| Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses | Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses Loan and lease receivables consist of the following: March 31, December 31, (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ 197,268 $ 200,387 Commercial real estate — non-owner occupied 484,151 470,236 Land development 46,379 40,154 Construction 156,020 125,157 Multi-family 136,098 136,978 1-4 family 41,866 44,976 Total commercial real estate 1,061,782 1,017,888 Commercial and industrial 443,005 429,002 Direct financing leases, net 31,387 30,787 Consumer and other: Home equity and second mortgages 8,270 7,262 Other 20,717 18,099 Total consumer and other 28,987 25,361 Total gross loans and leases receivable 1,565,161 1,503,038 Less: Allowance for loan and lease losses 18,638 18,763 Deferred loan fees 1,671 1,443 Loans and leases receivable, net $ 1,544,852 $ 1,482,832 As of March 31, 2018 and December 31, 2017 , the total amount of the Corporation’s ownership of SBA loans comprised of the following: March 31, December 31, (In Thousands) Retained, unguaranteed portions of sold SBA loans $ 28,348 $ 30,071 Other SBA loans (1) 19,431 22,254 Total SBA loans $ 47,779 $ 52,325 (1) Primarily consisted of SBA Express loans and impaired SBA loans that were repurchased from the secondary market, all of which were not saleable as of March 31, 2018 and December 31, 2017, respectively. As of March 31, 2018 and December 31, 2017 , $8.0 million and $11.1 million of SBA loans were considered impaired, respectively. Loans transferred to third parties consist of the guaranteed portions of SBA loans which the Corporation sold in the secondary market, participation interests in other originated loans and residential real estate loans. The total principal amount of the guaranteed portions of SBA loans sold during the three months ended March 31, 2018 and 2017 was $3.1 million and $3.3 million , respectively. Each of the transfers of these financial assets met the qualifications for sale accounting, and therefore all of the loans transferred during the three months ended March 31, 2018 and 2017 have been derecognized in the unaudited Consolidated Financial Statements. The guaranteed portions of SBA loans were transferred at their fair value and the related gain was recognized upon the transfer as non-interest income in the unaudited Consolidated Financial Statements. The total outstanding balance of sold SBA loans at March 31, 2018 and December 31, 2017 was $97.7 million and $100.3 million , respectively. The total principal amount of transferred participation interests in other originated commercial loans during the three months ended March 31, 2018 and 2017 was $19.7 million and $12.0 million , respectively, all of which were treated as sales and derecognized under the applicable accounting guidance at the time of transfer. No gain or loss was recognized on participation interests in other originated loans as they were transferred at or near the date of loan origination and the payments received for servicing the portion of the loans participated represents adequate compensation. The total outstanding balance of these transferred loans at March 31, 2018 and December 31, 2017 was $108.7 million and $106.4 million , respectively. As of March 31, 2018 and December 31, 2017 , the total amount of the Corporation’s partial ownership of these transferred loans on the unaudited Consolidated Balance Sheets was $187.8 million and $181.7 million , respectively. No loans in this participation portfolio were considered impaired as of March 31, 2018 and December 31, 2017 . The Corporation does not share in the participant’s portion of any potential charge-offs. The total amount of loan participations purchased on the unaudited Consolidated Balance Sheets as of March 31, 2018 and December 31, 2017 was $650,000 . The following tables illustrate ending balances of the Corporation’s loan and lease portfolio, including impaired loans by class of receivable, and considering certain credit quality indicators as of March 31, 2018 and December 31, 2017 : March 31, 2018 Category I II III IV Total (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied $ 167,290 $ 15,592 $ 10,354 $ 4,032 $ 197,268 Commercial real estate — non-owner occupied 462,505 20,533 1,080 33 484,151 Land development 42,818 1,044 — 2,517 46,379 Construction 153,285 508 227 2,000 156,020 Multi-family 136,098 — — — 136,098 1-4 family 32,221 7,640 1,071 934 41,866 Total commercial real estate 994,217 45,317 12,732 9,516 1,061,782 Commercial and industrial 351,392 24,916 56,240 10,457 443,005 Direct financing leases, net 29,622 317 1,448 — 31,387 Consumer and other: Home equity and second mortgages 8,261 7 — 2 8,270 Other 20,401 — — 316 20,717 Total consumer and other 28,662 7 — 318 28,987 Total gross loans and leases receivable $ 1,403,893 $ 70,557 $ 70,420 $ 20,291 $ 1,565,161 Category as a % of total portfolio 89.69 % 4.51 % 4.50 % 1.30 % 100.00 % December 31, 2017 Category I II III IV Total (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied $ 166,018 $ 18,442 $ 8,850 $ 7,077 $ 200,387 Commercial real estate — non-owner occupied 441,246 27,854 1,102 34 470,236 Land development 36,470 1,057 — 2,627 40,154 Construction 121,528 757 — 2,872 125,157 Multi-family 136,978 — — — 136,978 1-4 family 34,598 7,735 1,220 1,423 44,976 Total commercial real estate 936,838 55,845 11,172 14,033 1,017,888 Commercial and industrial 341,875 25,344 49,453 12,330 429,002 Direct financing leases, net 28,866 342 1,579 — 30,787 Consumer and other: Home equity and second mortgages 7,250 8 — 4 7,262 Other 17,745 — — 354 18,099 Total consumer and other 24,995 8 — 358 25,361 Total gross loans and leases receivable $ 1,332,574 $ 81,539 $ 62,204 $ 26,721 $ 1,503,038 Category as a % of total portfolio 88.66 % 5.42 % 4.14 % 1.78 % 100.00 % Credit underwriting primarily through a committee process is a key component of the Corporation’s operating philosophy. Commercial lenders have relatively low individual lending authority limits, and thus a significant portion of the Corporation’s new credit extensions require approval from a loan approval committee regardless of the type of loan or lease, asset quality grade of the credit, amount of the credit or the related complexities of each proposal. Each credit is evaluated for proper risk rating upon origination, at the time of each subsequent renewal, upon receipt and evaluation of updated financial information from the Corporation’s borrowers or as other circumstances dictate. The Corporation uses a nine grade risk rating system to monitor the ongoing credit quality of its loans and leases. The risk rating grades follow a consistent definition and are then applied to specific loan types based on the nature of the loan. Each risk rating is subjective and, depending on the size and nature of the credit, subject to various levels of review and concurrence on the stated risk rating. In addition to its nine grade risk rating system, the Corporation groups loans into four loan and related risk categories which determine the level and nature of review by management. Category I — Loans and leases in this category are performing in accordance with the terms of the contract and generally exhibit no immediate concerns regarding the security and viability of the underlying collateral, financial stability of the borrower, integrity or strength of the borrowers’ management team or the industry in which the borrower operates. The Corporation monitors Category I loans and leases through payment performance, continued maintenance of its personal relationships with such borrowers and continued review of such borrowers’ compliance with the terms of their respective agreements. Category II — Loans and leases in this category are beginning to show signs of deterioration in one or more of the Corporation’s core underwriting criteria such as financial stability, management strength, industry trends or collateral values. Management will place credits in this category to allow for proactive monitoring and resolution with the borrower to possibly mitigate the area of concern and prevent further deterioration or risk of loss to the Corporation. Category II loans are considered performing but are monitored frequently by the assigned business development officer and by subcommittees of the Bank’s Loan Committee. Category III — Loans and leases in this category are identified by management as warranting special attention. However, the balance in this category is not intended to represent the amount of adversely classified assets held by the Bank. Category III loans and leases generally exhibit undesirable characteristics, such as evidence of adverse financial trends and conditions, managerial problems, deteriorating economic conditions within the related industry or evidence of adverse public filings and may exhibit collateral shortfall positions. Management continues to believe that it will collect all contractual principal and interest in accordance with the original terms of the contracts relating to the loans and leases in this category, and therefore Category III loans are considered performing with no specific reserves established for this category. Category III loans are monitored by management and subcommittees of the Bank’s Loan Committee on a monthly basis and the Bank’s Board of Directors at each of their regularly scheduled meetings. Category IV — Loans and leases in this category are considered to be impaired. Impaired loans and leases, with the exception of performing troubled debt restructurings, have been placed on non-accrual as management has determined that it is unlikely that the Bank will receive the contractual principal and interest in accordance with the original terms of the agreement. Impaired loans are individually evaluated to assess the need for the establishment of specific reserves or charge-offs. When analyzing the adequacy of collateral, the Corporation obtains external appraisals at least annually for impaired loans and leases. External appraisals are obtained from the Corporation’s approved appraiser listing and are independently reviewed to monitor the quality of such appraisals. To the extent a collateral shortfall position is present, a specific reserve or charge-off will be recorded to reflect the magnitude of the impairment. Loans and leases in this category are monitored by management and subcommittees of the Bank’s Loan Committee on a monthly basis and the Bank’s Board of Directors at each of their regularly scheduled meetings. Utilizing regulatory classification terminology, the Corporation identified $30.6 million and $32.7 million of loans and leases as Substandard as of March 31, 2018 and December 31, 2017 , respectively. No loans and leases were identified as Doubtful as of March 31, 2018. The Corporation identified $4.7 million of loans and leases as Doubtful as of December 31, 2017 . Additionally, no loans were considered Special Mention, doubtful or Loss as of either March 31, 2018 or December 31, 2017 . The population of Substandard loans is a subset of Category III and Category IV loans. The delinquency aging of the loan and lease portfolio by class of receivable as of March 31, 2018 and December 31, 2017 was as follows: March 31, 2018 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Accruing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 193,290 $ 193,290 Non-owner occupied 388 — — 388 483,730 484,118 Land development — — — — 43,862 43,862 Construction — — — — 154,020 154,020 Multi-family — — — — 136,098 136,098 1-4 family 545 — — 545 40,588 41,133 Commercial and industrial 1,618 — — 1,618 430,934 432,552 Direct financing leases, net — — — — 31,387 31,387 Consumer and other: Home equity and second mortgages 129 — — 129 8,141 8,270 Other 1 — — 1 20,400 20,401 Total 2,681 — — 2,681 1,542,450 1,545,131 Non-accruing loans and leases Commercial real estate: Owner occupied 395 — 3,520 3,915 63 3,978 Non-owner occupied 33 — — 33 — 33 Land development — — — — 2,517 2,517 Construction — — 2,000 2,000 — 2,000 Multi-family — — — — — — 1-4 family 162 — 529 691 42 733 Commercial and industrial 2,960 — 6,510 9,470 983 10,453 Direct financing leases, net — — — — — — Consumer and other: Home equity and second mortgages — — — — — — Other — — 316 316 — 316 Total 3,550 — 12,875 16,425 3,605 — 20,030 Total loans and leases Commercial real estate: Owner occupied 395 — 3,520 3,915 193,353 197,268 Non-owner occupied 421 — — 421 483,730 484,151 Land development — — — — 46,379 46,379 Construction — — 2,000 2,000 154,020 156,020 Multi-family — — — — 136,098 136,098 1-4 family 707 — 529 1,236 40,630 41,866 Commercial and industrial 4,578 — 6,510 11,088 431,917 443,005 Direct financing leases, net — — — — 31,387 31,387 Consumer and other: Home equity and second mortgages 129 — — 129 8,141 8,270 Other 1 — 316 317 20,400 20,717 Total $ 6,231 $ — $ 12,875 $ 19,106 $ 1,546,055 $ 1,565,161 Percent of portfolio 0.40 % — % 0.82 % 1.22 % 98.78 % 100.00 % December 31, 2017 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Accruing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 193,366 $ 193,366 Non-owner occupied — — — — 470,202 470,202 Land development — — — — 37,528 37,528 Construction — 196 — 196 122,089 122,285 Multi-family — — — — 136,978 136,978 1-4 family 496 — — 496 43,319 43,815 Commercial and industrial 1,169 197 — 1,366 415,315 416,681 Direct financing leases, net — — — — 30,787 30,787 Consumer and other: Home equity and second mortgages 106 — — 106 7,156 7,262 Other — — — — 17,745 17,745 Total 1,771 393 — 2,164 1,474,485 1,476,649 Non-accruing loans and leases Commercial real estate: Owner occupied 405 — 4,836 5,241 1,780 7,021 Non-owner occupied — — — — 34 34 Land development — — — — 2,626 2,626 Construction — — 2,872 2,872 — 2,872 Multi-family — — — — — — 1-4 family — — 948 948 213 1,161 Commercial and industrial 782 — 7,349 8,131 4,190 12,321 Direct financing leases, net — — — — — — Consumer and other: Home equity and second mortgages — — — — — — Other — — 345 345 9 354 Total 1,187 — 16,350 17,537 8,852 26,389 Total loans and leases Commercial real estate: Owner occupied 405 — 4,836 5,241 195,146 200,387 Non-owner occupied — — — — 470,236 470,236 Land development — — — — 40,154 40,154 Construction — 196 2,872 3,068 122,089 125,157 Multi-family — — — — 136,978 136,978 1-4 family 496 — 948 1,444 43,532 44,976 Commercial and industrial 1,951 197 7,349 9,497 419,505 429,002 Direct financing leases, net — — — — 30,787 30,787 Consumer and other: Home equity and second mortgages 106 — — 106 7,156 7,262 Other — — 345 345 17,754 18,099 Total $ 2,958 $ 393 $ 16,350 $ 19,701 $ 1,483,337 $ 1,503,038 Percent of portfolio 0.20 % 0.03 % 1.09 % 1.32 % 98.68 % 100.00 % The Corporation’s total impaired assets consisted of the following at March 31, 2018 and December 31, 2017 , respectively. March 31, December 31, (Dollars in Thousands) Non-accrual loans and leases Commercial real estate: Commercial real estate — owner occupied $ 3,978 $ 7,021 Commercial real estate — non-owner occupied 33 34 Land development 2,517 2,626 Construction 2,000 2,872 Multi-family — — 1-4 family 733 1,161 Total non-accrual commercial real estate 9,261 13,714 Commercial and industrial 10,453 12,321 Direct financing leases, net — — Consumer and other: Home equity and second mortgages — — Other 316 354 Total non-accrual consumer and other loans 316 354 Total non-accrual loans and leases 20,030 26,389 Foreclosed properties, net 1,484 1,069 Total non-performing assets 21,514 27,458 Performing troubled debt restructurings 261 332 Total impaired assets $ 21,775 $ 27,790 March 31, December 31, Total non-accrual loans and leases to gross loans and leases 1.28 % 1.76 % Total non-performing assets to total gross loans and leases plus foreclosed properties, net 1.37 1.83 Total non-performing assets to total assets 1.15 1.53 Allowance for loan and lease losses to gross loans and leases 1.19 1.25 Allowance for loan and lease losses to non-accrual loans and leases 93.05 71.10 As of March 31, 2018 and December 31, 2017 , $8.6 million and $8.8 million of the non-accrual loans and leases were considered troubled debt restructurings, respectively. There were no unfunded commitments associated with troubled debt restructured loans and leases as of March 31, 2018 . The following table provides the number of loans modified in a troubled debt restructuring and the pre- and post-modification recorded investment by class of receivable as of March 31, 2018 and December 31, 2017 . As of March 31, 2018 As of December 31, 2017 Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied 3 $ 1,065 $ 868 3 $ 1,065 $ 880 Commercial real estate — non-owner occupied 1 158 33 1 158 34 Land development 1 5,745 2,516 1 5,745 2,626 Construction — — — — — — Multi-family — — — — — — 1-4 family 7 560 243 8 627 307 Commercial and industrial 10 8,759 4,913 10 8,759 4,951 Consumer and other: Home equity and second mortgage 1 37 2 2 37 4 Other 1 2,077 316 2 2,094 345 Total 24 $ 18,401 $ 8,891 27 $ 18,485 $ 9,147 All loans and leases modified as a troubled debt restructuring are measured for impairment. The nature and extent of the impairment of restructured loans, including those which have experienced a default, is considered in the determination of an appropriate level of the allowance for loan and lease losses. As of March 31, 2018 and December 31, 2017 , the Corporation’s troubled debt restructurings grouped by type of concession were as follows: As of March 31, 2018 As of December 31, 2017 Number of Loans Recorded Investment Number of Loans Recorded Investment (Dollars in Thousands) Commercial real estate: Extension of term — $ — — $ — Interest rate concession 12 3,660 12 3,793 Combination of extension of term and interest rate concession — — 1 54 Commercial and industrial: Combination of extension of term and interest rate concession 10 4,913 10 4,951 Consumer and other: Extension of term 1 316 1 328 Combination of extension of term and interest rate concession 1 2 3 21 Total 24 $ 8,891 27 $ 9,147 During the three months ended March 31, 2018 and March 31, 2017 no loans were modified to a troubled debt restructuring. There were no loans and leases modified in a troubled debt restructuring during the previous 12 months which subsequently defaulted during the three months ended March 31, 2018 . There were three loans modified in a troubled debt restructuring during the previous 12 months which subsequently defaulted during the three months ended March 31, 2017 . The total recorded investment of these loans was $878,000 as of March 31, 2017 . The following represents additional information regarding the Corporation’s impaired loans and leases, including performing troubled debt restructurings, by class: As of and for the Three Months Ended March 31, 2018 Recorded Unpaid Impairment Average (1) Foregone Interest Net (In Thousands) With no impairment reserve recorded: Commercial real estate: Owner occupied $ 4,032 $ 5,331 $ — $ 6,531 $ 134 $ 148 $ (14 ) Non-owner occupied 33 74 — 39 1 — 1 Land development 2,517 6,814 — 2,553 18 — 18 Construction 2,000 2,872 — 2,862 52 — 52 Multi-family — — — — — — — 1-4 family 934 1,204 — 1,351 20 18 2 Commercial and industrial 3,621 4,297 — 5,134 124 104 20 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages 2 2 — 3 — 27 (27 ) Other 316 982 — 330 14 — 14 Total 13,455 21,576 — 18,803 363 297 66 With impairment reserve recorded: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Land development — — — — — — — — — — Construction — — — — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 6,836 9,145 3,088 6,850 278 — 278 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other — — — — — — — Total 6,836 9,145 3,088 6,850 278 — 278 Total: Commercial real estate: Owner occupied 4,032 5,331 — 6,531 134 148 (14 ) Non-owner occupied 33 74 — 39 1 — 1 Land development 2,517 6,814 — 2,553 18 — 18 Construction 2,000 2,872 — 2,862 52 — 52 Multi-family — — — — — — — 1-4 family 934 1,204 — 1,351 20 18 2 Commercial and industrial 10,457 13,442 3,088 11,984 402 104 298 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages 2 2 — 3 — 27 (27 ) Other 316 982 — 330 14 — 14 Grand total $ 20,291 $ 30,721 $ 3,088 $ 25,653 $ 641 $ 297 $ 344 (1) Average recorded investment is calculated primarily using daily average balances. As of and for the Year Ended December 31, 2017 Recorded Investment Unpaid Principal Balance Impairment Reserve Average Recorded Investment (1) Foregone Interest Income Interest Income Recognized Net Foregone Interest Income (In Thousands) With no impairment reserve recorded: Commercial real estate: Owner occupied $ 7,077 $ 7,077 $ — $ 5,549 $ 613 $ — $ 613 Non-owner occupied 34 75 — 1,830 97 226 (129 ) Land development 2,627 5,297 — 3,092 84 — 84 Construction — — — 2,000 134 214 (80 ) Multi-family — — — 1 — — — 1-4 family 1,423 1,706 — 2,146 53 7 46 Commercial and industrial 5,465 6,502 — 3,634 858 7 851 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages 4 3 — 7 — — — Other 345 1,011 — 365 59 — 59 Total 16,975 21,671 — 18,624 1,898 454 1,444 With impairment reserve recorded: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Land development — — — — — — — Construction 2,872 2,872 415 2,252 158 — 158 Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 6,865 8,813 4,067 12,288 639 — 639 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other 9 9 9 — — — — Total 9,746 11,694 4,491 14,540 797 — 797 Total: Commercial real estate: Owner occupied 7,077 7,077 — 5,549 613 — 613 Non-owner occupied 34 75 — 1,830 97 226 (129 ) Land development 2,627 5,297 — 3,092 84 — 84 Construction 2,872 2,872 415 4,252 292 214 78 Multi-family — — — 1 — — — 1-4 family 1,423 1,706 — 2,146 53 7 46 Commercial and industrial 12,330 15,315 4,067 15,922 1,497 7 1,490 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages 4 3 — 7 — — — Other 354 1,020 9 365 59 — 59 Grand total $ 26,721 $ 33,365 $ 4,491 $ 33,164 $ 2,695 $ 454 $ 2,241 (1) Average recorded investment is calculated primarily using daily average balances. The difference between the recorded investment of loans and leases and the unpaid principal balance of $10.4 million and $6.6 million as of March 31, 2018 and December 31, 2017 , respectively, represents partial charge-offs of loans and leases resulting from losses due to the appraised value of the collateral securing the loans and leases being below the carrying values of the loans and leases. Impaired loans and leases also included $261,000 and $332,000 of loans as of March 31, 2018 and December 31, 2017 , respectively, that were performing troubled debt restructurings, and although not on non-accrual, were reported as impaired due to the concession in terms. When a loan is placed on non-accrual, interest accrual is discontinued and previously accrued but uncollected interest is deducted from interest income. Cash payments collected on non-accrual loans are first applied to such loan’s principal. Foregone interest represents the interest that was contractually due on the loan but not received or recorded. To the extent the amount of principal on a non-accrual loan is fully collected and additional cash is received, the Corporation will recognize interest income. To determine the level and composition of the allowance for loan and lease losses, the Corporation categorizes the portfolio into segments with similar risk characteristics. First, the Corporation evaluates loans and leases for potential impairment classification. The Corporation analyzes each loan and lease determined to be impaired on an individual basis to determine a specific reserve based upon the estimated value of the underlying collateral for collateral-dependent loans, or alternatively, the present value of expected cash flows. The Corporation applies historical trends from established risk factors to each category of loans and leases that has not been individually evaluated for the purpose of establishing the general portion of the allowance. A summary of the activity in the allowance for loan and lease losses by portfolio segment is as follows: As of and for the Three Months Ended March 31, 2018 Commercial Real Estate Commercial and Industrial Consumer and Other Total (Dollars in Thousands) Beginning balance $ 10,131 $ 8,225 $ 407 $ 18,763 Charge-offs (2,175 ) (490 ) (20 ) (2,685 ) Recoveries 13 2 69 84 Net charge-offs (2,162 ) (488 ) 49 (2,601 ) Provision for credit losses 2,021 414 41 2,476 Ending balance $ 9,990 $ 8,151 $ 497 $ 18,638 As of and for the Three Months Ended March 31, 2017 Commercial Real Estate Commercial and Industrial Consumer and Other Total (Dollars in Thousands) Beginning balance $ 12,384 $ 7,970 $ 558 $ 20,912 Charge-offs (67 ) (55 ) (87 ) (209 ) Recoveries 104 246 41 391 Net charge-offs 37 191 (46 ) 182 Provision for credit losses 396 (218 ) 394 572 Ending balance $ 12,817 $ 7,943 $ 906 $ 21,666 The following tables provide information regarding the allowance for loan and lease losses and balances by type of allowance methodology. As of March 31, 2018 Commercial Real Estate Commercial and Industrial Consumer and Other Total (Dollars in Thousands) Allowance for loan and lease losses: Collectively evaluated for impairment $ 9,990 $ 5,063 $ 497 $ 15,550 Individually evaluated for impairment — 3,088 — 3,088 Loans acquired with deteriorated credit quality — — — — Total $ 9,990 $ 8,151 $ 497 $ 18,638 Loans and lease receivables: Collectively evaluated for impairment $ 1,052,266 $ 463,935 $ 28,669 $ 1,544,870 Individually evaluated for impairment 9,101 10,452 318 19,871 Loans acquired with deteriorated credit quality 415 5 — 420 Total $ 1,061,782 $ 474,392 $ 28,987 $ 1,565,161 As of December 31, 2017 Commercial Real Estate Commercial and Industrial Consumer and Other Total (Dollars in Thousands) Allowance for loan and lease losses: Collectively evaluated for impairment $ 9,716 $ 4,158 $ 398 $ 14,272 Individually evaluated for impairment 415 4,067 9 4,491 Loans acquired with deteriorated credit quality — — — — Total $ 10,131 $ 8,225 $ 407 $ 18,763 Loans and lease receivables: Collectively evaluated for impairment $ 1,003,855 $ 447,459 $ 25,003 $ 1,476,317 Individually evaluated for impairment 13,506 12,324 358 26,188 Loans acquired with deteriorated credit quality 527 6 — 533 Total $ 1,017,888 $ 459,789 $ 25,361 $ 1,503,038 |
