| Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses | Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses Loan and lease receivables consist of the following: June 30, December 31, (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ 210,471 $ 203,476 Commercial real estate — non-owner occupied 477,740 484,427 Land development 49,000 42,666 Construction 185,347 161,562 Multi-family 195,363 167,868 1-4 family 31,656 34,340 Total commercial real estate 1,149,577 1,094,339 Commercial and industrial 510,448 462,321 Direct financing leases, net 30,365 33,170 Consumer and other: Home equity and second mortgages 7,513 8,438 Other 22,896 20,789 Total consumer and other 30,409 29,227 Total gross loans and leases receivable 1,720,799 1,619,057 Less: Allowance for loan and lease losses 19,819 20,425 Deferred loan fees 823 1,402 Loans and leases receivable, net $ 1,700,157 $ 1,597,230 The total amount of the Corporation’s ownership of SBA loans comprised of the following: June 30, December 31, (In Thousands) Retained, unguaranteed portions of sold SBA loans $ 22,578 $ 23,898 Other SBA loans (1) 25,039 22,024 Total SBA loans $ 47,617 $ 45,922 (1) Primarily consisted of SBA CAPLine, Express, and impaired loans that were repurchased from the secondary market, all of which are not saleable. As of June 30, 2019 and December 31, 2018 , $17.1 million and $13.2 million of SBA loans were considered impaired, respectively. Loans transferred to third parties consist of the guaranteed portions of SBA loans which the Corporation sold in the secondary market and participation interests in other, non-SBA originated loans. The total principal amount of the guaranteed portions of SBA loans sold during the three months ended June 30, 2019 and 2018 was $3.3 million and $3.2 million , respectively. The total principal amount of the guaranteed portions of SBA loans sold during the six months ended June 30, 2019 and 2018 was $5.6 million and $6.3 million , respectively. Each of the transfers of these financial assets met the qualifications for sale accounting, and therefore all of the loans transferred during the three and six months ended June 30, 2019 and 2018 have been derecognized in the unaudited Consolidated Financial Statements. The guaranteed portions of SBA loans were transferred at their fair value and the related gain was recognized upon the transfer as non-interest income in the unaudited Consolidated Financial Statements. The total outstanding balance of sold SBA loans at June 30, 2019 and December 31, 2018 was $76.0 million and $83.3 million , respectively. The total principal amount of transferred participation interests in other, non-SBA originated loans during the three months ended June 30, 2019 and 2018 was $17.2 million and $14.8 million , respectively. The total principal amount of transferred participation interests in other originated commercial loans during the six months ended June 30, 2019 and 2018 was $24.0 million and $34.4 million , respectively, all of which were treated as sales and derecognized under the applicable accounting guidance at the time of transfer. No gain or loss was recognized on participation interests in other, non-SBA originated loans as they were transferred at or near the date of loan origination and the payments received for servicing the portion of the loans participated represents adequate compensation. The total outstanding balance of these transferred loans at June 30, 2019 and December 31, 2018 was $135.6 million and $129.7 million , respectively. As of June 30, 2019 and December 31, 2018 , the total amount of the Corporation’s partial ownership of these transferred loans on the unaudited Consolidated Balance Sheets was $225.8 million and $208.9 million , respectively. No loans in this participation portfolio were considered impaired as of June 30, 2019 and December 31, 2018 . The Corporation does not share in the participant’s portion of any potential charge-offs. The total amount of loan participations purchased on the unaudited Consolidated Balance Sheets as of June 30, 2019 and December 31, 2018 was $531,000 and $569,000 , respectively. The following tables illustrate ending balances of the Corporation’s loan and lease portfolio, including impaired loans by class of receivable, and considering certain credit quality indicators: June 30, 2019 Category I II III IV Total (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied $ 178,451 $ 16,454 $ 10,402 $ 5,164 $ 210,471 Commercial real estate — non-owner occupied 436,422 39,506 1,812 — 477,740 Land development 46,315 928 — 1,757 49,000 Construction 185,181 — 166 — 185,347 Multi-family 183,788 11,575 — — 195,363 1-4 family 30,853 92 211 500 31,656 Total commercial real estate 1,061,010 68,555 12,591 7,421 1,149,577 Commercial and industrial 411,133 27,855 53,050 18,410 510,448 Direct financing leases, net 23,196 3,816 3,353 — 30,365 Consumer and other: Home equity and second mortgages 7,346 71 94 2 7,513 Other 22,714 — — 182 22,896 Total consumer and other 30,060 71 94 184 30,409 Total gross loans and leases receivable $ 1,525,399 $ 100,297 $ 69,088 $ 26,015 $ 1,720,799 Category as a % of total portfolio 88.64 % 5.83 % 4.02 % 1.51 % 100.00 % December 31, 2018 Category I II III IV Total (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied $ 177,222 $ 15,085 $ 5,506 $ 5,663 $ 203,476 Commercial real estate — non-owner occupied 458,185 24,873 1,338 31 484,427 Land development 39,472 981 — 2,213 42,666 Construction 161,360 — 202 — 161,562 Multi-family 167,868 — — — 167,868 1-4 family 32,004 1,451 707 178 34,340 Total commercial real estate 1,036,111 42,390 7,753 8,085 1,094,339 Commercial and industrial 374,371 19,370 51,474 17,106 462,321 Direct financing leases, net 26,013 6,090 1,067 — 33,170 Consumer and other: Home equity and second mortgages 8,385 3 50 — 8,438 Other 20,499 — — 290 20,789 Total consumer and other 28,884 3 50 290 29,227 Total gross loans and leases receivable $ 1,465,379 $ 67,853 $ 60,344 $ 25,481 $ 1,619,057 Category as a % of total portfolio 90.51 % 4.19 % 3.73 % 1.57 % 100.00 % Each credit is evaluated for proper risk rating upon origination, at the time of each subsequent renewal, upon receipt and evaluation of updated financial information from the Corporation’s borrowers, or as other circumstances dictate. The Corporation primarily uses a nine grade risk rating system to monitor the ongoing credit quality of its loans and leases. The risk rating grades follow a consistent definition and are then applied to specific loan types based on the nature of the loan. Each risk rating is subjective and, depending on the size and nature of the credit, subject to various levels of review and concurrence on the stated risk rating. In addition to its nine grade risk rating system, the Corporation groups loans into four loan and related risk categories which determine the level and nature of review by management. Category I — Loans and leases in this category are performing in accordance with the terms of the contract and generally exhibit no immediate concerns regarding the security and viability of the underlying collateral, financial stability of the borrower, integrity or strength of the borrowers’ management team, or the industry in which the borrower operates. The Corporation monitors Category I loans and leases through payment performance, continued maintenance of its personal relationships with such borrowers, and continued review of such borrowers’ compliance with the terms of their respective agreements. Category II — Loans and leases in this category are beginning to show signs of deterioration in one or more of the Corporation’s core underwriting criteria such as financial stability, management strength, industry trends, or collateral values. Management will place credits in this category to allow for proactive monitoring and resolution with the borrower to possibly mitigate the area of concern and prevent further deterioration or risk of loss to the Corporation. Category II loans are considered performing but are monitored frequently by the assigned business development officer and by subcommittees of the Bank’s Loan Committee. Category III — Loans and leases in this category are identified by management as warranting special attention. However, the balance in this category is not intended to represent the amount of adversely classified assets held by the Bank. Category III loans and leases generally exhibit undesirable characteristics, such as evidence of adverse financial trends and conditions, managerial problems, deteriorating economic conditions within the related industry, or evidence of adverse public filings and may exhibit collateral shortfall positions. Management continues to believe that it will collect all contractual principal and interest in accordance with the original terms of the contracts relating to the loans and leases in this category, and therefore Category III loans are considered performing with no specific reserves established for this category. Category III loans are monitored by management and subcommittees of the Bank’s Loan Committee on a monthly basis. Category IV — Loans and leases in this category are considered to be impaired. Impaired loans and leases, with the exception of performing troubled debt restructurings, have been placed on non-accrual as management has determined that it is unlikely that the Bank will receive the contractual principal and interest in accordance with the original terms of the agreement. Impaired loans are individually evaluated to assess the need for the establishment of specific reserves or charge-offs. When analyzing the adequacy of collateral, the Corporation obtains external appraisals at least annually for impaired loans and leases. External appraisals are obtained from the Corporation’s approved appraiser listing and are independently reviewed to monitor the quality of such appraisals. To the extent a collateral shortfall position is present, a specific reserve or charge-off will be recorded to reflect the magnitude of the impairment. Loans and leases in this category are monitored by management and subcommittees of the Bank’s Loan Committee on a monthly basis. The delinquency aging of the loan and lease portfolio by class of receivable was as follows: June 30, 2019 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Accruing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 205,307 $ 205,307 Non-owner occupied — — — — 477,740 477,740 Land development — — — — 47,243 47,243 Construction — — — — 185,347 185,347 Multi-family — — — — 195,363 195,363 1-4 family — — — — 31,307 31,307 Commercial and industrial 1,996 14 — 2,010 490,028 492,038 Direct financing leases, net — — — — 30,365 30,365 Consumer and other: Home equity and second mortgages — — — — 7,511 7,511 Other — — — — 22,714 22,714 Total 1,996 14 — 2,010 1,692,925 1,694,935 Non-accruing loans and leases Commercial real estate: Owner occupied — 350 4,814 5,164 — 5,164 Non-owner occupied — — — — — — Land development — — — — 1,757 1,757 Construction — — — — — — Multi-family — — — — — — 1-4 family 349 — — 349 — 349 Commercial and industrial 86 83 9,996 10,165 8,245 18,410 Direct financing leases, net — — — — — — Consumer and other: Home equity and second mortgages — — 2 2 — 2 Other — — 170 170 12 182 Total 435 433 14,982 15,850 10,014 — 25,864 Total loans and leases Commercial real estate: Owner occupied — 350 4,814 5,164 205,307 210,471 Non-owner occupied — — — — 477,740 477,740 Land development — — — — 49,000 49,000 Construction — — — — 185,347 185,347 Multi-family — — — — 195,363 195,363 1-4 family 349 — — 349 31,307 31,656 Commercial and industrial 2,082 97 9,996 12,175 498,273 510,448 Direct financing leases, net — — — — 30,365 30,365 Consumer and other: Home equity and second mortgages — — 2 2 7,511 7,513 Other — — 170 170 22,726 22,896 Total $ 2,431 $ 447 $ 14,982 $ 17,860 $ 1,702,939 $ 1,720,799 Percent of portfolio 0.14 % 0.03 % 0.87 % 1.04 % 98.96 % 100.00 % December 31, 2018 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Accruing loans and leases Commercial real estate: Owner occupied $ 157 $ — $ — $ 157 $ 197,656 $ 197,813 Non-owner occupied — 2,272 — 2,272 482,124 484,396 Land development — — — — 40,453 40,453 Construction 14,824 — — 14,824 146,738 161,562 Multi-family — — — — 167,868 167,868 1-4 family 363 60 — 423 33,917 34,340 Commercial and industrial 826 247 — 1,073 444,144 445,217 Direct financing leases, net — — — — 33,170 33,170 Consumer and other: Home equity and second mortgages — — — — 8,438 8,438 Other — — — — 20,499 20,499 Total 16,170 2,579 — 18,749 1,575,007 1,593,756 Non-accruing loans and leases Commercial real estate: Owner occupied 483 — 5,180 5,663 — 5,663 Non-owner occupied — — 31 31 — 31 Land development — — 119 119 2,094 2,213 Construction — — — — — — Multi-family — — — — — — 1-4 family — — — — — — Commercial and industrial 2,322 — 12,108 14,430 2,674 17,104 Direct financing leases, net — — — — — — Consumer and other: Home equity and second mortgages — — — — — — Other — — 279 279 11 290 Total 2,805 — 17,717 20,522 4,779 25,301 Total loans and leases Commercial real estate: Owner occupied 640 — 5,180 5,820 197,656 203,476 Non-owner occupied — 2,272 31 2,303 482,124 484,427 Land development — — 119 119 42,547 42,666 Construction 14,824 — — 14,824 146,738 161,562 Multi-family — — — — 167,868 167,868 1-4 family 363 60 — 423 33,917 34,340 Commercial and industrial 3,148 247 12,108 15,503 446,818 462,321 Direct financing leases, net — — — — 33,170 33,170 Consumer and other: Home equity and second mortgages — — — — 8,438 8,438 Other — — 279 279 20,510 20,789 Total $ 18,975 $ 2,579 $ 17,717 $ 39,271 $ 1,579,786 $ 1,619,057 Percent of portfolio 1.17 % 0.16 % 1.09 % 2.42 % 97.58 % 100.00 % The Corporation’s total impaired assets consisted of the following: June 30, December 31, (In Thousands) Non-accrual loans and leases Commercial real estate: Commercial real estate — owner occupied $ 5,164 $ 5,663 Commercial real estate — non-owner occupied — 31 Land development 1,757 2,213 Construction — — Multi-family — — 1-4 family 349 — Total non-accrual commercial real estate 7,270 7,907 Commercial and industrial 18,410 17,104 Direct financing leases, net — — Consumer and other: Home equity and second mortgages 2 — Other 182 290 Total non-accrual consumer and other loans 184 290 Total non-accrual loans and leases 25,864 25,301 Foreclosed properties, net 2,660 2,547 Total non-performing assets 28,524 27,848 Performing troubled debt restructurings 151 180 Total impaired assets $ 28,675 $ 28,028 June 30, December 31, Total non-accrual loans and leases to gross loans and leases 1.50 % 1.56 % Total non-performing assets to total gross loans and leases plus foreclosed properties, net 1.66 1.72 Total non-performing assets to total assets 1.38 1.42 Allowance for loan and lease losses to gross loans and leases 1.15 1.26 Allowance for loan and lease losses to non-accrual loans and leases 76.64 80.73 As of June 30, 2019 and December 31, 2018 , $16.4 million and $7.6 million of the non-accrual loans and leases were considered troubled debt restructurings, respectively. There were no unfunded commitments associated with troubled debt restructured loans and leases as of June 30, 2019 . All loans and leases modified as a troubled debt restructuring are measured for impairment. The nature and extent of the impairment of restructured loans, including those which have experienced a default, is considered in the determination of an appropriate level of the allowance for loan and lease losses. The following table provides the number of loans modified in a troubled debt restructuring and the pre- and post-modification recorded investment by class of receivable: For the Three Months Ended June 30, For the Six Months Ended June 30, 2019 Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment (Dollars in Thousands) Commercial and industrial 9 $ 5,281 $ 5,281 13 $ 7,359 $ 7,284 During the three and six months ended June 30, 2018 , no loans were modified to a troubled debt restructuring. There were two commercial and industrial loans and leases modified in a troubled debt restructuring during the previous 12 months which subsequently defaulted during the six months ended June 30, 2019 in the amount of $2.8 million . There were no loans and leases modified in a troubled debt restructuring during the previous 12 months which subsequently defaulted during the six months ended June 30, 2018 . The following represents additional information regarding the Corporation’s impaired loans and leases, including performing troubled debt restructurings, by class: As of and for the Six Months Ended June 30, 2019 Recorded (1) Unpaid Impairment Average (2) Foregone Interest Net (In Thousands) With no impairment reserve recorded: Commercial real estate: Owner occupied $ 773 $ 773 $ — $ 4,579 $ 38 $ 355 $ (317 ) Non-owner occupied — — — 116 1 — 1 Land development 1,757 6,054 — 2,072 30 6 24 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 500 506 — 228 8 33 (25 ) Commercial and industrial 4,822 5,986 — 13,094 367 308 59 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages 2 2 — — — 7 (7 ) Other 170 836 — 210 25 — 25 Total 8,024 14,157 — 20,299 469 709 (240 ) With impairment reserve recorded: Commercial real estate: Owner occupied 4,391 5,750 809 705 214 — 214 Non-owner occupied — — — — — — — Land development — — — — — — — — — — Construction — — — — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 13,588 14,246 3,184 3,489 728 — 728 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other 12 12 12 15 — — — Total 17,991 20,008 4,005 4,209 942 — 942 Total: Commercial real estate: Owner occupied 5,164 6,523 809 5,284 252 355 (103 ) Non-owner occupied — — — 116 1 — 1 Land development 1,757 6,054 — 2,072 30 6 24 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 500 506 — 228 8 33 (25 ) Commercial and industrial 18,410 20,232 3,184 16,583 1,095 308 787 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages 2 2 — — — 7 (7 ) Other 182 848 12 225 25 — 25 Grand total $ 26,015 $ 34,165 $ 4,005 $ 24,508 $ 1,411 $ 709 $ 702 (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. As of and for the Year Ended December 31, 2018 Recorded Investment (1) Unpaid Principal Balance Impairment Reserve Average Recorded Investment (2) Foregone Interest Income Interest Income Recognized Net Foregone Interest Income (In Thousands) With no impairment reserve recorded: Commercial real estate: Owner occupied $ 1,273 $ 1,273 $ — $ 6,638 $ 756 $ 197 $ 559 Non-owner occupied 31 72 — 33 2 — 2 Land development 2,213 6,510 — 2,366 68 — 68 Construction — — — 2,148 219 — 219 Multi-family — — — — — — — 1-4 family 178 183 — 808 42 81 (39 ) Commercial and industrial 6,828 7,527 — 8,809 1,058 980 78 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — 1 — 46 (46 ) Other 279 945 — 305 55 — 55 Total 10,802 16,510 — 21,108 2,200 1,304 896 With impairment reserve recorded: Commercial real estate: Owner occupied 4,390 5,749 675 635 182 — 182 Non-owner occupied — — — — — — — Land development — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 10,278 10,278 3,710 4,687 1,096 — 1,096 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other 11 11 11 1 — — — Total 14,679 16,038 4,396 5,323 1,278 — 1,278 Total: Commercial real estate: Owner occupied 5,663 7,022 675 7,273 938 197 741 Non-owner occupied 31 72 — 33 2 — 2 Land development 2,213 6,510 — 2,366 68 — 68 Construction — — — 2,148 219 — 219 Multi-family — — — — — — — 1-4 family 178 183 — 808 42 81 (39 ) Commercial and industrial 17,106 17,805 3,710 13,496 2,154 980 1,174 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — 1 — 46 (46 ) Other 290 956 11 306 55 — 55 Grand total $ 25,481 $ 32,548 $ 4,396 $ 26,431 $ 3,478 $ 1,304 $ 2,174 (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. The difference between the recorded investment of loans and leases and the unpaid principal balance of $8.2 million and $7.1 million as of June 30, 2019 and December 31, 2018 , respectively, represents partial charge-offs of loans and leases resulting from losses due to the appraised value of the collateral securing the loans and leases being below the carrying values of the loans and leases. Impaired loans and leases also included $151,000 and $180,000 of loans as of June 30, 2019 and December 31, 2018 , respectively, that were performing troubled debt restructurings, and although not on non-accrual, were reported as impaired due to the concession in terms. When a loan is placed on non-accrual, interest accrual is discontinued and previously accrued but uncollected interest is deducted from interest income. Cash payments collected on non-accrual loans are first applied to such loan’s principal. Foregone interest represents the interest that was contractually due on the loan but not received or recorded. To the extent the amount of principal on a non-accrual loan is fully collected and additional cash is received, the Corporation will recognize interest income. To determine the level and composition of the allowance for loan and lease losses, the Corporation categorizes the portfolio into segments with similar risk characteristics. First, the Corporation evaluates loans and leases for potential impairment classification. The Corporation analyzes each loan and lease determined to be impaired on an individual basis to determine a specific reserve based upon the estimated value of the underlying collateral for collateral-dependent loans, or alternatively, the present value of expected cash flows. The Corporation applies historical trends from established risk factors to each category of loans and leases that has not been individually evaluated for the purpose of establishing the general portion of the allowance. A summary of the activity in the allowance for loan and lease losses by portfolio segment is as follows: As of and for the Three Months Ended June 30, 2019 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Beginning balance $ 11,205 $ 8,485 $ 759 $ 20,449 Charge-offs — (13 ) (2 ) (15 ) Recoveries 72 72 25 169 Net recoveries 72 59 23 154 Provision for loan and lease losses (8 ) (652 ) (124 ) (784 ) Ending balance $ 11,269 $ 7,892 $ 658 $ 19,819 As of and for the Three Months Ended June 30, 2018 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Beginning balance $ 9,990 $ 8,151 $ 497 $ 18,638 Charge-offs (121 ) (168 ) (17 ) (306 ) Recoveries 2 17 2 21 Net charge-offs (119 ) (151 ) (15 ) (285 ) Provision for loan and lease losses 1,276 1,237 66 2,579 Ending balance $ 11,147 $ 9,237 $ 548 $ 20,932 As of and for the Six Months Ended June 30, 2019 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Beginning balance $ 11,662 $ 8,079 $ 684 $ 20,425 Charge-offs — (61 ) (2 ) (63 ) Recoveries 73 92 28 193 Net recoveries 73 31 26 130 Provision for loan and lease losses (466 ) (218 ) (52 ) (736 ) Ending balance $ 11,269 $ 7,892 $ 658 $ 19,819 As of and for the Six Months Ended June 30, 2018 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Beginning balance $ 10,131 $ 8,225 $ 407 $ 18,763 Charge-offs (2,296 ) (657 ) (37 ) (2,990 ) Recoveries 15 19 71 105 Net (charge-offs) recoveries (2,281 ) (638 ) 34 (2,885 ) Provision for loan and lease losses 3,297 1,650 107 5,054 Ending balance $ 11,147 $ 9,237 $ 548 $ 20,932 The following tables provide information regarding the allowance for loan and lease losses and balances by type of allowance methodology. As of June 30, 2019 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Allowance for loan and lease losses: Collectively evaluated for impairment $ 10,460 $ 4,708 $ 646 $ 15,814 Individually evaluated for impairment 809 3,184 12 4,005 Loans acquired with deteriorated credit quality — — — — Total $ 11,269 $ 7,892 $ 658 $ 19,819 Loans and lease receivables: Collectively evaluated for impairment $ 1,142,156 $ 522,403 $ 30,225 $ 1,694,784 Individually evaluated for impairment 7,342 18,409 184 25,935 Loans acquired with deteriorated credit quality 79 1 — 80 Total $ 1,149,577 $ 540,813 $ 30,409 $ 1,720,799 As of December 31, 2018 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Allowance for loan and lease losses: Collectively evaluated for impairment $ 10,987 $ 4,369 $ 673 $ 16,029 Individually evaluated for impairment 675 3,710 11 4,396 Loans acquired with deteriorated credit quality — — — — Total $ 11,662 $ 8,079 $ 684 $ 20,425 Loans and lease receivables: Collectively evaluated for impairment $ 1,086,254 $ 478,385 $ 28,937 $ 1,593,576 Individually evaluated for impairment 7,914 17,104 290 25,308 Loans acquired with deteriorated credit quality 171 2 — 173 Total $ 1,094,339 $ 495,491 $ 29,227 $ 1,619,057 |
