48,986
Available-for-sale securities, fair value	313,336	297,006
Held-to-Maturity, Amortized Cost
Due in one year or less	738
Due in one year through five years	2,402
Due in five through ten years	0
Due in over ten years	0
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, without Single Maturity Date	3,140
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	6,907	8,503
Held-to-Maturity, Estimated Fair Value
Due in one year or less	735
Due in one year through five years	2,395
Due in five through ten years	0
Due in over ten years	0
Debt Securities, Held-to-Maturity, Maturity, without Single Maturity Date, Fair Value	3,130
Debt Securities, Held-to-Maturity, Fair Value	6,775	$ 8,255
Residential Mortgage-Backed Securities [Member]
Available-for-Sale, Amortized Cost
Amortized cost	241,262
Available-for-Sale, Estimated Fair Value
Available-for-sale securities, fair value	233,117
Held-to-Maturity, Amortized Cost
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	1,764
Held-to-Maturity, Estimated Fair Value
Debt Securities, Held-to-Maturity, Fair Value	1,687
Commercial Mortgage-Backed Securities [Member]
Available-for-Sale, Amortized Cost
Amortized cost	34,930
Available-for-Sale, Estimated Fair Value
Available-for-sale securities, fair value	31,233
Held-to-Maturity, Amortized Cost
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	2,003
Held-to-Maturity, Estimated Fair Value
Debt Securities, Held-to-Maturity, Fair Value	$ 1,958

Securities - Additional Informa

Securities - Additional Information (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) Securities	Sep. 30, 2023 USD ($) Securities	Sep. 30, 2024 USD ($) Securities	Sep. 30, 2023 USD ($) Securities	Dec. 31, 2023 USD ($)
Debt Securities, Available-for-Sale [Line Items]
Number of available-for-sale securities sold	0	0	5	16
Debt Securities, Pledging Purpose [Extensible Enumeration]	Various Obligations	Various Obligations	Various Obligations	Various Obligations
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	160		160
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	155		155
Number of held-to-maturity securities in an unrealized loss position	21		21
Number of Positions Held-to-Maturity, Securities in Continuous Unrealized Loss Positions, 12 Months or Longer	21		21
Credit loss provision | $	$ 0	$ 0	$ 0	$ 0
Various Obligations
Debt Securities, Available-for-Sale [Line Items]
Securities with a fair value | $	$ 39,300,000		$ 39,300,000		$ 45,400,000

Securities - Summary of Unreali

Securities - Summary of Unrealized Loss for Securities Available-For-Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	$ 9,919	$ 47,366
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	76	495
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	170,180	164,447
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	18,533	22,969
Available-for-sale, Unrealized Loss Position	180,099	211,813
Available-for-sale, Unrealized Loss Position, Accumulated Loss	18,609	23,464
US Treasuries
Fair Value
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	4,735	4,595
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	252	389
Available-for-sale, Unrealized Loss Position	4,735	4,595
Available-for-sale, Unrealized Loss Position, Accumulated Loss	252	389
Municipal Securities
Fair Value
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	36,061	35,881
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	4,038	4,526
Available-for-sale, Unrealized Loss Position	36,061	35,881
Available-for-sale, Unrealized Loss Position, Accumulated Loss	4,038	4,526
Government Sponsored Enterprises | Other agency securities
Fair Value
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	3,000	13,370
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	1	30
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	3,190	3,076
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	309	425
Available-for-sale, Unrealized Loss Position	6,190	16,446
Available-for-sale, Unrealized Loss Position, Accumulated Loss	310	455
Government Sponsored Enterprises | Residential Mortgage-backed Securities
Fair Value
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	3,710	19,925
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	55	285
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	75,879	78,086
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	8,200	10,484
Available-for-sale, Unrealized Loss Position	79,589	98,011
Available-for-sale, Unrealized Loss Position, Accumulated Loss	8,255	10,769
Government Sponsored Enterprises | Commercial Mortgage-backed Securities
Fair Value
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	893
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	20
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	27,861	26,465
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	3,397	4,450
Available-for-sale, Unrealized Loss Position	27,861	27,358
Available-for-sale, Unrealized Loss Position, Accumulated Loss	3,397	4,470
GNMA | Residential Mortgage-backed Securities
Fair Value
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	3,209	13,178
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	20	160
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	20,108	13,819
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	1,965	2,225
Available-for-sale, Unrealized Loss Position	23,317	26,997
Available-for-sale, Unrealized Loss Position, Accumulated Loss	1,985	2,385
GNMA | Commercial Mortgage-backed Securities
Fair Value
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	2,346	2,525
Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	372	470
Available-for-sale, Unrealized Loss Position	2,346	2,525
Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 372	$ 470

Securities - Summary of Unrecog

Securities - Summary of Unrecognized Loss for Securities Held-To-Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value
Fair Value Less than 12 months	$ 0	$ 1,424
Unrealized Loss Less than 12 months	0	4
Fair Value 12 months or longer	5,804	6,316
Unrealized Loss 12 months or longer	136	248
Total Fair Value	5,804	7,740
Total Unrealized Loss	136	252
Municipal Securities
Fair Value
Fair Value Less than 12 months	0	1,424
Unrealized Loss Less than 12 months	0	4
Fair Value 12 months or longer	2,159	2,234
Unrealized Loss 12 months or longer	14	37
Total Fair Value	2,159	3,658
Total Unrealized Loss	14	41
GNMA | Residential Mortgage-backed Securities
Fair Value
Fair Value Less than 12 months	0	0
Unrealized Loss Less than 12 months	0	0
Fair Value 12 months or longer	885	1,135
Unrealized Loss 12 months or longer	46	76
Total Fair Value	885	1,135
Total Unrealized Loss	46	76
Government Sponsored Enterprises | Residential Mortgage-backed Securities
Fair Value
Fair Value Less than 12 months	0	0
Unrealized Loss Less than 12 months	0	0
Fair Value 12 months or longer	802	1,025
Unrealized Loss 12 months or longer	31	53
Total Fair Value	802	1,025
Total Unrealized Loss	31	53
Government Sponsored Enterprises | Commercial Mortgage-backed Securities
Fair Value
Fair Value Less than 12 months	0	0
Unrealized Loss Less than 12 months	0	0
Fair Value 12 months or longer	1,958	1,922
Unrealized Loss 12 months or longer	45	82
Total Fair Value	1,958	1,922
Total Unrealized Loss	$ 45	$ 82

Loans, Lease Receivables, and_3

Loans, Lease Receivables, and Allowance for Credit Losses - Loan and Lease Receivables Composition (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	$ 3,050,281	$ 2,850,018
Allowance for loan losses	33,688	31,275	$ 29,331
Deferred loan fees and costs, net	202	(243)
Loans and leases receivable, net	3,016,391	2,818,986
Owner Occupied
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	259,532
Non-owner Occupied
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	768,195
Construction
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	266,762
Multi-family
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	494,954
Commercial Real Estate
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	1,829,376	1,699,871
Commercial Real Estate | Owner Occupied
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	259,532	256,479
Allowance for loan losses	1,588	1,525	1,556
Commercial Real Estate | Non-owner Occupied
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	768,195	773,494
Allowance for loan losses	6,048	5,596	5,209
Commercial Real Estate | Construction
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	266,762	193,080
Allowance for loan losses	2,518	1,244	1,441
Commercial Real Estate | Multi-family
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	494,954	450,529
Allowance for loan losses	3,710	3,562	3,512
Commercial Real Estate | 1-4 Family
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	39,933	26,289
Commercial and Industrial
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	1,174,295	1,105,835
Allowance for loan losses	19,010	18,710	16,946
Consumer and Other
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	46,610	44,312
Allowance for loan losses	$ 375	$ 395	$ 439

Loans, Lease Receivables, and_4

Loans, Lease Receivables, and Allowance for Credit Losses - Financing Receivable by Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	$ 316,338	$ 568,931
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	584,165	423,678
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	372,616	296,979
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	261,791	304,487
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	283,423	158,267
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	675,278	586,727
Financing Receivable, Excluding Accrued Interest, Revolving	556,670	510,949
Loans and Leases Receivable, before Fees, Gross	3,050,281	2,850,018
Category I
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	311,668	564,860
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	571,394	404,711
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	356,740	281,402
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	247,466	289,670
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	272,126	134,341
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	613,552	542,295
Financing Receivable, Excluding Accrued Interest, Revolving	529,371	481,028
Loans and Leases Receivable, before Fees, Gross	2,902,317	2,698,307
Category II
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	199	1,496
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,352	5,280
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	3,666	12,376
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	3,671	8,577
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,648	19,932
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	30,274	16,493
Financing Receivable, Excluding Accrued Interest, Revolving	5,792	5,706
Loans and Leases Receivable, before Fees, Gross	49,602	69,860
Category III
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	4,413	1,093
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	5,841	7,168
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	6,557	1,882
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	9,628	5,919
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	8,202	3,861
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	29,055	26,273
Financing Receivable, Excluding Accrued Interest, Revolving	15,302	15,058
Loans and Leases Receivable, before Fees, Gross	78,998	61,254
Category IV
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	58	1,482
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,578	6,519
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	5,653	1,319
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	1,026	321
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	447	133
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,397	1,666
Financing Receivable, Excluding Accrued Interest, Revolving	6,205	9,157
Loans and Leases Receivable, before Fees, Gross	19,364	20,597
Owner Occupied
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	259,532
Non-owner Occupied
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	768,195
Construction
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	266,762
Multi-family
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	494,954
Commercial Real Estate
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	1,829,376	1,699,871
Commercial Real Estate | Owner Occupied
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	9,514	31,637
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	38,462	43,156
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	45,346	38,803
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	37,126	44,964
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	42,580	22,078
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	84,757	75,390
Financing Receivable, Excluding Accrued Interest, Revolving	1,747	451
Loans and Leases Receivable, before Fees, Gross	259,532	256,479
Commercial Real Estate | Owner Occupied | Category I
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	9,514	31,637
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	38,462	43,156
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	45,346	38,803
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	37,126	44,704
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	42,580	22,078
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	83,902	72,774
Financing Receivable, Excluding Accrued Interest, Revolving	1,747	451
Loans and Leases Receivable, before Fees, Gross	258,677	253,603
Commercial Real Estate | Owner Occupied | Category II
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	260
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	260
Commercial Real Estate | Owner Occupied | Category III
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	855	2,616
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	855	2,616
Commercial Real Estate | Owner Occupied | Category IV
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Commercial Real Estate | Non-owner Occupied
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	18,420	71,857
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	69,788	76,689
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	76,518	74,962
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	73,213	80,464
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	88,093	86,100
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	403,940	350,944
Financing Receivable, Excluding Accrued Interest, Revolving	38,223	32,478
Loans and Leases Receivable, before Fees, Gross	768,195	773,494
Commercial Real Estate | Non-owner Occupied | Category I
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	18,420	71,857
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	69,137	76,689
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	76,518	72,660
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	70,956	78,212
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	85,917	66,262
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	350,267	314,970
Financing Receivable, Excluding Accrued Interest, Revolving	38,223	32,478
Loans and Leases Receivable, before Fees, Gross	709,438	713,128
Commercial Real Estate | Non-owner Occupied | Category II
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	2,302
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,257	2,252
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,176	19,838
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	30,266	16,274
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	34,699	40,666
Commercial Real Estate | Non-owner Occupied | Category III
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	651	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	23,407	19,700
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	24,058	19,700
Commercial Real Estate | Non-owner Occupied | Category IV
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Commercial Real Estate | Construction
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	53,512	63,660
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	130,485	83,161
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	37,709	17,831
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	12,924	6,456
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	6,442	433
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	5,820	6,528
Financing Receivable, Excluding Accrued Interest, Revolving	19,870	15,011
Loans and Leases Receivable, before Fees, Gross	266,762	193,080
Commercial Real Estate | Construction | Category I
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	53,512	63,660
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	130,485	83,161
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	37,255	8,542
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	4,769	744
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	729	433
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	5,556	6,528
Financing Receivable, Excluding Accrued Interest, Revolving	19,870	15,011
Loans and Leases Receivable, before Fees, Gross	252,176	178,079
Commercial Real Estate | Construction | Category II
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	9,289
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	5,712
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	15,001
Commercial Real Estate | Construction | Category III
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	454	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	8,155	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	5,713	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	264	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	14,586	0
Commercial Real Estate | Construction | Category IV
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Commercial Real Estate | Multi-family
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	26,055	84,932
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	80,720	41,068
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	75,986	70,054
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	71,096	113,294
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	102,078	22,925
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	136,119	115,243
Financing Receivable, Excluding Accrued Interest, Revolving	2,900	3,013
Loans and Leases Receivable, before Fees, Gross	494,954	450,529
Commercial Real Estate | Multi-family | Category I
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	26,055	84,932
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	80,720	41,068
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	75,986	70,054
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	69,682	113,294
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	102,078	22,925
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	136,119	115,243
Financing Receivable, Excluding Accrued Interest, Revolving	2,900	3,013
Loans and Leases Receivable, before Fees, Gross	493,540	450,529
Commercial Real Estate | Multi-family | Category II
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	1,414	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	1,414	0
Commercial Real Estate | Multi-family | Category III
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Commercial Real Estate | Multi-family | Category IV
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Commercial Real Estate | 1-4 Family
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	10,544	4,242
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	4,211	7,684
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	7,153	2,672
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,356	2,359
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,302	443
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,524	2,827
Financing Receivable, Excluding Accrued Interest, Revolving	10,843	6,062
Loans and Leases Receivable, before Fees, Gross	39,933	26,289
Commercial Real Estate | 1-4 Family | Category I
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	10,544	4,242
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	4,211	7,684
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	7,153	2,672
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,356	2,359
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,302	443
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,508	2,805
Financing Receivable, Excluding Accrued Interest, Revolving	10,843	6,062
Loans and Leases Receivable, before Fees, Gross	39,917	26,267
Commercial Real Estate | 1-4 Family | Category II
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Commercial Real Estate | 1-4 Family | Category III
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Commercial Real Estate | 1-4 Family | Category IV
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	16	22
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	16	22
Commercial and Industrial
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	191,713	306,683
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	255,111	163,134
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	122,230	89,490
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	62,210	44,757
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	30,461	24,239
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	36,898	32,310
Financing Receivable, Excluding Accrued Interest, Revolving	475,672	445,222
Loans and Leases Receivable, before Fees, Gross	1,174,295	1,105,835
Commercial and Industrial | Category I
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	187,043	302,612
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	242,991	144,167
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	106,808	85,504
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	59,711	38,164
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	27,053	20,151
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	29,980	26,490
Financing Receivable, Excluding Accrued Interest, Revolving	448,373	415,301
Loans and Leases Receivable, before Fees, Gross	1,101,959	1,032,389
Commercial and Industrial | Category II
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	199	1,496
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,352	5,280
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	3,666	785
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	353
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	472	94
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	8	219
Financing Receivable, Excluding Accrued Interest, Revolving	5,792	5,706
Loans and Leases Receivable, before Fees, Gross	13,489	13,933
Commercial and Industrial | Category III
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	4,413	1,093
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	5,190	7,168
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	6,103	1,882
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	1,473	5,919
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,489	3,861
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,529	3,957
Financing Receivable, Excluding Accrued Interest, Revolving	15,302	15,058
Loans and Leases Receivable, before Fees, Gross	39,499	38,938
Commercial and Industrial | Category IV
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	58	1,482
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,578	6,519
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	5,653	1,319
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	1,026	321
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	447	133
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,381	1,644
Financing Receivable, Excluding Accrued Interest, Revolving	6,205	9,157
Loans and Leases Receivable, before Fees, Gross	19,348	20,575
Consumer and Other
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	6,580	5,920
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	5,388	8,786
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	7,674	3,167
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,866	12,193
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	11,467	2,049
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	5,220	3,485
Financing Receivable, Excluding Accrued Interest, Revolving	7,415	8,712
Loans and Leases Receivable, before Fees, Gross	46,610	44,312
Consumer and Other | Category I
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	6,580	5,920
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	5,388	8,786
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	7,674	3,167
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,866	12,193
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	11,467	2,049
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	5,220	3,485
Financing Receivable, Excluding Accrued Interest, Revolving	7,415	8,712
Loans and Leases Receivable, before Fees, Gross	46,610	44,312
Consumer and Other | Category II
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Consumer and Other | Category III
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	0	0
Consumer and Other | Category IV
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans and Leases Receivable, before Fees, Gross	$ 0	$ 0

Loans, Lease Receivables, and_5

Loans, Lease Receivables, and Allowance for Credit Losses -Delinquency Aging of Loan and Lease Portfolio by Class of Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 3,050,281	$ 2,850,018
Percent of portfolio	100%	100%
30-59 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 1,930	$ 3,430
Past due, percent of portfolio	0.06%	0.12%
60-89 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 2,835	$ 1,041
Past due, percent of portfolio	0.09%	0.04%
Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 17,497	$ 18,347
Past due, percent of portfolio	0.57%	0.64%
Total Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 22,262	$ 22,818
Past due, percent of portfolio	0.73%	0.80%
Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 3,028,019	$ 2,827,200
Current, percent of portfolio	99.27%	99.20%
Owner Occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 259,532
Non-owner Occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	768,195
Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	266,762
Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	494,954
1-4 Family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	39,933
Commercial Real Estate
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,829,376	$ 1,699,871
Commercial Real Estate | Owner Occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	259,532	256,479
Commercial Real Estate | Owner Occupied | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Owner Occupied | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Owner Occupied | Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Owner Occupied | Total Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Owner Occupied | Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	259,532	256,479
Commercial Real Estate | Non-owner Occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	768,195	773,494
Commercial Real Estate | Non-owner Occupied | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	375	0
Commercial Real Estate | Non-owner Occupied | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Non-owner Occupied | Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Non-owner Occupied | Total Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	375	0
Commercial Real Estate | Non-owner Occupied | Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	767,820	773,494
Commercial Real Estate | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	266,762	193,080
Commercial Real Estate | Construction | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Construction | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Construction | Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Construction | Total Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Construction | Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	266,762	193,080
Commercial Real Estate | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	494,954	450,529
Commercial Real Estate | Multi-family | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Multi-family | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Multi-family | Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Multi-family | Total Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | Multi-family | Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	494,954	450,529
Commercial Real Estate | 1-4 Family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	39,933	26,289
Commercial Real Estate | 1-4 Family | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | 1-4 Family | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | 1-4 Family | Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | 1-4 Family | Total Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Commercial Real Estate | 1-4 Family | Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	39,933	26,289
Commercial and Industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,174,295	1,105,835
Commercial and Industrial | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,555	3,430
Commercial and Industrial | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	2,835	1,041
Commercial and Industrial | Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	17,497	18,347
Commercial and Industrial | Total Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	21,887	22,818
Commercial and Industrial | Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,152,408	1,083,017
Consumer and Other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	46,610	44,312
Consumer and Other | 30-59 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Consumer and Other | 60-89 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Consumer and Other | Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Consumer and Other | Total Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Consumer and Other | Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 46,610	$ 44,312

Loans, Lease Receivables, and_6

Loans, Lease Receivables, and Allowance for Credit Losses - Schedule of Non-Accrual Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	$ 8,025	$ 9,691
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	11,339	10,906
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	$ 0	$ 0
Total non-accrual loans and leases to gross loans and leases	0.63%	0.72%
Allowance for credit losses to gross loans and leases	1.16%	1.16%
Allowance for credit losses to non-accrual loans and leases	183.38%	160.21%
Commercial Real Estate
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	$ 16	$ 0
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	0	22
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	0	0
Commercial Real Estate | Owner Occupied
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	0	0
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	0	0
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	0	0
Commercial Real Estate | Non-owner Occupied
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	0	0
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	0	0
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	0	0
Commercial Real Estate | Construction
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	0	0
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	0	0
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	0	0
Commercial Real Estate | Multi-family
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	0	0
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	0	0
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	0	0
Commercial Real Estate | 1-4 Family
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	16	0
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	0	22
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	0	0
Commercial and Industrial
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	8,009	9,691
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	11,339	10,884
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	0	0
Consumer and Other
Financing Receivable, Impaired
Non-accrual loans and leases, Non-accrual With No Allowance for Credit Loss	0	0
Non-accrual loans and leases, Non-accrual With Allowance for Credit Loss	0	0
Non-accrual loans and leases, Loans Past Due Over 89 Days Still Accruing	$ 0	$ 0

Loans, Lease Receivables, and_7

Loans, Lease Receivables, and Allowance for Credit Losses - Schedule of Collateral Dependent commercial and industrial loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Nonaccrual [Line Items]
Amortized cost basis of non-accrual loans	$ 17,535	$ 19,454
Inventory
Financing Receivable, Nonaccrual [Line Items]
Amortized cost basis of non-accrual loans	75	8,879
Equipment
Financing Receivable, Nonaccrual [Line Items]
Amortized cost basis of non-accrual loans	10,128	8,903
Real Estate
Financing Receivable, Nonaccrual [Line Items]
Amortized cost basis of non-accrual loans	132	46
Accounts Receivable
Financing Receivable, Nonaccrual [Line Items]
Amortized cost basis of non-accrual loans	6,179	278
Other
Financing Receivable, Nonaccrual [Line Items]
Amortized cost basis of non-accrual loans	$ 1,021	$ 1,348

Loans, Lease Receivables, and_8

Loans, Lease Receivables, and Allowance for Credit Losses - Schedule of Amortized Cost Basis of Loan (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 8,225	$ 716
Percentage of total loans	0.27%	0.03%
Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 0	$ 0
Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	7,748	716
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	477	0
Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	0	0
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 2,324	$ 716
Percentage of total loans	0.20%	0.07%
Commercial and Industrial | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 0	$ 0
Commercial and Industrial | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	1,847	716
Commercial and Industrial | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	477	0
Commercial and Industrial | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	0	0
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 5,901	$ 0
Percentage of total loans	0.32%	0%
Commercial Real Estate | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 0	$ 0
Commercial Real Estate | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	5,901	0
Commercial Real Estate | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	0	0
Commercial Real Estate | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 0	$ 0

Loans, Lease Receivables, and_9

Loans, Lease Receivables, and Allowance for Credit Losses - Schedule of Corporation Closely Monitors the Performance of Loans (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 8,225	$ 716
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	2,324	716
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	5,901	0
30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	0	0
30-59 Days Past Due | Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	0	0
30-59 Days Past Due | Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	0	0
60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	360	0
60-89 Days Past Due | Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	360	0
60-89 Days Past Due | Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	0	0
Greater Than 90 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	50	389
Greater Than 90 Days Past Due | Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	50	389
Greater Than 90 Days Past Due | Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	0	0
Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	410	389
Total Past Due | Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	410	389
Total Past Due | Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 0	$ 0

Loans, Lease Receivables, an_10

Loans, Lease Receivables, and Allowance for Credit Losses - Schedule of Financial Effect of Loan Modifications Presented to Borrowers Experiencing Financial Difficulty (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable, Modified [Line Items]
Principal forgiveness	$ 8,225	$ 716
Weighted average interest rate reduction	0%	0%
Weighted average term extension (years)	1 year 3 days	0 years
Weighted average payment delay (years)	1 year 5 months 1 day	6 months
Principal Forgiveness
Financing Receivable, Modified [Line Items]
Principal forgiveness	$ 0	$ 0
Commercial and Industrial
Financing Receivable, Modified [Line Items]
Principal forgiveness	$ 2,324	$ 716
Weighted average interest rate reduction	0%	0%
Weighted average term extension (years)	0 years	0 years
Weighted average payment delay (years)	9 months	0 years
Commercial and Industrial | Principal Forgiveness
Financing Receivable, Modified [Line Items]
Principal forgiveness	$ 0	$ 0
Commercial Real Estate
Financing Receivable, Modified [Line Items]
Principal forgiveness	$ 5,901	$ 0
Weighted average interest rate reduction	0%	0%
Weighted average term extension (years)	1 year 3 days	0 years
Weighted average payment delay (years)	8 months 1 day	6 months
Commercial Real Estate | Principal Forgiveness
Financing Receivable, Modified [Line Items]
Principal forgiveness	$ 0	$ 0

Loans, Lease Receivables, an_11

Loans, Lease Receivables, and Allowance for Credit Losses - Schedule of Amortized Cost Basis of Loans That Had Payment Default (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Principal Forgiveness
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	$ 0	$ 0
Payment Delay
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	753	0
Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
Interest Rate Reduction
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
Commercial and Industrial | Principal Forgiveness
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
Commercial and Industrial | Payment Delay
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
Commercial and Industrial | Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
Commercial and Industrial | Interest Rate Reduction
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
Commercial Real Estate | Principal Forgiveness
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
Commercial Real Estate | Payment Delay
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	753	0
Commercial Real Estate | Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
Commercial Real Estate | Interest Rate Reduction
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	$ 0	$ 0

Loans, Lease Receivables, an_12

Loans, Lease Receivables, and Allowance for Credit Losses - Summary of Activity in Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Allowance for credit losses roll-forward
Beginning balance	$ 34,950	$ 29,697	$ 32,997	$ 24,230
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	33,688	29,331	33,688	29,331	$ 31,275
Charge-offs	(1,619)	(562)	(4,123)	(1,057)
Recoveries	91	84	509	435
Net recoveries (charge offs)	(1,528)	(478)	(3,614)	(622)
Provision for credit losses	2,087	1,817	6,126	5,610
Ending balance	35,509	31,036	35,509	31,036
Allowance for credit losses on unfunded credit commitments	1,821	1,705	1,821	1,705
Impact of adopting ASC 326
Allowance for credit losses roll-forward
Beginning balance				1,818
Commercial Real Estate | Owner Occupied
Allowance for credit losses roll-forward
Beginning balance	1,531	1,721	1,540	1,766
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,588	1,556	1,588	1,556	1,525
Charge-offs	0	0	0	0
Recoveries	1	3	2	5
Net recoveries (charge offs)	1	3	2	5
Provision for credit losses	70	(151)	60	6
Ending balance	1,602	1,573	1,602	1,573
Allowance for credit losses on unfunded credit commitments	14	17	14	17
Commercial Real Estate | Owner Occupied | Impact of adopting ASC 326
Allowance for credit losses roll-forward
Beginning balance				(204)
Commercial Real Estate | Non-owner Occupied
Allowance for credit losses roll-forward
Beginning balance	6,415	5,241	5,636	5,108
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	6,048	5,209	6,048	5,209	5,596
Charge-offs	0	0	0	0
Recoveries	0	0	0	1
Net recoveries (charge offs)	0	0	0	1
Provision for credit losses	(325)	26	454	400
Ending balance	6,090	5,267	6,090	5,267
Allowance for credit losses on unfunded credit commitments	42	58	42	58
Commercial Real Estate | Non-owner Occupied | Impact of adopting ASC 326
Allowance for credit losses roll-forward
Beginning balance				(242)
Commercial Real Estate | Construction
Allowance for credit losses roll-forward
Beginning balance	3,045	2,293	2,125	1,646
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	2,518	1,441	2,518	1,441	1,244
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net recoveries (charge offs)	0	0	0	0
Provision for credit losses	483	68	1,403	(81)
Ending balance	3,528	2,361	3,528	2,361
Allowance for credit losses on unfunded credit commitments	1,010	920	1,010	920
Commercial Real Estate | Construction | Impact of adopting ASC 326
Allowance for credit losses roll-forward
Beginning balance				796
Commercial Real Estate | Multi-family
Allowance for credit losses roll-forward
Beginning balance	3,752	3,426	3,571	2,634
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	3,710	3,512	3,710	3,512	3,562
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net recoveries (charge offs)	0	0	0	0
Provision for credit losses	(17)	96	164	1,274
Ending balance	3,735	3,522	3,735	3,522
Allowance for credit losses on unfunded credit commitments	25	10	25	10
Commercial Real Estate | Multi-family | Impact of adopting ASC 326
Allowance for credit losses roll-forward
Beginning balance				(386)
Commercial Real Estate | 1-4 Family
Allowance for credit losses roll-forward
Beginning balance	461	249	266	207
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	439	228	439	228	243
Charge-offs	0	0	0	0
Recoveries	6	9	121	30
Net recoveries (charge offs)	6	9	121	30
Provision for credit losses	12	(10)	92	56
Ending balance	479	248	479	248
Allowance for credit losses on unfunded credit commitments	40	20	40	20
Commercial Real Estate | 1-4 Family | Impact of adopting ASC 326
Allowance for credit losses roll-forward
Beginning balance				(45)
Commercial and Industrial
Allowance for credit losses roll-forward
Beginning balance	19,280	16,223	19,408	12,403
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	19,010	16,946	19,010	16,946	18,710
Charge-offs	(1,619)	(562)	(4,101)	(1,057)
Recoveries	84	72	365	386
Net recoveries (charge offs)	(1,535)	(490)	(3,736)	(671)
Provision for credit losses	1,911	1,833	3,984	3,961
Ending balance	19,656	17,566	19,656	17,566
Allowance for credit losses on unfunded credit commitments	646	620	646	620
Commercial and Industrial | Impact of adopting ASC 326
Allowance for credit losses roll-forward
Beginning balance				1,873
Consumer and Other
Allowance for credit losses roll-forward
Beginning balance	466	544	451	466
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	375	439	375	439	$ 395
Charge-offs	0	0	(22)	0
Recoveries	0	0	21	13
Net recoveries (charge offs)	0	0	(1)	13
Provision for credit losses	(47)	(45)	(31)	(6)
Ending balance	419	499	419	499
Allowance for credit losses on unfunded credit commitments	$ 44	$ 60	$ 44	60
Consumer and Other | Impact of adopting ASC 326
Allowance for credit losses roll-forward
Beginning balance				$ 26

Loans, Lease Receivables, an_13

Loans, Lease Receivables, and Allowance for Credit Losses - Allowance for Credit Losses and Balances by Type of Allowance Methodology (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Financing Receivable, Allowance for Credit Losses
Allowance for credit losses, collectively evaluated for impairment	$ 27,349	$ 25,286
Allowance for credit losses, individually evaluated for impairment	6,339	5,989
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	33,688	31,275	$ 29,331
Loans and lease receivables, collectively evaluated for impairment	3,030,917	2,829,421
Loans and lease receivables, individually evaluated for impairment	19,364	20,597
Loans and Leases Receivable, before Fees, Gross	3,050,281	2,850,018
Owner Occupied
Financing Receivable, Allowance for Credit Losses
Loans and Leases Receivable, before Fees, Gross	259,532
Non-owner Occupied
Financing Receivable, Allowance for Credit Losses
Loans and Leases Receivable, before Fees, Gross	768,195
Construction
Financing Receivable, Allowance for Credit Losses
Loans and Leases Receivable, before Fees, Gross	266,762
Multi-family
Financing Receivable, Allowance for Credit Losses
Loans and Leases Receivable, before Fees, Gross	494,954
1-4 Family
Financing Receivable, Allowance for Credit Losses
Loans and Leases Receivable, before Fees, Gross	39,933
Commercial Real Estate
Financing Receivable, Allowance for Credit Losses
Loans and Leases Receivable, before Fees, Gross	1,829,376	1,699,871
Commercial Real Estate | Owner Occupied
Financing Receivable, Allowance for Credit Losses
Allowance for credit losses, collectively evaluated for impairment	1,588	1,525
Allowance for credit losses, individually evaluated for impairment	0	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,588	1,525	1,556
Loans and lease receivables, collectively evaluated for impairment	259,532	256,479
Loans and lease receivables, individually evaluated for impairment	0	0
Loans and Leases Receivable, before Fees, Gross	259,532	256,479
Commercial Real Estate | Non-owner Occupied
Financing Receivable, Allowance for Credit Losses
Allowance for credit losses, collectively evaluated for impairment	6,048	5,596
Allowance for credit losses, individually evaluated for impairment	0	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	6,048	5,596	5,209
Loans and lease receivables, collectively evaluated for impairment	768,195	773,494
Loans and lease receivables, individually evaluated for impairment	0	0
Loans and Leases Receivable, before Fees, Gross	768,195	773,494
Commercial Real Estate | Construction
Financing Receivable, Allowance for Credit Losses
Allowance for credit losses, collectively evaluated for impairment	2,518	1,244
Allowance for credit losses, individually evaluated for impairment	0	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	2,518	1,244	1,441
Loans and lease receivables, collectively evaluated for impairment	266,762	193,080
Loans and lease receivables, individually evaluated for impairment	0	0
Loans and Leases Receivable, before Fees, Gross	266,762	193,080
Commercial Real Estate | Multi-family
Financing Receivable, Allowance for Credit Losses
Allowance for credit losses, collectively evaluated for impairment	3,710	3,562
Allowance for credit losses, individually evaluated for impairment	0	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	3,710	3,562	3,512
Loans and lease receivables, collectively evaluated for impairment	494,954	450,529
Loans and lease receivables, individually evaluated for impairment	0	0
Loans and Leases Receivable, before Fees, Gross	494,954	450,529
Commercial Real Estate | 1-4 Family
Financing Receivable, Allowance for Credit Losses
Allowance for credit losses, collectively evaluated for impairment	439	221
Allowance for credit losses, individually evaluated for impairment	0	22
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	439	243	228
Loans and lease receivables, collectively evaluated for impairment	39,917	26,267
Loans and lease receivables, individually evaluated for impairment	16	22
Loans and Leases Receivable, before Fees, Gross	39,933	26,289
Commercial and Industrial
Financing Receivable, Allowance for Credit Losses
Allowance for credit losses, collectively evaluated for impairment	12,671	12,743
Allowance for credit losses, individually evaluated for impairment	6,339	5,967
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	19,010	18,710	16,946
Loans and lease receivables, collectively evaluated for impairment	1,154,947	1,085,260
Loans and lease receivables, individually evaluated for impairment	19,348	20,575
Loans and Leases Receivable, before Fees, Gross	1,174,295	1,105,835
Consumer and Other
Financing Receivable, Allowance for Credit Losses
Allowance for credit losses, collectively evaluated for impairment	375	395
Allowance for credit losses, individually evaluated for impairment	0	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	375	395	$ 439
Loans and lease receivables, collectively evaluated for impairment	46,610	44,312
Loans and lease receivables, individually evaluated for impairment	0	0
Loans and Leases Receivable, before Fees, Gross	$ 46,610	$ 44,312

Loans, Lease Receivables, an_14

Loans, Lease Receivables, and Allowance for Credit Losses - Additional Information (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Recorded Investment
Guaranteed portion of SBA loans sold to third parties	$ 4,600,000	$ 10,700,000	$ 10,300,000	$ 20,500,000
Amount of outstanding SBA loans sold	74,600,000		74,600,000		$ 84,200,000
Loans and leases transferred to third parties principal amount	31,400,000	$ 39,200,000	90,000,000	93,900,000
Gain (loss) recognized on participation interest in originated loans			0
Amount of loan participation purchased	2,200,000		2,200,000		0
Amount of outstanding loans transferred to third parties as loan participations	332,000,000		332,000,000		279,500,000
Amount of partial ownership in loan participations transferred	390,100,000		390,100,000		367,400,000
Loans in the participation sold portfolio, considered impaired, gross amount	$ 0		0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount			8,225,000	716,000
Commercial and Industrial
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount			2,324,000	716,000
Commercial Real Estate
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount			$ 5,901,000	$ 0

Leases - Components of Lease ex

Leases - Components of Lease expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Leases [Abstract]
Operating lease cost	$ 333	$ 338	$ 1,028	$ 1,088
Short-term lease cost	31	36	106	145
Variable lease cost	143	139	430	436
Less: sublease income	0	0	0	(75)
Total lease cost, net	$ 507	$ 513	$ 1,564	$ 1,594

Leases - Operating Lease Quanti

Leases - Operating Lease Quantitative Information (Details)	Sep. 30, 2024	Dec. 31, 2023
Leases [Abstract]
Weighted-average remaining lease term (in years)	7 years 2 months 12 days	7 years 8 months 12 days
Weighted-average discount rate	3.78%	3.61%

Leases - Maturity of Operating

Leases - Maturity of Operating Lease Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Leases [Abstract]
2024	$ 367
2025	1,408
2026	1,400
2027	1,427
2028	1,113
Thereafter	3,600
Total undiscounted cash flows	9,315
Discount on cash flows	(1,261)
Total lease liability	$ 8,054	$ 8,954

Other Assets - Summary of Accru

Other Assets - Summary of Accrued Interest Receivable and Other Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Accrued interest receivable	$ 12,906	$ 13,275
Net deferred tax asset	9,641	9,508
Investment in historic development entities	4,866	2,393
Investment in low-income housing development entities	41,059	33,303
Investment in limited partnerships	16,465	15,027
Prepaid expenses	5,425	4,269
Other assets	13,345	13,283
Total accrued interest receivable and other assets	$ 103,707	$ 91,058

Other Assets - Additional Infor

Other Assets - Additional Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Amortization of tax credit investments	$ 3,888	$ 2,882
Recognized tax credits and other benefits	$ 5,000	$ 4,000

Deposits - Composition Of Depos

Deposits - Composition Of Deposits (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Deposits
Deposits	$ 2,969,947	$ 2,796,779
Average balance, deposits	$ 2,854,096	$ 2,444,438
Deposits, weighted average interest rate during the period	3.45%	2.92%
Non-interest-bearing transaction accounts
Deposits
Deposits	$ 428,012	$ 445,376
Average balance, deposits	$ 440,182	$ 453,930
Deposits, weighted average interest rate during the period	0%	0%
Interest-bearing transaction accounts
Deposits
Deposits	$ 930,252	$ 895,319
Average balance, deposits	$ 869,511	$ 689,500
Deposits, weighted average interest rate during the period	3.93%	3.44%
Money market accounts
Deposits
Deposits	$ 817,129	$ 711,245
Average balance, deposits	$ 809,593	$ 681,336
Deposits, weighted average interest rate during the period	4.05%	3.25%
Certificates of deposit
Deposits
Deposits	$ 207,337	$ 287,131
Average balance, deposits	$ 246,267	$ 273,387
Deposits, weighted average interest rate during the period	4.65%	4.10%
Wholesale deposits
Deposits
Deposits	$ 587,217	$ 457,708
Average balance, deposits	$ 488,543	$ 346,285
Deposits, weighted average interest rate during the period	4.08%	4.14%

Deposits - Time Deposits by Mat

Deposits - Time Deposits by Maturity (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Deposits [Abstract]
Time Deposit Maturities, Remainder of Fiscal Year	$ 431,326
Time Deposit Maturities, Year One	92,189
Time Deposit Maturities, Year Two	57,587
Time Deposit Maturities, Year Three	73,517
Time Deposit Maturities, Year Four	12,821
Time Deposit Maturities, after Year Five	7,072
Time Deposits	$ 674,512

Deposits - Additional Informati

Deposits - Additional Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Deposits
Deposits, carrying amount	$ 2,969,947	$ 2,796,779
Designated as Hedging Instrument | Interest rate swap related to certificate of deposits
Deposits
Derivative Asset, Notional Amount	$ 431,300
Derivative Asset, Average Remaining Maturity	3 years 9 months 7 days
Derivative Asset, Weighted Average Rate	3.83%
Wholesale Certificates of Deposit
Deposits
Deposits, carrying amount	$ 467,200	407,700
Non-Reciprocal Interest-Bearing Transaction Accounts
Deposits
Deposits, carrying amount	120,000	50,000
Certificates of Deposits and Wholesale Deposits
Deposits
Time Deposits, $250,000 or More	$ 85,900	$ 120,200

FHLB Advances, Other Borrowin_3

FHLB Advances, Other Borrowings and Subordinated Notes and Debentures - Composition of Borrowed Funds (Details) - USD ($) $ in Thousands			9 Months Ended	12 Months Ended
	Sep. 13, 2024	Aug. 15, 2024	Sep. 30, 2024	Dec. 31, 2023
Composition of Borrowed Funds
Borrowed funds			$ 349,109	$ 330,916
Borrowed funds, average balance			$ 336,316	$ 390,881
Borrowed funds, interest rate during period			3.23%	2.79%
Federal Funds Purchased
Composition of Borrowed Funds
Borrowed funds			$ 0	$ 0
Borrowed funds, average balance			$ 2	$ 3
Borrowed funds, interest rate during period			6.31%	5.37%
FHLB Advances
Composition of Borrowed Funds
Borrowed funds			$ 294,450	$ 281,500
Borrowed funds, average balance			$ 286,454	$ 351,990
Borrowed funds, interest rate during period			2.68%	2.52%
Line of Credit
Composition of Borrowed Funds
Borrowed funds			$ 0	$ 0
Borrowed funds, average balance			$ 1,642	$ 38
Borrowed funds, interest rate during period			7.76%	7.26%
Other Borrowings
Composition of Borrowed Funds
Borrowed funds			$ 0	$ 20
Borrowed funds, average balance			$ 10	$ 600
Borrowed funds, interest rate during period			0%	8.33%
Subordinated Notes and Debentures
Composition of Borrowed Funds
Borrowed funds			$ 54,659	$ 49,396
Borrowed funds, average balance			$ 48,208	$ 38,250
Borrowed funds, interest rate during period	7.50%	5.50%	6.37%	5.16%

FHLB Advances, Other Borrowin_4

FHLB Advances, Other Borrowings and Subordinated Notes and Debentures - Summary of Annual Maturities of Borrowings (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Disclosure [Abstract]
2024	$ 116,000
2025	48,000
2026	65,000
2027	10,000
2028	10,450
Thereafter	99,659
Borrowed funds	$ 349,109	$ 330,916

FHLB Advances, Other Borrowin_5

FHLB Advances, Other Borrowings and Subordinated Notes and Debentures - Additional Information (Details) - USD ($)				9 Months Ended	12 Months Ended
	Sep. 13, 2024	Aug. 15, 2024	Feb. 20, 2024	Sep. 30, 2024	Dec. 31, 2023
Short-term Debt [Line Items]
Borrowed funds				$ 349,109,000	$ 330,916,000
Credit line renewal terms				On February 20, 2024, the credit line was renewed for one additional year with pricing terms of 1-month term SOFR + 2.36% and a maturity date of February 19, 2025.
Line of credit maturity date			Feb. 19, 2025
Interest rate				3.23%	2.79%
Debt issuance costs remaining				$ 341,000
Interest Rate Swap Related to FHLB Borrowings | Designated as Hedging Instrument
Short-term Debt [Line Items]
Derivative notional amount				$ 68,400,000
Derivatives weighted average remaining maturity				2 years 6 months 18 days
Derivatives weighted average rate				1.98%
Secured Borrowings
Short-term Debt [Line Items]
Borrowed funds				$ 0	$ 20,000
Subordinated Notes
Short-term Debt [Line Items]
Borrowed funds				$ 54,659,000	$ 49,396,000
Debt redeem and replace amount		$ 15,000,000
Interest rate	7.50%	5.50%		6.37%	5.16%
Debt instruments issued	$ 20,000,000
Maturity date	Sep. 13, 2034
Debt issuance costs remaining				$ 56,000

Preferred Stock - Additional In

Preferred Stock - Additional Information (Details) - USD ($)		3 Months Ended						9 Months Ended		12 Months Ended
	Mar. 04, 2022	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Class of Stock [Line Items]
Preferred stock, shares issued	12,500	12,500						12,500		12,500
Aggregate liquidation preference	$ 12,500,000
Preferred stock, dividend rate, percentage	7%							7%		7%
Preferred stock, par value		$ 0.01						$ 0.01		$ 0.01
Preferred stock dividend		$ 218,000	$ 219,000	$ 219,000	$ 218,000	$ 219,000	$ 219,000	$ 656,000	$ 656,000
Series A Preferred Stock
Class of Stock [Line Items]
Preferred stock, dividend rate, percentage	7%
Preferred stock, par value	$ 0.01
Preferred stock, liquidation preference per share	$ 1,000	$ 1,000						$ 1,000
Proceeds from issuance of preferred stock	$ 12,000,000
Preferred stock dividend		$ 218,000						$ 656,000
Preferred stock dividend payable at floating rate								5.39%

Commitments and Contingencies -

Commitments and Contingencies - Additional Information (Details) $ in Millions	Sep. 30, 2024 USD ($)
Commitments and Contingencies Disclosure [Abstract]
SBA loans, probability of future losses	$ 1.3

Commitments and Contingencies_2

Commitments and Contingencies - SBA Recourse Reserve (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Commitments and Contingencies Disclosure [Abstract]
Beginning balance	$ 906	$ 752	$ 955	$ 441
SBA (benefit) recourse	466	242	583	565
Charge-offs, net	(40)	(11)	(206)	(23)
Ending balance	$ 1,332	$ 983	$ 1,332	$ 983

Fair Value Disclosures - Additi

Fair Value Disclosures - Additional Information (Details) - USD ($)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net [Abstract]
Fair value, assets, level 1 to level 2 transfers	$ 0	$ 0	$ 0
Fair value, assets, level 2 to Level 1 transfers	0	0	0
Fair value, assets, transfers into level 3	0	0	0
Fair value, assets, transfers out of level 3	0	0	0
Fair value, liabilities, level 1 to level 2 transfers	0	0	0
Fair value, liabilities, level 2 to level 1 transfers	0	0	0
Fair value, liabilities, transfers into level 3	0	0	0
Fair value, liabilities, transfers out of level 3	$ 0	$ 0	0
Minimum
Fair Value Measurement Inputs and Valuation Techniques
Quantification of unobservable inputs for level 3 values for impaired loans	10%	10%
Maximum
Fair Value Measurement Inputs and Valuation Techniques
Quantification of unobservable inputs for level 3 values for impaired loans	100%	100%
Weighted Average
Fair Value Measurement Inputs and Valuation Techniques
Quantification of unobservable inputs for level 3 values for impaired loans	42%	42%
Fair Value on Non-recurring Basis | Collateral-dependent Loans
Fair Value Measurement Inputs and Valuation Techniques
Assets, Fair Value	$ 6,200,000	$ 6,200,000	$ 4,900,000

Fair Value Disclosures - Assets

Fair Value Disclosures - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - Fair Value Recurring Basis - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
US Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	$ 4,735	$ 13,776
US Treasuries | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
US Treasuries | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	4,735	13,776
US Treasuries | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
U.S. Government Agency Securities - Government-Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	8,190	27,566
U.S. Government Agency Securities - Government-Sponsored Enterprises | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
U.S. Government Agency Securities - Government-Sponsored Enterprises | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	8,190	27,566
U.S. Government Agency Securities - Government-Sponsored Enterprises | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Municipal Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	36,061	35,881
Municipal Securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Municipal Securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	36,061	35,881
Municipal Securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Interest Rate Swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	42,539	55,597
Liabilities, Fair Value	45,399	51,949
Interest Rate Swaps | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Liabilities, Fair Value	0	0
Interest Rate Swaps | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	42,539	55,597
Liabilities, Fair Value	45,399	51,949
Interest Rate Swaps | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Liabilities, Fair Value	0	0
GNMA | Residential Mortgage-backed Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	106,764	68,056
GNMA | Residential Mortgage-backed Securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
GNMA | Residential Mortgage-backed Securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	106,764	68,056
GNMA | Residential Mortgage-backed Securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
GNMA | Commercial Mortgage-backed Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	2,346	2,525
GNMA | Commercial Mortgage-backed Securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
GNMA | Commercial Mortgage-backed Securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	2,346	2,525
GNMA | Commercial Mortgage-backed Securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Government Sponsored Enterprises | Residential Mortgage-backed Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	126,353	120,833
Government Sponsored Enterprises | Residential Mortgage-backed Securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Government Sponsored Enterprises | Residential Mortgage-backed Securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	126,353	120,833
Government Sponsored Enterprises | Residential Mortgage-backed Securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Government Sponsored Enterprises | Commercial Mortgage-backed Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	28,887	28,369
Government Sponsored Enterprises | Commercial Mortgage-backed Securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	0	0
Government Sponsored Enterprises | Commercial Mortgage-backed Securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	28,887	28,369
Government Sponsored Enterprises | Commercial Mortgage-backed Securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	$ 0	$ 0

Fair Value Disclosures - Asse_2

Fair Value Disclosures - Assets and Liabilities Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value on Non-recurring Basis - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Collateral-dependent Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value	$ 6,200	$ 4,900
Assets and liabilities measured at fair value	6,201	4,917
Collateral-dependent Loans | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	0	0
Collateral-dependent Loans | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	0	0
Collateral-dependent Loans | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	6,201	4,917
Repossessed Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	56	247
Repossessed Assets | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	0	0
Repossessed Assets | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	0	0
Repossessed Assets | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	56	247
Loan Servicing Rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	1,167	1,356
Loan Servicing Rights | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	0	0
Loan Servicing Rights | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	0	0
Loan Servicing Rights | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets and liabilities measured at fair value	$ 1,167	$ 1,356

Fair Value Disclosures - Estima

Fair Value Disclosures - Estimated Fair Values For Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financial assets:
Cash and cash equivalents, carrying amount	$ 131,972	$ 139,510
Cash and cash equivalents, fair value	131,972	139,510
Securities available-for-sale, at fair value	313,336	297,006
Securities held-to-maturity, carrying amount	6,907	8,503
Securities held-to-maturity, fair value	6,775	8,255
Loans held for sale, carrying amount	8,173	4,589
Loans Held-for-sale, fair value	8,827	4,956
Loans and leases receivable, net	3,016,391	2,818,986
Loans and lease receivables, net, fair value	2,998,254	2,789,731
Federal Home Loan Bank stock, carrying amount	12,775	12,042
Accrued interest receivable, carrying amount	12,906	13,275
Accrued interest receivable, fair value	12,906	13,275
Derivative Asset	42,539	55,597
Financial liabilities:
Deposits, carrying amount	2,969,947	2,796,779
Deposits, fair value	2,966,694	2,795,463
Federal Home Loan Bank and other borrowings, carrying amount	349,109	330,916
Federal Home Loan Bank and other borrowings fair value	344,004	320,287
Accrued interest payable, carrying amount	10,820	10,860
Accrued interest payable, fair value	10,820	10,860
Derivatives	45,399	51,949
Standby letters of credit, carrying amount	216	190
Standby letters of credit, fair value	216	190
Interest Rate Swaps
Financial assets:
Derivative Asset	42,539	55,597
Interest rate swaps - assets, fair value	42,539	55,597
Financial liabilities:
Derivatives	45,399	51,949
Interest rate swaps - liabilities, fair value	45,399	51,949
Fair Value Measurements - Level 1 Inputs
Financial assets:
Cash and cash equivalents, fair value	131,972	139,510
Securities available-for-sale, at fair value	0	0
Securities held-to-maturity, fair value	0	0
Loans Held-for-sale, fair value	0	0
Loans and lease receivables, net, fair value	0	0
Accrued interest receivable, fair value	12,906	13,275
Financial liabilities:
Deposits, fair value	2,295,436	2,101,939
Federal Home Loan Bank and other borrowings fair value	0	0
Accrued interest payable, fair value	10,820	10,860
Standby letters of credit, fair value	0	0
Fair Value Measurements - Level 1 Inputs | Interest Rate Swaps
Financial assets:
Interest rate swaps - assets, fair value	0	0
Financial liabilities:
Interest rate swaps - liabilities, fair value	0	0
Fair Value Measurements - Level 2 Inputs
Financial assets:
Cash and cash equivalents, fair value	0	0
Securities available-for-sale, at fair value	313,336	297,006
Securities held-to-maturity, fair value	6,775	8,255
Loans Held-for-sale, fair value	8,827	4,956
Loans and lease receivables, net, fair value	0	0
Accrued interest receivable, fair value	0	0
Financial liabilities:
Deposits, fair value	671,258	693,524
Federal Home Loan Bank and other borrowings fair value	344,004	320,287
Accrued interest payable, fair value	0	0
Standby letters of credit, fair value	0	0
Fair Value Measurements - Level 2 Inputs | Interest Rate Swaps
Financial assets:
Interest rate swaps - assets, fair value	42,539	55,597
Financial liabilities:
Interest rate swaps - liabilities, fair value	45,399	51,949
Fair Value Measurements - Level 3 Inputs
Financial assets:
Cash and cash equivalents, fair value	0	0
Securities available-for-sale, at fair value	0	0
Securities held-to-maturity, fair value	0	0
Loans Held-for-sale, fair value	0	0
Loans and lease receivables, net, fair value	2,998,254	2,789,731
Accrued interest receivable, fair value	0	0
Financial liabilities:
Deposits, fair value	0	0
Federal Home Loan Bank and other borrowings fair value	0	0
Accrued interest payable, fair value	0	0
Standby letters of credit, fair value	216	190
Fair Value Measurements - Level 3 Inputs | Interest Rate Swaps
Financial assets:
Interest rate swaps - assets, fair value	0	0
Financial liabilities:
Interest rate swaps - liabilities, fair value	$ 0	$ 0

Derivative Financial Instrume_4

Derivative Financial Instruments - Additional Information (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Derivatives
Accumulated derivative credit valuation adjustment	$ 38,000		$ 38,000		$ 117,000
Interest Rate Swap Agreements on Loans with Third-party Counter Parties
Derivatives
Interest rate swaps - assets, fair value	39,800,000		39,800,000
Interest rate swaps - liabilities, fair value	11,400,000		11,400,000
Interest Rate Swap Related to AFS Securities | Designated as Hedging Instrument
Derivatives
Unrealized gains on interest rate swaps	246,000	$ 421,000	24,000	$ 353,000
Gain recognized in income on ineffective portion of hedges			0	0
Interest Rate Swap Related to FHLB Borrowings | Designated as Hedging Instrument
Derivatives
Unrealized gains on interest rate swaps	$ 11,600,000	$ 5,300,000	6,500,000	7,500,000
Gain recognized in income on ineffective portion of hedges			$ 0	$ 0

Derivative Financial Instrume_5

Derivative Financial Instruments - Summary of Location and Fair Value of Derivative Instruments (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024 USD ($) Instrument	Dec. 31, 2023 USD ($) Instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Fair Value	$ 42,539	$ 55,597
Derivative Liability, Fair Value	$ 45,399	$ 51,949
Interest Rate Swap Agreements on Loans with Commercial Loan Customers | Not Designated as Hedging Instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Number of Instruments | Instrument	33	25
Derivative Asset, Notional Amount	$ 377,041	$ 249,454
Derivative Asset, Weighted Average Maturity	5 years 1 month 13 days	6 years 3 months 29 days
Derivative Asset, Fair Value	$ 11,352	$ 7,904
Derivative Liability, Number of Instruments Held | Instrument	73	81
Derivative Liability, Notional Amount	$ 598,803	$ 689,702
Derivative Liability, Weighted Average Maturity	5 years 8 months 23 days	5 years 11 months 15 days
Derivative Liability, Fair Value	$ 39,796	$ 51,138
Interest Rate Swap Agreements on Loans with Third-party Counter Parties | Not Designated as Hedging Instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Number of Instruments | Instrument	106	106
Derivative Asset, Notional Amount	$ 975,845	$ 939,156
Derivative Asset, Weighted Average Maturity	5 years 5 months 26 days	6 years 21 days
Derivative Asset, Fair Value	$ 28,444	$ 43,234
Interest Rate Swap Related to AFS Securities | Designated as Hedging Instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Number of Instruments | Instrument	11	11
Derivative Asset, Notional Amount	$ 12,500	$ 12,500
Derivative Asset, Weighted Average Maturity	7 years 6 months 10 days	8 years 3 months 10 days
Derivative Asset, Fair Value	$ 601	$ 624
Interest Rate Swap Related to Wholesale Funding | Designated as Hedging Instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Number of Instruments | Instrument	6	9
Derivative Asset, Notional Amount	$ 68,400	$ 96,400
Derivative Asset, Weighted Average Maturity	2 years 6 months 18 days	2 years 5 months 19 days
Derivative Asset, Fair Value	$ 2,142	$ 3,835
Derivative Liability, Number of Instruments Held | Instrument	41	29
Derivative Liability, Notional Amount	$ 431,255	$ 306,255
Derivative Liability, Weighted Average Maturity	3 years 9 months 7 days	3 years 10 months 20 days
Derivative Liability, Fair Value	$ 5,603	$ 811

Regulatory Capital - Additional

Regulatory Capital - Additional Information (Details)	9 Months Ended
	Sep. 30, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Description of Material Affects of Noncompliance	Failure to meet minimum capital requirements can result in certain mandatory, and possibly additional discretionary actions on the part of regulators, that if undertaken, could have a direct material effect on the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory practices.

Regulatory Capital - Regulatory

Regulatory Capital - Regulatory Capital Ratios (Details) $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations
Total capital	$ 407,421	$ 375,440
Total capital to risk-weighted assets	0.1172	0.1119
Total capital, Minimum Required for Capital Adequacy Purposes	$ 278,219	$ 268,500
Total capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	0.08	0.08
Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 365,162	$ 352,406
Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	10.50%	10.50%
Tier 1 capital	$ 316,792	$ 293,338
Tier 1 capital to risk-weighted assets	0.0911	0.0874
Tier 1 capital, Minimum Required for Capital Adequacy Purposes	$ 208,664	$ 201,375
Tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	0.06	0.06
Tier One Risk Based Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 295,607	$ 285,281
Tier One Risk Based Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	8.50%	8.50%
Common equity tier 1 capital	$ 304,800	$ 281,346
Common equity tier 1 capital to risk-weighted assets	8.76%	8.38%
Common equity tier 1 capital, Minimum Required for Capital Adequacy Purposes	$ 156,498	$ 151,031
Common equity tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	4.50%	4.50%
Common Equity Tier One Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 243,441	$ 234,937
Common Equity Tier One Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	7%	7%
Tier 1 leverage capital	$ 316,792	$ 293,338
Tier 1 leverage capital to average assets	0.0868	0.0843
Tier 1 leverage capital, Minimum Required for Capital Adequacy Purposes	$ 145,944	$ 139,145
Tier 1 leverage capital to average assets, Minimum Required for Capital Adequacy Purposes	0.04	0.04
Tier One Leverage Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 145,944	$ 139,145
Tier One Leverage Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	4%	4%
First Business Bank
Compliance with Regulatory Capital Requirements under Banking Regulations
Total capital	$ 402,567	$ 376,310
Total capital to risk-weighted assets	0.1157	0.1121
Total capital, Minimum Required for Capital Adequacy Purposes	$ 278,257	$ 268,595
Total capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	0.08	0.08
Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 365,212	$ 352,531
Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	10.50%	10.50%
Total capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 347,821	$ 335,744
Total capital to risk-weighted assets, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	0.10	0.10
Tier 1 capital	$ 366,597	$ 343,604
Tier 1 capital to risk-weighted assets	0.1054	0.1023
Tier 1 capital, Minimum Required for Capital Adequacy Purposes	$ 208,692	$ 201,446
Tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	0.06	0.06
Tier One Risk Based Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 295,648	$ 285,382
Tier One Risk Based Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	8.50%	8.50%
Tier 1 capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 278,257	$ 268,595
Tier 1 capital to risk weighted assets, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	0.08	0.08
Common equity tier 1 capital	$ 366,597	$ 343,604
Common equity tier 1 capital to risk-weighted assets	10.54%	10.23%
Common equity tier 1 capital, Minimum Required for Capital Adequacy Purposes	$ 156,519	$ 151,085
Common equity tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	4.50%	4.50%
Common Equity Tier One Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 243,474	$ 235,021
Common Equity Tier One Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	7%	7%
Common equity tier 1 capital, Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements	$ 226,083	$ 218,233
Common equity tier 1 capital to risk-weighted assets, Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements	6.50%	6.50%
Tier 1 leverage capital	$ 366,597	$ 343,604
Tier 1 leverage capital to average assets	0.1005	0.0987
Tier 1 leverage capital, Minimum Required for Capital Adequacy Purposes	$ 145,914	$ 139,262
Tier 1 leverage capital to average assets, Minimum Required for Capital Adequacy Purposes	0.04	0.04
Tier One Leverage Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 145,914	$ 139,262
Tier One Leverage Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	4%	4%
Tier 1 leverage capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 182,393	$ 174,077
Tier 1 leverage capital to average assets, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	0.05	0.05