First Business Financial Services (FBIZ) 10-Q 24 Apr 20 2020 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2020	Apr. 19, 2020
Document and Entity Information [Abstract]
Entity Registrant Name	First Business Financial Services, Inc.
Entity Central Index Key	0001521951
Current Fiscal Year End Date	--12-31
Document Type	10-Q
Document Period End Date	Mar. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Amendment Flag	false
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Shell Company	false
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		8,523,863

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 15,427	$ 16,107
Short-term investments	79,559	50,995
Cash and cash equivalents	94,986	67,102
Securities available-for-sale, at fair value	175,564	173,133
Securities held-to-maturity, at amortized cost	30,774	32,700
Loans held for sale	6,331	5,205
Loans and leases receivable, net of allowance for loan and lease losses of $22,748 and $19,520, respectively	1,720,651	1,695,115
Premises and equipment, net	2,427	2,557
Foreclosed properties	1,669	2,919
Right-of-use assets	6,590	6,906
Bank-owned life insurance	51,056	42,761
Federal Home Loan Bank stock, at cost	9,733	7,953
Goodwill and other intangible assets	11,872	11,922
Accrued interest receivable and other assets	84,721	48,506
Total assets	2,196,374	2,096,779
Liabilities and Stockholders’ Equity
Deposits	1,500,126	1,530,379
Federal Home Loan Bank advances and other borrowings	412,892	319,382
Junior subordinated notes	10,051	10,047
Lease liabilities	7,211	7,541
Accrued interest payable and other liabilities	70,437	35,274
Total liabilities	2,000,717	1,902,623
Stockholders’ equity:
Preferred stock, $0.01 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 25,000,000 shares authorized, 9,226,404 and 9,162,720 shares issued, 8,571,134 and 8,566,044 shares outstanding at March 31, 2020 and December 31, 2019, respectively	92	92
Additional paid-in capital	81,605	81,188
Retained earnings	130,973	129,105
Accumulated other comprehensive loss	(685)	(1,348)
Treasury stock, 655,270 and 596,676 shares at March 31, 2020 and December 31, 2019, respectively, at cost	(16,328)	(14,881)
Total stockholders’ equity	195,657	194,156
Total liabilities and stockholders’ equity	$ 2,196,374	$ 2,096,779

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Allowance for loan and lease losses	$ 22,748	$ 19,520
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	2,500,000	2,500,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	25,000,000	25,000,000
Common stock, shares issued	9,226,404	9,162,720
Common stock, shares outstanding	8,571,134	8,566,044
Treasury stock, shares	655,270	596,676

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income
Loans and leases	$ 21,849	$ 24,207
Securities	1,188	1,095
Short-term investments	335	377
Total interest income	23,372	25,679
Interest expense
Deposits	4,116	5,796
Federal Home Loan Bank advances and other borrowings	1,929	1,855
Junior subordinated notes	277	274
Total interest expense	6,322	7,925
Net interest income	17,050	17,754
Provision for loan and lease losses	3,182	49
Net interest income after provision for loan and lease losses	13,868	17,705
Non-interest income
Private wealth management service fees	2,112	1,927
Gain on sale of Small Business Administration loans	265	242
Service charges on deposits	818	777
Loan fees	485	414
Increase in cash surrender value of bank-owned life insurance	295	292
Net loss on sale of securities	(4)	0
Commercial loan swap fees	1,681	473
Other non-interest income	762	513
Total non-interest income	6,414	4,638
Non-interest expense
Compensation	11,052	10,165
Occupancy	572	590
Professional fees	819	1,210
Data processing	677	581
Marketing	461	482
Equipment	291	389
Computer software	889	799
FDIC insurance	208	293
Collateral liquidation costs (recovery)	121	(91)
Net loss on foreclosed properties	(102)	0
Tax credit investment impairment	113	2,014
SBA recourse provision	25	481
Other non-interest expense	816	829
Total non-interest expense	16,146	17,742
Income before income tax expense (benefit)	4,136	4,601
Income tax expense (benefit)	858	(1,298)
Net income	$ 3,278	$ 5,899
Earnings per common share
Basic	$ 0.38	$ 0.67
Diluted	0.38	0.67
Dividends declared per share	$ 0.17	$ 0.15

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 3,278	$ 5,899
Other comprehensive income, before tax
Unrealized securities gains arising during the period	4,501	1,311
Reclassification adjustment for net loss realized in net income	4	0
Amortization of net unrealized losses transferred from available-for-sale	10	14
Unrealized losses on interest rate swaps arising during the period	(3,625)	(950)
Income tax expense	(227)	(96)
Total other comprehensive income	663	279
Comprehensive income	$ 3,941	$ 6,178

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common stock	Additional paid-in capital	Retained earnings	Accumulated Other Comprehensive Loss	Treasury stock
Common shares outstanding at Dec. 31, 2018		8,785,480
Beginning balance at Dec. 31, 2018	$ 180,707	$ 91	$ 79,623	$ 110,310	$ (1,684)	$ (7,633)
Net income	5,899			5,899
Other comprehensive income (loss)	279				279
Share-based compensation - restricted shares, shares issued		49,730
Share-based compensation - restricted shares	318	$ 0	318
Cash dividends ($0.165 per share during 2020 and $0.15 per share during 2019)	(1,312)			(1,312)
Treasury stock purchased, shares		(70,074)
Treasury stock purchased	(1,478)					(1,478)
Common shares outstanding at Mar. 31, 2019		8,765,136
Ending balance at Mar. 31, 2019	185,100	$ 91	79,941	115,584	(1,405)	(9,111)
Cumulative Effect of New Accounting Principle in Period of Adoption	$ 687			687
Common shares outstanding at Dec. 31, 2019	8,566,044	8,566,044
Beginning balance at Dec. 31, 2019	$ 194,156	$ 92	81,188	129,105	(1,348)	(14,881)
Net income	3,278			3,278
Other comprehensive income (loss)	663				663
Share-based compensation - restricted shares, shares issued		63,684
Share-based compensation - restricted shares	417	$ 0	417
Cash dividends ($0.165 per share during 2020 and $0.15 per share during 2019)	(1,410)			(1,410)
Treasury stock purchased, shares		(58,594)
Treasury stock purchased	$ (1,447)					(1,447)
Common shares outstanding at Mar. 31, 2020	8,571,134	8,571,134
Ending balance at Mar. 31, 2020	$ 195,657	$ 92	$ 81,605	$ 130,973	$ (685)	$ (16,328)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Common stock, cash dividends, per share, declared	$ 0.17	$ 0.15

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Operating activities
Net income	$ 3,278	$ 5,899
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred income taxes, net	(26)	(1,150)
Impairment of Tax Credit Investments	113	2,014
Provision for loan and lease losses	3,182	49
SBA recourse provision	25	481
Depreciation, amortization and accretion, net	806	651
Share-based compensation	417	318
Net loss on sale of securities	(4)	0
Increase in bank-owned life insurance policies	(295)	(292)
Origination of loans held for sale	15,709	9,277
Sale of loans originated for sale	14,848	9,358
Gain on sale of SBA loans originated for sale	(265)	(242)
Net loss on foreclosed properties, including impairment valuation	(102)	0
Excess tax expense (benefit) from share-based compensation	18	(5)
Payments on operating leases	(387)	(379)
Proceeds from Lease Payments	28	0
Increase (Decrease) in Accounts Receivable and Other Operating Assets	40,050	6,144
Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities	35,138	9,382
Net cash provided by operating activities	1,227	10,663
Investing activities
Proceeds from maturities, redemptions, and paydowns of available-for-sale securities	9,458	5,653
Proceeds from maturities, redemptions, and paydowns of held-to-maturity securities	1,910	1,795
Proceeds from sale of available-for-sale securities	839	0
Purchases of available-for-sale securities	(8,286)	(22,812)
Proceeds from sale of foreclosed properties	1,148	0
Net increase in loans and leases	(28,719)	(38,893)
Returns of investments in limited partnerships	0	281
Investment in historic development entities	(259)	(2,137)
Distribution from historic development entities	30	0
Investment in Federal Home Loan Bank stock	(2,040)	(1,260)
Proceeds from the sale of Federal Home Loan Bank stock	260	1,865
Purchases of leasehold improvements and equipment, net	(88)	0
Purchases of bank-owned life insurance policies	8,000	0
Net cash used in investing activities	(33,747)	(55,508)
Financing activities
Net (decrease) increase in deposits	(30,253)	46,407
Repayment of Federal Home Loan Bank advances	(166,500)	(165,000)
Proceeds from Federal Home Loan Bank advances	260,000	136,000
Net increase in long-term borrowed funds	14	17
Cash dividends paid	(1,410)	(1,312)
Purchase of treasury stock	(1,447)	(1,478)
Net cash provided by financing activities	60,404	14,634
Net increase (decrease) in cash and cash equivalents	27,884	(30,211)
Cash and cash equivalents at the beginning of the period	67,102	86,546
Cash and cash equivalents at the end of the period	94,986	56,335
Cash paid during the period for:
Interest paid on deposits and borrowings	7,250	7,761
Income Taxes Received	(8)	(1)
Non-cash investing and financing activities:
Right-of-use assets obtained	$ 0	$ 8,505

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Nature of Operations and Summary of Significant Accounting Policies Nature of Operations The accounting and reporting practices of First Business Financial Services, Inc. (“FBFS” or the “Corporation”), through our wholly-owned subsidiary, First Business Bank (“FBB” or the “Bank”), have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”). FBB operates as a commercial banking institution primarily in Wisconsin and greater the greater Kansas City Metro. FBB also offers private wealth management services through First Business Trust & Investments (“FBTI”) and bank consulting services through First Business Consulting Services (“FBCS”), both divisions of FBB. The Bank provides a full range of financial services to businesses, business owners, executives, professionals, and high net worth individuals. The Bank is subject to competition from other financial institutions and service providers and is also subject to state and federal regulations. FBB has the following wholly owned subsidiaries: First Business Capital Corp. (“FBCC”), First Madison Investment Corp. (“FMIC”), First Business Equipment Finance, LLC (“FBEF”), ABKC Real Estate, LLC (“ABKC”), FBB Real Estate 2, LLC (“FBB RE 2”), Rimrock Road Investment Fund, LLC (“Rimrock Road”), BOC Investment, LLC (“BOC”), Mitchell Street Apartments Investment, LLC (“Mitchell Street”), and FBB Tax Credit Investment LLC (“FBB Tax Credit”). FMIC is located in and was formed under the laws of the state of Nevada. Basis of Presentation The accompanying unaudited Consolidated Financial Statements were prepared in accordance with GAAP and the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with the Corporation’s Consolidated Financial Statements and footnotes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2019 . The unaudited Consolidated Financial Statements include the accounts of the Corporation and its wholly-owned subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. In accordance with the provisions of Accounting Standards Codification (“ASC”) Topic 810, the Corporation’s ownership interest in FBFS Statutory Trust II (“Trust II”) has not been consolidated into the financial statements. Management of the Corporation is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements as well as reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that could significantly change in the near-term include the value of securities and interest rate swaps, level of the allowance for loan and lease losses, lease residuals, property under operating leases, goodwill, level of the Small Business Administration (“SBA”) recourse reserve, and income taxes. The results of operations for the three months ended March 31, 2020 are not necessarily indicative of results that may be expected for any other interim period or the entire fiscal year ending December 31, 2020 . Certain amounts in prior periods may have been reclassified to conform to the current presentation. Subsequent events have been evaluated through the date of the issuance of the unaudited Consolidated Financial Statements. No significant subsequent events have occurred through this date requiring adjustment to the financial statements or disclosures. The Corporation has not changed its significant accounting and reporting policies from those disclosed in the Corporation’s Form 10-K for the year ended December 31, 2019 . Adoption of New Accounting Standards In January 2017, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2017-04, “ Intangibles - Goodwill and Other (Topic 350). ” The ASU amended existing guidance to simplify the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. The amendments require an entity to perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value, not to exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. The amendments also eliminate the requirement for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. The Corporation adopted the accounting standard during the first quarter of 2020. The adoption of the standard did not have a material impact on the Corporation’s results of operations, financial position, and liquidity. In August 2018, the FASB issued ASU No. 2018-15, “Intangibles-Goodwill and Other Internal-Use Software (Subtopic 350-40).” The ASU aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). Implementation costs incurred in the application development stage are capitalized depending on the nature of the costs, while costs incurred during the preliminary project and post implementation stages are expensed as the activities are performed. The amendment also requires entities to expense the capitalized implementation costs of a hosting arrangement that is a service contract over the term of the hosting arrangement and in the same income statement line item as the fees associated with the hosting element. The Corporation adopted the accounting standard during the first quarter of 2020. The adoption of the standard did not have a material impact on the Corporation’s results of operations, financial position, and liquidity. Recent Accounting Pronouncements In June 2016, the FASB issued ASU No. 2016-13, “ Financial Instruments- Credit Losses (Topic 326), ” which is often referred to as CECL. The ASU replaces the incurred loss impairment methodology for recognizing credit losses with a methodology that reflects all expected credit losses. The ASU also requires consideration of a broader range of information to inform credit loss estimates, including such factors as past events, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The amendments affect loans, debt securities, trade receivables, net investments in leases, off-balance sheet credit exposures, and any other financial asset not excluded from the scope under which the Corporation has the contractual right to receive cash. Entities will apply the amendments in the ASU through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. In November 2019, the FASB issued ASU No. 2019-10, “ Financial Instruments-Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842). ” The ASU delays the effective date for the credit losses standard from January 2020 to January 2023 for certain entities, including certain Securities and Exchange Commission filers, public business entities, and private companies. As a smaller reporting company, the Corporation is eligible for the delay and will be deferring adoption. The Corporation has established a cross-functional committee and has implemented a third-party software solution to assist with the adoption of the standard. Management has gathered all necessary data and reviewed potential methods to calculate the expected credit losses. Management is currently calculating sample expected loss computations and developing the allowance methodology and assumptions that will be used under the new standard. Management will continue to progress on its implementation project plan and improve the Corporation’s approach throughout the deferral period. In March 2020, the FASB issued ASU No. 2020-04, “ Reference Rate Reform (Topic 848) .” The ASU provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform if certain criteria are met. The amendment only applies to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform. The ASU is effective as of March 12, 2020 through December 31, 2022. The Corporation is in the process of evaluating the impact of this standard but does not expect this standard to have a material impact on its results of operations, financial position, and liquidity.

Significant Events

Significant Events	3 Months Ended
	Mar. 31, 2020
Subsequent Events [Abstract]
Subsequent Events	Significant Events On March 11, 2020, the World Health Organization declared COVID-19, the disease caused by the novel coronavirus, a pandemic as a result of the global spread of the coronavirus illness. In response to the outbreak, federal and state authorities in the U.S. introduced various measures to try to limit or slow the spread of the virus, including travel restrictions, nonessential business closures, stay-at-home orders, and strict social distancing. The Corporation activated its Pandemic Preparedness Plan to protect the health of employees and clients, which includes temporarily limiting lobby hours and transitioning the vast majority of the Corporation’s workforce to remote work. Nonetheless, the Corporation has not incurred any significant disruptions to its business activities. The full impact of COVID-19 is unknown and rapidly evolving. It has caused substantial disruption in international and U.S. economies, markets, and employment. The outbreak may have a significant adverse impact on certain industries the Corporation serves, including retail, hospitality, entertainment and restaurants and food services. As of March 31, 2020, the Corporation’s aggregate outstanding exposure in these segments was $171.2 million , or 9.8% of the Corporation’s gross loans and leases. Based on management’s current assessment of the increased inherit risk in the loan portfolio, first quarter 2020 results included an additional $3.1 million in provision for loan and lease losses, pre-tax. Because of the significant uncertainties related to the ultimate duration of the COVID-19 pandemic and its potential effects on clients and prospects, and on the national and local economy as a whole, there can be no assurances as to how the crisis may ultimately affect the Corporation’s loan portfolio. To work with clients impacted by COVID-19, the Corporation is offering short-term (i.e., six months or less) loan modifications on a case by case basis to borrowers who were current in their payments at the inception of the loan modification program. As of March 31, 2020, the Corporation entered into 64 loan modification agreements with respect to $59.8 million of loans outstanding. As of April 22, 2020, the Corporation entered into 267 loan modification agreements with respect to $196.6 million of loans outstanding. For loans subject to the program, each borrower is required to resume making regularly scheduled loan payment at the end of the modification period and the deferred amounts will be moved to the end of the loan term. The loan will not be reported as past due during the deferral period. On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) was signed into law. The CARES Act is a $2 trillion stimulus package to provide relief to U.S. businesses and consumers struggling as a result of the pandemic. A provision in the CARES Act includes a $349 billion fund for the creation of the Paycheck Protection Program (“PPP”) through the Small Business Administration and Treasury Department. The PPP is intended to provide loans to small businesses to pay their employees, rent, mortgage interest, and utilities. The loans may be forgiven conditioned upon the client providing payroll documentation evidencing their compliant use of funds and otherwise complying with the terms of the program. The Corporation began accepting and processing applications for loans under the PPP on April 3, 2020. As of April 22, 2020, the Corporation had received over 600 applications from existing clients, received conditional approval from the SBA in excess of $300 million , disbursed approximately $280 million in funds, and is expected to generate processing fee income of approximately $8.5 million . Management expects to fund these short-term loans through a combination of excess cash held at the Federal Reserve, short-term Federal Home Loan Bank (“FHLB”) advances, and participation in the Federal Reserve’s Paycheck Protection Program Liquidity Facility (“PPPLF”).

Earnings Per Common Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Earnings Per Common Share	Earnings per Common Share Earnings per common share are computed using the two-class method. Basic earnings per common share are computed by dividing net income allocated to common shares by the weighted-average number of shares outstanding during the applicable period, excluding outstanding participating securities. Participating securities include unvested restricted shares. Unvested restricted shares are considered participating securities because holders of these securities receive non-forfeitable dividends, or dividend equivalents, at the same rate as holders of the Corporation’s common stock. Diluted earnings per share are computed by dividing net income allocated to common shares adjusted for reallocation of undistributed earnings of unvested restricted shares by the weighted average number of shares determined for the basic earnings per common share computation plus the dilutive effect of common stock equivalents using the treasury stock method. For the Three Months Ended March 31, 2020 2019 (Dollars in Thousands, Except Share Data) Basic earnings per common share Net income $ 3,278 $ 5,899 Less: earnings allocated to participating securities 78 108 Basic earnings allocated to common stockholders $ 3,200 $ 5,791 Weighted-average common shares outstanding, excluding participating securities 8,388,666 8,621,221 Basic earnings per common share $ 0.38 $ 0.67 Diluted earnings per common share Earnings allocated to common stockholders, diluted $ 3,200 $ 5,791 Weighted-average diluted common shares outstanding, excluding participating securities 8,388,666 8,621,221 Diluted earnings per common share $ 0.38 $ 0.67

Share-Based Compensation

Share-Based Compensation	3 Months Ended
	Mar. 31, 2020
Share-based Payment Arrangement [Abstract]
Share-Based Compensation	Share-Based Compensation The Corporation adopted the 2019 Equity Incentive Plan (the “Plan”) during the quarter ended June 30, 2019. The Plan is administered by the Compensation Committee of the Board of Directors of the Corporation and provides for the grant of equity ownership opportunities through incentive stock options and nonqualified stock options, restricted stock, restricted stock units, dividend equivalent units, and any other type of award permitted by the Plan. As of March 31, 2020 , 153,381 shares were available for future grants under the Plan. Shares covered by awards that expire, terminate, or lapse will again be available for the grant of awards under the Plan. The Corporation may issue new shares and shares from its treasury stock for shares delivered under the Plan. Restricted Stock Under the Plan, the Corporation may grant restricted stock awards, restricted stock units, and other stock-based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, restricted stock award participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. Restricted stock units do not have voting rights and are provided dividend equivalents. The restricted stock granted under the Plan is typically subject to a vesting period. Compensation expense for restricted stock is recognized over the requisite service period of generally four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the unaudited Consolidated Statements of Income. The Corporation also issues a combination of performance based restricted stock units and restricted stock awards to its executive officers. Vesting of the performance based restricted stock units will be measured on Total Shareholder Return (“TSR”) and Return on Average Equity (“ROAE”) and will cliff-vest after a three-year measurement period based on the Corporation’s performance relative to a custom peer group. At the end of the performance period, the number of actual shares to be awarded varies between 0% and 200% of target amounts. The restricted stock awards issued to executive officers will vest ratably over a three-year period. Compensation expense is recognized for performance based restricted stock units over the requisite service and performance period of generally three years for the entire expected award on a straight-line basis. The compensation expense for the awards expected to vest for the percentage of performance based restricted stock units subject to the ROAE metric will be adjusted if there is a change in the expectation of ROAE. The compensation expense for the awards expected to vest for the percentage of performance based restricted stock units subject to the TSR metric are never adjusted, and are amortized utilizing the accounting fair value provided using a Monte Carlo pricing model. Restricted stock activity for the year ended December 31, 2019 and the three months ended March 31, 2020 was as follows: Number of Restricted Shares/Units Weighted Average Grant-Date Fair Value Nonvested balance as of January 1, 2019 131,621 $ 21.02 Granted 95,265 23.64 Vested (48,207 ) 20.62 Forfeited (1,744 ) 23.67 Nonvested balance as of December 31, 2019 176,935 22.51 Granted (1) 68,845 27.26 Vested (14,239 ) 22.21 Forfeited (5,696 ) 22.22 Nonvested balance as of March 31, 2020 225,845 $ 23.98 (1) The number of restricted shares/units shown includes the shares that would be granted if the target level of performance is achieved related to the performance based restricted stock units. The number of shares actually issued may vary. As of March 31, 2020 , the Corporation had $4.7 million of unvested compensation expense, which the Corporation expects to recognize over a weighted-average period of approximately 2.71 years. For the three months ended March 31, 2020 and 2019 , share-based compensation expense related to restricted stock included in the unaudited Consolidated Statements of Income was $ 417,000 and $ 318,000 , respectively.

Securities

Securities	3 Months Ended
	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The amortized cost and fair value of securities available-for-sale and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: As of March 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Available-for-sale: U.S. government agency securities - government-sponsored enterprises $ 23,089 $ 143 $ (15 ) $ 23,217 Municipal securities 4,862 116 — 4,978 Residential mortgage-backed securities - government issued 13,267 667 — 13,934 Residential mortgage-backed securities - government-sponsored enterprises 108,507 3,633 — 112,140 Commercial mortgage-backed securities - government issued 6,411 85 (30 ) 6,466 Commercial mortgage-backed securities - government-sponsored enterprises 11,904 674 — 12,578 Other securities 2,205 46 — 2,251 $ 170,245 $ 5,364 $ (45 ) $ 175,564 As of December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Available-for-sale: U.S. government agency securities - government-sponsored enterprises $ 23,616 $ 152 $ (10 ) $ 23,758 Municipal securities 160 — — 160 Residential mortgage-backed securities - government issued 16,119 234 (5 ) 16,348 Residential mortgage-backed securities - government-sponsored enterprises 111,561 847 (406 ) 112,002 Commercial mortgage-backed securities - government issued 6,705 45 (87 ) 6,663 Commercial mortgage-backed securities - government-sponsored enterprises 11,953 23 (9 ) 11,967 Other securities 2,205 30 — 2,235 $ 172,319 $ 1,331 $ (517 ) $ 173,133 The amortized cost and fair value of securities held-to-maturity and the corresponding amounts of gross unrealized gains and losses were as follows: As of March 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 18,800 $ 299 $ (36 ) $ 19,063 Residential mortgage-backed securities - government issued 5,336 151 — 5,487 Residential mortgage-backed securities - government-sponsored enterprises 4,624 151 — 4,775 Commercial mortgage-backed securities - government-sponsored enterprises 2,014 273 — 2,287 $ 30,774 $ 874 $ (36 ) $ 31,612 As of December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 19,727 $ 335 $ (8 ) $ 20,054 Residential mortgage-backed securities - government issued 5,776 19 (9 ) 5,786 Residential mortgage-backed securities - government-sponsored enterprises 5,183 51 (23 ) 5,211 Commercial mortgage-backed securities - government-sponsored enterprises 2,014 123 — 2,137 $ 32,700 $ 528 $ (40 ) $ 33,188 U.S. government agency securities - government-sponsored enterprises represent securities issued by the Federal National Mortgage Association (“FNMA”) and the SBA. Municipal securities include securities issued by various municipalities located primarily within Wisconsin and are primarily general obligation bonds that are tax-exempt in nature. Residential and commercial mortgage-backed securities - government issued represent securities guaranteed by the Government National Mortgage Association. Residential and commercial mortgage-backed securities - government-sponsored enterprises include securities guaranteed by the Federal Home Loan Mortgage Corporation, FNMA, and the FHLB. Other securities represent certificates of deposit of insured banks and savings institutions with an original maturity greater than three months. There were one and no sales of available-for-sale securities that occurred during the three months ended March 31, 2020 and 2019 , respectively. At March 31, 2020 and December 31, 2019 , securities with a fair value of $67.9 million and $30.3 million , respectively, were pledged to secure various obligations, including interest rate swap contracts and municipal deposits. The amortized cost and fair value of securities by contractual maturity at March 31, 2020 are shown below. Actual maturities may differ from contractual maturities because issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In Thousands) Due in one year or less $ 1,160 $ 1,167 $ 1,465 $ 1,471 Due in one year through five years 7,264 7,459 12,613 12,750 Due in five through ten years 33,217 34,677 12,654 13,198 Due in over ten years 128,604 132,261 4,042 4,193 $ 170,245 $ 175,564 $ 30,774 $ 31,612 The tables below show the Corporation’s gross unrealized losses and fair value of available-for-sale investments aggregated by investment category and length of time that individual investments were in a continuous loss position at March 31, 2020 and December 31, 2019 . At March 31, 2020 , the Corporation held four available-for-sale securities that were in an unrealized loss position. Such securities have not experienced credit rating downgrades; however, they have generally declined in value due to the current interest rate environment. At March 31, 2020 , the Corporation held three available-for-sale securities that had been in a continuous unrealized loss position for twelve months or greater. The Corporation also has not specifically identified available-for-sale securities in a loss position that it intends to sell in the near term and does not believe that it will be required to sell any such securities. The Corporation reviews its securities on a quarterly basis to monitor its exposure to other-than-temporary impairment. Consideration is given to such factors as the length of time and extent to which the security has been in an unrealized loss position, changes in security ratings, and an evaluation of the present value of expected future cash flows, if necessary. Based on the Corporation’s evaluation, it is expected that the Corporation will recover the entire amortized cost basis of each security. Accordingly, no other-than-temporary impairment was recorded in the unaudited Consolidated Statements of Income for the three months ended March 31, 2020 and 2019 . A summary of unrealized loss information for securities available-for-sale, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: As of March 31, 2020 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In Thousands) Available-for-sale: U.S. government agency securities - government-sponsored enterprises $ 4,318 $ 15 $ — $ — $ 4,318 $ 15 Commercial mortgage-backed securities - government issued — — 3,962 30 3,962 30 $ 4,318 $ 15 $ 3,962 $ 30 $ 8,280 $ 45 As of December 31, 2019 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In Thousands) Available-for-sale: U.S. government agency securities - government-sponsored enterprises $ 4,363 $ 10 $ — $ — $ 4,363 $ 10 Residential mortgage-backed securities - government issued 4,619 5 — — 4,619 5 Residential mortgage-backed securities - government-sponsored enterprises 36,972 253 11,304 153 48,276 406 Commercial mortgage-backed securities - government issued — — 4,727 87 4,727 87 Commercial mortgage-backed securities - government-sponsored enterprises 2,245 4 1,047 5 3,292 9 $ 48,199 $ 272 $ 17,078 $ 245 $ 65,277 $ 517 The tables below show the Corporation’s gross unrealized losses and fair value of held-to-maturity investments, aggregated by investment category and length of time that individual investments were in a continuous loss position at March 31, 2020 and December 31, 2019 . At March 31, 2020 , the Corporation held two held-to-maturity securities that were in an unrealized loss position. Such securities have not experienced credit rating downgrades; however, they have generally declined in value due to the current interest rate environment. There were no held-to-maturity securities that had been in a continuous loss position for twelve months or greater as of March 31, 2020 . It is expected that the Corporation will recover the entire amortized cost basis of each held-to-maturity security based upon an evaluation of aforementioned factors. Accordingly, no other-than-temporary impairment was recorded in the unaudited Consolidated Statements of Income for the three months ended March 31, 2020 and 2019 . A summary of unrealized loss information for securities held-to-maturity, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: As of March 31, 2020 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In Thousands) Held-to-maturity: Municipal securities $ 470 $ 36 $ — $ — $ 470 $ 36 As of December 31, 2019 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In Thousands) Held-to-maturity: Municipal securities $ 499 $ 8 $ — $ — $ 499 $ 8 Residential mortgage-backed securities - government issued — — 1,887 9 1,887 9 Residential mortgage-backed securities - government-sponsored enterprises 1,364 5 2,144 18 3,508 23 $ 1,863 $ 13 $ 4,031 $ 27 $ 5,894 $ 40

Loan and Lease Receivables, Imp

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses	Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses Loan and lease receivables consist of the following: March 31, December 31, (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ 224,075 $ 226,614 Commercial real estate — non-owner occupied 511,363 516,652 Land development 48,045 51,097 Construction 131,060 109,057 Multi-family 211,594 217,322 1-4 family 34,220 33,359 Total commercial real estate 1,160,357 1,154,101 Commercial and industrial 519,900 503,402 Direct financing leases, net 26,833 28,203 Consumer and other: Home equity and second mortgages 6,513 7,006 Other 30,416 22,664 Total consumer and other 36,929 29,670 Total gross loans and leases receivable 1,744,019 1,715,376 Less: Allowance for loan and lease losses 22,748 19,520 Deferred loan fees 620 741 Loans and leases receivable, net $ 1,720,651 $ 1,695,115 The total amount of the Corporation’s ownership of SBA loans comprised of the following: March 31, December 31, (In Thousands) SBA 7(a) loans $ 41,642 $ 40,402 SBA 504 loans 22,275 20,592 SBA Express loans and lines of credit 1,759 1,781 Total SBA loans $ 65,676 $ 62,775 As of March 31, 2020 and December 31, 2019 , $13.9 million and $12.1 million of SBA loans were considered impaired, respectively. Loans transferred to third parties consist of the guaranteed portions of SBA loans which the Corporation sold in the secondary market and participation interests in other, non-SBA originated loans. The total principal amount of the guaranteed portions of SBA loans sold during the three months ended March 31, 2020 and 2019 was $2.7 million and $2.3 million , respectively. Each of the transfers of these financial assets met the qualifications for sale accounting, and therefore all of the loans transferred during the three months ended March 31, 2020 and 2019 have been derecognized in the unaudited Consolidated Financial Statements. The guaranteed portions of SBA loans were transferred at their fair value and the related gain was recognized upon the transfer as non-interest income in the unaudited Consolidated Financial Statements. The total outstanding balance of sold SBA loans at March 31, 2020 and December 31, 2019 was $69.6 million and $73.8 million , respectively. The total principal amount of transferred participation interests in other, non-SBA originated loans during the three months ended March 31, 2020 and 2019 was $11.9 million and $6.8 million , respectively, all of which were treated as sales and derecognized under the applicable accounting guidance at the time of transfer. No gain or loss was recognized on participation interests in other, non-SBA originated loans as they were transferred at or near the date of loan origination and the payments received for servicing the portion of the loans participated represents adequate compensation. The total outstanding balance of these transferred loans at March 31, 2020 and December 31, 2019 was $149.7 million and $142.8 million , respectively. As of March 31, 2020 and December 31, 2019 , the total amount of the Corporation’s partial ownership of these transferred loans on the unaudited Consolidated Balance Sheets was $255.4 million and $244.6 million , respectively. No loans in this participation portfolio were considered impaired as of March 31, 2020 and December 31, 2019 . The Corporation does not share in the participant’s portion of any potential charge-offs. The total amount of loan participations purchased on the unaudited Consolidated Balance Sheets as of March 31, 2020 and December 31, 2019 was $472,000 and $492,000 , respectively. The following tables illustrate ending balances of the Corporation’s loan and lease portfolio, including impaired loans by class of receivable, and considering certain credit quality indicators: March 31, 2020 Category I II III IV Total (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied $ 177,478 $ 19,051 $ 19,552 $ 7,994 $ 224,075 Commercial real estate — non-owner occupied 446,724 49,496 15,143 — 511,363 Land development 46,161 432 — 1,452 48,045 Construction 130,972 — 88 — 131,060 Multi-family 200,050 11,544 — — 211,594 1-4 family 30,178 1,828 1,604 610 34,220 Total commercial real estate 1,031,563 82,351 36,387 10,056 1,160,357 Commercial and industrial 400,587 30,770 70,704 17,839 519,900 Direct financing leases, net 19,752 463 6,618 — 26,833 Consumer and other: Home equity and second mortgages 5,822 605 86 — 6,513 Other 30,280 — — 136 30,416 Total consumer and other 36,102 605 86 136 36,929 Total gross loans and leases receivable $ 1,488,004 $ 114,189 $ 113,795 $ 28,031 $ 1,744,019 Category as a % of total portfolio 85.32 % 6.55 % 6.52 % 1.61 % 100.00 % December 31, 2019 Category I II III IV Total (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied $ 187,728 $ 18,455 $ 16,399 $ 4,032 $ 226,614 Commercial real estate — non-owner occupied 459,821 55,524 1,307 — 516,652 Land development 49,132 439 — 1,526 51,097 Construction 108,959 — 98 — 109,057 Multi-family 205,750 11,572 — — 217,322 1-4 family 29,284 1,843 1,759 473 33,359 Total commercial real estate 1,040,674 87,833 19,563 6,031 1,154,101 Commercial and industrial 398,445 34,478 55,904 14,575 503,402 Direct financing leases, net 21,282 579 6,342 — 28,203 Consumer and other: Home equity and second mortgages 6,307 610 89 — 7,006 Other 22,517 — — 147 22,664 Total consumer and other 28,824 610 89 147 29,670 Total gross loans and leases receivable $ 1,489,225 $ 123,500 $ 81,898 $ 20,753 $ 1,715,376 Category as a % of total portfolio 86.82 % 7.20 % 4.77 % 1.21 % 100.00 % Each credit is evaluated for proper risk rating upon origination, at the time of each subsequent renewal, upon receipt and evaluation of updated financial information from the Corporation’s borrowers, or as other circumstances dictate. The Corporation primarily uses a nine grade risk rating system to monitor the ongoing credit quality of its loans and leases. The risk rating grades follow a consistent definition and are then applied to specific loan types based on the nature of the loan. Each risk rating is subjective and, depending on the size and nature of the credit, subject to various levels of review and concurrence on the stated risk rating. In addition to its nine grade risk rating system, the Corporation groups loans into four loan and related risk categories which determine the level and nature of review by management. Category I — Loans and leases in this category are performing in accordance with the terms of the contract and generally exhibit no immediate concerns regarding the security and viability of the underlying collateral, financial stability of the borrower, integrity or strength of the borrowers’ management team, or the industry in which the borrower operates. The Corporation monitors Category I loans and leases through payment performance, continued maintenance of its personal relationships with such borrowers, and continued review of such borrowers’ compliance with the terms of their respective agreements. Category II — Loans and leases in this category are beginning to show signs of deterioration in one or more of the Corporation’s core underwriting criteria such as financial stability, management strength, industry trends, or collateral values. Management will place credits in this category to allow for proactive monitoring and resolution with the borrower to possibly mitigate the area of concern and prevent further deterioration or risk of loss to the Corporation. Category II loans are considered performing but are monitored frequently by the assigned business development officer and by asset quality review committees. Category III — Loans and leases in this category are identified by management as warranting special attention. However, the balance in this category is not intended to represent the amount of adversely classified assets held by the Bank. Category III loans and leases generally exhibit undesirable characteristics, such as evidence of adverse financial trends and conditions, managerial problems, deteriorating economic conditions within the related industry, or evidence of adverse public filings and may exhibit collateral shortfall positions. Management continues to believe that it will collect all contractual principal and interest in accordance with the original terms of the contracts relating to the loans and leases in this category, and therefore Category III loans are considered performing with no specific reserves established for this category. Category III loans are monitored by management and asset quality review committees on a monthly basis. Category IV — Loans and leases in this category are considered to be impaired. Impaired loans and leases, with the exception of performing troubled debt restructurings, have been placed on non-accrual as management has determined that it is unlikely that the Bank will receive the contractual principal and interest in accordance with the original terms of the agreement. Impaired loans are individually evaluated to assess the need for the establishment of specific reserves or charge-offs. When analyzing the adequacy of collateral, the Corporation obtains external appraisals at least annually for impaired loans and leases. External appraisals are obtained from the Corporation’s approved appraiser listing and are independently reviewed to monitor the quality of such appraisals. To the extent a collateral shortfall position is present, a specific reserve or charge-off will be recorded to reflect the magnitude of the impairment. Loans and leases in this category are monitored by management and asset quality review committees on a monthly basis. The delinquency aging of the loan and lease portfolio by class of receivable was as follows: March 31, 2020 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Accruing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 216,081 $ 216,081 Non-owner occupied — — — — 511,363 511,363 Land development — — — — 46,593 46,593 Construction — — — — 131,060 131,060 Multi-family — — — — 211,594 211,594 1-4 family — — — — 33,744 33,744 Commercial and industrial 2,970 221 — 3,191 498,870 502,061 Direct financing leases, net — — — — 26,833 26,833 Consumer and other: Home equity and second mortgages — — — — 6,513 6,513 Other — — — — 30,280 30,280 Total 2,970 221 — 3,191 1,712,931 1,716,122 Non-accruing loans and leases Commercial real estate: Owner occupied — — 3,892 3,892 4,102 7,994 Non-owner occupied — — — — — — Land development — — — — 1,452 1,452 Construction — — — — — — Multi-family — — — — — — 1-4 family — — 476 476 — 476 Commercial and industrial 1,841 — 9,416 11,257 6,582 17,839 Direct financing leases, net — — — — — — Consumer and other: Home equity and second mortgages — — — — — — Other — — 136 136 — 136 Total 1,841 — 13,920 15,761 12,136 27,897 Total loans and leases Commercial real estate: Owner occupied — — 3,892 3,892 220,183 224,075 Non-owner occupied — — — — 511,363 511,363 Land development — — — — 48,045 48,045 Construction — — — — 131,060 131,060 Multi-family — — — — 211,594 211,594 1-4 family — — 476 476 33,744 34,220 Commercial and industrial 4,811 221 9,416 14,448 505,452 519,900 Direct financing leases, net — — — — 26,833 26,833 Consumer and other: Home equity and second mortgages — — — — 6,513 6,513 Other — — 136 136 30,280 30,416 Total $ 4,811 $ 221 $ 13,920 $ 18,952 $ 1,725,067 $ 1,744,019 Percent of portfolio 0.28 % 0.01 % 0.80 % 1.09 % 98.91 % 100.00 % December 31, 2019 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Accruing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 222,582 $ 222,582 Non-owner occupied — — — — 516,652 516,652 Land development — 990 — 990 48,581 49,571 Construction 309 — — 309 108,748 109,057 Multi-family — — — — 217,322 217,322 1-4 family — — — — 33,026 33,026 Commercial and industrial 2,707 52 — 2,759 486,068 488,827 Direct financing leases, net — — — — 28,203 28,203 Consumer and other: Home equity and second mortgages — — — — 7,006 7,006 Other — — — — 22,517 22,517 Total 3,016 1,042 — 4,058 1,690,705 1,694,763 Non-accruing loans and leases Commercial real estate: Owner occupied — — 342 342 3,690 4,032 Non-owner occupied — — — — — — Land development — — — — 1,526 1,526 Construction — — — — — — Multi-family — — — — — — 1-4 family — 333 — 333 — 333 Commercial and industrial 4,368 2,717 3,123 10,208 4,367 14,575 Direct financing leases, net — — — — — — Consumer and other: Home equity and second mortgages — — — — — — Other — — 147 147 — 147 Total 4,368 3,050 3,612 11,030 9,583 20,613 Total loans and leases Commercial real estate: Owner occupied — — 342 342 226,272 226,614 Non-owner occupied — — — — 516,652 516,652 Land development — 990 — 990 50,107 51,097 Construction 309 — — 309 108,748 109,057 Multi-family — — — — 217,322 217,322 1-4 family — 333 — 333 33,026 33,359 Commercial and industrial 7,075 2,769 3,123 12,967 490,435 503,402 Direct financing leases, net — — — — 28,203 28,203 Consumer and other: Home equity and second mortgages — — — — 7,006 7,006 Other — — 147 147 22,517 22,664 Total $ 7,384 $ 4,092 $ 3,612 $ 15,088 $ 1,700,288 $ 1,715,376 Percent of portfolio 0.43 % 0.24 % 0.21 % 0.88 % 99.12 % 100.00 % The Corporation’s total impaired assets consisted of the following: March 31, December 31, (In Thousands) Non-accrual loans and leases Commercial real estate: Commercial real estate — owner occupied $ 7,994 $ 4,032 Commercial real estate — non-owner occupied — — Land development 1,452 1,526 Construction — — Multi-family — — 1-4 family 476 333 Total non-accrual commercial real estate 9,922 5,891 Commercial and industrial 17,839 14,575 Direct financing leases, net — — Consumer and other: Home equity and second mortgages — — Other 136 147 Total non-accrual consumer and other loans 136 147 Total non-accrual loans and leases 27,897 20,613 Foreclosed properties, net 1,669 2,919 Total non-performing assets 29,566 23,532 Performing troubled debt restructurings 134 140 Total impaired assets $ 29,700 $ 23,672 March 31, December 31, Total non-accrual loans and leases to gross loans and leases 1.60 % 1.20 % Total non-performing assets to total gross loans and leases plus foreclosed properties, net 1.69 1.37 Total non-performing assets to total assets 1.35 1.12 Allowance for loan and lease losses to gross loans and leases 1.30 1.14 Allowance for loan and lease losses to non-accrual loans and leases 81.54 94.70 As of March 31, 2020 and December 31, 2019 , $18.3 million and $15.6 million of the non-accrual loans and leases were considered troubled debt restructurings, respectively. The Corporation has allocated $3.2 million and $2.7 million of specific reserves to troubled debt restructurings as of March 31, 2020 and December 31, 2019 , respectively. There were no unfunded commitments associated with troubled debt restructured loans and leases as of March 31, 2020 . All loans and leases modified as a troubled debt restructuring are measured for impairment. The nature and extent of the impairment of restructured loans, including those which have experienced a default, is considered in the determination of an appropriate level of the allowance for loan and lease losses. The following table provides the number of loans modified in a troubled debt restructuring and the pre- and post-modification recorded investment by class of receivable: For the Three Months Ended March 31, 2020 2019 Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied 2 $ 299 $ 299 — $ — $ — Commercial and industrial 4 1,426 1,413 4 2,077 2,077 Total 6 $ 1,725 $ 1,712 4 $ 2,077 $ 2,077 Restructured loan modifications may include payment schedule modifications, interest rate concessions, maturity date extensions, principal reduction, or some combination of these concessions. During the three months ended March 31, 2020 and 2019 , the modification of terms primarily consisted of payment schedule modifications or principal reductions. There was one commercial and industrial loan for $2.1 million and two owner-occupied commercial real estate loans for $3.6 million modified in a troubled debt restructuring during the previous 12 months which subsequently defaulted during the three months ended March 31, 2020 . There were no loans and leases modified in a troubled debt restructuring during the previous 12 months which subsequently defaulted during the three months ended March 31, 2019 . The following represents additional information regarding the Corporation’s impaired loans and leases, including performing troubled debt restructurings, by class: As of and for the Three Months Ended March 31, 2020 Recorded (1) Unpaid Impairment Average (2) Foregone Interest Net (In Thousands) With no impairment reserve recorded: Commercial real estate: Owner occupied $ 4,320 $ 4,320 $ — $ 3,218 $ 28 $ — $ 28 Non-owner occupied — — — — — — — Land development 1,452 5,749 — 1,491 10 — 10 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 610 615 — 470 10 4 6 Commercial and industrial 6,488 8,261 — 13,313 181 5 176 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other 136 802 — 141 11 — 11 Total 13,006 19,747 — 18,633 240 9 231 With impairment reserve recorded: Commercial real estate: Owner occupied 3,674 5,034 1,206 1,124 101 — 101 Non-owner occupied — — — — — — — Land development — — — — — — — — — — Construction — — — — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 11,351 12,947 2,596 2,387 260 — 260 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other — — — — — — — Total 15,025 17,981 3,802 3,511 361 — 361 Total: Commercial real estate: Owner occupied 7,994 9,354 1,206 4,342 129 — 129 Non-owner occupied — — — — — — — Land development 1,452 5,749 — 1,491 10 — 10 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 610 615 — 470 10 4 6 Commercial and industrial 17,839 21,208 2,596 15,700 441 5 436 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other 136 802 — 141 11 — 11 Grand total $ 28,031 $ 37,728 $ 3,802 $ 22,144 $ 601 $ 9 $ 592 (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. As of and for the Year Ended December 31, 2019 Recorded Investment (1) Unpaid Principal Balance Impairment Reserve Average Recorded Investment (2) Foregone Interest Income Interest Income Recognized Net Foregone Interest Income (In Thousands) With no impairment reserve recorded: Commercial real estate: Owner occupied $ 387 $ 387 $ — $ 3,285 $ 64 $ 355 $ (291 ) Non-owner occupied — — — 58 1 — 1 Land development 1,526 5,823 — 1,843 52 6 46 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 473 478 — 356 19 46 (27 ) Commercial and industrial 4,779 6,549 — 14,479 1,073 379 694 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — 7 (7 ) Other 147 813 — 191 48 — 48 Total 7,312 14,050 — 20,212 1,257 793 464 With impairment reserve recorded: Commercial real estate: Owner occupied 3,645 5,004 1,082 1,511 414 — 414 Non-owner occupied — — — — — — — Land development — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 9,796 11,179 2,283 2,367 1,022 — 1,022 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other — — — — — — — Total 13,441 16,183 3,365 3,878 1,436 — 1,436 Total: Commercial real estate: Owner occupied 4,032 5,391 1,082 4,796 478 355 123 Non-owner occupied — — — 58 1 — 1 Land development 1,526 5,823 — 1,843 52 6 46 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 473 478 — 356 19 46 (27 ) Commercial and industrial 14,575 17,728 2,283 16,846 2,095 379 1,716 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — 7 (7 ) Other 147 813 — 191 48 — 48 Grand total $ 20,753 $ 30,233 $ 3,365 $ 24,090 $ 2,693 $ 793 $ 1,900 (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. The difference between the recorded investment of loans and leases and the unpaid principal balance of $9.7 million and $9.5 million as of March 31, 2020 and December 31, 2019 , respectively, represents partial charge-offs of loans and leases resulting from losses due to the appraised value of the collateral securing the loans and leases being below the carrying values of the loans and leases. Impaired loans and leases also included $134,000 and $140,000 of loans as of March 31, 2020 and December 31, 2019 , respectively, that were performing troubled debt restructurings, and although not on non-accrual, were reported as impaired due to the concession in terms. When a loan is placed on non-accrual, interest accrual is discontinued and previously accrued but uncollected interest is deducted from interest income. Cash payments collected on non-accrual loans are first applied to such loan’s principal. Foregone interest represents the interest that was contractually due on the loan but not received or recorded. To the extent the amount of principal on a non-accrual loan is fully collected and additional cash is received, the Corporation will recognize interest income. To determine the level and composition of the allowance for loan and lease losses, the Corporation categorizes the portfolio into segments with similar risk characteristics. First, the Corporation evaluates loans and leases for potential impairment classification. The Corporation analyzes each loan and lease determined to be impaired on an individual basis to determine a specific reserve based upon the estimated value of the underlying collateral for collateral-dependent loans, or alternatively, the present value of expected cash flows. The Corporation applies historical trends from established risk factors to each category of loans and leases that has not been individually evaluated for the purpose of establishing the general portion of the allowance. A summary of the activity in the allowance for loan and lease losses by portfolio segment is as follows: As of and for the Three Months Ended March 31, 2020 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Beginning balance $ 10,852 $ 8,078 $ 590 $ 19,520 Charge-offs — (125 ) (6 ) (131 ) Recoveries 1 176 — 177 Net recoveries (charge-offs) 1 51 (6 ) 46 Provision for loan and lease losses 1,744 1,193 245 3,182 Ending balance $ 12,597 $ 9,322 $ 829 $ 22,748 As of and for the Three Months Ended March 31, 2019 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Beginning balance $ 11,662 $ 8,079 $ 684 $ 20,425 Charge-offs — (48 ) — (48 ) Recoveries 1 19 3 23 Net recoveries (charge-offs) 1 (29 ) 3 (25 ) Provision for loan and lease losses (458 ) 435 72 49 Ending balance $ 11,205 $ 8,485 $ 759 $ 20,449 The following tables provide information regarding the allowance for loan and lease losses and balances by type of allowance methodology. As of March 31, 2020 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Allowance for loan and lease losses: Collectively evaluated for impairment $ 11,391 $ 6,726 $ 829 $ 18,946 Individually evaluated for impairment 1,206 2,596 — 3,802 Total $ 12,597 $ 9,322 $ 829 $ 22,748 Loans and lease receivables: Collectively evaluated for impairment $ 1,150,301 $ 528,894 $ 36,793 $ 1,715,988 Individually evaluated for impairment 10,056 17,839 136 28,031 Total $ 1,160,357 $ 546,733 $ 36,929 $ 1,744,019 As of December 31, 2019 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Allowance for loan and lease losses: Collectively evaluated for impairment $ 9,770 $ 5,795 $ 590 $ 16,155 Individually evaluated for impairment 1,082 2,283 — 3,365 Total $ 10,852 $ 8,078 $ 590 $ 19,520 Loans and lease receivables: Collectively evaluated for impairment $ 1,148,070 $ 517,030 $ 29,523 $ 1,694,623 Individually evaluated for impairment 6,031 14,575 147 20,753 Total $ 1,154,101 $ 531,605 $ 29,670 $ 1,715,376

Leases Leases

Leases Leases	3 Months Ended
	Mar. 31, 2020
Leases [Abstract]
Leases	Leases The Corporation leases various office spaces, loan production offices, and specialty financing production offices under non-cancelable operating leases which expire on various dates through 2028. The Corporation also leases office equipment. The Corporation recognizes a right-of-use asset and an operating lease liability for all leases, with the exception of short-term leases. Right-of-use assets represent the right to use an underlying asset for the lease term and lease liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. Lease expense for operating leases and short-term leases is recognized on a straight-line basis over the lease term. The Corporation entered into a sublease for vacated office space which expires in 2023. As a result, the Corporation recognized an impairment of the corresponding right-of-use asset of $299,000 during the year ended December 31, 2019 . The components of total lease expense were as follows: For the Three Months Ended March 31, 2020 2019 (In Thousands) Operating lease cost $ 372 $ 391 Short-term lease cost 74 71 Variable lease cost 127 133 Less: sublease income (28 ) — Total lease cost, net $ 545 $ 595 Quantitative information regarding the Corporation’s operating leases was as follows: March 31, 2020 December 31, 2019 Weighted-average remaining lease term (in years) 6.39 6.56 Weighted-average discount rate 3.09 % 3.09 % The following maturity analysis shows the undiscounted cash flows due on the Corporation’s operating leases liabilities: (In Thousands) 2020 $ 1,155 2021 1,382 2022 1,373 2023 1,015 2024 756 Thereafter 2,307 Total undiscounted cash flows 7,988 Discount on cash flows (777 ) Total lease liability $ 7,211

Other Assets

Other Assets	3 Months Ended
	Mar. 31, 2020
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other Assets	Note 8 — Other Assets A summary of accrued interest receivable and other assets was as follows: March 31, 2020 December 31, 2019 (In Thousands) Accrued interest receivable $ 5,298 $ 5,760 Net deferred tax asset 5,156 5,353 Investment in historic development entities 2,445 2,216 Investment in a community development entity 5,444 5,571 Investment in limited partnerships 4,938 4,476 Investment in Trust II 315 315 Fair value of interest rate swaps 53,096 18,346 Prepaid expenses 2,674 2,285 Other assets 5,355 4,184 Total accrued interest receivable and other assets $ 84,721 $ 48,506

Deposits

Deposits	3 Months Ended
	Mar. 31, 2020
Deposits [Abstract]
Deposits	Deposits The composition of deposits is shown below. Average balances represent year to date averages. March 31, 2020 December 31, 2019 Balance Average Balance Average Rate Balance Average Balance Average Rate (Dollars in Thousands) Non-interest-bearing transaction accounts $ 301,657 $ 291,178 — % $ 293,573 $ 275,495 — % Interest-bearing transaction accounts 343,064 271,531 0.95 273,909 222,244 1.53 Money market accounts 609,883 669,482 1.12 674,409 617,341 1.71 Certificates of deposit 128,695 134,000 2.24 137,012 156,048 2.47 Wholesale deposits 116,827 132,468 2.57 151,476 225,302 2.27 Total deposits $ 1,500,126 $ 1,498,659 1.10 $ 1,530,379 $ 1,496,430 1.53

FHLB Advances, Other Borrowings

FHLB Advances, Other Borrowings and Junior Subordinated Notes Payable	3 Months Ended
	Mar. 31, 2020
Debt Disclosure [Abstract]
FHLB Advances, Other Borrowings and Junior Subordinated Notes Payable	FHLB Advances, Other Borrowings and Junior Subordinated Notes The composition of borrowed funds is shown below. Average balances represent year to date averages. March 31, 2020 December 31, 2019 Balance Weighted Average Balance Weighted Average Rate Balance Weighted Average Balance Weighted Average Rate (Dollars in Thousands) Federal funds purchased $ — $ — — % $ — $ 59 2.45 % FHLB advances 388,500 325,929 1.91 295,000 286,464 2.17 Other borrowings 675 675 8.09 675 675 8.11 Subordinated notes payable (1) 23,717 23,710 5.95 23,707 24,502 7.45 Junior subordinated notes 10,051 10,048 11.04 10,047 10,040 11.08 $ 422,943 $ 360,362 2.45 $ 329,429 $ 321,740 2.87 Short-term borrowings $ 162,000 $ 118,500 Long-term borrowings 260,943 210,929 $ 422,943 $ 329,429 (1) Weighted average rate of subordinated notes payable reflects the accelerated amortization of subordinated debt issuance costs as a result of the early redemption of a subordinated note during the third quarter of 2019. As of March 31, 2020 and December 31, 2019 , the Corporation was in compliance with its debt covenants under its third-party secured senior line of credit. Per the promissory note dated February 19, 2020, the Corporation pays a commitment fee on this line of credit. During both the three months ended March 31, 2020 and 2019 , the Corporation incurred interest expense due to this fee of $3,000 .

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies In the normal course of business, various legal proceedings involving the Corporation are pending. Management, based upon advice from legal counsel, does not anticipate any significant losses as a result of these actions. Management believes that any liability arising from any such proceedings currently existing or threatened will not have a material adverse effect on the Corporation’s financial position, results of operations, and cash flows. The Corporation sells the guaranteed portions of SBA loans, as well as participation interests in other, non-SBA originated, loans to third parties. The Corporation has a continuing involvement in each of the transferred lending arrangements by way of relationship management and servicing the loans, as well as being subject to normal and customary requirements of the SBA loan program and standard representations and warranties related to sold amounts. In the event of a loss resulting from default and a determination by the SBA that there is a deficiency in the manner in which the loan was originated, funded, or serviced by the Corporation, the SBA may require the Corporation to repurchase the loan, deny its liability under the guaranty, reduce the amount of the guaranty, or, if it has already paid under the guaranty, seek recovery of the principal loss related to the deficiency from the Corporation. The Corporation must comply with applicable SBA regulations in order to maintain the guaranty. In addition, the Corporation retains the option to repurchase the sold guaranteed portion of an SBA loan if the loan defaults. Management has assessed estimated losses inherent in the outstanding guaranteed portions of SBA loans sold in accordance with ASC 450, Contingencies , and determined a recourse reserve based on the probability of future losses for these loans to be $1.1 million at March 31, 2020 , which is reported in accrued interest payable and other liabilities on the unaudited Consolidated Balance Sheets. The summary of the activity in the SBA recourse reserve is as follows: As of and for the Three Months Ended March 31, 2020 2019 (In Thousands) Balance at the beginning of the period $ 1,345 $ 2,956 SBA recourse provision 25 481 Charge-offs, net (284 ) (161 ) Balance at the end of the period $ 1,086 $ 3,276

Fair Value Disclosures

Fair Value Disclosures	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value Disclosures	Fair Value Disclosures The Corporation determines the fair values of its financial instruments based on the fair value hierarchy established in ASC Topic 820, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is defined as the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date and is based on exit prices. Fair value includes assumptions about risk, such as nonperformance risk in liability fair values, and is a market-based measurement, not an entity-specific measurement. The standard describes three levels of inputs that may be used to measure fair value. Level 1 — Level 1 inputs are unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 — Level 2 inputs are inputs, other than quoted prices included with Level 1, that are observable for the asset or liability either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 — Level 3 inputs are supported by little or no market activity and are significant to the fair value of the assets or liabilities. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The Corporation’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability. Assets and liabilities measured at fair value on a recurring basis, segregated by fair value hierarchy level, are summarized below: March 31, 2020 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. government agency securities - government-sponsored enterprises $ — $ 23,217 $ — $ 23,217 Municipal securities — 4,978 — 4,978 Residential mortgage-backed securities - government issued — 13,934 — 13,934 Residential mortgage-backed securities - government-sponsored enterprises — 112,140 — 112,140 Commercial mortgage-backed securities - government issued — 6,466 — 6,466 Commercial mortgage-backed securities - government-sponsored enterprises — 12,578 — 12,578 Other securities — 2,251 — 2,251 Interest rate swaps — 53,096 — 53,096 Liabilities: Interest rate swaps — 59,260 — 59,260 December 31, 2019 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. government agency securities - government-sponsored enterprises $ — $ 23,758 $ — $ 23,758 Municipal securities — 160 — 160 Residential mortgage-backed securities - government issued — 16,348 — 16,348 Residential mortgage-backed securities - government-sponsored enterprises — 112,002 — 112,002 Commercial mortgage-backed securities - government issued — 6,663 — 6,663 Commercial mortgage-backed securities - government-sponsored enterprises — 11,967 — 11,967 Other securities — 2,235 — 2,235 Interest rate swaps — 18,346 — 18,346 Liabilities: Interest rate swaps — 20,885 — 20,885 For assets and liabilities measured at fair value on a recurring basis, there were no transfers between the levels during the three months ended March 31, 2020 or the year ended December 31, 2019 related to the above measurements. Assets and liabilities measured at fair value on a non-recurring basis, segregated by fair value hierarchy are summarized below: March 31, 2020 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Impaired loans $ — $ — $ 18,028 $ 18,028 Foreclosed properties — — 1,669 1,669 Loan servicing rights — — 1,154 1,154 December 31, 2019 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Impaired loans $ — $ — $ 15,699 $ 15,699 Foreclosed properties — — 2,919 2,919 Loan servicing rights — — 1,195 1,195 Impaired loans were written down to the fair value of their underlying collateral less costs to sell of $18.0 million and $15.7 million at March 31, 2020 and December 31, 2019 , respectively, through the establishment of specific reserves or by recording charge-offs when the carrying value exceeded the fair value of the underlying collateral of impaired loans. Valuation techniques consistent with the market approach, income approach, or cost approach were used to measure fair value. These techniques included observable inputs for the individual impaired loans being evaluated, such as current appraisals, recent sales of similar assets, or other observable market data, and unobservable inputs, typically when discounts are applied to appraisal values to adjust such values to current market conditions or to reflect net realizable values. The quantification of unobservable inputs for Level 3 impaired loan values range from 5% - 91% as of the measurement date of March 31, 2020 . The weighted average of those unobservable inputs was 26% . The majority of the impaired loans are considered collateral dependent loans or are supported by a SBA guaranty. Foreclosed properties, upon initial recognition, are remeasured and reported at fair value through a charge-off to the allowance for loan and lease losses, if deemed necessary, based upon the fair value of the foreclosed property. The fair value of a foreclosed property, upon initial recognition, is estimated using a market approach or based on observable market data, typically a current appraisal, or based upon assumptions specific to the individual property or equipment, such as management applied discounts used to further reduce values to a net realizable value when observable inputs become stale. Loan servicing rights represent the asset retained upon sale of the guaranteed portion of certain SBA loans. When SBA loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. The servicing rights are subsequently measured using the amortization method, which requires amortization into interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. The Corporation periodically reviews this portfolio for impairment and engages a third-party valuation firm to assess the fair value of the overall servicing rights portfolio. Loan servicing rights do not trade in an active, open market with readily observable prices. While sales of loan servicing rights do occur, the precise terms and conditions typically are not readily available to allow for a “quoted price for similar assets” comparison. Accordingly, the Corporation utilizes an independent valuation from a third party which uses a discounted cash flow model to estimate the fair value of its loan servicing rights. The valuation model incorporates prepayment assumptions to project loan servicing rights cash flows based on the current interest rate scenario, which is then discounted to estimate an expected fair value of the loan servicing rights. The valuation model considers portfolio characteristics of the underlying serviced portion of the SBA loans and uses the following significant unobservable inputs: (1) constant prepayment rate (“CPR”) assumptions based on the SBA sold pools historical CPR as quoted in Bloomberg and (2) a discount rate. Due to the nature of the valuation inputs, loan servicing rights are classified in Level 3 of the fair value hierarchy. Fair Value of Financial Instruments The Corporation is required to disclose estimated fair values for its financial instruments. Fair value estimates, methods, and assumptions, consistent with exit price concepts for fair value measurements, are set forth below: March 31, 2020 Carrying Amount Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 94,986 $ 94,986 $ 89,086 $ 5,900 $ — Securities available-for-sale 175,564 175,564 — 175,564 — Securities held-to-maturity 30,774 31,612 — 31,612 — Loans held for sale 6,331 6,901 — 6,901 — Loans and lease receivables, net 1,720,651 1,732,650 — — 1,732,650 Federal Home Loan Bank stock 9,733 N/A N/A N/A N/A Accrued interest receivable 5,298 5,298 5,298 — — Interest rate swaps 53,096 53,096 — 53,096 — Financial liabilities: Deposits 1,500,126 1,501,956 1,254,605 247,351 — Federal Home Loan Bank advances and other borrowings 412,892 415,486 — 415,486 — Junior subordinated notes 10,051 9,974 — — 9,974 Accrued interest payable 1,954 1,954 1,954 — — Interest rate swaps 59,260 59,260 — 59,260 — Off-balance sheet items: Standby letters of credit 51 51 — — 51 N/A = The fair value is not applicable due to restrictions placed on transferability December 31, 2019 Carrying Amount Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 67,102 $ 67,102 $ 61,202 $ 5,900 $ — Securities available-for-sale 173,133 173,133 — 173,133 — Securities held-to-maturity 32,700 33,188 — 33,188 — Loans held for sale 5,205 5,673 — 5,673 — Loans and lease receivables, net 1,695,115 1,706,201 — — 1,706,201 Federal Home Loan Bank stock 7,953 N/A N/A N/A N/A Accrued interest receivable 5,760 5,760 5,760 — — Interest rate swaps 18,346 18,346 — 18,346 — Financial liabilities: Deposits 1,530,379 1,532,517 1,241,891 290,626 — Federal Home Loan Bank advances and other borrowings 319,382 319,507 — 319,507 — Junior subordinated notes 10,047 9,970 — — 9,970 Accrued interest payable 2,882 2,282 2,282 — — Interest rate swaps 20,885 20,885 — 20,885 — Off-balance sheet items: Standby letters of credit 63 63 — — 63 N/A = The fair value is not applicable due to restrictions placed on transferability Disclosure of fair value information about financial instruments, for which it is practicable to estimate that value, is required whether or not recognized in the unaudited Consolidated Balance Sheets. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Certain financial instruments and all non-financial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not necessarily represent the underlying value of the Corporation. Securities: The fair value measurements of investment securities are determined by a third-party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trade execution data, market consensus prepayment speeds, credit information, and the securities’ terms and conditions, among other things. The fair value measurements are subject to independent verification by another pricing source on a quarterly basis to review for reasonableness. Any significant differences in pricing are reviewed with appropriate members of management who have the relevant technical expertise to assess the results. The Corporation has determined that these valuations are classified in Level 2 of the fair value hierarchy. When the independent pricing service does not provide a fair value measurement for a particular security, the Corporation will estimate the fair value based on specific information about each security. Fair values derived in this manner are classified in Level 3 of the fair value hierarchy. Loans Held for Sale: Loans held for sale, which consist of the guaranteed portions of SBA loans, are carried at the lower of cost or estimated fair value. The estimated fair value is based on what secondary markets are currently offering for portfolios with similar characteristics. Interest Rate Swaps: The carrying amount and fair value of existing derivative financial instruments are based upon independent valuation models, which use widely accepted valuation techniques, including discounted cash flow analysis on the expected cash flows of each derivative contract. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves and implied volatilities. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Corporation considers the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. Limitations: Fair value estimates are made at a discrete point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Corporation’s entire holding of a particular financial instrument. Because no market exists for a significant portion of the Corporation’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and are not considered in the estimates.

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments The Corporation offers interest rate swap products directly to qualified commercial borrowers. The Corporation economically hedges client derivative transactions by entering into offsetting interest rate swap contracts executed with a third party. Derivative transactions executed as part of this program are not considered hedging instruments and are marked-to-market through earnings each period. The derivative contracts have mirror-image terms, which results in the positions’ changes in fair value offsetting through earnings each period. The credit risk and risk of non-performance embedded in the fair value calculations is different between the dealer counterparties and the commercial borrowers which may result in a difference in the changes in the fair value of the mirror-image swaps. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own non-performance risk and the counterparty’s risk in the fair value measurements. When evaluating the fair value of its derivative contracts for the effects of non-performance and credit risk, the Corporation considered the impact of netting and any applicable credit enhancements such as collateral postings, thresholds, and guarantees. At March 31, 2020 , the aggregate amortizing notional value of interest rate swaps with various commercial borrowers was $397.7 million . The Corporation receives fixed rates and pays floating rates based upon LIBOR on the swaps with commercial borrowers. These interest rate swaps mature between March 2021 and October 2036 . Commercial borrower swaps are completed independently with each borrower and are not subject to master netting arrangements. These commercial borrower swaps were reported on the unaudited Consolidated Balance Sheet as a derivative asset of $53.1 million , included in accrued interest receivable and other assets. As of March 31, 2020 , no interest rate swaps were in default. At March 31, 2020 , the aggregate amortizing notional value of interest rate swaps with dealer counterparties was also $397.7 million . The Corporation pays fixed rates and receives floating rates based upon LIBOR on the swaps with dealer counterparties. These interest rate swaps mature in March 2021 through October 2036 . Dealer counterparty swaps are subject to master netting agreements among the contracts within our Bank and are reported on the unaudited Consolidated Balance Sheet as a net derivative liability of $53.1 million , included in accrued interest payable and other liabilities. The gross amount of dealer counterparty swaps, without regard to the enforceable master netting agreement, was a gross derivative liability of $53.1 million and no gross derivative asset. No right of offset existed with dealer counterparty swaps as of March 31, 2020 . All changes in the fair value of these instruments are recorded in other non-interest income. Given the mirror-image terms of the outstanding derivative portfolio, the change in fair value for the three months ended March 31, 2020 and 2019 had an insignificant impact on the unaudited Consolidated Statements of Income. The Corporation also enters into interest rate swaps to manage interest rate risk and reduce the cost of match-funding certain long-term fixed rate loans. These derivative contracts involve the receipt of floating rate interest from a counterparty in exchange for the Corporation making fixed-rate payments over the life of the agreement, without the exchange of the underlying notional value. The instruments are designated as cash flow hedges as the receipt of floating rate interest from the counterparty is used to manage interest rate risk associated with forecasted issuances of short-term FHLB advances. The change in the fair value of these hedging instruments is recorded in accumulated other comprehensive income and is subsequently reclassified into earnings in the period that the hedged transactions affects earnings. As of March 31, 2020 , the aggregate notional value of interest rate swaps designated as cash flow hedges was $84.0 million . These interest rate swaps mature between December 2021 and December 2027 . A pre-tax unrealized loss of $ 3.6 million was recognized in other comprehensive income for the three months ended March 31, 2020 , and there was no ineffective portion of these hedges. Information about the balance sheet location and fair value of the Corporation’s derivative instruments below: Interest Rate Swap Contracts Asset Derivatives Liability Derivatives Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In Thousands) Derivatives not designated as hedging instruments March 31, 2020 Accrued interest receivable and other assets $ 53,096 Accrued interest payable and other liabilities $ 53,096 December 31, 2019 Accrued interest receivable and other assets $ 18,346 Accrued interest payable and other liabilities $ 18,346 Derivatives designated as hedging instruments March 31, 2020 Accumulated other comprehensive income (1) $ 6,164 Accrued interest payable and other liabilities $ 6,164 December 31, 2019 Accumulated other comprehensive income (1) $ 2,539 Accrued interest payable and other liabilities $ 2,539 (1) The fair value of derivatives designated as hedging instruments included in accumulated other comprehensive income represent pre-tax amounts, which are reported net of tax on the unaudited Consolidated Balance Sheets.

Regulatory Capital

Regulatory Capital	3 Months Ended
	Mar. 31, 2020
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Regulatory Capital	Regulatory Capital The Corporation and the Bank are subject to various regulatory capital requirements administered by Federal and Wisconsin banking agencies. Failure to meet minimum capital requirements can result in certain mandatory, and possibly additional discretionary actions on the part of regulators, that if undertaken, could have a direct material effect on the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory practices. The Corporation’s and the Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Corporation regularly reviews and updates, when appropriate, its Capital and Liquidity Action Plan, which is designed to help ensure appropriate capital adequacy, to plan for future capital needs, and to ensure that the Corporation serves as a source of financial strength to the Bank. The Corporation’s and the Bank’s Boards of Directors and management teams adhere to the appropriate regulatory guidelines on decisions which affect their respective capital positions, including but not limited to, decisions relating to the payment of dividends and increasing indebtedness. As a bank holding company, the Corporation’s ability to pay dividends is affected by the policies and enforcement powers of the Board of Governors of the Federal Reserve system (the “Federal Reserve”). Federal Reserve guidance urges financial institutions to strongly consider eliminating, deferring, or significantly reducing dividends if: (i) net income available to common stockholders for the past four quarters, net of dividends previously paid during that period, is not sufficient to fully fund the dividend; (ii) the prospective rate of earnings retention is not consistent with the bank holding company’s capital needs and overall current and prospective financial condition; or (iii) the bank holding company will not meet, or is in danger of not meeting, its minimum regulatory capital ratios. Management intends, when appropriate under regulatory guidelines, to consult with the Federal Reserve Bank of Chicago and provide it with information on the Corporation’s then-current and prospective earnings and capital position in advance of declaring any cash dividends. As a Wisconsin corporation, the Corporation is subject to the limitations of the Wisconsin Business Corporation Law, which prohibit the Corporation from paying dividends if such payment would: (i) render the Corporation unable to pay its debts as they become due in the usual course of business, or (ii) result in the Corporation’s assets being less than the sum of its total liabilities plus the amount needed to satisfy the preferential rights upon dissolution of any stockholders with preferential rights superior to those stockholders receiving the dividend. The Bank is also subject to certain legal, regulatory, and other restrictions on their ability to pay dividends to the Corporation. As a bank holding company, the payment of dividends by the Bank to the Corporation is one of the sources of funds the Corporation could use to pay dividends, if any, in the future and to make other payments. Future dividend decisions by the Bank and the Corporation will continue to be subject to compliance with various legal, regulatory, and other restrictions as defined from time to time. Qualitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum amounts and ratios of Total Common Equity Tier 1 and Tier 1 capital to risk-weighted assets and of Tier 1 capital to adjusted total assets. These risk-based capital requirements presently address credit risk related to both recorded and off-balance sheet commitments and obligations. As of March 31, 2020 , the Corporation’s capital levels exceeded the regulatory minimums and the Bank’s capital levels remained characterized as well capitalized under the regulatory framework. The following tables summarize both the Corporation’s and the Bank’s capital ratios and the ratios required by their federal regulators: As of March 31, 2020 Actual Minimum Required for Capital Adequacy Purposes For Capital Adequacy Purposes Plus Capital Conservation Buffer Minimum Required to Be Well Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital (to risk-weighted assets) Consolidated $ 242,869 11.74 % $ 165,436 8.00 % $ 217,135 10.50 % N/A N/A First Business Bank 234,506 11.41 164,397 8.00 215,771 10.50 205,496 10.00 % Tier 1 capital (to risk-weighted assets) Consolidated $ 195,318 9.45 % $ 124,077 6.00 % $ 175,776 8.50 % N/A N/A First Business Bank 210,672 10.25 123,298 6.00 174,672 8.50 164,397 8.00 Common equity tier 1 capital (to risk-weighted assets) Consolidated $ 185,267 8.96 % $ 93,058 4.50 % $ 144,756 7.00 % N/A N/A First Business Bank 210,672 10.25 92,473 4.50 143,847 7.00 133,572 6.50 Tier 1 leverage capital (to adjusted assets) Consolidated $ 195,318 9.33 % $ 83,754 4.00 % $ 83,754 4.00 % N/A N/A First Business Bank 210,672 10.09 83,525 4.00 83,525 4.00 104,406 5.00 As of December 31, 2019 Actual Minimum Required for Capital Adequacy Purposes For Capital Adequacy Purposes Plus Capital Conservation Buffer Minimum Required to Be Well Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital (to risk-weighted assets) Consolidated $ 239,029 12.01 % $ 159,185 8.00 % $ 208,930 10.50 % N/A N/A First Business Bank 233,181 11.79 158,177 8.00 207,607 10.50 197,721 10.00 % Tier 1 capital (to risk-weighted assets) Consolidated $ 194,456 9.77 % $ 119,388 6.00 % $ 169,134 8.50 % N/A N/A First Business Bank 212,315 10.74 118,633 6.00 168,063 8.50 158,177 8.00 Common equity tier 1 capital (to risk-weighted assets) Consolidated $ 184,409 9.27 % $ 89,541 4.50 % $ 139,286 7.00 % N/A N/A First Business Bank 212,315 10.74 88,974 4.50 138,405 7.00 128,519 6.50 Tier 1 leverage capital (to adjusted assets) Consolidated $ 194,456 9.27 % $ 83,950 4.00 % $ 83,950 4.00 % N/A N/A First Business Bank 212,315 10.18 83,414 4.00 83,414 4.00 104,268 5.00

Nature of Operations and Summ_2

Nature of Operations and Summary of Significant Accounting Policies Nature of Operations and Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited Consolidated Financial Statements were prepared in accordance with GAAP and the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with the Corporation’s Consolidated Financial Statements and footnotes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2019 .
Principles of Consolidation	The unaudited Consolidated Financial Statements include the accounts of the Corporation and its wholly-owned subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. In accordance with the provisions of Accounting Standards Codification (“ASC”) Topic 810, the Corporation’s ownership interest in FBFS Statutory Trust II (“Trust II”) has not been consolidated into the financial statements.
Use of Estimates	Management of the Corporation is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements as well as reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that could significantly change in the near-term include the value of securities and interest rate swaps, level of the allowance for loan and lease losses, lease residuals, property under operating leases, goodwill, level of the Small Business Administration (“SBA”) recourse reserve, and income taxes.
Reclassification	Certain amounts in prior periods may have been reclassified to conform to the current presentation.
Subsequent Events	Subsequent events have been evaluated through the date of the issuance of the unaudited Consolidated Financial Statements. No significant subsequent events have occurred through this date requiring adjustment to the financial statements or disclosures.
Recent Accounting Pronouncements	Adoption of New Accounting Standards In January 2017, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2017-04, “ Intangibles - Goodwill and Other (Topic 350). ” The ASU amended existing guidance to simplify the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. The amendments require an entity to perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value, not to exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. The amendments also eliminate the requirement for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. The Corporation adopted the accounting standard during the first quarter of 2020. The adoption of the standard did not have a material impact on the Corporation’s results of operations, financial position, and liquidity. In August 2018, the FASB issued ASU No. 2018-15, “Intangibles-Goodwill and Other Internal-Use Software (Subtopic 350-40).” The ASU aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). Implementation costs incurred in the application development stage are capitalized depending on the nature of the costs, while costs incurred during the preliminary project and post implementation stages are expensed as the activities are performed. The amendment also requires entities to expense the capitalized implementation costs of a hosting arrangement that is a service contract over the term of the hosting arrangement and in the same income statement line item as the fees associated with the hosting element. The Corporation adopted the accounting standard during the first quarter of 2020. The adoption of the standard did not have a material impact on the Corporation’s results of operations, financial position, and liquidity. Recent Accounting Pronouncements In June 2016, the FASB issued ASU No. 2016-13, “ Financial Instruments- Credit Losses (Topic 326), ” which is often referred to as CECL. The ASU replaces the incurred loss impairment methodology for recognizing credit losses with a methodology that reflects all expected credit losses. The ASU also requires consideration of a broader range of information to inform credit loss estimates, including such factors as past events, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The amendments affect loans, debt securities, trade receivables, net investments in leases, off-balance sheet credit exposures, and any other financial asset not excluded from the scope under which the Corporation has the contractual right to receive cash. Entities will apply the amendments in the ASU through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. In November 2019, the FASB issued ASU No. 2019-10, “ Financial Instruments-Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842). ” The ASU delays the effective date for the credit losses standard from January 2020 to January 2023 for certain entities, including certain Securities and Exchange Commission filers, public business entities, and private companies. As a smaller reporting company, the Corporation is eligible for the delay and will be deferring adoption. The Corporation has established a cross-functional committee and has implemented a third-party software solution to assist with the adoption of the standard. Management has gathered all necessary data and reviewed potential methods to calculate the expected credit losses. Management is currently calculating sample expected loss computations and developing the allowance methodology and assumptions that will be used under the new standard. Management will continue to progress on its implementation project plan and improve the Corporation’s approach throughout the deferral period. In March 2020, the FASB issued ASU No. 2020-04, “ Reference Rate Reform (Topic 848) .” The ASU provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform if certain criteria are met. The amendment only applies to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform. The ASU is effective as of March 12, 2020 through December 31, 2022. The Corporation is in the process of evaluating the impact of this standard but does not expect this standard to have a material impact on its results of operations, financial position, and liquidity.

Earnings Per Common Share (Poli

Earnings Per Common Share (Policies)	3 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Earnings Per Share	Earnings per common share are computed using the two-class method. Basic earnings per common share are computed by dividing net income allocated to common shares by the weighted-average number of shares outstanding during the applicable period, excluding outstanding participating securities. Participating securities include unvested restricted shares. Unvested restricted shares are considered participating securities because holders of these securities receive non-forfeitable dividends, or dividend equivalents, at the same rate as holders of the Corporation’s common stock. Diluted earnings per share are computed by dividing net income allocated to common shares adjusted for reallocation of undistributed earnings of unvested restricted shares by the weighted average number of shares determined for the basic earnings per common share computation plus the dilutive effect of common stock equivalents using the treasury stock method.

Share-Based Compensation (Polic

Share-Based Compensation (Policies)	3 Months Ended
	Mar. 31, 2020
Share-based Payment Arrangement [Abstract]
Share-based Compensation, Option and Incentive Plans	The Corporation adopted the 2019 Equity Incentive Plan (the “Plan”) during the quarter ended June 30, 2019. The Plan is administered by the Compensation Committee of the Board of Directors of the Corporation and provides for the grant of equity ownership opportunities through incentive stock options and nonqualified stock options, restricted stock, restricted stock units, dividend equivalent units, and any other type of award permitted by the Plan. As of March 31, 2020 , 153,381 shares were available for future grants under the Plan. Shares covered by awards that expire, terminate, or lapse will again be available for the grant of awards under the Plan. The Corporation may issue new shares and shares from its treasury stock for shares delivered under the Plan. Restricted Stock Under the Plan, the Corporation may grant restricted stock awards, restricted stock units, and other stock-based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, restricted stock award participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. Restricted stock units do not have voting rights and are provided dividend equivalents. The restricted stock granted under the Plan is typically subject to a vesting period. Compensation expense for restricted stock is recognized over the requisite service period of generally four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the unaudited Consolidated Statements of Income. The Corporation also issues a combination of performance based restricted stock units and restricted stock awards to its executive officers. Vesting of the performance based restricted stock units will be measured on Total Shareholder Return (“TSR”) and Return on Average Equity (“ROAE”) and will cliff-vest after a three-year measurement period based on the Corporation’s performance relative to a custom peer group. At the end of the performance period, the number of actual shares to be awarded varies between 0% and 200% of target amounts. The restricted stock awards issued to executive officers will vest ratably over a three-year period. Compensation expense is recognized for performance based restricted stock units over the requisite service and performance period of generally three years for the entire expected award on a straight-line basis. The compensation expense for the awards expected to vest for the percentage of performance based restricted stock units subject to the ROAE metric will be adjusted if there is a change in the expectation of ROAE. The compensation expense for the awards expected to vest for the percentage of performance based restricted stock units subject to the TSR metric are never adjusted, and are amortized utilizing the accounting fair value provided using a Monte Carlo pricing model.

Loan and Lease Receivables, I_2

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Policies)	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Loans and Leases Receivable, Allowance for Loan Losses	To determine the level and composition of the allowance for loan and lease losses, the Corporation categorizes the portfolio into segments with similar risk characteristics. First, the Corporation evaluates loans and leases for potential impairment classification. The Corporation analyzes each loan and lease determined to be impaired on an individual basis to determine a specific reserve based upon the estimated value of the underlying collateral for collateral-dependent loans, or alternatively, the present value of expected cash flows. The Corporation applies historical trends from established risk factors to each category of loans and leases that has not been individually evaluated for the purpose of establishing the general portion of the allowance.

Fair Value Disclosures (Policie

Fair Value Disclosures (Policies)	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	The Corporation determines the fair values of its financial instruments based on the fair value hierarchy established in ASC Topic 820, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is defined as the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date and is based on exit prices. Fair value includes assumptions about risk, such as nonperformance risk in liability fair values, and is a market-based measurement, not an entity-specific measurement. The standard describes three levels of inputs that may be used to measure fair value. Level 1 — Level 1 inputs are unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 — Level 2 inputs are inputs, other than quoted prices included with Level 1, that are observable for the asset or liability either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 — Level 3 inputs are supported by little or no market activity and are significant to the fair value of the assets or liabilities. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The Corporation’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability. Impaired loans were written down to the fair value of their underlying collateral less costs to sell of $18.0 million and $15.7 million at March 31, 2020 and December 31, 2019 , respectively, through the establishment of specific reserves or by recording charge-offs when the carrying value exceeded the fair value of the underlying collateral of impaired loans. Valuation techniques consistent with the market approach, income approach, or cost approach were used to measure fair value. These techniques included observable inputs for the individual impaired loans being evaluated, such as current appraisals, recent sales of similar assets, or other observable market data, and unobservable inputs, typically when discounts are applied to appraisal values to adjust such values to current market conditions or to reflect net realizable values. The quantification of unobservable inputs for Level 3 impaired loan values range from 5% - 91% as of the measurement date of March 31, 2020 . The weighted average of those unobservable inputs was 26% . The majority of the impaired loans are considered collateral dependent loans or are supported by a SBA guaranty. Foreclosed properties, upon initial recognition, are remeasured and reported at fair value through a charge-off to the allowance for loan and lease losses, if deemed necessary, based upon the fair value of the foreclosed property. The fair value of a foreclosed property, upon initial recognition, is estimated using a market approach or based on observable market data, typically a current appraisal, or based upon assumptions specific to the individual property or equipment, such as management applied discounts used to further reduce values to a net realizable value when observable inputs become stale. Loan servicing rights represent the asset retained upon sale of the guaranteed portion of certain SBA loans. When SBA loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. The servicing rights are subsequently measured using the amortization method, which requires amortization into interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. The Corporation periodically reviews this portfolio for impairment and engages a third-party valuation firm to assess the fair value of the overall servicing rights portfolio. Loan servicing rights do not trade in an active, open market with readily observable prices. While sales of loan servicing rights do occur, the precise terms and conditions typically are not readily available to allow for a “quoted price for similar assets” comparison. Accordingly, the Corporation utilizes an independent valuation from a third party which uses a discounted cash flow model to estimate the fair value of its loan servicing rights. The valuation model incorporates prepayment assumptions to project loan servicing rights cash flows based on the current interest rate scenario, which is then discounted to estimate an expected fair value of the loan servicing rights. The valuation model considers portfolio characteristics of the underlying serviced portion of the SBA loans and uses the following significant unobservable inputs: (1) constant prepayment rate (“CPR”) assumptions based on the SBA sold pools historical CPR as quoted in Bloomberg and (2) a discount rate. Due to the nature of the valuation inputs, loan servicing rights are classified in Level 3 of the fair value hierarchy.
Fair Value Measurement	Disclosure of fair value information about financial instruments, for which it is practicable to estimate that value, is required whether or not recognized in the unaudited Consolidated Balance Sheets. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Certain financial instruments and all non-financial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not necessarily represent the underlying value of the Corporation. Securities: The fair value measurements of investment securities are determined by a third-party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trade execution data, market consensus prepayment speeds, credit information, and the securities’ terms and conditions, among other things. The fair value measurements are subject to independent verification by another pricing source on a quarterly basis to review for reasonableness. Any significant differences in pricing are reviewed with appropriate members of management who have the relevant technical expertise to assess the results. The Corporation has determined that these valuations are classified in Level 2 of the fair value hierarchy. When the independent pricing service does not provide a fair value measurement for a particular security, the Corporation will estimate the fair value based on specific information about each security. Fair values derived in this manner are classified in Level 3 of the fair value hierarchy. Loans Held for Sale: Loans held for sale, which consist of the guaranteed portions of SBA loans, are carried at the lower of cost or estimated fair value. The estimated fair value is based on what secondary markets are currently offering for portfolios with similar characteristics. Interest Rate Swaps: The carrying amount and fair value of existing derivative financial instruments are based upon independent valuation models, which use widely accepted valuation techniques, including discounted cash flow analysis on the expected cash flows of each derivative contract. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves and implied volatilities. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Corporation considers the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. Limitations: Fair value estimates are made at a discrete point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Corporation’s entire holding of a particular financial instrument. Because no market exists for a significant portion of the Corporation’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and are not considered in the estimates.

Derivative Financial Instrume_2

Derivative Financial Instruments (Policies)	3 Months Ended
	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	The Corporation offers interest rate swap products directly to qualified commercial borrowers. The Corporation economically hedges client derivative transactions by entering into offsetting interest rate swap contracts executed with a third party. Derivative transactions executed as part of this program are not considered hedging instruments and are marked-to-market through earnings each period. The derivative contracts have mirror-image terms, which results in the positions’ changes in fair value offsetting through earnings each period. The credit risk and risk of non-performance embedded in the fair value calculations is different between the dealer counterparties and the commercial borrowers which may result in a difference in the changes in the fair value of the mirror-image swaps. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own non-performance risk and the counterparty’s risk in the fair value measurements. When evaluating the fair value of its derivative contracts for the effects of non-performance and credit risk, the Corporation considered the impact of netting and any applicable credit enhancements such as collateral postings, thresholds, and guarantees.

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	For the Three Months Ended March 31, 2020 2019 (Dollars in Thousands, Except Share Data) Basic earnings per common share Net income $ 3,278 $ 5,899 Less: earnings allocated to participating securities 78 108 Basic earnings allocated to common stockholders $ 3,200 $ 5,791 Weighted-average common shares outstanding, excluding participating securities 8,388,666 8,621,221 Basic earnings per common share $ 0.38 $ 0.67 Diluted earnings per common share Earnings allocated to common stockholders, diluted $ 3,200 $ 5,791 Weighted-average diluted common shares outstanding, excluding participating securities 8,388,666 8,621,221 Diluted earnings per common share $ 0.38 $ 0.67

Share-Based Compensation (Table

Share-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2020
Share-based Payment Arrangement [Abstract]
Restricted Stock Activity	Restricted stock activity for the year ended December 31, 2019 and the three months ended March 31, 2020 was as follows: Number of Restricted Shares/Units Weighted Average Grant-Date Fair Value Nonvested balance as of January 1, 2019 131,621 $ 21.02 Granted 95,265 23.64 Vested (48,207 ) 20.62 Forfeited (1,744 ) 23.67 Nonvested balance as of December 31, 2019 176,935 22.51 Granted (1) 68,845 27.26 Vested (14,239 ) 22.21 Forfeited (5,696 ) 22.22 Nonvested balance as of March 31, 2020 225,845 $ 23.98

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities	The amortized cost and fair value of securities available-for-sale and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: As of March 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Available-for-sale: U.S. government agency securities - government-sponsored enterprises $ 23,089 $ 143 $ (15 ) $ 23,217 Municipal securities 4,862 116 — 4,978 Residential mortgage-backed securities - government issued 13,267 667 — 13,934 Residential mortgage-backed securities - government-sponsored enterprises 108,507 3,633 — 112,140 Commercial mortgage-backed securities - government issued 6,411 85 (30 ) 6,466 Commercial mortgage-backed securities - government-sponsored enterprises 11,904 674 — 12,578 Other securities 2,205 46 — 2,251 $ 170,245 $ 5,364 $ (45 ) $ 175,564 As of December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Available-for-sale: U.S. government agency securities - government-sponsored enterprises $ 23,616 $ 152 $ (10 ) $ 23,758 Municipal securities 160 — — 160 Residential mortgage-backed securities - government issued 16,119 234 (5 ) 16,348 Residential mortgage-backed securities - government-sponsored enterprises 111,561 847 (406 ) 112,002 Commercial mortgage-backed securities - government issued 6,705 45 (87 ) 6,663 Commercial mortgage-backed securities - government-sponsored enterprises 11,953 23 (9 ) 11,967 Other securities 2,205 30 — 2,235 $ 172,319 $ 1,331 $ (517 ) $ 173,133
Schedule of Held-to-maturity Securities	The amortized cost and fair value of securities held-to-maturity and the corresponding amounts of gross unrealized gains and losses were as follows: As of March 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 18,800 $ 299 $ (36 ) $ 19,063 Residential mortgage-backed securities - government issued 5,336 151 — 5,487 Residential mortgage-backed securities - government-sponsored enterprises 4,624 151 — 4,775 Commercial mortgage-backed securities - government-sponsored enterprises 2,014 273 — 2,287 $ 30,774 $ 874 $ (36 ) $ 31,612 As of December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 19,727 $ 335 $ (8 ) $ 20,054 Residential mortgage-backed securities - government issued 5,776 19 (9 ) 5,786 Residential mortgage-backed securities - government-sponsored enterprises 5,183 51 (23 ) 5,211 Commercial mortgage-backed securities - government-sponsored enterprises 2,014 123 — 2,137 $ 32,700 $ 528 $ (40 ) $ 33,188
Investments Classified by Contractual Maturity	The amortized cost and fair value of securities by contractual maturity at March 31, 2020 are shown below. Actual maturities may differ from contractual maturities because issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In Thousands) Due in one year or less $ 1,160 $ 1,167 $ 1,465 $ 1,471 Due in one year through five years 7,264 7,459 12,613 12,750 Due in five through ten years 33,217 34,677 12,654 13,198 Due in over ten years 128,604 132,261 4,042 4,193 $ 170,245 $ 175,564 $ 30,774 $ 31,612
Schedule of Unrealized Loss on Investments	A summary of unrealized loss information for securities available-for-sale, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: As of March 31, 2020 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In Thousands) Available-for-sale: U.S. government agency securities - government-sponsored enterprises $ 4,318 $ 15 $ — $ — $ 4,318 $ 15 Commercial mortgage-backed securities - government issued — — 3,962 30 3,962 30 $ 4,318 $ 15 $ 3,962 $ 30 $ 8,280 $ 45 As of December 31, 2019 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In Thousands) Available-for-sale: U.S. government agency securities - government-sponsored enterprises $ 4,363 $ 10 $ — $ — $ 4,363 $ 10 Residential mortgage-backed securities - government issued 4,619 5 — — 4,619 5 Residential mortgage-backed securities - government-sponsored enterprises 36,972 253 11,304 153 48,276 406 Commercial mortgage-backed securities - government issued — — 4,727 87 4,727 87 Commercial mortgage-backed securities - government-sponsored enterprises 2,245 4 1,047 5 3,292 9 $ 48,199 $ 272 $ 17,078 $ 245 $ 65,277 $ 517 A summary of unrealized loss information for securities held-to-maturity, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: As of March 31, 2020 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In Thousands) Held-to-maturity: Municipal securities $ 470 $ 36 $ — $ — $ 470 $ 36 As of December 31, 2019 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In Thousands) Held-to-maturity: Municipal securities $ 499 $ 8 $ — $ — $ 499 $ 8 Residential mortgage-backed securities - government issued — — 1,887 9 1,887 9 Residential mortgage-backed securities - government-sponsored enterprises 1,364 5 2,144 18 3,508 23 $ 1,863 $ 13 $ 4,031 $ 27 $ 5,894 $ 40

Loan and Lease Receivables, I_3

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Tables)	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Loan Composition Schedule	Loan and lease receivables consist of the following: March 31, December 31, (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ 224,075 $ 226,614 Commercial real estate — non-owner occupied 511,363 516,652 Land development 48,045 51,097 Construction 131,060 109,057 Multi-family 211,594 217,322 1-4 family 34,220 33,359 Total commercial real estate 1,160,357 1,154,101 Commercial and industrial 519,900 503,402 Direct financing leases, net 26,833 28,203 Consumer and other: Home equity and second mortgages 6,513 7,006 Other 30,416 22,664 Total consumer and other 36,929 29,670 Total gross loans and leases receivable 1,744,019 1,715,376 Less: Allowance for loan and lease losses 22,748 19,520 Deferred loan fees 620 741 Loans and leases receivable, net $ 1,720,651 $ 1,695,115
Ownership of SBA Loans	The total amount of the Corporation’s ownership of SBA loans comprised of the following: March 31, December 31, (In Thousands) SBA 7(a) loans $ 41,642 $ 40,402 SBA 504 loans 22,275 20,592 SBA Express loans and lines of credit 1,759 1,781 Total SBA loans $ 65,676 $ 62,775
Financing Receivable by Credit Quality Indicators	The following tables illustrate ending balances of the Corporation’s loan and lease portfolio, including impaired loans by class of receivable, and considering certain credit quality indicators: March 31, 2020 Category I II III IV Total (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied $ 177,478 $ 19,051 $ 19,552 $ 7,994 $ 224,075 Commercial real estate — non-owner occupied 446,724 49,496 15,143 — 511,363 Land development 46,161 432 — 1,452 48,045 Construction 130,972 — 88 — 131,060 Multi-family 200,050 11,544 — — 211,594 1-4 family 30,178 1,828 1,604 610 34,220 Total commercial real estate 1,031,563 82,351 36,387 10,056 1,160,357 Commercial and industrial 400,587 30,770 70,704 17,839 519,900 Direct financing leases, net 19,752 463 6,618 — 26,833 Consumer and other: Home equity and second mortgages 5,822 605 86 — 6,513 Other 30,280 — — 136 30,416 Total consumer and other 36,102 605 86 136 36,929 Total gross loans and leases receivable $ 1,488,004 $ 114,189 $ 113,795 $ 28,031 $ 1,744,019 Category as a % of total portfolio 85.32 % 6.55 % 6.52 % 1.61 % 100.00 % December 31, 2019 Category I II III IV Total (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied $ 187,728 $ 18,455 $ 16,399 $ 4,032 $ 226,614 Commercial real estate — non-owner occupied 459,821 55,524 1,307 — 516,652 Land development 49,132 439 — 1,526 51,097 Construction 108,959 — 98 — 109,057 Multi-family 205,750 11,572 — — 217,322 1-4 family 29,284 1,843 1,759 473 33,359 Total commercial real estate 1,040,674 87,833 19,563 6,031 1,154,101 Commercial and industrial 398,445 34,478 55,904 14,575 503,402 Direct financing leases, net 21,282 579 6,342 — 28,203 Consumer and other: Home equity and second mortgages 6,307 610 89 — 7,006 Other 22,517 — — 147 22,664 Total consumer and other 28,824 610 89 147 29,670 Total gross loans and leases receivable $ 1,489,225 $ 123,500 $ 81,898 $ 20,753 $ 1,715,376 Category as a % of total portfolio 86.82 % 7.20 % 4.77 % 1.21 % 100.00 %
Past Due Financing Receivables	The delinquency aging of the loan and lease portfolio by class of receivable was as follows: March 31, 2020 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Accruing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 216,081 $ 216,081 Non-owner occupied — — — — 511,363 511,363 Land development — — — — 46,593 46,593 Construction — — — — 131,060 131,060 Multi-family — — — — 211,594 211,594 1-4 family — — — — 33,744 33,744 Commercial and industrial 2,970 221 — 3,191 498,870 502,061 Direct financing leases, net — — — — 26,833 26,833 Consumer and other: Home equity and second mortgages — — — — 6,513 6,513 Other — — — — 30,280 30,280 Total 2,970 221 — 3,191 1,712,931 1,716,122 Non-accruing loans and leases Commercial real estate: Owner occupied — — 3,892 3,892 4,102 7,994 Non-owner occupied — — — — — — Land development — — — — 1,452 1,452 Construction — — — — — — Multi-family — — — — — — 1-4 family — — 476 476 — 476 Commercial and industrial 1,841 — 9,416 11,257 6,582 17,839 Direct financing leases, net — — — — — — Consumer and other: Home equity and second mortgages — — — — — — Other — — 136 136 — 136 Total 1,841 — 13,920 15,761 12,136 27,897 Total loans and leases Commercial real estate: Owner occupied — — 3,892 3,892 220,183 224,075 Non-owner occupied — — — — 511,363 511,363 Land development — — — — 48,045 48,045 Construction — — — — 131,060 131,060 Multi-family — — — — 211,594 211,594 1-4 family — — 476 476 33,744 34,220 Commercial and industrial 4,811 221 9,416 14,448 505,452 519,900 Direct financing leases, net — — — — 26,833 26,833 Consumer and other: Home equity and second mortgages — — — — 6,513 6,513 Other — — 136 136 30,280 30,416 Total $ 4,811 $ 221 $ 13,920 $ 18,952 $ 1,725,067 $ 1,744,019 Percent of portfolio 0.28 % 0.01 % 0.80 % 1.09 % 98.91 % 100.00 % December 31, 2019 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Accruing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 222,582 $ 222,582 Non-owner occupied — — — — 516,652 516,652 Land development — 990 — 990 48,581 49,571 Construction 309 — — 309 108,748 109,057 Multi-family — — — — 217,322 217,322 1-4 family — — — — 33,026 33,026 Commercial and industrial 2,707 52 — 2,759 486,068 488,827 Direct financing leases, net — — — — 28,203 28,203 Consumer and other: Home equity and second mortgages — — — — 7,006 7,006 Other — — — — 22,517 22,517 Total 3,016 1,042 — 4,058 1,690,705 1,694,763 Non-accruing loans and leases Commercial real estate: Owner occupied — — 342 342 3,690 4,032 Non-owner occupied — — — — — — Land development — — — — 1,526 1,526 Construction — — — — — — Multi-family — — — — — — 1-4 family — 333 — 333 — 333 Commercial and industrial 4,368 2,717 3,123 10,208 4,367 14,575 Direct financing leases, net — — — — — — Consumer and other: Home equity and second mortgages — — — — — — Other — — 147 147 — 147 Total 4,368 3,050 3,612 11,030 9,583 20,613 Total loans and leases Commercial real estate: Owner occupied — — 342 342 226,272 226,614 Non-owner occupied — — — — 516,652 516,652 Land development — 990 — 990 50,107 51,097 Construction 309 — — 309 108,748 109,057 Multi-family — — — — 217,322 217,322 1-4 family — 333 — 333 33,026 33,359 Commercial and industrial 7,075 2,769 3,123 12,967 490,435 503,402 Direct financing leases, net — — — — 28,203 28,203 Consumer and other: Home equity and second mortgages — — — — 7,006 7,006 Other — — 147 147 22,517 22,664 Total $ 7,384 $ 4,092 $ 3,612 $ 15,088 $ 1,700,288 $ 1,715,376 Percent of portfolio 0.43 % 0.24 % 0.21 % 0.88 % 99.12 % 100.00 %
Schedule of Financing Receivables, Non Accrual Status	The Corporation’s total impaired assets consisted of the following: March 31, December 31, (In Thousands) Non-accrual loans and leases Commercial real estate: Commercial real estate — owner occupied $ 7,994 $ 4,032 Commercial real estate — non-owner occupied — — Land development 1,452 1,526 Construction — — Multi-family — — 1-4 family 476 333 Total non-accrual commercial real estate 9,922 5,891 Commercial and industrial 17,839 14,575 Direct financing leases, net — — Consumer and other: Home equity and second mortgages — — Other 136 147 Total non-accrual consumer and other loans 136 147 Total non-accrual loans and leases 27,897 20,613 Foreclosed properties, net 1,669 2,919 Total non-performing assets 29,566 23,532 Performing troubled debt restructurings 134 140 Total impaired assets $ 29,700 $ 23,672 March 31, December 31, Total non-accrual loans and leases to gross loans and leases 1.60 % 1.20 % Total non-performing assets to total gross loans and leases plus foreclosed properties, net 1.69 1.37 Total non-performing assets to total assets 1.35 1.12 Allowance for loan and lease losses to gross loans and leases 1.30 1.14 Allowance for loan and lease losses to non-accrual loans and leases 81.54 94.70
Troubled Debt Restructurings on Financing Receivables	The following table provides the number of loans modified in a troubled debt restructuring and the pre- and post-modification recorded investment by class of receivable: For the Three Months Ended March 31, 2020 2019 Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment (Dollars in Thousands) Commercial real estate: Commercial real estate — owner occupied 2 $ 299 $ 299 — $ — $ — Commercial and industrial 4 1,426 1,413 4 2,077 2,077 Total 6 $ 1,725 $ 1,712 4 $ 2,077 $ 2,077
Impaired Financing Receivables	The following represents additional information regarding the Corporation’s impaired loans and leases, including performing troubled debt restructurings, by class: As of and for the Three Months Ended March 31, 2020 Recorded (1) Unpaid Impairment Average (2) Foregone Interest Net (In Thousands) With no impairment reserve recorded: Commercial real estate: Owner occupied $ 4,320 $ 4,320 $ — $ 3,218 $ 28 $ — $ 28 Non-owner occupied — — — — — — — Land development 1,452 5,749 — 1,491 10 — 10 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 610 615 — 470 10 4 6 Commercial and industrial 6,488 8,261 — 13,313 181 5 176 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other 136 802 — 141 11 — 11 Total 13,006 19,747 — 18,633 240 9 231 With impairment reserve recorded: Commercial real estate: Owner occupied 3,674 5,034 1,206 1,124 101 — 101 Non-owner occupied — — — — — — — Land development — — — — — — — — — — Construction — — — — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 11,351 12,947 2,596 2,387 260 — 260 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other — — — — — — — Total 15,025 17,981 3,802 3,511 361 — 361 Total: Commercial real estate: Owner occupied 7,994 9,354 1,206 4,342 129 — 129 Non-owner occupied — — — — — — — Land development 1,452 5,749 — 1,491 10 — 10 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 610 615 — 470 10 4 6 Commercial and industrial 17,839 21,208 2,596 15,700 441 5 436 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other 136 802 — 141 11 — 11 Grand total $ 28,031 $ 37,728 $ 3,802 $ 22,144 $ 601 $ 9 $ 592 (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. As of and for the Year Ended December 31, 2019 Recorded Investment (1) Unpaid Principal Balance Impairment Reserve Average Recorded Investment (2) Foregone Interest Income Interest Income Recognized Net Foregone Interest Income (In Thousands) With no impairment reserve recorded: Commercial real estate: Owner occupied $ 387 $ 387 $ — $ 3,285 $ 64 $ 355 $ (291 ) Non-owner occupied — — — 58 1 — 1 Land development 1,526 5,823 — 1,843 52 6 46 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 473 478 — 356 19 46 (27 ) Commercial and industrial 4,779 6,549 — 14,479 1,073 379 694 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — 7 (7 ) Other 147 813 — 191 48 — 48 Total 7,312 14,050 — 20,212 1,257 793 464 With impairment reserve recorded: Commercial real estate: Owner occupied 3,645 5,004 1,082 1,511 414 — 414 Non-owner occupied — — — — — — — Land development — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 9,796 11,179 2,283 2,367 1,022 — 1,022 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — — — Other — — — — — — — Total 13,441 16,183 3,365 3,878 1,436 — 1,436 Total: Commercial real estate: Owner occupied 4,032 5,391 1,082 4,796 478 355 123 Non-owner occupied — — — 58 1 — 1 Land development 1,526 5,823 — 1,843 52 6 46 Construction — — — — — — — Multi-family — — — — — — — 1-4 family 473 478 — 356 19 46 (27 ) Commercial and industrial 14,575 17,728 2,283 16,846 2,095 379 1,716 Direct financing leases, net — — — — — — — Consumer and other: Home equity and second mortgages — — — — — 7 (7 ) Other 147 813 — 191 48 — 48 Grand total $ 20,753 $ 30,233 $ 3,365 $ 24,090 $ 2,693 $ 793 $ 1,900 (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances.
Allowance for Loan and Lease Losses by Portfolio Segment	A summary of the activity in the allowance for loan and lease losses by portfolio segment is as follows: As of and for the Three Months Ended March 31, 2020 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Beginning balance $ 10,852 $ 8,078 $ 590 $ 19,520 Charge-offs — (125 ) (6 ) (131 ) Recoveries 1 176 — 177 Net recoveries (charge-offs) 1 51 (6 ) 46 Provision for loan and lease losses 1,744 1,193 245 3,182 Ending balance $ 12,597 $ 9,322 $ 829 $ 22,748 As of and for the Three Months Ended March 31, 2019 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Beginning balance $ 11,662 $ 8,079 $ 684 $ 20,425 Charge-offs — (48 ) — (48 ) Recoveries 1 19 3 23 Net recoveries (charge-offs) 1 (29 ) 3 (25 ) Provision for loan and lease losses (458 ) 435 72 49 Ending balance $ 11,205 $ 8,485 $ 759 $ 20,449
Allowance for Loan and Lease Losses and Balances by Type of Allowance Methodology	The following tables provide information regarding the allowance for loan and lease losses and balances by type of allowance methodology. As of March 31, 2020 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Allowance for loan and lease losses: Collectively evaluated for impairment $ 11,391 $ 6,726 $ 829 $ 18,946 Individually evaluated for impairment 1,206 2,596 — 3,802 Total $ 12,597 $ 9,322 $ 829 $ 22,748 Loans and lease receivables: Collectively evaluated for impairment $ 1,150,301 $ 528,894 $ 36,793 $ 1,715,988 Individually evaluated for impairment 10,056 17,839 136 28,031 Total $ 1,160,357 $ 546,733 $ 36,929 $ 1,744,019 As of December 31, 2019 Commercial Real Estate Commercial and Industrial Consumer and Other Total (In Thousands) Allowance for loan and lease losses: Collectively evaluated for impairment $ 9,770 $ 5,795 $ 590 $ 16,155 Individually evaluated for impairment 1,082 2,283 — 3,365 Total $ 10,852 $ 8,078 $ 590 $ 19,520 Loans and lease receivables: Collectively evaluated for impairment $ 1,148,070 $ 517,030 $ 29,523 $ 1,694,623 Individually evaluated for impairment 6,031 14,575 147 20,753 Total $ 1,154,101 $ 531,605 $ 29,670 $ 1,715,376

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2020
Leases [Abstract]
Lease expense	The components of total lease expense were as follows: For the Three Months Ended March 31, 2020 2019 (In Thousands) Operating lease cost $ 372 $ 391 Short-term lease cost 74 71 Variable lease cost 127 133 Less: sublease income (28 ) — Total lease cost, net $ 545 $ 595
Operating Lease Quantitative Information	Quantitative information regarding the Corporation’s operating leases was as follows: March 31, 2020 December 31, 2019 Weighted-average remaining lease term (in years) 6.39 6.56 Weighted-average discount rate 3.09 % 3.09 %
Operating Lease Maturity Analysis	The following maturity analysis shows the undiscounted cash flows due on the Corporation’s operating leases liabilities: (In Thousands) 2020 $ 1,155 2021 1,382 2022 1,373 2023 1,015 2024 756 Thereafter 2,307 Total undiscounted cash flows 7,988 Discount on cash flows (777 ) Total lease liability $ 7,211

Other Assets (Tables)

Other Assets (Tables)	3 Months Ended
	Mar. 31, 2020
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Schedule of Other Assets	A summary of accrued interest receivable and other assets was as follows: March 31, 2020 December 31, 2019 (In Thousands) Accrued interest receivable $ 5,298 $ 5,760 Net deferred tax asset 5,156 5,353 Investment in historic development entities 2,445 2,216 Investment in a community development entity 5,444 5,571 Investment in limited partnerships 4,938 4,476 Investment in Trust II 315 315 Fair value of interest rate swaps 53,096 18,346 Prepaid expenses 2,674 2,285 Other assets 5,355 4,184 Total accrued interest receivable and other assets $ 84,721 $ 48,506

Deposits (Tables)

Deposits (Tables)	3 Months Ended
	Mar. 31, 2020
Deposits [Abstract]
Deposits	The composition of deposits is shown below. Average balances represent year to date averages. March 31, 2020 December 31, 2019 Balance Average Balance Average Rate Balance Average Balance Average Rate (Dollars in Thousands) Non-interest-bearing transaction accounts $ 301,657 $ 291,178 — % $ 293,573 $ 275,495 — % Interest-bearing transaction accounts 343,064 271,531 0.95 273,909 222,244 1.53 Money market accounts 609,883 669,482 1.12 674,409 617,341 1.71 Certificates of deposit 128,695 134,000 2.24 137,012 156,048 2.47 Wholesale deposits 116,827 132,468 2.57 151,476 225,302 2.27 Total deposits $ 1,500,126 $ 1,498,659 1.10 $ 1,530,379 $ 1,496,430 1.53

FHLB Advances, Other Borrowin_2

FHLB Advances, Other Borrowings and Junior Subordinated Notes Payable (Tables)	3 Months Ended
	Mar. 31, 2020
Debt Disclosure [Abstract]
Schedule of Debt	The composition of borrowed funds is shown below. Average balances represent year to date averages. March 31, 2020 December 31, 2019 Balance Weighted Average Balance Weighted Average Rate Balance Weighted Average Balance Weighted Average Rate (Dollars in Thousands) Federal funds purchased $ — $ — — % $ — $ 59 2.45 % FHLB advances 388,500 325,929 1.91 295,000 286,464 2.17 Other borrowings 675 675 8.09 675 675 8.11 Subordinated notes payable (1) 23,717 23,710 5.95 23,707 24,502 7.45 Junior subordinated notes 10,051 10,048 11.04 10,047 10,040 11.08 $ 422,943 $ 360,362 2.45 $ 329,429 $ 321,740 2.87 Short-term borrowings $ 162,000 $ 118,500 Long-term borrowings 260,943 210,929 $ 422,943 $ 329,429

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Summary of SBA Recourse Reserve	The summary of the activity in the SBA recourse reserve is as follows: As of and for the Three Months Ended March 31, 2020 2019 (In Thousands) Balance at the beginning of the period $ 1,345 $ 2,956 SBA recourse provision 25 481 Charge-offs, net (284 ) (161 ) Balance at the end of the period $ 1,086 $ 3,276

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value Measurements, Recurring Basis	Assets and liabilities measured at fair value on a recurring basis, segregated by fair value hierarchy level, are summarized below: March 31, 2020 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. government agency securities - government-sponsored enterprises $ — $ 23,217 $ — $ 23,217 Municipal securities — 4,978 — 4,978 Residential mortgage-backed securities - government issued — 13,934 — 13,934 Residential mortgage-backed securities - government-sponsored enterprises — 112,140 — 112,140 Commercial mortgage-backed securities - government issued — 6,466 — 6,466 Commercial mortgage-backed securities - government-sponsored enterprises — 12,578 — 12,578 Other securities — 2,251 — 2,251 Interest rate swaps — 53,096 — 53,096 Liabilities: Interest rate swaps — 59,260 — 59,260 December 31, 2019 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. government agency securities - government-sponsored enterprises $ — $ 23,758 $ — $ 23,758 Municipal securities — 160 — 160 Residential mortgage-backed securities - government issued — 16,348 — 16,348 Residential mortgage-backed securities - government-sponsored enterprises — 112,002 — 112,002 Commercial mortgage-backed securities - government issued — 6,663 — 6,663 Commercial mortgage-backed securities - government-sponsored enterprises — 11,967 — 11,967 Other securities — 2,235 — 2,235 Interest rate swaps — 18,346 — 18,346 Liabilities: Interest rate swaps — 20,885 — 20,885
Fair Value Measurements, Nonrecurring Basis	Assets and liabilities measured at fair value on a non-recurring basis, segregated by fair value hierarchy are summarized below: March 31, 2020 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Impaired loans $ — $ — $ 18,028 $ 18,028 Foreclosed properties — — 1,669 1,669 Loan servicing rights — — 1,154 1,154 December 31, 2019 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Impaired loans $ — $ — $ 15,699 $ 15,699 Foreclosed properties — — 2,919 2,919 Loan servicing rights — — 1,195 1,195
Fair Value, by Balance Sheet Grouping	Fair value estimates, methods, and assumptions, consistent with exit price concepts for fair value measurements, are set forth below: March 31, 2020 Carrying Amount Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 94,986 $ 94,986 $ 89,086 $ 5,900 $ — Securities available-for-sale 175,564 175,564 — 175,564 — Securities held-to-maturity 30,774 31,612 — 31,612 — Loans held for sale 6,331 6,901 — 6,901 — Loans and lease receivables, net 1,720,651 1,732,650 — — 1,732,650 Federal Home Loan Bank stock 9,733 N/A N/A N/A N/A Accrued interest receivable 5,298 5,298 5,298 — — Interest rate swaps 53,096 53,096 — 53,096 — Financial liabilities: Deposits 1,500,126 1,501,956 1,254,605 247,351 — Federal Home Loan Bank advances and other borrowings 412,892 415,486 — 415,486 — Junior subordinated notes 10,051 9,974 — — 9,974 Accrued interest payable 1,954 1,954 1,954 — — Interest rate swaps 59,260 59,260 — 59,260 — Off-balance sheet items: Standby letters of credit 51 51 — — 51 N/A = The fair value is not applicable due to restrictions placed on transferability December 31, 2019 Carrying Amount Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 67,102 $ 67,102 $ 61,202 $ 5,900 $ — Securities available-for-sale 173,133 173,133 — 173,133 — Securities held-to-maturity 32,700 33,188 — 33,188 — Loans held for sale 5,205 5,673 — 5,673 — Loans and lease receivables, net 1,695,115 1,706,201 — — 1,706,201 Federal Home Loan Bank stock 7,953 N/A N/A N/A N/A Accrued interest receivable 5,760 5,760 5,760 — — Interest rate swaps 18,346 18,346 — 18,346 — Financial liabilities: Deposits 1,530,379 1,532,517 1,241,891 290,626 — Federal Home Loan Bank advances and other borrowings 319,382 319,507 — 319,507 — Junior subordinated notes 10,047 9,970 — — 9,970 Accrued interest payable 2,882 2,282 2,282 — — Interest rate swaps 20,885 20,885 — 20,885 — Off-balance sheet items: Standby letters of credit 63 63 — — 63

Derivative Financial Instrume_3

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	Information about the balance sheet location and fair value of the Corporation’s derivative instruments below: Interest Rate Swap Contracts Asset Derivatives Liability Derivatives Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In Thousands) Derivatives not designated as hedging instruments March 31, 2020 Accrued interest receivable and other assets $ 53,096 Accrued interest payable and other liabilities $ 53,096 December 31, 2019 Accrued interest receivable and other assets $ 18,346 Accrued interest payable and other liabilities $ 18,346 Derivatives designated as hedging instruments March 31, 2020 Accumulated other comprehensive income (1) $ 6,164 Accrued interest payable and other liabilities $ 6,164 December 31, 2019 Accumulated other comprehensive income (1) $ 2,539 Accrued interest payable and other liabilities $ 2,539

Regulatory Capital (Tables)

Regulatory Capital (Tables)	3 Months Ended
	Mar. 31, 2020
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The following tables summarize both the Corporation’s and the Bank’s capital ratios and the ratios required by their federal regulators: As of March 31, 2020 Actual Minimum Required for Capital Adequacy Purposes For Capital Adequacy Purposes Plus Capital Conservation Buffer Minimum Required to Be Well Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital (to risk-weighted assets) Consolidated $ 242,869 11.74 % $ 165,436 8.00 % $ 217,135 10.50 % N/A N/A First Business Bank 234,506 11.41 164,397 8.00 215,771 10.50 205,496 10.00 % Tier 1 capital (to risk-weighted assets) Consolidated $ 195,318 9.45 % $ 124,077 6.00 % $ 175,776 8.50 % N/A N/A First Business Bank 210,672 10.25 123,298 6.00 174,672 8.50 164,397 8.00 Common equity tier 1 capital (to risk-weighted assets) Consolidated $ 185,267 8.96 % $ 93,058 4.50 % $ 144,756 7.00 % N/A N/A First Business Bank 210,672 10.25 92,473 4.50 143,847 7.00 133,572 6.50 Tier 1 leverage capital (to adjusted assets) Consolidated $ 195,318 9.33 % $ 83,754 4.00 % $ 83,754 4.00 % N/A N/A First Business Bank 210,672 10.09 83,525 4.00 83,525 4.00 104,406 5.00 As of December 31, 2019 Actual Minimum Required for Capital Adequacy Purposes For Capital Adequacy Purposes Plus Capital Conservation Buffer Minimum Required to Be Well Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital (to risk-weighted assets) Consolidated $ 239,029 12.01 % $ 159,185 8.00 % $ 208,930 10.50 % N/A N/A First Business Bank 233,181 11.79 158,177 8.00 207,607 10.50 197,721 10.00 % Tier 1 capital (to risk-weighted assets) Consolidated $ 194,456 9.77 % $ 119,388 6.00 % $ 169,134 8.50 % N/A N/A First Business Bank 212,315 10.74 118,633 6.00 168,063 8.50 158,177 8.00 Common equity tier 1 capital (to risk-weighted assets) Consolidated $ 184,409 9.27 % $ 89,541 4.50 % $ 139,286 7.00 % N/A N/A First Business Bank 212,315 10.74 88,974 4.50 138,405 7.00 128,519 6.50 Tier 1 leverage capital (to adjusted assets) Consolidated $ 194,456 9.27 % $ 83,950 4.00 % $ 83,950 4.00 % N/A N/A First Business Bank 212,315 10.18 83,414 4.00 83,414 4.00 104,268 5.00

Significant Events Segment Expo

Significant Events Segment Exposure (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	$ 1,744,019		$ 1,715,376
Provision for loan and lease losses	3,182	$ 49
Hospitality, entertainment and restaurants, and food services
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	$ 171,200
Percentage of total gross loans and leases receivable	9.80%
Provision for loan and lease losses	$ 3,100

Significant Events CARES Act (D

Significant Events CARES Act (Details) $ in Millions	Apr. 22, 2020USD ($)	Mar. 31, 2020USD ($)
Subsequent Event
Number of Short-Term Loan Modifications		64
Gross Loans and Leases Outstanding, Short-Term Modification		$ 59.8
Subsequent Event
Subsequent Event
Number of Short-Term Loan Modifications	267
Gross Loans and Leases Outstanding, Short-Term Modification	$ 196.6
Payment Protection Program Applicants	600
Payment Protection Program Fund Disbursement Approved Limit	$ 300
Payment Protection Program Fund Disbursements	280
Payment Protection Program Fee Income	$ 8.5

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Basic earnings per common share
Net income	$ 3,278	$ 5,899
Less: earnings allocated to participating securities	78	108
Basic earnings allocated to common stockholders	$ 3,200	$ 5,791
Weighted-average common shares outstanding, excluding participating securities	8,388,666	8,621,221
Basic earnings per common share	$ 0.38	$ 0.67
Diluted earnings per common share
Diluted earnings allocated to common shareholders	$ 3,200	$ 5,791
Weighted-average diluted common shares outstanding, excluding participating securities	8,388,666	8,621,221
Diluted earnings per common share	$ 0.38	$ 0.67

Share-Based Compensation (Restr

Share-Based Compensation (Restricted Share Activity) (Details) - $ / shares	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Number of Restricted Shares
Nonvested balance, beginning	176,935	131,621
Granted	68,845	95,265
Vested	(14,239)	(48,207)
Forfeited	(5,696)	(1,744)
Nonvested balance, ending	225,845	176,935
Weighted Average Grant-Date Fair Value
Nonvested balance, beginning	$ 22.51	$ 21.02
Granted (1)	27.26	23.64
Vested	22.21	20.62
Forfeited	22.22	23.67
Nonvested balance, ending	$ 23.98	$ 22.51

Share-Based Compensation Share-

Share-Based Compensation Share-Based Compensation (Compensation Expense) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Share-based Payment Arrangement [Abstract]
Share-based compensation	$ 417	$ 318

Share-Based Compensation (Narra

Share-Based Compensation (Narrative Disclosures) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Share-based Payment Arrangement [Abstract]
Number of shares available for grant	153,381
Deferred compensation expense yet to be recognized	$ 4,700
Period of time that deferred compensation expense will be recognized	2 years 8 months 15 days
Share-based compensation	$ 417	$ 318

Securities (Available-for-Sale

Securities (Available-for-Sale Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities
Amortized cost	$ 170,245	$ 172,319
Gross unrealized holding gains	5,364	1,331
Gross unrealized holding losses	(45)	(517)
Fair Value	175,564	173,133
Municipal securities
Schedule of Available-for-sale Securities
Amortized cost	4,862	160
Gross unrealized holding gains	116	0
Gross unrealized holding losses	0	0
Fair Value	4,978	160
Other securities
Schedule of Available-for-sale Securities
Amortized cost	2,205	2,205
Gross unrealized holding gains	46	30
Gross unrealized holding losses	0	0
Fair Value	2,251	2,235
Government Sponsored Enterprises | Other agency securities
Schedule of Available-for-sale Securities
Amortized cost	23,089	23,616
Gross unrealized holding gains	143	152
Gross unrealized holding losses	(15)	(10)
Fair Value	23,217	23,758
Government Sponsored Enterprises | Residential mortgage-backed securities
Schedule of Available-for-sale Securities
Amortized cost	108,507	111,561
Gross unrealized holding gains	3,633	847
Gross unrealized holding losses	0	(406)
Fair Value	112,140	112,002
Government Sponsored Enterprises | Commercial mortgage-backed securities
Schedule of Available-for-sale Securities
Amortized cost	11,904	11,953
Gross unrealized holding gains	674	23
Gross unrealized holding losses	0	(9)
Fair Value	12,578	11,967
GNMA | Residential mortgage-backed securities
Schedule of Available-for-sale Securities
Amortized cost	13,267	16,119
Gross unrealized holding gains	667	234
Gross unrealized holding losses	0	(5)
Fair Value	13,934	16,348
GNMA | Commercial mortgage-backed securities
Schedule of Available-for-sale Securities
Amortized cost	6,411	6,705
Gross unrealized holding gains	85	45
Gross unrealized holding losses	(30)	(87)
Fair Value	$ 6,466	$ 6,663

Securities (Held-to-Maturity Se

Securities (Held-to-Maturity Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Schedule of Held-to-maturity Securities
Amortized cost	$ 30,774	$ 32,700
Gross unrecognized holding gains	874	528
Gross unrecognized holding losses	36	40
Estimated Fair Value	31,612	33,188
Municipal securities
Schedule of Held-to-maturity Securities
Amortized cost	18,800	19,727
Gross unrecognized holding gains	299	335
Gross unrecognized holding losses	36	8
Estimated Fair Value	19,063	20,054
GNMA | Residential mortgage-backed securities
Schedule of Held-to-maturity Securities
Amortized cost	5,336	5,776
Gross unrecognized holding gains	151	19
Gross unrecognized holding losses	0	9
Estimated Fair Value	5,487	5,786
Government Sponsored Enterprises | Residential mortgage-backed securities
Schedule of Held-to-maturity Securities
Amortized cost	4,624	5,183
Gross unrecognized holding gains	151	51
Gross unrecognized holding losses	0	23
Estimated Fair Value	4,775	5,211
Government Sponsored Enterprises | Commercial mortgage-backed securities
Schedule of Held-to-maturity Securities
Amortized cost	2,014	2,014
Gross unrecognized holding gains	273	123
Gross unrecognized holding losses	0	0
Estimated Fair Value	$ 2,287	$ 2,137

Securities (Contractual Maturit

Securities (Contractual Maturity) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Available-for-Sale, Amortized Cost
Due in one year or less	$ 1,160
Due in one year through five years	7,264
Due in five through ten years	33,217
Due in over ten years	128,604
Amortized cost	170,245	$ 172,319
Available-for-Sale, Estimated Fair Value
Due in one year or less	1,167
Due in one year through five years	7,459
Due in five through ten years	34,677
Due in over ten years	132,261
Estimated fair value	175,564	173,133
Held-to-Maturity, Amortized Cost
Due in one year or less	1,465
Due in one year through five years	12,613
Due in five through ten years	12,654
Due in over ten years	4,042
Amortized cost	30,774	32,700
Held-to-Maturity, Estimated Fair Value
Due in one year or less	1,471
Due in one year through five years	12,750
Due in five through ten years	13,198
Due in over ten years	4,193
Estimated Fair Value	$ 31,612	$ 33,188

Securities (Unrealized Losses A

Securities (Unrealized Losses Available for Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value
Fair Value Less than 12 Months	$ 4,318	$ 48,199
Fair Value 12 Months or Longer	3,962	17,078
Total Fair Value	8,280	65,277
Unrealized Loss Less than 12 Months	15	272
Unrealized Loss 12 Months or Longer	30	245
Total Unrealized Loss	45	517
Government Sponsored Enterprises | Other agency securities
Fair Value
Fair Value Less than 12 Months	4,318	4,363
Fair Value 12 Months or Longer	0	0
Total Fair Value	4,318	4,363
Unrealized Loss Less than 12 Months	15	10
Unrealized Loss 12 Months or Longer	0	0
Total Unrealized Loss	15	10
Government Sponsored Enterprises | Residential mortgage-backed securities
Fair Value
Fair Value Less than 12 Months		36,972
Fair Value 12 Months or Longer		11,304
Total Fair Value		48,276
Unrealized Loss Less than 12 Months		253
Unrealized Loss 12 Months or Longer		153
Total Unrealized Loss		406
Government Sponsored Enterprises | Commercial mortgage-backed securities
Fair Value
Fair Value Less than 12 Months		2,245
Fair Value 12 Months or Longer		1,047
Total Fair Value		3,292
Unrealized Loss Less than 12 Months		4
Unrealized Loss 12 Months or Longer		5
Total Unrealized Loss		9
GNMA | Residential mortgage-backed securities
Fair Value
Fair Value Less than 12 Months		4,619
Fair Value 12 Months or Longer		0
Total Fair Value		4,619
Unrealized Loss Less than 12 Months		5
Unrealized Loss 12 Months or Longer		0
Total Unrealized Loss		5
GNMA | Commercial mortgage-backed securities
Fair Value
Fair Value Less than 12 Months	0	0
Fair Value 12 Months or Longer	3,962	4,727
Total Fair Value	3,962	4,727
Unrealized Loss Less than 12 Months	0	0
Unrealized Loss 12 Months or Longer	30	87
Total Unrealized Loss	$ 30	$ 87

Securities (Unrealized Losses H

Securities (Unrealized Losses Held-to-Maturity) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value
Fair Value Less than 12 months		$ 1,863
Fair Value 12 months or longer		4,031
Total Fair Value		5,894
Unrealized Loss Less than 12 months		13
Unrealized Loss 12 months or longer		27
Total Unrealized Loss		40
Municipal securities
Fair Value
Fair Value Less than 12 months	$ 470	499
Fair Value 12 months or longer	0	0
Total Fair Value	470	499
Unrealized Loss Less than 12 months	36	8
Unrealized Loss 12 months or longer	0	0
Total Unrealized Loss	$ 36	8
GNMA | Residential mortgage-backed securities
Fair Value
Fair Value Less than 12 months		0
Fair Value 12 months or longer		1,887
Total Fair Value		1,887
Unrealized Loss Less than 12 months		0
Unrealized Loss 12 months or longer		9
Total Unrealized Loss		9
Government Sponsored Enterprises | Residential mortgage-backed securities
Fair Value
Fair Value Less than 12 months		1,364
Fair Value 12 months or longer		2,144
Total Fair Value		3,508
Unrealized Loss Less than 12 months		5
Unrealized Loss 12 months or longer		18
Total Unrealized Loss		$ 23

Securities (Narrative Disclosur

Securities (Narrative Disclosures) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)securities	Mar. 31, 2019USD ($)securities	Dec. 31, 2019USD ($)
Investments, Debt and Equity Securities [Abstract]
Number of available-for-sale securities sold	1	0
Securities pledged to secure various obligations | $	$ 67,900		$ 30,300
Number of available-for-sales securities in an unrealized loss position	4
Number of available-for-sale securities in an unrealized loss position, twelve months or greater	3
Other than temporary impairment on available-for-sale securities recorded on the income statement | $	$ 0	$ 0
Number of held-to-maturity securities in an unrealized loss position	2
Number of held-to-maturity Securities in an unrealized loss position, twelve months or greater	0
Other than temporary impairment on held-to-maturity securities recorded on the income statement | $	$ 0	$ 0

Loan and Lease Receivables, I_4

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Loan Composition) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	$ 1,744,019	$ 1,715,376
Allowance for loan and lease losses	22,748	19,520	$ 20,449	$ 20,425
Deferred loan fees	620	741
Loans and leases receivable, net amount	1,720,651	1,695,115
Commercial real estate — owner occupied
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	224,075	226,614
Commercial real estate — non-owner occupied
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	511,363	516,652
Land development
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	48,045	51,097
Construction
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	131,060	109,057
Multi-family
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	211,594	217,322
1-4 family
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	34,220	33,359
Total commercial real estate
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	1,160,357	1,154,101
Allowance for loan and lease losses	12,597	10,852	11,205	11,662
Commercial and industrial
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	519,900	503,402
Direct financing leases, net
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	26,833	28,203
Home equity and second mortgages
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	6,513	7,006
Other
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	30,416	22,664
Total consumer and other
Loans and Leases Receivable Disclosure
Loans and Leases Receivable, before Fees, Gross	36,929	29,670
Allowance for loan and lease losses	$ 829	$ 590	$ 759	$ 684

Loan and Lease Receivables, I_5

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (SBA Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Receivables [Abstract]
SBA 7(a) loans	$ 41,642	$ 40,402
SBA 504 Loans	22,275	20,592
SBA Express Loans and lines of credit	1,759	1,781
Total SBA loans	$ 65,676	$ 62,775

Loan and Lease Receivables, I_6

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Loans by Credit Quality Indicator) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	$ 1,744,019	$ 1,715,376
Category as a % of total portfolio	100.00%	100.00%
Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	$ 1,488,004	$ 1,489,225
Category as a % of total portfolio	85.32%	86.82%
Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	$ 114,189	$ 123,500
Category as a % of total portfolio	6.55%	7.20%
Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	$ 113,795	$ 81,898
Category as a % of total portfolio	6.52%	4.77%
Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	$ 28,031	$ 20,753
Category as a % of total portfolio	1.61%	1.21%
Commercial real estate — owner occupied
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	$ 224,075	$ 226,614
Commercial real estate — owner occupied | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	177,478	187,728
Commercial real estate — owner occupied | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	19,051	18,455
Commercial real estate — owner occupied | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	19,552	16,399
Commercial real estate — owner occupied | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	7,994	4,032
Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	511,363	516,652
Commercial real estate — non-owner occupied | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	446,724	459,821
Commercial real estate — non-owner occupied | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	49,496	55,524
Commercial real estate — non-owner occupied | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	15,143	1,307
Commercial real estate — non-owner occupied | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Land development
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	48,045	51,097
Land development | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	46,161	49,132
Land development | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	432	439
Land development | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Land development | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	1,452	1,526
Construction
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	131,060	109,057
Construction | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	130,972	108,959
Construction | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Construction | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	88	98
Construction | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Multi-family
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	211,594	217,322
Multi-family | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	200,050	205,750
Multi-family | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	11,544	11,572
Multi-family | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Multi-family | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
1-4 family
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	34,220	33,359
1-4 family | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	30,178	29,284
1-4 family | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	1,828	1,843
1-4 family | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	1,604	1,759
1-4 family | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	610	473
Total commercial real estate
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	1,160,357	1,154,101
Total commercial real estate | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	1,031,563	1,040,674
Total commercial real estate | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	82,351	87,833
Total commercial real estate | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	36,387	19,563
Total commercial real estate | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	10,056	6,031
Commercial and industrial
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	519,900	503,402
Commercial and industrial | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	400,587	398,445
Commercial and industrial | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	30,770	34,478
Commercial and industrial | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	70,704	55,904
Commercial and industrial | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	17,839	14,575
Direct financing leases, net
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	26,833	28,203
Direct financing leases, net | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	19,752	21,282
Direct financing leases, net | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	463	579
Direct financing leases, net | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	6,618	6,342
Direct financing leases, net | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Home equity and second mortgages
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	6,513	7,006
Home equity and second mortgages | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	5,822	6,307
Home equity and second mortgages | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	605	610
Home equity and second mortgages | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	86	89
Home equity and second mortgages | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Other
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	30,416	22,664
Other | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	30,280	22,517
Other | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Other | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	0	0
Other | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	136	147
Total consumer and other
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	36,929	29,670
Total consumer and other | Category I
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	36,102	28,824
Total consumer and other | Category II
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	605	610
Total consumer and other | Category III
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	86	89
Total consumer and other | Category IV
Financing Receivable, Recorded Investment
Loans and Leases Receivable, before Fees, Gross	$ 136	$ 147

Loan and Lease Receivables, I_7

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Past Due Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	$ 18,952	$ 15,088
Current	1,725,067	1,700,288
Non-accrual loans and leases	27,897	20,613
Loans and Leases Receivable, before Fees, Gross	$ 1,744,019	$ 1,715,376
30 to 59 days past due, percent of total portfolio	0.28%	0.43%
60 to 89 days past due, percent of total portfolio	0.01%	0.24%
Greater than 90 days past due, percent of portfolio	0.80%	0.21%
Past due, percent of total portfolio	1.09%	0.88%
Current, percent of total portfolio	98.91%	99.12%
Gross loans, percent of total portfolio	100.00%	100.00%
Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	$ 3,892	$ 342
Current	220,183	226,272
Non-accrual loans and leases	7,994	4,032
Loans and Leases Receivable, before Fees, Gross	224,075	226,614
Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	511,363	516,652
Non-accrual loans and leases	0	0
Loans and Leases Receivable, before Fees, Gross	511,363	516,652
Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	990
Current	48,045	50,107
Non-accrual loans and leases	1,452	1,526
Loans and Leases Receivable, before Fees, Gross	48,045	51,097
Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	309
Current	131,060	108,748
Non-accrual loans and leases	0	0
Loans and Leases Receivable, before Fees, Gross	131,060	109,057
Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	211,594	217,322
Non-accrual loans and leases	0	0
Loans and Leases Receivable, before Fees, Gross	211,594	217,322
1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	476	333
Current	33,744	33,026
Non-accrual loans and leases	476	333
Loans and Leases Receivable, before Fees, Gross	34,220	33,359
Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	14,448	12,967
Current	505,452	490,435
Non-accrual loans and leases	17,839	14,575
Loans and Leases Receivable, before Fees, Gross	519,900	503,402
Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	26,833	28,203
Non-accrual loans and leases	0	0
Loans and Leases Receivable, before Fees, Gross	26,833	28,203
Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	6,513	7,006
Non-accrual loans and leases	0	0
Loans and Leases Receivable, before Fees, Gross	6,513	7,006
Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	136	147
Current	30,280	22,517
Non-accrual loans and leases	136	147
Loans and Leases Receivable, before Fees, Gross	30,416	22,664
Accruing loans and leases
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	3,191	4,058
Current	1,712,931	1,690,705
Accrual loans and leases	1,716,122	1,694,763
Accruing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	216,081	222,582
Accrual loans and leases	216,081	222,582
Accruing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	511,363	516,652
Accrual loans and leases	511,363	516,652
Accruing loans and leases | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	990
Current	46,593	48,581
Accrual loans and leases	46,593	49,571
Accruing loans and leases | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	309
Current	131,060	108,748
Accrual loans and leases	131,060	109,057
Accruing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	211,594	217,322
Accrual loans and leases	211,594	217,322
Accruing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	33,744	33,026
Accrual loans and leases	33,744	33,026
Accruing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	3,191	2,759
Current	498,870	486,068
Accrual loans and leases	502,061	488,827
Accruing loans and leases | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	26,833	28,203
Accrual loans and leases	26,833	28,203
Accruing loans and leases | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	6,513	7,006
Accrual loans and leases	6,513	7,006
Accruing loans and leases | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	30,280	22,517
Accrual loans and leases	30,280	22,517
Non-accruing loans and leases
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	15,761	11,030
Current	12,136	9,583
Non-accrual loans and leases	27,897	20,613
Non-accruing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	3,892	342
Current	4,102	3,690
Non-accrual loans and leases	7,994	4,032
Non-accruing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	0	0
Non-accrual loans and leases	0	0
Non-accruing loans and leases | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	1,452	1,526
Non-accrual loans and leases	1,452	1,526
Non-accruing loans and leases | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	0	0
Non-accrual loans and leases	0	0
Non-accruing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	0	0
Non-accrual loans and leases	0	0
Non-accruing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	476	333
Current	0	0
Non-accrual loans and leases	476	333
Non-accruing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	11,257	10,208
Current	6,582	4,367
Non-accrual loans and leases	17,839	14,575
Non-accruing loans and leases | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	0	0
Non-accrual loans and leases	0	0
Non-accruing loans and leases | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Current	0	0
Non-accrual loans and leases	0	0
Non-accruing loans and leases | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	136	147
Current	0	0
Non-accrual loans and leases	136	147
30-59 days past due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	4,811	7,384
30-59 days past due | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	309
30-59 days past due | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	4,811	7,075
30-59 days past due | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Accruing loans and leases
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	2,970	3,016
30-59 days past due | Accruing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Accruing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Accruing loans and leases | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Accruing loans and leases | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	309
30-59 days past due | Accruing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Accruing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Accruing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	2,970	2,707
30-59 days past due | Accruing loans and leases | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Accruing loans and leases | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Accruing loans and leases | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	1,841	4,368
30-59 days past due | Non-accruing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	1,841	4,368
30-59 days past due | Non-accruing loans and leases | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
30-59 days past due | Non-accruing loans and leases | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	221	4,092
60-89 days past due | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	990
60-89 days past due | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	333
60-89 days past due | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	221	2,769
60-89 days past due | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Accruing loans and leases
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	221	1,042
60-89 days past due | Accruing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Accruing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Accruing loans and leases | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	990
60-89 days past due | Accruing loans and leases | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Accruing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Accruing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Accruing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	221	52
60-89 days past due | Accruing loans and leases | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Accruing loans and leases | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Accruing loans and leases | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Non-accruing loans and leases
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	3,050
60-89 days past due | Non-accruing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Non-accruing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Non-accruing loans and leases | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Non-accruing loans and leases | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Non-accruing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Non-accruing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	333
60-89 days past due | Non-accruing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	2,717
60-89 days past due | Non-accruing loans and leases | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Non-accruing loans and leases | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
60-89 days past due | Non-accruing loans and leases | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	13,920	3,612
Greater than 90 days past due | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	3,892	342
Greater than 90 days past due | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	476	0
Greater than 90 days past due | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	9,416	3,123
Greater than 90 days past due | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	136	147
Greater than 90 days past due | Accruing loans and leases
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Accruing loans and leases | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Non-accruing loans and leases
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	13,920	3,612
Greater than 90 days past due | Non-accruing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	3,892	342
Greater than 90 days past due | Non-accruing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Non-accruing loans and leases | Land development
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Non-accruing loans and leases | Construction
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Non-accruing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Non-accruing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	476	0
Greater than 90 days past due | Non-accruing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	9,416	3,123
Greater than 90 days past due | Non-accruing loans and leases | Direct financing leases, net
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Non-accruing loans and leases | Home equity and second mortgages
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Greater than 90 days past due | Non-accruing loans and leases | Other
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	$ 136	$ 147

Loan and Lease Receivables, I_8

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Non-accrual Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Impaired
Non-accrual loans and leases	$ 27,897	$ 20,613
Foreclosed properties, net	1,669	2,919
Total non-performing assets	29,566	23,532
Performing troubled debt restructurings	134	140
Total impaired assets	$ 29,700	$ 23,672
Total non-accrual loans and leases to gross loans and leases	1.60%	1.20%
Total non-performing assets to total gross loans and leases plus foreclosed properties, net	1.69%	1.37%
Total non-performing assets to total assets	1.35%	1.12%
Allowance for loan and lease losses to gross loans and leases	1.30%	1.14%
Allowance for loan and lease losses to non-accrual loans and leases	81.54%	94.70%
Commercial real estate — owner occupied
Financing Receivable, Impaired
Non-accrual loans and leases	$ 7,994	$ 4,032
Commercial real estate — non-owner occupied
Financing Receivable, Impaired
Non-accrual loans and leases	0	0
Land development
Financing Receivable, Impaired
Non-accrual loans and leases	1,452	1,526
Construction
Financing Receivable, Impaired
Non-accrual loans and leases	0	0
Multi-family
Financing Receivable, Impaired
Non-accrual loans and leases	0	0
1-4 family
Financing Receivable, Impaired
Non-accrual loans and leases	476	333
Total non-accrual commercial real estate
Financing Receivable, Impaired
Non-accrual loans and leases	9,922	5,891
Commercial and industrial
Financing Receivable, Impaired
Non-accrual loans and leases	17,839	14,575
Direct financing leases, net
Financing Receivable, Impaired
Non-accrual loans and leases	0	0
Home equity and second mortgages
Financing Receivable, Impaired
Non-accrual loans and leases	0	0
Other
Financing Receivable, Impaired
Non-accrual loans and leases	136	147
Total non-accrual consumer and other loans
Financing Receivable, Impaired
Non-accrual loans and leases	$ 136	$ 147

Loan and Lease Receivables, I_9

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Troubled Debt Restructurings) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)loans	Mar. 31, 2019USD ($)loans
Troubled debt restructurings
Number of Loans | loans	6	4
Pre-Modification Recorded Investment	$ 1,725	$ 2,077
Post-Modification Recorded Investment	$ 1,712	$ 2,077
Commercial real estate — owner occupied
Troubled debt restructurings
Number of Loans | loans	2	0
Pre-Modification Recorded Investment	$ 299	$ 0
Post-Modification Recorded Investment	$ 299	$ 0
Commercial and industrial
Troubled debt restructurings
Number of Loans | loans	4	4
Pre-Modification Recorded Investment	$ 1,426	$ 2,077
Post-Modification Recorded Investment	$ 1,413	$ 2,077

Loan and Lease Receivables, _10

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Impaired Loans and Leases) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Recorded Investment(1)
With no impairment reserve recorded	$ 13,006	$ 7,312
With impairment reserve recorded	15,025	13,441
Total	28,031	20,753
Unpaid Principal Balance
With no impairment reserve recorded	19,747	14,050
With impairment reserve recorded	17,981	16,183
Total	37,728	30,233
Impairment Reserve
Impairment Reserve	3,802	3,365
Average Recorded Investment(2)
With no impairment reserve recorded	18,633	20,212
With impairment reserve recorded	3,511	3,878
Total	22,144	24,090
Foregone Interest Income
With no impairment reserve recorded	240	1,257
With impairment reserve recorded	361	1,436
Foregone interest income	601	2,693
Interest Income Recognized
With no impairment reserve recorded	9	793
With impairment reserve recorded	0	0
Total	9	793
Net Foregone Interest Income
With no impairment reserve recorded	231	464
With impairment reserve recorded	361	1,436
Total	592	1,900
Commercial real estate — owner occupied
Recorded Investment(1)
With no impairment reserve recorded	4,320	387
With impairment reserve recorded	3,674	3,645
Total	7,994	4,032
Unpaid Principal Balance
With no impairment reserve recorded	4,320	387
With impairment reserve recorded	5,034	5,004
Total	9,354	5,391
Impairment Reserve
Impairment Reserve	1,206	1,082
Average Recorded Investment(2)
With no impairment reserve recorded	3,218	3,285
With impairment reserve recorded	1,124	1,511
Total	4,342	4,796
Foregone Interest Income
With no impairment reserve recorded	28	64
With impairment reserve recorded	101	414
Foregone interest income	129	478
Interest Income Recognized
With no impairment reserve recorded	0	355
With impairment reserve recorded	0	0
Total	0	355
Net Foregone Interest Income
With no impairment reserve recorded	28	(291)
With impairment reserve recorded	101	414
Total	129	123
Commercial real estate — non-owner occupied
Recorded Investment(1)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Unpaid Principal Balance
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Impairment Reserve
Impairment Reserve	0	0
Average Recorded Investment(2)
With no impairment reserve recorded	0	58
With impairment reserve recorded	0	0
Total	0	58
Foregone Interest Income
With no impairment reserve recorded	0	1
With impairment reserve recorded	0	0
Foregone interest income	0	1
Interest Income Recognized
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Net Foregone Interest Income
With no impairment reserve recorded	0	1
With impairment reserve recorded	0	0
Total	0	1
Land development
Recorded Investment(1)
With no impairment reserve recorded	1,452	1,526
With impairment reserve recorded	0	0
Total	1,452	1,526
Unpaid Principal Balance
With no impairment reserve recorded	5,749	5,823
With impairment reserve recorded	0	0
Total	5,749	5,823
Impairment Reserve
Impairment Reserve	0	0
Average Recorded Investment(2)
With no impairment reserve recorded	1,491	1,843
With impairment reserve recorded	0	0
Total	1,491	1,843
Foregone Interest Income
With no impairment reserve recorded	10	52
With impairment reserve recorded	0	0
Foregone interest income	10	52
Interest Income Recognized
With no impairment reserve recorded	0	6
With impairment reserve recorded	0	0
Total	0	6
Net Foregone Interest Income
With no impairment reserve recorded	10	46
With impairment reserve recorded	0	0
Total	10	46
Construction
Recorded Investment(1)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Unpaid Principal Balance
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Impairment Reserve
Impairment Reserve	0	0
Average Recorded Investment(2)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Foregone Interest Income
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Foregone interest income	0	0
Interest Income Recognized
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Net Foregone Interest Income
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Multi-family
Recorded Investment(1)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Unpaid Principal Balance
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Impairment Reserve
Impairment Reserve	0	0
Average Recorded Investment(2)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Foregone Interest Income
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Foregone interest income	0	0
Interest Income Recognized
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Net Foregone Interest Income
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
1-4 family
Recorded Investment(1)
With no impairment reserve recorded	610	473
With impairment reserve recorded	0	0
Total	610	473
Unpaid Principal Balance
With no impairment reserve recorded	615	478
With impairment reserve recorded	0	0
Total	615	478
Impairment Reserve
Impairment Reserve	0	0
Average Recorded Investment(2)
With no impairment reserve recorded	470	356
With impairment reserve recorded	0	0
Total	470	356
Foregone Interest Income
With no impairment reserve recorded	10	19
With impairment reserve recorded	0	0
Foregone interest income	10	19
Interest Income Recognized
With no impairment reserve recorded	4	46
With impairment reserve recorded	0	0
Total	4	46
Net Foregone Interest Income
With no impairment reserve recorded	6	(27)
With impairment reserve recorded	0	0
Total	6	(27)
Commercial and industrial
Recorded Investment(1)
With no impairment reserve recorded	6,488	4,779
With impairment reserve recorded	11,351	9,796
Total	17,839	14,575
Unpaid Principal Balance
With no impairment reserve recorded	8,261	6,549
With impairment reserve recorded	12,947	11,179
Total	21,208	17,728
Impairment Reserve
Impairment Reserve	2,596	2,283
Average Recorded Investment(2)
With no impairment reserve recorded	13,313	14,479
With impairment reserve recorded	2,387	2,367
Total	15,700	16,846
Foregone Interest Income
With no impairment reserve recorded	181	1,073
With impairment reserve recorded	260	1,022
Foregone interest income	441	2,095
Interest Income Recognized
With no impairment reserve recorded	5	379
With impairment reserve recorded	0	0
Total	5	379
Net Foregone Interest Income
With no impairment reserve recorded	176	694
With impairment reserve recorded	260	1,022
Total	436	1,716
Direct financing leases, net
Recorded Investment(1)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Unpaid Principal Balance
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Impairment Reserve
Impairment Reserve	0	0
Average Recorded Investment(2)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Foregone Interest Income
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Foregone interest income	0	0
Interest Income Recognized
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Net Foregone Interest Income
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Home equity and second mortgages
Recorded Investment(1)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Unpaid Principal Balance
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Impairment Reserve
Impairment Reserve	0	0
Average Recorded Investment(2)
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Foregone Interest Income
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Foregone interest income	0	0
Interest Income Recognized
With no impairment reserve recorded	0	7
With impairment reserve recorded	0	0
Total	0	7
Net Foregone Interest Income
With no impairment reserve recorded	0	(7)
With impairment reserve recorded	0	0
Total	0	(7)
Other
Recorded Investment(1)
With no impairment reserve recorded	136	147
With impairment reserve recorded	0	0
Total	136	147
Unpaid Principal Balance
With no impairment reserve recorded	802	813
With impairment reserve recorded	0	0
Total	802	813
Impairment Reserve
Impairment Reserve	0	0
Average Recorded Investment(2)
With no impairment reserve recorded	141	191
With impairment reserve recorded	0	0
Total	141	191
Foregone Interest Income
With no impairment reserve recorded	11	48
With impairment reserve recorded	0	0
Foregone interest income	11	48
Interest Income Recognized
With no impairment reserve recorded	0	0
With impairment reserve recorded	0	0
Total	0	0
Net Foregone Interest Income
With no impairment reserve recorded	11	48
With impairment reserve recorded	0	0
Total	$ 11	$ 48

Loan and Lease Receivables, _11

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Summary of Activity in Allowance for Loan and Lease Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Allowance for credit losses roll-forward
Allowance for loan and lease losses - begin	$ 19,520	$ 20,425
Charge-offs	(131)	(48)
Recoveries	177	23
Net (charge-offs) recoveries	46	(25)
Provision for credit loss	3,182	49
Allowance for loan and lease losses - end	22,748	20,449
Total commercial real estate
Allowance for credit losses roll-forward
Allowance for loan and lease losses - begin	10,852	11,662
Charge-offs	0	0
Recoveries	1	1
Net (charge-offs) recoveries	1	1
Provision for credit loss	1,744	(458)
Allowance for loan and lease losses - end	12,597	11,205
Total commercial and Industrial
Allowance for credit losses roll-forward
Allowance for loan and lease losses - begin	8,078	8,079
Charge-offs	(125)	(48)
Recoveries	176	19
Net (charge-offs) recoveries	51	(29)
Provision for credit loss	1,193	435
Allowance for loan and lease losses - end	9,322	8,485
Total consumer and other
Allowance for credit losses roll-forward
Allowance for loan and lease losses - begin	590	684
Charge-offs	(6)	0
Recoveries	0	3
Net (charge-offs) recoveries	(6)	3
Provision for credit loss	245	72
Allowance for loan and lease losses - end	$ 829	$ 759

Loan and Lease Receivables, _12

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Allowance for Loan and Lease Losses by Type of Methodology) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	$ 18,946	$ 16,155
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	3,802	3,365
Allowance for loan and lease losses	22,748	19,520	$ 20,449	$ 20,425
Financing Receivable, Collectively Evaluated for Impairment	1,715,988	1,694,623
Financing Receivable, Individually Evaluated for Impairment	28,031	20,753
Loans and Leases Receivable, Gross	1,744,019	1,715,376
Total commercial real estate
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	11,391	9,770
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,206	1,082
Allowance for loan and lease losses	12,597	10,852	11,205	11,662
Financing Receivable, Collectively Evaluated for Impairment	1,150,301	1,148,070
Financing Receivable, Individually Evaluated for Impairment	10,056	6,031
Loans and Leases Receivable, Gross	1,160,357	1,154,101
Total commercial and Industrial
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	6,726	5,795
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	2,596	2,283
Allowance for loan and lease losses	9,322	8,078	8,485	8,079
Financing Receivable, Collectively Evaluated for Impairment	528,894	517,030
Financing Receivable, Individually Evaluated for Impairment	17,839	14,575
Loans and Leases Receivable, Gross	546,733	531,605
Total consumer and other
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	829	590
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Allowance for loan and lease losses	829	590	$ 759	$ 684
Financing Receivable, Collectively Evaluated for Impairment	36,793	29,523
Financing Receivable, Individually Evaluated for Impairment	136	147
Loans and Leases Receivable, Gross	$ 36,929	$ 29,670

Loan and Lease Receivables, _13

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Narrative Disclosures) (Details)	3 Months Ended
	Mar. 31, 2020USD ($)loans	Mar. 31, 2019USD ($)loans	Dec. 31, 2019USD ($)
Financing Receivable, Recorded Investment
SBA loans in the participation sold portfolio, considered impaired	$ 13,900,000		$ 12,100,000
Guaranteed portion of SBA loans sold to third parties	2,700,000	$ 2,300,000
Total amount of outstanding SBA loans sold	69,600,000		73,800,000
Loans and leases transferred to third parties total principal amount	11,900,000	$ 6,800,000
Gain (Loss) Recognized on Participation Interest in Originated Loans	0
Total amount of outstanding loans transferred to third parties as loan participations	149,700,000		142,800,000
Total amount of loan participations remaining on the Corporations balance sheet	255,400,000		244,600,000
Loans in the participation sold portfolio, considered impaired	0		0
Loan participations purchased on the Corporation's balance sheet	472,000		492,000
Non-accrual troubled debt restructurings	18,300,000		15,600,000
Specific Reserves on Troubled Debt Restructurings	3,200,000		2,700,000
Unfunded commitments, troubled debt restructurings	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | loans		0
Loans and leases receivable, difference between recorded investment and unpaid principal balance	9,700,000		9,500,000
Performing troubled debt restructurings	$ 134,000		$ 140,000
Commercial and industrial
Financing Receivable, Recorded Investment
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | loans	1
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 2,100,000
Commercial real estate — owner occupied
Financing Receivable, Recorded Investment
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | loans	2
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 3,600,000

Leases Total Lease Cost (Detail

Leases Total Lease Cost (Details) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Leases [Abstract]
Operating lease cost	$ 372,000	$ 391,000
Short-term lease cost	74,000	71,000
Variable lease cost	127,000	133,000
Sublease income	28,000	0
Total lease cost, net	$ 545,000	$ 595,000

Leases Quantitative Information

Leases Quantitative Information (Details)	Mar. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Weighted-average remaining lease term (in years)	6 years 4 months 20 days	6 years 6 months 23 days
Weighted-average discount rate	3.09%	3.09%

Leases Maturity of Operating Le

Leases Maturity of Operating Lease Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Due 2020	$ 1,155
Due 2021	1,382
Due 2022	1,373
Due 2023	1,015
Due 2024	756
Due thereafter	2,307
Total undiscounted cash flows	7,988
Discount on cash flows	(777)
Total lease liability	$ 7,211	$ 7,541

Leases Narrative (Details)

Leases Narrative (Details)	12 Months Ended
	Dec. 31, 2019USD ($)
Leases [Abstract]
Impairment on right-of-use asset	$ 299,000

Other Assets Accrued Interest R

Other Assets Accrued Interest Receivable and Other Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Accrued interest receivable	$ 5,298	$ 5,760
Net deferred tax asset	5,156	5,353
Investment in historic development entities	2,445	2,216
Investment in a community development entity	5,444	5,571
Investment in limited partnerships	4,938	4,476
Investment in Trust II	315	315
Fair value of interest rate swaps	53,096	18,346
Prepaid expenses	2,674	2,285
Other assets	5,355	4,184
Total accrued interest receivable and other assets	$ 84,721	$ 48,506

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Deposits
Deposits	$ 1,500,126	$ 1,530,379
Average balance, deposits	$ 1,498,659	$ 1,496,430
Deposits, weighted average interest rate during the period	1.10%	1.53%
Non-interest-bearing transaction accounts
Deposits
Deposits	$ 301,657	$ 293,573
Average balance, deposits	$ 291,178	$ 275,495
Deposits, weighted average interest rate during the period	0.00%	0.00%
Interest-bearing transaction accounts
Deposits
Deposits	$ 343,064	$ 273,909
Average balance, deposits	$ 271,531	$ 222,244
Deposits, weighted average interest rate during the period	0.95%	1.53%
Money market accounts
Deposits
Deposits	$ 609,883	$ 674,409
Average balance, deposits	$ 669,482	$ 617,341
Deposits, weighted average interest rate during the period	1.12%	1.71%
Certificates of deposit
Deposits
Deposits	$ 128,695	$ 137,012
Average balance, deposits	$ 134,000	$ 156,048
Deposits, weighted average interest rate during the period	2.24%	2.47%
Wholesale deposits
Deposits
Deposits	$ 116,827	$ 151,476
Average balance, deposits	$ 132,468	$ 225,302
Deposits, weighted average interest rate during the period	2.57%	2.27%

FHLB Advances, Other Borrowin_3

FHLB Advances, Other Borrowings and Junior Subordinated Notes Payable (Composition of Borrowed Funds) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Composition of Borrowed Funds
Borrowed funds	$ 422,943	$ 329,429
Borrowed funds, average balance	$ 360,362	$ 321,740
Borrowed funds, interest rate during period	2.45%	2.87%
Long-term borrowings
Composition of Borrowed Funds
Borrowed funds	$ 260,943	$ 210,929
Short-term borrowings
Composition of Borrowed Funds
Borrowed funds	162,000	118,500
Federal funds purchased
Composition of Borrowed Funds
Borrowed funds	0	0
Borrowed funds, average balance	$ 0	$ 59
Borrowed funds, interest rate during period	0.00%	2.45%
FHLB advances
Composition of Borrowed Funds
Borrowed funds	$ 388,500	$ 295,000
Borrowed funds, average balance	$ 325,929	$ 286,464
Borrowed funds, interest rate during period	1.91%	2.17%
Other borrowings
Composition of Borrowed Funds
Borrowed funds	$ 675	$ 675
Borrowed funds, average balance	$ 675	$ 675
Borrowed funds, interest rate during period	8.09%	8.11%
Subordinated notes payable(1)
Composition of Borrowed Funds
Borrowed funds	$ 23,717	$ 23,707
Borrowed funds, average balance	$ 23,710	$ 24,502
Borrowed funds, interest rate during period	5.95%	7.45%
Junior subordinated notes
Composition of Borrowed Funds
Borrowed funds	$ 10,051	$ 10,047
Borrowed funds, average balance	$ 10,048	$ 10,040
Borrowed funds, interest rate during period	11.04%	11.08%

FHLB Advances, Other Borrowin_4

FHLB Advances, Other Borrowings and Junior Subordinated Notes Payable (Narrative Disclosures) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Debt Disclosure [Abstract]
Line of credit commitment fee	$ 3,000	$ 3,000

Commitments and Contingencies S

Commitments and Contingencies SBA Recourse Reserve Rollforward (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Beginning balance	$ 1,345	$ 2,956
SBA recourse provision	25	481
SBA Loan Charge Offs, Net	(284)	(161)
Ending balance	$ 1,086	$ 3,276

Commitments and Contingencies N

Commitments and Contingencies Narrative (Details) $ in Millions	Mar. 31, 2020USD ($)
Commitments and Contingencies Disclosure [Abstract]
SBA Loans, Probability of Future Losses	$ 1.1

Fair Value Disclosures (Measure

Fair Value Disclosures (Measured on a Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Derivative Liability	$ 59,260	$ 20,885
Fair value on a recurring basis | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Derivative Liability	59,260	20,885
Fair value on a recurring basis | Interest rate swaps | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Derivative Liability	0	0
Fair value on a recurring basis | Interest rate swaps | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Derivative Liability	0	0
Fair value on a recurring basis | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	53,096	18,346
Fair value on a recurring basis | Interest rate swaps | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Fair value on a recurring basis | Interest rate swaps | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	53,096	18,346
Fair value on a recurring basis | Interest rate swaps | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Fair value on a recurring basis | U.S. government agency securities - government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	23,217	23,758
Fair value on a recurring basis | U.S. government agency securities - government-sponsored enterprises | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Fair value on a recurring basis | U.S. government agency securities - government-sponsored enterprises | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	23,217	23,758
Fair value on a recurring basis | U.S. government agency securities - government-sponsored enterprises | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Fair value on a recurring basis | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	4,978	160
Fair value on a recurring basis | Municipal securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Fair value on a recurring basis | Municipal securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	4,978	160
Fair value on a recurring basis | Municipal securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Fair value on a recurring basis | Other securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	2,251	2,235
Fair value on a recurring basis | Other securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Fair value on a recurring basis | Other securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	2,251	2,235
Fair value on a recurring basis | Other securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
GNMA | Fair value on a recurring basis | Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	13,934	16,348
GNMA | Fair value on a recurring basis | Residential mortgage-backed securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
GNMA | Fair value on a recurring basis | Residential mortgage-backed securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	13,934	16,348
GNMA | Fair value on a recurring basis | Residential mortgage-backed securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
GNMA | Fair value on a recurring basis | Commercial mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	6,466	6,663
GNMA | Fair value on a recurring basis | Commercial mortgage-backed securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
GNMA | Fair value on a recurring basis | Commercial mortgage-backed securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	6,466	6,663
GNMA | Fair value on a recurring basis | Commercial mortgage-backed securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Government Sponsored Enterprises | Fair value on a recurring basis | Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	112,140	112,002
Government Sponsored Enterprises | Fair value on a recurring basis | Residential mortgage-backed securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Government Sponsored Enterprises | Fair value on a recurring basis | Residential mortgage-backed securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	112,140	112,002
Government Sponsored Enterprises | Fair value on a recurring basis | Residential mortgage-backed securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Government Sponsored Enterprises | Fair value on a recurring basis | Commercial mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	12,578	11,967
Government Sponsored Enterprises | Fair value on a recurring basis | Commercial mortgage-backed securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Government Sponsored Enterprises | Fair value on a recurring basis | Commercial mortgage-backed securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	12,578	11,967
Government Sponsored Enterprises | Fair value on a recurring basis | Commercial mortgage-backed securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	$ 0	$ 0

Fair Value Disclosures (Measu_2

Fair Value Disclosures (Measured on a Non-Recurring Basis) (Details) - Fair value on a non-recurring basis - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	$ 18,028	$ 15,699
Impaired loans | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Impaired loans | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Impaired loans | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	18,028	15,699
Foreclosed properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	1,669	2,919
Foreclosed properties | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Foreclosed properties | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Foreclosed properties | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	1,669	2,919
Loan servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	1,154	1,195
Loan servicing rights | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Loan servicing rights | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Loan servicing rights | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Assets, Fair Value Disclosure	$ 1,154	$ 1,195

Fair Value Disclosures (Fair Va

Fair Value Disclosures (Fair Value by Balance Sheet Groupings) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Financial assets:
Cash and cash equivalents, carrying amount	$ 94,986	$ 67,102	$ 56,335	$ 86,546
Available-for-sale securities, carrying amount	175,564	173,133
Securities held-to-maturity, carrying amount	30,774	32,700
Loans held for sale, carrying amount	6,331	5,205
Loans and leases receivable, net amount	1,720,651	1,695,115
Federal Home Loan Bank stock, carrying amount	9,733	7,953
Accrued interest receivable, carrying amount	5,298	5,760
Cash and cash equivalents, fair value	94,986	67,102
Available-for-sale securities, fair value	175,564	173,133
Held-to-maturity Securities, fair value	31,612	33,188
Loans Held-for-sale, fair value	6,901	5,673
Loans and lease receivables, net, fair value	1,732,650	1,706,201
Accrued interest receivable, fair value	5,298	5,760
Financial liabilities:
Deposits, carrying amount	1,500,126	1,530,379
Federal Home Loan Bank and other borrowings, carrying amount	412,892	319,382
Junior subordinated notes, carrying amount	10,051	10,047
Accrued interest payable, carrying amount	1,954	2,882
Standby letters of credit, carrying amount	51	63
Deposits, fair value	1,501,956	1,532,517
Federal Home Loan Bank and other borrowings fair value	415,486	319,507
Junior subordinated notes, fair value	9,974	9,970
Accrued interest payable, fair value	1,954	2,282
Standby letters of credit, fair value	51	63
Interest rate swaps
Financial liabilities:
Interest rate swaps - liabilities, carrying amount	59,260	20,885
Interest rate swaps - liabilities, fair value	59,260	20,885
Interest rate swaps
Financial assets:
Interest rate swaps - assets, carrying amount	53,096	18,346
Interest rate swaps - assets, fair value	53,096	18,346
Fair Value Measurements - Level 1 Inputs
Financial assets:
Cash and cash equivalents, fair value	89,086	61,202
Available-for-sale securities, fair value	0	0
Held-to-maturity Securities, fair value	0	0
Loans Held-for-sale, fair value	0	0
Loans and lease receivables, net, fair value	0	0
Accrued interest receivable, fair value	5,298	5,760
Financial liabilities:
Deposits, fair value	1,254,605	1,241,891
Federal Home Loan Bank and other borrowings fair value	0	0
Junior subordinated notes, fair value	0	0
Accrued interest payable, fair value	1,954	2,282
Standby letters of credit, fair value	0	0
Fair Value Measurements - Level 1 Inputs | Interest rate swaps
Financial liabilities:
Interest rate swaps - liabilities, fair value	0	0
Fair Value Measurements - Level 1 Inputs | Interest rate swaps
Financial assets:
Interest rate swaps - assets, fair value	0	0
Fair Value Measurements - Level 2 Inputs
Financial assets:
Cash and cash equivalents, fair value	5,900	5,900
Available-for-sale securities, fair value	175,564	173,133
Held-to-maturity Securities, fair value	31,612	33,188
Loans Held-for-sale, fair value	6,901	5,673
Loans and lease receivables, net, fair value	0	0
Accrued interest receivable, fair value	0	0
Financial liabilities:
Deposits, fair value	247,351	290,626
Federal Home Loan Bank and other borrowings fair value	415,486	319,507
Junior subordinated notes, fair value	0	0
Accrued interest payable, fair value	0	0
Standby letters of credit, fair value	0	0
Fair Value Measurements - Level 2 Inputs | Interest rate swaps
Financial liabilities:
Interest rate swaps - liabilities, fair value	59,260	20,885
Fair Value Measurements - Level 2 Inputs | Interest rate swaps
Financial assets:
Interest rate swaps - assets, fair value	53,096	18,346
Fair Value Measurements - Level 3 Inputs
Financial assets:
Cash and cash equivalents, fair value	0	0
Available-for-sale securities, fair value	0	0
Held-to-maturity Securities, fair value	0	0
Loans Held-for-sale, fair value	0	0
Loans and lease receivables, net, fair value	1,732,650	1,706,201
Accrued interest receivable, fair value	0	0
Financial liabilities:
Deposits, fair value	0	0
Federal Home Loan Bank and other borrowings fair value	0	0
Junior subordinated notes, fair value	9,974	9,970
Accrued interest payable, fair value	0	0
Standby letters of credit, fair value	51	63
Fair Value Measurements - Level 3 Inputs | Interest rate swaps
Financial liabilities:
Interest rate swaps - liabilities, fair value	0	0
Fair Value Measurements - Level 3 Inputs | Interest rate swaps
Financial assets:
Interest rate swaps - assets, fair value	$ 0	$ 0

Fair Value Disclosures (Narrati

Fair Value Disclosures (Narrative Disclosures) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net [Abstract]
Fair value, assets, level 1 to level 2 transfers	$ 0	$ 0
Fair value, assets, level 2 to Level 1 transfers	0	0
Fair value, assets, transfers into level 3	0	0
Fair value, assets, transfers out of level 3	0	0
Fair value, liabilities, transfers out of level 3	0	0
Fair value, liabilities, level 1 to level 2 transfers	0	0
Fair value, liabilities, level 2 to level 1 transfers	0	0
Fair value, liabilities, transfers into level 3	$ 0	0
Minimum
Fair Value Measurement Inputs and Valuation Techniques
Quantification of unobservable inputs for level 3 values for impaired loans	5.00%
Maximum
Fair Value Measurement Inputs and Valuation Techniques
Quantification of unobservable inputs for level 3 values for impaired loans	91.00%
Weighted Average
Fair Value Measurement Inputs and Valuation Techniques
Quantification of unobservable inputs for level 3 values for impaired loans	26.00%
Fair value on a non-recurring basis | Impaired loans
Fair Value Measurement Inputs and Valuation Techniques
Assets, Fair Value Disclosure	$ 18,028,000	15,699,000
Fair value on a non-recurring basis | Foreclosed properties
Fair Value Measurement Inputs and Valuation Techniques
Assets, Fair Value Disclosure	$ 1,669,000	$ 2,919,000

Derivative Financial Instrume_4

Derivative Financial Instruments (Location and Fair Value of Derivative Instruments) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Derivatives not designated as hedging instruments, fair value
Fair value of asset derivatives			$ 18,346
Fair value of liability derivatives	$ 53,096		18,346
Effective portion of interest rate cash flow hedge, fair value included in accumulated other comprehensive income	6,164		2,539
Interest Rate Cash Flow Hedge Liability at Fair Value	$ 6,164		$ 2,539
Accrued interest receivable and other assets
Derivatives not designated as hedging instruments, fair value
Description of location of interest rate derivative instruments not designated as hedging instruments on balance sheet	Accrued interest receivable and other assets	Accrued interest receivable and other assets
Accrued interest payable and other liabilities
Derivatives not designated as hedging instruments, fair value
Description of location of interest rate derivative instruments not designated as hedging instruments on balance sheet	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities
Description of location of interest rate derivatives designated as hedging instruments on the balance sheet	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities
Accumulated other comprehensive income
Derivatives not designated as hedging instruments, fair value
Description of location of interest rate derivatives designated as hedging instruments on the balance sheet	Accumulated other comprehensive income (1)	Accumulated other comprehensive income (1)

Derivative Financial Instrume_5

Derivative Financial Instruments (Narrative Disclosures) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Derivatives
Interest Rate Swaps, Default	$ 0
Interest rate swap contracts not designated as hedging instruments - liabilities, gross	53,096,000		$ 18,346,000
Fair value of interest rate swaps			$ 18,346,000
Derivative asset, fair value, amount offset against collateral	0
Pretax unrealized gain on interest rates swaps designated as cash flow hedges	(3,625,000)	$ (950,000)
Gain recognized in income on ineffective portion of hedges	0
To commercial borrowers, corporation receives fixed rates and pays floating rates
Derivatives
Fair value of interest rate swaps	$ 53,100,000
To commercial borrowers, corporation receives fixed rates and pays floating rates | Minimum
Derivatives
Derivative, maturity date	Mar. 31, 2021
To commercial borrowers, corporation receives fixed rates and pays floating rates | Maximum
Derivatives
Derivative, maturity date	Oct. 31, 2036
To dealer countparties, corporation pays fixed rates and receives floating rates
Derivatives
Interest rate swap contracts not designated as hedging instruments - liabilities, gross	$ 53,100,000
Fair value of interest rate swaps	0
Interest rate derivative instruments not designated as hedging instruments at fair value, net	$ 53,100,000
To dealer countparties, corporation pays fixed rates and receives floating rates | Minimum
Derivatives
Derivative, maturity date	Mar. 31, 2021
To dealer countparties, corporation pays fixed rates and receives floating rates | Maximum
Derivatives
Derivative, maturity date	Oct. 31, 2036
Interest rate swaps | Minimum
Derivatives
Derivative, maturity date	Dec. 31, 2021
Interest rate swaps | Maximum
Derivatives
Derivative, maturity date	Dec. 31, 2027
Not Designated as Hedging Instrument | To commercial borrowers, corporation receives fixed rates and pays floating rates
Derivatives
Derivative, Notional Amount	$ 397,700,000
Not Designated as Hedging Instrument | To dealer countparties, corporation pays fixed rates and receives floating rates
Derivatives
Derivative, Notional Amount	397,700,000
Designated as Hedging Instrument | Interest rate swaps
Derivatives
Derivative, Notional Amount	$ 84,000,000

Regulatory Capital (Regulatory

Regulatory Capital (Regulatory Capital Ratios) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Compliance with Regulatory Capital Requirements under Banking Regulations
Total capital	$ 242,869	$ 239,029
Total capital to risk-weighted assets	11.74%	12.01%
Total capital, Minimum Required for Capital Adequacy Purposes	$ 165,436	$ 159,185
Total capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	8.00%	8.00%
Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 217,135	$ 208,930
Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	10.50%	10.50%
Tier 1 capital	$ 195,318	$ 194,456
Tier 1 capital to risk-weighted assets	9.45%	9.77%
Tier 1 capital, Minimum Required for Capital Adequacy Purposes	$ 124,077	$ 119,388
Tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	6.00%	6.00%
Tier One Risk Based Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 175,776	$ 169,134
Tier One Risk Based Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	8.50%	8.50%
Common equity tier 1 capital	$ 185,267	$ 184,409
Common equity tier 1 capital to risk-weighted assets	8.96%	9.27%
Common equity tier 1 capital, Minimum Required for Capital Adequacy Purposes	$ 93,058	$ 89,541
Common equity tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	4.50%	4.50%
Common Equity Tier One Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 144,756	$ 139,286
Common Equity Tier One Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	7.00%	7.00%
Tier 1 leverage capital	$ 195,318	$ 194,456
Tier 1 leverage capital to average assets	9.33%	9.27%
Tier 1 leverage capital, Minimum Required for Capital Adequacy Purposes	$ 83,754	$ 83,950
Tier 1 leverage capital to average assets, Minimum Required for Capital Adequacy Purposes	4.00%	4.00%
Tier One Leverage Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 83,754	$ 83,950
Tier One Leverage Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	4.00%	4.00%
First Business Bank
Compliance with Regulatory Capital Requirements under Banking Regulations
Total capital	$ 234,506	$ 233,181
Total capital to risk-weighted assets	11.41%	11.79%
Total capital, Minimum Required for Capital Adequacy Purposes	$ 164,397	$ 158,177
Total capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	8.00%	8.00%
Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 215,771	$ 207,607
Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	10.50%	10.50%
Total capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 205,496	$ 197,721
Total capital to risk-weighted assets, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	10.00%	10.00%
Tier 1 capital	$ 210,672	$ 212,315
Tier 1 capital to risk-weighted assets	10.25%	10.74%
Tier 1 capital, Minimum Required for Capital Adequacy Purposes	$ 123,298	$ 118,633
Tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	6.00%	6.00%
Tier One Risk Based Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 174,672	$ 168,063
Tier One Risk Based Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	8.50%	8.50%
Tier 1 capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 164,397	$ 158,177
Tier 1 capital to risk weighted assets, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	8.00%	8.00%
Common equity tier 1 capital	$ 210,672	$ 212,315
Common equity tier 1 capital to risk-weighted assets	10.25%	10.74%
Common equity tier 1 capital, Minimum Required for Capital Adequacy Purposes	$ 92,473	$ 88,974
Common equity tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Purposes	4.50%	4.50%
Common Equity Tier One Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 143,847	$ 138,405
Common Equity Tier One Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	7.00%	7.00%
Common equity tier 1 capital, Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements	$ 133,572	$ 128,519
Common equity tier 1 capital to risk-weighted assets, Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements	6.50%	6.50%
Tier 1 leverage capital	$ 210,672	$ 212,315
Tier 1 leverage capital to average assets	10.09%	10.18%
Tier 1 leverage capital, Minimum Required for Capital Adequacy Purposes	$ 83,525	$ 83,414
Tier 1 leverage capital to average assets, Minimum Required for Capital Adequacy Purposes	4.00%	4.00%
Tier One Leverage Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 83,525	$ 83,414
Tier One Leverage Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	4.00%	4.00%
Tier 1 leverage capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 104,406	$ 104,268
Tier 1 leverage capital to average assets, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	5.00%	5.00%

Regulatory Capital Narrative Di

Regulatory Capital Narrative Disclosures (Details)	3 Months Ended
	Mar. 31, 2020
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Description of Material Affects of Noncompliance	Failure to meet minimum capital requirements can result in certain mandatory, and possibly additional discretionary actions on the part of regulators, that if undertaken, could have a direct material effect on the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory practices.