First Business Financial Services (FBIZ) 10-K 28 Feb 24 2021 FY Annual report Financial data

Cover

Cover - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Feb. 26, 2024	Jun. 30, 2023
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2023
Document Transition Report	false
Entity File Number	001-34095
Entity Registrant Name	FIRST BUSINESS FINANCIAL SERVICES, INC.
Entity Central Index Key	0001521951
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Incorporation, State or Country Code	WI
Entity Tax Identification Number	39-1576570
Entity Address, Address Line One	401 Charmany Drive
Entity Address, City or Town	Madison
Entity Address, State or Province	WI
Entity Address, Postal Zip Code	53719
City Area Code	608
Local Phone Number	238-8008
Title of 12(b) Security	Common Stock, $0.01 par value
Trading Symbol	FBIZ
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Public Float			$ 245.2
Entity Common Stock, Shares Outstanding		8,306,543
Documents Incorporated by Reference
Document Financial Statement Error Correction [Flag]	false

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2023
Auditor Information [Abstract]
Auditor Name	Crowe LLP
Auditor Location	Oak Brook, Illinois
Auditor Firm ID	173

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 32,348	$ 25,811
Short-term investments	107,162	76,871
Cash and cash equivalents	139,510	102,682
Securities available-for-sale, at fair value	297,006	212,024
Securities held-to-maturity, at amortized cost	8,503	12,635
Loans held for sale	4,589	2,632
Loans and leases receivable, net of allowance for credit losses of $31,275 and $24,230, respectively	2,818,986	2,418,836
Premises and equipment, net	6,190	4,340
Repossessed assets	247	95
Right-of-use assets, net	6,559	7,690
Bank-owned life insurance	55,536	54,018
Federal Home Loan Bank stock, at cost	12,042	17,812
Goodwill and other intangible assets	12,023	12,159
Derivative Asset	55,597	68,581
Accrued interest receivable and other assets	91,058	63,107
Total assets	3,507,846	2,976,611
Liabilities and Stockholders’ Equity
Deposits	2,796,779	2,168,206
Federal Home Loan Bank advances and other borrowings	330,916	456,808
Lease liabilities	8,954	10,175
Derivatives	51,949	61,419
Accrued interest payable and other liabilities	29,660	19,363
Total liabilities	3,218,258	2,715,971
Stockholders’ equity:
Preferred stock, $0.01 par value, 2,500,000 shares authorized, 12,500 shares of 7% non-cumulative perpetual preferred stock, Series A, outstanding at December 31, 2023 and 2022, respectively	11,992	11,992
Common stock, $0.01 par value, 25,000,000 shares authorized, 9,418,463 and 9,371,078 shares issued, 8,314,778 and 8,362,085 shares outstanding at December 31, 2023 and 2022, respectively	95	94
Additional paid-in capital	90,616	87,512
Retained earnings	230,728	203,507
Accumulated other comprehensive loss	(13,717)	(15,310)
Treasury stock, 1,103,685 and 1,008,993 shares at December 31, 2023 and 2022, respectively, at cost	(30,126)	(27,155)
Total stockholders’ equity	289,588	260,640
Total liabilities and stockholders’ equity	$ 3,507,846	$ 2,976,611

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2023
Statement of Financial Position [Abstract]
Allowance for loan and lease losses	$ 24,230	$ 31,275
Preferred Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized	2,500,000	2,500,000
Preferred Stock, Shares Issued	12,500	12,500
Preferred Stock, Shares Outstanding	12,500	12,500
Preferred Stock, Dividend Rate, Percentage	7%
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	25,000,000	25,000,000
Common Stock, Shares, Issued	9,371,078	9,418,463
Common Stock, Shares, Outstanding	8,362,085	8,314,778
Treasury Stock, Common, Shares	1,008,993	1,103,685

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income
Loans and leases	$ 182,650	$ 115,368	$ 91,844
Interest and Dividend Income, Securities, Operating	8,203	4,472	3,410
Short-term investments	4,075	1,531	741
Total interest income	194,928	121,371	95,995
Interest expense
Deposits	71,418	13,178	3,553
Federal Home Loan Bank advances and other borrowings	10,922	9,267	6,667
Junior subordinated notes	0	504	1,113
Total interest expense	82,340	22,949	11,333
Net interest income	112,588	98,422	84,662
Provision for credit losses	8,182	(3,868)	(5,803)
Net interest income after provision for credit losses	104,406	102,290	90,465
Non-interest income
Private wealth management service fees	11,425	10,881	10,784
Gain on sale of Small Business Administration loans	2,055	2,537	4,044
Service charges on deposits	3,131	3,849	3,837
Loan fees	3,363	3,010	2,506
Increase in cash surrender value of bank-owned life insurance	1,494	2,227	1,413
Net (loss) gain on sale of securities	(45)	0	29
Swap fees	2,964	1,793	1,368
Other non-interest income	6,921	5,131	4,119
Total non-interest income	31,308	29,428	28,100
Non-interest expense
Compensation	61,059	57,742	51,710
Occupancy	2,381	2,358	2,180
Professional fees	5,325	4,881	3,736
Data processing	3,826	3,197	3,087
Marketing	2,889	2,354	2,022
Equipment	1,340	1,091	990
Computer software	4,985	4,416	4,260
FDIC insurance	2,238	1,042	1,143
Other non-interest expense	4,532	2,393	2,407
Total non-interest expense	88,575	79,474	71,535
Income before income tax expense	47,139	52,244	47,030
Income tax expense	10,112	11,386	11,275
Net income	37,027	40,858	35,755
Preferred Stock Dividends and Other Adjustments	875	683	0
Net Income (Loss) Available to Common Stockholders, Basic	$ 36,152	$ 40,175	$ 35,755
Earnings per common share:
Basic	$ 4.33	$ 4.75	$ 4.17
Diluted	4.33	4.75	4.17
Dividends declared per share	$ 0.91	$ 0.79	$ 0.72

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 37,027	$ 40,858	$ 35,755
Other comprehensive income (loss)
Unrealized securities gains (losses) arising during the period	5,606	(27,730)	(4,312)
Reclassification adjustment for net losses (gains) realized in net income	45	0	(29)
Amortization of net unrealized losses transferred from available-for-sale	4	14	26
Unrealized losses on interest rate swaps arising during the period	(3,514)	9,102	3,610
Income tax (expense) benefit	548	(4,761)	(181)
Total other comprehensive gain (loss)	1,593	(13,853)	(524)
Comprehensive income	$ 38,620	$ 27,005	$ 35,231

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Cumulative Effect, Period of Adoption, Adjusted Balance	Preferred Stock	Common Stock	Additional Paid-in Capital	Retained Earnings	Retained Earnings Cumulative Effect, Period of Adoption, Adjustment	Retained Earnings Cumulative Effect, Period of Adoption, Adjusted Balance	Accumulated Other Comprehensive Loss	Treasury Stock
Common Stock, Shares, Outstanding					8,566,960
Beginning balance at Dec. 31, 2020	$ 206,162			$ 0	$ 92	$ 83,125	$ 140,431			$ (933)	$ (16,553)
Net income	35,755						35,755
Other comprehensive loss	(524)									(524)
Share-based compensation - restricted shares, shares					85,370
Share-based compensation - restricted shares and employee stock purchase plan	2,513				$ 1	2,512
Stock Issued During Period, Shares, Employee Stock Purchase Plans					6,531
APIC, Share-based Payment Arrangement, ESPP, Increase for Cost Recognition	160					160
Dividends, Preferred Stock, Cash	0
Cash dividends ($0.72 per share during 2021, $0.79 per share during 2022, $0.91 per share during 2023)	(6,166)						(6,166)
Treasury stock purchased, shares					(201,297)
Treasury stock purchased	(5,478)										(5,478)
Ending balance at Dec. 31, 2021	$ 232,422			0	$ 93	85,797	170,020			(1,457)	(22,031)
Dividends declared per share	$ 0.72
Common Stock, Shares, Outstanding					8,457,564
Net income	$ 40,858						40,858
Other comprehensive loss	(13,853)									(13,853)
Stock Issued During Period, Value, New Issues	11,992			11,992
Share-based compensation - restricted shares, shares					75,564
Share-based compensation - restricted shares and employee stock purchase plan	2,584				$ 1	2,583
Stock Issued During Period, Shares, Employee Stock Purchase Plans					4,535
APIC, Share-based Payment Arrangement, ESPP, Increase for Cost Recognition	134					134
Stock Issued During Period, Value, Treasury Stock Reissued	0					(1,002)					1,002
Dividends, Preferred Stock, Cash	(683)						683
Cash dividends ($0.72 per share during 2021, $0.79 per share during 2022, $0.91 per share during 2023)	(6,688)						(6,688)
Treasury stock purchased, shares					(175,578)
Treasury stock purchased	(6,126)										(6,126)
Ending balance at Dec. 31, 2022	$ 260,640	$ 1,353	$ 259,287	11,992	$ 94	87,512	$ 203,507	$ (1,353)	$ 202,154	(15,310)	(27,155)
Dividends declared per share	$ 0.79						$ 0.79
Common Stock, Shares, Outstanding	8,362,085				8,362,085
Net income	$ 37,027						$ 37,027
Other comprehensive loss	1,593									1,593
Share-based compensation - restricted shares, shares					43,057
Share-based compensation - restricted shares and employee stock purchase plan	$ 2,977				$ 1	2,976
Stock Issued During Period, Shares, Employee Stock Purchase Plans	4,328				4,328
APIC, Share-based Payment Arrangement, ESPP, Increase for Cost Recognition	$ 128					128
Dividends, Preferred Stock, Cash	(875)						(875)
Cash dividends ($0.72 per share during 2021, $0.79 per share during 2022, $0.91 per share during 2023)	(7,578)						(7,578)
Treasury stock purchased, shares					(94,692)
Treasury stock purchased	(2,971)										2,971
Ending balance at Dec. 31, 2023	$ 289,588			$ 11,992	$ 95	$ 90,616	$ 230,728			$ (13,717)	$ (30,126)
Dividends declared per share	$ 0.91						$ 0.91
Common Stock, Shares, Outstanding	8,314,778				8,314,778

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended								12 Months Ended
	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Common Stock, Dividends, Per Share, Declared	$ 0.2275	$ 0.2275	$ 0.2275	$ 0.2275	$ 0.1975	$ 0.1975	$ 0.1975	$ 0.1975	$ 0.91	$ 0.79	$ 0.72
Retained Earnings
Common Stock, Dividends, Per Share, Declared									$ 0.91	$ 0.79

Consolidated Statements of Cash

Consolidated Statements of Cash Flows $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Operating activities
Net income	$ 37,027	$ 40,858	$ 35,755
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred income taxes, net	2,120	(775)	1,223
Impairment of Tax Credit Investments	0	(351)	0
Provision for credit losses	8,182	(3,868)	(5,803)
Depreciation, amortization and accretion, net	3,636	4,066	3,554
Share-based compensation	2,977	2,584	2,513
Net loss on disposal of fixed assets	73	0	78
Amortization of tax credit investments	4,053	1,035	0
Bank-owned life insurance policy income	(1,494)	(2,227)	(1,413)
Origination of loans held-for-sale	(149,669)	(124,915)	(99,266)
Sale of loans originated for sale	149,767	128,391	108,435
Gain on sale of loans originated for sale	(2,055)	(2,537)	(4,044)
Net loss (gain) on repossessed assets	13	(429)	15
Return on investment in limited partnerships	4,922	721	371
Excess tax benefit from share-based compensation	194	264	48
Net payments on operating lease liabilities	(1,425)	(1,470)	(1,431)
Net increase in accrued interest receivable and other assets	(21,497)	(7,728)	(6,774)
Net increase in accrued interest payable and other liabilities	15,468	5,026	2,731
Net cash provided by operating activities	52,292	38,645	35,992
Investing activities
Proceeds from maturities, redemptions and paydowns of available-for-sale securities	22,114	40,835	51,166
Proceeds from maturities, redemptions and paydowns of held-to-maturity securities	4,115	7,080	6,586
Proceeds from sale of available-for-sale securities	5,085	0	14,955
Purchases of available-for-sale securities	(106,967)	(75,740)	(93,019)
Proceeds from sale of repossessed assets	25	71	0
Net increase in loans and leases	(408,618)	(199,467)	(86,660)
Investments in limited partnerships	(1,413)	(1,508)	(1,059)
Returns of investments in limited partnerships	7	17	32
Investment in tax credit investments	(24,160)	(11,454)	(2,964)
Distribution from tax credit investments	101	474	57
Investment in Federal Home Loan Bank and Federal Reserve Bank Stock	(32,069)	(45,660)	(7,439)
Proceeds from the sale of Federal Home Loan Bank Stock	37,839	41,184	7,680
Purchases of leasehold improvements and equipment, net	(2,884)	(3,223)	(391)
Proceeds from sale of leasehold improvements and equipment, net	0	0	44
Premium payment on bank owned life insurance policies	(24)	(50)	0
Proceeds from Life Insurance Policy	0	1,859	0
Proceeds from redemption of Trust II stock	0	315	0
Net cash used in investing activities	(506,849)	(245,267)	(111,012)
Financing activities
Net increase in deposits	628,573	210,283	102,407
Repayment of Federal Home Loan Bank advances	(1,698,730)	(2,374,849)	(814,000)
Proceeds from Federal Home Loan Bank advances	1,563,851	2,422,429	788,300
Proceeds from issuance of subordinated notes payable	15,000	20,000	0
Repayment of subordinated notes payable	0	(9,090)	0
Repayment of junior subordinated debt	0	(10,076)	0
Net (decrease) increase in long-term borrowed funds	(6,013)	(5,132)	9,998
Cash dividends paid	(7,578)	(6,688)	(6,166)
Preferred stock dividends paid	(875)	(683)	0
Proceeds from issuance of common stock under the Employee Stock Purchase Plan	128	134	160
Proceeds from Issuance of Preferred Stock and Preference Stock	0	11,992	0
Purchase of treasury stock	(2,971)	(6,126)	(5,478)
Net cash provided by financing activities	491,385	252,194	75,221
Net decrease in cash and cash equivalents	36,828	45,572	201
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents	139,510	102,682	57,110
Supplementary cash flow information
Interest paid on deposits and borrowings	75,533	20,110	13,206
Income Taxes Paid	7,456	8,038	14,519
Transfer of loans to foreclosed properties	190	50	146
Lease liability in exchange for right-of-use-asset	$ 0	$ 6,265	$ 316

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Nature of Operations and Summary of Significant Accounting Policies Nature of Operations. The accounting and reporting practices of First Business Financial Services, Inc. (“FBFS” or the “Corporation”), through our wholly-owned subsidiary, First Business Bank (“FBB” or the “Bank”), have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”). FBB operates as a commercial banking institution primarily in Wisconsin and the greater Kansas City metropolitan area. The Bank provides a full range of financial services to businesses, business owners, executives, professionals, and high net worth individuals. FBB also offers bank consulting services to community financial institutions. The Bank is subject to competition from other financial institutions and service providers, and is also subject to state and federal regulations. As of December 31, 2023, FBB had the following wholly-owned subsidiaries: First Business Specialty Finance, LLC (“FBSF”), First Madison Investment Corp. (“FMIC”), ABKC Real Estate, LLC (“ABKC”), FBB Real Estate 2, LLC (“FBB RE 2”), Mitchell Street Apartments Investment, LLC (“Mitchell Street”), and FBB Tax Credit Investment LLC (“FBB Tax Credit”). Basis of Presentation. The Consolidated Financial Statements include the accounts of the Corporation and its wholly-owned subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. Use of Estimates. Management of the Corporation is required to make estimates and assumptions which affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements as well as reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that could significantly change in the near-term include the value of securities and interest rate swaps, level of the allowance for credit losses, lease residuals, property under operating leases, goodwill, and income taxes. Subsequent Events. Subsequent events have been evaluated through the date of the issuance of the Consolidated Financial Statements. No significant subsequent events have occurred through this date requiring adjustment to the financial statements or disclosures. Cash and Cash Equivalents. The Corporation considers federal funds sold, interest-bearing deposits, and short-term investments that have original maturities of three months or less to be cash equivalents. Securities. The Corporation classifies its investment and mortgage-related securities as available-for-sale, held-to-maturity, and trading. Debt securities that the Corporation has the positive intent and ability to hold to maturity are classified as held-to-maturity and are stated at amortized cost. Debt securities bought expressly for the purpose of selling in the near term are classified as trading securities and are measured at fair value with unrealized gains and losses reported in earnings. Debt securities not classified as held-to-maturity or as trading are classified as available-for-sale. Available-for-sale securities are measured at fair value with unrealized gains and losses reported as a separate component of stockholders’ equity, net of tax. Realized gains and losses are included in the Consolidated Statements of Income as a component of non-interest income. Credit losses for securities are recorded as an allowance for credit losses through the provision for credit losses. The cost of securities sold is based on the specific identification method. The Corporation did not hold any trading securities at December 31, 2023 or 2022. Discounts and premiums on securities are accreted and amortized into interest income using the effective yield method over the estimated life (based on maturity date, call date, or weighted average life) of the related security. Allowance for Credit Loss (“ACL”) - Available For Sale (“AFS”) Debt Securities. For AFS debt securities in an unrealized loss position, the Corporation first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For AFS debt securities that do not meet the aforementioned criteria, the Corporation evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any decline in fair value that has not been recorded through an allowance for credit losses is recognized in other comprehensive income, net of applicable taxes. Changes in the ACL are recorded as a provision for (or recovery of) credit loss expense. Losses are charged against allowance when management believes that uncollectibility of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on AFS debt securities totaled $1.3 million at December 31, 2023 and is excluded from the estimate of credit losses. ACL - Held To Maturity (“HTM”) Debt Securities. Management measures expected credit losses on HTM debt securities on a collective basis by major security type. Accrued interest receivable on HTM debt securities totaled $38,000 at December 31, 2023 and is excluded from the estimate of credit losses. The HTM securities portfolio includes residential mortgage backed securities (“MBS”) commercial MBS, and municipal securities. All residential and commercial MBS are U.S. government issued or U.S. government sponsored and substantially all municipal bonds are rated A or above. Loans Held for Sale. The guaranteed portions of SBA loans which are originated and intended for sale in the secondary market are classified as held for sale. These loans are carried at the lower of cost or fair value in the aggregate. Unrealized losses on such loans are recognized through a valuation allowance by a charge to other non-interest income. Gains and losses on the sale of loans are also included in other non-interest income. As assets specifically originated for sale, the origination of, disposition of, and gain/loss on these loans are classified as operating activities in the Consolidated Statement of Cash Flows. Fees received from the borrower and direct costs to originate the loans are deferred and recognized as part of the gain or loss on sale. There were $4.6 million and $2.6 million in loans held for sale outstanding at December 31, 2023 and 2022, respectively. Loans and Leases. Loans and leases which management has the intent and ability to hold for the foreseeable future or until maturity are reported at their outstanding principal balance with adjustments for partial charge-offs, the allowance for credit losses, deferred fees or costs on originated loans and leases, and unamortized premiums or discounts on any purchased loans. Occasionally, the Corporation modifies loans or leases to borrowers in financial distress by providing principal forgiveness, term extension, an other-than-significant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit loss. Interest on non-performing loans and leases is accrued and credited to income on a daily basis based on the unpaid principal balance and is calculated using the effective interest method. Per policy, a loan or a lease is considered non-performing and placed on non-accrual status when it becomes 90 days past due or it is doubtful that contractual principal and interest will be collected in accordance with the terms of the contract. A loan or lease is determined to be past due if the borrower fails to meet a contractual payment and will continue to be considered past due until all contractual payments are received. When a loan or leases is placed on non-accrual, the interest accrual is discontinued and previously accrued but uncollected interest is deducted from interest income. If collectability of the contractual principal and interest is in doubt, payments received are first applied to reduce the loan principal. If collectability of the contractual payments is not in doubt, payments may be applied to interest for interest amounts due on a cash basis. As soon as it is determined with certainty that the principal of a non-performing loan or lease is uncollectible, either through collections from the borrower or disposition of the underlying collateral, the portion of the carrying balance that exceeds the estimated measurement value of the loan or lease is charged off. Loans or leases are returned to accrual status when they are brought current in terms of both principal and accrued interest due, have performed in accordance with contractual terms for a reasonable period of time, and when the ultimate collectability of total contractual principal and interest is no longer doubtful. Transfers of assets, including but not limited to the guaranteed portions of SBA loans and participation interests in other, non-SBA originated loans, that upon completion of the transfer satisfy the conditions to be reported as a sale, including legal isolation, are derecognized from the Consolidated Financial Statements. Transfers of assets that upon completion of the transfer do not meet the conditions of a sale are recorded on a gross basis with a secured borrowing identified to reflect the amount of the transferred interest. Loan and lease origination fees as well as certain direct origination costs are deferred and amortized as an adjustment to loan yields over the stated term of the loan. Loans or leases that result from a refinance or restructuring, other than modified loans or leases to borrowers in financial distress, where terms are at least as favorable to the Corporation as the terms for comparable loans to other borrowers with similar collection risks and result in an essentially new loan, are accounted for as a new loan. Any unamortized net fees, costs, or penalties are recognized when the new loan or lease is originated. Unamortized net loan or lease fees or costs for loans and leases that result from a refinance or restructure with only minor modifications to the original loan or lease contract are carried forward as a part of the net investment in the new loan. For modified loans or leases to borrowers in financial distress, all fees received in connection with a modification of terms are applied as a reduction of the loan or lease and any related costs, including direct loan origination costs, are charged to expense as incurred. ACL - Loans. The ACL is a valuation account that is deducted from the loans' amortized cost basis to present the net amounts expected to be collected on the loans. Loans are charged off against the allowance when management believes that the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as changes in external conditions, such as changes in unemployment rates, property values, or other relevant factors. Accrued interest receivable on loans totaled $11.1 million at December 31, 2023 and is excluded from the estimate of credit losses. ACL - Loans - Collectively Evaluated. The ACL is measured on a collective pool basis when similar risk characteristics exist. The Corporation has identified the following portfolio segments: Commercial Real Estate: Commercial real estate portfolio segments utilize substantially similar processes and controls. Due to the collateral types, availability of data, and results of the Loss Driver Analysis (“LDA”), management utilizes a unique forecast model for each portfolio segment along with a separate analysis of subjective factors. • Construction - Loans secured by real estate used to finance land development or construction. • 1-4 Family - Loans secured by 1-4 family residential property • Multi-family - Loans secured by multi-family residential property • Owner Occupied - Loans secured by nonfarm, nonresidential owner-occupied property • Non-owner Occupied - Loans secured by other nonfarm, nonresidential property Commercial and Industrial Lending: Commercial and industrial lending is a portfolio segment where management uses a common forecast due to common risk management, similarity in collateral types, availability of data, and results of the LDA. Management has distinct processes, controls, and procedures which enable more precise development of subjective factors at the pool level. • Commercial - Loans to small- to medium-sized companies in our primary markets in Wisconsin, Kansas, and Missouri, predominantly through lines of credit and term loans to businesses with annual sales of up to $150 million. • Asset Based Lending - Products include revolving lines of credit and term loans for strategic acquisitions, capital expenditures, working capital, bank debt refinancing, debt restructuring, and corporate turnaround strategies. • Floorplan - Floor plan financing for independent auto dealerships nationwide. • SBA - Loans originated in accordance with the guidelines of the Small Business Administration (“SBA”). As the Corporation prefers to sell the guaranteed portion, the on-balance sheet loans are primarily unguaranteed. • Equipment finance - Loans and leases secured by a broad range of equipment to commercial clients in a variety of industries. Consumer and other: Consumer loans consisted of marketable security loans and other personal loans for executives and high net-worth individuals. The Corporation uses a unique forecast model and subjective factors for this portfolio segment due to the client type and data availability. Measures of the ACL are as follows: Portfolio Segment Pool Measurement Method Loss Driver Commercial real estate Owner occupied Discounted Cash Flow National unemployment, National GDP Non-owner occupied Discounted Cash Flow National unemployment, National GDP Construction Discounted Cash Flow National unemployment, National GDP Multi-family Discounted Cash Flow National unemployment, National GDP 1-4 Family Discounted Cash Flow National unemployment, National GDP Commercial and industrial Commercial Discounted Cash Flow National unemployment, National GDP ABL Discounted Cash Flow National unemployment, National GDP Floorplan Discounted Cash Flow National unemployment, National GDP SBA Weighted Average Remaining Maturity N/A Equipment Finance Discounted Cash Flow National unemployment, National GDP Consumer and other Discounted Cash Flow National unemployment, National GDP The Corporation utilized a discounted cash flow (DCF) or Weighted Average Remaining Maturity (WARM) method to estimate the quantitative portion of the allowance for credit losses for loans evaluated on a collective pooled basis. For each segment, a LDA was performed in order to identify loss drivers and create a regression model for use in forecasting cash flows. For all DCF-based pools, the LDA analyses utilized the Corporation’s and peer data from the Federal Financial Institutions Examination Council's (“FFIEC”) Call Report filings. In creating the DCF model, the Corporation has established a one-year reasonable and supportable forecast period with a one-year straight line reversion to the long-term historical average. Due to the infrequency of losses, the Corporation elected to use peer data for a more statistically sound calculation. Key inputs into the DCF model include loan-level detail, including the amortized cost basis of individual loans, payment structure, loss history, and forecasted loss drivers. The Corporation utilizes a third party to provide economic forecasts under various scenarios, which are assessed quarterly considering the scenarios in the context of the current economic environment and presumed risk of loss. Expected credit losses are estimated over the contractual term of the loans, adjusted for prepayments when appropriate. The contractual term excludes extensions, renewals, and modifications unless the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Corporation. Additional key assumptions in the DCF model include the probability of default (“PD”), loss given default (“LGD”), and prepayment/curtailment rates. The Corporation utilizes the model-driven PD and a LGD derived using a method referred to as Frye Jacobs. The Frye Jacobs method is a mathematical formula that traces the relationship between LGD and PD over time and projects the LGD based on the level of PD forecasted. In all cases, the Frye Jacobs method is utilized to calculate LGDs during the forecast period, reversion period and long-term historical average. Prepayment and curtailment rates were calculated through third party studies of the Corporation’s own data. When the DCF method is used to determine the allowance for credit losses, management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments. For the WARM-based SBA pool, Corporation-specific data was used to develop the model assumptions. The Corporation developed a reasonable and supportable estimate for the remaining maturity and estimated loss through analysis of historical data. The remaining maturity calculation excludes loans originated under the Paycheck Protection Program as such loans are inconsistent with the current portfolio composition. The quarterly loss rate data includes 2017 to current as the SBA lending policies and procedures were realigned in 2016 following the acquisition of Alterra Bank. Only the unguaranteed portion of the SBA loans are assessed via WARM. The risk of a failed guarantee claim is captured under ASC 450 contingency accounting. Qualitative factors for DCF and WARM methodologies include the following: • The Corporation’s lending policies and procedures, including changes in lending strategies, underwriting standards and practices for collections, write-offs, and recoveries; • Actual and expected changes in international, national, regional, and local economic and business conditions and developments in which the Corporation operates that affect the collectability of financial assets; • The experience, ability, and depth of the Corporation’s lending, investment, collection, and other relevant management and staff; • The volume of past due financial assets, the volume of non-performing assets, and the volume and severity of adversely classified or graded assets; • The existence and effect of industry concentrations of credit; • The nature and volume of the portfolio segment or class; • The quality of the Corporation’s credit review function and; • The effect of other external factors such as the regulatory, legal and technological environments, competition, and events such as natural disasters or pandemics ACL - Loans - Individually Evaluated. Loans that do not share risk characteristics are evaluated on an individual basis and are excluded from the collective evaluation. The Corporation has determined that all loans which have been placed on non-performing status and other performing loans that have been identified due to non-conforming characteristics will be individually evaluated. Individual analysis will evaluate the required specific reserve for loans in scope. Specific reserves on non-performing loans are typically based on management’s best estimate of the fair value of collateral securing these loans, adjusted for selling costs as appropriate. ACL - Off-Balance Sheet Credit Exposures. The Corporation estimates expected credit losses over the contractual period in which the Corporation is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Corporation. The allowance for credit losses on off-balance sheet credit exposure is adjusted as a provision for credit loss expense. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Funding rates are based on a historical analysis of the Corporation’s portfolio, while estimates of credit losses are determined using the same loss rates as funded loans. Premises and Equipment, net. The cost of capitalized leasehold improvements is amortized on the straight-line method over the lesser of the term of the respective lease or estimated economic life. Equipment is stated at cost less accumulated depreciation and amortization which is calculated by the straight-line method over the estimated useful lives of 3 to 10 years. Maintenance and repair costs are charged to expense as incurred. Improvements which extend the useful life are capitalized and depreciated over the remaining useful life of the assets. Repossessed Assets. Property acquired by repossession, foreclosure, or by deed in lieu of foreclosure is recorded at the fair value of the underlying property, less costs to sell. This fair value becomes the new cost basis for the repossessed asset. Any write-down in the carrying value of a loan or lease at the time of acquisition is charged to the allowance for credit losses. Any subsequent write-downs to reflect current fair value, as well as gains and losses on disposition and revenues are recorded in non-interest expense. Any required or prudent costs incurred relating to the development and improvement of the property are capitalized while holding period costs are charged to other non-interest expense. Leases. At contract inception, the Corporation determines whether the arrangement is or contains a lease and determines the lease classificatio n. The lease term is determined based on the non-cancellable term of the lease adjusted to the extent optional renewal terms and termination rights are reasonably certain. Lease expense is recognized evenly over the lease term. Variable lease payments are recognized as period costs. The present value of remaining lease payments is recognized as a liability on the balance sheet with a corresponding right-of-use asset adjusted for prepaid or accrued lease payments. The Corporation uses t he Federal Home Loan Bank fixed advance rate as of the lease inception date that most closely resembles the remaining term of the lease as the incremental borrowing rate, unless the interest rate implicit in the lease contract is readily determinable. The Corporation has elected to exclude short-term leases as well as all non-lease items, such as common area maintenance, from being included in the lease liability on the Consolidated Balance Sheets. Bank-Owned Life Insurance. Bank-owned life insurance (“BOLI”) is reported at the amount that would be realized if the life insurance policies were surrendered on the balance sheet date. BOLI policies owned by the Bank are purchased with the objective to fund certain future employee benefit costs with the death benefit proceeds. The cash surrender value of such policies is recorded in bank-owned life insurance on the Consolidated Balance Sheets and changes in the value are recorded in non-interest income. The total death benefit of all BOLI policies was $133.7 million and $133.8 million as of December 31, 2023 and 2022, respectively. There are no restrictions on the use of BOLI proceeds nor are there any contractual restrictions on the ability to surrender the policy. As of December 31, 2023 and 2022, there were no borrowings against the cash surrender value of the BOLI policies. Federal Home Loan Bank Stock. The Bank is required to maintain Federal Home Loan Bank (“FHLB”) stock as members of the FHLB, and in amounts as required by the FHLB. This equity security is “restricted” in that it can only be sold back to the FHLB or another member institution at par. Therefore, it is less liquid than other marketable equity securities and the fair value is equal to cost. The Corporation periodically evaluates its holding in FHLB stock for impairment. Should the stock be impaired, it would be written down to its estimated fair value. There were no impairments recorded on FHLB stock during the years ended December 31, 2023 or 2022. Goodwill and Other Intangible Assets. Goodwill and other intangible assets consist primarily of goodwill and loan servicing rights. Core deposit intangibles have estimated finite lives and are amortized on an accelerated basis to expense over a period of seven years. Loan servicing rights, when originated, are initially recorded at fair value and subsequently amortized in proportion to and over the period of estimated net servicing income. The Corporation reviews other intangible assets for impairment at least annually, or whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable, in which case an impairment charge would be recorded. Goodwill is not amortized but is subject to impairment tests on at least an annual basis, and more frequently if an event occurs or circumstances change that would more likely than not reduce the fair value of the reporting unit below its carrying amount (including goodwill). An initial qualitative evaluation is made to assess the likelihood of impairment and determine whether further quantitative testing to calculate the fair value is necessary. When the qualitative evaluation indicates that impairment is more likely than not, quantitative testing is required whereby the fair value of each reporting unit is calculated and compared to the recorded book value. If the calculated fair value of the reporting unit exceeds its carrying value, goodwill is not considered impaired. If the carrying value of a reporting unit exceeds its calculated fair value, an impairment charge is recognized in earnings in an amount equal to the difference. Other Investments. The Corporation owns certain equity investments in other corporate organizations which are not consolidated because the Corporation does not own more than a 50% interest or exercise control over the organization. Investments in corporations representing at least a 20% interest are generally accounted for using the equity method and investments in corporations representing less than 20% interest are generally accounted for at cost. Investments in limited partnerships representing from at least a 3% up to a 50% interest in the entity are generally accounted for using the equity method and investments in limited partnerships representing less than 3% are generally accounted for at cost. All of these investments are periodically evaluated for impairment. Should an investment be impaired, it would be written down to its estimated fair value. The equity investments are reported in other assets and the income and expense from such investments, if any, is reported in non-interest income and non-interest expense. Derivative Instruments. The Corporation uses derivative instruments to protect against the risk of adverse price or interest rate movements on the value of certain assets, liabilities, future cash flows, and economic hedges for written client derivative contracts. Derivative instruments represent contracts between parties that usually require little or no initial net investment and result in one party delivering cash to the other party based on a notional amount and an underlying variable, as specified in the contract, and may be subject to master netting agreements. Market risk is the risk of loss arising from an adverse change in interest rates, exchange rates, or equity prices. The Corporation’s primary market risk is interest rate risk. Instruments designed to manage interest rate risk include interest rate swaps, interest rate options, and interest rate caps and floors with indices that relate to the pricing of specific assets and liabilities. The nature and volume of the derivative instruments used to manage interest rate risk depend on the level and type of assets and liabilities on the balance sheet and the risk management strategies for the current and anticipated rate environments. Counterparty risk with respect to derivative instruments occurs when a counterparty to a derivative contract with an unrealized gain fails to perform according to the terms of the agreement. Counterparty risk is managed by limiting the counterparties to highly rated dealers, requiring collateral postings when values are in deficit positions, applying uniform credit standards to all activities with credit risk, and monitoring the size and the maturity structure of the derivative portfolio. All derivative instruments are to be carried at fair value on the Consolidated Balance Sheets. The accounting for the gain or loss due to changes in the fair value of a derivative instrument depends on whether the derivative instrument qualifies as a hedge. If the derivative instrument does not qualify as a hedge, the gains or losses are reported in earnings when they occur. However, if the derivative instrument qualifies as a hedge, the accounting varies based on the type of risk being hedged. The Corporation utilizes interest rate swaps offered directly to qualified commercial borrowers, which do not qualify for hedge accounting, and therefore, all changes in fair value and gains and losses on these instruments are reported in earnings as they occur. The effects of netting arrangements are disclosed within the Notes of the Consolidated Financial Statements. The Corporation offers interest rate swap products directly to qualified commercial borrowers. The Corporation economically hedges client derivative transactions by entering into offsetting interest rate swap contracts executed with a third party. Derivative transactions executed as part of this program are not considered hedging instruments and are marked-to-market through earnings each period. The derivative contracts have mirror-image terms, which results in the positions’ changes in fair value offsetting through earnings each period. The credit risk and risk of non-performance embedded in the fair value calculations is different between the dealer counterparties and the commercial borrowers which may result in a difference in the changes in the fair value of the mirror-image swaps. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own non-performance risk and the counterparty’s risk in the fair value measurements. When evaluating the fair value of its derivative contracts for the effects of non-performance and credit risk, the Corporation considers the impact of netting and any applicable credit enhancements such as collateral postings, thresholds and guarantees. The Corporation also enters into interest rate swaps to manage interest rate risk and reduce the cost of match-funding certain long-term fixed rate loans. These derivative contracts are designated as a cash flow hedge as the receipt of floating interest from the counterparty is used to manage interest rate risk associated with forecasted issuances of short-term FHLB advances. The change in fair value of the hedging instrument is recorded in accumulated other comprehensive income. SBA Recourse Reserve. The Corporation establishes SBA recourse reserves on the guaranteed portions of sold SBA loans. The recourse reserve is reported in accrued in

Cash and Cash Equivalents

Cash and Cash Equivalents	12 Months Ended
	Dec. 31, 2023
Cash and Cash Equivalents [Abstract]
Cash and Cash Equivalents	Cash and Cash EquivalentsCash and due from banks was approximately $32.3 million and $25.8 million at December 31, 2023 and 2022, respectively. As of March 26, 2020, the Federal Reserve Bank (“FRB”) reduced reserve requirement ratios to zero percent for all depository institutions. FRB balances were $106.8 million and $76.5 million at December 31, 2023 and 2022, respectively, and are included in short-term investments on the Consolidated Balance Sheets. Short-term investments, considered cash equivalents, were $107.2 million and $76.9 million at December 31, 2023 and 2022, respectively.

Securities

Securities	12 Months Ended
	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The amortized cost and fair value of securities available-for-sale and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: As of December 31, 2023 Amortized Cost Gross Gross Fair Value (In Thousands) Available-for-sale: U.S. treasuries $ 14,158 $ 7 $ (389) $ 13,776 U.S. government agency securities - government-sponsored enterprises 27,986 35 (455) 27,566 Municipal securities 40,407 — (4,526) 35,881 Residential mortgage-backed securities - government issued 69,441 1,000 (2,385) 68,056 Residential mortgage-backed securities - government-sponsored enterprises 131,321 281 (10,769) 120,833 Commercial mortgage-backed securities - government issued 2,995 — (470) 2,525 Commercial mortgage-backed securities - government-sponsored enterprises 32,774 65 (4,470) 28,369 $ 319,082 $ 1,388 $ (23,464) $ 297,006 As of December 31, 2022 Amortized Cost Gross Gross Fair Value (In Thousands) Available-for-sale: U.S. treasuries $ 4,977 $ — $ (532) $ 4,445 U.S. government agency securities - government-sponsored enterprises 13,666 70 (531) 13,205 Municipal securities 45,088 90 (5,867) 39,311 Residential mortgage-backed securities - government issued 21,790 — (2,359) 19,431 Residential mortgage-backed securities - government-sponsored enterprises 119,265 — (12,942) 106,323 Commercial mortgage-backed securities - government issued 3,450 — (518) 2,932 Commercial mortgage-backed securities - government-sponsored enterprises 31,515 — (5,138) 26,377 $ 239,751 $ 160 $ (27,887) $ 212,024 The amortized cost and fair value of securities held-to-maturity and the corresponding amounts of gross unrecognized gains and losses were as follows: As of December 31, 2023 Amortized Cost Gross Gross Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 4,210 $ 4 $ (41) $ 4,173 Residential mortgage-backed securities - government issued 1,211 — (76) 1,135 Residential mortgage-backed securities - government-sponsored enterprises 1,078 — (53) 1,025 Commercial mortgage-backed securities - government-sponsored enterprises 2,004 — (82) 1,922 $ 8,503 $ 4 $ (252) $ 8,255 As of December 31, 2022 Amortized Cost Gross Gross Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 7,467 $ 7 $ (70) $ 7,404 Residential mortgage-backed securities - government issued 1,625 — (107) 1,518 Residential mortgage-backed securities - government-sponsored enterprises 1,537 — (93) 1,444 Commercial mortgage-backed securities - government-sponsored enterprises 2,006 — (102) 1,904 $ 12,635 $ 7 $ (372) $ 12,270 U.S. Treasuries contain treasury bonds issued by the United States Treasury. U.S. government agency securities - government-sponsored enterprises represent securities issued by Federal National Mortgage Association (“FNMA”) and the SBA. Municipal securities include securities issued by various municipalities located primarily within Wisconsin and are primarily general obligation bonds that are tax-exempt in nature. Residential and commercial mortgage-backed securities - government issued represent securities guaranteed by the Government National Mortgage Association. Residential and commercial mortgage-backed securities - government-sponsored enterprises include securities guaranteed by the Federal Home Loan Mortgage Corporation, FNMA, and the FHLB. There were 16 and seven sales of available-for-sale securities that occurred during the years ended December 31, 2023 and 2021, respectively. There were no sales of available-for-sale securities that occurred during the year ended December 31, 2022. Total proceeds and gross realized gains and losses from sales of securities available-for-sale were as follows: For the Year Ended December 31, 2023 2022 2021 (In Thousands) Gross gains $ 68 $ — $ 92 Gross losses (113) — (63) Net (losses) gains on sale of available-for-sale securities $ (45) $ — $ 29 Proceeds from sale of available-for-sale securities $ 5,085 $ — $ 14,955 At December 31, 2023 and 2022, securities with a fair value of $45.4 million and $35.9 million, respectively, were pledged to secure various obligations, including interest rate swap contracts and municipal deposits. The amortized cost and fair value of securities by contractual maturity at December 31, 2023 are shown below. Actual maturities may differ from contractual maturities because issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In Thousands) Due in one year or less $ 22,576 $ 22,569 $ 1,060 $ 1,057 Due in one year through five years 18,970 17,646 3,150 3,116 Due in five through ten years 12,653 11,915 — — Due in over ten years 28,352 25,093 — — 82,551 77,223 4,210 4,173 Residential mortgage-backed securities 200,762 188,889 2,289 2,160 Commercial mortgage-backed securities 35,769 30,894 2,004 1,922 $ 319,082 $ 297,006 $ 8,503 $ 8,255 The tables below show the Corporation’s gross unrealized losses and fair value of available-for-sale investments, aggregated by investment category and length of time that individual investments were in a continuous loss position at December 31, 2023 and 2022. The Corporation also has not specifically identified available-for-sale securities in a loss position that it intends to sell in the near term and does not believe that it will be required to sell any such securities. The Corporation reviews its securities on a quarterly basis to assess declines in fair value for credit losses. Consideration is given to such factors as the credit rating of the borrower, market conditions such as current interest rates, any adverse conditions specific to the security and delinquency status on contractual payments. For the years ended December 31, 2023 and 2022, management concluded that in all instances securities with fair value less than carrying value was due to market and other factors; thus no credit loss provision was required. A summary of unrealized loss information for securities available-for-sale, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Available-for-sale: U.S. treasuries $ — $ — $ 4,595 $ 389 $ 4,595 $ 389 U.S. government agency securities - government-sponsored enterprises 13,370 30 3,076 425 16,446 455 Municipal securities — — 35,881 4,526 35,881 4,526 Residential mortgage-backed securities - government issued 13,178 160 13,819 2,225 26,997 2,385 Residential mortgage-backed securities - government-sponsored enterprises 19,925 285 78,086 10,484 98,011 10,769 Commercial mortgage-backed securities - government issued — — 2,525 470 2,525 470 Commercial mortgage-backed securities - government-sponsored enterprises 893 20 26,465 4,450 27,358 4,470 $ 47,366 $ 495 $ 164,447 $ 22,969 $ 211,813 $ 23,464 December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Available-for-sale: U.S. treasuries $ — $ — $ 4,446 $ 532 $ 4,446 $ 532 U.S. government agency obligations - government-sponsored enterprises — — 2,969 531 2,969 531 Municipal securities 26,759 3,132 10,133 2,735 36,892 5,867 Residential mortgage-backed securities - government issued 9,624 436 9,807 1,923 19,431 2,359 Residential mortgage-backed securities - government-sponsored enterprises 71,474 6,433 34,849 6,509 106,323 12,942 Commercial mortgage-backed securities - government issued 1,236 112 1,696 406 2,932 518 Commercial mortgage-backed securities - government-sponsored enterprises 7,758 984 18,619 4,154 26,377 5,138 $ 116,851 $ 11,097 $ 82,519 $ 16,790 $ 199,370 $ 27,887 The tables below show the Corporation’s gross unrealized losses and fair value of held-to-maturity investments, aggregated by investment category and length of time that individual investments were in a continuous loss position at December 31, 2023 and 2022. At December 31, 2023, the Corporation held 29 held-to-maturity securities that were in an unrealized loss position, 24 of which have been in a continuous loss position for twelve months or greater. Management assesses held-to-maturity securities for credit losses on a quarterly basis. The assessment includes review of credit ratings, identification of delinquency and evaluation of market factors. Based on this analysis, management concludes the decline in fair value is due to market factors, specifically changes in interest rates. Accordingly, no credit loss provision was recorded in the Consolidated Statements of Income for the years ended December 31, 2023, 2022, and 2021. A summary of unrecognized loss information for securities held-to-maturity, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Held-to-maturity: Municipal securities $ 1,424 $ 4 $ 2,234 $ 37 $ 3,658 $ 41 Residential mortgage-backed securities - government issued — — 1,135 76 1,135 76 Residential mortgage-backed securities - government-sponsored enterprises — — 1,025 53 1,025 53 Commercial mortgage backed securities - government-sponsored enterprises — — 1,922 82 1,922 82 $ 1,424 $ 4 $ 6,316 $ 248 $ 7,740 $ 252 December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Held-to-maturity: Municipal securities $ 6,035 $ 52 $ 267 $ 18 $ 6,302 $ 70 Residential mortgage-backed securities - government issued 1,518 107 — — 1,518 107 Residential mortgage-backed securities - government-sponsored enterprises 1,444 93 — — 1,444 93 Commercial mortgage-backed securities - government-sponsored enterprises 1,904 102 — — 1,904 102 $ 10,901 $ 354 $ 267 $ 18 $ 11,168 $ 372 On January 1, 2023, the Corporation adopted ASU 2016-13, which replaced the legacy GAAP other-than-temporary impairment (“OTTI”) model with a credit loss model. ASU 2016-13 requires an allowance on lifetime expected credit losses on held to maturity debt securities. As of January 1, 2023 and December 31, 2023, the Corporation estimated the expected credit losses to be immaterial based on the composition of the securities portfolio.

Loan and Lease Receivables, Imp

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses	Loans, Leases Receivable, and Allowance for Credit Losses Loan and leases receivable consist of the following: December 31, December 31, (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ 256,479 $ 268,354 Commercial real estate — non-owner occupied 773,494 687,091 Construction 193,080 218,751 Multi-family 450,529 350,026 1-4 family 26,289 17,728 Total commercial real estate 1,699,871 1,541,950 Commercial and industrial 1,105,835 853,327 Consumer and other 44,312 47,938 Total gross loans and leases receivable 2,850,018 2,443,215 Less: Allowance for loan losses 31,275 24,230 Deferred loan fees and costs, net (243) 149 Loans and leases receivable, net $ 2,818,986 $ 2,418,836 Loans transferred to third parties consist of the guaranteed portions of SBA loans which the Corporation sold in the secondary market and participation interests in other, non-SBA originated loans. The total principal amount of the guaranteed portions of SBA loans sold during the year ended December 31, 2023 and 2022 was $23.6 million and $29.9 million, respectively. Each of the transfers of these financial assets met the qualifications for sale accounting, and therefore, all of the loans transferred during the year ended December 31, 2023 and 2022 have been derecognized in the Consolidated Financial Statements. The guaranteed portions of SBA loans were transferred at their fair value and the related gain was recognized upon the transfer as non-interest income in the Consolidated Financial Statements. The total outstanding balance of sold SBA loans at December 31, 2023 and 2022 was $84.2 million and $88.5 million, respectively. The total principal amount of transferred participation interests in other, non-SBA originated loans during the year ended December 31, 2023 and 2022 was $120.0 million and $96.0 million, respectively, all of which were treated as sales and derecognized under the applicable accounting guidance at the time of transfer. No gain or loss was recognized on participation interests in other, non-SBA originated loans as they were transferred at or near the date of loan origination and the payments received for servicing the portion of the loans participated represents adequate compensation. The total outstanding balance of these transferred loans at December 31, 2023 and 2022 was $279.5 million and $222.9 million, respectively. As of December 31, 2023 and 2022, the total amount of the Corporation’s partial ownership of these transferred loans on the Consolidated Balance Sheets was $367.4 million and $339.0 million, respectively. As of December 31, 2023 and 2022, the non-SBA originated participation portfolio contained no non-performing loans. The Corporation does not share in the participant’s portion of any potential charge-offs. There were no loans purchased on the Consolidated Balance Sheets as of December 31, 2023 and 2022. The following table presents loans and loan participations sold during the year by portfolio segment: December 31, 2023 Owner Occupied Non-Owner Occupied Construction Multi-Family 1-4 Family Commercial and Industrial Consumer and Other Total (In Thousands) Sales $ 17,390 $ — $ 75,532 $ 11,382 $ — $ 39,290 $ — $ 143,594 December 31, 2022 Owner Occupied Non-Owner Occupied Construction Multi-Family 1-4 Family Commercial and Industrial Consumer and Other Total (In Thousands) Sales $ — $ 5,000 $ 58,586 $ 3,184 $ — $ 59,085 $ — $ 125,855 Certain of the Corporation’s executive officers, directors, and their related interests are loan clients of the Bank. These loans to related parties are summarized below: December 31, 2023 December 31, 2022 (In Thousands) Balance at beginning of year $ 224 $ 1,288 New loans 349 656 Repayments (310) (1,560) Change due to status of executive officers and directors — (160) Balance at end of year $ 263 $ 224 The Corporation’s net investment in direct financing leases consists of the following: December 31, December 31, (In Thousands) Minimum lease payments receivable $ 9,660 $ 10,673 Estimated unguaranteed residual values in leased property 1,468 2,776 Unearned lease and residual income (1,362) (1,300) Investment in commercial direct financing leases $ 9,766 $ 12,149 The Corporation leases equipment under direct financing leases expiring in future years. Some of these leases provide for additional rents and generally allow the lessees to purchase the equipment for fair value at the end of the lease term. Future aggregate maturities of minimum lease payments to be received are as follows: (In Thousands) Maturities during year ended December 31, 2024 $ 3,268 2025 2,425 2026 1,788 2027 1,301 2028 626 Thereafter 252 $ 9,660 The following tables illustrate ending balances of the Corporation’s loan and lease portfolio, including non-performing loans by class of receivable, and considering certain credit quality indicators: December 31, 2023 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate — owner occupied Category I $ 31,637 $ 43,156 $ 38,803 $ 44,704 $ 22,078 $ 72,774 $ 451 $ 253,603 II — — — 260 — — — 260 III — — — — — 2,616 — 2,616 IV — — — — — — — — Total $ 31,637 $ 43,156 $ 38,803 $ 44,964 $ 22,078 $ 75,390 $ 451 $ 256,479 Commercial real estate — non-owner occupied Category I $ 71,857 $ 76,689 $ 72,660 $ 78,212 $ 66,262 $ 314,970 $ 32,478 $ 713,128 II — — 2,302 2,252 19,838 16,274 — 40,666 III — — — — — 19,700 — 19,700 IV — — — — — — — — Total $ 71,857 $ 76,689 $ 74,962 $ 80,464 $ 86,100 $ 350,944 $ 32,478 $ 773,494 Construction Category I $ 63,660 $ 83,161 $ 8,542 $ 744 $ 433 $ 6,528 $ 15,011 $ 178,079 II — — 9,289 5,712 — — — 15,001 III — — — — — — — — IV — — — — — — — — Total $ 63,660 $ 83,161 $ 17,831 $ 6,456 $ 433 $ 6,528 $ 15,011 $ 193,080 December 31, 2023 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Multi-family Category I $ 84,932 $ 41,068 $ 70,054 $ 113,294 $ 22,925 $ 115,243 $ 3,013 $ 450,529 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 84,932 $ 41,068 $ 70,054 $ 113,294 $ 22,925 $ 115,243 $ 3,013 $ 450,529 1-4 family Category I $ 4,242 $ 7,684 $ 2,672 $ 2,359 $ 443 $ 2,805 $ 6,062 $ 26,267 II — — — — — — — — III — — — — — — — — IV — — — — — 22 — 22 Total $ 4,242 $ 7,684 $ 2,672 $ 2,359 $ 443 $ 2,827 $ 6,062 $ 26,289 Commercial and industrial Category I $ 302,612 $ 144,167 $ 85,504 $ 38,164 $ 20,151 $ 26,490 $ 415,301 $ 1,032,389 II 1,496 5,280 785 353 94 219 5,706 13,933 III 1,093 7,168 1,882 5,919 3,861 3,957 15,058 38,938 IV 1,482 6,519 1,319 321 133 1,644 9,157 20,575 Total $ 306,683 $ 163,134 $ 89,490 $ 44,757 $ 24,239 $ 32,310 $ 445,222 $ 1,105,835 Consumer and other Category I $ 5,920 $ 8,786 $ 3,167 $ 12,193 $ 2,049 $ 3,485 $ 8,712 $ 44,312 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 5,920 $ 8,786 $ 3,167 $ 12,193 $ 2,049 $ 3,485 $ 8,712 $ 44,312 Total Loans Category I $ 564,860 $ 404,711 $ 281,402 $ 289,670 $ 134,341 $ 542,295 $ 481,028 $ 2,698,307 II 1,496 5,280 12,376 8,577 19,932 16,493 5,706 69,860 III 1,093 7,168 1,882 5,919 3,861 26,273 15,058 61,254 IV 1,482 6,519 1,319 321 133 1,666 9,157 $ 20,597 Total $ 568,931 $ 423,678 $ 296,979 $ 304,487 $ 158,267 $ 586,727 $ 510,949 $ 2,850,018 December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate — owner occupied Category I $ 50,705 $ 34,896 $ 55,096 $ 25,583 $ 15,583 $ 72,091 $ 2,287 $ 256,241 II — 560 300 — 399 1,344 — 2,603 III — 494 5,489 299 417 2,811 — 9,510 IV — — — — — — — — Total $ 50,705 $ 35,950 $ 60,885 $ 25,882 $ 16,399 $ 76,246 $ 2,287 $ 268,354 Commercial real estate — non-owner occupied Category I $ 88,752 $ 74,615 $ 60,216 $ 64,847 $ 84,053 $ 232,405 $ 25,508 $ 630,396 II — — — 15,099 11,390 7,534 — 34,023 III — — 3,891 — — 18,566 215 22,672 IV — — — — — — — — Total $ 88,752 $ 74,615 $ 64,107 $ 79,946 $ 95,443 $ 258,505 $ 25,723 $ 687,091 Construction Category I $ 39,942 $ 70,257 $ 39,048 $ 457 $ 8,052 $ 22,603 $ 27,601 $ 207,960 II — — — — — — — — III — — — 10,791 — — — 10,791 IV — — — — — — — — Total $ 39,942 $ 70,257 $ 39,048 $ 11,248 $ 8,052 $ 22,603 $ 27,601 $ 218,751 Multi-family Category I $ 21,698 $ 46,894 $ 121,199 $ 23,293 $ 32,611 $ 93,723 $ 2,612 $ 342,030 II — — — — — 7,996 — 7,996 III — — — — — — — — IV — — — — — — — — Total $ 21,698 $ 46,894 $ 121,199 $ 23,293 $ 32,611 $ 101,719 $ 2,612 $ 350,026 1-4 family Category I $ 7,659 $ 3,087 $ 2,525 $ 632 $ 98 $ 2,250 $ 1,447 $ 17,698 II — — — — — — — — III — — — — — — — — IV — — — — — 30 — 30 Total $ 7,659 $ 3,087 $ 2,525 $ 632 $ 98 $ 2,280 $ 1,447 $ 17,728 December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Commercial and industrial Category I $ 199,293 $ 109,901 $ 56,590 $ 30,000 $ 13,838 $ 19,367 $ 364,817 $ 793,806 II 5,499 801 3,021 1,108 92 239 9,846 20,606 III 1,809 5,607 6,691 6,699 133 5,451 8,896 35,286 IV 601 1,015 589 446 102 876 — 3,629 Total $ 207,202 $ 117,324 $ 66,891 $ 38,253 $ 14,165 $ 25,933 $ 383,559 $ 853,327 Consumer and other Category I $ 11,086 $ 3,556 $ 13,870 $ 2,433 $ 2,600 $ 4,193 $ 10,200 $ 47,938 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 11,086 $ 3,556 $ 13,870 $ 2,433 $ 2,600 $ 4,193 $ 10,200 $ 47,938 Total Loans Category I $ 419,135 $ 343,206 $ 348,544 $ 147,245 $ 156,835 $ 446,632 $ 434,472 $ 2,296,069 II 5,499 1,361 3,321 16,207 11,881 17,113 9,846 65,228 III 1,809 6,101 16,071 17,789 550 26,828 9,111 78,259 IV 601 1,015 589 446 102 906 — 3,659 Total $ 427,044 $ 351,683 $ 368,525 $ 181,687 $ 169,368 $ 491,479 $ 453,429 $ 2,443,215 Each credit is evaluated for proper risk rating upon origination, at the time of each subsequent renewal, upon receipt and evaluation of updated financial information from the Corporation’s borrowers or as other circumstances dictate. The Corporation primarily uses a nine grade risk rating system to monitor the ongoing credit quality of its loans and leases. The risk rating grades follow a consistent definition and are then applied to specific loan types based on the nature of the loan. Each risk rating is subjective and, depending on the size and nature of the credit, subject to various levels of review and concurrence on the stated risk rating. In addition to its nine grade risk rating system, the Corporation groups loans into four loan and related risk categories which determine the level and nature of review by management. Category I — Loans and leases in this category are performing in accordance with the terms of the contract and generally exhibit no immediate concerns regarding the security and viability of the underlying collateral, financial stability of the borrower, integrity or strength of the borrowers’ management team or the industry in which the borrower operates. The Corporation monitors Category I loans and leases through payment performance, continued maintenance of its personal relationships with such borrowers and continued review of such borrowers’ compliance with the terms of their respective agreements. Category II — Loans and leases in this category are beginning to show signs of deterioration in one or more of the Corporation’s core underwriting criteria such as financial stability, management strength, industry trends or collateral values. Management will place credits in this category to allow for proactive monitoring and resolution with the borrower to possibly mitigate the area of concern and prevent further deterioration or risk of loss to the Corporation. Category II loans are considered performing but are monitored frequently by the assigned business development officer and by asset quality review committees. Category III — Loans and leases in this category are identified by management as warranting special attention. However, the balance in this category is not intended to represent the amount of adversely classified assets held by the Bank. Category III loans and leases generally exhibit undesirable characteristics, such as evidence of adverse financial trends and conditions, managerial problems, deteriorating economic conditions within the related industry or evidence of adverse public filings and may exhibit collateral shortfall positions. Management continues to believe that it will collect all contractual principal and interest in accordance with the original terms of the contracts relating to the loans and leases in this category, and therefore Category III loans are considered performing with no specific reserves established for this category. Category III loans are monitored by management and asset quality review committees on a monthly basis. Category IV — Loans and leases in this category are non-performing loans. Management has determined that it is unlikely that the Bank will receive the contractual principal and interest in accordance with the original terms of the agreement. Non-performing loans are individually evaluated to assess the need for the establishment of specific reserves or charge-offs. When analyzing the adequacy of collateral, the Corporation obtains external appraisals at least annually. External appraisals are obtained from the Corporation’s approved appraiser listing and are independently reviewed to monitor the quality of such appraisals. To the extent a collateral shortfall position is present, a specific reserve or charge-off will be recorded. Loans and leases in this category are monitored by management and asset quality review committees on a monthly basis. The delinquency aging of the loan and lease portfolio by class of receivable was as follows: December 31, 2023 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Performing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 256,479 $ 256,479 Non-owner occupied — — — — 773,494 773,494 Construction — — — — 193,080 193,080 Multi-family — — — — 450,529 450,529 1-4 family — — — — 26,267 26,267 Commercial and industrial 3,026 491 — 3,517 1,081,743 1,085,260 Consumer and other — — — — 44,312 44,312 Total 3,026 491 — 3,517 2,825,904 2,829,421 Non-performing loans and leases Commercial real estate: Owner occupied — — — — — — Non-owner occupied — — — — — — Construction — — — — — — Multi-family — — — — — — 1-4 family — — — — 22 22 Commercial and industrial 404 550 18,347 19,301 1,274 20,575 Consumer and other — — — — — — Total 404 550 18,347 19,301 1,296 20,597 Total loans and leases Commercial real estate: Owner occupied — — — — 256,479 256,479 Non-owner occupied — — — — 773,494 773,494 Construction — — — — 193,080 193,080 Multi-family — — — — 450,529 450,529 1-4 family — — — — 26,289 26,289 Commercial and industrial 3,430 1,041 18,347 22,818 1,083,017 1,105,835 Consumer and other — — — — 44,312 44,312 Total $ 3,430 $ 1,041 $ 18,347 $ 22,818 $ 2,827,200 $ 2,850,018 Percent of portfolio 0.12 % 0.04 % 0.64 % 0.80 % 99.20 % 100.00 % December 31, 2022 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Performing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 268,354 $ 268,354 Non-owner occupied 215 — — 215 686,876 687,091 Construction — — — — 218,751 218,751 Multi-family — — — — 350,026 350,026 1-4 family — — — — 17,698 17,698 Commercial and industrial 1,437 403 — 1,840 847,858 849,698 Consumer and other — — — — 47,938 47,938 Total 1,652 403 — 2,055 2,437,501 2,439,556 Non-performing loans and leases Commercial real estate: Owner occupied — — — — — — Non-owner occupied — — — — — — Construction — — — — — — Multi-family — — — — — — 1-4 family — — — — 30 30 Commercial and industrial 439 126 2,464 3,029 600 3,629 Consumer and other — — — — — — Total 439 126 2,464 3,029 630 3,659 Total loans and leases Commercial real estate: Owner occupied — — — — 268,354 268,354 Non-owner occupied 215 — — 215 686,876 687,091 Construction — — — — 218,751 218,751 Multi-family — — — — 350,026 350,026 1-4 family — — — — 17,728 17,728 Commercial and industrial 1,876 529 2,464 4,869 848,458 853,327 Consumer and other — — — — 47,938 47,938 Total $ 2,091 $ 529 $ 2,464 $ 5,084 $ 2,438,131 $ 2,443,215 Percent of portfolio 0.09 % 0.02 % 0.10 % 0.21 % 99.79 % 100.00 % The Corporation’s total non-performing assets consisted of the following: December 31, December 31, (In Thousands) Non-performing loans and leases Commercial real estate: Commercial real estate — owner occupied $ — $ — Commercial real estate — non-owner occupied — — Construction — — Multi-family — — 1-4 family 22 30 Total non-performing commercial real estate 22 30 Commercial and industrial 20,575 3,629 Consumer and other — — Total non-performing loans and leases 20,597 3,659 Repossessed assets, net 247 95 Total non-performing assets $ 20,844 $ 3,754 December 31, December 31, Total non-performing loans and leases to gross loans and leases 0.72 % 0.15 % Total non-performing assets to total gross loans and leases plus repossessed assets, net 0.73 0.15 Total non-performing assets to total assets 0.59 0.13 Allowance for credit losses to gross loans and leases 1.16 0.99 Allowance for credit losses to non-performing loans and leases 160.21 662.20 Non-performing loans, which are collateral dependent, are primarily secured by inventory $8.9 million, equipment $3.7 million, and accounts receivable and other assets $1.7 million. Occasionally, the Corporation modifies loans to borrowers in financial distress. There were three commercial and industrial loans for a total of $882,000 modified during the year ended December 31, 2023. The modifications consisted of payment deferrals. These loans are included in total non-performing loans and are currently between zero and 209 days past due as of December 31, 2023. No loans were modified during the year ended December 31, 2022. There was one commercial and industrial loan to a borrower experiencing financial distress for a total of $382,000 that was modified during the previous 12 months and which subsequently defaulted during the year ended December 31, 2023. There were no loans to borrowers experiencing financial distress that were modified during the previous 12 months and which subsequently defaulted during the year ended December 31, 2022. There were no unfunded commitments associated with loans modified for borrowers experiencing financial distress as of December 31, 2023. The following represents additional information regarding the Corporation’s non-accrual loans and leases, by portfolio segment: As of and for the Year Ended December 31, 2023 Amortized Cost (1) Unpaid Individual Average Recorded Investment (2) Foregone Interest Net Foregone (In Thousands) With no individual reserve recorded: Commercial real estate: Owner occupied $ — $ — $ — $ — $ — $ — $ — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family — — — 4 — 23 (23) Commercial and industrial 9,691 9,695 — 4,989 786 214 572 Consumer and other — — — — — — — Total 9,691 9,695 — 4,993 786 237 549 With individual reserve recorded: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family 22 27 22 22 4 — 4 Commercial and industrial 10,884 10,890 5,968 5,435 641 29 612 Consumer and other — — — — — — — Total 10,906 10,917 5,990 5,457 645 29 616 Total: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family 22 27 22 26 4 23 (19) Commercial and industrial 20,575 20,585 5,968 10,424 1,427 243 1,184 Consumer and other — — — — — — — Grand total $ 20,597 $ 20,612 $ 5,990 $ 10,450 $ 1,431 $ 266 $ 1,165 (1) The amortized cost represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. As of and for the Year Ended December 31, 2022 Recorded Investment (1) Unpaid Individual Average Recorded Investment (2) Foregone Interest Net Foregone (In Thousands) With no individual reserve recorded: Commercial real estate: Owner occupied $ — $ — $ — $ 180 $ 14 $ 759 $ (745) Non-owner occupied — — — — — 1 (1) Construction — — — — — 47 (47) Multi-family — — — — — — — 1-4 family 30 35 — 112 8 41 (33) Commercial and industrial 1,037 1,037 — 3,153 277 587 (310) Consumer and other — — — — — — — Total 1,067 1,072 — 3,445 299 1,435 (1,136) With individual reserve recorded: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 2,592 2,612 1,650 1,454 101 1 100 Consumer and other — — — — — — — Total 2,592 2,612 1,650 1,454 101 1 100 Total: Commercial real estate: Owner occupied — — — 180 14 759 (745) Non-owner occupied — — — — — 1 (1) Construction — — — — — 47 (47) Multi-family — — — — — — — 1-4 family 30 35 — 112 8 41 (33) Commercial and industrial 3,629 3,649 1,650 4,607 378 588 (210) Consumer and other — — — — — — — Grand total $ 3,659 $ 3,684 $ 1,650 $ 4,899 $ 400 $ 1,436 $ (1,036) (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. As of and for the Year Ended December 31, 2021 Recorded Investment (1) Unpaid Individual Average Recorded Investment (2) Foregone Interest Net Foregone (In Thousands) With no individual reserve recorded: Commercial real estate: Owner occupied $ 348 $ 386 $ — $ 2,217 $ 145 $ 218 $ (73) Non-owner occupied — — — 2,281 233 16 217 Construction — — — 7 — — — Multi-family — — — — — — — 1-4 family 339 344 — 285 60 24 36 Commercial and industrial 3,732 3,834 — 7,916 523 179 344 Consumer and other — — — 48 30 9 21 Total 4,419 4,564 — 12,754 991 446 545 With individual reserve recorded: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 2,156 2,156 1,505 1,506 113 8 105 Consumer and other — — — — — — — Total 2,156 2,156 1,505 1,506 113 8 105 Total: Commercial real estate: Owner occupied 348 386 — 2,217 145 218 (73) Non-owner occupied — — — 2,281 233 16 217 Construction — — — 7 — — — Multi-family — — — — — — — 1-4 family 339 344 — 285 60 24 36 Commercial and industrial 5,888 5,990 1,505 9,422 636 187 449 Consumer and other — — — 48 30 9 21 Grand total $ 6,575 $ 6,720 $ 1,505 $ 14,260 $ 1,104 $ 454 $ 650 (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. The difference between the recorded investment of loans and leases and the unpaid principal balance of $15,000 and $26,000 as of December 31, 2023 and 2022, respectively, represents partial charge-offs of loans and leases resulting from losses due to the value of the collateral securing the loans and leases being below the carrying values of the loans and leases. When a loan is placed on non-accrual, interest accrual is discontinued and previously accrued but uncollected interest is deducted from interest income. Cash payments collected on non-accrual loans are first applied to such loan’s principal. Foregone interest represents the interest that was contractually due on the loan but not received or recorded. No principal has been forgiven on modified loans during the years ended December 31, 2023 and 2022. To the extent the amount of principal on a non-accrual loan is fully collected and additional cash is received, the Corporation will recognize interest income. Allowance for Credit Losses The ACL is an estimate of the expected credit losses on financial assets measured at amortized cost, which is measured using relevant information about past events, including historical credit loss experience on financial assets with similar risk characteristics, current conditions, and reasonable and supportable forecasts that affect the collectability of the remaining cash flows over the contractual term of the financial assets. During the first quarter of 2023, the Corporation adopted ASU 2016-13, including the CECL methodology for estimating the ACL. This standard was adopted using a modified retrospective approach on January 1, 2023, resulting in a $484,000 increase to the ACL and a $1.3 million increase to the unfunded credit commitments reserve. A cumulative effect adjustment resulting in an $1.4 million decrease to retained earnings and a $465,000 increase to deferred tax assets was also recorded as of the adoption of ASU 2016-13. Quantitative Considerations The ACL is primarily calculated utilizing a discounted cash flow (“DCF”) model. Key inputs and assumptions used in this model are discussed below: • Forecast model - For each portfolio segment, a loss driver analysis (“LDA”) was performed in order to identify appropriate loss drivers and create a regression model for use in forecasting cash flows. The LDA analysis utilized peer FFIEC Call Report data for all pools. The Corporation plans to update the LDA annually. • Probability of default – PD is the probability that an asset will be in default within a given time frame. The Corporation has defined default as when a charge-off has occurred, a loan goes to non-accrual status, or a loan is greater than 90 days past due. The forecast model is utilized to estimate PDs. • Loss given default – LGD is the percentage of the asset not expected to be collected due to default. The LGD is derived from using a method referred to as Frye Jacobs which uses industry data. • Prepayments and curtailments – Prepayments and curtailments are calculated based on the Corporation’s own data. This analysis is updated annually. • Forecast and reversion – the Corporation has established a one-year reasonable and supportable forecast period with a one-year straight line reversion to the long-term historical average. • Economic forecast – the Corporation utilizes a third party to provide economic forecasts under various scenarios, which are assessed against economic indicators and management’s observations in the market. As of December 31, 2023, the Corporation selected a forecast which forecasts unemployment between 3.89% and 4.04% and GDP growth change between 1.29% and 2.32% over the next four quarters. Following the forecast period, the model reverts to long-term averages over four quarters. Management believes that the resulting quantitative reserve appropriately balances economic indicators with identified risks. Qualitative Considerations In addition to the quantitative model, management considers the need for qualitative adjustment for risks not considered in the DCF. Factors that are considered by management in determining loan collectability and the appropriate level of the ACL are listed below: • The Corporation’s lending policies and procedures, including changes in lending strategies, underwriting standards and practices for collections, write-offs, and recoveries; • Actual and expected changes in international, national, regional, and local economic and business conditions and developments in which the Corporation operates that affect the collectability of financial assets; • The experience, ability, and depth of the Corporation’s lending, investment, collection, and other relevant management and staff; • The volume of past due financial assets, the volume of non-performing assets, and the volume and severity of adversely classified or graded assets; • The existence and effect of industry concentrations of credit; • The nature and volume of the portfolio segment or class; • The quality of the Corporation’s credit review function; • The effect of other external factors such as the regulatory, legal and technological environments, competition, and events such as natural disasters or pandemics. ACL Activity A summary of the activity in the allowance for credit losses by portfolio segment is as follows: As of and for the Year Ended December 31, 2023 Owner Occupied Non-Owner Occupied Construction Multi-Family 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,766 $ 5,108 $ 1,646 $ 2,634 $ 207 $ 12,403 $ 466 $ 24,230 Impact of adopting ASC 326 (204) (242) 796 (386) (45) 1,873 26 1,818 Charge-offs — — — — — (1,781) — (1,781) Recoveries 9 1 — — 40 478 20 548 Net recoveries (charge-offs) 9 1 — — 40 (1,303) 20 (1,233) Provision for credit losses (31) 769 (317) 1,323 64 6,435 (61) 8,182 Ending balance $ 1,540 $ 5,636 $ 2,125 $ 3,571 $ 266 $ 19,408 $ 451 $ 32,997 Components: Allowance for loan losses 1,525 5,596 1,244 3,562 243 18,710 395 31,275 Allowance for unfunded credit commitments 15 40 881 9 23 698 56 1,722 Total ACL $ 1,540 $ 5,636 $ 2,125 $ 3,571 $ 266 $ 19,408 $ 451 $ 32,997 As of and for the Year Ended December 31, 2022 Commercial Commercial Consumer Total (In Thousands) Beginning balance $ 15,110 $ 8,413 $ 813 $ 24,336 Charge-offs — (958) (21) (979) Recoveries 4,262 437 42 4,741 Net recoveries (charge-offs) 4,262 (521) 21 3,762 Provision for credit losses (6,812) 3,236 (292) (3,868) Ending balance $ 12,560 $ 11,128 $ 542 $ 24,230 As of and for the Year Ended December 31, 2021 Commercial Commercial Consumer Total (In Thousands) Beginning balance $ 17,157 $ 10,593 $ 771 $ 28,521 Charge-offs (256) (3,227) (25) (3,508) Recoveries 3,935 1,168 23 5,126 Net recoveries (charge-offs) 3,679 (2,059) (2) 1,618 Provision for credit losses (5,726) (121) 44 (5,803) Ending balance $ 15,110 $ 8,413 $ 813 $ 24,336 ACL Summary Loans collectively evaluated for credit losses in the following tables include all performing loans at December 31, 2023 and 2022. Loans individually evaluated for credit losses include all non-performing loans. The following tables provide information regarding the allowance for credit losses and balances by type of allowance methodology: December 31, 2023 Owner Occupied Non-Owner Occupied Construction Multi-Family 1-4 Family Commercial Consumer Total (In Thousands) Allowance for credit losses: Collectively evaluated for credit losses $ 1,525 $ 5,596 $ 1,244 $ 3,562 $ 221 $ 12,743 $ 395 $ 25,286 Individually evaluated for credit loss — — — — 22 5,967 — 5,989 Total $ 1,525 $ 5,596 $ 1,244 $ 3,562 $ 243 $ 18,710 $ 395 $ 31,275 Loans and lease receivables: Collectively evaluated for credit losses $ 256,479 $ 773,494 $ 193,080 $ 450,529 $ 26,267 $ 1,085,260 $ 44,312 $ 2,829,421 Individually evaluated for credit loss — — — — 22 20,575 — 20,597 Total $ 256,479 $ 773,494 $ 193,080 $ 450,529 $ 26,289 $ 1,105,835 $ 44,312 $ 2,850,018 December 31, 2022 Commercial Commercial Consumer Total (In Thousands) Allowance for credit losses: Collectively evaluated for credit losses $ 12,560 $ 9,478 $ 542 $ 22,580 Individually evaluated for credit loss — 1,650 — 1,650 Total $ 12,560 $ 11,128 $ 542 $ 24,230 Loans and lease receivables: Collectively evaluated for credit losses $ 1,541,920 $ 849,542 $ 47,938 $ 2,439,400 Individually evaluated for credit loss 30 3,785 — 3,815 Total $ 1,541,950 $ 853,327 $ 47,938 $ 2,443,215

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Leasehold Improvements and Equipment	Premises and Equipment A summary of premises and equipment was as follows: As of December 31, 2023 2022 (In Thousands) Leasehold improvements $ 5,557 $ 4,525 Furniture and equipment 9,361 8,250 Total premises and equipment 14,918 12,775 Less: accumulated depreciation (8,728) (8,435) Total premises and equipment, net $ 6,190 $ 4,340 Depreciation expense was $961,000, $578,000, and $585,000 for the years ended December 31, 2023, 2022, and 2021, respectively. During 2023, the Corporation relocated its Kansas City metropolitan office. This resulted in additional leasehold improvements and equipment of $1.3 million and $606,000, respectively.

Leases

Leases	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Lessee, Operating Leases	Leases The Corporation leases various office spaces and specialized lending production offices under non-cancellable operating leases which expire on various dates through 2033. The Corporation also leases office equipment. The Corporation recognizes a right-of-use asset and an operating lease liability for all leases, with the exception of short-term leases. Right-of-use assets represent the right to use an underlying asset for the lease term and lease liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. Lease expense for operating leases and short-term leases is recognized on a straight-line basis over the lease term. In June 2023, the Corporation relocated its Kansas City metropolitan area office. This resulted in a $2.6 million right-of-use asset and $3.7 million lease liability, which was recorded in October 2022. The Corporation received a $1.1 million tenant improvement allowance related to this lease, which was recognized as a lease incentive and deducted from the right-of-use asset. The components of total lease expense were as follows: For the Year Ended December 31, 2023 2022 2021 (In Thousands) Operating lease cost $ 1,411 $ 1,544 $ 1,513 Short-term lease cost 200 148 158 Variable lease cost 576 604 492 Less: sublease income (75) (179) (170) Total lease cost, net $ 2,112 $ 2,117 $ 1,993 Quantitative information regarding the Corporation’s operating leases was as follows: December 31, 2023 December 31, 2022 December 31, 2021 Weighted-average remaining lease term (in years) 7.70 8.06 5.05 Weighted-average discount rate 3.61 % 3.40 % 2.51 % The following maturity analysis shows the undiscounted cash flows due on the Corporation’s operating lease liabilities: (In Thousands) 2024 $ 1,514 2025 1,408 2026 1,400 2027 1,427 2028 1,113 Thereafter 3,600 Total undiscounted cash flows 10,462 Discount on cash flows (1,508) Total lease liability $ 8,954

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure	Goodwill and Other Intangible Assets Goodwill Goodwill is not amortized, but is subject to impairment tests on an annual basis and more frequently if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount (including goodwill). At December 31, 2023 and 2022, the Corporation had goodwill of $10.7 million, which was related to the acquisition of Alterra Bank in 2014. The Corporation conducted its annual impairment test on July 1, 2023, utilizing a qualitative assessment, and concluded that it was more likely than not the estimated fair value of the reporting unit exceeded its carrying value, resulting in no impairment. Other Intangible Assets The Corporation has intangible assets that are amortized consisting of loan servicing rights. Loan servicing rights are recognized upon sale of the guaranteed portions of SBA loans with servicing rights retained. When SBA loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Loan servicing assets are subsequently measured using the amortization method, which requires servicing rights to be amortized into interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. For the years ended December 31, 2023, 2022, and 2021, loan servicing asset amortization totaled $500,000, $634,000, and $412,000, respectively. The estimated fair value of the Corporation’s loan servicing asset was $1.4 million and $1.5 million as of December 31, 2023 and 2022, respectively. The Corporation periodically reviews this portfolio for impairment and engages a third-party valuation firm to assess the fair value of the overall servicing rights portfolio. During the years ended December 31, 2023 and 2022, the Corporation recognized $ 73,000 1,000 63,000

Other Assets

Other Assets	12 Months Ended
	Dec. 31, 2023
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other Assets	Other Assets The Corporation is a limited partner in several limited partnership investments. The Corporation is not the general partner, does not have controlling ownership, and is not the primary beneficiary in any of these limited partnerships and the limited partnerships have not been consolidated. These investments are accounted for using the equity and proportional amortization method of accounting and are evaluated for impairment at the end of each reporting period. Historic Rehabilitation Tax Credits The Corporation invests in development entities through Mitchell Street and FBB Tax Credit, wholly-owned subsidiaries of FBB, to rehabilitate historic buildings. At December 31, 2023 and 2022, the net carrying value of the investments was $2.4 million and $2.2 million, respectively. During 2023, the Corporation invested $285,000 in these partnerships. During 2022 and 2021, the Corporation had no activity related to these investments. Low-Income Housing Tax Credits The Corporation invests in development entities through FBB Tax Credit, a wholly-owned subsidiary of FBB, to develop buildings that offer low-income housing. These investments are accounted for using the proportional amortization method of accounting. At December 31, 2023 and 2022, the net carrying value of the investments were $33.3 million and $13.5 million, respectively. During 2023, 2022, and 2021, the Corporation invested $24.0 million, $11.5 million, and $3.0 million in these partnerships, respectively. During 2023 and 2022, the Corporation recognized $5.3 million and $1.4 million in tax benefit, respectively, and $4.1 million and $1.0 million in amortization, respectively, related to these partnerships. Amortization is included in income tax expense in the accompanying Consolidated Statements of Income. During 2021, the Corporation did not recognize any tax benefit or amortization related to these partnerships. Other Investments The Corporation’s equity investment in mezzanine funds, consisting of Aldine Capital Fund II, LP, Aldine Capital Fund III, LP, and Aldine Capital Fund IV, LP, totaled $13.5 million and $12.8 million as of December 31, 2023 and 2022, respectively. As of December 31, 2023, the Corporation has $5.3 million remaining of the original $15.0 million commitment to these partnerships. The Corporation’s share of these partnerships’ income included in other non-interest income in the Consolidated Statements of Income for the years ended December 31, 2023, 2022, and 2021 was $4.8 million, $3.0 million, and $2.5 million, respectively. The Corporation’s share of these partnerships’ losses included in other non-interest expense in the Consolidated Statements of Income for the years ended December 31, 2023, 2022 and 2021 was $101,000, $0, and $24,000, respectively. The Corporation’s equity investment in Dane Workforce Housing Fund LLC, a Wisconsin limited liability company focused on community development by providing affordable workforce housing units in Dane County, Wisconsin, totaled $916,000 and $653,000 as of December 31, 2023 and 2022, respectively. The Corporation had a $63,000 commitment remaining of the original $1.0 million as of December 31, 2023. The Corporation’s share of the investment fund’s income included in other non-interest income in the Consolidated Statements of Income for the years ended December 31, 2023, 2022, and 2021 was $13,000, $8,000, and $2,000, respectively. The Corporation’s share of this partnerships’ losses included in other non-interest expense in the Consolidated Statements of Income for the year ended December 31, 2021 was $19,000. There were no losses related to this investment during the years ended December 31, 2023 and 2022. The Corporation’s equity investment in BankTech Ventures, LP, a venture capital fund, focused on the community banking industry through strategic investments in growth-stage startups that directly support community banking needs, totaled $569,000 and $154,000 as of December 31, 2023 and 2022, respectively. The Corporation had a $530,000 commitment remaining of the original $1.0 million as of December 31, 2023. The Corporation’s share of the investment fund’s income included in other non-interest income in the Consolidated Statements of Income for the year ended December 31, 2023 was $211,000. There was no income related to this investment during the years ended December 31, 2022 and 2021. The Corporation’s share of this partnerships’ losses included in other non-interest expense in the Consolidated Statements of Income for the years ended December 31, 2023 and 2022 was $2,000 and $21,000, respectively. There were no losses related to this investment during the year ended December 31, 2021. A summary of accrued interest receivable and other assets was as follows: December 31, 2023 December 31, 2022 (In Thousands) Accrued interest receivable $ 13,275 $ 9,403 Net deferred tax asset 9,508 11,711 Investment in historic development entities 2,393 2,176 Investment in low-income housing development entity 33,303 13,514 Investment in limited partnerships 15,027 13,599 Prepaid expenses 4,269 3,821 Other assets 13,283 8,883 Total accrued interest receivable and other assets $ 91,058 $ 63,107

Deposits

Deposits	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Deposit Liabilities Disclosures	Deposits The composition of deposits is shown below. December 31, 2023 December 31, 2022 Balance Average Balance Average Rate Balance Average Balance Average Rate (Dollars in Thousands) Non-interest-bearing transaction accounts $ 445,376 $ 453,930 — % $ 537,107 $ 566,230 — % Interest-bearing transaction accounts 895,319 689,500 3.44 576,601 503,668 0.79 Money market accounts 711,245 681,336 3.25 698,505 761,469 0.82 Certificates of deposit 287,131 273,387 4.10 153,757 97,448 1.39 Wholesale deposits 457,708 346,285 4.14 202,236 48,825 3.31 Total deposits $ 2,796,779 $ 2,444,438 2.92 $ 2,168,206 $ 1,977,640 0.67 A summary of annual maturities of in-market and wholesale certificates of deposit at December 31, 2023 is as follows: (In Thousands) Maturities during the year ended December 31, 2024 $ 536,645 2025 19,081 2026 50,416 2027 73,804 2028 12,821 Thereafter 2,072 $ 694,839 Wholesale deposits include $407.7 million and $50.0 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at December 31, 2023, compared to $187.2 million and $15.0 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts at December 31, 2022. The Corporation has entered into derivative contracts hedging a portion of the certificates of deposit included in the 2024 maturities above. As of December 31, 2023, the notional amount of derivatives designated as cash flow hedges totaled $306.3 million with a weighted average remaining maturity of 3.9 years and a weighted average rate of 3.95%. Certificates of deposit and wholesale deposits denominated in amounts greater than $250,000 were $120.2 million and $81.6 million at December 31, 2023 and 2022, respectively.

FHLB Advances, Other Borrowings

FHLB Advances, Other Borrowings and Junior Subordinated Notes	12 Months Ended
	Dec. 31, 2023
Debt Disclosure [Abstract]
FHLB Advances, Other Borrowings and Junior Subordinated Notes	FHLB Advances, Other Borrowings and Subordinated Notes and Debentures The composition of borrowed funds is shown below. December 31, 2023 December 31, 2022 Balance Weighted Weighted Balance Weighted Weighted (Dollars in Thousands) Federal funds purchased $ — $ 3 5.37 % $ — $ 14 7.42 % FHLB advances 281,500 351,990 2.52 416,380 414,191 1.70 Line of credit — 38 7.26 — 85 2.78 Other borrowings 20 600 8.33 6,088 8,624 5.23 Subordinated notes and debentures 49,396 38,250 5.16 34,340 35,095 5.06 Junior subordinated notes (1) — — — — 2,429 20.75 $ 330,916 $ 390,881 2.79 $ 456,808 $ 460,438 2.12 (1) Weighted average rate of junior subordinated notes and debentures reflects the accelerated amortization of subordinated debt issuance costs as a result of the early redemption of the junior subordinated notes during the first quarter of 2022. A summary of annual maturities of borrowings at December 31, 2023 is as follows: (In Thousands) Maturities during the year ended December 31, 2024 $ 120,520 2025 48,000 2026 65,000 2027 28,000 2028 — Thereafter 69,396 $ 330,916 The Corporation has a $649.0 million FHLB line of credit available for advances which is collateralized as noted below. At December 31, 2023, $367.5 million of this line remained unused. There were $281.5 million of term FHLB advances outstanding at December 31, 2023 with stated fixed interest rates ranging from 0.50% to 5.58% compared to $416.4 million of term FHLB advances outstanding at December 31, 2022 with stated fixed interest rates ranging from 0.31% to 4.69%. The term FHLB advances outstanding at December 31, 2023 are due at various dates through May 2030. The Corporation is required to maintain as collateral mortgage-related securities, unencumbered first mortgage loans and secured small business loans in its portfolio aggregating at least the amount of outstanding advances from the FHLB. Loans totaling approximately $1.172 billion and $1.059 billion were pledged as collateral at December 31, 2023 and 2022, respectively. The Corporation has a senior line of credit with a third-party financial institution of $10.5 million. As of December 31, 2023, the line of credit carried an interest rate of SOFR + 2.36% that matured on February 19, 2024 and had certain performance debt covenants of which the Corporation was in compliance. The Corporation pays a commitment fee on this senior line of credit. For the years ended December 31, 2023, 2022, and 2021 the Corporation incurred $13,000 additional interest expense due to this fee. There was no outstanding balance on the line of credit as of December 31, 2023. On February 20, 2024, the credit line was renewed for one additional year with pricing terms of 1-month term SOFR + 2.36% and a maturity date of February 19, 2025. The Corporation issued new subordinated debentures as of September 29, 2023. The aggregate principal amount of the newly issued subordinated debentures was $15.0 million which qualified as Tier 2 capital. The subordinated debentures bear a fixed interest rate of 8.0% with a maturity date of September 29, 2033. The Corporation may, at its option, redeem the debentures, in whole or part, at any time after the fifth anniversary of issuance. As of December 31, 2023, $573,000 of debt issuance costs remain in the subordinated note and debenture payable balance, of which $48,000 was related to the recently issued subordinated debentures. As of December 31, 2023, the Corporation had other borrowings of $20,000, which consisted of sold tax credit investments accounted for as secured borrowings because they did not qualify for true sale accounting. As of December 31, 2022, the Corporation had other borrowings of $6.1 million, which consisted of sold loans accounted for as secured borrowings because they did not qualify for true sale accounting. The Corporation has entered into derivative contracts hedging a portion of the borrowings included in the 2024 maturities above. As of December 31, 2023, the notional amount of derivatives designated as cash flow hedges totaled $96.4 million with a weighted average remaining maturity of 2.5 years and a weighted average rate of 1.78%.

Equity

Equity	12 Months Ended
	Dec. 31, 2023
Equity [Abstract]
Preferred Stock	Preferred Stock On March 4, 2022, the Corporation issued 12,500 shares, or $12.5 million in aggregate liquidation preference, of 7.0% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share, with a liquidation preference of $1,000 per share (the “Series A Preferred Stock”) in a private placement to institutional investors. The net proceeds received from the issuance of the Series A Preferred Stock were $12.0 million. The Corporation expects to pay dividends on the Series A Preferred Stock when and if declared by the Board, at a fixed rate of 7.0% per annum, payable quarterly, in arrears, on March 15, June 15, September 15 and December 15 of each year up to, but excluding, March 15, 2027. For each dividend period from and including March 15, 2027, dividends will be paid at a floating rate of Three-Month Term SOFR plus a spread of 539 basis points per annum. During the years ended December 31, 2023 and 2022, the Board of Directors declared aggregate preferred stock dividends of $875,000 and $683,000, respectively. The Series A Preferred Stock is perpetual and has no stated maturity. The Corporation may redeem the Series A Preferred Stock at its option at a redemption price equal to $1,000 per share, plus any declared and unpaid dividends (without regard to any undeclared dividends), subject to regulatory approval, on or after March 15, 2027 or within 90 days following a regulatory capital treatment event, in accordance with the terms of the Series A Preferred Stock.

Stockholders' Equity and Regula

Stockholders' Equity and Regulatory Capital	12 Months Ended
	Dec. 31, 2023
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Stockholders' Equity and Regulatory Capital	Regulatory Capital The Corporation and the Bank are subject to various regulatory capital requirements administered by Federal and Wisconsin banking agencies. Failure to meet minimum capital requirements can result in certain mandatory, and possibly additional discretionary actions on the part of regulators, that if undertaken, could have a direct material effect on the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory practices. The Corporation’s and the Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Corporation regularly reviews and updates, when appropriate, its Capital and Liquidity Action Plans, which is designed to help ensure appropriate capital adequacy, to plan for future capital needs, and to ensure that the Corporation serves as a source of financial strength to the Bank. The Corporation’s and the Bank’s Board and management teams adhere to the appropriate regulatory guidelines on decisions which affect their respective capital positions, including but not limited to, decisions relating to the payment of dividends and increasing indebtedness. As a bank holding company, the Corporation’s ability to pay dividends is affected by the policies and enforcement powers of the Board of Governors of the Federal Reserve system (the “Federal Reserve”). Federal Reserve guidance urges financial institutions to strongly consider eliminating, deferring, or significantly reducing dividends if: (i) net income available to common shareholders for the past four quarters, net of dividends previously paid during that period, is not sufficient to fully fund the dividend; (ii) the prospective rate of earnings retention is not consistent with the bank holding company’s capital needs and overall current and prospective financial condition; or (iii) the bank holding company will not meet, or is in danger of not meeting, its minimum regulatory capital ratios. Management intends, when appropriate under regulatory guidelines, to consult with the FRB of Chicago and provide it with information on the Corporation’s then-current and prospective earnings and capital position in advance of declaring any cash dividends. As a Wisconsin corporation, the Corporation is subject to the limitations of the Wisconsin Business Corporation Law, which prohibit the Corporation from paying dividends if such payment would: (i) render the Corporation unable to pay its debts as they become due in the usual course of business, or (ii) result in the Corporation’s assets being less than the sum of its total liabilities plus the amount needed to satisfy the preferential rights upon dissolution of any shareholders with preferential rights superior to those shareholders receiving the dividend. The Bank is also subject to certain legal, regulatory, and other restrictions on their ability to pay dividends to the Corporation. As a bank holding company, the payment of dividends by the Bank to the Corporation is one of the sources of funds the Corporation could use to pay dividends, if any, in the future and to make other payments. Future dividend decisions by the Bank and the Corporation will continue to be subject to compliance with various legal, regulatory, and other restrictions as defined from time to time. Quantitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum amounts and ratios of Total Common Equity Tier 1 and Tier 1 capital to risk-weighted assets and of Tier 1 capital to adjusted total assets. These risk-based capital requirements presently address credit risk related to both recorded and off-balance sheet commitments and obligations. In July 2013, the FRB and the FDIC approved the final rules implementing the Basel Committee on Banking Supervision’s capital guidelines for U.S. banks. These rules are applicable to all financial institutions that are subject to minimum capital requirements, including federal and state banks and savings and loan associations, as well as bank and savings and loan holding companies other than “small bank holding companies” (generally non-publicly traded bank holding companies with consolidated assets of less than $1 billion). Under the final rules, minimum requirements increased for both the quantity and quality of capital held by the Corporation. The rules include a new Common Equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5%, raise the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0%, require a minimum ratio of Total Capital to risk-weighted assets of 8.0%, and require a minimum Tier 1 leverage ratio of 4.0%. The rules also permit banking organizations with less than $15 billion in assets to retain, through a one-time election, the past treatment for accumulated other comprehensive income, which did not affect regulatory capital. The Corporation elected to retain this treatment, which reduces the volatility of regulatory capital ratios. The Corporation also must comply with the 2.5% conservation buffer, which the Corporation met as of December 31, 2023. As of December 31, 2023, the Corporation’s capital levels exceeded the regulatory minimums and the Bank’s capital levels remained characterized as well capitalized under the regulatory framework. The following tables summarize both the Corporation’s and the Bank’s capital ratios and the ratios required by their federal regulators: As of December 31, 2023 Actual (1) Minimum Required for Capital Adequacy Purposes For Capital Adequacy Purposes Plus Capital Conservation Buffer Minimum Required to Be Well Capitalized Under Prompt Corrective Action Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital Consolidated $ 375,440 11.19 % $ 268,500 8.00 % $ 352,406 10.50 % N/A N/A First Business Bank 376,310 11.21 268,595 8.00 352,531 10.50 $ 335,744 10.00 % Tier 1 capital Consolidated $ 293,338 8.74 % $ 201,375 6.00 % $ 285,281 8.50 % N/A N/A First Business Bank 343,604 10.23 201,446 6.00 285,382 8.50 $ 268,595 8.00 % Common equity tier 1 capital Consolidated $ 281,346 8.38 % $ 151,031 4.50 % $ 234,937 7.00 % N/A N/A First Business Bank 343,604 10.23 151,085 4.50 235,021 7.00 $ 218,233 6.50 % Tier 1 leverage capital Consolidated $ 293,338 8.43 % $ 139,145 4.00 % $ 139,145 4.00 % N/A N/A First Business Bank 343,604 9.87 139,262 4.00 139,262 4.00 $ 174,077 5.00 % (1) 2023 capital amounts include $1.0 million of additional stockholders’ equity as elected by the Corporation and permitted by federal banking regulatory agencies. Risk-weighted assets were also adjusted accordingly. As of December 31, 2022 Actual Minimum Required for Capital Adequacy Purposes For Capital Adequacy Purposes Plus Capital Conservation Buffer Minimum Required to Be Well Capitalized Under Prompt Corrective Action Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital Consolidated $ 323,893 11.26 % $ 230,180 8.00 % $ 302,111 10.50 % N/A N/A First Business Bank 323,021 11.22 230,367 8.00 302,357 10.50 $ 287,959 10.00 % Tier 1 capital Consolidated $ 264,843 9.20 % $ 172,635 6.00 % $ 244,566 8.50 % N/A N/A First Business Bank 298,312 10.36 172,775 6.00 244,765 8.50 $ 230,367 8.00 % Common equity tier 1 capital Consolidated $ 252,851 8.79 % $ 129,476 4.50 % $ 201,407 7.00 % N/A N/A First Business Bank 298,312 10.36 129,581 4.50 201,571 7.00 $ 187,173 6.50 % Tier 1 leverage capital Consolidated $ 264,843 9.17 % $ 115,464 4.00 % $ 115,464 4.00 % N/A N/A First Business Bank 298,312 10.34 115,402 4.00 115,402 4.00 $ 144,252 5.00 % The following table reconciles stockholders’ equity to federal regulatory capital at December 31, 2023 and 2022, respectively: As of December 31, 2023 2022 (In Thousands) Stockholders’ equity of the Corporation $ 289,588 $ 260,640 Net unrealized and accumulated losses on specific items 13,717 15,310 Disallowed servicing assets (614) (706) Disallowed goodwill and other intangibles (10,368) (10,401) ASC 326 Phase-in 1,015 — Tier 1 capital 293,338 264,843 Allowable general valuation allowances and subordinated debt 82,102 59,050 Total capital $ 375,440 $ 323,893

Earnings per Common Share

Earnings per Common Share	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Earnings per Common Share	Earnings per Common Share Earnings per common share are computed using the two-class method. Basic earnings per common share are computed by dividing net income allocated to common shares by the weighted average number of shares outstanding during the applicable period, excluding outstanding participating securities. Participating securities include unvested restricted shares. Unvested restricted shares are considered participating securities because holders of these securities receive non-forfeitable dividends, or dividend equivalents, at the same rate as holders of the Corporation’s common stock. Diluted earnings per share are computed by dividing net income allocated to common shares adjusted for reallocation of undistributed earnings of unvested restricted shares by the weighted average number of shares determined for the basic earnings per common share computation plus the dilutive effect of common stock equivalents using the treasury stock method. For the Year Ended December 31, 2023 2022 2021 (Dollars in Thousands, Except Share Data) Basic earnings per common share Net income $ 37,027 $ 40,858 $ 35,755 Less: preferred stock dividends 875 683 — Less: earnings allocated to participating securities 938 1,106 1,053 Basic earnings allocated to common shareholders $ 35,214 $ 39,069 $ 34,702 Weighted-average common shares outstanding, excluding participating securities 8,131,251 8,226,943 8,314,921 Basic earnings per common share $ 4.33 $ 4.75 $ 4.17 Diluted earnings per common share Earnings allocated to common shareholders, diluted $ 35,214 $ 39,069 $ 34,702 Weighted-average diluted common shares outstanding, excluding participating securities 8,131,251 8,226,943 8,314,921 Diluted earnings per common share $ 4.33 $ 4.75 $ 4.17

Share-Based Compensation

Share-Based Compensation	12 Months Ended
	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Share-Based Compensation	Share-Based Compensation The Corporation initially adopted the 2019 Equity Incentive Plan (the “Plan”) during the quarter ended June 30, 2019. The Plan is administered by the Compensation Committee of the Board of Directors (the “Board”) of the Corporation and provides for the grant of equity ownership opportunities through incentive stock options and nonqualified stock options, restricted stock, restricted stock units, dividend equivalent units, and any other type of award permitted by the Plan. As of December 31, 2023, 328,332 shares were available for future grants under the Plan, as amended. Shares covered by awards that expire, terminate, or lapse will again be available for the grant of awards under the Plan. Restricted Stock Under the Plan, the Corporation may grant restricted stock awards (“RSA”), restricted stock units (“RSU”), and other stock-based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, RSA participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. RSUs do not have voting rights. RSUs granted prior to 2023 are provided dividend equivalents concurrent with dividends paid to shareholders while RSUs granted in 2023 and after will accrue dividend equivalents payable upon vesting. The restricted stock granted under the Plan is typically subject to a vesting period. Compensation expense for restricted stock is recognized over the requisite service period of generally three or four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the Consolidated Statements of Income. The Corporation may also issue performance-based restricted stock units (“PRSU”). Vesting of the PRSU will be measured on the relative Total Shareholder Return (“TSR”) and relative Return on Average Equity (“ROAE”) for issuances prior to 2023 or Return on Average Common Equity (“ROACE”) for issuances after 2022, and will cliff-vest after a three-year measurement period based on the Corporation’s TSR performance and ROAE or ROACE performance compared to a broad peer group of over 100 banks. At the end of the performance period, the number of actual shares to be awarded varies between 0% and 200% of target amounts. The restricted stock awards and units issued to executive officers will vest ratably over a three-year period. Compensation expense is recognized for PRSU over the requisite service and performance period of generally three years for the entire expected award on a straight-line basis. The compensation expense for the awards expected to vest for the percentage of performance-based restricted stock units subject to the ROAE or ROACE metric will be adjusted if there is a change in the expectation of ROAE or ROACE. The compensation expense for the awards expected to vest for the percentage of PRSU subject to the TSR metric are never adjusted and are amortized utilizing the accounting fair value provided using a Monte Carlo pricing model. Restricted stock activity for the year ended December 31, 2023, 2022, and 2021 was as follows: RSA Weighted Average Grant Price PRSU Weighted Average Grant Price RSU Weighted Average Grant Price Total Weighted Average Grant Price Nonvested balance as of January 1, 2021 143,246 $ 23.04 39,570 $ 28.85 4,988 $ 24.08 187,804 $ 24.29 Granted (1) 67,515 22.39 23,550 27.12 2,065 21.68 93,130 23.57 Vested (61,384) 22.26 — — (2,001) 22.91 (63,385) 22.28 Forfeited (7,760) 23.24 — — — — (7,760) 23.24 Nonvested balance as of December 31, 2021 141,617 23.06 63,120 28.20 5,052 23.56 209,789 24.62 Granted (1) 62,560 34.04 37,335 24.71 3,115 27.95 103,010 30.47 Vested (62,353) 23.21 (43,020) 18.91 (2,062) 23.20 (107,435) 21.49 Forfeited (8,507) 26.15 — — — — (8,507) 26.15 Nonvested balance as of December 31, 2022 133,317 27.95 57,435 32.89 6,105 25.92 196,857 29.32 Granted (1) — — 34,840 35.79 54,955 34.43 89,795 34.96 Vested (56,931) 27.03 (36,120) 31.31 (3,253) 26.06 (96,304) 28.60 Forfeited (4,435) 30.20 — — (820) 36.42 (5,255) 31.17 Nonvested balance as of December 31, 2023 71,951 $ 28.53 56,155 $ 35.70 56,987 $ 33.97 185,093 $ 32.38 Unrecognized compensation cost (in thousands) $ 1,229 $ 879 $ 1,393 $ 3,501 Weighted average remaining recognition period (in years) 1.80 1.64 2.79 2.15 (1) The number of restricted shares/units shown includes the shares that would be granted if the target level of performance is achieved related to the PRSU. The number of shares actually issued may vary. During the year ended December 31, 2023, an additional 18,060 were issued related to actual performance results of previously granted awards. Employee Stock Purchase Plan The Corporation is authorized to issue up to 250,000 shares of common stock under the ESPP. The plan qualifies as an employee stock purchase plan under section 423 of the Internal Revenue Code of 1986. Under the ESPP, eligible employees may enroll in a three month offer period that begins January, April, July, and October of each year. Employees may elect to purchase a limited number of shares of the Corporation's common stock at 90% of the fair market value on the last day of the offering period. The ESPP is treated as a compensatory item for purposes of share-based compensation expense. During the year ended December 31, 2023, the Corporation issued 4,328 shares of common stock under the ESPP. At December 31, 2023, 230,638 shares remained available for issuance under the ESPP. Share-based compensation expense related to restricted stock and ESPP included in the Consolidated Statements of Income was as follows: For the Year Ended December 31, 2023 2022 2021 (In Thousands) Share-based compensation expense $ 2,977 $ 2,584 $ 2,513

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The Corporation maintains a contributory 401(k) defined contribution plan covering substantially all employees. The Corporation matches 100% of amounts contributed by each participating employee, up to 3% of the employee’s compensation. The Corporation may also make discretionary profit sharing contributions up to an additional 6% of salary. Contributions are expensed in the period incurred and recorded in compensation expense in the Consolidated Statements of Income. The Corporation made a matching contribution of 3% to all eligible employees which totaled $1.2 million, $1.1 million, and $987,000 for the years ended December 31, 2023, 2022, and 2021, respectively. Discretionary profit sharing contributions for substantially all employees of 5.9%, or $2.1 million, 5.2%, or $1.6 million, and 4.7%, or $1.3 million, were made in 2023, 2022, and 2021, respectively. As of December 31, 2023, 2022, and 2021, the Corporation had a deferred compensation plan under which it provided contributions to supplement the retirement income of one executive. Under the terms of the plan, benefits to be received are generally payable within six months of the date of the termination of employment with the Corporation. The expense associated with the deferred compensation plan for the years ended December 31, 2023, 2022, and 2021 was $493,000, $382,000, and $237,000, respectively. The deferred compensation liability under the remaining plan of $2.8 million and $2.3 million at December 31, 2023 and 2022, respectively, is included in accrued interest payable and other liabilities on the Consolidated Balance Sheets. The Corporation owned life insurance policies on the life of the executive covered by the deferred compensation plan, which had cash surrender values and death benefits of approximately $3.1 million and $6.2 million, respectively, at December 31, 2023 and cash surrender values and death benefits of approximately $2.9 million and $6.1 million, respectively, at December 31, 2022. The remaining balance of the cash surrender value of bank-owned life insurance of $52.4 million and $51.0 million as of December 31, 2023 and 2022, respectively, is related to policies on a number of then-qualified individuals affiliated with the Bank.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income tax expense consists of the following: For the Year Ended December 31, 2023 2022 2021 (In Thousands) Current: Federal $ 7,759 $ 9,174 $ 6,965 State 233 2,987 3,087 Current tax expense 7,992 12,161 10,052 Deferred: Federal (716) (733) 1,333 State 2,836 (42) (110) Deferred tax expense (benefit) 2,120 (775) 1,223 Total income tax expense $ 10,112 $ 11,386 $ 11,275 Deferred income tax assets and liabilities reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and their tax basis. Deferred tax assets and liabilities are measured using enacted tax rates to apply to taxable income in the period in which the temporary differences are expected to be recovered or settled. Net deferred tax assets are included in accrued interest receivable and other assets in the Consolidated Balance Sheets. The significant components of the Corporation’s deferred tax assets and liabilities were as follows: December 31, 2023 December 31, 2022 (In Thousands) Deferred tax assets: Allowance for credit losses $ 8,730 $ 6,267 Deferred compensation 2,094 2,342 State net operating loss carryforwards 875 265 Write-down of repossessed assets 10 11 Non-accrual loan interest 95 47 Capital loss carryforwards 22 21 Unrealized losses on securities 4,715 5,263 Share-based compensation 788 725 Other 284 125 Total deferred tax assets before valuation allowance 17,613 15,066 Valuation allowance (3,339) — Total deferred tax assets 14,274 15,066 Deferred tax liabilities: Leasing and fixed asset activities 1,854 2,197 Loan servicing asset 381 393 Other 2,531 765 Total deferred tax liabilities 4,766 3,355 Net deferred tax asset $ 9,508 $ 11,711 The tax effects of unrealized gains and losses on securities are components of other comprehensive income. A reconciliation of the change in net deferred tax assets to deferred tax expense is as follows: December 31, 2023 December 31, 2022 December 31, 2021 (In Thousands) Change in net deferred tax assets $ (2,203) $ 5,536 $ (1,042) Deferred taxes allocated to other comprehensive income 548 (4,761) (181) Cumulative change in accounting principle (465) — — Deferred income tax benefit (expense) $ (2,120) $ 775 $ (1,223) Realization of the deferred tax asset over time is dependent upon the Corporation generating sufficient taxable earnings in future periods. In making the determination that the realization of the deferred tax was more likely than not, the Corporation considered several factors including its recent earnings history, its expected earnings in the future, appropriate tax planning strategies, and expiration dates associated with operating loss carryforwards. On July 5, 2023, the Wisconsin legislature enacted 2023 Wisconsin Act 19 (the “Act”). The Act contains a provision that provides financial institutions with a state tax-exemption for interest, fees, and penalties earned on qualifying loans. For the exemption to apply, the loan must be $5 million or less, for primarily a business or agricultural purpose, and made to borrowers residing or located in Wisconsin. The exemption first applies to taxable years beginning after December 31, 2022 and applies to loans on the books as of January 1, 2023 and to new loans made after that meet the qualifications. The Corporation currently projects that its Wisconsin state taxable income will be significantly reduced and/or eliminated in the future as a result of this provision. The Corporation reversed $2.8 million in income tax expense which had been recorded during 2023 and recognized a date of enactment valuation allowance for Wisconsin deferred tax assets of $2.8 million, resulting in a one-time $2.8 million increase in tax expense. Deferred tax assets are deferred tax consequences attributable to deductible temporary differences and carryforwards. After the deferred tax asset has been measured using the applicable enacted tax rate and provisions of the enacted tax law, it is then necessary to assess the need for a valuation allowance. A valuation allowance is needed when, based on the weight of the available evidence, it is more likely than not that some portion of the deferred asset will not be realized. The realization of deferred tax assets is dependent on the existence of taxable income of the appropriate character (e.g., ordinary or capital) within the carry-back and carry-forward periods available under tax law, which would consider future reversals of existing taxable temporary differences and available tax planning strategies. As of December 31, 2023, the state deferred tax valuation allowance was $3.3 million, reducing our Wisconsin deferred tax assets to $0. The Corporation had state net operating loss carryforwards of approximately $16.4 million and $6.3 million at December 31, 2023 and 2022, respectively, which it does not expect to offset due to having no expected future state taxable income. The Corporation fully utilized its established deferred tax assets and Wisconsin state net operating losses and therefore no valuation allowance established as of December 31, 2022. The provision for income taxes differs from that computed at the federal statutory corporate tax rate as follows: Year Ended December 31, 2023 2022 2021 (Dollars in Thousands) Income before income tax expense $ 47,139 $ 52,244 $ 47,030 Tax expense at statutory federal rate of 21% applied to income before income tax expense $ 9,899 $ 10,971 $ 9,876 State income tax, net of federal effect (52) 2,337 2,351 Tax-exempt security and loan income, net of TEFRA adjustments (856) (704) (710) Change in valuation allowance 3,349 — — Bank-owned life insurance (313) (468) (297) Tax credits, net (1,045) (338) — Share-based compensation (159) (392) — Section 162(m) limitation 123 118 — Other (834) (138) 55 Total income tax expense $ 10,112 $ 11,386 $ 11,275 Effective tax rate 21.45 % 21.79 % 23.97 % There were no uncertain tax positions outstanding as of December 31, 2023 and 2022. As of December 31, 2023, tax years remaining open for the State of Wisconsin tax were 2019 through 2022. Federal tax years that remained open were 2020 through 2022. As of December 31, 2023, there were also no unrecognized tax benefits that are expected to significantly increase or decrease within the next twelve months.

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments The Corporation offers interest rate swap products directly to qualified commercial borrowers. The Corporation economically hedges client derivative transactions by entering into offsetting interest rate swap contracts executed with a third party. Derivative transactions executed as part of this program are not considered hedging instruments and are marked-to-market through earnings each period. The derivative contracts have mirror-image terms, which results in the positions’ changes in fair value offsetting through earnings each period. The credit risk and risk of non-performance embedded in the fair value calculations is different between the dealer counterparties and the commercial borrowers which may result in a difference in the changes in the fair value of the mirror-image swaps. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own non-performance risk and the counterparty’s risk in the fair value measurements. When evaluating the fair value of its derivative contracts for the effects of non-performance and credit risk, the Corporation considered the impact of netting and any applicable credit enhancements such as collateral postings, thresholds and guarantees. As of December 31, 2023 and 2022 the credit valuation allowance was $117,000 and $38,000, respectively. The Corporation receives fixed rates and pays floating rates based upon designated benchmark interest rates used on the swaps with commercial borrowers. Commercial borrower swaps are completed independently with each borrower and are not subject to master netting arrangements. The Corporation pays fixed rates and receives floating rates based upon designated benchmark interest rates used on the swaps with dealer counterparties. Dealer counterparty swaps are subject to master netting agreements among the contracts within our Bank and are reported on the Consolidated Balance Sheet. The gross amount of dealer counterparty swaps, without regard to the enforceable master netting agreement, was a gross derivative asset of $51.1 million and gross derivative liability of $7.9 million. No right of offset existed with the dealer counterparty swaps as of December 31, 2023. All changes in fair value of these instruments are recorded in other non-interest income. Given the mirror-image terms of the outstanding derivative portfolio, the change in fair value for the years ended December 31, 2023, 2022, and 2021 had an insignificant impact on the Consolidated Statements of Income. The Corporation also enters into interest rate swaps to manage interest rate risk and reduce the cost of match-funding certain long-term fixed rate loans. These derivative contracts involve the receipt of floating rate interest from a counterparty in exchange for the Corporation making fixed-rate payments over the life of the agreement, without the exchange of the underlying notional value. The instruments are designated as cash flow hedges as the receipt of floating rate interest from the counterparty is used to manage interest rate risk related to cash outflows attributable to future wholesale deposit or short-term FHLB advance borrowings. The change in the fair value of these hedging instruments is recorded in accumulated other comprehensive income and is subsequently reclassified into earnings in the period that the hedged transactions affect earnings. A pre-tax unrealized loss of $3.5 million was recognized in other comprehensive income for the year ended December 31, 2023, while a pre-tax unrealized gain of $8.5 million and $3.6 million was recognized in other comprehensive income for the years ended December 31, 2022 and 2021, respectively, and there were no ineffective portions of these hedges. The Corporation also enters into interest rate swaps to mitigate market value volatility on certain long-term fixed securities. The objective of the hedge is to protect the Corporation against changes in fair value due to changes in benchmark interest rates. The instruments are designated as fair value hedges as the changes in the fair value of the interest rate swap are expected to offset changes in the fair value of the hedged item attributable to changes in the SOFR swap rate, the designated benchmark interest rate. These derivative contracts involve the receipt of floating rate interest from a counterparty in exchange for the Corporation making fixed-rate payments over the life of the agreement, without the exchange of the underlying notional value. The change in the fair value of these hedging instruments is recorded in accumulated other comprehensive income and is subsequently reclassified into earnings in the period that the hedged transactions affect earnings. Pre-tax unrealized gains of $22,000 and $602,000 were recognized in other comprehensive income for the years ended December 31, 2023 and 2022, and there were no ineffective portions of these hedges. No pre-tax unrealized gain or loss was recognized in other comprehensive income for the year ended December 31, 2021. As of December 31, 2023 Number of Instruments Notional Amount Weighted Average Maturity (In Years) Fair Value (Dollars in Thousands) Included in Derivative assets Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial loan clients 25 $ 249,454 6.33 $ 7,904 Interest rate swap agreements on loans with third-party counter parties 106 939,156 6.06 43,234 Derivatives designated as hedging instruments Interest rate swap related to AFS securities 11 $ 12,500 8.28 $ 624 Interest rate swap related to wholesale funding 9 96,400 2.47 3,835 Included in Derivative liabilities Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial loan clients 81 $ 689,702 5.96 $ 51,138 Derivatives designated as hedging instruments Interest rate swap related to wholesale funding 29 $ 306,255 3.89 $ 811 As of December 31, 2022 Number of Instruments Notional Amount Weighted Average Maturity (In Years) Fair Value (Dollars in Thousands) Included in Derivative assets Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial loan clients 2 $ 65,352 4.83 $ 1,010 Interest rate swap agreements on loans with third-party counter parties 84 744,233 7.37 60,409 Derivatives designated as hedging instruments Interest rate swap related to AFS securities 11 $ 12,500 9.28 $ 602 Interest rate swap related to wholesale funding 11 116,400 2.88 6,560 Included in Derivative liabilities Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial loan clients 82 $ 678,881 7.61 $ 61,419

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies The Bank is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of clients. These financial instruments include commitments to extend credit and standby letters of credit and involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the Consolidated Financial Statements. The contract amounts reflect the extent of involvement the Bank has in these particular classes of financial instruments. In the event of non-performance, the Bank’s exposure to credit loss for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Bank uses the same credit policies in making commitments and conditional obligations as they do for instruments reflected in the Consolidated Financial Statements. An accrual for credit losses on financial instruments with off-balance sheet risk would be recorded separate from any valuation account related to any such recognized financial instrument. As of December 31, 2023 and 2022, there were no accrued credit losses for financial instruments with off-balance sheet risk. Financial instruments whose contract amounts represent potential credit risk were as follows: At December 31, 2023 2022 (In Thousands) Commitments to extend credit, primarily commercial loans $ 1,198,031 $ 913,042 Standby letters of credit 17,938 15,013 Commitments to extend credit are agreements to lend to a client as long as there is no violation of any condition in the contract. Commitments generally have fixed expiration dates or other termination clauses and may have a fixed interest rate or a rate which varies with the prime rate or other market indices and may require payment of a fee. Since some commitments expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements of the Bank. The Bank evaluates the creditworthiness of each client on a case-by-case basis and generally extends credit only on a secured basis. Collateral obtained varies but consists primarily of commercial real estate, accounts receivable, inventory, equipment, and securities. There is generally no market for commercial loan commitments, the fair value of which would approximate the present value of any fees expected to be received as a result of the commitment. These are not considered to be material to the financial statements. Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a client to a third party. Generally, standby letters of credit expire within one year and are collateralized by accounts receivable, equipment, inventory, and commercial properties. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to clients. The fair value of standby letters of credit is recorded as a liability when the standby letter of credit is issued. The fair value has been estimated to approximate the fees received by the Bank for issuance. The fees are recorded into income and the fair value of the guarantee is decreased ratably over the term of the standby letter of credit. The Corporation sells the guaranteed portions of SBA 7(a) and 504 loans, as well as participation interests in other, non-SBA originated, loans to third parties. The Corporation has a continuing involvement in each of the transferred lending arrangements by way of relationship management and servicing the loans, as well as being subject to normal and customary requirements of the SBA loan program and standard representations and warranties related to sold amounts. In the event of a loss resulting from default and a determination by the SBA that there is a deficiency in the manner in which the loan was originated, funded, or serviced by the Corporation, the SBA may require the Corporation to repurchase the loan, deny its liability under the guaranty, reduce the amount of the guaranty, or, if it has already paid under the guaranty, seek recovery of the principal loss related to the deficiency from the Corporation. The Corporation must comply with applicable SBA regulations in order to maintain the guaranty. In addition, the Corporation retains the option to repurchase the sold guaranteed portion of an SBA loan if the loan defaults. Management has assessed estimated losses inherent in the outstanding guaranteed portions of SBA loans sold in accordance with ASC 450, Contingencies , and determined a recourse reserve based on the probability of future losses for these loans to be $955,000 and $441,000 at December 31, 2023 and 2022, respectively, which is reported in accrued interest payable and other liabilities on the Consolidated Balance Sheets. The summary of the activity in the SBA recourse reserve is as follows: As of and For the Year Ended December 31, 2023 2022 (In Thousands) Balance at the beginning of the period $ 441 $ 635 SBA recourse provision (benefit) 775 (188) Charge-offs, net (261) (6) Balance at the end of the period $ 955 $ 441 In the normal course of business, various legal proceedings involving the Corporation are pending. Management, based upon advice from legal counsel, does not anticipate any significant losses as a result of these actions. Management believes that any liability arising from any such proceedings currently existing or threatened will not have a material adverse effect on the Corporation’s financial position, results of operations, and cash flows.

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value	Fair Value Disclosures The Corporation determines the fair values of its financial instruments based on the fair value hierarchy established in ASC Topic 820, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is defined as the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date and is based on exit prices. Fair value includes assumptions about risk, such as nonperformance risk in liability fair values, and is a market-based measurement, not an entity-specific measurement. The standard describes three levels of inputs that may be used to measure fair value. Level 1 — Level 1 inputs are unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 — Level 2 inputs are inputs, other than quoted prices included with Level 1, that are observable for the asset or liability either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 — Level 3 inputs are supported by little or no market activity and are significant to the fair value of the assets or liabilities. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The Corporation’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability. Assets and liabilities measured at fair value on a recurring basis, segregated by fair value hierarchy level, are summarized below: December 31, 2023 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. treasuries $ — $ 13,776 $ — $ 13,776 U.S. government agency securities - government-sponsored enterprises — 27,566 — 27,566 Municipal securities — 35,881 — 35,881 Residential mortgage-backed securities - government issued — 68,056 — 68,056 Residential mortgage-backed securities - government-sponsored enterprises — 120,833 — 120,833 Commercial mortgage-backed securities - government issued — 2,525 — 2,525 Commercial mortgage-backed securities - government-sponsored enterprises — 28,369 — 28,369 Interest rate swaps — 55,597 — 55,597 Liabilities: Interest rate swaps — 51,949 — 51,949 December 31, 2022 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. treasuries $ — $ 4,445 $ — $ 4,445 U.S. government agency securities - government-sponsored enterprises — 13,205 — 13,205 Municipal securities — 39,311 — 39,311 Residential mortgage-backed securities - government issued — 19,431 — 19,431 Residential mortgage-backed securities - government-sponsored enterprises — 106,323 — 106,323 Commercial mortgage-backed securities - government issued — 2,932 — 2,932 Commercial mortgage-backed securities - government-sponsored enterprises — 26,377 — 26,377 Interest rate swaps — 68,581 — 68,581 Liabilities: Interest rate swaps — 61,419 — 61,419 For assets and liabilities measured at fair value on a recurring basis, there were no transfers between the levels during the year ended December 31, 2023 or 2022 related to the above measurements. Assets and liabilities measured at fair value on a non-recurring basis, segregated by fair value hierarchy, are summarized below: December 31, 2023 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Collateral-dependent loans $ — $ — $ 4,917 $ 4,917 Repossessed assets — — 247 247 Loan servicing rights — — 1,356 1,356 December 31, 2022 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Impaired loans $ — $ — $ 1,022 $ 1,022 Repossessed assets — — 95 95 Loan servicing rights — — 1,491 1,491 Collateral-dependent loans were written down to the fair value of their underlying collateral less costs to sell of $4.9 million and $1.0 million at December 31, 2023 and 2022, respectively, through the establishment of specific reserves or by recording charge-offs when the carrying value exceeded the fair value of the underlying collateral of impaired loans. Valuation techniques consistent with the market approach, income approach, or cost approach were used to measure fair value. These techniques included observable inputs for the individual impaired loans being evaluated such as current appraisals, recent sales of similar assets, or other observable market data, and unobservable inputs, typically when discounts are applied to appraisal values to adjust such values to current market conditions or to reflect net realizable values. The quantification of unobservable inputs for Level 3 impaired loan values range from 10% - 100% as of the measurement date of December 31, 2023. The weighted average of those unobservable inputs was 57%. The majority of the impaired loans are considered collateral dependent loans or are supported by an SBA guaranty. Repossessed assets, upon initial recognition, are remeasured and reported at fair value through a charge-off to the allowance for credit losses, if deemed necessary, based upon the fair value of the repossessed asset. The fair value of a repossessed asset, upon initial recognition, is estimated using a market approach or based on observable market data, such as a current appraisal, recent sale price of similar assets, or based upon assumptions specific to the individual property or equipment, such as management applied discounts used to further reduce values to a net realizable value when observable inputs become stale. Loan servicing rights represent the asset retained upon sale of the guaranteed portion of certain SBA loans. When SBA loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. The servicing rights are subsequently measured using the amortization method, which requires amortization into interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. The Corporation periodically reviews this portfolio for impairment and engages a third-party valuation firm to assess the fair value of the overall servicing rights portfolio. Loan servicing rights do not trade in an active, open market with readily observable prices. While sales of loan servicing rights do occur, the precise terms and conditions typically are not readily available to allow for a “quoted price for similar assets” comparison. Accordingly, the Corporation utilizes an independent valuation from a third party which uses a discounted cash flow model to estimate the fair value of its loan servicing rights. The valuation model incorporates prepayment assumptions to project loan servicing rights cash flows based on the current interest rate scenario, which is then discounted to estimate an expected fair value of the loan servicing rights. The valuation model considers portfolio characteristics of the underlying serviced portion of the SBA loans and uses the following significant unobservable inputs: (1) constant prepayment rate (“CPR”) assumptions based on the SBA sold pools historical CPR as quoted in Bloomberg and (2) a discount rate. Due to the nature of the valuation inputs, loan servicing rights are classified in Level 3 of the fair value hierarchy. Fair Value of Financial Instruments The Corporation is required to disclose estimated fair values for its financial instruments. Fair value estimates, methods and assumptions, consistent with exit price concepts for fair value measurements, are set forth below: December 31, 2023 Carrying Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 139,510 $ 139,510 $ 139,510 $ — $ — Securities available-for-sale 297,006 297,006 — 297,006 — Securities held-to-maturity 8,503 8,255 — 8,255 — Loans held for sale 4,589 4,956 — 4,956 — Loans and lease receivables, net 2,818,986 2,789,731 — — 2,789,731 Federal Home Loan Bank stock 12,042 N/A N/A N/A N/A Accrued interest receivable 13,275 13,275 13,275 — — Interest rate swaps 55,597 55,597 — 55,597 — Financial liabilities: Deposits 2,796,779 2,795,463 2,101,939 693,524 — Federal Home Loan Bank advances and other borrowings 330,916 320,287 — 320,287 — Accrued interest payable 10,860 10,860 10,860 — — Interest rate swaps 51,949 51,949 — 51,949 — Off-balance sheet items: Standby letters of credit 190 190 — — 190 N/A = The fair value is not applicable due to restrictions placed on transferability December 31, 2022 Carrying Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 102,682 $ 102,682 $ 102,682 $ — $ — Securities available-for-sale 212,024 212,024 — 212,024 — Securities held-to-maturity 12,635 12,270 — 12,270 — Loans held for sale 2,632 2,829 — 2,829 — Loans and lease receivables, net 2,418,836 2,394,702 — — 2,394,702 Federal Home Loan Bank stock 17,812 N/A N/A N/A N/A Accrued interest receivable 9,403 9,403 9,403 — — Interest rate swaps 68,581 68,543 — 68,543 — Financial liabilities: Deposits 2,168,206 2,167,444 1,827,215 340,229 — Federal Home Loan Bank advances and other borrowings 456,808 440,242 — 440,242 — Accrued interest payable 4,053 4,053 4,053 — — Interest rate swaps 61,419 61,419 — 61,419 — Off-balance sheet items: Standby letters of credit 184 184 — — 184 N/A = The fair value is not applicable due to restrictions placed on transferability Disclosure of fair value information about financial instruments, for which it is practicable to estimate that value, is required whether or not recognized in the Consolidated Balance Sheets. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Certain financial instruments and all non-financial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not necessarily represent the underlying value of the Corporation. Securities: The fair value measurements of investment securities are determined by a third-party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trade execution data, market consensus prepayment speeds, credit information and the securities’ terms and conditions, among other things. The fair value measurements are subject to independent verification by another pricing source on a quarterly basis to review for reasonableness. Any significant differences in pricing are reviewed with appropriate members of management who have the relevant technical expertise to assess the results. The Corporation has determined that these valuations are classified in Level 2 of the fair value hierarchy. When the independent pricing service does not provide a fair value measurement for a particular security, the Corporation will estimate the fair value based on specific information about each security. Fair values derived in this manner are classified in Level 3 of the fair value hierarchy. Loans Held for Sale: Loans held for sale, which consist of the guaranteed portions of SBA 7(a) loans, are carried at the lower of cost or estimated fair value. The estimated fair value is based on what secondary markets are currently offering for portfolios with similar characteristics. Interest Rate Swaps: The carrying amount and fair value of existing derivative financial instruments are based upon independent valuation models, which use widely accepted valuation techniques, including discounted cash flow analysis on the expected cash flows of each derivative contract. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves and implied volatilities. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Corporation considers the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts and guarantees. Limitations: Fair value estimates are made at a discrete point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Corporation’s entire holding of a particular financial instrument. Because no market exists for a significant portion of the Corporation’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and are not considered in the estimates.

Condensed Parent Only Financial

Condensed Parent Only Financial Information	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Condensed Parent Only Financial Information	Condensed Parent Only Financial Information The following represents the condensed financial information of the Corporation only: Condensed Balance Sheets December 31, December 31, (In Thousands) Assets Cash and cash equivalents $ 2,027 $ 3,129 Investments in subsidiaries, at equity 339,854 294,109 Premises and equipment, net 51 66 Other assets 697 1,239 Total assets $ 342,629 $ 298,543 Liabilities and Stockholders’ Equity Junior subordinated notes and other borrowings $ 49,396 $ 34,341 Accrued interest payable and other liabilities 3,645 3,562 Total liabilities 53,041 37,903 Stockholders’ equity 289,588 260,640 Total liabilities and stockholders’ equity $ 342,629 $ 298,543 Condensed Statements of Income For the Year Ended December 31, 2023 2022 2021 (In Thousands) Net interest expense $ 1,989 $ 2,295 $ 2,539 Non-interest income Consulting and rental income from consolidated subsidiaries 5,644 5,794 2,417 Other non-interest income 43 69 34 Total non-interest income 5,687 5,863 2,451 Non-interest expense 8,234 7,633 5,747 Loss before income tax benefit and equity in undistributed net income of consolidated subsidiaries 4,536 4,065 5,835 Income tax benefit 337 1,387 1,483 Loss before equity in undistributed net income of consolidated subsidiaries 4,199 2,678 4,352 Equity in undistributed net income of consolidated subsidiaries 41,226 43,536 40,107 Net income $ 37,027 $ 40,858 $ 35,755 Condensed Statements of Cash Flows For the Year Ended December 31, 2023 2022 2021 (In Thousands) Operating activities Net income $ 37,027 $ 40,858 $ 35,755 Adjustments to reconcile net income to net cash used in operating activities: Equity in undistributed earnings of consolidated subsidiaries (41,226) (43,536) (40,107) Share-based compensation 2,977 2,584 2,513 Excess tax benefit from share-based compensation (91) (91) (27) Net (decrease) increase in other liabilities (1,854) 2,592 (2,090) Other, net 1,207 (538) 3,413 Net cash (used in) provided by operating activities (1,960) 1,869 (543) Investing activities Dividends received from subsidiaries 12,100 2,008 8,534 Proceeds from redemption of Trust II stock — 315 — Capital contributions to subsidiaries (15,000) — — Net cash (used in) provided by investing activities (2,900) 2,323 8,534 Financing activities Net increase (decreases) in long-term borrowed funds 54 (357) 55 Proceeds from issuance of subordinated notes payable 15,000 20,000 — Repayment of subordinated notes payable — (9,090) — Repayment of junior subordinated debentures — (10,076) — Proceeds from issuance of preferred stock — 11,992 — Proceeds from purchased funds and other short-term debt — (500) 500 Purchase of treasury stock (2,971) (6,126) (5,477) Preferred stock dividends paid (875) (683) — Cash dividends paid (7,578) (6,688) (6,166) Net proceeds from purchases of ESPP shares 128 134 160 Net cash provided by (used in) financing activities 3,758 (1,394) (10,928) Net (decrease) increase in cash and due from banks (1,102) 2,798 (2,937) Cash and cash equivalents at the beginning of the period 3,129 331 3,268 Cash and cash equivalents at the end of the period $ 2,027 $ 3,129 $ 331

Condensed Quarterly Earnings (u

Condensed Quarterly Earnings (unaudited)	12 Months Ended
	Dec. 31, 2023
Quarterly Financial Information Disclosure [Abstract]
Condensed Quarterly Earnings (unaudited)	Condensed Quarterly Earnings (unaudited) 2023 2022 Fourth Third Second First Fourth Third Second First (Dollars in Thousands, Except Per Share Data) Interest income $ 54,762 $ 50,941 $ 47,161 $ 42,064 $ 38,319 $ 31,786 $ 27,031 $ 24,235 Interest expense 25,222 22,345 19,414 15,359 10,867 5,902 3,371 2,809 Net interest income 29,540 28,596 27,747 26,705 27,452 25,884 23,660 21,426 Provision for credit losses 2,573 1,817 2,231 1,561 702 12 (3,727) (855) Non-interest income 7,094 8,430 7,374 8,410 6,973 8,197 6,872 7,386 Non-interest expense 21,588 23,189 22,031 21,767 21,167 20,028 19,456 18,823 Income before income tax expense 12,473 12,020 10,859 11,787 12,556 14,041 14,803 10,844 Income tax expense 2,703 2,079 2,522 2,808 2,400 3,215 3,599 2,172 Net income 9,770 9,941 8,337 8,979 10,156 10,826 11,204 8,672 Preferred stock dividend 219 218 219 219 219 219 245 — Income available to common shareholders $ 9,551 $ 9,723 $ 8,118 $ 8,760 $ 9,937 $ 10,607 $ 10,959 $ 8,672 Per common share: Basic earnings $ 1.15 $ 1.17 $ 0.98 $ 1.05 $ 1.18 $ 1.25 $ 1.29 $ 1.02 Diluted earnings 1.15 1.17 0.98 1.05 1.18 1.25 1.29 1.02 Dividends declared 0.2275 0.2275 0.2275 0.2275 0.1975 0.1975 0.1975 0.1975

Nature of Operations and Summ_2

Nature of Operations and Summary of Significant Accounting Policies Nature of Operations and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Principles of Consolidation	Basis of Presentation. The Consolidated Financial Statements include the accounts of the Corporation and its wholly-owned subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation.
Use of Estimates	Use of Estimates. Management of the Corporation is required to make estimates and assumptions which affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements as well as reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that could significantly change in the near-term include the value of securities and interest rate swaps, level of the allowance for credit losses, lease residuals, property under operating leases, goodwill, and income taxes.
Reclassification	Reclassifications. Certain amounts in the 2022 consolidated financial statements have been reclassified to conform to the 2023 presentation. These reclassifications were not material and did not impact previously reported net income or comprehensive income.
Subsequent Events	Subsequent Events. Subsequent events have been evaluated through the date of the issuance of the Consolidated Financial Statements. No significant subsequent events have occurred through this date requiring adjustment to the financial statements or disclosures.
Cash and Cash Equivalents	Cash and Cash Equivalents. The Corporation considers federal funds sold, interest-bearing deposits, and short-term investments that have original maturities of three months or less to be cash equivalents.
Securities	Securities. The Corporation classifies its investment and mortgage-related securities as available-for-sale, held-to-maturity, and trading. Debt securities that the Corporation has the positive intent and ability to hold to maturity are classified as held-to-maturity and are stated at amortized cost. Debt securities bought expressly for the purpose of selling in the near term are classified as trading securities and are measured at fair value with unrealized gains and losses reported in earnings. Debt securities not classified as held-to-maturity or as trading are classified as available-for-sale. Available-for-sale securities are measured at fair value with unrealized gains and losses reported as a separate component of stockholders’ equity, net of tax. Realized gains and losses are included in the Consolidated Statements of Income as a component of non-interest income. Credit losses for securities are recorded as an allowance for credit losses through the provision for credit losses. The cost of securities sold is based on the specific identification method. The Corporation did not hold any trading securities at December 31, 2023 or 2022. Discounts and premiums on securities are accreted and amortized into interest income using the effective yield method over the estimated life (based on maturity date, call date, or weighted average life) of the related security. Allowance for Credit Loss (“ACL”) - Available For Sale (“AFS”) Debt Securities. For AFS debt securities in an unrealized loss position, the Corporation first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For AFS debt securities that do not meet the aforementioned criteria, the Corporation evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any decline in fair value that has not been recorded through an allowance for credit losses is recognized in other comprehensive income, net of applicable taxes. Changes in the ACL are recorded as a provision for (or recovery of) credit loss expense. Losses are charged against allowance when management believes that uncollectibility of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on AFS debt securities totaled $1.3 million at December 31, 2023 and is excluded from the estimate of credit losses. ACL - Held To Maturity (“HTM”) Debt Securities. Management measures expected credit losses on HTM debt securities on a collective basis by major security type. Accrued interest receivable on HTM debt securities totaled $38,000 at December 31, 2023 and is excluded from the estimate of credit losses. The HTM securities portfolio includes residential mortgage backed securities (“MBS”) commercial MBS, and municipal securities. All residential and commercial MBS are U.S. government issued or U.S. government sponsored and substantially all municipal bonds are rated A or above.
Loans Held for Sale	Loans Held for Sale. The guaranteed portions of SBA loans which are originated and intended for sale in the secondary market are classified as held for sale. These loans are carried at the lower of cost or fair value in the aggregate. Unrealized losses on such loans are recognized through a valuation allowance by a charge to other non-interest income. Gains and losses on the sale of loans are also included in other non-interest income. As assets specifically originated for sale, the origination of, disposition of, and gain/loss on these loans are classified as operating activities in the Consolidated Statement of Cash Flows. Fees received from the borrower and direct costs to originate the loans are deferred and recognized as part of the gain or loss on sale. There were $4.6 million and $2.6 million in loans held for sale outstanding at December 31, 2023 and 2022, respectively.
Loans and Leases	Loans and Leases. Loans and leases which management has the intent and ability to hold for the foreseeable future or until maturity are reported at their outstanding principal balance with adjustments for partial charge-offs, the allowance for credit losses, deferred fees or costs on originated loans and leases, and unamortized premiums or discounts on any purchased loans. Occasionally, the Corporation modifies loans or leases to borrowers in financial distress by providing principal forgiveness, term extension, an other-than-significant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit loss. Interest on non-performing loans and leases is accrued and credited to income on a daily basis based on the unpaid principal balance and is calculated using the effective interest method. Per policy, a loan or a lease is considered non-performing and placed on non-accrual status when it becomes 90 days past due or it is doubtful that contractual principal and interest will be collected in accordance with the terms of the contract. A loan or lease is determined to be past due if the borrower fails to meet a contractual payment and will continue to be considered past due until all contractual payments are received. When a loan or leases is placed on non-accrual, the interest accrual is discontinued and previously accrued but uncollected interest is deducted from interest income. If collectability of the contractual principal and interest is in doubt, payments received are first applied to reduce the loan principal. If collectability of the contractual payments is not in doubt, payments may be applied to interest for interest amounts due on a cash basis. As soon as it is determined with certainty that the principal of a non-performing loan or lease is uncollectible, either through collections from the borrower or disposition of the underlying collateral, the portion of the carrying balance that exceeds the estimated measurement value of the loan or lease is charged off. Loans or leases are returned to accrual status when they are brought current in terms of both principal and accrued interest due, have performed in accordance with contractual terms for a reasonable period of time, and when the ultimate collectability of total contractual principal and interest is no longer doubtful. Transfers of assets, including but not limited to the guaranteed portions of SBA loans and participation interests in other, non-SBA originated loans, that upon completion of the transfer satisfy the conditions to be reported as a sale, including legal isolation, are derecognized from the Consolidated Financial Statements. Transfers of assets that upon completion of the transfer do not meet the conditions of a sale are recorded on a gross basis with a secured borrowing identified to reflect the amount of the transferred interest. Loan and lease origination fees as well as certain direct origination costs are deferred and amortized as an adjustment to loan yields over the stated term of the loan. Loans or leases that result from a refinance or restructuring, other than modified loans or leases to borrowers in financial distress, where terms are at least as favorable to the Corporation as the terms for comparable loans to other borrowers with similar collection risks and result in an essentially new loan, are accounted for as a new loan. Any unamortized net fees, costs, or penalties are recognized when the new loan or lease is originated. Unamortized net loan or lease fees or costs for loans and leases that result from a refinance or restructure with only minor modifications to the original loan or lease contract are carried forward as a part of the net investment in the new loan. For modified loans or leases to borrowers in financial distress, all fees received in connection with a modification of terms are applied as a reduction of the loan or lease and any related costs, including direct loan origination costs, are charged to expense as incurred.
Allowance for Loan and Lease Losses	ACL - Loans. The ACL is a valuation account that is deducted from the loans' amortized cost basis to present the net amounts expected to be collected on the loans. Loans are charged off against the allowance when management believes that the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as changes in external conditions, such as changes in unemployment rates, property values, or other relevant factors. Accrued interest receivable on loans totaled $11.1 million at December 31, 2023 and is excluded from the estimate of credit losses. ACL - Loans - Collectively Evaluated. The ACL is measured on a collective pool basis when similar risk characteristics exist. The Corporation has identified the following portfolio segments: Commercial Real Estate: Commercial real estate portfolio segments utilize substantially similar processes and controls. Due to the collateral types, availability of data, and results of the Loss Driver Analysis (“LDA”), management utilizes a unique forecast model for each portfolio segment along with a separate analysis of subjective factors. • Construction - Loans secured by real estate used to finance land development or construction. • 1-4 Family - Loans secured by 1-4 family residential property • Multi-family - Loans secured by multi-family residential property • Owner Occupied - Loans secured by nonfarm, nonresidential owner-occupied property • Non-owner Occupied - Loans secured by other nonfarm, nonresidential property Commercial and Industrial Lending: Commercial and industrial lending is a portfolio segment where management uses a common forecast due to common risk management, similarity in collateral types, availability of data, and results of the LDA. Management has distinct processes, controls, and procedures which enable more precise development of subjective factors at the pool level. • Commercial - Loans to small- to medium-sized companies in our primary markets in Wisconsin, Kansas, and Missouri, predominantly through lines of credit and term loans to businesses with annual sales of up to $150 million. • Asset Based Lending - Products include revolving lines of credit and term loans for strategic acquisitions, capital expenditures, working capital, bank debt refinancing, debt restructuring, and corporate turnaround strategies. • Floorplan - Floor plan financing for independent auto dealerships nationwide. • SBA - Loans originated in accordance with the guidelines of the Small Business Administration (“SBA”). As the Corporation prefers to sell the guaranteed portion, the on-balance sheet loans are primarily unguaranteed. • Equipment finance - Loans and leases secured by a broad range of equipment to commercial clients in a variety of industries. Consumer and other: Consumer loans consisted of marketable security loans and other personal loans for executives and high net-worth individuals. The Corporation uses a unique forecast model and subjective factors for this portfolio segment due to the client type and data availability. Measures of the ACL are as follows: Portfolio Segment Pool Measurement Method Loss Driver Commercial real estate Owner occupied Discounted Cash Flow National unemployment, National GDP Non-owner occupied Discounted Cash Flow National unemployment, National GDP Construction Discounted Cash Flow National unemployment, National GDP Multi-family Discounted Cash Flow National unemployment, National GDP 1-4 Family Discounted Cash Flow National unemployment, National GDP Commercial and industrial Commercial Discounted Cash Flow National unemployment, National GDP ABL Discounted Cash Flow National unemployment, National GDP Floorplan Discounted Cash Flow National unemployment, National GDP SBA Weighted Average Remaining Maturity N/A Equipment Finance Discounted Cash Flow National unemployment, National GDP Consumer and other Discounted Cash Flow National unemployment, National GDP The Corporation utilized a discounted cash flow (DCF) or Weighted Average Remaining Maturity (WARM) method to estimate the quantitative portion of the allowance for credit losses for loans evaluated on a collective pooled basis. For each segment, a LDA was performed in order to identify loss drivers and create a regression model for use in forecasting cash flows. For all DCF-based pools, the LDA analyses utilized the Corporation’s and peer data from the Federal Financial Institutions Examination Council's (“FFIEC”) Call Report filings. In creating the DCF model, the Corporation has established a one-year reasonable and supportable forecast period with a one-year straight line reversion to the long-term historical average. Due to the infrequency of losses, the Corporation elected to use peer data for a more statistically sound calculation. Key inputs into the DCF model include loan-level detail, including the amortized cost basis of individual loans, payment structure, loss history, and forecasted loss drivers. The Corporation utilizes a third party to provide economic forecasts under various scenarios, which are assessed quarterly considering the scenarios in the context of the current economic environment and presumed risk of loss. Expected credit losses are estimated over the contractual term of the loans, adjusted for prepayments when appropriate. The contractual term excludes extensions, renewals, and modifications unless the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Corporation. Additional key assumptions in the DCF model include the probability of default (“PD”), loss given default (“LGD”), and prepayment/curtailment rates. The Corporation utilizes the model-driven PD and a LGD derived using a method referred to as Frye Jacobs. The Frye Jacobs method is a mathematical formula that traces the relationship between LGD and PD over time and projects the LGD based on the level of PD forecasted. In all cases, the Frye Jacobs method is utilized to calculate LGDs during the forecast period, reversion period and long-term historical average. Prepayment and curtailment rates were calculated through third party studies of the Corporation’s own data. When the DCF method is used to determine the allowance for credit losses, management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments. For the WARM-based SBA pool, Corporation-specific data was used to develop the model assumptions. The Corporation developed a reasonable and supportable estimate for the remaining maturity and estimated loss through analysis of historical data. The remaining maturity calculation excludes loans originated under the Paycheck Protection Program as such loans are inconsistent with the current portfolio composition. The quarterly loss rate data includes 2017 to current as the SBA lending policies and procedures were realigned in 2016 following the acquisition of Alterra Bank. Only the unguaranteed portion of the SBA loans are assessed via WARM. The risk of a failed guarantee claim is captured under ASC 450 contingency accounting. Qualitative factors for DCF and WARM methodologies include the following: • The Corporation’s lending policies and procedures, including changes in lending strategies, underwriting standards and practices for collections, write-offs, and recoveries; • Actual and expected changes in international, national, regional, and local economic and business conditions and developments in which the Corporation operates that affect the collectability of financial assets; • The experience, ability, and depth of the Corporation’s lending, investment, collection, and other relevant management and staff; • The volume of past due financial assets, the volume of non-performing assets, and the volume and severity of adversely classified or graded assets; • The existence and effect of industry concentrations of credit; • The nature and volume of the portfolio segment or class; • The quality of the Corporation’s credit review function and; • The effect of other external factors such as the regulatory, legal and technological environments, competition, and events such as natural disasters or pandemics ACL - Loans - Individually Evaluated. Loans that do not share risk characteristics are evaluated on an individual basis and are excluded from the collective evaluation. The Corporation has determined that all loans which have been placed on non-performing status and other performing loans that have been identified due to non-conforming characteristics will be individually evaluated. Individual analysis will evaluate the required specific reserve for loans in scope. Specific reserves on non-performing loans are typically based on management’s best estimate of the fair value of collateral securing these loans, adjusted for selling costs as appropriate. ACL - Off-Balance Sheet Credit Exposures. The Corporation estimates expected credit losses over the contractual period in which the Corporation is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Corporation. The allowance for credit losses on off-balance sheet credit exposure is adjusted as a provision for credit loss expense. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Funding rates are based on a historical analysis of the Corporation’s portfolio, while estimates of credit losses are determined using the same loss rates as funded loans.
Premises and Equipment, net	Premises and Equipment, net. The cost of capitalized leasehold improvements is amortized on the straight-line method over the lesser of the term of the respective lease or estimated economic life. Equipment is stated at cost less accumulated depreciation and amortization which is calculated by the straight-line method over the estimated useful lives of 3 to 10 years. Maintenance and repair costs are charged to expense as incurred. Improvements which extend the useful life are capitalized and depreciated over the remaining useful life of the assets.
Foreclosed Properties and Leases	Repossessed Assets. Property acquired by repossession, foreclosure, or by deed in lieu of foreclosure is recorded at the fair value of the underlying property, less costs to sell. This fair value becomes the new cost basis for the repossessed asset. Any write-down in the carrying value of a loan or lease at the time of acquisition is charged to the allowance for credit losses. Any subsequent write-downs to reflect current fair value, as well as gains and losses on disposition and revenues are recorded in non-interest expense. Any required or prudent costs incurred relating to the development and improvement of the property are capitalized while holding period costs are charged to other non-interest expense.
Bank-Owned Life Insurance	Bank-Owned Life Insurance. Bank-owned life insurance (“BOLI”) is reported at the amount that would be realized if the life insurance policies were surrendered on the balance sheet date. BOLI policies owned by the Bank are purchased with the objective to fund certain future employee benefit costs with the death benefit proceeds. The cash surrender value of such policies is recorded in bank-owned life insurance on the Consolidated Balance Sheets and changes in the value are recorded in non-interest income. The total death benefit of all BOLI policies was $133.7 million and $133.8 million as of December 31, 2023 and 2022, respectively. There are no restrictions on the use of BOLI proceeds nor are there any contractual restrictions on the ability to surrender the policy. As of December 31, 2023 and 2022, there were no borrowings against the cash surrender value of the BOLI policies.
Regulatory Required Holdings	Federal Home Loan Bank Stock. The Bank is required to maintain Federal Home Loan Bank (“FHLB”) stock as members of the FHLB, and in amounts as required by the FHLB. This equity security is “restricted” in that it can only be sold back to the FHLB or another member institution at par. Therefore, it is less liquid than other marketable equity securities and the fair value is equal to cost. The Corporation periodically evaluates its holding in FHLB stock for impairment. Should the stock be impaired, it would be written down to its estimated fair value. There were no impairments recorded on FHLB stock during the years ended December 31, 2023 or 2022.
Goodwill and Intangible Assets	Goodwill and Other Intangible Assets. Goodwill and other intangible assets consist primarily of goodwill and loan servicing rights. Core deposit intangibles have estimated finite lives and are amortized on an accelerated basis to expense over a period of seven years. Loan servicing rights, when originated, are initially recorded at fair value and subsequently amortized in proportion to and over the period of estimated net servicing income. The Corporation reviews other intangible assets for impairment at least annually, or whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable, in which case an impairment charge would be recorded.
Other Investments	Other Investments. The Corporation owns certain equity investments in other corporate organizations which are not consolidated because the Corporation does not own more than a 50% interest or exercise control over the organization. Investments in corporations representing at least a 20% interest are generally accounted for using the equity method and investments in corporations representing less than 20% interest are generally accounted for at cost. Investments in limited partnerships representing from at least a 3% up to a 50% interest in the entity are generally accounted for using the equity method and investments in limited partnerships representing less than 3% are generally accounted for at cost. All of these investments are periodically evaluated for impairment. Should an investment be impaired, it would be written down to its estimated fair value. The equity investments are reported in other assets and the income and expense from such investments, if any, is reported in non-interest income and non-interest expense.
Derivative Instruments	Derivative Instruments. The Corporation uses derivative instruments to protect against the risk of adverse price or interest rate movements on the value of certain assets, liabilities, future cash flows, and economic hedges for written client derivative contracts. Derivative instruments represent contracts between parties that usually require little or no initial net investment and result in one party delivering cash to the other party based on a notional amount and an underlying variable, as specified in the contract, and may be subject to master netting agreements. Market risk is the risk of loss arising from an adverse change in interest rates, exchange rates, or equity prices. The Corporation’s primary market risk is interest rate risk. Instruments designed to manage interest rate risk include interest rate swaps, interest rate options, and interest rate caps and floors with indices that relate to the pricing of specific assets and liabilities. The nature and volume of the derivative instruments used to manage interest rate risk depend on the level and type of assets and liabilities on the balance sheet and the risk management strategies for the current and anticipated rate environments. Counterparty risk with respect to derivative instruments occurs when a counterparty to a derivative contract with an unrealized gain fails to perform according to the terms of the agreement. Counterparty risk is managed by limiting the counterparties to highly rated dealers, requiring collateral postings when values are in deficit positions, applying uniform credit standards to all activities with credit risk, and monitoring the size and the maturity structure of the derivative portfolio. All derivative instruments are to be carried at fair value on the Consolidated Balance Sheets. The accounting for the gain or loss due to changes in the fair value of a derivative instrument depends on whether the derivative instrument qualifies as a hedge. If the derivative instrument does not qualify as a hedge, the gains or losses are reported in earnings when they occur. However, if the derivative instrument qualifies as a hedge, the accounting varies based on the type of risk being hedged. The Corporation utilizes interest rate swaps offered directly to qualified commercial borrowers, which do not qualify for hedge accounting, and therefore, all changes in fair value and gains and losses on these instruments are reported in earnings as they occur. The effects of netting arrangements are disclosed within the Notes of the Consolidated Financial Statements. The Corporation offers interest rate swap products directly to qualified commercial borrowers. The Corporation economically hedges client derivative transactions by entering into offsetting interest rate swap contracts executed with a third party. Derivative transactions executed as part of this program are not considered hedging instruments and are marked-to-market through earnings each period. The derivative contracts have mirror-image terms, which results in the positions’ changes in fair value offsetting through earnings each period. The credit risk and risk of non-performance embedded in the fair value calculations is different between the dealer counterparties and the commercial borrowers which may result in a difference in the changes in the fair value of the mirror-image swaps. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own non-performance risk and the counterparty’s risk in the fair value measurements. When evaluating the fair value of its derivative contracts for the effects of non-performance and credit risk, the Corporation considers the impact of netting and any applicable credit enhancements such as collateral postings, thresholds and guarantees. The Corporation also enters into interest rate swaps to manage interest rate risk and reduce the cost of match-funding certain long-term fixed rate loans. These derivative contracts are designated as a cash flow hedge as the receipt of floating interest from the counterparty is used to manage interest rate risk associated with forecasted issuances of short-term FHLB advances. The change in fair value of the hedging instrument is recorded in accumulated other comprehensive income.
SBA Recourse Reserve	SBA Recourse Reserve. The Corporation establishes SBA recourse reserves on the guaranteed portions of sold SBA loans. The recourse reserve is reported in accrued interest payable and other liabilities on the Consolidated Balance Sheets. A reserve is established for loans that present a collateral shortfall and it is probable that the guaranty associated with the sold portion of the SBA loan is ineligible.
Income Taxes	Income Taxes. Deferred income tax assets and liabilities are computed for temporary differences in timing between the financial statement and tax basis of assets and liabilities that result in taxable or deductible amounts in the future based on enacted tax law and rates applicable to periods in which the differences are expected to affect taxable income. The effect of a change in tax rates on deferred taxes is recognized in income in the period that includes the enactment date. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversals of deferred tax liabilities, appropriate tax planning strategies, and projections for future taxable income over the period which the deferred tax assets are deductible. When necessary, valuation allowances are established to reduce deferred tax assets to the realizable amount. In July 2023, the state of Wisconsin incorporated a Commercial loan interest exemption (2023 Wis. Act. 19 - Section 71.26(1)(i)) into its tax law. The exemption applies to the income of a financial institution including interest, fees ,and penalties, derived from a commercial loan of $5 million or less provided to borrowers residing or located in the state and used primarily for a business or agricultural purposes. The addition of the new state commercial income exclusion is expected to result in a taxable loss at the state level considering pre-tax book income and expected permanent adjustments to state income. This state taxable loss is expected to produce state net operating losses that will not be realizable in the future barring any further state tax law change, or a change in the Corporation’s mix of products. The Corporation also does not expect its deferred tax liabilities to be a substantial source of taxable income at the state level. The Corporation does not currently have a tax planning technique in process to generate Wisconsin taxable income to overcome the losses. Therefore, management recorded a valuation allowance against the Corporation’s Wisconsin deferred tax assets as of December 31, 2023. Income tax expense or benefit represents the tax payable or tax refundable for a period, adjusted by the applicable change in deferred tax assets and liabilities for that period. The Corporation also invests in certain development entities that generate federal and state historic tax credits. The tax benefits associated with these investments are accounted for under the flow-through method and are recognized when the respective project is placed in service. The Corporation and its subsidiaries file a consolidated federal income tax return and separate state income tax returns. Tax sharing agreements allocate taxes to each legal entity for the settlement of intercompany taxes. The Corporation applies a more likely than not standard to each of its tax positions when determining the amount of tax expense or benefit to record in its financial statements. Unrecognized tax benefits are recorded in other liabilities. The Corporation recognizes accrued interest relating to unrecognized tax benefits in income tax expense and penalties in other non-interest expense.
Other Comprehensive Income or Loss	Other Comprehensive Income or Loss. Comprehensive income or loss, shown as a separate financial statement, includes net income or loss, changes in unrealized gains and losses on available-for-sale securities, changes in deferred gains and losses on investment securities transferred from available-for-sale to held-to-maturity, if any, changes in unrealized gains and losses associated with cash flow hedging instruments, if any, and the amortization of deferred gains and losses associated with terminated cash flow hedges, if any. For the year ended December 31, 2023, $45,000 of realized securities losses were recognized and reclassified out of accumulated other comprehensive loss. For the year ended December 31, 2022, no realized securities gains or losses were recognized.
Earnings Per Common Share	Earnings Per Common Share.
Segments and Related Information	Segments and Related Information.
Share-Based Compensation	Share-Based Compensation. The Corporation may grant restricted stock awards, restricted stock units, and other stock based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. The Corporation accounts for forfeitures as they occur. While restricted stock is subject to forfeiture, restricted stock award participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. Dividend equivalent units with respect to restricted stock grants made after January 2023 will be deferred and paid at the time of vesting. Restricted stock units do not have voting rights and are provided dividend equivalents. The restricted stock granted under the 2019 Equity Incentive Plan (the “Plan”) is typically subject to a three or four year vesting period. Compensation expense for restricted stock is recognized over the requisite service period of three or four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the Consolidated Statements of Income. The Corporation issues a combination of performance-based restricted stock units and restricted stock awards to plan participants. Vesting of the performance-based restricted stock units will be measured on Total Shareholder Return (“TSR”) and Return on Average Equity (“ROAE”) prior to 2023 or Return on Average Common Equity (“ROACE”) for issuances after 2022, and will cliff-vest after a three-year measurement period based on the Corporation’s performance relative to a custom peer group. At the end of the performance period, the number of actual shares to be awarded varies between 0% and 200% of target amounts. Compensation expense is recognized for performance-based restricted stock units over the requisite service and performance period of generally three years for the entire expected award on a straight-line basis. The compensation expense for the awards expected to vest for the percentage of performance-based restricted stock units subject to the metric will be adjusted if there is a change in the expectation of metric. The compensation expense for the awards expected to vest for the percentage of performance-based restricted stock units subject to the TSR metric are never adjusted, and are amortized utilizing the accounting fair value provided using a Monte Carlo pricing model. The Corporation offers an Employee Stock Purchase Plan (“ESPP”) to all qualifying employees. The plan qualifies as an ESPP under section 423 of the Internal Revenue Code of 1986. Under the ESPP, eligible employees may enroll in a three month offer period that begins January, April, July, and October of each year. Employees may purchase a limited number of shares of the Corporation’s common stock at 90% of the fair market value on the last day of the offering period. The ESPP is treated as a compensatory plan for purposes of share-based compensation expense. Restricted Stock Under the Plan, the Corporation may grant restricted stock awards (“RSA”), restricted stock units (“RSU”), and other stock-based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, RSA participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. RSUs do not have voting rights. RSUs granted prior to 2023 are provided dividend equivalents concurrent with dividends paid to shareholders while RSUs granted in 2023 and after will accrue dividend equivalents payable upon vesting. The restricted stock granted under the Plan is typically subject to a vesting period. Compensation expense for restricted stock is recognized over the requisite service period of generally three or four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the Consolidated Statements of Income.
Recent Accounting Pronouncements	Recent Accounting Pronouncements. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments- Credit Losses (Topic 326),” which is often referred to as CECL. The ASU replaces the incurred loss impairment methodology for recognizing credit losses with a methodology that reflects all expected credit losses. Entities will apply the amendments in the ASU through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. In November 2019, the FASB issued ASU No. 2019-10, “Financial Instruments—Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842).” The ASU delays the effective date for the credit losses standard from January 1, 2020 to January 1, 2023 for certain entities, including certain Securities and Exchange Commission filers, public business entities, and private companies. As a smaller reporting company, the Corporation elected to defer adoption. The Corporation has established a cross-functional committee and has implemented a third-party software solution to assist with the adoption of the standard. During the fourth quarter of 2022 and first quarter of 2023, management had the model validated by a third party, performed a full parallel run, and finalized the methodology, processes and internal controls. Management’s model utilizes national GDP and unemployment as inputs to the reasonable and supportable forecast. On January 1,2023, the Corporation adopted ASC 326 using the modified retrospective method for all financial assets measuring at amortized cost and off-balance sheet credit exposures. Results for reporting periods beginning after January 1, 2023 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable U.S. GAAP. The Corporation recorded a net decrease to retained earnings of $1.4 million as of January 1, 2023 for the cumulative effect of adopting ASC 326. The transition adjustment to allowance for credit losses (“ACL”) includes $1.3 million related to off-balance sheet credit exposures and $484,000 related to loans. In March 2020, the FASB issued ASU No. 2020-04 “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” These amendments provide temporary, optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. In January 2021, the FASB issued ASU 2021-01 which clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The Corporation adopted this standard in the fourth quarter 2022. The Corporation utilized available optional expedients to simplify accounting analyses for contract modifications and allow hedging relationships to continue without de-designation where there are qualifying changes in the critical terms. The adoption of this standard did not have a material effect on the Corporation’s operating results or financial condition. In March 2022, the FASB issued ASU No. 2022-02 "Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." The amendments in this update eliminate the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables-Troubled Debt Restructurings by Creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance in paragraphs 310-20-35-9 through 35-11 to determine whether a modification results in a new loan or a continuation of an existing loan. Additionally, for public business entities, the amendments in this update require that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments-Credit Losses-Measured at Amortized Cost in the vintage disclosures required by paragraph 326-20-50-6. The Corporation adopted this standard in the first quarter 2023. The adoption did not have a material impact on the consolidated financial statements. In March 2023, the FASB issued ASU No. 2023-02 “Investments-Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method (a consensus of the Emerging Issues Task Force).” The amendments in this Update permit reporting entities to elect to account for their tax equity investments, regardless of the program from which the income tax credits are received, using the proportional amortization method if certain conditions are met. A reporting entity may make an accounting policy election to apply the proportional amortization method on a tax-credit-program-by-tax-credit-program basis rather than electing to apply the proportional amortization method at the reporting entity level or to individual investments. This update is effective for fiscal years beginning after December 15, 2023. We are currently assessing the impact of the standard. In December 2023, the FASB issued ASU No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures.” This update enhances the transparency and decision usefulness of income tax disclosures by providing better information regarding exposure to potential changes in jurisdictional tax legislation and related forecasting and cash flow opportunities. This update is effective for fiscal years beginning after December 15, 2024. We are currently assessing the impact of the standard. In October 2023, the FASB issued ASU No. 2023-06, “Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative.” This update is intended to improve the relevance and usefulness of financial information for investors and other users by incorporating certain SEC disclosure requirements into the FASB Accounting Standards Codification. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2023. We are currently assessing the impact of the standard. In November 2023 the FASB issued ASU No. 2023-07, “Segment Reporting (Topic 820): Improvements to Reportable Segment Disclosures.” This update is intended to improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. This update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2024. We are currently assessing the impact of the standard.
Lessee, Leases	Leases. At contract inception, the Corporation determines whether the arrangement is or contains a lease and determines the lease classificatio n. The lease term is determined based on the non-cancellable term of the lease adjusted to the extent optional renewal terms and termination rights are reasonably certain. Lease expense is recognized evenly over the lease term. Variable lease payments are recognized as period costs. The present value of remaining lease payments is recognized as a liability on the balance sheet with a corresponding right-of-use asset adjusted for prepaid or accrued lease payments. The Corporation uses t he Federal Home Loan Bank fixed advance rate as of the lease inception date that most closely resembles the remaining term of the lease as the incremental borrowing rate, unless the interest rate implicit in the lease contract is readily determinable. The Corporation has elected to exclude short-term leases as well as all non-lease items, such as common area maintenance, from being included in the lease liability on the Consolidated Balance Sheets.

Loan and Lease Receivables, I_2

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Policies)	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Allowance for Loan and Lease Losses	ACL - Loans. The ACL is a valuation account that is deducted from the loans' amortized cost basis to present the net amounts expected to be collected on the loans. Loans are charged off against the allowance when management believes that the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as changes in external conditions, such as changes in unemployment rates, property values, or other relevant factors. Accrued interest receivable on loans totaled $11.1 million at December 31, 2023 and is excluded from the estimate of credit losses. ACL - Loans - Collectively Evaluated. The ACL is measured on a collective pool basis when similar risk characteristics exist. The Corporation has identified the following portfolio segments: Commercial Real Estate: Commercial real estate portfolio segments utilize substantially similar processes and controls. Due to the collateral types, availability of data, and results of the Loss Driver Analysis (“LDA”), management utilizes a unique forecast model for each portfolio segment along with a separate analysis of subjective factors. • Construction - Loans secured by real estate used to finance land development or construction. • 1-4 Family - Loans secured by 1-4 family residential property • Multi-family - Loans secured by multi-family residential property • Owner Occupied - Loans secured by nonfarm, nonresidential owner-occupied property • Non-owner Occupied - Loans secured by other nonfarm, nonresidential property Commercial and Industrial Lending: Commercial and industrial lending is a portfolio segment where management uses a common forecast due to common risk management, similarity in collateral types, availability of data, and results of the LDA. Management has distinct processes, controls, and procedures which enable more precise development of subjective factors at the pool level. • Commercial - Loans to small- to medium-sized companies in our primary markets in Wisconsin, Kansas, and Missouri, predominantly through lines of credit and term loans to businesses with annual sales of up to $150 million. • Asset Based Lending - Products include revolving lines of credit and term loans for strategic acquisitions, capital expenditures, working capital, bank debt refinancing, debt restructuring, and corporate turnaround strategies. • Floorplan - Floor plan financing for independent auto dealerships nationwide. • SBA - Loans originated in accordance with the guidelines of the Small Business Administration (“SBA”). As the Corporation prefers to sell the guaranteed portion, the on-balance sheet loans are primarily unguaranteed. • Equipment finance - Loans and leases secured by a broad range of equipment to commercial clients in a variety of industries. Consumer and other: Consumer loans consisted of marketable security loans and other personal loans for executives and high net-worth individuals. The Corporation uses a unique forecast model and subjective factors for this portfolio segment due to the client type and data availability. Measures of the ACL are as follows: Portfolio Segment Pool Measurement Method Loss Driver Commercial real estate Owner occupied Discounted Cash Flow National unemployment, National GDP Non-owner occupied Discounted Cash Flow National unemployment, National GDP Construction Discounted Cash Flow National unemployment, National GDP Multi-family Discounted Cash Flow National unemployment, National GDP 1-4 Family Discounted Cash Flow National unemployment, National GDP Commercial and industrial Commercial Discounted Cash Flow National unemployment, National GDP ABL Discounted Cash Flow National unemployment, National GDP Floorplan Discounted Cash Flow National unemployment, National GDP SBA Weighted Average Remaining Maturity N/A Equipment Finance Discounted Cash Flow National unemployment, National GDP Consumer and other Discounted Cash Flow National unemployment, National GDP The Corporation utilized a discounted cash flow (DCF) or Weighted Average Remaining Maturity (WARM) method to estimate the quantitative portion of the allowance for credit losses for loans evaluated on a collective pooled basis. For each segment, a LDA was performed in order to identify loss drivers and create a regression model for use in forecasting cash flows. For all DCF-based pools, the LDA analyses utilized the Corporation’s and peer data from the Federal Financial Institutions Examination Council's (“FFIEC”) Call Report filings. In creating the DCF model, the Corporation has established a one-year reasonable and supportable forecast period with a one-year straight line reversion to the long-term historical average. Due to the infrequency of losses, the Corporation elected to use peer data for a more statistically sound calculation. Key inputs into the DCF model include loan-level detail, including the amortized cost basis of individual loans, payment structure, loss history, and forecasted loss drivers. The Corporation utilizes a third party to provide economic forecasts under various scenarios, which are assessed quarterly considering the scenarios in the context of the current economic environment and presumed risk of loss. Expected credit losses are estimated over the contractual term of the loans, adjusted for prepayments when appropriate. The contractual term excludes extensions, renewals, and modifications unless the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Corporation. Additional key assumptions in the DCF model include the probability of default (“PD”), loss given default (“LGD”), and prepayment/curtailment rates. The Corporation utilizes the model-driven PD and a LGD derived using a method referred to as Frye Jacobs. The Frye Jacobs method is a mathematical formula that traces the relationship between LGD and PD over time and projects the LGD based on the level of PD forecasted. In all cases, the Frye Jacobs method is utilized to calculate LGDs during the forecast period, reversion period and long-term historical average. Prepayment and curtailment rates were calculated through third party studies of the Corporation’s own data. When the DCF method is used to determine the allowance for credit losses, management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments. For the WARM-based SBA pool, Corporation-specific data was used to develop the model assumptions. The Corporation developed a reasonable and supportable estimate for the remaining maturity and estimated loss through analysis of historical data. The remaining maturity calculation excludes loans originated under the Paycheck Protection Program as such loans are inconsistent with the current portfolio composition. The quarterly loss rate data includes 2017 to current as the SBA lending policies and procedures were realigned in 2016 following the acquisition of Alterra Bank. Only the unguaranteed portion of the SBA loans are assessed via WARM. The risk of a failed guarantee claim is captured under ASC 450 contingency accounting. Qualitative factors for DCF and WARM methodologies include the following: • The Corporation’s lending policies and procedures, including changes in lending strategies, underwriting standards and practices for collections, write-offs, and recoveries; • Actual and expected changes in international, national, regional, and local economic and business conditions and developments in which the Corporation operates that affect the collectability of financial assets; • The experience, ability, and depth of the Corporation’s lending, investment, collection, and other relevant management and staff; • The volume of past due financial assets, the volume of non-performing assets, and the volume and severity of adversely classified or graded assets; • The existence and effect of industry concentrations of credit; • The nature and volume of the portfolio segment or class; • The quality of the Corporation’s credit review function and; • The effect of other external factors such as the regulatory, legal and technological environments, competition, and events such as natural disasters or pandemics ACL - Loans - Individually Evaluated. Loans that do not share risk characteristics are evaluated on an individual basis and are excluded from the collective evaluation. The Corporation has determined that all loans which have been placed on non-performing status and other performing loans that have been identified due to non-conforming characteristics will be individually evaluated. Individual analysis will evaluate the required specific reserve for loans in scope. Specific reserves on non-performing loans are typically based on management’s best estimate of the fair value of collateral securing these loans, adjusted for selling costs as appropriate. ACL - Off-Balance Sheet Credit Exposures. The Corporation estimates expected credit losses over the contractual period in which the Corporation is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Corporation. The allowance for credit losses on off-balance sheet credit exposure is adjusted as a provision for credit loss expense. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Funding rates are based on a historical analysis of the Corporation’s portfolio, while estimates of credit losses are determined using the same loss rates as funded loans.

Share-Based Compensation Share-

Share-Based Compensation Share-Based Compensation (Policies)	12 Months Ended
	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Share-based Compensation, Option and Incentive Plans	Share-Based Compensation. The Corporation may grant restricted stock awards, restricted stock units, and other stock based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. The Corporation accounts for forfeitures as they occur. While restricted stock is subject to forfeiture, restricted stock award participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. Dividend equivalent units with respect to restricted stock grants made after January 2023 will be deferred and paid at the time of vesting. Restricted stock units do not have voting rights and are provided dividend equivalents. The restricted stock granted under the 2019 Equity Incentive Plan (the “Plan”) is typically subject to a three or four year vesting period. Compensation expense for restricted stock is recognized over the requisite service period of three or four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the Consolidated Statements of Income. The Corporation issues a combination of performance-based restricted stock units and restricted stock awards to plan participants. Vesting of the performance-based restricted stock units will be measured on Total Shareholder Return (“TSR”) and Return on Average Equity (“ROAE”) prior to 2023 or Return on Average Common Equity (“ROACE”) for issuances after 2022, and will cliff-vest after a three-year measurement period based on the Corporation’s performance relative to a custom peer group. At the end of the performance period, the number of actual shares to be awarded varies between 0% and 200% of target amounts. Compensation expense is recognized for performance-based restricted stock units over the requisite service and performance period of generally three years for the entire expected award on a straight-line basis. The compensation expense for the awards expected to vest for the percentage of performance-based restricted stock units subject to the metric will be adjusted if there is a change in the expectation of metric. The compensation expense for the awards expected to vest for the percentage of performance-based restricted stock units subject to the TSR metric are never adjusted, and are amortized utilizing the accounting fair value provided using a Monte Carlo pricing model. The Corporation offers an Employee Stock Purchase Plan (“ESPP”) to all qualifying employees. The plan qualifies as an ESPP under section 423 of the Internal Revenue Code of 1986. Under the ESPP, eligible employees may enroll in a three month offer period that begins January, April, July, and October of each year. Employees may purchase a limited number of shares of the Corporation’s common stock at 90% of the fair market value on the last day of the offering period. The ESPP is treated as a compensatory plan for purposes of share-based compensation expense. Restricted Stock Under the Plan, the Corporation may grant restricted stock awards (“RSA”), restricted stock units (“RSU”), and other stock-based awards to plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, RSA participants may exercise full voting rights and will receive all dividends and other distributions paid with respect to the restricted shares. RSUs do not have voting rights. RSUs granted prior to 2023 are provided dividend equivalents concurrent with dividends paid to shareholders while RSUs granted in 2023 and after will accrue dividend equivalents payable upon vesting. The restricted stock granted under the Plan is typically subject to a vesting period. Compensation expense for restricted stock is recognized over the requisite service period of generally three or four years for the entire award on a straight-line basis. Upon vesting of restricted stock, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the Consolidated Statements of Income.

Derivative Instruments and Hedg

Derivative Instruments and Hedging Activities (Policies)	12 Months Ended
	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives, Policy [Policy Text Block]	Derivative Instruments. The Corporation uses derivative instruments to protect against the risk of adverse price or interest rate movements on the value of certain assets, liabilities, future cash flows, and economic hedges for written client derivative contracts. Derivative instruments represent contracts between parties that usually require little or no initial net investment and result in one party delivering cash to the other party based on a notional amount and an underlying variable, as specified in the contract, and may be subject to master netting agreements. Market risk is the risk of loss arising from an adverse change in interest rates, exchange rates, or equity prices. The Corporation’s primary market risk is interest rate risk. Instruments designed to manage interest rate risk include interest rate swaps, interest rate options, and interest rate caps and floors with indices that relate to the pricing of specific assets and liabilities. The nature and volume of the derivative instruments used to manage interest rate risk depend on the level and type of assets and liabilities on the balance sheet and the risk management strategies for the current and anticipated rate environments. Counterparty risk with respect to derivative instruments occurs when a counterparty to a derivative contract with an unrealized gain fails to perform according to the terms of the agreement. Counterparty risk is managed by limiting the counterparties to highly rated dealers, requiring collateral postings when values are in deficit positions, applying uniform credit standards to all activities with credit risk, and monitoring the size and the maturity structure of the derivative portfolio. All derivative instruments are to be carried at fair value on the Consolidated Balance Sheets. The accounting for the gain or loss due to changes in the fair value of a derivative instrument depends on whether the derivative instrument qualifies as a hedge. If the derivative instrument does not qualify as a hedge, the gains or losses are reported in earnings when they occur. However, if the derivative instrument qualifies as a hedge, the accounting varies based on the type of risk being hedged. The Corporation utilizes interest rate swaps offered directly to qualified commercial borrowers, which do not qualify for hedge accounting, and therefore, all changes in fair value and gains and losses on these instruments are reported in earnings as they occur. The effects of netting arrangements are disclosed within the Notes of the Consolidated Financial Statements. The Corporation offers interest rate swap products directly to qualified commercial borrowers. The Corporation economically hedges client derivative transactions by entering into offsetting interest rate swap contracts executed with a third party. Derivative transactions executed as part of this program are not considered hedging instruments and are marked-to-market through earnings each period. The derivative contracts have mirror-image terms, which results in the positions’ changes in fair value offsetting through earnings each period. The credit risk and risk of non-performance embedded in the fair value calculations is different between the dealer counterparties and the commercial borrowers which may result in a difference in the changes in the fair value of the mirror-image swaps. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own non-performance risk and the counterparty’s risk in the fair value measurements. When evaluating the fair value of its derivative contracts for the effects of non-performance and credit risk, the Corporation considers the impact of netting and any applicable credit enhancements such as collateral postings, thresholds and guarantees. The Corporation also enters into interest rate swaps to manage interest rate risk and reduce the cost of match-funding certain long-term fixed rate loans. These derivative contracts are designated as a cash flow hedge as the receipt of floating interest from the counterparty is used to manage interest rate risk associated with forecasted issuances of short-term FHLB advances. The change in fair value of the hedging instrument is recorded in accumulated other comprehensive income.

Fair Value (Policies)

Fair Value (Policies)	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurement	The Corporation determines the fair values of its financial instruments based on the fair value hierarchy established in ASC Topic 820, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is defined as the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date and is based on exit prices. Fair value includes assumptions about risk, such as nonperformance risk in liability fair values, and is a market-based measurement, not an entity-specific measurement. The standard describes three levels of inputs that may be used to measure fair value. Level 1 — Level 1 inputs are unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 — Level 2 inputs are inputs, other than quoted prices included with Level 1, that are observable for the asset or liability either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 — Level 3 inputs are supported by little or no market activity and are significant to the fair value of the assets or liabilities. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The Corporation’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability. Disclosure of fair value information about financial instruments, for which it is practicable to estimate that value, is required whether or not recognized in the Consolidated Balance Sheets. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Certain financial instruments and all non-financial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not necessarily represent the underlying value of the Corporation. Securities: The fair value measurements of investment securities are determined by a third-party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trade execution data, market consensus prepayment speeds, credit information and the securities’ terms and conditions, among other things. The fair value measurements are subject to independent verification by another pricing source on a quarterly basis to review for reasonableness. Any significant differences in pricing are reviewed with appropriate members of management who have the relevant technical expertise to assess the results. The Corporation has determined that these valuations are classified in Level 2 of the fair value hierarchy. When the independent pricing service does not provide a fair value measurement for a particular security, the Corporation will estimate the fair value based on specific information about each security. Fair values derived in this manner are classified in Level 3 of the fair value hierarchy. Loans Held for Sale: Loans held for sale, which consist of the guaranteed portions of SBA 7(a) loans, are carried at the lower of cost or estimated fair value. The estimated fair value is based on what secondary markets are currently offering for portfolios with similar characteristics. Interest Rate Swaps: The carrying amount and fair value of existing derivative financial instruments are based upon independent valuation models, which use widely accepted valuation techniques, including discounted cash flow analysis on the expected cash flows of each derivative contract. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves and implied volatilities. The Corporation incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Corporation considers the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts and guarantees. Limitations: Fair value estimates are made at a discrete point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Corporation’s entire holding of a particular financial instrument. Because no market exists for a significant portion of the Corporation’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and are not considered in the estimates.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities	The amortized cost and fair value of securities available-for-sale and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: As of December 31, 2023 Amortized Cost Gross Gross Fair Value (In Thousands) Available-for-sale: U.S. treasuries $ 14,158 $ 7 $ (389) $ 13,776 U.S. government agency securities - government-sponsored enterprises 27,986 35 (455) 27,566 Municipal securities 40,407 — (4,526) 35,881 Residential mortgage-backed securities - government issued 69,441 1,000 (2,385) 68,056 Residential mortgage-backed securities - government-sponsored enterprises 131,321 281 (10,769) 120,833 Commercial mortgage-backed securities - government issued 2,995 — (470) 2,525 Commercial mortgage-backed securities - government-sponsored enterprises 32,774 65 (4,470) 28,369 $ 319,082 $ 1,388 $ (23,464) $ 297,006 As of December 31, 2022 Amortized Cost Gross Gross Fair Value (In Thousands) Available-for-sale: U.S. treasuries $ 4,977 $ — $ (532) $ 4,445 U.S. government agency securities - government-sponsored enterprises 13,666 70 (531) 13,205 Municipal securities 45,088 90 (5,867) 39,311 Residential mortgage-backed securities - government issued 21,790 — (2,359) 19,431 Residential mortgage-backed securities - government-sponsored enterprises 119,265 — (12,942) 106,323 Commercial mortgage-backed securities - government issued 3,450 — (518) 2,932 Commercial mortgage-backed securities - government-sponsored enterprises 31,515 — (5,138) 26,377 $ 239,751 $ 160 $ (27,887) $ 212,024
Schedule of Held-to-maturity Securities	The amortized cost and fair value of securities held-to-maturity and the corresponding amounts of gross unrecognized gains and losses were as follows: As of December 31, 2023 Amortized Cost Gross Gross Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 4,210 $ 4 $ (41) $ 4,173 Residential mortgage-backed securities - government issued 1,211 — (76) 1,135 Residential mortgage-backed securities - government-sponsored enterprises 1,078 — (53) 1,025 Commercial mortgage-backed securities - government-sponsored enterprises 2,004 — (82) 1,922 $ 8,503 $ 4 $ (252) $ 8,255 As of December 31, 2022 Amortized Cost Gross Gross Fair Value (In Thousands) Held-to-maturity: Municipal securities $ 7,467 $ 7 $ (70) $ 7,404 Residential mortgage-backed securities - government issued 1,625 — (107) 1,518 Residential mortgage-backed securities - government-sponsored enterprises 1,537 — (93) 1,444 Commercial mortgage-backed securities - government-sponsored enterprises 2,006 — (102) 1,904 $ 12,635 $ 7 $ (372) $ 12,270
Realized gains and losses on sale of securities	Total proceeds and gross realized gains and losses from sales of securities available-for-sale were as follows: For the Year Ended December 31, 2023 2022 2021 (In Thousands) Gross gains $ 68 $ — $ 92 Gross losses (113) — (63) Net (losses) gains on sale of available-for-sale securities $ (45) $ — $ 29 Proceeds from sale of available-for-sale securities $ 5,085 $ — $ 14,955
Investments Classified by Contractual Maturity	The amortized cost and fair value of securities by contractual maturity at December 31, 2023 are shown below. Actual maturities may differ from contractual maturities because issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In Thousands) Due in one year or less $ 22,576 $ 22,569 $ 1,060 $ 1,057 Due in one year through five years 18,970 17,646 3,150 3,116 Due in five through ten years 12,653 11,915 — — Due in over ten years 28,352 25,093 — — 82,551 77,223 4,210 4,173 Residential mortgage-backed securities 200,762 188,889 2,289 2,160 Commercial mortgage-backed securities 35,769 30,894 2,004 1,922 $ 319,082 $ 297,006 $ 8,503 $ 8,255
Schedule of Unrealized Loss on Investments	A summary of unrealized loss information for securities available-for-sale, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Available-for-sale: U.S. treasuries $ — $ — $ 4,595 $ 389 $ 4,595 $ 389 U.S. government agency securities - government-sponsored enterprises 13,370 30 3,076 425 16,446 455 Municipal securities — — 35,881 4,526 35,881 4,526 Residential mortgage-backed securities - government issued 13,178 160 13,819 2,225 26,997 2,385 Residential mortgage-backed securities - government-sponsored enterprises 19,925 285 78,086 10,484 98,011 10,769 Commercial mortgage-backed securities - government issued — — 2,525 470 2,525 470 Commercial mortgage-backed securities - government-sponsored enterprises 893 20 26,465 4,450 27,358 4,470 $ 47,366 $ 495 $ 164,447 $ 22,969 $ 211,813 $ 23,464 December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Available-for-sale: U.S. treasuries $ — $ — $ 4,446 $ 532 $ 4,446 $ 532 U.S. government agency obligations - government-sponsored enterprises — — 2,969 531 2,969 531 Municipal securities 26,759 3,132 10,133 2,735 36,892 5,867 Residential mortgage-backed securities - government issued 9,624 436 9,807 1,923 19,431 2,359 Residential mortgage-backed securities - government-sponsored enterprises 71,474 6,433 34,849 6,509 106,323 12,942 Commercial mortgage-backed securities - government issued 1,236 112 1,696 406 2,932 518 Commercial mortgage-backed securities - government-sponsored enterprises 7,758 984 18,619 4,154 26,377 5,138 $ 116,851 $ 11,097 $ 82,519 $ 16,790 $ 199,370 $ 27,887 A summary of unrecognized loss information for securities held-to-maturity, categorized by security type and length of time for which the security has been in a continuous unrealized loss position, follows: December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Held-to-maturity: Municipal securities $ 1,424 $ 4 $ 2,234 $ 37 $ 3,658 $ 41 Residential mortgage-backed securities - government issued — — 1,135 76 1,135 76 Residential mortgage-backed securities - government-sponsored enterprises — — 1,025 53 1,025 53 Commercial mortgage backed securities - government-sponsored enterprises — — 1,922 82 1,922 82 $ 1,424 $ 4 $ 6,316 $ 248 $ 7,740 $ 252 December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In Thousands) Held-to-maturity: Municipal securities $ 6,035 $ 52 $ 267 $ 18 $ 6,302 $ 70 Residential mortgage-backed securities - government issued 1,518 107 — — 1,518 107 Residential mortgage-backed securities - government-sponsored enterprises 1,444 93 — — 1,444 93 Commercial mortgage-backed securities - government-sponsored enterprises 1,904 102 — — 1,904 102 $ 10,901 $ 354 $ 267 $ 18 $ 11,168 $ 372

Loan and Lease Receivables, I_3

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Tables)	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Loan Composition Schedule	Loan and leases receivable consist of the following: December 31, December 31, (In Thousands) Commercial real estate: Commercial real estate — owner occupied $ 256,479 $ 268,354 Commercial real estate — non-owner occupied 773,494 687,091 Construction 193,080 218,751 Multi-family 450,529 350,026 1-4 family 26,289 17,728 Total commercial real estate 1,699,871 1,541,950 Commercial and industrial 1,105,835 853,327 Consumer and other 44,312 47,938 Total gross loans and leases receivable 2,850,018 2,443,215 Less: Allowance for loan losses 31,275 24,230 Deferred loan fees and costs, net (243) 149 Loans and leases receivable, net $ 2,818,986 $ 2,418,836
Schedule of Related Party Transactions	Certain of the Corporation’s executive officers, directors, and their related interests are loan clients of the Bank. These loans to related parties are summarized below: December 31, 2023 December 31, 2022 (In Thousands) Balance at beginning of year $ 224 $ 1,288 New loans 349 656 Repayments (310) (1,560) Change due to status of executive officers and directors — (160) Balance at end of year $ 263 $ 224
Net Investment In Direct Financing Leases	The Corporation’s net investment in direct financing leases consists of the following: December 31, December 31, (In Thousands) Minimum lease payments receivable $ 9,660 $ 10,673 Estimated unguaranteed residual values in leased property 1,468 2,776 Unearned lease and residual income (1,362) (1,300) Investment in commercial direct financing leases $ 9,766 $ 12,149
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	Future aggregate maturities of minimum lease payments to be received are as follows: (In Thousands) Maturities during year ended December 31, 2024 $ 3,268 2025 2,425 2026 1,788 2027 1,301 2028 626 Thereafter 252 $ 9,660
Financing Receivable by Credit Quality Indicators	The following tables illustrate ending balances of the Corporation’s loan and lease portfolio, including non-performing loans by class of receivable, and considering certain credit quality indicators: December 31, 2023 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate — owner occupied Category I $ 31,637 $ 43,156 $ 38,803 $ 44,704 $ 22,078 $ 72,774 $ 451 $ 253,603 II — — — 260 — — — 260 III — — — — — 2,616 — 2,616 IV — — — — — — — — Total $ 31,637 $ 43,156 $ 38,803 $ 44,964 $ 22,078 $ 75,390 $ 451 $ 256,479 Commercial real estate — non-owner occupied Category I $ 71,857 $ 76,689 $ 72,660 $ 78,212 $ 66,262 $ 314,970 $ 32,478 $ 713,128 II — — 2,302 2,252 19,838 16,274 — 40,666 III — — — — — 19,700 — 19,700 IV — — — — — — — — Total $ 71,857 $ 76,689 $ 74,962 $ 80,464 $ 86,100 $ 350,944 $ 32,478 $ 773,494 Construction Category I $ 63,660 $ 83,161 $ 8,542 $ 744 $ 433 $ 6,528 $ 15,011 $ 178,079 II — — 9,289 5,712 — — — 15,001 III — — — — — — — — IV — — — — — — — — Total $ 63,660 $ 83,161 $ 17,831 $ 6,456 $ 433 $ 6,528 $ 15,011 $ 193,080 December 31, 2023 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Multi-family Category I $ 84,932 $ 41,068 $ 70,054 $ 113,294 $ 22,925 $ 115,243 $ 3,013 $ 450,529 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 84,932 $ 41,068 $ 70,054 $ 113,294 $ 22,925 $ 115,243 $ 3,013 $ 450,529 1-4 family Category I $ 4,242 $ 7,684 $ 2,672 $ 2,359 $ 443 $ 2,805 $ 6,062 $ 26,267 II — — — — — — — — III — — — — — — — — IV — — — — — 22 — 22 Total $ 4,242 $ 7,684 $ 2,672 $ 2,359 $ 443 $ 2,827 $ 6,062 $ 26,289 Commercial and industrial Category I $ 302,612 $ 144,167 $ 85,504 $ 38,164 $ 20,151 $ 26,490 $ 415,301 $ 1,032,389 II 1,496 5,280 785 353 94 219 5,706 13,933 III 1,093 7,168 1,882 5,919 3,861 3,957 15,058 38,938 IV 1,482 6,519 1,319 321 133 1,644 9,157 20,575 Total $ 306,683 $ 163,134 $ 89,490 $ 44,757 $ 24,239 $ 32,310 $ 445,222 $ 1,105,835 Consumer and other Category I $ 5,920 $ 8,786 $ 3,167 $ 12,193 $ 2,049 $ 3,485 $ 8,712 $ 44,312 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 5,920 $ 8,786 $ 3,167 $ 12,193 $ 2,049 $ 3,485 $ 8,712 $ 44,312 Total Loans Category I $ 564,860 $ 404,711 $ 281,402 $ 289,670 $ 134,341 $ 542,295 $ 481,028 $ 2,698,307 II 1,496 5,280 12,376 8,577 19,932 16,493 5,706 69,860 III 1,093 7,168 1,882 5,919 3,861 26,273 15,058 61,254 IV 1,482 6,519 1,319 321 133 1,666 9,157 $ 20,597 Total $ 568,931 $ 423,678 $ 296,979 $ 304,487 $ 158,267 $ 586,727 $ 510,949 $ 2,850,018 December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Commercial real estate — owner occupied Category I $ 50,705 $ 34,896 $ 55,096 $ 25,583 $ 15,583 $ 72,091 $ 2,287 $ 256,241 II — 560 300 — 399 1,344 — 2,603 III — 494 5,489 299 417 2,811 — 9,510 IV — — — — — — — — Total $ 50,705 $ 35,950 $ 60,885 $ 25,882 $ 16,399 $ 76,246 $ 2,287 $ 268,354 Commercial real estate — non-owner occupied Category I $ 88,752 $ 74,615 $ 60,216 $ 64,847 $ 84,053 $ 232,405 $ 25,508 $ 630,396 II — — — 15,099 11,390 7,534 — 34,023 III — — 3,891 — — 18,566 215 22,672 IV — — — — — — — — Total $ 88,752 $ 74,615 $ 64,107 $ 79,946 $ 95,443 $ 258,505 $ 25,723 $ 687,091 Construction Category I $ 39,942 $ 70,257 $ 39,048 $ 457 $ 8,052 $ 22,603 $ 27,601 $ 207,960 II — — — — — — — — III — — — 10,791 — — — 10,791 IV — — — — — — — — Total $ 39,942 $ 70,257 $ 39,048 $ 11,248 $ 8,052 $ 22,603 $ 27,601 $ 218,751 Multi-family Category I $ 21,698 $ 46,894 $ 121,199 $ 23,293 $ 32,611 $ 93,723 $ 2,612 $ 342,030 II — — — — — 7,996 — 7,996 III — — — — — — — — IV — — — — — — — — Total $ 21,698 $ 46,894 $ 121,199 $ 23,293 $ 32,611 $ 101,719 $ 2,612 $ 350,026 1-4 family Category I $ 7,659 $ 3,087 $ 2,525 $ 632 $ 98 $ 2,250 $ 1,447 $ 17,698 II — — — — — — — — III — — — — — — — — IV — — — — — 30 — 30 Total $ 7,659 $ 3,087 $ 2,525 $ 632 $ 98 $ 2,280 $ 1,447 $ 17,728 December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (In Thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Commercial and industrial Category I $ 199,293 $ 109,901 $ 56,590 $ 30,000 $ 13,838 $ 19,367 $ 364,817 $ 793,806 II 5,499 801 3,021 1,108 92 239 9,846 20,606 III 1,809 5,607 6,691 6,699 133 5,451 8,896 35,286 IV 601 1,015 589 446 102 876 — 3,629 Total $ 207,202 $ 117,324 $ 66,891 $ 38,253 $ 14,165 $ 25,933 $ 383,559 $ 853,327 Consumer and other Category I $ 11,086 $ 3,556 $ 13,870 $ 2,433 $ 2,600 $ 4,193 $ 10,200 $ 47,938 II — — — — — — — — III — — — — — — — — IV — — — — — — — — Total $ 11,086 $ 3,556 $ 13,870 $ 2,433 $ 2,600 $ 4,193 $ 10,200 $ 47,938 Total Loans Category I $ 419,135 $ 343,206 $ 348,544 $ 147,245 $ 156,835 $ 446,632 $ 434,472 $ 2,296,069 II 5,499 1,361 3,321 16,207 11,881 17,113 9,846 65,228 III 1,809 6,101 16,071 17,789 550 26,828 9,111 78,259 IV 601 1,015 589 446 102 906 — 3,659 Total $ 427,044 $ 351,683 $ 368,525 $ 181,687 $ 169,368 $ 491,479 $ 453,429 $ 2,443,215
Past Due Financing Receivables	The delinquency aging of the loan and lease portfolio by class of receivable was as follows: December 31, 2023 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Performing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 256,479 $ 256,479 Non-owner occupied — — — — 773,494 773,494 Construction — — — — 193,080 193,080 Multi-family — — — — 450,529 450,529 1-4 family — — — — 26,267 26,267 Commercial and industrial 3,026 491 — 3,517 1,081,743 1,085,260 Consumer and other — — — — 44,312 44,312 Total 3,026 491 — 3,517 2,825,904 2,829,421 Non-performing loans and leases Commercial real estate: Owner occupied — — — — — — Non-owner occupied — — — — — — Construction — — — — — — Multi-family — — — — — — 1-4 family — — — — 22 22 Commercial and industrial 404 550 18,347 19,301 1,274 20,575 Consumer and other — — — — — — Total 404 550 18,347 19,301 1,296 20,597 Total loans and leases Commercial real estate: Owner occupied — — — — 256,479 256,479 Non-owner occupied — — — — 773,494 773,494 Construction — — — — 193,080 193,080 Multi-family — — — — 450,529 450,529 1-4 family — — — — 26,289 26,289 Commercial and industrial 3,430 1,041 18,347 22,818 1,083,017 1,105,835 Consumer and other — — — — 44,312 44,312 Total $ 3,430 $ 1,041 $ 18,347 $ 22,818 $ 2,827,200 $ 2,850,018 Percent of portfolio 0.12 % 0.04 % 0.64 % 0.80 % 99.20 % 100.00 % December 31, 2022 30-59 60-89 Greater Total Past Due Current Total Loans and Leases (Dollars in Thousands) Performing loans and leases Commercial real estate: Owner occupied $ — $ — $ — $ — $ 268,354 $ 268,354 Non-owner occupied 215 — — 215 686,876 687,091 Construction — — — — 218,751 218,751 Multi-family — — — — 350,026 350,026 1-4 family — — — — 17,698 17,698 Commercial and industrial 1,437 403 — 1,840 847,858 849,698 Consumer and other — — — — 47,938 47,938 Total 1,652 403 — 2,055 2,437,501 2,439,556 Non-performing loans and leases Commercial real estate: Owner occupied — — — — — — Non-owner occupied — — — — — — Construction — — — — — — Multi-family — — — — — — 1-4 family — — — — 30 30 Commercial and industrial 439 126 2,464 3,029 600 3,629 Consumer and other — — — — — — Total 439 126 2,464 3,029 630 3,659 Total loans and leases Commercial real estate: Owner occupied — — — — 268,354 268,354 Non-owner occupied 215 — — 215 686,876 687,091 Construction — — — — 218,751 218,751 Multi-family — — — — 350,026 350,026 1-4 family — — — — 17,728 17,728 Commercial and industrial 1,876 529 2,464 4,869 848,458 853,327 Consumer and other — — — — 47,938 47,938 Total $ 2,091 $ 529 $ 2,464 $ 5,084 $ 2,438,131 $ 2,443,215 Percent of portfolio 0.09 % 0.02 % 0.10 % 0.21 % 99.79 % 100.00 %
Schedule of Financing Receivables, Non Accrual Status	The Corporation’s total non-performing assets consisted of the following: December 31, December 31, (In Thousands) Non-performing loans and leases Commercial real estate: Commercial real estate — owner occupied $ — $ — Commercial real estate — non-owner occupied — — Construction — — Multi-family — — 1-4 family 22 30 Total non-performing commercial real estate 22 30 Commercial and industrial 20,575 3,629 Consumer and other — — Total non-performing loans and leases 20,597 3,659 Repossessed assets, net 247 95 Total non-performing assets $ 20,844 $ 3,754 December 31, December 31, Total non-performing loans and leases to gross loans and leases 0.72 % 0.15 % Total non-performing assets to total gross loans and leases plus repossessed assets, net 0.73 0.15 Total non-performing assets to total assets 0.59 0.13 Allowance for credit losses to gross loans and leases 1.16 0.99 Allowance for credit losses to non-performing loans and leases 160.21 662.20
Impaired Financing Receivables	The following represents additional information regarding the Corporation’s non-accrual loans and leases, by portfolio segment: As of and for the Year Ended December 31, 2023 Amortized Cost (1) Unpaid Individual Average Recorded Investment (2) Foregone Interest Net Foregone (In Thousands) With no individual reserve recorded: Commercial real estate: Owner occupied $ — $ — $ — $ — $ — $ — $ — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family — — — 4 — 23 (23) Commercial and industrial 9,691 9,695 — 4,989 786 214 572 Consumer and other — — — — — — — Total 9,691 9,695 — 4,993 786 237 549 With individual reserve recorded: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family 22 27 22 22 4 — 4 Commercial and industrial 10,884 10,890 5,968 5,435 641 29 612 Consumer and other — — — — — — — Total 10,906 10,917 5,990 5,457 645 29 616 Total: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family 22 27 22 26 4 23 (19) Commercial and industrial 20,575 20,585 5,968 10,424 1,427 243 1,184 Consumer and other — — — — — — — Grand total $ 20,597 $ 20,612 $ 5,990 $ 10,450 $ 1,431 $ 266 $ 1,165 (1) The amortized cost represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances. As of and for the Year Ended December 31, 2022 Recorded Investment (1) Unpaid Individual Average Recorded Investment (2) Foregone Interest Net Foregone (In Thousands) With no individual reserve recorded: Commercial real estate: Owner occupied $ — $ — $ — $ 180 $ 14 $ 759 $ (745) Non-owner occupied — — — — — 1 (1) Construction — — — — — 47 (47) Multi-family — — — — — — — 1-4 family 30 35 — 112 8 41 (33) Commercial and industrial 1,037 1,037 — 3,153 277 587 (310) Consumer and other — — — — — — — Total 1,067 1,072 — 3,445 299 1,435 (1,136) With individual reserve recorded: Commercial real estate: Owner occupied — — — — — — — Non-owner occupied — — — — — — — Construction — — — — — — — Multi-family — — — — — — — 1-4 family — — — — — — — Commercial and industrial 2,592 2,612 1,650 1,454 101 1 100 Consumer and other — — — — — — — Total 2,592 2,612 1,650 1,454 101 1 100 Total: Commercial real estate: Owner occupied — — — 180 14 759 (745) Non-owner occupied — — — — — 1 (1) Construction — — — — — 47 (47) Multi-family — — — — — — — 1-4 family 30 35 — 112 8 41 (33) Commercial and industrial 3,629 3,649 1,650 4,607 378 588 (210) Consumer and other — — — — — — — Grand total $ 3,659 $ 3,684 $ 1,650 $ 4,899 $ 400 $ 1,436 $ (1,036) (1) The recorded investment represents the unpaid principal balance net of any partial charge-offs. (2) Average recorded investment is calculated primarily using daily average balances.
Summary of Allowance for Loan and Lease Loss Activity by Portfolio Segment	A summary of the activity in the allowance for credit losses by portfolio segment is as follows: As of and for the Year Ended December 31, 2023 Owner Occupied Non-Owner Occupied Construction Multi-Family 1-4 Family Commercial Consumer Total (In Thousands) Beginning balance $ 1,766 $ 5,108 $ 1,646 $ 2,634 $ 207 $ 12,403 $ 466 $ 24,230 Impact of adopting ASC 326 (204) (242) 796 (386) (45) 1,873 26 1,818 Charge-offs — — — — — (1,781) — (1,781) Recoveries 9 1 — — 40 478 20 548 Net recoveries (charge-offs) 9 1 — — 40 (1,303) 20 (1,233) Provision for credit losses (31) 769 (317) 1,323 64 6,435 (61) 8,182 Ending balance $ 1,540 $ 5,636 $ 2,125 $ 3,571 $ 266 $ 19,408 $ 451 $ 32,997 Components: Allowance for loan losses 1,525 5,596 1,244 3,562 243 18,710 395 31,275 Allowance for unfunded credit commitments 15 40 881 9 23 698 56 1,722 Total ACL $ 1,540 $ 5,636 $ 2,125 $ 3,571 $ 266 $ 19,408 $ 451 $ 32,997 As of and for the Year Ended December 31, 2022 Commercial Commercial Consumer Total (In Thousands) Beginning balance $ 15,110 $ 8,413 $ 813 $ 24,336 Charge-offs — (958) (21) (979) Recoveries 4,262 437 42 4,741 Net recoveries (charge-offs) 4,262 (521) 21 3,762 Provision for credit losses (6,812) 3,236 (292) (3,868) Ending balance $ 12,560 $ 11,128 $ 542 $ 24,230 As of and for the Year Ended December 31, 2021 Commercial Commercial Consumer Total (In Thousands) Beginning balance $ 17,157 $ 10,593 $ 771 $ 28,521 Charge-offs (256) (3,227) (25) (3,508) Recoveries 3,935 1,168 23 5,126 Net recoveries (charge-offs) 3,679 (2,059) (2) 1,618 Provision for credit losses (5,726) (121) 44 (5,803) Ending balance $ 15,110 $ 8,413 $ 813 $ 24,336
Allowance for Credit Losses on Financing Receivables	The following tables provide information regarding the allowance for credit losses and balances by type of allowance methodology: December 31, 2023 Owner Occupied Non-Owner Occupied Construction Multi-Family 1-4 Family Commercial Consumer Total (In Thousands) Allowance for credit losses: Collectively evaluated for credit losses $ 1,525 $ 5,596 $ 1,244 $ 3,562 $ 221 $ 12,743 $ 395 $ 25,286 Individually evaluated for credit loss — — — — 22 5,967 — 5,989 Total $ 1,525 $ 5,596 $ 1,244 $ 3,562 $ 243 $ 18,710 $ 395 $ 31,275 Loans and lease receivables: Collectively evaluated for credit losses $ 256,479 $ 773,494 $ 193,080 $ 450,529 $ 26,267 $ 1,085,260 $ 44,312 $ 2,829,421 Individually evaluated for credit loss — — — — 22 20,575 — 20,597 Total $ 256,479 $ 773,494 $ 193,080 $ 450,529 $ 26,289 $ 1,105,835 $ 44,312 $ 2,850,018 December 31, 2022 Commercial Commercial Consumer Total (In Thousands) Allowance for credit losses: Collectively evaluated for credit losses $ 12,560 $ 9,478 $ 542 $ 22,580 Individually evaluated for credit loss — 1,650 — 1,650 Total $ 12,560 $ 11,128 $ 542 $ 24,230 Loans and lease receivables: Collectively evaluated for credit losses $ 1,541,920 $ 849,542 $ 47,938 $ 2,439,400 Individually evaluated for credit loss 30 3,785 — 3,815 Total $ 1,541,950 $ 853,327 $ 47,938 $ 2,443,215
Loans and Loan Participations Sold	The following table presents loans and loan participations sold during the year by portfolio segment: December 31, 2023 Owner Occupied Non-Owner Occupied Construction Multi-Family 1-4 Family Commercial and Industrial Consumer and Other Total (In Thousands) Sales $ 17,390 $ — $ 75,532 $ 11,382 $ — $ 39,290 $ — $ 143,594 December 31, 2022 Owner Occupied Non-Owner Occupied Construction Multi-Family 1-4 Family Commercial and Industrial Consumer and Other Total (In Thousands) Sales $ — $ 5,000 $ 58,586 $ 3,184 $ — $ 59,085 $ — $ 125,855

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment	A summary of premises and equipment was as follows: As of December 31, 2023 2022 (In Thousands) Leasehold improvements $ 5,557 $ 4,525 Furniture and equipment 9,361 8,250 Total premises and equipment 14,918 12,775 Less: accumulated depreciation (8,728) (8,435) Total premises and equipment, net $ 6,190 $ 4,340

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Components of Total Lease Expense	For the Year Ended December 31, 2023 2022 2021 (In Thousands) Operating lease cost $ 1,411 $ 1,544 $ 1,513 Short-term lease cost 200 148 158 Variable lease cost 576 604 492 Less: sublease income (75) (179) (170) Total lease cost, net $ 2,112 $ 2,117 $ 1,993
Operating Leases Quantitative Information	Quantitative information regarding the Corporation’s operating leases was as follows: December 31, 2023 December 31, 2022 December 31, 2021 Weighted-average remaining lease term (in years) 7.70 8.06 5.05 Weighted-average discount rate 3.61 % 3.40 % 2.51 %
Operating Lease Liabilities Maturity Analysis	The following maturity analysis shows the undiscounted cash flows due on the Corporation’s operating lease liabilities: (In Thousands) 2024 $ 1,514 2025 1,408 2026 1,400 2027 1,427 2028 1,113 Thereafter 3,600 Total undiscounted cash flows 10,462 Discount on cash flows (1,508) Total lease liability $ 8,954

Other Assets (Tables)

Other Assets (Tables)	12 Months Ended
	Dec. 31, 2023
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Accrued Interest Receivable and Other Assets	A summary of accrued interest receivable and other assets was as follows: December 31, 2023 December 31, 2022 (In Thousands) Accrued interest receivable $ 13,275 $ 9,403 Net deferred tax asset 9,508 11,711 Investment in historic development entities 2,393 2,176 Investment in low-income housing development entity 33,303 13,514 Investment in limited partnerships 15,027 13,599 Prepaid expenses 4,269 3,821 Other assets 13,283 8,883 Total accrued interest receivable and other assets $ 91,058 $ 63,107

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Deposits	The composition of deposits is shown below. December 31, 2023 December 31, 2022 Balance Average Balance Average Rate Balance Average Balance Average Rate (Dollars in Thousands) Non-interest-bearing transaction accounts $ 445,376 $ 453,930 — % $ 537,107 $ 566,230 — % Interest-bearing transaction accounts 895,319 689,500 3.44 576,601 503,668 0.79 Money market accounts 711,245 681,336 3.25 698,505 761,469 0.82 Certificates of deposit 287,131 273,387 4.10 153,757 97,448 1.39 Wholesale deposits 457,708 346,285 4.14 202,236 48,825 3.31 Total deposits $ 2,796,779 $ 2,444,438 2.92 $ 2,168,206 $ 1,977,640 0.67
Time Deposits By Maturity	A summary of annual maturities of in-market and wholesale certificates of deposit at December 31, 2023 is as follows: (In Thousands) Maturities during the year ended December 31, 2024 $ 536,645 2025 19,081 2026 50,416 2027 73,804 2028 12,821 Thereafter 2,072 $ 694,839

FHLB Advances, Other Borrowin_2

FHLB Advances, Other Borrowings and Junior Subordinated Notes (Tables)	12 Months Ended
	Dec. 31, 2023
Debt Disclosure [Abstract]
Composition of borrowed funds	The composition of borrowed funds is shown below. December 31, 2023 December 31, 2022 Balance Weighted Weighted Balance Weighted Weighted (Dollars in Thousands) Federal funds purchased $ — $ 3 5.37 % $ — $ 14 7.42 % FHLB advances 281,500 351,990 2.52 416,380 414,191 1.70 Line of credit — 38 7.26 — 85 2.78 Other borrowings 20 600 8.33 6,088 8,624 5.23 Subordinated notes and debentures 49,396 38,250 5.16 34,340 35,095 5.06 Junior subordinated notes (1) — — — — 2,429 20.75 $ 330,916 $ 390,881 2.79 $ 456,808 $ 460,438 2.12 (1) Weighted average rate of junior subordinated notes and debentures reflects the accelerated amortization of subordinated debt issuance costs as a result of the early redemption of the junior subordinated notes during the first quarter of 2022.
Schedule of Maturities of Long-term Debt	A summary of annual maturities of borrowings at December 31, 2023 is as follows: (In Thousands) Maturities during the year ended December 31, 2024 $ 120,520 2025 48,000 2026 65,000 2027 28,000 2028 — Thereafter 69,396 $ 330,916

Stockholders' Equity and Regu_2

Stockholders' Equity and Regulatory Capital (Tables)	12 Months Ended
	Dec. 31, 2023
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The following tables summarize both the Corporation’s and the Bank’s capital ratios and the ratios required by their federal regulators: As of December 31, 2023 Actual (1) Minimum Required for Capital Adequacy Purposes For Capital Adequacy Purposes Plus Capital Conservation Buffer Minimum Required to Be Well Capitalized Under Prompt Corrective Action Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital Consolidated $ 375,440 11.19 % $ 268,500 8.00 % $ 352,406 10.50 % N/A N/A First Business Bank 376,310 11.21 268,595 8.00 352,531 10.50 $ 335,744 10.00 % Tier 1 capital Consolidated $ 293,338 8.74 % $ 201,375 6.00 % $ 285,281 8.50 % N/A N/A First Business Bank 343,604 10.23 201,446 6.00 285,382 8.50 $ 268,595 8.00 % Common equity tier 1 capital Consolidated $ 281,346 8.38 % $ 151,031 4.50 % $ 234,937 7.00 % N/A N/A First Business Bank 343,604 10.23 151,085 4.50 235,021 7.00 $ 218,233 6.50 % Tier 1 leverage capital Consolidated $ 293,338 8.43 % $ 139,145 4.00 % $ 139,145 4.00 % N/A N/A First Business Bank 343,604 9.87 139,262 4.00 139,262 4.00 $ 174,077 5.00 % (1) 2023 capital amounts include $1.0 million of additional stockholders’ equity as elected by the Corporation and permitted by federal banking regulatory agencies. Risk-weighted assets were also adjusted accordingly. As of December 31, 2022 Actual Minimum Required for Capital Adequacy Purposes For Capital Adequacy Purposes Plus Capital Conservation Buffer Minimum Required to Be Well Capitalized Under Prompt Corrective Action Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) Total capital Consolidated $ 323,893 11.26 % $ 230,180 8.00 % $ 302,111 10.50 % N/A N/A First Business Bank 323,021 11.22 230,367 8.00 302,357 10.50 $ 287,959 10.00 % Tier 1 capital Consolidated $ 264,843 9.20 % $ 172,635 6.00 % $ 244,566 8.50 % N/A N/A First Business Bank 298,312 10.36 172,775 6.00 244,765 8.50 $ 230,367 8.00 % Common equity tier 1 capital Consolidated $ 252,851 8.79 % $ 129,476 4.50 % $ 201,407 7.00 % N/A N/A First Business Bank 298,312 10.36 129,581 4.50 201,571 7.00 $ 187,173 6.50 % Tier 1 leverage capital Consolidated $ 264,843 9.17 % $ 115,464 4.00 % $ 115,464 4.00 % N/A N/A First Business Bank 298,312 10.34 115,402 4.00 115,402 4.00 $ 144,252 5.00 %
Reconciliation of stockholders' equity to federal regulatory capital	The following table reconciles stockholders’ equity to federal regulatory capital at December 31, 2023 and 2022, respectively: As of December 31, 2023 2022 (In Thousands) Stockholders’ equity of the Corporation $ 289,588 $ 260,640 Net unrealized and accumulated losses on specific items 13,717 15,310 Disallowed servicing assets (614) (706) Disallowed goodwill and other intangibles (10,368) (10,401) ASC 326 Phase-in 1,015 — Tier 1 capital 293,338 264,843 Allowable general valuation allowances and subordinated debt 82,102 59,050 Total capital $ 375,440 $ 323,893

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	For the Year Ended December 31, 2023 2022 2021 (Dollars in Thousands, Except Share Data) Basic earnings per common share Net income $ 37,027 $ 40,858 $ 35,755 Less: preferred stock dividends 875 683 — Less: earnings allocated to participating securities 938 1,106 1,053 Basic earnings allocated to common shareholders $ 35,214 $ 39,069 $ 34,702 Weighted-average common shares outstanding, excluding participating securities 8,131,251 8,226,943 8,314,921 Basic earnings per common share $ 4.33 $ 4.75 $ 4.17 Diluted earnings per common share Earnings allocated to common shareholders, diluted $ 35,214 $ 39,069 $ 34,702 Weighted-average diluted common shares outstanding, excluding participating securities 8,131,251 8,226,943 8,314,921 Diluted earnings per common share $ 4.33 $ 4.75 $ 4.17

Share-Based Compensation (Table

Share-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Restricted Stock Activity	Restricted stock activity for the year ended December 31, 2023, 2022, and 2021 was as follows: RSA Weighted Average Grant Price PRSU Weighted Average Grant Price RSU Weighted Average Grant Price Total Weighted Average Grant Price Nonvested balance as of January 1, 2021 143,246 $ 23.04 39,570 $ 28.85 4,988 $ 24.08 187,804 $ 24.29 Granted (1) 67,515 22.39 23,550 27.12 2,065 21.68 93,130 23.57 Vested (61,384) 22.26 — — (2,001) 22.91 (63,385) 22.28 Forfeited (7,760) 23.24 — — — — (7,760) 23.24 Nonvested balance as of December 31, 2021 141,617 23.06 63,120 28.20 5,052 23.56 209,789 24.62 Granted (1) 62,560 34.04 37,335 24.71 3,115 27.95 103,010 30.47 Vested (62,353) 23.21 (43,020) 18.91 (2,062) 23.20 (107,435) 21.49 Forfeited (8,507) 26.15 — — — — (8,507) 26.15 Nonvested balance as of December 31, 2022 133,317 27.95 57,435 32.89 6,105 25.92 196,857 29.32 Granted (1) — — 34,840 35.79 54,955 34.43 89,795 34.96 Vested (56,931) 27.03 (36,120) 31.31 (3,253) 26.06 (96,304) 28.60 Forfeited (4,435) 30.20 — — (820) 36.42 (5,255) 31.17 Nonvested balance as of December 31, 2023 71,951 $ 28.53 56,155 $ 35.70 56,987 $ 33.97 185,093 $ 32.38 Unrecognized compensation cost (in thousands) $ 1,229 $ 879 $ 1,393 $ 3,501 Weighted average remaining recognition period (in years) 1.80 1.64 2.79 2.15 (1) The number of restricted shares/units shown includes the shares that would be granted if the target level of performance is achieved related to the PRSU. The number of shares actually issued may vary. During the year ended December 31, 2023, an additional 18,060 were issued related to actual performance results of previously granted awards.
Share-based Payment Arrangement, Expensed and Capitalized, Amount	Share-based compensation expense related to restricted stock and ESPP included in the Consolidated Statements of Income was as follows: For the Year Ended December 31, 2023 2022 2021 (In Thousands) Share-based compensation expense $ 2,977 $ 2,584 $ 2,513

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense	Income tax expense consists of the following: For the Year Ended December 31, 2023 2022 2021 (In Thousands) Current: Federal $ 7,759 $ 9,174 $ 6,965 State 233 2,987 3,087 Current tax expense 7,992 12,161 10,052 Deferred: Federal (716) (733) 1,333 State 2,836 (42) (110) Deferred tax expense (benefit) 2,120 (775) 1,223 Total income tax expense $ 10,112 $ 11,386 $ 11,275
Schedule of Deferred Tax Assets and Liabilities	The significant components of the Corporation’s deferred tax assets and liabilities were as follows: December 31, 2023 December 31, 2022 (In Thousands) Deferred tax assets: Allowance for credit losses $ 8,730 $ 6,267 Deferred compensation 2,094 2,342 State net operating loss carryforwards 875 265 Write-down of repossessed assets 10 11 Non-accrual loan interest 95 47 Capital loss carryforwards 22 21 Unrealized losses on securities 4,715 5,263 Share-based compensation 788 725 Other 284 125 Total deferred tax assets before valuation allowance 17,613 15,066 Valuation allowance (3,339) — Total deferred tax assets 14,274 15,066 Deferred tax liabilities: Leasing and fixed asset activities 1,854 2,197 Loan servicing asset 381 393 Other 2,531 765 Total deferred tax liabilities 4,766 3,355 Net deferred tax asset $ 9,508 $ 11,711
Schedule of Reconciliation of the Change in Net Deferred Tax Assets to Deferred Tax Expense	A reconciliation of the change in net deferred tax assets to deferred tax expense is as follows: December 31, 2023 December 31, 2022 December 31, 2021 (In Thousands) Change in net deferred tax assets $ (2,203) $ 5,536 $ (1,042) Deferred taxes allocated to other comprehensive income 548 (4,761) (181) Cumulative change in accounting principle (465) — — Deferred income tax benefit (expense) $ (2,120) $ 775 $ (1,223)
Schedule of Effective Income Tax Rate Reconciliation	The provision for income taxes differs from that computed at the federal statutory corporate tax rate as follows: Year Ended December 31, 2023 2022 2021 (Dollars in Thousands) Income before income tax expense $ 47,139 $ 52,244 $ 47,030 Tax expense at statutory federal rate of 21% applied to income before income tax expense $ 9,899 $ 10,971 $ 9,876 State income tax, net of federal effect (52) 2,337 2,351 Tax-exempt security and loan income, net of TEFRA adjustments (856) (704) (710) Change in valuation allowance 3,349 — — Bank-owned life insurance (313) (468) (297) Tax credits, net (1,045) (338) — Share-based compensation (159) (392) — Section 162(m) limitation 123 118 — Other (834) (138) 55 Total income tax expense $ 10,112 $ 11,386 $ 11,275 Effective tax rate 21.45 % 21.79 % 23.97 %

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	As of December 31, 2023 Number of Instruments Notional Amount Weighted Average Maturity (In Years) Fair Value (Dollars in Thousands) Included in Derivative assets Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial loan clients 25 $ 249,454 6.33 $ 7,904 Interest rate swap agreements on loans with third-party counter parties 106 939,156 6.06 43,234 Derivatives designated as hedging instruments Interest rate swap related to AFS securities 11 $ 12,500 8.28 $ 624 Interest rate swap related to wholesale funding 9 96,400 2.47 3,835 Included in Derivative liabilities Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial loan clients 81 $ 689,702 5.96 $ 51,138 Derivatives designated as hedging instruments Interest rate swap related to wholesale funding 29 $ 306,255 3.89 $ 811 As of December 31, 2022 Number of Instruments Notional Amount Weighted Average Maturity (In Years) Fair Value (Dollars in Thousands) Included in Derivative assets Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial loan clients 2 $ 65,352 4.83 $ 1,010 Interest rate swap agreements on loans with third-party counter parties 84 744,233 7.37 60,409 Derivatives designated as hedging instruments Interest rate swap related to AFS securities 11 $ 12,500 9.28 $ 602 Interest rate swap related to wholesale funding 11 116,400 2.88 6,560 Included in Derivative liabilities Derivatives not designated as hedging instruments Interest rate swap agreements on loans with commercial loan clients 82 $ 678,881 7.61 $ 61,419

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Lending Related And Other Commitments	Financial instruments whose contract amounts represent potential credit risk were as follows: At December 31, 2023 2022 (In Thousands) Commitments to extend credit, primarily commercial loans $ 1,198,031 $ 913,042 Standby letters of credit 17,938 15,013
Summary of SBA Recourse Reserve Activity	The summary of the activity in the SBA recourse reserve is as follows: As of and For the Year Ended December 31, 2023 2022 (In Thousands) Balance at the beginning of the period $ 441 $ 635 SBA recourse provision (benefit) 775 (188) Charge-offs, net (261) (6) Balance at the end of the period $ 955 $ 441

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements, Recurring Basis	Assets and liabilities measured at fair value on a recurring basis, segregated by fair value hierarchy level, are summarized below: December 31, 2023 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. treasuries $ — $ 13,776 $ — $ 13,776 U.S. government agency securities - government-sponsored enterprises — 27,566 — 27,566 Municipal securities — 35,881 — 35,881 Residential mortgage-backed securities - government issued — 68,056 — 68,056 Residential mortgage-backed securities - government-sponsored enterprises — 120,833 — 120,833 Commercial mortgage-backed securities - government issued — 2,525 — 2,525 Commercial mortgage-backed securities - government-sponsored enterprises — 28,369 — 28,369 Interest rate swaps — 55,597 — 55,597 Liabilities: Interest rate swaps — 51,949 — 51,949 December 31, 2022 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Assets: Securities available-for-sale: U.S. treasuries $ — $ 4,445 $ — $ 4,445 U.S. government agency securities - government-sponsored enterprises — 13,205 — 13,205 Municipal securities — 39,311 — 39,311 Residential mortgage-backed securities - government issued — 19,431 — 19,431 Residential mortgage-backed securities - government-sponsored enterprises — 106,323 — 106,323 Commercial mortgage-backed securities - government issued — 2,932 — 2,932 Commercial mortgage-backed securities - government-sponsored enterprises — 26,377 — 26,377 Interest rate swaps — 68,581 — 68,581 Liabilities: Interest rate swaps — 61,419 — 61,419
Fair Value Measurements, Nonrecurring Basis	Assets and liabilities measured at fair value on a non-recurring basis, segregated by fair value hierarchy, are summarized below: December 31, 2023 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Collateral-dependent loans $ — $ — $ 4,917 $ 4,917 Repossessed assets — — 247 247 Loan servicing rights — — 1,356 1,356 December 31, 2022 Fair Value Measurements Using Level 1 Level 2 Level 3 Total (In Thousands) Impaired loans $ — $ — $ 1,022 $ 1,022 Repossessed assets — — 95 95 Loan servicing rights — — 1,491 1,491
Fair Value, by Balance Sheet Grouping	The Corporation is required to disclose estimated fair values for its financial instruments. Fair value estimates, methods and assumptions, consistent with exit price concepts for fair value measurements, are set forth below: December 31, 2023 Carrying Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 139,510 $ 139,510 $ 139,510 $ — $ — Securities available-for-sale 297,006 297,006 — 297,006 — Securities held-to-maturity 8,503 8,255 — 8,255 — Loans held for sale 4,589 4,956 — 4,956 — Loans and lease receivables, net 2,818,986 2,789,731 — — 2,789,731 Federal Home Loan Bank stock 12,042 N/A N/A N/A N/A Accrued interest receivable 13,275 13,275 13,275 — — Interest rate swaps 55,597 55,597 — 55,597 — Financial liabilities: Deposits 2,796,779 2,795,463 2,101,939 693,524 — Federal Home Loan Bank advances and other borrowings 330,916 320,287 — 320,287 — Accrued interest payable 10,860 10,860 10,860 — — Interest rate swaps 51,949 51,949 — 51,949 — Off-balance sheet items: Standby letters of credit 190 190 — — 190 N/A = The fair value is not applicable due to restrictions placed on transferability December 31, 2022 Carrying Fair Value Total Level 1 Level 2 Level 3 (In Thousands) Financial assets: Cash and cash equivalents $ 102,682 $ 102,682 $ 102,682 $ — $ — Securities available-for-sale 212,024 212,024 — 212,024 — Securities held-to-maturity 12,635 12,270 — 12,270 — Loans held for sale 2,632 2,829 — 2,829 — Loans and lease receivables, net 2,418,836 2,394,702 — — 2,394,702 Federal Home Loan Bank stock 17,812 N/A N/A N/A N/A Accrued interest receivable 9,403 9,403 9,403 — — Interest rate swaps 68,581 68,543 — 68,543 — Financial liabilities: Deposits 2,168,206 2,167,444 1,827,215 340,229 — Federal Home Loan Bank advances and other borrowings 456,808 440,242 — 440,242 — Accrued interest payable 4,053 4,053 4,053 — — Interest rate swaps 61,419 61,419 — 61,419 — Off-balance sheet items: Standby letters of credit 184 184 — — 184 N/A = The fair value is not applicable due to restrictions placed on transferability

Condensed Parent Only Financi_2

Condensed Parent Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheet	Condensed Balance Sheets December 31, December 31, (In Thousands) Assets Cash and cash equivalents $ 2,027 $ 3,129 Investments in subsidiaries, at equity 339,854 294,109 Premises and equipment, net 51 66 Other assets 697 1,239 Total assets $ 342,629 $ 298,543 Liabilities and Stockholders’ Equity Junior subordinated notes and other borrowings $ 49,396 $ 34,341 Accrued interest payable and other liabilities 3,645 3,562 Total liabilities 53,041 37,903 Stockholders’ equity 289,588 260,640 Total liabilities and stockholders’ equity $ 342,629 $ 298,543
Condensed Income Statement	Condensed Statements of Income For the Year Ended December 31, 2023 2022 2021 (In Thousands) Net interest expense $ 1,989 $ 2,295 $ 2,539 Non-interest income Consulting and rental income from consolidated subsidiaries 5,644 5,794 2,417 Other non-interest income 43 69 34 Total non-interest income 5,687 5,863 2,451 Non-interest expense 8,234 7,633 5,747 Loss before income tax benefit and equity in undistributed net income of consolidated subsidiaries 4,536 4,065 5,835 Income tax benefit 337 1,387 1,483 Loss before equity in undistributed net income of consolidated subsidiaries 4,199 2,678 4,352 Equity in undistributed net income of consolidated subsidiaries 41,226 43,536 40,107 Net income $ 37,027 $ 40,858 $ 35,755
Condensed Cash Flow Statement	Condensed Statements of Cash Flows For the Year Ended December 31, 2023 2022 2021 (In Thousands) Operating activities Net income $ 37,027 $ 40,858 $ 35,755 Adjustments to reconcile net income to net cash used in operating activities: Equity in undistributed earnings of consolidated subsidiaries (41,226) (43,536) (40,107) Share-based compensation 2,977 2,584 2,513 Excess tax benefit from share-based compensation (91) (91) (27) Net (decrease) increase in other liabilities (1,854) 2,592 (2,090) Other, net 1,207 (538) 3,413 Net cash (used in) provided by operating activities (1,960) 1,869 (543) Investing activities Dividends received from subsidiaries 12,100 2,008 8,534 Proceeds from redemption of Trust II stock — 315 — Capital contributions to subsidiaries (15,000) — — Net cash (used in) provided by investing activities (2,900) 2,323 8,534 Financing activities Net increase (decreases) in long-term borrowed funds 54 (357) 55 Proceeds from issuance of subordinated notes payable 15,000 20,000 — Repayment of subordinated notes payable — (9,090) — Repayment of junior subordinated debentures — (10,076) — Proceeds from issuance of preferred stock — 11,992 — Proceeds from purchased funds and other short-term debt — (500) 500 Purchase of treasury stock (2,971) (6,126) (5,477) Preferred stock dividends paid (875) (683) — Cash dividends paid (7,578) (6,688) (6,166) Net proceeds from purchases of ESPP shares 128 134 160 Net cash provided by (used in) financing activities 3,758 (1,394) (10,928) Net (decrease) increase in cash and due from banks (1,102) 2,798 (2,937) Cash and cash equivalents at the beginning of the period 3,129 331 3,268 Cash and cash equivalents at the end of the period $ 2,027 $ 3,129 $ 331

Condensed Quarterly Earnings (T

Condensed Quarterly Earnings (Tables)	12 Months Ended
	Dec. 31, 2023
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Information	2023 2022 Fourth Third Second First Fourth Third Second First (Dollars in Thousands, Except Per Share Data) Interest income $ 54,762 $ 50,941 $ 47,161 $ 42,064 $ 38,319 $ 31,786 $ 27,031 $ 24,235 Interest expense 25,222 22,345 19,414 15,359 10,867 5,902 3,371 2,809 Net interest income 29,540 28,596 27,747 26,705 27,452 25,884 23,660 21,426 Provision for credit losses 2,573 1,817 2,231 1,561 702 12 (3,727) (855) Non-interest income 7,094 8,430 7,374 8,410 6,973 8,197 6,872 7,386 Non-interest expense 21,588 23,189 22,031 21,767 21,167 20,028 19,456 18,823 Income before income tax expense 12,473 12,020 10,859 11,787 12,556 14,041 14,803 10,844 Income tax expense 2,703 2,079 2,522 2,808 2,400 3,215 3,599 2,172 Net income 9,770 9,941 8,337 8,979 10,156 10,826 11,204 8,672 Preferred stock dividend 219 218 219 219 219 219 245 — Income available to common shareholders $ 9,551 $ 9,723 $ 8,118 $ 8,760 $ 9,937 $ 10,607 $ 10,959 $ 8,672 Per common share: Basic earnings $ 1.15 $ 1.17 $ 0.98 $ 1.05 $ 1.18 $ 1.25 $ 1.29 $ 1.02 Diluted earnings 1.15 1.17 0.98 1.05 1.18 1.25 1.29 1.02 Dividends declared 0.2275 0.2275 0.2275 0.2275 0.1975 0.1975 0.1975 0.1975

Nature of Operations and Summ_3

Nature of Operations and Summary of Significant Accounting Policies Loans Held for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Loans held for sale	$ 4,589	$ 2,632
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	11,100
Accrued Interest Receivable on AFS Debt Securities	1,300
Debt Securities, Held-to-Maturity, Accrued Interest, before Allowance for Credit Loss	38
Off-Balance-Sheet, Credit Loss, Liability	$ 1,722

Nature of Operations and Summ_4

Nature of Operations and Summary of Significant Accounting Policies Leasehold Improvements and Equipment (Details)	Dec. 31, 2023
Minimum
Property, Plant and Equipment [Line Items]
Equipment, useful life	3 years
Maximum
Property, Plant and Equipment [Line Items]
Equipment, useful life	10 years

Nature of Operations and Summ_5

Nature of Operations and Summary of Significant Accounting Policies Bank-Owned Life Insurance (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Bank owned life insurance death benefits	$ 133.7	$ 133.8
Borrowings against cash surrender value of bank owned life insurance	$ 0	$ 0

Nature of Operations and Summ_6

Nature of Operations and Summary of Significant Accounting Policies Federal Home Loan Bank Stock (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Other than temporary impairment losses, investments	$ 0	$ 0

Nature of Operations and Summ_7

Nature of Operations and Summary of Significant Accounting Policies Other Investments (Details)	12 Months Ended
	Dec. 31, 2023
Investment In Limited Partnerships Accounting Treatment [Line Items]
Maximum ownership percentage that is not consolidated	50%
Investment in corporations minimum ownership percentage for accounting for using the equity method	20%
Investment in corporations maximum ownership percentage for accounting for at cost	20%
Investment in limited partnerships maximum ownership percentage for accounting for at cost	3%
Minimum
Investment In Limited Partnerships Accounting Treatment [Line Items]
Investment in limited partnerships ownership percentage for accounting for using the equity method	3%
Maximum
Investment In Limited Partnerships Accounting Treatment [Line Items]
Investment in limited partnerships ownership percentage for accounting for using the equity method	50%

Nature of Operations and Summ_8

Nature of Operations and Summary of Significant Accounting Policies Other Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Reclassification adjustment for net loss (gain) realized in net income	$ (45)	$ 0	$ 29

Cash and Cash Equivalents (Narr

Cash and Cash Equivalents (Narrative Disclosures) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Cash and Cash Equivalents [Abstract]
Cash and due from banks	$ 32,348	$ 25,811
Federal Reserve Bank balances	106,800	76,500
Short-term investments	$ 107,162	$ 76,871

Securities (Available-for-Sale

Securities (Available-for-Sale Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Available-for-sale Securities
Amortized cost	$ 319,082	$ 239,751
Gross unrealized gains	1,388	160
Gross unrealized losses	(23,464)	(27,887)
Debt Securities, Available-for-sale, Fair value	297,006	212,024
U.S. treasuries
Schedule of Available-for-sale Securities
Amortized cost	14,158	4,977
Gross unrealized gains	7	0
Gross unrealized losses	(389)	(532)
Debt Securities, Available-for-sale, Fair value	13,776	4,445
Municipal securities
Schedule of Available-for-sale Securities
Amortized cost	40,407	45,088
Gross unrealized gains	0	90
Gross unrealized losses	(4,526)	(5,867)
Debt Securities, Available-for-sale, Fair value	35,881	39,311
Government sponsored enterprises | U.S. government agency securities
Schedule of Available-for-sale Securities
Amortized cost	27,986	13,666
Gross unrealized gains	35	70
Gross unrealized losses	(455)	(531)
Debt Securities, Available-for-sale, Fair value	27,566	13,205
Government sponsored enterprises | Residential mortgage backed securities
Schedule of Available-for-sale Securities
Amortized cost	131,321	119,265
Gross unrealized gains	281	0
Gross unrealized losses	(10,769)	(12,942)
Debt Securities, Available-for-sale, Fair value	120,833	106,323
Government sponsored enterprises | Commercial mortgage backed securities
Schedule of Available-for-sale Securities
Amortized cost	32,774	31,515
Gross unrealized gains	65	0
Gross unrealized losses	(4,470)	(5,138)
Debt Securities, Available-for-sale, Fair value	28,369	26,377
GNMA | Residential mortgage backed securities
Schedule of Available-for-sale Securities
Amortized cost	69,441	21,790
Gross unrealized gains	1,000	0
Gross unrealized losses	(2,385)	(2,359)
Debt Securities, Available-for-sale, Fair value	68,056	19,431
GNMA | Commercial mortgage backed securities
Schedule of Available-for-sale Securities
Amortized cost	2,995	3,450
Gross unrealized gains	0	0
Gross unrealized losses	(470)	(518)
Debt Securities, Available-for-sale, Fair value	$ 2,525	$ 2,932

Securities Securities (Held-to-

Securities Securities (Held-to-Maturity Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Held-to-maturity Securities
Amortized cost	$ 8,503	$ 12,635
Gross unrealized gains	4	7
Gross unrealized losses	(252)	(372)
Fair value	8,255	12,270
Municipal securities
Schedule of Held-to-maturity Securities
Amortized cost	4,210	7,467
Gross unrealized gains	4	7
Gross unrealized losses	(41)	(70)
Fair value	4,173	7,404
GNMA | Residential mortgage backed securities
Schedule of Held-to-maturity Securities
Amortized cost	1,211	1,625
Gross unrealized gains	0	0
Gross unrealized losses	(76)	(107)
Fair value	1,135	1,518
Government sponsored enterprises | Residential mortgage backed securities
Schedule of Held-to-maturity Securities
Amortized cost	1,078	1,537
Gross unrealized gains	0	0
Gross unrealized losses	(53)	(93)
Fair value	1,025	1,444
Government sponsored enterprises | Commercial mortgage backed securities
Schedule of Held-to-maturity Securities
Amortized cost	2,004	2,006
Gross unrealized gains	0	0
Gross unrealized losses	(82)	(102)
Fair value	$ 1,922	$ 1,904

Securities Securities (Realized

Securities Securities (Realized Gains and Losses on Sale of Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Debt Securities, Available-for-sale, Realized Gain	$ 68	$ 0	$ 92
Debt Securities, Available-for-sale, Realized Loss	113	0	63
Marketable Securities, Realized Gain (Loss)	(45)	0	29
Proceeds from sale of available-for-sale securities	$ 5,085	$ 0	$ 14,955

Securities (Contractual Maturit

Securities (Contractual Maturity) (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Amortized Cost Available for Sale
Due in one year or less	$ 22,576
Due in one year through five years	18,970
Due in five through ten years	12,653
Due in over ten years	28,352
Amortized cost	82,551
Residential mortgage-backed securities, available-for-sale, maturity, without single maturity date, amortized cost	200,762
Commercial mortgage-backed securities, available-for-sale, maturity, without single maturity date, amortized cost	35,769
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	319,082
Estimated Fair Value Available for Sale
Due in one year or less	22,569
Due in one year through five years	17,646
Due in five through ten years	11,915
Due in over ten years	25,093
Fair value	77,223
Residential mortgage-backed securities, available-for-sale, maturity, without single maturity date, fair value	188,889
Commercial mortgage-backed securities, available-for-sale, maturity, without single maturity date, fair value	30,894
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Fair Value	297,006
Amortized Cost Held to Maturity
Due in one year or less	1,060
Due in one year through five years	3,150
Due in five through ten years	0
Due in over ten years	0
Amortized cost	4,210
Residential mortgage-backed securities, held-to-maturity, maturity, without single maturity date, amortized cost	2,289
Commercial mortgage-backed securities, held-to-maturity, maturity, without single maturity date, amortized cost	2,004
Debt Securities, Held-to-Maturity, Maturity, without Single Maturity Date, Amortized Cost	8,503
Estimated Fair Value Held to Maturity
Due in one year or less	1,057
Due in one year through five years	3,116
Due in five through ten years	0
Due in over ten years	0
Fair value	4,173
Residential mortgage-backed securities, held-to-maturity, maturity, without single maturity date, fair value	2,160
Commercial mortgage-backed securities, held-to-maturity, maturity, without single maturity date, fair value	1,922
Debt Securities, Held-to-Maturity, Maturity, without Single Maturity Date, Fair Value	$ 8,255

Securities (Unrealized Losses A

Securities (Unrealized Losses Available-for-Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	$ 47,366	$ 116,851
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	495	11,097
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	164,447	82,519
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	22,969	16,790
Debt Securities, Available-for-sale, Unrealized Loss Position	211,813	199,370
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	23,464	27,887
U.S. treasuries
Fair value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	4,595	4,446
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	389	532
Debt Securities, Available-for-sale, Unrealized Loss Position	4,595	4,446
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	389	532
Municipal securities
Fair value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	26,759
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	3,132
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	35,881	10,133
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	4,526	2,735
Debt Securities, Available-for-sale, Unrealized Loss Position	35,881	36,892
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	4,526	5,867
Government sponsored enterprises | U.S. government agency securities
Fair value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	13,370	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	30	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	3,076	2,969
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	425	531
Debt Securities, Available-for-sale, Unrealized Loss Position	16,446	2,969
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	455	531
Government sponsored enterprises | Residential mortgage backed securities
Fair value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	19,925	71,474
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	285	6,433
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	78,086	34,849
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	10,484	6,509
Debt Securities, Available-for-sale, Unrealized Loss Position	98,011	106,323
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	10,769	12,942
Government sponsored enterprises | Commercial mortgage backed securities
Fair value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	893	7,758
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	20	984
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	26,465	18,619
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	4,450	4,154
Debt Securities, Available-for-sale, Unrealized Loss Position	27,358	26,377
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	4,470	5,138
GNMA | Residential mortgage backed securities
Fair value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	13,178	9,624
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	160	436
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	13,819	9,807
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	2,225	1,923
Debt Securities, Available-for-sale, Unrealized Loss Position	26,997	19,431
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	2,385	2,359
GNMA | Commercial mortgage backed securities
Fair value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	1,236
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	112
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	2,525	1,696
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	470	406
Debt Securities, Available-for-sale, Unrealized Loss Position	2,525	2,932
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 470	$ 518

Securities Securities (Unrealiz

Securities Securities (Unrealized Losses Held-to-Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair value
Fair value less than 12 months	$ 1,424	$ 10,901
Unrealized losses less than 12 months	4	354
Fair value 12 months or longer	6,316	267
Unrealized losses 12 months or longer	248	18
Total Fair Value	7,740	11,168
Total Unrealized Losses	252	372
Municipal securities
Fair value
Fair value less than 12 months	1,424	6,035
Unrealized losses less than 12 months	4	52
Fair value 12 months or longer	2,234	267
Unrealized losses 12 months or longer	37	18
Total Fair Value	3,658	6,302
Total Unrealized Losses	41	70
Residential mortgage backed securities | Government sponsored enterprises
Fair value
Fair value less than 12 months	0	1,444
Unrealized losses less than 12 months	0	93
Fair value 12 months or longer	1,025	0
Unrealized losses 12 months or longer	53	0
Total Fair Value	1,025	1,444
Total Unrealized Losses	53	93
Residential mortgage backed securities | GNMA
Fair value
Fair value less than 12 months	0	1,518
Unrealized losses less than 12 months	0	107
Fair value 12 months or longer	1,135	0
Unrealized losses 12 months or longer	76	0
Total Fair Value	1,135	1,518
Total Unrealized Losses	76	107
Commercial mortgage backed securities | Government sponsored enterprises
Fair value
Fair value less than 12 months	0	1,904
Unrealized losses less than 12 months	0	102
Fair value 12 months or longer	1,922	0
Unrealized losses 12 months or longer	82	0
Total Fair Value	1,922	1,904
Total Unrealized Losses	$ 82	$ 102

Securities (Narrative Disclosur

Securities (Narrative Disclosures) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($) securities	Dec. 31, 2022 USD ($) securities	Dec. 31, 2021 USD ($) securities
Investments, Debt and Equity Securities [Abstract]
Number of available-for-sale securities sold | securities	16	0	7
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Recognized in Earnings	$ 0	$ 0
Held-to-maturity securities in unrealized loss positions | securities	29
Held-to-maturity securities in an unrealized loss position, twelve months or greater | securities	24
Other than temporary impairment on held-to-maturity securities	$ 0	0	$ 0
Investment in limited partnerships	15,027	13,599
Various Obligations
Investments, Debt and Equity Securities [Abstract]
Debt Securities	45,400	35,900
Financial Instruments Owned and Pledged as Collateral [Line Items]
Debt Securities	$ 45,400	$ 35,900

Loan and Lease Receivables, I_4

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Loan Composition) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	$ 2,850,018	$ 2,443,215
Allowance for loan and lease losses	31,275	24,230
Deferred loan fees and costs, net	(243)	149
Loans and leases receivable, net	2,818,986	2,418,836
Commercial real estate — owner occupied
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	256,479	268,354
Allowance for loan and lease losses	1,525
Commercial real estate — non-owner occupied
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	773,494	687,091
Allowance for loan and lease losses	5,596
Construction
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	193,080	218,751
Multi-family
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	450,529	350,026
Allowance for loan and lease losses	3,562
1-4 family
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	26,289	17,728
Allowance for loan and lease losses	243
Total commercial real estate
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	1,699,871	1,541,950
Commercial and industrial
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	1,105,835	853,327
Allowance for loan and lease losses	18,710
Consumer and other
Loans and Leases Receivable Disclosure
Total gross loans and leases receivable	44,312	$ 47,938
Allowance for loan and lease losses	$ 395

Loans, Lease Receivables, and A

Loans, Lease Receivables, and Allowance for Credit Losses (Loan and Loan Participations Sold) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator
Loans and loan participations sold	$ 143,594	$ 125,855
Commercial real estate — owner occupied
Financing Receivable, Credit Quality Indicator
Loans and loan participations sold	17,390	0
Commercial real estate — non-owner occupied
Financing Receivable, Credit Quality Indicator
Loans and loan participations sold	0	5,000
Construction
Financing Receivable, Credit Quality Indicator
Loans and loan participations sold	75,532	58,586
Multi-family
Financing Receivable, Credit Quality Indicator
Loans and loan participations sold	11,382	3,184
1-4 family
Financing Receivable, Credit Quality Indicator
Loans and loan participations sold	0	0
Commercial and industrial
Financing Receivable, Credit Quality Indicator
Loans and loan participations sold	39,290	59,085
Consumer and other
Financing Receivable, Credit Quality Indicator
Loans and loan participations sold	$ 0	$ 0

Loan and Lease Receivables, I_5

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Related Party Loan Rollforward) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Receivables [Abstract]
Balance at beginning of year	$ 224	$ 1,288
New loans	349	656
Repayments	(310)	(1,560)
Change due to status of executive officers and directors	0	(160)
Balance at end of year	$ 263	$ 224

Loan and Lease Receivables, I_6

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses Net Investment In Direct Financing Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Receivables [Abstract]
Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received	$ 9,660	$ 10,673
Direct Financing Lease, Unguaranteed Residual Asset	1,468	2,776
Unearned lease and residual income	1,362	1,300
Direct Financing Lease, Net Investment in Lease, before Allowance for Credit Loss, Total	$ 9,766	$ 12,149

Loan and Lease Receivables, I_7

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses Future Minimum Lease Payments To Be Received (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Direct Financing Leases, Future Minimum Payments Receivable By Year [Abstract]
2024	$ 3,268
2025	2,425
2026	1,788
2027	1,301
2026	626
Sales-type and Direct Financing Leases, Lease Receivable, Lease Payments to be Received, after Rolling Year Five	252
Total	$ 9,660	$ 10,673

Loan and Lease Receivables, I_8

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Loans by Credit Quality Indicator) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	$ 568,931	$ 427,044
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	423,678	351,683
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	296,979	368,525
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	304,487	181,687
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	158,267	169,368
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	586,727	491,479
Financing Receivable, Excluding Accrued Interest, Revolving	510,949	453,429
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	2,850,018	2,443,215
Category I
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	564,860	419,135
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	404,711	343,206
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	281,402	348,544
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	289,670	147,245
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	134,341	156,835
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	542,295	446,632
Financing Receivable, Excluding Accrued Interest, Revolving	481,028	434,472
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	2,698,307	2,296,069
Category II
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,496	5,499
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	5,280	1,361
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	12,376	3,321
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	8,577	16,207
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	19,932	11,881
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	16,493	17,113
Financing Receivable, Excluding Accrued Interest, Revolving	5,706	9,846
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	69,860	65,228
Category III
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,093	1,809
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	7,168	6,101
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	1,882	16,071
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	5,919	17,789
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	3,861	550
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	26,273	26,828
Financing Receivable, Excluding Accrued Interest, Revolving	15,058	9,111
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	61,254	78,259
Category IV
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,482	601
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	6,519	1,015
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	1,319	589
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	321	446
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	133	102
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1,666	906
Financing Receivable, Excluding Accrued Interest, Revolving	9,157	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	20,597	3,659
Commercial real estate — owner occupied
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	31,637	50,705
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	43,156	35,950
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	38,803	60,885
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	44,964	25,882
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	22,078	16,399
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	75,390	76,246
Financing Receivable, Excluding Accrued Interest, Revolving	451	2,287
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	256,479	268,354
Commercial real estate — owner occupied | Category I
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	31,637	50,705
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	43,156	34,896
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	38,803	55,096
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	44,704	25,583
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	22,078	15,583
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	72,774	72,091
Financing Receivable, Excluding Accrued Interest, Revolving	451	2,287
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	253,603	256,241
Commercial real estate — owner occupied | Category II
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	560
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	300
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	260	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	399
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	1,344
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	260	2,603
Commercial real estate — owner occupied | Category III
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	494
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	5,489
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	299
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	417
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,616	2,811
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	2,616	9,510
Commercial real estate — owner occupied | Category IV
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
Commercial real estate — non-owner occupied
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	71,857	88,752
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	76,689	74,615
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	74,962	64,107
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	80,464	79,946
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	86,100	95,443
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	350,944	258,505
Financing Receivable, Excluding Accrued Interest, Revolving	32,478	25,723
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	773,494	687,091
Commercial real estate — non-owner occupied | Category I
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	71,857	88,752
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	76,689	74,615
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	72,660	60,216
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	78,212	64,847
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	66,262	84,053
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	314,970	232,405
Financing Receivable, Excluding Accrued Interest, Revolving	32,478	25,508
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	713,128	630,396
Commercial real estate — non-owner occupied | Category II
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	2,302	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,252	15,099
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	19,838	11,390
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	16,274	7,534
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	40,666	34,023
Commercial real estate — non-owner occupied | Category III
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	3,891
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	19,700	18,566
Financing Receivable, Excluding Accrued Interest, Revolving	0	215
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	19,700	22,672
Commercial real estate — non-owner occupied | Category IV
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
Construction
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	63,660	39,942
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	83,161	70,257
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	17,831	39,048
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	6,456	11,248
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	433	8,052
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	6,528	22,603
Financing Receivable, Excluding Accrued Interest, Revolving	15,011	27,601
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	193,080	218,751
Construction | Category I
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	63,660	39,942
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	83,161	70,257
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	8,542	39,048
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	744	457
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	433	8,052
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	6,528	22,603
Financing Receivable, Excluding Accrued Interest, Revolving	15,011	27,601
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	178,079	207,960
Construction | Category II
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	9,289	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	5,712	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	15,001	0
Construction | Category III
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	10,791
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	10,791
Construction | Category IV
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
Multi-family
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	84,932	21,698
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	41,068	46,894
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	70,054	121,199
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	113,294	23,293
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	22,925	32,611
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	115,243	101,719
Financing Receivable, Excluding Accrued Interest, Revolving	3,013	2,612
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	450,529	350,026
Multi-family | Category I
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	84,932	21,698
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	41,068	46,894
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	70,054	121,199
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	113,294	23,293
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	22,925	32,611
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	115,243	93,723
Financing Receivable, Excluding Accrued Interest, Revolving	3,013	2,612
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	450,529	342,030
Multi-family | Category II
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	7,996
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	7,996
Multi-family | Category III
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
Multi-family | Category IV
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
1-4 family
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	4,242	7,659
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	7,684	3,087
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	2,672	2,525
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,359	632
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	443	98
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,827	2,280
Financing Receivable, Excluding Accrued Interest, Revolving	6,062	1,447
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	26,289	17,728
1-4 family | Category I
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	4,242	7,659
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	7,684	3,087
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	2,672	2,525
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,359	632
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	443	98
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,805	2,250
Financing Receivable, Excluding Accrued Interest, Revolving	6,062	1,447
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	26,267	17,698
1-4 family | Category II
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
1-4 family | Category III
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
1-4 family | Category IV
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	22	30
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	22	30
Commercial and industrial
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	306,683	207,202
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	163,134	117,324
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	89,490	66,891
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	44,757	38,253
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	24,239	14,165
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	32,310	25,933
Financing Receivable, Excluding Accrued Interest, Revolving	445,222	383,559
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	1,105,835	853,327
Commercial and industrial | Category I
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	302,612	199,293
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	144,167	109,901
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	85,504	56,590
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	38,164	30,000
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	20,151	13,838
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	26,490	19,367
Financing Receivable, Excluding Accrued Interest, Revolving	415,301	364,817
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	1,032,389	793,806
Commercial and industrial | Category II
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,496	5,499
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	5,280	801
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	785	3,021
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	353	1,108
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	94	92
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	219	239
Financing Receivable, Excluding Accrued Interest, Revolving	5,706	9,846
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	13,933	20,606
Commercial and industrial | Category III
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,093	1,809
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	7,168	5,607
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	1,882	6,691
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	5,919	6,699
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	3,861	133
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,957	5,451
Financing Receivable, Excluding Accrued Interest, Revolving	15,058	8,896
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	38,938	35,286
Commercial and industrial | Category IV
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,482	601
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	6,519	1,015
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	1,319	589
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	321	446
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	133	102
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1,644	876
Financing Receivable, Excluding Accrued Interest, Revolving	9,157	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	20,575	3,629
Consumer and other
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	5,920	11,086
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	8,786	3,556
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	3,167	13,870
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	12,193	2,433
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,049	2,600
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,485	4,193
Financing Receivable, Excluding Accrued Interest, Revolving	8,712	10,200
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	44,312	47,938
Consumer and other | Category I
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	5,920	11,086
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	8,786	3,556
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	3,167	13,870
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	12,193	2,433
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,049	2,600
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,485	4,193
Financing Receivable, Excluding Accrued Interest, Revolving	8,712	10,200
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	44,312	47,938
Consumer and other | Category II
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
Consumer and other | Category III
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	0	0
Consumer and other | Category IV
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	$ 0	$ 0

Loan and Lease Receivables, I_9

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Past Due Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 2,850,018	$ 2,443,215
30 to 59 days past due, percent of total portfolio	0.12%	0.09%
60 to 89 days past due, percent of total portfolio	0.04%	0.02%
Greater than 90 days past due, percent of portfolio	0.64%	0.10%
Past due, percent of total portfolio	0.80%	0.21%
Current, percent of total portfolio	99.20%	99.79%
Gross loans, percent of total portfolio	100%	100%
Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 256,479	$ 268,354
Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	773,494	687,091
Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	193,080	218,751
Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	450,529	350,026
1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	26,289	17,728
Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,105,835	853,327
Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	44,312	47,938
Performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	2,829,421	2,439,556
Performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	256,479	268,354
Performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	773,494	687,091
Performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	193,080	218,751
Performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	450,529	350,026
Performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	26,267	17,698
Performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,085,260	849,698
Performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	44,312	47,938
Non-performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	20,597	3,659
Non-performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Non-performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Non-performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Non-performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Non-performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	22	30
Non-performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	20,575	3,629
Non-performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	3,430	2,091
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	215
Financial Asset, 30 to 59 Days Past Due [Member] | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	3,430	1,876
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	3,026	1,652
Financial Asset, 30 to 59 Days Past Due [Member] | Performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	215
Financial Asset, 30 to 59 Days Past Due [Member] | Performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	3,026	1,437
Financial Asset, 30 to 59 Days Past Due [Member] | Performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Non-performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	404	439
Financial Asset, 30 to 59 Days Past Due [Member] | Non-performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Non-performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Non-performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Non-performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Non-performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Non-performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	404	439
Financial Asset, 30 to 59 Days Past Due [Member] | Non-performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,041	529
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,041	529
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	491	403
Financial Asset, 60 to 89 Days Past Due [Member] | Performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	491	403
Financial Asset, 60 to 89 Days Past Due [Member] | Performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Non-performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	550	126
Financial Asset, 60 to 89 Days Past Due [Member] | Non-performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Non-performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Non-performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Non-performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Non-performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Non-performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	550	126
Financial Asset, 60 to 89 Days Past Due [Member] | Non-performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	18,347	2,464
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	18,347	2,464
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	18,347	2,464
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	18,347	2,464
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	22,818	5,084
Financial Asset, Past Due | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	215
Financial Asset, Past Due | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	22,818	4,869
Financial Asset, Past Due | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	3,517	2,055
Financial Asset, Past Due | Performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	215
Financial Asset, Past Due | Performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	3,517	1,840
Financial Asset, Past Due | Performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Non-performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	19,301	3,029
Financial Asset, Past Due | Non-performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Non-performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Non-performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Non-performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Non-performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Past Due | Non-performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	19,301	3,029
Financial Asset, Past Due | Non-performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Not Past Due
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	2,827,200	2,438,131
Financial Asset, Not Past Due | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	256,479	268,354
Financial Asset, Not Past Due | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	773,494	686,876
Financial Asset, Not Past Due | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	193,080	218,751
Financial Asset, Not Past Due | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	450,529	350,026
Financial Asset, Not Past Due | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	26,289	17,728
Financial Asset, Not Past Due | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,083,017	848,458
Financial Asset, Not Past Due | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	44,312	47,938
Financial Asset, Not Past Due | Performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	2,825,904	2,437,501
Financial Asset, Not Past Due | Performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	256,479	268,354
Financial Asset, Not Past Due | Performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	773,494	686,876
Financial Asset, Not Past Due | Performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	193,080	218,751
Financial Asset, Not Past Due | Performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	450,529	350,026
Financial Asset, Not Past Due | Performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	26,267	17,698
Financial Asset, Not Past Due | Performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,081,743	847,858
Financial Asset, Not Past Due | Performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	44,312	47,938
Financial Asset, Not Past Due | Non-performing loans and leases
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,296	630
Financial Asset, Not Past Due | Non-performing loans and leases | Commercial real estate — owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Not Past Due | Non-performing loans and leases | Commercial real estate — non-owner occupied
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Not Past Due | Non-performing loans and leases | Construction
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Not Past Due | Non-performing loans and leases | Multi-family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	0	0
Financial Asset, Not Past Due | Non-performing loans and leases | 1-4 family
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	22	30
Financial Asset, Not Past Due | Non-performing loans and leases | Commercial and industrial
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	1,274	600
Financial Asset, Not Past Due | Non-performing loans and leases | Consumer and other
Financing Receivable, Recorded Investment, Summary of Past Due and Current Loans Receivable
Total gross loans and leases receivable	$ 0	$ 0

Loan and Lease Receivables, _10

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Non-accrual Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	$ 20,597	$ 3,659
Foreclosed properties, net	247	95
Total non-performing assets	$ 20,844	$ 3,754
Total non-performing loans and leases to gross loans and leases	0.72%	0.15%
Total non-performing assets to total gross loans and leases plus repossessed assets, net	0.73%	0.15%
Total non-performing assets to total assets	0.59%	0.13%
Allowance for credit losses to gross loans and leases	1.16%	0.99%
Allowance for credit losses to non-performing loans and leases	160.21%	662.20%
Commercial real estate — owner occupied
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	$ 0	$ 0
Commercial real estate — non-owner occupied
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	0	0
Construction
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	0	0
Multi-family
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	0	0
1-4 family
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	22	30
Total commercial real estate
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	22	30
Commercial and industrial
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	20,575	3,629
Consumer and other
Financing Receivable, Impaired [Line Items]
Non-performing loans and leases	$ 0	$ 0

Loan and Lease Receivables, _11

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Impaired Loans and Leases) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Recorded investment
With no impairment reserve recorded	$ 9,691	$ 1,067	$ 4,419
With impairment reserve recorded	10,906	2,592	2,156
Total	20,597	3,659	6,575
Unpaid principal balance
With no impairment reserve recorded	9,695	1,072	4,564
With impairment reserve recorded	10,917	2,612	2,156
Total	20,612	3,684	6,720
Impairment reserve
Impairment reserve	5,990	1,650	1,505
Average recorded investment
With no impairment reserve recorded	4,993	3,445	12,754
With impairment reserve recorded	5,457	1,454	1,506
Total	10,450	4,899	14,260
Foregone interest income
With no impairment reserve recorded	786	299	991
With impairment reserve recorded	645	101	113
Total	1,431	400	1,104
Interest income recognized
With no impairment reserve recorded	237	1,435	446
With impairment reserve recorded	29	1	8
Total	266	1,436	454
Net foregone interest income
With no impairment reserve recorded	549	(1,136)	545
With impairment reserve recorded	616	100	105
Total	1,165	(1,036)	650
Commercial real estate — owner occupied
Recorded investment
With no impairment reserve recorded	0	0	348
With impairment reserve recorded	0	0	0
Total	0	0	348
Unpaid principal balance
With no impairment reserve recorded	0	0	386
With impairment reserve recorded	0	0	0
Total	0	0	386
Impairment reserve
Impairment reserve	0	0	0
Average recorded investment
With no impairment reserve recorded	0	180	2,217
With impairment reserve recorded	0	0	0
Total	0	180	2,217
Foregone interest income
With no impairment reserve recorded	0	14	145
With impairment reserve recorded	0	0	0
Total	0	14	145
Interest income recognized
With no impairment reserve recorded	0	759	218
With impairment reserve recorded	0	0	0
Total	0	759	218
Net foregone interest income
With no impairment reserve recorded	0	(745)	(73)
With impairment reserve recorded	0	0	0
Total	0	(745)	(73)
Commercial real estate — non-owner occupied
Recorded investment
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Unpaid principal balance
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Impairment reserve
Impairment reserve	0	0	0
Average recorded investment
With no impairment reserve recorded	0	0	2,281
With impairment reserve recorded	0	0	0
Total	0	0	2,281
Foregone interest income
With no impairment reserve recorded	0	0	233
With impairment reserve recorded	0	0	0
Total	0	0	233
Interest income recognized
With no impairment reserve recorded	0	1	16
With impairment reserve recorded	0	0	0
Total	0	1	16
Net foregone interest income
With no impairment reserve recorded	0	(1)	217
With impairment reserve recorded	0	0	0
Total	0	(1)	217
Construction
Recorded investment
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Unpaid principal balance
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Impairment reserve
Impairment reserve	0	0	0
Average recorded investment
With no impairment reserve recorded	0	0	7
With impairment reserve recorded	0	0	0
Total	0	0	7
Foregone interest income
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Interest income recognized
With no impairment reserve recorded	0	47	0
With impairment reserve recorded	0	0	0
Total	0	47	0
Net foregone interest income
With no impairment reserve recorded	0	(47)	0
With impairment reserve recorded	0	0	0
Total	0	(47)	0
Multi-family
Recorded investment
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Unpaid principal balance
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Impairment reserve
Impairment reserve	0	0	0
Average recorded investment
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Foregone interest income
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Interest income recognized
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Net foregone interest income
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
1-4 family
Recorded investment
With no impairment reserve recorded	0	30	339
With impairment reserve recorded	22	0	0
Total	22	30	339
Unpaid principal balance
With no impairment reserve recorded	0	35	344
With impairment reserve recorded	27	0	0
Total	27	35	344
Impairment reserve
Impairment reserve	22	0	0
Average recorded investment
With no impairment reserve recorded	4	112	285
With impairment reserve recorded	22	0	0
Total	26	112	285
Foregone interest income
With no impairment reserve recorded	0	8	60
With impairment reserve recorded	4	0	0
Total	4	8	60
Interest income recognized
With no impairment reserve recorded	23	41	24
With impairment reserve recorded	0	0	0
Total	23	41	24
Net foregone interest income
With no impairment reserve recorded	(23)	(33)	36
With impairment reserve recorded	4	0	0
Total	(19)	(33)	36
Commercial and industrial
Recorded investment
With no impairment reserve recorded	9,691	1,037	3,732
With impairment reserve recorded	10,884	2,592	2,156
Total	20,575	3,629	5,888
Unpaid principal balance
With no impairment reserve recorded	9,695	1,037	3,834
With impairment reserve recorded	10,890	2,612	2,156
Total	20,585	3,649	5,990
Impairment reserve
Impairment reserve	5,968	1,650	1,505
Average recorded investment
With no impairment reserve recorded	4,989	3,153	7,916
With impairment reserve recorded	5,435	1,454	1,506
Total	10,424	4,607	9,422
Foregone interest income
With no impairment reserve recorded	786	277	523
With impairment reserve recorded	641	101	113
Total	1,427	378	636
Interest income recognized
With no impairment reserve recorded	214	587	179
With impairment reserve recorded	29	1	8
Total	243	588	187
Net foregone interest income
With no impairment reserve recorded	572	(310)	344
With impairment reserve recorded	612	100	105
Total	1,184	(210)	449
Consumer and other
Recorded investment
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Unpaid principal balance
With no impairment reserve recorded	0	0	0
With impairment reserve recorded	0	0	0
Total	0	0	0
Impairment reserve
Impairment reserve	0	0	0
Average recorded investment
With no impairment reserve recorded	0	0	48
With impairment reserve recorded	0	0	0
Total	0	0	48
Foregone interest income
With no impairment reserve recorded	0	0	30
With impairment reserve recorded	0	0	0
Total	0	0	30
Interest income recognized
With no impairment reserve recorded	0	0	9
With impairment reserve recorded	0	0	0
Total	0	0	9
Net foregone interest income
With no impairment reserve recorded	0	0	21
With impairment reserve recorded	0	0	0
Total	$ 0	$ 0	$ 21

Loan and Lease Receivables, _12

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Allowance for Loan and Lease Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Jan. 01, 2023	Dec. 31, 2020
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Including	$ 32,997	$ 24,230
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	31,275	24,230	$ 24,336		$ 28,521
Financing Receivable, Allowance for Credit Loss, Writeoff	(1,781)	(979)	(3,508)
Financing Receivable, Allowance for Credit Loss, Recovery	548	4,741	5,126
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	(1,233)	3,762	1,618
Financing Receivable, Credit Loss, Expense (Reversal)	8,182	(3,868)	(5,803)
Allowance for loan and lease losses - begin	24,230
Allowance for loan and lease losses - end	31,275	24,230
Off-Balance-Sheet, Credit Loss, Liability	1,722
Cumulative Effect, Period of Adoption, Adjustment
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,818			$ 484
Off-Balance-Sheet, Credit Loss, Liability				$ 1,300
Commercial real estate — owner occupied
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Including	1,540	1,766
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,525
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Recovery	9
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	9
Financing Receivable, Credit Loss, Expense (Reversal)	(31)
Allowance for loan and lease losses - end	1,525
Off-Balance-Sheet, Credit Loss, Liability	15
Commercial real estate — owner occupied | Cumulative Effect, Period of Adoption, Adjustment
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	(204)
Commercial real estate — non-owner occupied
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Including	5,636	5,108
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	5,596
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Recovery	1
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	1
Financing Receivable, Credit Loss, Expense (Reversal)	769
Allowance for loan and lease losses - end	5,596
Off-Balance-Sheet, Credit Loss, Liability	40
Commercial real estate — non-owner occupied | Cumulative Effect, Period of Adoption, Adjustment
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	(242)
Construction
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Including	2,125	1,646
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,244
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Recovery	0
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	0
Financing Receivable, Credit Loss, Expense (Reversal)	(317)
Allowance for loan and lease losses - end	1,244
Off-Balance-Sheet, Credit Loss, Liability	881
Construction | Cumulative Effect, Period of Adoption, Adjustment
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	796
Multi-family
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Including	3,571	2,634
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	3,562
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Recovery	0
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	0
Financing Receivable, Credit Loss, Expense (Reversal)	1,323
Allowance for loan and lease losses - end	3,562
Off-Balance-Sheet, Credit Loss, Liability	9
Multi-family | Cumulative Effect, Period of Adoption, Adjustment
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	(386)
1-4 family
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Including	266	207
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	243
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Recovery	40
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	40
Financing Receivable, Credit Loss, Expense (Reversal)	64
Allowance for loan and lease losses - end	243
Off-Balance-Sheet, Credit Loss, Liability	23
1-4 family | Cumulative Effect, Period of Adoption, Adjustment
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	(45)
Total commercial real estate
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		12,560	15,110		17,157
Financing Receivable, Allowance for Credit Loss, Writeoff		0	(256)
Financing Receivable, Allowance for Credit Loss, Recovery		4,262	3,935
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery		4,262	3,679
Financing Receivable, Credit Loss, Expense (Reversal)		(6,812)	(5,726)
Commercial and industrial
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Including	19,408	12,403
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	18,710	11,128	8,413		10,593
Financing Receivable, Allowance for Credit Loss, Writeoff	(1,781)	(958)	(3,227)
Financing Receivable, Allowance for Credit Loss, Recovery	478	437	1,168
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	(1,303)	(521)	(2,059)
Financing Receivable, Credit Loss, Expense (Reversal)	6,435	3,236	(121)
Allowance for loan and lease losses - end	18,710
Off-Balance-Sheet, Credit Loss, Liability	698
Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,873
Consumer and other
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Including	451	466
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	395	542	813		$ 771
Financing Receivable, Allowance for Credit Loss, Writeoff	0	(21)	(25)
Financing Receivable, Allowance for Credit Loss, Recovery	20	42	23
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	20	21	(2)
Financing Receivable, Credit Loss, Expense (Reversal)	(61)	$ (292)	$ 44
Allowance for loan and lease losses - end	395
Off-Balance-Sheet, Credit Loss, Liability	56
Consumer and other | Cumulative Effect, Period of Adoption, Adjustment
Allowance for credit losses:
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	$ 26

Loan and Lease Receivables, _13

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Allowance for Loan and Lease Losses by Methodology) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	$ 25,286	$ 22,580
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	5,989	1,650
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	31,275	24,230	$ 24,336	$ 28,521
Financing Receivable, Collectively Evaluated for Impairment	2,829,421	2,439,400
Financing Receivable, Individually Evaluated for Impairment	20,597	3,815
Loans and Leases Receivable, Gross	2,850,018	2,443,215
Commercial real estate — owner occupied
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,525
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,525
Financing Receivable, Collectively Evaluated for Impairment	256,479
Financing Receivable, Individually Evaluated for Impairment	0
Loans and Leases Receivable, Gross	256,479
Commercial real estate — non-owner occupied
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	5,596
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	5,596
Financing Receivable, Collectively Evaluated for Impairment	773,494
Financing Receivable, Individually Evaluated for Impairment	0
Loans and Leases Receivable, Gross	773,494
Construction
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,244
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,244
Financing Receivable, Collectively Evaluated for Impairment	193,080
Financing Receivable, Individually Evaluated for Impairment	0
Loans and Leases Receivable, Gross	193,080
Multi-family
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,562
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	3,562
Financing Receivable, Collectively Evaluated for Impairment	450,529
Financing Receivable, Individually Evaluated for Impairment	0
Loans and Leases Receivable, Gross	450,529
1-4 family
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	221
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	22
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	243
Financing Receivable, Collectively Evaluated for Impairment	26,267
Financing Receivable, Individually Evaluated for Impairment	22
Loans and Leases Receivable, Gross	26,289
Total commercial real estate
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment		12,560
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment		0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		12,560	15,110	17,157
Financing Receivable, Collectively Evaluated for Impairment		1,541,920
Financing Receivable, Individually Evaluated for Impairment		30
Loans and Leases Receivable, Gross		1,541,950
Commercial and industrial
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	12,743	9,478
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	5,967	1,650
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	18,710	11,128	8,413	10,593
Financing Receivable, Collectively Evaluated for Impairment	1,085,260	849,542
Financing Receivable, Individually Evaluated for Impairment	20,575	3,785
Loans and Leases Receivable, Gross	1,105,835	853,327
Consumer and other
Financing Receivable, Allowance for Credit Losses
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	395	542
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	395	542	$ 813	$ 771
Financing Receivable, Collectively Evaluated for Impairment	44,312	47,938
Financing Receivable, Individually Evaluated for Impairment	0	0
Loans and Leases Receivable, Gross	$ 44,312	$ 47,938

Loan and Lease Receivables, _14

Loan and Lease Receivables, Impaired Loans and Leases and Allowance for Loan and Lease Losses (Narrative Disclosures) (Details)	12 Months Ended
	Dec. 31, 2023 USD ($) days loans	Dec. 31, 2022 USD ($) loans	Jan. 01, 2023 USD ($)	Dec. 31, 2021 USD ($)	Dec. 31, 2020 USD ($)
Financing Receivable, Credit Quality Indicator
Guaranteed Portion of SBA Loans Sold to Third Parties Total	$ 23,600,000	$ 29,900,000
Total amount of outstanding SBA loans sold	84,200,000	88,500,000
Loans and leases transferred to third parties total principal amount	120,000,000	96,000,000
Gain (Loss) Recognized on Participation Interest in Originated Loans	0
Total amount of outstanding loans transferred to third parties as loan participations	279,500,000	222,900,000
Total amount of loan participations remaining on the Corporation's balance sheet	367,400,000	339,000,000
Loans in the participation sold portfolio, considered impaired	0	0
Loan participations purchased on the Corporation's balance sheet	$ 0	$ 0
Number of loans | loans	3	0
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	$ 382,000
Unfunded commitments, troubled debt restructurings	0
Loans and leases receivable, difference between recorded investment and unpaid principal balance	15,000	$ 26,000
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	31,275,000	24,230,000		$ 24,336,000	$ 28,521,000
Off-Balance-Sheet, Credit Loss, Liability	1,722,000
Stockholders’ equity of the Corporation	289,588,000	260,640,000		232,422,000	206,162,000
Net deferred tax asset	$ 9,508,000	$ 11,711,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | loans	1	0
Non-performing loans and leases	$ 20,597,000	$ 3,659,000
Minimum
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Modified in Period, Days Past Due | days	0
Maximum
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Modified in Period, Days Past Due | days	209
Inventory
Financing Receivable, Credit Quality Indicator
Non-performing loans and leases	$ 8,900,000
Accounts Receivable and Other Assets
Financing Receivable, Credit Quality Indicator
Non-performing loans and leases	1,700,000
Equipment
Financing Receivable, Credit Quality Indicator
Non-performing loans and leases	3,700,000
Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Credit Quality Indicator
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,818,000		$ 484,000
Off-Balance-Sheet, Credit Loss, Liability			1,300,000
Stockholders’ equity of the Corporation		1,353,000	1,400,000
Net deferred tax asset			$ 465,000
Commercial and industrial
Financing Receivable, Credit Quality Indicator
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	882,000
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	18,710,000	11,128,000		$ 8,413,000	$ 10,593,000
Off-Balance-Sheet, Credit Loss, Liability	698,000
Non-performing loans and leases	20,575,000	$ 3,629,000
Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Credit Quality Indicator
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	$ 1,873,000

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Property, Plant and Equipment [Abstract]
Leasehold improvements	$ 5,557	$ 4,525
Furniture and equipment	9,361	8,250
Total premises and equipment	14,918	12,775
Less: accumulated depreciation	(8,728)	(8,435)
Total premises and equipment, net	$ 6,190	$ 4,340

Premises and Equipment Premises

Premises and Equipment Premises and Equipment (Narrative Disclosures) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Depreciation	$ 961,000	$ 578,000	$ 585,000
Leasehold Improvements, Gross, Placed in Service During the Year	1,300,000
Furniture and Fixtures, Gross, Placed in Service During the Year	$ 606,000

Leases (Components of Total Lea

Leases (Components of Total Lease Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Operating lease cost	$ 1,411	$ 1,544	$ 1,513
Short-term lease cost	200	148	158
Variable lease cost	576	604	492
Sublease Income	(75)	(179)	(170)
Lease, Cost, Total	$ 2,112	$ 2,117	$ 1,993

Leases Leases (Quantitative Inf

Leases Leases (Quantitative Information on Operating Leases) (Details)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Operating Lease, Weighted Average Remaining Lease Term	7 years 8 months 12 days	8 years 21 days	5 years 18 days
Operating Lease, Weighted Average Discount Rate, Percent	3.61%	3.40%	2.51%

Leases Leases (Maturity Analysi

Leases Leases (Maturity Analysis) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
2024	$ 1,514
2025	1,408
2026	1,400
2027	1,427
2028	1,113
Thereafter	3,600
Total undiscounted cash flows	10,462
Discount on cash flows	1,508
Lease liabilities	$ 8,954	$ 10,175

Leases (Narrative) (Details)

Leases (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Lease liabilities	$ 8,954	$ 10,175
Lease liabilities	8,954	$ 10,175
Kansas City Metropolitan
Leases [Abstract]
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability, New Operating Leases During the Year	2,600
Lease liabilities	3,700
Tenant Improvement Allowance Recognized as a Lease Incentive	1,100
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability, New Operating Leases During the Year	2,600
Lease liabilities	3,700
Tenant Improvement Allowance Recognized as a Lease Incentive	$ 1,100

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Narrative Disclosures) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	$ 10,700,000	$ 10,700,000
Finite-Lived Intangible Assets
Loan servicing asset amortization	500,000	634,000	$ 412,000
Loan servicing asset	$ 1,400,000	$ 1,500,000
Loan servicing rights
Finite-Lived Intangible Assets
Impairment, Intangible Asset, Finite-Lived, Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense

Other Assets (Details)

Other Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Accrued interest receivable	$ 13,275	$ 9,403
Net deferred tax asset	9,508	11,711
Investment in historic development entities	2,393	2,176
Investment in Low-Income Housing	33,303	13,514
Investment in limited partnerships	15,027	13,599
Prepaid expenses	4,269	3,821
Other assets	13,283	8,883
Total accrued interest receivable and other assets	$ 91,058	$ 63,107

Other Assets Other Assets (Tax

Other Assets Other Assets (Tax Credits) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Other Assets [Abstract]
Investment in historic development entities	$ 2,393	$ 2,176
Capital Contributions to Historic Rehabilitation Tax Credits	285	0	$ 0
Investment in Low-Income Housing	33,303	13,514
Capital Contributions to Low-Income Housing Tax Credits	24,000	11,500	$ 3,000
Affordable Housing Tax Credits and Other Tax Benefits, Amount	5,300	1,400
Amortization of tax credit investments	$ 4,100	$ 1,000

Other Assets Other Assets (Inve

Other Assets Other Assets (Investments in Limited Partnerships) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Schedule of Equity Method Investments
Investment in limited partnerships	$ 15,027,000	$ 13,599,000
Aldine Capital Funds
Schedule of Equity Method Investments
Investment in limited partnerships	13,500,000	12,800,000
Remaining commitment on Equity Method Investments	5,300,000
Original Commitment to Equity Method Investments	15,000,000
Income from Equity Method Investments	4,800,000	3,000,000	$ 2,500,000
Loss on Equity Method Investments	101,000	0	24,000
Dane Workforce Housing Fund LLC
Schedule of Equity Method Investments
Investment in limited partnerships	916,000	653,000
Remaining commitment on Equity Method Investments	63,000
Original Commitment to Equity Method Investments	1,000,000
Income from Equity Method Investments	13,000	8,000	2,000
Loss on Equity Method Investments	0	0	19,000
BankTech Ventures, LP
Schedule of Equity Method Investments
Investment in limited partnerships	569,000	154,000
Remaining commitment on Equity Method Investments	530,000
Original Commitment to Equity Method Investments	1,000,000
Income from Equity Method Investments	211,000	0	0
Loss on Equity Method Investments	$ 2,000	$ 21,000	$ 0

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Deposit [Line Items]
Deposits	$ 2,796,779	$ 2,168,206
Deposits, average balance	$ 2,444,438	$ 1,977,640
Deposits, average rate	2.92%	0.67%
Non-interest-bearing transaction accounts
Deposit [Line Items]
Deposits	$ 445,376	$ 537,107
Deposits, average balance	$ 453,930	$ 566,230
Deposits, average rate	0%	0%
Interest-bearing transaction accounts
Deposit [Line Items]
Deposits	$ 895,319	$ 576,601
Deposits, average balance	$ 689,500	$ 503,668
Deposits, average rate	3.44%	0.79%
Money market accounts
Deposit [Line Items]
Deposits	$ 711,245	$ 698,505
Deposits, average balance	$ 681,336	$ 761,469
Deposits, average rate	3.25%	0.82%
Certificates of deposit
Deposit [Line Items]
Deposits	$ 287,131	$ 153,757
Deposits, average balance	$ 273,387	$ 97,448
Deposits, average rate	4.10%	1.39%
Wholesale deposits
Deposit [Line Items]
Deposits	$ 457,708	$ 202,236
Deposits, average balance	$ 346,285	$ 48,825
Deposits, average rate	4.14%	3.31%

Deposits Time deposits by matur

Deposits Time deposits by maturity (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Time Deposits, Fiscal Year Maturity [Abstract]
2024	$ 536,645
2025	19,081
2026	50,416
2027	73,804
2028	12,821
Time Deposit Maturities, after Year Five	2,072
Total	$ 694,839

Deposits Deposits Narrative (De

Deposits Deposits Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Deposit [Line Items]
Deposits, carrying amount	$ 2,796,779	$ 2,168,206
Designated as Hedging Instrument | Interest rate swap related to certificate of deposits
Deposit [Line Items]
Derivative Asset, Notional Amount	$ 306,300
Derivative Asset, Average Remaining Maturity	3 years 10 months 24 days
Derivative Asset, Weighted Average Interest Rate During the Period	3.95%
Wholesale Certificates of Deposit
Deposit [Line Items]
Deposits, carrying amount	$ 407,700	187,200
Non-Reciprocal Interest-Bearing Transaction Accounts
Deposit [Line Items]
Deposits, carrying amount	50,000	15,000
Certificates of Deposits and Wholesale Deposits
Deposit [Line Items]
Time Deposits, $250,000 or More	$ 120,200	$ 81,600

FHLB Advances, Other Borrowin_3

FHLB Advances, Other Borrowings and Junior Subordinated Notes (Composition of Borrowed Funds) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Composition of Borrowed Funds [Line Items]
Federal Home Loan Bank Advances Outstanding	$ 330,916	$ 456,808
Borrowed Funds, Average Balance	$ 390,881	$ 460,438
Borrowed funds, interest rate during period	2.79%	2.12%
Federal funds purchased
Composition of Borrowed Funds [Line Items]
Federal Home Loan Bank Advances Outstanding	$ 0	$ 0
Borrowed Funds, Average Balance	$ 3	$ 14
Borrowed funds, interest rate during period	5.37%	7.42%
FHLB advances
Composition of Borrowed Funds [Line Items]
Federal Home Loan Bank Advances Outstanding	$ 281,500	$ 416,380
Borrowed Funds, Average Balance	$ 351,990	$ 414,191
Borrowed funds, interest rate during period	2.52%	1.70%
Line of credit
Composition of Borrowed Funds [Line Items]
Federal Home Loan Bank Advances Outstanding		$ 0
Borrowed Funds, Average Balance	$ 38	$ 85
Borrowed funds, interest rate during period	7.26%	2.78%
Other borrowings
Composition of Borrowed Funds [Line Items]
Federal Home Loan Bank Advances Outstanding	$ 20
Borrowed Funds, Average Balance	$ 600	$ 8,624
Borrowed funds, interest rate during period	8.33%	5.23%
Subordinated notes and debentures
Composition of Borrowed Funds [Line Items]
Federal Home Loan Bank Advances Outstanding	$ 49,396	$ 34,340
Borrowed Funds, Average Balance	$ 38,250	$ 35,095
Borrowed funds, interest rate during period	5.16%	5.06%
Junior subordinated notes(1)
Composition of Borrowed Funds [Line Items]
Federal Home Loan Bank Advances Outstanding	$ 0	$ 0
Borrowed Funds, Average Balance	$ 0	$ 2,429
Borrowed funds, interest rate during period	0%	20.75%

FHLB Advances, Other Borrowin_4

FHLB Advances, Other Borrowings and Junior Subordinated Notes (Debt Maturities) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Disclosure [Abstract]
Long-Term Debt, Maturity, Year One	$ 120,520
Long-Term Debt, Maturity, Year Two	48,000
Long-Term Debt, Maturity, Year Three	65,000
Long-Term Debt, Maturity, Year Four	28,000
Long-Term Debt, Maturity, Year Five	0
Long-Term Debt, Maturity, after Year Five	69,396
Federal Home Loan Bank Advances Outstanding	$ 330,916	$ 456,808

FHLB Advances, Other Borrowin_5

FHLB Advances, Other Borrowings and Junior Subordinated Notes Payable (Narrative Disclosures) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Short-Term Debt [Line Items]
Federal Home Loan Bank Advances Outstanding	$ 330,916,000	$ 456,808,000
Total gross loans and leases receivable	2,850,018,000	2,443,215,000
Line of credit commitment fee	13,000	13,000	$ 13,000
Deferred Finance Costs, Own-share Lending Arrangement, Issuance Costs, Net	573,000
Interest rate swap related to FHLB borrowings | Designated as Hedging Instrument
Short-Term Debt [Line Items]
Derivative Asset, Notional Amount	$ 96,400,000
Derivative Asset, Average Remaining Maturity	2 years 6 months
Derivative Asset, Weighted Average Interest Rate During the Period	1.78%
Other borrowings
Short-Term Debt [Line Items]
Federal Home Loan Bank Advances Outstanding	$ 20,000
Secured Borrowings
Short-Term Debt [Line Items]
Federal Home Loan Bank Advances Outstanding		6,088,000
2023 Subordinated Debt Issuance
Short-Term Debt [Line Items]
Subordinated Debt	$ 15,000,000
Subordinated Borrowing, Interest Rate	8%
Deferred Finance Costs, Own-share Lending Arrangement, Issuance Costs, Net	$ 48,000
FHLB advances and other borrowings
Short-Term Debt [Line Items]
Total gross loans and leases receivable	1,172,000,000	1,059,000,000
FHLB advances and other borrowings
Short-Term Debt [Line Items]
Federal Home Loan Bank line of credit maximum available	649,000,000
Federal Home Loan Bank unused line remaining	367,500,000
Federal Home Loan Bank Advances Outstanding	$ 281,500,000	$ 416,400,000
FHLB advances and other borrowings | Minimum
Short-Term Debt [Line Items]
Trust preferred securities fixed rate	0.50%	0.31%
FHLB advances and other borrowings | Maximum
Short-Term Debt [Line Items]
Trust preferred securities fixed rate	5.58%	4.69%
Line of credit
Short-Term Debt [Line Items]
Federal Home Loan Bank line of credit maximum available	$ 10,500,000
Federal Home Loan Bank Advances Outstanding	$ 0
Line of credit | SOFR
Short-Term Debt [Line Items]
Debt instrument, basis spread on variable rate	2.36%

Equity (Details)

Equity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Equity [Abstract]
Preferred Stock, Shares Issued	12,500	12,500
Preferred Stock, Value, Outstanding		$ 12,500
Preferred Stock, Dividend Rate, Percentage		7%
Preferred Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Preferred Stock, Liquidation Preference Per Share	$ 1,000	$ 1,000
Proceeds from Issuance of Preferred Stock and Preference Stock	$ 0	$ 11,992	$ 0
Less: preferred stock dividends	$ 875	$ 683	$ 0

Stockholders' Equity and Regu_3

Stockholders' Equity and Regulatory Capital (Regulatory Capital Ratios) (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations
Total Capital	$ 375,440	$ 323,893
Total Capital to Risk-Weighted Assets	0.1119	0.1126
Total Capital, Minimum Required for Capital Adequacy Purposes	$ 268,500	$ 230,180
Total Capital to Risk-Weighted Assets, Minimum Required for Capital Adequacy Purposes	0.0800	0.0800
Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 352,406	$ 302,111
Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	10.50%	10.50%
Tier 1 capital	$ 293,338	$ 264,843
Tier 1 Capital to Risk-Weighted Assets	0.0874	0.0920
Tier 1 Capital, Minimum Required for Capital Adequacy Purposes	$ 201,375	$ 172,635
Tier 1 Capital to Risk-Weighted Assets, Minimum Required for Capital Adequacy Purposes	0.0600	0.0600
Tier One Risk Based Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 285,281	$ 244,566
Tier One Risk Based Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	8.50%	8.50%
Common Equity Tier One Capital	$ 281,346	$ 252,851
Common Equity Tier One Capital to Risk-Weighted Assets	8.38%	8.79%
Common Equity Tier One Capital Required for Capital Adequacy	$ 151,031	$ 129,476
Common Equity Tier One Capital Required for Capital Adequacy to Risk-Weighted Assets	4.50%	4.50%
Common Equity Tier One Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 234,937	$ 201,407
Common Equity Tier One Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	7%	7%
Tier 1 Capital	$ 293,338	$ 264,843
Tier 1 Capital to Average Assets	0.0843	0.0917
Tier 1 Leverage Capital, Minimum Required for Capital Adequacy Purposes	$ 139,145	$ 115,464
Tier 1 Leverage Capital to Average Assets, Minimum Required for Capital Adequacy Purposes	0.0400	0.0400
Tier One Leverage Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 139,145	$ 115,464
Tier One Leverage Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	4%	4%
First Business Bank
Compliance with Regulatory Capital Requirements under Banking Regulations
Total Capital	$ 376,310	$ 323,021
Total Capital to Risk-Weighted Assets	0.1121	0.1122
Total Capital, Minimum Required for Capital Adequacy Purposes	$ 268,595	$ 230,367
Total Capital to Risk-Weighted Assets, Minimum Required for Capital Adequacy Purposes	0.0800	0.0800
Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 352,531	$ 302,357
Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	10.50%	10.50%
Total Capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 335,744	$ 287,959
Total Capital to Risk-Weighted Assets, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	0.1000	0.1000
Tier 1 capital	$ 343,604	$ 298,312
Tier 1 Capital to Risk-Weighted Assets	0.1023	0.1036
Tier 1 Capital, Minimum Required for Capital Adequacy Purposes	$ 201,446	$ 172,775
Tier 1 Capital to Risk-Weighted Assets, Minimum Required for Capital Adequacy Purposes	0.0600	0.0600
Tier One Risk Based Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 285,382	$ 244,765
Tier One Risk Based Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	8.50%	8.50%
Tier 1 Capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 268,595	$ 230,367
Tier 1 Capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	0.0800	0.0800
Common Equity Tier One Capital	$ 343,604	$ 298,312
Common Equity Tier One Capital to Risk-Weighted Assets	10.23%	10.36%
Common Equity Tier One Capital Required for Capital Adequacy	$ 151,085	$ 129,581
Common Equity Tier One Capital Required for Capital Adequacy to Risk-Weighted Assets	4.50%	4.50%
Common Equity Tier One Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 235,021	$ 201,571
Common Equity Tier One Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	7%	7%
Common Equity Tier One Capital to be Well Capitalized	$ 218,233	$ 187,173
Common Equity Tier One Capital Required to be Well Capitalized to Risk-Weighted Assets	6.50%	6.50%
Tier 1 Capital	$ 343,604	$ 298,312
Tier 1 Capital to Average Assets	0.0987	0.1034
Tier 1 Leverage Capital, Minimum Required for Capital Adequacy Purposes	$ 139,262	$ 115,402
Tier 1 Leverage Capital to Average Assets, Minimum Required for Capital Adequacy Purposes	0.0400	0.0400
Tier One Leverage Capital Required for Capital Adequacy Plus Capital Conservation Buffer	$ 139,262	$ 115,402
Tier One Leverage Capital Required for Capital Adequacy Plus Conservation Buffer to Risk Weighted Assets	4%	4%
Tier 1 Leverage Capital, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	$ 174,077	$ 144,252
Tier 1 Leverage Capital to Average Assets, Minimum Required to be Well Capitalized Under Prompt Corrective Action Requirements	0.0500	0.0500

Stockholders' Equity and Regu_4

Stockholders' Equity and Regulatory Capital Reconciliation of stockholders' equity to federal regulatory capital (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Stockholders’ equity of the Corporation	$ 289,588	$ 260,640	$ 232,422	$ 206,162
Net unrealized and accumulated losses on specific items	13,717	15,310
Disallowed servicing assets	(614)	(706)
Disallowed goodwill and other intangibles	(10,368)	(10,401)
Equity Impact of ASC 326 Phase-in	1,015	0
Tier 1 capital	293,338	264,843
Allowable general valuation allowances and subordinated debt	82,102	59,050
Total capital	$ 375,440	$ 323,893

Stockholders' Equity and Regu_5

Stockholders' Equity and Regulatory Capital (Narrative Disclosures) (Details)	12 Months Ended
	Dec. 31, 2023
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Description of possible effects of noncompliance or less than adequately capitalized	Failure to meet minimum capital requirements can result in certain mandatory, and possibly additional discretionary actions on the part of regulators, that if undertaken, could have a direct material effect on the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory practices.

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Basic earnings per common share
Net income	$ 9,770	$ 9,941	$ 8,337	$ 8,979	$ 10,156	$ 10,826	$ 11,204	$ 8,672	$ 37,027	$ 40,858	$ 35,755
Less: preferred stock dividends									875	683	0
Less: earnings allocated to participating securities									938	1,106	1,053
Basic earnings allocated to common shareholders									$ 35,214	$ 39,069	$ 34,702
Weighted-average common shares outstanding, excluding participating securities									8,131,251	8,226,943	8,314,921
Basic earnings per common share	$ 1.15	$ 1.17	$ 0.98	$ 1.05	$ 1.18	$ 1.25	$ 1.29	$ 1.02	$ 4.33	$ 4.75	$ 4.17
Diluted earnings per common share
Diluted earnings allocated to common shareholders									$ 35,214	$ 39,069	$ 34,702
Weighted-average diluted common shares outstanding, excluding participating securities									8,131,251	8,226,943	8,314,921
Diluted earnings per common share	$ 1.15	$ 1.17	$ 0.98	$ 1.05	$ 1.18	$ 1.25	$ 1.29	$ 1.02	$ 4.33	$ 4.75	$ 4.17

Share-Based Compensation (Restr

Share-Based Compensation (Restricted Share Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	185,093	196,857	209,789	187,804
Granted (1)	89,795	103,010	93,130
Vested	(96,304)	(107,435)	(63,385)
Forfeited	(5,255)	(8,507)	(7,760)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 32.38	$ 29.32	$ 24.62	$ 24.29
Granted (1)	34.96	30.47	23.57
Vested	28.60	21.49	22.28
Forfeited	$ 31.17	$ 26.15	$ 23.24
Deferred compensation expense yet to be recognized	$ 3,501
Period of time that deferred compensation expense will be recognized	2 years 1 month 24 days
Restricted Stock
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	71,951	133,317	141,617	143,246
Granted (1)	0	62,560	67,515
Vested	(56,931)	(62,353)	(61,384)
Forfeited	(4,435)	(8,507)	(7,760)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 28.53	$ 27.95	$ 23.06	$ 23.04
Granted (1)	0	34.04	22.39
Vested	27.03	23.21	22.26
Forfeited	$ 30.20	$ 26.15	$ 23.24
Deferred compensation expense yet to be recognized	$ 1,229
Period of time that deferred compensation expense will be recognized	1 year 9 months 18 days
Performance Shares
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	56,155	57,435	63,120	39,570
Granted (1)	34,840	37,335	23,550
Vested	(36,120)	(43,020)	0
Forfeited	0	0	0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 35.70	$ 32.89	$ 28.20	$ 28.85
Granted (1)	35.79	24.71	27.12
Vested	31.31	18.91	0
Forfeited	$ 0	$ 0	$ 0
Deferred compensation expense yet to be recognized	$ 879
Period of time that deferred compensation expense will be recognized	1 year 7 months 20 days
Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period	18,060
Restricted Stock Units (RSUs)
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number		6,105	5,052	4,988
Granted (1)	54,955	3,115	2,065
Vested	(3,253)	(2,062)	(2,001)
Forfeited	(820)	0	0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 33.97	$ 25.92	$ 23.56	$ 24.08
Granted (1)	34.43	27.95	21.68
Vested	26.06	23.20	22.91
Forfeited	$ 36.42	$ 0	$ 0
Deferred compensation expense yet to be recognized	$ 1,393
Period of time that deferred compensation expense will be recognized	2 years 9 months 14 days

Share-Based Compensation (Narra

Share-Based Compensation (Narrative Disclosures) (Details)	12 Months Ended
	Dec. 31, 2023 shares
Share-Based Payment Arrangement [Abstract]
Stock Issued During Period, Shares, Employee Stock Purchase Plans	4,328
Employee Stock Purchase Plan, Number of Shares Authorized for Grant	250,000
Employee Stock Purchase Program, Percent Discount	90%

Share-Based Compensation Shar_2

Share-Based Compensation Share-Based Compensation (Compensation Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Share-Based Payment Arrangement [Abstract]
Share-based compensation	$ 2,977	$ 2,584	$ 2,513

Employee Benefit Plan (Details)

Employee Benefit Plan (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Retirement Benefits [Abstract]
Defined contribution maximum annual matching contribution per employee, percent	3%
Defined contribution maximum annual discretionary contribution per employee, percent	6%
Defined contribution plan, employer matching contribution, percent	3%
Defined contribution plan employer matching contribution	$ 1,200,000	$ 1,100,000	$ 987,000
Defined contribution plan employer discretionary contribution percent	5.90%	5.20%	4.70%
Defined contribution plan, employer discretionary contribution amount	$ 2,100,000	$ 1,600,000	$ 1,300,000
Deferred compensation plan compensation expense	493,000	382,000	$ 237,000
Present value of future payments under the remaining deferred compensation plan liability	$ 2,800,000	$ 2,300,000

Employee Benefit Plans (Bank Ow

Employee Benefit Plans (Bank Owned Life Insurance) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Bank owned life insurance [Line Items]
Bank-owned life insurance	$ 55,536	$ 54,018
Bank owned life insurance death benefits	133,700	133,800
Insured executive officers with deferred compensation plans
Bank owned life insurance [Line Items]
Bank-owned life insurance	3,100	2,900
Bank owned life insurance death benefits	6,200	6,100
Other insured individuals
Bank owned life insurance [Line Items]
Bank-owned life insurance	$ 52,400	$ 51,000

Income Taxes Schedule of Compon

Income Taxes Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Current Income Tax Expense (Benefit) [Abstract]
Current federal tax expense									$ 7,759	$ 9,174	$ 6,965
Current state tax expense									233	2,987	3,087
Current tax expense									7,992	12,161	10,052
Deferred Income Tax Expense (Benefit) [Abstract]
Deferred federal tax expense (benefit)									(716)	(733)	1,333
Deferred state tax expense (benefit)									2,836	(42)	(110)
Deferred Income Tax Expense (Benefit)									2,120	(775)	1,223
Total income tax expense	$ 2,703	$ 2,079	$ 2,522	$ 2,808	$ 2,400	$ 3,215	$ 3,599	$ 2,172	$ 10,112	$ 11,386	$ 11,275

Income Taxes Schedule Of Deferr

Income Taxes Schedule Of Deferred Tax Assets And Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred tax assets:
Deferred tax assets, allowance for loan and lease losses	$ 8,730	$ 6,267
Deferred tax assets, deferred compensation	2,094	2,342
Deferred tax assets, state net operating loss carryforwards	875	265
Deferred Tax Assets, Write-down of foreclosed properties	10	11
Deferred tax assets, non-accrual loan interest	95	47
Deferred tax assets, capital loss carryforwards	22	21
Deferred tax assets, unrealized loss on securities	4,715	5,263
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost	788	725
Deferred tax assets, other	284	125
Total deferred tax assets before valuation allowance	17,613	15,066
Deferred tax assets, valuation allowance	(3,339)	0
Total deferred tax assets	14,274	15,066
Deferred tax liabilities:
Deferred tax liabilities, leasing and fixed asset activities	1,854	2,197
Deferred Tax Liabilities, loan servicing asset	381	393
Deferred tax liabilities, other	2,531	765
Total deferred tax liabilities	4,766	3,355
Net deferred tax asset	$ 9,508	$ 11,711

Income Taxes Reconciliation of

Income Taxes Reconciliation of the Change in Net Deferred Tax Assets to Deferred Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Change in net deferred tax assets	$ (2,203)	$ 5,536	$ (1,042)
Deferred taxes allocated to other comprehensive income	548	(4,761)	(181)
Deferred income tax benefit (expense), Impact of cumulative change in accounting principle	(465)	0	0
Deferred Income Tax Expense (Benefit)	$ 2,120	$ (775)	$ 1,223

Income Taxes Schedule of Effect

Income Taxes Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income before income tax expense	$ 12,473	$ 12,020	$ 10,859	$ 11,787	$ 12,556	$ 14,041	$ 14,803	$ 10,844	$ 47,139	$ 52,244	$ 47,030
Income tax reconciliation, tax expense at statutory federal rate of 21% applied to income before income tax expense, respectively									9,899	10,971	9,876
Income tax reconciliation, state income tax, net of federal effect									(52)	2,337	2,351
Income tax reconciliation, tax exempt security and loan income, net of TEFRA adjustments									(856)	(704)	(710)
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount									3,349	0	0
Income tax reconciliation, bank-owned life insurance									(313)	(468)	(297)
Income tax reconciliation, tax credits, net									(1,045)	(338)	0
Effective Income Tax Rate Reconciliation, Tax Expense (Benefit), Share-Based Payment Arrangement, Amount									(159)	(392)	0
Effective Income Tax Rate Reconciliation, Section 162(m) Limitation, Amount									123	118	0
Income tax reconciliation, other adjustments									(834)	(138)	55
Total income tax expense	$ 2,703	$ 2,079	$ 2,522	$ 2,808	$ 2,400	$ 3,215	$ 3,599	$ 2,172	$ 10,112	$ 11,386	$ 11,275
Effective tax rate									21.45%	21.79%	23.97%

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Operating Loss Carryforwards [Line Items]
Unrecognized tax benefits at end of year	$ 0	$ 0
Unrecognized tax benefits that are expected to significantly increase or decrease within the next twelve months	0
Deferred Tax Assets, Valuation Allowance	3,339,000	0
Income Tax Expense Change In Amount	2,800,000
Tax Adjustments, Settlements, and Unusual Provisions	2,800,000
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount	2,800,000
Deferred Tax Assets, State Taxes	0
State and local jurisdiction
Operating Loss Carryforwards [Line Items]
State net operating loss carryforwards	16,400,000	6,300,000
Other tax carryforward, valuation allowance	$ 0	$ 0

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Derivatives not designated as hedging instruments, fair value
Derivative Asset	$ 55,597,000	$ 68,581,000
Derivatives	$ 51,949,000	$ 61,419,000
Interest rate swap agreements on loans with commercial loan customers | Not designated as hedging instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Number of Instruments Held	25	2
Derivative Asset, Notional Amount	$ 249,454,000	$ 65,352,000
Derivative Asset, Average Remaining Maturity	6 years 3 months 29 days	4 years 9 months 29 days
Derivative Asset	$ 7,904,000	$ 1,010,000
Derivative Liability, Number of Instruments Held	81	82
Derivative Liability, Notional Amount	$ 689,702,000	$ 678,881,000
Derivative Liability, Average Remaining Maturity	5 years 11 months 15 days	7 years 7 months 9 days
Derivatives	$ 51,138,000	$ 61,419,000
Interest rate swap agreements on loans with third-party counter parties | Not designated as hedging instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Number of Instruments Held	106	84
Derivative Asset, Notional Amount	$ 939,156,000	$ 744,233,000
Derivative Asset, Average Remaining Maturity	6 years 21 days	7 years 4 months 13 days
Derivative Asset	$ 43,234,000	$ 60,409,000
Interest rate swap related to AFS securities | Designated as Hedging Instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Number of Instruments Held	11	11
Derivative Asset, Notional Amount	$ 12,500,000	$ 12,500,000
Derivative Asset, Average Remaining Maturity	8 years 3 months 10 days	9 years 3 months 10 days
Derivative Asset	$ 624,000	$ 602,000
Interest rate swap related to wholesale funding | Designated as Hedging Instrument
Derivatives not designated as hedging instruments, fair value
Derivative Asset, Number of Instruments Held	9	11
Derivative Asset, Notional Amount	$ 96,400,000	$ 116,400,000
Derivative Asset, Average Remaining Maturity	2 years 5 months 19 days	2 years 10 months 17 days
Derivative Asset	$ 3,835,000	$ 6,560,000
Derivative Liability, Number of Instruments Held	29
Derivative Liability, Notional Amount	$ 306,255,000
Derivative Liability, Average Remaining Maturity	3 years 10 months 20 days
Derivatives	$ 811,000

Derivative Financial Instrume_4

Derivative Financial Instruments (Narrative Disclosures) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Derivatives
Accumulated Derivative Credit Valuation Adjustment	$ 117,000	$ 38,000
Gain recognized in income on ineffective portion of hedges	0
Interest rate swap agreements on loans with third-party counter parties
Derivatives
Interest rate swaps - assets, fair value	51,100,000
Interest rate swaps - liabilities, fair value	7,900,000
Interest rate swap related to AFS securities | Designated as Hedging Instrument
Derivatives
Unrealized gains on interest rate swaps	22,000	602,000	$ 0
Gain recognized in income on ineffective portion of hedges	0
Interest rate swap related to FHLB borrowings | Designated as Hedging Instrument
Derivatives
Unrealized gains on interest rate swaps	$ (3,500,000)	$ 8,500,000	$ 3,600,000

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Commitments to extend credit, primarily commercial loans
Lending Related Commitments by Type [Line Items]
Lending related commitments	$ 1,198,031	$ 913,042
Standby letters of credit
Lending Related Commitments by Type [Line Items]
Lending related commitments	$ 17,938	$ 15,013

Commitments and Contingencies C

Commitments and Contingencies Commitments and Contingencies (SBA Recourse Reserve) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Beginning Balance	$ 441	$ 635
SBA recourse provision	775	(188)
SBA Loan Charge Offs, Net	(261)	(6)
Ending Balance	$ 955	$ 441

Commitments and Contingencies_3

Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Accrued credit losses for financial instruments with off-balance-sheet risk	$ 0	$ 0
SBA Loans, Probability of Future Losses	$ 955	$ 441

Fair Value (Measured on a Recur

Fair Value (Measured on a Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Interest rate swaps	$ 51,949	$ 61,419
Interest rate swaps
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Interest rate swaps	51,949	61,419
Fair Value, Recurring | Interest rate swaps
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Interest rate swaps	51,949	61,419
Fair Value, Recurring | Interest rate swaps | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Interest rate swaps	0	0
Fair Value, Recurring | Interest rate swaps | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Interest rate swaps	51,949	61,419
Fair Value, Recurring | Interest rate swaps | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Interest rate swaps	0	0
Fair Value, Recurring | Interest rate swaps
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	55,597	68,581
Fair Value, Recurring | Interest rate swaps | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | Interest rate swaps | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	55,597	68,581
Fair Value, Recurring | Interest rate swaps | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | U.S. treasuries
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	13,776	4,445
Fair Value, Recurring | U.S. treasuries | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | U.S. treasuries | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	13,776	4,445
Fair Value, Recurring | U.S. treasuries | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | U.S. government agency securities - government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	27,566	13,205
Fair Value, Recurring | U.S. government agency securities - government-sponsored enterprises | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | U.S. government agency securities - government-sponsored enterprises | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	27,566	13,205
Fair Value, Recurring | U.S. government agency securities - government-sponsored enterprises | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | Municipal securities
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	35,881	39,311
Fair Value, Recurring | Municipal securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | Municipal securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	35,881	39,311
Fair Value, Recurring | Municipal securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | GNMA | Residential mortgage backed securities
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	68,056	19,431
Fair Value, Recurring | GNMA | Residential mortgage backed securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | GNMA | Residential mortgage backed securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	68,056	19,431
Fair Value, Recurring | GNMA | Residential mortgage backed securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | GNMA | Commercial mortgage backed securities
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	2,525	2,932
Fair Value, Recurring | GNMA | Commercial mortgage backed securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | GNMA | Commercial mortgage backed securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	2,525	2,932
Fair Value, Recurring | GNMA | Commercial mortgage backed securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | Government sponsored enterprises | Residential mortgage backed securities
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	120,833	106,323
Fair Value, Recurring | Government sponsored enterprises | Residential mortgage backed securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | Government sponsored enterprises | Residential mortgage backed securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	120,833	106,323
Fair Value, Recurring | Government sponsored enterprises | Residential mortgage backed securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | Government sponsored enterprises | Commercial mortgage backed securities
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	28,369	26,377
Fair Value, Recurring | Government sponsored enterprises | Commercial mortgage backed securities | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	0	0
Fair Value, Recurring | Government sponsored enterprises | Commercial mortgage backed securities | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	28,369	26,377
Fair Value, Recurring | Government sponsored enterprises | Commercial mortgage backed securities | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Recurring Basis
Assets, Fair Value Disclosure	$ 0	$ 0

Fair Value (Measured on a Non-R

Fair Value (Measured on a Non-Recurring Basis) (Details) - Fair Value, Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Collateral-dependent loans
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	$ 4,917	$ 1,022
Collateral-dependent loans | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Collateral-dependent loans | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Collateral-dependent loans | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	4,917	1,022
Repossessed assets
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	247	95
Repossessed assets | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Repossessed assets | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Repossessed assets | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	247	95
Loan servicing rights
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	1,356	1,491
Loan servicing rights | Fair Value Measurements - Level 1 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Loan servicing rights | Fair Value Measurements - Level 2 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	0	0
Loan servicing rights | Fair Value Measurements - Level 3 Inputs
Fair Value, Assets and Liabilities Measured on a Nonrecurring Basis
Assets, Fair Value Disclosure	$ 1,356	$ 1,491

Fair Value (Fair Value by Balan

Fair Value (Fair Value by Balance Sheet Groupings) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financial assets:
Cash and cash equivalents, carrying amount	$ 139,510	$ 102,682
Held-to-maturity securities	8,503	12,635
Loans held for sale	4,589	2,632
Loans and leases receivable, net amount, carrying amount	2,818,986	2,418,836
Federal Home Loan Bank stock, at cost	12,042	17,812
Accrued interest receivable, carrying amount	13,275	9,403
Interest rate swaps, carrying amount	55,597	68,581
Cash and cash equivalents, fair value	139,510	102,682
Debt Securities, Available-for-sale, Fair value	297,006	212,024
Debt Securities, Held-to-maturity, Fair Value	8,255	12,270
Loans Held-for-sale, Fair Value Disclosure	4,956	2,829
Loans and lease receivables, net, fair value	2,789,731	2,394,702
Accrued interest receivable, fair value	13,275	9,403
Financial liabilities:
Deposits, carrying amount	2,796,779	2,168,206
Federal Home Loan Bank advances and other borrowings, carrying amount	330,916	456,808
Accrued interest payable, carrying amount	10,860	4,053
Derivatives	51,949	61,419
Standby letters of credit, carrying amount	190	184
Deposits, fair value	2,795,463	2,167,444
Federal Home Loan Bank and Other Borrowings Fair Value Disclosure	320,287	440,242
Accrued Liabilities, Fair Value Disclosure	10,860	4,053
Standby letters of credit, fair value	190	184
Interest rate swaps
Financial liabilities:
Derivatives	51,949	61,419
Interest rate swaps - liabilities, fair value	51,949	61,419
Interest rate swaps | Fair Value, Recurring
Financial liabilities:
Derivatives	51,949	61,419
Interest rate swaps
Financial assets:
Interest rate swaps, carrying amount	55,597	68,581
Interest rate swaps - assets, fair value	55,597	68,543
Fair Value Measurements - Level 1 Inputs
Financial assets:
Cash and cash equivalents, fair value	139,510	102,682
Debt Securities, Available-for-sale, Fair value	0	0
Debt Securities, Held-to-maturity, Fair Value	0	0
Loans Held-for-sale, Fair Value Disclosure	0	0
Loans and lease receivables, net, fair value	0	0
Accrued interest receivable, fair value	13,275	9,403
Financial liabilities:
Deposits, fair value	2,101,939	1,827,215
Federal Home Loan Bank and Other Borrowings Fair Value Disclosure	0	0
Accrued Liabilities, Fair Value Disclosure	10,860	4,053
Standby letters of credit, fair value	0	0
Fair Value Measurements - Level 1 Inputs | Interest rate swaps
Financial liabilities:
Interest rate swaps - liabilities, fair value	0	0
Fair Value Measurements - Level 1 Inputs | Interest rate swaps | Fair Value, Recurring
Financial liabilities:
Derivatives	0	0
Fair Value Measurements - Level 1 Inputs | Interest rate swaps
Financial assets:
Interest rate swaps - assets, fair value	0	0
Fair Value Measurements - Level 2 Inputs
Financial assets:
Cash and cash equivalents, fair value	0	0
Debt Securities, Available-for-sale, Fair value	297,006	212,024
Debt Securities, Held-to-maturity, Fair Value	8,255	12,270
Loans Held-for-sale, Fair Value Disclosure	4,956	2,829
Loans and lease receivables, net, fair value	0	0
Accrued interest receivable, fair value	0	0
Financial liabilities:
Deposits, fair value	693,524	340,229
Federal Home Loan Bank and Other Borrowings Fair Value Disclosure	320,287	440,242
Accrued Liabilities, Fair Value Disclosure	0	0
Standby letters of credit, fair value	0	0
Fair Value Measurements - Level 2 Inputs | Interest rate swaps
Financial liabilities:
Interest rate swaps - liabilities, fair value	51,949	61,419
Fair Value Measurements - Level 2 Inputs | Interest rate swaps | Fair Value, Recurring
Financial liabilities:
Derivatives	51,949	61,419
Fair Value Measurements - Level 2 Inputs | Interest rate swaps
Financial assets:
Interest rate swaps - assets, fair value	55,597	68,543
Fair Value Measurements - Level 3 Inputs
Financial assets:
Cash and cash equivalents, fair value	0	0
Debt Securities, Available-for-sale, Fair value	0	0
Debt Securities, Held-to-maturity, Fair Value	0	0
Loans Held-for-sale, Fair Value Disclosure	0	0
Loans and lease receivables, net, fair value	2,789,731	2,394,702
Accrued interest receivable, fair value	0	0
Financial liabilities:
Deposits, fair value	0	0
Federal Home Loan Bank and Other Borrowings Fair Value Disclosure	0	0
Accrued Liabilities, Fair Value Disclosure	0	0
Standby letters of credit, fair value	190	184
Fair Value Measurements - Level 3 Inputs | Interest rate swaps
Financial liabilities:
Interest rate swaps - liabilities, fair value	0	0
Fair Value Measurements - Level 3 Inputs | Interest rate swaps | Fair Value, Recurring
Financial liabilities:
Derivatives	0	0
Fair Value Measurements - Level 3 Inputs | Interest rate swaps
Financial assets:
Interest rate swaps - assets, fair value	$ 0	$ 0

Fair Value (Narrative Disclosur

Fair Value (Narrative Disclosures) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net [Abstract]
Fair Value, Assets, Level 1 to Level 2 Transfers, Amount1	$ 0	$ 0
Fair Value, Assets, Level 2 to Level 1 Transfers, Amount1	0	0
Fair value, assets, transfers into level 3	0	0
Fair value, assets, transfers out of level 3	0	0
Fair Value, Liabilities, Level 1 to Level 2 Transfers, Amount1	0	0
Fair Value, Liabilities, Level 2 to Level 1 Transfers, Amount1	0	0
Fair value, liabilities, transfers into level 3	0	0
Fair value, liabilities, transfers out of level 3	$ 0	0
Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Quantification of unobservable inputs for level 3 values for impaired loans	10%
Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Quantification of unobservable inputs for level 3 values for impaired loans	100%
Weighted average
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Quantification of unobservable inputs for level 3 values for impaired loans	57%
Fair Value, Nonrecurring | Collateral-dependent loans
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	$ 4,917,000	1,022,000
Fair Value, Nonrecurring | Repossessed assets
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	247,000	95,000
Fair Value, Nonrecurring | Loan servicing rights
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	1,356,000	1,491,000
Fair Value, Nonrecurring | Fair Value Measurements - Level 1 Inputs | Collateral-dependent loans
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	0	0
Fair Value, Nonrecurring | Fair Value Measurements - Level 1 Inputs | Repossessed assets
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	0	0
Fair Value, Nonrecurring | Fair Value Measurements - Level 1 Inputs | Loan servicing rights
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	0	0
Fair Value, Nonrecurring | Fair Value Measurements - Level 2 Inputs | Collateral-dependent loans
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	0	0
Fair Value, Nonrecurring | Fair Value Measurements - Level 2 Inputs | Repossessed assets
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	0	0
Fair Value, Nonrecurring | Fair Value Measurements - Level 2 Inputs | Loan servicing rights
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	0	0
Fair Value, Nonrecurring | Fair Value Measurements - Level 3 Inputs | Collateral-dependent loans
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	4,917,000	1,022,000
Fair Value, Nonrecurring | Fair Value Measurements - Level 3 Inputs | Repossessed assets
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	247,000	95,000
Fair Value, Nonrecurring | Fair Value Measurements - Level 3 Inputs | Loan servicing rights
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	$ 1,356,000	$ 1,491,000

Condensed Parent Only Financi_3

Condensed Parent Only Financial Information Condensed Balance Sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 139,510	$ 102,682
Premises and equipment, net	6,190	4,340
Other assets	91,058	63,107
Total assets	3,507,846	2,976,611
Liabilities and Stockholders’ Equity
Federal Home Loan Bank Advances Outstanding	330,916	456,808
Accrued interest payable and other liabilities	29,660	19,363
Total liabilities	3,218,258	2,715,971
Stockholders’ equity	289,588	260,640	$ 232,422	$ 206,162
Total liabilities and stockholders’ equity	3,507,846	2,976,611
Parent company
Assets
Cash and cash equivalents	2,027	3,129	$ 331	$ 3,268
Investments in subsidiaries, at equity	339,854	294,109
Premises and equipment, net	51	66
Other assets	697	1,239
Total assets	342,629	298,543
Liabilities and Stockholders’ Equity
Federal Home Loan Bank Advances Outstanding	49,396	34,341
Accrued interest payable and other liabilities	3,645	3,562
Total liabilities	53,041	37,903
Stockholders’ equity	289,588	260,640
Total liabilities and stockholders’ equity	$ 342,629	$ 298,543

Condensed Parent Only Financi_4

Condensed Parent Only Financial Information Condensed Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Condensed Financial Statements, Captions [Line Items]
Net interest expense	$ 29,540	$ 28,596	$ 27,747	$ 26,705	$ 27,452	$ 25,884	$ 23,660	$ 21,426	$ 112,588	$ 98,422	$ 84,662
Non-interest income
Total non-interest income	7,094	8,430	7,374	8,410	6,973	8,197	6,872	7,386	31,308	29,428	28,100
Non-interest expense	21,588	23,189	22,031	21,767	21,167	20,028	19,456	18,823	88,575	79,474	71,535
Loss before income tax benefit and equity in undistributed net income of consolidated subsidiaries	12,473	12,020	10,859	11,787	12,556	14,041	14,803	10,844	47,139	52,244	47,030
Income tax benefit	2,703	2,079	2,522	2,808	2,400	3,215	3,599	2,172	10,112	11,386	11,275
Net income	$ 9,770	$ 9,941	$ 8,337	$ 8,979	$ 10,156	$ 10,826	$ 11,204	$ 8,672	37,027	40,858	35,755
Parent company
Condensed Financial Statements, Captions [Line Items]
Net interest expense									1,989	2,295	2,539
Non-interest income
Consulting and rental income from consolidated subsidiaries									5,644	5,794	2,417
Other non-interest income									43	69	34
Total non-interest income									5,687	5,863	2,451
Non-interest expense									8,234	7,633	5,747
Loss before income tax benefit and equity in undistributed net income of consolidated subsidiaries									4,536	4,065	5,835
Income tax benefit									337	1,387	1,483
Loss before equity in undistributed net income of consolidated subsidiaries									4,199	2,678	4,352
Equity in undistributed net income of consolidated subsidiaries									41,226	43,536	40,107
Net income									$ 37,027	$ 40,858	$ 35,755

Condensed Parent Only Financi_5

Condensed Parent Only Financial Information Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Net Cash Provided by (Used in) Operating Activities
Net income	$ 9,770	$ 9,941	$ 8,337	$ 8,979	$ 10,156	$ 10,826	$ 11,204	$ 8,672	$ 37,027	$ 40,858	$ 35,755
Share-based compensation									2,977	2,584	2,513
Excess tax benefit from share-based compensation									194	264	48
Net cash provided by operating activities									52,292	38,645	35,992
Net Cash Provided by (Used in) Investing Activities
Proceeds from redemption of Trust II stock									0	315	0
Payments of Distributions to Affiliates									(15,000)	0	0
Net cash used in investing activities									(506,849)	(245,267)	(111,012)
Net Cash Provided by (Used in) Financing Activities
Proceeds from issuance of subordinated notes payable									15,000	20,000	0
Repayment of subordinated notes payable									0	(9,090)	0
Repayment of junior subordinated debt									0	(10,076)	0
Proceeds from Issuance of Preferred Stock and Preference Stock									0	11,992	0
Purchase of treasury stock									(2,971)	(6,126)	(5,478)
Preferred stock dividends paid									(875)	(683)	0
Cash dividends paid									(7,578)	(6,688)	(6,166)
Proceeds from purchases of Employee Stock Purchase Plan shares									128	134	160
Net cash provided by financing activities									491,385	252,194	75,221
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect									36,828	45,572	201
Cash and cash equivalents at the beginning of the period				102,682					102,682
Cash and cash equivalents at the end of the period	139,510				102,682				139,510	102,682
Parent company
Net Cash Provided by (Used in) Operating Activities
Net income									37,027	40,858	35,755
Equity in undistributed earnings of consolidated subsidiaries									(41,226)	(43,536)	(40,107)
Share-based compensation									2,977	2,584	2,513
Excess tax benefit from share-based compensation									(91)	(91)	(27)
Net (decrease) increase in other liabilities									(1,854)	2,592	(2,090)
Other, net									1,207	(538)	3,413
Net cash provided by operating activities									(1,960)	1,869	(543)
Net Cash Provided by (Used in) Investing Activities
Dividends received from subsidiaries									12,100	2,008	8,534
Proceeds from redemption of Trust II stock									0	315	0
Net cash used in investing activities									(2,900)	2,323	8,534
Net Cash Provided by (Used in) Financing Activities
Proceeds from Issuance of Long-term Debt									54	(357)	55
Proceeds from issuance of subordinated notes payable									15,000	20,000	0
Repayment of subordinated notes payable									0	(9,090)	0
Repayment of junior subordinated debt									0	(10,076)	0
Proceeds from Issuance of Preferred Stock and Preference Stock									0	11,992	0
Proceeds from (Repayments of) Short-term Debt									0	(500)	500
Purchase of treasury stock									(2,971)	(6,126)	(5,477)
Preferred stock dividends paid									(875)	(683)	0
Cash dividends paid									(7,578)	(6,688)	(6,166)
Net cash provided by financing activities									3,758	(1,394)	(10,928)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect									(1,102)	2,798	(2,937)
Cash and cash equivalents at the beginning of the period				$ 3,129				$ 331	3,129	331	3,268
Cash and cash equivalents at the end of the period	$ 2,027				$ 3,129				$ 2,027	$ 3,129	$ 331

Condensed Quarterly Earnings (D

Condensed Quarterly Earnings (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 54,762	$ 50,941	$ 47,161	$ 42,064	$ 38,319	$ 31,786	$ 27,031	$ 24,235	$ 194,928	$ 121,371	$ 95,995
Interest expense	25,222	22,345	19,414	15,359	10,867	5,902	3,371	2,809	82,340	22,949	11,333
Net interest income	29,540	28,596	27,747	26,705	27,452	25,884	23,660	21,426	112,588	98,422	84,662
Provision for credit losses	2,573	1,817	2,231	1,561	702	12	(3,727)	(855)	8,182	(3,868)	(5,803)
Non-interest income	7,094	8,430	7,374	8,410	6,973	8,197	6,872	7,386	31,308	29,428	28,100
Non-interest expense	21,588	23,189	22,031	21,767	21,167	20,028	19,456	18,823	88,575	79,474	71,535
Income before income tax expense	12,473	12,020	10,859	11,787	12,556	14,041	14,803	10,844	47,139	52,244	47,030
Income tax benefit	2,703	2,079	2,522	2,808	2,400	3,215	3,599	2,172	10,112	11,386	11,275
Net income	9,770	9,941	8,337	8,979	10,156	10,826	11,204	8,672	37,027	40,858	35,755
Preferred Stock Dividends and Other Adjustments	219	218	219	219	219	219	245	0	875	683	0
Net Income (Loss) Available to Common Stockholders, Basic	$ 9,551	$ 9,723	$ 8,118	$ 8,760	$ 9,937	$ 10,607	$ 10,959	$ 8,672	$ 36,152	$ 40,175	$ 35,755
Basic earnings per common share	$ 1.15	$ 1.17	$ 0.98	$ 1.05	$ 1.18	$ 1.25	$ 1.29	$ 1.02	$ 4.33	$ 4.75	$ 4.17
Diluted earnings per common share	1.15	1.17	0.98	1.05	1.18	1.25	1.29	1.02	4.33	4.75	4.17
Dividends declared per share	$ 0.2275	$ 0.2275	$ 0.2275	$ 0.2275	$ 0.1975	$ 0.1975	$ 0.1975	$ 0.1975	$ 0.91	$ 0.79	$ 0.72

Uncategorized Items - fbiz-2023

Label	Element	Value
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents	us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	$ 56,909,000